<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
FIDELITY FEDERAL BANCORP CONSOLIDATED BALANCE SHEET AS OF
SEPTEMBER 30, 1998 AND THE CONSOLIDATED INCOME STATEMENT FOR THE THREE
MONTHS ENDED SEPTEMBER 30, 1998.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-START>                             JUL-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                           1,631
<INT-BEARING-DEPOSITS>                          20,415
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,444
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        150,951
<ALLOWANCE>                                      3,065
<TOTAL-ASSETS>                                 200,592
<DEPOSITS>                                     154,134
<SHORT-TERM>                                       106
<LIABILITIES-OTHER>                              9,512
<LONG-TERM>                                     28,886
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,148
<OTHER-SE>                                       4,806
<TOTAL-LIABILITIES-AND-EQUITY>                 200,592
<INTEREST-LOAN>                                  3,481
<INTEREST-INVEST>                                  141
<INTEREST-OTHER>                                   261
<INTEREST-TOTAL>                                 3,883
<INTEREST-DEPOSIT>                               2,009
<INTEREST-EXPENSE>                                 609
<INTEREST-INCOME-NET>                            1,265
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,841
<INCOME-PRETAX>                                    244
<INCOME-PRE-EXTRAORDINARY>                         244
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       336
<EPS-PRIMARY>                                      .11
<EPS-DILUTED>                                      .11
<YIELD-ACTUAL>                                    2.76
<LOANS-NON>                                      4,346
<LOANS-PAST>                                       399
<LOANS-TROUBLED>                                    74
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,049
<CHARGE-OFFS>                                       78
<RECOVERIES>                                        19
<ALLOWANCE-CLOSE>                                3,065
<ALLOWANCE-DOMESTIC>                             2,115
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            950
        

</TABLE>