<PAGE>
EXHIBIT 10.9

               [Material marked with an asterisk has been omitted
                from this document pursuant to a request for
                confidential treatment and has been filed separately
                with the Securities and Exchange Commission.]

December 8, 2000

To:     Mr. William Yotty
        CEO, PayStar Financial Services, Inc.
        1110 W. Kettleman Lane, Suite 48
        Lodi, CA 95240

From:   Mr. Jeffrey McKay
        President, Summit Technologies, LLC
        2400 Mauna Kea Drive
        Ceres, CA 95307

Re:     Purchase of PayStar Cashless ATM "Quick Cash" Scrip terminals by
Summit Technologies, LLC

Whereas; Summit Technologies, LLC, a California Limited Liability Company
("Summit"), desires to purchase certain Cashless ATM equipment ("Equipment")
manufactured by PayStar Financial Services, Inc., a Nevada Corporation
("PayStar"), and

Whereas; the primary business of Summit is the purchase of electronic
transactional equipment such as that offered by PayStar, or its subsidiaries,
for sale to the general public and other business users.

Therefore; it is the intent of Summit to wholesale the PayStar Equipment to
various retail distribution entities located throughout the United States.  It
is agreed:

     1. Summit shall be an authorized re-seller of the Cashless ATM "Quick
Cash" Scrip terminals, manufactured by PayStar Financial Services, Inc.

     2. The Equipment to be sold by PayStar will be sold from inventory owned
by PayStar without any encumbrances attached.  All equipment that is sold from
PayStar to Summit will be taken from an existing inventory of installed
locations.

     3. The purchase price for the equipment paid by Summit which is sold out
of existing inventory described in paragraph 2 shall be $* U.S., for each
complete terminal package.  A complete terminal package shall consist of
one Nurit 2085+ Scrip Terminal with the SCP4-63c software package, a custom
designed integrated stand, and a sinage package including banners, stickers,
and a ceiling dangler.  The purchase price also includes shipping and
fulfilled installation of the ATM Scrip equipment package and will also
incorporate a valid signed Merchant Services Agreement with a minimum of
thirty-six months remaining on the Merchant Contract.

     4. With respect to pricing in paragraph of this agreement, Summit shall
pay to PayStar an additional fee of $* for the first 1,000 packages
purchased by Summit from PayStar.  This fee is to offset locating sales
commission payments previously paid by PayStar.

<PAGE>
               [Material marked with an asterisk has been omitted
                from this document pursuant to a request for
                confidential treatment and has been filed separately
                with the Securities and Exchange Commission.]

     5. Should Summit wish to purchase from PayStar merely the equipment
package only, without a mer chant location agreement and uninstalled, the
purchase price shall be $* plus $* shipping to the designated
shipping address designated by Purchaser.  In the event shipping costs to such
address shall exceed the allowance, Summit agrees that it shall pay the
difference.

     6. Summit and PayStar are of the opinion that all sales are deemed
complete and final upon Summit making payment to PayStar, the funds clearing
the bank, and title of the terminals transferred to Summit or its assignee.

     7. All machines purchased by Summit from PayStar shall be, at the date of
sale from PayStar, in good working condition.  Should Summit grant any
warranties to any third party purchasers as Summit deems appropriate, all such
warranties shall be the sole and exclusive warranties of Summit and not of
PayStar.

     8. Summit shall be provided with an opportunity to perform such due
diligence as may be necessary to determine the viability of the Equipment, the
Merchant Services Agreement, or any other fact or matter concerning this
business relationship.  With respect to same PayStar will provide any and all
information reasonably requested by Summit in the performance of this
Agreement in a timely manner.

     9. This Agreement shall act both as a letter of intent and as an Interim
general Agreement between the parties subject to the entry of a final
definitive Agreement.  All of the parties concerned recognize the concepts
embodied in this letter may require a separate Agreement between the parties.
In the event no other final definitive Agreement is concluded between the
parties within thirty days from the date of this Agreement, this Agreement
shall be further bound for a period of one year.


     Accepted and Agreed to this 15th day of January 2001.

     Summit Technologies, LLC              PayStar Financial Services, Inc.

     By: /s/ Jeffrey D. McKay              By: /s/ William D. Yotty, CEO
             Jeffrey D. Mckay, President           William D. Yotty, CEO