SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 10-KSB

(Mark One)

[X]  ANNUAL REPORT  PURSUANT TO SECTION 13 OR 15(d) OF THE  SECURITIES  EXCHANGE
     ACT OF 1934 [Fee Required]

                   For the Fiscal Year Ended December 31, 2003

[ ]  TRANSITION  REPORT  PURSUANT  TO SECTION  13 OR 15(d) OF THE  SECURITIES
     EXCHANGE ACT OF 1934 [No Fee Required]

        For the transition period from ______________ to _______________.

                           Commission File No. 0-26139


                             SAFE TRAVEL CARE, INC.
                ------------------------------------------------
                 (Name of small business issuer in its charter)

            Nevada                                            91-1937382
---------------------------------               --------------------------------
(State or other jurisdiction of                 (I.R.S.
  incorporation or organization)                 Employer Identification Number)


                      8969 Oviedo St., San Diego, CA 92129
               (Address of Principal Executive Offices) (Zip Code)

Registrant's Telephone Number, Include Area Code: (619) 855-1088

                 4225 Executive Square, #200, LaJolla, CA 92037
                                (Former Address)

Securities Registered Pursuant to Section 13 of the Act:
-------------------------- -------------------------------------------------

    Title of Each Class           Name of Each Exchange on Which Registered
            None                                    None
-------------------------- -------------------------------------------------

Securities Registered Pursuant to Section 12(g) of the Act:

                         Common Stock, $0.001 par value
                                (Title of Class)

         Check whether the issuer (1) filed all reports required to be filed by
Section 13 or 15(d) of the Exchange Act during the past twelve (12) months (or
for such shorter period that the registrant was required to file such reports);
and (2) has been subject to such filing requirements for the past ninety (90)
days. Yes x No

         Check if disclosure of delinquent filers in response to Item 405 of
Regulation S-B is not contained in this form, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-KSB or any amendment to
this Form 10-KSB. [x]

         The issuer's revenues for its most recent fiscal year were $0.

         As of April 15, 2004, 7,233,633 shares of Common Stock of the
Registrant were outstanding and the aggregate of such shares held by
non-affiliates (based on the closing sale price of such shares on the OTC:BB on
April 15, 2004) was approximately $5,194,200.

                       DOCUMENTS INCORPORATED BY REFERENCE

         No annual reports to security holders, proxy or information statements,
or prospectuses filed pursuant to Rule 424(b) or (c) have been incorporated by
reference in this report.



<PAGE>


                                TABLE OF CONTENTS
                                                                          Page
PART I

         Item 1.  Description Of Business..................................  3
         Item 2.  Description Of Properties................................  4
         Item 3.  Legal Proceedings .......................................  4
         Item 4.  Submission Of Matters To A Vote Of Security Holders .....  4

PART II

         Item 5.  Market For Common Equity And
                  Related Stockholder Matters..............................  4
         Item 6.  Management's Discussion And Analysis.....................  5
         Item 7.  Financial Statements.....................................  7
         Item 8.  Changes In And Disagreements With Accountants
                  On Accounting And Financial Disclosure................... 17
         Item 8A. Controls And Procedures ................................. 17

PART III

         Item 9.  Directors, Executive Officers, Promoters
                  And Control Persons; Compliance With
                  Section 16(A) Of The Exchange Act........................ 18
         Item 10.Executive Compensation.................................... 19
         Item 11.Security Ownership Of Certain Beneficial
                  Owners And Management.................................... 19
         Item 12.Certain Relationships And Related Transactions............ 19
         Item 13.Exhibits And Reports Of Form 8-K.......................... 20
         Item 14. Principal Accountant Fees and Services................... 20

Signatures................................................................. 20

<PAGE>


                           FORWARD LOOKING STATEMENTS

This Annual Report contains forward-looking statements about our business,
financial condition and prospects that reflect management's assumptions and
beliefs based on information currently available. The Company can give no
assurance that the expectations indicated by such forward-looking statements
will be realized. If any of the Company's assumptions should prove incorrect, or
if any of the risks and uncertainties underlying such expectations should
materialize, Presidential Air Corporation's actual results may differ materially
from those indicated by the forward-looking statements.

The key factors that are not within the Company's control and that may have a
direct bearing on operating results include, but are not limited to, acceptance
of the Company's services, its ability to expand its customer base, managements'
ability to raise capital in the future, the retention of key employees and
changes in the regulation of the Company's industry.

There may be other risks and circumstances that management may be unable to
predict. When used in this Report, words such as, "believes," "expects,"
"intends," "plans," "anticipates," "estimates" and similar expressions are
intended to identify and qualify forward-looking statements, although there may
be certain forward-looking statements not accompanied by such expressions.
However, the forward- looking statements contained herein are not covered by the
safe harbors created by Section 21E of the Securities Exchange Act of 1934.


                                     PART I

ITEM 1.  DESCRIPTION OF BUSINESS

A.     Business Development and Summary

(1)  Business Overview

Safe Travel Care, Inc., a Nevada corporation, hereinafter referred to as the
"Company," was originally incorporated under the name Global-Link Enterprises,
Inc., in the state of Nevada on November 20, 1998. On February 4, 2000 the
Company filed a Certificate of Name Change with the State of Nevada to "MLM
World News Today, Inc." which was granted on April 7, 2000. On August 6, 2002,
the Company reverse split its shares on a one (1) for one hundred (100) basis,
and on August 14, 2002, the Company amended its Articles of Incorporation to
change its name to Presidential Air Corporation.

The Company is a development-stage company and has been seeking an entity for
which to merge or to acquire. In furtherance of this objective, the Company
entered into two agreements and plans of acquisition, one in November 2002 and
the second in February 2003. Unfortunately, as a result of the due diligence
process and based on subsequent events and the failure of certain fundings, the
Company was unable to consummate these acquisitions. Accordingly, both of these
transactions were abandoned and neither transaction ever became effective. On
May 2, 2003, the Company executed an agreement to acquire all of the assets of
Safe Travel Care, a California general partnership. Safe Travel Care (STC) is a
travel protection service company with administrative authority concerning
product development, sales, marketing, distribution, premium collection,
customer and distributor services, claims adjudication and payment, regarding
the sale of its "Secure" and "Secure Plus" travel protection plans. The travel
protection plans focus on worldwide emergency medical evacuation and 24-hour
emergency assistance with such essentials as trip cancellation reimbursement,
travel delay, baggage delay, lost baggage compensation, medical/dental expense
coverage, flight insurance, and accidental death benefits for a nominal cost per
travel day.

As a result of the foregoing, there was also a change in the management of the
Company. The new officers of the Company are Robert L. Schultz, President, Chief
Executive Officer and Director, LeRoy Wiloughby, Treasurer, Chief Financial
Officer and Director, Vernell P. Prout, Chief Operating Officer and Secretary,
and Jason Vaughn, Director.

On May 2, 2003, the Company's shareholders changed the Company's name from
Presidential Air Corporation to Safe Travel Care, Inc., reverse split its'
shares on a 200:1 basis and re-authorized 200,000,000 common shares and
25,000,000 shares of preferred stock.

                                       3
<PAGE>

Because of the change in the Company's name and the 200:1reverse share split,
the Company's trading symbol changed from PDAR to SFTV.

Safe Travel Care, Inc. (STC), headquartered in La Jolla, California, is publicly
traded on the OTC BB under trading symbol "SFTV". STC is a travel protection
service company currently developing a vast portfolio of travel insurance
products and services. STC will initially market these products and services to
North American travelers through alliances with travel professionals, Internet
portals and insurance providers. Management of STC possesses expertise in the
areas of product development, sales, traditional marketing, Internet marketing,
distribution, premium collection, customer and distributor services, claims
adjudication and payment control.

Safe Travel Care, Inc. is projecting to begin full operations in early July,
2004. An opportunity for STC's success exists for several reasons. National
tourism and the travel industry growth is projected at 4%-6% per annum over the
next two years. In addition, the events of 9/11 have awakened in the American
traveler the need for Travel Insurance products. Sales of Travel Insurance rose
from 8%-9% pre 9/11, to 24% of the traveling public post 9/11.

Safe Travel Care (STC) is a Travel Insurance Provider that specializes in the
development, marketing and sale of highly competitive and cost effective tourism
and travel insurance products. It will only offer travel insurance packages that
provide it's customers the best value possible. STC will serve it's customers
with respect, compassion and understanding. It is the mission of STC to become
the foremost respected provider of travel insurance in North America.

STC's associates and management are passionate about their responsibility to the
consumer. STC seeks to furnish the travel consumer only with products and
services that fit the client's desires, budget, and needs.

ITEM 2.  DESCRIPTION OF PROPERTIES

Until March 31, 2004, the Company operated from a leased facility located at
4255 Executive Square, #200, La Jolla, CA 92037. This facility contains 3,755
square feet of office space. On April 1, 2004, the Company moved out of this
leased facility and currently does not maintain an office. The Company does not
own any other property.

ITEM 3.  LEGAL PROCEEDINGS

In 2002, Global Funding Group, Inc. filed a complaint against several
individuals and the Company, Case No. 020914625, filed in the District Court of
the Third Judicial District in Salt Lake County, Utah seeking repayment of a
loan for approximately $100,000. However, the Company believes that this
obligation is the responsibility of the individuals and not the Company and
therefore, the Company has little if any exposure.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

The following matters were submitted to a vote of security holders during the
year ended December 31, 2003.

1. A change of the Company's name from Presidential Air Corporation to Safe
Travel Care, Inc. 2. A reverse split of the Company's shares on a 200:1 basis
and a re-authorization of its' 200,000,000
         common shares and 25,000,000 shares of preferred stock.


                                     PART II

ITEM 5.  MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

The Company's Common Stock is available for trading in the over-the-counter
market. The following table sets forth the price per share for the Company's
Common Stock for each full quarterly period within the two most recent fiscal
years.

                                       4
<PAGE>



                               2003                        2002
                          High       Low             High       Low
First Quarter             9.00       1.00            .03        .02
Second Quarter            2.80        .80            .025      .008
Third Quarter             1.70       1.15            .61*      .002
Fourth Quarter            1.35       1.01            .60*     .0021

         *        Reflects 1:100 reverse share split.

As of April 5, 2004, the Company's stock was quoted at $2.75 per share.

As of April 5, 2004, there were approximately 358 holders of record and
approximately 660total shareholders of record of the Common Stock of the
Company.

We have not declared any cash dividends on our common stock since our inception
and do not anticipate paying such dividends in the foreseeable future. We plan
to retain earnings, if any, to support the development of the Company's
business. Payment of future dividends, if any, will be at the discretion of our
Board of Directors after taking into account various factors, including our
financial condition, operating results, current and anticipated cash needs and
plans for expansion.

ITEM 6.  MANAGEMENT'S DISCUSSION AND ANALYSIS

FORWARD LOOKING STATEMENTS

Some of the statements contained in this Form 10-KSB that are not historical
facts are "forward-looking statements" that can be identified by the use of
terminology such as "estimates," "projects," "plans," "believes," "expects,"
"anticipates," "intends," or the negative or other variations, or by discussions
of strategy that involve risks and uncertainties. We urge you to be cautious of
the forward-looking statements, that such statements, which are contained in
this Form 10-KSB, reflect our current beliefs with respect to future events and
involve known and unknown risks, uncertainties and other factors affecting our
operations, market growth, services, products and licenses. No assurances can be
given regarding the achievement of future results, as actual results may differ
materially as a result of the risks we face, and actual events may differ from
the assumptions underlying the statements that have been made regarding
anticipated events. Factors that may cause actual results, our performance or
achievements, or industry results, to differ materially from those contemplated
by such forward-looking statements include without limitation:

1.       Our ability to maintain, attract and integrate internal management,
         technical information and management information systems;

2.       Our ability to generate customer demand for our services;

3.       The intensity of competition; and

4.       General economic conditions.

All written and oral forward-looking statements made in connection with this
Form 10-KSB that are attributable to us or persons acting on our behalf are
expressly qualified in their entirety by these cautionary statements. Given the
uncertainties that surround such statements, you are cautioned not to place
undue reliance on such forward-looking statements.

The safe harbors of forward-looking statements provided by the Securities
Litigation Reform Act of 1995 are unavailable to issuers not subject to the
reporting requirements set forth under Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, as amended. As the Company has not registered its
securities pursuant to Section 12 of the Exchange Act, such safe harbors set
forth under the Reform Act are unavailable to the Company.

                                       5
<PAGE>


Results of Operations:

The results of operations for the year ended December 31, 2003 compared with
December 31, 2002 do not lend themselves to accurate comparison as the Company
was engaged in news and information distribution through the Internet for the
year ended December 31, 2001. These operations were phased out during the year
ended December 31, 2001 and the Company had no operations when control of the
company passed to the shareholders of Presidential Air Corporation.

For the year ended December 31, 2003, the Company had no revenues. This compares
with revenues of $1,285 generated from retail sales for the year ended December
31, 2002.

Cost of Goods Sold. The Company incurred no cost of goods sold during the years
ended December 31, 2003 and December 31, 2002.

General and administrative expenses increased by $359,782, or 847.5%, to
$402,235 for the year ended December 31, 2003, from $42,453 for the year ended
December 31, 2002. The increase was a result of increased rent, staff salaries,
consulting fees and legal fees.

Depreciation and Amortization for the years ended December 31, 2003 and December
31, 2002 were $23,814 and $31,784, respectively. During the year ended December
31, 2003, the Company incurred $23,814 in depreciation on its' office equipment
and $0 in amortization. During the year ended December 31, 2002, the Company
incurred $26,337 in amortization of website and hosting services which
previously had been capitalized.

As a result of the foregoing, the company incurred a net operating loss of
$426,049 for the year ended December 31, 2003. This compares to the net
operating loss of $72,952 for the year ended December 31, 2002.

Liquidity and Capital Resources

As of December 31, 2003, the Company had cash of $25 and a deficit in working
capital of $114,616. This compares to cash of $34 and a deficit in working
capital of $82,893 as of December 31, 2002.

Cash used in operating activities increased by $82,489 for the year ended
December 31, 2003, totaling $364,415. This compares to $281,926 used in
operations for the year ended December 31, 2002.

For the year ended December 31, 2003, the Company's net operating loss increased
by $353,097, primarily due to increased general and administrative expenses.
This increase was partially reduced by depreciation and changes in the current
accounts.

Cash flow used for investing activities decreased by $95 to $9,145 for the year
ended December 31, 2003 from $9,240 for the year ended December 31, 2001. This
decrease resulted from a decrease of $996 in the purchase of fixed assets, which
was partially offset by a $901 increase in the acquisition of non-current
assets.

Cash flows from financing activities increased by $82,390 to $373,550 for the
year ended December 31, 2003 from $291,162 for the year ended December 31, 2002.
The increase resulted from an increase in the issuance of common stock, which
was partially offset by the repayment of related party notes of $53,102 and a
decrease in the cash overdraft of $19,572.

The Company's current financial statements contain a "going concern"
qualification as the Company has insufficient resources to meet its business
plan for the next twelve months. Following the reverse split of its common
shares and the acquisition of Safe Travel Care, the Company plans an equity
offering. If this offering is not successful, the Company will have insufficient
liquidity to continue its operations.


                                       6
<PAGE>


ITEM 7.  FINANCIAL STATEMENTS



                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                              FINANCIAL STATEMENTS



                                 C O N T E N T S


Independent Auditors' Report................................................ 8

Balance Sheet............................................................... 9

Statements of Operations.................................................... 11

Statements of Cash Flows.................................................... 12

Statements of Stockholders' Equity (Deficit)................................ 13

Notes to Financial Statements............................................... 14

                                       7

<PAGE>



                          INDEPENDENT AUDITORS' REPORT


To the Stockholders of
Safe Travel Care, Inc.
(Formerly MLM World News Today, Inc.)
San Diego, California


I have audited the accompanying balance sheet of Safe Travel Care, Inc.
(formerly MLM World News Today, Inc.) as of December 31, 2003 and the related
statements of operations, stockholders' equity (deficit) and cash flows for the
years ended December 31, 2003 and 2002. These financial statements are the
responsibility of the Company's management. My responsibility is to express an
opinion on these financial statements based on our audits.

I conducted my audits in accordance with generally accepted auditing standards.
Those standards require that I plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material
misstatement. An audit includes examining, on a test basis, evidence supporting
the amounts and disclosures in the financial statements. An audit also includes
assessing the accounting principles used and significant estimates made by
management, as well as evaluating the overall financial statement presentation.
I believe that my audits provide a reasonable basis for my opinion.

In my opinion, the financial statements referred to above present fairly, in all
material respects, the financial position of Safe Travel Care, Inc. (formerly
MLM World News Today, Inc.) as of December 31, 2003 and the results of its
operations and its cash flows for the years ended December 31, 2003 and 2002 in
conformity with generally accepted accounting principles.

The accompanying financial statements have been prepared assuming that the
Company will continue as a going concern. As discussed in Note 3 to the
financial statements, the Company has incurred significant losses and has a
working capital deficit of $114,616, which together raises substantial doubt
about its ability to continue as a going concern. Management's plans in regard
to these matters are also described in Note 3. The financial statements do not
include any adjustments that might result from the outcome of the uncertainty.



Andrew M. Smith CPA
Long Beach, Ca
February 20, 2004


                                       8
<PAGE>


                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                                  Balance Sheet
                           December 31, 2003 and 2002




                                                                  Assets


                                                          2003            2002
 Current Assets
        Cash and cash equivalents                        $   25           $  34


        Accounts receivable, net of allowance for             -               -
        Inventories                                           -           1,734
                                                    ------------   -------------
            Total Current Assets                             25           1,768
                                                    ------------   -------------


 Property, Plant, and Equipment
        Net of Accumulated Depreciation (Note 7)         62,432          78,101

 Other Assets
        Website, net                                     71,731          70,831

        Deposits                                         12,046             275

        Advances receivable                                               1,345

                                                    ------------   -------------

          Total Assets                                $ 146,234       $ 152,321
                                                    ============   =============

                                       9
<PAGE>


                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                                  Balance Sheet
                           December 31, 2003 and 2002

<TABLE>


                                 Liabilities and Stockholders Equity

                                                                       2003                    2002
<S>                                                                <C>                      <C>

 Current Liabilities
        Cash Defecit                                                 $  2,658               $  19,190
        Accounts Payable                                               92,476                  43,471
        Accrued liabilities                                            19,032                  22,000
        Deposits                                                          475

                                                               ---------------       -----------------
          Total Currrent Liabilities                                  114,641                  84,661

 Loans payable - related parties                                      270,390                 323,592



 Commitments and contingencies (Notes 8,  & 9)


        Total Liabilities                                             385,031                 408,253
                                                               ---------------       -----------------
                                                               ---------------       -----------------


 Stockholders' Equity
        Common Stock (200,000,000 shares authorized, par
       value $0.001, 7,170,295 and 663,156 shares issued and
       outstanding) (Note 2)                                            7,170                  97,378

        Additional Paid in Capital                                  2,714,805               2,181,413

        Accumulated deficit                                       (2,960,772)             (2,534,723)

                                                               ---------------       -----------------


            Total Equity                                            (238,797)               (255,932)
                                                               ---------------       -----------------

           Total Liabilities and Equity                             $ 146,234               $ 152,321
                                                               ===============       =================
</TABLE>



                                       10
<PAGE>

                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                             Statement of Operations
                     Years ended December 31, 2003 and 2002

<TABLE>



                                                          2003                     2002
<S>                                                 <C>                        <C>


Revenues                                                $    -                  $  1,285

Cost of Goods Sold                                           -                         -
                                                 --------------            --------------

       Gross Margin                                          -                     1,285

Operating Expenses                                           -

       General and administrative                      402,235                    42,453
       Depreciation and amortization
                                                       23,814                    31,784
                                                 --------------            --------------


       Total Operating Expenses                        426,049                    74,237
                                                 --------------            --------------

Other Income (Expense)                                       -

       Interest Expense                                      -                         -
       Other Income                                                                    -
                                                 --------------            --------------

       Total Other Income (Expense)                          -                         -
                                                 --------------            --------------

Net Income (Loss)                                   $(426,049)                $ (72,952)
                                                 ==============            ==============

Basic and Diluted Loss per Share                     $  (0.11)               $    (0.22)
                                                 ==============            ==============

Weighted Average Number of
Shares Outstanding                                   3,749,950                   326,106
                                                 ==============            ==============

</TABLE>


                                       11
<PAGE>

                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                             Statement of Cash Flows
                      Year ended December 31, 2003 and 2002
<TABLE>


                                                                    2003             2002
<S>                                                            <C>                  <C>

CASH FLOWS FROM OPERATING ACTIVITIES
   Net Income (Loss)                                           $(426,049)          $ (72,952)
   Adjustments to reconcile net income (loss) to net cash
   provided by operating activities
   Depreciation and amortization                                   23,814              31,784
   Stock issued for service
Changes in operating assets and liabilities
     (Increase) decrease in
     Short term receivables                                         1,345
     Inventories                                                    1,734

     Increase(decrease) in
     Accounts payable                                              49,005            (84,314)
     Accrued liabilities                                              475            (38,318)
     Lease deposit payable                                        (14,739)          (118,126)

                                                            ----------------------------------
       NET CASH USED BY
       OPERATING ACTIVITIES                                      (364,415)          (281,926)

CASH FLOWS FROM INVESTING ACTIVITIES

    Acquisition of Fixed Assets                                    (8,244)            (9,240)
    Acquisition of Other Non Current Assets                          (901)                 -
                                                            ----------------------------------
      NET CASH USED FOR
      INVESTING ACTIVITIES                                         (9,145)            (9,240)

CASH FLOWS FROM FINANCING ACTIVITIES
    Increase (decrease) in cash overdraft                         (16,532)             3,040
    Proceeds from issuance of related party notes                                     51,950
    Payment of related party notes                                (53,102)
    Common stock issued                                           443,184            236,170
                                                            ----------------------------------
      NET CASH PROVIDED BY
      FINANCING ACTIVITIES                                        373,550            291,160

Increase (Decrease) in Cash                                            (9)                (6)
    CASH AT BEGINNING OF PERIOD                                        34                 40
                                                            ----------------------------------


    CASH AT END OF PERIOD                                         $    25              $   34
                                                            ==================================
</TABLE>



                                       12
<PAGE>

                           SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                   Statement of Stockholders' Equity (Deficit)
                      Year ended December 31, 2003 and 2002

<TABLE>

                                                 Common Stock           Paid in         Accumulated
                                              Shares        Amount      Capital           Defecit             Total
                                        ---------------------------   -------------   ---------------      -----------
<S>                                     <C>               <C>          <C>             <C>                <C>


Balance December 31, 2001                   188,378        $ 188       $2,042,431      $ (2,460,271)       $ (419,152)

Net Income/(Loss)                                                                           (74,452)          (74,452)

Common stock issued for services             17,500           18            8,504                                8,445

Common stock issued for convertible debt     44,778           45           26,737

Common stock issued for acquisition
of Presidential Air                         412,500          412          200,456                              247,735
                                        ------------------------- ---------------- ------------------ -----------------

Balance December 31, 2002                   663,156         $663       $2,278,128      $ (2,534,723)       $ (255,932)

Net Income/(Loss)                                                                          (426,049)         (426,049)

Proceeds from sale of stock               6,507,139        6,507          436,677                              443,184

Common stock issued for services

                                        ------------------------- ---------------- ------------------ -----------------

Balance December 31, 2003                 7,170,295       $7,170       $2,714,805       $(2,960,772)       $ (238,797)
                                        ========================= ================ ================== =================

</TABLE>


                                       13
<PAGE>

                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                        Notes to the Financial Statements
                           December 31, 2003 and 2002


NOTE 1 - NATURE OF ORGANIZATION
              The financial statements presented are those of Safe Travel Care,
              Inc. (the Company). The Company was organized under the laws of
              the State of Nevada on November 20, 1999. The Company was
              organized to develop a multi-level marketing resource web site to
              offer web site hosting and development services as well as a news
              portal for the multi-level marketing community. The Company was
              considered a development stage company until 2000 when it
              substantially began operations.

NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

         a.  Accounting Method
              The financial statements are prepared using the accrual method of
              accounting. The Company has elected a December 31 year-end.

         b.  Basic Loss Per Share
              The following is an illustration of the reconciliation of the
              numerators and denominators of the basic loss per share
              calculation:
<TABLE>

                                                                  For the Years Ended
                                                                    December 31,
                                                             2003                  2002
               <S>                                       <C>                    <C>

              Net (loss) (numerator)                     $ (426,049)            $ (72,952)

              Weighted average shares outstanding         3,749,950               326,106
                                                          ---------           -----------
              (denominator)

              Basic loss per share                     $      (0.11)        $      (0.22)
                                                       ============           ===========
</TABLE>


              Fully diluted loss per share is not presented as there are no
              potentially dilutive items outstanding.

         c.  Use of Estimates
              The preparation of financial statements in conformity with
              generally accepted accounting principles requires management to
              make estimates and assumptions that affect the reported amounts of
              assets and liabilities and disclosure of contingent assets and
              liabilities at the date of the financial statements and the
              reported amounts of revenues and expenses during the reporting
              period. Actual results could differ from those estimates.

         d.  Cash and Cash Equivalents
              The Company considers all highly liquid investments with a
              maturity of three months or less when purchased to be cash
              equivalents.


                                       14
<PAGE>

                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                        Notes to the Financial Statements
                           December 31, 2003 and 2002

NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

         e.  Revenue Recognition Policy
              The Company recognizes revenue when services are performed or
products are delivered.

         f.  Income Taxes
              At December 31, 2001, the Company had net operating loss
              carry-forwards of approximately $2,461,771 that may be offset
              against future taxable income through 2021. No tax benefit has
              been reported in the consolidated financial statements as the
              Company believes that the carry-forwards will expire unused.
              Accordingly, the potential tax benefits of the net operating loss
              carry-forwards are offset by a valuation allowance of the same
              amount.

              Due to the change in ownership provisions of the Tax Reform Act of
              1986, net operating loss carry-forwards for Federal income tax
              reporting purposes are subject to annual limitations. Should a
              change in ownership occur, net operating loss carry-forwards may
              be limited as to use in future years.

         g.  Inventory
              Inventory consists of finished goods recorded at the lower of cost
              or market on a first in, first out basis. Inventories as of
              December 31, 2001 were written off.

NOTE 3 - GOING CONCERN

              The Company's financial statements are prepared using generally
              accepted accounting principles applicable to a going concern which
              contemplates the realization of assets and liquidation of
              liabilities in the normal course of business. However, the Company
              does not have significant operations to date, nor does it have an
              established source of revenues sufficient to allow it to continue
              as a going concern. The Company has incurred significant losses
              and has a working capital deficit of $114,616.

              The Company projects substantial increases in first year revenues
              as a result of the expansion of its operations into Japan and the
              launch of Tier II of its business model. It is the intent of the
              Company to seek additional working capital for the Company through
              the issuance of its common stock, however, there can be no
              assurance that the Company will be able to meet its financial
              goals.

              On May 2, 2003, the Company executed an agreement for the
              acquisition of the assets of Safe Travel Care, a California
              general partnership. Safe Travel Care (STC) is a travel protection
              service company with administrative authority concerning product
              development, sales, marketing, distribution, premium collection,
              customer and distributor services, claims adjudication and
              payment, regarding the sale of its' "Secure" and "Secure Plus"
              travel protection plans. The travel protection plans focus on
              worldwide emergency medical evacuation and 24-hour emergency
              assistance with such essentials as trip cancellation
              reimbursement, travel delay, baggage delay, lost baggage
              compensation, medical/dental expense coverage, flight insurance,
              and accidental death benefits for a nominal cost per travel day.


                                       15
<PAGE>



                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                        Notes to the Financial Statements
                           December 31, 2003 and 2002


NOTE 4 - RELATED PARTY TRANSACTIONS

         Loans Payable

              During 2001, an additional $124,913 was loaned to the Company by
              officers and directors. At December 31, 2000, the unpaid principal
              balance was $271,643. The loans are to be repaid with interest of
              10 percent.

              During 2001 and 2000, the Company paid $28,750 and $31,200,
              respectively, in consulting fees to related parties.

              During 2000, the Company paid $32,142 in rent to a related party
              for its office space. No rents were paid in 2001.

              During 2000, the Company subleased two properties to related
              parties. The Company recorded $34,987 in rent income for the year
              (see Note 10). The lease was transferred to the lessor on June 30,
              2000.

NOTE 5 - NOTES PAYABLE

              On December 31 1999, the Company borrowed $33,715. The note has a
              maturity date of December 31, 2000 and accrues interest at 12% per
              annum, unsecured. During 2000, an additional $11,885 was borrowed.
              At December 31, 2000, the unpaid principal balance was $42,698.
              Interest expense amounted to $11,727 and $4,629 at December 31,
              2003 and 2002 respectively. The notes were repaid during 2001.

NOTE 6 - WEB SITE DEVELOPMENT

              The Company is developing a web site to provide web site
              development and hosting services as well as a news portal to the
              multi-level marketing community including home businesses and
              second income opportunity seekers. The website is amortized over a
              period of 60 months, beginning March 1, 2000 on the straight-line
              basis:


                                                               December 31,
                                                         2003              2002
                                                        -------          -------
                           Website                   $ 132,583       $  131,684
                           Amortization                 60,852           60,852
                                                   -----------      ------------

                                                    $   71,731      $    70,832
                                                    ==========      ===========

              Amortization for the years ended December 31, 2003 and 2002 was $0
and $26,337, respectively.

                                       16
<PAGE>



                             SAFE TRAVEL CARE, INC.
                      (Formerly MLM World News Today, Inc.)
                        Notes to the Financial Statements
                           December 31, 2003 and 2002


NOTE 7 - PROPERTY AND EQUIPMENT

              Property and equipment are recorded at cost. Major additions and
              improvements are capitalized. Minor replacements, maintenance and
              repairs that do not extend the useful life of the assets are
              expensed as incurred. Depreciation of property and equipment is
              determined using the straight-line method over the expected useful
              lives of the assets, primarily from three to seven years. Property
              and equipment consisted of the following at December 31, 2003:

                                                                 December 31,
                                                            2003         2002
                                                          --------     --------

         Office equipment                                $  41,379    $  32,734
         Accumulated Depreciation - Office equipment        (6,850)      (6,850)
         Software                                           27,255       27,755
         Accumulated Depreciation - Software               (14,267)     (14,267)
         Computer equipment                                 50,939       50,939
         Accumulated depreciation- computer equipment      (36,023)     (12,210)
                                                         ----------   ---------
                                                         $  62,432    $  78,101
                                                         =========    =========

              Depreciation expense for the years ended December 31, 2003 and
              2002 was $23,814 and $22,182, respectively.

NOTE 8 - COMMITMENTS AND CONTINGENCIES

               During 2002 and 2003 there were no significant commitments and
               contingencies pending or outstanding.

NOTE 9 - LEASE COMMITMENT AND TOTAL RENTAL EXPENSE

               During 2003, the Company rented property under a month-to-month
               operating lease and requires monthly rentals of $10,851.


ITEM 8.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
         FINANCIAL DISCLOSURE

During the Company's two most recent fiscal years there were no disagreements
with Company's accountants on any matter of accounting principal or practice,
financial statement disclosure, or auditing scope or procedure. Further, the
previous accountant's report on the financial statements for the past two years
did not contain an adverse opinion or disclaimer of opinion and were not
qualified or modified as to uncertainty, audit scope or accounting principal.
The opinions, however, were qualified on a going concern basis.

ITEM 8A. CONTROLS AND PROCEDURES

As of the end of the period covered by this report, we have evaluated the
effectiveness of the design and operation of our disclosure controls and
procedures under the supervision and with the participation of our chief
executive officer ("CEO") and our chief financial officer ("CFO"). Based on this
evaluation, our management, including our CEO and CFO concluded that our
disclosure controls and procedures were effective, that there have been no
significant changes in our internal controls or in other factors that could
significantly affect internal controls subsequent to the evaluation.

                                       17
<PAGE>

                                    PART III

ITEM 9. DIRECTORS, EXECUTIVE OFFICERS, PROMOTERS AND CONTROL PERSONS; COMPLIANCE
        WITH SECTION 16(a) OF THE EXCHANGE ACT

Information Regarding Present Directors and Executive Officers

         The following table sets forth the names and ages of the present
executive officers and directors of the Company and the positions held by each.


Name                 Age    Title
-------             -----   ------
Robert L. Schultz    64     President,  Chief  Executive   Officer  and Director
LeRoy Wiloughby      67     Treasurer, Chief Financial Officer and Director
Vernell P. Prout     41     Chief Operating Officer
Jason Vaughn         28     Director of Information Technology

                  Each director has been elected to serve until the next annual
meeting of the directors by the shareholders or until his respective successor
has been duly elected and shall have qualified.

                  Robert L. Schultz - Mr. Schultz has over 35 years of proven
business success in both the Travel and Insurance industries. His business
career began in the travel industry while in College working for American
Airlines and E.F. MacDonald Incentive Travel Company and worked closely with
Chrysler Corporation, Holiday Inns, Toyota IBM and countless other Fortune 500
companies assisting and managing all aspects of their incentive travel programs
around the globe. His extensive knowledge of the insurance industry stems from
Prudential Insurance Company where he was responsible for building one of the
largest and most successful district agency staffs in the United States. During
his tenure at Prudential, he earned several sales, service, and management
awards. Throughout his involvement with The Life Underwriters Training Counsel
and General Agents Management Counsel, Mr. Schultz has trained agents for New
York Life, Metropolitan Life, and Mass Mutual. His intense dedication,
entrepreneurial spirit and goal-oriented focus have proven invaluable assets
throughout his highly respected career. Mr. Schultz passes on that positive
attitude at STC, where his goal is to provide the highest quality product and
award winning customer service demanded by today's consumer. Mr. Schultz will
serve as Chief Executive Officer and Director of our Company.

                  LeRoy Wiloughby - Mr. Wiloughby comes to Safe Travel Care from
a successful four years as Chief Financial Officer for United Capital Finance.
Prior to his involvement with United Capital, he retained top executive
positions in Tokyo, Japan for over 24 years; having held such demanding roles as
Chief Executive Officer of EDUCO International, Director of Japan and Korea for
the Institute of Cultural Affairs (ICA), Dean of Bunka Gakuen, and founding
professor for the Intercultural Studies Department of Bunka Women's University
(BWU). Possessing a Masters Degree from Northwestern University in Evanston,
Illinois, Mr. Willoughby's professional experience encompasses a broad range of
skills, including extensive public speaking experience in both Japanese and
English for groups as large as two thousand people. His continuing international
business associations and global colleague relations further support STC in its
aspirations to become a premier worldwide provider of travel protection
services. Mr. Wiloughby will serve as Chief Financial Officer and Director of
our Company.

                  Vernell P. Prout - Ms. Prout comes to Safe Travel Care, Inc.
as Chief Operating Officer having worked with both federal and city governments
implementing employee training programs and winning numerous awards for her
outstanding achievements. Formerly Vice President of Genesis Consulting Service,
Ms. Prout oversaw the operations of Human Resources, Customer Service, Sales,
Finance, and Training. Ms. Prout has demonstrated an ability to prioritize a
broad range of responsibilities in order to achieve the maximum level of
operating effectiveness and efficiency. Beginning her working career with
Allstate Insurance, Ms. Prout is a valuable asset to STC with her extensive
knowledge of the insurance industry. Her specialties include: troubleshooting,
creativity, excellent interpersonal skills, and the ability to turn out high
quality results on challenging and time-critical assignments, making her an
essential and invaluable addition to the STC team.

                                       18
<PAGE>

                  Jason Vaughn - Mr. Vaughn acquired his Bachelor of Science
Degree in Business Administration with a minor in Computer Science from
California State University, San Marcos. Mr. Vaughn's extensive knowledge of web
based computer programming and high technology management in business is
complemented by his natural leadership skills. He brings to STC the specialized
expertise necessary to succeed in today's high-tech marketplace, coupled with an
enthusiastic, assertive attitude for success. With experience ranging from his
extensive database implementation for the gaming division of Sony Computer
Entertainment Association, to establishing FX Web Design as an industry leader
in web hosting, design and development; Mr. Vaughn complements the STC team with
his professional experience and technical expertise. Mr. Vaughn will serve as
our Director of Information Technology

         Compliance with Section 16(a) of the Exchange Act.

         The persons obligated to make filings pursuant to Section 16(a) of the
Exchange Act have not done so as of the date of this report. All such filings,
however, are expected to be made within the next thirty days.

ITEM 10. EXECUTIVE COMPENSATION

                  For the year ended December 31, 2003, there was no
compensation paid to any officer, director of the company.

ITEM 11. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

                  Security Ownership of Management and Certain Beneficial Owners

                  The following table sets forth as of April 15, 2004, the
number of shares of the Company's Common Stock known to be held by beneficial
owners of more than five percent of the Company's Common Stock.


 Name and Address of            Amount and Nature of
 Beneficial Owner               Beneficial Ownership            Percent of Class
 ----------------               --------------------            ---------------

    Paul Harbison                      128,019                        1.77%


    Wesley F. Gibbs                    10,000                         0.14%


    Arthur Faro                        2,000,000                     27.65%


    Christa D. Frans                   712,500                        9.85%


    J. Jeffrey Frans                   707,500                        9.78%


    Katherine R. Frans                 707,500                        9.78%
                                       -------                      ---------

    Total All Officers & Directors
     (1) person                      4,265,519                       58.97%
                                    -----------


                  ITEM 12.CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

During the years ended 2003 and 2002, $0 and $51,950, respectively, was loaned
to the Company by officers and directors. At December 31, 2003 and December 31,
2002, the unpaid principal balance was $270,390 and $323,592, respectively. The
loans are to be repaid with interest at rate of 10 percent.

                                       19
<PAGE>


Christa D. Frans, J. Jeffrey Frans and Katherine R. Frans are siblings.

                                     PART IV

ITEM 13.EXHIBITS AND REPORTS OF FORM 8-K

                  (a)     Exhibits

                  None

                  (b)     Reports on Form 8-K

                  None

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES

     For each of the prior two years,  fees paid by the  Company to its  outside
auditors have totaled $3,000, all of which relates to audit and review work.

                                   SIGNATURES

                  In accordance with Section 13 or 15(d) of the Exchange Act,
the registrant caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.

                             SAFE TRAVEL CARE, INC.


                                By /s/ Robert L. Schultz

                                     Robert L. Schultz, Chief Executive Officer


                                By /s/ LeRoy Wiloughby

                                     LeRoy Wiloughby, Chief Financial Officer

Dated: May 4, 2004

         In accordance with the Exchange Act, this report has been signed below
by the following persons on behalf of the registrant and in the capacities and
on the dates indicated.
<TABLE>


  Signature                       Title                                        Date
<S>                     <C>                                                <C>

 /s/ Robert L. Schultz  President, Chief Executive Officer and Director     May 4,2004
-----------------------
 Robert L. Schultz

 /s/ LeRoy Wiloughby    Treasurer, Chief Financial Officer and Director     May 4,2004
-----------------------
LeRoy Wiloughby

/s/ Vernell P. Prout    Chief Operating Officer                             May 4,2004
-----------------------
Vernell P. Prout

/s/                     Director of Technology
                                                                            May ___, 2004
Jason Vaughn
</TABLE>


                                       20
<PAGE>
                                 CERTIFICATIONS

I, Robert L. Schultz, certify that:

1. I have reviewed this annual report on Form 10-KSB of Safe Travel Care, Inc.;

2. Based on my knowledge, this annual report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this annual
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this annual report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this annual report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

         a) designed such disclosure controls and procedures to ensure that
material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this annual report is being prepared;

         b) evaluated the effectiveness of the registrant's disclosure controls
and procedures as of a date within 90 days prior to the filing date of this
annual report (the "Evaluation Date"); and

         c) presented in this annual report our conclusions about the
effectiveness of the disclosure controls and procedures based on our evaluation
as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

         a) all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize and report financial data and have identified for the
registrant's auditors any material weaknesses in internal controls; and

         b) any fraud, whether or not material, that involves management or
other employees who have a significant role in the registrant's internal
controls; and

6. The registrant's other certifying officers and I have indicated in this
annual report whether or not there were significant changes in internal controls
or in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions with
regard to significant deficiencies and material weaknesses.

Dated: May 4, 2004

By:/s/ Robert L. Schultz
Robert L. Schultz
Chief Executive Officer


                                       21
<PAGE>

I, LeRoy Wiloughby, certify that:

1. I have reviewed this annual report on Form 10-KSB of Safe Travel Care, Inc.;

2. Based on my knowledge, this annual report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this annual
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this annual report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this annual report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

         a) designed such disclosure controls and procedures to ensure that
material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly
during the period in which this annual report is being prepared;

         b) evaluated the effectiveness of the registrant's disclosure controls
and procedures as of a date within 90 days prior to the filing date of this
annual report (the "Evaluation Date"); and

         c) presented in this annual report our conclusions about the
effectiveness of the disclosure controls and procedures based on our evaluation
as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

         a) all significant deficiencies in the design or operation of internal
controls which could adversely affect the registrant's ability to record,
process, summarize and report financial data and have identified for the
registrant's auditors any material weaknesses in internal controls; and

         b) any fraud, whether or not material, that involves management or
other employees who have a significant role in the registrant's internal
controls; and

6. The registrant's other certifying officers and I have indicated in this
annual report whether or not there were significant changes in internal controls
or in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions with
regard to significant deficiencies and material weaknesses.

Dated: May 4, 2004

By: /s/ LeRoy Wiloughby
LeRoy Wiloughby
Chief Financial Officer

                                       22
<PAGE>

     CERTIFICATION  OF CHIEF  EXECUTIVE  OFFICER  AND  CHIEF  FINANCIAL  OFFICER
     PURSUANT TO 18 U.S.C.  SECTION 1350, AS ADOPTED  PURSUANT TO SECTION 906 OF
     THE SARBANES-OXLEY ACT OF 2002

--------------------------------------------------------------------------------
I, Robert Schultz, certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that the Annual
Report of Safe Travel Care, Inc. on Form 10-KSB for the quarterly period ended
December 31, 2003 fully complies with the requirements of Section 13(a) or 15(d)
of the Securities Exchange Act of 1934 and that information contained in such
Form 10-KSB fairly presents in all material respects the financial condition and
results of operations of Safe Travel Care, Inc.

By: /s/ LeRoy Wiloughby
--------------------------------
Name: Robert Schultz
Title: Chief Executive Officer
May 4, 2004


<PAGE>



     CERTIFICATION  OF CHIEF  EXECUTIVE  OFFICER  AND  CHIEF  FINANCIAL  OFFICER
     PURSUANT TO 18 U.S.C.  SECTION 1350, AS ADOPTED  PURSUANT TO SECTION 906 OF
     THE SARBANES-OXLEY ACT OF 2002

--------------------------------------------------------------------------------
I, LeRoy Wiloughby, certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that the Annual
Report of Safe Travel Care, Inc. on Form 10-KSB for the quarterly period ended
December 31, 2003 fully complies with the requirements of Section 13(a) or 15(d)
of the Securities Exchange Act of 1934 and that information contained in such
Form 10-KSB fairly presents in all material respects the financial condition and
results of operations of Safe Travel Care, Inc.

By: /s/ LeRoy Wiloughby
---------------------------
Name: LeRoy Wiloughby
Title: Chief Executive Officer
May 4, 2004