<TABLE> <S> <C>

<ARTICLE>              7
<LEGEND>
This  schedule  contains  summary  financial   information  extracted  from  the
Consolidated  Balance  Sheet and  Statement  of Earnings at June 30, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                                      0000910110
<NAME>                                     Penn-America Group, Inc.
<MULTIPLIER>                               1,000

<S>                                             <C>
<PERIOD-TYPE>                                  3-mos
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Jun-30-2000
<DEBT-HELD-FOR-SALE>                            112,610
<DEBT-CARRYING-VALUE>                            22,263
<DEBT-MARKET-VALUE>                              22,105
<EQUITIES>                                       24,694
<MORTGAGE>                                            0
<REAL-ESTATE>                                         0
<TOTAL-INVEST>                                  159,567
<CASH>                                            6,883
<RECOVER-REINSURE>                               18,263
<DEFERRED-ACQUISITION>                           10,514
<TOTAL-ASSETS>                                  221,346
<POLICY-LOSSES>                                  96,356
<UNEARNED-PREMIUMS>                              41,416
<POLICY-OTHER>                                        0
<POLICY-HOLDER-FUNDS>                                 0
<NOTES-PAYABLE>                                       0
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                           0
<COMMON>                                            100
<OTHER-SE>                                       76,218
<TOTAL-LIABILITY-AND-EQUITY>                    221,346
<PREMIUMS>                                       44,026
<INVESTMENT-INCOME>                               4,860
<INVESTMENT-GAINS>                                  (29)
<OTHER-INCOME>                                        0
<BENEFITS>                                       31,899
<UNDERWRITING-AMORTIZATION>                      12,712
<UNDERWRITING-OTHER>                              3,445
<INCOME-PRETAX>                                     801
<INCOME-TAX>                                       (120)
<INCOME-CONTINUING>                                   0
<DISCONTINUED>                                        0
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                        921
<EPS-BASIC>                                         .12
<EPS-DILUTED>                                       .12
<RESERVE-OPEN>                                        0
<PROVISION-CURRENT>                                   0
<PROVISION-PRIOR>                                     0
<PAYMENTS-CURRENT>                                    0
<PAYMENTS-PRIOR>                                      0
<RESERVE-CLOSE>                                       0
<CUMULATIVE-DEFICIENCY>                               0


</TABLE>