**Exhibit 31.2**
  **Certification**
  I,
        Craig
        E. Eisenacher, certify that:
  1.  I
        have
        reviewed this Quarterly Report on Form 10-Q of Bristol West
        Holdings, Inc.;
  2.   
        Based on my knowledge, this report does not contain any untrue statement
        of a
        material fact or omit to state a material fact necessary to make the statements
        made, in light
 of the circumstances under which such statements were made, not misleading
        with
        respect to the period covered by this report;
  3.  Based
        on
        my knowledge, the financial statements, and other financial information included
        in this report, fairly present in all material respects the financial condition,
 results of operations and cash flows of the registrant as of, and for, the
        periods presented in this report;
  4.  The
        registrant’s other certifying officer and I are responsible for establishing and
        maintaining disclosure controls and procedures (as defined in Exchange Act
        Rules 13a-
 15(e)
        and 15d-15(e)) for the registrant and have:
  a.  Designed
        such disclosure controls and procedures, or caused such disclosure controls
        and
        procedures to be designed under our supervision, to ensure that material
 information relating to the registrant, including its consolidated subsidiaries,
        is made known to us by others within those entities, particularly during
        the
        period in
 which this report is being prepared;
  b.  Evaluated
        the effectiveness of the registrant’s disclosure controls and procedures and
        presented in this report our conclusions about the effectiveness of the
 disclosure controls and procedures, as of the end of the period covered by
        this
        report based on such evaluation; and
  c.  Disclosed
        in this report any change in the registrant’s internal control over financial
        reporting that occurred during the registrant’s first fiscal quarter that has
 materially affected, or is reasonably likely to materially affect, the
        registrant’s internal control over financial reporting; and
  5.  The
        registrant’s other certifying officer and I have disclosed, based on our most
        recent evaluation of internal control over financial reporting, to the
        registrant’s auditors
 and the audit committee of registrant’s board of directors (or persons
        performing the equivalent functions):
  a.  All
        significant deficiencies and material weaknesses in the design or operation
        of
        internal control over financial reporting which are reasonably likely to
        adversely
 affect the registrant’s ability to record, process, summarize and report
        financial information; and
  b.  Any
        fraud, whether or not material, that involves management or other employees
        who
        have a significant role in the registrant’s internal controls over financial
 reporting.
  Date:
                  August 12, 2005/s/ CRAIG
                  E. EISENACHERCraig
                  E. EisenacherSenior
                  Vice President and Chief Financial
                  Officer