Securities and Exchange Commission
                              Washington D.C. 20549

                                    FORM 10-Q

[ X ]     Quarterly  Report  Pursuant to Section 13 or 15 (d) of the  Securities
          Exchange Act of 1934 For the Period Ended March 31, 2001.

[   ]     Transition  Report  Pursuant to Section 13 or 15 (d) of the Securities
          Exchange Act of 1934 For the Transition Period From _______________ to
          ________________.

Commission file number  0-22562


                           CROSSMANN COMMUNITIES, INC.
                           ---------------------------


            Indiana                                      35-1880120
            -------                                      ----------
     (State of incorporation)                    (I.R.S. Identification No.)

     9210 North Meridian Street
         Indianapolis, IN                                   46260
     --------------------------                             -----
(Address of principal executive offices)                 (Zip Code)

          (317) 843-9514
          --------------
        (Telephone number)


Indicate by check mark whether the  registrant  (1) has filed all  documents and
reports required to be filed by Section 13 or 15 (d) of the Securities  Exchange
Act of 1934 during the preceding 12 months (or for such shorter periods that the
registrant was required to file such reports),  and (2) has been subject to such
filing requirements for the past 90 days:   Yes [ X ]   No [   ]

There were 10,496,246 Common shares outstanding as of May 15, 2001.

<PAGE>

                           CROSSMANN COMMUNITIES, INC.
                                    FORM 10-Q

                                      Index


Part I. Financial Information.

     Item 1.   Financial Statements.

               Consolidated  balance sheets as of March 31, 2001 (unaudited) and
               December 31, 2000.

               Consolidated  unaudited statements of income for the three months
               ended March 31, 2001 and 2000.

               Consolidated  unaudited  statements  of cash  flows for the three
               months ended March 31, 2001 and 2000.

               Notes to  consolidated  unaudited  financial  statements  for the
               three months ended March 31, 2001 and 2000.

     Item 2.   Management's  Discussion and Analysis of Financial  Condition and
               Results of Operations.


Part II. Other Information

     Item 1.   Legal Proceedings.

     Item 2.   Changes in Securities.

     Item 3.   Defaults upon Senior Securities.

     Item 4.   Submission of Matters to a Vote of Security Holders.

     Item 5.   Other Information.

     Item 6.   Exhibits and Reports on Form 8-K.


Signatures.

<PAGE>

<TABLE>
<CAPTION>

                               PART I. FINANCIAL INFORMATION.

Item 1.  Financial Statements

                                CROSSMANN COMMUNITIES, INC.
                                      AND SUBSIDIARIES

                                CONSOLIDATED BALANCE SHEETS



                                                    March 31, 2001       December 31, 2000
                                                    --------------       -----------------
                                                      (unaudited)

<S>                                                  <C>                   <C>
ASSETS
  Cash and cash equivalents                          $  3,469,569          $ 17,442,680
  Retainages                                            2,244,243             1,257,188
  Real estate inventories                             301,792,415           279,312,701
  Furniture and equipment, net                          4,577,654             4,607,689
  Investments in joint ventures                        19,194,851            16,336,641
  Goodwill, net                                        19,568,577            19,839,154
  Other assets                                         30,569,359            35,107,053
                                                     ------------          ------------
Total assets                                         $381,416,668          $373,903,106
                                                     ============          ============


LIABILITIES AND SHAREHOLDERS' EQUITY
  Accounts payable                                   $ 11,139,834          $  9,459,979
  Accrued expenses and other liabilities               15,792,220            15,446,987
  Notes payable                                       142,416,510           141,286,510
                                                     ------------          ------------
Total liabilities                                     169,348,564           166,193,476

Commitments and contingencies

Shareholders' equity:
  Common shares                                        47,122,899            47,067,554
  Retained earnings                                   164,945,205           160,642,076
                                                     ------------          ------------
Total shareholders' equity                            212,068,104           207,709,630
                                                     ------------          ------------
Total liabilities and shareholders' equity           $381,416,668          $373,903,106
                                                     ============          ============
<FN>
See accompanying notes.
</FN>
</TABLE>

                                             3
<PAGE>

<TABLE>
<CAPTION>

                               CROSSMANN COMMUNITIES, INC.
                                    AND SUBSIDIARIES

                      CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)


                                                        Three Months Ended March 31,
                                                     ----------------------------------
                                                         2001                  2000
                                                     ------------          ------------

<S>                                                  <C>                   <C>
Sales of residential real estate                     $109,769,566          $106,525,968
Cost of residential real estate sold                   86,783,880            85,171,746
                                                     ------------          ------------
Gross profit                                           22,985,686            21,354,222

Selling, general and
 administrative                                        16,587,761            14,337,753
                                                     ------------          ------------
Income from operations                                  6,397,925             7,016,469

Other income, net                                       1,064,213             1,176,538
Interest expense                                         (500,193)             (650,563)
                                                     ------------          ------------
                                                          564,020               525,975
                                                     ------------          ------------

Income before income taxes                              6,961,945             7,542,444
Income taxes                                            2,658,816             2,997,484
                                                     ------------          ------------
Net income                                           $  4,303,129          $  4,544,960
                                                     ============          ============

Weighted average number of common shares outstanding:
     Basic                                             10,463,438            11,341,195
     Diluted                                           10,655,063            11,515,402
                                                     ============          ============
Net income per common share:
     Basic                                           $        .41          $        .40
     Diluted                                         $        .40          $        .39
                                                     ============          ============

<FN>
See accompanying notes.
</FN>
</TABLE>
                                           4
<PAGE>

<TABLE>
<CAPTION>


                                Crossmann Communities, Inc.
                                     and Subsidiaries

                     Consolidated Statements of Cash Flows (unaudited)


                                                     Three Months          Three Months
                                                    Ended March 31,       Ended March 31,
                                                     ------------          ------------
                                                         2001                  2000
                                                     ------------          ------------
<S>                                                  <C>                   <C>
Operating activities:
Net Income                                           $  4,303,129          $  4,544,960
Adjustments to reconcile net income to net cash
  flows from operating activities:
    Depreciation                                          298,026               277,950
    Amortization                                          270,576               735,754
     Equity in earnings of affiliates                         -0-              (388,300)
    Cash provided (used) by changes in:
      Retainages                                         (987,055)             (689,778)
      Real estate inventories                         (22,479,714)           (9,933,278)
      Other assets                                      4,545,584              (286,668)
      Accounts payable                                  1,679,855            (9,752,690)
      Accrued expenses and other liabilities              337,344              (592,317)
                                                     ------------          ------------
Net cash flows used by operating activities           (12,032,255)          (16,084,367)

Investing activities:
Purchases of furniture and equipment                     (267,991)             (265,477)
Investments in joint ventures                          (2,858,210)              319,812
                                                     ------------          ------------
Net cash provided (used by) investing activities       (3,126,201)               54,335

Financing activities:
Proceeds from bank borrowing                           53,265,000            55,735,000
Principal payments on bank borrowing                  (52,135,000)          (42,390,000)
Payments on notes and long-term debt                          -0-               (19,500)
Repurchase of common shares                                   -0-            (8,058,223)
Net proceeds from sale of common shares                    55,345                75,950
                                                     ------------          ------------
Net cash provided by financing activities               1,185,345             5,343,227
                                                     ------------          ------------

Net decrease in cash and cash equivalents             (13,973,111)          (10,686,805)
Cash and cash equivalents at beginning of period       17,442,680            13,635,911
                                                     ------------          ------------
Cash and cash equivalents at end of period           $  3,469,569          $  2,949,106
                                                     ============          ============

<FN>
See accompanying notes.
</FN>
</TABLE>
                                            5
<PAGE>

CROSSMANN COMMUNITIES, INC. AND SUBSIDIARIES

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

BASIS OF PRESENTATION

Crossmann Communities,  Inc. ("Crossmann" or the "Company") is engaged primarily
in the development,  construction, marketing and sale of new single-family homes
for first-time and first move-up buyers.  The Company also acquires and develops
land for  construction  of such  homes  and  originates  mortgage  loans for the
buyers. The Company operates in Indianapolis,  Ft. Wayne, Lafayette and Southern
Indiana;  Cincinnati,  Columbus and Dayton, Ohio; Lexington,  Kentucky; Memphis,
Tennessee;  Charlotte and Raleigh,  North Carolina;  and in Myrtle Beach,  South
Carolina.

In October 2000,  Crossmann  acquired the  outstanding  50% of a joint  venture,
Trinity  Homes,  LLC  ("Trinity").  For the three  months  ended March 31, 2000,
Crossmann's  50% share of Trinity  operations  appeared  in the  "Other  income"
section of the Company's statement of income. In 2001,  Trinity's operations are
presented in the consolidated financial statements of the Company.

The accompanying  unaudited consolidated financial statements have been prepared
in accordance  with the  instructions  to Form 10-Q and Article 10 of Regulation
S-X. Accordingly, the unaudited consolidated financial statements do not include
all of the information and footnotes required by accounting principles generally
accepted in the United States of America for complete financial  statements.  In
the opinion of the Company,  all  adjustments  (consisting  of normal  recurring
accruals)  considered  necessary to present  fairly the  consolidated  financial
statements have been included.

ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITIONS AND RESULTS
OF OPERATIONS.

Management's  discussion  and  analysis  may  include  certain  "forward-looking
statements," as defined in the Private Securities Litigation Reform Act of 1995.
Such statements may involve unstated risks, uncertainties and other factors that
may cause actual results to differ materially.

The Company's  business and the homebuilding  industry in general are subject to
changes in  economic  conditions,  including,  but not  limited  to,  employment
levels, interest rates, the availability of credit, and consumer confidence. The
Company's  success over the past several years has been  influenced by a variety
of factors including favorable economic conditions in its principal markets, the
availability  of capital for expansion,  and low interest  rates.  To the extent
these  conditions  do not  continue,  the  Company's  operating  results  may be
adversely affected.

The Company's business is also subject to weather-related  seasonal factors that
can affect quarter-to-quarter results of operations.  Adverse weather conditions
during  the  first  and  second  quarters  of the  year  usually  restrict  site
development  work,  and  construction  limitations  generally  result  in  fewer
closings during this period.  Results of operations during the first half of the
year also tend to reflect  increased  costs  associated  with  adverse  weather.
Warmer,  dryer  weather  during the second  half of the year  generally  permits
higher closings and greater field efficiency.

THREE MONTHS ENDED MARCH 31, 2001 COMPARED TO THE THREE MONTHS ENDED MARCH 31,
2000.

RESULTS OF OPERATION

Sales for the three months  ended March 31, 2001  increased  approximately  $3.2
million, or 3.0%, over the same period in 2000.  Crossmann actually closed fewer
homes (793 homes in 2001  compared  to 842 in 2000),  but  selling  prices  were
higher  -approximately  $138,400  per home for the period in 2001,  compared  to
approximately  $126,500 in 2000.  The  increase in average  selling  price was a
result of 93 closings from  Trinity,  a new  operation in  Indianapolis  with an
average selling price of approximately $226,500.  Excluding Trinity, Crossmann's
average selling price was approximately $126,700 in 2001 compared to $126,500 in
2000.

                                       6
<PAGE>


Gross  profit  increased  approximately  $1.6 million for the three months ended
March  31,  2001,  over the same  period  the year  before.  Gross  profit  as a
percentage  of sales was higher in 2001,  20.9%  compared  to 20.0% in 2000,  an
improvement  due  principally  to  having  exited  underperforming   markets  of
Louisville, Kentucky and Nashville, Tennessee late in 2000.

Selling,  general  and  administrative  expenses  increased  approximately  $2.3
million during the three months ended March 31, 2001 compared to the same period
in 2000,  due in part to sales  commissions on the higher sales and to increased
overhead  related  to the  Company's  acquisition  of Trinity  homes.  Over all,
selling,  general and administrative expenses increased as a percentage of sales
to 15.1% in 2001 from 13.5% in 2000.

Other income decreased  approximately  $112,300 for the three months ended March
31,  2001  compared  to the same  period  the year  before.  In 2000,  Trinity's
contribution to earnings  appeared in "other income" because it was at that time
a 50%  joint  venture  accounted  for on the  equity  method.  In 2000,  Trinity
contributed approximately $388,300. In 2001, Trinity's operations were not shown
here, but were combined in Crossmann's consolidated statement of income.

Income before  income taxes for the three months ended March 31, 2001  decreased
approximately  $580,500, from approximately $7.5 million in 2000 to $7.0 million
in 2001,  a decrease  of 7.7%.  This  decline is due  principally  to  increased
selling,  general and administrative  expenses.  Income before income taxes as a
percentage of sales decreased to 6.3% of sales in 2001 compared to 7.1% in 2000.

Net income was  approximately  $241,800 lower for the first quarter of 2001 than
for the first quarter of 2000, a decline of 5.3%. As a percentage of sales,  net
income decreased to 3.9 % in the first three months of 2001 from 4.3% in 2000.

CHANGES IN FINANCIAL POSITION

Inventory Real estate  inventories  increased  approximately  $22.5 million,  or
8.0%,  from their December 31, 2000 level.  The expansion in inventory  reflects
heavy building activity on homes in backlog, many of which are expected to close
by year end. It also reflects land acquisition and development  activity for the
year 2001 and beyond.

NOTES PAYABLE

Notes payable increased approximately $1.1 million during the first three months
of 2001 as  borrowings  were used to finance real estate  inventories  and joint
venture investments.

CAPITAL RESOURCES AND LIQUIDITY

At March 31, 2001, the Company had  approximately  $3.5 million in cash and cash
equivalents.

The  Company's  primary  uses of  capital  are home  construction  costs and the
purchase and development of land.  Real estate  inventories  were  approximately
$301.8 million,  or 79.1% of total assets, at March 31, 2001, compared to $279.3
million or 74.7% of total assets at December 31, 2000.  Capital is also used for
the addition and  improvement of equipment used in  administering  the business,
for model home furnishings, and the Company's share repurchase program.

Cash  expenditures are financed with cash from operations and with borrowings on
a $135.0  million  unsecured  line of credit,  with Bank One,  Indiana,  N.A. as
agent.  The line of credit bears interest at the banks's prime lending rate, but
permits portions of the outstanding balance to be committed for fixed periods of
time at a rate equal to LIBOR plus 1.45%.  The credit facility  matures April 1,
2004. At March 31, 2001, $81.3 million was outstanding on this line.


                                       7
<PAGE>

The Company also has approximately $61.1 million in senior notes outstanding. Of
this total,  $11.1 million is payable  through 2004 at a fixed  interest rate of
7.625%,  payable  quarterly.  On December  21,  2001,  the  Company  will make a
scheduled  reduction  in the  outstanding  principal  balance of these  notes of
$2,777,778.  Crossmann  has an additional  $50.0  million in notes  outstanding,
payable  through  2008 at a fixed  interest  rate of 7.75%,  payable  quarterly.
Annual  principal  reductions  of  $8,333,334  begin  June  11,  2003.  The note
agreements and the bank line of credit require compliance with certain financial
and  operating   covenants  and  place  certain  limitations  on  the  Company's
investments in land and  unconsolidated  joint  ventures.  The  agreements  also
restrict payments of cash dividends on the common shares by the Company.

The Company's credit arrangements are expected to provide adequate liquidity for
planned internal growth and capital expenditures.  In the event that the Company
seeks to accelerate  growth through the  acquisition of large parcels of land or
of other homebuilding  companies,  additional capital may be needed. The Company
believes  that such  capital  could be  obtained  from banks or other  financing
alternatives,  from the issuance of additional shares, or from seller financing;
however, there can be no assurances that the Company would be able to secure the
necessary capital.

BACKLOG

A home is  included  in  "backlog"  upon  execution  of a sales  contract by the
customer;  sales and cost of sales are recognized  when the title is transferred
and the home is  delivered  to the buyer at  "closing."  The  Company  generally
builds upon the execution of a sales  contract by a customer and after  approval
of financing,  although it also builds a limited number of homes on speculation.
The standard  sales  contract used by the Company  provides for an earnest money
deposit of $1,000.  The contract usually includes a termination  provision under
which the earnest money is refunded in the event that mortgage  financing is not
available  on  terms   specified  in  the   contract,   and  may  include  other
contingencies.   Cancellations   by  buyers  with   approved   financing   occur
infrequently.

Backlog at March 31,  2001 was 3,724  homes  with an  aggregate  sales  value of
approximately  $492.5  million,  compared to 2,316 homes with an aggregate sales
value of  approximately  $274.1  million at March 31, 2000.  The increase in the
number of homes in backlog is approximately 60.8%.  Starting backlog was higher,
with 2,010 in backlog at January 1, 2001,  compared to 1,496 at January 1, 2000.
New  orders  in the first  three  months  of 2001  were  higher  as well:  2,507
contracts were written in the first three months of 2001 as compared to 1,662 in
2000, an increase of 50.8%.

FUTURE TRENDS

Dramatically  higher  backlogs at March 31, 2001 will likely give rise to strong
closings  during the balance of the year.  The typical  construction  time for a
Crossmann  home is  approximately  90 days;  but,  because of the high number of
homes under  contract,  there can be no assurance as to the quarter in which the
homes currently in backlog will close.


QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The  Company  does not invest in  marketable  securities,  nor does it engage in
hedging activities or foreign currency  conversions.  A portion of its revolving
debt is carried at floating interest rates, but the exposure to changes in prime
rate related to that debt is not material.


                                       8
<PAGE>

                           PART II. OTHER INFORMATION

The following items for which provision is made in the applicable regulations of
the  Securities  and  Exchange  Commission  are not  required  under the related
explanations or are inapplicable and therefore have been omitted:

Item 1.  Legal Proceedings.
Item 2.  Changes in Securities.
Item 3.  Defaults Upon Senior Securities.
Item 5.  Other Information.


Item 4.  Submissions of Matters to a Vote of Security Holders.

None.



Item 6.  Exhibits and Reports on Form 8-K.

                                    Exhibits

Exhibit
Number         Description of Exhibit

  3.1          Amended and  restated  Articles  of  Incorporation  of  Crossmann
               Communities,  Inc.(Incorporated  by  reference  to Exhibit 3.1 to
               Form S-1 Registration Statement No. 33-68396.)

  3.2          Bylaws of Crossmann Communities,  Inc. (Incorporated by reference
               to Exhibit 3.2 to Form S-1 Registration Statement No. 33-68396.)

  4.1          Specimen Share  Certificate for Common Shares.  (Incorporated  by
               reference to Exhibit 2.9 to Form S-1  Registration  Statement No.
               33-68396.)

  10.1         1993  Outside  Director  Stock  Option  Plan.   (Incorporated  by
               reference to Exhibit 10.2 to Form S-1 Registration  Statement No.
               33-68396.)

  10.2         1993  Employee  Stock Option Plan, As amended as of May 22, 1996.
               (Incorporated  by  reference  to Exhibit  10.3 to Form 10-Q dated
               August 13, 1996.)

  10.37        Note Agreement dated as of December 19, 1995,  $25,000,000 7.625%
               Senior  Notes due  December 9, 2004,  by  Crossmann  Communities,
               Inc., et al.  (Incorporated by reference to Exhibit 10.37 to From
               10-K dated March 18, 1996.)

  10.38        7.625%  Senior Note due  December  19,  2004,  issued to Combined
               Insurance  Company  by  Crossmann   Communities,   Inc.,  et  al.
               (Incorporated  by reference  to Exhibit  10.38 to Form 10-K dated
               March 18, 1996.)

  10.39        7.625%  Senior Note due December  19,  2004,  issued to Minnesota
               Mutual Life Insurance company by Crossmann Communities,  Inc., et
               al.  (Incorporated  by  reference  to Exhibit  10.39 to Form 10-K
               dated March 18, 1996.)

  10.40        Note  Agreement  dated as of June  11,  1998,  $50,000,000  7.75%
               Senior Notes due June 11, 2008, by Crossmann  Communities,  Inc.,
               et al.  (Incorporated  by reference to Exhibit 10.46 to Form 10-Q
               dated August 14, 1998.)

  10.41        Form of 7.75%  Senior Note due June 11,  2008,  issued to various
               insurance  companies  by  Crossmann  Communities,   Inc.  et  al.
               (Incorporated  by reference  to Exhibit  10.45 to Form 10-Q dated
               August 14, 1998.)

  10.42        Credit   Agreement,   dated  April  1,  1999,   among   Crossmann
               Communities,  Inc. and Bank One,  Indianapolis  N.A. (as "Agent')
               and the Lenders Parties  Thereto.  (Incorporated  by reference to
               Exhibit 10.16 to Form 10-Q dated May 13, 1999)

  10.43        First Amendment to Credit  Agreement,  dated June 11, 1999, among
               Crossmann  Communities,  Inc.  and Bank  One,  Indiana  N.A.  (As
               "Agent')  and  the  Lenders  Party  Thereto.   (Incorporated   by
               reference to Exhibit 10.43 to Form 10-Q dated August 13, 1999.)

  10.44        Promissory  Note,  dated  June 11,  1999,  in favor of Bank  One,
               Indiana, N.A. (Incorporated by reference to Exhibit 10.44 to Form
               10-Q dated August 13, 1999.)

  10.45        Promissory  Note,  dated June 11,  1999,  in favor of Fifth Third
               Bank,  Indiana.  (Incorporated  by reference to Exhibit  10.45 to
               Form 10-Q dated August 13, 1999.)

  10.46        Promissory  Note,  dated June 11,  1999,  in favor of  Huntington
               National Bank of Indiana.  (Incorporated  by reference to Exhibit
               10.46 to Form 10-Q dated August 13, 1999.)

  10.47        Promissory  Note,  dated June 11,  1999,  in favor of PNC Bank of
               Ohio,  N.A.  (Incorporated  by reference to Exhibit 10.47 to Form
               10-Q dated August 13, 1999.)

  10.48        Promissory  Note,  dated  June 11,  1999,  in  favor  of  KeyBank
               National Association. (Incorporated by reference to Exhibit 10.48
               to Form 10-Q dated August 13, 1999.)

  10.49        Asset  Purchase  Agreement,  dated  June  18,  1999 by and  among
               Crossmann  Communities,  Inc.,  Crossmann  Communities  of  North
               Carolina,  Inc.,  Homes by Huff & Co.,  Inc.,  Mitchell  T. Huff,
               Thomas A. Huff and Thomas C. Huff.  (Incorporated by reference to
               Exhibit 10.49 to Form 10-Q dated August 13, 1999.)

  10.50        Employment  contract dated June 18, 1999, by and among  Crossmann
               Communities of North Carolina, Inc., Crossmann Communities,  Inc.
               and Mitchell T. Huff. (Incorporated by reference to Exhibit 10.50
               to Form 10-Q dated August 13, 1999.)

  10.51        Second Amendment to Credit Agreement, dated March 31, 2000, among
               Crossmann  Communities,  Inc.  and Bank One,  Indiana,  N.A.  (As
               "Agent")  and  the  Lenders  Party  Thereto.   (Incorporated   by
               reference to Form 10-Q dated May 15, 2000.)

  10.52        Third Amendment to Credit  Agreement,  dated June 19, 2000, among
               Crossmann  Communities,  Inc.  and Bank One,  Indiana,  N.A.  (As
               "Agent")  and  the  Lenders  Party  Thereto.   (Incorporated   by
               reference to Form 10-Q dated August 11, 2000.)

  10.53        Fourth  Amendment to Credit  Agreement,  dated  October 20, 2000,
               among Crossmann Communities, Inc. and Bank One, Indiana, N.A. (As
               "Agent) and the Lenders Party Thereto. (Incorporated by reference
               to Form 10-Q dated November 14, 2000.)

  10.54        Fifth  Amendment to Credit  Agreement,  dated May 4, 2001,  among
               Crossmann  Communities,  Inc.  and Bank One,  Indiana,  N.A.  (As
               "Agent) and the Lenders Party Thereto.

  19.1         Lease by and between  Pinnacle  Properties LLC  ("Landlord")  and
               Crossmann  Communities,   Inc.  (Tenant"),  9202  North  Meridian
               Street, Suite 300,  Indianapolis,  Indiana 46260,  executed April
               18, 1994.  (Incorporated by reference to Exhibit 19.1to Form 10-Q
               dated August 12, 1994.)

(b)  Reports on Form 8-K.

     None.

<PAGE>

                                 SIGNATURES


     Pursuant to the  requirements of Sections 13 or 15(d) of the Securities and
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

CROSSMANN COMMUNITIES, INC.



/s/ Jennifer A. Holihen
-------------------------------------------
Jennifer A. Holihen
Director, Chief Financial Officer;
Treasurer; Secretary;
(Principal Financial and Accounting Officer)


Dated: May 15, 2001