<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND THE STATEMENT OF OPERATION FOR THE PERIOD ENDED
DECEMBER 31, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-START>                             JUL-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                           6,899
<INT-BEARING-DEPOSITS>                             538
<FED-FUNDS-SOLD>                                17,275
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           9,281
<INVESTMENTS-MARKET>                             9,296
<LOANS>                                        271,165
<ALLOWANCE>                                      2,665
<TOTAL-ASSETS>                                 312,466
<DEPOSITS>                                     281,238
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              7,715
<LONG-TERM>                                      3,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            15
<OTHER-SE>                                      20,497
<TOTAL-LIABILITIES-AND-EQUITY>                 312,466
<INTEREST-LOAN>                                 12,348
<INTEREST-INVEST>                                1,426
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                13,774
<INTEREST-DEPOSIT>                               7,810
<INTEREST-EXPENSE>                               8,100
<INTEREST-INCOME-NET>                            5,674
<LOAN-LOSSES>                                      394
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,778
<INCOME-PRETAX>                                  2,406
<INCOME-PRE-EXTRAORDINARY>                       2,406
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,671
<EPS-PRIMARY>                                     1.02
<EPS-DILUTED>                                     1.02
<YIELD-ACTUAL>                                   3.698
<LOANS-NON>                                      3,839
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    166
<ALLOWANCE-OPEN>                                 2,381
<CHARGE-OFFS>                                       90
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                2,665
<ALLOWANCE-DOMESTIC>                             2,665
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,252
        

</TABLE>