<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
EXHIBIT 27.1
FINANCIAL DATA SCHEDULE
</LEGEND>
<CIK>                         0000911935
<NAME>                        GreenPoint Financial Corp.
<MULTIPLIER>                  1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               DEC-31-1996
<PERIOD-END>                    JUN-30-1996
<CASH>                                             107,281
<INT-BEARING-DEPOSITS>                               1,135
<FED-FUNDS-SOLD>                                 1,234,400
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                      5,442,891
<INVESTMENTS-CARRYING>                               3,697
<INVESTMENTS-MARKET>                                 3,699
<LOANS>                                          6,425,566
<ALLOWANCE>                                       (105,000)
<TOTAL-ASSETS>                                  14,150,594
<DEPOSITS>                                      12,157,442
<SHORT-TERM>                                       284,850
<LIABILITIES-OTHER>                                242,048
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                             1,103
<OTHER-SE>                                       1,465,151
<TOTAL-LIABILITIES-AND-EQUITY>                  14,150,594
<INTEREST-LOAN>                                    287,256
<INTEREST-INVEST>                                  210,329
<INTEREST-OTHER>                                         0
<INTEREST-TOTAL>                                   497,585
<INTEREST-DEPOSIT>                                 276,175
<INTEREST-EXPENSE>                                 277,779
<INTEREST-INCOME-NET>                              219,806
<LOAN-LOSSES>                                       (7,347)
<SECURITIES-GAINS>                                     354
<EXPENSE-OTHER>                                    135,031
<INCOME-PRETAX>                                    112,387
<INCOME-PRE-EXTRAORDINARY>                          64,507
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        64,507
<EPS-PRIMARY>                                         0.73
<EPS-DILUTED>                                         0.71
<YIELD-ACTUAL>                                        3.33
<LOANS-NON>                                        374,000
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                  (105,500)
<CHARGE-OFFS>                                       (8,632)
<RECOVERIES>                                           785
<ALLOWANCE-CLOSE>                                 (105,000)
<ALLOWANCE-DOMESTIC>                              (105,000)
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        





</TABLE>