<TABLE> <S> <C>


<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE
QUARTER ENDED SEPTEMBER 30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          21,071
<INT-BEARING-DEPOSITS>                              14
<FED-FUNDS-SOLD>                                   620
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    107,544
<INVESTMENTS-CARRYING>                          42,103
<INVESTMENTS-MARKET>                            39,631
<LOANS>                                        341,425
<ALLOWANCE>                                      3,071
<TOTAL-ASSETS>                                 528,200
<DEPOSITS>                                     383,525
<SHORT-TERM>                                    22,236
<LIABILITIES-OTHER>                              3,143
<LONG-TERM>                                     75,539
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      42,757
<TOTAL-LIABILITIES-AND-EQUITY>                 528,200
<INTEREST-LOAN>                                 20,364
<INTEREST-INVEST>                                7,348
<INTEREST-OTHER>                                    68
<INTEREST-TOTAL>                                27,780
<INTEREST-DEPOSIT>                              10,267
<INTEREST-EXPENSE>                              14,268
<INTEREST-INCOME-NET>                           13,512
<LOAN-LOSSES>                                    1,050
<SECURITIES-GAINS>                                (368)
<EXPENSE-OTHER>                                 11,072
<INCOME-PRETAX>                                  5,179
<INCOME-PRE-EXTRAORDINARY>                       5,179
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,062
<EPS-BASIC>                                     1.28
<EPS-DILUTED>                                     1.25
<YIELD-ACTUAL>                                    7.69
<LOANS-NON>                                        676
<LOANS-PAST>                                        75
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,641
<CHARGE-OFFS>                                      815
<RECOVERIES>                                       195
<ALLOWANCE-CLOSE>                                3,071
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,071







</TABLE>