<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND THE STATEMENT OF OPERATION FOR THE PERIOD ENDED
DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               MAR-31-1997
<CASH>                                           2,295
<INT-BEARING-DEPOSITS>                             243
<FED-FUNDS-SOLD>                                 2,375
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          13,995
<INVESTMENTS-MARKET>                            13,774
<LOANS>                                        330,179
<ALLOWANCE>                                      2,636
<TOTAL-ASSETS>                                 356,251
<DEPOSITS>                                     273,553
<SHORT-TERM>                                    32,500
<LIABILITIES-OTHER>                              6,344
<LONG-TERM>                                     18,835
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            23
<OTHER-SE>                                      24,996
<TOTAL-LIABILITIES-AND-EQUITY>                 356,251
<INTEREST-LOAN>                                 21,991
<INTEREST-INVEST>                                  941
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                22,932
<INTEREST-DEPOSIT>                              10,459
<INTEREST-EXPENSE>                              12,249
<INTEREST-INCOME-NET>                           10,683
<LOAN-LOSSES>                                      107
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  7,920
<INCOME-PRETAX>                                  3,649
<INCOME-PRE-EXTRAORDINARY>                       3,649
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,392
<EPS-PRIMARY>                                     1.03
<EPS-DILUTED>                                     0.96
<YIELD-ACTUAL>                                   3.700
<LOANS-NON>                                      3,159
<LOANS-PAST>                                     1,071
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    918
<ALLOWANCE-OPEN>                                 2,670
<CHARGE-OFFS>                                      153
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                                2,636
<ALLOWANCE-DOMESTIC>                             2,636
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,496
        

</TABLE>