38256 Federal Register / Vol. 87, No. 122 / Monday, June 27, 2022 / Notices 

Daimler Vans explains that due to an 

oversight, a 1.10 reduction on each tire’s 

maximum load rating was not applied 

before the overall maximum load rating 

of the tires for each axle was set. As a 

result, the sum of the maximum load 

ratings of the tires fitted to each axle 

(after being divided by 1.10) are less 

than the GAWR for the axle as specified 

on the vehicle certification label by 110 

lbs. The 1.10 factor reduction due to the 

use of passenger tires on a van-truck, 

results effectively in the tires, per 

FMVSS 110 S4.2.2.2, falling short of 

covering the vehicle’s GAWR which 

results in a 96.8% coverage rate (3307 

lbs/3417 lbs) of covering the vehicle’s 

GAWR. 

Daimler Vans additionally notated 

that the Agency has previously granted 

petitions for inconsequential 

noncompliance involving similar 

inconsistencies involving tire maximum 

load ratings. The referenced granted 

petition involves passenger vehicles 

where the vehicle manufacturer had 

incorrectly overstated the maximum 

occupant and cargo weight on the Tire 

and Loading Information Label. In short, 

the Agency concluded that when the 

vehicle was loaded to the value listed 

on the placard, the specific tires 

installed on the vehicles were 

nonetheless technically capable of 

handling the overstated weight and 

cargo. It should, however, be noted that 

in the ‘‘similar granted petition,’’ the 

maximum load values were either at or 

below the GAWR/GVWR for the subject 

vehicles. 

VII. NHTSA’s Decision: In 

consideration of the foregoing analysis, 

NHTSA finds that Daimler Vans has not 

met its burden of persuasion that the 

subject FMVSS No. 110 noncompliance 

at issue is inconsequential to motor 

vehicle safety. 

Accordingly, Daimler Vans’ petition is 

hereby denied and Daimler Vans is 

consequently obligated of providing 

notification of, and a free remedy for, 

that noncompliance under 49 U.S.C. 

30118 and 30120. 

Authority: (49 U.S.C. 30118, 30120: 

delegations of authority at 49 CFR 1.95 

and 501.8) 

Anne L. Collins, 

Associate Administrator for Enforcement. 

[FR Doc. 2022–13598 Filed 6–24–22; 8:45 am] 

BILLING CODE 4910–59–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Revision; Submission for OMB 

Review; Regulation C—Home 

Mortgage Disclosure Act 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites the 

general public and other Federal 

agencies to take this opportunity to 

comment on a continuing information 

collection as required by the Paperwork 

Reduction Act of 1995 (PRA). An agency 

may not conduct or sponsor, and 

respondents are not required to respond 

to, an information collection unless it 

displays a currently valid Office of 

Management and Budget (OMB) control 

number. The OCC is soliciting comment 

concerning the revision of the 

information collection titled 

‘‘Regulation C—Home Mortgage 

Disclosure Act.’’ The OCC also is giving 

notice that it has sent the collection to 

OMB for review. 

DATES: Comments must be submitted on 

or before July 27, 2022. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 

• Email: prainfo@occ.treas.gov. 

• Mail: Chief Counsel’s Office, 

Attention: Comment Processing, 1557– 

0345, Office of the Comptroller of the 

Currency, 400 7th Street SW, Suite 3E– 

218, Washington, DC 20219. 

• Hand Delivery/Courier: 400 7th 

Street SW, Suite 3E–218, Washington, 

DC 20219. 

• Fax: (571) 465–4326. 

Instructions: You must include 

‘‘OCC’’ as the agency name and ‘‘1557– 

0345’’ in your comment. In general, the 

OCC will publish comments on 

www.reginfo.gov without change, 

including any business or personal 

information provided, such as name and 

address information, email addresses, or 

phone numbers. Comments received, 

including attachments and other 

supporting materials, are part of the 

public record and subject to public 

disclosure. Do not include any 

information in your comment or 

supporting materials that you consider 

confidential or inappropriate for public 

disclosure. 

Written comments and 

recommendations for the proposed 

information collection should also be 

sent within 30 days of publication of 

this notice to www.reginfo.gov/public/ 

do/PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under 30-day Review—Open 

for Public Comments’’ or by using the 

search function. 

On April 21, 2022, the OCC published 

a 60-day notice for this information 

collection, 87 FR 23911. You may 

review comments and other related 

materials that pertain to this 

information collection following the 

close of the 30-day comment period for 

this notice by the method set forth in 

the next bullet. 

• Viewing Comments Electronically: 

Go to www.reginfo.gov. Hover over the 

‘‘Information Collection Review’’ tab 

and click on ‘‘Information Collection 

Review’’ from the drop-down menu. 

From the ‘‘Currently under Review’’ 

drop-down menu, select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching by OMB control number 

‘‘1557–0345’’ or ‘‘Regulation C—Home 

Mortgage Disclosure Act.’’ Upon finding 

the appropriate information collection, 

click on the related ‘‘ICR Reference 

Number.’’ On the next screen, select 

‘‘View Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

FOR FURTHER INFORMATION CONTACT: 

Shaquita Merritt, OCC Clearance 

Officer, (202) 649–5490, Chief Counsel’s 

Office, Office of the Comptroller of the 

Currency, 400 7th Street SW, 

Washington, DC 20219. If you are deaf, 

hard of hearing, or have a speech 

disability, please dial 7–1–1 to access 

telecommunications relay services. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501 et seq.), Federal 

agencies must obtain approval from the 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests or 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. OCC asks 

that OMB extend its approval of the 

collection in this notice. 

Title: Regulation C—Home Mortgage 

Disclosure Act. 

OMB Control No.: 1557–0345. 

Type of Review: Regular review. 

Abstract: The Consumer Financial 

Protection Bureau’s (CFPB) Regulation 


jspears on DSK121TN23PROD with NOTICES1
Federal Register / Vol. 87, No. 122 / Monday, June 27, 2022 / Notices 38257 

1 12 CFR part 1003. 

2 12 U.S.C. 2801–2811. 

C,1 which implements the Home 

Mortgage Disclosure Act (HMDA) 2

requires certain depository and nondepository institutions (financial 

institutions) that make certain mortgage 

loans to collect, report, and disclose 

data about originations and purchases of 

mortgage loans as well as data about 

loan applications that do not result in 

originations. HMDA requires the 

generation of loan data that can be used 

to: (1) help determine whether 

depository and non-depository 

institutions are serving the housing 

needs of their communities; (2) assist 

public officials in distributing publicsector investments so as to attract 

private investment to areas where it is 

needed; and (3) assist in identifying 

possible discriminatory lending patterns 

and enforcing anti-discrimination 

statutes. 

Twelve CFR 1003.5 requires the 

disclosure and reporting of data on 

mortgage loans. Section 1003.5(a)(1)(i) 

provides that by March 1 following the 

calendar year for which data are 

collected and recorded, a financial 

institution must submit its annual loan/ 

application register in electronic format 

to the appropriate Federal agency at the 

address identified by such agency. An 

authorized representative of the 

financial institution with knowledge of 

the data submitted must certify to the 

accuracy and completeness of data 

submitted. The financial institution 

must retain a copy of its annual loan/ 

application register for at least three 

years. 

Section 1003.5(a)(1)(ii) provides that 

within 60 calendar days after the end of 

each calendar quarter except the fourth 

quarter, a financial institution that 

reported for the preceding calendar year 

at least 60,000 covered loans and 

applications, combined, excluding 

purchased covered loans, shall submit 

to the appropriate Federal agency its 

loan/application register containing all 

data required to be recorded for that 

quarter pursuant to § 1003.4(f). The 

financial institution shall submit its 

quarterly loan/application register 

pursuant to § 1003.5(a)(1)(ii) in 

electronic format at the address 

identified by the appropriate Federal 

agency for the institution. 

Under section 1003.5(a)(2), a financial 

institution that is a subsidiary of a bank 

or savings association must complete a 

separate loan/application register. The 

subsidiary must submit the loan/ 

application register, directly or through 

its parent, to the appropriate Federal 

agency for the subsidiary’s parent at the 

address identified by the agency. 

Section 1003.5(b)(1) provides that the 

Federal Financial Institutions 

Examination Council (FFIEC) will make 

available a disclosure statement based 

on the data each financial institution 

submits for the preceding calendar year. 

Section 1003.5(b)(2) provides that no 

later than three business days after 

receiving notice from the FFIEC that a 

financial institution’s disclosure 

statement is available, the financial 

institution must make available to the 

public upon request at its home office, 

and each branch office physically 

located in each Metropolitan Statistical 

Area (MSA) and each Metropolitan 

Division (MD), a written notice that 

clearly conveys that the institution’s 

disclosure statement may be obtained 

on the CFPB’s website. A financial 

institution must make this notice 

available for a period of three years. 

Section 1003.5(c)(1) provides that a 

financial institution must make 

available to the public upon request at 

its home office, and each branch office 

physically located in each MSA and 

each MD, a written notice that clearly 

conveys that the institution’s loan/ 

application register, as modified by the 

CFPB to protect applicant and borrower 

privacy, may be obtained on the CFPB’s 

website. A financial institution shall 

make available the notice following the 

calendar year for which the data are 

collected. A financial institution must 

make the notice available to the public 

for a period of five years. 

Section 1003.5(d)(2) provides that a 

financial institution may make available 

to the public, at its discretion its 

disclosure statement or its loan/ 

application register, as modified by the 

CFPB to protect applicant and borrower 

privacy. 

Section 1003.5(e) provides that a 

financial institution must post a general 

notice about the availability of its 

HMDA data in the lobby of its home 

office and of each branch office 

physically located in each MSA and 

each MD. This notice must clearly 

convey that the institution’s HMDA data 

is available on the CFPB’s website. 

Affected Public: Businesses or other 

for-profit. 

Burden Estimates: 

Estimated Number of Respondents: 

437. 

Estimated Annual Burden: 609,100 

hours. 

Frequency of Response: On occasion. 

Comments: On April 21, 2022, the 

OCC published a 60-day notice for this 

information collection, 87 FR 23911. No 

comments were received. Comments 

continue to be solicited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the information collection 

burden; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Theodore J. Dowd, 

Deputy Chief Counsel, Office of the 

Comptroller of the Currency. 

[FR Doc. 2022–13659 Filed 6–24–22; 8:45 am] 

BILLING CODE 4810–33–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

Agency Information Collection 

Activities: Information Collection 

Renewal; Submission for OMB Review; 

Community and Economic 

Development Entities, Community 

Development Projects, and Other 

Public Welfare Investments 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury. 

ACTION: Notice and request for comment. 

SUMMARY: The OCC, as part of its 

continuing effort to reduce paperwork 

and respondent burden, invites 

comment on a continuing information 

collection as required by the Paperwork 

Reduction Act of 1995 (PRA). An agency 

may not conduct or sponsor, and 

respondents are not required to respond 

to, an information collection unless it 

displays a currently valid Office of 

Management and Budget (OMB) control 

number. The OCC is soliciting comment 

concerning its information collection 

titled, ‘‘Community and Economic 

Development Entities, Community 

Development Projects, and Other Public 

Welfare Investments.’’ The OCC also is 

giving notice that it has sent the 

collection to OMB for review. 

DATES: Comments must be submitted on 

or before July 27, 2022. 

ADDRESSES: Commenters are encouraged 

to submit comments by email, if 

possible. You may submit comments by 

any of the following methods: 


jspears on DSK121TN23PROD with NOTICES1