Securities and Exchange Commission
                             Washington D.C.  20549

                                  FORM 10-Q

[ X ]  Quarterly  Report  Pursuant  to  Section 13 or 15 (d) of the Securities
       Exchange  Act  of  1934  For  the  Period  Ended  June  30,  2001.

[   ]  Transition  Report  Pursuant  to Section 13 or 15 (d) of the Securities
       Exchange  Act  of  1934 For  the Transition  Period  From
       _______________  to  ________________.

Commission  file  number  0-22562


                           CROSSMANN COMMUNITIES, INC.
                           ---------------------------


INDIANA                                          35-1880120
-------                                          ----------
(State  of  incorporation)                       (I.R.S. Identification No.)

9210 NORTH MERIDIAN STREET
INDIANAPOLIS,  IN                                46260
-----------------                                -----
(Address  of  principal  executive  offices)     (Zip  Code)

(317)  843-9514
---------------
(Telephone  number)


          Indicate  by  check  mark  whether  the  registrant  (1) has filed all
          documents  and reports required to be filed by Section 13 or 15 (d) of
          the Securities Exchange Act of 1934 during the preceding 12 months (or
          for such shorter periods that the registrant was required to file such
          reports), and (2) has been subject to such filing requirements for the
          past  90  days:  Yes  X  No
                               ---



     There were 10,600,144  Common shares outstanding as of August 13, 2001.


<PAGE>
                          CROSSMANN COMMUNITIES, INC.
                                    FORM 10-Q

                                      INDEX

Part  I.  Financial  Information.

     Item  1.  Financial  Statements.

               Consolidated  balance  sheets  as  of June 30, 2001 (unaudited)
               and December 31, 2000.

               Consolidated  unaudited statements of income for the Three Months
               Ended  June  30, 2001 and 2000, and for the Six Months Ended June
               30,  2001  and  2000.

               Consolidated  unaudited  statements  of  cash  flows  for the Six
               Months  Ended  June  30,  2001  and  2000.

               Notes  to consolidated unaudited financial statements for the Six
               Months  Ended  June  30,  2001  and  2000.

     Item  2.  Management's  Discussion  and Analysis of Financial Condition and
               Results  of  Operations.


Part  II.  Other  Information

     Item  1.  Legal  Proceedings.

     Item  2.  Changes  in  Securities.

     Item  3.  Defaults  upon  Senior  Securities.

     Item  4.  Submission  of  Matters  to  a  Vote  of  Security  Holders.

     Item  5.  Other  Information.

     Item  6.  Exhibits  and  Reports  on  Form  8-K.


Signatures.


                                        2
<PAGE>
                         PART I.  FINANCIAL INFORMATION.

ITEM  1.  FINANCIAL  STATEMENTS

<TABLE>
<CAPTION>
                           CROSSMANN COMMUNITIES, INC.
                                AND SUBSIDIARIES

                           CONSOLIDATED BALANCE SHEETS


                                             JUNE 30, 2001   DECEMBER 31, 2000
                                            -----------------------------------
                                              (UNAUDITED)
                                            -----------------------------------
<S>                                         <C>              <C>
ASSETS
  Cash and cash equivalents                 $    19,816,959  $       17,442,680
  Retainages                                      2,106,181           1,257,188
  Real estate inventories                       324,764,910         279,312,701
  Furniture and equipment, net                    4,491,077           4,607,689
  Investments in joint ventures                  20,069,863          16,336,641
  Goodwill, net                                  19,288,801          19,839,154
  Other assets                                   31,900,882          35,107,053
                                            -----------------------------------
Total assets                                $   422,438,673  $      373,903,106
                                            ===================================


LIABILITIES AND SHAREHOLDERS' EQUITY
  Accounts payable                          $    18,487,311  $        9,459,979
  Accrued expenses and other liabilities         18,039,268          15,446,987
  Notes payable                                 160,469,010         141,286,510
                                            -----------------------------------
Total liabilities                               196,995,589         166,193,476

Commitments and contingencies

Shareholders' equity:
  Common shares                                  47,989,003          47,067,554
  Retained earnings                             177,454,081         160,642,076
                                            -----------------------------------
Total shareholders' equity                      225,443,084         207,709,630
                                            -----------------------------------
Total liabilities and shareholders' equity  $   422,438,673  $      373,903,106
                                            ===================================
</TABLE>

See  accompanying  notes.


                                        3
<PAGE>
<TABLE>
<CAPTION>
                                   CROSSMANN COMMUNITIES, INC.
                                        AND SUBSIDIARIES

                          CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)


                                      THREE MONTHS ENDED JUNE 30,    SIX MONTHS ENDED JUNE 30,
                                      ----------------------------  ----------------------------
                                          2001           2000           2001           2000
                                      ----------------------------------------------------------
<S>                                   <C>            <C>            <C>            <C>
Sales of residential real estate      $197,128,734   $153,687,292   $306,898,300   $260,213,260
Cost of residential real estate sold   155,444,279    122,954,294    242,228,159    208,126,040
                                      ----------------------------------------------------------
Gross profit                            41,684,455     30,732,998     64,670,141     52,087,220

Selling, general and
 administrative                         21,724,057     15,177,105     38,311,817     29,514,858
                                      ----------------------------------------------------------
Income from operations                  19,960,398     15,555,893     26,358,324     22,572,362

Other income, net                        1,640,947        155,988      2,705,160      1,332,526
Interest expense                          (524,935)      (651,087)    (1,025,128)    (1,301,650)
                                      ----------------------------------------------------------
                                         1,116,012       (495,099)     1,680,032         30,876
                                      ----------------------------------------------------------

Income before income taxes              21,076,410     15,060,794     28,038,356     22,603,238
Income taxes                             8,041,561      5,722,719     10,700,377      8,720,203
                                      ----------------------------------------------------------
Net income                            $ 13,034,849   $  9,338,075   $ 17,337,979   $ 13,883,035
                                      ==========================================================

Weighted average number of
 common shares outstanding:
     Basic                              10,496,813     10,758,531     10,479,838     11,049,835
     Diluted                            10,724,611     10,932,379     10,690,695     11,225,659
                                      ==========================================================
Net income per common share:
     Basic                            $       1.24   $        .87   $       1.65   $       1.26
     Diluted                          $       1.22   $        .85   $       1.62   $       1.24
                                      ==========================================================
Cash dividends per common share       $        .05   $        .00   $        .00   $        .00
                                      ==========================================================
</TABLE>

See  accompanying  notes.


                                        4
<PAGE>
<TABLE>
<CAPTION>
                             CROSSMANN COMMUNITIES, INC.
                                  AND SUBSIDIARIES

                  CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)


                                                     SIX MONTHS        SIX MONTHS
                                                   ENDED JUNE 30,    ENDED JUNE 30,
                                                  ----------------------------------
                                                        2001              2000
                                                  ----------------------------------
<S>                                               <C>               <C>
OPERATING ACTIVITIES:
Net Income                                        $    17,337,979   $    13,883,035
Adjustments to reconcile net income to net cash
  flows from operating activities:
    Depreciation                                          587,751           561,658
    Amortization                                          550,352           971,111
     Equity in earnings of affiliates                         -0-          (561,690)
    Cash provided (used) by changes in:
      Retainages                                         (848,993)         (277,530)
      Amounts due from related parties                        -0-               -0-
      Real estate inventories                         (45,452,209)      (20,646,852)
      Other assets                                      3,206,172        (7,273,445)
      Accounts payable                                  9,027,332        (1,229,032)
      Accrued expenses and other liabilities            2,592,281           176,024
                                                  ----------------------------------
Net cash flows used by operating activities           (12,999,335)      (14,396,721)

INVESTING ACTIVITIES:
Purchases of furniture and equipment                     (471,139)         (468,593)
Investments in joint ventures                          (3,733,222)        2,277,301
                                                  ----------------------------------
Net cash provided (used by) investing activities       (4,204,361)        1,808,708

FINANCING ACTIVITIES:
Proceeds from bank borrowing                          121,815,000       112,240,000
Principal payments on bank borrowing                 (102,632,500)      (85,635,000)
Payments on notes and long-term debt                          -0-           (39,600)
Dividends paid                                           (525,974)              -0-
Repurchase of common shares                                   -0-       (13,840,810)
Net proceeds from sale of common shares                   921,449           102,290
                                                  ----------------------------------
Net cash provided by financing activities              19,577,975        12,826,880
                                                  ----------------------------------

Net increase in cash and cash equivalents               2,374,279           238,867
Cash and cash equivalents at beginning of period       17,442,680        13,635,911
                                                  ----------------------------------
Cash and cash equivalents at end of period        $    19,816,959   $    13,874,778
                                                  ==================================
</TABLE>

See  accompanying  notes.


                                        5
<PAGE>
CROSSMANN  COMMUNITIES,  INC.  AND  SUBSIDIARIES

NOTES  TO  UNAUDITED  CONSOLIDATED  FINANCIAL  STATEMENTS

BASIS  OF  PRESENTATION
Crossmann  Communities, Inc. ("Crossmann" or the "Company") is engaged primarily
in  the development, construction, marketing and sale of new single-family homes
for first-time and first move-up buyers.  The Company also acquires and develops
land  for  construction  of  such  homes  and  originates mortgage loans for the
buyers.  The Company operates in Indianapolis, Ft. Wayne, Lafayette and Southern
Indiana;  Cincinnati,  Columbus  and Dayton, Ohio; Lexington, Kentucky; Memphis,
Tennessee;  Charlotte  and  Raleigh,  North Carolina; and in Myrtle Beach, South
Carolina.

In  October  2000,  Crossmann  acquired  the outstanding 50% of a joint venture,
Trinity  Homes,  LLC  ("Trinity").  For  the  six  months  ended  June 30, 2000,
Crossmann's  50%  share  of  Trinity  operations  appeared in the "Other income"
section of the Company's statement of income.  In 2001, Trinity's operations are
presented  in  the  consolidated  financial  statements  of  the  Company.

The  accompanying unaudited consolidated financial statements have been prepared
in  accordance  with the instructions to Form 10-Q and  Article 10 of Regulation
S-X.  Accordingly,  the  unaudited  consolidated  financial  statements  do  not
include  all  of the information and footnotes required by accounting principles
generally  accepted  in  the  United  States  of  America for complete financial
statements.  In  the  opinion  of  the  Company,  all adjustments (consisting of
normal  recurring  accruals)  considered  necessary  to  present  fairly  the
consolidated  financial  statements  have  been  included.

ITEM  2.  MANAGEMENT'S  DISCUSSION  AND  ANALYSIS  OF  FINANCIAL  CONDITIONS AND
          RESULTS  OF  OPERATIONS.

Management's  discussion  and  analysis  may  include  certain  "forward-looking
statements," as defined in the Private Securities Litigation Reform Act of 1995.
Such statements may involve unstated risks, uncertainties and other factors that
may  cause  actual  results  to  differ  materially.

The  Company's  business and the homebuilding industry in general are subject to
changes  in  economic  conditions,  including,  but  not  limited to, employment
levels,  interest  rates,  the  availability of credit, and consumer confidence.
The  Company's  success  over  the  past  several years has been influenced by a
variety  of  factors  including  favorable  economic conditions in its principal
markets,  the availability of capital for expansion, and low interest rates.  To
the extent these conditions do not continue, the Company's operating results may
be  adversely  affected.

The  Company's business is also subject to weather-related seasonal factors that
can  affect  quarter-to-quarter  results  of  operations.   Adverse  weather
conditions  during  the  first  and second quarters of the year usually restrict
site  development  work,  and construction limitations generally result in fewer
closings  during  this  period.   Results of operations during the first half of
the  year  also tend to reflect increased costs associated with adverse weather.
Warmer,  dryer  weather  during  the  second  half of the year generally permits
higher  closings  and  greater  field  efficiency.

THREE  MONTHS  ENDED  JUNE  30, 2001 COMPARED TO THE THREE MONTHS ENDED JUNE 30,
2000.

Results  of  Operation
Sales  for  the  three  months ended June 30, 2001 increased approximately $43.4
million,  or  28.3%,  over the same period in 2000.  This increase reflects more
homes  closed,  1,487  homes in 2001 compared to 1,260 in 2000.   Selling prices
were higher Sapproximately $132,600 per home for the period in 2001, compared to
approximately  $122,000  in  2000.  The  increase  resulted principally from the
contribution  of  127  homes from Trinity, which averaged approximately $234,600
during  the  quarter.

Gross  profit  increased  approximately $11.0 million for the three months ended
June  30,  2001,  over  the  same  period  the  year  before.  Gross profit as a
percentage  of  sales  was 21.1% in 2001 compared to 20.0%  in 2000.   The gross
margin  was  higher  because  it  did  not include the operations of Louisville,
Kentucky and Nashville, Tennessee.   The Company elected to close its operations
in  these  two  cities  in  2000  because  of their lower operating performance.


                                        6
<PAGE>
Selling,  general  and  administrative  expenses  increased  approximately  $6.5
million  during the three months ended June 30, 2001 compared to the same period
in  2000,  due  in  part to sales commissions on the higher sales.   Commissions
account  for approximately 3.5% of sales.    Selling, general and administrative
expenses  increased as a percentage of sales to 11.0% in 2001 from 9.9% in 2000.

Other  income  increased  approximately  $1.5 million for the three months ended
June 30, 2001 compared to the same period the year before due to higher earnings
of Crossmann's land development joint ventures.  In 2000, Trinity's contribution
to  earnings appeared in "other income" because at that time it was  a 50% joint
venture  accounted  for  by  the  equity  method.  In  2000, Trinity contributed
approximately  $173,400.  In 2001, Trinity's operations were not shown here, but
were combined in Crossmann's consolidated statement of income.  Interest expense
was  lower,  due  to  lower  prevailing  interest  rates.

Income  before  income  taxes for the three months ended June 30, 2001 increased
approximately  $6.0  million  from  approximately  $15.1  million  in  2000  to
approximately  $21.1 million in 2001, an increase of 39.9%. This increase is due
principally  to higher closing volume and improved gross margins.  Income before
income  taxes  as  a  percentage  of  sales  increased to 10.7% of sales in 2001
compared  to  9.8%  in  2000.

Net  income was approximately $3.7 million higher for the second quarter of 2001
than  for the second quarter of 2000, an  increase of 39.6%.  As a percentage of
sales,  net income increased to 6.6 % in the second quarter of 2001 from 6.1% in
2000.

SIX  MONTHS  ENDED JUNE 30, 2001 COMPARED TO THE SIX MONTHS ENDED JUNE 30, 2000.

Results  of  Operation
Sales  increased  approximately $46.7 million, or 17.9%, to approximately $306.9
million for the six months ended June 30, 2001 from approximately $260.2 million
for the six months ended June 30, 2000.  Sales were higher primarily as a result
of increased home closings; 2,280 homes were closed in the six months ended June
30,  2001,  compared  to  2,102  homes  closed  during the six months ended June
30,2000.  Selling  prices  were also higher, approximately $134,600 per home for
the  six months ended June 30, 2001 as compared to approximately $123,800 during
the  same  period  in  2000.  The  average  selling  price  was  up  due  to the
contribution  of  220  homes  from  Trinity,  averaging  approximately $230,100.

Gross  profit  increased approximately $12.6 million, or 24.2%, to approximately
$64.7  million.  This  represents  a gross margin of 21.1% of sales in the first
six  months  of  2001  as  compared to 20.0% of sales in the first six months of
2000.  The  margin  improvement in 2001 is due to the closure of underperforming
operations  in  Louisville  and  Nashville.

Selling,  general  and  administrative  expenses  increased  approximately  $8.8
million  ,  or  29.8%  ,  to  approximately  $38.3  million.  This  increase  is
principally  increased  sales  commissions on the higher sales volume.  Selling,
general  and administrative expenses as a percentage of sales increased to 12.5%
in  the  first  six months of 2001, compared to 11.3% in the first six months of
2000.

Other  income increased approximately $1.4 million for the six months ended June
30, 2001 compared to the same period the year before due to higher earnings from
Crossmann's land development joint ventures.  In 2000, Trinity's contribution to
earnings  appeared  in  "other  income"  because it was at that time a 50% joint
venture  accounted  for  on  the  equity  method.  In  2000, Trinity contributed
approximately  $561,700.  In 2001, Trinity's operations were not shown here, but
were  combined  in  Crossmann's  consolidated  statement  of  income.

Income  before  income  taxes increased approximately $5.4 million, or 24.0%, to
approximately  $28.0 million.  The Company's effective tax rate was 38.2% in the
first  six  months of 2001 as compared to 38.6% in the first six months of 2000.
Net  income  increased  approximately  $3.5  million, or 24.9%, to approximately
$17.3  million.  Net  income as a percentage of sales increased to 5.7% in 2001,
from  5.3%  in  2000.


                                        7
<PAGE>
CHANGES  IN  FINANCIAL  POSITION

Inventory
Real  estate  inventories  increased approximately $45.5 million, or 16.3%, from
their  December  31,  2000  level.  The  expansion  in inventory reflects higher
production  levels in 2001 compared to 2000 called for by higher orders.  Orders
for  new  homes in the first half of 2001 are 4,173, 56.2% higher than the 2,671
orders  received  during  the  first  half  of  2000.

Notes  Payable
Notes  payable  increased  approximately  $19.2 million during the first half of
2001  as  borrowings  were  used  to  finance real estate inventories and  joint
venture  investments.

CAPITAL  RESOURCES  AND  LIQUIDITY

At  June  30, 2001, the Company had approximately $19.8 million in cash and cash
equivalents.

The  Company's  primary  uses  of  capital  are  home construction costs and the
purchase  and  development  of land.  Real estate inventories were approximately
$324.8  million,  or 76.9% of total assets, at June 30, 2001, compared to $279.3
million  or  74.7%  of total assets at December 31, 2000.   Capital is also used
for  the  addition  and  improvement  of  equipment  used  in  administering the
business,  for  model  home  furnishings,  and  the  Company's  share repurchase
program.

On  June  5,  2001,  the  Company's  Board  of Directors declared its first ever
dividend of $.05 per common share, payable to shareholders of record on June 29,
2001.  On  June  29,  2001  the  Company  paid  $525,964  in  dividends.

Cash  expenditures are financed with cash from operations and with borrowings on
a  $135.0  million  unsecured  line  of  credit, with Bank One, Indiana, N.A. as
agent.   The  line  of  credit bears interest at the banks's prime lending rate,
but  permits  portions  of  the  outstanding  balance  to be committed for fixed
periods of time at a rate equal to LIBOR plus 1.45%. The credit facility matures
April  1,  2004.  At  June 30, 2001, $99.4 million was outstanding on this line.

The  Company  also  has approximately $61.1 million in senior notes outstanding.
Of this total, $11.1 million is payable through 2004 at a fixed interest rate of
7.625%,  payable  quarterly.  On  December  21,  2001,  the  Company will make a
scheduled  reduction  in  the  outstanding  principal  balance of these notes of
$2,777,778.  Crossmann  has  an  additional  $50.0 million in notes outstanding,
payable  through  2008  at  a  fixed  interest rate of 7.75%, payable quarterly.
Annual  principal  reductions  of  $8,333,334  begin  June  11,  2003.

The  note agreements and the bank line of credit require compliance with certain
financial and operating covenants and place certain limitations on the Company's
investments  in  land  and  unconsolidated  joint  ventures.

The Company's credit arrangements are expected to provide adequate liquidity for
planned internal growth and capital expenditures.  In the event that the Company
seeks  to  accelerate growth through the acquisition of large parcels of land or
of other homebuilding companies, additional capital may be needed.   The Company
believes  that  such  capital  could  be  obtained from banks or other financing
alternatives,  from the issuance of additional shares, or from seller financing;
however, there can be no assurances that the Company would be able to secure the
necessary  capital.

BACKLOG

A  home  is  included  in  "backlog"  upon  execution of a sales contract by the
customer;  sales  and cost of sales are recognized when the title is transferred
and  the  home  is  delivered  to the buyer at "closing." The  Company generally
builds  upon  the execution of a sales contract by a customer and after approval
of  financing, although it also builds a limited number of homes on speculation.
The  standard  sales  contract used by the Company provides for an earnest money
deposit  of $1,000.  The contract usually includes a termination provision under
which  the earnest money is refunded in the event that mortgage financing is not
available  on  terms  specified  in  the  contract,  and  may  include  other
contingencies.  Cancellations  by  buyers  with  approved  financing  occur
infrequently.


                                        8
<PAGE>
Backlog  at  June  30,  2001  was  3,903  homes with an aggregate sales value of
approximately  $519.1  million,  compared to 2,065 homes with an aggregate sales
value  of  approximately  $255.6  million at June 30, 2000.  The increase in the
number of homes in backlog is approximately 89.0%.  Starting backlog was higher,
with  2,010 in backlog at January 1, 2001, compared to 1,496 at January 1, 2000.
New  orders in the first six months of 2001 were higher as well: 4,173 contracts
were  written  in  the first six months of 2001 as compared to 2,671 in 2000, an
increase  of  56.2%.

RECENT  ACCOUNTING  PRONOUNCEMENTS

In July 2001, the Financial Accounting Standards Board ("FASB") issued Statement
of Financial Accounting Standards No. 141 ('sFAS 141"), "Business Combinations."
SFAS  141  requires  the purchase method of accounting for business combinations
initiated  after  June  30, 2001 and eliminates the pooling-of-interests method.
The  Company  does  not  believe  that  the  adoption  of  SFAS  141 will have a
significant  impact  on  its  financial  statements.

In  July  2001,  the FASB issued Statement of Financial Accounting Standards No.
142 ('sFAS 142"), "Goodwill and Other Intangible Assets," which is effective for
fiscal  years beginning after December 15, 2001.  SFAS 142 requires, among other
things,  the  discontinuance  of  goodwill amortization, the reclassification of
certain  existing recognized intangibles as goodwill, reassessment of the useful
lives  of  existing  recognized  intangibles,  reclassification  of  certain
intangibles  out  of  previously  reported  goodwill  and  the identification of
reporting  units  for  purposes  of  assessing  potential  future impairments of
goodwill.  The  Company  is  currently  assessing  the impact of SFAS 142 on its
financial  statements, however, the Company recorded amortization related to its
goodwill  of  approximately  $750,000  for  the  six months ended June 30, 2001.

FUTURE  TRENDS

The  higher  backlog  at  June  30, 2001 should yield higher closings during the
second  half  of  2001, compared to 2000.  Improved margins are expected to hold
through  the  balance of the year as well, leading to strong earnings this year.

Management  expects  orders to level off in the second half of 2001.  Relatively
low  mortgage  interest  rates  for  Crossmann's  consumers  have  generated
dramatically higher orders year to date.  This improvement in order trends began
in  the  third  quarter of 2000.  Year-to-year comparisons to these higher order
levels may not be as favorable during the third and fourth quarters as they have
been  so  far  this  year.


QUANTITATIVE  AND  QUALITATIVE  DISCLOSURES  ABOUT  MARKET  RISK

The  Company  does  not  invest  in marketable securities, nor does it engage in
hedging  activities or foreign currency conversions.  A portion of its revolving
debt is carried at floating interest rates, but the exposure to changes in prime
rate  related  to  that  debt  is  not  material.


                                        9
<PAGE>
                           PART II.  OTHER INFORMATION


The following items for which provision is made in the applicable regulations of
the  Securities  and  Exchange  Commission  are  not  required under the related
explanations  or  are  inapplicable  and  therefore  have  been  omitted:


Item  1.  Legal  Proceedings.
Item  2.  Changes  in  Securities.
Item  3.  Defaults  Upon  Senior  Securities.
Item  5.  Other  Information.


ITEM  4.  SUBMISSIONS  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS.
None.


ITEM  6.  EXHIBITS  AND  REPORTS  ON  FORM  8-K.
a)  Exhibits

Exhibit
Number     Description  of  Exhibit
           ========================
     3.1  Amended  and  restated  Articles  of  Incorporation  of  Crossmann
          Communities, Inc.(Incorporated by reference to Exhibit 3.1 to Form S-1
          Registration  Statement  No.  33-68396.)

     3.2  Bylaws  of  Crossmann  Communities, Inc. (Incorporated by reference to
          Exhibit  3.2  to  Form  S-1  Registration  Statement  No.  33-68396.)

     4.1  Specimen  Share  Certificate  for  Common  Shares.  (Incorporated  by
          reference  to  Exhibit  2.9  to  Form  S-1  Registration Statement No.
          33-68396.)

    10.1  1993 Outside Director Stock Option Plan. (Incorporated by reference to
          Exhibit  10.2  to  Form  S-1  Registration  Statement  No.  33-68396.)

    10.2  1993  Employee  Stock  Option  Plan,  As  amended  as of May 22, 1996.
          (Incorporated  by  reference to Exhibit 10.3 to Form 10-Q dated August
          13,  1996.)

    10.37 Note  Agreement  dated  as  of December 19, 1995, $25,000,000 7.625%
          Senior  Notes due December 9, 2004, by Crossmann Communities, Inc., et
          al.  (Incorporated  by  reference  to Exhibit 10.37 to From 10-K dated
          March  18,  1996.)

    10.38 7.625%  Senior  Note  due  December  19,  2004,  issued  to Combined
          Insurance Company by Crossmann Communities, Inc., et al. (Incorporated
          by  reference  to  Exhibit  10.38  to Form 10-K dated March 18, 1996.)

    10.39 7.625% Senior Note due December 19, 2004, issued to Minnesota Mutual
          Life  Insurance  company  by  Crossmann  Communities,  Inc.,  et  al.
          (Incorporated  by  reference to Exhibit 10.39 to Form 10-K dated March
          18,  1996.)

    10.40 Note  Agreement  dated as of June 11, 1998, $50,000,000 7.75% Senior
          Notes  due  June  11,  2008,  by  Crossmann  Communities, Inc., et al.
          (Incorporated  by reference to Exhibit 10.46 to Form 10-Q dated August
          14,  1998.)


                                       10
<PAGE>
    10.41 Form  of  7.75%  Senior  Note  due  June 11, 2008, issued to various
          insurance  companies  by  Crossmann  Communities,  Inc.  et  al.
          (Incorporated  by reference to Exhibit 10.45 to Form 10-Q dated August
          14,  1998.)

    10.42 Credit  Agreement, dated April 1, 1999, among Crossmann Communities,
          Inc.  and  Bank  One,  Indianapolis  N.A. (as "Agent") and the Lenders
          Parties  Thereto.  (Incorporated by reference to Exhibit 10.16 to Form
          10-Q  dated  May  13,  1999)

    10.43 First  Amendment  to  Credit  Agreement,  dated June 11, 1999, among
          Crossmann  Communities,  Inc.  and Bank One, Indiana N.A. (As "Agent")
          and  the  Lenders Party Thereto. (Incorporated by reference to Exhibit
          10.43  to  Form  10-Q  dated  August  13,  1999.)

    10.44 Promissory  Note,  dated May 4, 2001, in favor of Bank One, Indiana,
          N.A.  (Incorporated  by  reference to Exhibit 10.44 to Form 10-Q dated
          May  15,  2001.)

    10.45 Promissory  Note,  dated  May 4, 1999, in favor of Fifth Third Bank,
          Indiana.  (Incorporated  by  reference  to  Exhibit 10.45 to Form 10-Q
          dated  May  15,  1999.)

    10.46 Promissory  Note, dated May 4, 2001, in favor of Huntington National
          Bank  of  Indiana. (Incorporated by reference to Exhibit 10.46 to Form
          10-Q  dated  May  15,  2001.)

    10.47 Promissory  Note,  dated  May 4, 2001, in favor of PNC Bank of Ohio,
          N.A.  (Incorporated  by  reference to Exhibit 10.47 to Form 10-Q dated
          May  15,  2001.)

    10.48 Promissory  Note,  dated  May  4, 2001, in favor of KeyBank National
          Association.  (Incorporated by reference to Exhibit 10.48 to Form 10-Q
          dated  May  15,  2001.)

    10.49 Asset Purchase Agreement, dated June 18, 1999 by and among Crossmann
          Communities,  Inc.,  Crossmann  Communities  of  North Carolina, Inc.,
          Homes by Huff & Co., Inc., Mitchell T. Huff, Thomas A. Huff and Thomas
          C.  Huff.  (Incorporated  by  reference  to Exhibit 10.49 to Form 10-Q
          dated  August  13,  1999.)

    10.50 Employment  contract  dated  June  18,  1999, by and among Crossmann
          Communities  of  North Carolina, Inc., Crossmann Communities, Inc. and
          Mitchell  T. Huff. (Incorporated by reference to Exhibit 10.50 to Form
          10-Q  dated  August  13,  1999.)

    10.51 Second  Amendment  to  Credit Agreement, dated March 31, 2000, among
          Crossmann  Communities,  Inc. and Bank One, Indiana, N.A. (As "Agent")
          and  the  Lenders Party Thereto. (Incorporated by reference to Exhibit
          10.51  to  Form  10-Q  dated  May  15,  2000.)

    10.52 Third  Amendment  to  Credit  Agreement,  dated June 19, 2000, among
          Crossmann  Communities,  Inc. and Bank One, Indiana, N.A. (As "Agent")
          and  the  Lenders  Party  Thereto.

    10.53 Fourth  Amendment to Credit Agreement, dated October 20, 2000, among
          Crossmann  Communities,  Inc.  and Bank One, Indiana, N.A. (As "Agent)
          and the Lenders Party Thereto. (Incorporated by reference to Form 10-Q
          dated  November  14,  2000.)

    10.54 Fifth  Amendment  to  Credit  Agreement,  dated  May  4, 2001, among
          Crossmann  Communities,  Inc.  and Bank One, Indiana, N.A. (As "Agent)
          and the Lenders Party Thereto. (Incorporated by reference to Form 10-Q
          dated  May  15,  2001.)


                                       11
<PAGE>
    19.1  Lease  by  and  between  Pinnacle  Properties  LLC  ("Landlord")  and
          Crossmann  Communities,  Inc.  (Tenant"),  9202 North Meridian Street,
          Suite  300,  Indianapolis,  Indiana  46260,  executed  April 18, 1994.
          (Incorporated  by  reference  to Exhibit 19.1to Form 10-Q dated August
          12,  1994.)

(b)  Reports  on  Form  8-K.

     None.


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                                   SIGNATURES


     Pursuant  to the requirements of Sections 13 or 15(d) of the Securities and
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its  behalf  by  the  undersigned,  thereunto  duly  authorized.



CROSSMANN  COMMUNITIES,  INC.


/s/  Jennifer  A.  Holihen
-------------------------------------
Jennifer  A.  Holihen
Director,  Chief  Financial  Officer;
Treasurer;  Secretary;
(Principal  Financial  Officer)


/s/  Lisa  D.  Hupfer
-------------------------------------
Lisa  D.  Hupfer
Controller;
(Principal  Accounting  Officer)



Dated:  August  13,  2001


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