<TABLE> <S> <C>

<ARTICLE>      7
<MULTIPLIER>   1
       
<S>                                                     <C>
<PERIOD-TYPE>                                           6-MOS
<FISCAL-YEAR-END>                                       DEC-31-1998
<PERIOD-END>                                            JUN-30-1998
<DEBT-HELD-FOR-SALE>                                      7,379,435
<DEBT-CARRYING-VALUE>                                             0
<DEBT-MARKET-VALUE>                                               0
<EQUITIES>                                                        0
<MORTGAGE>                                                        0
<REAL-ESTATE>                                                     0
<TOTAL-INVEST>                                            7,379,435
<CASH>                                                    3,616,696
<RECOVER-REINSURE>                                                0      
<DEFERRED-ACQUISITION>                                    1,420,730
<TOTAL-ASSETS>                                           14,170,243
<POLICY-LOSSES>                                                   0
<UNEARNED-PREMIUMS>                                               0
<POLICY-OTHER>                                                    0
<POLICY-HOLDER-FUNDS>                                     2,869,956
<NOTES-PAYABLE>                                                   0
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                    561,474  
<OTHER-SE>                                                        0
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<PREMIUMS>                                                1,024,278
<INVESTMENT-INCOME>                                         288,960
<INVESTMENT-GAINS>                                                0      
<OTHER-INCOME>                                               37,511   
<BENEFITS>                                                        0
<UNDERWRITING-AMORTIZATION>                                 200,201
<UNDERWRITING-OTHER>                                              0
<INCOME-PRETAX>                                              85,310   
<INCOME-TAX>                                                112,923    
<INCOME-CONTINUING>                                         (27,613)    
<DISCONTINUED>                                                    0
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                (27,613)    
<EPS-PRIMARY>                                                (0.005)  
<EPS-DILUTED>                                                (0.005)   
<RESERVE-OPEN>                                              761,808
<PROVISION-CURRENT>                                         361,328    
<PROVISION-PRIOR>                                                 0
<PAYMENTS-CURRENT>                                                0
<PAYMENTS-PRIOR>                                                  0
<RESERVE-CLOSE>                                           1,123,136
<CUMULATIVE-DEFICIENCY>                                           0
        

</TABLE>