Exhibit 3.3


                                                          FEDERAL IDENTIFICATION
                                                                  NO. 04-1414660
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Examiner
                        The Commonwealth of Massachusetts
                             William Francis Galvin
                          Secretary of the Commonwealth
              One Ashburton Place, Boston, Massachusetts 02108-1512

                              ARTICLES OF AMENDMENT
                    (General Laws, Chapter 156B, Section 72)

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Name
Approved

Division of Insurance
2/18/05 Approved by Donna Saporaro


We,    James M. Benson                   ,            President
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and    Emanuel Alves                     ,            Secretary
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of    John Hancock Life Insurance Company                                      ,
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                          (Exact name of corporation)

located at  200 Clarendon Street, Boston, MA 02117                             ,
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                (Street address of corporation in Massachusetts)

certify that these Articles of Amendment affecting articles numbered:

                                        3
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          (Number those articles 1, 2, 3, 4, 5 and/or 6 being amended)

of the Articles of Organization were duly adopted (***) by vote of:

1,000  shares of   common                     of  1,000  shares outstanding,
------           ----------------------------    -------
                (type, class & series, if any)

       shares of                              of         shares outstanding, and
------           ----------------------------    -------
                (type, class & series, if any)

       shares of                              of         shares outstanding,
------           ----------------------------    -------
                (type, class & series, if any)

C     |_|
P     |_|
M     |_|
R.A.  |_|

(1)**being at least a majority of each type, class or series outstanding and
entitled to vote thereon:/ or (2)**being at least two-thirds of each type,
class or series outstanding and entitled to vote thereon and of each type, class
or series of stock whose rights are adversely affected thereby:

(***) - by unanimous written consent of sole shareholder on February 18, 2005

4
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P.C.

*Delete the inapplicable words.  **Delete the inapplicable clause.
(1) For amendments adopted pursuant to Chapter 156B, Section 70.
(2) For amendments adopted pursuant to Chapter 156B, Section 71.

Note: If the space provided under any article or item on this form is
insufficient, additions shall be set forth on one side only of separate 8 1/2 x
11 sheets of paper with a left margin of at least 1 inch. Additions to more than
one article may be made on a single sheet so long as each article requiring each
addition is clearly indicated.
<PAGE>

To change the number of shares and the par value (if any) of any type, class or
series of stock which the corporation is authorized to issue, fill in the
following:

The total presently authorized is:

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      WITHOUT PAR VALUE STOCKS                  WITH PAR VALUE STOCKS
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  TYPE       NUMBER OF SHARES     TYPE        NUMBER OF SHARES    PAR VALUE
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Common:      xxxx                Common:      1,000               $10,000
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Preferred:   xxxx                Preferred:   xxxx                xxxx
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Change the total authorized to:

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      WITHOUT PAR VALUE STOCKS                  WITH PAR VALUE STOCKS
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  TYPE       NUMBER OF SHARES     TYPE        NUMBER OF SHARES    PAR VALUE
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Common:      xxxx                Common:      100,000             $10,000
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Preferred:   xxxx                Preferred:   xxxx                xxxx
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<PAGE>

The foregoing amendment(s) will become effective when these Articles of
Amendment are filed in accordance with General Laws, Chapter 156B, Section 6
unless these articles specify, in accordance with the vote adopting the
amendment, a later effective date not more than thirty days after such filing,
in which event the amendment will become effective on such later date.


Later effective date:__________________________________.


SIGNED UNDER THE PENALTIES OF PERJURY, this 18th day of February, 2005.


/s/ James M. Benson                                    ,  President
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/s/ Emanuel Alves                                      ,  Secretary
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<PAGE>

                        THE COMMONWEALTH OF MASSACHUSETTS

                              ARTICLES OF AMENDMENT
                    (General Laws, Chapter 156B, Section 72)

                    ========================================

                    I hereby approve the within Articles of
                    Amendment and, the filing fee in the
                    amount of $100 having been paid, said
                    articles are deemed to have been filed
                    with me this 18th day of February 2005.


                    Effective date:
                                    ------------------------

922517

                           /s/ William Francis Galvin

                             WILLIAM FRANCIS GALVIN
                          Secretary of the Commonwealth

                                               [STAMP OF WILLIAM FRANCIS GALVIN]

                         TO BE FILLED IN BY CORPORATION
                              Contact information:


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                    Telephone:
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                    Email:
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                    A copy of this filing will be available
                    on-line at www.state.ma.us/sec/cor once
                    the document is filed.