Federal Register / Vol. 87, No. 129 / Thursday, July 7, 2022 / Notices 40513 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to Anthony May, 

Paperwork Reduction Act Officer, at 

(202) 841–0544, or email: CFPB_PRA@

cfpb.gov. If you require this document 

in an alternative electronic format, 

please contact CFPB_Accessibility@

cfpb.gov. Please do not submit 

comments to these email boxes. 

SUPPLEMENTARY INFORMATION:

Title of Collection: Consumer Leasing 

Act (Regulation M). 

OMB Control Number: 3170–0006. 

Type of review: Extension of a 

currently approved information 

collection. 

Affected Public: Businesses and other 

for-profit institutions. 

Estimated Number of Respondents: 

13,718. 

Estimated Total Annual Burden 

Hours: 2,126. 

Abstract: Consumers rely on the 

disclosures required by the Consumer 

Leasing Act, 15 U.S.C. 1667 et seq. 

(CLA) and Regulation M, 12 CFR 1013, 

for information to comparison shop 

among leases as well as to ascertain the 

true costs and terms of lease offers. 

Federal/State enforcement and private 

litigants use the records to ascertain 

whether accurate and complete 

disclosures of the cost of leases have 

been provided to consumers prior to 

consummation of the lease. This 

information provides the primary 

evidence of law violations in CLA 

enforcement actions brought by Federal 

agencies. The agency’s ability to enforce 

the CLA would be significantly 

impaired without Regulation M’s 

recordkeeping requirements. 

Request for Comments: The Bureau 

published a 60-day Federal Register 

notice on 4/7/2022 (87 FR 20394) under 

Docket Number: CFPB–2022–0021. The 

Bureau is soliciting comments on: (a) 

Whether the collection of information is 

necessary for the proper performance of 

the functions of the Bureau, including 

whether the information will have 

practical utility; (b) The accuracy of the 

Bureau’s estimate of the burden of the 

collection of information, including the 

validity of the methods and the 

assumptions used; (c) Ways to enhance 

the quality, utility, and clarity of the 

information to be collected; and (d) 

Ways to minimize the burden of the 

collection of information on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

Comments submitted in response to this 

notice will be submitted to OMB as part 

of its review of this request. All 

comments will become a matter of 

public record. 

Anthony May, 

Paperwork Reduction Act Officer, Consumer 

Financial Protection Bureau. 

[FR Doc. 2022–14471 Filed 7–6–22; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2022–0044] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Consumer Financial 

Protection Bureau (CFPB or Bureau) 

requests the extension of the Office of 

Management and Budget’s (OMB’s) 

approval of the existing information 

collection titled ‘‘Mortgage Acts and 

Practices—Advertising (Regulation N)’’ 

approved under OMB Control Number 

3170–0009. 

DATES: Written comments are 

encouraged and must be received on or 

before August 8, 2022 to be assured of 

consideration. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. In general, all 

comments received will become public 

records, including any personal 

information provided. Sensitive 

personal information, such as account 

numbers or Social Security numbers, 

should not be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to Anthony May, 

Paperwork Reduction Act Officer, at 

(202) 841–0544, or email: CFPB_PRA@

cfpb.gov. If you require this document 

in an alternative electronic format, 

please contact CFPB_Accessibility@

cfpb.gov. Please do not submit 

comments to these email boxes. 

SUPPLEMENTARY INFORMATION:

Title of Collection: Mortgage Acts and 

Practices—Advertising (Regulation N). 

OMB Control Number: 3170–0009. 

Type of review: Extension of a 

currently approved information 

collection. 

Affected Public: Businesses and other 

for-profit institutions. 

Estimated Number of Respondents: 

506. 

Estimated Total Annual Burden 

Hours: 253. 

Abstract: Regulation N (12 CFR part 

1014) prohibits misrepresentations 

about the terms of mortgage credit 

products in commercial 

communications and requires that 

covered persons keep certain related 

records for a period of twenty-four (24) 

months from last dissemination. The 

information that Regulation N requires 

covered persons to retain is necessary to 

ensure efficient and effective law 

enforcement to address deceptive 

practices that occur in the mortgage 

advertising area. 

Request for Comments: The Bureau 

published a 60-day Federal Register 

notice on 2/25/2022 (87 FR 10776) 

under Docket Number: CFPB–2022– 

0012. The Bureau is soliciting 

comments on: (a) Whether the collection 

of information is necessary for the 

proper performance of the functions of 

the Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be submitted 

to OMB as part of its review of this 

request. All comments will become a 

matter of public record. 

Anthony May, 

Paperwork Reduction Act Officer, Consumer 

Financial Protection Bureau. 

[FR Doc. 2022–14472 Filed 7–6–22; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2022–0045] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 


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