<TABLE> <S> <C>

<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000
<PERIOD-START>                             APR-01-2000             JAN-01-2000
<PERIOD-END>                               JUN-30-2000             JUN-30-2000
<DEBT-HELD-FOR-SALE>                           160,315                 160,315
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                                  0                       0
<EQUITIES>                                       3,486                   3,486
<MORTGAGE>                                           0                       0
<REAL-ESTATE>                                        0                       0
<TOTAL-INVEST>                                 165,739                 165,739
<CASH>                                           4,190                   4,190
<RECOVER-REINSURE>                                 492                     492
<DEFERRED-ACQUISITION>                           2,355                   2,355
<TOTAL-ASSETS>                                 250,417                 250,417
<POLICY-LOSSES>                                152,679                 152,679
<UNEARNED-PREMIUMS>                             21,462                  21,462
<POLICY-OTHER>                                       0                       0
<POLICY-HOLDER-FUNDS>                              407                     407
<NOTES-PAYABLE>                                 14,754                  14,754
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                            63                      63
<OTHER-SE>                                      50,293                  50,293
<TOTAL-LIABILITY-AND-EQUITY>                   250,417                 250,417
<PREMIUMS>                                      31,993                  59,619
<INVESTMENT-INCOME>                              2,666                   5,173
<INVESTMENT-GAINS>                               (140)                   (257)
<OTHER-INCOME>                                   1,371                   3,060
<BENEFITS>                                      26,781                  50,207
<UNDERWRITING-AMORTIZATION>                      9,452                  18,997
<UNDERWRITING-OTHER>                              (71)                     177
<INCOME-PRETAX>                                  (836)                 (2,444)
<INCOME-TAX>                                     (315)                   (890)
<INCOME-CONTINUING>                              (521)                 (1,554)
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     (521)                 (1,554)
<EPS-BASIC>                                     (0.09)                  (0.28)
<EPS-DILUTED>                                   (0.09)                  (0.28)
<RESERVE-OPEN>                                 142,600                 147,425
<PROVISION-CURRENT>                             25,496                  48,481
<PROVISION-PRIOR>                                1,285                   1,726
<PAYMENTS-CURRENT>                               5,955                   8,150
<PAYMENTS-PRIOR>                                21,981                  48,037
<RESERVE-CLOSE>                                141,150                 141,150
<CUMULATIVE-DEFICIENCY>                              0                       0


</TABLE>