<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
         THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S  CONSOLIDATED  FINANCIAL  STATEMENTS  FOR THE TWELVE  MONTHS  ENDED
SEPTEMBER  30,  1996 AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0000916396
<NAME>                        MFB Corp.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              SEP-30-1996
<PERIOD-START>                                 OCT-1-1995
<PERIOD-END>                                   SEP-30-1996
<EXCHANGE-RATE>                                1
<CASH>                                           1,734
<INT-BEARING-DEPOSITS>                             495
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           1,336
<INVESTMENTS-MARKET>                            66,763
<LOANS>                                        152,372
<ALLOWANCE>                                        340
<TOTAL-ASSETS>                                 225,809
<DEPOSITS>                                     158,964
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              4,745
<LONG-TERM>                                     24,500
<COMMON>                                        18,317
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      19,283
<TOTAL-LIABILITIES-AND-EQUITY>                 225,809
<INTEREST-LOAN>                                 10,246
<INTEREST-INVEST>                                3,514
<INTEREST-OTHER>                                   422
<INTEREST-TOTAL>                                14,182
<INTEREST-DEPOSIT>                               7,528
<INTEREST-EXPENSE>                                 529
<INTEREST-INCOME-NET>                            6,125
<LOAN-LOSSES>                                       30
<SECURITIES-GAINS>                                   4
<EXPENSE-OTHER>                                  4,835
<INCOME-PRETAX>                                  1,622
<INCOME-PRE-EXTRAORDINARY>                       1,622
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       975
<EPS-PRIMARY>                                      .49
<EPS-DILUTED>                                      .48
<YIELD-ACTUAL>                                    3.11
<LOANS-NON>                                          0
<LOANS-PAST>                                       198
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   310
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  340
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             25
                                               


</TABLE>