<TABLE> <S> <C>


<ARTICLE>                               9
<MULTIPLIER>                                   1000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   JUN-30-1999
<CASH>                                              177,321
<INT-BEARING-DEPOSITS>                                2,720
<FED-FUNDS-SOLD>                                    828,300
<TRADING-ASSETS>                                     50,227
<INVESTMENTS-HELD-FOR-SALE>                       1,148,212
<INVESTMENTS-CARRYING>                                2,457
<INVESTMENTS-MARKET>                                  2,469
<LOANS>                                          11,047,162
<ALLOWANCE>                                        (113,000)
<TOTAL-ASSETS>                                   14,841,006
<DEPOSITS>                                       11,481,457
<SHORT-TERM>                                        346,686
<LIABILITIES-OTHER>                                 462,437
<LONG-TERM>                                         399,623
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                              1,103
<OTHER-SE>                                        2,034,671
<TOTAL-LIABILITIES-AND-EQUITY>                   14,841,006
<INTEREST-LOAN>                                     463,646
<INTEREST-INVEST>                                    56,521
<INTEREST-OTHER>                                     25,729
<INTEREST-TOTAL>                                    531,733
<INTEREST-DEPOSIT>                                  243,431
<INTEREST-EXPENSE>                                  268,305
<INTEREST-INCOME-NET>                               263,428
<LOAN-LOSSES>                                        (4,454)
<SECURITIES-GAINS>                                    1,018
<EXPENSE-OTHER>                                     278,526
<INCOME-PRETAX>                                     168,926
<INCOME-PRE-EXTRAORDINARY>                           94,924
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         94,924
<EPS-BASIC>                                          1.00
<EPS-DILUTED>                                          0.98
<YIELD-ACTUAL>                                         4.10
<LOANS-NON>                                         253,064
<LOANS-PAST>                                              0
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                   (113,000)
<CHARGE-OFFS>                                        (4,906)
<RECOVERIES>                                            452
<ALLOWANCE-CLOSE>                                  (113,000)
<ALLOWANCE-DOMESTIC>                               (113,000)
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0



</TABLE>