<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
FIDELITY FEDERAL BANCORP CONSOLIDATED BALANCE SHEET AS OF 3/31/00
AND CONSOLIDATED INCOME STATEMENT FOR THE THREE MONTHS ENDED 3/31/00.
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                              1326
<INT-BEARING-DEPOSITS>                             12921
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                        23811
<INVESTMENTS-CARRYING>                                 0
<INVESTMENTS-MARKET>                                   0
<LOANS>                                           107257
<ALLOWANCE>                                         2009
<TOTAL-ASSETS>                                    162700
<DEPOSITS>                                        125448
<SHORT-TERM>                                          30
<LIABILITIES-OTHER>                                 8756
<LONG-TERM>                                        22988
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                            3147
<OTHER-SE>                                          2331
<TOTAL-LIABILITIES-AND-EQUITY>                    162700
<INTEREST-LOAN>                                     2190
<INTEREST-INVEST>                                    401
<INTEREST-OTHER>                                     383
<INTEREST-TOTAL>                                    2974
<INTEREST-DEPOSIT>                                  1609
<INTEREST-EXPENSE>                                  2095
<INTEREST-INCOME-NET>                                879
<LOAN-LOSSES>                                         75
<SECURITIES-GAINS>                                     0
<EXPENSE-OTHER>                                     1673
<INCOME-PRETAX>                                    (434)
<INCOME-PRE-EXTRAORDINARY>                         (434)
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                       (168)
<EPS-BASIC>                                       (0.05)
<EPS-DILUTED>                                     (0.05)
<YIELD-ACTUAL>                                      2.34
<LOANS-NON>                                          456
<LOANS-PAST>                                         421
<LOANS-TROUBLED>                                     181
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                    2021
<CHARGE-OFFS>                                        122
<RECOVERIES>                                          35
<ALLOWANCE-CLOSE>                                   2009
<ALLOWANCE-DOMESTIC>                                1391
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                              618



</TABLE>