SECURITIES AND EXCHANGE COMMISSION
                         Washington, D.C.  20549
                          _____________________
                          **** CORRECTED ****          
                                FORM 10-Q

   X      QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
          SECURITIES EXCHANGE ACT OF 1934

For the Quarterly Period Ended June 30, 1996

          TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF        
          THE SECURITIES EXCHANGE ACT OF 1934

Commission File Number:   0-25446
                    
                         LCS BANCORP, INC.                 
         (Exact name of registrant as specified in its charter)

Delaware                                          37-1337116     
(State or other jurisdiction of               (IRS Employer I.D.) 
incorporation or organization)

501 North State, Litchfield, Illinois               62056        
(Address of principal executive office)        (Zip Code)              

Registrant's telephone number, incl. area code   (217) 324-2576  

Securities registered pursuant to Section 12(b) of the Act:  None 

Securities registered pursuant to Section 12(g) of the Act:

     Common Stock, par value $0.01 per share
                            (Title of Class)
                                    
     Indicate by check mark whether the registrant (1) has filed
all reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months
(or for such shorter period that the registrant was required to
file such reports), and (2) has been subject to such filing
requirements for the past 90 days.  YES  x       NO     

     As of August 9, 1996, the Company had 107,640 shares of
$0.01 par value common stock issued and outstanding.












PART I - FINANCIAL INFORMATION

Item 1 - Financial Statements                            Page No.

Consolidated Statement of Financial Condition
as of June 30, 1996 and December 31, 1995    ...........    3 

Consolidated Statement of Income for the Three Months 
Ended June 30, 1996 and June 30, 1995; and the Six Months
Ended June 30, 1996 and June 30, 1995   ................    4

Consolidated Statement of Stockholders' Equity for the 
Six Months Ended June 30, 1996 and June 30, 1995 .......    5    

Consolidated Statement of Cash Flows for the Six Months 
Ended June 30, 1996 and June 30, 1995 ..................    6 

Notes to Consolidated Financial Statements   ...........    7 


Item 2 - Management's Discussion and Analysis of 
         Financial Condition and Results of Operations     13 


PART II - OTHER INFORMATION
                 
Item 1 - Legal Proceedings  ...........................    20 

Item 2 - Changes in Securities   ......................    20 

Item 3 - Default upon Senior Securities   .............    20 

Item 4 - Submission of Matters to a Vote of 
         Security-Holders  ............................    20

Item 5 - Other Information  ...........................    20 

Item 6 - Exhibits and Reports on Form 8-K  ............    20 


Signature Page  .......................................    21 


PART II - OTHER INFORMATION

Item 1.  Legal Proceedings

       The Holding Company and Bank are not engaged in any legal 
       proceedings of a material nature at the present time.

Item 2.  Changes in Securities

       Not applicable.

Item 3.  Default upon Senior Securities

       Not applicable.

Item 4.  Submission of Matters to a Vote of Security-Holders

      (a) Date of Meeting - April 9, 1996

      (b) Election of Directors - 
          Wayne Brauer- Re-elected to a three year term
          Herman Helgen- Re-elected to a three year term

          Continuing in Office -  Carol Radtke, Olind McPherson
          Robert Parrish, Howard Hartke

      (c) Other Matters Considered at Meeting:  Ratification of the
          appointment of Sikich, Gardner & Co., LLP., as LCS                    
          Bancorp, Inc. independent auditors     
          

Item 5.  Other Information

         None.

Item 6.  Exhibits and Reports on Form 8-K

         Exhibit 27 - Financial Data Schedule.
   














                       SIGNATURES

    Pursuant to the requirement of the Securities and Exchange
Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned thereunto duly
authorized.

                             LCS BANCORP, INC.

                             _s/Carol Radtke___________
                             Carol Radtke
                             President and Chief Executive Officer
                                                        

                             _s/Carol Radtke___________               
                             Carol Radtke
                             Chief Financial Officer

Date:  October 3, 1996-Correct 10-Q/A for Financial Data Schedule