<TABLE> <S> <C>


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<MULTIPLIER>                                   1000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              JUN-30-1997
<PERIOD-START>                                 JUL-01-1997
<PERIOD-END>                                   SEP-30-1997
<CASH>                                              15855
<INT-BEARING-DEPOSITS>                              21106
<FED-FUNDS-SOLD>                                        0
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                         18463
<INVESTMENTS-CARRYING>                               6557
<INVESTMENTS-MARKET>                                 6527
<LOANS>                                            672379
<ALLOWANCE>                                          9840
<TOTAL-ASSETS>                                     853557
<DEPOSITS>                                         645921
<SHORT-TERM>                                       125156
<LIABILITIES-OTHER>                                 13344
<LONG-TERM>                                             0
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                            14883
<OTHER-SE>                                          54253
<TOTAL-LIABILITIES-AND-EQUITY>                     853557
<INTEREST-LOAN>                                     17146
<INTEREST-INVEST>                                     524
<INTEREST-OTHER>                                      262
<INTEREST-TOTAL>                                    17932
<INTEREST-DEPOSIT>                                   7567
<INTEREST-EXPENSE>                                   9801
<INTEREST-INCOME-NET>                                8131
<LOAN-LOSSES>                                         695
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                      5948
<INCOME-PRETAX>                                      4608
<INCOME-PRE-EXTRAORDINARY>                           4608
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                         2756
<EPS-PRIMARY>                                        0.46
<EPS-DILUTED>                                        0.46
<YIELD-ACTUAL>                                       8.65
<LOANS-NON>                                         14453
<LOANS-PAST>                                            0
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                      2416
<ALLOWANCE-OPEN>                                     9295
<CHARGE-OFFS>                                         175
<RECOVERIES>                                           25
<ALLOWANCE-CLOSE>                                    9840
<ALLOWANCE-DOMESTIC>                                 9840
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0
                                               


</TABLE>