SPECIMEN COMMON STOCK CERTIFICATE



 EXHIBIT 4.15 
  
 [FACE OF SPECIMEN CERTIFICATE] 
  

			
	 COMMON STOCK
	 	COMMON STOCK
	 NUMBER
	 	SHARES      
	 BAC
	 	 
	 	 	 
	 	 	PAR VALUE $.01 PER SHARE
	 THIS CERTIFICATE IS TRANSFERABLE
	 	 
	IN NEW YORK, N.Y. AND RIDGEFIELD PARK, N.J.	 	CUSIP 060505 10 4      

  
 BANK OF AMERICA
CORPORATION 
  
 INCORPORATED UNDER THE LAWS OF THE STATE OF
DELAWARE 
  
 THIS CERTIFIES THAT 
  

	
	 SEE REVERSE FOR

	 CERTAIN DEFINITIONS


  
 IS THE OWNER OF 
  
 FULLY PAID AND NON-ASSESSABLE SHARES OF THE COMMON STOCK OF 

 
 Bank of America Corporation transferable in person or by duly authorized attorney upon
surrender of this certificate properly endorsed. This certificate and the shares represented hereby are subject to the provisions of the Certificate of Incorporation, all amendments thereto, and the By-Laws of the Corporation, and to the rights,
preferences and voting powers of the Preferred Stock of the Corporation now or hereafter outstanding; the terms of all such provisions, rights, preferences and voting powers being incorporated herein by reference. This certificate is not valid until
countersigned by the Transfer Agent and registered by the Registrar. 
  
 Witness the facsimile seal and the facsimile signatures of the duly authorized officers of the Corporation. 
 Dated: 
  

									
	 COUNTERSIGNED AND REGISTERED:
	 	 	 	 
	 MELLON INVESTOR SERVICES, LLC
	 	 	 	 
				
	 BY
	 	 TRANSFER AGENT
 AND REGISTRAR    
	 	 	 	 
					
	 	 	AUTHORIZED SIGNATURE	 	 SECRETARY
	 	 	 	CHAIRMAN OF THE BOARD,
	 	 	 	 	 	 	 	 	PRESIDENT AND CHIEF EXECUTIVE OFFICER
	 	 	 	 	 	 	 	 	 
	 [CORPORATE SEAL]
	 	 	 	 	 	 

  
  







 [REVERSE OF SPECIMEN CERTIFICATE] 
 Bank of America Corporation 
  
 BANK OF AMERICA CORPORATION’S AUTHORIZED CAPITAL STOCK INCLUDES PREFERRED STOCKS WHICH, WHEN ISSUED, SHALL HAVE CERTAIN PREFERENCES OR SPECIAL RIGHTS IN THE PAYMENT OF DIVIDENDS, IN VOTING, UPON LIQUIDATION, OR OTHERWISE. THE
CORPORATION WILL, UPON REQUEST, FURNISH TO ANY SHAREHOLDER WITHOUT CHARGE INFORMATION IN WRITING AS TO THE NUMBER OF SUCH SHARES OF EACH CLASS OR SERIES OF SUCH PREFFERED STOCKS AUTHORIZED AND OUTSTANDING AND A COPY OF THE PORTIONS OF THE
CERTIFICATE OF INCORPORATION OR RESOLUTIONS CONTAINING THE DESIGNATIONS, PREFERENCES, LIMITATIONS AND RELATIVE RIGHTS OF ALL SHARES AND ANY CLASS OR SERIES THEREOF. ANY SUCH REQUEST IS TO BE ADDRESSED TO THE TRANSFER AGENT NAMED ON THE FACE OF THIS
CERTIFICATE. 
  

  
 KEEP THIS CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN OR DESTROYED, THE CORPORATION WILL REQUIRE A BOND OF INDEMNITY AS A CONDITION TO THE ISSUANCE OF A
REPLACEMENT CERTIFICATE. 
  

  
 The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to
applicable laws or regulations: 
  

			
	TEN COM—as tenants in common	 	UNIF GIFT MIN ACT-            CUSTODIAN            
	TEN ENT—as tenants by the entireties	 	 (Cust)                      
(Minor)

	 JT TEN—as joint tenants, with right of
                  survivorship and not as tenants in common
	 	 under Uniform Gifts to Minors
Act                                
 (State)


  
 Additional
abbreviations may also be used though not in the above list. 
  
 For value received,                                  hereby sell, assign
and transfer unto 
  
 (PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE) 

	
	 
	

	 (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS OF ASSIGNEE)
  

	

	 
	

	 
	


  
                                       
                                      
                                        
                                        
             shares of the capital stock represented by the within Certificate, and do hereby irrevocably constitute and appoint 
  
                                       
                                        
                                        
                                        
           Attorney to transfer the said stock on the books of the within named Corporation with full power of substitution in the premises. 
  
 Dated
                                       
  
  
 Signature                                     
                                        
                                        
                                        
     
  
 NOTICE: THE SIGNATURE TO
THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER. 
  
 SIGNATURE(S)
GUARANTEED:                                      
                                        
                                        
                                        
               
 THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN
ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.