<TABLE> <S> <C>

<ARTICLE>                           7
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheet and Statement of Earnings at March 31, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                                      0000910110
<NAME>                                     Penn-America Group, Inc.
<MULTIPLIER>                               1000

<S>                                             <C>
<PERIOD-TYPE>                                      Year
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Mar-31-2000
<DEBT-HELD-FOR-SALE>                            110,725
<DEBT-CARRYING-VALUE>                            23,231
<DEBT-MARKET-VALUE>                              23,051
<EQUITIES>                                       25,754
<MORTGAGE>                                            0
<REAL-ESTATE>                                         0
<TOTAL-INVEST>                                  159,710
<CASH>                                            7,227
<RECOVER-REINSURE>                               19,935
<DEFERRED-ACQUISITION>                            9,842
<TOTAL-ASSETS>                                  220,978
<POLICY-LOSSES>                                  95,050
<UNEARNED-PREMIUMS>                              38,411
<POLICY-OTHER>                                        0
<POLICY-HOLDER-FUNDS>                                 0
<NOTES-PAYABLE>                                       0
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                           0
<COMMON>                                            100
<OTHER-SE>                                       79,241
<TOTAL-LIABILITY-AND-EQUITY>                    220,978
<PREMIUMS>                                       21,546
<INVESTMENT-INCOME>                               2,400
<INVESTMENT-GAINS>                                  (13)
<OTHER-INCOME>                                        0
<BENEFITS>                                       13,905
<UNDERWRITING-AMORTIZATION>                       6,239
<UNDERWRITING-OTHER>                              1,686
<INCOME-PRETAX>                                   2,103
<INCOME-TAX>                                        520
<INCOME-CONTINUING>                                   0
<DISCONTINUED>                                        0
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                      1,583
<EPS-BASIC>                                         .20
<EPS-DILUTED>                                       .20
<RESERVE-OPEN>                                        0
<PROVISION-CURRENT>                                   0
<PROVISION-PRIOR>                                     0
<PAYMENTS-CURRENT>                                    0
<PAYMENTS-PRIOR>                                      0
<RESERVE-CLOSE>                                       0
<CUMULATIVE-DEFICIENCY>                               0


</TABLE>