<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Statement of Condition and the Statement of Operation for the period ended
December 31, 1996 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           3,311
<INT-BEARING-DEPOSITS>                             759
<FED-FUNDS-SOLD>                                 1,875
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          13,994
<INVESTMENTS-MARKET>                            13,909
<LOANS>                                        320,817
<ALLOWANCE>                                      2,517
<TOTAL-ASSETS>                                 347,577
<DEPOSITS>                                     278,156
<SHORT-TERM>                                    13,500
<LIABILITIES-OTHER>                              8,170
<LONG-TERM>                                     23,954
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            23
<OTHER-SE>                                      23,774
<TOTAL-LIABILITIES-AND-EQUITY>                 347,577
<INTEREST-LOAN>                                 14,303
<INTEREST-INVEST>                                  895
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                15,198
<INTEREST-DEPOSIT>                               6,986
<INTEREST-EXPENSE>                               8,114
<INTEREST-INCOME-NET>                            7,084
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,824
<INCOME-PRETAX>                                  1,789
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,170
<EPS-PRIMARY>                                   $0.470
<EPS-DILUTED>                                   $0.470
<YIELD-ACTUAL>                                   3.890
<LOANS-NON>                                      1,836
<LOANS-PAST>                                       800
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    255
<ALLOWANCE-OPEN>                                 2,515
<CHARGE-OFFS>                                        0
<RECOVERIES>                                        10
<ALLOWANCE-CLOSE>                                2,525
<ALLOWANCE-DOMESTIC>                             2,525
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,433
        

</TABLE>