Securities and Exchange Commission
                            Washington D.C.  20549

                                  FORM 10-Q

[  X  ]    Quarterly Report Pursuant to Section 13 or 15 (d) of the Securities
Exchange  Act  of  1934  For  the  Period  Ended  September  30,  2000.

[      ]  Transition Report Pursuant to Section 13 or 15 (d) of the Securities
Exchange  Act  of  1934  For  the
Transition  Period  From  -_______________  to  ________________.

Commission  file  number    0-22562

<TABLE>

<CAPTION>

     CROSSMANN  COMMUNITIES,  INC.



<S>                                       <C>

INDIANA                                                    35-1880120
----------------------------------------  ---------------------------
 (State of incorporation)                 (I.R.S. Identification No.)
  9210 NORTH MERIDIAN STREET
INDIANAPOLIS, IN                                                46260
----------------------------------------  ---------------------------
(Address of principal executive offices)                   (Zip Code)
(317) 843-9514
----------------------------------------
 (Telephone number)
</TABLE>



Indicate by check mark whether the registrant (1) has filed all documents and
    reports required to be filed by Section 13 or 15 (d) of the Securities
   Exchange Act of 1934 during the preceding 12 months (or for such shorter
  periods that the registrant was required to file such reports), and (2) has
been subject to such filing requirements for the past 90 days:  Yes   X  No




  There were 10,417,045  Common shares outstanding as of November 14, 2000.





<PAGE>
                         CROSSMANN COMMUNITIES, INC.
                                  FORM 10-Q

                                    INDEX

Part  I.  Financial  Information.

     Item  1.          Financial  Statements.

Consolidated  balance sheets as of September 30, 2000 (unaudited) and December
31,  1999.

Consolidated  unaudited  statements  of  income  for  the  Three  Months Ended
September  30, 2000 and 1999, and for the Nine Months ended September 30, 2000
and  1999.

Consolidated  unaudited  statements  of  cash  flows for the Nine Months Ended
September  30,  2000  and  1999.

Notes to consolidated unaudited financial statements for the Nine Months Ended
September  30,  2000  and1999.

     Item  2.      Management's Discussion and Analysis of Financial Condition
and  Results  of  Operations.


Part  II.  Other  Information

     Item  1.          Legal  Proceedings.

     Item  2.          Changes  in  Securities.

     Item  3.          Defaults  upon  Senior  Securities.

     Item  4.          Submission  of  Matters  to a Vote of Security Holders.

     Item  5.          Other  Information.

     Item  6.          Exhibits  and  Reports  on  Form  8-K.


Signatures.


<PAGE>
                       PART I.  FINANCIAL INFORMATION.

Item  1.    Financial  Statements
<TABLE>

<CAPTION>

                            CROSSMANN COMMUNITIES, INC.
                                  AND SUBSIDIARIES

                            CONSOLIDATED BALANCE SHEETS




<S>                                         <C>                   <C>

                                            SEPTEMBER 30, 2000    DECEMBER 31, 1999
                                            --------------------  ------------------
                                                     (UNAUDITED)
                                            --------------------
ASSETS
  Cash and cash equivalents                 $         10,609,916  $       13,635,911
  Unfunded settlements                                 2,776,704           1,286,099
  Retainages                                             401,113           1,198,342
  Real estate inventories                            263,790,426         259,995,959
  Furniture and equipment, net                         4,858,148           4,753,141
  Investments in joint ventures                       30,020,027          27,669,884
  Goodwill, net                                       16,366,161          17,597,512
  Other assets                                        15,935,771          13,738,257
                                            --------------------  ------------------
Total assets                                $        344,758,266  $      339,875,105
                                            ====================  ==================


LIABILITIES AND SHAREHOLDERS' EQUITY
  Accounts payable and other liabilities    $         16,891,162  $       31,436,645
  Notes payable                                      131,472,288         119,959,088
                                            --------------------  ------------------
Total liabilities                                    148,363,450         151,395,733

Commitments and contingencies

Shareholders' equity:
  Common shares                                       47,036,453          63,616,282
  Retained earnings                                  149,358,363         124,863,090
                                            --------------------  ------------------
Total shareholders' equity                           196,394,816         188,479,372
                                            --------------------  ------------------
Total liabilities and shareholders' equity  $        344,758,266  $      339,875,105
                                            ====================  ==================
<FN>

See  accompanying  notes.
</TABLE>









<TABLE>

<CAPTION>

                                  CROSSMANN COMMUNITIES, INC.
                                        AND SUBSIDIARIES

                         CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)

                        THREE  MONTHS  ENDED  SEPTEMBER 30,      NINE MONTHS ENDED SEPTEMBER 30,


<S>                                   <C>            <C>            <C>            <C>

                                              2000           1999           2000           1999
                                      -------------  -------------  -------------  -------------

Sales of residential real estate      $148,769,374   $170,990,809   $408,982,634   $397,648,561
Cost of residential real estate sold   118,527,298    135,612,917    326,653,338    316,250,420
                                      -------------  -------------  -------------  -------------
Gross profit                            30,242,076     35,377,892     82,329,296     81,398,141

Selling, general and
 administrative                         15,141,667     16,094,778     44,656,523     41,980,907
                                      -------------  -------------  -------------  -------------
Income from operations                  15,100,409     19,283,114     37,672,773     39,417,234

Other income, net                        2,317,530      2,127,247      3,650,055      4,447,339
Interest expense                          (459,852)      (534,627)    (1,761,502)    (1,558,335)
                                      -------------  -------------  -------------  -------------
                                         1,857,678      1,592,620      1,888,553      2,889,004
                                      -------------  -------------  -------------  -------------

Income before income taxes              16,958,087     20,875,734     39,561,326     42,306,238
Income taxes                             6,345,850      8,234,191     15,066,053     16,792,122
                                      -------------  -------------  -------------  -------------
Net income                            $ 10,612,237   $ 12,641,543   $ 24,495,273   $ 25,514,116
                                      =============  =============  =============  =============

Weighted average number of
 common shares outstanding:
     Basic                              10,490,420     11,593,170     10,862,002     11,568,617
     Diluted                            10,661,394     11,642,978     11,036,520     11,792,517
                                      =============  =============  =============  =============
Net income per common share:
     Basic                            $       1.01   $       1.09   $       2.26   $       2.21
     Diluted                          $       1.00   $       1.09   $       2.22   $       2.16
                                      =============  =============  =============  =============
<FN>

See  accompanying  notes.
</TABLE>



<TABLE>

<CAPTION>

                                 Crossmann Communities, Inc.
                                       and Subsidiaries

                      Consolidated Statements of Cash Flows (unaudited)


<S>                                               <C>                    <C>

                                                  NINE MONTHS            NINE MONTHS
                                                  ENDED SEPTEMBER 30,    ENDED SEPTEMBER 30,
                                                  ---------------------  ---------------------
                                                                  2000                   1999
                                                  ---------------------  ---------------------
OPERATING ACTIVITIES:
Net Income                                        $         24,495,273   $         25,514,116
Adjustments to reconcile net income to net cash
  flows from operating activities:
    Depreciation                                               872,409                292,308
    Amortization                                             1,206,495                532,921
     Equity in earnings of affiliates                       (1,438,543)            (2,391,063)
    Cash provided (used) by changes in:
      Retainages                                               797,229                (10,444)
      Amounts due from related parties                            (144)              (325,591)
      Real estate inventories                               (3,794,467)           (55,613,506)
      Other assets                                          (3,663,119)            (5,304,451)
      Accounts payable                                     (12,667,923)            (4,742,074)
      Accrued expenses and other liabilities                (1,877,560)               313,641
                                                  ---------------------  ---------------------
Net cash flows from operating activities                     3,929,650            (41,734,143)

INVESTING ACTIVITIES:
Purchases of furniture and equipment                          (977,416)              (870,057)
Investments in joint ventures                                 (911,600)            (4,766,147)
Business acquisitions                                              -0-             (4,363,760)
                                                  ---------------------  ---------------------
Net cash used by investing activities                       (1,889,016)            (9,999,964)

FINANCING ACTIVITIES:
Proceeds from bank borrowing                               171,456,875            194,166,879
Principal payments on bank borrowing                      (159,896,875)          (155,717,000)
Payments on notes and long-term debt                           (46,800)            (1,281,258)
Repurchase of common shares                                (16,795,167)
Proceeds from sale of common shares                            215,338                488,176
                                                  ---------------------  ---------------------
Net cash provided by financing activities                   (5,066,629)            37,656,797
                                                  ---------------------  ---------------------

Net decrease in cash and cash equivalents                   (3,025,995)           (14,077,310)
Cash and cash equivalents at beginning of period            13,635,911             18,011,456
                                                  ---------------------  ---------------------
Cash and cash equivalents at end of period        $         10,609,916   $          3,934,146
                                                  =====================  =====================
<FN>

See  accompanying  notes.
</TABLE>




CROSSMANN  COMMUNITIES,  INC.  AND  SUBSIDIARIES

NOTES  TO  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS

BASIS  OF  PRESENTATION
Crossmann  Communities,  Inc.  ("Crossmann"  or  the  "Company")  is  engaged
primarily  in  the  development,  construction,  marketing  and  sale  of  new
single-family homes for first-time and first move-up buyers.  The Company also
acquires  and  develops  land  for  construction  of such homes and originates
mortgage  loans  for  the  buyers.   The Company operates in Indianapolis, Ft.
Wayne,  Lafayette and Southern Indiana; Cincinnati, Columbus and Dayton, Ohio;
Lexington,  Kentucky; Memphis and Nashville, Tennessee; Charlotte and Raleigh,
North  Carolina;  and  in  Myrtle  Beach,  South  Carolina.

The  accompanying  unaudited  consolidated  financial  statements  have  been
prepared  in  accordance with the instructions to Form 10-Q and  Article 10 of
Regulation  S-X.  Accordingly, the unaudited consolidated financial statements
do  not  include  all  of  the information and footnotes required by generally
accepted  accounting  principles  for  complete  financial statements.  In the
opinion  of  the  Company,  all  adjustments  (consisting  of normal recurring
accruals)  considered  necessary  to present fairly the consolidated financial
statements  have  been  included.

NEW  ACCOUNTING  PRONOUNCEMENT
In  June  1998,  the  Financial  Accounting  Standards  Board  ("FASB") issued
Statement  of Financial Accounting Standards ("SFAS") No. 133, "Accounting fpr
Derivative  Instruments  and  Hedging  Activities."  We have not completed our
assessment  of  the  impact  of  this standard, as amended, however, it is not
expected  to  have  a material impact on the Company's consolidated results of
operations,  financial  position  or  cash  flows.

ITEM  2.    MANAGEMENT'S  DISCUSSION  AND ANALYSIS OF FINANCIAL CONDITIONS AND
RESULTS  OF  OPERATIONS.

Management's  discussion  and  analysis  may  include certain "forward-looking
statements,"  as  defined  in  the Private Securities Litigation Reform Act of
1995.    Such  statements  may involve unstated risks, uncertainties and other
factors  that  may  cause  actual  results  to  differ  materially.

The Company's business and the homebuilding industry in general are subject to
changes  in  economic  conditions,  including,  but not limited to, employment
levels,  interest rates, the availability of credit, and consumer confidence.
The    Company's  success over the past several years has been influenced by a
variety  of  factors  including favorable economic conditions in its principal
markets,  the  availability of capital for expansion, and low interest rates.
To  the  extent  these  conditions  do  not  continue, the Company's operating
results  may  be  adversely  affected.

The  Company's  business  is  also subject to weather-related seasonal factors
that  can  affect  quarter-to-quarter results of operations.   Adverse weather
conditions  during  the first and second quarters of the year usually restrict
site  development work, and construction limitations generally result in fewer
closings  during  this period.   Results of operation during the first half of
the year also tend to reflect increased costs associated with adverse weather.
 Warmer,  dryer  weather  during the second half of the year generally permits
higher  closings  and  greater  field  efficiency.


RESULTS  OF OPERATIONS:  THREE MONTHS ENDED SEPTEMBER 30, 2000 COMPARED TO THE
THREE  MONTHS  ENDED  SEPTEMBER  30,  1999.

Sales  decreased  approximately $22.2 million, to approximately $148.8 million
in  the  third  quarter of 2000 from approximately $171.0 million for the same
period  in  1999,  a  decline  of 13.0%.  Crossmann closed fewer homes in this
quarter  compared  to  the  prior  year;  1,194 homes were closed in the third
quarter  of  2000  compared  to 1,434 homes closed during the third quarter of
1999.    The  decline  in  unit  closings  was  due  in part to the closing of
Crossmann's  Louisville,  Kentucky  market.   In 1999, Louisville generated 45
closings  during  the  third  quarter.   The decline also reflects the slowing
orders Crossmann experienced in late 1999 and early 2000.  During that period,
prevailing  home  mortgage  interest  rates  were  on average 150 basis points
higher  than  during  the  same period the prior year.  Order activity in late
1998  and  early  1999  was extraordinarily strong , giving rise to very large
closing  volume  in  the  third  quarter  of  1999.

Gross  profit  decreased  approximately  $5.1 million,  to approximately $30.2
million for the third quarter of 2000 from approximately $35.4 million for the
third  quarter  of  1999.  This represents a gross margin of 20.3% of sales in
the  third  quarter of 2000 as compared to 20.7% of sales in the third quarter
of 1999. The lower margin in 2000 is due in part to increased use of financing
assistance  programs  in  2000  compared  to  1999.

Selling, general and administrative expenses decreased approximately $953,000,
or  5.9%,  to  approximately  $15.1 million for the third quarter of 2000 from
approximately  $16.1  million  for  the  third  quarter  of 1999. This decline
reflects lower commission expense on the lower sales volume.  Selling, general
and administrative expenses increased as a percentage of sales to 10.2% in the
third  quarter  of  2000  from  9.4%  in  the  third  quarter  of  1999.

Other  income  net  of expenses increased approximately $190,300 for the three
months  ended  September  30, 2000, from approximately $2.1 million in 1999 to
approximately  $2.3  million in 2000.  The increase was due to higher earnings
from land development joint ventures and other miscellaneous sources.  Trinity
Homes LLC ("Trinity"), a homebuilding joint venture in Indianapolis, generated
approximately $876,900, down slightly from  the $1.0 million it contributed in
1999.

Income before  income taxes decreased approximately $3.9 million, or 18.8%, to
approximately $17.0 million. The Company's effective tax rate was 37.4% in the
third  quarter of 2000 as compared to 39.4% in the third quarter of 1999.  Net
income  decreased approximately $2.0 million, or 16.1%, to approximately $10.6
million.    Net income as a percentage of sales decreased to 7.1% in the third
quarter  of  2000,  compared  to  7.4%  in  the  third  quarter  of  1999.


RESULTS  OF  OPERATIONS:  NINE MONTHS ENDED SEPTEMBER 30, 2000 COMPARED TO THE
NINE  MONTHS  ENDED  SEPTEMBER  30,  1999.

Sales  increased approximately $11.3 million, or 2.9%, to approximately $409.0
million for the nine months ended September 30, 2000 from approximately $397.6
million  for the nine months ended September 30, 1999.  Sales were higher as a
result  of a higher average selling price, approximately $124,100 per home for
the nine months ended September 30, 2000 as compared to approximately $118,000
during  the  same  period  in  1999,  an increase of 5.2%.  Closings were down
slightly;    3,296  homes  were  closed in the nine months ended September 30,
2000,  compared  to  3,372 homes closed during the nine months ended September
30,1999,  a  decline  of  2.3%.

Gross profit increased approximately $931,200, to approximately $82.3 million.
 This  represents a gross margin of 20.1% of sales in the first nine months of
2000 as compared to 20.5% of sales in the first nine months of 1999. The lower
margin  in  2000  is  due  in  part  to  increased use of financing assistance
programs in 2000 compared to 1999 and to low margins on inventory dispositions
in  the  Louisville  market.

Selling,  general  and  administrative  expenses  increased approximately $2.7
million, or 6.4%, to approximately $44.7 million. This increase is principally
increased  sales  commissions  on the higher sales volume.  Crossmann  s fixed
selling,  general and administrative expenses are generally lower; the Company
has  reduced  fixed  spending  to  help  offset  slowing  revenue in the third
quarter.    Selling,  general  and  administrative expenses as a percentage of
sales  increased  to 10.9% in the first nine months of 2000, compared to 10.6%
in  the  first  nine  months  of  1999.

Other  income  net  of  expenses  decreased  approximately  $797,300  from
approximately  $4.4 million for the first nine months of 1999 to approximately
$3.7  million in 2000.  The decrease is due principally to lower earnings from
the  Trinity joint venture.  Trinity contributed approximately $1.4 million in
2000  compared  to  approximately  $2.4  million  in  1999.

Income  before  income taxes decreased approximately $2.7 million, or 6.5%, to
approximately  $39.6  million.   The Company's effective tax rate was 38.1% in
the first nine months of 2000 as compared to 39.7% in the first nine months of
1999.    Net  income  decreased  approximately  $1.0  million,  or  4.0%,  to
approximately $24.5 million.  Net income as a percentage of sales decreased to
6.0%  in  2000,  down  from  6.4%  in  1999.

CHANGES  IN  FINANCIAL  POSITION

Retainages
Retainages  are funds withheld from the Company in escrow, awaiting completion
of  work  on  the  home  that  may  have  been delayed by weather.  Retainages
declined approximately 66.5% since December 31, 1999, reflecting completion of
this  work  and  the  collection  of  the  escrow.  This change is seasonal in
nature.    Lawns,  landscaping  and certain concrete work may be impossible to
install in the winter and spring; they are completed for homeowners during the
summer  and  early  fall.

Inventory
Real  estate  inventories  increased approximately 1.5%, almost  even with the
December 31, 1999 level.  This inventory level is relatively low, matching the
investment  at  midwinter.    This reflects the Management's efforts to reduce
land  investment  in  underperforming  markets,  such  as  Louisville,  and to
strengthen  the  land  position  in  markets  that  are  relatively  strong.

Notes  payable
Notes  payable  increased  approximately  $11.5  million during the first nine
months  of  2000;  however,  accounts payable were approximately $12.7 million
lower.  This reflects an insignificant timing difference in the presentment of
vendor payments.  Total liabilities were approximately 2.2% lower at September
30,  2000  than  at  December  31,  1999.


CAPITAL  RESOURCES  AND  LIQUIDITY

At September 30, 2000, the Company had approximately $10.6 million in cash and
cash  equivalents.

The  Company's  primary  uses  of  capital are home construction costs and the
purchase  and development of land.  Real estate inventories were approximately
$263.8  million,  or 76.6% of total assets, at September 30, 2000, compared to
$260.0  million  or  76.5%  of total assets at December 31, 1999.   Capital is
also  used for the addition and improvement of equipment used in administering
the  business  and  for  model  home  furnishings.

The  Company also used cash in the first nine months of the year to repurchase
1,070,500  shares at a total cost of $16,795,167, of which 202,700 shares were
purchased  in  the third quarter of 2000.  This program was authorized October
8,  1999  by  the  Board of Directors.  The total authorization was 15% of the
total  shares  then  outstanding  or  1.7 million shares.  As of September 30,
2000,  the  Company  had  repurchased  1,253,000  shares  under  this program.

Cash  expenditures were financed with cash from operations and with borrowings
on  a $100.0 million unsecured line of credit, with Bank One, Indiana, N.A. as
agent.    The line of credit bears interest at the banks's prime lending rate,
but  permits  portions  of  the  outstanding balance to be committed for fixed
periods  of  time  at  a  rate  equal to LIBOR plus 1.45%. The credit facility
matures  March 31, 2003.  At September 30, 2000, $67.6 million was outstanding
on  this  line.  On October 20, 2000, Crossmann increased the size of its line
of  credit  to $135.0 million to accommodate an acquisition.  This transaction
is  described  below  under  "Future  Trends."

The Company also has approximately $63.9 million in senior notes outstanding.
Of  this total, $16.7 million is payable through 2004 at a fixed interest rate
of  7.625%,  payable quarterly.  On December 21, 2000, the Company will make a
scheduled  reduction  in  the  outstanding principal balance of these notes of
$2,777,778.    Crossmann has an additional $50.0 million in notes outstanding,
payable  through  2008  at a fixed interest rate of 7.75%, payable quarterly.
Annual  principal  reductions  of  $8,333,334  begin  June  11,  2003.

The  note  agreements  and  the  bank's line of credit require compliance with
certain financial and operating covenants and place certain limitations on the
Company's  investments  in  land  and  unconsolidated  joint  ventures.    The
agreements  also  restrict  payments of cash dividends on the common shares by
the  Company.

The  Company's  credit arrangements are expected to provide adequate liquidity
for  planned  internal growth and capital expenditures.  In the event that the
Company seeks to accelerate growth through the acquisition of large parcels of
land  or  of other homebuilding companies, additional capital may be needed.
The  Company  believes that such capital could be obtained from banks or other
financing alternatives, from the issuance of additional shares, or from seller
financing;  however, there can be no assurances that the Company would be able
to  secure  the  necessary  capital.


BACKLOG

A  home  is  included  in  "backlog" upon execution of a sales contract by the
customer; sales and cost of sales are recognized when the title is transferred
and  the  home  is delivered to the buyer at "closing." The  Company generally
builds upon the execution of a sales contract by a customer and after approval
of  financing,  although  it  also  builds  a  limited  number  of  homes  on
speculation.   The standard sales contract used by the Company provides for an
earnest  money deposit of $1,000.  The contract usually includes a termination
provision under which the earnest money is refunded in the event that mortgage
financing is not available on terms specified in the contract, and may include
other  contingencies.    Cancellations by buyers with approved financing occur
infrequently.

Backlog at September 30, 2000 was 2,021 homes with an aggregate sales value of
approximately  $252.0 million, compared to 2,508 homes with an aggregate sales
value  of  approximately $295.0 million at September 30, 1999.  The decline in
the  number  of homes in backlog is approximately 19.4%.  Starting backlog was
lower,  with 1,496 in backlog at January 1, 2000, compared to 1,744 at January
1, 1999. New orders in the first nine months of 2000 were lower as well: 3,821
contracts  were  written in the first nine months of 2000 as compared to 4,136
in  1999,  a  decrease of 7.6%.  This decline is due in part to the closing of
the  Louisville  market, which contributed 106 orders in the first nine months
of  1999,  compared  to  37  in  2000,  and  to  an  uncertain  interest  rate
environment.

Although  year-to-date  orders  are  lower  in 2000 than in 1999, order trends
appear  to  be  improving.   During the third quarter of 2000, 1,150 contracts
were  written  compared  to  910  in the third quarter of 1999, an increase of
26.4%.


OTHER  BUSINESS  CONDITIONS

Interest  rates
The  housing industry is affected by consumer confidence levels and prevailing
economic  conditions in genereal and by job availability and interest rates in
particular.   Most of the markets in which Crossmann operates have experienced
a contraction in the total number of permits issued in 2000 compared to 1999.
This  general  tightening  is  the  result of increases in borrowing costs for
consumers  over  the  course  of  the  past  18  months.
Inflation
The Company, as well as the homebuilding industry in general, may be adversely
affected  during  periods  of high inflation, primarily because of higher land
and  construction  costs.    To date, inflation has not had a material adverse
effect  on  the  Company's  business,  financial  condition,  and  results  of
operations.    However,  there  is no assurance that inflation will not have a
material adverse impact on the Company's future business, financial condition,
and  results  of  operations.

Weather
The  Company's  business  is subject to weather-related seasonal factors which
can  affect  quarterly  results  of operations.  Adverse weather may interfere
with  construction  activity,  and  may  affect  order  activity  as  well.

FUTURE  TRENDS

Housing  permits  in  all Crossmann's markets have contracted during the first
nine  months  of 2000 compared to 1999 levels, due to higher mortgage interest
rates.  As this occurs, the Company faces discounting from some competitors as
builders  seek  to  maintain  their  share  of  a  shrinking  housing market.
Crossmann may elect to meet this pricing challenge on a limited basis in order
to  move  inventory.

Lower  closings and margin pressure are likely to generate lower net income in
2000  compared  to  1999.    However, management is optimistic that, by taking
appropriate  action,  it  can  still  generate above average returns even at a
lower  volume  level.

Paragon  Title  LLC
One  step  Crossmann  has  taken  to  improve margins is to reduce the cost of
closing  its  real  estate transactions.  Crossmann generally pays for a title
policy  on  each piece of property it conveys.  The charge for this policy has
always  been  paid  to  various  outside  title companies.  On August 8, 2000,
Crossmann  formed  its own title company, Paragon Title LLC ("Paragon'), which
will  issue  title  policies  for  a portion of Crossmann's closings.  Paragon
acquired  the  assets  of  Crossmann's  primary  title  insurance  provider in
Indianapolis,  Service Title LLC, (principally office equipment) at book value
and  hired  its  employees.    Management estimates this acquisition will save
approximately  $500  per home when Paragon issues the title policy.  Currently
Paragon  issues  titlework  only  for  closings in Indianapolis.  During 2001,
Paragon  will  expand  to  Crossmann's  other  markets.

Trinity  Homes  LLC
Crossmann has elected to improve its volume in 2000 by acquiring Trinity Homes
LLC  in  its  entirety.    On October 20, Crossmann  acquired  100% of Trinity
Homes  LLC.    Crossmann  had  previously  acquired  a  50%  interest  in  the
Indianapolis  homebuilder  in  October  of  1997.    Crossmann  purchased  the
outstanding  50%  interest  pursuant  to  the  1997  joint  venture agreement.

In 1999, Trinity closed 536 units with revenue of approximately $115.4 million
and  pretax income of approximately $7.9 million, of which Crossmann reflected
50%,  or  $3.96 million, in Crossmann's "Other Income."  During the first nine
months  of  2000,  Trinity  closed 400 units, and had revenue of approximately
$86.8  million  and  pretax  income  of  $2.88  million.     Crossmann assumes
Trinity's backlog of 311 homes, with an aggregate sales value of approximately
$66.8  million.

With  this  acquisition,  Crossmann  strengthens  its dominant position in the
Indianapolis  metropolitan  market.
<TABLE>

<CAPTION>

                        Historical Closing Information


<S>                              <C>        <C>      <C>

Year Ended December 31:
                                                     Pro Forma
                                 Crossmann  Trinity  Combined
                                                     ---------
1999 Indianapolis                    2,412      536      2,915
1999 Company total                   5,100      536      5,636

Nine Months Ended September 30:
2000 Indianapolis                    1,441      400      1,841
2000 Company total                   3,296      400      3,696
</TABLE>



The  acquisition  of  Trinity  marks a departure from Crossmann's longstanding
emphasis on the entry-level and first move-up purchaser.  In 1999, Crossmann's
average  selling  price  was $119,474.  Trinity serves principally a first- or
second-time  move-up  purchaser at an average price of approximately $215,000,
with  some  homes  exceeding  $1  million in price. The Company is comfortable
diversifying its product line to other price points in Indianapolis because of
its  knowledge  of  the  market and because Trinity's management will continue
running  the  high-end  operation.

Historically,  Trinity's gross margins have run approximately 16% (compared to
Crossmann's 20.1%), and its pretax net operating margin has been approximately
 6.0% (compared to Crossmann's 9.7%).  Including Trinity will add to earnings,
but  margins  in  the  near  future  will  be somewhat lower compared to prior
periods.    One  of  Crossmann's objectives in acquiring Trinity is to improve
Trinity's  operations.    Association with Crossmann has already given Trinity
increased  access to land and capital since the venture was formed three years
ago;  the  complete  combination  should  generate further efficiencies due to
shared  purchasing  and systems and lower borrowing costs.  However, it may be
several  quarters  until  savings  from  these  improvements  are  realized.

Crossmann    issued  cash  for  the equity interest in Trinity, giving rise to
approximately  $3.5  million  in  goodwill.    The  Company  also  assumed
approximately $30 million in debt.  Concurrent with the transaction, Crossmann
modified  its credit agreement with Bank One, Indiana, N.A. to accommodate the
higher  inventory  levels.

The  closing  was  effective  October  1,  2000.

Nashville,  Tennessee
Crossmann  has  made  the  decision  to withdraw from the Nashville market and
redeploy  capital  invested  there  to  markets  where  it can generate higher
returns.  Shutdown of this market is not expected to have a material effect on
the  Company's  financial  performance.   At September 30, 2000, Crossmann had
approximately  $7.0  million invested in Nashville, compared to $344.5 million
in  total assets.  The Nashville market contributed 95 closings in 1999 and 83
during  the  first  nine  months  of  2000.







                         PART II.  OTHER INFORMATION

The  following items for which provision is made in the applicable regulations
of  the  Securities and Exchange Commission are not required under the related
explanations  or  are  inapplicable  and  therefore  have  been  omitted:

Item  1.    Legal  Proceedings.
Item  2.    Changes  in  Securities.
Item  3.    Defaults  Upon  Senior  Securities.
Item  5.    Other  Information.

ITEM  4.    SUBMISSIONS  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS.
None.
<TABLE>

<CAPTION>

ITEM  6.    EXHIBITS  AND  REPORTS  ON  FORM  8-K.
a)  Exhibits


<S>      <C>

Exhibit
Number   Description of Exhibit
3.1      Amended and restated Articles of Incorporation of Crossmann Communities,
         Inc.(Incorporated by reference to Exhibit 3.1 to Form S-1 Registration Statement No.
                                                                                    33-68396.)
3.2      Bylaws of Crossmann Communities, Inc. (Incorporated by reference to Exhibit 3.2
         to Form S-1 Registration Statement No. 33-68396.)
4.1      Specimen Share Certificate for Common Shares.  (Incorporated by reference to
         Exhibit 2.9 to Form S-1 Registration Statement No. 33-68396.)
10.1     1993 Outside Director Stock Option Plan.  (Incorporated by reference to Exhibit 10.2
         to Form S-1 Registration Statement No. 33-68396.)
10.2     1993 Employee Stock Option Plan, As amended as of May 22, 1996.  (Incorporated
         by reference to Exhibit 10.3 to Form 10-Q dated August 13, 1996.)
10.37    Note Agreement dated as of December 19, 1995, $25,000,000 7.625% Senior Notes
         due December 9, 2004, by Crossmann Communities, Inc., et al. (Incorporated by
         reference to Exhibit 10.37 to From 10-K dated March 18, 1996.)
10.38    7.625% Senior Note due December 19, 2004, issued to Combined Insurance
         Company by Crossmann Communities, Inc., et al.  (Incorporated by reference to
         Exhibit 10.38 to Form 10-K dated March 18, 1996.)
10.39    7.625% Senior Note due December 19, 2004, issued to Minnesota Mutual Life
         Insurance company by Crossmann Communities, Inc., et al.  (Incorporated by
         reference to Exhibit 10.39 to Form 10-K dated March 18, 1996.)
10.40    Note Agreement dated as of June 11, 1998, $50,000,000 7.75% Senior Notes due
         June 11, 2008, by Crossmann Communities, Inc., et al.  (Incorporated by reference
         to Exhibit 10.46 to Form 10-Q dated August 14, 1998.)
10.41    Form of 7.75% Senior Note due June 11, 2008, issued to various insurance companies
         by Crossmann Communities, Inc. et al.  (Incorporated by reference to Exhibit 10.45
         to Form 10-Q dated August 14, 1998.)
10.42    Credit Agreement, dated April 1, 1999, among Crossmann Communities, Inc. and
         Bank One, Indianapolis N.A. (as "Agent') and the Lenders Parties Thereto.
         (Incorporated by reference to Exhibit 10.16 to Form 10-Q dated May 13, 1999)
10.43    First Amendment to Credit Agreement, dated June 11, 1999, among Crossmann
         Communities, Inc. and Bank One, Indiana N.A. (As "Agent') and the Lenders Party
         Thereto. (Incorporated by reference to Exhibit 10.43 to Form 10-Q dated August 13,
                                                                                        1999.)
10.44    Promissory Note, dated June 11, 1999, in favor of Bank One, Indiana, N.A.
         (Incorporated by reference to Exhibit 10.44 to Form 10-Q dated August 13, 1999.)
10.45    Promissory Note, dated June 11, 1999, in favor of Fifth Third Bank, Indiana.
         (Incorporated by reference to Exhibit 10.45 to Form 10-Q dated August 13, 1999.)
10.46    Promissory Note, dated June 11, 1999, in favor of Huntington National Bank of
         Indiana.    (Incorporated by reference to Exhibit 10.46 to Form 10-Q dated August
                                                                                    13, 1999.)
10.47    Promissory Note, dated June 11, 1999, in favor of PNC Bank of Ohio, N.A.
         (Incorporated by reference to Exhibit 10.47 to Form 10-Q dated August 13, 1999.)
10.48    Promissory Note, dated June 11, 1999, in favor of KeyBank National Association.
         (Incorporated by reference to Exhibit 10.48 to Form 10-Q dated August 13, 1999.)
10.49    Asset Purchase Agreement, dated June 18, 1999 by and among Crossmann
         Communities, Inc., Crossmann Communities of North Carolina, Inc., Homes by Huff
         & Co., Inc., Mitchell T. Huff, Thomas A. Huff and Thomas C. Huff.  (Incorporated
         by reference to Exhibit 10.49 to Form 10-Q dated August 13, 1999.)
10.50    Employment contract dated June 18, 1999, by and among Crossmann Communities
         of North Carolina, Inc., Crossmann Communities, Inc. and  Mitchell T. Huff.
         (Incorporated by reference to Exhibit 10.50 to Form 10-Q dated August 13, 1999.)
10.51    Fourth  Amendment to Credit Agreement, dated October 20, 2000, among Crossmann
         Communities, Inc. and Bank One, Indiana, N.A. (As "Agent") and the Lenders Party
         Thereto.
10.52    Membership Interest Purchase Agreement dated October 20, 2000 by and among
         Crossmann Communities Partnership, Trinity Homes, Inc. and Pyramid Mortgage
         Co., Inc.
10.53    Membership Interest Purchase Agreement dated October 20, 2000 by and among
         Crossmann Communities Partnership, John E. McKenzie, James D. McKenzie, and
         Mark W. Thune.
10.54    Employment contract dated October 20, 2000 by and among Trinity Homes, LLC,
         Crossmann Communities, Inc. and John E. McKenzie.
10.55    Employment contract dated October 20, 2000 by and among Trinity Homes, LLC,
         Crossmann Communities, Inc. and James D. McKenzie.
10.56    Nonsolicitation Agreement dated October 20, 2000 by and among Crossmann
         Communities Partnership, Trinity Homes, LLC, and together with Crossmann
         Comminities Partnership and Trinity Homes, Inc.
10.57    Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities, Inc., together with Crossmann
         Communities Partnership, and Trinity Homes, LLC, and John E. McKenzie.
10.58    Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities, Inc., together with Crossmann
         Communities Partnership, and Trinity Homes, LLC, and James D. McKenzie
10.59    Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities Partnership, Trinity Homes, LLC,
         and Pyramid Mortgage.
10.60    Asset Purchase Agreement, dated August 8, 2000 by and among Paragon Title, LLC
         and Service Title, Inc.
10.61    Employment Agreement dated August 9, 2000 by and among Paragon Title, LLC,
         Crossmann Communities, Inc. and Linda Givens.
19.1     Lease by and between Pinnacle Properties LLC ("Landlord") and Crossmann
         Communities, Inc. (Tenant"), 9202 North Meridian Street, Suite 300, Indianapolis,
         Indiana 46260, executed April 18, 1994.  (Incorporated by reference to Exhibit 19.1
         to Form 10-Q dated August 12, 1994.)
27.1     Financial Data Schedule for the quarter ended September 30, 2000.
</TABLE>



(b)  Reports  on  Form  8-K.

                                       None.

























                                  SIGNATURES


     Pursuant  to  the  requirements of Sections 13 or 15(d) of the Securities
and  Exchange  Act  of  1934, the registrant has duly caused this report to be
signed  on  its  behalf  by  the  undersigned,  thereunto  duly  authorized.





CROSSMANN  COMMUNITIES,  INC.


  /s/  Jennifer  A.  Holihen
Jennifer  A.  Holihen
Director,  Chief  Financial  Officer;
Treasurer;  Secretary;
(Principal  Financial  and  Accounting  Officer)


Dated:  November  14,  2000






























EXHIBIT  10.51

     FOURTH  AMENDMENT  TO  CREDIT  AGREEMENT


     CROSSMANN  COMMUNITIES,  INC.,  an  Indiana corporation (the "Borrower"),
BANK  ONE,  INDIANA,  NA,  a national banking association, individually and as
Agent  (the  "Agent")  for the Lenders (the "Lenders") parties to that certain
Credit  Agreement  dated  as  of  April 1, 1999, as amended (collectively, the
"Agreement"),  and  the  Lenders, agree to further amend the Agreement by this
Fourth  Amendment  to  Credit  Agreement  (the  "Amendment")  as  follows.


     1.      DEFINITIONS.     The definition of "Fourth Amendment" is hereby
added  to  the Article I of the Agreement, and the definitions of "Commitment"
and "Current Subsidiary"appearing in Article I are hereby amended and restated
in  their  respective  entireties  as  follows:

          "Commitment"  means,  for each Lender, the obligation of such Lender
to make     Loans not exceeding the amount set forth opposite its signature on
the  Fourth  Amendment or as set forth in any Notice of Assignment relating to
any  assignment  that has become effective pursuant to Section 12.3.2, as such
amount  may  be  modified  from  time  to  time  pursuant to the terms hereof.

     "Current  Subsidiary"  means  any  of Deluxe Homes of Lafayette, Inc., an
Indiana  corporation,  Crossmann  Community  Partnership,  an  Indiana general
partnership, Merit Realty, Inc., an Indiana corporation, Crossmann Communities
of  Ohio,  Inc.  (formerly  known  as  Deluxe  Homes  of  Ohio, Inc.), an Ohio
corporation,  Crossmann  Mortgage  Corporation, an Indiana corporation, Deluxe
Aviation,  Inc.,  an  Indiana  corporation,  Cutter  Homes,  Ltd.,  a Kentucky
corporation,  Crossmann  Communities  of  Tennessee,  LLC, a Tennessee limited
liability  company,  Crossmann  Investments,  Inc.,  an  Indiana  corporation,
Crossmann  Communities  of North Carolina, Inc., a North Carolina corporation,
Pinehurst Builders, LLC, a South Carolina limited liability company, Crossmann
Management,  Inc., an Indiana corporation, Deluxe Homes of Ohio, Inc., an Ohio
corporation,  Trinity  Homes,  LLC,  an Indiana limited liability company, and
each  entity  hereafter  becoming  a Current Subsidiary in accordance with the
procedures  set  forth  in  Section  4.3  of  this  Agreement.

     "Fourth  Amendment"    means that agreement entitled "Fourth Amendment to
Credit  Agreement" entered into among the Borrower, the Lenders, and the Agent
effective  as  of  October  20,  2000.


All other terms defined in the Agreement and used in this Amendment shall have
their  respective  meanings  stated  in the Agreement unless otherwise defined
herein.


     2.       INCREASE IN AGGREGATE COMMITMENT.   The Borrower has requested
an    increase  in the Aggregate Commitment to $135,000,000, and the Agent and
the  Lenders  agree that upon the execution and delivery of this Amendment and
the  Promissory  Note  payable  to  the order of Bank One in the form attached
hereto  as  Exhibit  "A,"    as  well  as  delivery of all other agreements,
documents,  and  instruments  required  by  this  Amendment,  all  conditions
precedent and procedures required by the Agreement shall be satisfied, and the
Aggregate  Commitment  shall  increase  to  $135,000,000.


3.     ab     RATABLE LOANS.  Section 2.3 of the Agreement is hereby amended
and
restated  in  its  entirety  as  follows:

     2.3       Ratable Loans.  Each Advance hereunder shall consist of Loans
made  from  the  several Lenders ratably in proportion to the ratio that their
respective  Commitments  bear  to  the  Aggregate  Commitment.


     4.        ACQUISITION OF TRINITY HOMES, LLC.  The Agent and the Lenders
hereby consent to the use of proceeds of the Revolving Loan by the Borrower to
acquire  one  hundred  percent  (100%)  of the membership interests of Trinity
Homes,  LLC,  an Indiana limited liability company ("Trinity"), and waive any
Defaults  or Unmatured Defaults that the use of proceeds of the Revolving Loan
for  such  purpose or the acquisition of Trinity might otherwise trigger under
the  Section  6.2  of  the  Agreement,  regarding  the  use of proceeds of the
Revolving  Loan,  or  under  Section  6.14  of  the Agreement which contains a
prohibition  as  to  the  acquisition  by  the  Borrower of Subsidiaries.  The
consents  and  waivers set forth herein are subject to and contingent upon the
Borrower complying contemporaneously herewith with the requirements of Section
4.3 of the Agreement in order that Trinity become a Current Subsidiary for all
purposes  of  the  Agreement,  including  but  not  limited to the delivery by
Trinity  of  its  Guaranty  Agreement  in  the  form of Exhibit "C" attached
hereto,  and  the  delivery  by  the Borrower of a Compliance Certificate duly
completed  in  the  form  of  Exhibit  "F"    to  the  Agreement.


     5.         REPRESENTATIONS AND WARRANTIES.  To induce the Agent and the
Lenders  to  enter  into  this  Amendment,  the  Borrower  affirms  that  the
representations  and  warranties  contained in the Agreement are correct as of
the date of this Amendment, except that (i) they shall be deemed also to refer
to this Amendment, as well as all documents named herein, and (ii) Section 5.4
shall  be  deemed  also  to  refer  to  the  most recent audited and unaudited
financial  statements  of  the  Borrower  delivered  to  the  Lenders.


     6.        EVENTS OF DEFAULT.  The Borrower certifies that no Default or
Unmatured  Default  under  the  Agreement,  as  amended by this Amendment, has
occurred  and  is continuing as of the execution date of this Amendment except
as  shall  have  been  expressly  waived  herein.

     7.          CONDITIONS  PRECEDENT.    As  conditions  precedent  to the
effectiveness of this Amendment, the Agent shall first receive with sufficient
copies  for the Lenders the following contemporaneously with the execution and
delivery  of  this  Amendment,  each  duly  executed,  dated  and  in form and
substance  satisfactory  to  the  Lenders:
     (i)     A certified copy of a Resolution of the Board of Directors of the
Borrower authorizing the execution, delivery and performance, respectively, of
this  Amendment, its Promissory Note payable to the order of Bank One, and the
other Loan Documents provided for in this Amendment to which the Borrower is a
party.

     (ii)      A certificate of the Secretary of the Board of Directors of the
Borrower  certifying  the  names of the officer or officers authorized to sign
this  Amendment and the other Loan Documents provided for in this Amendment to
which the Borrower is a party, together with a sample of the true signature of
each  such  officer.

     (iii)          A  certified  copy  of  a Resolution of General Partner of
Crossmann Communities Partnership, an Indiana general partnership, authorizing
the execution, delivery and performance, respectively, of its Reaffirmation of
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Crossmann  Communities  Partnership  is  a  party.

     (iv)        A certificate of the General Partner of Crossmann Communities
Partnership    certifying  the  names of the officer or officers authorized to
sign  its  Reaffirmation  of  Guaranty  Agreement and the other Loan Documents
provided for in this Amendment to which Crossmann Communities Partnership is a
party,  together  with  a  sample  of the true signature of each such officer.

     (v)         A certified copy of a Resolution of the Board of Directors of
Deluxe  Homes  of  Lafayette,  Inc.,  an  Indiana corporation, authorizing the
execution,  delivery  and  performance,  respectively, of its Reaffirmation of
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Deluxe  Homes  of  Lafayette,  Inc.  is  a  party.

     (vi)          A certificate of the Secretary of the Board of Directors of
Deluxe  Homes  of  Lafayette,  Inc.  certifying  the  names  of the officer or
officers  authorized  to  sign its Reaffirmation of Guaranty Agreement and the
other  Loan  Documents provided for in this Amendment to which Deluxe Homes of
Lafayette,  Inc.  is  a party, together with a sample of the true signature of
each  such  officer.

     (vii)       A certified copy of a Resolution of the Board of Directors of
Crossmann  Communities  of  Ohio,  Inc.,  an Ohio corporation, authorizing the
execution,  delivery  and  performance,  respectively, of its Reaffirmation of
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Crossmann  Communities  of  Ohio,  Inc.  is  a  party.

     (viii)        A certificate of the Secretary of the Board of Directors of
Crossmann  Communities  of  Ohio,  Inc. certifying the names of the officer or
officers  authorized  to  sign its Reaffirmation of Guaranty Agreement and the
other  Loan  Documents  provided  for  in  this  Amendment  to which Crossmann
Communities  of  Ohio,  Inc.  is  a  party, together with a sample of the true
signature  of  each  such  officer.

     (ix)        A certified copy of a Resolution of the Board of Directors of
Merit  Realty,  Inc.,  an  Indiana  corporation,  authorizing  the  execution,
delivery  and  performance,  respectively,  of  its  Reaffirmation of Guaranty
Agreement and the other Loan Documents provided for in this Amendment to which
Merit  Realty,  Inc.  is  a  party.

     (x)     A certificate of the Secretary of the Board of Directors of Merit
Realty,  Inc.  certifying  the  names of the officer or officers authorized to
sign  its  Reaffirmation  of  Guaranty  Agreement and the other Loan Documents
provided  for  in  this  Amendment  to  which  Merit  Realty, Inc. is a party,
together  with  a  sample  of  the  true  signature  of  each  such  officer.

     (xi)        A certified copy of a Resolution of the Board of Directors of
Crossmann  Mortgage  Corporation,  an  Indiana  corporation,  authorizing  the
execution,  delivery  and  performance,  respectively, of its Reaffirmation of
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Crossmann  Mortgage  Corporation  is  a  party.

     (xii)         A certificate of the Secretary of the Board of Directors of
Crossmann Mortgage Corporation certifying the names of the officer or officers
authorized  to sign its Reaffirmation of Guaranty Agreement and the other Loan
Documents  provided  for  in  this  Amendment  to  which  Crossmann  Mortgage
Corporation  is  a party, together with a sample of the true signature of each
such  officer.

     (xiii)      A certified copy of a Resolution of the Board of Directors of
Deluxe  Aviation,  Inc.,  an  Indiana  corporation, authorizing the execution,
delivery  and  performance,  respectively,  of  its  Reaffirmation of Guaranty
Agreement and the other Loan Documents provided for in this Amendment to which
Deluxe  Aviation,  Inc.  is  a  party.

     (xiv)         A certificate of the Secretary of the Board of Directors of
Deluxe  Aviation,  Inc.  certifying  the  names  of  the  officer  or officers
authorized  to sign its Reaffirmation of Guaranty Agreement and the other Loan
Documents  provided  for in this Amendment to which Deluxe Aviation, Inc. is a
party,  together  with  a  sample  of the true signature of each such officer.

     (xv)        A certified copy of a Resolution of the Board of Directors of
Cutter  Homes,  Ltd.,  a  Kentucky  corporation,  authorizing  the  execution,
delivery  and  performance,  respectively,  of  its  Reaffirmation of Guaranty
Agreement and the other Loan Documents provided for in this Amendment to which
Cutter  Homes,  Ltd.  is  a  party.
     (xvi)         A certificate of the Secretary of the Board of Directors of
Cutter  Homes, Ltd. certifying the names of the officer or officers authorized
to  sign  its Reaffirmation of Guaranty Agreement and the other Loan Documents
provided  for  in  this  Amendment  to  which  Cutter  Homes, Ltd. is a party,
together  with  a  sample  of  the  true  signature  of  each  such  officer.

     (xvii)       A certified copy of a Resolution of the Members of Crossmann
Communities  of  Tennessee,  LLC,  a  Tennessee  limited  liability  company,
authorizing  the  execution,  delivery  and  performance, respectively, of its
Reaffirmation  of Guaranty Agreement and the other Loan Documents provided for
in this Amendment to which Crossmann Communities of Tennessee, LLC is a party.

     (xviii)     A certificate of the Managing Member of Crossmann Communities
of  Tennessee,  LLC certifying the names of the officer or officers authorized
to  sign  its Reaffirmation of Guaranty Agreement and the other Loan Documents
provided  for  in  this Amendment to which Crossmann Communities of Tennessee,
LLC  is  a  party,  together  with a sample of the true signature of each such
officer.

     (xix)       A certified copy of a Resolution of the Board of Directors of
Crossmann  Communities  of North Carolina, Inc., a North Carolina corporation,
authorizing  the  execution,  delivery  and  performance, respectively, of its
Reaffirmation  of Guaranty Agreement and the other Loan Documents provided for
in  this Amendment to which Crossmann Communities of North Carolina, Inc. is a
party.

     (xx)          A certificate of the Secretary of the Board of Directors of
Crossmann  Communities  of  North  Carolina,  Inc. certifying the names of the
officer or officers authorized to sign its Reaffirmation of Guaranty Agreement
and the other Loan Documents provided for in this Amendment to which Crossmann
Communities  of North Carolina, Inc. is a party, together with a sample of the
true  signature  of  each  such  officer.

          (xxi)          A  certified  copy  of a Resolution of the Members of
Pinehurst  Builders,  LLC,  a  South  Carolina  limited  liability  company,
authorizing  the  execution,  delivery  and  performance, respectively, of its
Reaffirmation  of Guaranty Agreement and the other Loan Documents provided for
in  this  Amendment  to  which  Pinehurst  Builders,  LLC  is  a  party.

     (xxii)        A certificate of the Managing Member of Pinehurst Builders,
LLC  certifying  the  names  of the officer or officers authorized to sign its
Reaffirmation  of Guaranty Agreement and the other Loan Documents provided for
in this Amendment to which Pinehurst Builders, LLC is a party, together with a
sample  of  the  true  signature  of  each  such  officer.

     (xxiii)     A certified copy of a Resolution of the Board of Directors of
Crossmann Management, Inc., an Indiana corporation, authorizing the execution,
delivery  and  performance,  respectively,  of  its  Reaffirmation of Guaranty
Agreement and the other Loan Documents provided for in this Amendment to which
Crossmann  Management,  Inc.  is  a  party.

     (xxiv)        A certificate of the Secretary of the Board of Directors of
Crossmann  Management,  Inc.  certifying  the names of the officer or officers
authorized  to sign its Reaffirmation of Guaranty Agreement and the other Loan
Documents  provided  for in this Amendment to which Crossmann Management, Inc.
is a party, together with a sample of the true signature of each such officer.

     (xxv)       A certified copy of a Resolution of the Board of Directors of
Crossmann  Investments,  Inc.,  an  Indiana  corporation,  authorizing  the
execution,  delivery  and  performance,  respectively, of its Reaffirmation of
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Crossmann  Investments,  Inc.  is  a  party.

     (xxvi)        A certificate of the Secretary of the Board of Directors of
Crossmann  Investments,  Inc.  certifying the names of the officer or officers
authorized  to sign its Reaffirmation of Guaranty Agreement and the other Loan
Documents  provided for in this Amendment to which Crossmann Investments, Inc.
is a party, together with a sample of the true signature of each such officer.

     (xxvii)  A  certified  copy  of a Resolution of the Board of Directors of
Deluxe  Homes  of
Ohio,  Inc.,  an  Ohio  corporation,  authorizing  the execution, delivery and
performance,  respectively, of its Reaffirmation of Guaranty Agreement and the
other  Loan  Documents provided for in this Amendment to which Deluxe Homes of
Ohio,  Inc.  is  a  party.

     (xxviii)A  certificate  of  the  Secretary  of  the Board of Directors of
Deluxe  Homes  of  Ohio,Inc.  certifying  the names of the officer or officers
authorized  to sign its Reaffirmation of Guaranty Agreement and the other Loan
Documents  provided  for in this Amendment to which Deluxe Homes of Ohio, Inc.
is a party, together with a sample of the true signature of each such officer.

(xxix)  The  Promissory  Note  (Revolving Loan)($60,000,000.00) payable to the
order  of      Bank  One,  Indiana, NA in the form attached hereto as Exhibit
"A."

     (xxx)     A Reaffirmation Guaranty Agreement from each Current Subsidiary
in  the  form  of  Exhibit "B" attached hereto, duly completed for each such
Current  Subsidiary.

     (xxxi)         A certified copy of a Resolution of the Members of Trinity
Homes,  LLC,  an Indiana limited liability company, authorizing the execution,
delivery  and  performance,  respectively,  of its  Guaranty Agreement and the
other  Loan  Documents  provided for in this Amendment to which Trinity Homes,
LLC  is  a  party.

         (xxxii)      The certificate of the Managing Member of Trinity Homes,
LLC  certifying  the  names of the officer or officers authorized to sign its
Guaranty Agreement and the other Loan Documents provided for in this Amendment
to  which  Trinity  Homes,  LLC is a party, together with a sample of the true
signature  of  each  such  officer.

         (xxxiii)     The Guaranty Agreement of Trinity Homes, LLC in the form
attached  hereto  as  Exhibit  "C."

     (xxxiv)Copies  of  the  Articles  of  Organization and the Certificate of
Organization  of               Trinity Homes, LLC together with all amendments
certified  by  the  Indiana  Secretary  of  State.

     (xxxv)       A complete copy of the Operating Agreement of Trinity Homes,
LLC  certified  by  the  Managing Member of Trinity Homes, LLC as complete and
correct.

         (xxxvi)      A Certificate of Existence for Trinity Homes, LLC issued
as  of  a  recent  date  by  the  Indiana  Secretary  of  State.

        (xxxvii)      All additional fees and expenses of the Agent, including
but  not  limited  to  the  Agent's  reasonable  attorneys'  fees  incurred in
connection  with the drafting, negotiation, and closing of this Amendment; and

      (xxxviii)     Such other instruments, agreements, and documents that the
Agent  or  any  Lender  may  reasonably  require.


     8.       EFFECT OF AMENDMENT.  Except as amended in this Amendment, all
of  the  terms and conditions of the Agreement shall continue unchanged and in
full  force  and  effect  together  with  this  Amendment.
     IN  WITNESS  WHEREOF,  the Borrower, the Lenders, and the Agent, by their
respective  duly  authorized  officers, have executed and delivered in Indiana
this  Fourth  Amendment  to  Credit  Agreement  as  of  October  20,  2000.

CROSSMANN  COMMUNITIES,  INC.,  an  Indiana  corporation


                              By:  /s/Jennifer  A.  Holihen
                                   Jennifer  A.  Holihen,  Chief  Financial
Officer,  Treasurer  and  Secretary

                              9210  North  Meridian  Street
                              Indianapolis,  Indiana  46260

                              Attention:            Jennifer A. Holihen, Chief
Financial  Officer,  Treasurer  and  Secretary
                              Telephone:          (317)  843-9514
                              Telecopy:          (317)  571-2210
                              E-mail:                  jholihen@croscom.com

Commitments

$60,000,000.00                       BANK ONE, INDIANA, NA, a national banking
association,  individually  and  as  Agent



                              By:/s/  Richard  L.  Mott
                                   Richard  L.  Mott,  First  Vice  President

Bank  One  Center/Circle  -  Suite  203
                              111Monument  Circle
                              Indianapolis,  Indiana    46277

Attention:          Patrick  D.  Lease,  First  Vice  President
                              Telephone:          (317)  321-3844
                              Telecopy:          (317)  321-7647
                              E-mail:          Patrick_D_Lease@EM.FCNBD.com


$18,750,000.00                             HUNTINGTON NATIONAL BANK OF INDIANA



                              By:  /s/  Russell  R.  Swan
                              Russell  R. Swan,  Jr.,  Senior  Vice  President

                              Capital  Center,  Suite  1800
                              201  North  Illinois  Street
                              Indianapolis,  Indiana  46204
                              Attention:     Russell R. Swan, Jr., Senior Vice
                                           President
                              Telephone:          (317)  237-2547
                              Telecopy:          (317)  237-2505
                              E-mail:            Russell.Swan@Huntington.com




$18,750,000.00                                       FIFTH THIRD BANK, INDIANA



                              By:          /s/  Erik  Miner
                                   Erik  Miner,  Senior  Vice  President

                              Capital  Center,  North  Tower
                              251  North  Illinois  Street,  Suite  1000
                              Indianapolis,  Indiana  4604

                              Attention:     Erik Miner, Senior Vice President
                              Telephone:          (317)  383-2392
                              Telecopy:          (317)  383-2427
                              E-mail:          Erik.Miner@53.com


$18,750,000.00                                        PNC  BANK,    N.A.



                              By:          /s/  James  A.  Harmann
                                   James  A.  Harmann,  Vice  President

                              201  East  Fifth  Street,  Suite  200
                              Real  Estate  Finance
                              Cincinnati,  Ohio  45201-1198

                              Attention:      James A. Harmann, Vice President
                              Telephone:          (513)  651-8988
                              Telecopy:          (513)  651-8931
E-mail:          James.Harmann@pncbank.com




$18,750,000.00                                    KEYBANK NATIONAL ASSOCIATION



                              By:          /s/  Jane  E.  Butler
                                   Jane  E.  Butler,  Assistant Vice President

                              10  West  Market  Street
                              Indianapolis,  Indiana  46204

                              Attention:          Jeffrey  K.  Lockhart,  Vice
President
                              Telephone:          (317)  464-8320
                              Telecopy:          (317)  464-8301
                              E-Mail:          Jeffrey_K_Lockhart@keybank.com

<PAGE>
                             SCHEDULE OF EXHIBITS


Exhibit  "A"                    -             Promissory Note (Revolving Loan)
($60,000,000.00)(Bank  One,  Indiana,  NA)


Exhibit  "B"           -          Reaffirmation of Guaranty Agreement (Current
Subsidiaries)


Exhibit  "C"                -          Guaranty Agreement (Trinity Homes, LLC)




                               PROMISSORY NOTE
                               (REVOLVING LOAN)

                                             Indianapolis,  Indiana
$60,000,000.00                                         Dated: October 20, 2000
                                             Final  Maturity:  March  31, 2003

     On  or  before  March 31, 2003 ("Final Maturity"), CROSSMANN COMMUNITIES,
INC.,  an  Indiana  corporation  (the "Maker") promises to pay to the order of
BANK  ONE,  INDIANA,  NA, a national banking association (the "Lender") at the
principal office of BANK ONE, INDIANA, NA, a national banking association (the
"Agent")  in  Indianapolis,  Indiana,  the  principal sum ofSixty Million and
00/100 Dollars ($60,000,000.00) or so much of the principal amount of the Loan
represented  by this Note as may be disbursed by the Lender under the terms of
the  Credit  Agreement  described  below,  and  to  pay interest on the unpaid
principal  balance  outstanding  from  time  to time as provided in this Note.

     This  Note evidences indebtedness (the "Loan") incurred or to be incurred
by  the  Maker  under  a revolving line of credit extended to the Maker by the
Lender  under  a  Credit  Agreement dated as of April 1, 1999 (as amended, the
"Credit  Agreement"),  entered  into  by  and among the Maker, the Lender, the
Agent,  and  the  other  lenders  from  time  to  time  parties  thereto.  All
references  in  this  Note  to  the  Credit  Agreement  shall  be construed as
references to that Agreement as it may be amended from time to time.  The Loan
is  referred  to  in the Credit Agreement as the "Revolving Loan."  Subject to
the terms and conditions of the Credit Agreement, the proceeds of the Loan may
be  advanced  and  repaid and re-advanced until Final Maturity.  The principal
amount  of  the  Loan  outstanding  from  time  to time shall be determined by
reference  to  the books and records of the Lender on which all Advances under
the  Loan  and  all  payments  by  the  Maker  on account of the Loan shall be
recorded.    Such  books  and  records  shall  be deemed prima facie to be
correct  as  to  such  matters.
     The  terms  "Advance" and "Business Day" are used in this Note as defined
in  the  Credit  Agreement.

     Interest  on  the  unpaid  principal balance of the Loan outstanding from
time  to  time  prior  to  and after maturity will accrue at the rate or rates
provided  in  the Credit Agreement.  Prior to maturity, accrued interest shall
be  due  and  payable on the last Business Day of each month commencing on the
last  Business  Day  of  the  month  in  which  this  Note is executed.  After
maturity,  interest  shall  be due and payable as accrued and without demand.
Interest  will be calculated by applying the ratio of the annual interest rate
over  a  year  of  360  days, multiplied by the outstanding principal balance,
multiplied  by the actual number of days the principal balance is outstanding.

     The  entire  outstanding  principal balance of this Note shall be due and
payable, together with accrued interest, at Final Maturity.  Reference is made
to the Credit Agreement for provisions requiring prepayment of principal under
certain  circumstances.  Principal may be prepaid, but only as provided in the
Credit  Agreement.

     If  any  installment  of interest due under the terms of this Note is not
paid  within two (2) Business Days when due, then the Lender or any subsequent
holder  of this Note may, subject to the terms of the Credit Agreement, at its
option and without notice, declare the entire principal amount of the Note and
all  accrued  interest  immediately due and payable.  Reference is made to the
Credit  Agreement which provides for acceleration of the maturity of this Note
upon  the  happening  of  other    "Defaults"  as  defined  therein.

     All  payments on account of this Note shall be applied as provided in the
Credit  Agreement.

     The  Maker  and  any  endorsers  severally  waive demand, presentment for
payment  and  notice  of nonpayment of this Note, and each of them consents to
any renewals or extensions of the time of payment of this Note without notice.

     All  amounts  payable  under the terms of this Note shall be payable with
expenses  of  collection,  including  attorneys' fees, and without relief from
valuation  and  appraisement  laws.

     This Note supersedes and replaces that certain Promissory Note dated June
19, 2000, made by the Maker to the order of the Lender in the principal amount
of  $35,000,000.00,  with  a  final  maturity  date  of  March  31,  2003.

     This  Note  is  made  under  and  will  be  governed  in all cases by the
substantive  laws  of  the  State  of  Indiana,  notwithstanding the fact that
Indiana  conflicts  of law rules might otherwise require the substantive rules
of  law  of  another  jurisdiction  to  apply.


                                   CROSSMANN  COMMUNITIES,  INC.,  an  Indiana
corporation


                                   By:     /s/Jennifer A. Holihen
                            Jennifer  A.  Holihen,  Chief  Financial Officer,
Treasurer  and  Secretary




                     REAFFIRMATION OF GUARANTY AGREEMENT



     The  undersigned  being a Guarantor under that certain Guaranty Agreement
dated  as  of  [April  1,  1999\December 31, 1999] (the "Guaranty Agreement"),
pursuant  to  which  the  undersigned  guaranteed the obligations of CROSSMANN
COMMUNITIES,  INC.,  an  Indiana  corporation  (the  "Borrower")  to BANK ONE,
INDIANA,  NA,  a  national  banking association, in its capacity as Agent (the
"Agent") for the ratable benefit of the Lenders ("Lenders") under the terms of
that  certain  Credit  Agreement,  as amended (the "Agreement") dated April 1,
1999,  entered  into  by  and  among the Borrower, the Lenders, and the Agent,
hereby  consents  to  the execution of that certain Fourth Amendment to Credit
Agreement  to  be  entered into by and among the Company, the Lenders, and the
Agent  dated  as  of  even  date herewith (the "Fourth Amendment"), and hereby
agrees  that  the  Obligations  (as  defined  in the Guaranty Agreement) shall
include  the  increase  in  the  amount  of  the  Aggregate  Commitment  to
$135,000,000.00,  on  the  terms and conditions as more fully set forth in the
Fourth  Amendment.

     Further,  the  Guarantor  acknowledges  that  while it may be the current
practice  of  the Agent in the past to obtain the undersigned's consent to any
amendment  to  or  waiver of any of the terms and conditions of the Agreement,
the  Agent  shall not be required to continue any such practice in the future,
and  any such discontinuance shall not be construed as a waiver of the Agent's
rights,  in  its  discretion, to enter into any further amendments to or grant
any  further  waivers  of  any  of  the  terms and conditions of the Agreement
without  the  consent  of  the  undersigned,  and  that the Agent's failure to
request  or  obtain  the  consent  of the undersigned to any such amendment or
waiver  shall  not  affect the liability of the undersigned to the Lenders and
the  Agent  under  the  Guaranty  Agreement.


     IN  WITNESS  WHEREOF,  the  undersigned have signed this Reaffirmation of
Guaranty  Agreement  as  of  the  20th  day  of  October,  2000.



____________________________________



                                   By:          /s/Jennifer  A.  Holihen
Jennifer  A.  Holihen,
                                        Chief  Financial  Officer,  Treasurer
                                        and  Secretary
                                        (Printed  name  and  title)
STATE  OF  Indiana          )
                         )SS:
COUNTY  OF  Marion          )

     Before  me,  a  Notary  Public  in  and  for  the above County and State,
personally  appeared    Jennifer  A.  Holihen  , the Chief Financial Officer,
Treasurer  and  Secretary  of  Crossmann  Communities,  Inc.,  an  Indiana
corporation,  the  Managing  General  Partner  fo  CROSSMANN  COMMUNITIES
PARTNERSHIP,  an Indiana general partnership, who as such officer acknowledged
the  execution of the foregoing Reaffirmation of Guaranty Agreement for and on
behalf  of  said  corporation  this  20th  day  ofOctober,  2000.


                              Signature:  /s/  Beverly  A.  Dougherty
                              Printed:  Beverly  A.  Dougherty
                                   Notary  Public
My  Commission  Expires:  5/24/2008

My  County  of  Residence:  Marion


















                              GUARANTY AGREEMENT


     This  undertaking  and  agreement  (this  "Guaranty")  is made by TRINITY
HOMES,  LLC,  an Indiana limited liability company (the "Guarantor"), in favor
of  BANK  ONE, INDIANA, NA, a national banking association, in its capacity as
Agent    (the "Agent") for the ratable benefit of the Lenders ("Lenders") from
time  to  time  parties  to  that  certain Credit Agreement described below in
consideration  of  the  loans  and  other  credit facilities described in this
Guaranty made or to be made to or on behalf of CROSSMANN COMMUNITIES, INC., an
Indiana  corporation  (the  "Borrower")  by  the  Lenders  under  the  Credit
Agreement.    This  Guaranty  is  on  the  following  terms:


     1.          BACKGROUND  OF  THIS  GUARANTY -- CERTAIN DEFINITIONS.  The
Lenders,  the  Agent, and the Borrower are parties to a Credit Agreement dated
as of April 1, 1999 (as may be amended, collectively, the "Credit Agreement"),
under the terms of which the Lenders have agreed to extend a revolving line of
credit  (referred  to  in the Credit Agreement as the "Revolving Loan") to the
Borrower, to issue letters of credit (the "Letters of Credit") for the account
of  the Borrower, and to whom Bank One, Indiana, NA has agreed individually to
extend  a  revolving  line  of credit (the "Swing Line Loan"),  subject to the
fulfillment  of certain conditions, one of which is the execution and delivery
by  the Guarantor of this Guaranty.  This Guaranty is made by the Guarantor in
consideration  of the agreement of the Lenders to make the Revolving Loan (the
"Loan"), to issue the Letters of Credit, and for Bank One, Indiana, NA to make
the  Swing  Line  Loan.    In  addition  to the terms "Revolving Loan,""Loan,"
"Letters  of  Credit," and "Swing Line Loan," the terms "Advances," "Aggregate
Commitment,"  "Facility Termination Date" and "Loan Document" are used in this
Guaranty  as  defined in the Credit Agreement.  The term "Obligations" as used
in  this Guaranty means all of the obligations of the Borrower in favor of the
Agent  and  the    Lenders  of every type and description, direct or indirect,
absolute  or  contingent,  due  or  to  become  due, now existing or hereafter
arising,  including  but not limited to the Borrower's obligation to repay the
principal of, interest on and expenses of collection of the Revolving Loan and
the  Swing  Line  Loan  as provided in the Credit Agreement and the other Loan
Documents,  including any Advances under the Revolving Loan or Swing Line Loan
made  after this date and after the initial Facility Termination Date pursuant
to  any extension or extensions of the Facility Termination Date, to reimburse
the  Lenders for all drawings made under the  Letters of Credit and to pay all
fees  associated therewith, and all other obligations incurred pursuant to the
terms  of  the  Credit  Agreement  and  any  other Loan Document including any
obligations  arising on account of any amendment to or extension of the Credit
Agreement or any other Loan Document.  The term "Default" means a "Default" as
defined  in  the  Credit  Agreement.


     2.          THE  GUARANTY. The Guarantor guarantees the full and prompt
payment  of  all of the Obligations when due, whether at scheduled maturity or
at  maturity by virtue of acceleration on account of a Default.  The Guarantor
further  agrees  to  pay  to  the  Lenders  an  amount  equal to all expenses,
including  reasonable  attorneys'  fees, paid or incurred by the Lenders after
Default  in  endeavoring  to enforce this Guaranty.  Notwithstanding any other
provision  of  this  Guaranty,  the  Guarantor's  liability hereunder shall be
limited  to  the  lesser  of  the following amounts minus, in either case, One
Dollar  ($1.00):

     a.        the lowest amount which would render this Guaranty a fraudulent
transfer  under  Section  548  of  the Bankruptcy Code of 1978, as amended, or

     b.     if this Guaranty is subject to the Uniform Fraudulent Transfer Act
(the  "UFTA")  or  the  Uniform  Fraudulent Conveyance Act (the "UFCA") or any
similar  or  analogous  statute  or  rule of law, then the lowest amount which
would  render  this Guaranty a fraudulent conveyance under the UFTA, the UFCA,
or  any  such  similar  or  analogous  statute  or  rule  of  law.

The  amount of the limitation imposed upon the Guarantor's liability under the
terms of the preceding sentence shall be subject to redetermination as of each
date  a  "transfer"  is  deemed  to have been made on account of this Guaranty
under  applicable law.  The Guarantor acknowledges that information concerning
the  Guarantor's financial condition is under the control of the Guarantor and
is  more  readily available to the Guarantor than to the Lenders, and for that
reason the Guarantor agrees that should the Guarantor claim that the amount of
its  liability  under  this  Guaranty  is  less  than  the  full amount of the
Obligations  because  of  the provisions of this paragraph, then the burden of
proving  the  facts  which  would  result in such limitation shall be upon the
Guarantor.


     3.        FINANCIAL INFORMATION.  As long as this Guaranty is in effect
the  Guarantor  shall  furnish  to  the  Lenders  the  following:

     a.     Annual Statements.  As soon as available and in any event within
120  days  after  the  close  of  each  fiscal  year,  the  consolidated  and
consolidating  financial  statements  of  the  Guarantor for such fiscal year,
which  may  the  financial  statements required under Article VI of the Credit
Agreement,    prepared  and  presented  in  accordance with generally accepted
accounting  principles,  in  each  case  setting  forth  in  comparative  form
corresponding  figures  for the preceding fiscal year, together with the audit
report,  unqualified  as to scope, of independent certified public accountants
approved  by  the  Lenders, which approval shall not be unreasonably withheld.

     b.       Certificates Regarding Solvency.  At such times as the Lenders
may  reasonably  require,  a  "Certificate  Regarding  Solvency"  in  the form
attached  "Annex."

     c.          Other  Information.  Such other information relating to the
financial  condition  of  the Guarantor as the Lenders may reasonably require.

Each  set  of  annual  financial  statements  required  to be delivered by the
Guarantor to the Lenders shall be accompanied by the written representation of
the  chief  financial  officer of the Guarantor that such financial statements
have been prepared in accordance with generally accepted accounting principles
(except that the interim statements need not include a statement of cash flows
and  footnotes  and need not reflect adjustments normally made at year end, if
such  adjustments  are  not material in amount), consistently applied, (except
for  changes in which the independent accountants of the Guarantor concur) and
present  fairly the financial position of the Guarantor and the results of its
operation  as  of the dates of such statements and for the fiscal periods then
ended.


     4.      REPRESENTATIONS, WARRANTIES AND COVENANTS IN CREDIT AGREEMENT.
To induce the Lenders to accept this Guaranty, the Guarantor makes each of the
representations  and warranties stated in Article V of the Credit Agreement to
the  Lenders,  to  the  extent  that  each  such  representation and each such
warranty refers to a Current Subsidiary (as such term is defined in the Credit
Agreement).    The  Guarantor  also  agrees  to  strictly  observe each of the
covenants  stated  in  Section  VI of the Credit Agreement, to the extent that
each  such  covenant  is  to  be  observed by a Current Subsidiary, unless the
Lenders  and  the Agent shall otherwise expressly consent in writing.  Each of
such  representations  and  warranties  and  covenants  stated  in  the Credit
Agreement  shall  be incorporated by reference herein and shall be made a part
of  this  Guaranty.


     5.      GUARANTY ABSOLUTE.  This Guaranty shall be absolute, continuing
and  unconditional,  irrespective  of  the  irregularity,  invalidity  or
unenforceability  of  any  other  Loan  Document  and shall not be affected or
impaired  by any failure, negligence or omission on the part of the Lenders to
realize  upon  and  protect  any  collateral for any of the Obligations.  This
Guaranty  shall  remain  in full force and effect until all of the Obligations
have been satisfied in full and the Commitment of the Lenders to make Advances
under  the  Revolving  Loan  and  the  Swing Line Loan and to issue Letters of
Credit  has expired.  The Lenders may from time to time, without notice to the
Guarantor and without affecting the Guarantor's liability under this Guaranty:

     a.        obtain a security interest in any property to secure any of the
Obligations;

     b.      obtain the primary or secondary liability of any party or parties
in  addition  to  the  Borrower  and  the Guarantor with respect to any of the
Obligations;

     c.     extend or renew any of the Obligations for any period beyond their
original  due  dates;

     d.      release or compromise the liability of any other party or parties
which  are  now  or  may hereafter become primarily or secondarily liable with
respect  to  any  of  the  Obligations;

     e.         release any security interest which the Lenders now has or may
hereafter  obtain  in  any property securing any of the Obligations and permit
any  substitution  or  exchange  of  any  such  property;

     f.          proceed against the Guarantor for payment of the Obligations,
whether or not the Lenders shall have resorted to any property securing any of
the  Obligations  or  shall  have  proceeded against the Borrower or any other
party  primarily or secondarily liable with respect to any of the Obligations;

     g.       amend the terms of the Credit Agreement from time to time in any
particulars,  or

     h.        extend loans and other credit accommodations to the Borrower in
addition  to  the  Revolving  Loan,  the  Swing  Line Loan, and the Letters of
Credit,  and  increase  the  maximum  amount which may be lent to the Borrower
under  the  Revolving  Loan  or  the  Swing  Line  Loan.


     6.      ASSIGNMENT AND PARTICIPATIONS.  The Lenders may, without notice
to  the Borrower or the Guarantor, sell or otherwise assign all or any portion
of  the  Obligations and any participations therein, all pursuant to the terms
and  provisions of the Credit Agreement, and upon any such sale or assignment,
the  transferee shall have the right to enforce this Guaranty to the extent of
the  transferee's  interest  directly against the Guarantor as fully as if the
transferee  were  specifically  named  in  the  Guaranty as the holder of such
interest,  but  the  Lenders  shall  have the unimpaired right to enforce this
Guaranty for the benefit of the Lenders and for the benefit of any participant
in  respect  of  whose  participation  the  Lenders  has  retained such right.


     7.     SUBROGATION WAIVER.   In order to induce the Lenders to make the
Revolving  Loan  and  Swing  Line  Loan and to issue Letters of Credit for the
account  of  the  Borrower,    in  reliance,  in  part,  upon  this  Guaranty,
notwithstanding  the  fact  that the Guarantor is an "insider" with respect to
the  Borrower,  as  the  term "insider" is defined in the Bankruptcy Code, the
Guarantor  waives  for itself, its legal representatives and assigns any right
of  indemnity,  reimbursement  or  contribution from the Borrower or any other
person obligated with respect to any of the Obligations (any such other person
being  referred  to hereafter in this paragraph as a "Co-Obligor") or from the
property  of  the  Borrower  or  from  the property of any Co-Obligor, and the
Guarantor further waives any right of subrogation to the rights of the Lenders
or  the  Agent  against  the Borrower or any Co-Obligor or the property of the
Borrower  or  any  Co-Obligor  which  would  otherwise  arise by virtue of any
payment  made  by  the  Guarantor  to the Lenders on account of this Guaranty,
whether  any  such  right  of  indemnity,  reimbursement,  contribution  or
subrogation  would  otherwise  arise by virtue of contract, whether express or
implied,  with  any  person or as a matter of law or equity, and the Guarantor
undertakes  on  behalf  of  itself, its legal representatives and assigns that
neither  the  Guarantor  nor  the Guarantor's legal representatives or assigns
will  attempt  to exercise or accept the benefits of any such right and should
the  Guarantor  or the Guarantor's legal representative or assigns receive any
payment  or  distribution  of money or other property on account of such right
notwithstanding the provisions of this paragraph, such money or other property
shall  be  held  in  trust  by the recipient for the Lenders and the Agent and
shall immediately be delivered to the Agent for application to the Obligations
in  the  same form as received, with the addition only of such endorsements or
assignments  as  may  be  necessary  to perfect the title of the Agent and the
Lenders  thereto.


     8.          OTHER  WAIVERS.    The Guarantor waives:  (i) notice of the
acceptance  of this Guaranty, (ii) notice of the existence and creation of all
or  any  of  the  Obligations,  (iii)  notice  of  nonpayment  of  any  of the
Obligations and (iv) diligence by the Lenders in collection of the Obligations
and  the protection of or realization upon any collateral for the Obligations.


     9.     REINSTATEMENT.  If any amount which is paid to the Agent or the
Lenders  by  the Borrower or any other party and which is applied by the Agent
or  the  Lenders to the satisfaction of any of the Obligations, is returned by
the  Agent  or the Lenders to the Borrower or such other party or a trustee in
Bankruptcy  or  other legal representative of the Borrower or such other party
by virtue of a claim that such payment constituted a voidable preference under
the  Bankruptcy Code or under any state insolvency law, whether such amount is
returned  under  court  order  or  pursuant  to  settlement  of  the  claim of
preference, then this Guaranty shall be reinstated as to such amount as though
such  payment  to  the  Agent  or  the  Lenders  had  never  been  made  and
notwithstanding  any  intervening  return or cancellation of any note or other
instrument  or  agreement  evidencing  the  reinstated  Obligations.


     10.          MISCELLANEOUS.    This  Guaranty shall be binding upon the
Guarantor, upon the Guarantor's legal representatives, successors and assigns.
 If  any  provision  of  this  Guaranty  is  determined  to  be  illegal  or
unenforceable, such provision shall be deemed to be severable from the balance
of  the  provisions  of  this  Guaranty  and the remaining provisions shall be
enforceable  in  accordance  with  their  terms.


     11.          CHOICE  OF  LAW.   This Guaranty is made under and will be
governed  in  all  cases  by  the  substantive  laws  of the State of Indiana,
notwithstanding  the  fact that Indiana conflicts of law rules might otherwise
require  the  substantive  rules  of  law  of  another  jurisdiction to apply.


     12.         AUTHORITY.  In order to induce the Agent and the Lenders to
accept  this  Guaranty  and  to  make  the Loan to the Borrower, the Guarantor
represents  and warrants to the Agent and the  Lenders that: (i) the Guarantor
is  a limited liability company organized, existing and in good standing under
the laws of the State of Indiana; (ii) execution and delivery of this Guaranty
are  within the Guarantor's corporate powers, have been duly authorized by all
necessary  action  and do not contravene or conflict with any provision of law
or of the Articles of Organization or the Operation Agreement of the Guarantor
or  of  any  agreement binding upon the Guarantor or its properties, and (iii)
this  Guaranty  is  the  legal, valid and binding obligation of the Guarantor,
enforceable  against  the  Guarantor  in  accordance  with  its  terms.


     13.          GOVERNING LAW -- JURISDICTION.  Except as may otherwise be
expressly  provided  in  any other Loan Document, this Agreement and all other
Loan  Documents  are  made  under  and  will  be  governed in all cases by the
substantive  laws  of  the  State  of  Indiana,  notwithstanding the fact that
Indiana  conflicts  of law rules might otherwise require the substantive rules
of  law  of  another  jurisdiction  to  apply.


     14.          CONSENT TO JURISDICTION.  THE GUARANTOR HEREBY IRREVOCABLY
SUBMITS  TO  THE  NONEXCLUSIVE  JURISDICTION  OF  ANY UNITED STATES FEDERAL OR
INDIANA  STATE  COURT  SITTING  IN  MARION  COUNTY,  INDIANA  IN ANY ACTION OR
PROCEEDING  ARISING OUT OF OR RELATING TO ANY LOAN DOCUMENTS AND THE GUARANTOR
HEREBY  IRREVOCABLY  AGREES  THAT  ALL  CLAIMS  IN  RESPECT  OF SUCH ACTION OR
PROCEEDING  MAY  BE  HEARD  AND  DETERMINED  IN ANY SUCH COURT AND IRREVOCABLY
WAIVES  ANY OBJECTION IT MAY NOW OR HEREAFTER HAVE AS TO THE VENUE OF ANY SUCH
SUIT,  ACTION  OR  PROCEEDING BROUGHT IN SUCH A COURT OR THAT SUCH COURT IS AN
INCONVENIENT  FORUM.  NOTHING HEREIN SHALL LIMIT THE RIGHT OF THE AGENT OR ANY
LENDER  TO  BRING PROCEEDINGS AGAINST THE GUARANTOR IN THE COURTS OF ANY OTHER
JURISDICTION.    ANY JUDICIAL PROCEEDING BY THE GUARANTOR AGAINST THE AGENT OR
ANY  LENDER OR ANY AFFILIATE OF THE AGENT OR ANY LENDER INVOLVING, DIRECTLY OR
INDIRECTLY,  ANY  MATTER  IN  ANY WAY ARISING OUT OF, RELATED TO, OR CONNECTED
WITH  ANY  LOAN  DOCUMENT  SHALL  BE BROUGHT ONLY IN A COURT IN MARION COUNTY,
INDIANA.


     15.     WAIVER OF JURY TRIAL.  THE GUARANTOR, THE AGENT AND EACH LENDER
HEREBY  WAIVE  TRIAL BY JURY IN ANY JUDICIAL PROCEEDING INVOLVING, DIRECTLY OR
INDIRECTLY,  ANY  MATTER  (WHETHER SOUNDING IN TORT, CONTRACT OR OTHERWISE) IN
ANY WAY ARISING OUT OF, RELATED TO, OR CONNECTED WITH ANY LOAN DOCUMENT OR THE
RELATIONSHIP  ESTABLISHED  THEREUNDER.


     Dated  as  of  October  20,  2000.

                                   TRINITY  HOMES,  LLC,  an  Indiana  limited
liability  company



                                   By:          /s/  Jennifer  A.  Holihen
                                   Jennifer  A.  Holihen,  Manager
                                   (Printed  name  and  title)

                                   Address:         9202 North Meridian Street
                                             Suite  300
                                             Indianapolis,  Indiana  46260
STATE  OF  Indiana)
               )    SS:
COUNTY  OF    Marion)

Before  me  the undersigned, a Notary Public in and for said County and State,
personally  appearedJennifer A. Holihen, the Manager of TRINITY HOMES, LLC,
an  Indiana  limited  liability  company,  who  as  such  authorized  officer
acknowledged  the  execution  of the foregoing Guaranty Agreement on behalf of
said  corporation  this  20th  day  of  October,  2000.


                                   /s/ Beverly A. Dougherty
                 Notary  Public

Beverly  A.  Dougherty
     (Printed  Name)
My  Commission  Expires:  5/24/2008

County  of  Residence:  Marion



<PAGE>
                                   ANNEX



                        CERTIFICATE REGARDING SOLVENCY


     TRINITY  HOMES,  LLC,  an  Indiana  limited  liability  company  (the
"Guarantor"),  by  its  duly  authorized  officer,  makes  the  following
representations  to  BANK ONE, INDIANA, NA, a national banking association, in
its  capacity as agent (the "Agent") for the Lenders (the "Lenders") from time
to  time  parties  to  that  certain  Credit  Agreement  identified below, and
acknowledges  that  the  Agent  is  entitled  to rely and will rely upon these
representations,  in  providing  certain financial accommodations to CROSSMANN
COMMUNITIES,  INC.,  an  Indiana  corporation  (the "Borrower"), pursuant to a
certain  Credit  Agreement  entered into by and among the Agent, the Borrower,
and  the  Lenders  dated  as  of  April  1,  1999  (as  amended,  the  "Credit
Agreement").

1.     The assets of the Guarantor at a "fair valuation" within the meaning of
the  Bankruptcy Code of 1978, as amended, (the "Code") are worth approximately
$  60  millionas  of  this  date.

2.          The  liabilities  of  the  Guarantor, including without limitation
contingent  liabilities  to  the  extent  appropriate  for  consideration  in
determining  whether  the  Guarantor is "insolvent", within the meaning of the
Code,  but  excluding  the Guarantor's contingent liability under the Guaranty
Agreement  (the  "Guaranty")  required  to be given by the Guarantor under the
terms  of  the  Credit  Agreement,  total  approximately $ 40 million as of
September  30,  2000,  the  end  of the last fiscal quarter of the Guarantor.

3.        The Guarantor is not insolvent within the meaning of the Code, after
taking  into  account  its  contingent  liability  under  the  Guaranty.

4.      After taking into account its contingent liability under the Guaranty,
the  Guarantor  has  sufficient  capital  for the operation of its business as
presently  conducted  and  at  the  level  of  operations contemplated for the
foreseeable  future.    The  minimum amount of capital required to support the
Guarantor's  operations  at the level planned for the foreseeable future is $
20  million.

5.       The Guarantor is currently paying its debts as they become due in the
ordinary  course  of  its  business.  After taking into account its contingent
liability  under  the Guaranty, the Guarantor believes that it will be able to
continue  to  pay  its  debts as they become due in the ordinary course of its
business.

Dated  as  of      October      20,  2000                  .




                                   TRINITY  HOMES,  LLC,  an  Indiana  limited
liability  company



                                   By:          /s/Jennifer  A.  Holihen
                                         Jennifer A. Holihen, Treasurer
                                  (Printed  name  and  title)






























EXHIBIT  10.52

  683432.7
                  MEMBERSHIP INTEREST PURCHASE AGREEMENT

     THIS MEMBERSHIP INTEREST PURCHASE AGREEMENT (the "Agreement") is made and
entered  into  as  of the 20th day of October, 2000 (the "Effective Date"), by
and among Crossmann Communities Partnership, an Indiana partnership ("Buyer"),
Trinity  Homes, Inc., an Indiana corporation ("Trinity"), and Pyramid Mortgage
Co.,  Inc.,  an Indiana corporation ("Pyramid", and together with Trinity, the
"Sellers").
                                  RECITALS:
     WHEREAS,  Trinity is the holder of Four Hundred (400) units (the "Trinity
Units")  in  Trinity  Homes,  LLC,  an  Indiana limited liability company (the
"Company"),  which  constitute  44.44%  of  the  total  issued and outstanding
membership  interests  in the Company, and Pyramid is the holder of Fifty (50)
units  (the  "Pyramid  Units")  in  the Company, which constitute 5.56% of the
total  issued and outstanding membership interests in the Company (the Trinity
Units  and the Pyramid Units being sometimes referred to herein, separately or
together  as  applicable,  as  the  "Interests");  and
     WHEREAS,  Buyer,  in  reliance  upon  the representations, warranties and
covenants  of the Sellers set forth in this Agreement, desires to purchase the
Interests  from  the  Sellers,  and  the  Sellers desire to sell, transfer and
convey  the Interests to Buyer, all upon the terms and conditions set forth in
this  Agreement;
     NOW  THEREFORE,  in  consideration  of  the  covenants,  representations,
warranties and mutual agreements herein contained, and other good and valuable
consideration,  the  receipt and sufficiency of which are hereby acknowledged,
the  parties  hereto  agree  as  follows:


                                      --
                                 ARTICLE I.

                      PURCHASE AND SALE OF INTERESTS
Section  1.01          .         Purchase and Sale.  Subject to the terms and
conditions  set  forth  in  this  Agreement  and  on  the  basis  of  the
representations, warranties, covenants and agreements herein contained, at the
     Closing,  each of the Sellers shall sell, transfer, assign and deliver to
Buyer,  all of its right, title and interest in and to its Interests, free and
clear  of  all  Liens,  Encumbrances  and  adverse claims, and Buyer agrees to
purchase,  acquire  and accept from the Sellers, the Interests.  The effective
date  of  the  transfers  of the Interests shall be October 1, 2000, such that
Buyer  shall  be entitled to Sellers' proportionate share of all revenues from
the operation of the Company accruing on or after October 1, 2000 and shall be
liable  for  Sellers'  proportionate  share  of all operating expenses and tax
liabilities  of the Company accruing for periods on or after October 1, 2000.
In the event that the Company makes any tax distributions to its members after
the  Effective  Date, which distributions are in whole or in part with respect
to  periods  prior  to  October  1,  2000,  Buyer  shall  cause the Company to
distribute  to the Sellers their proportionate share of any such distributions
relating  to  periods  prior  to  October  1,  2000.
     Section  1.02      .     Purchase PricePurchase Price. The total purchase
price  (the  "Purchase  Price")  to  be  paid  by Buyer to the Sellers for the
Interests  shall  be  an  aggregate amount equal to Seven Million Five Hundred
Seventy  Thousand  and  Ten  Dollars  ($7,570,010), of which Six Million Three
Hundred  Thousand  Dollars  ($6,300,000)  shall  be payable in cash at Closing
pursuant  to  wire  transfer  instructions provided by the Sellers to Buyer at
least  two  (2)  business  days  prior  to  Closing  (the  "Cash  Payment").
Simultaneously with the Closing, Buyer shall remit to Thomas D. Rush ("Rush"),
pursuant  to  wire  transfer instructions for Rush that the Sellers furnish to
Buyer  at least two (2) business days prior to Closing, the sum of One Million
Two  Hundred Seventy Thousand and Ten Dollars ($1,270,010), as payment in full
of  the outstanding principal balance, and accrued and unpaid interest thereon
as of the Closing date, under each of those Promissory Notes dated October 17,
1997  from  John  E.  McKenzie,  James  D.  McKenzie,  and  Mark  W.  Thune,
respectively,  to  Rush (the "Notes Payment").  The Notes Payment and the Cash
Payment  by  Buyer  shall  constitute  payment  in full of the Purchase Price.
                                 ARTICLE II.

           REPRESENTATIONS, WARRANTIES AND COVENANTS OF SELLERS
       As a material inducement to Buyer to enter into this Agreement and all
other  agreements  and  documents  executed  by  Buyer in connection with this
Agreement  and  to  consummate the transactions contemplated by this Agreement
and  such related agreements, each of the Sellers hereby jointly and severally
represents,  warrants  and  covenants  to  Buyer  as  follows:
     Section  2.01         .     Title to Interests.   Each Seller is the sole
owner, of record and beneficially, and is transferring and delivering to Buyer
at  the  Closing, good and valid title to its Interests, free and clear of any
and  all  Liens,  Encumbrances  and  adverse  claims.
     Section  2.02       .     Authority; Power; No Violation.  The execution,
delivery  and performance of this Agreement and any and all related agreements
by  each  Seller have been authorized by all necessary corporate action on the
part  of  each  Seller.    Each Seller has the full capacity, right, power and
authority  to  enter  into, execute and deliver this Agreement and any and all
related  agreements,  to  consummate  the  transactions  contemplated  by this
Agreement  and  any and all related agreements, and to comply with and fulfill
the terms and conditions of this Agreement and any and all related agreements.
 This Agreement and all related agreements each constitute a valid and binding
obligation of each Seller, enforceable in accordance with its respective terms
and  conditions.  Neither the execution and delivery of this Agreement nor the
consummation of the transactions contemplated hereby, nor compliance by either
Seller  with  any  of  the  provisions  of  this  Agreement  will:
(a)        conflict with, violate, result in a breach of, constitute a default
(or  an  event which, with notice or lapse of time or both, would constitute a
default)  under,  or  give  rise to any right of termination, cancellation, or
acceleration under any provision of the Articles of Incorporation or Bylaws of
either  Seller,  or  any  of  the terms, conditions or provisions of any note,
Lien,  bond,  mortgage,  indenture,  license,  lease,  contract,  commitment,
agreement,  understanding,  arrangement,  restriction  or  other instrument or
obligation, or any judgment, court order, or decree, to which either Seller or
any  of  its  shareholders  is a party or by which either Seller or any of its
shareholders  or  any  of  their respective properties or assets may be bound;
(b)          violate  any Law applicable to either Seller or any properties or
assets  of  either  Seller;  or
(c)       constitute an event which, with or without notice, lapse of time, or
action  by a third party, could result in the creation of any Lien upon any of
the  Interests  or  any  properties  or  assets  of either Seller or cause the
maturity  of  any  liability,  obligation  or  debt  of  either  Seller  to be
accelerated  or  increased.
     Section  2.03     .     Consents and Approvals.  The execution, delivery,
and  performance  of  this Agreement and any related agreements by each Seller
and the consummation by each Seller of the transactions contemplated hereby or
thereby  will not require any notice to, or consent, authorization or approval
from,  any  Governmental  Entity  or  any  other  third  party.
     Section 2.04.     Distributions.  The Company has not declared, set aside
or  paid  any  dividend  or  made  or agreed to make any other distribution or
payment  in  respect  of  the membership interests of any of the Members since
September 12, 2000, and except for a single aggregate distribution of $167,000
to be made by the Company to the Sellers on the Closing date, the Company will
not  make  any  distribution  or  payment  in respect of any of the membership
interests  of  the  members  in  the  Company  prior  to  the  Closing  date.
                                ARTICLE III.

                  REPRESENTATIONS AND WARRANTIES OF BUYER
     As a material inducement to the Sellers to enter into this Agreement and
any  related  agreements  and  documents  and  to  consummate the transactions
contemplated  by  this  Agreement and any related agreements, Buyer represents
and  warrants  to  the  Sellers  as  follows:
     Section 3.01     .     Authority; Consent.  The execution and delivery of
this  Agreement  and  all  related agreements by Buyer and the consummation by
Buyer  of  the  transactions  contemplated hereby or thereby has been duly and
validly  authorized by all necessary corporate action by Buyer.  Buyer has the
full  capacity,  right, power and authority to enter into, execute and deliver
this  Agreement  and  any  and  all  related  agreements,  to  consummate  the
transactions  contemplated  by  this  Agreement  and  any  and  all  related
agreements,  and  to  comply with and fulfill the terms and conditions of this
Agreement  and any and all related agreements.  This Agreement and all related
agreements  each  constitutes  a  valid  and  binding  obligation  of  Buyer,
enforceable  against  Buyer  in  accordance  with  its  respective  terms  and
conditions.    Neither  the  execution  and  delivery of this Agreement or any
related  agreement,  nor  the  consummation  of  the transactions contemplated
hereby  or thereby, nor compliance by Buyer with any of the provisions of this
Agreement  or  any  related  agreement  will:
(a)        conflict with, violate, result in a breach of, constitute a default
(or  an  event which, with notice or lapse of time or both, would constitute a
default)  under,  or  give  rise to any right of termination, cancellation, or
acceleration  under  any  provision  of  Buyer's  Articles of Incorporation or
Bylaws  or under any of the terms, conditions or provisions of any note, Lien,
bond,  mortgage,  indenture,  license, lease, contract, commitment, agreement,
understanding,  arrangement, restriction or other instrument or obligation, or
any  judgment,  court  order or decree, to which either Buyer is a party or by
which either Buyer or any of its respective properties or assets may be bound;
(b)         violate any Law applicable to Buyer or any properties or assets of
Buyer;  or
(c)       constitute an event which, with or without notice, lapse of time, or
action by a third party, could result in the creation of any Lien, upon any of
the  assets  or  properties  of Buyer, or cause the maturity of any liability,
obligation,  or  debt  of  Buyer  to  be  accelerated  or  increased.
     Section 3.02     .     Consents and Approvals. The execution and delivery
of  this Agreement and any related agreements by Buyer and the consummation by
Buyer  of the transactions contemplated hereby or thereby will not require any
notice to, or consent, authorization, or approval from any Governmental Entity
or  any  other  third  party.
                                ARTICLE IV.

                               THE CLOSING
Section  4.01     .     Closing.  The closing of the purchase and sale of the
Interests  (the  "Closing")  shall  take place on October 20, 2000, or as soon
thereafter  as  all  conditions  specified  in  Articles  V  and  VI have been
satisfied  or  waived (the "Closing Date"), at the offices of Ice Miller, 34th
Floor,  One  American Square, Indianapolis, Indiana, or at such other place as
agreed  upon  by  the  parties.
                                 ARTICLE V.

              CONDITIONS TO THE SELLERS' OBLIGATION TO CLOSE
         The obligation of the Sellers to sell the Interests and otherwise to
consummate  the  transactions contemplated by this Agreement at the Closing is
subject  to  the  following  conditions  precedent, any or all of which may be
waived  by  the  Sellers  in  their  sole  discretion:
     Section  5.01         .     Delivery. The Sellers shall have received the
Purchase  Price.
     Section 5.02     .     No Litigation.  No action, suit, proceeding, writ,
judgment,  injunction,  decree  or  similar  order  of any Governmental Entity
restraining,  enjoining or otherwise preventing the consummation of any of the
transactions contemplated by this Agreement, or seeking any Indemnity Loss (as
defined  in  Section  8.01  below)  or seeking to obtain any other relief as a
result  of this Agreement or any of the transactions contemplated hereby shall
be  pending  or  threatened.
     Section  5.03          .       Approvals.  All orders, consents, permits,
governmental  filings, authorizations and approvals (if any) that are required
for  the  consummation  by the Sellers of the transactions contemplated hereby
shall  have  been  duly  made  and  obtained  in form and substance reasonably
satisfactory  to  the  Sellers  and  their  counsel.
                                 ARTICLE VI.

                 CONDITIONS TO BUYER'S OBLIGATION TO CLOSE
          The  obligation of Buyer to purchase the Interests and otherwise to
consummate  the  transactions contemplated by this Agreement at the Closing is
subject  to  the  following  conditions  precedent, any or all of which may be
waived  by  Buyer  in  its  sole  discretion:
     Section  6.01          .          Deliveries.  Buyer shall have received:
(a)          membership interest transfer powers duly executed by each Seller,
authorizing  the  secretary of the Company, as their attorney, to transfer the
Interests  to  Buyer  on  the  books  of  the  Company;
(b)          all  Permits  and  all  consents  of other third parties that may
reasonably  be  required in connection with the execution of this Agreement or
the  effectuation  of the transaction contemplated herein shall have been duly
obtained  and  shall  be  in  full  force  and  effect  on  the  Closing;
(c)      a Certificate of Existence of each Seller and of WCD Associates, LLC,
an Indiana limited liability company ("WCD"), issued by the Secretary of State
of the State of Indiana and all other states in which the Company is qualified
to  do  business,  dated  as  of the most recent practicable date prior to the
Closing;
(d)         Employment Agreements by and among Buyer, the Company, and each of
James  D. McKenzie and John E. McKenzie, in a form satisfactory to Buyer, duly
executed  by  each  of  James  D.  McKenzie  and  John  E.  McKenzie;
(e)         Noncompete Agreements by and among Buyer, the Company, and each of
James  D. McKenzie and John E. McKenzie, in a form satisfactory to Buyer, duly
executed  by  each  of  James  D.  McKenzie  and  John  E.  McKenzie;
(f)     Noncompete Agreements by and among Buyer, the Company, and each of the
Sellers,  in  a  form  satisfactory  to  Buyer,  duly executed by each Seller;
(g)      a payoff and release agreement by Thomas D. Rush ("Rush") and by Bank
One,  Indiana, N.A., as successor by merger to NBD Bank, N.A. (the "Bank"), in
form  acceptable  to  Buyer,  pursuant to which Rush and the Bank shall agree,
among other things, to terminate and release the pledges in the Interests that
were granted by the Sellers to NBD Bank, N.A., as "Collateral Agent", pursuant
to  that  certain  Amended  and  Restated  Master Pledge Agreement dated as of
January 19, 1999 by and among Rush, the Bank, Buyer, the Sellers, the Company,
John  E.  McKenzie,  James  D.  McKenzie,  and  Mark  W.  Thune;
(h)        a Membership Interest Transfer  Agreement between John E. McKenzie,
James  D.  McKenzie,  and  Mark  W.  Thune,  as  "transferors",  and Buyer, as
"transferee",  pursuant to which John E. McKenzie, James D. McKenzie, and Mark
W.  Thune  shall  transfer,  convey  and  assign  to  Buyer  their  respective
membership  interests  in  WCD,  which  Membership Interest Transfer Agreement
shall  be  in  a  form  acceptable  to  Buyer  (the  "WCD  Agreement");  and
(i)       such further certificates, instruments and other documents requested
by  Buyer as may be reasonably required to effectively carry out the intent of
this  Agreement.
     Section  6.02          .     No action, suit, proceeding, writ, judgment,
injunction,  decree  or  similar order of any Governmental Entity restraining,
enjoining  or otherwise preventing the consummation of any of the transactions
contemplated  by  this Agreement, or seeking any Indemnity Loss (as defined in
Section  8.01 below) or seeking to obtain any other relief as a result of this
Agreement  or  any of the transactions contemplated hereby shall be pending or
threatened.
     Section  6.03          .       Approvals.  All orders, consents, permits,
governmental  filings, authorizations and approvals (if any) that are required
for  the  consummation  by  Buyer of the transactions contemplated hereby will
have been duly made and obtained in form and substance reasonably satisfactory
to  Buyer  and  Buyer's  counsel.
                                ARTICLE VII.

                                TAX MATTERS
Section  7.01      .     Cooperation.  The parties shall cooperate, and shall
cause their respective directors, officers, employees, agents, accountants and
     representatives  to  cooperate,  in  preparing  and  filing  all  Returns
(including  amended  Returns  and  claims  for  refund),  in  handling audits,
examinations,  investigations,  and administrative, court or other proceedings
relating  to Taxes attributable to the operations of the Company, in resolving
all disputes, audits and refund claims with respect to such Returns and Taxes,
and  any earlier Returns and Taxes, and in all other Tax matters to which this
Agreement relates, in each case including making employees available to assist
the  requesting  party, timely providing information reasonably requested, and
maintaining  and  making  available  to  each  other  all records necessary in
connection  therewith.   Any information obtained by a party or its Affiliates
from  another  party  or  its Affiliates in connection with any Tax matters to
which  this Agreement relates shall be kept confidential, except (a) as may be
otherwise  necessary  in  connection  with the filing of Returns or claims for
refund  or  in conducting an audit or other proceeding relating to Taxes or as
may  be  otherwise  reasonably  required  by  applicable  Law,  or (b) for any
external  disclosure  in  audited  financial  statements or regulatory filings
which  a  party  reasonably  believes  is  required  by  applicable  Law.
                                ARTICLE VIII.

                              INDEMNIFICATION
Section 8.01     .     Indemnification by Sellers.  The Sellers shall jointly
     and  severally indemnify, defend, and hold the Company and Buyer harmless
from  and  against  any and all demands, claims, actions, or causes of action,
suits,  proceedings,  audits,  assessments,  losses,  settlements,  penalties,
forfeitures,  expenses,  judgments,  damages and liabilities (collectively, an
"Indemnity  Loss") asserted against, suffered, incurred, sustained or required
to be paid by Buyer or the Company arising out of, relating to, or as a direct
or  proximate  result  of  (a)  any  misrepresentation  in  or  breach  of any
representation or warranty of either Seller contained in this Agreement or any
breach  or  failure  of  either  Seller  to  perform  any  of its covenants or
obligations  contained in this Agreement or any related agreement, certificate
or  other  instrument  or  document  furnished  or required to be furnished by
either Seller pursuant to this Agreement or in connection with the transaction
contemplated  by  this Agreement; (b) any failure of the Company to establish,
maintain,  operate  or  administer any pension benefit plan or welfare benefit
plan,  as  those  terms  are  defined  in section 3 of the Employee Retirement
Income  Security  Act  of 1974, as amended, in accordance with applicable Law,
including  but  not  limited to section 401(a) of the Internal Revenue Code of
1986,  as  amended,  and  the  Omnibus  Budget  Reconciliation Act of 1985, as
amended  ("COBRA");  and  (c)  any liability, obligation, or commitment of any
nature  (absolute,  accrued, contingent, or other) of the Company with respect
to  providing  any  former  or  present  employee  medical care benefits after
termination  of  employment  with  the  Company  for any reason, other than as
required by COBRA; provided, however, that the Sellers' liability with respect
to  (b) and (c), above, (1) shall not apply except to the extent the Indemnity
Loss  attributable  thereto exceeds $25,000.00, (2) shall be limited to 50% of
the  aggregate Indemnity Loss attributable thereto, and (3) shall terminate at
12:01  a.m.  on  December  16,  2000.
     Section 8.02     .     Indemnification by BuyerIndemnification by Buyer.
Buyer  agrees  to  indemnify,  defend,  and hold the Sellers harmless from and
against  any  and  all  Indemnity Losses asserted against, suffered, incurred,
sustained or required to be paid by either Seller arising out of, relating to,
or  as  a  direct or proximate result of any misrepresentation in or breach of
any  representation  or  warranty  of Buyer contained in this Agreement or any
breach  or  failure  of  Buyer  to perform any covenant or obligation of Buyer
contained  in  this  Agreement, or any related agreement, certificate or other
instrument or document furnished or required to be furnished by Buyer pursuant
to  this  Agreement or in connection with the transaction contemplated by this
Agreement.
     Section  8.03.       Indemnification by Buyer. Notice.  If an indemnified
party (the "Claimant") believes that it has suffered or incurred any Indemnity
Loss,  it  shall  so  notify  the  party  which  the  Claimant believes has an
obligation  to  indemnify  (the  "Indemnifying  Party")  promptly  in  writing
describing  such loss or expense, the amount thereof, if known, and the method
of  computation  of  such loss or expense, all with reasonable particularity.
The  parties hereby acknowledge and agree that the failure of the Indemnifying
Party to respond in writing either accepting or denying the claim contained in
the  notice of Indemnity Loss provided by the Claimant within thirty (30) days
after  receipt  of  said  notice  constitutes an express acknowledgment of the
Indemnifying  Party's  obligation  to indemnify the Claimant for the amount of
the  Indemnity  Loss  claimed  in  such  notice.
     Section  8.04     .     Defense of Claims.  If any action at law, suit in
equity,  or  administrative  action  is instituted by or against a third party
with  respect  to which the Claimant intends to claim any liability or expense
as  an  Indemnity  Loss  under this Article VIII, it shall promptly notify the
Indemnifying  Party in writing of such action or suit, describing such loss or
expenses,  the amount thereof, if known, and the method of computation of such
loss  or  expense,  all with reasonable particularity.  The Indemnifying Party
shall  have  thirty  (30) business days after receipt of such notice to notify
the Claimant that it elects to conduct and control any legal or administrative
action or suit with respect to an indemnifiable claim.  Until the Indemnifying
Party gives the foregoing notice, the Claimant shall have the right to defend,
contest,  settle,  or  compromise  such  action or suit in the exercise of its
exclusive  discretion.   If the Indemnifying Party gives the foregoing notice,
the  Indemnifying  Party  shall  have  the  right  to  undertake, conduct, and
control,  through  counsel  of  its  own choosing and at its sole expense, the
conduct  and  settlement  of  such  action  or  suit,  and  the Claimant shall
cooperate  with  the  Indemnifying  Party  in  connection therewith; provided,
however,  that  (a)  the  Indemnifying  Party shall not thereby consent to the
imposition  of any injunction against the Claimant without the written consent
of  the  Claimant;  (b)  the  Indemnifying  Party shall permit the Claimant to
participate  in  such  conduct  or  settlement  through  counsel chosen by the
Claimant,  but  the  fees  and  expenses of such counsel shall be borne by the
Claimant  except  as  provided  in  clause  (c)  below;  and  (c) upon a final
determination  of  such  action or suit, the Indemnifying Party shall promptly
reimburse  the  Claimant,  to the extent required under this Article VIII, for
the  full  amount of any Indemnity Loss resulting from such action or suit and
all  reasonable  expenses  related  to  such  Indemnity  Loss  incurred by the
Claimant,  except fees and expenses of counsel for the Claimant incurred after
the  assumption  of  the  conduct  and  control  of such action or suit by the
Indemnifying  Party.  So long as the Indemnifying Party is contesting any such
action  or  suit  in good faith, the Claimant shall not pay or settle any such
action  or  suit.   Notwithstanding the foregoing, pending any resolution of a
dispute  by either Seller of its liability with respect to any claim or demand
whether as a Claimant or an Indemnifying Party, such claim or demand shall not
be settled without the prior written consent of Buyer.  The Indemnifying Party
shall  be  entitled to contest the issue of its obligations of indemnification
hereunder,  provided  that the Indemnifying Party complies with the provisions
hereof.
     Section  8.05          .  Computation of Indemnity Losses.  The amount of
Indemnity Losses hereunder shall be computed after giving effect to receipt of
any  and  all  insurance  proceeds  with  respect  thereto.
     Section  8.06      .     Payment of Losses.  The Indemnifying Party shall
pay  to  the  Claimant  in  cash  the  amount to which the Claimant may become
entitled by reason of the provisions of Article VII or this Article VIII, such
payment  to  be  made  within  ninety  (90)  days after such amount is finally
determined  either by mutual agreement of the parties or pursuant to the final
unappealable  judgment  of  a  court  of  competent jurisdiction, or upon such
earlier  time  as  is  mutually  agreed  by  Claimant  and Indemnifying Party.
                                 ARTICLE IX.

                               MISCELLANEOUS
Section  9.01          .     Survival of Representations and Warranties.  All
representations  and  warranties contained in this Agreement shall survive the
execution, delivery and performance hereof, notwithstanding any investigations
     conducted  at  any  time  with  respect  thereto.
     Section  9.02         .     Counterparts.  This Agreement may be executed
simultaneously  in  two or more counterparts, each of which shall be deemed an
original,  but  all  of  which  together  shall  constitute  one  and the same
instrument.
     Section  9.03      .     Best Efforts; Cooperation.  Subject to the terms
and  conditions  of  this  Agreement,  each  party  will  use its commercially
reasonable  best efforts to take, or cause to be taken, all actions and to do,
or  cause  to be done, all things necessary or desirable under applicable Laws
and regulations to consummate the transactions contemplated by this Agreement.
 The  parties  each  agree  to  execute  and  deliver  such  other  documents,
certificates,  agreements and other writings and to take such other actions as
may  be  necessary  or  desirable  in  order  to  consummate  or  implement
expeditiously  the  transactions contemplated by this Agreement, and from time
to  time,  upon the request of any party to this Agreement and without further
consideration,  to execute, acknowledge and deliver in proper form any further
instruments,  and  take  such  other  action as the other party may reasonably
require,  in  order  to  effectively  carry out the intent of this Agreement.
Without  limiting  the  foregoing,  the Sellers agree that they shall use best
efforts  to  ensure  that the Bank delivers to the Sellers, promptly after the
Closing, any and all certificates held by the Bank representing the Interests,
and  Sellers  shall promptly upon receipt of any such certificates endorse the
same  for  transfer  to  Buyer and deliver the endorsed certificates to Buyer.
     Section  9.04      .     Expenses.  Buyer and the Sellers shall each bear
their  own  legal,  accounting  and  out-of-pocket costs, expenses and fees in
connection  with  the  preparation  and  closing of this Agreement and the WCD
Agreement and the negotiation and consummation of the transaction contemplated
herein and therein (the "Closing Costs"); provided, however, that Buyer agrees
that  the  Company  shall  reimburse  the Sellers, in the aggregate, for up to
Eight  Thousand  Five Hundred Dollars ($8,500) of the Sellers' Closing Costs.
The  provisions  of this Section 9.04 shall not apply with respect to expenses
incurred  by  the  parties  in  connection  with any action for breach of this
Agreement  or  the  WCD  Agreement.
     Section  9.05          .      Captions.  The captions of the Sections and
Articles  of  this Agreement are solely for convenient reference and shall not
be  deemed  to  affect  the meaning or interpretation of any paragraph hereof.
     Section 9.06     .     Notices.  All notices, requests, demands and other
communications under this Agreement shall be in writing and shall be deemed to
have  been duly given on the date of service if served personally on the party
to  whom notice is to be given, or on the date of receipt by the party to whom
notice is to be given if transmitted to such party by telefax, provided a copy
is  mailed  as  set  forth  below on date of transmission, or on the third day
after  mailing  if  mailed  to  the  party  to  whom  notice is to be given by
registered  or  certified  mail, return receipt requested, postage prepaid, to
the  following  addresses:
If  to  Buyer,  to:
     Crossmann  Communities  Partnership
     9210  North  Meridian  Street
     Indianapolis,  Indiana    46260
     Attn:    John  B.  Scheumann
     Fax:    (317)  571-2210

If  to  the  Sellers,  to:
     865  West  Carmel  Drive,  Suite  114
     Carmel,  Indiana    46032
     Attn:  James  D.  McKenzie
     Fax:    (317)  574-7601

Any  party  may change its address for purposes of this Section 9.06 by giving
the  other  parties  written notice of the new address in the manner set forth
above.
     Section  9.07          .        Entire Agreement.  This Agreement and the
agreements referenced in Articles V and VI contain the entire understanding of
the  parties  hereto  with respect to the subject matter hereof.  There are no
representations,  promises,  warranties,  covenants or undertakings other than
those  expressly  set  forth  or  provided  for  in  this  Agreement or in the
agreements  expressly  contemplated hereby.  This Agreement and the agreements
expressly  contemplated  hereby  supersede  all  prior  agreements  and
understandings  between  the  parties  with  respect  to  the  transactions
contemplated by this Agreement.  No provision of this Agreement may be amended
or  waived  except  in  writing and no such amendment shall extend to anything
other  than  the  specific  subject  matter  thereof.
     Section  9.08          .          Governing  Law.  This Agreement and all
transactions  contemplated hereby shall be governed, construed and enforced in
accordance  with the Laws of the State of Indiana, and shall be treated in all
respects  as  a  State of Indiana contract, without regard to any state's Laws
related  to  choice  or  conflict  of  laws.
     Section 9.09     .     Waiver of Compliance.  The party for whose benefit
a  warranty,  representation, covenant or condition is intended may in writing
waive any inaccuracies in the warranties and representations contained in this
Agreement  or  waive  compliance  with  any  of  the  covenants  or conditions
contained  herein  and  so  waive performance of any of the obligations of the
other  party  hereto, and any defaults hereunder; provided, however, that such
waiver  must be in writing, and shall not affect or impair the waiving party's
rights  with  respect to any other warranty, representation or covenant or any
default  hereunder,  nor  shall  any  waiver  constitute  a continuing waiver.
     Section  9.10      .     Validity of Provisions.  Should any part of this
Agreement for any reason be declared by any court of competent jurisdiction to
be  invalid,  such  decision  shall  not  affect the validity of the remaining
portions  of  this  Agreement, which remaining portions shall continue in full
force  and  effect  as  if  this  Agreement had been executed with the invalid
portion  thereof eliminated therefrom, it being the intent of the parties that
they  would  have  executed  the  remaining portions of this Agreement without
including  any  such  part  or  portion  which  may for any reason be declared
invalid.
     Section  9.11          .      No Intention to Benefit Third Parties.  The
provisions  of  this Agreement are not intended to, and shall not, benefit any
person other than the parties to this Agreement, the provisions hereof are not
intended  to,  and  shall  not create any third party beneficiary right in any
person.
     Section  9.12      .     Successors and Assigns.  This Agreement shall be
binding  on,  and  shall  inure  to  the  benefit  of,  the  parties and their
respective  successors  and  permitted  assigns.
                                 ARTICLE X.

                                DEFINITIONS
          As  used  in  this Agreement, the following terms have the meanings
indicated  below:
     "Affiliate"  means  any  individual,  corporation,  partnership,  joint
venture,  association,  limited liability company, joint-stock company, trust,
or  unincorporated  organization,  that  directly or indirectly through one or
more intermediaries, controls, or is controlled by, or is under common control
with  a  party.
     "Encumbrances"  means  all  liens,  leases,  mortgages, pledges, security
interests,  conditional sales agreements, charges, claims, options, easements,
rights  of  way  and  other  encumbrances  of  any  kind or nature whatsoever.
     "Governmental  Entity"  means  any  court, government agency, department,
commission,  board, bureau or instrumentality of the United States, any local,
county,  state  or  federal  or  political subdivision thereof, or any foreign
governmental  body  of  any  kind.
     "Law" or "Laws" means any local, county, state, federal, foreign or other
law,  statute,  regulation,  ordinance, rule, order, decree, judgment, consent
decree, settlement agreement or governmental requirement enacted, promulgated,
entered  into,  agreed  or  imposed  by  any  Governmental  Entity.
     "Lien"  means,  with  respect  to  any  asset,  mortgages, liens, claims,
charges,  pledges,  or  other encumbrances of any nature whatsoever, including
without  limitation  licenses,  leases, chattel or other mortgages, collateral
security  arrangements,  pledges,  title  imperfections,  defect  or objection
liens,  security  interests,  conditional  and  installment  sales agreements,
charges, easements, encroachments or restrictions, rights of third parties, or
any  other  interests  of  any  kind  or  character  whatsoever.
     "Person"  means  any individual, corporation, partnership, joint venture,
association,  limited  liability  company,  joint-stock  company,  trust,  or
unincorporated  organization, or any governmental agency, officer, department,
commission,  board,  bureau,  or  instrumentality  thereof.
     "Returns"  mean  all  returns,  reports,  information  returns, and other
schedules,  forms, exhibits, coupons or other documents (including all related
and  supporting  information)  filed  or  required  to  be  filed  with  any
Governmental  Entity,  in  connection  with  the  determination,  assessment,
collection,  or  administration  of  any  Taxes.
     "Tax"  or  "Taxes"  mean  all  federal,  state,  local  and foreign taxes
(including excise taxes, value added taxes, occupancy taxes, employment taxes,
unemployment  taxes,  ad  valorem  taxes,  customs duties, transfer taxes, and
fees),  levies, imposts, fees, impositions, assessments and other governmental
charges  of  any  nature  imposed  upon  a  Person,  including  all  taxes and
governmental  charges  imposed  upon  any  of  the  personal  properties, real
properties,  tangible  or  intangible  assets,  income,  receipts,  payrolls,
transactions,  stock  transfers,  capital  stock, net worth or franchises of a
Person (including all sales, use, withholding or other taxes which a Person is
required  to  collect  and/or  pay  over  to  any government), and all related
additions  to  tax,  penalties  or  interest  thereon.
     "Taxing  Authority"  means any domestic or foreign governmental authority
having  responsibility  for  the  imposition  of  any  Tax.
          IN  WITNESS  WHEREOF, the parties have caused this Agreement to be
executed  as  of  the  Effective  Date.
          "BUYER"

          Crossmann  Communities  Partnership

          By:  _/s/  John  B.  Scheumann_______________
          Printed:__John  B.  Scheumann______________
                    Chairman  of  the  Board  of  Directors  and
                    Chief  Executive  Officer,
                    Crossmann  Communities,  Inc.,
                    Its  general  partner

          "SELLERS"

          Trinity  Homes,  Inc.


          By:  /s/  James  D.  McKenzie
          Printed:_James  D.  McKenzie
Its:  _  President

          Pyramid  Mortgage  Co.,  Inc.

          By:  /s/  Mark  Thune
          Printed:Mark  Thune
                      Its:    President











EXHIBIT  10.53

698646.4
                  MEMBERSHIP INTEREST PURCHASE AGREEMENT

     THIS MEMBERSHIP INTEREST PURCHASE AGREEMENT (the "Agreement") is made and
entered  into  as  of the 20th day of October, 2000 (the "Effective Date"), by
and among Crossmann Communities Partnership, an Indiana partnership ("Buyer"),
John  E.  McKenzie,  James  D.  McKenzie, and Mark W. Thune (John E. McKenzie,
James  D.  McKenzie,  and  Mark  W.  Thune  being  hereinafter  referred  to,
collectively,  as  the  "Sellers").
                                  RECITALS:
     WHEREAS,  John  E.  McKenzie  is the holder of 12.50 Class B Units in WCD
Associates,  LLC,  an Indiana limited liability company (the "Company"), James
D.  McKenzie  is the holder of 12.50 Class B Units in the Company, and Mark W.
Thune  is the holder of 12.50 Class B Units in the Company, which collectively
represent  37.5%  of  the total issued and outstanding membership interests in
the  Company  (the  units in the Company that are owned by each of the Sellers
being  sometimes  referred to herein, separately or together as applicable, as
the  "Interests");  and
     WHEREAS,  Buyer,  in  reliance  upon  the representations, warranties and
covenants  of the Sellers set forth in this Agreement, desires to purchase the
Interests  from  the  Sellers,  and  the  Sellers desire to sell, transfer and
convey  the Interests to Buyer, all upon the terms and conditions set forth in
this  Agreement;
     NOW  THEREFORE,  in  consideration  of  the  covenants,  representations,
warranties and mutual agreements herein contained, and other good and valuable
consideration,  the  receipt and sufficiency of which are hereby acknowledged,
the  parties  hereto  agree  as  follows:
                                 ARTICLE I.

                      PURCHASE AND SALE OF INTERESTS
Section  1.01          .         Purchase and Sale.  Subject to the terms and
conditions  set  forth  in  this  Agreement  and  on  the  basis  of  the
representations, warranties, covenants and agreements herein contained, at the
     Closing,  each of the Sellers shall sell, transfer, assign and deliver to
Buyer,  all of its right, title and interest in and to its Interests, free and
clear  of  all  Liens,  Encumbrances  and  adverse claims, and Buyer agrees to
purchase,  acquire  and  accept  from  the  Sellers,  the  Interests.
     Section  1.02         .     Purchase Price. The total purchase price (the
"Purchase  Price")  to be paid by Buyer to the Sellers for the Interests shall
be  an  aggregate  amount  equal  to  One  Hundred  and Fifty Thousand Dollars
($150,000),  which  shall  be  payable  in  cash  at  Closing pursuant to wire
transfer  instructions  provided  by  the  Sellers  to  Buyer at least two (2)
business  days  prior  to  Closing.

                                      --

                                 ARTICLE II.

           REPRESENTATIONS, WARRANTIES AND COVENANTS OF SELLERS
       As a material inducement to Buyer to enter into this Agreement and all
other  agreements  and  documents  executed  by  Buyer in connection with this
Agreement  and  to  consummate the transactions contemplated by this Agreement
and  such related agreements, each of the Sellers hereby jointly and severally
represents,  warrants  and  covenants  to  Buyer  as  follows:
     Section  2.01         .     Title to Interests.   Each Seller is the sole
owner, of record and beneficially, and is transferring and delivering to Buyer
at  the  Closing, good and valid title to its Interests, free and clear of any
and  all  Liens,  Encumbrances  and  adverse  claims.
     Section  2.02       .     Authority; Power; No Violation. Each Seller has
the  full  capacity,  right,  power  and  authority to enter into, execute and
deliver  this  Agreement and any and all related agreements, to consummate the
transactions  contemplated  by  this  Agreement  and  any  and  all  related
agreements,  and  to  comply with and fulfill the terms and conditions of this
Agreement  and any and all related agreements.  This Agreement and all related
agreements  each  constitute  a  valid  and binding obligation of each Seller,
enforceable  in  accordance with its respective terms and conditions.  Neither
the  execution  and  delivery  of  this  Agreement nor the consummation of the
transactions contemplated hereby, nor compliance by any Seller with any of the
provisions  of  this  Agreement  will:
(a)        conflict with, violate, result in a breach of, constitute a default
(or  an  event which, with notice or lapse of time or both, would constitute a
default)  under,  or  give  rise to any right of termination, cancellation, or
acceleration  under  any  of  the terms, conditions or provisions of any note,
Lien,  bond,  mortgage,  indenture,  license,  lease,  contract,  commitment,
agreement,  understanding,  arrangement,  restriction  or  other instrument or
obligation,  or any judgment, court order, or decree, to which any Seller is a
party  or  by which any Seller or any of their respective properties or assets
may  be  bound;
(b)       violate any Law applicable to any Seller or any properties or assets
of  any  Seller;  or
(c)       constitute an event which, with or without notice, lapse of time, or
action  by a third party, could result in the creation of any Lien upon any of
the  Interests or any properties or assets of any Seller or cause the maturity
of  any  liability,  obligation  or  debt  of  any Seller to be accelerated or
increased.
     Section  2.03     .     Consents and Approvals.  The execution, delivery,
and  performance  of  this Agreement and any related agreements by each Seller
and the consummation by each Seller of the transactions contemplated hereby or
thereby  will not require any notice to, or consent, authorization or approval
from,  any  Governmental Entity or any other third party other than Michael G.
Browning  and  William  Olsen.
                                ARTICLE III.

                  REPRESENTATIONS AND WARRANTIES OF BUYER
     As a material inducement to the Sellers to enter into this Agreement and
any  related  agreements  and  documents  and  to  consummate the transactions
contemplated  by  this  Agreement and any related agreements, Buyer represents
and  warrants  to  the  Sellers  as  follows:
     Section 3.01     .     Authority; Consent.  The execution and delivery of
this  Agreement  and  all  related agreements by Buyer and the consummation by
Buyer  of  the  transactions  contemplated hereby or thereby has been duly and
validly  authorized by all necessary corporate action by Buyer.  Buyer has the
full  capacity,  right, power and authority to enter into, execute and deliver
this  Agreement  and  any  and  all  related  agreements,  to  consummate  the
transactions  contemplated  by  this  Agreement  and  any  and  all  related
agreements,  and  to  comply with and fulfill the terms and conditions of this
Agreement  and any and all related agreements.  This Agreement and all related
agreements  each  constitutes  a  valid  and  binding  obligation  of  Buyer,
enforceable  against  Buyer  in  accordance  with  its  respective  terms  and
conditions.    Neither  the  execution  and  delivery of this Agreement or any
related  agreement,  nor  the  consummation  of  the transactions contemplated
hereby  or thereby, nor compliance by Buyer with any of the provisions of this
Agreement  or  any  related  agreement  will:
(a)        conflict with, violate, result in a breach of, constitute a default
(or  an  event which, with notice or lapse of time or both, would constitute a
default)  under,  or  give  rise to any right of termination, cancellation, or
acceleration  under  any  provision  of  Buyer's  Articles of Incorporation or
Bylaws  or under any of the terms, conditions or provisions of any note, Lien,
bond,  mortgage,  indenture,  license, lease, contract, commitment, agreement,
understanding,  arrangement, restriction or other instrument or obligation, or
any  judgment,  court  order or decree, to which either Buyer is a party or by
which either Buyer or any of its respective properties or assets may be bound;
(b)         violate any Law applicable to Buyer or any properties or assets of
Buyer;  or
(c)       constitute an event which, with or without notice, lapse of time, or
action by a third party, could result in the creation of any Lien, upon any of
the  assets  or  properties  of Buyer, or cause the maturity of any liability,
obligation,  or  debt  of  Buyer  to  be  accelerated  or  increased.
     Section 3.02     .     Consents and Approvals. The execution and delivery
of  this Agreement and any related agreements by Buyer and the consummation by
Buyer  of the transactions contemplated hereby or thereby will not require any
notice to, or consent, authorization, or approval from any Governmental Entity
or  any  other  third  party.
                                ARTICLE IV.

                               THE CLOSING
Section  4.01     .     Closing.  The closing of the purchase and sale of the
Interests  (the  "Closing")  shall  take place on October 20, 2000, or as soon
thereafter  as  all  conditions  specified  in  Articles  V  and  VI have been
satisfied  or  waived (the "Closing Date"), at the offices of Ice Miller, 34th
Floor,  One  American Square, Indianapolis, Indiana, or at such other place as
agreed  upon  by  the  parties.
                                 ARTICLE V.

              CONDITIONS TO THE SELLERS' OBLIGATION TO CLOSE
         The obligation of the Sellers to sell the Interests and otherwise to
consummate  the  transactions contemplated by this Agreement at the Closing is
subject  to  the  following  conditions  precedent, any or all of which may be
waived  by  the  Sellers  in  their  sole  discretion:
     Section  5.01         .     Delivery. The Sellers shall have received the
Purchase  Price.
     Section 5.02     .     No Litigation.  No action, suit, proceeding, writ,
judgment,  injunction,  decree  or  similar  order  of any Governmental Entity
restraining,  enjoining or otherwise preventing the consummation of any of the
transactions contemplated by this Agreement, or seeking any Indemnity Loss (as
defined  in  Section  8.01  below)  or seeking to obtain any other relief as a
result  of this Agreement or any of the transactions contemplated hereby shall
be  pending  or  threatened.
     Section  5.03          .       Approvals.  All orders, consents, permits,
governmental  filings, authorizations and approvals (if any) that are required
for  the  consummation  by the Sellers of the transactions contemplated hereby
shall  have  been  duly  made  and  obtained  in form and substance reasonably
satisfactory  to  the  Sellers  and  their  counsel.
                                 ARTICLE VI.

                 CONDITIONS TO BUYER'S OBLIGATION TO CLOSE
          The  obligation of Buyer to purchase the Interests and otherwise to
consummate  the  transactions contemplated by this Agreement at the Closing is
subject  to  the  following  conditions  precedent, any or all of which may be
waived  by  Buyer  in  its  sole  discretion:
     Section  6.01          .          Deliveries.  Buyer shall have received:
(a)          membership interest transfer powers duly executed by each Seller,
authorizing  the  manager  of  the Company, as their attorney, to transfer the
Interests  to  Buyer  on  the  books  of  the  Company;
(b)          all  Permits  and  all  consents  of other third parties that may
reasonably  be  required in connection with the execution of this Agreement or
the  effectuation  of the transaction contemplated herein shall have been duly
obtained  and  shall  be  in  full  force  and  effect  on  the  Closing;
(c)     a Certificate of Existence for the Company, issued by the Secretary of
State  of  the  State  of Indiana and all other states in which the Company is
qualified  to  do business, dated as of the most recent practicable date prior
to  the  Closing;
(d)        the written consent in all respects of William Olsen and Michael G.
Browning  to the transfer of the Interests to Buyer, which consent shall be in
a  form  acceptable  to  Buyer;  and
(e)       such further certificates, instruments and other documents requested
by  Buyer as may be reasonably required to effectively carry out the intent of
this  Agreement.
     Section  6.02                No action, suit, proceeding, writ, judgment,
injunction,  decree  or  similar order of any Governmental Entity restraining,
enjoining  or otherwise preventing the consummation of any of the transactions
contemplated  by  this Agreement, or seeking any Indemnity Loss (as defined in
Section  8.01 below) or seeking to obtain any other relief as a result of this
Agreement  or  any of the transactions contemplated hereby shall be pending or
threatened.
     Section  6.03          .       Approvals.  All orders, consents, permits,
governmental  filings, authorizations and approvals (if any) that are required
for  the  consummation  by  Buyer of the transactions contemplated hereby will
have been duly made and obtained in form and substance reasonably satisfactory
to  Buyer  and  Buyer's  counsel.
                                ARTICLE VII.

                                TAX MATTERS
Section  7.01      .     Cooperation.  The parties shall cooperate, and shall
cause their respective directors, officers, employees, agents, accountants and
     representatives  to  cooperate,  in  preparing  and  filing  all  Returns
(including  amended  Returns  and  claims  for  refund),  in  handling audits,
examinations,  investigations,  and administrative, court or other proceedings
relating  to Taxes attributable to the operations of the Company, in resolving
all disputes, audits and refund claims with respect to such Returns and Taxes,
and  any earlier Returns and Taxes, and in all other Tax matters to which this
Agreement relates, in each case including making employees available to assist
the  requesting  party, timely providing information reasonably requested, and
maintaining  and  making  available  to  each  other  all records necessary in
connection  therewith.   Any information obtained by a party or its Affiliates
from  another  party  or  its Affiliates in connection with any Tax matters to
which  this Agreement relates shall be kept confidential, except (a) as may be
otherwise  necessary  in  connection  with the filing of Returns or claims for
refund  or  in conducting an audit or other proceeding relating to Taxes or as
may  be  otherwise  reasonably  required  by  applicable  Law,  or (b) for any
external  disclosure  in  audited  financial  statements or regulatory filings
which  a  party  reasonably  believes  is  required  by  applicable  Law.
     Section 7.02     .   Tax Distributions.  In the event that Buyer receives
any  tax  distributions  from  the Company after the Effective Date, which tax
distributions  are  made  in whole or in part with respect to periods prior to
the Effective Date, Buyer shall remit to the Sellers their proportionate share
of  any  such  distributions  relating to periods prior to the Effective Date.

                                ARTICLE VIII.

                              INDEMNIFICATION
Section 8.01     .     Indemnification by Sellers.  The Sellers shall jointly
     and  severally indemnify, defend, and hold the Company and Buyer harmless
from  and  against  any and all demands, claims, actions, or causes of action,
suits,  proceedings,  audits,  assessments,  losses,  settlements,  penalties,
forfeitures,  expenses,  judgments,  damages and liabilities (collectively, an
"Indemnity  Loss") asserted against, suffered, incurred, sustained or required
to be paid by Buyer or the Company arising out of, relating to, or as a direct
or  proximate  result  of  any  misrepresentation  in  or  breach  of  any
representation  or  warranty  of any Seller contained in this Agreement or any
breach or failure of any Seller to perform any of its covenants or obligations
contained  in  this  Agreement  or any related agreement, certificate or other
instrument  or  document  furnished  or required to be furnished by any Seller
pursuant  to this Agreement or in connection with the transaction contemplated
by  this  Agreement.
     Section  8.02          .       Indemnification by Buyer.  Buyer agrees to
indemnify,  defend, and hold the Sellers harmless from and against any and all
Indemnity  Losses  asserted against, suffered, incurred, sustained or required
to  be  paid  by  any  Seller  arising  out of, relating to, or as a direct or
proximate  result  of any misrepresentation in or breach of any representation
or  warranty  of Buyer contained in this Agreement or any breach or failure of
Buyer  to  perform  any  covenant  or  obligation  of  Buyer contained in this
Agreement,  or  any  related  agreement,  certificate  or  other instrument or
document  furnished  or  required  to  be  furnished by Buyer pursuant to this
Agreement  or  in  connection  with  the  transaction  contemplated  by  this
Agreement.
     Section  8.03     .     Notice.  If an indemnified party (the "Claimant")
believes  that  it  has  suffered  or incurred any Indemnity Loss, it shall so
notify  the  party  which the Claimant believes has an obligation to indemnify
(the  "Indemnifying  Party")  promptly  in  writing  describing  such  loss or
expense,  the  amount thereof, if known, and the method of computation of such
loss  or  expense,  all  with  reasonable  particularity.   The parties hereby
acknowledge and agree that the failure of the Indemnifying Party to respond in
writing  either  accepting  or  denying  the  claim contained in the notice of
Indemnity  Loss provided by the Claimant within thirty (30) days after receipt
of  said  notice  constitutes  an  express  acknowledgment of the Indemnifying
Party's  obligation  to indemnify the Claimant for the amount of the Indemnity
Loss  claimed  in  such  notice.
     Section  8.04     .     Defense of Claims.  If any action at law, suit in
equity,  or  administrative  action  is instituted by or against a third party
with  respect  to which the Claimant intends to claim any liability or expense
as  an  Indemnity  Loss  under this Article VIII, it shall promptly notify the
Indemnifying  Party in writing of such action or suit, describing such loss or
expenses,  the amount thereof, if known, and the method of computation of such
loss  or  expense,  all with reasonable particularity.  The Indemnifying Party
shall  have  thirty  (30) business days after receipt of such notice to notify
the Claimant that it elects to conduct and control any legal or administrative
action or suit with respect to an indemnifiable claim.  Until the Indemnifying
Party gives the foregoing notice, the Claimant shall have the right to defend,
contest,  settle,  or  compromise  such  action or suit in the exercise of its
exclusive  discretion.   If the Indemnifying Party gives the foregoing notice,
the  Indemnifying  Party  shall  have  the  right  to  undertake, conduct, and
control,  through  counsel  of  its  own choosing and at its sole expense, the
conduct  and  settlement  of  such  action  or  suit,  and  the Claimant shall
cooperate  with  the  Indemnifying  Party  in  connection therewith; provided,
however,  that  (a)  the  Indemnifying  Party shall not thereby consent to the
imposition  of any injunction against the Claimant without the written consent
of  the  Claimant;  (b)  the  Indemnifying  Party shall permit the Claimant to
participate  in  such  conduct  or  settlement  through  counsel chosen by the
Claimant,  but  the  fees  and  expenses of such counsel shall be borne by the
Claimant  except  as  provided  in  clause  (c)  below;  and  (c) upon a final
determination  of  such  action or suit, the Indemnifying Party shall promptly
reimburse  the  Claimant,  to the extent required under this Article VIII, for
the  full  amount of any Indemnity Loss resulting from such action or suit and
all  reasonable  expenses  related  to  such  Indemnity  Loss  incurred by the
Claimant,  except fees and expenses of counsel for the Claimant incurred after
the  assumption  of  the  conduct  and  control  of such action or suit by the
Indemnifying  Party.  So long as the Indemnifying Party is contesting any such
action  or  suit  in good faith, the Claimant shall not pay or settle any such
action  or  suit.   Notwithstanding the foregoing, pending any resolution of a
dispute  by  any  Seller  of its liability with respect to any claim or demand
whether as a Claimant or an Indemnifying Party, such claim or demand shall not
be settled without the prior written consent of Buyer.  The Indemnifying Party
shall  be  entitled to contest the issue of its obligations of indemnification
hereunder,  provided  that the Indemnifying Party complies with the provisions
hereof.
     Section  8.05          .  Computation of Indemnity Losses.  The amount of
Indemnity Losses hereunder shall be computed after giving effect to receipt of
any  and  all  insurance  proceeds  with  respect  thereto.
     Section  8.06      .     Payment of Losses.  The Indemnifying Party shall
pay  to  the  Claimant  in  cash  the  amount to which the Claimant may become
entitled by reason of the provisions of Article VII or this Article VIII, such
payment  to  be  made  within  ninety  (90)  days after such amount is finally
determined  either by mutual agreement of the parties or pursuant to the final
unappealable  judgment  of  a  court  of  competent jurisdiction, or upon such
earlier  time  as  is  mutually  agreed  by  Claimant  and Indemnifying Party.
                                 ARTICLE IX.

                                MISCELLANEOUS
Section  9.01          .     Survival of Representations and Warranties.  All
representations  and  warranties contained in this Agreement shall survive the
execution, delivery and performance hereof, notwithstanding any investigations
     conducted  at  any  time  with  respect  thereto.
     Section  9.02         .     Counterparts.  This Agreement may be executed
simultaneously  in  two or more counterparts, each of which shall be deemed an
original,  but  all  of  which  together  shall  constitute  one  and the same
instrument.
     Section  9.03      .     Best Efforts; Cooperation.  Subject to the terms
and  conditions  of  this  Agreement,  each  party  will  use its commercially
reasonable  best efforts to take, or cause to be taken, all actions and to do,
or  cause  to be done, all things necessary or desirable under applicable Laws
and regulations to consummate the transactions contemplated by this Agreement.
 The  parties  each  agree  to  execute  and  deliver  such  other  documents,
certificates,  agreements and other writings and to take such other actions as
may  be  necessary  or  desirable  in  order  to  consummate  or  implement
expeditiously  the  transactions contemplated by this Agreement, and from time
to  time,  upon the request of any party to this Agreement and without further
consideration,  to execute, acknowledge and deliver in proper form any further
instruments,  and  take  such  other  action as the other party may reasonably
require,  in  order  to  effectively  carry  out the intent of this Agreement.
     Section  9.04      .     Expenses.  Buyer and the Sellers shall each bear
their  own  legal,  accounting  and  out-of-pocket costs, expenses and fees in
connection  with  the  preparation  and  closing  of  this  Agreement  and the
negotiation  and  consummation  of  the  transaction contemplated herein.  The
provisions  of  this  Section  9.04  shall  not apply with respect to expenses
incurred  by  the  parties  in  connection  with any action for breach of this
Agreement.
     Section  9.05          .      Captions.  The captions of the Sections and
Articles  of  this Agreement are solely for convenient reference and shall not
be  deemed  to  affect  the meaning or interpretation of any paragraph hereof.
     Section 9.06     .     Notices.  All notices, requests, demands and other
communications under this Agreement shall be in writing and shall be deemed to
have  been duly given on the date of service if served personally on the party
to  whom notice is to be given, or on the date of receipt by the party to whom
notice is to be given if transmitted to such party by telefax, provided a copy
is  mailed  as  set  forth  below on date of transmission, or on the third day
after  mailing  if  mailed  to  the  party  to  whom  notice is to be given by
registered  or  certified  mail, return receipt requested, postage prepaid, to
the  following  addresses:
If  to  Buyer,  to:
     Crosssmann  Communities  Partnership
     9210  North  Meridian  Street
     Indianapolis,  Indiana    46260
     Attn:    John  B.  Scheumann
     Fax:    (317)  571-2210

If  to  the  Sellers,  to:
     865  West  Carmel  Drive,  Suite  114
     Carmel,  Indiana    46032
     Attn:  James  D.  McKenzie
     Fax:    (317)  574-7601

Any  party  may change its address for purposes of this Section 9.06 by giving
the  other  parties  written notice of the new address in the manner set forth
above.
     Section  9.07          .        Entire Agreement.  This Agreement and the
agreements referenced in Articles V and VI contain the entire understanding of
the  parties  hereto  with respect to the subject matter hereof.  There are no
representations,  promises,  warranties,  covenants or undertakings other than
those  expressly  set  forth  or  provided  for  in  this  Agreement or in the
agreements  expressly  contemplated hereby.  This Agreement and the agreements
expressly  contemplated  hereby  supersede  all  prior  agreements  and
understandings  between  the  parties  with  respect  to  the  transactions
contemplated by this Agreement.  No provision of this Agreement may be amended
or  waived  except  in  writing and no such amendment shall extend to anything
other  than  the  specific  subject  matter  thereof.
     Section  9.08          .          Governing  Law.  This Agreement and all
transactions  contemplated hereby shall be governed, construed and enforced in
accordance  with the Laws of the State of Indiana, and shall be treated in all
respects  as  a  State of Indiana contract, without regard to any state's Laws
related  to  choice  or  conflict  of  laws.
     Section 9.09     .     Waiver of Compliance.  The party for whose benefit
a  warranty,  representation, covenant or condition is intended may in writing
waive any inaccuracies in the warranties and representations contained in this
Agreement  or  waive  compliance  with  any  of  the  covenants  or conditions
contained  herein  and  so  waive performance of any of the obligations of the
other  party  hereto, and any defaults hereunder; provided, however, that such
waiver  must be in writing, and shall not affect or impair the waiving party's
rights  with  respect to any other warranty, representation or covenant or any
default  hereunder,  nor  shall  any  waiver  constitute  a continuing waiver.
     Section  9.10      .     Validity of Provisions.  Should any part of this
Agreement for any reason be declared by any court of competent jurisdiction to
be  invalid,  such  decision  shall  not  affect the validity of the remaining
portions  of  this  Agreement, which remaining portions shall continue in full
force  and  effect  as  if  this  Agreement had been executed with the invalid
portion  thereof eliminated therefrom, it being the intent of the parties that
they  would  have  executed  the  remaining portions of this Agreement without
including  any  such  part  or  portion  which  may for any reason be declared
invalid.
     Section  9.11          .      No Intention to Benefit Third Parties.  The
provisions  of  this Agreement are not intended to, and shall not, benefit any
person other than the parties to this Agreement, the provisions hereof are not
intended  to,  and  shall  not create any third party beneficiary right in any
person.
     Section  9.12      .     Successors and Assigns.  This Agreement shall be
binding  on,  and  shall  inure  to  the  benefit  of,  the  parties and their
respective  successors  and  permitted  assigns.
                                 ARTICLE X.

                                 DEFINITIONS
          As  used  in  this Agreement, the following terms have the meanings
indicated  below:
     "Affiliate"  means  any  individual,  corporation,  partnership,  joint
venture,  association,  limited liability company, joint-stock company, trust,
or  unincorporated  organization,  that  directly or indirectly through one or
more intermediaries, controls, or is controlled by, or is under common control
with  a  party.
     "Encumbrances"  means  all  liens,  leases,  mortgages, pledges, security
interests,  conditional sales agreements, charges, claims, options, easements,
rights  of  way  and  other  encumbrances  of  any  kind or nature whatsoever.
     "Governmental  Entity"  means  any  court, government agency, department,
commission,  board, bureau or instrumentality of the United States, any local,
county,  state  or  federal  or  political subdivision thereof, or any foreign
governmental  body  of  any  kind.
     "Law" or "Laws" means any local, county, state, federal, foreign or other
law,  statute,  regulation,  ordinance, rule, order, decree, judgment, consent
decree, settlement agreement or governmental requirement enacted, promulgated,
entered  into,  agreed  or  imposed  by  any  Governmental  Entity.
     "Lien"  means,  with  respect  to  any  asset,  mortgages, liens, claims,
charges,  pledges,  or  other encumbrances of any nature whatsoever, including
without  limitation  licenses,  leases, chattel or other mortgages, collateral
security  arrangements,  pledges,  title  imperfections,  defect  or objection
liens,  security  interests,  conditional  and  installment  sales agreements,
charges, easements, encroachments or restrictions, rights of third parties, or
any  other  interests  of  any  kind  or  character  whatsoever.
     "Person"  means  any individual, corporation, partnership, joint venture,
association,  limited  liability  company,  joint-stock  company,  trust,  or
unincorporated  organization, or any governmental agency, officer, department,
commission,  board,  bureau,  or  instrumentality  thereof.
     "Returns"  mean  all  returns,  reports,  information  returns, and other
schedules,  forms, exhibits, coupons or other documents (including all related
and  supporting  information)  filed  or  required  to  be  filed  with  any
Governmental  Entity,  in  connection  with  the  determination,  assessment,
collection,  or  administration  of  any  Taxes.
     "Tax"  or  "Taxes"  mean  all  federal,  state,  local  and foreign taxes
(including excise taxes, value added taxes, occupancy taxes, employment taxes,
unemployment  taxes,  ad  valorem  taxes,  customs duties, transfer taxes, and
fees),  levies, imposts, fees, impositions, assessments and other governmental
charges  of  any  nature  imposed  upon  a  Person,  including  all  taxes and
governmental  charges  imposed  upon  any  of  the  personal  properties, real
properties,  tangible  or  intangible  assets,  income,  receipts,  payrolls,
transactions,  stock  transfers,  capital  stock, net worth or franchises of a
Person (including all sales, use, withholding or other taxes which a Person is
required  to  collect  and/or  pay  over  to  any government), and all related
additions  to  tax,  penalties  or  interest  thereon.
     "Taxing  Authority"  means any domestic or foreign governmental authority
having  responsibility  for  the  imposition  of  any  Tax.


<PAGE>
     IN WITNESS WHEREOF, the parties have caused this Agreement to be executed
as  of  the  Effective  Date.
          "BUYER"

     Crossmann  Communities  Partnership

          By:  _/s/  John  B.  Scheumann
          Printed:_John  B.  Schuemann
                    Chairman  of  the  Board  of  Directors  and
                    Chief  Executive  Officer,
                    Crossmann  Communities,  Inc.,
                    Its  general  partner

          "SELLERS"

          /s/  James  D.  McKenzie
          James  D.  McKenzie

          /s/  John  E.  Mckinzie
          John  E.  McKenzie

/s/  Mark  W.  Thune
          Mark  W.  Thune





















Exhibit  10.54


                       EXECUTIVE EMPLOYMENT AGREEMENT


     This  Executive  Employment  Agreement  ("Agreement") is made and entered
into  as of the 20th day of October, 2000 (the "Effective Date"), by and among
Trinity  Homes,  LLC,  an  Indiana  limited liability company (the "Company"),
Crossmann  Communities, Inc., an Indiana corporation ("Crossmann") and John E.
McKenzie  (the  "Executive").

                            PRELIMINARY STATEMENTS

     The  Company  and  Crossmann  (referred  to,  together,  herein  as  the
"Employers")  have determined that it is in their best interests to employ the
Executive  as  a  Vice  President of the Company, and the Executive desires to
accept such position and to devote his loyalty to the Employers upon the terms
and  conditions  set  forth  in  this  Agreement.

                             TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to  be  legally bound, the parties hereto agree as
follows:

(ix          abEmployment  and  Duties

(ix          abGeneral.  The  Employers  hereby  employ the Executive, and the
Executive  hereby  agrees  to  serve  the  Employers,  in the capacity of Vice
President  of  the  Company and to perform the executive and management duties
that  the  Board  of Directors of the Company and/or the Board of Directors of
Crossmann (the "Boards") shall reasonably assign to the Executive from time to
time.

(ix          abEmployment Duties Throughout the Employment Term, as defined in
Section  2,  the Executive shall: (i) devote his working hours, on a full-time
basis,  to  his duties under this Agreement; (ii) faithfully and loyally serve
the  Employers;  (iii)  comply  in all respects with the lawful and reasonable
directions  and instructions given to him by the Boards; and (iv) use his best
efforts to promote and serve the interests of the Employers.  In the event the
directions  and  instructions given to the Executive by the Boards conflict in
any manner, the directions and instructions given by the Board of Directors of
Crossmann  shall  be  deemed  controlling;  full  compliance  with the express
directions  and  instructions  of the Board of Directors of Crossmann shall be
deemed  a  defense  to  any claim of failure to comply with the directions and
instructions  of  the  Board  of  Directors  of  the  Company.

(ix       abExclusive Employment Throughout the Employment Term, as defined in
Section  2,  the  Executive  shall  not  render  his  services,  directly  or
indirectly,  for compensation, to any other person or organization without the
prior  written  consent  of the Employers and shall not engage in any activity
which  would  significantly  interfere  with  the  faithful performance of his
duties  under  this  Agreement.    The  Executive,  however, may perform minor
services  for which he does not receive compensation, so long as such services
do  not  significantly  interfere  with the faithful performance of his duties
under  this  Agreement  or  violate  the  Noncompetition Agreement (as defined
herein).

(ix          abLocation  of Employment. The Executive hereby agrees to perform
services  for the Employers in Indianapolis, Indiana and the vicinity thereof,
and  the  Employers  shall  not  relocate  the  Executive out of Indianapolis,
Indiana  or  the  vicinity  thereof without the Executive's consent; provided,
however,  that  the  Executive  shall  travel  from  time  to  time  to  other
geographical  areas  of  the  United  States  as  necessary  or appropriate in
connection  with  the  performance  of  this  employment  duties  under  this
Agreement.

(ix     abEmployment Term. The Executive's employment hereunder shall commence
on the Effective Date, and shall continue until October 20, 2003 (the "Initial
Term");  provided,  however, that upon the expiration of the Initial Term, the
Employment  Term  shall  automatically be extended for consecutive, additional
periods  of  one (1) year thereafter (each such one year period being referred
to  herein  as  a "Renewal Term"), unless the Employers or the Executive shall
have given written notice to the other, at least thirty (30) days prior to the
expiration  of  the  Initial  Term,  or at least thirty (30) days prior to the
expiration of the then-current Renewal Term if applicable, that the Employment
Term  will  expire  on  the  last  day of the Initial Term or the then-current
Renewal  Term (as applicable).  Notwithstanding the foregoing, the Executive's
employment  hereunder  shall  be  subject  to  resignation  or  termination in
accordance  with  the  provisions  of  Section  4  hereof.    As  used in this
Agreement,  the  term  "Expiration  Date"  shall mean (a) October 20, 2003, if
either  party  elects as provided above not to extend the Initial Term for any
Renewal  Terms;  (b)  October  20  of the then-current Renewal Term, if either
party elects as provided above not to extend the then-current Renewal Term for
any  additional  Renewal  Terms;  and  (c) October 20 of the Renewal Term that
immediately  follows  the  Initial  Term  or the then-current Renewal Term (as
applicable)  (the  "Succeeding Renewal Term"), if the Employment Term has been
automatically extended for that  Succeeding Renewal Term as described above.
The  term "Employment Term" shall mean the period beginning on the date hereof
and  ending  on  the  earlier of the Expiration Date, the Termination Date (as
defined  in  Section  4 hereof), the Resignation Date (as defined in Section 4
hereof), or other date the Executive ceases to be employed by the Employers in
accordance  with  Section  4  hereof.

(ix          abCompensation  and  Other Benefits. The Company or Crossmann, as
applicable,  shall  pay  and  provide  the  following  compensation  and other
benefits  to  the  Executive  for  the  services  rendered  by  him under this
Agreement:

(ix          abAnnual  Base Salary. The Company shall pay to the Executive, in
accordance  with  the  then  prevailing  payroll  practices of the Company, an
annual  salary  of  One  Hundred  Twenty-five  Thousand  Dollars  and  No/100
($125,000)  (the "Annual Base Salary"), subject to required withholdings under
Federal,  state,  and  local  laws.  The Company's obligations with respect to
payment  of the Annual Base Salary shall not be effective until the Employment
Term  has  commenced,  and  the  Annual Base Salary shall be pro-rated for the
calendar  year  2000.

(ix      abBonus. Commencing during calendar year 2001, the Executive shall be
eligible  to receive an annual bonus in an amount of up to one hundred percent
(100%) of the Executive's Annual Base Salary based upon achievement of certain
operating  goals  established by the Employers, which shall be consistent with
those established for other employees of the Crossmann Group who are similarly
situated  as  the  Executive,  and  based  upon the overall performance of the
Crossmann  Group.

(ix         abExecutive Benefits. Except as otherwise specifically provided in
this  Agreement, the Executive shall be eligible to participate, in accordance
with  their  respective  terms  and conditions, in all benefit plans presently
available  or  which  may  subsequently be made available to executives of the
Employers,  including  Crossmann's  health  care,  basic  life  insurance,
supplemental  life  insurance  coverage,  disability coverage, business travel
accident  insurance  and  any  pension  or  retirement  plan  of  any  kind.

(ix        abVacation Leave. The Executive shall be entitled to that number of
days  of  vacation  leave per year that is provided to other executives of the
Employers with levels of responsibility similar to that of the Executive.  The
Executive  shall  accrue and receive full compensation and benefits during his
vacation  leave periods.  Unused vacation leave time shall not carry over from
one  year  of  the  Employment Term to the next and unused vacation leave time
shall  not  entitle  the  Executive  to  any  additional  compensation.

(ix      abAutomobile. The Employers shall provide the Executive with a leased
automobile  during  the  Employment  Term; provided, that the Employers' total
monthly  lease  payments  toward  the  automobile shall not exceed Six Hundred
Fifty  Dollars  ($650.00)  per  month.    The  Employers  shall  reimburse the
Executive  for  all  reasonable  expenses  associated  with  the  automobile,
including  gasoline  and  normal repair expenses, incurred by the Executive in
conducting  the  Employers'  business,  in  accordance  with  the  policies of
Crossmann.

(ix       abBusiness Expenses. The Employers shall reimburse the Executive for
all  reasonable  business expenses incurred by the Executive in conducting the
Employers'  business  in  accordance  with  the  policies  of  Crossmann.

(ix          abTermination  of  Employment

(ix          abTermination  for  Cause

(ix          abThe Employers may terminate the Executive's employment with the
Employers  pursuant  to  this  Agreement  for  Cause,  as  defined  herein, by
providing  written  notice  to  the  Executive at least twenty-four (24) hours
prior  to  the  Termination  Date,  as  defined  in  subsection  (iii)  below.

(ix      abA termination for "Cause" means a termination by one of the Boards
for  any one or more of the following reasons: (a) theft, fraud, embezzlement,
dishonest  or other similar behavior by the Executive; (b) any material breach
by  the Executive of the terms of this Agreement, or the Purchase Agreement or
any  breach by the Executive of the terms of the Nondisclosure, Noncompetition
and  Nonsolicitation  Agreement  dated  of  even date herewith executed by the
Executive  (the "Noncompetition Agreement"); (c) any material neglect of duty,
incompetence,  insubordination  or  misconduct of the Executive in discharging
any  of  his  duties  and  responsibilities hereunder; (d) any act of theft or
dishonesty  by  the  Executive or any criminal conviction or indictment of the
Executive;  (e)  any  occurrence  of the Executive reporting to work under the
influence  of  alcohol  or  illegal  drugs,  or  the Executive being under the
influence of alcohol or illegal drugs during working hours; (f) any failure or
refusal  by the Executive to comply with the policies, rules or regulations of
the  Employers  whether  now  in  force  or  hereafter  adopted;  (g)  any
misrepresentation or concealment by the Executive of any material fact for the
purpose  of  securing  this  Agreement;  or  (h)  any  other  material  act of
misconduct  within  the  control  of  the  Executive.

(ix      abIn the case of a termination for Cause, the term "Termination Date"
as  used  in  this  subsection  (a)  shall  mean the actual date the Executive
terminates employment with the Employers as a result of action taken by one of
the Boards, and not as a result of the Executive's resignation, as provided in
Section  4(b).

(ix          abIf  prior  to  the  Expiration Date the Employers terminate the
Executive's  employment  for  Cause,  the  Executive shall only be entitled to
payment  of that portion of the Annual Base Salary under Section 3(a) that the
Executive  earned  through  and including the Termination Date, at the rate of
the  Annual  Base  Salary  in  effect or any portion of the year at that time.

(ix       abResignation. The Executive may resign from his employment with the
Employers  pursuant  to this Agreement at any time by providing written notice
to  the  Boards  of  his  resignation  at  least thirty (30) days prior to the
effective  date  of the resignation (the "Resignation Notice").  The effective
date of the Executive's resignation shall be that specified in the Resignation
Notice,  or  the  actual  date  the  Executive  terminates employment with the
Employers  as  the  result  of  a  resignation,  whichever occurs earlier (the
"Resignation  Date").   If prior to the Expiration Date, the Executive resigns
his  employment,  and  the  resignation  is  other  than  for  Good Reason (as
hereinafter  defined), the Executive shall only be entitled to payment of that
portion of the Annual Base Salary under Section 3(a) that the Executive earned
through  and  including  the  Resignation Date, at the rate of the Annual Base
Salary in effect at that time.  If prior to the Expiration Date, the Executive
resigns  his  employment  for  Good Reason, the Executive shall be entitled to
those  payments  and  other benefits that are described in Section 4(f) below.

(ix          abTermination  Without  Cause.  The  Employers may, in their sole
discretion,  terminate  the Executive's employment with the Employers pursuant
to  this  Agreement  at any time without Cause, by providing written notice to
the  Executive  at least twenty-four (24) hours prior to the Termination Date,
as defined in this subsection (c).  If, prior to the occurrence of a Change of
Control  (as  hereinafter  defined)  of Crossmann, the Employers terminate the
Executive's  employment  without  Cause,  the  Company  shall  be obligated to
continue  to  pay  to  him  that  portion of the Annual Base Salary that would
otherwise  have  been payable for the period beginning on the Termination Date
and  ending on the first to occur of (i) the Expiration Date or (ii) the first
anniversary of the Termination Date (the "Severance Payments").  Such payments
shall  be  made  as  and  when the same would have been due and payable if the
Executive's  employment  had  continued  through  such  date,  subject  to the
provisions  of  Sections  4(d)  and  4(e).    If  the  Employers terminate the
Executive's  employment  without  Cause  prior  to  a  Change  of  Control  of
Crossmann,  the  Executive shall not be entitled to any Bonus payments for any
periods after the Termination Date.  As a condition precedent to receiving the
Severance  Payments,  the  Executive  shall  sign  a release of all claims the
Executive  has  or  may  have  against  the  Employers  in  form and substance
submitted  to  the Executive by the Employers.  The term "Termination Date" as
used  in  this  subsection  (c)  shall  mean  the  actual  date  the Executive
terminates employment with the Employers as a result of action taken by one of
the  Employers, and not as a result of the Executive's resignation as provided
in  Section  4(b).  Except as provided in this subsection (c) or in subsection
(f),  the  Executive  shall  not  be  eligible  to receive any compensation or
benefits  under this Agreement with respect to any future periods beginning on
or  after  the  Termination  Date.

(ix          abDeath.  If the Executive dies prior to the Expiration Date, the
Executive's  estate  or  personal  representative shall be entitled to receive
that  portion  of  the  Annual  Base  Salary,  at  the  rate  in effect at the
Executive's  death, that portion of the Bonus attributable to the period prior
to  the  date of the Executive's death payable in accordance with the terms of
Section 3(b) hereof, and any other compensation or benefits that the Executive
earned  through  and  including  the  date  of  the Executive's death.  If the
Executive  is  entitled  to  receive  payments  from the Employers pursuant to
Section  4(c)  at  the  time  of his death, the Executive's estate or personal
representative  shall  be  entitled to receive that portion of the Annual Base
Salary,  at  the  rate  in  effect  at  the  Executive's  death, and any other
compensation  or  benefits,  that  the  Executive  would have been entitled to
receive  under  Section 4(c) through and including the date of the Executive's
death.    The  Executive's  estate  or  personal  representative  shall not be
entitled  to  receive  any  portion  of  the  Annual  Base Salary or any other
compensation  or  benefits  under  this Agreement, with respect to any periods
ending on or after the date of the Executive's death, which was not payable in
accordance  with  the  provisions  hereof  prior  to  the  date  of  death.

(ix      abDisability. If, prior to the Expiration Date, the Executive becomes
Permanently  Disabled,  as  defined  in this subsection (e), the Employers may
terminate  the  Executive's  employment  with the Employers as a result of the
Permanent  Disability  by  providing  written notice to the Executive at least
twenty-four  (24)  hours  prior  to  the  Termination Date, as defined in this
subsection  (e).    If  prior  to  the  Expiration  Date the Executive becomes
Permanently  Disabled,  the  Executive may resign from his employment with the
Employers  pursuant  to  this  Agreement  by  providing  written notice to the
Employers  of  his  resignation  at  least twenty-four (24) hours prior to the
Resignation  Date,  as  defined  in  this  subsection  (e).   If the Employers
terminate  the Executive's employment as a result of a Permanent Disability or
the  Executive  resigns  from  employment  with the Employers as a result of a
Permanent  Disability, the Executive shall be entitled to receive that portion
of the Annual Base Salary under Section 3(a) that the Executive earned through
and  including the Termination Date or Resignation Date, as applicable, at the
rate in effect on such date, and that portion of the Bonus attributable to the
period  prior  to the Termination Date or the Resignation Date, as applicable,
payable  in accordance with the terms of Section 3(b) hereof. If the Executive
is entitled to receive payments from the Employers pursuant to Section 4(c) at
the  time  he becomes Permanently Disabled, the Executive shall be entitled to
receive  the  payments  that the Executive would have been entitled to receive
under  Section  4(c).    The  Executive  shall  not be entitled to receive any
portion  of the Annual Base Salary or any other compensation or benefits under
this  Agreement  with  respect to any future periods beginning on or after the
later  of  the  Resignation  Date, Termination Date, or the date the Executive
becomes  Permanently  Disabled.    The  Executive shall be deemed "Permanently
Disabled" when, and only when, he is deemed permanently disabled in accordance
with the disability insurance policy of the Employers in effect at the time of
the  illness  or injury causing the disability, or, in the event no disability
policy  is  then  in  effect,  in accordance with the disability policy of the
Employers last in effect.  The definition of Permanently Disabled for purposes
of this Agreement shall comply with all provisions of applicable law. The term
"Termination  Date"  as used in this subsection (e) shall mean the actual date
the Executive terminates employment with the Employers.  The term "Resignation
Date"  as used in this subsection (e) shall mean the actual date the Executive
terminates  employment  with  the  Employers  as  the result of a resignation.

(ix          abTermination  or Resignation after Change of Control. If, within
twelve  (12) months immediately after the occurrence of a Change of Control of
Crossmann  but prior to the Expiration Date, either the Executive's employment
shall  be  terminated by the Company without Cause or the Executive shall have
resigned  from  employment  for  Good  Reason,  the  Company  or Crossmann, as
applicable,  shall  provide  the  Executive  with  the  following:

(ix          abThe Company shall pay the Executive his full Annual Base Salary
prorated  through  the  Termination Date or Resignation Date at the greater of
the rate in effect at the time the Change of Control of Crossmann occurs or at
the  Termination  Date/Resignation  Date,  plus  any  bonuses  or  incentive
compensation  which  pursuant to the terms of any compensation or benefit plan
have  been  earned  or  have  become  payable  as  of  the Termination Date or
Resignation  Date,  but  which  have  not  yet  been  paid.

(ix         abThe Company shall pay the Executive a lump sum cash payment as a
severance  entitlement  (the "Severance Entitlement") which, except as limited
by  Section  4(f)(iv)  hereunder,  shall otherwise be equal to  2.99 times the
highest  aggregate  amount  of  Annual  Base  Salary,  bonus  and  other  cash
compensation  paid  by the Company to the Executive for any full calendar year
during  which  the  Executive  was  employed  by the Employers pursuant to the
Employment  Agreement.

(ix        abThe Employers shall continue to provide for the Executive and his
dependents,  for a period of twelve (12) months following the Termination Date
or  Resignation  Date,  life  insurance,  medical and hospitalization benefits
comparable  to  those  provided  by  the  Employers  to  the Executive and his
dependents  immediately  prior to the Change of Control of Crossmann, provided
that  any  coverage provided pursuant to this subsection (iii) shall terminate
to the extent that the Executive obtains comparable life insurance, medical or
hospitalization  benefits  coverage from any other employer during such twelve
(12)  month  period.   The benefits provided under this subsection (iii) shall
not  be  materially  less  favorable  to  the  Executive  in terms of amounts,
deductibles  and  costs  to  him,  if  any, than such benefits provided by the
Employers  to the Executive and his dependents as of the date of the Change of
Control of Crossmann.  This subsection (iii) shall not be interpreted so as to
limit  any  benefits  to which the Executive or his dependents may be entitled
under  the  Employer's  life  insurance,  medical,  hospitalization, dental or
disability  plans following the Termination Date or Resignation Date and shall
be  in  addition  to  any  COBRA  rights  under  federal  law.

(ix      abNotwithstanding any other provision contained in this Agreement, if
the  aggregate present value of all payments made or payable to the Executive,
whether  pursuant  to  this Agreement or otherwise, that constitute "parachute
payments"  within the meaning of Section 280G(b)(2)(A) of the Internal Revenue
Code  of  1986,  as  amended  (the  "Code"), equals or exceeds three times the
Executive's "base amount" within the meaning of Section 280G of the Code, then
the  amounts otherwise payable pursuant to the Agreement shall be reduced, but
not  below  zero,  so  that  the  aggregate  present  value of the Executive's
"parachute  payments"  does  not  exceed  three times the Executive's benefits
under  this  Agreement.  This reduction shall be implemented first by reducing
any  non-cash  benefits  to  the extent necessary and, second, by reducing any
cash  benefits and the Severance Entitlement to the extent necessary.  In each
case, the reduction shall be made starting with the latest payment or benefit.
 All  determinations  as  to  what  amounts  paid  or payable to the Executive
constitute "parachute payments" and the present value thereof shall be made in
accordance  with  Section  280G  of  the Code, and any rulings and regulations
promulgated  under  the  Code,  and  shall  be  made  within 30 days after the
Termination  Date  by  the  Company's  independent  auditors.

               As a condition precedent to receiving the Severance Entitlement
or  any  of  the  other  compensation  described  in  this subsection (f), the
Executive  shall  sign  a  release of all claims the Executive has or may have
against  the Employers in form and substance submitted to the Executive by the
Employers.    The term "Termination Date" as used in this subsection (f) shall
mean the actual date the Executive terminates employment with the Employers as
a  result  of action taken by one of the Employers, and not as a result of the
Executive's  resignation  as  provided  in  Section  4(b).

(ix      abNondisclosure, Noncompetition and Nonsolicitation Agreement. On the
date  hereof  the  Executive,  Crossmann  and  the  Company  entered  into the
Noncompetition  Agreement.    All  of  the  terms  and  conditions  of  the
Noncompetition  Agreement  are incorporated herein by reference and any breach
of  the  Noncompetition  Agreement  shall  be  deemed  to  be a breach of this
Agreement.

(ix          abNon-assignability;  Binding  Agreement

(ix        abBy the Executive. The Executive shall not assign or delegate this
Agreement  or  any  right,  duty, obligation, or interest under this Agreement
without  the  Company's  and  Crossmann's  prior  written  consent;  provided,
however,  that  nothing  shall  preclude  the  Executive  from  designating
beneficiaries to receive benefits payable under this Agreement upon his death,
and nothing shall preclude the Executive's executors, administrators, or their
legal  representatives,  from assigning any rights under this Agreement to any
person.

(ix      abBy the Company or Crossmann. This Agreement shall be binding on the
Company  and  Crossmann  and  any  successor  to  all  or substantially all of
Crossmann's  or  the Company's business or assets.  Without limiting the prior
sentence,  the  Company  and  Crossmann  will  require any successor or assign
(whether direct or indirect, by purchase, consolidation, merger, or otherwise)
to  all  or  substantially all of the business and/or assets of the Company or
Crossmann  to expressly assume and agree to perform this Agreement in the same
manner  and to the same extent that the Company or Crossmann would be required
to  perform this Agreement if no such succession or assignment had occurred.
The  Executive  hereby  agrees  that  the Company and/or Crossmann may assign,
delegate,  or  transfer this Agreement and all of their rights and obligations
under  this  Agreement  to  any  of  its  affiliates or subsidiaries or to any
business entity that by purchase, merger, consolidation, or otherwise acquires
all or substantially all of the assets of the Company or Crossmann or to which
the  Company  or  Crossmann transfers all or substantially all of its assets.
Upon  assignment,  delegation, or transfer, any such affiliate, subsidiary, or
business  entity  shall  be  deemed  to  be substituted for the Company and/or
Crossmann,  as  applicable,  for  all  purposes  of  this  Agreement.

(ix     abBinding Effect. Except as limited under Sections 6(a) and 6(b), this
Agreement  shall  be binding upon and inure to the benefit of the parties, any
successors  to or assigns of the Company and/or Crossmann, and the Executive's
heirs  and the personal representatives or executor of the Executive's estate.

(ix         abSeverability. If a court of competent jurisdiction makes a final
determination  that  any  term  or  provision  of this Agreement is invalid or
unenforceable,  and all rights to appeal the determination have been exhausted
or  the  period  of  time  during which any appeal of the determination may be
perfected  has  been  exhausted,  the  remaining terms and provisions shall be
unimpaired  and the invalid or unenforceable term or provision shall be deemed
replaced  by  a  term or provision that is valid and enforceable and that most
closely  approximates the intention of the parties with respect to the invalid
or  unenforceable  term  or provision, as evidenced by the remaining valid and
enforceable  terms  and  conditions  of  this  Agreement.

(ix      abAmendment. No provision of this Agreement may be modified, amended,
waived,  or discharged in any manner except by an instrument in writing signed
by  the  Executive and on behalf of the Company and Crossmann by such officers
as  may  be  specifically  designated  by  the  Boards.    No  agreement  or
representation,  oral  or  otherwise,  express or implied, with respect to the
subject  matter  hereof have been made by any party which is not expressly set
forth  in  this  Agreement.

(ix         abWaiver. The waiver by any party of compliance by any other party
with  any  provision  of this Agreement shall not operate or be construed as a
waiver of any other provision of this Agreement (whether or not similar), or a
continuing  waiver  or  a  waiver  of  any  subsequent  breach by a party of a
provision of this Agreement.  Performance by any party of any act not required
of  it under the terms and conditions of this Agreement shall not constitute a
waiver  of  the  limitations  on  its obligations under this Agreement, and no
performance  shall estop that party from asserting those limitations as to any
further  or  future  performance  of  its  obligations.

(ix         abGoverning Law and Jurisdiction. The laws of the State of Indiana
shall  govern  the  validity, performance, enforcement, interpretation and any
other  aspect  of  this  Agreement,  notwithstanding any state's choice of law
provisions  to  the  contrary.

(ix          abNotices. All notices required or desired to be given under this
Agreement  shall be in writing and shall be deemed to have been duly given (i)
on  the date of service if served personally on the party to whom notice is to
be  given,  (ii)  on  the date of receipt by the party to whom notice is to be
given  if  transmitted  to such party by telefax, provided a copy is mailed as
set  forth  below on the date of transmission, or (iii) on the third day after
mailing  if mailed to the party to whom notice is to be given by registered or
certified  mail,  return  receipt requested, postage prepaid, to the following
addresses:

     (a)          If  to  the  Company  or  Crossmann,  to:

          Crossmann  Communities,  Inc.
          9210  North  Meridian  St.
          Indianapolis,  IN  46260
          Attn:  John  B.  Scheumann
          Tel.  No.:  (317)  843-9514
          Fax:  (317)  571-2210



<PAGE>
                    With  a  copy  to:

          Steven  K.  Humke,  Esq.
          ICE  MILLER
          One  American  Square
          Box  82001
          Indianapolis,  Indiana    46282
          Fax:    (317)  592-4675

     (b)          If    to  the  Executive,  to:

          865  West  Carmel  Drive,  Suite  114
          Carmel,  Indiana  46032
          Fax:  (317)  574-7601

Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

(ix        abPrior Agreements. This Agreement and the Noncompetition Agreement
are  a  complete  and  total integration of the understanding of the parties.
This  Agreement  and  the  Noncompetition  Agreement  supersede  all  prior or
contemporaneous  negotiations,  commitments,  agreements,  writings  including
handbooks,  and  discussions  with  respect  to  the  subject  matter  of this
Agreement  and  the  Noncompetition  Agreement.

(ix          abHeadings.  The  headings  of the Sections of this Agreement are
inserted  for  convenience  only and shall not be deemed to constitute part of
this  Agreement  or  to  affect  the  construction  of  this  Agreement.

(ix          abCounterparts.  This  Agreement  may  be executed in one or more
counterparts,  each  of  which  shall  be deemed to be an original, but all of
which  together  shall  constitute  one  and  the  same  Agreement.   Only one
counterpart  signed  by the party against which enforcement is sought needs to
be  produced  to  evidence  the  existence  of  this  Agreement.

(ix          abMiscellaneous  Definitions.  For  purposes  of  this Agreement:



                                      --
     (a)       A "Change of Control" of Crossmann shall be deemed to occur (i)
when  any  person  (as  such  term  is used in Sections 13(e) and 14(d) of the
Securities  Exchange Act of 1934, as amended (the "Exchange Act")), other than
John  Scheumann or Richard Crosser becomes the beneficial owner (as defined in
Rule  13d-3  promulgated  under  the  Exchange  Act) directly or indirectly of
securities  of Crossmann representing 40% or more of the combined voting power
of  Crossmann's  then  outstanding  securities  (assuming  conversion  of  all
outstanding  nonvoting  securities  into voting securities and the exercise of
all  outstanding  options  or  other convertible securities); or (ii) upon the
approval  by  Crossmann's  shareholders  of  (A)  a merger or consolidation of
Crossmann  with  or into another company (other than a merger or consolidation
in  which  Crossmann is the surviving corporation and which does not result in
any  capital  reorganization  or  reclassification  or  other  change  in  the
ownership  of  Crossmann's  then  outstanding  shares  which would be deemed a
Change of Control pursuant to subsection(s) (i) or (ii) hereof), (B) a sale or
disposition of all or substantially all of Crossmann's assets other than to an
affiliate  of  Crossmann,  or  (C)  a  plan  of  liquidation or dissolution of
Crossmann.



                                      --
     (b)          A  termination  for  "Good  Reason" shall mean the voluntary
cessation by the Executive of employment with the Employers, after a Change of
Control of Crossmann, which cessation occurs within ninety (90) days after (i)
the Executive's base salary was reduced to an amount less than the Executive's
base  salary  as  of  the date of this Agreement and/or (ii) the amount of the
targeted annual incentives available to the Executive (based on realization of
certain corporate and individual objectives) are materially decreased from the
amount  of similar incentives available in prior years and/or (iii) the nature
and  scope  of  the  Executive's  duties were materially reduced and/or (iv) a
significant  adverse  reduction  or  alteration  in the scope or status of the
Executive's  position,  duties  or  responsibilities  or the conditions of the
Executive's  employment  from those in effect immediately prior to such Change
of  Control  of Crossmann are effected, and/or (v) Crossmann fails to continue
this  Agreement  in  effect  or  to  obtain  a satisfactory agreement from any
successor  to  assume  and  agree  to  perform  this  Agreement.






              [REMAINDER OF THE PAGE INTENTIONALLY LEFT BLANK]

<PAGE>
          The  parties  have executed this Agreement on the Effective Date.

"THE  COMPANY"

TRINITY  HOMES,  LLC

By:/s/  John  B.  Scheumann
          Title:  Manager

          "CROSSMANN"

CROSSMANN  COMMUNITIES,  INC.


By:/s/  John  B.  Scheumann
          Title:  Chief  Executive  Officer

"EXECUTIVE"

            /s/  John  E.  McKenzie
            John  E.  McKenzie




                                      --



















Exhibit  10.55


          EXECUTIVE  EMPLOYMENT  AGREEMENT


     This  Executive  Employment  Agreement  ("Agreement") is made and entered
into  as of the 20th day of October, 2000 (the "Effective Date"), by and among
Trinity  Homes,  LLC,  an  Indiana  limited liability company (the "Company"),
Crossmann Communities, Inc., an Indiana corporation ("Crossmann") and James D.
McKenzie  (the  "Executive").

                            PRELIMINARY STATEMENTS

     The  Company  and  Crossmann  (referred  to,  together,  herein  as  the
"Employers")  have determined that it is in their best interests to employ the
Executive  as  President  of  the Company, and the Executive desires to accept
such  position  and  to devote his loyalty to the Employers upon the terms and
conditions  set  forth  in  this  Agreement.

                             TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to  be  legally bound, the parties hereto agree as
follows:

(ii          abEmployment  and  Duties

(ii          abGeneral.  The  Employers  hereby  employ the Executive, and the
Executive  hereby  agrees to serve the Employers, in the capacity of President
of  the  Company  and  to perform the executive and management duties that the
Board  of  Directors of the Company and/or the Board of Directors of Crossmann
(the  "Boards")  shall  reasonably  assign to the Executive from time to time.

(ii          abEmployment Duties Throughout the Employment Term, as defined in
Section  2,  the Executive shall: (i) devote his working hours, on a full-time
basis,  to  his duties under this Agreement; (ii) faithfully and loyally serve
the  Employers;  (iii)  comply  in all respects with the lawful and reasonable
directions  and instructions given to him by the Boards; and (iv) use his best
efforts to promote and serve the interests of the Employers.  In the event the
directions  and  instructions given to the Executive by the Boards conflict in
any manner, the directions and instructions given by the Board of Directors of
Crossmann  shall  be  deemed  controlling;  full  compliance  with the express
directions  and  instructions  of the Board of Directors of Crossmann shall be
deemed  a  defense  to  any claim of failure to comply with the directions and
instructions  of  the  Board  of  Directors  of  the  Company.

(ii       abExclusive Employment Throughout the Employment Term, as defined in
Section  2,  the  Executive  shall  not  render  his  services,  directly  or
indirectly,  for compensation, to any other person or organization without the
prior  written  consent  of the Employers and shall not engage in any activity
which  would  significantly  interfere  with  the  faithful performance of his
duties  under  this  Agreement.    The  Executive,  however, may perform minor
services  for which he does not receive compensation, so long as such services
do  not  significantly  interfere  with the faithful performance of his duties
under  this  Agreement  or  violate  the  Noncompetition Agreement (as defined
herein).

(ii          abLocation  of Employment. The Executive hereby agrees to perform
services  for the Employers in Indianapolis, Indiana and the vicinity thereof,
and  the  Employers  shall  not  relocate  the  Executive out of Indianapolis,
Indiana  or  the  vicinity  thereof without the Executive's consent; provided,
however,  that  the  Executive  shall  travel  from  time  to  time  to  other
geographical  areas  of  the  United  States  as  necessary  or appropriate in
connection  with  the  performance  of  this  employment  duties  under  this
Agreement.

(ii     abEmployment Term. The Executive's employment hereunder shall commence
on the Effective Date, and shall continue until October 20, 2003 (the "Initial
Term");  provided,  however,  that  upon  expiration  of the Initial Term, the
Employment  Term  shall  automatically be extended for consecutive, additional
periods  of  one (1) year thereafter (each such one year period being referred
to  herein  as  a "Renewal Term"), unless the Employers or the Executive shall
have given written notice to the other, at least thirty (30) days prior to the
expiration  of  the  Initial  Term,  or at least thirty (30) days prior to the
expiration of the then-current Renewal Term if applicable, that the Employment
Term  will  expire  on  the  last  day of the Initial Term or the then-current
Renewal  Term (as applicable).  Notwithstanding the foregoing, the Executive's
employment  hereunder  shall  be  subject  to  resignation  or  termination in
accordance  with  the  provisions  of  Section  4  hereof.    As  used in this
Agreement,  the  term  "Expiration  Date"  shall mean (a) October 20, 2003, if
either  party  elects as provided above not to extend the Initial Term for any
Renewal  Terms;  (b)  October  20  of the then-current Renewal Term, if either
party elects as provided above not to extend the then-current Renewal Term for
any  additional  Renewal  Terms;  and  (c) October 20 of the Renewal Term that
immediately  follows  the  Initial  Term  or the then-current Renewal Term (as
applicable)  (the  "Succeeding Renewal Term"), if the Employment Term has been
automatically  extended for that Succeeding Renewal Term as described above.
The  term "Employment Term" shall mean the period beginning on the date hereof
and  ending  on  the  earlier of the Expiration Date, the Termination Date (as
defined  in  Section  4 hereof), the Resignation Date (as defined in Section 4
hereof), or other date the Executive ceases to be employed by the Employers in
accordance  with  Section  4  hereof.

(ii          abCompensation  and  Other Benefits. The Company or Crossmann, as
applicable,  shall  pay  and  provide  the  following  compensation  and other
benefits  to  the  Executive  for  the  services  rendered  by  him under this
Agreement:

(ii          abAnnual  Base Salary. The Company shall pay to the Executive, in
accordance  with  the  then  prevailing  payroll  practices of the Company, an
annual  salary  of  One  Hundred  Twenty-five  Thousand  Dollars  and  No/100
($125,000)  (the "Annual Base Salary"), subject to required withholdings under
Federal,  state,  and  local  laws.  The Company's obligations with respect to
payment  of the Annual Base Salary shall not be effective until the Employment
Term  has  commenced,  and  the  Annual Base Salary shall be pro-rated for the
calendar  year  2000.

(ii       abBonus Commencing during calendar year 2001, the Executive shall be
eligible  to receive an annual bonus in an amount of up to one hundred percent
(100%) of the Executive's Annual Base Salary based upon achievement of certain
operating  goals  established by the Employers, which shall be consistent with
those established for other employees of the Crossmann Group who are similarly
situated  as  the  Executive,  and  based  upon the overall performance of the
Crossmann  Group.

(ii         abExecutive Benefits. Except as otherwise specifically provided in
this  Agreement, the Executive shall be eligible to participate, in accordance
with  their  respective  terms  and conditions, in all benefit plans presently
available  or  which  may  subsequently be made available to executives of the
Employers,  including  Crossmann's  health  care,  basic  life  insurance,
supplemental  life  insurance  coverage,  disability coverage, business travel
accident  insurance  and  any  pension  or  retirement  plan  of  any  kind.

(ii        abVacation Leave. The Executive shall be entitled to that number of
days  of  vacation  leave per year that is provided to other executives of the
Employers with levels of responsibility similar to that of the Executive.  The
Executive  shall  accrue and receive full compensation and benefits during his
vacation  leave periods.  Unused vacation leave time shall not carry over from
one  year  of  the  Employment Term to the next and unused vacation leave time
shall  not  entitle  the  Executive  to  any  additional  compensation.

(ii      abAutomobile. The Employers shall provide the Executive with a leased
automobile  during  the  Employment  Term; provided, that the Employers' total
monthly  lease  payments  toward  the  automobile shall not exceed Six Hundred
Fifty  Dollars  ($650.00)  per  month.    The  Employers  shall  reimburse the
Executive  for  all  reasonable  expenses  associated  with  the  automobile,
including  gasoline  and  normal repair expenses, incurred by the Executive in
conducting  the  Employers'  business,  in  accordance  with  the  policies of
Crossmann.

(ii       abBusiness Expenses. The Employers shall reimburse the Executive for
all  reasonable  business expenses incurred by the Executive in conducting the
Employers'  business  in  accordance  with  the  policies  of  Crossmann.

(ii          abTermination  of  Employment

(ii          abTermination  for  Cause

(ii          abThe Employers may terminate the Executive's employment with the
Employers  pursuant  to  this  Agreement  for  Cause,  as  defined  herein, by
providing  written  notice  to  the  Executive at least twenty-four (24) hours
prior  to  the  Termination  Date,  as  defined  in  subsection  (iii)  below.

(ii      abA termination for "Cause" means a termination by one of the Boards
for  any one or more of the following reasons: (a) theft, fraud, embezzlement,
dishonest  or other similar behavior by the Executive; (b) any material breach
by  the Executive of the terms of this Agreement, or the Purchase Agreement or
any  breach by the Executive of the terms of the Nondisclosure, Noncompetition
and  Nonsolicitation  Agreement  dated  of  even date herewith executed by the
Executive  (the "Noncompetition Agreement"); (c) any material neglect of duty,
incompetence,  insubordination  or  misconduct of the Executive in discharging
any  of  his  duties  and  responsibilities hereunder; (d) any act of theft or
dishonesty  by  the  Executive or any criminal conviction or indictment of the
Executive;  (e)  any  occurrence  of the Executive reporting to work under the
influence  of  alcohol  or  illegal  drugs,  or  the Executive being under the
influence of alcohol or illegal drugs during working hours; (f) any failure or
refusal  by the Executive to comply with the policies, rules or regulations of
the  Employers  whether  now  in  force  or  hereafter  adopted;  (g)  any
misrepresentation or concealment by the Executive of any material fact for the
purpose  of  securing  this  Agreement;  or  (h)  any  other  material  act of
misconduct  within  the  control  of  the  Executive.

(ii      abIn the case of a termination for Cause, the term "Termination Date"
as  used  in  this  subsection  (a)  shall  mean the actual date the Executive
terminates employment with the Employers as a result of action taken by one of
the Boards, and not as a result of the Executive's resignation, as provided in
Section  4(b).

(ii          abIf  prior  to  the  Expiration Date the Employers terminate the
Executive's  employment  for  Cause,  the  Executive shall only be entitled to
payment  of that portion of the Annual Base Salary under Section 3(a) that the
Executive  earned  through  and including the Termination Date, at the rate of
the  Annual  Base  Salary  in  effect or any portion of the year at that time.

(ii       abResignation. The Executive may resign from his employment with the
Employers  pursuant  to this Agreement at any time by providing written notice
to  the  Boards  of  his  resignation  at  least thirty (30) days prior to the
effective  date  of the resignation (the "Resignation Notice").  The effective
date of the Executive's resignation shall be that specified in the Resignation
Notice,  or  the  actual  date  the  Executive  terminates employment with the
Employers  as  the  result  of  a  resignation,  whichever occurs earlier (the
"Resignation  Date").   If prior to the Expiration Date, the Executive resigns
his  employment,  and  the  resignation  is  other  than  for  Good Reason (as
hereinafter  defined), the Executive shall only be entitled to payment of that
portion of the Annual Base Salary under Section 3(a) that the Executive earned
through  and  including  the  Resignation Date, at the rate of the Annual Base
Salary in effect at that time.  If prior to the Expiration Date, the Executive
resigns  his  employment  for  Good Reason, the Executive shall be entitled to
those  payments  and  other benefits that are described in Section 4(f) below.

(ii          abTermination  Without  Cause.  The  Employers may, in their sole
discretion,  terminate  the Executive's employment with the Employers pursuant
to  this  Agreement  at any time without Cause, by providing written notice to
the  Executive  at least twenty-four (24) hours prior to the Termination Date,
as defined in this subsection (c).  If, prior to the occurrence of a Change of
Control  (as  hereinafter  defined)  of Crossmann, the Employers terminate the
Executive's  employment  without  Cause,  the  Company  shall  be obligated to
continue  to  pay  to  him  that  portion of the Annual Base Salary that would
otherwise  have  been payable for the period beginning on the Termination Date
and  ending on the first to occur of (i) the Expiration Date or (ii) the first
anniversary of the Termination Date (the "Severance Payments").  Such payments
shall  be  made  as  and  when the same would have been due and payable if the
Executive's  employment  had  continued  through  such  date,  subject  to the
provisions  of  Sections  4(d)  and  4(e).    If  the  Employers terminate the
Executive's  employment  without  Cause  prior  to  a  Change  of  Control  of
Crossmann,  the  Executive shall not be entitled to any Bonus payments for any
periods after the Termination Date.  As a condition precedent to receiving the
Severance  Payments,  the  Executive  shall  sign  a release of all claims the
Executive  has  or  may  have  against  the  Employers  in  form and substance
submitted  to  the Executive by the Employers.  The term "Termination Date" as
used  in  this  subsection  (c)  shall  mean  the  actual  date  the Executive
terminates employment with the Employers as a result of action taken by one of
the  Employers, and not as a result of the Executive's resignation as provided
in  Section  4(b).  Except as provided in this subsection (c) or in subsection
(f),  the  Executive  shall  not  be  eligible  to receive any compensation or
benefits  under this Agreement with respect to any future periods beginning on
or  after  the  Termination  Date.

(ii          abDeath.  If the Executive dies prior to the Expiration Date, the
Executive's  estate  or  personal  representative shall be entitled to receive
that  portion  of  the  Annual  Base  Salary,  at  the  rate  in effect at the
Executive's  death, that portion of the Bonus attributable to the period prior
to  the  date of the Executive's death payable in accordance with the terms of
Section 3(b) hereof, and any other compensation or benefits that the Executive
earned  through  and  including  the  date  of  the Executive's death.  If the
Executive  is  entitled  to  receive  payments  from the Employers pursuant to
Section  4(c)  at  the  time  of his death, the Executive's estate or personal
representative  shall  be  entitled to receive that portion of the Annual Base
Salary,  at  the  rate  in  effect  at  the  Executive's  death, and any other
compensation  or  benefits,  that  the  Executive  would have been entitled to
receive  under  Section 4(c) through and including the date of the Executive's
death.    The  Executive's  estate  or  personal  representative  shall not be
entitled  to  receive  any  portion  of  the  Annual  Base Salary or any other
compensation  or  benefits  under  this Agreement, with respect to any periods
ending on or after the date of the Executive's death, which was not payable in
accordance  with  the  provisions  hereof  prior  to  the  date  of  death.

(ii      abDisability. If, prior to the Expiration Date, the Executive becomes
Permanently  Disabled,  as  defined  in this subsection (e), the Employers may
terminate  the  Executive's  employment  with the Employers as a result of the
Permanent  Disability  by  providing  written notice to the Executive at least
twenty-four  (24)  hours  prior  to  the  Termination Date, as defined in this
subsection  (e).    If  prior  to  the  Expiration  Date the Executive becomes
Permanently  Disabled,  the  Executive may resign from his employment with the
Employers  pursuant  to  this  Agreement  by  providing  written notice to the
Employers  of  his  resignation  at  least twenty-four (24) hours prior to the
Resignation  Date,  as  defined  in  this  subsection  (e).   If the Employers
terminate  the Executive's employment as a result of a Permanent Disability or
the  Executive  resigns  from  employment  with the Employers as a result of a
Permanent  Disability, the Executive shall be entitled to receive that portion
of the Annual Base Salary under Section 3(a) that the Executive earned through
and  including the Termination Date or Resignation Date, as applicable, at the
rate in effect on such date, and that portion of the Bonus attributable to the
period  prior  to the Termination Date or the Resignation Date, as applicable,
payable  in accordance with the terms of Section 3(b) hereof. If the Executive
is entitled to receive payments from the Employers pursuant to Section 4(c) at
the  time  he becomes Permanently Disabled, the Executive shall be entitled to
receive  the  payments  that the Executive would have been entitled to receive
under  Section  4(c).    The  Executive  shall  not be entitled to receive any
portion  of the Annual Base Salary or any other compensation or benefits under
this  Agreement  with  respect to any future periods beginning on or after the
later  of  the  Resignation  Date, Termination Date, or the date the Executive
becomes  Permanently  Disabled.    The  Executive shall be deemed "Permanently
Disabled" when, and only when, he is deemed permanently disabled in accordance
with the disability insurance policy of the Employers in effect at the time of
the  illness  or injury causing the disability, or, in the event no disability
policy  is  then  in  effect,  in accordance with the disability policy of the
Employers last in effect.  The definition of Permanently Disabled for purposes
of this Agreement shall comply with all provisions of applicable law. The term
"Termination  Date"  as used in this subsection (e) shall mean the actual date
the Executive terminates employment with the Employers.  The term "Resignation
Date"  as used in this subsection (e) shall mean the actual date the Executive
terminates  employment  with  the  Employers  as  the result of a resignation.

(ii      abTermination or Resignation after Change of ControlIf, within twelve
(12)  months  immediately  after  the  occurrence  of  a  Change of Control of
Crossmann  but prior to the Expiration Date, either the Executive's employment
shall  be  terminated  by  the Company (other than for Cause) or the Executive
shall have resigned from employment for Good Reason, the Company or Crossmann,
as  applicable,  shall  provide  the  Executive  with  the  following:

(ii          abThe Company shall pay the Executive his full Annual Base Salary
prorated  through  the  Termination Date or Resignation Date at the greater of
the rate in effect at the time the Change of Control of Crossmann occurs or at
the  Termination  Date/Resignation  Date,  plus  any  bonuses  or  incentive
compensation  which  pursuant to the terms of any compensation or benefit plan
have  been  earned  or  have  become  payable  as  of  the Termination Date or
Resignation  Date,  but  which  have  not  yet  been  paid.

(ii         abThe Company shall pay the Executive a lump sum cash payment as a
severance  entitlement  (the "Severance Entitlement") which, except as limited
by  Section  4(f)(iv)  hereunder,  shall  otherwise be equal to 2.99 times the
highest  aggregate  amount  of  Annual  Base  Salary,  bonus  and  other  cash
compensation  paid  by the Company to the Executive for any full calendar year
during  which  the  Executive  was  employed  by the Employers pursuant to the
Employment  Agreement;

(ii        abThe Employers shall continue to provide for the Executive and his
dependents,  for a period of twelve (12) months following the Termination Date
or  Resignation  Date,  life  insurance,  medical and hospitalization benefits
comparable  to  those  provided  by  the  Employers  to  the Executive and his
dependents  immediately  prior to the Change of Control of Crossmann, provided
that  any  coverage provided pursuant to this subsection (iii) shall terminate
to the extent that the Executive obtains comparable life insurance, medical or
hospitalization  benefits  coverage from any other employer during such twelve
(12)  month  period.   The benefits provided under this subsection (iii) shall
not  be  materially  less  favorable  to  the  Executive  in terms of amounts,
deductibles  and  costs  to  him,  if  any, than such benefits provided by the
Employers  to the Executive and his dependents as of the date of the Change of
Control of Crossmann.  This subsection (iii) shall not be interpreted so as to
limit  any  benefits  to which the Executive or his dependents may be entitled
under  the  Employer's  life  insurance,  medical,  hospitalization, dental or
disability  plans following the Termination Date or Resignation Date and shall
be  in  addition  to  any  COBRA  rights  under  federal  law.

(ii      abNotwithstanding any other provision contained in this Agreement, if
the  aggregate present value of all payments made or payable to the Executive,
whether  pursuant  to  this Agreement or otherwise, that constitute "parachute
payments"  within the meaning of Section 280G(b)(2)(A) of the Internal Revenue
Code  of  1986,  as  amended  (the  "Code"), equals or exceeds three times the
Executive's "base amount" within the meaning of Section 280G of the Code, then
the  amounts otherwise payable pursuant to the Agreement shall be reduced, but
not  below  zero,  so  that  the  aggregate  present  value of the Executive's
"parachute  payments"  does  not  exceed  three times the Executive's benefits
under  this  Agreement.  This reduction shall be implemented first by reducing
any  non-cash  benefits  to  the extent necessary and, second, by reducing any
cash  benefits and the Severance Entitlement to the extent necessary.  In each
case, the reduction shall be made starting with the latest payment or benefit.
 All  determinations  as  to  what  amounts  paid  or payable to the Executive
constitute "parachute payments" and the present value thereof shall be made in
accordance  with  Section  280G  of  the Code, and any rulings and regulations
promulgated  under  the  Code,  and  shall  be  made  within 30 days after the
Termination  Date  by  the  Company's  independent  auditors.

               As a condition precedent to receiving the Severance Entitlement
or  any  of  the  other  compensation  described  in  this subsection (f), the
Executive  shall  sign  a  release of all claims the Executive has or may have
against  the Employers in form and substance submitted to the Executive by the
Employers.    The term "Termination Date" as used in this subsection (f) shall
mean the actual date the Executive terminates employment with the Employers as
a  result  of action taken by one of the Employers, and not as a result of the
Executive's  resignation  as  provided  in  Section  4(b).

(ii      abNondisclosure, Noncompetition and Nonsolicitation Agreement. On the
date  hereof  the  Executive,  Crossmann  and  the  Company  entered  into the
Noncompetition  Agreement.    All  of  the  terms  and  conditions  of  the
Noncompetition  Agreement  are incorporated herein by reference and any breach
of  the  Noncompetition  Agreement  shall  be  deemed  to  be a breach of this
Agreement.

Non-assignability,  Binding  Agreement.

(ii       ab     By the Executive. The Executive shall not assign or delegate
this  Agreement  or  any  right,  duty,  obligation,  or  interest  under this
Agreement  without  the  Company's  and  Crossmann's  prior  written  consent;
provided,  however,  that  nothing  shall  preclude  the  Executive  from
designating  beneficiaries  to  receive  benefits payable under this Agreement
upon  his  death,  and  nothing  shall  preclude  the  Executive's  executors,
administrators,  or  their  legal  representatives,  from assigning any rights
under  this  Agreement  to  any  person.

(ii      abBy the Company or Crossmann. This Agreement shall be binding on the
Company  and  Crossmann  and  any  successor  to  all  or substantially all of
Crossmann's  or  the Company's business or assets.  Without limiting the prior
sentence,  the  Company  and  Crossmann  will  require any successor or assign
(whether direct or indirect, by purchase, consolidation, merger, or otherwise)
to  all  or  substantially all of the business and/or assets of the Company or
Crossmann  to expressly assume and agree to perform this Agreement in the same
manner  and to the same extent that the Company or Crossmann would be required
to  perform this Agreement if no such succession or assignment had occurred.
The  Executive  hereby  agrees  that  the Company and/or Crossmann may assign,
delegate,  or  transfer this Agreement and all of their rights and obligations
under  this  Agreement  to  any  of  its  affiliates or subsidiaries or to any
business entity that by purchase, merger, consolidation, or otherwise acquires
all or substantially all of the assets of the Company or Crossmann or to which
the  Company  or  Crossmann transfers all or substantially all of its assets.
Upon  assignment,  delegation, or transfer, any such affiliate, subsidiary, or
business  entity  shall  be  deemed  to  be substituted for the Company and/or
Crossmann,  as  applicable,  for  all  purposes  of  this  Agreement.

(ii      abBinding Effect. Except as limited under Sections 6(a) and 6(b),
this  Agreement shall be binding upon and inure to the benefit of the parties,
any  successors  to  or  assigns  of  the  Company  and/or  Crossmann, and the
Executive's  heirs  and  the  personal  representatives  or  executor  of  the
Executive's  estate.

(ii         abSeverability. If a court of competent jurisdiction makes a final
determination  that  any  term  or  provision  of this Agreement is invalid or
unenforceable,  and all rights to appeal the determination have been exhausted
or  the  period  of  time  during which any appeal of the determination may be
perfected  has  been  exhausted,  the  remaining terms and provisions shall be
unimpaired  and the invalid or unenforceable term or provision shall be deemed
replaced  by  a  term or provision that is valid and enforceable and that most
closely  approximates the intention of the parties with respect to the invalid
or  unenforceable  term  or provision, as evidenced by the remaining valid and
enforceable  terms  and  conditions  of  this  Agreement.

(ii      abAmendment. No provision of this Agreement may be modified, amended,
waived,  or discharged in any manner except by an instrument in writing signed
by  the  Executive and on behalf of the Company and Crossmann by such officers
as  may  be  specifically  designated  by  the  Boards.    No  agreement  or
representation,  oral  or  otherwise,  express or implied, with respect to the
subject  matter  hereof have been made by any party which is not expressly set
forth  in  this  Agreement.

(ii         abWaiver. The waiver by any party of compliance by any other party
with  any  provision  of this Agreement shall not operate or be construed as a
waiver of any other provision of this Agreement (whether or not similar), or a
continuing  waiver  or  a  waiver  of  any  subsequent  breach by a party of a
provision of this Agreement.  Performance by any party of any act not required
of  it under the terms and conditions of this Agreement shall not constitute a
waiver  of  the  limitations  on  its obligations under this Agreement, and no
performance  shall estop that party from asserting those limitations as to any
further  or  future  performance  of  its  obligations.

(ii         abGoverning Law and Jurisdiction. The laws of the State of Indiana
shall  govern  the  validity, performance, enforcement, interpretation and any
other  aspect  of  this  Agreement,  notwithstanding any state's choice of law
provisions  to  the  contrary.

(ii          abNotices. All notices required or desired to be given under this
Agreement  shall be in writing and shall be deemed to have been duly given (i)
on  the date of service if served personally on the party to whom notice is to
be  given,  (ii)  on  the date of receipt by the party to whom notice is to be
given  if  transmitted  to such party by telefax, provided a copy is mailed as
set  forth  below on the date of transmission, or (iii) on the third day after
mailing  if mailed to the party to whom notice is to be given by registered or
certified  mail,  return  receipt requested, postage prepaid, to the following
addresses:

     (a)          If  to  the  Company  or  Crossmann,  to:

          Crossmann  Communities,  Inc.
          9210  North  Meridian  St.
          Indianapolis,  IN  46260
          Attn:  John  B.  Scheumann
          Tel.  No.:  (317)  843-9514
          Fax:  (317)  571-2210

          With  a  copy  to:

          Steven  K.  Humke,  Esq.
          ICE  MILLER
          One  American  Square
          Box  82001
          Indianapolis,  Indiana    46282
          Fax:    (317)  592-4675

     (b)          If    to  the  Executive,  to:

          865  West  Carmel  Drive,  Suite  114
          Carmel,  Indiana  46032
          Fax:  (317)  574-7601



Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.
(ii        abPrior Agreements. This Agreement and the Noncompetition Agreement
are  a  complete  and  total integration of the understanding of the parties.
This  Agreement  and  the  Noncompetition  Agreement  supersede  all  prior or
contemporaneous  negotiations,  commitments,  agreements,  writings  including
handbooks,  and  discussions  with  respect  to  the  subject  matter  of this
Agreement  and  the  Noncompetition  Agreement.

(ii          abHeadings.  The  headings  of the Sections of this Agreement are
inserted  for  convenience  only and shall not be deemed to constitute part of
this  Agreement  or  to  affect  the  construction  of  this  Agreement.

(ii          abCounterparts.  This  Agreement  may  be executed in one or more
counterparts,  each  of  which  shall  be deemed to be an original, but all of
which  together  shall  constitute  one  and  the  same  Agreement.   Only one
counterpart  signed  by the party against which enforcement is sought needs to
be  produced  to  evidence  the  existence  of  this  Agreement.

(ii          abMiscellaneous  Definitions  For  purposes  of  this  Agreement:



                                      --
     (a)       A "Change of Control" of Crossmann shall be deemed to occur (i)
when  any  person  (as  such  term  is used in Sections 13(e) and 14(d) of the
Securities  Exchange Act of 1934, as amended (the "Exchange Act")), other than
John  Scheumann or Richard Crosser becomes the beneficial owner (as defined in
Rule  13d-3  promulgated  under  the  Exchange  Act) directly or indirectly of
securities  of Crossmann representing 40% or more of the combined voting power
of  Crossmann's  then  outstanding  securities  (assuming  conversion  of  all
outstanding  nonvoting  securities  into voting securities and the exercise of
all  outstanding  options  or  other convertible securities); or (ii) upon the
approval  by  Crossmann's  shareholders  of  (A)  a merger or consolidation of
Crossmann  with  or into another company (other than a merger or consolidation
in  which  Crossmann is the surviving corporation and which does not result in
any  capital  reorganization  or  reclassification  or  other  change  in  the
ownership  of  Crossmann's  then  outstanding  shares  which would be deemed a
Change of Control pursuant to subsection(s) (i) or (ii) hereof), (B) a sale or
disposition of all or substantially all of Crossmann's assets other than to an
affiliate  of  Crossmann,  or  (C)  a  plan  of  liquidation or dissolution of
Crossmann.



                                      --
          (b)        A termination for "Good Reason" shall mean the voluntary
cessation by the Executive of employment with the Employers, after a Change of
Control of Crossmann, which cessation occurs within ninety (90) days after (i)
the Executive's base salary was reduced to an amount less than the Executive's
base  salary  as  of  the date of this Agreement and/or (ii) the amount of the
targeted annual incentives available to the Executive (based on realization of
certain corporate and individual objectives) are materially decreased from the
amount  of similar incentives available in prior years and/or (iii) the nature
and  scope  of  the  Executive's  duties were materially reduced and/or (iv) a
significant  adverse  reduction  or  alteration  in the scope or status of the
Executive's  position,  duties  or  responsibilities  or the conditions of the
Executive's  employment  from those in effect immediately prior to such Change
of  Control  of Crossmann are effected, and/or (v) Crossmann fails to continue
this  Agreement  in  effect  or  to  obtain  a satisfactory agreement from any
successor  to  assume  and  agree  to  perform  this  Agreement.





               [REMAINDER OF THE PAGE INTENTIONALLY LEFT BLANK]

<PAGE>
     The  parties  have  executed  this  Agreement  on  the  Effective  Date.

"THE  COMPANY"

TRINITY  HOMES,  LLC

By:/s/  John  B.  Scheumann

     Title:  Manager

     "CROSSMANN"

CROSSMANN  COMMUNITIES,  INC.


By:/s/  John  B.  Scheumann

     Title:  Chief  Executive  Officer

"EXECUTIVE"



/s/  James  D.  McKenzie
     James  D.  McKenzie

















EXHIBIT  10.56


                     NONDISCLOSURE, NONCOMPETITION AND
                         NONSOLICITATION AGREEMENT


This  Nondisclosure,  Noncompetition  and  Nonsolicitation  Agreement  (the
"Agreement") is made and entered into as of the 20th day of October, 2000 (the
"Effective  Date"), by and among Crossmann Communities Partnership, an Indiana
partnership  ("Crossmann"),  Trinity  Homes, LLC, an Indiana limited liability
company  ("Trinity  Homes",  and  together with Crossmann, the "Company"), and
Trinity  Homes,  Inc.  (the  "Restricted  Party").

                           PRELIMINARY STATEMENT

     Pursuant  to  the  terms of a Membership Interest Purchase Agreement (the
"Purchase  Agreement") dated of even date herewith by and among the Restricted
Party,  Pyramid  Mortgage Co., Inc., and Crossmann, Crossmann will acquire all
of  the  membership  interests of the Restricted Party in Trinity Homes.  As a
result  of  its  ownership interest in Trinity Homes, the Restricted Party had
access  to  Confidential Information (as defined below).  In consideration for
Crossmann's  consummation  of  the  Purchase  Agreement,  the Restricted Party
agrees  to  be  restricted as set forth in this Agreement.  Terms used but not
defined  herein  shall  have  the  meanings  ascribed  to them in the Purchase
Agreement.  This Agreement applies to the Restricted Party only and not to any
shareholder  of  the  Restricted  Party.

                            TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to be legally bound, the parties agree as follows:
OUTLINE  ON

                                      --

1          ab          Section.    Definitions.

(a)Confidential  Information.    "Confidential  Information"  shall mean all
information,  whether or not originated by Trinity Homes, the Crossmann Group,
or  the Restricted Party, which is not generally known other than by personnel
of  Trinity  Homes or the Crossman Group and which (1) is used in the business
of  Trinity  Homes and is proprietary to, about, or created by, Trinity Homes,
its  officers,  directors,  employees,  agents  or  representatives,  or  the
Restricted Party; or (2) is used in the business of the Crossmann Group and is
proprietary  to, or about, or created by, the Crossmann Group or its officers,
directors,  employees,  agents  or  representatives  and  is made known to the
Restricted  Party.    Confidential Information includes, but is not limited to
(whether  or  not  reduced  to  writing  or  designated  as  confidential):

(i)Information  regarding  any  of  Trinity  Homes'or  the  Crossmann  Group's
customers  and  clients and their representatives, any of Trinity Homes'or the
Crossmann  Group's potential customers or leads, the identity of any contracts
(contents  and  parties)  to which Trinity Homes or the Crossmann Group are or
were  a  party or are or were bound, and the type, quantity and specifications
of  products  and services sold to, purchased, leased, licensed or received by
Trinity  Homes  or  the  Crossmann  Group;

(ii)Information  relating  to Trinity Homes or the Crossmann Group received by
the  Restricted  Party,  directly  or  indirectly  from third parties (such as
vendors)  under  an  obligation  of  confidentiality, restricted disclosure or
restricted  use;

(iii)Information  relating  to  the  purchase,  sale  or  development  or  the
prospective purchase, sale or development of real property by Trinity Homes or
the  Crossmann  Group;

(iv)Any    internal  personnel  and  financial information relating to Trinity
Homes  or  the  Crossmann  Group  (including  the  revenue,  costs  or profits
associated  with  Trinity  Homes  or  Restricted  Party); the names of Trinity
Homes'or  the  Crossmann  Group's  subcontractors,  agents,  independent
contractors,  vendors  and  suppliers; Trinity Homes' or the Crossmann Group's
payroll  information;  Trinity  Homes' or the Crossmann Group's purchasing and
internal  cost  information;  Trinity Homes' or the Crossmann Group's internal
service  and  operational  manuals  and  other information relating to Trinity
Homes  or  the  Crossmann Group; and the manner and methods of carrying on the
business  of  Trinity  Homes  or  the  Crossmann  Group;

(v)  Information  related to Trinity Homes or the Crossmann Group with respect
to  their  respective products, facilities and methods, systems, trade secrets
and  other  intellectual  property;  and

(vi)Marketing  and  developmental  plans,  price  and cost data, price and fee
amounts,  pricing  and  billing  policies,  quoting  procedures,  marketing
techniques, methods of obtaining business, forecasts, forecast assumptions and
volumes,  future  plans  and potential strategies relating to Trinity Homes or
the  Crossmann  Group.

     Notwithstanding the foregoing, the term Confidential Information does not
include  (1)  information  that was in the public domain or generally known in
the  industry  at  the  time the Restricted Party first received, observed, or
otherwise  became  aware  of  such information, (2) information that becomes a
part  of  the  public  domain or becomes generally known in the industry other
than  by  the  breach  by  the  Restricted Party of its obligations under this
Agreement, (3) information that is disclosed to the Restricted Party after the
termination  of  this  Agreement by a third party having the right to disclose
the  same  without violating any obligation to the Company, or (4) information
that  is independently developed by the Restricted Party after the termination
of  this  Agreement.

     "Crossmann Group" shall mean each of Crossmann, any subsidiary, parent or
affiliate  of  Crossmann (including without limitation Trinity Homes), and any
joint  venture  in  which  Crossmann  or  any  of its affiliates participates.

     "Restricted  Area"  shall  mean any location within 50 miles of any city,
town,  village  or  metropolitan  area in which the Crossmann Group or Trinity
Homes  conducted  business,  took  steps  to conduct business or evaluated the
prospect of conducting business prior to the Effective Date of this Agreement,
including  but  not  limited  to  Indianapolis,  Indiana.

     "Restricted  Business"  shall  mean  any  business  that is substantially
similar  to or competitive with the business engaged in by the Crossmann Group
or  Trinity Homes, including development of real estate, construction for sale
or  lease  or  rent  of  single  family and/or multi-family homes, the sale of
single  family  and/or  multi-family  homes and the management of multi-family
home  projects.

     "Restricted  Period"  shall mean a period that is five (5) years from the
Effective  Date  of  this  Agreement;  provided,  however,  that  if  the
Restricted  Party  breaches  any  provision  of this Agreement, the Restricted
Period  shall be extended for the period of the breach, plus an additional six
(6)  months  beyond  the  period  of  the  breach.

2          ab       Section.  Ownership of Confidential Information.   The
Restricted  Party  hereby  acknowledges  and  agrees  that  all  Confidential
Information either constituted a valuable asset of Trinity Homes, which was an
asset  of  Crossmann by virtue of its existing membership interests in Trinity
Homes  prior  to  the  consummation  of  the  transactions  under the Purchase
Agreement,  which  became  an  asset  of  the  Company  as  a  result  of  the
transactions  set  forth  in the Purchase Agreement, or constitutes a valuable
asset  of  the Crossmann Group.  The Restricted Party further acknowledges and
agrees that the Company has a need to protect the Confidential Information for
the  ongoing  and  continued  success of the Crossmann Group. All Confidential
Information is and shall remain the exclusive property of the Crossmann Group,
whether  or  not prepared in whole or in part by the Restricted Party, and the
Restricted  Party  acknowledges  and  agrees  that he does not have any right,
title or interest in or to the Confidential Information.  The Restricted Party
shall,  upon  the  request of the Company, promptly deliver to the Company all
documents,  tapes,  disks, or other storage media and any other materials, and
all copies thereof in whatever form, in the possession of the Restricted Party
pertaining  to Trinity Homes or the Crossmann Group including, but not limited
to,  any  containing  Confidential  Information.

3          ab          Section.  Non-Disclosure and Non-Use of Confidential
Information.    In  furtherance  of  this  Agreement  and  in order to assure
adequate  protection  of  the  Crossmann  Group  against  the  wrongful use or
disclosure  of  the  Confidential  Information, the Restricted Party agrees to
hold  all  Confidential  Information  in  strict confidence and solely for the
benefit  of  the  Crossmann Group.  The Restricted Party acknowledges that any
use  or  attempted use of any Confidential Information by the Restricted Party
or  any  disclosure  of  the Confidential Information to any third party would
constitute  immediate and irreparable harm to the Crossmann Group and would be
of  significant  benefit  to  any  competitor  of  the  Crossmann  Group.  The
Restricted  Party  shall  be  deemed  to  have a fiduciary duty to protect all
Confidential  Information  from  improper  disclosure or use.  Except with the
prior  written  consent  of  the Company or as required by law, the Restricted
Party  agrees  not  to directly or indirectly disclose or use or authorize any
third  party  to  disclose  or  use  any  Confidential  Information for (a) an
indefinite  duration,  or  (b)  in  the  event  that  a  court  of  competent
jurisdiction  determines  that  an indefinite period is unreasonable, five (5)
years  following  the  Effective Date.  The Restricted Party's obligations set
forth  in this Section 3, and the Company's rights and remedies with respect
thereto,  whether  legal  or  equitable, shall remain in full force and effect
during  the  period  described in (a) or (b) above, as applicable; provided,
however,  that  if  the  Restricted  Party  breaches  any  provision of this
Agreement,  the  time  period for the applicable restriction shall be extended
for  the  period  of  the breach, plus an additional six (6) months beyond the
period  of  the  breach.

4     ab     Section.  Non-Competition.  During the Restricted Period, the
Restricted  Party  shall not, directly or indirectly, engage in the Restricted
Business  in  the  Restricted  Area; nor shall the Restricted Party during the
Restricted  Period,  without  the  express  written  consent  of  the Company,
directly  or  indirectly  engage in, own, manage, operate, join, control, lend
money  or  other  assistance to, or participate in or be connected with, as an
officer,  director,  employee,  partner,  shareholder,  member,  consultant,
manager,  agent,  or  otherwise,  any  individual,  corporation,  partnership,
limited  liability  company,  firm,  other  company, business organization, or
entity  that  is engaged in a substantially similar or competitive business to
the  Restricted  Business  in  the  Restricted  Area.    Without  limiting the
generality  of  the  foregoing  the  Restricted  Party  shall not, directly or
indirectly,  (a) finance single family or multifamily homes, (b) manage or act
as a leasing agent for single or multifamily properties, (c) purchase, sell or
develop developed or undeveloped real property, (d) purchase or sell developed
lots, or (e) build or sell single family or multifamily homes.  The Restricted
Party's obligations set forth in this Section 4 and the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full force and effect during the Restricted Period.  Notwithstanding any other
provision  contained in this Agreement, the Restricted Party may own shares of
stock  representing  less  than five percent (5%) of the outstanding shares of
any  publicly-held  company  engaged  in  the  Restricted  Business.

5        ab     Section.  Non-Solicitation.  During the Restricted Period,
the  Restricted  Party  shall  not,  directly  or  indirectly,  as  an entity,
individually  or  on behalf of any other individual, corporation, partnership,
firm,  other  company,  business  organization,  or  entity,  or  in any other
capacity:   (a) call upon, solicit, contact, or service any current, former or
potential  customer or client of Trinity Homes or the Crossmann Group that the
Restricted  Party  called upon, solicited, contacted, or serviced prior to the
Effective  Date of this Agreement; (b) call upon, solicit, contact, or service
any  person  or  entity  who  is  or  was  prior to the Effective Date of this
Agreement,  any  subcontractor,  agent,  independent  contractor,  vendor  or
supplier  of  Trinity  Homes  or  the  Crossmann  Group;  or  (c)  solicit for
employment,  endeavor  to entice away from the Crossmann Group, recruit, hire,
or otherwise interfere with the Crossmann Group's relationship with any person
who was employed by or otherwise engaged to perform services for Trinity Homes
or  the  Crossmann Group during the Restricted Period.  The Restricted Party's
obligations  set  forth  in  this  Section  5  and  the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full  force  and  effect  during  the  Restricted  Period.

6          ab      Section.  Reasonableness of Terms.  The Company and the
Restricted  Party  each  stipulate  and  agree  that  the  terms and covenants
contained in Section 1 through Section 5 herein are fair and reasonable in
all  respects  to  protect  the  legitimate  interests of the Crossmann Group,
including  but not limited to the geographical coverage in Section 4 and the
time  periods  in  Sections 3, 4, and 5, and that these restrictions are
designed  for  the  reasonable  protection  of the Crossmann Group's business.

7     ab     Section.  Remedies.  The Restricted Party recognizes that any
breach  of  this  Agreement  will cause irreparable injury to the goodwill and
proprietary rights of the Crossman Group, inadequately compensable in monetary
damages.    Accordingly,  in addition to any other legal or equitable remedies
that  may  be  available  to the Company, the Restricted Party agrees that the
Company  will  be  able  to seek and obtain immediate injunctive relief in the
form  of a temporary restraining order without notice, preliminary injunction,
or  permanent  injunction  against  the  Restricted  Party  to  enforce  this
Agreement.    The  Company  shall  not  be  required to post any bond or other
security  and shall not be required to demonstrate any actual injury or damage
to  obtain  injunctive  relief  from  the  courts.

8     ab     Section.  Claims by the Restricted Party.  Any claim or cause
of  action  of the Restricted Party, whether for breach of this Agreement, the
Purchase  Agreement,  or  otherwise,  shall  not  constitute  a defense to the
enforcement  of  this  Agreement  and shall not be used to prohibit injunctive
relief.

9     ab     Section.  Costs.  In the event of a breach of this Agreement,
the  Company  shall be entitled to recover from the Restricted Party all costs
of  enforcement,  including  reasonable  attorney's  fees,  all  expenses  of
litigation  and  court  and  other  costs.

10          ab      Section.  Damages.  To the extent that any damages are
calculable resulting from the breach of this Agreement, the Company shall also
be  entitled to recover those damages from the Restricted Party, including any
lost  profits  of  the Company.  For purposes of this Agreement, profits shall
include  but  are  not  limited to, any gross profits earned by the Restricted
Party  or by the Restricted Party's new employer or business during the entire
period  of  the breach including prejudgment interest at ten percent (10%) per
annum  from  the  date  of the breach.  Any recovery of damages by the Company
shall  be in addition to and not in lieu of the injunctive relief to which the
Company  is  entitled.    In  no event shall a damage recovery be considered a
penalty  or  liquidated  damages,  but  shall  be  considered  as  measurable
compensation  damages  for  breach  by  the  Restricted  Party.

11         ab     Section.  Nonassignability.  This Agreement shall not be
assigned  or  delegated  by  the  Restricted Party without the express written
consent  of  the  Company.  The Company may assign, delegate, or transfer this
Agreement  and  all  of its rights and obligations under this Agreement to any
affiliate  or  to  any  business  entity  that  by  merger,  consolidation, or
otherwise  acquires  all or substantially all of the assets of the Company, or
to  which  the Company transfers all or substantially all of its assets.  Upon
assignment,  delegation  or  transfer,  any  such affiliate or entity shall be
deemed  to  be substituted for the Company for all purposes of this Agreement.

12      ab     Section.  Binding Effect.   This Agreement shall be binding
upon  and  inure  to  the  benefit  of  the  parties hereto, and any permitted
successors  or  assigns  thereof.

13          ab          Section.    Severability.  If a court of competent
jurisdiction  makes  a  final determination that any term or provision of this
Agreement  is  invalid  or  unenforceable,  and  all  rights  to  appeal  the
determination  have  been  exhausted  or  the  period of time during which any
appeal of the determination may be perfected has been exhausted, the remaining
terms and provisions shall be unimpaired and the invalid or unenforceable term
or provision shall be deemed replaced by a term or provision that is valid and
enforceable  and  that  most closely approximates the intention of the parties
with  respect  to the invalid or unenforceable term or provision, as evidenced
by the remaining valid and enforceable terms and conditions of this Agreement.

14        ab     Section.  Amendment.  This Agreement may not be modified,
amended,  or waived in any manner except by an instrument in writing signed by
all  parties  to  this  Agreement.

15      ab     Section.  Waiver.  The waiver by any party of compliance by
any  other  party with any provision of this Agreement shall not operate or be
construed as a waiver of any other provision of this Agreement (whether or not
similar),  or  a  continuing  waiver or a waiver of any subsequent breach by a
party  of  a provision of this Agreement.  Performance by any party of any act
not  required of it under the terms and conditions of this Agreement shall not
constitute  a  waiver  of  the  limitations  on  its  obligations  under  this
Agreement,  and  no  performance  shall  estop that party from asserting those
limitations  as  to any further or future performance of its obligations.  The
Restricted  Party  acknowledges and agrees that every breach of this Agreement
or any similar agreement entered into between the Company and a third party is
unique.  Therefore, the failure of the Company to enforce the same, similar or
different  restriction in a similar agreement or to seek a different remedy or
any other act or omission by the Company shall not be construed as a waiver or
estoppel  to  the  enforcement of this Agreement against the Restricted Party.

16     ab     Section.  Prospective Employers.  The Restricted Party shall
inform  any  prospective employer about the existence of this Agreement before
accepting new employment and shall not agree, as a term of any new employment,
that  the  new employer will defend the Restricted Party or pay the attorneys'
fees  of the Restricted Party in the event of a lawsuit brought by the Company
to  enforce  the  terms  of  this  Agreement.

17       ab     Section.  Fair Dealing.  The Restricted Party acknowledges
that the Company has negotiated this Agreement in good faith and has been fair
in  its  dealing  with  the  Restricted Party.  The Restricted Party shall not
raise any defense and expressly waives any defense against the Purchaser based
upon  any  alleged  breach  of  good  faith  or  fair  dealing by the Company.

18        ab     Section.  Waiver of Any Claim for Attempted Enforcement.
The Restricted Party agrees that the Company may enforce this Agreement to the
broadest  extent possible.  To the extent that the Company attempts to enforce
this  Agreement,  but is unsuccessful in enforcing some or all of the terms of
this  Agreement,  the  Restricted  Party  shall  not be entitled to any relief
against  the  Company  for  such  attempted enforcement.  The Restricted Party
specifically waives any rights that may exist under Indiana law, including but
not  limited  to  Indiana  Code  Section  22-5-3-1  et seq.  (Blacklisting
statute).

19       ab     Section.  Governing Law, Jurisdiction and Venue.  The laws
of  the  State of Indiana shall govern the validity, performance, enforcement,
interpretation  and  any  other  aspect of this Agreement, notwithstanding any
state's choice of law provisions to the contrary.  Any dispute relating to the
validity,  performance,  enforcement,  interpretation,  or  any aspect of this
Agreement shall be litigated in a court in Marion County, Indiana, which shall
be deemed to be the exclusive venue for such dispute, except that the Company,
in its sole discretion, may elect to pursue litigation in the county and State
where  any  breach  or violation of this Agreement by the Restricted Party has
occurred.

20        ab     Section.  Trade Secrets Act.  This Agreement incorporates
all  of  the  protections  of the Indiana Uniform Trade Secrets Act   24-2-3-1
et  seq.,  as  amended.

21        ab     Section.  Notices.  All notices required or desired to be
given  under  this  Agreement  shall be in writing and shall be deemed to have
been  duly  given (i) on the date of service if served personally on the party
to  whom  notice  is  to be given, (ii) on the date of receipt by the party to
whom notice is to be given if transmitted to such party by telefax, provided a
copy is mailed as set forth below on the date of transmission, or (iii) on the
third  day  after mailing if mailed to the party to whom notice is to be given
by registered or certified mail, return receipt requested, postage prepaid, to
the  following  addresses:

     (a)          If  to  Company,  to:

          Crossmann  Communities  Partnership
     9210  North  Meridian  Street
     Indianapolis,  Indiana  46260
     Attn:  John  B.  Scheumann
     Fax:  (317)  571-2210

          With  a  copy  to:

     Steven  K.  Humke,  Esq.
     ICE  MILLER
     One  American  Square
     Box  82001
     Indianapolis,  Indiana    46282
     Fax:    (317)  592-4675

     (b)          If    to  the  Restricted  Party,  to:

          865  West  Carmel  Drive,  Suite  114
     Carmel,  Indiana  46032
     Fax:    (317)  574-7601


Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

22          ab          Section.  OPPORTUNITY TO CONSULT WITH OTHERS.  THE
RESTRICTED  PARTY  HAS  BEEN  GIVEN  THE OPPORTUNITY TO CONSULT WITH A LAWYER,
SPOUSE,  ADVISOR,  OR  OTHER  PERSON  CONCERNING THIS AGREEMENT AND HAS EITHER
DISCUSSED  THIS  AGREEMENT  WITH  A  LAWYER  OR  WAIVES  ANY  RIGHT  TO DO SO.

23        ab     Section.  Prior Agreements.  This Agreement is a complete
and  total  integration of the understanding of the parties, and supersede all
prior  or  contemporaneous negotiations, commitments, agreements, writings and
discussions  with  respect  to  the  subject  matter  of  this  Agreement.

24     ab     Section.  Headings.  The subject headings of the sections of
this  Agreement  are  inserted for convenience only and shall not be deemed to
constitute  part  of  this  Agreement  or  to  affect the construction of this
Agreement.

25     ab     Section.  Joint Drafting.  This Agreement shall be deemed to
have  been drafted jointly by the parties and in the event of any ambiguity in
this  Agreement,  the  same  shall  not be construed against any party hereto.

26       ab     Section.  Counterparts.  This Agreement may be executed in
one or more counterparts, each of which for all purposes shall be deemed to be
an  original  but  all  of  which  together  shall constitute one and the same
Agreement.    Facsimile  transmissions  of original signatures shall be deemed
original  signatures.   Only one counterpart signed by the party against which
enforceability  is  sought  needs  to be produced to evidence the existence of
this  Agreement.


                                      --



<PAGE>
     IN  WITNESS WHEREOF, the parties hereto have caused their duly authorized
representatives  to  execute  this  Agreement  as  of  the  Effective  Date.

     "THE  COMPANY"

     "CROSSMANN"

     CROSSMANN  COMMUNITIES  PARTNERSHIP


     By:/s/  John  B.  Schuemann
          Chairman  of  the  Board  of  Directors  and
          Chief  Executive  Officer,
          Crossmann  Communities,  Inc.,
          Its  general  partner



     "TRINITY  HOMES"

     TRINITY  HOMES,  LLC

     By:/s/  John  B.  Scheumann

     Title:      Manager


     "RESTRICTED  PARTY"

     TRINITY  HOMES,  INC.

     By:/s/  James  McKenzie

     Title:  President






EXHIBIT  10.57


          NONDISCLOSURE,  NONCOMPETITION  AND
                         NONSOLICITATION AGREEMENT


     This  Nondisclosure,  Noncompetition  and  Nonsolicitation Agreement (the
"Agreement")  is made and entered into as of the 20th day of October, 2000, by
and  among  Crossmann Communities, Inc., an Indiana corporation (together with
Crossmann  Communities Partnership, an Indiana partnership and its subsidiary,
"Crossmann"),  Trinity  Homes,  LLC,  an  Indiana  limited  liability  company
("Trinity  Homes",  and  together  with Crossmann, the "Company"), and John E.
McKenzie  (the  "Restricted  Party").

                           PRELIMINARY STATEMENT

     Pursuant  to  the  terms of a Membership Interest Purchase Agreement (the
"Purchase  Agreement")  dated  of  even  date  herewith by and between Trinity
Homes,  Inc.,  an  Indiana  corporation  of  which  the  Restricted Party is a
shareholder  ("THI"),  and  Crossmann,  Crossmann  will  acquire  all  of  the
membership  interests  of  THI  in  Trinity  Homes.   As a result of his prior
employment by Trinity Homes and his ownership interest in THI, and as a result
of  his continued employment by the Company, the Restricted Party had and will
have  access to Confidential Information (as defined below).  In consideration
for  Crossmann's  consummation  of  the  Purchase  Agreement and the Company's
employment  of  the  Restricted  Party,  the  Restricted  Party  agrees  to be
restricted  as set forth in this Agreement.  Terms used but not defined herein
shall  have  the  meanings  ascribed  to  them  in  the  Purchase  Agreement.

                            TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to be legally bound, the parties agree as follows:
OUTLINE  ON

                                      --

1          ab          Section.    Definitions.

(a)     Confidential Information.  "Confidential Information" shall mean all
information,  whether or not originated by Trinity Homes, the Crossmann Group,
or  the Restricted Party, which is not generally known other than by personnel
of  Trinity  Homes or the Crossman Group and which (1) is used in the business
of  Trinity  Homes and is proprietary to, about, or created by, Trinity Homes,
its  officers,  directors,  employees,  agents  or  representatives,  or  the
Restricted Party; or (2) is used in the business of the Crossmann Group and is
proprietary  to, or about, or created by, the Crossmann Group or its officers,
directors,  employees,  agents  or  representatives  and  is made known to the
Restricted  Party.    Confidential Information includes, but is not limited to
(whether  or  not  reduced  to  writing  or  designated  as  confidential):

(i)Information  regarding  any  of  Trinity  Homes'  or  the Crossmann Group's
customers  and clients and their representatives, any of Trinity Homes' or the
Crossmann  Group's potential customers or leads, the identity of any contracts
(contents  and  parties)  to which Trinity Homes or the Crossmann Group are or
were  a  party or are or were bound, and the type, quantity and specifications
of  products  and services sold to, purchased, leased, licensed or received by
Trinity  Homes  or  the  Crossmann  Group;

(ii)Information  relating  to Trinity Homes or the Crossmann Group received by
the  Restricted  Party,  directly  or  indirectly  from third parties (such as
vendors)  under  an  obligation  of  confidentiality, restricted disclosure or
restricted  use;

(iii)Information  relating  to  the  purchase,  sale  or  development  or  the
prospective purchase, sale or development of real property by Trinity Homes or
the  Crossmann  Group;

(iv)Any    internal  personnel  and  financial information relating to Trinity
Homes  or  the  Crossmann  Group  (including  the  revenue,  costs  or profits
associated  with  Trinity  Homes  or  Restricted  Party); the names of Trinity
Homes'  or  the  Crossmann  Group's  subcontractors,  agents,  independent
contractors,  vendors  and  suppliers; Trinity Homes' or the Crossmann Group's
payroll  information;  Trinity  Homes' or the Crossmann Group's purchasing and
internal  cost  information;  Trinity Homes' or the Crossmann Group's internal
service  and  operational  manuals  and  other information relating to Trinity
Homes  or  the  Crossmann Group; and the manner and methods of carrying on the
business  of  Trinity  Homes  or  the  Crossmann  Group;

(v)  Information  related to Trinity Homes or the Crossmann Group with respect
to  their  respective products, facilities and methods, systems, trade secrets
and  other  intellectual  property;  and

(vi)Marketing  and  developmental  plans,  price  and cost data, price and fee
amounts,  pricing  and  billing  policies,  quoting  procedures,  marketing
techniques, methods of obtaining business, forecasts, forecast assumptions and
volumes,  future  plans  and potential strategies relating to Trinity Homes or
the  Crossmann  Group.

     Notwithstanding the foregoing, the term Confidential Information does not
include  (1)  information  that was in the public domain or generally known in
the  industry  at  the  time the Restricted Party first received, observed, or
otherwise  became  aware  of  such information, (2) information that becomes a
part  of  the  public  domain or becomes generally known in the industry other
than  by  the  breach  by  the  Restricted Party of his obligations under this
Agreement, (3) information that is disclosed to the Restricted Party after the
termination  of  this  Agreement by a third party having the right to disclose
the  same  without violating any obligation to the Company, or (4) information
that  is independently developed by the Restricted Party after the termination
of  this  Agreement.

     "Crossmann Group" shall mean each of Crossmann, any parent, subsidiary or
affiliate  of  Crossmann (including without limitation Trinity Homes), and any
joint  venture  in  which  Crossmann  or  any  of its affiliates participates.

     "Restricted  Area"  shall  mean any location within 50 miles of any city,
town,  village  or  metropolitan  area in which the Crossmann Group or Trinity
Homes  conducted  business,  took  steps  to conduct business or evaluated the
prospect of conducting business, during the Employment Term, including but not
limited  to  Indianapolis,  Indiana.

     "Restricted  Business"  shall  mean  any  business  that is substantially
similar  to or competitive with the business engaged in by the Crossmann Group
or  Trinity Homes, including development of real estate, construction for sale
or  lease  or  rent  of  single  family and/or multi-family homes, the sale of
single  family  and/or  multi-family  homes and the management of multi-family
home  projects.

     "Restricted  Period"  shall  mean  the  Employment  Term (as that term is
defined in the Employment Agreement dated of even date herewith by and between
the  Company  and  the  Restricted  Party (the "Employment Agreement"), plus a
period  of  three  (3)  years;  provided,  however, that if the Restricted
Party's  employment  with  the  Company  is terminated by the Company "without
Cause" (as that term is defined in the Employment Agreement) after a Change of
Control  of Crossmann (as that term is defined in the Employment Agreement) or
if  the  Restricted Party shall have resigned from employment with the Company
"for  Good  Reason" (as that term is defined in the Employment Agreement), the
Restricted  Period  shall  continue until the earlier to occur of (a) the date
that  the  Restricted  Period would otherwise expire as described above or (b)
twelve  (12)  months from the date of termination without Cause or resignation
for  Good  Reason;  and  provided, further, that if the Restricted Party's
employment  with  the  Company  is terminated "without Cause" (as that term is
defined  in  the  Employment Agreement) prior to the occurrence of a Change of
Control  of  Crossmann  (as that term is defined in the Employment Agreement),
the  Restricted  Period  shall  continue until the earlier to occur of (y) the
date  the  Restricted Period would otherwise expire as described above, or (z)
on the second anniversary of the date of termination of the Restricted Party's
employment  with  the  Company.  Notwithstanding anything in this Agreement to
the contrary, if the Restricted Party breaches any provision of this Agreement
or  the  Employment  Agreement the Restricted Period shall be extended for the
period  of  the breach, plus an additional six (6) months beyond the period of
the  breach.

2          ab       Section.  Ownership of Confidential Information.   The
Restricted  Party  hereby  acknowledges  and  agrees  that  all  Confidential
Information either constituted a valuable asset of Trinity Homes, which was an
asset  of  Crossmann by virtue of its existing membership interests in Trinity
Homes  prior  to  the  consummation  of  the  transactions  under the Purchase
Agreement,  which  became  an  asset  of  the  Company  as  a  result  of  the
transactions  set  forth  in the Purchase Agreement, or constitutes a valuable
asset  of  the Crossmann Group.  The Restricted Party further acknowledges and
agrees that the Company has a need to protect the Confidential Information for
the  ongoing  and  continued  success of the Crossmann Group. All Confidential
Information is and shall remain the exclusive property of the Crossmann Group,
whether  or  not prepared in whole or in part by the Restricted Party, and the
Restricted  Party  acknowledges  and  agrees  that he does not have any right,
title or interest in or to the Confidential Information.  The Restricted Party
shall,  upon  the  request of the Company or at the end of the Employment Term
(as  defined in the Employment Agreement), promptly deliver to the Company all
documents,  tapes,  disks, or other storage media and any other materials, and
all copies thereof in whatever form, in the possession of the Restricted Party
pertaining  to Trinity Homes or the Crossmann Group including, but not limited
to,  any  containing  Confidential  Information.

3          ab          Section.  Non-Disclosure and Non-Use of Confidential
Information.    In  furtherance  of  this  Agreement  and  in order to assure
adequate  protection  of  the  Crossmann  Group  against  the  wrongful use or
disclosure  of  the  Confidential  Information, the Restricted Party agrees to
hold  all  Confidential  Information  in  strict confidence and solely for the
benefit  of  the  Crossmann Group.  The Restricted Party acknowledges that any
use  or  attempted use of any Confidential Information by the Restricted Party
or  any  disclosure  of  the Confidential Information to any third party would
constitute  immediate and irreparable harm to the Crossmann Group and would be
of  significant  benefit  to  any  competitor  of  the  Crossmann  Group.  The
Restricted  Party  shall  be  deemed  to  have a fiduciary duty to protect all
Confidential  Information  from  improper  disclosure or use.  Except with the
prior  written  consent  of  the Company or as required by law, the Restricted
Party  agrees  not  to directly or indirectly disclose or use or authorize any
third  party  to  disclose  or  use  any  Confidential  Information for (a) an
indefinite  duration,  or  (b)  in  the  event  that  a  court  of  competent
jurisdiction  determines  that  an indefinite period is unreasonable, five (5)
years following the date hereof.  The Restricted Party's obligations set forth
in  this  Section  3,  and  the  Company's  rights and remedies with respect
thereto,  whether  legal  or  equitable, shall remain in full force and effect
during  the  period  described in (a) or (b) above, as applicable; provided,
however,  that  if  the  Restricted  Party  breaches  any  provision of this
Agreement,  the  time  period for the applicable restriction shall be extended
for  the  period  of  the breach, plus an additional six (6) months beyond the
period  of  the  breach.

4     ab     Section.  Non-Competition.  During the Restricted Period, the
Restricted  Party  shall not, directly or indirectly, engage in the Restricted
Business  in  the  Restricted  Area; nor shall the Restricted Party during the
Restricted  Period,  without  the  express  written  consent  of  the Company,
directly  or  indirectly  engage in, own, manage, operate, join, control, lend
money  or  other  assistance to, or participate in or be connected with, as an
officer,  director,  employee,  partner,  shareholder,  member,  consultant,
manager,  agent,  or  otherwise,  any  individual,  corporation,  partnership,
limited  liability  company,  firm,  other  company, business organization, or
entity  that  is engaged in a substantially similar or competitive business to
the  Restricted  Business  in  the  Restricted  Area.    Without  limiting the
generality  of  the  foregoing,  the  Restricted Party  shall not, directly or
indirectly,  (a) finance single family or multifamily homes, (b) manage or act
as a leasing agent for single or multifamily properties, (c) purchase, sell or
develop developed or undeveloped real property, (d) purchase or sell developed
lots, or (e) build or sell single family or multifamily homes.  The Restricted
Party's obligations set forth in this Section 4 and the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full force and effect during the Restricted Period.  Notwithstanding any other
provision  contained in this Agreement, the Restricted Party may own shares of
stock  representing  less  than five percent (5%) of the outstanding shares of
any  publicly-held  company  engaged  in  the  Restricted  Business.

5        ab     Section.  Non-Solicitation.  During the Restricted Period,
the  Restricted  Party  shall  not,  directly  or  indirectly,  as  an entity,
individually  or  on behalf of any other individual, corporation, partnership,
firm,  other  company,  business  organization,  or  entity,  or  in any other
capacity:   (a) call upon, solicit, contact, or service any current, former or
potential  customer or client of Trinity Homes or the Crossmann Group that the
Restricted  Party  called upon, solicited, contacted, or serviced prior to the
expiration  of  the  Employment Term (as defined in the Employment Agreement);
(b) call upon, solicit, contact, or service any person or entity who is or was
prior  to  the expiration of the Employment Term (as defined in the Employment
Agreement),  any  subcontractor,  agent,  independent  contractor,  vendor  or
supplier  of  Trinity  Homes  or  the  Crossmann  Group;  or  (c)  solicit for
employment,  endeavor  to entice away from the Crossmann Group, recruit, hire,
or otherwise interfere with the Crossmann Group's relationship with any person
who was employed by or otherwise engaged to perform services for Trinity Homes
or  the  Crossmann Group during the Restricted Period.  The Restricted Party's
obligations  set  forth  in  this  Section  5  and  the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full  force  and  effect  during  the  Restricted  Period.

6          ab      Section.  Reasonableness of Terms.  The Company and the
Restricted  Party  each  stipulate  and  agree  that  the  terms and covenants
contained in Section 1 through Section 5 herein are fair and reasonable in
all  respects  to  protect  the  legitimate  interests of the Crossmann Group,
including  but not limited to the geographical coverage in Section 4 and the
time  periods  in  Sections 3, 4, and 5, and that these restrictions are
designed  for  the  reasonable  protection  of the Crossmann Group's business.

7     ab     Section.  Remedies.  The Restricted Party recognizes that any
breach  of  this  Agreement  will cause irreparable injury to the goodwill and
proprietary rights of the Crossman Group, inadequately compensable in monetary
damages.    Accordingly,  in addition to any other legal or equitable remedies
that  may  be  available  to the Company, the Restricted Party agrees that the
Company  will  be  able  to seek and obtain immediate injunctive relief in the
form  of a temporary restraining order without notice, preliminary injunction,
or  permanent  injunction  against  the  Restricted  Party  to  enforce  this
Agreement.    The  Company  shall  not  be  required to post any bond or other
security  and shall not be required to demonstrate any actual injury or damage
to  obtain  injunctive  relief  from  the  courts.

8     ab     Section.  Claims by the Restricted Party.  Any claim or cause
of  action  of the Restricted Party, whether for breach of this Agreement, the
Purchase  Agreement,  the  Employment  Agreement  or  otherwise,  shall  not
constitute  a  defense  to  the enforcement of this Agreement and shall not be
used  to  prohibit  injunctive  relief.

9     ab     Section.  Costs.  In the event of a breach of this Agreement,
the  Company  shall be entitled to recover from the Restricted Party all costs
of  enforcement,  including  reasonable  attorney's  fees,  all  expenses  of
litigation  and  court  and  other  costs.

10          ab      Section.  Damages.  To the extent that any damages are
calculable resulting from the breach of this Agreement, the Company shall also
be  entitled to recover those damages from the Restricted Party, including any
lost  profits  of  the Company.  For purposes of this Agreement, profits shall
include  but  are  not  limited to, any gross profits earned by the Restricted
Party  or by the Restricted Party's new employer or business during the entire
period  of  the breach including prejudgment interest at ten percent (10%) per
annum  from  the  date  of the breach.  Any recovery of damages by the Company
shall  be in addition to and not in lieu of the injunctive relief to which the
Company  is  entitled.    In  no event shall a damage recovery be considered a
penalty  or  liquidated  damages,  but  shall  be  considered  as  measurable
compensation  damages  for  breach  by  the  Restricted  Party.

11         ab     Section.  Nonassignability.  This Agreement shall not be
assigned  or  delegated  by  the  Restricted Party without the express written
consent  of  the  Company.  The Company may assign, delegate, or transfer this
Agreement  and  all  of its rights and obligations under this Agreement to any
affiliate  or  to  any  business  entity  that  by  merger,  consolidation, or
otherwise  acquires  all or substantially all of the assets of the Company, or
to  which  the Company transfers all or substantially all of its assets.  Upon
assignment,  delegation  or  transfer,  any  such affiliate or entity shall be
deemed  to  be substituted for the Company for all purposes of this Agreement.

12      ab     Section.  Binding Effect.   This Agreement shall be binding
upon  and  inure  to  the  benefit  of  the  parties hereto, and any permitted
successors  or  assigns  thereof.

13          ab          Section.    Severability.  If a court of competent
jurisdiction  makes  a  final determination that any term or provision of this
Agreement  is  invalid  or  unenforceable,  and  all  rights  to  appeal  the
determination  have  been  exhausted  or  the  period of time during which any
appeal of the determination may be perfected has been exhausted, the remaining
terms and provisions shall be unimpaired and the invalid or unenforceable term
or provision shall be deemed replaced by a term or provision that is valid and
enforceable  and  that  most closely approximates the intention of the parties
with  respect  to the invalid or unenforceable term or provision, as evidenced
by the remaining valid and enforceable terms and conditions of this Agreement.

14        ab     Section.  Amendment.  This Agreement may not be modified,
amended,  or waived in any manner except by an instrument in writing signed by
all  parties  to  this  Agreement.

15      ab     Section.  Waiver.  The waiver by any party of compliance by
any  other  party with any provision of this Agreement shall not operate or be
construed as a waiver of any other provision of this Agreement (whether or not
similar),  or  a  continuing  waiver or a waiver of any subsequent breach by a
party  of  a provision of this Agreement.  Performance by any party of any act
not  required of it under the terms and conditions of this Agreement shall not
constitute  a  waiver  of  the  limitations  on  its  obligations  under  this
Agreement,  and  no  performance  shall  estop that party from asserting those
limitations  as  to any further or future performance of its obligations.  The
Restricted  Party  acknowledges and agrees that every breach of this Agreement
or any similar agreement entered into between the Company and a third party is
unique.  Therefore, the failure of the Company to enforce the same, similar or
different  restriction in a similar agreement or to seek a different remedy or
any other act or omission by the Company shall not be construed as a waiver or
estoppel  to  the  enforcement of this Agreement against the Restricted Party.

16     ab     Section.  Prospective Employers.  The Restricted Party shall
inform  any  prospective employer about the existence of this Agreement before
accepting new employment and shall not agree, as a term of any new employment,
that  the  new employer will defend the Restricted Party or pay the attorneys'
fees  of the Restricted Party in the event of a lawsuit brought by the Company
to  enforce  the  terms  of  this  Agreement.

17       ab     Section.  Fair Dealing.  The Restricted Party acknowledges
that the Company has negotiated this Agreement in good faith and has been fair
in  its  dealing  with  the  Restricted Party.  The Restricted Party shall not
raise any defense and expressly waives any defense against the Purchaser based
upon  any  alleged  breach  of  good  faith  or  fair  dealing by the Company.

18        ab     Section.  Waiver of Any Claim for Attempted Enforcement.
The Restricted Party agrees that the Company may enforce this Agreement to the
broadest  extent possible.  To the extent that the Company attempts to enforce
this  Agreement,  but is unsuccessful in enforcing some or all of the terms of
this  Agreement,  the  Restricted  Party  shall  not be entitled to any relief
against  the  Company  for  such  attempted enforcement.  The Restricted Party
specifically waives any rights that may exist under Indiana law, including but
not  limited  to  Indiana  Code  Section  22-5-3-1  et seq.  (Blacklisting
statute).

19       ab     Section.  Governing Law, Jurisdiction and Venue.  The laws
of  the  State of Indiana shall govern the validity, performance, enforcement,
interpretation  and  any  other  aspect of this Agreement, notwithstanding any
state's choice of law provisions to the contrary.  Any dispute relating to the
validity,  performance,  enforcement,  interpretation,  or  any aspect of this
Agreement shall be litigated in a court in Marion County, Indiana, which shall
be deemed to be the exclusive venue for such dispute, except that the Company,
in its sole discretion, may elect to pursue litigation in the county and State
where  any  breach  or violation of this Agreement by the Restricted Party has
occurred.

20        ab     Section.  Trade Secrets Act.  This Agreement incorporates
all  of  the  protections  of the Indiana Uniform Trade Secrets Act   24-2-3-1
et  seq.,  as  amended.

21        ab     Section.  Notices.  All notices required or desired to be
given  under  this  Agreement  shall be in writing and shall be deemed to have
been  duly  given (i) on the date of service if served personally on the party
to  whom  notice  is  to be given, (ii) on the date of receipt by the party to
whom notice is to be given if transmitted to such party by telefax, provided a
copy is mailed as set forth below on the date of transmission, or (iii) on the
third  day  after mailing if mailed to the party to whom notice is to be given
by registered or certified mail, return receipt requested, postage prepaid, to
the  following  addresses:

     (a)          If  to  Company,  to:

          Crossmann  Communities,  Inc.
          9210  North  Meridian  Street
          Indianapolis,  Indiana  46260
          Attn:  John  B.  Scheumann
          Fax:  (317)  571-2210

          With  a  copy  to:

          Steven  K.  Humke,  Esq.
          ICE  MILLER
          One  American  Square
          Box  82001
          Indianapolis,  Indiana    46282
          Fax:    (317)  592-4675

     (b)          If    to  the  Restricted  Party,  to:

          865  West  Carmel  Drive,  Suite  114
          Carmel,  Indiana  46032
          Fax:    (317)  574-7601


Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

22          ab          Section.  OPPORTUNITY TO CONSULT WITH OTHERS.  THE
RESTRICTED  PARTY  HAS  BEEN  GIVEN  THE OPPORTUNITY TO CONSULT WITH A LAWYER,
SPOUSE,  ADVISOR,  OR  OTHER  PERSON  CONCERNING THIS AGREEMENT AND HAS EITHER
DISCUSSED  THIS  AGREEMENT  WITH  A  LAWYER  OR  WAIVES  ANY  RIGHT  TO DO SO.

23          ab         Section.  Prior Agreements.  This Agreement and the
Employment Agreement are a complete and total integration of the understanding
of  the  parties,  and  supersede  all  prior or contemporaneous negotiations,
commitments,  agreements, writings and discussions with respect to the subject
matter  of  this  Agreement  and  the  Employment  Agreement.

24     ab     Section.  Headings.  The subject headings of the sections of
this  Agreement  are  inserted for convenience only and shall not be deemed to
constitute  part  of  this  Agreement  or  to  affect the construction of this
Agreement.

25     ab     Section.  Joint Drafting.  This Agreement shall be deemed to
have  been drafted jointly by the parties and in the event of any ambiguity in
this  Agreement,  the  same  shall  not be construed against any party hereto.

26       ab     Section.  Counterparts.  This Agreement may be executed in
one or more counterparts, each of which for all purposes shall be deemed to be
an  original  but  all  of  which  together  shall constitute one and the same
Agreement.    Facsimile  transmissions  of original signatures shall be deemed
original  signatures.   Only one counterpart signed by the party against which
enforceability  is  sought  needs  to be produced to evidence the existence of
this  Agreement.


                                      --



<PAGE>
     IN  WITNESS WHEREOF, the parties hereto have caused their duly authorized
representatives  to execute this Agreement as of the date first written above.

     "THE  COMPANY"

     "CROSSMANN"

     CROSSMANN  COMMUNITIES,  INC.


     By:/s/  John  B.  Scheumann
      Title:Chief  Executive  Officer


     "TRINITY  HOMES"

     TRINITY  HOMES,  LLC

     By:/s/  John  B.  Scheumann
     Title:  Manager

     "RESTRICTED  PARTY"



/s/  John  E.  McKenzie

     John  E.  McKenzie
















EXHIBIT  10.58

          NONDISCLOSURE,  NONCOMPETITION  AND
                         NONSOLICITATION AGREEMENT


     This  Nondisclosure,  Noncompetition  and  Nonsolicitation Agreement (the
"Agreement")  is made and entered into as of the 20th day of October, 2000, by
and  among  Crossmann Communities, Inc., an Indiana corporation (together with
Crossmann  Communities Partnership, an Indiana partnership and its subsidiary,
"Crossmann"),  Trinity  Homes,  LLC,  an  Indiana  limited  liability  company
("Trinity  Homes",  and  together with Crossmann, the "Company"), and James D.
McKenzie  (the  "Restricted  Party").

                           PRELIMINARY STATEMENT

     Pursuant  to  the  terms of a Membership Interest Purchase Agreement (the
"Purchase  Agreement")  dated  of  even  date  herewith by and between Trinity
Homes,  Inc.,  an  Indiana  corporation  of  which  the  Restricted Party is a
shareholder  ("THI"),  and  Crossmann,  Crossmann  will  acquire  all  of  the
membership  interests  of  THI  in  Trinity  Homes.   As a result of his prior
employment by Trinity Homes and his ownership interest in THI, and as a result
of  his continued employment by the Company, the Restricted Party had and will
have  access to Confidential Information (as defined below).  In consideration
for  Crossmann's  consummation  of  the  Purchase  Agreement and the Company's
employment  of  the  Restricted  Party,  the  Restricted  Party  agrees  to be
restricted  as set forth in this Agreement.  Terms used but not defined herein
shall  have  the  meanings  ascribed  to  them  in  the  Purchase  Agreement.

                            TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to be legally bound, the parties agree as follows:
OUTLINE  ON

                                      --

1          ab          Section.    Definitions.

(a)     Confidential Information.  "Confidential Information" shall mean all
information,  whether or not originated by Trinity Homes, the Crossmann Group,
or  the Restricted Party, which is not generally known other than by personnel
of  Trinity  Homes or the Crossman Group and which (1) is used in the business
of  Trinity  Homes and is proprietary to, about, or created by, Trinity Homes,
its  officers,  directors,  employees,  agents  or  representatives,  or  the
Restricted Party; or (2) is used in the business of the Crossmann Group and is
proprietary  to, or about, or created by, the Crossmann Group or its officers,
directors,  employees,  agents  or  representatives  and  is made known to the
Restricted  Party.    Confidential Information includes, but is not limited to
(whether  or  not  reduced  to  writing  or  designated  as  confidential):

(i)Information  regarding  any  of  Trinity  Homes'  or  the Crossmann Group's
customers  and clients and their representatives, any of Trinity Homes' or the
Crossmann  Group's potential customers or leads, the identity of any contracts
(contents  and  parties)  to which Trinity Homes or the Crossmann Group are or
were  a  party or are or were bound, and the type, quantity and specifications
of  products  and services sold to, purchased, leased, licensed or received by
Trinity  Homes  or  the  Crossmann  Group;

(ii)Information  relating  to Trinity Homes or the Crossmann Group received by
the  Restricted  Party,  directly  or  indirectly  from third parties (such as
vendors)  under  an  obligation  of  confidentiality, restricted disclosure or
restricted  use;

(iii)Information  relating  to  the  purchase,  sale  or  development  or  the
prospective purchase, sale or development of real property by Trinity Homes or
the  Crossmann  Group;

(iv)Any    internal  personnel  and  financial information relating to Trinity
Homes  or  the  Crossmann  Group  (including  the  revenue,  costs  or profits
associated  with  Trinity  Homes  or  Restricted  Party); the names of Trinity
Homes'  or  the  Crossmann  Group's  subcontractors,  agents,  independent
contractors,  vendors  and  suppliers; Trinity Homes' or the Crossmann Group's
payroll  information;  Trinity  Homes' or the Crossmann Group's purchasing and
internal  cost  information;  Trinity Homes' or the Crossmann Group's internal
service  and  operational  manuals  and  other information relating to Trinity
Homes  or  the  Crossmann Group; and the manner and methods of carrying on the
business  of  Trinity  Homes  or  the  Crossmann  Group;

(v)  Information  related to Trinity Homes or the Crossmann Group with respect
to  their  respective products, facilities and methods, systems, trade secrets
and  other  intellectual  property;  and

(vi)Marketing  and  developmental  plans,  price  and cost data, price and fee
amounts,  pricing  and  billing  policies,  quoting  procedures,  marketing
techniques, methods of obtaining business, forecasts, forecast assumptions and
volumes,  future  plans  and potential strategies relating to Trinity Homes or
the  Crossmann  Group.

     Notwithstanding the foregoing, the term Confidential Information does not
include  (1)  information  that was in the public domain or generally known in
the  industry  at  the  time the Restricted Party first received, observed, or
otherwise  became  aware  of  such information, (2) information that becomes a
part  of  the  public  domain or becomes generally known in the industry other
than  by  the  breach  by  the  Restricted Party of his obligations under this
Agreement, (3) information that is disclosed to the Restricted Party after the
termination  of  this  Agreement by a third party having the right to disclose
the  same  without violating any obligation to the Company, or (4) information
that  is independently developed by the Restricted Party after the termination
of  this  Agreement.

     "Crossmann Group" shall mean each of Crossmann, any parent, subsidiary or
affiliate  of  Crossmann (including without limitation Trinity Homes), and any
joint  venture  in  which  Crossmann  or  any  of its affiliates participates.

     "Restricted  Area"  shall  mean any location within 50 miles of any city,
town,  village  or  metropolitan  area in which the Crossmann Group or Trinity
Homes  conducted  business,  took  steps  to conduct business or evaluated the
prospect of conducting business, during the Employment Term, including but not
limited  to  Indianapolis,  Indiana.

     "Restricted  Business"  shall  mean  any  business  that is substantially
similar  to or competitive with the business engaged in by the Crossmann Group
or  Trinity Homes, including development of real estate, construction for sale
or  lease  or  rent  of  single  family and/or multi-family homes, the sale of
single  family  and/or  multi-family  homes and the management of multi-family
home  projects.

     "Restricted  Period"  shall  mean  the  Employment  Term (as that term is
defined in the Employment Agreement dated of even date herewith by and between
the  Company  and  the  Restricted  Party (the "Employment Agreement"), plus a
period  of  three  (3)  years;  provided,  however, that if the Restricted
Party's  employment  with  the  Company  is terminated by the Company "without
Cause" (as that term is defined in the Employment Agreement) after a Change of
Control  of Crossmann (as that term is defined in the Employment Agreement) or
the Restricted Party shall have resigned from employment with the Company "for
Good  Reason"  (as  that  term  is  defined  in the Employment Agreement), the
Restricted  Period  shall  continue until the earlier to occur of (a) the date
that  the  Restricted  Period would otherwise expire as described above or (b)
twelve  (12)  months from the date of termination without Cause or resignation
for  Good  Reason;  and  provided, further, that if the Restricted Party's
employment  with  the  Company  is terminated "without Cause" (as that term is
defined  in  the  Employment Agreement) prior to the occurrence of a Change of
Control  of  Crossmann  (as that term is defined in the Employment Agreement),
the  Restricted  Period  shall  continue until the earlier to occur of (y) the
date  the  Restricted Period would otherwise expire as described above, or (z)
on the second anniversary of the date of termination of the Restricted Party's
employment  with  the  Company.  Notwithstanding anything in this Agreement to
the contrary, if the Restricted Party breaches any provision of this Agreement
or  the  Employment  Agreement the Restricted Period shall be extended for the
period  of  the breach, plus an additional six (6) months beyond the period of
the  breach.

2          ab       Section.  Ownership of Confidential Information.   The
Restricted  Party  hereby  acknowledges  and  agrees  that  all  Confidential
Information either constituted a valuable asset of Trinity Homes, which was an
asset  of  Crossmann by virtue of its existing membership interests in Trinity
Homes  prior  to  the  consummation  of  the  transactions  under the Purchase
Agreement,  which  became  an  asset  of  the  Company  as  a  result  of  the
transactions  set  forth  in the Purchase Agreement, or constitutes a valuable
asset  of  the Crossmann Group.  The Restricted Party further acknowledges and
agrees that the Company has a need to protect the Confidential Information for
the  ongoing  and  continued  success of the Crossmann Group. All Confidential
Information is and shall remain the exclusive property of the Crossmann Group,
whether  or  not prepared in whole or in part by the Restricted Party, and the
Restricted  Party  acknowledges  and  agrees  that he does not have any right,
title or interest in or to the Confidential Information.  The Restricted Party
shall,  upon  the  request of the Company or at the end of the Employment Term
(as  defined in the Employment Agreement), promptly deliver to the Company all
documents,  tapes,  disks, or other storage media and any other materials, and
all copies thereof in whatever form, in the possession of the Restricted Party
pertaining  to Trinity Homes or the Crossmann Group including, but not limited
to,  any  containing  Confidential  Information.

3          ab          Section.  Non-Disclosure and Non-Use of Confidential
Information.    In  furtherance  of  this  Agreement  and  in order to assure
adequate  protection  of  the  Crossmann  Group  against  the  wrongful use or
disclosure  of  the  Confidential  Information, the Restricted Party agrees to
hold  all  Confidential  Information  in  strict confidence and solely for the
benefit  of  the  Crossmann Group.  The Restricted Party acknowledges that any
use  or  attempted use of any Confidential Information by the Restricted Party
or  any  disclosure  of  the Confidential Information to any third party would
constitute  immediate and irreparable harm to the Crossmann Group and would be
of  significant  benefit  to  any  competitor  of  the  Crossmann  Group.  The
Restricted  Party  shall  be  deemed  to  have a fiduciary duty to protect all
Confidential  Information  from  improper  disclosure or use.  Except with the
prior  written  consent  of  the Company or as required by law, the Restricted
Party  agrees  not  to directly or indirectly disclose or use or authorize any
third  party  to  disclose  or  use  any  Confidential  Information for (a) an
indefinite  duration,  or  (b)  in  the  event  that  a  court  of  competent
jurisdiction  determines  that  an indefinite period is unreasonable, five (5)
years following the date hereof.  The Restricted Party's obligations set forth
in  this  Section  3,  and  the  Company's  rights and remedies with respect
thereto,  whether  legal  or  equitable, shall remain in full force and effect
during  the  period  described in (a) or (b) above, as applicable; provided,
however,  that  if  the  Restricted  Party  breaches  any  provision of this
Agreement,  the  time  period for the applicable restriction shall be extended
for  the  period  of  the breach, plus an additional six (6) months beyond the
period  of  the  breach.

4     ab     Section.  Non-Competition.  During the Restricted Period, the
Restricted  Party  shall not, directly or indirectly, engage in the Restricted
Business  in  the  Restricted  Area; nor shall the Restricted Party during the
Restricted  Period,  without  the  express  written  consent  of  the Company,
directly  or  indirectly  engage in, own, manage, operate, join, control, lend
money  or  other  assistance to, or participate in or be connected with, as an
officer,  director,  employee,  partner,  shareholder,  member,  consultant,
manager,  agent,  or  otherwise,  any  individual,  corporation,  partnership,
limited  liability  company,  firm,  other  company, business organization, or
entity  that  is engaged in a substantially similar or competitive business to
the  Restricted  Business  in  the  Restricted  Area.    Without  limiting the
generality  of  the  foregoing  the  Restricted  Party  shall not, directly or
indirectly,  (a) finance single family or multifamily homes, (b) manage or act
as a leasing agent for single or multifamily properties, (c) purchase, sell or
develop developed or undeveloped real property, (d) purchase or sell developed
lots, or (e) build or sell single family or multifamily homes.  The Restricted
Party's obligations set forth in this Section 4 and the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full force and effect during the Restricted Period.  Notwithstanding any other
provision  contained in this Agreement, the Restricted Party may own shares of
stock  representing  less  than five percent (5%) of the outstanding shares of
any  publicly-held  company  engaged  in  the  Restricted  Business.

5        ab     Section.  Non-Solicitation.  During the Restricted Period,
the  Restricted  Party  shall  not,  directly  or  indirectly,  as  an entity,
individually  or  on behalf of any other individual, corporation, partnership,
firm,  other  company,  business  organization,  or  entity,  or  in any other
capacity:   (a) call upon, solicit, contact, or service any current, former or
potential  customer or client of Trinity Homes or the Crossmann Group that the
Restricted  Party  called upon, solicited, contacted, or serviced prior to the
expiration  of  the  Employment Term (as defined in the Employment Agreement);
(b) call upon, solicit, contact, or service any person or entity who is or was
prior  to  the expiration of the Employment Term (as defined in the Employment
Agreement),  any  subcontractor,  agent,  independent  contractor,  vendor  or
supplier  of  Trinity  Homes  or  the  Crossmann  Group;  or  (c)  solicit for
employment,  endeavor  to entice away from the Crossmann Group, recruit, hire,
or otherwise interfere with the Crossmann Group's relationship with any person
who was employed by or otherwise engaged to perform services for Trinity Homes
or  the  Crossmann Group during the Restricted Period.  The Restricted Party's
obligations  set  forth  in  this  Section  5  and  the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full  force  and  effect  during  the  Restricted  Period.

6          ab      Section.  Reasonableness of Terms.  The Company and the
Restricted  Party  each  stipulate  and  agree  that  the  terms and covenants
contained in Section 1 through Section 5 herein are fair and reasonable in
all  respects  to  protect  the  legitimate  interests of the Crossmann Group,
including  but not limited to the geographical coverage in Section 4 and the
time  periods  in  Sections 3, 4, and 5, and that these restrictions are
designed  for  the  reasonable  protection  of the Crossmann Group's business.

7     ab     Section.  Remedies.  The Restricted Party recognizes that any
breach  of  this  Agreement  will cause irreparable injury to the goodwill and
proprietary rights of the Crossman Group, inadequately compensable in monetary
damages.    Accordingly,  in addition to any other legal or equitable remedies
that  may  be  available  to the Company, the Restricted Party agrees that the
Company  will  be  able  to seek and obtain immediate injunctive relief in the
form  of a temporary restraining order without notice, preliminary injunction,
or  permanent  injunction  against  the  Restricted  Party  to  enforce  this
Agreement.    The  Company  shall  not  be  required to post any bond or other
security  and shall not be required to demonstrate any actual injury or damage
to  obtain  injunctive  relief  from  the  courts.

8     ab     Section.  Claims by the Restricted Party.  Any claim or cause
of  action  of the Restricted Party, whether for breach of this Agreement, the
Purchase  Agreement,  the  Employment  Agreement  or  otherwise,  shall  not
constitute  a  defense  to  the enforcement of this Agreement and shall not be
used  to  prohibit  injunctive  relief.

9     ab     Section.  Costs.  In the event of a breach of this Agreement,
the  Company  shall be entitled to recover from the Restricted Party all costs
of  enforcement,  including  reasonable  attorney's  fees,  all  expenses  of
litigation  and  court  and  other  costs.

10          ab      Section.  Damages.  To the extent that any damages are
calculable resulting from the breach of this Agreement, the Company shall also
be  entitled to recover those damages from the Restricted Party, including any
lost  profits  of  the Company.  For purposes of this Agreement, profits shall
include  but  are  not  limited to, any gross profits earned by the Restricted
Party  or by the Restricted Party's new employer or business during the entire
period  of  the breach including prejudgment interest at ten percent (10%) per
annum  from  the  date  of the breach.  Any recovery of damages by the Company
shall  be in addition to and not in lieu of the injunctive relief to which the
Company  is  entitled.    In  no event shall a damage recovery be considered a
penalty  or  liquidated  damages,  but  shall  be  considered  as  measurable
compensation  damages  for  breach  by  the  Restricted  Party.

11         ab     Section.  Nonassignability.  This Agreement shall not be
assigned  or  delegated  by  the  Restricted Party without the express written
consent  of  the  Company.  The Company may assign, delegate, or transfer this
Agreement  and  all  of its rights and obligations under this Agreement to any
affiliate  or  to  any  business  entity  that  by  merger,  consolidation, or
otherwise  acquires  all or substantially all of the assets of the Company, or
to  which  the Company transfers all or substantially all of its assets.  Upon
assignment,  delegation  or  transfer,  any  such affiliate or entity shall be
deemed  to  be substituted for the Company for all purposes of this Agreement.

12      ab     Section.  Binding Effect.   This Agreement shall be binding
upon  and  inure  to  the  benefit  of  the  parties hereto, and any permitted
successors  or  assigns  thereof.

13          ab          Section.    Severability.  If a court of competent
jurisdiction  makes  a  final determination that any term or provision of this
Agreement  is  invalid  or  unenforceable,  and  all  rights  to  appeal  the
determination  have  been  exhausted  or  the  period of time during which any
appeal of the determination may be perfected has been exhausted, the remaining
terms and provisions shall be unimpaired and the invalid or unenforceable term
or provision shall be deemed replaced by a term or provision that is valid and
enforceable  and  that  most closely approximates the intention of the parties
with  respect  to the invalid or unenforceable term or provision, as evidenced
by the remaining valid and enforceable terms and conditions of this Agreement.

14        ab     Section.  Amendment.  This Agreement may not be modified,
amended,  or waived in any manner except by an instrument in writing signed by
all  parties  to  this  Agreement.

15      ab     Section.  Waiver.  The waiver by any party of compliance by
any  other  party with any provision of this Agreement shall not operate or be
construed as a waiver of any other provision of this Agreement (whether or not
similar),  or  a  continuing  waiver or a waiver of any subsequent breach by a
party  of  a provision of this Agreement.  Performance by any party of any act
not  required of it under the terms and conditions of this Agreement shall not
constitute  a  waiver  of  the  limitations  on  its  obligations  under  this
Agreement,  and  no  performance  shall  estop that party from asserting those
limitations  as  to any further or future performance of its obligations.  The
Restricted  Party  acknowledges and agrees that every breach of this Agreement
or any similar agreement entered into between the Company and a third party is
unique.  Therefore, the failure of the Company to enforce the same, similar or
different  restriction in a similar agreement or to seek a different remedy or
any other act or omission by the Company shall not be construed as a waiver or
estoppel  to  the  enforcement of this Agreement against the Restricted Party.

16     ab     Section.  Prospective Employers.  The Restricted Party shall
inform  any  prospective employer about the existence of this Agreement before
accepting new employment and shall not agree, as a term of any new employment,
that  the  new employer will defend the Restricted Party or pay the attorneys'
fees  of the Restricted Party in the event of a lawsuit brought by the Company
to  enforce  the  terms  of  this  Agreement.

17       ab     Section.  Fair Dealing.  The Restricted Party acknowledges
that the Company has negotiated this Agreement in good faith and has been fair
in  its  dealing  with  the  Restricted Party.  The Restricted Party shall not
raise any defense and expressly waives any defense against the Purchaser based
upon  any  alleged  breach  of  good  faith  or  fair  dealing by the Company.

18        ab     Section.  Waiver of Any Claim for Attempted Enforcement.
The Restricted Party agrees that the Company may enforce this Agreement to the
broadest  extent possible.  To the extent that the Company attempts to enforce
this  Agreement,  but is unsuccessful in enforcing some or all of the terms of
this  Agreement,  the  Restricted  Party  shall  not be entitled to any relief
against  the  Company  for  such  attempted enforcement.  The Restricted Party
specifically waives any rights that may exist under Indiana law, including but
not  limited  to  Indiana  Code  Section  22-5-3-1  et seq.  (Blacklisting
statute).

19       ab     Section.  Governing Law, Jurisdiction and Venue.  The laws
of  the  State of Indiana shall govern the validity, performance, enforcement,
interpretation  and  any  other  aspect of this Agreement, notwithstanding any
state's choice of law provisions to the contrary.  Any dispute relating to the
validity,  performance,  enforcement,  interpretation,  or  any aspect of this
Agreement shall be litigated in a court in Marion County, Indiana, which shall
be deemed to be the exclusive venue for such dispute, except that the Company,
in its sole discretion, may elect to pursue litigation in the county and State
where  any  breach  or violation of this Agreement by the Restricted Party has
occurred.

20        ab     Section.  Trade Secrets Act.  This Agreement incorporates
all  of  the  protections  of the Indiana Uniform Trade Secrets Act   24-2-3-1
et  seq.,  as  amended.

21        ab     Section.  Notices.  All notices required or desired to be
given  under  this  Agreement  shall be in writing and shall be deemed to have
been  duly  given (i) on the date of service if served personally on the party
to  whom  notice  is  to be given, (ii) on the date of receipt by the party to
whom notice is to be given if transmitted to such party by telefax, provided a
copy is mailed as set forth below on the date of transmission, or (iii) on the
third  day  after mailing if mailed to the party to whom notice is to be given
by registered or certified mail, return receipt requested, postage prepaid, to
the  following  addresses:

     (a)          If  to  Company,  to:

          Crossmann  Communities,  Inc.
          9210  North  Meridian  Street
          Indianapolis,  Indiana  46260
          Attn:  John  B.  Scheumann
          Fax:  (317)  571-2210

          With  a  copy  to:

          Steven  K.  Humke,  Esq.
          ICE  MILLER
          One  American  Square
          Box  82001
          Indianapolis,  Indiana    46282
          Fax:    (317)  592-4675
     (b)          If    to  the  Restricted  Party,  to:

          865  West  Carmel  Drive,  Suite  114
          Carmel,  Indiana  46032
          Fax:    (317)  574-7601


Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

22          ab          Section.  OPPORTUNITY TO CONSULT WITH OTHERS.  THE
RESTRICTED  PARTY  HAS  BEEN  GIVEN  THE OPPORTUNITY TO CONSULT WITH A LAWYER,
SPOUSE,  ADVISOR,  OR  OTHER  PERSON  CONCERNING THIS AGREEMENT AND HAS EITHER
DISCUSSED  THIS  AGREEMENT  WITH  A  LAWYER  OR  WAIVES  ANY  RIGHT  TO DO SO.

23          ab         Section.  Prior Agreements.  This Agreement and the
Employment Agreement are a complete and total integration of the understanding
of  the  parties,  and  supersede  all  prior or contemporaneous negotiations,
commitments,  agreements, writings and discussions with respect to the subject
matter  of  this  Agreement  and  the  Employment  Agreement.

24     ab     Section.  Headings.  The subject headings of the sections of
this  Agreement  are  inserted for convenience only and shall not be deemed to
constitute  part  of  this  Agreement  or  to  affect the construction of this
Agreement.

25     ab     Section.  Joint Drafting.  This Agreement shall be deemed to
have  been drafted jointly by the parties and in the event of any ambiguity in
this  Agreement,  the  same  shall  not be construed against any party hereto.

26       ab     Section.  Counterparts.  This Agreement may be executed in
one or more counterparts, each of which for all purposes shall be deemed to be
an  original  but  all  of  which  together  shall constitute one and the same
Agreement.    Facsimile  transmissions  of original signatures shall be deemed
original  signatures.   Only one counterpart signed by the party against which
enforceability  is  sought  needs  to be produced to evidence the existence of
this  Agreement.


                                      --



<PAGE>
     IN  WITNESS WHEREOF, the parties hereto have caused their duly authorized
representatives  to execute this Agreement as of the date first written above.

     "THE  COMPANY"

     "CROSSMANN"

     CROSSMANN  COMMUNITIES,  INC.


     By:/s/  John  B.  Scheumann
     Title:Chief  Executive  Officer


     "TRINITY  HOMES"

     TRINITY  HOMES,  LLC

     By:/s/  John  B.  Scheumann
     Title:  Manager

     "RESTRICTED  PARTY"



/s/  James  D.  McKenzie
          James  D.  McKenzie




                                      --






Exhibit  10.59


     NONDISCLOSURE,  NONCOMPETITION  AND
                         NONSOLICITATION AGREEMENT



     This  Nondisclosure,  Noncompetition  and  Nonsolicitation Agreement (the
"Agreement") is made and entered into as of the 20th day of October, 2000 (the
"Effective  Date"), by and among Crossmann Communities Partnership, an Indiana
partnership  ("Crossmann"),  Trinity  Homes, LLC, an Indiana limited liability
company  ("Trinity  Homes",  and  together with Crossmann, the "Company"), and
Pyramid  Mortgage  Co.,  Inc.  (the  "Restricted  Party").

                           PRELIMINARY STATEMENT

     Pursuant  to  the  terms of a Membership Interest Purchase Agreement (the
"Purchase  Agreement") dated of even date herewith by and among the Restricted
Party,  Trinity  Homes, Inc., and Crossmann, Crossmann will acquire all of the
membership interests of the Restricted Party in Trinity Homes.  As a result of
its  ownership  interest  in Trinity Homes, the Restricted Party had access to
Confidential Information (as defined below).  In consideration for Crossmann's
consummation  of  the  Purchase  Agreement,  the Restricted Party agrees to be
restricted  as set forth in this Agreement.  Terms used but not defined herein
shall  have  the  meanings  ascribed  to them in the Purchase Agreement.  This
Agreement  applies  to the Restricted Party only and not to any shareholder of
the  Restricted  Party.

                            TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to be legally bound, the parties agree as follows:
                                  OUTLINE ON

1          ab          Section.    Definitions.

(a)     Confidential Information.  "Confidential Information" shall mean all
information,  whether or not originated by Trinity Homes, the Crossmann Group,
or  the Restricted Party, which is not generally known other than by personnel
of  Trinity  Homes or the Crossman Group and which (1) is used in the business
of  Trinity  Homes and is proprietary to, about, or created by, Trinity Homes,
its  officers,  directors,  employees,  agents  or  representatives,  or  the
Restricted Party; or (2) is used in the business of the Crossmann Group and is
proprietary  to, or about, or created by, the Crossmann Group or its officers,
directors,  employees,  agents  or  representatives  and  is made known to the
Restricted  Party.    Confidential Information includes, but is not limited to
(whether  or  not  reduced  to  writing  or  designated  as  confidential):

(i)Information  regarding  any  of  Trinity  Homes'  or  the Crossmann Group's
customers  and clients and their representatives, any of Trinity Homes' or the
Crossmann  Group's potential customers or leads, the identity of any contracts
(contents  and  parties)  to which Trinity Homes or the Crossmann Group are or
were  a  party or are or were bound, and the type, quantity and specifications
of  products  and services sold to, purchased, leased, licensed or received by
Trinity  Homes  or  the  Crossmann  Group;

(ii)Information  relating  to Trinity Homes or the Crossmann Group received by
the  Restricted  Party,  directly  or  indirectly  from third parties (such as
vendors)  under  an  obligation  of  confidentiality, restricted disclosure or
restricted  use;

(iii)Information  relating  to  the  purchase,  sale  or  development  or  the
prospective purchase, sale or development of real property by Trinity Homes or
the  Crossmann  Group;

(iv)Any    internal  personnel  and  financial information relating to Trinity
Homes  or  the  Crossmann  Group  (including  the  revenue,  costs  or profits
associated  with  Trinity  Homes  or  Restricted  Party); the names of Trinity
Homes'  or  the  Crossmann  Group's  subcontractors,  agents,  independent
contractors,  vendors  and  suppliers; Trinity Homes' or the Crossmann Group's
payroll  information;  Trinity  Homes' or the Crossmann Group's purchasing and
internal  cost  information;  Trinity Homes' or the Crossmann Group's internal
service  and  operational  manuals  and  other information relating to Trinity
Homes  or  the  Crossmann Group; and the manner and methods of carrying on the
business  of  Trinity  Homes  or  the  Crossmann  Group;

(v)  Information  related to Trinity Homes or the Crossmann Group with respect
to  their  respective products, facilities and methods, systems, trade secrets
and  other  intellectual  property;  and

(vi)Marketing  and  developmental  plans,  price  and cost data, price and fee
amounts,  pricing  and  billing  policies,  quoting  procedures,  marketing
techniques, methods of obtaining business, forecasts, forecast assumptions and
volumes,  future  plans  and potential strategies relating to Trinity Homes or
the  Crossmann  Group.

     Notwithstanding the foregoing, the term Confidential Information does not
include  (1)  information  that was in the public domain or generally known in
the  industry  at  the  time the Restricted Party first received, observed, or
otherwise  became  aware  of  such information, (2) information that becomes a
part  of  the  public  domain or becomes generally known in the industry other
than  by  the  breach  by  the  Restricted Party of its obligations under this
Agreement, (3) information that is disclosed to the Restricted Party after the
termination  of  this  Agreement by a third party having the right to disclose
the  same  without violating any obligation to the Company, or (4) information
that  is independently developed by the Restricted Party after the termination
of  this  Agreement.

     "Crossmann Group" shall mean each of Crossmann, any subsidiary, parent or
affiliate  of  Crossmann (including without limitation Trinity Homes), and any
joint  venture  in  which  Crossmann  or  any  of its affiliates participates.

     "Restricted  Area"  shall  mean any location within 50 miles of any city,
town,  village  or  metropolitan  area in which the Crossmann Group or Trinity
Homes  conducted  business,  took  steps  to conduct business or evaluated the
prospect of conducting business prior to the Effective Date of this Agreement,
including  but  not  limited  to  Indianapolis,  Indiana.

     "Restricted  Business"  shall  mean  any  business  that is substantially
similar  to or competitive with the business engaged in by the Crossmann Group
or  Trinity Homes, including development of real estate, construction for sale
or  lease  or  rent  of  single  family and/or multi-family homes, the sale of
single  family  and/or  multi-family  homes and the management of multi-family
home  projects.

     "Restricted  Period"  shall mean a period that is five (5) years from the
Effective  Date  of  this  Agreement;  provided,  however,  that  if  the
Restricted  Party  breaches  any  provision  of this Agreement, the Restricted
Period  shall be extended for the period of the breach, plus an additional six
(6)  months  beyond  the  period  of  the  breach.

2          ab       Section.  Ownership of Confidential Information.   The
Restricted  Party  hereby  acknowledges  and  agrees  that  all  Confidential
Information either constituted a valuable asset of Trinity Homes, which was an
asset  of  Crossmann by virtue of its existing membership interests in Trinity
Homes  prior  to  the  consummation  of  the  transactions  under the Purchase
Agreement,  which  became  an  asset  of  the  Company  as  a  result  of  the
transactions  set  forth  in the Purchase Agreement, or constitutes a valuable
asset  of  the Crossmann Group.  The Restricted Party further acknowledges and
agrees that the Company has a need to protect the Confidential Information for
the  ongoing  and  continued  success of the Crossmann Group. All Confidential
Information is and shall remain the exclusive property of the Crossmann Group,
whether  or  not prepared in whole or in part by the Restricted Party, and the
Restricted  Party  acknowledges  and  agrees  that he does not have any right,
title or interest in or to the Confidential Information.  The Restricted Party
shall,  upon  the  request of the Company, promptly deliver to the Company all
documents,  tapes,  disks, or other storage media and any other materials, and
all copies thereof in whatever form, in the possession of the Restricted Party
pertaining  to Trinity Homes or the Crossmann Group including, but not limited
to,  any  containing  Confidential  Information.

3          ab          Section.  Non-Disclosure and Non-Use of Confidential
Information.    In  furtherance  of  this  Agreement  and  in order to assure
adequate  protection  of  the  Crossmann  Group  against  the  wrongful use or
disclosure  of  the  Confidential  Information, the Restricted Party agrees to
hold  all  Confidential  Information  in  strict confidence and solely for the
benefit  of  the  Crossmann Group.  The Restricted Party acknowledges that any
use  or  attempted use of any Confidential Information by the Restricted Party
or  any  disclosure  of  the Confidential Information to any third party would
constitute  immediate and irreparable harm to the Crossmann Group and would be
of  significant  benefit  to  any  competitor  of  the  Crossmann  Group.  The
Restricted  Party  shall  be  deemed  to  have a fiduciary duty to protect all
Confidential  Information  from  improper  disclosure or use.  Except with the
prior  written  consent  of  the Company or as required by law, the Restricted
Party  agrees  not  to directly or indirectly disclose or use or authorize any
third  party  to  disclose  or  use  any  Confidential  Information for (a) an
indefinite  duration,  or  (b)  in  the  event  that  a  court  of  competent
jurisdiction  determines  that  an indefinite period is unreasonable, five (5)
years  following  the  Effective Date.  The Restricted Party's obligations set
forth  in this Section 3, and the Company's rights and remedies with respect
thereto,  whether  legal  or  equitable, shall remain in full force and effect
during  the  period  described in (a) or (b) above, as applicable; provided,
however,  that  if  the  Restricted  Party  breaches  any  provision of this
Agreement,  the  time  period for the applicable restriction shall be extended
for  the  period  of  the breach, plus an additional six (6) months beyond the
period  of  the  breach.
4     ab     Section.  Non-Competition.  During the Restricted Period, the
Restricted  Party  shall not, directly or indirectly, engage in the Restricted
Business  in  the  Restricted  Area; nor shall the Restricted Party during the
Restricted  Period,  without  the  express  written  consent  of  the Company,
directly  or  indirectly  engage in, own, manage, operate, join, control, lend
money  or  other  assistance to, or participate in or be connected with, as an
officer,  director,  employee,  partner,  shareholder,  member,  consultant,
manager,  agent,  or  otherwise,  any  individual,  corporation,  partnership,
limited  liability  company,  firm,  other  company, business organization, or
entity  that  is engaged in a substantially similar or competitive business to
the  Restricted  Business  in  the  Restricted  Area.    Without  limiting the
generality  of  the  foregoing  the  Restricted  Party  shall not, directly or
indirectly,  (a) finance single family or multifamily homes, (b) manage or act
as a leasing agent for single or multifamily properties, (c) purchase, sell or
develop developed or undeveloped real property, (d) purchase or sell developed
lots, or (e) build or sell single family or multifamily homes.  The Restricted
Party's obligations set forth in this Section 4 and the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full force and effect during the Restricted Period.  Notwithstanding any other
provision  contained in this Agreement, the Restricted Party may own shares of
stock  representing  less  than five percent (5%) of the outstanding shares of
any  publicly-held  company  engaged  in  the  Restricted  Business.

5        ab     Section.  Non-Solicitation.  During the Restricted Period,
the  Restricted  Party  shall  not,  directly  or  indirectly,  as  an entity,
individually  or  on behalf of any other individual, corporation, partnership,
firm,  other  company,  business  organization,  or  entity,  or  in any other
capacity:   (a) call upon, solicit, contact, or service any current, former or
potential  customer or client of Trinity Homes or the Crossmann Group that the
Restricted  Party  called upon, solicited, contacted, or serviced prior to the
Effective  Date of this Agreement; (b) call upon, solicit, contact, or service
any  person  or  entity  who  is  or  was  prior to the Effective Date of this
Agreement,  any  subcontractor,  agent,  independent  contractor,  vendor  or
supplier  of  Trinity  Homes  or  the  Crossmann  Group;  or  (c)  solicit for
employment,  endeavor  to entice away from the Crossmann Group, recruit, hire,
or otherwise interfere with the Crossmann Group's relationship with any person
who was employed by or otherwise engaged to perform services for Trinity Homes
or  the  Crossmann Group during the Restricted Period.  The Restricted Party's
obligations  set  forth  in  this  Section  5  and  the Company's rights and
remedies  with  respect  thereto,  whether legal or equitable, shall remain in
full  force  and  effect  during  the  Restricted  Period.

6          ab      Section.  Reasonableness of Terms.  The Company and the
Restricted  Party  each  stipulate  and  agree  that  the  terms and covenants
contained in Section 1 through Section 5 herein are fair and reasonable in
all  respects  to  protect  the  legitimate  interests of the Crossmann Group,
including  but not limited to the geographical coverage in Section 4 and the
time  periods  in  Sections 3, 4, and 5, and that these restrictions are
designed  for  the  reasonable  protection  of the Crossmann Group's business.

7     ab     Section.  Remedies.  The Restricted Party recognizes that any
breach  of  this  Agreement  will cause irreparable injury to the goodwill and
proprietary rights of the Crossman Group, inadequately compensable in monetary
damages.    Accordingly,  in addition to any other legal or equitable remedies
that  may  be  available  to the Company, the Restricted Party agrees that the
Company  will  be  able  to seek and obtain immediate injunctive relief in the
form  of a temporary restraining order without notice, preliminary injunction,
or  permanent  injunction  against  the  Restricted  Party  to  enforce  this
Agreement.    The  Company  shall  not  be  required to post any bond or other
security  and shall not be required to demonstrate any actual injury or damage
to  obtain  injunctive  relief  from  the  courts.

8     ab     Section.  Claims by the Restricted Party.  Any claim or cause
of  action  of the Restricted Party, whether for breach of this Agreement, the
Purchase  Agreement,  or  otherwise,  shall  not  constitute  a defense to the
enforcement  of  this  Agreement  and shall not be used to prohibit injunctive
relief.

9     ab     Section.  Costs.  In the event of a breach of this Agreement,
the  Company  shall be entitled to recover from the Restricted Party all costs
of  enforcement,  including  reasonable  attorney's  fees,  all  expenses  of
litigation  and  court  and  other  costs.

10          ab      Section.  Damages.  To the extent that any damages are
calculable resulting from the breach of this Agreement, the Company shall also
be  entitled to recover those damages from the Restricted Party, including any
lost  profits  of  the Company.  For purposes of this Agreement, profits shall
include  but  are  not  limited to, any gross profits earned by the Restricted
Party  or by the Restricted Party's new employer or business during the entire
period  of  the breach including prejudgment interest at ten percent (10%) per
annum  from  the  date  of the breach.  Any recovery of damages by the Company
shall  be in addition to and not in lieu of the injunctive relief to which the
Company  is  entitled.    In  no event shall a damage recovery be considered a
penalty  or  liquidated  damages,  but  shall  be  considered  as  measurable
compensation  damages  for  breach  by  the  Restricted  Party.

11         ab     Section.  Nonassignability.  This Agreement shall not be
assigned  or  delegated  by  the  Restricted Party without the express written
consent  of  the  Company.  The Company may assign, delegate, or transfer this
Agreement  and  all  of its rights and obligations under this Agreement to any
affiliate  or  to  any  business  entity  that  by  merger,  consolidation, or
otherwise  acquires  all or substantially all of the assets of the Company, or
to  which  the Company transfers all or substantially all of its assets.  Upon
assignment,  delegation  or  transfer,  any  such affiliate or entity shall be
deemed  to  be substituted for the Company for all purposes of this Agreement.

12      ab     Section.  Binding Effect.   This Agreement shall be binding
upon  and  inure  to  the  benefit  of  the  parties hereto, and any permitted
successors  or  assigns  thereof.

13          ab          Section.    Severability.  If a court of competent
jurisdiction  makes  a  final determination that any term or provision of this
Agreement  is  invalid  or  unenforceable,  and  all  rights  to  appeal  the
determination  have  been  exhausted  or  the  period of time during which any
appeal of the determination may be perfected has been exhausted, the remaining
terms and provisions shall be unimpaired and the invalid or unenforceable term
or provision shall be deemed replaced by a term or provision that is valid and
enforceable  and  that  most closely approximates the intention of the parties
with  respect  to the invalid or unenforceable term or provision, as evidenced
by the remaining valid and enforceable terms and conditions of this Agreement.

14        ab     Section.  Amendment.  This Agreement may not be modified,
amended,  or waived in any manner except by an instrument in writing signed by
all  parties  to  this  Agreement.

15      ab     Section.  Waiver.  The waiver by any party of compliance by
any  other  party with any provision of this Agreement shall not operate or be
construed as a waiver of any other provision of this Agreement (whether or not
similar),  or  a  continuing  waiver or a waiver of any subsequent breach by a
party  of  a provision of this Agreement.  Performance by any party of any act
not  required of it under the terms and conditions of this Agreement shall not
constitute  a  waiver  of  the  limitations  on  its  obligations  under  this
Agreement,  and  no  performance  shall  estop that party from asserting those
limitations  as  to any further or future performance of its obligations.  The
Restricted  Party  acknowledges and agrees that every breach of this Agreement
or any similar agreement entered into between the Company and a third party is
unique.  Therefore, the failure of the Company to enforce the same, similar or
different  restriction in a similar agreement or to seek a different remedy or
any other act or omission by the Company shall not be construed as a waiver or
estoppel  to  the  enforcement of this Agreement against the Restricted Party.

16     ab     Section.  Prospective Employers.  The Restricted Party shall
inform  any  prospective employer about the existence of this Agreement before
accepting new employment and shall not agree, as a term of any new employment,
that  the  new employer will defend the Restricted Party or pay the attorneys'
fees  of the Restricted Party in the event of a lawsuit brought by the Company
to  enforce  the  terms  of  this  Agreement.

17       ab     Section.  Fair Dealing.  The Restricted Party acknowledges
that the Company has negotiated this Agreement in good faith and has been fair
in  its  dealing  with  the  Restricted Party.  The Restricted Party shall not
raise any defense and expressly waives any defense against the Purchaser based
upon  any  alleged  breach  of  good  faith  or  fair  dealing by the Company.

18        ab     Section.  Waiver of Any Claim for Attempted Enforcement.
The Restricted Party agrees that the Company may enforce this Agreement to the
broadest  extent possible.  To the extent that the Company attempts to enforce
this  Agreement,  but is unsuccessful in enforcing some or all of the terms of
this  Agreement,  the  Restricted  Party  shall  not be entitled to any relief
against  the  Company  for  such  attempted enforcement.  The Restricted Party
specifically waives any rights that may exist under Indiana law, including but
not  limited  to  Indiana  Code  Section  22-5-3-1  et seq.  (Blacklisting
statute).
19       ab     Section.  Governing Law, Jurisdiction and Venue.  The laws
of  the  State of Indiana shall govern the validity, performance, enforcement,
interpretation  and  any  other  aspect of this Agreement, notwithstanding any
state's choice of law provisions to the contrary.  Any dispute relating to the
validity,  performance,  enforcement,  interpretation,  or  any aspect of this
Agreement shall be litigated in a court in Marion County, Indiana, which shall
be deemed to be the exclusive venue for such dispute, except that the Company,
in its sole discretion, may elect to pursue litigation in the county and State
where  any  breach  or violation of this Agreement by the Restricted Party has
occurred.

20        ab     Section.  Trade Secrets Act.  This Agreement incorporates
all  of  the  protections  of the Indiana Uniform Trade Secrets Act   24-2-3-1
et  seq.,  as  amended.

21        ab     Section.  Notices.  All notices required or desired to be
given  under  this  Agreement  shall be in writing and shall be deemed to have
been  duly  given (i) on the date of service if served personally on the party
to  whom  notice  is  to be given, (ii) on the date of receipt by the party to
whom notice is to be given if transmitted to such party by telefax, provided a
copy is mailed as set forth below on the date of transmission, or (iii) on the
third  day  after mailing if mailed to the party to whom notice is to be given
by registered or certified mail, return receipt requested, postage prepaid, to
the  following  addresses:

     (a)          If  to  Company,  to:

          Crossmann  Communities  Partnership
          9210  North  Meridian  Street
          Indianapolis,  Indiana  46260
          Attn:  John  B.  Scheumann
          Fax:  (317)  571-2210

          With  a  copy  to:

          Steven  K.  Humke,  Esq.
          ICE  MILLER
          One  American  Square
          Box  82001
          Indianapolis,  Indiana    46282
          Fax:    (317)  592-4675

     (b)          If    to  the  Restricted  Party,  to:

          865  West  Carmel  Drive,  Suite  114
          Carmel,  Indiana  46032
          Fax:    (317)  574-7601

Any  party  may,  by  giving  written  notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

22          ab          Section.  OPPORTUNITY TO CONSULT WITH OTHERS.  THE
RESTRICTED  PARTY  HAS  BEEN  GIVEN  THE OPPORTUNITY TO CONSULT WITH A LAWYER,
SPOUSE,  ADVISOR,  OR  OTHER  PERSON  CONCERNING THIS AGREEMENT AND HAS EITHER
DISCUSSED  THIS  AGREEMENT  WITH  A  LAWYER  OR  WAIVES  ANY  RIGHT  TO DO SO.

23        ab     Section.  Prior Agreements.  This Agreement is a complete
and  total  integration of the understanding of the parties, and supersede all
prior  or  contemporaneous negotiations, commitments, agreements, writings and
discussions  with  respect  to  the  subject  matter  of  this  Agreement.

24     ab     Section.  Headings.  The subject headings of the sections of
this  Agreement  are  inserted for convenience only and shall not be deemed to
constitute  part  of  this  Agreement  or  to  affect the construction of this
Agreement.

25     ab     Section.  Joint Drafting.  This Agreement shall be deemed to
have  been drafted jointly by the parties and in the event of any ambiguity in
this  Agreement,  the  same  shall  not be construed against any party hereto.

26       ab     Section.  Counterparts.  This Agreement may be executed in
one or more counterparts, each of which for all purposes shall be deemed to be
an  original  but  all  of  which  together  shall constitute one and the same
Agreement.    Facsimile  transmissions  of original signatures shall be deemed
original  signatures.   Only one counterpart signed by the party against which
enforceability  is  sought  needs  to be produced to evidence the existence of
this  Agreement.




<PAGE>
     IN  WITNESS WHEREOF, the parties hereto have caused their duly authorized
representatives  to  execute  this  Agreement  as  of  the  Effective  Date.

     "THE  COMPANY"

     "CROSSMANN"

     CROSSMANN  COMMUNITIES  PARTNERSHIP


     By:/s/  John  B.  Scheumann
          Chairman  of  the  Board  of  Directors  and
          Chief  Executive  Officer



     "TRINITY  HOMES"

     TRINITY  HOMES,  LLC

     By:/s/  John  B.  Schuemann
     Title:  Manager


     "RESTRICTED  PARTY"

     PYRAMID  MORTGAGE  CO.,  INC.

     By:/s/  Mark  Thune
     Title:  President



EXHIBIT  10.60

August  8,  2000



Service  Title,  Inc.
10291  N.  Meridian  St.
Indianapolis,  Indiana  46290

RE:ACQUISITION  OF  ASSETS  OF  SERVICE  TITLE,  INC.

Ladies  and  Gentlemen:

     The  purpose  of this letter agreement (this "Agreement") is to set forth
the  terms  and  conditions  upon which Paragon Title, LLC, an Indiana limited
liability company ("Purchaser"), will acquire certain assets of Service Title,
Inc.,  an  Indiana  corporation  ("Seller").

     1.          Purchase  of  Assets.   Subject to and upon the terms and
conditions  set  forth  in  this  Agreement,  Seller  hereby  agrees  to sell,
transfer, convey, assign and deliver to Purchaser, and Purchaser hereby agrees
to  buy  or  acquire all of the assets of Seller set forth on Exhibit A (the
"Purchased Assets").  The Purchased Assets shall be transferred free and clear
of all mortgages, liens, pledges, security interests, rights of third parties,
encumbrances,  or  other  interests of any kind or character, except for liens
for  personal  property  taxes  not  yet  due and payable.  Purchaser will not
acquire  any  cash  or  accounts  receivable  of  Seller.

     2.      Purchase Price.  At the Closing, Purchaser will pay to Seller
the  following  amounts  by  check  or  wire transfer of immediately available
funds:

(a)        One Hundred Twenty Thousand Dollars ($120,000.00) for the Purchased
Assets  (the  "Purchase  Price");

(b)          Sixty-Five  Dollars ($65.00) for all pending title commitments as
itemized  on  Exhibit  B;

(c)       Three Thousand Four Hundred Eighty-Three Dollars ($3,483.00) for the
security  deposit  paid by Seller pursuant to that certain Agreement of Lease-
Office  Building  dated February 18, 1999 by and between Seller and GPI Office
Properties  II,  L.P.  (the  "Office  Lease");  and

(d)        the per diem amounts for the Assumed Leases/Obligations (as defined
below)  as  set  forth  on  Exhibit  C.

     For  tax  purposes,  the  Purchase  Price  shall  be  allocated among the
Purchased  Assets  as  set  forth  on  Exhibit  D.
     3.      Liabilities.  Purchaser shall not assume or be liable for the
payment  of  any  debts,  liabilities,  obligations,  accounts  payable,  bank
indebtedness,  obligations to employees, or other obligations of Seller of any
kind  or  nature, whether existing on the date of this Agreement or at Closing
or  thereafter  arising,  and  whether contingent or liquidated in amount, and
whether known or unknown by Purchaser or Seller (the "Liabilities"); provided,
however,  Purchaser  will  assume  any obligation, as itemized on Exhibit B,
related  to  the  cost  of  obtaining  title searches that were ordered in the
ordinary  course  of  business by Seller prior to the Closing Date, as well as
the  obligation  to  issue  title  insurance  policies  based  upon  pending
commitments  (subject to Stewart Title Guaranty Company underwriting criteria)
itemized  on  Exhibit  C.    Purchaser  shall also assume those real estate,
personal  property  equipment  leases,  and  service  agreements  itemized  on
Exhibit  E  (hereinafter  the  "Assumed  Leases/Obligations").

     4.       Agreement With Respect To Debts And Taxes.  Seller shall pay
all debts and all taxes attributable to the operation of the Seller's business
through  the  Closing,  including  without  limitation all federal income tax,
federal  withholding  tax,  social  security  tax,  federal  unemployment tax,
Indiana  gross  income  tax, Indiana gross withholding tax, Indiana employment
security  tax  and  Indiana  sales  tax,    if  applicable.

     5.      Conditions To Purchaser's Obligations and Seller's Obligations
To  Close.    The  obligation  of  Purchaser  and  Seller  to  consummate the
transactions  contemplated  by  this  Agreement  shall be conditioned upon the
following:

(a)       Satisfactory completion of the operational, market, financial, legal
and  governmental  due  diligence  review  of  Seller, assuming full access to
Seller's  financial  books  and  records.  The results of such review shall be
satisfactory  to  Purchaser  in  its  sole  discretion.

(b)          Purchaser  shall  have  obtained  all  of the requisite licensing
requirements  to  operate  a  title  insurance  business  in  Indiana.

(c)          Purchaser  shall have entered into an underwriting agreement with
Stewart  Title  Guaranty  Company.

(d)         Purchaser shall have hired all of the current employees of Seller.

     (e)       Linda Givens and Margaret Sklenar shall have been released from
any  personal  liability occurring after the Closing Date on Seller's existing
real  estate  lease  with GPI Properties II, LP pursuant to the Guaranty dated
November  5,  1998.

6.          Time  and  Place of Closing.  The closing of the transactions
completed  in  this Agreement shall take place on August 8, 2000 (the "Closing
Date")  at  the  offices of Ice Miller Donadio & Ryan, Indianapolis, Indiana.
Closing shall be effective at 12:01 A.M., Indianapolis, Indiana time on August
     9,  2000  (the  "Closing").

     7.          Closing  Deliveries.

(a)          At  the Closing, Seller shall deliver or cause to be delivered to
Purchaser,  the  following duly executed documents and other items in the form
reasonably  satisfactory  to  Purchaser  in  its  sole  discretion:

i)        Bill of Sale from Seller to Purchaser conveying the Purchased Assets
free and clear of all liens, pledges, security interests and encumbrances in a
form  reasonably  acceptable  to  Purchaser;

ii)          Certified  copies  of  Resolutions  of the Board of Directors and
Shareholders  of  Seller  showing  that all necessary action has been taken to
approve  the  transaction  provided  for  in  this  Agreement;

iii)      Assignments/assumption agreements of the Assumed Leases/Obligations;

iv)          Purchaser's  Assignment  and  Assumption Agreement upon terms and
conditions  mutually  acceptable  to Seller and Purchaser (the "Assignment and
Assumption  Agreement");

v)          An  assignment of the Office Lease including the personal guaranty
release  required  by  Section  5(e)  (the  "Office  Lease Assignment"); and

vi)          Such other instruments, documents and considerations which may be
reasonably  required  by  Purchaser to effect the transactions contemplated by
this  Agreement.

(b)        At the Closing, Purchaser shall deliver or cause to be delivered to
Seller,  the  following  duly  executed  documents and other items in the form
reasonably  satisfactory  to  Seller:

i)          The  Purchase  Price;

ii)          The  amounts  due  for  title  searches  ordered per Exhibit B;

iii)          The  Assignment  and  Assumption  Agreement;  and

iv)          The  Office  Lease  Assignment;

     8.         Certain Seller Representations.  Seller hereby represents,
warrants  and  covenants  that:

(a)          No  consent,  authorization,  order  or approval of, or filing or
representation  with,  any  governmental authority or other person is required
for  the  execution  and  delivery  of  this Agreement and the consummation by
Seller  of  the  transaction  contemplated  by  this  Agreement.

(b)      Seller is a corporation duly organized and validly existing under the
laws  of  the  State of Indiana.  Seller has all necessary corporate power and
authority  to  conduct  its  business as such business is now being conducted.

(c)          Seller  has  full  corporate power to enter into and perform this
Agreement.    The  execution  and delivery of this Agreement by Seller and the
performance by Seller of all of its obligations under this Agreement have been
duly  authorized  and  approved  prior  to  the  date  hereof  by the Board of
Directors  and  Shareholders of Seller.  This Agreement has been duly executed
and  delivered  by  a  duly  authorized  officer  of  Seller.

(d)        Neither the execution and delivery of this Agreement by Seller, nor
the  consummation  by  Seller  of  the  transactions herein contemplated, will
conflict  with,  violate  or  result  in  a breach of or default in any terms,
conditions  or  provisions  of the Articles of Incorporation or the By-laws of
Seller.

(e)        This Agreement and all other agreements, documents and certificates
delivered  by  Seller in accordance with this Agreement constitute the legally
valid  and  binding obligation of Seller and are enforceable against Seller in
accordance  with  their  terms.

(f)        Neither the execution and delivery of this Agreement by Seller, nor
the  consummation  by  Seller  of  the  transactions herein contemplated, will
conflict  with,  violate  or  result  in  a  breach  or  default of any terms,
conditions  or  provisions of any material agreement to which Seller is bound,
any  statute  or  administrative  regulation  or  any order, writ, injunction,
judgment  or  decree  of  any  court  or  any governmental authority or of any
arbitration  award  which  is  applicable  to  Seller.

(g)         There is no litigation pending or threatened against or related to
Seller  which  could  materially  and  adversely  affect the Purchased Assets.

(h)        There is not now and will not be at the time of Closing any damage,
destruction  or  loss  not  covered  by  insurance  which could materially and
adversely  affect  the  Purchased  Assets.

(i)          Seller  shall  have  and  convey at the time of Closing, good and
marketable  title  to  all of the Purchased Assets free of all liens, pledges,
security  interests  and  encumbrances.

(j)          At Closing, Seller shall have duly and timely filed all state and
local  sales and use tax returns required to be filed on or before the Closing
Date,  and  Seller  shall  have  paid  in full the tax liability shown on said
returns  at  or before Closing; that at Closing no unpaid deficiencies will be
in  existence which have been asserted against Seller by an official or agency
as  a  result  of  the  filing of said returns; and that, to the Knowledge (as
defined  herein)  of  Seller,  there  is  not now pending any examination with
respect  to  any  of  said  returns  nor  does  Seller  know  of any impending
examinations  with  respect  to any of said returns. Seller has timely paid or
made  provision  for  all taxes that have been shown as due and payable on the
returns  that have been filed.  For purposes of this Agreement, "Knowledge" or
"Seller's Knowledge" or words of like import, with respect to the existence or
absence  of  fact,  mean  the  actual  knowledge  of  any officer, director or
employee  of  Seller.

(k)          To  the  best of Seller's Knowledge, Seller has complied with all
applicable  federal  and  state  laws  pertaining  to the employment of labor,
including  the  provisions thereof relating to wages, hours and the payment of
social security taxes, and are not liable for any arrears of wages, or any tax
or  penalties for failure to comply with any of the foregoing. Seller is not a
party  to  any  union  or  collective  bargaining agreements and Seller has no
knowledge  of  any union organizing efforts by Seller's employees. There is no
charge  or  complaint  of  unlawful employment practice or unfair dismissal of
which  Seller has received notice pending or threatened in any court or before
any  federal,  state  or  local agency (and Seller does not believe that there
exists  any  reasonable  basis  therefor).

(l)          No party, other than Purchaser, shall have a right to acquire the
Purchased  Assets.

(m)       Seller has not employed a broker or any other person entitled to any
commission  or  finder's  fee  in  connection  with  this  Agreement  or  the
transaction  contemplated  by  this  Agreement.

     Neither the representations and warranties of Seller contained herein nor
in  any certificate, Exhibit, schedule or other writing delivered to Purchaser
pursuant hereto or in connection with the sale of the Purchased Assets contain
any  untrue  statement  of a material fact or, taken together, omit to state a
material fact necessary in order to make the statements herein and therein not
misleading.  The  foregoing  representations and warranties of Seller are made
with the Knowledge and expectation that Purchaser is placing complete reliance
of  such  representations  and warranties in order to enter this Agreement and
shall  survive  the  Closing  hereof.

     9.          Indemnification.

(a)       Seller shall defend, indemnify and hold Purchaser and its successors
and  their  respective  shareholders,  officers, directors and agents harmless
from  and  against  any  and  all claims, causes of action, damages, expenses,
taxes,  assessments,  interest,  penalties,  judgments,  and  costs, including
reasonable  attorneys' fees incurred, directly or indirectly arising out of or
in  any  way  connected  with:

i)          breach of any of the representations, warranties and agreements of
Seller set forth in this Agreement or any instrument or agreement delivered in
connection  with  this  Agreement;

ii)         any liability asserted by a third party or any governmental agency
against  Purchaser  which  arises  out  of or is in any way connected with the
ownership  or  use  of the Purchased Assets by Seller prior to the Closing and
not  expressly  assumed  by  Purchaser  pursuant  to  this  Agreement;  and

iii)        the expenses, costs or Liabilities of Seller prior to the Closing,
including  but  not  limited  to  the  following:

a.          all  of  Seller's  accounts  payable;  and

b.         all compensation, retirement plans, workman's compensation, medical
insurance  or  any  other employment costs of Seller's past, present or future
employees;  provided,  however,  if Purchaser hires any of Seller's employees,
Purchaser  shall  be  responsible  for unused vacation days, unused sick leave
days  as  well  as for all such employment costs that accrue after the date of
hire  by  Purchaser.

iv)        Purchaser agrees to defend, indemnify and hold Seller harmless from
and  against  any  and all claims, causes of action, damages, expenses, taxes,
assessments,  interests, penalties, judgments, and costs, including reasonable
attorneys'  fees  incurred, directly or indirectly by Seller arising out of or
in  any  way  connected  with:

a.     any liability asserted by a third party against Seller which arises out
of  or  is  in any way connected with the ownership or use by Purchaser of the
Purchased  Assets  on  and  after  the  Closing;

b.          the  expenses,  costs  or liabilities of Purchaser on or after the
Closing,  including  but  not  limited  to  the  following:

i.          all  of  Purchaser's  accounts  payable;

ii.     all compensation, vacations, retirement plans, workman's compensation,
medical  insurance or any other employment costs that accrue after the date of
hire  by  Purchaser  with  respect to Purchaser's employees that it hires; and

iii.     all rent, fees, charges and other covenants and obligations under the
Assumed  Leases/Obligations  that  accrue  after  the  date  of  Closing.

v)       The representations, warranties and covenants of Purchaser and Seller
included  or  provided  for  herein  shall  survive  the  consummation  of the
transactions  contemplated  by this Agreement at the Closing for two (2) years
(the  "Indemnification  Period")  (the  party  or  parties  being  indemnified
referred to as the "Indemnified Party," and the other party referred to as the
"Indemnifying  Party");    provided,  however  that,  if prior to the close of
business  on  the  date  the  Indemnification  Period  terminates,  Seller  or
Purchaser shall have been notified of a claim for indemnity hereunder and such
claim  shall  not  have  been  finally  resolved  or  disposed  of  as  of the
termination  of  the  applicable  Indemnification  Period, then such claim for
indemnification will survive the termination of the applicable Indemnification
Period  until  such  claim is finally resolved or disposed of by Purchaser and
Seller; and provided, however, that for Assumed Leases/Obligations that have a
term  ending more than two (2) years after Closing, the Indemnification Period
shall  expire  only  when  said  Assumed  Leases/Obligations  term  expires.

vi)          The  Indemnified  Party  shall notify the Indemnifying Party with
reasonable  promptness  (and  in any event within 15 days after the service of
any citation or summons) of its discovery of any matter giving rise to a claim
of indemnity pursuant hereto.  With respect to any third party claim or action
that  could  give  rise to indemnity hereunder, the Indemnifying Party will be
entitled  to  participate  therein,  and,  to  the extent that it may wish, to
assume  the  defense,  conduct  or  settlement thereof.  After notice from the
Indemnifying  Party  to the Indemnified Party of its election to so assume the
defense,  conduct  or  settlement  thereof, the Indemnifying Party will not be
liable  to  the  Indemnified  Party in connection with the defense, conduct or
settlement  thereof.   If after assuming the defense of a third party claim or
action  the  Indemnifying  Party  should  obtain an award from the third party
claimant,  the  Indemnifying  Party  shall  be  entitled  to recover its costs
including  reasonable attorneys' fees of outside counsel incurred in defending
such  claim and obtaining such award, from the proceeds of such award.  In any
event,  such  claim  or  action  may  not be compromised or settled unless the
Indemnifying  Party  consents  in  writing thereto.  Failure to provide notice
shall  not  release  the  Indemnifying  Party  of  its  obligations under this
Section  9.

     10.       Further Assurances.  The parties to this Agreement agree to
execute  and deliver any additional documents or writings which may reasonably
be  required  to  consummate  the  Agreement  set forth herein.  Following the
Closing,  Seller  shall  execute  and  deliver  such  additional  instruments,
documents,  conveyances  or assurances and take such other actions as shall be
necessary,  or  reasonably  requested  by Purchaser, to confirm and assure the
rights and obligations provided for in this Agreement and render effective the
consummation  of  the  transactions  contemplated  thereby.

     11.          Notices.    All  notices,  requests,  demands  or  other
communications  hereunder shall be in writing and shall be deemed to have been
delivered  on the same day, if hand delivered or three (3) business days after
it  is  mailed,  if  mailed  certified mail, return receipt requested, postage
prepaid  to:

     Purchaser:

     Paragon  Title  LLC
     9210  N.  Meridian  Street
     Indianapolis,  Indiana    46260
     Attn:    Jennifer  Holihen



     with    a  copy  to:

     Ice  Miller
     One  American  Square  Box  82001
     Indianapolis,  Indiana  46282
     Attn:  Steven  K.  Humke
     Fax:  (317)  236-2219

     Seller:

          Service  Title,  Inc.
          100  W.  Columbia  Street
          Fort  Wayne,  Indiana  46802
          Attn:  Margaret  A  Sklenar
          Fax:  (219)  422-8772.

          and  to:

          Linda  Givens
          Paragon  Title,  LLC
          10291  N.  Meridian  Street
          Suite  375
          Indianapolis,  Indiana  46290
          Fax:  (317)  815-9287

          with  a  copy  to:

          Haller  &  Colvin,  P.C.
          444  E.  Main  Street
          Fort  Wayne,  Indiana  46802
          Attn:  Vincent  J.  Heiny,  Esq.
          Fax:  (219)  422-0274

     12.     Confidentiality.  Each of the parties to this Agreement agree
that they will not disclose the terms of the transactions contemplated by this
Agreement  to any third parties (excepting counsel or accountants to Purchaser
and  Seller  and  their  respective  title insurance underwriters) without the
prior  written  consent  of  the  other  parties  to  this  Agreement.

     13.        Remedies.  In the event of any breach of any provisions of
this  Agreement,  then  non-breaching  parties shall be entitled to reasonable
attorneys'  fees,  costs  and  expenses  incurred  for the enforcement of said
provisions,  in  addition  to damages for the breach thereof. The remedies set
forth  in  this Agreement shall be cumulative and no one shall be construed as
exclusive  of  any remedy provided by law and failure of any party to exercise
any  remedy  at  any  time  shall not operate as a waiver of the right of such
party  to  exercise  any remedy for the same or subsequent default at any time
thereafter.

     14.      Entire Agreement.  This Agreement (including all attachments
hereto) constitute the entire Agreement and supercede all prior agreements and
understandings, both written and oral, between the parties with respect to the
subject  matter  hereof.

     15.          Counterparts.  This Agreement may be executed in several
counterparts,  each  of  which  shall  be  deemed an original and all of which
together  shall  constitute  one  and  the  same  instrument.

     16.          Governing  Law.  This Agreement shall be governed in all
respects, including as to validity, interpretation and effect, by the internal
laws  of  the  State of Indiana, without giving effect to the conflict of laws
rules  thereof.

     17.          Expenses.    Seller  and  Purchaser, will each pay their
respective  expenses  (including  fees and expenses of legal counsel, brokers,
accountants  or  other  representatives or consultants) in connection with the
transaction  contemplated  hereby.

     18.      Assignment, Amendment, Waivers.  This Agreement shall not be
assignable  or  otherwise  transferable  by any party hereto without the prior
written  consent  of  the other parties hereto.  No amendment, modification or
discharge  of  this  Agreement,  and  no  waiver  hereunder, shall be valid or
binding  unless  set  forth  in writing and duly executed by the party against
whom  enforcement  of  the  amendment,  modification,  discharge  or waiver is
sought.  This  Agreement shall be binding upon and inure to the benefit of the
respective  legal  representatives  and  assigns  of  its  new  business.

     If  the foregoing terms are acceptable, please so indicate by signing one
copy  of  this  Agreement  in  the  space  provided  and  returning  it to the
undersigned.

                                   Very  truly  yours,

                                   PARAGON  TITLE,  LLC


                                   /s/  Jennifer  A.  Holihen
                                   Jennifer  A.  Holihen,  Manager

ACCEPTED  AND  AGREED  TO
this  8th  day  of  August,  2000.

Service  Title,  Inc.


By:/s/  Linda  Givens
     Linda  Givens,  President


                                 EXHIBIT A


Assets:

Furniture  and  Equipment
Network  Router  and  Interface  Card  (Franklin  Office)
Desk,  Credenza  and  Chair
17"  Monitor
Upgrade  Server
Computer  with  Software,  Keyboard,  Mouse
Support  for  Aim  System  Second  Half  of  2000
Lateral  File  Cabinet
Lateral  File  Cabinet
Pens  (2000)
Printer  Stands  (4)
Office  Supplies:
     Paper
     Cartridges
     Miscellaneous  Supplies
     Laser  checks
     Existing  Files  and  Data
All  intangibles, including, without limitation, the name Service Title, Inc.,
including  all  derivations  thereof,  and  the  benefit  of  third  party
representations,  warranties  and  guarantees, customer lists, supplier lists,
business  plans  and  strategies,  know-how,  correspondence,  manuals,  sales
literature  and  promotional  material,  trade  secrets, computer software and
programs,  and  all  other intellectual property and proprietary rights of any
kind,  whether  or  not  patentable  or  registrable.


                                 EXHIBIT B

                                 EXHIBIT C

Lessor             Item          Time Period     Payment Made     Per
Diem          Total  Thru  Closing  Date

Ascom Hasler     Postage meter     7-18-00 thru     $94.50          $1.05
      $56.70
                    10-17-00

Copelco          Copier          August 2000     $487.50          $15.73
   $361.79

Copelco          Copier          August 2000     $658.61          $21.25
   $488.75

Copelco            Fax          August 2000     $67.73          $2.19
$50.37

Copelco          Fax (2)          August 2000     $343.35          $11.08
    $254.84

GPI Properties     Office lease     August 2000     $4121.82     $132.97
   $3,058.31

Telimagine     Phone lease     7-14-00 thru     $514.50          $17.15
  $257.25
                    8-23-00

Crossmann     Office lease     August 2000     $314.00          $10.13
 ($81.04)*
Communities

Stewart Title     Office lease     August 2000     $1500.00     $48.39
   ($387.12)*

                                        TOTAL                    $4,806.46


*Unpaid  lease  obligations  of  Service  Title  for  August

                                 EXHIBIT D

1)          All  Tangible  Assets                                   $90,000.00
2)         Goodwill and other intangible assets
$30,000.00
          Total                                                    $120,000.00


<TABLE>

<CAPTION>

EXHIBIT  E
Assumed  Leases/Obligations


<S>                           <C>               <C>                        <C>       <C>       <C>       <C>

VENDOR                        ACCT NO           COMMENCE-                  TERM      AMT.      DUE DATE  PAID
                                                MENT DATE                     (MOS)                      THRU
BCL Capital                             656107                    9/29/98        39  $ 404.01       1st  July 2000
115 West College Drive
Marshall, MN  56258
1-507-532-3533
Copelco Capital, Inc.                  1666040                    9/22/99        36  $ 343.35      22nd  July 2000
One International Blvd.,
10th Floor
Mahwah, NJ  07430-0631
1-800-633-4594
Copelco Capital, Inc.                   124274                     2/3/99        36  $ 487.50       3rd  July 2000
Copelco Capital, Inc.                  1381581                    4/15/99        36  $  67.73      15th  July 2000
Copelco Capital, Inc.                  1381582                    7/14/99        36  $ 658.61      14th  July 2000
GPI Office Properties II, LP  GOM-275A-SerTitl                    2/18/99  Expires   $4121.82       1st  July 2000
Gibraltar Management, Inc.                                                  4/30/04
3815 River Crossing Pkwy,
Suite 350
Indianapolis, IN  46240
816-7777
Crossmann Communities                                              4/1/99        36  $ 314.00       1st  July 2000
Partnership
157 Holiday Place
Franklin, IN  46033
Ascom Hasler Mailing                194410-001  Paid in 3 month intervals            $  90.00       1st   10/17/00
Systems
19 Forest Parkway
Shelton, CT 06484-6122






C\OE\UT8WDC\0\00Q



<S>                           <C>

VENDOR                        ITEM(S) AND LOCATION

BCL Capital                   Gestetner 3245 Copier/Fax - Franklin office
115 West College Drive
Marshall, MN  56258
1-507-532-3533
Copelco Capital, Inc.         Gestetner 9867 Laser Fax - Front office
One International Blvd.,      AND
10th Floor                    Savin 3695 Laser Fax - Back office
Mahwah, NJ  07430-0631
1-800-633-4594
Copelco Capital, Inc.         Ricoh 7660 Copier - Back office
Copelco Capital, Inc.         Gestetner 9767 Laser Fax - Front office
Copelco Capital, Inc.         Gestetner 3265 Copier - Front office
GPI Office Properties II, LP  Office space -
Gibraltar Management, Inc.    10291 N. Meridian Street, Suite 275
3815 River Crossing Pkwy,
Suite 350
Indianapolis, IN  46240
816-7777
Crossmann Communities         Office space -
Partnership                                             157 Holiday Place
157 Holiday Place
Franklin, IN  46033
Ascom Hasler Mailing          Postage Meter
Systems
19 Forest Parkway
Shelton, CT 06484-6122






C\OE\UT8WDC\0\00Q

</TABLE>



<TABLE>

<CAPTION>

Exhibit  E  (continued)


<S>                                                          <C>      <C>        <C>    <C>    <C>               <C>

VENDOR                                                       ACCT NO  COMMENCE-  TERM   AMT.   DUE DATE          PAID
                                                                      MENT DATE  (MOS)                           THRU
Stewart Title Services of Indiana,                                       1/4/00     16  $1500  1st of the Month  July 2000
Inc.
9190 Priority Way W. Drive, Suite 110
Indianapolis, Indiana 46240
Telimagine, Inc.                                                        10/5/98         $ 443                      8/23/00
311 Park Place Blvd., Suite 100
Clearwater, FL 33759
Yellow/White Pages
Search Data Agreement with Lawyers, Ticor and Chicago Title             9/28/98     36
-----------------------------------------------------------           ---------  -----


<S>                                                          <C>

VENDOR                                                       ITEM(S) AND LOCATION

Stewart Title Services of Indiana,                           Equipment Access Agreement
Inc.
9190 Priority Way W. Drive, Suite 110
Indianapolis, Indiana 46240
Telimagine, Inc.                                             Telephone Lease
311 Park Place Blvd., Suite 100
Clearwater, FL 33759
Yellow/White Pages                                           Telephone Advertising Agreement
Search Data Agreement with Lawyers, Ticor and Chicago Title  Search Data Agreement
-----------------------------------------------------------  -------------------------------
</TABLE>







     Exhibit  10.61


                            EMPLOYMENT AGREEMENT

     This Employment Agreement ("Agreement") is made and entered into this 9th
day  of  August,  2000,  by  and  among Paragon Title, LLC, an Indiana limited
liability  company  (the  "Company"),  Crossmann Communities, Inc., an Indiana
corporation  ("Crossmann")  and  Linda  Givens  (the  "Employee").

                           PRELIMINARY STATEMENTS

     The  Company  and  Crossmann  (collectively  referred  to  herein  as the
"Employers")  have determined that it is in their best interests to employ the
Employee  as Title Company Manager of the Company, and the Employee desires to
accept such position and to devote her loyalty to the Employers upon the terms
and  conditions  set  forth  in this Agreement.  As a result of her employment
with  the Employers, the Employee will have access to Confidential Information
(as  defined  herein).   In consideration for the Employer's employment of the
Employee, the Employee agrees to be restricted as set forth in this Agreement.

                            TERMS AND CONDITIONS

     In  consideration  of the mutual promises and covenants contained in this
Agreement,  and  intending  to  be  legally bound, the parties hereto agree as
follows:

     Section  1          .    Employment  and  Duties.

(a)          General.    The Employers hereby employ the Employee, and the
Employee hereby agrees to serve the Employers in the capacity of Title Company
Manager  of the Company and to perform the Employee and management duties that
the  Board  of  Directors  of  the  Company  and/or  the Board of Directors of
Crossmann (collectively and individually the "Boards") shall reasonably assign
to  the  Employee  from  time  to  time.

(b)      Employment Duties.  Throughout the Employment Term, as defined in
Section  2, the Employee shall: (i) devote her working hours, on a full-time
basis,  to  her duties under this Agreement; (ii) faithfully and loyally serve
the  Employers;  (iii)  comply  in all respects with the lawful and reasonable
directions  and instructions given to her by the Boards; and (iv) use her best
efforts to promote and serve the interests of the Employers.  In the event the
directions  and  instructions  given to the Employee by the Boards conflict in
any manner, the directions and instructions given by the Board of Directors of
Crossmann  shall  be  deemed  controlling;  full  compliance  with the express
directions  and  instructions  of the Board of Directors of Crossmann shall be
deemed  a  defense  to  any claim of failure to comply with the directions and
instructions  of  the  Board  of  Directors  of  the  Company.

(c)      Exclusive Employment.  Throughout the Employment Term, as defined
in  Section  2,  the  Employee  shall  not  render her services, directly or
indirectly,  for compensation, to any other person or organization without the
prior  written  consent  of the Employers and shall not engage in any activity
which  would  significantly  interfere  with  the  faithful performance of her
duties  under  this  Agreement.    The  Employee,  however,  may perform minor
services  for  which  she  does  not  receive  compensation, provided that the
activity  does  not  contravene  or  conflict with any other provision of this
Agreement.

     Section  2          .    Employment Term.  The Employee's employment
hereunder  shall  commence as of the date of this Agreement and shall continue
until  August  9,  2002.    Notwithstanding  the  foregoing,  the  Employee's
employment  hereunder  shall  be  subject  to  resignation  or  termination in
accordance  with  the  provisions  of  Section  4  hereof.   As used in this
Agreement,  the  term  "Expiration  Date"  shall  mean  August  9, 2002 or, if
applicable,  the  day  thereafter on which the Employee's employment hereunder
shall  automatically expire and terminate in accordance with the provisions of
this  Section  2,  and  the  term  "Employment  Term"  shall mean the period
beginning on the date hereof and ending on the earlier of the Expiration Date,
the  Termination  Date,  the Resignation Date, (both as defined in Section 4
hereof),  or other date the Employee ceases to be employed by the Employers in
accordance  with  Section  4  hereof.

     Section  3       .  Compensation and Other Benefits.  The Company or
Crossmann, as applicable, shall pay and provide the following compensation and
other  benefits  to  the  Employee for the services rendered by her under this
Agreement:

(a)         Annual Base Salary.  The Company shall pay to the Employee, in
accordance  with  the  then  prevailing  payroll  practices of the Company, an
annual  salary  of  not less than Seventy-Five Thousand Dollars ($75,000) (the
"Annual  Base Salary"), subject to required withholdings under Federal, state,
and  local  laws.    The  Company's obligations with respect to payment of the
Annual  Base  Salary  shall  not  be  effective  until the Employment Term has
commenced.    Beginning  on  January  l, 2001 and on each January 1 thereafter
during  the  Employment  Term  (or  within a reasonable time thereafter not to
exceed  thirty (30) days) the Employers shall review the annual salary payable
to  the  Employee  hereunder  and  shall,  in their sole discretion, determine
whether  or not an adjustment in the Annual Base Salary then payable hereunder
is  appropriate.

(b)       Employee Benefits.  Except as otherwise specifically provided in
this  Agreement,  the Employee shall be eligible to participate, in accordance
with  their  respective  terms  and conditions, in all benefit plans presently
available  or  which  may  subsequently  be made available to employees of the
Employers  having  levels  of  responsibility  equivalent to that of Employee,
including  Crossmann's  health  care,  basic life insurance, supplemental life
insurance  coverage,  disability  coverage, business travel accident insurance
and  any  pension  or  retirement  plan  of  any  kind.

(c)      Vacation Leave.  The Employee shall be entitled to that number of
days  of vacation leave per year that is generally applicable to all personnel
of Crossmann having levels of responsibility similar to that of Employee.  The
Employee  shall  accrue  and receive full compensation and benefits during her
vacation  leave periods.  Unused vacation leave time shall not carry over from
one  year  of  the  Employment Term to the next and unused vacation leave time
shall  not  entitle  the  Employee  to  any  additional  compensation.

(d)       Bonus.  The Employee may, at the sole discretion of the Board of
Directors of the Employers, be eligible for a bonus during any year during the
Employment  Term (the "Bonus") in an amount consistent with other employees of
the  Company  or  Crossmann  having  similar responsibilities as the Employee.

     Section  4          .    Termination  of  Employment.

(a)          Termination  for  Cause.

     (i)        The Employers may terminate the Employee's employment with the
Employers  pursuant  to  this  Agreement  for  Cause,  as  defined  herein, by
providing written notice to the Employee at least twenty-four (24) hours prior
to  the  Termination  Date,  as  defined  in  subsection  (iii)  below.

     (ii)          A termination for "Cause" means a termination by one of the
Boards    for  any  one  or  more  of the following reasons: (a) theft, fraud,
embezzlement,  dishonest  or  other  similar behavior by the Employee; (b) any
material  breach  by  the  Employee  of  the  terms of this Agreement; (c) any
material  neglect  of duty, incompetence, insubordination or misconduct of the
Employee  in discharging any of her duties and responsibilities hereunder, (d)
any  act  of theft or dishonesty by the Employee or any criminal conviction or
indictment  of  the  Employee, (e) any occurrence of the Employee reporting to
work  under  the  influence of alcohol or illegal drugs, or the Employee being
under  the influence of alcohol or illegal drugs during working hours, (f) any
failure  or  refusal  by  the  Employee  to comply with the policies, rules or
regulations  of  the  Employers whether now in force or hereafter adopted; (g)
any  misrepresentation or concealment by the Employee of any material fact for
the  purpose  of  securing  this  Agreement,  or (h) any other material act of
misconduct  within  the  control  of  the  Employee.

     (iii)       In the case of a termination for Cause, the term "Termination
Date"  as  used in this subsection (a) shall mean the actual date the Employee
terminates employment with the Employers as a result of action taken by one of
the  Boards, and not as a result of the Employee's resignation, as provided in
Section  4(b).

     (iv)          If prior to the Expiration Date the Employers terminate the
Employee's  employment  for  Cause,  the  Employee  shall  only be entitled to
payment  of  that  portion of the Annual Base Salary under Section 3(a) that
the  Employee earned through and including the Termination Date at the rate of
the  Annual  Base Salary in effect or any portion of the year at that time and
shall  not  be  entitled to and shall forfeit any earned or unearned Bonus for
the  year  or  any  portion  of the year in which the Employee was terminated.

(b)     Resignation.  The Employee may resign from her employment with the
Employers  pursuant  to this Agreement at any time by providing written notice
to  the  Boards  of  her  resignation  at  least  sixty (60) days prior to the
effective  date  of the resignation (the "Resignation Notice").  The effective
date  of the Employee's resignation shall be that specified in the Resignation
Notice,  or  the  actual  date  the  Employee  terminates  employment with the
Employers  as  the  result  of  a  resignation,  whichever occurs earlier (the
"Resignation  Date").    If prior to the Expiration Date, the Employee resigns
her employment, the Employee shall only be entitled to payment of that portion
of  the  Annual  Base  Salary  under  Section  3(a) that the Employee earned
through  and  including  the  Resignation Date, at the rate of the Annual Base
Salary  in  effect  at  that  time.

(c)          Termination  Without Cause.  The Employers may, in their sole
discretion, terminate the Employee's employment with the Employers pursuant to
this  Agreement  at any time without Cause, by providing written notice to the
Employee  at  least  twenty-four  (24) hours prior to the Termination Date, as
defined  in  this  subsection  (c).  If the Employers terminate the Employee's
employment without Cause, the Company shall be obligated to continue to pay to
her  the  Annual  Base  Salary  for two months after the Termination Date (the
"Severance  Payments");  provided, however, the Employee shall not be entitled
to  and shall forfeit any earned or unearned Bonus for the year or any portion
of the year in which the Employee was terminated or any year or portion of the
year  in  which  the Employers are making Severance Payments to the Employee.
Such  payments  shall  be  made  as  and when the same would have been due and
payable  if the Employee's employment had continued through such date, subject
to the provisions of Sections 4(d) and 4(e).  The term "Termination Date" as
used in this subsection (c) shall mean the actual date the Employee terminates
employment  with  the  Employers  as  a  result  of action taken by one of the
Employers,  and  not  as a result of the Employee's resignation as provided in
Section 4(b).  Except as provided in this subsection (c), the Employee shall
not  be  eligible to receive any compensation or benefits under this Agreement
with respect to any future periods beginning on or after the Termination Date.

(d)         Death.  If the Employee dies prior to the Expiration Date, the
Employee's estate or personal representative shall be entitled to receive that
portion  of  the  Annual  Base Salary, at the rate in effect at the Employee's
death,  and  any  other  compensation  or  benefits,  that the Employee earned
through  and  including  the  date  of  the  Employee's death and the Board of
Directors of the Employers may, in their sole discretion, award a Bonus to the
Employee's  estate  or  personal  representative  for  the period prior to the
Employee's  death.    If the Employee is entitled to receive payments from the
Employers  pursuant to Section 4(c) at the time of her death, the Employee's
estate or personal representative shall be entitled to receive that portion of
the Annual Base Salary, at the rate in effect at the Employee's death, and any
other  compensation or benefits, that the Employee would have been entitled to
receive  under Section 4(c) through and including the date of the Employee's
death.  The Employee's estate or personal representative shall not be entitled
to  receive any portion of the Annual Base Salary or any other compensation or
benefits  under this Agreement, with respect to any periods ending on or after
the date of the Employee's death, which was not payable in accordance with the
provisions  thereof  prior  to  the  date  of  death.

(e)      Disability.  If prior to the Expiration Date the Employee becomes
Permanently  Disabled,  as  defined  in this subsection (e), the Employers may
terminate  the  Employee's  employment  with  the Employers as a result of the
Permanent  Disability  by  providing  written  notice to the Employee at least
twenty-four  (24)  hours  prior  to  the  Termination Date, as defined in this
subsection  (e).    If  prior  to  the  Expiration  Date  the Employee becomes
Permanently  Disabled,  the  Employee  may resign from her employment with the
Employers  pursuant  to  this  Agreement  by  providing  written notice to the
Employers  of  her  resignation  at  least twenty-four (24) hours prior to the
Resignation  Date,  as  defined  in  this  subsection  (e).   If the Employers
terminate  the  Employee's employment as a result of a Permanent Disability or
the  Employee  resigns  from  employment  with  the Employers as a result of a
Permanent  Disability,  the Employee shall be entitled to receive that portion
of  the  Annual  Base  Salary  under  Section  3(a) that the Employee earned
through and including the Termination Date or Resignation Date, as applicable,
at the rate in effect on such date and the Board of Directors of the Employers
may,  in  their  sole discretion, award a Bonus to the Employee for the period
prior  to  the  Termination  Date  or Resignation Date, as applicable.  If the
Employee  is  entitled  to  receive  payments  from  the Employers pursuant to
Section  4(c)  at  the  time  she becomes Permanently Disabled, the Employee
shall  be  entitled  to receive the payments that the Employee would have been
entitled  to receive under Section 4(c).  The Employee shall not be entitled
to  receive any portion of the Annual Base Salary or any other compensation or
benefits under this Agreement, including any Bonus, with respect to any future
periods  beginning  on or after the later of the Resignation Date, Termination
Date,  or  the  date  the Employee becomes Permanently Disabled.  The Employee
shall  be  deemed  "Permanently  Disabled"  when, and only when, she is deemed
permanently disabled in accordance with the disability insurance policy of the
Employers  in  effect  at  the  time  of  the  illness  or  injury causing the
disability,  or,  in  the  event  no  disability  policy is then in effect, in
accordance  with  the  disability policy of the Employers last in effect.  The
definition of Permanently Disabled for purposes of this Agreement shall comply
with  all provisions of applicable law. The term "Termination Date" as used in
this  subsection  (e)  shall  mean  the  actual  date  the Employee terminates
employment  with  the  Employers.  The term "Resignation Date" as used in this
subsection  (e)  shall mean the actual date the Employee terminates employment
with  the  Employers  as  the  result  of  a  resignation.

     Section 5     .  Secrecy and Confidential Information.  For purposes
of  Sections  5  through 8, the term Company shall include, in addition to
the  Company,  Crossmann  and  its  affiliates  and  subsidiaries.

(a)       Confidential Information.  "Confidential Information" shall mean
all  information, whether or not originated by the Employee, which is (1) used
in the business of the Company and is proprietary to, about, or created by the
Company;  (2)  designated as confidential by the Company; or (3) not generally
known by any non-Company personnel.  Confidential Information includes, but is
not  limited to, the following types of information (whether or not reduced to
writing  or  designated  as  confidential):

     (i)     Information regarding any of the Company's customers and clients,
and  their  representatives, potential customers or leads, the identity of any
contracts  (contents and parties) to which the Company is a party or is bound,
data  provided  by  the  Company, and the type, quantity and specifications of
products  and  services being sold to, purchased, leased, licensed or received
by  the  Company;

     (ii)      Information received by the Company from third parties (such as
vendors)  under  an  obligation  of  confidentiality, restricted disclosure or
restricted  use;

     (iii)          Any  of  the  Company's  internal  personnel and financial
information  (including  the  revenue, costs or profits associated with any of
the  Company's    products);  vendor  and supplier names, payroll information,
purchasing  and  internal  cost  information, internal service and operational
manuals  and  other  information of the Company; and the manner and methods of
conducting  the  Company's  business;

     (iv)       Information with respect to the Company's products, facilities
and  methods,  systems,  trade  secrets  and  other  intellectual  property;

     (v)     Work product related to work or projects performed or about to be
performed  for  the  Company  or    for  its    customers;

     (vi)        Marketing and developmental plans, price and cost data, price
and  fee  amounts, pricing and billing policies, quoting procedures, marketing
techniques, methods of obtaining business, forecasts, forecast assumptions and
volumes,  future  plans  and  potential  strategies  of  the  Company;

     (vii)        Any other information relating to the Company which may have
been obtained by Employee during her employment by the Company before or after
the  date  of  this  Agreement.

     Information  or  documents which are generally available or accessible to
the  public  shall  be  deemed  Confidential Information of the Company if the
information was retrieved, gathered, assembled or maintained by the Company in
such  a  manner not available to the public or for a purpose beneficial to the
Company.    From time to time, the Company may, for its own benefit, choose to
place certain Confidential Information or records of the Company in the public
domain.   The fact that such Confidential Information may be made available to
the  public  in a limited form and under limited circumstances does not change
the  confidential  and  proprietary  nature  of such information, and does not
release Employee from her duties with respect to such Confidential Information
as  set  forth  in  this  Agreement.

(b)        Ownership of Confidential Information.  The Employee recognizes
that  the  services  she will perform under this Agreement are special, unique
and  extraordinary and that, by reason of her employment under this Agreement,
she  may  acquire  Confidential Information.  The Employee hereby acknowledges
and agrees that all Confidential Information is and shall remain the exclusive
property  of  the  Company, whether or not prepared in whole or in part by the
Employee  and  whether  or not disclosed to or entrusted to the custody of the
Employee.    Upon  the  termination  or resignation of her employment with the
Company,  as  applicable, or upon the request of the Company, at any time, the
Employee shall promptly deliver to the Company all documents, tapes, disks, or
other  storage  media  and  any  other  materials,  and  all copies thereof in
whatever form, in the possession of the Employee pertaining to the business of
the  Company,  including,  but  not  limited  to,  any containing Confidential
Information.

     Section  6          .    Non-Disclosure  and  Non-Use of Confidential
Information.    In  furtherance  of  this  Agreement  and  in order to assure
adequate  protection  of the Company against the wrongful use or disclosure of
Confidential  Information,  the  Employee  agrees  that  she  will  hold  all
Confidential  Information  of  the Company in strict confidence and solely for
the  benefit  of  the  Company,  and  that, except as necessary to perform her
obligations  to  the  Company  under  this Agreement or with the prior written
consent  of the Boards, she will not directly or indirectly disclose or use or
authorize  any  third  party to disclose or use any Confidential Information.
The Employee's obligations set forth in this Section 6, and Company's rights
and remedies with respect thereto, whether legal or equitable, shall remain in
full  force  and  effect  during  the  Employment  Term  and  shall  continue
indefinitely.

     Section  7      .  Non-Competition.  For a period of three (3) years
from  the  Resignation Date or the Termination Date (the "Restricted Period"),
Employee shall not, directly or indirectly, engage in any activity or business
that  is substantially similar to or competitive with that of the Company (the
"Restricted  Business")  in  the  following  geographic  areas: (a) any of the
continental  United  States  that  the  Company  is  engaged in the Restricted
Business;  (b)  within  50  miles of any location in which the Company sold or
attempted  to  sell  any  products  or  services at any time during Employee's
employment  by the Company before or after the date of this Agreement; and (c)
within  50  miles  of any location where the Company has, or had, an office or
facility  at  any  time  during Employee's employment by the Company before or
after  the  date of this Agreement (the "Restricted Area"); provided, however,
if  Employee  is still employed by the Employer one year from the date of this
Agreement,  the  non-competition provisions pursuant to this Section 7 shall
terminate.    In  addition,  Employee  shall not during the Restricted Period,
without  the  express  written  consent  of the Boards, directly or indirectly
engage in, own, manage, operate, join, control, lend money or other assistance
to, or participate in or be connected with, as an officer, director, employee,
partner,  shareholder,  consultant,  manager,  agent,  or  otherwise,  any
individual,  corporation,  partnership,  firm,  other  company,  business
organization,  or entity that is engaged in a Competitive Business (as defined
below)  in  the  Restricted  Area;  Employee's  obligations  set forth in this
Section  7  and  the  Company's  rights  and  remedies with respect thereto,
whether  legal  or equitable, shall remain in full force and effect during the
Restricted  Period.    Notwithstanding  any  other provision contained herein,
Employee  may  own  shares of stock representing less than one percent (1%) of
the outstanding shares of any publicly-held company engaged in the Competitive
Business.   The term "Competitive Business" shall mean a company which derives
more  than ten percent (10%) of its gross revenues, in the aggregate, from the
title  insurance  business.

     Section  8       .  Non-Solicitation.  During the Restricted Period,
Employee  shall  not, directly or indirectly, as an entity, individually or on
behalf of any other individual, corporation, partnership, firm, other company,
business organization, or entity, or in any other capacity, in promotion of or
otherwise  with  respect  to  a Competitive Business:  (a) call upon, solicit,
contact,  or service any current, as of the date hereof, or former customer or
client  of  the  Company or any potential customer or client that the Employee
called  upon,  solicited,  contacted,  or  serviced  prior  to  the end of her
employment  by  the  Company;  (b)  call upon, solicit, contact or service any
individual,  corporation,  partnership, other company or business of which the
Employee  or  the  Company  became  aware  through  operation of the Company's
business  prior to the end of the Employee's employment by the Company; or (c)
call  upon,  solicit,  contact  or service any person or entity who is or was,
prior  to  the  end  of  the Employee's employment by the Company, a vendor or
supplier  of the Company.  Furthermore, during the Restricted Period, Employee
shall  not, directly or indirectly, as an entity, individually or on behalf of
any  other individual, corporation, partnership, firm, other company, business
organization,  or  entity,  or  in  any  other  capacity,  in  promotion of or
otherwise  with  respect  to  any  business  or  activity  (whether  or  not a
Competitive  Business),  solicit  for employment, endeavor to entice away from
the Company, hire, or otherwise interfere with the relationship of the Company
with  any person who was employed or otherwise engaged to perform services for
the  Company  prior  to  the end of the Employee's employment by the Company.
Employee's  obligations set forth in this Section 8 and the Company's rights
and remedies with respect thereto, whether legal or equitable, shall remain in
full  force  and  effect  during  the  Restricted  Period.

     Section  9          .    Reasonableness  of Terms.  The parties each
stipulate  and  agree  that  the terms and covenants contained in Sections 5
through  8  herein  are  fair  and reasonable in all respects to protect the
legitimate  interests  of  the Company, including the geographical coverage in
Section  7  and the time periods in Sections 5, 6, 7 and 8, and that
these restrictions are designed for the reasonable protection of the Company's
business.  Employee expressly waives any right to challenge the reasonableness
or  enforceability of the terms and covenants contained in Section 5 through
Section  8 and further stipulates and agrees that she shall be estopped from
raising  any  such  challenge.

     Section  10          .    Non-assignability,  Binding  Agreement.

(a)       By the Employee.  The Employee shall not assign or delegate this
Agreement  or  any  right,  duty, obligation, or interest under this Agreement
without  the  Company's  and  Crossmann's  prior  written  consent;  provided,
however,  that  nothing  shall  preclude  the  Employee  from  designating
beneficiaries to receive benefits payable under this Agreement upon her death,
and  nothing shall preclude the Employee's executors, administrators, or their
legal  representatives,  from assigning any rights under this Agreement to any
person.

(b)         By the Company or Crossmann.  The Company and/or Crossmann may
assign,  delegate,  or  transfer  this  Agreement  and all of their rights and
obligations  under  this Agreement to any of its affiliates or subsidiaries or
to  any  business  entity that by merger, consolidation, or otherwise acquires
all or substantially all of the assets of the Company or Crossmann or to which
the  Company  or  Crossmann transfers all or substantially all of its assets.
Upon  assignment,  delegation,  or  transfer,  any  affiliate,  subsidiary, or
business  entity related to the Company and/or Crossmann shall be deemed to be
substituted  for the Company and/or Crossmann, as applicable, for all purposes
of  this  Agreement.

(c)          Binding Effect.  Except as limited under Sections 10(a) and
10(b),  this Agreement shall be binding upon and inure to the benefit of the
parties, any successors to or assigns of the Company and/or Crossmann, and the
Employee's  heirs  and  the  personal  representatives  or  executor  of  the
Employee's  estate.

     Section  11          .    Severability.    If  a  court of competent
jurisdiction  makes  a  final determination that any term or provision of this
Agreement  is  invalid  or  unenforceable,  and  all  rights  to  appeal  the
determination  have  been  exhausted  or  the  period of time during which any
appeal of the determination may be perfected has been exhausted, the remaining
terms and provisions shall be unimpaired and the invalid or unenforceable term
or provision shall be deemed replaced by a term or provision that is valid and
enforceable  and  that  most closely approximates the intention of the parties
with  respect  to the invalid or unenforceable term or provision, as evidenced
by the remaining valid and enforceable terms and conditions of this Agreement.

     Section  12     .  Amendment.  No provision of this Agreement may be
modified, amended, waived, or discharged in any manner except by an instrument
in  writing  signed by the Employee and on behalf of the Company and Crossmann
by  such  officers  as  may  be  specifically  designated  by  the Boards.  No
agreement  or  representation,  oral  or  otherwise,  express or implied, with
respect  to the subject matter hereof have been made by any party which is not
expressly  set  forth  in  this  Agreement.

     Section  13     .  Waiver.  The waiver by any party of compliance by
any  other  party with any provision of this Agreement shall not operate or be
construed as a waiver of any other provision of this Agreement (whether or not
similar),  or  a  continuing  waiver or a waiver of any subsequent breach by a
party  of  a provision of this Agreement.  Performance by any party of any act
not  required of it under the terms and conditions of this Agreement shall not
constitute  a  waiver  of  the  limitations  on  its  obligations  under  this
Agreement,  and  no  performance  shall  estop that party from asserting those
limitations  as  to  any  further  or  future  performance of its obligations.

     Section  14      .  Governing Law and Jurisdiction.  The laws of the
State  of  Indiana  shall  govern  the  validity,  performance,  enforcement,
interpretation  and  any  other  aspect of this Agreement, notwithstanding any
state's  choice  of  law  provisions  to  the  contrary.

     Section  15       .  Notices.  All notices required or desired to be
given  under  this  Agreement  shall be in writing and shall be deemed to have
been  duly  given (i) on the date of service if served personally on the party
to  whom  notice  is  to be given, (ii) on the date of receipt by the party to
whom notice is to be given if transmitted to such party by telefax, provided a
copy is mailed as set forth below on the date of transmission, or (iii) on the
third  day  after mailing if mailed to the party to whom notice is to be given
by registered or certified mail, return receipt requested, postage prepaid, to
the  following  addresses:

(a)          If  to  the  Company  or  Crossmann,  to:

          Crossmann  Communities,  Inc.
          9210  North  Meridian  St.
          Indianapolis,  IN  46260
          Attn:    Jennifer  Holihen
          Tel.  No.:  (317)  843-9514
          Fax:  (317)  571-2210

(b)          If  to  the  Employee,  to:

          Linda  Givens
          Paragon  Title,  LLC
                    10291  N.  Meridian  Street
          Suite  375
     Indianapolis,  IN    46290
     Tel.  No.:    (317)  815-9280
          Fax:    (317)  815-9287

     Any  party may, by giving written notice to the other parties, change the
address  to  which  notice  shall  then  be  sent.

     Section  16       .  Prior Agreements.  This Agreement is a complete
and  total  integration  of  the understanding of the parties.  This Agreement
supersedes all prior or contemporaneous negotiations, commitments, agreements,
writings  including  handbooks,  and  discussions  with respect to the subject
matter  of  this  Agreement.

     Section  17       .  Headings.  The headings of the Sections of this
Agreement  are  inserted  for  convenience  only  and  shall  not be deemed to
constitute  part  of  this  Agreement  or  to  affect the construction of this
Agreement.

     Section  18      .  Counterparts.  This Agreement may be executed in
one or more counterparts, each of which shall be deemed to be an original, but
all  of  which together shall constitute one and the same Agreement.  Only one
counterpart  signed  by the party against which enforcement is sought needs to
be  produced  to  evidence  the  existence  of  this  Agreement

                 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]



<PAGE>
The  parties  have  executed  this  Agreement on the date first written above.

     "COMPANY"

     PARAGON  TITLE,  LLC



     By:/s/  Jennifer  Holihen
                      Jennifer  Holihen,  its  Manager


          "CROSSMANN"

     CROSSMANN  COMMUNITIES,  INC.



     By:/s/  Jennifer    Holihen
Jennifer  Holihen,  its  Chief  Financial  Officer,  Secretary  and  Treasurer

     "EMPLOYEE"


     /s/  Linda  Givens
     Linda  Givens