OFFICE OF THE ATTORNEY GENERAL OF TEXAS 

AUSTIN 

fionorable Yl;rv in t&L, Co3dssloaer 

Iire Inpurnnce Xvislon 

~0d or I~~USE~OS Ciommi~oi~n6rrr 

iiuotln, Texts 

larfed raleemn 

d aq3loyeae of 

er-lnnurance 

prlaolpal work 

r in0urtm00 rrm 

lly, are reqolred 

der hrtioles 5035 

1043, requeetlng t!m opinion 

n at&ted tharoln reads aa folsxchmge tire exe;yt frou aacurtag Ucensea. 

*tie have had nu:~ierous co:pplaints Oeceusa euch above 

deacrlbed representatives solicit tind sell Insurance 

wtthcrrlt belnej subject to the smae regul&tiona acd requfrezmnta aa prescribed by law for other tnsurancs 

a@xlto. It t&is besn our prcretioe to rsgulrs tepreeentutires of e rtml~procal eroh:mp,e *ho sollait and sell iawrmc~ to the .xblia i:anarully to be licensed under 

,,rt:cla 5GGS. 

I 
*In 1939, the0 aro.ae itie cjuaetlon of llataaing 

repre8or&xtlro8 of Lloyda. In thl.8 oan , the ropel nfmtive8 .were be8ipLLr+ted a8 6eputy attorR#8-biaot, and they clalao4 exaaptfon Srom being licensed. 

Tkio que8tlon wa8 8Ub5dtted to you, and OpifdoA No. 

O-1010 n8 renC~rod on June 97, lt)OQ t&t 8uoh deputy 

attorneya-Lain-ract wre required tg be 116ensed. 

"'IQ OoU8ideriA& tht8 qW8tf0A, Wb r~8PWbtiUily dir8ot Jour attention to an oplr;ion writton ln 1931, a 

QQpf of whloh i8 hereto 8tta0b0a. We au0 Invite your 

aonaiduatlon OX Utlcla 5066, 8eVi8ed %RtUtO8, end 

rrtlol# 578, Penal Code. It i8 our praotloe to 188uo 

a o*rtltloat* for agent8 wfm 40 not Irrllolt iFop the 

publio generally but whose prlnslpal dutie8 are over8eeln(l a@ ~upervlel~$ thr aetiritisa of 8gent8 rolioitL~&&~pom the publics genarallt ar outllnad la Artiole 

I 

*rlrsMtore, (18 8ubipit tke tollowine quertlonr 

nraM dimet Mhrfed UIiOlmO or direst 

mlaried en1plo~ee8 of rociproaal or Interbl8llrWlOe WXChUfl$OS UhO8a &'rfZlOi~l Work 

la 8OlfeftatiOA of fA8uxaAa~ fro5 the pub118 

geosrally, repuirod to & lleenwd a8 provldbd 

uadu etiaIa8 5085 aa& 50885, of the Rerilred 

citil f%atIltOU Of %Xf38?'" 

titlcle 6055, Vcrnoa*8 iicmotat*d C&v11 Statute8, provider: 

-It 8haU not bc lawful ror any pamon to l o t 

with in thir iitorte, a8 agont OF otbrrruiao, 10 8ol%oitlnfj or recofvin6 6iqlic3tioa8 tw lneuranae 0r ant 

rlri@ whatevor, or in any mwmwto aid la tha tran8- 

actioa ot the bueineea of any ineurunce Oom&xmf imOoTporated In tht8 3tipt.e 01 out o? It, without first procuring (Y oertlflcsto ~of authoH.ty from th Coti~aloaer.w 

I 

Article 572 o f Vcmxon*s l notsted Penal Code, mite8 it 

a penal ofrenee for oag iadlvfdual to aollait fn6ur~~cl in behalf 

of any lnsuraaoe cornyany without a oertlilonte of ltuthorlty to 
sot l s o(Jcmt or oolioltor for ouoh oop~p&a~, of after l wh oertU$crte o? outhority ohaL have boon oanoelled or revoked. 

hTtio1e 8088, VoruOn'o Annotated Clri1 StEtuteo, Qroriaa6 

lo ofroot that any psroon who 6ollcito %nouranoo on bobalt of any 

~~OWXICO eo mp wy 1 6 l n & gent o f the GOSQ~O~. Oo a sr a lly opaking, th o l ubotantiol pro~ioiono or hrticlo 25086 en 0ontaLned in 

Art1010 568, VernOll'6 AmQtatod Penal Coda. 

&otion 8 0r krtlole SOobpb, Vemoa~o Ann.:tated Civil 

Statutes, omng othcrr tRlnll;a, 6ofiw~ the term6 -looal rroorbln& 

a@c+sut* and *oolioltor.* Section 4 of raid Otatato p0eae0: 

"It oh11 bo u6laWul for any perlon or fifl or 

partnerlhip t0 aOt a0 a tb061 ~OOOrdia& Agent Of 

f3ollaltor in proourln4g buoiaeoo for aoy Ia6uroaoe 

Company, oorporatloa, l.@8+ln8umfse4, oxckmn~o, 

stituole B001pro661, iUOQ6i6t~OJ%, UoyQo or othor 

Xno~anoo Coalem, until ho ohall hare ln for80 ttm 

lloonue ;Irsrl~od for heroin.' 

36otlon 913 or 66lQ 6totUt6 (806tb) ~mrlQe8: 

'Wo.prwiaioa oi thia irot ohall apply to tm Llfo, 

Health and Acoidont Snsuranae bwlnooo or tte Life, Realth 

and daldent 2ep@tmemt of the oomynleo ong'l&& therein, 

nm 63awsll It apply to 6nl of tbo followLag, 3ainol.l; 

"(a) rin~ notutbl full-tim bum 0rrh or oal6irl4.rd 

trerellag ropr6sentotlveo of ong In6uranoo Carrier lloehood to 80 buofnooo in Tern@. 

*(b) nay actual attorney in faot an6 it8 actual 

traveling 6alar16d reprsoentutlre EB to buolneoo tram4Ot6a through ouch attorney Lo. ieat or osl*rled repreoentativo d any reolprocul esobon5o or lntffr-laeur5noo 

%XGhali&O a&aitteQ to do buslnooo in Tsmo. 
In vieor w the l*alflo l ronptloa eent4lnd In 9eotioa 

W,~~o quoted above, it lo our opinion that hrtlole SOUS, Voraoa*o 

am&it&i Clrll datuteo, mA hrtlelo 918, Yorrum*o .uuwtatod i-‘enal 

Code, have no application to the quoation uuder oonofderation. It 

10 OUT Surtcer opinion that in rf*W Of mai4 Seation 20 tbo oalor100 aalooaea or oalarle6 l mgAoyeeo o? reolpracal or inter-lnouranor 

l ro&eagor are n6t oobjeot to Sootion 4 oi Art1616 556pb althoirgh 

their prlnolpal *or& 18 8ollolt2ng inouru~oa rrom the pub116 

gonerally. Stated another war, it lo our oploloa that Sootlon 

SO l xvroooS~ l zoapt* horn tbr prorlolono of the fo r ego inl tatutso g 

thubo poroono naord la l uboootlaa (a) urd l bsootloa (b) of Z&Qtlon 20 of aald utlolr. %erefOxe, tEe que+tloa am quote& @hove, 

10 ro8peotiully anowered in the aogatlre. 

Your0 verr truly 

ATl’GRUfE~ 5ElKRAL OF ‘r3S~9 

&ir&?fddL 

,~~ BY 

_,_, A~ ; .:,le...e.;:L ArBell ~llllmo 

Xoolotant 

kJ( :&I?