Securities and Exchange Commission
                              Washington D.C. 20549

                                    FORM 10-Q

[X]  Quarterly  Report  Pursuant  to  Section 13 or 15 (d) of the Securities
Exchange  Act  of  1934  For  the  Period  Ended  September  30,  2001.

[ ]  Transition  Report  Pursuant  to  Section  13 or 15 (d) of the Securities
Exchange  Act  of  1934  For  the Transition Period From          to
                                                         ---------  ------------

Commission  file  number  0-22562



                          CROSSMANN COMMUNITIES, INC.
                         -----------------------------


INDIANA                                             35-1880120
-------                                             ----------
(State of incorporation)                            (I.R.S. Identification No.)

9210  NORTH  MERIDIAN  STREET
INDIANAPOLIS,  IN                                   46260
-----------------------------                       -----
(Address  of  principal  executive  offices)        (Zip Code)

(317)  843-9514
---------------
(Telephone  number)



          Indicate  by  check  mark  whether  the  registrant  (1) has filed all
          documents  and reports required to be filed by Section 13 or 15 (d) of
          the Securities Exchange Act of 1934 during the preceding 12 months (or
          for such shorter periods that the registrant was required to file such
          reports), and (2) has been subject to such filing requirements for the
          past  90  days:  Yes  X  No
                               ---   ---



          There  were  10,620,644  Common  shares outstanding as of November 14,
          2001.


<PAGE>
                          CROSSMANN COMMUNITIES, INC.
                                    FORM 10-Q

                                      INDEX

Part  I.  Financial  Information.

     Item  1.  Financial  Statements.

          Consolidated  balance  sheets as of September 30, 2001 (unaudited) and
          December  31,  2000.

          Consolidated unaudited statements of income for the Three Months Ended
          September  30,  2001 and 2000, and for the Nine Months ended September
          30,  2001  and  2000.

          Consolidated  unaudited  statements  of cash flows for the Nine Months
          Ended  September  30,  2001  and  2000.

          Notes  to  consolidated  unaudited  financial  statements for the Nine
          Months  Ended  September  30,  2001and  2000.

     Item 2.   Management's Discussion and Analysis of Financial Condition and
Results  of  Operations.


Part II.  Other  Information

     Item  1.  Legal  Proceedings.

     Item  2.  Changes  in  Securities.

     Item  3.  Defaults  upon  Senior  Securities.

     Item  4.  Submission  of  Matters  to  a  Vote  of  Security  Holders.

     Item  5.  Other  Information.

     Item  6.  Exhibits  and  Reports  on  Form  8-K.


Signatures.


                                        2
<PAGE>
<TABLE>
<CAPTION>
                         PART I. FINANCIAL INFORMATION.

ITEM  1.  FINANCIAL  STATEMENTS

                           CROSSMANN COMMUNITIES, INC.
                                AND SUBSIDIARIES

                           CONSOLIDATED BALANCE SHEETS


                                             SEPTEMBER 30, 2001   DECEMBER 31, 2000
                                            ----------------------------------------
                                                (UNAUDITED)
                                            ----------------------------------------
<S>                                         <C>                   <C>
ASSETS
  Cash and cash equivalents                 $          5,200,840  $       17,442,680
  Retainages                                           1,103,035           1,257,188
  Real estate inventories                            339,827,237         279,312,701
  Furniture and equipment, net                        10,612,285           4,607,689
  Investments in joint ventures                       23,541,308          16,336,641
  Goodwill, net                                       18,998,650          19,839,154
  Other assets                                        33,179,320          35,107,053
                                            ----------------------------------------
Total assets                                $        432,462,675  $      373,903,106
                                            ========================================


LIABILITIES AND SHAREHOLDERS' EQUITY
  Accounts payable and other liabilities    $         43,582,296  $       24,906,966
  Notes payable                                      144,971,510         141,286,510
                                            ----------------------------------------
Total liabilities                                    188,553,806         166,193,476

Commitments and contingencies

Shareholders' equity:
  Common shares                                       49,837,729          47,067,554
  Retained earnings                                  194,071,140         160,642,076
                                            ----------------------------------------
Total shareholders' equity                           243,908,869         207,709,630
                                            ----------------------------------------
Total liabilities and shareholders' equity  $        432,462,675  $      373,903,106
                                            ========================================
</TABLE>

See  accompanying  notes.


                                        3
<PAGE>
<TABLE>
<CAPTION>
                          CROSSMANN COMMUNITIES, INC.
                                AND SUBSIDIARIES

                  CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)


                                 THREE MONTHS ENDED SEPTEMBER 30,   NINE MONTHS ENDED SEPTEMBER 30,
                                 -------------------------------   -------------------------------

                                          2001           2000           2001           2000
                                      ----------------------------------------------------------
<S>                                   <C>            <C>            <C>            <C>
Sales of residential real estate      $227,323,967   $148,769,374   $534,222,267   $408,982,634
Cost of residential real estate sold   178,170,270    118,527,298    420,398,429    326,653,338
                                      ----------------------------------------------------------
Gross profit                            49,153,697     30,242,076    113,823,838     82,329,296

Selling, general and
 administrative                         22,691,335     15,141,667     61,003,152     44,656,523
                                      ----------------------------------------------------------
Income from operations                  26,462,362     15,100,409     52,820,686     37,672,773

Other income, net                        1,211,883      2,317,530      3,917,043      3,650,055
Interest expense                          (428,497)      (459,852)    (1,453,625)    (1,761,502)
                                      ----------------------------------------------------------
                                           783,386      1,857,678      2,463,418      1,888,553
                                      ----------------------------------------------------------

Income before income taxes              27,245,748     16,958,087     55,284,104     39,561,326
Income taxes                            10,097,809      6,345,850     20,798,186     15,066,053
                                      ----------------------------------------------------------
Net income                            $ 17,147,939   $ 10,612,237   $ 34,485,918   $ 24,495,273
                                      ==========================================================

Weighted average number of
 common shares outstanding:
     Basic                              10,588,738     10,490,420     10,516,537     10,862,002
     Diluted                            10,816,313     10,661,394     10,745,996     11,036,520
                                      ==========================================================
Net income per common share:
     Basic                            $       1.62   $       1.01   $       3.28   $       2.26
     Diluted                          $       1.59   $       1.00   $       3.21   $       2.22
                                      ==========================================================
</TABLE>

See  accompanying  notes.


                                        4
<PAGE>
<TABLE>
<CAPTION>
                           Crossmann Communities, Inc.
                                and Subsidiaries

                Consolidated Statements of Cash Flows (unaudited)


                                                               NINE MONTHS            NINE MONTHS
                                                            ENDED SEPTEMBER 30,    ENDED SEPTEMBER 30,
                                                           --------------------------------------------
                                                                   2001                   2000
                                                           --------------------------------------------
<S>                                                        <C>                    <C>
OPERATING ACTIVITIES:
Net Income                                                 $         34,485,918   $         24,495,273
Adjustments to reconcile net income to net cash
  flows from operating activities:
    Depreciation                                                        861,120                872,409
    Amortization                                                        840,504              1,206,495
     Equity in earnings of affiliates                                (2,261,630)            (1,438,543)
    Cash provided (used) by changes in:
      Retainages                                                        154,153                797,229
      Real estate inventories                                       (60,514,536)            (3,794,467)
      Other assets                                                    1,927,733             (3,663,119)
      Accounts payable                                                8,445,543            (12,667,923)
      Accrued expenses and other liabilities                         10,229,787             (1,877,560)
                                                           --------------------------------------------
Net cash flows provided by (used in) operating activities            (5,831,408)             3,929,650

INVESTING ACTIVITIES:
Purchases of furniture and equipment                                 (6,865,716)              (977,416)
Investments in joint ventures                                        (4,943,037)              (911,600)
                                                           --------------------------------------------
Net cash used in investing activities                               (11,808,753)            (1,889,016)

FINANCING ACTIVITIES:
Proceeds from bank borrowing                                        188,355,000            171,456,875
Principal payments on bank borrowing                               (184,670,000)          (159,896,875)
Payments on notes and long-term debt                                        -0-                (46,800)
Dividends paid                                                       (1,056,854)                   -0-
Repurchase of common shares                                                 -0-            (16,795,167)
Proceeds from sale of common shares                                   2,770,175                215,338
                                                           --------------------------------------------
Net cash provided by (used in) financing activities                   5,398,321             (5,066,629)
                                                           --------------------------------------------

Net decrease in cash and cash equivalents                           (12,241,840)            (3,025,995)
Cash and cash equivalents at beginning of period                     17,442,680             13,635,911
                                                           --------------------------------------------
Cash and cash equivalents at end of period                 $          5,200,840   $         10,609,916
                                                           ============================================
</TABLE>

See  accompanying  notes.


                                        5
<PAGE>
CROSSMANN  COMMUNITIES,  INC.  AND  SUBSIDIARIES

NOTES  TO  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS

BASIS  OF  PRESENTATION
Crossmann  Communities, Inc. ("Crossmann" or the "Company") is engaged primarily
in  the development, construction, marketing and sale of new single-family homes
for first-time and first move-up buyers.  The Company also acquires and develops
land  for  construction  of  such  homes  and  originates mortgage loans for the
buyers.  The Company operates in Indianapolis, Ft. Wayne, Lafayette and Southern
Indiana;  Cincinnati,  Columbus  and Dayton, Ohio; Lexington, Kentucky; Memphis,
Tennessee;  Charlotte  and  Raleigh,  North Carolina; and in Myrtle Beach, South
Carolina.

In  October  2000,  Crossmann  acquired  the outstanding 50% of a joint venture,
Trinity  Homes,  LLC ("Trinity").  For the nine months ended September 30, 2000,
Crossmann's  50% share of Trinity operations appeared as  "Other income" in  the
Company's  statement  of income.  In 2001, Trinity's operations are presented in
the  consolidated  financial  statements  of  the  Company.

The  accompanying unaudited consolidated financial statements have been prepared
in  accordance  with the instructions to Form 10-Q and  Article 10 of Regulation
S-X.  Accordingly,  the  unaudited  consolidated  financial  statements  do  not
include  all  of  the  information  and footnotes required by generally accepted
accounting  principles for complete financial statements.  In the opinion of the
Company,  all  adjustments  (consisting of normal recurring accruals) considered
necessary  to  present  fairly  the  consolidated financial statements have been
included.


ITEM  2.  MANAGEMENT'S  DISCUSSION  AND  ANALYSIS  OF  FINANCIAL  CONDITIONS AND
RESULTS  OF  OPERATIONS.

Management's  discussion  and  analysis  may  include  certain  "forward-looking
statements," as defined in the Private Securities Litigation Reform Act of 1995.
Such statements may involve unstated risks, uncertainties and other factors that
may  cause  actual  results  to  differ  materially.

The  Company's  business and the homebuilding industry in general are subject to
changes  in  economic  conditions,  including,  but  not  limited to, employment
levels,  interest  rates,  the  availability of credit, and consumer confidence.
The  Company's  success  over  the  past  several years has been influenced by a
variety  of  factors  including  favorable  economic conditions in its principal
markets,  the availability of capital for expansion, and low interest rates.  To
the extent these conditions do not continue, the Company's operating results may
be  adversely  affected.

The  Company's business is also subject to weather-related seasonal factors that
can  affect  quarter-to-quarter  results  of  operations.   Adverse  weather
conditions  during  the  first  and second quarters of the year usually restrict
site  development  work,  and construction limitations generally result in fewer
closings  during  this  period.   Results of operations during the first half of
the  year  also tend to reflect increased costs associated with adverse weather.
Warmer,  dryer  weather  during  the  second  half of the year generally permits
higher  closings  and  greater  field  efficiency.


RESULTS  OF  OPERATIONS:  THREE  MONTHS ENDED SEPTEMBER 30, 2001 COMPARED TO THE
THREE  MONTHS  ENDED  SEPTEMBER  30,  2000.

Sales  for  the  three  months  ended September 30, 2001 increased approximately
$78.6  million,  to approximately $227.3 million, or 52.8%, over the same period
in  2000.  This  increase  reflects more homes closed, 1,687 in 2001 compared to
1,194  in  2000.  Selling prices were higher-approximately $134,750 per home for
the  period  in 2001, compared to approximately $124,600 in 2000.   The increase
in average selling price resulted principally from the contribution of 153 homes
from  Trinity,  which  averaged  approximately  $208,700  during  the  quarter.


                                        6
<PAGE>
Gross  profit  increased  approximately  $19.0  million,  to approximately $49.2
million  for  the third quarter of 2001 from approximately $30.2 million for the
same  period  in  2000.  This represents a gross margin of 21.6% of sales in the
third  quarter  of  2001  as  compared to 20.3% of sales in the third quarter of
2000.  The  gross margin was higher because it did not include the operations of
Louisville, Kentucky and Nashville, Tennessee.  The Company elected to close its
operations  in  these  two  cities  in  2000  because  of  their lower operating
performance.

Selling,  general  and  administrative  expenses  increased  approximately  $7.5
million,  or 49.9%, to approximately $22.7 million for the third quarter of 2001
from  approximately  $15.1  million  for the same period  in 2000. This increase
reflects higher commission expense on the higher sales volume.  Selling, general
and  administrative  expenses decreased as a percentage of sales to 10.0% in the
third  quarter  of  2001  from  10.2%  in  the  third  quarter  of  2000.

Other  income net of expenses decreased approximately $1.1 million for the three
months  ended  September  30,  2001,  from approximately $2.3 million in 2000 to
approximately  $1.2  million  in  2001.  The  decline  occurred because in 2000,
Trinity's  contribution  to earnings appeared in "other income;" at that time it
was  a  50%  joint venture accounted for by the equity method.  In 2000, Trinity
contributed  approximately  $876,900  in  other  income.  In  2001,  Trinity's
operations  were consolidated with Crossmann's consolidated statement of income.
Interest  expense  was  lower,  due  to  lower  prevailing  interest  rates.

Income  before  income  taxes  for  the  three  months  ended September 30, 2001
increased approximately $10.3 million, or 60.7%, to approximately $27.2 million.
Income  before income taxes as a percentage of sales increased to 12.0% of sales
in  2001  compared to 11.4% in 2000.  The Company's effective tax rate was 37.1%
in  the third quarter of 2001 as compared to 37.4% in the third quarter of 2000.

Net  income  was approximately $6.5 million higher for the third quarter of 2001
than  for  the third quarter of 2000, an increase of 61.6%.  As a  percentage of
sales,  net  income increased to 7.5% in the third quarter of 2001, from 7.1% in
2000.


RESULTS OF OPERATIONS: NINE MONTHS ENDED SEPTEMBER 30, 2001 COMPARED TO THE NINE
MONTHS  ENDED  SEPTEMBER  30,  2000.

Sales  increased approximately $125.2 million, or 30.6%, to approximately $534.2
million  for  the nine months ended September 30, 2001 from approximately $409.0
million  for  the  nine  months  ended  September  30,  2000.  Sales were higher
primarily as a result of increased home closings; 3,967 homes were closed in the
nine  months ended September 30, 2001, compared to 3,296 homes closed during the
nine  months  ended  September  30,  2000, an increase of 20.4%.  Selling prices
were  also  higher,  approximately  $134,700  per home for the nine months ended
September  30, 2001 as compared to approximately $124,100 during the same period
in  2000,  an  increase  of  8.5%.  The  average selling price is higher in 2001
because  revenue  included  373  closings  from Trinity, with an average selling
price  of  approximately  $221,800.

Gross  profit  increased  approximately  $31.5  million  to approximately $113.8
million.  This  represents  a  gross  margin of 21.3% of sales in the first nine
months  of  2001 as compared to 20.1% of sales in the first nine months of 2000.
The  margin  improvement  is  2001  is  due  to  the  closure of underperforming
operations  in  Louisville  and  Nashville  in  2000.

Selling,  general  and  administrative  expenses  increased  approximately $16.3
million,  or 36.6%, to approximately $61.0 million. This increase is principally
increased  sales  commissions  on the higher sales volume.  Selling, general and
administrative expenses as a percentage of sales increased to 11.4% in the first
nine  months  of  2001,  compared  to  10.9%  in  the first nine months of 2000.

Other  income  net of expenses increased slightly, up approximately  $267,000 to
approximately  $3.9  million  for  the  first  nine  months  of 2001 compared to
approximately  $3.7 million in 2000.  The increase reflects higher earnings from
Crossmann's  land  development  joint  ventures, which largely offset the equity
earnings contribution from Trinity previously reported here.  In 2000, Trinity's
contribution  to earnings appeared in "other income" because it was at that time


                                        7
<PAGE>
a  50%  joint  venture  accounted  for  on  the equity method.  In 2000, Trinity
contributed  approximately  $1.4  million.  In  2001, Trinity's operations  were
consolidated  with  Crossmann's  consolidated  statement  of  income.  Interest
expense  was  lower,  due  to  lower  prevailing  interest  rates.

Income  before  income taxes increased approximately $15.7 million, or 39.7%, to
approximately  $55.3 million.  The Company's effective tax rate was 37.6% in the
first nine months of 2001 as compared to 38.1% in the first nine months of 2000.
Net  income  increased  approximately  $10.0 million, or 40.8%, to approximately
$34.5  million.  Net  income as a percentage of sales increased to 6.5% in 2001,
up  from  6.0%  in  2000.

CHANGES  IN  FINANCIAL  POSITION

Inventory
Real  estate  inventories increased approximately $60.5 million, or  21.7%, from
their  December  31,  2000  level.  The  expansion  in inventory reflects higher
production  levels in 2001 compared to 2000 called for by higher orders.  Orders
for  new homes in the first nine months of 2001 are 5,119, 34.0% higher than the
3,821  orders  received  during  the  first  nine  months  of  2000.

Furniture  and  Equipment
During  the  third  quarter, Deluxe Aviation, Inc., a wholly-owned subsidiary of
Crossmann  Communities,  Inc.,  purchased  an  aircraft  previously  leased by a
Crossmann  joint  venture,  for approximately $6.1 million. The airplane is used
principally  for  travel  between Crossmann's various markets, to avoid the time
and  inconvenience  of  commercial  air  travel.

Notes  payable
Notes  payable increased approximately $3.7 million during the first nine months
of  2001,  as  borrowings  were  used  to finance real estate inventories, joint
venture  investments,  and  equipment  purchases.

Accrued  expenses  and  other  liabilities
Accrued  income  tax expense was significantly higher at September 30, 2001 than
at  September  30,  2000  because  the  deadline  for the September 15 estimated
federal  income  tax  payment  was  delayed  until  October  1,  2001.

CAPITAL  RESOURCES  AND  LIQUIDITY

At  September  30,  2001, the Company had approximately $5.2 million in cash and
cash  equivalents.

The  Company's  primary  uses  of  capital  are  home construction costs and the
purchase  and  development  of land.  Real estate inventories were approximately
$339.8  million,  or  78.6%  of total assets, at September 30, 2001, compared to
$279.3  million or 74.7% of total assets at December 31, 2000.   Capital is also
used  for  the  addition  and improvement of equipment used in administering the
business  and  for  model  home  furnishings.

On  August  30,  2001,  the  Board  of Directors declared a dividend of $.05 per
common  share,  payable  to  shareholders  of  record on September 14, 2001.  On
September  28,  2001,  the  Company  paid  $530,889  in  dividends.

Cash expenditures were financed with cash from operations and with borrowings on
a  $135.0  million  unsecured  line  of  credit, with Bank One, Indiana, N.A. as
agent.  The line of credit bears interest at the banks's prime lending rate, but
permits portions of the outstanding balance to be committed for fixed periods of
time  at  a rate equal to LIBOR plus 1.45%. The credit facility matures April 1,
2004.  At  September  30,  2001,  $83.9  million  was  outstanding on this line.

The  Company  also  has approximately $61.1 million in senior notes outstanding.
Of this total, $11.1 million is payable through 2004 at a fixed interest rate of
7.625%,  payable  quarterly.  On  December  21,  2001,  the  Company will make a
scheduled  reduction  in  the  outstanding  principal  balance of these notes of
$2,777,778.  Crossmann  has  an  additional  $50.0 million in notes outstanding,
payable  through  2008  at  a  fixed  interest rate of 7.75%, payable quarterly.
Annual  principal  reductions  of  $8,333,334  begin  June  11,  2003.


                                        8
<PAGE>
The  note  agreements  and  the  bank's  line  of credit require compliance with
certain  financial  and operating covenants and place certain limitations on the
Company's  investments  in  land  and  unconsolidated  joint  ventures.

The Company's credit arrangements are expected to provide adequate liquidity for
planned internal growth and capital expenditures.  In the event that the Company
seeks  to  accelerate growth through the acquisition of large parcels of land or
of other homebuilding companies, additional capital may be needed.   The Company
believes  that  such  capital  could  be  obtained from banks or other financing
alternatives,  from the issuance of additional shares, or from seller financing;
however, there can be no assurances that the Company would be able to secure the
necessary  capital.

BACKLOG

A  home  is  included  in  "backlog"  upon  execution of a sales contract by the
customer;  sales  and cost of sales are recognized when the title is transferred
and  the  home  is  delivered  to the buyer at "closing." The  Company generally
builds  upon  the execution of a sales contract by a customer and after approval
of  financing, although it also builds a limited number of homes on speculation.
The  standard  sales  contract used by the Company provides for an earnest money
deposit  of $1,000.  The contract usually includes a termination provision under
which  the earnest money is refunded in the event that mortgage financing is not
available  on  terms  specified  in  the  contract,  and  may  include  other
contingencies.  Cancellations  by  buyers  with  approved  financing  occur
infrequently.

Backlog  at  September 30, 2001 was 3,162 homes with an aggregate sales value of
approximately  $418.1  million,  compared to 2,021 homes with an aggregate sales
value  of  approximately  $252.0 million at September 30, 2000.  The increase in
the  number  of  homes  in backlog is approximately 56.5%.  Starting backlog was
higher,  with  2,010 in backlog at January 1, 2001, compared to 1,496 at January
1,  2000. New orders in the first nine months of 2001 were higher as well: 5,119
contracts  were written in the first nine months of 2001 as compared to 3,821 in
2000,  an  increase  of 34.0%.  This increase is due in part to lower prevailing
interest rates and strong consumer confidence in the first half of 2001 compared
to  the first half of 2000.  Sales trends began to slow during the third quarter
as  the  economy weakened.  During the third quarter of 2001, 946 contracts were
written  compared  to  1,150  in  the third quarter of 2000, a decline of 17.7%.


OTHER  BUSINESS  CONDITIONS

Interest  rates
The  housing  industry  is affected by consumer confidence levels and prevailing
economic  conditions  in  general  and by job availability and interest rates in
particular.  Interest  rates  have  been  low  and  have trended lower in recent
months.  However,  most  markets  reported  a softening in employment during the
third  quarter,  causing  slower sales and a higher cancellation rate.  Consumer
confidence  received  a shock during the quarter due to the terrorist attacks on
New  York  and  Washington  on  September  11th;  it is too early to predict the
long-term  effects  of  the  attacks  on  consumer  behavior.

Inflation
The  Company,  as well as the homebuilding industry in general, may be adversely
affected  during periods of high inflation, primarily because of higher land and
construction costs.  To date, inflation has not had a material adverse effect on
the  Company's  business,  financial  condition,  and  results  of  operations.
However,  there  is no assurance that inflation will not have a material adverse
impact  on  the  Company's  future business, financial condition, and results of
operations.

Weather
The  Company's business is subject to weather-related seasonal factors which can
affect  quarterly  results  of  operations.  Adverse  weather may interfere with
construction  activity,  and  may  affect  order  activity  as  well.

RECENT  ACCOUNTING  PRONOUNCEMENTS

In July 2001, the Financial Accounting Standards Board ("FASB") issued Statement
of Financial Accounting Standards No. 141 ("SFAS 141"), "Business Combinations."
SFAS  141  requires  the purchase method of accounting for business combinations


                                        9
<PAGE>
initiated  after  June  30, 2001 and eliminates the pooling-of-interests method.
The  Company  does  not  believe  that  the  adoption  of  SFAS  141 will have a
significant  impact  on  its  financial  statements.

In  July  2001,  the FASB issued Statement of Financial Accounting Standards No.
142 ("SFAS 142"), "Goodwill and Other Intangible Assets," which is effective for
fiscal  years beginning after December 15, 2001.  SFAS 142 requires, among other
things,  the  discontinuance  of  goodwill amortization, the reclassification of
certain  existing recognized intangibles as goodwill, reassessment of the useful
lives  of  existing  recognized  intangibles,  reclassification  of  certain
intangibles  out  of  previously  reported  goodwill  and  the identification of
reporting  units  for  purposes  of  assessing  potential  future impairments of
goodwill.  The  Company  is  currently  assessing  the impact of SFAS 142 on its
financial statements.  The Company recorded amortization related to its goodwill
of  approximately  $843,000  for  the  nine  months  ended  September  30, 2001.

FUTURE  TRENDS

The higher backlog at September 30, 2001 should yield higher closings during the
fourth  quarter  2001,  compared to 2000.  Improved margins are expected to hold
through  the  balance of the year as well, leading to strong earnings this year.

Management  expects  year-to-year  order  comparisons to be negative in the near
term,  in  the  wake  of  the  September  11th  terrorist attacks and reports of
lay-offs  in  various  industries.  Backlog  at  December  31,  2001 will almost
certainly  be  lower than at December 31, 2000, indicating lower closing volumes
for  the  Company  in  2002, absent any acquisition or expansion to new markets.
Crossmann's  management plans to adjust overhead spending accordingly in 2002 to
adapt  to  lower  anticipated  volume.


QUANTITATIVE  AND  QUALITATIVE  DISCLOSURES  ABOUT  MARKET  RISK

The  Company  does  not  invest  in marketable securities, nor does it engage in
hedging  activities or foreign currency conversions.  A portion of its revolving
debt is carried at floating interest rates, but the exposure to changes in prime
rate  related  to  that  debt  is  not  material.


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<PAGE>
                           PART II.  OTHER INFORMATION

The following items for which provision is made in the applicable regulations of
the  Securities  and  Exchange  Commission  are  not  required under the related
explanations  or  are  inapplicable  and  therefore  have  been  omitted:

Item  1.  Legal  Proceedings.
Item  2.  Changes  in  Securities.
Item  3.  Defaults  Upon  Senior  Securities.
Item  5.  Other  Information.

ITEM  4.  SUBMISSIONS  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS.
None.

ITEM  6.  EXHIBITS  AND  REPORTS  ON  FORM  8-K.
a)  Exhibits

<TABLE>
<CAPTION>
Exhibit
Number   Description of Exhibit
<S>      <C>

    3.1  Amended and restated Articles of Incorporation of Crossmann Communities,
         Inc.(Incorporated by reference to Exhibit 3.1 to Form S-1 Registration Statement
         No. 33-68396.)

    3.2  Bylaws of Crossmann Communities, Inc. (Incorporated by reference to Exhibit 3.2
         to Form S-1 Registration Statement No. 33-68396.)

    4.1  Specimen Share Certificate for Common Shares.  (Incorporated by reference to
         Exhibit 2.9 to Form S-1 Registration Statement No. 33-68396.)

   10.1  1993 Outside Director Stock Option Plan.  (Incorporated by reference to Exhibit
         10.2 to Form S-1 Registration Statement No. 33-68396.)

   10.2  1993 Employee Stock Option Plan, As amended as of May 22, 1996.
          Incorporated by reference to Exhibit 10.3 to Form 10-Q dated August 13, 1996.)

  10.37  Note Agreement dated as of December 19, 1995, $25,000,000 7.625% Senior
         Notes due December 9, 2004, by Crossmann Communities, Inc., et al.
         (Incorporated by reference to Exhibit 10.37 to From 10-K dated March 18, 1996.)

  10.38  7.625% Senior Note due December 19, 2004, issued to Combined Insurance
         Company by Crossmann Communities, Inc., et al.  (Incorporated by reference to
         Exhibit 10.38 to Form 10-K dated March 18, 1996.)

  10.39  7.625% Senior Note due December 19, 2004, issued to Minnesota Mutual Life
         Insurance company by Crossmann Communities, Inc., et al.  (Incorporated by
         reference to Exhibit 10.39 to Form 10-K dated March 18, 1996.)

  10.40  Note Agreement dated as of June 11, 1998, $50,000,000 7.75% Senior Notes due
         June 11, 2008, by Crossmann Communities, Inc., et al.  (Incorporated by reference
         to Exhibit 10.46 to Form 10-Q dated August 14, 1998.)

  10.41  Form of 7.75% Senior Note due June 11, 2008, issued to various insurance
         Companies by Crossmann Communities, Inc. et al.  (Incorporated by reference to
         Exhibit 10.45 to Form 10-Q dated August 14, 1998.)

                                       11
<PAGE>
  10.42  Credit Agreement, dated April 1, 1999, among Crossmann Communities, Inc. and
         Bank One, Indianapolis N.A. (as "Agent') and the Lenders Parties Thereto.
         (Incorporated by reference to Exhibit 10.16 to Form 10-Q dated May 13, 1999)

  10.43  First Amendment to Credit Agreement, dated June 11, 1999, among Crossmann
         Communities, Inc. and Bank One, Indiana N.A. (As "Agent') and the Lenders Party
         Thereto. (Incorporated by reference to Exhibit 10.43 to Form 10-Q dated August
         13, 1999.)

  10.44  Promissory Note, dated June 11, 1999, in favor of Bank One, Indiana, N.A.
         (Incorporated by reference to Exhibit 10.44 to Form 10-Q dated August 13, 1999.)

  10.45  Promissory Note, dated June 11, 1999, in favor of Fifth Third Bank, Indiana.
         (Incorporated by reference to Exhibit 10.45 to Form 10-Q dated August 13, 1999.)

  10.46  Promissory Note, dated June 11, 1999, in favor of Huntington National Bank of
         Indiana.    (Incorporated by reference to Exhibit 10.46 to Form 10-Q dated August
         13, 1999.)

  10.47  Promissory Note, dated June 11, 1999, in favor of PNC Bank of Ohio, N.A.
         (Incorporated by reference to Exhibit 10.47 to Form 10-Q dated August 13, 1999.)

  10.48  Promissory Note, dated June 11, 1999, in favor of KeyBank National Association.
         (Incorporated by reference to Exhibit 10.48 to Form 10-Q dated August 13, 1999.)

  10.49  Asset Purchase Agreement, dated June 18, 1999 by and among Crossmann
         Communities, Inc., Crossmann Communities of North Carolina, Inc., Homes by
         Huff & Co., Inc., Mitchell T. Huff, Thomas A. Huff and Thomas C. Huff.
         (Incorporated by reference to Exhibit 10.49 to Form 10-Q dated August 13, 1999.)

  10.50  Employment contract dated June 18, 1999, by and among Crossmann Communities
         of North Carolina, Inc., Crossmann Communities, Inc. and  Mitchell T. Huff.
         (Incorporated by reference to Exhibit 10.50 to Form 10-Q dated August 13, 1999.)

  10.51  Fourth  Amendment to Credit Agreement, dated October 20, 2000, among
         Crossmann Communities, Inc. and Bank One, Indiana, N.A. (As "Agent") and the
         Lenders  Party Thereto.  (Incorporated by reference to Exhibit 10.51 to Form 10-Q
         dated  November 14, 2000.)

  10.52  Membership Interest Purchase Agreement dated October 20, 2000 by and among
         Crossmann Communities Partnership, Trinity Homes, Inc. and Pyramid Mortgage
         Co., Inc.  (Incorporated by reference to Exhibit 10.52 to Form 10-Q dated
         November 14, 2000.)

  10.53  Membership Interest Purchase Agreement dated October 20, 2000 by and among
         Crossmann Communities Partnership, John E. McKenzie, James D. McKenzie, and
         Mark W. Thune.  (Incorporated by reference to Exhibit 10.53 to Form 10-Q dated
         November 14, 2000.)

  10.54  Employment contract dated October 20, 2000 by and among Trinity Homes, LLC,
         Crossmann Communities, Inc. and John E. McKenzie.  (Incorporated by reference
         to Exhibit 10.54 to Form 10-Q dated November 14, 2000.)

                                       12
<PAGE>
  10.55  Employment contract dated October 20, 2000 by and among Trinity Homes, LLC,
         Crossmann Communities, Inc. and James D. McKenzie.  (Incorporated by
         reference to Exhibit 10.55 to Form 10-Q dated November 14, 2000.)

  10.56  Nonsolicitation Agreement dated October 20, 2000 by and among Crossmann
         Communities Partnership, Trinity Homes, LLC, and together with Crossmann
         Communities Partnership and Trinity Homes, Inc.  (Incorporated by reference to
         Exhibit 10.56 to Form 10-Q dated November 14, 2000.)

  10.57  Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities, Inc., together with Crossmann
         Communities Partnership, and Trinity Homes, LLC, and John E. McKenzie.
         (Incorporated by reference to Exhibit 10.57 to Form 10-Q dated November 14,
         2000.)

  10.58  Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities, Inc., together with Crossmann
         Communities Partnership, and Trinity Homes, LLC, and James D. McKenzie.
         (Incorporated by reference to Exhibit 10.58 to Form 10-Q dated November 14,
         2000.)

  10.59  Nondisclosure, Noncompetition and Nonsolicitation Agreement dated October 20,
         2000 by and among Crossmann Communities Partnership, Trinity Homes, LLC,
         and Pyramid Mortgage.  (Incorporated by reference to Exhibit 10.59 to Form 10-Q
         dated November 14, 2000.)

  10.60  Asset Purchase Agreement, dated August 8, 2000 by and among Paragon Title,
         LLC and Service Title, Inc. (Incorporated by reference to Exhibit 10.60 to Form
         10-Q dated November 14, 2000.)

  10.61  Employment Agreement dated August 9, 2000 by and among Paragon Title, LLC,
         Crossmann Communities, Inc. and Linda Givens.  (Incorporated by reference to
         Exhibit 10.61 to Form 10-Q dated November 14, 2000.)

   19.1  Lease by and between Pinnacle Properties LLC ("Landlord") and Crossmann
         Communities, Inc. (Tenant"), 9202 North Meridian Street, Suite 300, Indianapolis,
         Indiana 46260, executed April 18, 1994.  (Incorporated by reference to Exhibit
         19.1 to Form 10-Q dated August 12, 1994.)
</TABLE>


(b)  Reports  on  Form  8-K.

          None.


                                       13
<PAGE>
                                   SIGNATURES


     Pursuant  to the requirements of Sections 13 or 15(d) of the Securities and
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its  behalf  by  the  undersigned,  thereunto  duly  authorized.




CROSSMANN  COMMUNITIES,  INC.


/s/  Jennifer A. Holihen
-------------------------------------
Jennifer  A.  Holihen
Director,  Chief  Financial  Officer;
Treasurer;  Secretary;
(Principal  Financial  Officer)


/s/  Lisa D.  Hupfer
------------------------------------
Lisa  D.  Hupfer
Controller
(Principal  Accounting  Officer)




Dated:  November 14, 2001



                                       14
<PAGE>