**OFFICE** OF THE ATTORNEY GENERAL OF TEXAS AUSTIN

fionorable Yl;rv

in t&L, Co3dssloaer Iire Inpurnnce Xvislon **~0d or**  **I~~USE~OS Ciommi~oi~n6rrr**  iiuotln, Texts

larfed raleemn d aq3loyeae of er-lnnurance prlaolpal **work** r **in0urtm00 rrm**  lly, are reqolred der hrtioles 5035

1043, requeetlng t!m opinion n at&ted tharoln reads aa folsxchmge tireexe;yt frou aacurtag Ucensea. *tiehave had nu:~ierous co:pplaints Oeceusa euch above deacrlbed representatives solicit tind sell Insurance wtthcrrlt

belnejsubject to 

### the smae regul&tionaacd 

### requfrezmnta aa prescribed by law for other tnsurancs a@xlto. It t&is besn our prcretioe to rsgulrs tepreeentutires of e rtml~procal eroh:mp,e *ho sollait and sell iawrmc~ to the .xblia 

### i:anarully to be licensed under ,,rt:cla 5GGS. **I***In 1939, the0 aro.ae itiecjuaetlon of llataaing

repre8or&xtlro8 of Lloyda. In thl.8 oan , the ropel nfmtive8 **.were** be8ipLLr+ted**a8 6eputy**  attorR#8-biaot, and they clalao4 exaaptfon Srom being licensed. Tkio **que8tlon wa8**  **8Ub5dtted** to you, and OpifdoA No. O-1010 n8 

### renC~rod on June 

### 97, lt)OQ

t&t 8uoh deputy attorneya-Lain-ract wre required tg 

### be 116ensed. "'IQOoU8ideriA& tht8 qW8tf0A, **Wb** r~8PWbtiUily dir

### 8ot Jour attention to an 

### oplr;ion writton ln 1931, a 

### QQpfof whloh i8 

### hereto 

## 8tta0b0a. We au0 Invite your aonaiduatlon OX Utlcla 5066, 8eVi8ed %RtUtO8, end rrtlol# 578, Penal Code. It i8 

### our praotloe to 188uo 

### a 

### o*rtltloat*

for **agent8 wfm**  **40** not Irrllolt iFop the publio generally **but whose**  

### prlnslpal dutie8 

### are over**8eeln(l a@**  

### ~upervlel~$ thr **aetiritisa of**  **8gent8 rolioit**  L~&&~pom the publicsgenarallt ar 

### outllnadla Artiole

I 

### *rlrsMtore, (18 **8ubipit** tke **tollowine** quertlonr

nraM dimet Mhrfed UIiOlmO or direst mlaried en1plo~ee8 of rociproaal **or** Interbl8llrWlOeWXChUfl$OS UhO8a &'rfZlOi~l **Work** 

### la **8OlfeftatiOA** 

### of fA8uxaAa~ fro5 the 

### pub118 

### geosrally,repuirod to & lleenwd a8 

### provldbd uadu etiaIa8 5085 aa& 50885, of the Rerilred citil f%atIltOU Of %Xf38?'" 

### titlcle6055,**Vcrnoa*8** iicmotat*d C&v11 **Statute8, provider:** 

-It 8haU not **bc** lawful **ror** any pamon to l ot within

thir iitorte,

a8 **agont OF**  **otbrrruiao, 10**  **8ol%oit** lnfjor recofvin6 6iqlic3tioa8 tw lneuranae 0r **ant** rlri@

### whatevor,

or in any 

### mwmwto aid la tha tran8- **actioa ot**  **the bueineea**  **of** any **ineurunce Oom&xmf**  **imOoT** porated In tht8 3tipt.e 01 **out o?**  **It, without**  first **pro** curing 

### (Y oertlflcsto ~of authoH.ty from th Coti~aloaer.w

I Article 572 ofVcmxon*s l notsted Penal Code, mite8 it a penal ofrenee for oag iadlvfdual to aollait fn6ur~~cl in behalf of any lnsuraaoe cornyany

### withouta oertlilonte of ltuthorlty tosot ls **o(Jcmt** or **oolioltor** for 

### ouoh oop~p&a~, of after l

wh oer**tU$crte o?**  **outhority** ohaL have boon oanoelled or **revoked.**

hTtio1e 8088, VoruOn'o **Annotated** Clri1 StEtuteo, Qroriaa6 lo ofroot that any psroon who 6ollcito 

### %nouranoo on bobalt of any ~~OWXICO eompwy 16 ln &ge nt of 

### the GOSQ~O~. Ooasrallyopak

### ing, tho l ubotantiol pro~ioiono or hrticlo 25086en 0ontaLned in Art1010 568, VernOll'6 

### AmQtatod Penal Coda.

&otion 

### 8 

## 0r krtlole 

### SOobpb, Vemoa~o Ann.:tated Civil Statutes, omng othcrr 

### tRlnll;a, 6ofiw~ the term6 

### -looal rroorbln& a@c+sut*

and *oolioltor.* Section 4 of raid Otatato 

## p0eae0:

"It oh11 bo u6laWul for any perlon or fifl or partnerlhip t0 aOt a0 a tb061 ~OOOrdia& Agent Of 

### f3ollaltor in proourln4gbuoiaeoo for 

### aoy Ia6uroaoe 

### Company, **oorporatloa,** 

### l.@8+ln8umfse4, oxckmn~o, stituole B001pro661, 

## iUOQ6i6t~OJ%, UoyQo or othor Xno~anoo Coalem, until ho ohall hare ln for80 ttm lloonue ;Irsrl~od for 

### heroin.'

36otlon 913or 66lQ 6totUt6 **(806tb)** 

### ~mrlQe8: 'Wo.prwiaioaoi thia irot ohall apply to tm Llfo, Health and Acoidont **Snsuranae** 

### bwlnooo or tte Life, Realth and 

### daldent 2ep@tmemt of the oomynleo ong'l&& therein, nm 63awsll

It apply to 6nl of tbo followLag, 3ainol.l; "(a) rin~ **notutbl** full-tim bum 

## 0rrh or oal6irl4.rd **trerellag** ropr6sentotlveo of ong In6uranoo Carrier lloehood to 80 **buofnooo in**  **Tern@.** ***(b)** nay actual 

### attorney in faot an6 it8 **actual** traveling 6alar16d reprsoentutlre 

### EB to **buolneoo** 

### tram4Ot6a through ouch attorney Lo.

## ieat or osl*rled repreoentativo 

### d any reolprocul esobon5o or 

### lntffr-laeur5noo %XGhali&O

a&aitteQ to do buslnooo in Tsmo.

### In vi ew or the l *alflo 

### l

ronptloa 

### eent4lnd In 9eotioa 

### W,~~o quotedabove, 

### it lo our opinion that 

### hrtloleSOUS,Voraoa*o am&it&i 

### Clrll datuteo, mA hrtlelo 918, Yorrum*o .uuwtatod i-‘enal Code, have no application to the quoation uuder oonofderation. 

### It 10 OUT 

### Surtcer

## opinion that 

### in rf*W Of mai4 Seation 20 

### tbo oalor100 aalooaea or oalarle6 

### l mgAoyeeo 

### o? reolpracal or inter-lnouranor 

### l ro&eagor are n6t 

### oobjeot to Sootion 4 oi Art1616 556pb althoirgh 

### their 

### prlnolpal

*or& 18 8ollolt2ng inouru~oa rrom 

### the pub116 

### gonerally. Stated another 

### war, it lo our oploloa that 

### Sootlon SO 

### l xvroooS~ 

### l

zoapt* horn tbr 

### prorlolono of the 

### fo regoin g l tatutso 

### thubo 

### poroono

naord 

### la l

uboootlaa (a) urd l bsootloa (b) of Z&Qtlon 

### 20 of aald utlolr. 

### %erefOxe, tEe que+tloa am quote& 

### @hove, 10 ro8peotiully anowered 

### in the aogatlre. Your0 verr 

### truly ATl’GRUfE~



### 5ElKRALOF ‘r3S~9 &ir&?fddL
,~~ BY

_,_, A~ ; .:,le...e.;:L ArBell ~llllmo Xoolotant 

### kJ( :&I?