<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, INCOME, CHANGES IN STOCKHOLDERS'
EQUITY AND NOTES TO CONSOLIDATED FINANCIAL STATEMENTS AT, OR FOR THE SIX MONTHS
ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                             672
<INT-BEARING-DEPOSITS>                           3,608
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     22,963
<INVESTMENTS-CARRYING>                          93,714
<INVESTMENTS-MARKET>                            93,608
<LOANS>                                        150,134
<ALLOWANCE>                                      2,006
<TOTAL-ASSETS>                                 275,920
<DEPOSITS>                                     170,234
<SHORT-TERM>                                    18,236
<LIABILITIES-OTHER>                              2,488
<LONG-TERM>                                     49,857
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            17
<OTHER-SE>                                      35,088
<TOTAL-LIABILITIES-AND-EQUITY>                 275,920
<INTEREST-LOAN>                                  6,163
<INTEREST-INVEST>                                4,146
<INTEREST-OTHER>                                    54
<INTEREST-TOTAL>                                10,363
<INTEREST-DEPOSIT>                               3,555
<INTEREST-EXPENSE>                               5,308
<INTEREST-INCOME-NET>                            5,055
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                  26
<EXPENSE-OTHER>                                  3,281
<INCOME-PRETAX>                                  1,920
<INCOME-PRE-EXTRAORDINARY>                       1,920
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,162
<EPS-PRIMARY>                                     0.67
<EPS-DILUTED>                                     0.66
<YIELD-ACTUAL>                                    3.75
<LOANS-NON>                                        311
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   601
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,964
<CHARGE-OFFS>                                       18
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                2,008
<ALLOWANCE-DOMESTIC>                             1,023
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            985
        

</TABLE>