<TABLE> <S> <C>

<ARTICLE>                    9
<LEGEND>
                             FINANCIAL DATA SCHEDULE

THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
CONSOLIDATED  FINANCIAL  STATEMENTS OF EAST TEXAS FINANCIAL  SERVICES,  INC., AT
DECEMBER  31,  2000,  AND IS  QUALIFIED  IN ITS  ENTIRETY BY  REFERENCE  TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                                DEC-31-2000
<PERIOD-END>                                     DEC-31-2000
<CASH>                                             1,446,166
<INT-BEARING-DEPOSITS>                               759,602
<FED-FUNDS-SOLD>                                   2,396,214
<TRADING-ASSETS>                                           0
<INVESTMENTS-HELD-FOR-SALE>                       51,132,965
<INVESTMENTS-CARRYING>                            28,892,345
<INVESTMENTS-MARKET>                              28,844,917
<LOANS>                                          103,474,091
<ALLOWANCE>                                        1,003,158
<TOTAL-ASSETS>                                   201,746,794
<DEPOSITS>                                       107,607,350
<SHORT-TERM>                                      61,910,000
<LIABILITIES-OTHER>                                3,569,097
<LONG-TERM>                                       12,230,165
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<COMMON>                                              18,845
<OTHER-SE>                                        16,411,337
<TOTAL-LIABILITIES-AND-EQUITY>                   201,746,794
<INTEREST-LOAN>                                    2,094,853
<INTEREST-INVEST>                                  1,524,841
<INTEREST-OTHER>                                           0
<INTEREST-TOTAL>                                   3,619,694
<INTEREST-DEPOSIT>                                 1,441,400
<INTEREST-EXPENSE>                                 2,710,242
<INTEREST-INCOME-NET>                                893,218
<LOAN-LOSSES>                                         16,234
<SECURITIES-GAINS>                                         0
<EXPENSE-OTHER>                                      941,262
<INCOME-PRETAX>                                       78,607
<INCOME-PRE-EXTRAORDINARY>                            78,607
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                          49,052
<EPS-BASIC>                                             0.04
<EPS-DILUTED>                                           0.04
<YIELD-ACTUAL>                                          7.62
<LOANS-NON>                                          874,334
<LOANS-PAST>                                               0
<LOANS-TROUBLED>                                           0
<LOANS-PROBLEM>                                            0
<ALLOWANCE-OPEN>                                   1,057,374
<CHARGE-OFFS>                                         83,521
<RECOVERIES>                                          29,305
<ALLOWANCE-CLOSE>                                  1,003,158
<ALLOWANCE-DOMESTIC>                                 453,349
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                              549,809


</TABLE>