| Parent                                                                         |   |                          |   |                                  |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-------------------------------|--------|---------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |                          |   |                                  |
| Southern Missouri Bancorp, Inc.                                                                                                                                                                                                                                                                                                                                                                      |   |                          |   |                                  |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |                          |   |                                  |
| Subsidiaries (a)                                                               |   | Percentage of Ownership  |   | Jurisdiction or State ofIncorporation |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |                          |   |                                  |
| Southern Bank                                                                                                                                                                                                                                                                                                                                                                                        |   | 100%                          |   | Missouri                              |
| SMS Financial Services, Inc.(b)                                                                                                                                                                                                                                                                                                                                                                      |   | 100%                          |   | Missouri                              |

| (a) | The operation of the Company's wholly owned subsidiaries are included in the Company's Financial Statements contained in Item 7 hereof. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------|