|  Parent                                                                               |                                     |                                                  |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------|-------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                              |                                     |                                                  |
|  Southern      Missouri Bancorp, Inc.                                                                                                                                                                                                                                                                                                                                                                       |                                     |                                                  |
|                                                                                                                                                                                                                                                                                                                                                                                              |                                     |                                                  |
|   Subsidiaries (a)                                                               |   Percentage of      Ownership |  Jurisdiction      orState      of Incorporation |
|                                                                                                                                                                                                                                                                                                                                                                                              |                                     |                                                  |
|  Southern      Missouri Bank and Trust Co.                                                                                                                                                                                                                                                                                                                                                                  |  100%                               |  Missouri                                        |
|  SMS      Financial Services, Inc.(b)                                                                                                                                                                                                                                                                                                                                                                       |  100%                               |  Missouri                                        |

| (a)       | The      operation of the Company's wholly owned subsidiaries are included in the      Company's Financial Statements contained in Item 7  hereof. |
|-----------|----------------------------------------------------------------------------------------------------------------------------------------------------|
| (b)  | Wholly-owned      subsidiary of Southern Missouri Bank and Trust Co.; subsidiary is      inactive.                                            |