<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   9-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1996
<PERIOD-END>                               JUN-30-1996             SEP-30-1996             DEC-31-1996
<CASH>                                           1,598                   1,111                   1,043
<INT-BEARING-DEPOSITS>                           5,405                   5,125                   8,896
<FED-FUNDS-SOLD>                                     0                       0                       0
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     27,787                  24,556                  17,888
<INVESTMENTS-CARRYING>                         165,275                 168,943                 169,368
<INVESTMENTS-MARKET>                           164,770                 168,649                 170,269
<LOANS>                                        130,576                 128,833                 133,401
<ALLOWANCE>                                      1,454                   1,398                   1,434
<TOTAL-ASSETS>                                 343,028                 341,528                 341,897
<DEPOSITS>                                     246,374                 244,489                 249,685
<SHORT-TERM>                                    47,332                  44,280                  35,024
<LIABILITIES-OTHER>                              2,448                   3,444                   1,919
<LONG-TERM>                                      5,686                   9,440                  15,295
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                           282                     282                     282
<OTHER-SE>                                      40,906                  39,593                  39,692
<TOTAL-LIABILITIES-AND-EQUITY>                 343,028                 341,528                 341,897
<INTEREST-LOAN>                                  5,735                   8,699                  11,682
<INTEREST-INVEST>                                6,489                   9,695                  12,874
<INTEREST-OTHER>                                     0                       0                       0
<INTEREST-TOTAL>                                12,224                  18,394                  24,556
<INTEREST-DEPOSIT>                               4,978                   7,496                  10,062
<INTEREST-EXPENSE>                               6,292                   9,533                  12,807
<INTEREST-INCOME-NET>                            5,932                   8,861                  11,749
<LOAN-LOSSES>                                       50                      70                      90
<SECURITIES-GAINS>                                   3                       3                       3
<EXPENSE-OTHER>                                  3,653                   6,956                   8,657
<INCOME-PRETAX>                                  2,538                   2,293                   3,615
<INCOME-PRE-EXTRAORDINARY>                       2,538                   2,293                   3,615
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     1,621                   1,482                   2,324
<EPS-PRIMARY>                                      .66                     .61                     .97
<EPS-DILUTED>                                      .64                     .59                     .94
<YIELD-ACTUAL>                                    3.64                    3.61                    3.58
<LOANS-NON>                                        436                     432                     525
<LOANS-PAST>                                       502                     435                     486  
<LOANS-TROUBLED>                                     0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 1,457                   1,457                   1,457          
<CHARGE-OFFS>                                      112                     202                     217      
<RECOVERIES>                                        59                      73                     104  
<ALLOWANCE-CLOSE>                                1,454                   1,398                   1,434           
<ALLOWANCE-DOMESTIC>                               749                     732                     758      
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                            705                     666                     676      
        

</TABLE>