EXHIBIT 10.20
                              AGREEMENT AND RELEASE

         This Agreement and  Release ("Agreement") is dated as of June 13, 2000
between   OnHealth   Network  Company   ("OnHealth")   and  Rebecca  J.  Farwell
("Farwell").

                                    RECITALS

         OnHealth has employed Farwell as General Manager. Farwell has announced
her  intention to resign from  OnHealth to assume a management  position  with a
competitor  of  OnHealth.  This  Agreement  is intended to provide  Farwell with
specified  benefits  in  exchange  for her  release of claims and  agreement  to
compete with OnHealth in a fair and appropriate manner.

                                   AGREEMENTS

         NOW, THEREFORE, in consideration of Farwell's receipt of benefits under
this  Agreement and the other mutual  covenants in this  Agreement,  the parties
agree as follows:

         1. FARWELL'S RESIGNATION.  Farwell's employment with OnHealth shall end
on June 13, 2000. On June 13, 2000,  Farwell will receive payment for all salary
and accrued but unused vacation time. Farwell's medical, dental, vision and life
insurance  will  end on June  30,  2000,  while  her  short-term  and  long-term
disability coverage will end on June 13, 2000.

         2.       FARWELL'S  BENEFITS.  Farwell shall  receive  the  following
benefits:

                  a. BONUS.  On  June 13, 2000, Farwell will receive a bonus of
$50,000.

                  b. INSURED BENEFITS.  If Farwell elects to continue her health
insurance  coverage  through  COBRA,  OnHealth  will pay the premiums  until the
sooner of (i) Farwell's  coverage  through  another  employer,  and (ii) May 30,
2001.

Farwell recognizes that Paragraph 2 provides benefits beyond which she otherwise
was not entitled.

         3.  TRANSITION OF FARWELL'S  DUTIES.  Before her  resignation,  Farwell
shall assist OnHealth in transitioning  her duties to other OnHealth  personnel.
For the two (2) weeks  after her  resignation,  Farwell  shall be  available  on
reasonable  notice to answer questions and further assist in  transitioning  her
duties. Such duties will require no more than seven (7) hours per week.

         4.  CONFIDENTIALITY.

                  a. "Confidential Information" means all not publicly disclosed
information,  and all  documents  and other  tangible  things  which  record it,
relating to or used in  OnHealth's  business,  whether or not a "trade  secret",


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which is not generally  known to OnHealth's  competitors and was disclosed to or
developed  by  Farwell as a result of  employment  with  OnHealth.  Confidential
Information includes the following especially sensitive,  not publicly disclosed
information:  (i) OnHealth's  marketing  plans and  strategies;  (ii) OnHealth's
finances; (iii) OnHealth's software and business records.

                  b.  Farwell  represents  that  as of  June  13,  2000  she has
surrendered to OnHealth,  without retaining copies, all tangible things that are
or  contain  Confidential  Information.  Farwell  also has  returned  all files,
correspondence,  memoranda, computer software and printouts, work papers, files,
client lists,  and other tangible things that OnHealth gave to Farwell,  or that
Farwell  created in whole or part  within the scope of her  employment,  even if
they do not contain Confidential Information.

         5. RESTRICTIVE COVENANTS. Beginning on June 13, 2000, Farwell shall not
(i) for a period of six (6) months hire or otherwise  engage any person employed
by OnHealth to perform  services for Farwell or her employer;  (ii) for a period
of twelve  (12)  months  solicit  any person  employed  by  OnHealth  to perform
services for Farwell or her employer or any other person or entity;  (iii) for a
period of twelve (12) months persuade or attempt to persuade Cleveland Clinic to
alter or discontinue its relationship with OnHealth.

         6. RELEASE.

                  a.  Farwell  represents  that she has no  pending  complaints,
charges or lawsuits relating to employment with OnHealth.

                  b. On behalf of her marital community,  if any, Farwell hereby
forever and completely GIVES UP, WAIVES,  DISCHARGES, and RELEASES OnHealth, any
affiliated  companies  (including  Healtheon/WebMD),   and  OnHealth's  and  its
affiliated  companies'  officers,  directors,  employees,  successors,  assigns,
representatives  and agents  (collectively,  "OnHealth Parties") from any claim,
liability, cause of action, damage or charge Farwell has or may have had against
any of them  which is  related to or arises  out of  anything  occurring  before
Farwell signs this  Agreement.  This includes,  but is not limited to,  anything
RELATED TO FARWELL'S  EMPLOYMENT OR  SEPARATION  FROM  EMPLOYMENT.  Farwell also
promises  that  she will  never  file or  press  or join in any  claim,  charge,
complaint or lawsuit based on any such thing. However, this release shall not be
construed  to prevent  Farwell from (i) filing a lawsuit for the sole purpose of
enforcing  her  rights  under  this   Agreement;   (ii)   bringing   before  any
administrative  agency matters for which such agencies have jurisdiction;  (iii)
filing a lawsuit  based  upon  events,  acts or  omissions  occurring  after the
execution of this Agreement.

         7. CONFIDENTIALITY.  Farwell  shall not disclose the existence or terms
of this  Agreement to any person except her attorney,  accountant  and immediate
family.  In addition,  neither Farwell nor her future employer shall announce or
publicly  disclose or imply that Farwell will be leaving OnHealth or joining any
other employer until the sooner of (i) June 16, 2000; and (ii) OnHealth's public
disclosure  of  Farwell's  resignation.  Farwell  will have the right to approve
OnHealth's  press  release about her  resignation,  such approval to be provided
within  twelve (12) hours of being  supplied to her, and such approval not to be
unreasonably withheld.


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         8.  REMEDIES.  Farwell  acknowledges  that  OnHealth  would be  greatly
injured by, and would have no adequate  remedy at law for,  Farwell's  breach of
Paragraph 3, 4, 5, 6 or 7. Farwell therefore consents that if such breach occurs
or is  threatened,  OnHealth  may,  in addition  to all other  remedies,  enjoin
Farwell  (together with all persons acting in concert with her) from such breach
or  threatened  breach.  In any  lawsuit  arising  out of or  relating  to  this
Agreement,  the prevailing  party shall recover  reasonable her or its costs and
reasonable attorneys' fees.

         9.  ASSIGNMENT.  OnHealth  may  assign  rights  and  duties  under this
Agreement,  but Farwell may not. This Agreement  shall bind Farwell's  heirs and
personal  representatives,  and  inure  to  the  benefit  of  OnHealth  and  its
successors and/or assigns.

         10. CONTROLLING LAW/FORUM.  Washington law shall govern this Agreement.
Subject to  Paragraph  10, for any claim or cause of action  arising  under this
Agreement,  OnHealth and Farwell  consent to the exclusive  jurisdiction  of any
state or federal court within Seattle, Washington, and waive any objection based
on jurisdiction or venue, including FORUM NON CONVENIENS.

         11. MISCELLANEOUS.  This Agreement is the entire agreement between the
parties on its subject  matters,  and supersedes  all prior and  contemporaneous
discussions and  understandings.  No waiver,  modification or termination of any
term of this  Agreement  shall be effective  unless in writing and signed by all
parties. The provisions of this Agreement are severable,  and if any part of the
Agreement is found to be  unenforceable,  the remainder of the  Agreement  shall
remain fully valid and enforceable.

         12. ACKNOWLEDGEMENT.  Farwell  acknowledges that she has reviewed this
Agreement  with an attorney.  Farwell signs this  Agreement of her own free will
and based upon her own judgment and decision.


REBECCA J. FARWELL                             ONHEALTH NETWORK COMPANY


\s\ REBECCA J. FARWELL                         By  \S\ RON STEVENS
------------------------------                    -----------------------------
                                               Its  COO



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