<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
FIDELITY FEDERAL BANCORP CONSOLIDATED BALANCE SHEET AS OF 12/31/98
AND THE CONSOLIDATED INCOME STATEMENT FOR THE SIX MONTHS ENDED 12/31/98
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-START>                             JUL-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                           1,120
<INT-BEARING-DEPOSITS>                           8,840
<FED-FUNDS-SOLD>                                20,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     13,119
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        136,658
<ALLOWANCE>                                      3,931
<TOTAL-ASSETS>                                 194,321
<DEPOSITS>                                     150,647
<SHORT-TERM>                                       135
<LIABILITIES-OTHER>                              7,290
<LONG-TERM>                                     28,213
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,148
<OTHER-SE>                                       4,888
<TOTAL-LIABILITIES-AND-EQUITY>                 194,321
<INTEREST-LOAN>                                  6,696
<INTEREST-INVEST>                                  270
<INTEREST-OTHER>                                   626
<INTEREST-TOTAL>                                 7,592
<INTEREST-DEPOSIT>                               3,992
<INTEREST-EXPENSE>                               5,174
<INTEREST-INCOME-NET>                            2,418
<LOAN-LOSSES>                                      150
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,629
<INCOME-PRETAX>                                    272
<INCOME-PRE-EXTRAORDINARY>                         272
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       437
<EPS-PRIMARY>                                      .14
<EPS-DILUTED>                                      .14
<YIELD-ACTUAL>                                    2.64
<LOANS-NON>                                        508
<LOANS-PAST>                                       616
<LOANS-TROUBLED>                                    59
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,049
<CHARGE-OFFS>                                      195
<RECOVERIES>                                        32
<ALLOWANCE-CLOSE>                                3,931
<ALLOWANCE-DOMESTIC>                             3,729
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            202
        



</TABLE>