Exhibit 31.2

                  Rule 13a-14(a)/15d-14(a) Certifications

I, Harland E. Priddle, certify, that:

1. I have reviewed this annual report on Form 10-KSB of First American
   Capital Corporation;

2. Based on my knowledge, this report does not contain any untrue statement
   of a material fact or omit to state a material fact necessary to make the
   statements made, in light of the circumstances under which such
   statements were made, not misleading with respect to the period covered
   by this report;

3. Based on my knowledge, the financial statements, and other financial
   information included in this report, fairly present in all material
   respects the financial condition, results of operations and cash flows
   of the small business issuer as of, and for, the periods presented in
   this report;

4. The small business issuer's other certifying officer(s) and I are
   responsible for establishing and maintaining disclosure controls and
   procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
   and internal control over financial reporting (as defined in Exchange
   Act Rules 13a-15(f) and 15d-15(f)) for the small business issuer and
   have:

   a. Designed such disclosure controls and procedures, or caused such
      disclosure controls and procedures to be designed under our
      supervision, to ensure that material information relating to the
      small business issuer, including its consolidated subsidiaries, is
      made known to us by others within those entities, particularly
      during the period in which this report is being prepared;

   b. Designed such internal control over financial reporting, or caused
      such internal control over financial reporting to be designed under
      our supervision, to provide reasonable assurance regarding the
      reliability of financial reporting and the preparation of financial
      statements for external purposes in accordance with generally
      accepted accounting principles;

   c. Evaluated the effectiveness of the small business issuer's
      disclosure controls and procedures and presented in this report
      our conclusions about the effectiveness of the disclosure controls
      and procedures, as of the end of the period covered by this report
      based on such evaluation; and

   d. Disclosed in this report any change in the small business issuer's
      internal control over financial reporting that occurred during the
      small business issuer's most recent fiscal quarter (the small
      business issuer's fourth fiscal quarter in the case of an annual
      report) that has materially affected, or is reasonably likely to
      materially affect, the small business issuer's internal control
      over financial reporting; and

5. The small business issuer's other certifying officer(s) and I have
   disclosed, based on our most recent evaluation of internal control
   over financial reporting, to the small business issuer's auditors and
   the audit committee of the small business issuer's board of directors
   (or persons performing the equivalent functions):

   a. All significant deficiencies and material weaknesses in the design
      or operation of internal control over financial reporting which
      are reasonably likely to adversely affect the small business
      issuer's ability to record, process, summarize and report financial
      information; and

   b. Any fraud, whether or not material, that involves management or
      other employees who have a significant role in the small business
      issuer's internal control over financial reporting.

Date 03/29/04 			/s/ Harland E. Priddle
	                          Harland E. Priddle,
	                 Secretary, Treasurer and Chief Financial Officer