<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>
This  schedule  contains  summary  financial   information  extracted  from  the
consolidated  balance  sheets and statements of income found on pages 2 and 3 of
the Company's audited financial statements for the year ended December 31,2000.
</LEGEND>
<MULTIPLIER>                                                 1,000

<S>                                                 <C>
<PERIOD-TYPE>                                       12-MOS
<FISCAL-YEAR-END>                                   DEC-31-2000
<PERIOD-START>                                      JAN-01-2000
<PERIOD-END>                                        DEC-31-2000
<CASH>                                                     697,513
<INT-BEARING-DEPOSITS>                                         123
<FED-FUNDS-SOLD>                                                 0
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                             10,508,028
<INVESTMENTS-CARRYING>                                   3,474,115
<INVESTMENTS-MARKET>                                     3,550,248
<LOANS>                                                 40,438,577 <F1>
<ALLOWANCE>                                                526,308
<TOTAL-ASSETS>                                          60,516,878
<DEPOSITS>                                              23,429,754
<SHORT-TERM>                                            17,571,171
<LIABILITIES-OTHER>                                      1,124,524
<LONG-TERM>                                             15,740,695
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                   150,704
<OTHER-SE>                                               2,000,030
<TOTAL-LIABILITIES-AND-EQUITY>                          60,516,878
<INTEREST-LOAN>                                          2,915,562
<INTEREST-INVEST>                                        1,190,235
<INTEREST-OTHER>                                                 0
<INTEREST-TOTAL>                                         4,105,797
<INTEREST-DEPOSIT>                                         928,407
<INTEREST-EXPENSE>                                       2,958,998
<INTEREST-INCOME-NET>                                    1,146,799
<LOAN-LOSSES>                                                    0
<SECURITIES-GAINS>                                         (16,866)
<EXPENSE-OTHER>                                            913,239
<INCOME-PRETAX>                                            674,325
<INCOME-PRE-EXTRAORDINARY>                                 347,480
<EXTRAORDINARY>                                              3,014
<CHANGES>                                                        0
<NET-INCOME>                                               350,494
<EPS-BASIC>                                                   2.52
<EPS-DILUTED>                                                 2.46
<YIELD-ACTUAL>                                                7.28
<LOANS-NON>                                                115,039
<LOANS-PAST>                                                     0
<LOANS-TROUBLED>                                                 0
<LOANS-PROBLEM>                                             77,731
<ALLOWANCE-OPEN>                                           554,893
<CHARGE-OFFS>                                               33,477
<RECOVERIES>                                                 4,892
<ALLOWANCE-CLOSE>                                          526,308
<ALLOWANCE-DOMESTIC>                                        27,045
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                    499,263
<FN>
<F1> Loans includes loans held for sale of $845,763 and allowance for loan
     losses of $526,308.
</FN>


</TABLE>