| Parent                                                               |   |                          |   |                                                                                                                                                                                                                      |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                       |   |                          |   |                                                                                                                                                                                                                      |
| Southern Missouri Bancorp, Inc.                                                                                                                                                                                                                                                                                                                                                            |   |                          |   |                                                                                                                                                                                                                      |
|                                                                                                                                                                                                                                                                                                                                                                                       |   |                          |   |                                                                                                                                                                                                                      |
| Subsidiaries(a)                                                                                                                                                                                                                                                                                                                                                                            |   | Percentage of Ownership  |   | Jurisdiction or State ofIncorporation                               |
|                                                                                                                                                                                                                                                                                                                                                                                       |   |                          |   |                                                                                                                                                                                                                      |
| Southern Bank                                                                                                                                                                                                                                                                                                                                                                              |   | 100%                          |   | Missouri                                                                                                                                                                                                                  |
| SMS Financial Services, Inc.(b)                                                                                                                                                                                                                                                                                                                                                            |   | 100%                          |   | Missouri                                                                                                                                                                                                                  |