<TABLE> <S> <C>


<ARTICLE>                                            9
<MULTIPLIER>                                  1,000
                                                                               
<S>                            <C>        
<PERIOD-TYPE>                  3-MOS                        
<FISCAL-YEAR-END>              DEC-31-1999                 
<PERIOD-END>                   MAR-31-1999                 
<CASH>                                                  120,247 
<INT-BEARING-DEPOSITS>                                   15,867 
<FED-FUNDS-SOLD>                                      1,313,900 
<TRADING-ASSETS>                                              0 
<INVESTMENTS-HELD-FOR-SALE>                           1,348,893 
<INVESTMENTS-CARRYING>                                    3,000 
<INVESTMENTS-MARKET>                                      3,012 
<LOANS>                                              10,893,381 
<ALLOWANCE>                                            (113,000)
<TOTAL-ASSETS>                                       15,265,928 
<DEPOSITS>                                           11,408,984 
<SHORT-TERM>                                            944,119 
<LIABILITIES-OTHER>                                     516,064 
<LONG-TERM>                                             399,611 
<PREFERRED-MANDATORY>                                         0 
<PREFERRED>                                                   0 
<COMMON>                                                  1,103 
<OTHER-SE>                                            1,996,047 
<TOTAL-LIABILITIES-AND-EQUITY>                       15,265,928 
<INTEREST-LOAN>                                         229,437 
<INTEREST-INVEST>                                        30,952 
<INTEREST-OTHER>                                          5,971 
<INTEREST-TOTAL>                                        266,360 
<INTEREST-DEPOSIT>                                      115,925 
<INTEREST-EXPENSE>                                      137,955 
<INTEREST-INCOME-NET>                                   128,405 
<LOAN-LOSSES>                                            (2,797)
<SECURITIES-GAINS>                                          608 
<EXPENSE-OTHER>                                         152,644 
<INCOME-PRETAX>                                          68,682 
<INCOME-PRE-EXTRAORDINARY>                               35,028 
<EXTRAORDINARY>                                               0 
<CHANGES>                                                     0 
<NET-INCOME>                                             35,028 
<EPS-PRIMARY>                                               .37 
<EPS-DILUTED>                                               .36 
<YIELD-ACTUAL>                                             3.83 
<LOANS-NON>                                             278,317 
<LOANS-PAST>                                                  0 
<LOANS-TROUBLED>                                              0 
<LOANS-PROBLEM>                                               0 
<ALLOWANCE-OPEN>                                       (113,000)
<CHARGE-OFFS>                                            (2,911)
<RECOVERIES>                                                114 
<ALLOWANCE-CLOSE>                                      (113,000)
<ALLOWANCE-DOMESTIC>                                   (113,000)
<ALLOWANCE-FOREIGN>                                           0 
<ALLOWANCE-UNALLOCATED>                                       0 
                              


</TABLE>