Exhibit 31.2




      Certification Pursuant to Section 302 of Sarbanes-Oxley Act of 2002




I, Dawn M. Prendes, certify that:

     1.   I have reviewed this quarterly report on Form 10-Q of Poster
          Financial Group, Inc. (the "registrant");

     2.   Based on my knowledge, this quarterly report does not contain any
          untrue statement of a material fact or omit to state a material fact
          necessary to make the statements made, in light of the circumstances
          under which such statements were made, not misleading with respect
          to the period covered by this quarterly report;

     3.   Based on my knowledge, the financial statements, and other financial
          information included in this quarterly report, fairly present in all
          material respects the financial condition, results of operations and
          cash flows of the registrant as of, and for, the periods presented
          in this quarterly report;

     4.   The registrant's other certifying officer and I are responsible for
          establishing and maintaining disclosure controls and procedures (as
          defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the
          registrant and have:

          a.   designed such disclosure controls and procedures, or caused
               such disclosure controls and procedures to be designed under
               our supervision, to ensure that material information relating
               to the registrant, including its consolidated subsidiaries, is
               made known to us by others within those entities, particularly,
               during the period in which this quarterly report is being
               prepared;

          b.   evaluated the effectiveness of the registrant's disclosure
               controls and procedures and presented in this report our
               conclusions about the effectiveness of the disclosure controls
               and procedures, as of the end of the period covered by this
               report based on such evaluation; and

          c.   disclosed in this report any change in the registrant's
               internal control over financial reporting (as defined in
               Exchange Act Rules 13a-15(f) and 15d-15(f)) that occurred
               during the registrant's most recent fiscal quarter (the
               registrant's fourth fiscal quarter in the case of an annual
               report) that has materially affected, or is reasonably likely
               to materially affect, the registrant's internal control over
               financial reporting; and

     5.   The registrant's other certifying officer and I have disclosed,
          based on our most recent evaluation of internal control over
          financial reporting, to the registrant's auditors and the audit
          committee of registrant's board of directors (or persons performing
          the equivalent functions):

          a.   all significant deficiencies and material weaknesses in the
               design or operation of internal control over financial
               reporting which are reasonably likely to adversely affect the
               registrant's ability to record, process, summarize and report
               financial information; and

          b.   any fraud, whether or not material, that involves management or
               other employees who have a significant role in the registrant's
               internal control over financial reporting.


Date:  May 16, 2005                             /s/ Dawn Prendes
                                              ----------------------------------
                                              Dawn  Prendes
                                              Senior Vice President and
                                              Chief Financial Officer