WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

[TYPE]                                                  EX-27
<ARTICLE>                                                   9
<MULTIPLIER>                                            1,000

<S>                                   <C>
<PERIOD-TYPE>                                           3-MOS
<FISCAL-YEAR-END>                                 Jun-30-2001
<PERIOD-END>                                      Sep-30-2000
<CASH>                                                  5,473
<INT-BEARING-DEPOSITS>                                  9,524
<FED-FUNDS-SOLD>                                            0
<TRADING-ASSETS>                                        6,774
<INVESTMENTS-HELD-FOR-SALE>                            97,520
<INVESTMENTS-CARRYING>                                 36,381
<INVESTMENTS-MARKET>                                   35,947
<LOANS>                                               333,879
<ALLOWANCE>                                             3,989
<TOTAL-ASSETS>                                        506,844
<DEPOSITS>                                            394,473
<SHORT-TERM>                                           32,022
<LIABILITIES-OTHER>                                     3,836
<LONG-TERM>                                            39,721
<PREFERRED-MANDATORY>                                       0
<PREFERRED>                                                 0
<COMMON>                                                4,109
<OTHER-SE>                                             32,683
<TOTAL-LIABILITIES-AND-EQUITY>                        506,844
<INTEREST-LOAN>                                         6,632
<INTEREST-INVEST>                                       2,341
<INTEREST-OTHER>                                           49
<INTEREST-TOTAL>                                        9,022
<INTEREST-DEPOSIT>                                      4,301
<INTEREST-EXPENSE>                                      5,503
<INTEREST-INCOME-NET>                                   3,519
<LOAN-LOSSES>                                             105
<SECURITIES-GAINS>                                        171
<EXPENSE-OTHER>                                         3,842
<INCOME-PRETAX>                                         1,134
<INCOME-PRE-EXTRAORDINARY>                              1,134
<EXTRAORDINARY>                                             0
<CHANGES>                                                   0
<NET-INCOME>                                              995
<EPS-BASIC>                                              0.24
<EPS-DILUTED>                                            0.24
<YIELD-ACTUAL>                                           3.19
<LOANS-NON>                                               800
<LOANS-PAST>                                                0
<LOANS-TROUBLED>                                            0
<LOANS-PROBLEM>                                         1,491
<ALLOWANCE-OPEN>                                        3,908
<CHARGE-OFFS>                                              28
<RECOVERIES>                                                4
<ALLOWANCE-CLOSE>                                       3,989
<ALLOWANCE-DOMESTIC>                                    1,893
<ALLOWANCE-FOREIGN>                                         0
<ALLOWANCE-UNALLOCATED>                                 2,096


</TABLE>