I 

113TH CONGRESS 

1ST SESSION H. R. 1035 

To require a study of voluntary community-based flood insurance options 

and how such options could be incorporated into the national flood 

insurance program, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

MARCH 7, 2013 

Ms. MOORE (for herself and Mr. BACHUS) introduced the following bill; which 

was referred to the Committee on Financial Services 

A BILL 

To require a study of voluntary community-based flood insurance options and how such options could be incorporated 

into the national flood insurance program, and for other 

purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. STUDIES OF VOLUNTARY COMMUNITY-BASED 

4 FLOOD INSURANCE OPTIONS. 

5 (a) STUDY.— 

6 (1) STUDY REQUIRED.—The Administrator of 

7 the Federal Emergency Management Agency shall 

8 conduct a study to assess options, methods, and 


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1 strategies for making available voluntary commu2 nity-based flood insurance policies through the Na3 tional Flood Insurance Program. 

4 (2) CONSIDERATIONS.—The study conducted 

5 under paragraph (1) shall— 

6 (A) take into consideration and analyze 

7 how voluntary community-based flood insurance 

8 policies— 

9 (i) would affect communities having 

10 varying economic bases, geographic loca11 tions, flood hazard characteristics or classi12 fications, and flood management ap13 proaches; and 

14 (ii) could satisfy the applicable re15 quirements under section 102 of the Flood 

16 Disaster Protection Act of 1973 (42 

17 U.S.C. 4012a); and 

18 (B) evaluate the advisability of making 

19 available voluntary community-based flood in20 surance policies to communities, subdivisions of 

21 communities, and areas of residual risk. 

22 (3) CONSULTATION.—In conducting the study 

23 required under paragraph (1), the Administrator 

24 may consult with the Comptroller General of the 


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1 United States, as the Administrator determines is 

2 appropriate. 

3 (b) REPORT BY THE ADMINISTRATOR.— 

4 (1) REPORT REQUIRED.—Not later than 18 

5 months after the date of enactment of this Act, the 

6 Administrator shall submit to the Committee on 

7 Banking, Housing, and Urban Affairs of the Senate 

8 and the Committee on Financial Services of the 

9 House of Representatives a report that contains the 

10 results and conclusions of the study conducted under 

11 subsection (a). 

12 (2) CONTENTS.—The report submitted under 

13 paragraph (1) shall include recommendations for— 

14 (A) the best manner to incorporate vol15 untary community-based flood insurance poli16 cies into the National Flood Insurance Pro17 gram; and 

18 (B) a strategy to implement voluntary 

19 community-based flood insurance policies that 

20 would encourage communities to undertake 

21 flood mitigation activities, including the con22 struction, reconstruction, or improvement of 

23 levees, dams, or other flood control structures. 

24 (c) REPORT BY COMPTROLLER GENERAL.—Not later 

25 than 6 months after the date on which the Administrator 


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1 submits the report required under subsection (b), the 

2 Comptroller General of the United States shall— 

3 (1) review the report submitted by the Adminis4 trator; and 

5 (2) submit to the Committee on Banking, 

6 Housing, and Urban Affairs of the Senate and the 

7 Committee on Financial Services of the House of 

8 Representatives a report that contains— 

9 (A) an analysis of the report submitted by 

10 the Administrator; 

11 (B) any comments or recommendations of 

12 the Comptroller General relating to the report 

13 submitted by the Administrator; and 

14 (C) any other recommendations of the 

15 Comptroller General relating to community16 based flood insurance policies. 

Æ 


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