Exhibit
10.2
 AMENDED AND RESTATED
SEVERANCE AGREEMENT
(Jeffrey N. Male)
 AGREEMENT th PVF Capital Corp. Park View Federal Savings Bank
 WHEREAS,
 WHEREAS,
 NOW THEREFORE,
 NO EMPLOYMENT CONTRACT
  TERM OF AGREEMENT




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TERMINATION FOR CAUSE
  VOLUNTARY TERMINATION OF AGREEMENT
  DEATH AND DISABILITY BENEFITS
  SEVERANCE PAYMENTS OR TERMINATION BENEFITS
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(i)
    
    Involuntary termination of the Executives employment with the
Bank or Corporation with or within one (1) year after a Change in Control,
other than for Cause or pursuant to Sections 4 or 21 of this Agreement. For
purposes of this section, Change in Control shall have the same meaning as such
term is defined in Section 8, and Cause shall have the same meaning as such
term is defined in Section 3.(ii)
    
    Voluntary or involuntary termination for Good Reason, as
defined in Section 7, and other than for Cause or pursuant to Sections 4 or 21
of this Agreement.
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GOOD REASON
  (a)
    
    The assignment to Executive of duties that constitute a material diminution of
his authority, duties, or responsibilities (including reporting requirements);(b)
    
    A material diminution in Executives base salary;(c)
    
    Relocation of Executive to a location outside a radius of 35 miles of the
Banks Solon, Ohio office; or(d)
    
    Any other action or inaction by the Bank that constitutes a material breach of
this Agreement;
  CHANGE IN CONTROL
   (i)
    
    The acquisition by a person or persons acting in concert of the
power to vote twenty-five percent (25%) or more of a class of the Corporations
voting securities;(ii)
    
    the acquisition by a person of the power to direct the Banks
or Corporations management or policies, if the Board of Directors or the OTS
has made a determination that such acquisition constitutes or will
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constitute an acquisition of control of the Bank or Corporation for the
purposes of the Savings & Loan Holding Company Act or the Change in Bank
Control Act and the regulations thereunder;(iii)
    
    during any period of two (2) consecutive years during the term
of this Agreement, individuals who at the beginning of such period constitute
the Board of Directors of the Bank or the Corporation cease, for any reason, to
constitute at least a majority thereof, unless the election of each director
who was not a director at the beginning of such period has been approved in
advance by directors representing at least two-thirds (2/3) of the directors
then in office who were directors in office at the beginning of the period;(iv)
    
    the Corporation shall have merged into or consolidated with
another corporation, or merged another corporation into the Corporation, on a
basis whereby less than fifty percent (50%) of the total voting power of the
surviving corporation is represented by shares held by former shareholders of
the Corporation prior to such merger or consolidation; or(v)
    
    the Corporation shall have sold to another person (i)
substantially all of the Corporations assets or (ii) the Bank. The term
person refers to an individual, corporation, partnership, trust, association,
joint venture, pool, syndicate, sole proprietorship, unincorporated
organization or other entity.
  WITHHOLDING OF TAXES
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PAYMENT OF LEGAL AND/OR ACCOUNTING FEES
    SUCCESSOR ORGANIZATION
  NOTICES
  (a)
    
    If to the Corporation, to:PVF Capital Corp.
Corporate Center
30000 Aurora Road
Solon, OH 44139(b)
    
    If to the Bank, to:Park View Federal Savings Bank
Corporate Center
30000 Aurora Road
Solon, OH 44139
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(c)
    
    If to the Executive, to:10680 Bell Road
Newbury, OH 44065
  AMENDMENTS
  SECTION HEADINGS
  SEVERABILITY
  GOVERNING LAW
  ARBITRATION
  SECTION 409A OF THE CODE
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ENTIRE AGREEMENT
  TAX INDEMNIFICATION
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REQUIRED PROVISIONS
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IN WITNESS WHEREOF,
 WITNESSES:
    
    PVF CAPITAL CORP./s/ Sue Kirby
    
    By:
    
    /s/ Stanley Jaros

Chairman, Compensation Committee/s/ Barbara RussellPARKVIEW FEDERAL BANKBy:
    
    /s/ Stanley Jaros
 Chairman,
Compensation CommitteeEXECUTIVE/s/ Jeffrey N. Male
 County of Cuyahoga
    

    )) ss:State of Ohio
    
    )
 th
 /s/ Theresa Grodell

Notary PublicTHERESA GRODELLNotary Public, State of OhioMy Commission Expires: Jan. 28, 2009
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