<PAGE>   1


                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 10-Q

     X        QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
    ---                THE SECURITIES EXCHANGE ACT OF 1934

                  FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2001

                                       OR

              TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
    ---                THE SECURITIES EXCHANGE ACT OF 1934

              FOR THE TRANSITION PERIOD FROM           TO
                                             ---------    --------


                         COMMISSION FILE NUMBER 33-58677


                     THE TRAVELERS LIFE AND ANNUITY COMPANY
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

        CONNECTICUT                                              06-0904249
(State or other jurisdiction of                               (I.R.S. Employer
incorporation or organization)                               Identification No.)

                  ONE TOWER SQUARE, HARTFORD, CONNECTICUT 06183
               (Address of principal executive offices) (Zip Code)

                                 (860) 277-0111
              (Registrant's telephone number, including area code)


Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

                         Yes   X           No
                             -----            -----

As of the date hereof, there were outstanding 30,000 shares of common stock, par
value $100 per share, of the registrant, all of which were owned by The
Travelers Insurance Company, an indirect wholly owned subsidiary of Citigroup
Inc.


                            REDUCED DISCLOSURE FORMAT

The registrant meets the conditions set forth in General Instruction H(1)(a) and
(b) of Form 10-Q and is therefore filing this Form 10-Q with the reduced
disclosure format.
<PAGE>   2
                     THE TRAVELERS LIFE AND ANNUITY COMPANY


                                TABLE OF CONTENTS


<TABLE>
<CAPTION>
                                                                             Page
                                                                             ----
<S>                                                                          <C>
PART I - FINANCIAL INFORMATION

ITEM 1. FINANCIAL STATEMENTS

Condensed Statement of Income for the Three and
Six Months Ended June 30, 2001 and 2000 (unaudited)........................    3

Condensed Balance Sheet as of June 30, 2001 (unaudited) and
December 31, 2000..........................................................    4

Condensed Statements of Changes in Retained Earnings and
Accumulated Other Changes in Equity from Nonowner Sources
for the Three and Six Months Ended June 30, 2001 and 2000 (unaudited)......    5

Condensed Statement of Cash Flows for the
Six Months Ended June 30, 2001 and 2000 (unaudited)........................    6

Notes to Condensed Financial Statements (unaudited)........................    7

ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS..............................   10



PART II - OTHER INFORMATION

ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K...................................   12



SIGNATURES.................................................................   13
</TABLE>



                                       2
<PAGE>   3
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
                          CONDENSED STATEMENT OF INCOME
                                   (UNAUDITED)
                                ($ in thousands)



<TABLE>
<CAPTION>
                                                         THREE MONTHS ENDED           SIX MONTHS ENDED
                                                              JUNE 30,                    JUNE 30,
---------------------------------------------------------------------------------------------------------
                                                         2001          2000          2001          2000
---------------------------------------------------------------------------------------------------------
<S>                                                    <C>           <C>          <C>            <C>
REVENUES
Premiums                                               $  9,233      $  9,816     $  18,186      $ 16,585
Net investment income                                    62,276        55,462       118,420       104,625
Realized investment gains                                   349        11,069        21,154         1,820
Fee income                                               42,938        39,383        80,295        68,226
Other revenues                                            3,273         2,243         7,887         4,318
---------------------------------------------------------------------------------------------------------
    Total Revenues                                      118,069       117,973       245,942       195,574
---------------------------------------------------------------------------------------------------------

BENEFITS AND EXPENSES
Current and future insurance benefits                    18,968        22,809        42,742        40,720
Interest credited to contractholders                     29,637        17,872        55,356        34,077
Amortization of deferred acquisition costs               20,727        15,833        40,592        30,331
Operating expenses                                        5,416         3,482        11,196         7,065
---------------------------------------------------------------------------------------------------------
    Total Benefits and Expenses                          74,748        59,996       149,886       112,193
---------------------------------------------------------------------------------------------------------
Income before federal income taxes and cumulative
    effect of change in accounting principle             43,321        57,977        96,056        83,381

Federal income taxes                                     15,088        20,277        33,471        29,155
---------------------------------------------------------------------------------------------------------
Income before cumulative effect of change in
    accounting principle                                 28,233        37,700        62,585        54,226
Cumulative effect of change in accounting for
    derivative instruments and hedging activities,
    net of tax                                               --            --           (62)           --
---------------------------------------------------------------------------------------------------------

Net income                                             $ 28,233      $ 37,700     $  62,523      $ 54,226
=========================================================================================================
</TABLE>


                  See Notes to Condensed Financial Statements.


                                       3
<PAGE>   4
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
                             CONDENSED BALANCE SHEET
                                ($ in thousands)


<TABLE>
<CAPTION>
                                                             JUNE 30, 2001     DECEMBER 31, 2000
                                                              (UNAUDITED)
------------------------------------------------------------------------------------------------
<S>                                                          <C>               <C>
ASSETS
Investments (including $87,284 and $49,465 subject
   to securities lending agreements)                          $ 3,418,629         $ 2,922,162
Separate accounts                                               7,317,841           6,802,985
Deferred acquisition costs                                        698,734             579,567
Other assets                                                      208,624             190,903
------------------------------------------------------------------------------------------------
     Total Assets                                             $11,643,828         $10,495,617
------------------------------------------------------------------------------------------------

LIABILITIES
Future policy benefits                                        $ 1,028,356         $   989,576
Contractholder funds                                            2,088,501           1,631,611
Separate accounts                                               7,317,841           6,802,985
Other liabilities                                                 287,627             211,441
------------------------------------------------------------------------------------------------
     Total Liabilities                                         10,722,325           9,635,613
------------------------------------------------------------------------------------------------

SHAREHOLDER'S EQUITY
Common stock, par value $100; 100,000 shares authorized,
   30,000 issued and outstanding                                    3,000               3,000
Additional paid-in capital                                        417,316             417,316
Retained earnings                                                 488,589             426,066
Accumulated other changes in equity from nonowner sources          12,598              13,622
------------------------------------------------------------------------------------------------
     Total Shareholder's Equity                                   921,503             860,004
------------------------------------------------------------------------------------------------

     Total Liabilities and Shareholder's Equity               $11,643,828         $10,495,617
================================================================================================
</TABLE>


                  See Notes to Condensed Financial Statements.

                                       4
<PAGE>   5
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
            CONDENSED STATEMENTS OF CHANGES IN RETAINED EARNINGS AND
           ACCUMULATED OTHER CHANGES IN EQUITY FROM NONOWNER SOURCES
                                   (UNAUDITED)
                                ($ in thousands)




<TABLE>
<CAPTION>
                                                                       THREE MONTHS ENDED             SIX MONTHS ENDED
                                                                            JUNE 30,                      JUNE 30,
STATEMENT OF CHANGES IN  RETAINED EARNINGS                            2001           2000           2001           2000
-------------------------------------------------------------------------------------------------------------------------
<S>                                                                <C>            <C>            <C>            <C>
Balance, beginning of period                                       $ 460,356      $ 351,687      $ 426,066      $ 335,161
Net income                                                            28,233         37,700         62,523         54,226
-------------------------------------------------------------------------------------------------------------------------
Balance, end of period                                             $ 488,589      $ 389,387      $ 488,589      $ 389,387
=========================================================================================================================

-------------------------------------------------------------------------------------------------------------------------
STATEMENT OF ACCUMULATED OTHER CHANGES
IN EQUITY FROM NONOWNER SOURCES
-------------------------------------------------------------------------------------------------------------------------

Balance, beginning of period                                       $  30,692      $ (25,725)     $  13,622      $ (39,312)
Cumulative effect of change in accounting for derivative
    instruments and hedging activities, net of tax                        --             --             62             --
Unrealized gains (losses), net of tax                                (16,650)       (11,191)        (1,519)         2,396
Derivative instrument hedging activity gains (losses), net of tax     (1,444)            --            433             --
-------------------------------------------------------------------------------------------------------------------------
Balance, end of period                                             $  12,598      $ (36,916)     $  12,598      $ (36,916)
=========================================================================================================================

-------------------------------------------------------------------------------------------------------------------------
SUMMARY OF CHANGES IN EQUITY
FROM NONOWNER SOURCES
-------------------------------------------------------------------------------------------------------------------------

Net income                                                         $  28,233      $  37,700      $  62,523      $  54,226

Other changes in equity from nonowner sources                        (18,094)       (11,191)        (1,024)         2,396
-------------------------------------------------------------------------------------------------------------------------

Total changes in equity from nonowner sources                      $  10,139      $  26,509      $  61,499      $  56,622
=========================================================================================================================
</TABLE>



                  See Notes to Condensed Financial Statements.


                                       5
<PAGE>   6
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
                        CONDENSED STATEMENT OF CASH FLOWS
                           INCREASE (DECREASE) IN CASH
                                   (UNAUDITED)
                                ($ in thousands)


<TABLE>
<CAPTION>
                                                                  SIX MONTHS ENDED
                                                                       JUNE 30,
                                                                 2001           2000
---------------------------------------------------------------------------------------
<S>                                                           <C>            <C>
NET CASH USED IN OPERATING ACTIVITIES                         $ (82,729)     $ (66,602)
---------------------------------------------------------------------------------------

CASH FLOWS FROM INVESTING ACTIVITIES
     Proceeds from maturities of investments
         Fixed maturities                                        36,114         98,524
         Mortgage loans                                           7,477         11,547
     Proceeds from sales of investments
         Fixed maturities                                       481,793        493,296
         Equity securities                                        5,013          9,691
         Real estate held for sale                                   --          2,115
     Purchases of investments
         Fixed maturities                                      (952,941)      (778,018)
         Equity securities                                       (1,219)       (11,970)
         Mortgage loans                                            (368)        (8,867)
     Policy loans, net                                           (1,989)        (1,413)
     Short-term securities (purchases) sales, net               (42,813)         1,489
     Other investment (purchases) sales, net                     13,435        (14,855)
     Securities transactions in course of settlement, net        98,384         37,968
---------------------------------------------------------------------------------------
     Net cash used in investing activities                     (357,114)      (160,493)
---------------------------------------------------------------------------------------

CASH FLOWS FROM FINANCING ACTIVITIES
     Contractholder fund deposits                               541,435        286,078
     Contractholder fund withdrawals                            (84,544)       (45,560)
---------------------------------------------------------------------------------------
     Net cash provided by financing activities                  456,891        240,518
---------------------------------------------------------------------------------------

Net increase in cash                                             17,048         13,423

Cash at beginning of period                                      14,938             21
---------------------------------------------------------------------------------------
Cash at end of period                                         $  31,986      $  13,444
---------------------------------------------------------------------------------------

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
     Income taxes paid (received)                             $ (20,994)     $  18,742
=======================================================================================
</TABLE>


                  See Notes to Condensed Financial Statements.


                                       6
<PAGE>   7
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
               NOTES TO CONDENSED FINANCIAL STATEMENTS (UNAUDITED)


1.   BASIS OF PRESENTATION

     The Travelers Life and Annuity Company (the Company) is a wholly owned
     subsidiary of The Travelers Insurance Company (TIC), an indirect wholly
     owned subsidiary of Citigroup Inc. (Citigroup). Citigroup is a diversified
     holding company whose businesses provide a broad range of financial
     services to consumer and corporate customers around the world. The
     condensed financial statements and accompanying footnotes of the Company
     are prepared in conformity with accounting principles generally accepted in
     the United States of America (GAAP) and are unaudited. In the opinion of
     management, the interim financial statements reflect all adjustments
     necessary (all of which were normal recurring adjustments) for a fair
     presentation of results for the periods reported. The accompanying
     condensed financial statements should be read in conjunction with the
     financial statements and related notes included in the Company's Annual
     Report on Form 10-K for the year ended December 31, 2000.

     Certain financial information that is normally included in annual financial
     statements prepared in accordance with GAAP, but is not required for
     interim reporting purposes, has been condensed or omitted.

     Certain prior year amounts have been reclassified to conform to the 2001
     presentation.


2.   CHANGES IN ACCOUNTING PRINCIPLES AND ACCOUNTING STANDARDS

     Accounting for Derivative Instruments and Hedging Activities

     Effective January 1, 2001, the Company adopted the Financial Accounting
     Standards Board (FASB) Statement of Financial Accounting Standards No. 133,
     "Accounting for Derivative Instruments and Hedging Activities" (FAS 133).
     FAS 133 establishes accounting and reporting standards for derivative
     instruments, including certain derivative instruments embedded in other
     contracts (collectively referred to as derivatives), and for hedging
     activities. It requires that an entity recognize all derivatives as either
     assets or liabilities in the consolidated balance sheet and measure those
     instruments at fair value. If certain conditions are met, a derivative may
     be specifically designated as (a) a hedge of the exposure to changes in the
     fair value of a recognized asset or liability or an unrecognized firm
     commitment, (b) a hedge of the exposure to variable cash flows of a
     recognized asset or liability or of a forecasted transaction, or (c) a
     hedge of the foreign currency exposure of a net investment in a foreign
     operation, an unrecognized firm commitment, an available-for-sale security,
     or a foreign-currency-denominated forecasted transaction. The accounting
     for changes in the fair value of a derivative (that is, gains and losses)
     depends on the intended use of the derivative and the resulting
     designation. As a result of adopting FAS 133, the Company recorded a charge
     of $62 thousand after tax, reflected as a cumulative catch-up adjustment in
     the condensed statement of income and a benefit of $62 thousand after tax,
     reflected as a cumulative catch-up adjustment in the accumulated other
     changes in equity from nonowner sources section of stockholder's equity.



                                       7
<PAGE>   8
                     THE TRAVELERS LIFE AND ANNUITY COMPANY
               NOTES TO CONDENSED FINANCIAL STATEMENTS (UNAUDITED)
                                   (CONTINUED)


     Recognition of Interest Income and Impairment on Purchased and Retained
     Interests in Securitized Financial Assets

     In April 2001, the Company adopted the FASB Emerging Issues Task Force
     (EITF) EITF 99-20, "Recognition of Interest Income and Impairment on
     Purchased and Retained Interests in Securitized Financial Assets" (EITF
     99-20). EITF 99-20 establishes guidance on the recognition and measurement
     of interest income and impairment on certain investments, e.g., certain
     asset-backed securities. The recognition of impairment resulting from the
     adoption of EITF 99-20 was to be recorded as a cumulative catch-up
     adjustment. Interest income on beneficial interest falling within the scope
     of EITF 99-20 was to be recognized prospectively. EITF 99-20 had no effect
     on the Company's results of operations, financial condition or liquidity.


     BUSINESS COMBINATIONS

     In July 2001, the FASB issued Statement of Financial Accounting Standards
     No. 141, "Business Combinations" (FAS 141). FAS 141 prohibits the use of
     the pooling-of-interests method and requires that a single method, the
     purchase method of accounting, be used for all business combinations
     initiated after June 30, 2001. FAS 141 also addressed the initial
     recognition and measurement of goodwill and other intangible assets
     acquired in business combinations and requires intangible assets to be
     recognized apart from goodwill if certain tests are met. FAS 141 applies to
     all business combinations initiated after June 30, 2001 and to all business
     combinations accounted for using the purchase method for which the date of
     acquisition is July 1, 2001, or later. The Company has not yet determined
     the impact that FAS 141 will have on its consolidated financial statements.

     GOODWILL AND OTHER INTANGIBLE ASSETS

     In July 2001, the FASB issued Statement of Financial Accounting Standards
     No. 142, "Goodwill and Other Intangible Assets" (FAS 142). FAS 142
     addresses the initial recognition and measurement of intangible assets
     acquired either singly or with a group of other assets, as well as the
     measurement of goodwill and other intangible assets subsequent to their
     initial acquisition. FAS 142 changes the accounting for goodwill and
     intangible assets that have indefinite useful lives from an amortization
     approach to an impairment-only approach that requires that those assets be
     tested at least annually for impairment. Intangible assets that have finite
     useful lives will continue to be amortized over their useful lives, but
     without an arbitrary ceiling on their useful lives. FAS 142 is required to
     be applied starting with fiscal years beginning after December 15, 2001 and
     is required to be applied at the beginning of an entity's fiscal year. The
     statement is to be applied to all goodwill and other intangible assets
     recognized in an entity's financial statements at that date. Impairment
     losses for goodwill and indefinite lived intangible assets that arise due
     to the initial application of FAS 142 (resulting from an impairment test)
     are to be reported as a change in accounting principle. Retroactive
     application is not permitted. The Company has not yet determined the impact
     that FAS 142 will have on its consolidated financial statements.


                                       8
<PAGE>   9
                     THE TRAVELERS LIFE AND ANNUITY COMPANY




3.   SHAREHOLDER'S EQUITY

     Statutory capital and surplus of the Company was $476 million at December
     31, 2000. The Company is currently subject to various regulatory
     restrictions that limit the maximum amount of dividends available to
     be paid to its parent without prior approval of insurance regulatory
     authorities. The Company does not have surplus available to pay dividends
     to TIC in 2001 without prior approval of the Connecticut Insurance
     Department.


4.   COMMITMENTS AND CONTINGENCIES

     In the ordinary course of business, the Company is a defendant or
     co-defendant in various litigation matters incidental to and typical of the
     businesses in which it is engaged. In the opinion of the Company's
     management, the ultimate resolution of these legal proceedings would not be
     likely to have a material adverse effect on its results of operations,
     financial condition or liquidity.




                                       9
<PAGE>   10
                     THE TRAVELERS LIFE AND ANNUITY COMPANY



ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS

Management's narrative analysis of the results of operations is presented in
lieu of Management's Discussion and Analysis of Financial Condition and Results
of Operations, pursuant to General Instruction H(2)(a) of Form 10-Q.

RESULTS OF OPERATIONS ($ in millions)

<TABLE>
<CAPTION>
FOR THE SIX MONTHS ENDED JUNE 30,              2001       2000
                                              ------     ------
<S>                                           <C>        <C>
Revenues                                      $245.9     $195.6

Net income(1)                                 $ 62.5     $ 54.2
</TABLE>

(1)  Includes net realized investment gains of $13.7 million and $1.2 million in
     2001 and 2000, respectively.

The Travelers Life and Annuity Company (the Company) offers fixed and variable
deferred annuities and individual life insurance to individuals and small
businesses. These products are distributed primarily through Salomon Smith
Barney (SSB), Primerica Financial Services (Primerica), affiliates of the
Company, and a nationwide network of independent financial professionals. In
addition, the Company distributes these products through CitiStreet Retirement
Services and Citibank, N.A. (Citibank), affiliates of the Company. The majority
of the annuity business and a substantial portion of the individual life
business written by the Company are accounted for as investment contracts, with
the result that the deposits collected from contractholders are reported as
liabilities and are not included in revenues.


Net income for the six months ended June 30, 2001 was $62.5 million, compared to
$54.2 million for the six months ended June 30, 2000. Operating income, defined
as income before net realized gains or losses on investments, decreased 8% to
$48.8 million for the first six months of 2001 from $53.0 million for the same
period in the prior year. Interest credited to contractholders increased 62% to
$55.4 million in 2001 versus $34.1 million in 2000 due to the rapid increase in
business volume over the last two years. The business volume also contributed to
the growth in investment income and fee revenue.

The cashflows of the Company continue to be affected by the volume growth. Net
cash provided by contractholder funds activity increased 90% to $456.9 million
in the six months ended June 30, 2001 from $240.5 million in the six months
ended June 30, 2000. This growth is primarily offset through investing
activities, which used cash of $357.1 million in the six months ended June 30,
2001 versus $160.5 million in the six months ended June 30, 2000. Also, net cash
used in operations grew 24% to $82.7 million in the six months ended June 30,
2001 from $66.6 million in the six months ended June 30, 2000 related to
commissions and other first year expenses.

Realized investment gains fluctuate based upon market conditions and investment
portfolio yield considerations. Realized gains for the six months ended June
30, 2001 and 2000 were $21.1 million and $1.8 million, respectively.



                                       10
<PAGE>   11
                     THE TRAVELERS LIFE AND ANNUITY COMPANY



PREMIUMS AND DEPOSITS ($ in millions)

<TABLE>
<CAPTION>
FOR THE SIX MONTHS ENDED JUNE 30,              2001       2000
                                              ------     ------
<S>                                           <C>        <C>
Individual Annuity                            $1,608     $1,549
Individual Life                                  151         87
Other Annuity                                      3          7
                                              ------     ------
                          Total               $1,762     $1,643
                                              ======     ======
</TABLE>

The majority of the annuity business and a substantial portion of the individual
life business written by the Company are accounted for as investment contracts,
with the result that the deposits collected from contractholders are reported as
liabilities and are not included in revenues.

Individual annuity premiums and deposits continue to reflect the cross-selling
initiatives at Citigroup affiliates with 42% and 24% of the June 30, 2001
amounts attributed to SSB and Primerica, respectively, as well as growth in
non-proprietary distribution channels.

The individual life premiums grew 74% to $151 million in 2001 versus $87 million
in 2000 reflecting strong traditional agency universal life production. Of the
June 30, 2001 premiums, 22% were attributable to SSB.

Increased individual annuity sales and strong retention margins, despite
declining market conditions, drove policyholder benefit reserves, contractholder
funds and separate account reserves to $10.4 billion at June 30, 2001, up from
$9.4 billion at December 31, 2000.

INSURANCE REGULATIONS

Risk-based capital requirements are used as minimum capital requirements by the
National Association of Insurance Commissioners and the states to identify
companies that merit further regulatory action. At December 31, 2000, the
Company had adjusted capital in excess of amounts requiring any regulatory
action.

The Company is subject to various regulatory restrictions that limit the maximum
amount of dividends available to be paid to its parent without prior approval of
insurance regulatory authorities in the state of domicile. The Company does not
have surplus available to pay dividends to its parent in 2001 without prior
approval of the Connecticut Insurance Department. The Company did not pay any
dividends to its parent during the six months ended June 30, 2001 and 2000.

FUTURE APPLICATION OF ACCOUNTING STANDARDS

See Note 2 of Notes to Condensed Financial Statements for Future Application of
Accounting Standards.

FORWARD-LOOKING STATEMENTS

Certain of the statements contained herein that are not historical facts are
forward-looking statements within the meaning of the Private Securities
Litigation Reform Act. The Company's actual results may differ materially from
those included in the forward-looking statements. Forward-looking statements are
typically identified by the words "believe," "expect," "anticipate," "intend,"
"estimate," "may increase," "may fluctuate," and similar expressions or future
or conditional verbs such as "will," "should," "would," and "could." These
forward-looking statements involve risks and uncertainties including, but not
limited to, the resolution of legal proceedings.


                                       11
<PAGE>   12
                     THE TRAVELERS LIFE AND ANNUITY COMPANY


                           PART II - OTHER INFORMATION


ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K

(a) EXHIBITS.

<TABLE>
<CAPTION>
  EXHIBIT NO.     DESCRIPTION
  -----------     -----------
<S>               <C>
     3.01         Charter of The Travelers Life and Annuity Company (the
                  "Company"), as amended on April 10, 1990, incorporated herein
                  by reference to Exhibit 6(a) to the Registration Statement on
                  Form N-4, File No. 33-58131, filed on March 17, 1995.

     3.02         By-laws of the Company, as amended on October 20, 1994,
                  incorporated herein by reference to Exhibit 6(b) to the
                  Registration Statement on Form N-4, File No. 33-58131, filed
                  on March 17, 1995.
</TABLE>


(b)  REPORTS ON FORM 8-K.

None.




                                       12
<PAGE>   13
                     THE TRAVELERS LIFE AND ANNUITY COMPANY


                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



                             THE TRAVELERS LIFE AND ANNUITY COMPANY
                                          (Registrant)


Date August 13, 2001        /s/ Glenn D. Lammey
    -----------------       --------------------------------------------

                            Glenn D. Lammey
                            Executive Vice President,
                            Chief Financial Officer and Chief Accounting Officer
                            (Principal Financial Officer and Principal
                            Accounting Officer)




                                       13