## **EXHIBIT 11**

### **Statement Regarding Computation of Per Share Earnings**

|                                                                                                                                                                      | Year Ended June 30,   
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------
|                                                                                                                                                                      | 2000                  
|                                                                                                                                                                      | (Dollars in thousands)
|                                                                                                                                                                      |                       
|Basic                                                                                                                                                                 |                       
|Average shares outstanding                                                                                                                                            | 1,277,562========     
|Net income                                                                                                                                                            | $1,320,169
========   
|Basic earnings per share                                                                                                                                              | $         1.03========
|                                                                                                                                                                      |                       
|Diluted                                                                                                                                                               |                       
|Average shares outstanding                                                                                                                                            | 1,277,562             
|                                                                                                                                                                      |                       
|Net effect of dilutive stock options - 
      based on the treasury stock method using the 
      period end market price, if greater than
      average market price | 13,496                
|                                                                                                                                                                      |                       
|Total                                                                                                                                                                 | 1,291,058             
|Net income                                                                                                                                                            | $1,320,169========    
|Diluted earnings per share                                                                                                                                            | $         1.02========