<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, INCOME, CHANGES IN STOCKHOLDERS'
EQUITY AND NOTES TO CONSOLIDATED FINANCIAL STATEMENTS AT, OR FOR THE NINE MONTHS
ENDED MARCH 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                             551
<INT-BEARING-DEPOSITS>                           1,148
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     22,308
<INVESTMENTS-CARRYING>                          99,761
<INVESTMENTS-MARKET>                            98,973
<LOANS>                                        151,146
<ALLOWANCE>                                      2,009
<TOTAL-ASSETS>                                 279,894
<DEPOSITS>                                     170,595
<SHORT-TERM>                                    24,006
<LIABILITIES-OTHER>                              3,324
<LONG-TERM>                                     46,357
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            17
<OTHER-SE>                                      35,595
<TOTAL-LIABILITIES-AND-EQUITY>                 279,894
<INTEREST-LOAN>                                  9,240
<INTEREST-INVEST>                                6,276
<INTEREST-OTHER>                                    68
<INTEREST-TOTAL>                                15,584
<INTEREST-DEPOSIT>                               5,305
<INTEREST-EXPENSE>                               7,971
<INTEREST-INCOME-NET>                            7,613
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                  26
<EXPENSE-OTHER>                                  4,407
<INCOME-PRETAX>                                  3,430
<INCOME-PRE-EXTRAORDINARY>                       3,430
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,076
<EPS-PRIMARY>                                     1.19
<EPS-DILUTED>                                     1.19
<YIELD-ACTUAL>                                    3.70
<LOANS-NON>                                        274
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   600
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,964
<CHARGE-OFFS>                                       18
<RECOVERIES>                                         3
<ALLOWANCE-CLOSE>                                2,009
<ALLOWANCE-DOMESTIC>                             1,046
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            963
        

</TABLE>