Exhibit 10.3


                                  Charlie Tomm
                       2005 Platform CEO Compensation Plan

Goals:

o    Accountability for the most important operating performance elements
     managed by you
o    Financial reward for successfully managing these elements
o    Financially reward "recovery" results if the first half of the year is
     less than par

2004 Compensation Elements

o    Base Salary is $600,000 (This is an increase from 500,000)
o    Total Par Bonus Percent is 80%
o    Total Par Bonus Dollars are $480,000
o    Annual Net Operating Income Bonus (70% of the total Par Bonus Dollars) is
     $336,000
o    Semi annual NOI Par Bonus is $168,000
o    Annual Business Development Bonus (30% of the total Par Bonus Dollars) is
     $144,000

Net Operating Income Bonus Formula (70% of the total Par Bonus)

The Bonus Plan is being divided into 2 half-year opportunities but will never
pay you less than an annual plan calculation. The approach provides you with the
opportunity to rebound from a disappointing first half with a new bonus
opportunity in the second half. The details are shown in the chart below.

------------------------------------   -----------------------------------------
       The first half Bonus:                  Final year end Bonus (2)
------------------------------------   -----------------------------------------
If NOI Result:       Using the first   Final Payment     Final Bonus payment
                     half bonus        will be           will be:
                     formula the Mid   calculated: (1)
                     year payment
                     will be:
------------------------------------   -----------------------------------------
Meets or exceeds     Par Bonus for     Using the         The annual calculation
 Par                 the first 1/2     Annual Bonus      less the par bonus
                     year              calculation       paid in the first half.
------------------------------------   -----------------------------------------
Between Threshold    Actual first      Second half       Actual second half
  and par            half Bonus        Bonus Formula     Bonus.
                                                         This can pay up to 10%
                                                         more than the annual
                                                         Plan calculation
------------------------------------   -----------------------------------------
Below Threshold      No Bonus          Second half       Actual second half
                                       Bonus Formula     Bonus.
                                                         Potential for
                                                         meaningful increase
                                                         over the annual plan
------------------------------------   -----------------------------------------

1.  First 1/2 Payments are never forfeited

2.  The annual Business Development bonus will be paid out with the
    final Bonus payment





                                       1
<PAGE>

The Bonus targets and formulas for 2005 are detailed in the next 2 charts.

<TABLE>
<CAPTION>
                                               Annual Targets
----------------------------------------------------------------------------------------------------------------------
                                               NOI
                                              (% of
       Level              NOI Dollars        Budget)(1)      Bonus Dollars                 Annual Formula
--------------------- ------------------- --------------- ------------------- ----------------------------------------
<S>                       <C>                  <C>             <C>                            <C>
     Threshold            47,300,000           90%             $67,200                        $67,200
--------------------- ------------------- --------------- ------------------- ----------------------------------------
        Par               52,500,000           100%            $336,000       $67,200 Plus 5.1% of NOI over threshold
--------------------- ------------------- --------------- ------------------- ----------------------------------------
       Double             62,000,000           118%            $672,000          $336,000 Plus 3.6% of NOI over Par
--------------------- ------------------- --------------- ------------------- ----------------------------------------
</TABLE>
(1) Intentionally Omitted

<TABLE>
<CAPTION>
                            Semi Annual Targets (based upon your calendarized budgets)
----------------------------------------------------------------------------------------------------------------------
     Level        First Half NOI       First Half Formula       Second half NOI           Second half Formula
                     Dollars                                        Dollars
---------------- ----------------- ---------------------------- ----------------- ------------------------------------
<S>                 <C>             <C>                             <C>            <C>
   Threshold        23,100,000      $33,600                         24,100,000     $33,600
---------------- ----------------- ---------------------------- ----------------- ------------------------------------
      Par           25,700,000      $33,600plus 5.2% of NOI in      26,800,000     $33,600 plus 5% of NOI in excess
                                    excess of the threshold                        of the threshold
---------------- ----------------- ---------------------------- ----------------- ------------------------------------
    Double          30,300,000      $168,000 Plus 3.6% of NOI      31,600,000      $168,000 Plus 3.5% of NOI in
                                    in excess of Par                               excess of Par
---------------- ----------------- ---------------------------- ----------------- ------------------------------------
</TABLE>


Business Development Objectives Bonus (30% of the total Par Bonus)

o    Goals/metrics for each of the objectives, addressing the specific
     challenges, are set at the beginning of the year. The categories are
     detailed below.
o    Regular reviews with Ken Gilman to evaluate YTD performance against these
     objectives. The metrics will facilitate a fact-based discussion.
o    Final review with Ken Gilman at the end of the year to establish year- end
     payout. The payout will not be based upon a numerical calculation, rather a
     subjective evaluation of the Business Development topics in the below table
     (including related metrics).
o    Payout range 0% to 200% of the Par.

---------------  ---------------  -------------------------  -------------------
  Frame work
  Agreement      General Manager
  Compliance       Success              Productivity         Pre-owned Vehicles
---------------  ---------------  -------------------------  -------------------
Toyota, Honda,   Market Share     Total platform personnel   Used Car Inventory
GM,Nissan                         expense (including         "core" percent
---------------  ---------------  management co.) as a %     total.
Unit sales for   GM Turnover      of total gross: Evaluated  Goal is 65%
all but Honda                     versus budget and trend
---------------  ---------------  to prior years'
CSI for Honda    Management       performance
                 Turnover
---------------  ---------------  -------------------------  -------------------




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<PAGE>



Tuck-in Acquisition Bonus

o   12-month measurement period using NOI vs. the deal pro-forma
o   3-month grace period (longer periods may be set when the pro-forma is
    created)
o   Team Bonus- For team members who helped with integration- 20% of CEO bonus
o   Payout scale- see table below

------------------------------------------------------------------
                                        Franchise bonus %
                                ----------------------------------
    Actual NOI vs. Pro-forma      Non-Targeted       Targeted*
------------------------------------------------------------------
               %                    % Of NOI         % Of NOI
------------------------------------------------------------------
            80%- 99%                   2%               4%
           100%- 109%                  3%               5%
           110%-119%                   4%               6%
          120% and up                  5%               7%
------------------------------------------------------------------
      *Acura, BMW, Honda, Lexus, Mercedes Benz, Toyota, Nissan