Exhibit
      10.15


**CHANGE
        IN TERMS AGREEMENT**
 
 Principal
              Loan
                  Date
              Maturity
              Loan
                  No
              Call
                  / Coll
              Account
              Officer
              Initials$2,401,345.71
              03-30-2005
              03-30-2008
              2700433672
              ,tr
                  25585
              
              F8BReferences
                  in the above area are for Lender’s use only and do not limit the
                  applicability of the document to any particular loan or item.
                Any
                  item above containing “***” has been omitted due to text length
                  limitations.
 Borrower:  AT&S
        Holdings, Inc. Lender: Commercial
        Federal Bank, a Federal Savings Bank
 American
        Trailer & Storage, Inc.  Lee’s
        Summit Commercial Lending HQ
 3505
        Manchester Trafficway 740
        N.W.
        Blue Parkway
 Kansas
        City, MO 64129 Lee’s
        Summit, MO 64086
 
 Principal
        Amount:  $2,401,345.71    Date
        of
        Agreement:  September
        27, 2005
 
 **DESCRIPTION
        OF EXISTING INDEBTEDNESS.** The
        description of the existing indebtedness is set forth in the Promissory Note
        dated March 30, 2005 (the “Note”), and all subsequent modifications thereto, by
        and between AT&S Holdings, Inc. and American Trailer & Storage, Inc.
        (Borrower) and Commercial Federal Bank, a Federal Savings Bank
        (Lender).
 
 **DESCRIPTION
        OF COLLATERAL.** The
        description of the collateral is set forth in the Promissory Note dated March
        30, 2005.
 
 **DESCRIPTION
        OF CHANGE IN TERMS.**
 
 Decrease
        interest rate from 7.85% fixed to 7.00% fixed, effective September 1,
        2005.
 
 **CONTINUING
        VALIDITY.** Except
        as expressly changed by this Agreement, the terms of the original obligation
        or
        obligations, including all agreements evidenced or securing the obligation(s),
        remain unchanged and in full force and effect. Consent by Lender to this
        Agreement does not waive Lender’s right to strict performance of the
        obligation(s) as changed, nor obligate Lender to make any future change in
        terms. Nothing in this Agreement will constitute a satisfaction of the
        obligation(s). It is intention of Lender to retain as liable parties all
        makers
        and endorsers of the original obligation(s), including accommodation parties,
        unless a party is expressly released by Lender in writing. Any maker or
        endorser, including accommodation makers, will not be released by virtue
        of this
        Agreement. If any person who signed the original obligation does not sign
        this
        Agreement below, then all person signing below acknowledge that this Agreement
        is given conditionally, based on the representation to Lender that the
        non-signing party consents to the changes and provisions of this Agreement
        or
        otherwise will not be released by it. This waiver applies not only to any
        initial extension, modification or release, but also to all such subsequent
        actions.
 
 **JURY
        WAIVER. Lender and Borrower hereby waive the right to any jury trial in any
        action, proceeding, or counterclaim brought by either Lender or Borrower
        against
        the other.**
 
 **PRIOR
        TO SIGNING THIS AGREEMENT, EACH BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS
        OF THIS AGREEMENT. EACH BORROWER AGREES TO THE TERMS OF THE
        AGREEMENT.**
 
 **Borrower:**
  **AT&S
        Holdings, Inc.**
 
 **By:___** **//s//** **_________________________**   **By:______** **//s//** **___________________________**
 **Richard
        G. Honan, II, Chief Financial Officer of**  **Richard
        G. Honan, Chairman of AT&S Holdings, Inc.**
 **AT&S
        Holdings, Inc.**
 
 **AMERICAN
        TRAILER & STORAGE, INC.**
 
 **By:______** **//s//** **_________________________________**  **By:__________** **//s//** **__________________________________**
 **Richard
        G. Honan, II, Chief Financial Officer of**  **Richard
        G. Honan, Chairman of American Trailer &**
 **American
        Trailer & Storage, Inc.**    **Storage,
        Inc.**
 
 **LENDER:**
  **COMMERCIAL
        FEDERAL BANK, A FEDERAL SAVINGS BANK**
 
 
 **X_** **//s//** **________________________________________________**
 **David
        R. Kyle, Loan Officer**