I 

113TH CONGRESS 

1ST SESSION H. R. 1184 

To amend title 31, United States Code, to provide for lessened penalties 

for certain violations of the anti-structuring laws when violations are 

with respect to certain domestic financial institutions and are not taken 

in connection with another crime, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

MARCH 14, 2013 

Mr. HARRIS introduced the following bill; which was referred to the Committee 

on Financial Services 

A BILL 

To amend title 31, United States Code, to provide for lessened penalties for certain violations of the anti-structuring laws when violations are with respect to certain 

domestic financial institutions and are not taken in connection with another crime, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Small Business De5 posit Relief Act of 2013’’. 


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1 SEC. 2. LIMITATION ON PENALTIES FOR CERTAIN STRUC2 TURING NOT INVOLVING ANOTHER CRIME. 

3 Section 5324 of title 31, United States Code, is 

4 amended— 

5 (1) in subsection (d)— 

6 (A) by redesignating paragraph (2) as 

7 paragraph (3); and 

8 (B) by inserting after paragraph (1) the 

9 following: 

10 ‘‘(2) LIMITATION ON CRIMINAL PENALTIES FOR

11 CERTAIN NON-AGGRAVATED CASES.— 

12 ‘‘(A) IN GENERAL.—Notwithstanding para13 graph (1), but subject to paragraph (3), who14 ever violates this section shall be fined in ac15 cordance with title 18, United States Code, im16 prisoned for not more than 1 year, or both, 

17 where such violation— 

18 ‘‘(i) was of section 5324(a); 

19 ‘‘(ii) was not made while also violating 

20 another law of the United States; and 

21 ‘‘(iii) was made with respect to a 

22 transaction involving a domestic financial 

23 institution described under subparagraphs 

24 (A) through (F) of section 5312(a)(2). 

25 ‘‘(B) NO IMPRISONMENT FOR FIRST OF26 FENSE.—Notwithstanding subparagraph (A), a 


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1 person committing a violation described under 

2 that subparagraph shall not be subject to im3 prisonment for such violation if the person has 

4 not previously been convicted of a violation de5 scribed under such subparagraph.’’; and 

6 (2) by adding at the end the following: 

7 ‘‘(e) LIMITATION ON PROPERTY FORFEITURE AND

8 MONETARY PENALTIES FOR CERTAIN STRUCTURING NOT

9 INVOLVING ANOTHER CRIME.—With respect to a viola10 tion, the aggregate amount of property forfeited under 

11 section 5317(c)(1), property seized and forfeited under 

12 section 5317(c)(2), any money penalty imposed under sec13 tion 5321(a)(4)(A), and any fine imposed under sub14 section (d) may not exceed 10 percent of the amount of 

15 coins and currency (or such other monetary instruments 

16 as the Secretary may prescribe) involved in the transaction 

17 with respect to which the violation occurred, if the viola18 tion— 

19 ‘‘(1) was of section 5324(a); 

20 ‘‘(2) was not made while also violating another 

21 law of the United States; and 

22 ‘‘(3) was made with respect to a transaction in23 volving a domestic financial institution described 


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1 under subparagraphs (A) through (F) of section 

2 5312(a)(2).’’. 

Æ 


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