<TABLE> <S> <C>

<ARTICLE>                                  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
FIDELITY FEDERAL BANCORP CONSOLIDATED BALANCE SHEET AS OF 9/30/99 AND
CONSOLIDATED INCOME STATEMENT FOR THE QUARTER ENDED 9/30/99 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                     1,000

<S>                                        <C>
<PERIOD-TYPE>                              3-Mos
<FISCAL-YEAR-END>                          Jun-30-2000
<PERIOD-START>                             Jul-01-1999
<PERIOD-END>                               Sep-30-1999
<CASH>                                            2415
<INT-BEARING-DEPOSITS>                           11879
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      25625
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         109346
<ALLOWANCE>                                       2504
<TOTAL-ASSETS>                                  164751
<DEPOSITS>                                      123041
<SHORT-TERM>                                       124
<LIABILITIES-OTHER>                               6418
<LONG-TERM>                                      27385
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                          3147
<OTHER-SE>                                        4636
<TOTAL-LIABILITIES-AND-EQUITY>                  164751
<INTEREST-LOAN>                                   2300
<INTEREST-INVEST>                                  434
<INTEREST-OTHER>                                   256
<INTEREST-TOTAL>                                  2990
<INTEREST-DEPOSIT>                                1507
<INTEREST-EXPENSE>                                 578
<INTEREST-INCOME-NET>                              905
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                   1302
<INCOME-PRETAX>                                     16
<INCOME-PRE-EXTRAORDINARY>                          16
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       104
<EPS-BASIC>                                       0.03
<EPS-DILUTED>                                     0.03
<YIELD-ACTUAL>                                    2.31
<LOANS-NON>                                       4023
<LOANS-PAST>                                       244
<LOANS-TROUBLED>                                   195
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                  3521
<CHARGE-OFFS>                                     1099
<RECOVERIES>                                         7
<ALLOWANCE-CLOSE>                                 2504
<ALLOWANCE-DOMESTIC>                              2000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            504



</TABLE>