<PAGE>
EXHIBIT 10.13
<TABLE>
<S>     <C>
                                   BUSINESS LOAN AGREEMENT (ASSET BASED)

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   PRINCIPAL     LOAN DATE      MATURITY      LOAN NO.     CALL/COLL      ACCOUNT      OFFICER    INITIALS
  $750,000.00    04-04-2005    02-01-2006    0000011001     402/326     E0100617967     TMG0Z
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         References in the shaded area are for Lender's use only and do not limit the applicability
                             of this document to any particular loan or item.
             Any item above containing "***" has been omitted due to text length limitations.
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BORROWER:   MARKETING WORLDWIDE CORPORATION                      LENDER:   KEYBANK NATIONAL ASSOCIATION
            11224 LEMEN ROAD                                               MI-BB-BRIGHTON TOWNE SQUARE
            WHITMORE LAKE, MI 48189                                        8199 CHALLIS ROAD
                                                                           BRIGHTON, MI 48116

===========================================================================================================
</TABLE>

THIS BUSINESS LOAN AGREEMENT (ASSET BASED) dated April 4, 2005, is made and
executed between Marketing WorldWide Corporation ("Borrower") and KeyBank
National Association ("Lender") on the following terms and conditions, Borrower
has received prior commercial loans from Lender or has applied to Lender for a
commercial loan or loans or other financial accommodations, including those
which may be described on any exhibit or schedule attached to this Agreement
("Loan"). Borrower understands and agrees that: (A) in granting, renewing, or
extending any Loan, Lender is relying upon Borrower's representations,
warranties, and agreements as set forth in this Agreement; (B) the granting,
renewing, or extending of any Loan by Lender at all times shall be subject to
Lender's sole judgment and discretion; and (C) all such Loans shall be and
remain subject to the terms and conditions of this Agreement.

TERM. This Agreement shall be effective as of April 4, 2005, and shall continue
in full force and effect until such time as all of Borrower's Loans in favor of
Lender have been paid in full, including principal, interest, costs expenses,
attorneys' fees, and other fees and charges, or until such time as the parties
may agree in writing to terminate this Agreement.

LINE OF CREDIT. Lender agrees to make Advances to Borrower from time to time
from the date of this Agreement to the Expiration Date, provided the aggregate
amount of such Advances outstanding at any time does not exceed the Borrowing
Base. Within the foregoing limits, Borrower may borrow, partially or wholly
prepay, and reborrow under this Agreement as follows:

         CONDITIONS PRECEDENT TO EACH ADVANCE. Lender's obligation to make any
         Advance to or for the account of Borrower under this Agreement is
         subject to the following conditions precedent, with all documents,
         instruments, opinions, reports, and other items required under this
         Agreement to be in form and substance satisfactory to Lender:

                  (1) Lender shall have received evidence that this Agreement
                  and all Related Documents have been duly authorized, executed,
                  and delivered by Borrower to Lender.

                  (2) Lender shall have received such opinions of counsel,
                  supplemental opinions, and documents as Lender may request.

                  (3) The security interests in the Collateral shall have been
                  duly authorized, created, and perfected with first lien
                  priority and shall be in full force and effect.

                  (4) All guaranties required by Lender for the credit
                  facility(ies) shall have been executed by each Guarantor,
                  delivered to Lender, and be in full force and effect.

                  (5) Lender, at its option and for its sole benefit, shall have
                  conducted an audit of Borrower's Accounts, Inventory, books,
                  records, and operations, and Lender shall be satisfied as to
                  their condition.

                  (6) Borrower shall have paid to Lender all fees, costs, and
                  expenses specified in this Agreement and the Related Documents
                  as are then due and payable.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 2
================================================================================

                  (7) There shall not exist at the time of any Advance a
                  condition which would constitute an Event of Default under
                  this Agreement, and Borrower shall have delivered to Lender
                  the compliance certificate called for in the paragraph below
                  titled "Compliance Certificate."

         MAKING LOAN ADVANCES. Advances under this credit facility, as well as
         directions for payment from Borrower's accounts, may be requested
         orally or in writing by authorized persons tender may but need not,
         require that all oral requests be confirmed in writing. Each Advance
         shall be conclusively deemed to have been made at the request of and
         for the benefit of Borrower (1) when credited to any deposit account of
         Borrower maintained with Lender or (2) when advanced in accordance with
         the instructions of an authorized person. Lender, at its option, may
         set a cutoff time, after which all requests for Advances will be
         treated as having beer, requested on the next succeeding Business Day.

         MANDATORY LOAN REPAYMENTS. If at any time the aggregate principal
         amount of the outstanding Advances shall exceed the applicable
         Borrowing Base, Borrower, immediately upon written or oral notice from
         Lender, shall pay to Lender an amount equal to the difference between
         the outstanding principal balance of the Advances and the Borrowing
         Base. On the Expiration Date, Borrower shall pay to Lender in full the
         aggregate unpaid principal amount of all Advances then outstanding and
         all accrued unpaid interest, together with all other applicable fees:
         costs and charges, if any, not yet paid.

         LOAN ACCOUNT. Lender shall maintain on its books a record of account in
         winch Lender shall make entries for each Advance and such other debits
         and credits as shall be appropriate in connection with the credit
         facility Lender shall provide Borrower with periodic, statements of
         Borrower's account, which statements shall be considered to be correct
         and conclusively binding on Borrower unless Borrower notifies Lender to
         the contrary within thirty (30) days after Borrower's receipt of any
         such statement which Borrower deems to be incorrect.

COLLATERAL. To secure payment of the Primary Credit Facility and performance all
ether Loan, obligations and duties owed by Borrower to Lender, Borrower (and
others, if required) shall grant to Lender Security Interests in such property
and assets as Lender may require. Lender's Security Interests the Collateral
shall be continuing liens and shall include the proceeds and products of the
Collateral, including without limitation the proceeds of any insurance. With
respect to the Collateral, Borrower agrees and represents and warrants to
Lender.

         PERFECTION OF SECURITY INTERESTS. Borrower agrees to execute all
         documents perfecting Lender's Security Interest and to take whatever
         actions are requested by Lender to perfect and continue Lender's
         Security Interests in the Collateral. Upon request of Lender, Borrower
         will deliver to Lender any and all of the documents evidencing or
         constituting the Collateral, and Borrower will note Lender's interest
         upon any and all chattel paper and instruments if riot delivered to
         Lender for possession by Lender Contemporaneous with the execution of
         this Agreement, Borrower will execute one or more UCC financing
         statements and any similar statements as may be required by applicable
         law, and Lender will file such financing statements and all such
         similar statements in the appropriate location or locations. Borrower
         hereby appoints Lender, as its irrevocable attorney-in-fact for the
         purpose of executing any documents necessary to perfect or to continue
         any Security Interest. Lender may at any time, and without further
         authorization from Borrower, file a carbon, photograph, facsimile, or
         other reproduction of any financing statement for use as a financing
         statement. Borrower will reimburse Lender for all expenses for the
         perfection, termination, and the continuation of the perfection of
         Lender's security interest in the Collateral. Borrower promptly will
         notify Lender before any change in Borrower's name including any change
         to the assumed business names of Borrower. Borrower also promptly will
         notify lender before any change in Borrower's Social Security Number or
         Employer Identification Number. Borrower further agrees to notify
         Lender in writing prior to any change in address or location of
         Borrower's principal governance office or should Borrower merge or
         consolidate with any other entity.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 3
================================================================================

         COLLATERAL RECORDS. Borrower does now and at all times hereafter shall,
         keep correct and accurate records of the Collateral, all of which
         records shall be available to Lender or Lender's representative upon
         demand for inspection and copying at any reasonable time. With respect
         to the Accounts, Borrower agrees to keep and maintain such records as
         Lender may require, including without limitation information concerning
         Eligible Accounts and Account balances and agings. Records related to
         Accounts (Receivables) are or will be located at ________. With respect
         to the Inventory, Borrower agrees to keep and maintain such records as
         Lender may require, including without limitation information concerning
         Eligible Inventory and records itemizing and describing the kind, type,
         quality, and quantity of Inventory. Borrower's Inventory costs and
         selling prices, and the daily withdrawals and additions to Inventory.
         Records related to Inventory are or will be located at _________. The
         above is an accurate and complete list of all locations at which
         Borrower keeps or maintains business records concerning Borrower's
         collateral.

         COLLATERAL SCHEDULES. Concurrently with the execution and delivery of
         this Agreement, Borrower shall execute and delver to Lender schedules
         of Accounts and Inventory and schedules of Eligible Accounts and
         Eligible Inventory in form and substance satisfactory to the Lender.
         Thereafter supplemental schedules shall be delivered according to the
         following schedule:

         REPRESENTATIONS AND WARRANTIES CONCERNING ACCOUNTS. With respect to the
         Accounts, Borrower represents and warrants to Lender: (1) Each Account
         represented by Borrower to be an Eligible Account for purposes of this
         Agreement conforms to the requirements of the definition of an Eligible
         Account; (2) All Account information listed on schedules delivered to
         Lender will be true and correct, subject to immaterial variance; and
         (3) Lender, its assigns, or agents shall have the right at any time and
         at Borrower's expense to inspect, examine, and audit Borrower's records
         and to confirm with Account Debtors the accuracy of such Accounts.

         REPRESENTATIONS AND WARRANTIES CONCERNING INVENTORY. With respect to
         the inventory, Borrower represents and warrants to Lender: (1) All
         Inventory represented by Borrower to be Eligible Inventory for purposes
         of this Agreement conforms to the requirements of the definition of
         Eligible Inventory; (2) All Inventory values listed on schedules
         delivered to Lender will be true and correct, subject to immaterial
         variance; (3) The value of the Inventory will be determined on a
         consistent accounting basis; (4) Except as agreed to the contrary by
         Lender in writing, all Eligible Inventory is now and at all times
         hereafter will be in Borrower's physical possession and shall not be
         field by others on consignment, sale on approval, or sale or return;
         (5) Except as reflected in the Inventory schedules delivered to Lender,
         all Eligible Inventory is now and at all times hereafter will be of
         good and merchantable quality, free from defects; (6) Eligible
         inventory is not now and will not at any time hereafter be stored with
         a bailee, warehouseman, or similar party without Lender's prior written
         consent, and, in such event, Borrower will concurrently at the time of
         bailment cause any such bailee, warehouseman, or similar party to issue
         and deliver to Lender, in form acceptable to Lender, warehouse receipts
         in Lender name evidencing the storage of Inventory; and (7) Lender, its
         assigns, or agents shall have the right at any time and at Borrower's
         expense to inspect and examine the Inventory and to check and test the
         same as to quality, quantity, value, and condition.

CONDITIONS PRECEDENT TO EACH ADVANCE. Lender's obligation to make the initial
Advance and each subsequent Advance under this Agreement shall be subject to the
fulfillment to Lender's satisfaction of all of the conditions set forth in this
Agreement and in the Related Documents.

         LOAN DOCUMENTS. Borrower shall provide to Lender the following
         documents for the Loan: (1) the Note; (2) Security Agreements granting
         to Lender security interests in the Collateral: (3) financing
         statements and all other documents perfecting Lender's Security
         Interests; (4) evidence of insurance as required below; (5) together
         with all such Related Documents as Lender may require for the Loan, all
         in form and substance satisfactory to Lender and Lender's counsel.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 4
================================================================================

         BORROWER'S AUTHORIZATION. Borrower shall have provided in form and
         substance satisfactory to Lender properly certified resolutions, duly
         authorizing the execution and delivery of this Agreement, the Note and
         the Related Documents. In addition, Borrower shall have provided such
         other resolutions, authorizations, documents and instruments as Lender
         or its counsel, may require.

         FEES AND EXPENSES UNDER THIS AGREEMENT. Borrower shall have paid to
         Lender all fees, costs, and expenses specified in this Agreement and
         the Related Documents as are then due and payable.

         REPRESENTATIONS AND WARRANTIES. The representations and warranties set
         forth in this Agreement, in the Related Documents, and in any document
         or certificate delivered to Lender under this Agreement are true and
         correct.

         NO EVENT OF DEFAULT. There shall not exist at the time of any Advance a
         condition which would constitute an Event of Default order this
         Agreement or under any Related Document.

REPRESENTATIONS AND WARRANTIES. Borrower represents and warrants to Lender, as
of the date of this Agreement, as of the date of each disbursement of loan
proceeds, as of the date of any renewal, extension or modification of any Loan,
and at all times any Indebtedness exists:

         ORGANIZATION. Borrower is a corporation for profit which is, and at all
         times shall be, duly organized, validly existing, and in good standing
         under arid by virtue of the laws of the State of Delaware Borrower is
         duly authorized to transact business in all other states in which
         Borrower is doing business, having obtained all necessary filings,
         governmental licenses and approvals for each state in which Borrower is
         doing business. Specifically, Borrower is, and at all times shall be,
         duly qualified as a foreign corporation in all states in which the
         failure to so quality would have a material adverse effect on its
         business or financial condition. Borrower has the full power and
         authority to own its properties and to transact the business in which
         it is presently engaged or presently proposes to engage. Borrower
         maintains an office at 11224 Lemen Road, Whitmore Lake, MI, 48189.
         Unless Borrower has designated otherwise in writing, the principal
         office is the office at which Borrower keeps its books and records
         including its records concerning the Collateral. Borrower will notify
         Lender prior to any change in the location of Borrower's state of
         organization or any change in Borrower's name. Borrower shall do all
         things necessary to preserve and to keep in full force art effect its
         existence, rights and privileges, and shall comply with all
         regulations, rules, ordinances, statutes, orders and decrees of any
         governmental or quasi governmental authority or court applicable to
         Borrower and Borrower's business activities.

         ASSUMED BUSINESS NAMES. Borrower has filed or recorded all documents or
         filings required by law relating to all assumed business names used by
         Borrower. Excluding the name of Borrower, the following is a complete
         list of all assumed business names under which Borrower does business:
         None.

         AUTHORIZATION. Borrower's execution, delivery, and performance of this
         Agreement and all the Related Documents have been duly authorized by
         all necessary action by Borrower and do not conflict with, result in a
         violation of, or constitute a default undo (1) any provision of (a)
         Borrower's articles of incorporation or organization, or bylaws, or (b)
         any agreement or other instrument binding upon Borrower or (2) any law,
         governmental regulation, court decree, or order applicable to Borrower
         or to Borrower's properties.

         FINANCIAL INFORMATION. Each of Borrower's financial statements supplied
         to Lender truly and completely disclosed Borrower's financial condition
         as of the date of the statement, and there has been no Material adverse
         change in Borrower's financial condition subsequent to the date of the
         most recent financial statement supplied to Lender. Borrower has no
         material contingent obligations except as disclosed in such financial
         statements.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 5
================================================================================

         LEGAL EFFECT. This Agreement constitutes, and any instrument or
         agreement Borrower is required to give under this Agreement when
         delivered will constitute legal, valid, and binding obligations of
         Borrower enforceable against Borrower in accordance with their
         respective terms.

         PROPERTIES. Except as contemplated by this Agreement or as previously
         disclosed in Borrower's financial statements or in writing to Lender
         and as accepted by Lender, and except for property tax liens for taxes
         not presently due and payable, Borrower owns and has good title to all
         of Borrower's properties free and clear of all Security Interests, and
         has not executed any security documents or financing statements
         relating to such properties. All of Borrower's properties are titled in
         Borrower's legal name, and Borrower has not used or filed a financing
         statement under any other name for at least the last five (5) years.

         HAZARDOUS SUBSTANCES. Except as disclosed to and acknowledged by Lender
         in writing, Borrower represents and warrants that: (1) During the
         period of Borrower's ownership of the Collateral, there has been no
         use, generation, manufacture, storage, treatment, disposal, release or
         threatened release of any Hazardous Substance by any person on, under,
         about or from any of the Collateral. (2) Borrower has no knowledge of,
         or reason to believe that there has been (a) any breach or violation of
         any Environmental Laws; (b) any use, generation, manufacture, storage,
         treatment, disposal, release or threatened release of any Hazardous
         Substance on, under, about or from the Collateral by any prior owners
         or occupants of any of the Collateral; or (c) any actual or threatened
         litigation or claims of any kind by any person relating to such
         matters. (3) Neither Borrower nor any tenant, contractor, agent or
         other authorized user of any of the Collateral shall use, generate,
         manufacture, store, treat, dispose of or release arty Hazardous
         Substance on, under, about or from any of the Collateral; and any such
         activity shall be conducted in compliance with all applicable federal,
         state, and local laws, regulations, and ordinances, including without
         limitation all Environmental Laws Borrower authorizes Lender and its
         agents to enter upon the Collateral to make such inspections and tests
         as Lender may deem appropriate to determine compliance of the
         Collateral with this section of the Agreement. Any inspections or tests
         made by Lender shall be at Borrower's expense and for Lender's purposes
         only and shall not be construed to create any responsibility or
         liability on the part of Lender to Borrower or to any other person. The
         representations and warranties contained herein are based on Borrower's
         due diligence in investigating the Collateral for hazardous waste and
         Hazardous Substances. Borrower hereby (1) releases and waives any
         future claims against Lender for indemnity or contribution in the event
         Borrower becomes liable for cleanup or other costs under any such laws,
         and (2) agrees to indemnity and hold harmless Lender against any and
         all claims, losses, liabilities, damages, penalties, and expenses which
         Lender may directly or indirectly sustain or suffer resulting from a
         breach of this section of the Agreement or as a consequence of any use,
         generation, manufacture, storage, disposal, release or threatened
         release of a hazardous waste or substance on the Collateral. The
         provisions of this section of the Agreement, including the obligation
         to indemnify, shall survive the payment of the indebtedness and the
         termination, expiration or satisfaction of this Agreement and shall not
         be affected by Lender's acquisition of any interest in any of the
         Collateral, whether by foreclosure or otherwise.

         LITIGATION AND CLAIMS. No litigation, claim, investigation,
         administrative proceeding or similar action (including those for unpaid
         taxes) against Borrower is pending or threatened, and no other event
         has occurred which may materially adversely affect Borrower's financial
         condition or properties, other than litigation, claims, or other
         events, if any, that have been disclosed to and acknowledged by Lender
         in writing.

         TAXES. To the best of Borrower's knowledge, all of Borrower's tax
         returns and reports that are or were required to be filed, have been
         filed, and all taxes, assessments and other governmental charges have
         been paid in full, except those presently being or to be contested by
         Borrower in good faith in the ordinary course of business and for which
         adequate reserves have been provided.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 6
================================================================================

         LIEN PRIORITY. Unless otherwise previously disclosed to Lender in
         writing, Borrower has not entered into or granted any Security
         Agreements, or permitted the filing or attachment of any Security
         Interests on or affecting any of the Collateral directly or indirectly
         securing repayment of Borrower's Loan and Note, that would be prior or
         that may in any way be superior to Lender's Security Interests and
         rights in and to such Collateral.

         BINDING EFFECT. This Agreement, the Note, all Security Agreements (if
         any), and all Related Documents are binding upon the signers thereof,
         as well as upon their successors, representatives and assigns, and are
         legally enforceable in accordance with their respective terms.

AFFIRMATIVE COVENANTS. Borrower covenants and agrees with Lender that, so long
as this Agreement remains in effect, Borrower will:

         NOTICES OF CLAIMS AND LITIGATION. Promptly inform Lender in writing of
         (1) all material adverse changes in Borrower's financial condition, and
         (2) all existing and all threatened litigation, claims, investigations,
         administrative proceedings or similar actions affecting Borrower or any
         Guarantor which could materially affect the financial condition of
         Borrower or the financial condition of any Guarantor.

         FINANCIAL RECORDS. Maintain its books and records in accordance with
         GAAP, applied on a consistent basis, and permit Lender to examine and
         audit Borrower's books and records at all reasonable times.

         FINANCIAL STATEMENTS. Furnish Lender with the following:

                  ANNUAL STATEMENTS. As soon as available, but in no event later
                  than one-hundred-twenty (120) days after the end of each
                  fiscal year, Borrower's balance sheet and income statement for
                  the year ended, audited by a certified public accountant
                  satisfactory to Lender.

                  INTERIM STATEMENTS. As soon as available, but in no event
                  later than 15 days after the end of each fiscal quarter.
                  Borrower's balance sheet and profit and loss statement for the
                  period ended, prepared by Borrower.

         All financial reports required to be provided under this Agreement
         shall be prepared in accordance with GAAP, applied on a consistent
         basis, and certified by Borrower as being true and correct.

         ADDITIONAL INFORMATION. Furnish such additional information and
         statements, as Lender may request from time to time.

         INSURANCE. Maintain fire and other risk insurance, public liability
         insurance, and such other insurance as Lender may require with respect
         to Borrower's properties and operations, in form, amounts, coverages
         and with insurance companies acceptable to Lender. Borrower, upon
         request of Lender, will deliver to Lender from time to time the
         policies or certificates of insurance in form satisfactory to Lender,
         including stipulations that coverages will not be cancelled or
         diminished without at least ten (10) days prior written notice to
         Lender. Each insurance policy also shall include an endorsement
         providing that coverage in favor of Lender will not be impaired in any
         way by any act, omission or default of Borrower or any other person. In
         connection with all policies covering assets in which Lender holds or
         is offered a security interest for the Loans, Borrower will provide
         Lender with such Lender's loss payable or other endorsements as Lender
         may require.

         INSURANCE REPORTS. Furnish to Lender upon request of Lender, reports on
         each existing insurance policy showing such information as lender may
         reasonably request, including without limitation the following: (1) the
         name of the insurer; (2) the risks insured; (3) the amount of the
         policy; (4) the properties insured; (5) the then current property
         values on the basis of which insurance has been obtained, and the
         manner of determining those values; and (6) the expiration date of the
         policy. In addition, upon request of Lender (however not more often
         than annually). Borrower will have an independent appraiser


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 7
================================================================================

         satisfactory to Lender determine, as applicable, the actual cash value
         or replacement cost of any Collateral. The cost of such appraisal shall
         be paid by Borrower.

         OTHER AGREEMENTS. Comply with all terms and conditions of all other
         agreements, whether now or hereafter existing between Borrower and any
         other party and notify Lender immediately in writing of any default in
         connection with any other such agreements.

         LOAN PROCEEDS. Use all Loan proceeds solely for Borrower's business
         operations, unless specifically consented to the contrary by Lender in
         writing.

         TAXES, CHARGES AND LIENS. Pay and discharge when due all of its
         indebtedness and obligations, including without limitation all
         assessments, taxes, governmental charges, levies and liens, of every
         kind and nature, imposed upon Borrower or its properties, income, of
         profits, prior to the date on which penalties would attach, and all
         lawful claims that, if unpaid, might become a lien or charge upon any
         of Borrower's properties, income, or profits.

         PERFORMANCE. Perform and comply, in a timely manner, with all terms,
         conditions, and provisions set forth in this Agreement, in the Related
         Documents, and in all other instruments and agreements between Borrower
         and Lender. Borrower shall notify Lender immediately in writing of any
         default in connection with any agreement.

         OPERATIONS. Maintain executive and management personnel with
         substantially the same qualifications and experience as the present
         executive and management personnel; provide written notice to Lender of
         any change in executive and management personnel; conduct its business
         affairs in a reasonable and prudent manner.

         ENVIRONMENTAL STUDIES. Promptly conduct and complete, at Borrower's
         expense, all such investigations, studies, samplings and testings as
         may be requested by Lender or any governmental authority relative to
         any substance, or any waste or by-product of any substance defined as
         toxic or a hazardous substance under applicable federal, state, or
         local law, rule, regulation, order or directive, at or affecting any
         property or any facility owned, leased or used by Borrower.

         COMPLIANCE WITH GOVERNMENTAL REQUIREMENTS. Comply with all laws,
         ordinances, and regulations, now or hereafter in effect, of all
         governmental authorities applicable to the conduct of Borrower's
         properties, businesses and operations, and to the use or occupancy of
         the Collateral, including without limitation, the Americans With
         Disabilities Act. Borrower may contest in good faith any such law,
         ordinance, or regulation and withhold compliance during any proceeding,
         including appropriate appeals, so long as Borrower has notified Lender
         in writing prior to doing so and so long as, in Lender's sole opinion,
         Lender's interests in the Collateral are not jeopardized. Lender may
         require Borrower to post adequate security or a surety bond, reasonably
         satisfactory to Lender, to protect Lender's interest.

         INSPECTION. Permit employees or agents of Lender at any reasonable time
         to inspect any and all Collateral for the Loan or Loans and Borrower's
         other properties and to examine or audit Borrower's books, accounts,
         and records and to make copies and memoranda of Borrower's books,
         accounts, and records. If Borrower now or at any time hereafter
         maintains any records (including without limitation computer generated
         records and computer software programs for the generation of such
         records) in the possession of a third party, Borrower, upon request of
         Lender, shall notify such party to permit Lender free access to such
         records at all reasonable times and to provide Lender with copies of
         any records, it may request, all at Borrower's expense.

         ENVIRONMENTAL COMPLIANCE AND REPORTS. Borrower shall comply in all
         respects with any and all Environmental Laws; not cause or permit to
         exist, as a result of an intentional or unintentional action or
         omission on Borrower's part or on the part of any third party, on
         property owned and/or occupied by Borrower, any environmental activity


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 7
================================================================================

         where damage may result to the environment, unless such environmental
         activity is pursuant to and in compliance with the conditions of a
         permit issued by the appropriate federal, state or local governmental
         authorities; shall furnish to Lender promptly and in any event within
         thirty (30) days after receipt thereof a copy of any notice, summons,
         lien, citation, directive, letter or other communication from any
         governmental agency or instrumentality concerning any intentional or
         unintentional action or omission on Borrower's part in connection with
         any environmental activity whether or not there is damage to the
         environment and/or other natural resources.

         ADDITIONAL ASSURANCES. Make, execute and deliver to Lender such
         promissory notes, mortgages, deeds of trust, security agreements,
         assignments, financing statements, instruments, documents and other
         agreements as Lender or its attorneys may reasonably request to
         evidence and secure the Loans and to perfect all Security Interests.

RECOVERY OF ADDITIONAL COSTS. If the imposition of or any change in any law,
role, regulation or guideline, or the interpretation or application of any
thereof by any court or administrative or governmental authority (including any
request or policy not having the force of law) shall impose, modify or make
applicable any taxes (except federal, state or local income or franchise taxes
imposed on Lender), reserve requirements, capital adequacy requirements or other
obligations which would (A) increase the cost to Lender for extending or
maintaining the credit facilities to which this Agreement relates, (B) reduce
the amounts payable to Lender under this Agreement or the Related Documents, or
(C) reduce the rate of return on Lender's capital as a consequence of Lender's
obligations with respect to the credit facilities to which this Agreement
relates, then Borrower agrees to pay Lender such additional amounts as will
compensate, Lender therefore, within five (5) days after Lender's written demand
for such payment, which demand shall be accompanied by an explanation of such
imposition or charge and a calculation in reasonable detail of the additional
amounts payable by Borrower, which explanation and calculations shall be
conclusive in the absence of manifest error.

LENDER'S EXPENDITURES. It any action or proceeding is commenced that would
materially affect Lender's interest in the Collateral or if Borrower fails to
comply with any provision of this Agreement or any Related Documents, including
but not limited to Borrower's failure to discharge or pay when due any amounts
Borrower is required to discharge or pay under this Agreement or any Related
Documents. Lender on Borrower's behalf may (but shall not be obligated to) take
any action that Lender deems appropriate, including but not limited to
discharging of paying all taxes, liens, security interests, encumbrances and
other claims, at any time levied or placed on any Collateral and paying all
costs for insuring, maintaining and preserving any Collateral. All such
expenditures incurred or paid by Lender for such purposes will then bear
interest at the rate charged under the Note from the date incurred or paid by
Lender to the date of repayment by Borrower. All such expenses will become a
part of the Indebtedness and, at Lender's option, win (A) be payable on demand,
(b) be added to the balance of the Note and be apportioned among and be payable
with any installment payments in become due during either (1) the term of any
applicable insurance policy; or (2) the remaining term of the Note: or (C) he.
treated as a balloon payment which will be due and payable at the Note's
maturity

NEGATIVE COVENANTS. Borrower covenants and agrees with Lender that while this
Agreement is in effect, Borrower shall not, without the prior written consent of
Lender:

         INDEBTEDNESS AND LIENS. (1) Except for trade debt incurred in the
         normal course of business and indebtedness to Lender contemplated by
         this Agreement, create, incur or assume indebtedness for borrowed
         money, including capital leases, (2) sell, transfer, mortgage, assign,
         pledge, lease, grant a security interest in, or encumber any of
         Borrower's assets (except as allowed as Permitted Liens), or (3) sell
         with recourse any of Borrower's accounts, except to Lender.

         CONTINUITY OF OPERATIONS. (1) Engage in any business activities
         substantially different than those in which Borrower is presently
         engaged, (2) cease operations, liquidate, merge, transfer, acquire or
         consolidate with any other entity, change its name, dissolve or
         transfer or sell Collateral out of the ordinary course of business, or


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 8
================================================================================

         (3) pay any dividends on Borrower's stock (other than dividends payable
         in its stock), provided, however that notwithstanding the forgoing but
         only so long as no Event of Default has occurred and is continuing or
         would result from the payment of dividends, if Borrower is a
         "Subchapter S Corporation" (as defined in the internal Revenue Code
         198E, as amended), Borrower may pay cash dividends on its stock to its
         shareholders from time to time in amounts necessary to enable the
         shareholders to pay income taxes and make estimated income tax payments
         to satisfy their liabilities under federal and state law which arise
         solely from their status as Shareholders of a Subchapter S Corporation
         because of their ownership of shares of Borrower's stock, or purchase
         or retire any of Borrower's outstanding shares or alter or amend
         Borrower's capital structure.

         LOANS, ACQUISITIONS AND GUARANTIES. (1) Loan, invest in or advance
         money or assets to any other person, enterprise or entity, (2)
         purchase, create or acquire any interest in any other enterprise or
         entity, or (3) incur any obligation as surety or guarantor other than
         in the ordinary course of business.

CESSATION OF ADVANCES. If Lender has made any commitment to make any Loan to
Borrower, whether under this Agreement or under any other agreement, Lender
shall have no obligation to make Loan Advances or to disburse Loan proceeds if:
(A) Borrower or any Guarantor is in default under the terms of this Agreement or
any of the Related Documents or any other agreement that Borrower or any
Guarantor has with Lender; (B) Borrower or any Guarantor dies, becomes
incompetent or becomes insolvent, files a petition in bankruptcy or similar
proceedings, or is adjudged a bankrupt; (C) there occurs a material adverse
change in Borrower's financial condition, in the financial condition of any
Guarantor, or in the value of any Collateral securing any Loan; or (D) any
Guarantor seeks, claims or otherwise attempts to limit, modify or revoke such
Guarantor's guaranty of the Loan or any other loan with Lender; or (E) Lender in
good faith deems itself insecure, even though no Event of Default shall have
occurred.

RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a
right of setoff in all Borrower's accounts with Lender (whether checking,
savings, or some other account). This includes all accounts Borrower holds
jointly with someone else and all accounts Borrower may open in the future.
However, this does not include any IRA or Keogh accounts, or any trust accounts
for which setoff would be prohibited by law. Borrower authorizes Lender, to the
extent permitted by applicable law, to charge or setoff all sums owing on the
Indebtedness against any and all such accounts.

DEFAULT. Each of the following shall constitute an Event of Default under this
Agreement:

         PAYMENT DEFAULT. Borrower fails to make any payment when due under the
         Loan.

         OTHER DEFAULTS. Borrower fails to comply with or to perform any other
         term, obligation, covenant or condition contained in this Agreement or
         in any of the Related Documents or to comply with or to perform, any
         term, obligation, covenant or condition contained in any other
         agreement between Lender and Borrower.

         DEFAULT IN FAVOR OF THIRD PARTIES. Borrower or any Grantor defaults
         under any loan, extension of credit, security agreement, purchase or
         sales agreement, or any other agreement, in favor of any other creditor
         or person that may materially affect any of Borrower's or any Grantor's
         property or Borrower's or any Grantor's ability to repay the Loans or
         perform their respective obligations under this Agreement or any of the
         Related Documents.

         FALSE STATEMENTS. Any warranty, representation or statement made or
         furnished to Lender by Borrower or an Borrower's behalf under this
         Agreement or the Related Documents is false or misleading in any
         material respect, either now or at the time made or furnished or
         becomes false or misleading at any time thereafter.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                            Page 9
================================================================================

         INSOLVENCY. The dissolution or termination of Borrower's existence as a
         going business, the insolvency of Borrower, the appointment of a
         receiver for any part of Borrower's property, any assignment for the
         benefit of creditors, any type of creditor workout, or the commencement
         of any proceeding under any bankruptcy or insolvency laws by or against
         Borrower.

         DEFECTIVE COLLATERALIZATION. This Agreement or any of the Related
         Documents ceases to be in full force and effect (including failure of
         any collateral document to create a valid and perfected security
         interest or lien) at any time and for any reason.

         CREDITOR OR FORFEITURE PROCEEDINGS. Commencement of foreclosure or
         forfeiture proceedings, whether by judicial proceeding, self-help,
         repossession or any other method, by any creditor of Borrower or by any
         governmental agency against any collateral securing the Loan. This
         includes a garnishment of any of Borrower's accounts including deposit
         accounts, with Lender. However, this Event of Default shall not apply
         if there is a good faith dispute by Borrower as to the validity or
         reasonableness of the claim which is the basis of the creditor for or
         forfeiture proceeding and if Borrower gives Lender written notice of
         the creditor or forfeiture proceeding and deposits with Lender monies
         or a surety bond for the creditor or forfeiture proceeding, in an
         amount determined by Lender, in its sole discretion, as being an
         adequate reserve or bond for the dispute.

         EVENTS AFFECTING GUARANTOR. Any of the preceding events occurs with
         respect to any Guarantor of any of the indebtedness or any Guarantor
         dies or becomes incompetent, or revokes or disputes the validity of, or
         liability under, any Guaranty of the Indebtedness. In the event of a
         death, Lender, at its option, may, but shall not be required to, permit
         the Guarantor's estate to assume unconditionally the obligations
         arising under the guaranty in a manner satisfactory to Lender, and, in
         doing so, cure any Event of Default.

         CHANGE IN OWNERSHIP. Any change in ownership of twenty-five percent
         (25%) or more of the common stock of Borrower.

         ADVERSE CHANGE. A material adverse change occurs in Borrower's
         financial condition, or Lender believes the prospect of payment or
         performance of the Loan is impaired.

         INSECURITY. Lender in good faith believes itself insecure.

         RIGHT TO CURE. It any default, other than a default on indebtedness, is
         curable and if Borrower or Grantor. as the case may be has not been
         live notice of a similar default within the preceding twelve (12)
         months it may be cured if Borrower or Grantor, as the case may be,
         after receiving written notice from Lender demanding cure of such
         default (1) cure the default within fifteen (15) days: or (2) it the
         cure requires more than fifteen (15) days, immediately initiate steps
         which Lender deems in Lender's sole discretion to be sufficient to cure
         the default and thereafter continue and complete all reasonable and
         necessary; steps sufficient to produce compliance as soon as reasonably
         practical.

EFFECT OF AN EVENT OF DEFAULT. If any Event of Default shall occur, except where
otherwise provided in this Agreement or the Related Documents, all commitments
and obligations of Lender under this Agreement or the Related Documents or any
other agreement immediately will terminate (including any obligation to make
further Loan Advances or disbursements), and, at Lender's option, all
indebtedness immediately will due and payable, all without notice of any kind to
Borrower, except that in the case of an Event of Default of the type described
in the "Insolvency" subsection above, such acceleration shall be automatic and
not optional. In addition, Lender shall have all the rights and remedies
provided in the Related Documents or available at law, in equity, or otherwise.
Except as may be prohibited by applicable law, all of tender's rights and
remedies shall be cumulative and may be exercised singularly or concurrently.
Election by Lender to pursue any remedy shall not exclude pursuit of any other
remedy, and an election to make expenditures or to take action to perform an
obligation of Borrower or of any Grantor shall not affect Lender's right to
declare a default and to exercise its rights and remedies.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 10
================================================================================

ADDITIONAL COVENANTS AND DEFINTIONS. Borrower shall maintain the following
covenants under this Agreement.

Borrower covenants and agrees with Lender that, while this Agreement is in
effect, Borrower will:

OPERATING CASH FLOW TO FIXED CHARGE RATIO. Borrower shall attain a ratio of
Operating Cash Flow to Fixed Charges of not less than 1.50 to 1.00, tested at
the end of each fiscal year for the preceding 12-month period. "Operating Cash
Flow" means net income after taxes and exclusive of extraordinary gains and
losses, gains on sale of fixed assets, and other income; PLUS depreciation,
amortization, interest expense and lease expense; LESS dividends and
distributions. "Fixed Charges" means the sum of interest expense, lease expense,
current maturities of long-term debt and current maturities of capital leases
(all calculated for the preceding twelve-month period).

TOTAL SENIOR LIABILITIES TO ADJUSTED TANGIBLE CAPITAL RATIO. Borrower shall
maintain a ratio of Total Senior Liabilities to Adjusted Tangible Capital of not
more than 3.00 to 1.00, tested at the end of each fiscal year. "Total Senior
Liabilities" means total liabilities less Subordinated Debt. "Adjusted Tangible
Capital" means Tangible Capital less investments in, advances to, promissory
notes and any receivables from, any affiliate or other related entity of
Borrower. "Tangible Capital" means Tangible Net Worth plus Subordinated Debt
"Tangible Net Worth" means Borrower's total assets excluding all intangible
assets (i.e. goodwill, trademarks, patents, copyrights, organizational expenses,
and similar intangible items, but including leaseholds and leasehold
improvements) less Total Debt. "Total Debt" means all of Borrower's liabilities
including Subordinated Debt. "Subordinated Debt" means indebtedness and
liabilities of Borrower which have been subordinated by written agreement to
indebtedness owed by Borrower to t ender in form and substance acceptable to
Lender.

STANDARD BORROWING BASE. An exhibit, titled "Collateral Schedule Timetables," is
attached to this Agreement and by this reference is made a part of this
Agreement just as if all the previsions, terms and conditions of the Exhibit had
been fully set forth in this Agreement.

MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of
this Agreement:

         AMENDMENTS. This Agreement, together with any Related Documents,
         constitutes the entire understanding and agreement of the parties as to
         the matters set forth in this Agreement. No alteration of or amendment
         to this Agreement shall be effective unless given in writing and signed
         by the party or parties sought to be charged or bound by the alteration
         or amendment.

         ATTORNEYS' FEES; EXPENSES. Borrower agrees to pay upon demand all of
         Lender's costs and expenses, including Lender's reasonable attorneys'
         fees and Lender's legal expenses, incurred in connection with the
         enforcement of this Agreement. Lender may hire or pay someone else to
         help enforce this Agreement, and Borrower shall pay the costs and
         expenses of such enforcement. Costs and expenses include Lender's
         reasonable attorneys' fees and legal expenses whether or not there is a
         lawsuit, including reasonable attorneys' fees and legal expenses for
         bankruptcy proceedings (including efforts to modify or vacate any
         automatic stay or injunction), appeals, and any anticipated
         post-judgment collection services. Borrower also shall pay all court
         costs and such additional fees as may be directed by the court.

         CAPTION HEADINGS. Caption headings in this Agreement are for
         convenience purposes only and are not to be used to interpret or define
         the provisions of this Agreement.

         CONSENT TO LOAN PARTICIPATION. Borrower agrees and consents to Lender's
         safe or transfer, whether now or later, of one or more participation
         interests in the Loan to one or more purchasers, whether related or
         unrelated to Lender. Lender may provide, without any limitation
         whatsoever, to any one or more purchasers, or potential purchasers, any
         information or knowledge Lender may have about Borrower or about any
         other matter relating to the Loan, and Borrower hereby waives any


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 11
================================================================================

         rights to privacy Borrower may have with respect to such matters.
         Borrower additionally waives any and all notices of sale of
         participation interests, as well as all notices of any repurchase of
         such participation interests. Borrower also agrees that the purchasers
         of any such participation interests will be considered as the absolute
         owners of such interests in the Loan and will have all the rights
         granted under the participation agreement or agreements governing the
         sale of such participation interests. Borrower further waives all
         rights of offset or counterclaim that it may have now or later against
         Lender or against any purchaser of such a participation interest and
         unconditionally agrees that either Lender or such purchaser may enforce
         Borrower's obligation under the Loan irrespective of the failure or
         insolvency of any holder of any interest in the Loan. Borrower further
         agrees that the purchaser of any such participation interests may
         enforce its interests irrespective of any personal claims or defenses
         that Borrower may have against Lender.

         GOVERNING LAW. THIS AGREEMENT WILL BE GOVERNED BY FEDERAL LAW
         APPLICABLE TO LENDER AND, TO THE EXTENT NOT PREEMPTED BY FEDERAL LAW,
         THE LAWS OF THE STATE OF MICHIGAN WITHOUT REGARD TO ITS CONFLICTS OF
         LAW PROVISIONS. THIS AGREEMENT HAS BEEN ACCEPTED BY LENDER IN THE STATE
         OF MICHIGAN.

         NO WAIVER BY LENDER. Lender shall not be deemed to have waived any
         rights under this Agreement unless such waiver is given in writing and
         signed by Lender. No delay or omission on the part of Lender in
         exercising any right shall operate as a waiver of such right or any
         other right. A waiver by Lender of a provision of this Agreement shall
         not prejudice or constitute a waiver of Lender's right otherwise to
         demand strict compliance with that provision or any other provision of
         this Agreement. No prior waiver by Lender, nor any course of dealing
         between Lender and Borrower, or between Lender and any Grantor, shall
         constitute a waiver of any of Lender's rights or of any of Borrower's
         or any Grantor's obligations as to any future transactions. Whenever
         the consent of Lender is required under this Agreement, the granting of
         such consent by Lender in any instance shall not constitute continuing
         consent to subsequent instances where such consent is required and in
         all cases such consent may he granted or withheld in the sole
         discretion of Lender.

         NOTICES. Any notice required to be given under this Agreement shall be
         given in writing, and shall be effective when actually delivered, when
         actually received by telefacimile (unless otherwise required by law),
         when deposited with a nationally recognized overnight courier, or, if
         mailed, when deposited in the United States mail, as first class,
         certified or registered mail postage prepaid, directed to the addresses
         shown near the beginning of this Agreement. Any party may change its
         address for notices under this Agreement may change its address for
         notices under this Agreement by giving formal written notice to the
         other parties, specifying that the purpose of the notice is to change
         the party's address. For notice purposes. Borrower agrees to keep
         Lender informed at all times of Borrower's current address Unless
         otherwise provided or required by law, if there is more than one
         Borrower, any notice given by Lender to any Borrower is deemed to be
         notice given to all Borrowers.

         SEVERABILITY. If a court of competent jurisdiction finds any provision
         of this Agreement to be illegal, invalid, or unenforceable as to any
         circumstance, that finding shall not make the offending provision
         illegal, invalid, or unenforceable as to any other circumstance if
         feasible, the offending provision shall be considered modified so that
         t becomes legal, valid and enforceable. If the offending provision
         cannot be se modified, it shall be considered deleted from this
         Agreement. Unless otherwise required by law, the illegality,
         invalidity, or unenforceability of any provision of this Agreement
         shall not affect the legality, validity or enforceability of any other
         provision of this Agreement.

         SUBSIDIARIES AND AFFILIATES OF BORROWER. To the extent the context of
         any provisions of this Agreement makes it appropriate, including
         without limitation any representation, warranty or covenant, the word
         "Borrower" as used in this Agreement shall include all of Borrower's


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 12
================================================================================

         subsidiaries and affiliates. Notwithstanding the foregoing however,
         under no circumstances shall this Agreement be construed to require
         Lender to make any Loan or other financial accommodation to any of
         Borrower's subsidiaries or affiliates.

         SUCCESSORS AND ASSIGNS. All covenants and agreements by or on behalf of
         Borrower contained in this Agreement or any Related Documents shall
         bind Borrower's successors and assigns and shall inure to the benefit
         of Lender and its successors and assigns. Borrower shall not, however,
         have the right to assign Borrower's rights under this Agreement or any
         interest therein, without the prior written consent of Lender.

         SURVIVAL OF REPRESENTATIONS AND WARRANTIES. Borrower understands and
         agrees that in extending Loan Advances, Lender is relying on all
         representations, warranties, and covenants made by Borrower in this
         Agreement or in any certificate or other instrument delivered by
         Borrower to Lender under this Agreement or the Related Documents.
         Borrower further agrees that regardless of any investigation made by
         Lender, all such representations, warranties and covenants will survive
         the extension of Loan Advances and delivery to Lender of the Related
         Documents, shall be continuing in nature, shall be deemed made and
         related by Borrower at the time each Loan Advance is made, and shall
         remain in full force and effect until such time as Borrower's
         indebtedness shall be paid in full, or until this Agreement shall be
         terminated in the manner provided above, whichever is the last to
         occur.

         TIME IS OF THE ESSENCE. Time is of the essence in the performance of
         this Agreement.

         WAIVE JURY. ALL PARTIES TO THIS AGREEMENT HEREBY WAIVE THE RIGHT TO ANY
         JURY TRIAL IN ANY ACTION, PROCEEDING, OR COUNTERCLAIM BROUGHT BY ANY
         PARTY AGAINST ANY OTHER PARTY.

DEFINITIONS. The following capitalized words and terms shall have the following
meanings when used in this Agreement. Unless specifically stated to the
contrary, all references to dollar amounts shall mean amounts in lawful money of
the United States of America. Words and terms used in the singular shall include
the plural, and the plural shall include the singular, as the context may
require. Words and terms not otherwise defined in this Agreement shall have the
meanings attributed to such terms in the Uniform Commercial Code. Accounting
words and terms not otherwise defined in this Agreement shall have the meanings
assigned to them in accordance with generally accepted accounting principles as
in effect on the date of this Agreement:

         ACCOUNT. The word "Account" means a trade account, account receivable,
         other receivable, or other right to payment for goods sold or services
         rendered owing to Borrower for to a third party grantor acceptable to
         Lender).

         ADVANCE. The word "Advance" means a disbursement of Loan funds made, or
         to be made, to Borrower or on Borrower's behalf under the terms and
         conditions of this Agreement.

         AGREEMENT. The word "Agreement" means this Business Loan Agreement
         (Asset Based), as this Business Loan Agreement (Asset Based) may be
         amended or modified from time to time, together with all exhibits and
         schedules attached to this Business Loan Agreement (Asset Based) from
         time to time.

         BORROWER. The word "Borrower" means Marketing Worldwide Corporation and
         includes all co-signers and co-makers signing the Note.

         BORROWING BASE. The Words "Borrowing Base" mean, as determined by
         tender from time to time, the lesser of (1) $750,000.00 or (2) the sum
         of (a) 70.000% of the aggregate amount of Eligible Accounts, plus (b)
         30.000% of the aggregate amount of Eligible Inventory.

         BUSINESS DAY. The words "Business Day" mean a day on which commercial
         banks are open in the State of Michigan.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 13
================================================================================

         COLLATERAL. The word "Collateral" means all property and assets granted
         as collateral security for a Loan, whether real or personal property,
         whether granted directly or indirectly, whether granted now or in the
         future, and whether granted in the form of a security interest,
         mortgage, collateral mortgage, deed of trust, assignment, pledge, crop
         pledge, chattel mortgage, collateral chattel mortgage, chattel trust,,
         factor's lien, equipment trust, conditional sale, trust receipt, lien,
         charge, lien or title retention contract, lease or consignment intended
         as a security device, or any other security or lien interest
         whatsoever, whether created by law, contract, or otherwise. The word
         Collateral also includes without limitation all collateral described in
         the Collateral section of this Agreement.

         ELIGIBLE ACCOUNTS. The words "Eligible Accounts" mean at any time, all
         of Borrower's Accounts which contain selling terms and conditions
         acceptable to Lender. The net amount of any Eligible Account against
         which Borrower may borrow shall exclude all returns, discounts,
         credits, and offsets of any nature. Unless otherwise agreed to by
         Lender in writing, Eligible Accounts do not include:

                  (1) Accounts with respect to which the Account Debtor is
                  employee agent of Borrower.

                  (2) Accounts with respect to which the Account Debtor is a
                  subsidiary of, or affiliated with Borrower or its
                  shareholders, officers, or directors.

                  (3) Accounts with respect to which goods are placed on
                  consignment, guaranteed sale, or other terms by reason of
                  which the payment by the Account Debtor may be conditional.

                  (4) Accounts with respect to which Borrower is or may become
                  liable to the Account Debtor for goods sold or services
                  rendered by the Account Debtor to Borrower.

                  (5) Accounts which are subject to dispute, counterclaim, or
                  setoff.

                  (6) Accounts with respect to which the goods have not been
                  shipped or delivered, or the services have not been rendered,
                  to the Account Debtor.

                  (7) Accounts with respect to which Lender, in its sole
                  discretion, deems the creditworthiness or financial condition
                  of the Account Debtor to be unsatisfactory.

                  (8) Accounts of any Account Debtor who has filed or has had
                  filed against it a petition in bankruptcy or an application
                  for relief under any provision of any state or federal
                  bankruptcy, insolvency, or debtor in relief acts. or who has
                  had appointed a trustee, custodian, or receiver for the assets
                  of such Account Debtor, or who has made an assignment for the
                  benefit for the benefit of creditors or has become insolvent
                  or fails generally to pay its debts (including its payrolls)
                  as such debts become due.

                  (9) Accounts which have not been paid in full within 90 DAYS
                  from the invoice date.

         ELIGIBLE INVENTORY. The words "Eligible inventory" mean, at any time,
         all of Borrower's Inventory as defined below, except:

                  (1) Inventory which is not owned by Borrower free. and clear
                  of all; security interests, liens, encumbrances, and claims of
                  third parties.

                  (2) Inventory which Lender, in its sole discretion. deems to
                  be obsolete, unstable, damaged, detective, or unfit for
                  further processing.

                  (3) Work in progress.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 14
================================================================================

         ENVIRONMENTAL LAWS. The words "Environmental Laws" mean any and all
         state, federal and local statutes, regulations and ordinances relating
         to the protection of human health or the environment, including without
         limitation the Comprehensive Environmental Response. Compensation, and
         Liability Act of 1980, as amended, 42 U.S.C. Section 9601, et seq.
         ("CERCLA"), the Superfund Amendments and Reauthorization Act of 1986,
         Pub. L. No. 99-499 ("SARA") the Hazardous Materials Transportation Act,
         49 U.S.C. Section 1801, et seq., the Resource Conservation and Recovery
         Act, 42 U.S.C Section 6901, et seq., or other applicable state or
         federal laws, rules, or regulations adopted pursuant thereto.

         EVENT OF DEFAULT. The words "Event of Default" mean any of the events
         of default set forth in this Agreement in the default section of this
         Agreement.

         EXPIRATION DATE. The words "Expiration Date" mean the date of
         termination of Lender's commitment to lend under this Agreement.

         GAAP. The word "GAAP" means generally accepted accounting principles.

         GRANTOR. The word "Grantor" means each and all of the persons or
         entities granting a Security Interest in any Collateral for the Loan,
         including without limitation all Borrowers granting such a Security
         Interest.

         GUARANTOR. The word "Guarantor" means any guarantor, surety, or
         accommodation party of any or all of the Loan.

         GUARANTY. The word "Guaranty" means the guaranty from Guarantor to
         Lender, including without limitation a guaranty of all or part of the
         Note.

         HAZARDOUS SUBSTANCES. The words "Hazardous Substances" mean materials
         that, because of their quantity, concentration or physical, chemical or
         infectious characteristics, may cause or pose a present or potential
         hazard to human health or the environment when improperly used,
         treated, stored, disposed of, generated, manufactured, transported or
         otherwise handled. The words "Hazardous Substances" are used in their
         very broadest sense and include without limitation any and all
         hazardous or toxic substances, materials or waste as defined by or
         listed under the Environmental Laws. The term "Hazardous Substances"
         also includes, without limitation, petroleum and petroleum by-products
         or any fraction thereof and asbestos.

         INDEBTEDNESS. The word "Indebtedness" means the indebtedness evidenced
         by the Note or Related Documents, including all principal and interest
         together with all other indebtedness and costs and expenses for which
         Borrower is responsible under this Agreement or under any of the
         Related Documents.

         INVENTORY. The word "Inventory" means all of Borrower's raw materials,
         work in process, finished goods, merchandise, parts and supplies, of
         every kind and description, and goods held for sale or lease or
         furnished under contracts of service in which Borrower now has or
         hereafter acquires any right, whether held by Borrower or others, and
         all documents of title, warehouse receipts, bills of lading, and all
         other documents of every type covering all or any part of the
         foregoing. Inventory includes inventory temporarily out of Borrower's
         custody or possession and all returns on Accounts.

         LENDER. The word "Lender" means KeyBank National Association, its
         successors and assigns.

         LOAN. The word "Loan" means any and all loans and financial
         accommodations from Lender to Borrower whether now or hereafter
         existing, and however evidenced, including without limitation those
         loans and financial accommodations described herein or described on any
         exhibit or schedule attached to this Agreement from time to time.

         NOTE. The word "Note" means the Note executed by Marketing World Wide
         Corporation in the principal amount of $750,000.00 dated April 4, 2005,
         together with all renewals of, extensions of, modifications of,
         refinancings of, consolidations of, and substitutions for the note or
         credit agreement.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 15
================================================================================

         PERMITTED LIENS. The words "Permitted Liens" mean (1) liens and
         security interests securing Indebtedness owed by Borrower to Lender;
         (2) liens for taxes, assessments, or similar charges either not yet due
         or being contested in good faith; (3) liens of materialmen, mechanics,
         warehousemen, or carriers, or other like liens arising in the ordinary
         course of business and securing obligations which are not yet
         delinquent; (4) purchase money liens or purchase money security
         interests upon or in any property acquired or held by Borrower in the
         ordinary course of business to secure indebtedness outstanding on the
         date of this Agreement or permitted to be incurred under the paragraph
         of this Agreement titled "Indebtedness and Liens"; (5) liens and
         security interests which, as of the date of this Agreement, have been
         disclosed to and approved by the Lender in writing; and (6) those liens
         and security interests which in the aggregate constitute an immaterial
         and insignificant monetary amount with respect to the net value of
         Borrower's assets.

         PRIMARY CREDIT FACILITY. The words "Primary Credit Facility" mean the
         credit facility described in the Line of Credit section of this
         Agreement.

         RELATED DOCUMENTS. The words "Related Documents" mean all promissory
         notes, credit agreements, loan agreements, environmental agreements,
         guaranties, security agreements, mortgages, deeds of trust, security
         deeds, collateral mortgages, and all other instruments, agreements and
         documents, whether now or hereafter existing, executed in connection
         with the Loan.

         SECURITY AGREEMENT. The words "Security Agreement" mean and include
         without limitation any agreements, promises, covenants, arrangements,
         understandings or other agreements, whether created by law, contract,
         or otherwise, evidencing, governing, representing, or creating a
         Security Interest.

         SECURITY INTEREST. The words "Security Interest" mean, without
         limitation, any and all types of collateral security, present and
         future, whether in the form of a lien, charge: encumbrance, mortgage,
         deed of trust, security deed, assignment, pledge, crop pledge, chattel
         mortgage, collateral chattel mortgage, chattel trust, factor's lien,
         equipment trust, conditional sale, trust receipt, lien or title
         retention contract, lease or consignment intended as a security device,
         or any other security or lien interest whatsoever whether created by
         law, contract, or otherwise.


<PAGE>

                      BUSINESS LOAN AGREEMENT (ASSET BASED)
Loan No: 0000011001                (Continued)                           Page 16
================================================================================

BORROWER ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS BUSINESS LOAN
AGREEMENT (ASSET BASED) AND BORROWER AGREES TO ITS TERMS. THIS BUSINESS LOAN
AGREEMENT (ASSET BASED) IS DATED APRIL 4, 2005.

BORROWER:


MARKETING WORLDWIDE CORPORATION


By: /S/ JAMES C. MARVIN
    -------------------------------------------
    JAMES C. MARVIN, CHIEF FINANCIAL OFFICER OF
    MARKETING WORLDWIDE CORPORATION



LENDER:


KEYBANK NATIONAL ACCOCIATION


By: /S/ [ILLEGIBLE]
    -------------------------------------------
    Authorized Signature


================================================================================


<PAGE>
<TABLE>
<S>     <C>
                                    COMMERCIAL SECURITY AGREEMENT

-----------------------------------------------------------------------------------------------------------
   PRINCIPAL     LOAN DATE      MATURITY      LOAN NO.     CALL/COLL      ACCOUNT      OFFICER    INITIALS
  $750,000.00    04-04-2005    02-01-2006    0000011001     402/326     E0100617967     TMG0Z
-----------------------------------------------------------------------------------------------------------
         References in the shaded area are for Lender's use only and do not limit the applicability
                             of this document to any particular loan or item.
             Any item above containing "***" has been omitted due to text length limitations.
-----------------------------------------------------------------------------------------------------------

BORROWER:   MARKETING WORLDWIDE CORPORATION                      LENDER:   KEYBANK NATIONAL ASSOCIATION
            11224 LEMEN ROAD                                               MI-BB-BRIGHTON TOWNE SQUARE
            WHITMORE LAKE, MI 48189                                        8199 CHALLIS ROAD
                                                                           BRIGHTON, MI 48116

===========================================================================================================
</TABLE>

THIS COMMERCIAL SECURITY AGREEMENT dated April 4, 2005, is made and executed
between Marketing WorldWide Corporation ("Grantor") and KeyBank National
Association ("Lender").

GRANT OF SECURITY INTEREST. For valuable consideration, Grantor grants to Lender
a security interest in the Collateral to secure the Indebtedness and agrees that
Lender shall have the rights stated in this Agreement with respect to the
Collateral, in addition to all other rights which Lender may have by law.

COLLATERAL DESCRIPTION. The word "Collateral" as used in this Agreement means
the following described property, whether now owned or hereafter acquired,
whether now existing or hereafter arising, and wherever located, in which
Grantor is giving to Lender a security interest far the payment of the
Indebtedness and performance of all other obligations under the Note and this
Agreement:

         ALL INVENTORY, EQUIPMENT, ACCOUNTS (INCLUDING BUT NOT LIMITED TO ALL
         HEALTH-CARE-INSURANCE RECEIVABLES), CHATTEL PAPER, INSTRUMENTS
         (INCLUDING BUT NOT LIMITED TO ALL PROMISSORY NOTES), LETTER-OF-CREDIT
         RIGHTS, LETTERS OF CREDIT, DOCUMENTS, DEPOSIT ACCOUNTS, INVESTMENT
         PROPERTY, MONEY, OTHER RIGHTS TO PAYMENT AND PERFORMANCE, AND GENERAL
         INTANGIBLES (INCLUDING BUT NOT LIMITED TO ALL SOFTWARE AND ALL PAYMENT
         INTANGIBLES); ALL ATTACHMENTS, ACCESSIONS, ACCESSORIES, FITTINGS,
         INCREASES, TOOLS, PARTS, REPAIRS, SUPPLIES, AND COMMINGLED GOODS
         RELATING TO THE FOREGOING PROPERTY, AND ALL ADDITIONS, REPLACEMENTS OF
         AND SUBSTITUTIONS FOR ALL OR ANY PART OF THE FOREGOING PROPERTY; ALL
         INSURANCE REFUNDS RELATING TO THE FOREGOING PROPERTY; ALL GOOD WILL
         RELATING TO THE FOREGOING PROPERTY; ALL RECORDS AND DATA AND EMBEDDED
         SOFTWARE RELATING TO THE FOREGOING PROPERTY, AND ALL EQUIPMENT,
         INVENTORY AND SOFTWARE TO UTILIZE, CREATE, MAINTAIN AND PROCESS ANY
         SUCH RECORDS AND DATA ON ELECTRONIC MEDIA; AND ALL SUPPORTING
         OBLIGATIONS RELATING TO THE FOREGOING PROPERTY; ALL WHETHER NOW
         EXISTING OR HEREAFTER ARISING, WHETHER NOW OWNED OR HEREAFTER ACQUIRED
         OR WHETHER NOW OR HEREAFTER SUBJECT TO ANY RIGHTS IN THE FOREGOING
         PROPERTY; AND ALL PRODUCTS AND PROCEEDS (INCLUDING BUT NOT LIMITED TO
         ALL INSURANCE PAYMENTS) OF OR RELATING TO THE FOREGOING PROPERTY.

In addition, the word "Collateral" also includes all the following, whether now
owned or hereafter acquired, whether now existing or hereafter arising, and
wherever located:

         (A) All accessions, attachments, accessories, tools, parts, supplies,
         replacements of and additions to any of the collateral described
         herein, whether added now or later.

         (B) All products and produce of any of the property described in this
         Collateral section.

         (C) All accounts, general intangibles, instruments, rents, monies,
         payments, and all other rights, arising out of a sale, lease,
         consignment or other disposition of any of the property described in
         this Collateral section.

         (D) All proceeds (including insurance proceeds) from the sale,
         destruction, loss, or other disposition of any of the property
         described in this Collateral section, and sums due from a third party
         who has damaged or destroyed the Collateral or from that party's
         insurer, whether due to judgment, settlement or other process.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 2
================================================================================

         (E) All records and data relating to any of the property described in
         this Collateral section, whether in the form of a writing, photograph,
         microfilm, microfiche, or electronic media, together with all of
         Grantor's right, title, and interest in and to all computer software
         required to utilize, create, maintain, and Process any such records or
         data on electronic media.

Despite any other provision of this Agreement, Lender is not granted, and will
not have, a nonpurchase money security interest in household goods, to the
extent such a security interest would be prohibited by applicable law. In
addition, if because of the type of any Property, Lender is required to give a
notice of the right to cancel under Truth in Lending for the Indebtedness, then
Lender will not have a security interest in such Collateral unless and until
such a notice is given.

CROSS-COLLATERALIZATION. In addition to the Note, this Agreement secures all
obligations, debts and liabilities, plus interest thereon, of Grantor to Lender,
or any one or more of them, as well as all claims by Lender against Grantor or
any one or more of them, whether now existing or hereafter arising, whether
related or unrelated to the purpose of the Note, whether voluntary or otherwise,
whether due or not due, direct or indirect, determined or undetermined, absolute
or contingent, liquidated or unliquidated whether Grantor may be liable
individually or jointly with others, whether obligated as guarantor, surety,
accommodation party or otherwise, and whether recovery upon such amounts may be
or hereafter may become barred by any statute of limitations, and whether the
obligation to repay such amounts may be or hereafter may become otherwise
unenforceable.

RIGHT OF SETOFF. To the extent permitted by applicable law, Lender, reserves a
right of setoff in all Grantor's accounts with Lender (whether checking,
savings, or some other account). This includes all accounts Grantor holds
jointly with someone else and all accounts Grantor may open in the future.
However, this does not include any IRA or Keogh accounts, or any trust accounts
for which setoff would be prohibited by law. Grantor authorizes Lender, to the
extent permitted by applicable law, to charge or setoff all sums owing on the
Indebtedness against any and all such accounts.

GRANTOR'S REPRESENTATIONS AND WARRANTIES WITH RESPECT TO THE COLLATERAL. With
respect to the Collateral, Grantor represents and promises to Lender that:

         PERFECTION OF SECURITY INTEREST. Grantor agrees to take whatever
         actions are requested by Lender to perfect and continue Lender's
         security interest in the Collateral. Upon request of Lender, Grantor
         will deliver to Lander any and all of the documents evidencing or
         constituting the Collateral, and Grantor will note Lender's interest
         upon any and all chattel paper and instruments it not delivered to
         Lender for possession by Lender. This is a continuing Security
         Agreement and will continue in effect even though all or any part of
         the Indebtedness is [ILLEGIBLE] and even though for a period of time
         Grantor may not be indebted to Lender.

         NOTICES TO LENDER. Grantor will promptly notify Lender in writing at
         Lender's address shown above for such other addresses as Lender may
         designate from time to time prior to any (1) change in Grantor's name;
         (2) change in Grantor's assumed business name(s), (3) change in the
         management of the Corporation Grantor; (4) change in the authorized
         signer(s); (5) change in Grantor's principal office address; (6) change
         in Grantor's state of organization; (7) conversion of Grantor to a new
         or different type of business entity; or (8) change in any other aspect
         of Grantor that directly or indirectly relates to any agreements
         between Grantor and Lender. No change in Grantor's name or state of
         organization will take effect unto after Lender has received notice.

         NO VIOLATION. The execution and delivery of this Agreement will not
         violate any law or agreement providing Grantor or to which Grantor is a
         party, and its certificate or articles of incorporation and bylaws do
         not prohibit any term or condition of this Agreement.

         ENFORCEABILITY OF COLLATERAL. To the extent the Collateral consists of
         accounts, chattel paper, or general intangibles as defined by the
         Uniform Commercial Code, the Collateral is enforceable in accordance
         with its terms, is genuine, and fully complies with all applicant, laws


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 3
================================================================================

         and regulations concerning form, content and manner of preparation and
         execution, and all persons appearing to be obligated on the Collateral
         have authority and capacity to contract and are in fact obligated as
         they appear to be on the Collateral. At the time any account becomes
         subject to a security interest in favor of Lender, the account shall be
         a good and valid account representing an undisputed, bona fide
         indebtedness incurred by the account debtor, for merchandise held
         subject to delivery instructions or previously shipped or delivered
         pursuant to a contract of sale, or for services previously performed by
         Grantor with or for the account debtor. So long as this Agreement
         remains in effect, Grantor shall not, without Lender's prior written
         consent, compromise, settle, adjust, or extend payment under or with
         regard to any such Accounts. There shall be no setoffs or counterclaims
         against any of the Collateral, and no agreement shall have been made
         under which any deductions or discounts may be claimed concerning the
         Collateral except those disclosed to Lender in writing.

         LOCATION OF THE COLLATERAL. Except in the ordinary course of Grantor's
         business, Grantor agrees to keep the Collateral (or to the extent the
         Collateral consists of intangible property such as accounts or general
         intangibles, the records concerning the Collateral) at Grantor's
         address shown above or at such other locations as are acceptable to
         Lends. Upon Lender's request, Grantor will deliver to Lender in form
         satisfactory to Lender a schedule of real properties and Collateral
         locations relating to Grantor's operations, including without
         limitation the following: (1) all real property Grantor owns or is
         purchasing; (2) all real property Grantor is renting or leasing; (3)
         all storage facilities Grantor owns, rents, leases, or uses; and (4)
         all other properties where Collateral is or may be located.

         REMOVAL OF THE COLLATERAL. Except in the ordinary course of Grantor's
         business, including the sales of inventory, Grantor shall not remove
         the Collateral from its existing location without Lender's prior
         written consent. To the extent that the Collateral consists of
         vehicles, or other titled property, Grantor shall not take or permit
         any action which would require application for certificates of title
         for the vehicles outside the State of Michigan, without Lender's prior
         written consent. Grantor shall, whenever requested, advise Lender of
         the exact location of the Collateral.

         TRANSACTIONS INVOLVING COLLATERAL. Except for inventory sold or
         accounts collected in the ordinary course of Grantor's business, or as
         otherwise provided for in this Agreement, Grantor shall not sell, offer
         to sell, or otherwise transfer or dispose of the Collateral. While
         Grantor is not in default under this Agreement, Grantor may sell
         inventory, but only in the ordinary course of its business and only to
         buyers who qualify as a buyer in the ordinary course of business. A
         sale in the ordinary course of Grantor's business does not include a
         transfer in partial or total satisfaction of a debt or any bulk sale.
         Grantor shall not pledge, mortgage, encumber or otherwise permit the
         Collateral to be subject to any lien, security interest, encumbrance,
         or charge, other than the security interest provided for in this
         Agreement, without the prior written consent of Lender. This includes
         security interests even if junior in right to the security interests
         granted under this Agreement. Unless waived by Lender, all proceeds
         from any disposition of the Collateral (for whatever reason) shall be
         held in trust for Lender and shall not be commingled with any other
         funds; provided however, this requirement shall not constitute consent
         by Lender to any sale or other disposition. Upon receipt, Grantor shall
         immediately deliver any such proceeds to Lender.

         TITLE. Grantor represents and warrants to Lender that Grantor holds
         good and marketable title to the Collateral, free and clear of all
         liens and encumbrances except for the lien of this Agreement. No
         financing statement covering any of the Collateral is on file in any
         public office other than those which reflect the security interest
         created by this Agreement or to which Lender has specifically
         consented. Grantor shall defend Lender's rights in the Collateral
         against the claims and demands of all other persons.

         REPAIRS AND MAINTENANCE. Grantor agrees to keep and maintain, and to
         cause others to keep and maintain, the Collateral in good order, repair
         and condition at all times while this Agreement remains in effect.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 4
================================================================================

         Grantor further agrees to pay when due all claims for work done on, or
         services tendered or material furnished in connection with the
         Collateral so that no lien or encumbrance may ever attach to or be
         filed against the Collateral.

         INSPECTION OF COLLATERAL. Lender and Lender's designated
         representatives and agents shall have the right at all reasonable times
         to examine and inspect the Collateral wherever located.

         TAXES, ASSESSMENTS AND LIENS. Grantor will pay when due all taxes,
         assessments and liens upon the Collateral, its use or operation, upon
         this Agreement, upon any promissory note or notes evidencing the
         Indebtedness, or upon any of the other Related Documents. Grantor may
         withhold any such payment or may elect to contest any lien if Grantor
         is in good faith conducting an appropriate proceeding to contest the
         obligation to pay and so long as Lender's interest in the Collateral is
         not jeopardized in Lender's sole opinion. If the Collateral is
         subjected to a lien which is not discharged within fifteen (15) days,
         Grantor shall deposit with Lender cash, a sufficient corporate surety
         bond or other security satisfactory to Lender in an amount adequate to
         provide for the discharge of the lien plus any interest, costs,
         reasonable attorneys' fees or other charges that could accrue as a
         result of foreclosure or sale of the Collateral. In any contest Grantor
         shall defend itself and Lender and shall satisfy any final adverse
         judgment before enforcement against the Collateral. Grantor shall name
         Lender as an additional obligee under any surety bond furnished in the
         contest proceedings. Grantor further agrees to furnish Lender with
         evidence that such taxes, assessments, and governmental and other
         charges have been paid in full and in a timely manner. Grantor may
         withhold any such payment or may elect to contest any lien if Grantor
         is in good faith conducting an appropriate proceeding to contest the
         obligation to pay and so long as Lender's interest in the Collateral is
         not jeopardized.

         COMPLIANCE WITH GOVERNMENTAL REQUIREMENTS. Grantor shall comply
         promptly with all laws, ordinances, rules and regulations of all
         governmental authorities, now or hereafter in effect, applicable to the
         ownership, production, disposition, or use of the Collateral, including
         all laws or regulations relating to the undue erosion of highly
         erodible land or relating to the conversion of wetlands for the
         production of an agricultural product or commodity. Grantor may contest
         in good faith my such law, ordinance or regulation and withhold
         compliance during any proceeding, including appropriate appeals, so
         long as Lender's interest in the Collateral, in Lender's opinion, is
         not jeopardized.

         HAZARDOUS SUBSTANCES. Grantor represents and warrants that the
         Collateral never has been, and never will be so long as this Agreement
         remains a lien on the Collateral, used in violation of any
         Environmental Laws or for the generation, manufacture, storage,
         transportation treatment, disposal, release or threatened release of
         any Hazardous Substance. The representations and warranties contained
         herein are based on Grantor's due diligence in investigating the
         Collateral for Hazardous Substances. Grantor hereby (1) releases and
         waves any future claims against Lender for indemnity or contribution in
         the event Grantor becomes liable for cleanup or other costs under any
         Environmental Laws, and (2) agrees to indemnify and hold harmless
         Lender against any and all claims and losses resulting from a breach of
         this provision of this Agreement. This obligation to indemnify shall
         survive the payment of the Indebtedness and the satisfaction of this
         Agreement.

         MAINTENANCE OF CASUALTY INSURANCE. Grantor shall procure anti maintain
         all risks insurance, including without limitation fire, theft and
         liability coverage together with such other insurance as Lender may
         require with respect to the Collateral, in form, amounts, coverages and
         basis reasonably acceptable to Lender and issued by a company or
         companies reasonably acceptable to Lender. Grantor, upon request of
         Lender, will deliver to Lender from time to time the policies or
         certificates of insurance in form satisfactory to Lender, including
         stipulations that coverages will not be cancelled or diminished without
         at least ten (10) days' prior written notice to Lender and not


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 5
================================================================================

         including any disclaimer of the insurer's liability for failure to give
         such a notice. Each insurance policy shall include an endorsement
         providing coverage in favor of Lender will not be impaired in any way
         by any act, omission or default of Grantor or any other person. In
         connection with all policies covering assets in which Lender holds or
         is offered a security interest, Grantor will provide Lender with such
         loss payable or other endorsements as Lender may require. If Grantor at
         any time fails to obtain or maintain any insurance as required under
         this Agreement, Lender may (but shall not be obligated to) obtain such
         insurance as Lender deems appropriate, including if Lender so chooses
         "single interest insurance," which will cover only Lender's interest in
         the Collateral.

         APPLICATION OF INSURANCE PROCEEDS. Grantor shall promptly notify Lender
         of any loss or damage to the Collateral. Lender may make proof of loss
         if Grantor fails to do so within fifteen (15) days of the casualty. All
         proceeds of any insurance on the Collateral, including accrued proceeds
         thereon, shall be held by Lender as part of the Collateral. If Lender
         consents to repair or replacement of the damaged or destroyed
         Collateral, Lender shall, upon satisfactory proof of expenditure, pay
         or reimburse Grantor from the proceeds for the reasonable cost of
         repair or restoration. If Lender does not consent to repair or
         replacement of the Collateral, Lender shall retain a sufficient amount
         of the proceeds to pay all of the Indebtedness, and shall pay the
         balance to Grantor. Any proceeds which have not been disbursed within
         six (6) months after their receipt and which Grantor has not committed
         to the repair or restoration of the Collateral shall be used to prepay
         the Indebtedness.

         INSURANCE RESERVES. Lender may require Grantor to maintain with Lender
         reserves for payment of insurance premiums, which reserves shall be
         created by monthly payments from Grantor of a sum estimated by Lender
         to be sufficient to produce, at least fifteen (15) days before the
         premium due date, amounts at least equal to the insurance premiums to
         be paid. If fifteen (15) days before payment is due, the reserve funds
         are insufficient, Grantor shall upon demand pay any deficiency to
         Lender. The reserve funds shall be held by Lender as a general deposit
         and shall constitute a non-interest-bearing account which Lender may
         satisfy by payment of the insurance premiums required to be paid by
         Grantor as they become due. Lender does not hold the reserve funds in
         trust for Grantor, and Lender is not the agent of Grantor for payment
         of the insurance premiums required to be paid by Grantor. The
         responsibility for the payment of premiums shall remain Grantor's sole
         responsibility.

         INSURANCE REPORTS. Grantor, upon request of Lender, shall furnish to
         Lender reports on each existing policy of insurance showing such
         information as Lender may reasonably request including the following:
         (1) the name of the insurer; (2) the risks insured; (3) the amount of
         the policy; (4) the property insured; (5) the then current value on the
         basis of which insurance has been obtained and the manner of
         determining that value; and (6) the expiration date of the policy. In
         addition, Grantor shall upon request by Lender (however not more often
         than annually) have an independent appraiser satisfactory to Lender
         determine, as applicable, the cash value or replacement cost of the
         Collateral.

         FINANCING STATEMENTS. Grantor authorizes Lender to file a UCC financing
         statement, or alternatively, a copy of this Agreement to perfect
         Lender's security interest. At Lender's request, Grantor additionally
         agrees to sign all other documents that are necessary to perfect,
         protect, and continue Lender's security interest in the Property.
         Grantor will pay all filing fees, title transfer fees, and other fees
         and costs involved unless prohibited by law or unless Lender is
         required by law to pay such fees and costs. Grantor irrevocably
         appoints Lender to execute documents necessary to transfer title if
         there is a default. Lender may file a copy of this Agreement as a
         financing statement. If Grantor changes Grantor's name or address, or
         the name or address of any person granting a security interest under
         this Agreement changes, Grantor will promptly notify the Lender of such
         change.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 6
================================================================================

GRANTOR'S RIGHT TO POSSESSION AND TO COLLECT ACCOUNTS. Until default and except
as otherwise provided below with respect to accounts, Grantor may have
possession of the tangible personal property and beneficial use of all the
Collateral and may use it in any lawful manner not inconsistent with this
Agreement or the Related Documents, provided that Grantor's right to possession
and beneficial use shall not apply to any Collateral where possession of the
Collateral by Lender is required by law to perfect Lender's security interest in
such Collateral. Until otherwise notified by Lender, Grantor may collect any of
the Collateral consisting of accounts. At any time and even though no Event of
Default exists, Lender may exercise its rights to collect the accounts and to
notify account debtors to make payments directly to Lender for application to
the Indebtedness. If Lender at any time has possession of any Collateral,
whether before or after an Event of Default, Lender shall be deemed to have
exercised reasonable care in the custody and preservation of the Collateral if
Lender takes such action for that purpose as Grantor shall request or as lender,
in Lender's sole discretion, shall deem appropriate under the circumstances, but
failure to honor any request by Grantor shall not of itself be deemed to be a
failure to exercise reasonable care. Lender shall not be required to take any
steps necessary to preserve any rights in the Collateral against prior parties,
nor to protect, preserve or maintain any security interest given to secure the
Indebtedness.

LENDER'S EXPENDITURES. If any action or proceeding is commenced that would
materially affect Lender's interest in the Collateral or if Grantor fails to
comply with any provision of this Agreement or any Related Documents, including
but not limited to Grantor's failure to discharge or pay when due any amounts
Grantor is required to discharge or pay under this Agreement or any Related
Documents, Lender on Grantor's behalf may (but shall not be obligated to) take
any action that Lender deems appropriate, including but not limited to
discharging or paying all taxes, liens, security interests, encumbrances and
other claims, at any time levied or placed on the Collateral and paying all
costs for insuring, maintaining and preserving the Collateral. All such
expenditures incurred or paid by Lender for such purposes will then bear
interest at the rate charged under the Note from the date incurred or paid by
Lender to the date of repayment by Grantor. All such expenses will become a part
of the Indebtedness and, at Lender's option, will (A) be payable on demand; (B)
be added to the balance of the Note and be apportioned among and be payable with
any installment payments to become due during either (1) the term of any
applicable insurance policy; or (2) the remaining term of the Note; or (C) be
treated as a balloon payment which will be due and payable at the Note's
maturity. The Agreement also will secure payment of these amounts. Such right
shall be in addition to all other rights and remedies to which Lender may be
entitled upon Default.

DEFAULT. Each of the following shall constitute an Event of Default under this
Agreement.

         PAYMENT DEFAULT. Grantor fails to make any payment when due under this
         Indebtedness.

         OTHER DEFAULTS. Grantor fails to comply with or to perform any other
         term, obligation, covenant or condition contained in this Agreement or
         in any of the Related Documents or to comply with or to perform any
         term, obligation, covenant or condition contained in any other
         agreement between Lender and Grantor.

         DEFAULT IN FAVOR OF THIRD PARTIES. Should Borrower or any Grantor
         default under any loan, extension of credit, security agreement,
         purchase or sales agreement, or any other agreement, in favor of any
         other creditor or person that may materially affect any of Grantor's
         property or Grantor's or any Grantor's ability to repay the
         Indebtedness or perform their respective obligations under this
         Agreement or any of the Related Documents.

         FALSE STATEMENTS. Any warranty, representation or statement made of
         furnished to Lender by Grantor or on Grantor's behalf under this
         Agreement or the Related Documents is false or misleading in any
         material respect, either now or at the time made or furnished or
         becomes false or misleading at any time thereafter.

         DEFECTIVE COLLATERALIZATION. This Agreement or any of the Related
         Documents ceases to be in full force and effect (including failure of
         any collateral document to create a valid and perfect security interest
         or lien) at any time and for any reason.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 7
================================================================================

         INSOLVENCY. The dissolution, or termination of Grantor's existence as a
         going business, the insolvency of Grantor, the appointment of a
         receiver for any part of Grantor's property, any assignment for the
         benefit of creditors, any type of creditor workout, or the commencement
         of any proceeding under any bankruptcy or insolvency laws by or against
         Grantor.

         CREDITOR OR FORFEITURE PROCEEDINGS. Commencement of foreclosure or
         forfeiture proceedings, whether by judicial proceeding, self-help,
         repossession or any other method, by any creditor of Grantor or by any
         governmental agency against any collateral securing the Indebtedness.
         This includes a garnishment of any of Grantor's accounts, including
         deposit accounts, with Lender. However, this Event of Default shall not
         apply if there is a good faith dispute by Grantor as to the validity or
         reasonableness of the claim which is the basis of the creditor or
         forfeiture proceeding and if Grantor gives Lender written notice of the
         creditor or forfeiture proceeding and deposits ,with Lender monies or a
         surety bond for the creditor or forfeiture proceeding, in an amount
         determined by Lender, in its sole discretion, as being an adequate
         reserve or bond for the dispute.

         EVENTS AFFECTING GUARANTOR. Any of the preceding events occurs with
         respect to any guarantor, endorser, surety, or accommodation party of
         any of the Indebtedness or guarantor, endorser, surety, or
         accommodation party dies or becomes incompetent or revokes or disputes
         the validity of, or liability under, any Guaranty of the Indebtedness.

         ADVERSE CHANGE. A material adverse change occurs in Grantor's financial
         condition, or Lender believes the prospect of payment or performance of
         the Indebtedness is impaired.

         INSECURITY. Lender in good faith believes itself insecure.

         CURE PROVISIONS. If any default, other than a default in payment is
         curable and if Grantor has not been given a notice of a breach of the
         same provision of this Agreement within the preceding twelve (12)
         months, it may be cured if Grantor, after receiving written notice from
         Lender demanding cure of such default: (1) cures the default within
         fifteen (15) days; or (2) if the cure requires more than fifteen (15)
         days, immediately initiates steps which Lender deems in Lender's sole
         discretion to be sufficient to cure the default and thereafter
         continues and completes all reasonable and necessary steps sufficient
         to produce compliance as soon as reasonably practical.

RIGHTS AND REMEDIES ON DEFAULT. If an Event of Default occurs under this
Agreement, at any time thereafter, Lender shall have all the rights of a secured
party under the Michigan Uniform Commercial Code. In addition and without
limitation, Lender may exercise any one or more of the following rights and
remedies:

         ACCELERATE INDEBTEDNESS. Lender may declare the entire Indebtedness,
         including any prepayment penalty which Grantor would be required to
         pay, immediately due and payable, without notice of any kind to
         Grantor.

         ASSEMBLE COLLATERAL. Lender may require Grantor to deliver to Lender
         all or any portion of the Collateral and any and all certificates of
         tale and other documents relating to the Collateral. Lender may require
         Grantor to assemble the Collateral and make it available to Lender at a
         place to be designated by Lender. Lender also shall have full power to
         enter upon the property of Grantor to take possession of and remove the
         Collateral. If the Collateral contains other goods not covered by this
         Agreement at the time of repossession, Grantor agrees Lender may take
         such other goods, provided that Lender makes reasonable efforts to
         return them to Grantor after repossession.

         SELL THE COLLATERAL. Lender shall have full power to sell, lease.
         transfer, or otherwise deal with the Collateral or proceeds thereof in
         Lender's own name or that of Grantor. Lender may sell the Collateral at
         public auction or private sale. Unless the Collateral threatens to
         decline speedily in value or is of a type customarily sold on a
         recognized market, Lender will give Grantor, and other persons as


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 8
================================================================================

         required by law. reasonable notice of the time and place of any public
         sale, or the time after which any private sale or any other disposition
         of the Collateral is to be made. However, no notice need be provided to
         any person who, after Event of Default occurs, enters into and
         authenticates an agreement waiving that person's right to notification
         of sale. The requirements of reasonable notice shall be met if such
         notice is given at least ten (10) days before the time of the sale or
         disposition. All expenses relating to the disposition of the
         Collateral, including without limitation the expenses of retaking,
         holding, insuring, preparing for sate and selling the Collateral, shall
         become a part of the Indebtedness secured by this Agreement and shall
         be payable on demand, with interest at the Note rate from date of
         expenditure until repaid.

         APPOINT RECEIVER. Any failure of Grantor to pay any taxes assessed
         against the Collateral or to pay any installment of those taxes or to
         pay any insurance premium upon any policy covering any property located
         upon the Collateral shall constitute waste and shall entitle Lender to
         the appointment by a court of competent jurisdiction of a receiver of
         the Collateral for the purpose of preventing the waste, except that no
         receiver may be appointed for any dwelling house or farm occupied by
         any owner of it as the owner's home or farm or for any store or other
         business property having an assessed valuation of $7,500 or less.
         Subject to the order of the court, the receiver may collect the rents
         and income from the Collateral and shall exercise control over the
         Collateral to the extent, ordered by the court. A court may also
         appoint a receiver for the Collateral in any other circumstances
         permitted by law. Lender shall have the right to have a receiver
         appointed to take possession of all or any part of the Collateral, with
         the power to protect and preserve the Collateral, to operate the
         Collateral preceding foreclosure or sale, and to collect the Rents from
         the Collateral and apply the proceeds, over and above the cost of the
         receivership, against the Indebtedness. The receiver may serve without
         bond if permitted by law. Lender's right to the appointment of a
         receiver shall exist whether or not the apparent value of the
         Collateral exceeds the Indebtedness by a substantial amount. Employment
         by Lender shall not disqualify a person from serving as a receiver.

         COLLECT REVENUES, APPLY ACCOUNTS. Lender, either itself or through a
         receiver, may collect the payments, rents, income, and revenues from
         the Collateral. Lender may at any time in Lender's discretion on
         transfer any Collateral into Lender's own name or that of Lender s
         nominee and receive the payments, rents, income, and revenues therefrom
         and hold the same as security for the Indebtedness or apply it to
         payment of the Indebtedness in such order of preference as Lender may
         determine. Insofar as the Collateral consists of accounts, general
         intangibles, insurance policies, instruments, chattel paper, choses in
         action, or similar property, Lender may demand, collect, receipt for,
         settle, compromise, adjust, sue for, foreclose, or realize on the
         Collateral as Lender may determine, whether or not Indebtedness or
         Collateral is then due. For these purposes, Lender may, on behalf of
         and in the name of Grantor, receive, open and dispose of mail addressed
         to Grantor, change any address to which mail and payments are to be
         sent, and endorse notes, checks, drafts, money orders, documents of
         title, instruments and items pertaining to payment, shipment, or
         storage of any Collateral. To facilitate collection Lender may notify
         account debtors and obligors on any Collateral to make payments
         directly to Lender.

         OBTAIN DEFICIENCY. If Lender chooses to sell any or all of the
         Collateral, Lender may obtain a judgment against Grantor for any
         deficiency remaining on the Indebtedness due to Lender after
         application of all amounts received from the exercise of the rights
         provided in this Agreement. Grantor shall be liable for a deficiency
         even if the transaction described in this subsection is a sale of
         accounts or chattel paper.

         OTHER RIGHTS AND REMEDIES. Lender shall have all the rights and
         remedies of a secured creditor under the provisions of the Uniform
         Commercial Code, as may be amended from time to time. In addition,
         Lender shall have and may exercise any or all other rights and remedies
         it may have available at law, in equity, or otherwise.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                           Page 9
================================================================================

         ELECTION OF REMEDIES. Except as may be prohibited by applicable law,
         all of Lender's rights and remedies, whether evidenced by this
         Agreement, the Related Documents, or by any other writing, shall be
         cumulative and may be exercised singularly or concurrently. Election by
         Lender to pursue any remedy shall not exclude pursuit of any other
         remedy, and an election to make expenditures or to take action to
         perform an obligation of Grantor under this Agreement, after Grantor's
         failure to perform, shall not affect Lender's right to declare a
         default and exercise its remedies.

MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of
this Agreement:

         AMENDMENTS. This Agreement, together with any Related Documents,
         constitutes the entire understanding and agreement of the parties as to
         the matters set forth in this Agreement. No alteration of or amendment
         to this Agreement shall be effective unless given in writing and signed
         by the party or parties sought to be charged or bound by the alteration
         or amendment.

         ATTORNEYS' FEES; EXPENSES. Grantor agrees to pay upon demand all of
         Lender's costs and expenses, including Lender's reasonable attorneys'
         fees and Lender's legal expenses, incurred in connection with the
         enforcement of this Agreement. Lender may hire or pay someone else to
         help enforce this Agreement, and Grantor shall pay the costs and
         expenses of such enforcement. Costs and expenses include Lender's
         reasonable attorneys' fees and legal expenses whether or not there is a
         lawsuit, including reasonable attorneys' fees and legal expenses for
         bankruptcy proceedings (including efforts to modify or vacate any
         automatic stay or injunction), appeals, and any anticipated
         post-judgment collection services. Grantor also shall pay all court
         costs and such additional fees as may be directed by the court.

         CAPTION HEADINGS. Caption headings in this Agreement are for
         convenience purposes only and are not to be used to interpret or define
         the provisions of this Agreement.

         GOVERNING LAW. THIS AGREEMENT WILL BE GOVERNED BY FEDERAL LAW
         APPLICABLE TO LENDER AND, TO THE EXTENT NOT PREEMPTED BY FEDERAL LAW,
         THE LAWS OF THE STATE OF MICHIGAN WITHOUT REGARD TO ITS CONFLICTS OF
         LAW PROVISIONS. THIS AGREEMENT HAS BEEN ACCEPTED BY LENDER IN THE STATE
         OF MICHIGAN.

         NO WAIVER BY LENDER. Lender shall not be deemed to have waived any
         rights under this Agreement unless such waiver is given in writing and
         signed by Lender. No delay or omission on the part of Lender in
         exercising any right shall operate as a waiver of such right or any
         other right. A waiver by Lender of a provision of this Agreement shall
         not prejudice or constitute a waiver of Lender's right otherwise to
         demand strict compliance with that provision or any other provision of
         this Agreement. No prior waiver by Lender, nor any course of dealing
         between Lender and Grantor, shall constitute a waiver of any of
         Lender's rights or of any of Grantor's obligations as to any future
         transactions. Whenever the consent of Lender is required under this
         Agreement, the granting of such consent by Lender in any instance shall
         not constitute continuing consent to subsequent instances where such
         consent is required and in ail cases such consent may be granted or
         withheld in the sole discretion of Lender.

         NOTICES. Any notice required to be given under this Agreement shall be
         given in writing, and shall be effective when actually delivered, when
         actually received by telefacsimile (unless otherwise required by law),
         when deposited with a nationally recognized overnight courier, or, if
         mailed, when deposited in the United States mail, as first class,
         certified or registered mail postage prepaid, directed to the addresses
         shown near the beginning of this Agreement. Any party may change its
         address for notices under this Agreement by giving formal written
         notice to the other parties, specifying that the purpose of the notice
         is to change the party's address. For notice purposes, Grantor agrees
         to keep Lender informed at all times of Grantor's current address.
         Unless otherwise provided or required by law, if there is more than one
         Grantor, any notice given by Lender to any Grantor is deemed to be
         notice given to all Grantors.


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                          Page 10
================================================================================

         POWER OF ATTORNEY. Grantor hereby appoints Lender as Grantor's
         irrevocable attorney-in-fact for the purpose of executing any documents
         necessary to perfect, amend, or to continue the security interest
         granted in this Agreement or to demand termination of filings of other
         secured parties. Lender may at any time, and without further
         authorization from Grantor, file a carbon, photographic or other
         reproduction of any financing statement or of this Agreement for use as
         a financing statement. Grantor will reimburse Lender for all expenses
         for the perfection and the continuation of the perfection of tender's
         security interest in the Collateral.

         SEVERABILITY. If a court of competent jurisdiction finds any provision
         of this Agreement to be illegal, invalid, or unenforceable as to any
         circumstance, that finding shall not make the offending provision
         illegal, invalid, or unenforceable as to any other circumstance. If
         feasible, the offending provision shall be considered modified so that
         it becomes legal, valid and enforceable. If the offending provision
         cannot be so modified, it shall be considered deleted from this
         Agreement. Unless otherwise required by law, the illegality,
         invalidity, or unenforceability of any provision of this Agreement
         shall not affect the legality, validity or enforceability of any other
         provision of this Agreement.

         SUCCESSORS AND ASSIGNS. Subject to any limitations stated in this
         Agreement on transfer of Grantor's interest, this Agreement shall be
         binding upon and inure to the benefit of the parties, their successors
         and assigns. If ownership of the Collateral becomes vested in a person
         other than Grantor, Lender, without notice to Grantor, may deal with
         Grantor's successors with reference to this Agreement and the
         Indebtedness by way of forbearance or extension without releasing
         Grantor from the obligations of this Agreement or liability under the
         Indebtedness.

         SURVIVAL OF REPRESENTATIONS AND WARRANTIES. All representations,
         warranties, and agreements made by Grantor in this Agreement shall
         survive the execution and delivery of this Agreement, shall be
         continuing in nature, and shall remain in full force and effect until
         such time as Grantor's Indebtedness shall be paid in full.

         TIME IS OF THE ESSENCE. Time is of the essence in the performance of
         this Agreement.

         WAIVE JURY. All parties to this Agreement hereby waive the right to any
         jury trial in any action, proceeding, or counterclaim brought by any
         party against any other party.

DEFINITIONS. The following capitalized words and terms shall have the following
meanings when used in this Agreement. Unless specifically stated to the
contrary, all references to dollar amounts shall mean amounts in lawful money of
the United States of America. Words and terms used in the singular shall include
the plural, and the plural shall include the singular, as the context may
require. Words and terms not otherwise defined in this Agreement shall have the
meanings attributed to such terms in the Uniform Commercial Code:

         AGREEMENT. The word "Agreement" means this Commercial Security
         Agreement, as this Commercial Security Agreement maybe amended or
         modified from time to time, together with all exhibits and schedules
         attached to this Commercial Security Agreement from time to time.

         BORROWER. The word "Borrower" means Marketing Worldwide Corporation and
         includes all co-signers and co-makers signing the Note.

         COLLATERAL. The word "Collateral" means all of Grantor's right, title
         and interest in and to all the Collateral as described in the
         Collateral Description section of this Agreement.

         DEFAULT. The word "Default" means the Default set forth in this
         Agreement in the section titled "Default".

         ENVIRONMENTAL LAWS. The words "Environmental Laws" mean any and all
         state, federal and local statutes, regulations and ordinances relating
         to the protection of human health or the environment, including without


<PAGE>

                          COMMERCIAL SECURITY AGREEMENT
Loan No: 0000011001                 (Continued)                          Page 11
================================================================================

         limitation the Comprehensive Environmental Response, Compensation, and
         Liability Act of 1980, as amended, 42 U.S.C. Section 9601, et seq.
         ("CERCLA"), the Superfund Amendments and Reauthorization Act of 1986,
         Pub. L. No. 99-499 ("SARA"), the Hazardous Materials Transportation
         Act, 49 U.S.C. Section 1801, et seq., the Resource Conservation and
         Recovery Act, 42 U S.C Section 6901, et seq., or other applicable state
         or federal laves, rules, or regulations adopted pursuant thereto.

         EVENT OF DEFAULT. The words "Event of Default" mean any of the events
         of default set forth in this Agreement in the default section of this
         Agreement.

         GRANTOR. The word "Grantor" means Marketing WorldWide Corporation.

         GUARANTY. The word "Guaranty" means the guaranty from guarantor,
         endorser, surety, or accommodation party to Lender, including without
         limitation a guaranty of all or part of the Note.

         HAZARDOUS SUBSTANCES. The words "Hazardous Substances" mean materials
         that, because of their quantity, concentration or physical, chemical or
         infectious characteristics, may cause or pose a present or potential
         hazard to human health or the environment when improperly used,
         treated, stored, disposed of, generated, manufactured, transported or
         otherwise handled. The words "Hazardous Substances" are used in their
         very broadest sense and include without limitation any and all
         hazardous or toxic substances, materials or waste as defined by or
         listed under the Environmental Laws. The term "Hazardous Substances"
         also includes, without limitation, petroleum and petroleum by-products
         or any fraction thereof and asbestos.

         INDEBTEDNESS. The word "Indebtedness" means the indebtedness evidenced
         by the Note or Related Documents, including all principal and interest
         together with all other indebtedness and costs and expenses for which
         Grantor is responsible under this Agreement or under any of the Related
         Documents. Specifically, without limitation, Indebtedness includes all
         amounts that may be indirectly secured by the Cross-Collateralization
         provision of this Agreement.

         LENDER. The word "Lender" means KeyBank National Association, its
         successors and assigns.

         NOTE. The word "Note" means the Note executed by Marketing WorldWide
         Corporation in the principal amount of $750,000.00 dated April 4, 2005,
         together with all renewals of, extensions of, modifications of,
         refinancings of, consolidations of, and substitutions for the note or
         credit agreement.

         PROPERTY. The word "Property" means all of Grantor's right, title and
         interest in and to all the Property as described in the "Collateral
         Description" section of this Agreement.

         RELATED DOCUMENTS. The words "Related Documents" mean all promissory
         notes, credit agreements, loan agreements, environmental agreements,
         guaranties, security agreements, mortgages, deeds of trust, security
         deeds, collateral mortgages, and all other instruments, agreements and
         documents, whether now or hereafter existing, executed in connection
         with the Indebtedness.

GRANTOR HAS READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS COMMERCIAL SECURITY
AGREEMENT AND AGREES TO ITS TERMS. THIS AGREEMENT IS DATED APRIL 4, 2005.

GRANTOR:


MARKETING WORLDWIDE CORPORATION

BY: /S/ JAMES C. MARVIN
    -------------------------------------------
    JAMES C. MARVIN, CHIEF FINANCIAL OFFICER OF
    MARKETING WORLDWIDE CORPORATION


================================================================================