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                                                                  EXHIBIT 10.1




                              EMPLOYMENT AGREEMENT


     THIS EMPLOYMENT AGREEMENT is entered into to be effective November 1, 2002
(the "Effective Date"), by and between LUMMI DEVELOPMENT, INC., a Delaware
corporation (the "Company") dba Signature Horizons, Inc. and RONALD A. POTTS, an
individual resident of the State of Florida ("Executive").

                              W I T N E S S E T H:

     WHEREAS, the Company wishes to employ Executive as the Chief Executive
Officer of the Company; and

     WHEREAS, the Company wishes to appoint Executive as a member and Chairman
of the Board of Directors to serve as such for a five-year term; and

     WHEREAS, Executive shall have and be entitled to all of the rights, powers
and authority, and be obligated to discharge all of the duties and
responsibilities, customary to the position of CEO and Chairman in a
publicly-traded company; and

     WHEREAS, the Company and Executive desire to enter into certain agreements
providing for Executive's employment with the Company, and the Company and
Executive desire that Executive serve in a senior executive capacity with the
Company on the terms hereinafter set forth.

     NOW, THEREFORE, in consideration of the premises and mutual covenants
herein contained and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto agree as
follows:

     1. EMPLOYMENT. The Company agrees to employ Executive, and Executive
accepts such employment for the period beginning as of the date hereof and
ending upon the earlier of (a) termination pursuant to Section 1(f) hereof or
(b) the date three (3) years from the date of this Agreement (the "Employment
Period").

          (a) SERVICES. During the Employment Period, Executive will serve as
     the Company's Chief Executive Officer, and as such he shall have such
     rights, entitlements, authority, duties and responsibilities as would
     normally attach to such position, subject to the authority of the Board of
     Directors (the "Board"). Furthermore, Executive, together with the Chief
     Operating Officer and an appointee of the Board, will form an Executive
     Committee, which will have full right and authority to make changes and
     other decisions pertaining to personnel, operations and finance. Executive
     will devote his best efforts and substantially all of his business time and
     attention (except for vacation periods and reasonable periods of illness or
     other incapacity) to the business of the Company and its affiliates and
     will faithfully and diligently carry out such duties and have such rights,


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     powers, authority and responsibilities as are customary among persons
     employed in substantially similar capacities for similar companies.
     Notwithstanding the foregoing, Executive may serve on civil and charitable
     boards and committees and manage personal investments, provided, however,
     that Executive shall use Executive's best efforts to pursue such activities
     in such a manner so that such activities shall not prevent Executive from
     fulfilling Executive's obligations to the Company hereunder. Executive will
     report to the Board of Directors and shall faithfully and diligently comply
     with all of its reasonable and lawful directives. For purposes of this
     Agreement, the term "affiliates" means any corporation, limited
     partnership, limited liability company or other entity engaged in the same
     business as the Company or a related business, which is controlled by or
     under common control with the Company.

          (b) BASE SALARY AND BONUS. The Company will pay Executive a base
     salary at the rate of not less than $22,000 per month or such higher amount
     as determined from time to time by the Board of Directors of the Company
     (the "Base Salary"). The Base Salary for each calendar year or portion
     thereof during the Employment Period shall be paid to the Executive on the
     regularly recurring pay periods established by the Company, but in no event
     in less than equal semi-monthly installments. As additional compensation
     for the performance of the services rendered by Executive, the Company will
     pay to Executive an annual performance bonus, beginning with the 2002
     calendar year, based upon the achievement of those goals and objectives,
     which shall be determined by the Board of Directors. If Executive achieves
     the goals and objectives determined by the Board of Directors with respect
     to each year, beginning with 2002, Executive shall be entitled to receive
     an annual bonus in an amount up to $100,000 (the "Performance Bonus"). The
     Performance Bonus shall be paid within thirty (30) days after the last day
     of the year for which the Performance Bonus was earned. Executive shall
     have the option of receiving the Performance Bonus in cash and/or shares of
     the Company's common stock ("Bonus Shares") with a fair market value (as
     determined by the average closing sales price for the last month of the
     applicable year) equal to the amount of the Performance Bonus taken in
     Bonus Shares. Executive shall have the right to require Bonus Shares to be
     registered by the Company with the Securities and Exchange Commission for
     resale.

          (c) STOCK OPTIONS. Executive shall also receive non-qualified stock
     options (the "Options") to purchase 500,000 shares of common stock of the
     Company (the "Option Shares"). The Options shall have an exercise price of
     $1.00 per share and shall be exercisable for a period of five (5) years
     from and after the date they first become exercisable. 20% of the Options
     shall vest upon the date hereof and the remaining 80% of the Options shall
     vest 20% each year of the term of this Agreement, provided, however, that
     Executive is an employee of the Company at the time of vesting or as
     otherwise provided herein or in the Option Agreement evidencing and
     governing the grant of the Options, and provided further, however, that all
     unvested Options shall vest and become immediately exercisable in the event
     the sales price of the Company's common stock closes at $8.00 or higher for
     any twenty (20) consecutive trading days for which there is a quoted
     closing sales price or if the Company earns at least $5 million in any
     calendar




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     quarter or $15 million in any calendar year. It is also agreed that the
     Company shall use its best efforts to register the Option shares on a
     Form S-8.

          (d) BENEFITS. In addition to the compensation described in Section
     1(a), (b) and (c), Executive will be entitled, during the Employment
     Period, to the benefits described in Exhibit A hereto.

          (e) TERMINATION. Executive's employment with the Company will continue
     until termination of Executive's employment pursuant to any of the
     following provisions:

               (i) Termination by the Company without Cause. The Company may at
          any time by action of a majority of the entire membership of its Board
          of Directors terminate Executive's employment without Cause (as
          defined below) by giving Executive notice of the effective date of
          termination (which effective date may be the date of such notice) (the
          "Date of Termination"). A voluntary termination by Executive within
          sixty (60) days after any of the following events will be deemed a
          termination of Executive's employment by the Company without Cause:
          (1) a reduction of Executive's status by the Company; (2) relocation
          of the Executive outside the Atlanta, Georgia metropolitan area; (3)
          failure by the Company to comply with any material provision of this
          Agreement that has not been cured within ten (10) days after notice of
          such non-compliance has been given to the Company; (4) a material
          reduction of Executive's responsibilities or reduction of her salary
          by more than five percent (5%); or (5) termination of Executive's
          employment due to Executive's death or Disability (as defined below).
          In the event of such termination, the Company shall have the
          obligation to pay Executive the following:

                    (A) Through the Date of Termination, the Company shall pay
               Executive his full Base Salary at her then current rate of pay,
               and continue the benefits in effect at the time notice of
               termination is given;

                    (B) In lieu of any further salary payments to Executive for
               periods subsequent to the Date of Termination, the Company shall
               pay, as severance to Executive, a payment (the "Severance
               Payment") equal to 3.0 times the Annual Compensation (as defined
               below) which was payable to Executive by the Company (or any
               corporation affiliated with the Company ("Affiliate") within the
               meaning of Section 1504 of the Internal Revenue Code of 1954, as
               amended (the "Code") and includible by Executive in her gross
               income for Federal income tax purposes for the twelve (12)
               calendar months preceding the Date of Termination such Severance
               Payment to be payable in equal bi-weekly payments for a period of
               twelve (12) months following the effective date of such
               termination; provided, however, that, if Executive's employment
               shall be terminated within one year after a Change in Control (as
               hereinafter defined), the Severance Payment shall be a lump sum
               payment equal to 4.0 times such Annual Compensation. For purposes
               of this Agreement, "Annual



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               Compensation" shall mean his Base Salary (annualized) bonus and
               automobile allowance includible in his gross income in respect to
               his employment by the Company (or an Affiliate). For purposes of
               this Agreement, a "Change in Control" shall be deemed to occur in
               the event of a merger or consolidation of the Company with or
               into any other corporation or other entity or a sale of all or
               substantially all of the assets of the Company, unless the
               stockholders of the Company immediately prior to such transaction
               hold at least fifty percent (50%) of the outstanding equity
               securities of the entity surviving such merger or consolidation
               or the entity purchasing such assets, or in the event of a sale
               or transfer of more than fifty percent (50%) of the Company's
               Common Stock to a person or persons acting as a group, who is or
               are not controlled directly or indirectly by the Company, in a
               single transaction or series of related transactions;

                    (C) The Severance Payment shall be in lieu of any other
               severance payment offered by the Company and applicable to
               Executive;

                    (D) In the event that the Severance Payment (and any
               payments payable under any other plan, program, or arrangement or
               agreement maintained by the Company or an Affiliate) would
               constitute an "excess parachute payment" (with the meaning of
               Section 280G of the Code), the Severance Payment will be reduced
               (by the minimum possible amount) until the total "parachute
               payments" (within the meaning of Section 280G of the Code) do not
               constitute an "excess parachute payment" (within the meaning of
               Section 280G of the Code); provided, however, that no such
               reduction shall be made if the net after-tax benefit (after
               taking into account federal, state and local income and excise
               taxes) to which Executive otherwise would be entitled without
               such reduction would be greater than the net after-tax benefit
               (after taking into account federal, state and local income and
               excise taxes) to Executive resulting from the receipt of such
               payments with such reduction. For purposes of this calculation,
               it shall be assumed that Executive's tax rate is the maximum
               marginal federal, state and local income tax rate on earned
               income, with such maximum federal rate to be computed with regard
               to Section 1(g) of the Code, if applicable. In the event that
               Executive and the Company are unable to agree as to the amount of
               the reduction described above, if any, Executive shall select a
               law firm or accounting firm which is not regularly consulted by
               (but is reasonably acceptable to) the Company ("Tax Counsel") and
               such Tax Counsel shall, at the Company's expense, determine the
               amount of such reduction and such determination shall be final
               and binding upon Executive and the Company;

                    (E) The Company shall also pay to Executive all legal fees
               and expenses reasonably incurred by her in successfully
               contesting or disputing any such termination or in a successful
               action to obtain or enforce any



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               right or benefit provided by this Agreement or any other right or
               benefit enjoyed by Executive during his employment with the
               Company, such payments to be made with five (5) days after
               submission by Executive to the Company of a request for payment
               with such evidence as the Company may reasonably require;

                    (F) In the event of a Change in Control, the payments
               provided for in subsection (B) above, shall be made not later
               than the fifth (5th) day following the Date of Termination;
               provided, however, that if the amount of such payments, and the
               limitation on such payments set forth in subsection (C) above,
               cannot be finally determined on or before such day, the Company
               shall pay Executive on such day an estimate, as determined in
               good faith by the Company, of the minimum amount of such payments
               and shall pay the remainder of such payments (together with
               interest at the applicable federal rate as defined in Section
               1274 of the Code or such other minimum rate which will not cause
               imputation of income for its purpose, hereafter referred to as
               the "Applicable Rate") as soon as the amount thereof can be
               determined but in no event later than the thirtieth day after the
               Date of Termination. In the event that the amount of the
               estimated payments exceeds the amount subsequently determined to
               have been due, such excess shall constitute a loan by the Company
               to Executive, payable on the fifth day after demand by the
               Company (together with interest at the Applicable Rate);

                    (G) If Executive's employment shall be terminated by the
               Company other than for Cause, then all of the then unvested Stock
               Options provided for in subsection (c) of this Section 1 shall
               immediately vest and be exercisable and, for an eighteen (18)
               month period after the Date of Termination, the Company shall, at
               Executive's request made within sixty (60) days after the Date of
               Termination, arrange to provide Executive with health and life
               benefits substantially similar to those which Executive was
               receiving immediately prior to the Notice of Termination unless
               and until Executive receives such benefits from a subsequent
               employer. The cost of the benefits provided for in the preceding
               sentence shall be borne by the Company for the first twelve (12)
               months after the Date of Termination. The determination of
               whether any of such benefits would result in a reduction of the
               Severance Payment and, if so, by how much shall be made at the
               Company's expense, by Tax Counsel and transmitted to Executive
               within ten days after the Date of Termination;

                    (H) Executive shall not be required to mitigate the amount
               of any payment provided for in this Section 1(e)(i) by seeking
               other employment or otherwise, nor shall the amount of any
               payment or benefit provided for in this Section 1(e)(i) be
               reduced by any compensation earned by Executive as the result of
               employment by another employer or by retirement benefits after
               the Date of Termination, or otherwise.



                                       5

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                    (I) For purposes of this Agreement, the term, "Disability,"
               shall mean an incapacity due to physical or mental illness or
               injury that is permanent in nature and prevents Employee from
               performing the substantial and material duties of his employment
               hereunder. Any such disability shall be deemed to be permanent in
               nature if such disability is expected to last for a period of at
               least twelve (12) consecutive months.

               (ii) Termination by the Company for Cause. A majority of the
          entire membership of the Board shall have the right to terminate
          Executive's employment at any time for any of the following reasons
          (each of which is referred to herein as "Cause") by giving Executive
          written notice which specifically identifies in reasonable detail the
          Cause and affords reasonable opportunity for a hearing before the
          Board with the right to be accompanied by counsel, and Executive shall
          have fifteen (15) days from the receipt of such notice (or, if later,
          the date of such hearing) to cure such Cause, to the extent such Cause
          is curable. If the Cause is not cured within said fifteen (15) days or
          the Cause is not curable, the Company may give Executive written
          notice of the effective date of termination (which effective date may
          be the date of such notice):

                    (A) the willful breach of any provision of Section 1(a),
               Section 2 and/or Section 4;

                    (B) any act of intentional fraud or dishonesty with respect
               to any aspect of the Company's or any affiliate's business;

                    (C) continued use of illegal drugs;

                    (D) as a result of Executive's willful misconduct, Executive
               shall commit any act that causes, or shall knowingly fail to take
               reasonable and appropriate action to prevent, any material injury
               to the financial condition or business reputation of the Company
               or any affiliate; or

                    (E) conviction of, or entering a plea of guilty or nolo
               contendere to, a misdemeanor involving fraud, embezzlement,
               theft, dishonesty or other criminal conduct against the Company
               or a felony.

                    If a majority of the Board terminates Executive's employment
               for any of the reasons set forth above in this Section 1(e)(ii),
               the Company shall have no further obligations hereunder accruing
               from and after the effective date of termination and shall have
               all other rights and remedies available under this or any other
               agreement and at law or in equity.

               (iii) Voluntary Termination by Executive. In the event that
          Executive's employment with the Company is terminated by Executive
          (except as set forth in Section 1(e)(i)), the Company shall have no
          further obligations hereunder accruing from and after the date of such
          termination.


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     2. NONDISCLOSURE. Executive hereby acknowledges and agrees that, in
performing services under this Agreement, Executive will have access to
Proprietary Information (as defined below). Executive further agrees as follows:

          (a) Executive shall (i) use the Proprietary Information exclusively
     for the purpose of fulfilling the obligations of this Agreement; (ii)
     return the Proprietary Information, and any copies thereof, in his
     possession or under his control, to the Company upon request of the
     Company, or expiration or termination of this Agreement for any reason; and
     (iii) except for disclosures to employees of the Company in the ordinary
     course of business, hold the Proprietary Information in confidence and not
     copy, publish or disclose to others or allow any other party to copy,
     publish or disclose to others in any form, any Proprietary Information
     without the prior written approval of the Chairman of the Board of the
     Company.

          (b) The obligations and restrictions set forth in this Section 2 shall
     survive expiration or termination of this Agreement, for any reason, and
     shall remain in full force and effect as follows:

               (i)  as to Trade Secrets, for an indefinite period after
          expiration or termination of this Agreement it being understood that
          disclosure of Company Trade Secrets shall never be permissible; and

               (ii) as to Confidential Information, for a period of two (2)
          years after expiration or termination of this Agreement for any
          reason.

          (c) The confidentiality, property, and proprietary rights protections
     available in this Agreement are in addition to, and not exclusive of, any
     and all other corporate rights, including those provided under copyright,
     corporate officer or director fiduciary duties, and trade secret and
     confidential information laws. The obligations set forth in this Section 2
     shall not apply or shall terminate with respect to any particular portion
     of the Proprietary Information which (i) was in Executive's possession,
     free of any obligation of confidence, prior to his receipt from the
     Company, (ii) Executive establishes is already in the public domain at the
     time the Company communicates it to Executive, or becomes available to the
     public through no breach of this Agreement by Executive, or (iii) Executive
     establishes is received by Executive independently and in good faith from a
     third party lawfully in possession thereof and having no obligation to keep
     such information confidential.

          (d) For purposes of this Section 2, the following definitions shall
     apply:

               (i)  "Confidential Information" shall mean any information which
          does not rise to the level of a Trade Secret, but is valuable to the
          Company and provided in confidence to Executive.

               (ii) "Proprietary Information" shall mean collectively Trade
          Secrets and Confidential Information.


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<PAGE>
               (iii) "Trade Secret" shall mean any information, which derives
          economic value, actual or potential, from not being generally known
          to, and not being readily ascertainable by proper means by, other
          persons who can obtain economic value from its disclosure or use, and
          is the subject of efforts that are reasonable under the circumstances
          to maintain its secrecy.

     3. OTHER BUSINESS. During the Employment Period, Executive agrees that she
will not, directly or indirectly, except with the express written consent of the
Board of Directors, become engaged in, render services for, or permit her name
to be used with, any business other than the business of the Company and its
affiliates.

     4. TERMINATION OF AGREEMENT. This Agreement shall terminate on the fifth
(5th) anniversary of the date hereof.

     5. GENERAL PROVISIONS.

          (a) NOTICES. Any notice provided for in this Agreement must be in
     writing and must be either personally delivered, or mailed by first class
     mail (postage prepaid and return receipt requested) or sent by reputable
     overnight courier services, to the recipient at the address below
     indicated:

          To the Company: 3480 Preston Ridge Road, Suite 500, Alpharetta,
                          GA 30038

          To Executive:    2020 Federal Road, Roswell, GA 30075


     or such other address or to the attention of such other person as the
     recipient party shall have specified by prior written notice to the sending
     party. Any notice under this Agreement will be deemed to have been given
     when so delivered or sent or if mailed, five days after so mailed.

          (b) SEVERABILITY. Whenever possible, each provision of this Agreement
     will be interpreted in such manner as to be effective and valid under
     applicable law, but if any provision of this Agreement is held to be
     invalid, illegal or unenforceable in any respect under any applicable law
     or rule in any jurisdiction, such invalidity, illegality or
     unenforceability will not affect any other provision in any other
     jurisdiction, but this Agreement will be reformed, construed and enforced
     in such jurisdiction as if such invalid, illegal or unenforceable provision
     had never been contained herein except that any court having jurisdiction
     shall have the power to reduce the duration, area or scope of such invalid,
     illegal or unenforceable provision and, in its reduced form, it shall be
     enforceable.

          (c) COMPLETE AGREEMENT. This Agreement embodies the complete agreement
     and understanding between the parties and supersedes and preempts any prior
     understandings, agreements or representations by or between the parties,
     written or oral, which may have


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<PAGE>

     related to the subject matter hereof in any way. Any employment, benefit or
     bonus arrangements or agreements between the Company and Executive that
     existed at any time prior to the execution and delivery of this Agreement
     are hereby terminated by Executive: provided, however, that Executive shall
     remain liable for any beach of such arrangements or agreements occurring
     during the term of such arrangement or agreement. From and after the date
     of this Agreement, Executive shall not be entitled to any compensation from
     the Company on account of any such arrangement or agreement.

          (d) SUCCESSORS AND ASSIGNS. This Agreement is intended to bind and
     inure to the benefit of and be enforceable by Executive and the Company,
     except that Executive may not assign any of his rights or obligations under
     this Agreement and the Company may not assign any of its rights or
     obligations under this Agreement except as provided in the following
     sentence. The Company may assign its rights under this Agreement, as
     security, to any lender to the Company, and in the event of a sale of all
     of the stock, or substantially all of the stock, of the Company, or
     consolidation or merger of the Company into another corporation or entity,
     or the sale of substantially all of the operating assets of the Company to
     another corporation, entity or individual, the Company may assign its
     rights and obligations under this Agreement to its successor-in-interest
     provided that such successor-in-interest shall have assumed all obligations
     of the Company hereunder by written agreement with Executive, and in the
     event the Company does not so assign its rights and obligations hereunder,
     such sale, consolidation or merger shall be deemed to be termination of
     Executive's employment by the Company without Cause in accordance with
     Section 1(e)(i) hereof.

          (e) GOVERNING LAW. This Agreement shall be construed and enforced in
     accordance with the laws of the State of Georgia (without regard to any
     conflicts of laws provisions of the laws of such state).

          (f) REMEDIES. Each of the parties to this Agreement will be entitled
     to enforce his or its rights under this Agreement specifically to recover
     damages (including, without limitation, reasonable fees and expenses of
     counsel) by reason of any breach of any provision of this Agreement and to
     exercise all other rights existing in his or its favor. The parties hereto
     agree and acknowledge that money damages may not be an adequate remedy for
     any breach or threatened breach of the provisions of this Agreement and
     that any party may in his or its sole discretion apply or any court of law
     or equity of competent jurisdiction for specific performance and/or
     injunctive relief in order to enforce or prevent any violations of the
     provisions of this Agreement.

          (g) AMENDMENTS AND WAIVERS. Any provisions of this Agreement my be
     amended or waived only with the prior written consent of Executive and a
     majority of the Board.

          (h) ABSENCE OF CONFLICTING AGREEMENTS. Executive hereby warrants and
     covenants that his employment by the Company does not result in a breach of
     the terms, conditions or provisions of any agreement to which Executive is
     subject.


                                       9
<PAGE>

          (i) SURVIVAL. No termination of Executive's employment in accordance
     with Section 1(e) shall reduce or terminate Executive's covenants and
     agreements in Section 2.

          (j) ACKNOWLEDGEMENT. By signing this Agreement, Executive acknowledges
     that the Company has advised Executive of his right to consult with an
     attorney prior to executing this Agreement; that he has the right to retain
     counsel of his own choosing concerning the agreement to arbitrate or any
     waiver of rights or claims; that he has read and fully understands the
     terms of this Agreement and/or has had the right to have it reviewed and
     approved by counsel of choice, with adequate opportunity and time for such
     review; and that he is fully aware of its contents and of its legal effect.
     Accordingly, this Agreement shall not be construed against any party on the
     grounds that the party drafted this Agreement. Instead, this Agreement
     shall be interpreted as though drafted equally by all parties.

          IN WITNESS WHEREOF, the parties have caused this Agreement to be duly
     executed and delivered on the day and year first above written.

                                        "COMPANY"


                                        By: /s/ Peggy A. Evans
                                            ------------------------------------
                                            Name:  Peggy A. Evans
                                                   -----------------------------
                                            Title: Chief Financial Officer
                                                   -----------------------------


                                        "EXECUTIVE"

                                        /s/ Ronald A. Potts
                                        ----------------------------------------












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<PAGE>

                                    EXHIBIT A

                                    BENEFITS


     1. VACATION. Executive shall be entitled to a total of four (4) weeks of
paid vacation for each year during the term of this Agreement. Notwithstanding
the foregoing, Executive hereby acknowledges that no more than two (2) weeks of
vacation may be taken consecutively. Any vacation not taken in any such year
shall be forfeited and shall not be carried forward to subsequent years.


     2. INSURANCE. Executive shall receive the employee benefits such as health
insurance, life insurance and disability insurance as are provided, from time to
time, to senior executives of the Company. In addition, Company hereby agrees to
purchase a term life insurance policy for Executive payable to the beneficiary
designated by Executive in the amount of $500,000, provided, however, that
Executive is insurable.

     3. BUSINESS EXPENSES. Upon submission of itemized expense statements in the
manner specified by the Company, Executive shall be entitled to reimbursement
for reasonable business and travel expenses duly incurred by Executive in the
performance of his duties under this Agreement.

     4. AUTOMOBILE ALLOWANCE. The Company hereby agrees to pay Executive or an
automobile leasing or finance company, if so directed by Executive, an amount up
to $700.00 per month as an automobile allowance, plus related automobile
insurance premiums and ad valorem taxes in an amount not to exceed $1,000.00 per
year.

     6. CELL PHONE ALLOWANCE. The Company hereby agrees to furnish Executive
with a cellular telephone and pay cellular phone charges or reimburse executive
for same.

     7. LAPTOP COMPUTER. The Company hereby agrees to furnish Executive with a
laptop computer for Executive's use during the term of this Agreement.