<PAGE>

                                                                   EXHIBIT 10.29

                                                                    [For Reply]
                                                                 NO.___________

                                  CONFIRMATION
                                  ------------
                                                    April 9, 2001
TO: [illegible]
                             Name of Financial Institution: The Tokai Bank. Ltd.
                                                            --------------------

                             Name of Person Responsible:  Akira Tomita
                                                          ------------

This certifies the following transaction balances and contract terms between
said financial institution and its client Asyst Japan Inc. as of March 31, 2001:
                                          ----------------
                                    To wit:

1. Deposit Balances (including [illegible] loan and money transactions)

<TABLE>
<CAPTION>
      Type             Amount      Collateral Deduction or          Type              Amount        Collateral Deduction or
                                      Withdrawal Amount                                                Withdrawal Amount
-----------------------------------------------------------------------------------------------------------------------------
<S>                <C>             <C>                       <C>                     <C>             <C>
current deposit         25,669,659                           loan fund               does not apply
-----------------------------------------------------------------------------------------------------------------------------
ordinary deposit       17,163,839                            claim deposit               877,942  [illegible]
-----------------------------------------------------------------------------------------------------------------------------
notice deposit     does not apply                            fixed deposit           does not apply
-----------------------------------------------------------------------------------------------------------------------------
fixed deposit         220,015,466                            foreign currency deposit          87.81
-----------------------------------------------------------------------------------------------------------------------------
money trust        does not apply
-----------------------------------------------------------------------------------------------------------------------------
</TABLE>

2. Money Trusts (special money trusts and special fund trusts (fund trusts)) and
other Trust Principal Balances

<TABLE>
<CAPTION>
         Type           Contract No.  [illegible] Balance    Collateral Deduction or      Closest Trust    Time of
                                                                Withdrawal Amount         Closing Date       Same
--------------------------------------------------------------------------------------------------------------------
<S>                     <C>            <C>                   <C>                          <C>              <C>
DOES NOT APPLY                                                     Yes/NO
--------------------------------------------------------------------------------------------------------------------
</TABLE>
Derivative transaction balances contained in the above trust assets (please
enter description and market price of same):

                              ---------------------------------------------

3. [illegible] Transaction Balances

<TABLE>
<CAPTION>
           Title             Number Shares   Sold or Bought by Us  Settlement Date  Date Received    Unit Price      Amount
------------------------------------------------------------------------------------------------------------------------------
                                                                                    start    end      start  end    start  end
-------------------------------------------------------------------------------------------------------------------------------
<S>                          <C>             <C>                   <C>              <C>      <C>      <C>    <C>    <C>    <C>
DOES NOT APPLY                                 sold-bought
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

4. Loan Balances and Overdraft Balances

<TABLE>
<CAPTION>
           Type              Amount   Loan     Repayment    Interest   Final Payment of     Collateral           Guarantee
                                      Date       Date         Rate          Date
-------------------------------------------------------------------------------------------------------------------------------
                                                                                        type of   type of     guarantor  amount
                                                                                        article  collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                          <C>      <C>       <C>         <C>           <C>          <C>       <C>          <C>       <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STRIKE THROUGH]
                        SEE ATTACHED                               %
------------------------------------------------------------------------------------------------------------------------------
                                                                   %
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

5. Balance of Discounted Notes

<TABLE>
<CAPTION>
       Number Shares                     Amount                          Collateral                       Guarantee
-------------------------------------------------------------------------------------------------------------------------------
                                                                      type of        type of          guarantor      amount
                                                                      article       collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                                     <C>                         <C>             <C>               <C>           <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

6. Balance of Collection Bills

<TABLE>
<CAPTION>
                         Domestic Exchange                                    Foreign Exchange
------------------------------------------------------------------------------------------------------------------------------
        number shares                       amount                          number shares              amount
------------------------------------------------------------------------------------------------------------------------------
<S>                                  <C>                             <C>                               <C>
DOES NOT APPLY
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

7. Balance of Notes Secured by Collateral

<TABLE>
<CAPTION>
                                                                   Number Notes                          Amount
-------------------------------------------------------------------------------------------------------------------------------
<S>                                                               <C>                              <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STRIKE THROUGH]           112 notes                        396,122,058 yen
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

8. Calculation of Per Contra for Acceptances and Guarantees

(1) Payment Bond Balances (balances guaranteed by us for debt of the client)

<TABLE>
<CAPTION>
            Type                         Amount                       Collateral                      Guarantee
-------------------------------------------------------------------------------------------------------------------------------
                                                               type of         type of          guarantor       amount
                                                               article       collateral
-------------------------------------------------------------------------------------------------------------------------------
<S>                           <C>                           <C>            <C>                 <C>            <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

(2) Unused Balance of Credit Condition _____________  (3) Other_______________

9. Obligation Guarantee Receipt Balances (balance of payment bonds, guarantee
   executed by client on behalf of our client)

<TABLE>
<CAPTION>
 Obligation Guarantee       Amount          Term of Guarantee                  Category                  Collateral Conditions
-------------------------------------------------------------------------------------------------------------------------------
<S>                       <C>              <C>                          <C>                              <C>
[BEGIN STRIKE THROUGH] DOES NOT APPLY [END STIKE THROUGH]               obligation guarantee - obligation
                                                                        guarantee contract
-------------------------------------------------------------------------------------------------------------------------------
Mex Co., Ltd.               50,000,000       root[?] guarantee          relief guarantee - obligation
                                                                        ----------------
                                                                        guarantee contract
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

10. Liabilities Arising from Securities Received as Deposit

<TABLE>
<CAPTION>
         Type                        Name of Security      Deposit Date       Amount       Category       Description
-------------------------------------------------------------------------------------------------------------------------------
<S>                                          <C>           <C>                <C>          <C>             <C>
DOES NOT APPLY
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

11. Foreign Exchange Balances
     (1) Foreign Bills Bought     DOES NOT APPLY       (of which, no
                                  ------------------   letter of credit:)_______
     (2) Foreign Bills Receivable __________________
     (3) Other                    __________________


12. Loaned and Borrowed Securities balance

<TABLE>
<CAPTION>
 Loaned to or Borrowed from Us       Title        Stock (of Security) Type   Loan for Consumption or Loan for Use    Outline
--------------------------------------------------------------------------------------------------------------------------------
<S>                               <C>              <C>                          <C>                                   <C>
       loaned - borrowed            DOES NOT APPLY                               loan for consumption - loan for use
--------------------------------------------------------------------------------------------------------------------------------
       loaned - borrowed                                                         loan for consumption - loan for use
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

13. Derivative Transaction Contracts

    (1) Market Transactions
    [1] Futures Transaction Balances

<TABLE>
<CAPTION>
  Transaction      Transaction    Delivery    Sold or      Settlement    Settlement   Derivative   Contract   Market Price
    Market            Product       Month   Loaned by Us      Date       Unit Price     (number      Item       on Agreed
                                                                                        shares)                 Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>              <C>              <C>       <C>            <C>          <C>           <C>          <C>        <C>
DOES NOT APPLY                               sold - loaned
-----------------------------------------------------------------------------------------------------------------------------------
                                             sold - loaned
-----------------------------------------------------------------------------------------------------------------------------------
</TABLE>

[2] Option Transaction Balances

<TABLE>
<CAPTION>
Transaction Transaction  Delivery  Call or   Sold or   Settlement   Exercise   Settlement   Derivative   Contract  Market Price
   Market     Product     Month      Put    Loaned by     Date      of Right   Unit Price     (number      Item     on Agreed
                                               Us                  ([illeg.])                  shares)              Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>         <C>          <C>       <C>       <C>       <C>           <C>        <C>         <C>          <C>        <C>
DOES NOT APPLY                      call-put  sold-loaned
-------------------------------------------------------------------------------------------------------------------------------
                                    call-put  sold-loaned
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Received margin money balances pertaining to the above [1] and [2]:_____________

   (2) Transactions Other Than Market Transactions
   [1] Futures Transactions (interest futures transactions and exchange futures
       transactions) Balances

<TABLE>
<CAPTION>
Contract   Type  Settlement   Contract Term   Currency     Bought or Sold   Hypothetical   Settlement Interest   Market Price
  No.               Date                        Type           by Us          Principal       or Settlement       on Agreed
                                                                                               Exchange Rate      Ref. Date
-----------------------------------------------------------------------------------------------------------------------------
                               start  end
-----------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>         <C>     <C>      <C>         <C>               <C>           <C>                   <C>
DOES NOT APPLY                                                              bought - sold
-----------------------------------------------------------------------------------------------------------------------------
                                                                            bought - sold
-----------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

   [2] Exchange Contract Transaction Balances

<TABLE>
<CAPTION>
  Contract      Currency    Settlement       Contract     Contract       Promised      Bought or Sold by     Market Price on
   Item           Type         Date            Term         Type       Exchange Rate          Us             Agreed Ref. Date
-------------------------------------------------------------------------------------------------------------------------------
<S>             <C>         <C>             <C>           <C>          <C>             <C>                   <C>
DOES NOT APPLY                                                                           bought - sold
-------------------------------------------------------------------------------------------------------------------------------
                                                                                         bought - sold
-------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [3] Option Transaction Balances

<TABLE>
<CAPTION>
Contract   Type  Settlement   Exercise   Currency   Call or   Bought   Contract Type    Exercise    Option   Option    Market
 Item               Date      [illeg.]     Type       Put    or Sold   (hypothetical    of Right      Fee      Fee    Price on
                                                              by Us      principal)    ([illeg.])           Settlement  Agreed
                                                                                                               Date   Ref. Date
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>         <C>        <C>        <C>       <C>       <C>           <C>          <C>      <C>       <C>
DOES NOT APPLY                                       call -   bought -
                                                     put      sold
--------------------------------------------------------------------------------------------------------------------------------
                                                     call -   bought -
                                                     put      sold
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [4] Swap Transaction Balances

A. Currency Swaps

<TABLE>
<CAPTION>
                                       Contract Term    Balance Received From Us    Balance Paid to Us        Latent Loss of
   Contract    Type    Settlement     ---------------   ------------------------    --------------------   Client as of Agreed
     Item                Date          start    end      principal    interest      principal   interest      Reference Date
----------------------------------------------------------------------------------------------------------------------------------
<S>           <C>     <C>            <C>       <C>      <C>           <C>           <C>        <C>        <C>
DOES NOT APPLY                                           currency           %         currency       %
                                                         amount             %         amount         %
----------------------------------------------------------------------------------------------------------------------------------
                                                         currency           %         currency       %
                                                         amount             %         amount         %
----------------------------------------------------------------------------------------------------------------------------------
</TABLE>

B. Interest Swaps

<TABLE>
<CAPTION>
                               Contract
                                 Term   Interest                  Received from Us         Paid to Us         Latent Loss of
 Contract   Type  Settlement  ---------  Receipt  (Hypothetical) ----------------------------------------  Client as of Agreed
   Item              Date     start end   Date      Principal    principal interest    principal interest     Reference Date
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>        <C>   <C>  <C>       <C>            <C>       <C>         <C>       <C>         <C>
DOES NOT APPLY                                                                    %                      %
                                                                                  %                      %
--------------------------------------------------------------------------------------------------------------------------------
                                                                                  %                      %
                                                                                  %                      %
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

   [5] Other Derivative Transaction Balances (transactions not included in the
       above [1] to [4] or compound transactions)

<TABLE>
<CAPTION>
 Contract Item     Type    Settlement   Outline of Transaction        Contract Type          Latent Loss of Client as of
                             Date                                Hypothetical Principal         Agreed Reference Date
-------------------------------------------------------------------------------------------------------------------------------
<S>                <C>     <C>          <C>                     <C>                         <C>
DOES NOT APPLY
--------------------------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

Received margin money balances pertaining to the above [1] - [5]: -

14. Other

    DOES NOT APPLY
    --------------
<PAGE>

                         GUIDE TO RECEIPTS AND PAYMENTS

                                                            March 30

Asyst Japan, Inc.                                           The Tokai Bank

Current Account No. 160716                                  Bisai Branch

<TABLE>
<CAPTION>
   Number       Date         Paid Out        Deposited             Transaction Category         Summary
-------------------------------------------------------------------------------------------------------------
<S>           <C>          <C>            <C>                  <C>                      <C>
   002     March 30                       (Yen)100,000,000               receipt             by computer
                                                                                             from ordinary
                                                                                             account
--------------------------------------------------------------------------------------------------------------
</TABLE>
                                                     [note to right:] 3/31 Tokai
<TABLE>
        <S>             <C>                    <C>
          Total                               (Yen)100,000,000
                                              (one item)
          Balance                             (Yen)25,669,658
          3/31         217,970,918            -192,301,260

</TABLE>
<PAGE>

                                             CURRENT ACCOUNT OVERDRAFT AGREEMENT

                                                                   June 29, 1995

TO: The Tokai Bank, Ltd.

                    Principal  MAIS CO., LTD.

                               KAZUO KIMATA, Representative

                    Address    28 Teino, Kitaima Aza, Bisai, Aichi Prefecture

                    Guarantor

                    Address

     In addition to the Current Account Rules and Agreement on Bank Transactions
inserted separately, I agree to the following items regarding current overdraft
transactions resulting from current account transactions with the Bank:

Article 1 (Overdraft Limit)

  (1) The overdraft limit shall be four-hundred million (400,000,000) yen.

  (2) The Bank can, at its option, make check payment in the event the maximum
  amount of this limit is exceeded, in which case, I shall pay the amount
  exceeding the maximum amount each time there is a demand from the Bank.

Article 2 (Transaction Term)

     The term of transactions executed based on this Agreement shall be June 30,
  1996. However, if there is no notice or proposal for ending transactions from
  the Bank or me before expiration of this term, this term shall be extended for
  one more year; and likewise thereafter.

Article 3 (Interest)

     Interest on overdrafts shall be determined according to the interest rate
  and the period and method of calculation determined by the Bank, and can, at
  its option, be deducted from my current deposit or incorporated in the
  overdraft account each time interest is calculated. In the event the Bank
  demands a promised payment by cash, I shall respond to this promptly.

Article 4 (Collateral)

     In the event an overdraft occurs according to the terms of this Agreement,
  securities received or held in the current account shall be transferred as
  collateral for this overdraft.

Article 5 (Immediate Payment)
  (1) In case where any of the following events occur with respect to myself, I
  shall pay the principal and interest of overdraft even without written notice
  from the Bank:
                                                   (continued on the other side)
<PAGE>

                              BALANCE CERTIFICATE

                                          (page 1 of 1 page(s) of said document)

                                    April 2, 2001
                                                            The Tokai Bank, Ltd.
                                                                    Bisai Branch
                                                                TEL 0586-62-7221
TO: Asyst Japan, Inc.

2-6-23 Shin Yokohama
Kohoku-ku, Yokohama 222-0033

This certifies that the following calculated balance under your name is true and
correct as of March 31, 2001.

<TABLE>
<CAPTION>
           <S>                             <C>
           ---------------------------------------------------
            CASH TOTAL                     (Yen)1,986,764,000
           ---------------------------------------------------
</TABLE>

                                    Details

<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------
      Item                 Amount                                   Notes
                                            (including unsettled bond balances at other branches)
-----------------------------------------------------------------------------------------------------
<S>                  <C>                    <C>
Loan on Deed            (Yen)271,764,000
-----------------------------------------------------------------------------------------------------
Loan on Bill          (Yen)1,715,000,000
-----------------------------------------------------------------------------------------------------
                      BELOW INTENTIONALLY LEFT BLANK
-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------------------------------
</TABLE>

5800(12.11A)  The amount of this Certificate shall not be corrected.
<PAGE>

          [(Yen)100,000 revenue stamp]
<TABLE>
<CAPTION>
                                              <S>       <C>
                                               ------------------------
                                               Branch    Account No.
                                               ------------------------

                                               ------------------------
</TABLE>

                  CASH CONSUMER DEBTOR AND CREDITOR AGREEMENT
  (Form for loan on deed, daily rate, and installment or fixed-date payment of
                                   principal)

                                                                 March 23, 2001
                                                      -------------------------
                                                      Loan Date: March 30, 2001
                                                      -------------------------
<TABLE>
<CAPTION>
                                                                          -----------------------------
TO: The Tokai Bank, Ltd.                                                      Repayment Deposit Account
                                                                                 Notification Stamp
                                                                          -----------------------------
<S>                                                                        <C>
Responsible Party:  Name   Josui Nashimoto, Representative Director           If stamp used for loan
                           _________________________________________          transactions is different from
                           Asyst Japan, Inc.                  [seal]          repayment deposit account
                           _________________________________________          notification stamp, please
                  Address  2-6-23 Shin Yokohama, Kohoku-ku, Yokohama          affix repayment deposit
                           _________________________________________          account notification stamp.
Joint Surety Party:  Name  _________________________________  [seal]
                  Address  _________________________________________
Joint Surety Party:  Name  _________________________________  [seal]
                  Address  _________________________________________
</TABLE>


Article 1  In addition to the terms of the Agreement on Bank Transactions
          inserted separately, the Responsible Party agrees to borrow from the
          Bank on the above loan date according to the following terms and
          conditions:

<TABLE>
<CAPTION>
<S>                          <C>
1.  Amount                   200,000,000,000 yen cash  2.  Purpose long-term operating capital
---------------------------------------------------------------------------------------------------------
3.  Repayment Term           February 29, 2008
---------------------------------------------------------------------------------------------------------
4.  Repayment Method         Date   First payment on May 1, 2001, then on the last of every
                                    month thereafter until payment is complete.
                             ----------------------------------------------------------------------------
                                    First payment                               2,400,000 yen
                                    ----------------------------------------------------------------------
                             Amount Second and subsequent payments              2,400,000 yen
                                    ---------------------------------------------------------------------
                                    Final payment                               3,200,000 yen
---------------------------------------------------------------------------------------------------------
5.  Interest                I agree to a rate of 2.30% per annum, with no change during the loan term.
---------------------------------------------------------------------------------------------------------
6.  Interest Payment        Interest through May 7, 2001, shall be prepaid at the time of the loan, and
    Term                    interest through the following payment settlement date shall be prepaid on
                            the 1st of every month thereafter.
---------------------------------------------------------------------------------------------------------
7.  Penalty                 Assessed at a rate of 14% per annum of the amount due for payment.
---------------------------------------------------------------------------------------------------------
8.  Method for              Calculated based on 365 days per year.
    Calculating
    Interest and
    Penalties
---------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
<S>                             <C>                      <C>                       <C>
---------------------------------------------------------------------------------------------------------
9.  Account Drawn for              Branch                      Type                     Account No.
    Principal, Interest,       --------------------------------------------------------------------------
    and Penalties               Bisai Branch            Ordinary / Current               570151
---------------------------------------------------------------------------------------------------------

10.  Other             If the loan repayment date or interest payment date falls on a bank holiday, the
                       payment date shall be:

                       [_] 1.  the next business day                   [_] 2. the previous business day
                       [_] 3.  the next business day, but if this      [_] 4. the previous business day,
                               falls in the next month, then the              but if this falls in the
                               previous business day                          previous month, then the
                                                                              next business day
---------------------------------------------------------------------------------------------------------
</TABLE>
                                                   (continued on the other side)
<PAGE>

Article 9 (Designation of Appropriation)

     In the event settlement or deduction calculation pursuant to Article 7 is
  not sufficient to extinguish the full amount of my debt, the Bank can make
  appropriation by a sequence and method that it deems appropriate, and I shall
  make no objection to such appropriation.

Article 9-2 (Same)

  1. In the event offset by me pursuant to Article 7-2 is not sufficient to
  extinguish the full amount of my debt, appropriation can be made by a sequence
  and method designated by me.

  2. If I do not designate a sequence and method as specified in the previous
  section, the Bank can make appropriation by a sequence and method that it
  deems appropriate, and I shall make no objection to such appropriation.

  3. In the event designation pursuant to Section 1 risks causing hindrance in
  terms of debt security, the Bank shall state its objection without delay, and
  can make appropriation by a sequence and method that it deems appropriate with
  respect to, but not limited to, presence or absence, degree, and relative
  difficulty in handling collateral or security, extension of settlement term,
  or expected payment of discounted bills or notes.

  4. In case of appropriation by the Bank pursuant to Section 2, the Bank can
  designate the sequence and method by which debts of mine not yet due are
  appropriated as debts that are due, discounted bills or notes before
  expiration of the term are appropriated as redeemed debts, or acceptances or
  guarantees are appropriated as compensation for an earlier debts for which I
  am liable.

Article 10 (Liability for Risk and Conditions of Exemption)

  1. In the event bills drawn, endorsed, accepted, whether in act of honor or
  otherwise, or guaranteed by me, or certificates deposited with the Bank by me,
  are lost, destroyed, damaged, or delayed due to accidental event, disaster,
  accident during transport, or other unavoidable circumstance, debts shall be
  settled based on records of the Bank such as ledgers or vouchers. Moreover, if
  demanded by the Bank, substitute bills or certificates shall be deposited. In
  this event, I shall not make any demands for damages to the Bank.

  2. In the event damages arise due to unavoidable circumstances as described
  above to the warrants I submit, I will not demand damages from the bank.

  3. In the event conditions of bills are deficient or rights regarding bills
  are not established due to description that invalidates the bills, or in the
  event rights regarding bills are canceled due to deficiency in the procedure
  for securing rights, I shall be responsible for the face-value amount of such
  bills.

  4. In the event differences are found when seal impressions on bills or
  certificates are compared with suitable care to seal impressions sent by me,
  even in the event of accidents including but not limited to counterfeiting,
  alteration, or embezzlement of bills, certificates, or seals, I shall be
  responsible for damages arising as a result and shall bear responsibility
  according to the text described in such bills or certificates.

  5. I shall be responsible for all costs required for executing or securing my
  rights or collecting or handling collateral for me, and all costs required in
  the event I request cooperation to the Bank in securing my rights.

Article 11 (Change in Notified Items)

  1. In the event there are any changes in seals, names or titles,
  representatives, addresses, or other notified items, I shall notify the Bank
  of these promptly in writing.

  2. In the event documents including but not limited to notices sent by the
  Bank or documents forwarded by the Bank are delayed or fail to arrive due to
  negligence in notifying the Bank as specified in the previous section, these
  shall be deemed to have arrived at the time they should have arrived.

Article 12 (Reports and Investigations)

  1. Whenever the Bank demands information regarding assets, management, or
  business conditions, I shall report such information promptly and supply any
  accommodation required for investigation.

  2. In the event there has been any major change or likelihood of major change
  in assets, management, or business conditions, I shall report such changes
  promptly without demand from the Bank.

Article 13 (Applicable Offices)

     The terms of this Agreement shall be recognized as applying to all
  transactions between me and the main office or any branch office of the Bank.

Article 14 (Jurisdiction)

     In the event legal action is required regarding transactions based on this
  Agreement, the presiding court shall be the court having jurisdiction over the
  location of the main office of the Bank or the Bisai branch of the Bank.
                                                 -----

                                                                 End of Document
<PAGE>

[(Yen)20,000 revenue stamp]


                                                 -------------------
                                                 Branch  Account No.
                                                 -------------------
                                                   304      1016
                                                 -------------------


                  CASH CONSUMER DEBTOR AND CREDITOR AGREEMENT
  (Form for loan on deed, daily rate, and installment or fixed-date payment of
                                   principal)

                                                                December 6, 1999

TO: The Tokai Bank, Ltd.
<TABLE>

<S>                            <C>                                                  <C>
Responsible Party:   Name      Kazuo Kimata, Representative Director                -----------------------
                               -----------------------------------------------         Repayment Deposit
                               Mecs Co., Ltd.                          [seal]         Account Notification
                               -----------------------------------------------              Stamp
                     Address   28 Teino, Kitaima Aza, Bisai, Aichi Prefecture       -----------------------
                               -----------------------------------------------      -----------------------
Joint Surety Party:  Name      Kazuo Kimata                            [seal]       If stamp used for loan
                               -----------------------------------------------      transactions is
                     Address   35 Ohiraura, Higashi Itsushiro Aza,                  different from repayment
                               -----------------------------------------------      deposit account
                               Bisai, Aichi Prefecture                              notification stamp,
                               -----------------------------------------------      please affix repayment
Joint Surety Party:  Name      Yoshiko Kimata                           [seal]      deposit account
                               -----------------------------------------------      notification stamp.
                     Address   35 Ohiraura, Higashi Itsushiro Aza,
                               -----------------------------------------------
                               Bisai, Aichi Prefecture
                               -----------------------------------------------
</TABLE>

Article 1  In addition to the Agreement on Bank Transactions inserted
           separately, the Responsible Party agrees to borrow from the Bank on
           the above loan date according to the following terms and conditions:

<TABLE>

<S>                    <C>
---------------------------------------------------------------------------------------------------------
1.  Amount             50,000,000,000 yen cash   2. Purpose operating capital
---------------------------------------------------------------------------------------------------------
3.  Repayment Term     November 30, 2004
---------------------------------------------------------------------------------------------------------
4.  Repayment Method   Date    First payment on January 4, 2000, then on the 31st of
                               every month thereafter until payment is complete.
                       ----------------------------------------------------------------------------------
                               First payment  833,000 yen
                               --------------------------------------------------------------------------
                       Amount  Second and subsequent payments 833,000 yen
                               --------------------------------------------------------------------------
                               Final payment 853,000 yen
---------------------------------------------------------------------------------------------------------
5.  Interest           Rate of 1.500% per annum. However, the Bank can vary this according to general
                       practice in the event of a change in financial market conditions or other just
                       cause.
---------------------------------------------------------------------------------------------------------
6.  Interest Payment   Interest through January 4, 2000, shall be prepaid at the time of the loan, and
    Term               interest through the following payment settlement date shall be prepaid on the
                       31st of every month thereafter.
---------------------------------------------------------------------------------------------------------
7.  Penalty            Assessed at a rate of 14% per annum of the amount due for payment.
---------------------------------------------------------------------------------------------------------
8.  Method for         Calculated based on 365 days per year.
    Calculating
    Interest and
    Penalties
---------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>

<S>                             <C>                        <C>                     <C>
9.  Account Drawn                 Branch                     Type                     Account No.
    for Principal,           ----------------------------------------------------------------------------
    Interest, and               Bisai Branch             Ordinary / Current              570151
    Penalties                                            --------
---------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
<S>                    <C>
10.  Other             If the loan repayment date or interest payment date falls on a bank holiday, the
                       payment date shall be:
</TABLE>
<TABLE>
<CAPTION>
<S>                   <C>                                          <C>
                      [_] 1. the next business day                    [_] 2. the previous business day
                      [_] 3. the next business day, but if this       [_] 4. the previous business
                             falls in the next month, then the               day, but if this falls in
                             previous business day                           the previous month, then
                                                                             the next business day
---------------------------------------------------------------------------------------------------------
</TABLE>

                   [above bar code:] Cash Consumer Debtor and Creditor Agreement


                              LETTER OF GUARANTEE

TO:  THE TOKAI BANK, LTD.

The undersigned Guarantor (the "Guarantor") hereby jointly and severally with
the undersigned Borrower (the "Borrower") guarantees to your Bank all
obligations and liabilities of the Borrower, whether present or future, which
are now or may at any time hereafter become due under any and all transactions
(the "Bank Transactions") as stipulated in Article 1 of the Agreement on Bank
Transactions (the "Agreement on Bank Transactions") submitted by the Borrower to
your Bank, subject to (i) all of the terms and conditions hereafter set forth
and (ii) all of terms and conditions set forth in the Agreement on Bank
Transactions.

Article 1.   The maximum amount of the principal of the Bank Transactions
             guaranteed hereunder shall be 2,000,000,000 Yen, to which, in
                                           -----------------
             addition, the Guarantor shall jointly and severally with the
             Borrower guarantee the due and punctual payment by the Borrower of
             interest, default interest, costs and any expenses whatsoever
             incurred with respect to the Bank Transactions.

Article 2.   In the event that the Borrower fails to pay any sums that are now
             or become payable under the Bank Transactions, the Guarantor will
             pay to you Bank the outstanding amount secured hereby immediately
             upon your demand in writing including a statement that the Borrower
             is in default of payment to your Bank.

             The Guarantor hereby waives any right to require your Bank to sue,
             enforce payment or exhaust any right or remedy which it may have
             against the Borrower or any other party before your Bank may
             proceed to exercise any right or remedy it may have hereunder.

             The Guarantor hereby waives any right to require your Bank to
             proceed first against the Borrower or to give any notice to or
             demand on the Borrower.

Article 3.   If there exists any guaranty which has been executed or will be
             executed in the future by any other party (other than the
             Guarantor) as security for the Borrower's obligations and
             liabilities under the Bank Transactions, then the Guarantor shall
             be jointly and severally liable with any other such Guarantor.

Article 4.   The Guarantor hereby agrees not to set-off its obligations and
             liabilities hereunder against any claim which the Borrower may have
             against your Bank under any deposit or account for any reason
             whatsoever.

Article 5.   The Guarantor shall not claim that it should be discharged or
             exonerated due to the fact that your Bank has modified or
             discharged security or other guaranty for any reason whatsoever.

Article 6.   (1)   In the event that the Borrower fails to pay any sums payable,
                   your Bank may set-off any obligations your Bank owes the
                   Guarantor (such as deposits and/or any other credit of the
                   Guarantor with your Bank) against the obligations and
                   liabilities hereunder which have become due, even when such
                   obligations have not yet become due.

             (2)   In cases in which there exist Bills or Notes pertaining to
                   the Guarantor's obligations, and you Bank sets-off as set
                   forth in (1) above, your Bank need not simultaneously return
                   to the Guarantor any such Bills or Notes, in such case, the
                   Guarantor shall appear at your Bank to receive such Bills or
                   Notes.

Article 7.   During the period of time during which any transactions whatsoever
             between your Bank and the Borrower continue to exist, the Guarantor
             shall not, without the prior consent of your Bank enforce its right
             of subrogation or any title, power or claim which it may obtain as
             a result of subrogation, and Guarantor shall assign or transfer
             such right power and claim or the order of priority thereof upon
             demand by your Bank.

Article 8.   All notices, demands and other communications by your Bank to the
             Guarantor shall be made to the address specified on the last page
             hereunder. If your Bank gives a notice or demand by telex, your
             Bank shall send the telex to Guarantor's number                 .
                                                             ----------------
             All such notices, demands or communications shall be deemed to have
             been received by the Guarantor to whom it is addressed when
             delivered (in the case of hand delivery) or seven days after
             posting (in the case of airmail post), or on dispatch (when sent by
             telex).

Article 9.   In the event the institution of a lawsuit in connection with a
             transaction covered by this Letter becomes necessary, the Guarantor
             agrees that the court having the jurisdiction in the local in which
             the head office or any branch office of your Bank is situated shall
             be the competent court.

Article 10.  If any guaranty which has been executed or will be executed in the
             future by the Guarantor as security for the Borrower's obligations
             and liabilities establishes a certain aggregated guaranteed amount
             thereunder, the amount guaranteed hereunder shall be added to the
             said aggregate.

Article 11.  If there shall be invalidity, unenforceabilty or illegality of any
             of the Bank Transaction by unauthorized agent, disability or any
             other reason, the Guarantor shall indemnify your Bank against any
             costs, claims, expenses and fees or whatsoever which your Bank
             shall sustain or incur as a consequence of such Bank Transactions.

Article 12.  All payments by the Guarantor in your bank hereunder shall be
             without set-off or counterclaim, free and clear of and without
             deduction for any present or future taxes, restriction or
             conditions of any nature, except as may be required by law. Should
             the Guarantor be required to make any deduction of any nature or
             withholding from any payment due hereunder the Guarantor will pay
             such additional amount as may be necessary to pay your Bank the
             full amount of any payment hereunder that your Bank would have
             received in the absence of such withholding or deduction. The
             Guarantor shall promptly send to your Bank such other documentary
             evidence with respect to such additional payments as may be
             required by your Bank.

Article 13.  This Letter of Guarantee shall be governed by, and construed in
             accordance with the laws of Japan.

IN WITNESS WHEREOF this Guarantee has been executed by the Guarantor dated this
30th   day of   June  , Twenty Hundred.
----            ----


                         The Guarantor:  (Name)  Asyst Technologies, Inc
                                         -------------------------------
                                         (address)
                                         48761 Kato Road Freemont, CA
                                         94538

                                         /s/ Douglas McCutcheon
                                         ---------------------------------
                                         by: Douglas McCutcheon
                                         its title:  Senior Vice President

The Borrower hereby acknowledges and agrees to the execution of the Letter of
Guarantee above.

                         The Borrower:  Takezumi Nashiki,
                                        ------------------
                                        Representative Director,
                                        -------------------------
                                        Kabushiki Kaiysa MEKKUSU
                                        ------------------------
                                        #28 Aza Johnoh, Kitaima
                                        -----------------------
                                        Bisai-shi, Aichi-ken
                                        --------------------

     (All questions that may arise within or without courts of law in regard to
the meaning of the words, provisions and stipulations of this Letter shall be
decided in accordance with the Japanese text.)