EXHIBIT 10.32

IDX Services Agreement with TGC

                RECIPROCAL TELECOMMUNICATIONS SERVICES AGREEMENT

THIS  TELECOMMUNICATIONS  SERVICES  AGREEMENT  ("Agreement")  is entered into on
October /29/ 1999 (the "Effective Date"), between:

IDX  INTERNATIONAL,  INC., a Virginia  corporation  having a business address at
11410 Isaac Newton Square North, Suite 100, Reston,  Virginia 20190 (hereinafter
"IDX"); and

TRANS  GLOBAL  COMMUNICATIONS,  INC., a NEW YORK  corporation  having a business
address 421 7th Avenue, New York, New York 10001 (hereinafter "TGC");

Collectively referred to as the "Parties" individually, a "Party".

                                   WITNESSETH:

WHEREAS, IDX and TGC are providers of international telecommunications services;
and

WHEREAS, TGC desires to purchase certain telecommunications services provided by
IDX and IDX desires to purchase certain telecommunications  services provided by
TGC all as more fully described on the terms and conditions contained herein;

NOW  THEREFORE,  the  Parties,  in  consideration  of the mutual  covenants  and
agreements hereinafter set forth, agree as follows:

1.       DESCRIPTION OF SERVICES

1.1      IDX, either directly or through its authorized affiliates or underlying
         carriers, shall provide those telecommunications switching services and
         facilities  to  TGC to  route  TGC's  international  telecommunications
         traffic to and from  various  destinations  around  the world,  as more
         particularly   describe  din  Annex  1-A  attached   hereto  (the  "IDX
         Services").  TGC  shall  provide  those  telecommunications   switching
         services   and   facilities   to  IDX  to  route  IDX's   international
         telecommunications  traffic to and from various destinations around the
         world, as more particularly described in Annex 1-B attached hereto (the
         "TGC Services"). Where applicable the IDX Services and the TGC Services
         shall be hereinafter jointly referred to as the "Services".  Additional
         services  may be added from time to time to this  Agreement  upon terms
         and  conditions  to be  mutually  agreed  upon by the Parties and maybe
         included by adding an amended Annex 1 to this Agreement.

1.2      The  destinations  offered by IDX for the provision of the IDX Services
         are listed in Annex 2-A attached hereto (the "IDX Destinations"), which
         Destinations  may be amended from time to time by IDX by providing  TGC
         with seven (7) days prior to written notice.  The destinations  offered
         by TGC for the  provision  of the TGC  Services are listed in Annex 2-B
         attached hereto (the "TGC  Destinations"),  which  Destinations  may be
         amended  from  time to time by TGC  providing  IDX with  seven (7) days
         prior written notice.  Where  applicable,  the IDX Destinations and the
         TGC   Destinations   are  hereinafter   jointly   referred  to  as  the
         "Destinations".

2.       TERM

2.1      This Agreement  shall commence on the Effective Date and shall continue
         for an initial term ("Term") of on (1) year.  Thereafter this Agreement
         shall remain in effect unless terminated by either Party by providing a
         written one (1) month notice of termination to the other party.


                                                                     Page 1 of 8

<PAGE>

IDX Services Agreement with TGC

2.2      The Parties shall endeavor to provide the IDX Services and TGC Services
         on the respective  date of completion of testing (the "Service  Date"),
         and each Party shall  notify the other Party when such  testing for its
         respective service is completed.

3.       OPERATIONAL AND COMMERCIAL MATTERS

3.1      The  point  of  interconnection  with  TGC  for the  provisions  of IDX
         Services by IDX shall be at Whitehall  Street,  New York, New York (the
         "IDX Interconnection  Location").  The point of interconnection for the
         provisions of TGC Services by TGC shall be at 421 7th Avenue, New York,
         New York (the "TGC Interconnection Location").

3.2      TGC shall be responsible to procure, at its own expense,  the necessary
         switching  and   multiplexer   equipment  to  be  located  in  the  TGC
         Interconnection  Location to provide voice  compression & decompression
         plus International Direct Distance Dialing. This equipment shall remain
         the property of TGC. TGC agrees to provide and be  responsible  for the
         operation of the local facility to house the system,  and shall provide
         7 days and 24 hours of facility  management and  maintenance at the TGC
         Interconnection Location.

3.3      IDX shall be responsible to procure, at its own expense,  the necessary
         switching  and   multiplexer   equipment  to  be  located  in  the  IDX
         Interconnection  Location to provide voice  compression & decompression
         plus International Direct Distance Dialing. This equipment shall remain
         the  property  of IDX.  IDX shall  provide and be  responsible  for the
         operation of the local facility to house the system and shall provide 7
         days and 24 hours of facility  management  and  maintenance  at the IDX
         Interconnection Location.

3.4      The cost of the link will be paid by the party  using it.  The  Parties
         shall coordinate the management of their respective system  facilities,
         with each Party being responsible for proving and operating, at its own
         expense,  its  respective  network  facilities.  The Parties also shall
         interface  on a 24 hours/7  days a week basis to assist each other with
         the  isolation  and repair of any facility  faults in their  respective
         networks a d with the  identification,  investigation and mitigation of
         real time traffic flow problems to/from any service destination.

3.5      The Parties  shall  exchange  prompt and accurate  traffic  forecasting
         information  in  order  to  allow  the  efficient  provisioning  of the
         Services.  Initial  forecasts  shall be provided by each party prior to
         the Services  Date and  periodically  thereafter  as may be  reasonably
         requested  by  either  party.   Such  forecasts  shall  be  in  a  form
         satisfactory  to the  Parties and shall  specify  the traffic  volumes,
         daily and seasonal profiles and peak periods for each Destination.

3.6      IDX reserves the right to cancel and/or temporarily  suspend any of all
         of the  IDX  Services  if  TGC  engages  in  activities  which,  in the
         reasonable opinion of IDX, may cause disruption of service or damage to
         IDX's  network of  facilities.  IDX shall use  commercially  reasonable
         efforts to provide TGC with advance  notice of such  suspension  and/or
         cancellation  and  in  any  case  shall  endeavor  to  provide  written
         confirmation  of  such   suspension  and  or   cancellation   within  a
         commercially reasonable time thereafter.

3.7      TGC reserves the right to cancel and/or temporarily  suspend any of all
         of the  TGC  Services  if  IDX  engages  in  activities  which,  in the
         reasonable opinion of TGC, may cause disruption of service or damage to
         TGC's  network of  facilities.  TGC shall use  commercially  reasonable
         efforts to provide IDX with advance  notice of such  suspension  and or
         cancellation  and  in  any  case  shall  endeavor  to  provide  written
         confirmation  of  such   suspension  and  or   cancellation   within  a
         commercially reasonable time thereafter.


                                                                     Page 2 of 8

<PAGE>

IDX Services Agreement with TGC

4.       PRICING AND BILLING

4.1      For the IDX Services provided  pursuant t the Agreement,  TGC shall pay
         IDX the rate (the  "Rates") by IDX  Destination  set forth in Annex 2-A
         attached hereto which Rates may be adjusted by IDX from time to time by
         providing  seven (7) days  prior  written  notice  to TGC.  For the TGC
         Services  provided  pursuant to this  Agreement,  IDX shall pay TGC the
         rates  (the "TGC  Rates") by TGC  Destination  as set form in Annex 2-B
         attached  hereto.  TGC may adjust  these TGC Rates from time to time by
         providing seven (7) days prior written notice to IDX. The IDX Rates and
         the TGC Rates shall hereinafter be jointly referred to as the "Rates".

4.2      As soon as practicable  after the end of each month,  the Parties shall
         submit  invoices to each other on a monthly basis for their  respective
         services  provided  hereunder.  Such  invoices  shall  be  based on the
         chargeable duration of the calls routed pursuant to this Agreement. The
         invoice will include traffic by destination, tariffs by destination and
         total  amount  due.  For  purposes  of  this  Agreement,  IDX  Services
         chargeable calls shall begin when IDX receives answer supervision,  and
         TGC  Services  chargeable  calls shall begin when TGC  receives  answer
         supervision.

4.3      All  amounts  due  hereunder  by either  party  shall be payable to the
         provider of services in U.S.  dollars in  immediately  available  funds
         within  fifteen  (15) days of the date of invoice.  If either  party in
         good  faith  disputes  any  invoiced  amount,  it shall  submit  to the
         invoicing  party  within  sixty  (60) days  following  receipt  of such
         disputed invoice, written documentation  identifying the minutes and/or
         rates which are in dispute.  The Parties shall  investigate  the matter
         and upon  mutual  agreement  the  invoicing  party  may  issue a credit
         against  future  invoices.  Any amounts due hereunder that are not paid
         when due shall accrue interest at the rate of one and one-half  percent
         (1.5%) per month,  compounded  daily,  beginning with the day following
         the date on which payment was due, and  continuing  until paid in full.
         The Parties may, subject to their mutual  agreement in writing,  offset
         amounts owing hereunder.

4.4      Either  party may at any time require the other party hereto to issue a
         deposit,  irrevocable  letter  of  credit  or  other  form of  security
         acceptable to such party if the other party's  financial  circumstances
         or payment history is or becomes  unacceptable to such party based upon
         reasonable supporting evidence.

4.5      All  Rates  and  other  charges  due  hereunder  are  exclusive  of all
         applicable taxes, including value added tax, sales taxes, and duties or
         levies imposed by any authority,  government, or government agency, all
         of  which  shall be paid  promptly  when  due by the  party  purchasing
         services hereunder.

5.       TERMINATION

5.1      In addition to any other  rights at law or in equity,  either party may
         terminate this Agreement  immediately in the event that the other party
         (i)(  fails  to make  any  payment  when due  hereunder,  (ii)  becomes
         insolvent or bankruptcy  or ceases  paying its debts  generally as they
         mature, or (iii) commits a breach of any of the terms of this Agreement
         (other than a breach of a payment obligation as addressed in (i) above)
         and fails to remedy such breach  within  thirty (30) days after receipt
         of written notice thereof from the non-breaching party.

         In the  event of any  termination  pursuant  to this  Article  6,  both
         Parties  shall  pay the  applicable  Rates  for any  Services  rendered
         through and including the date of termination.

6.       LIMITATION OF LIABILITY

6.1      The parties recognize that neither party has control over how a foreign
         administration or third


                                                                     Page 3 of 8

<PAGE>

IDX Services Agreement with TGC

         party carrier  establishes  its own rules and conditions  pertaining to
         international  telecommunications  services.  The  Parties  agree  that
         neither  party shall be liable for any loss or damage  sustained by the
         other hereto, its interconnecting  carriers or its end users due to any
         failure in or breakdown of the communication facilities associated with
         providing  services  hereunder,  for any interruption or degradation of
         such services, whatsoever shall be the cause or duration thereof.

6.2      In no event will either Party be liable to the other for consequential,
         special or  indirect  losses or damages  howsoever  arising and whether
         under contract, tort or otherwise (including, without limitation, third
         party  claims,  loss  of  profits,  loss  of  or  damage  to  carrier's
         reputation or goodwill).

7.       ASSIGNMENT

         This  Agreement  is  personal to the Parties and may not be assigned or
         transferred  by either Party without the prior  written  consent of the
         other Party. Such consent may not be unreasonably withheld, except that
         the  parties  agree that the other may assign  this  Agreement  without
         consent to any  affiliated  entity or successor in interest  whether by
         merger, reorganization,  or transfer of all or substantially all of its
         assets.

8.       FOR MAJEURE

         NO failure or omission  by either  Party to carry out or observe any of
         the terms and  conditions  of this  Agreement  (other  than any payment
         obligation)  shall  give rise to any  claim  against  such  Party or be
         deemed a breach of this  Agreement if such  failure or omission  arises
         from an act of God,  an act of  Government,  or any other  circumstance
         commonly known as force majeure.

9.       CONFIDENTIALITY

9.1      For a period of two (2) years from the date of disclosure thereof, each
         Party shall maintain the  confidentiality of all information or data of
         any nature  ("Information")  provided to it by the other  Party  hereto
         provided such information contains a conspicuous marking identifying it
         as  "Confidential"  or  "Proprietary".  Each  Party  shall use the same
         efforts  (but in no case less than  reasonable  efforts) to protect the
         Information it receives hereunder as it accords to its own Information.
         The above  requirements shall not apply to Information which is already
         in the  possession  of the  receiving  Party  through  no  breach of an
         obligation  of  confidentiality  to the  disclosing  Party or any third
         Party, is already publicly  available through no breach of this Article
         10, or has been  previously  independently  developed by the  receiving
         Party.  This Agreement  shall not prevent any disclosure of Information
         pursuant to applicable law or regulation, provided that prior to making
         such disclosure,  the receiving Party uses reasonable efforts to notify
         the other Party of the required disclosure. All Information provided by
         any Party to the other  hereunder  shall be used solely for the purpose
         for which it is supplied.

9.2      Neither Party shall (i) refer to itself as an authorized representative
         of the other Party in  promotional,  advertising,  or other  materials,
         (ii) use the other Party's logos,  trade marks,  service marks,  or any
         variations  thereof in any of its  promotional,  advertising,  or other
         materials,  or (iii) release any public announcements  referring to the
         other  Party of this  Agreement  without  first  having  obtained  such
         Party's Prior written consent.

10.      NOTICE

10.1     All notices,  requests,  or other communications  hereunder shall be in
         writing, addressed to the parties as follows:


                                                                     Page 4 of 8

<PAGE>

IDX Services Agreement with TGC

If to TGC:        TGC
                  ADDRESS
                  Attention
                  Tel:
                  Fax:

If to IDX:        IDX International, Inc.
                  11410 Isaac Newton Square North, Suite 100
                  Reston, Virginia 20190
                  Attention: Chief Operating Officer
                  Tel: 1-703-787-5727
                  Fax: 1-703-787-9006

10.2     Notices  mailed by registered or certified  mail shall be  conclusively
         deemed to have been received by the addressee on the fifth business day
         following  the  mailing of sending  thereof.  Notices  sent by telex or
         facsimile shall be  conclusively  deemed to have been received when the
         delivery  confirmation is received. If either Party wishes to alter the
         address  to  which  communications  to it  are  sent,  it  may do so by
         providing the new address in writing to the other Party.

11.      COMPLIANCE WITH LAWS

11.1     The Parties shall not use the Services in any manner or for any purpose
         which  constitutes  a violation of  applicable  laws or the laws of any
         foreign  jurisdiction  in which the Services are being  provided.  This
         Agreement and the continuance  hereof by the Parties is contingent upon
         the  obtaining  and  the  continuance  of  such  approvals,   consents,
         governmental and regulatory authorizations, licenses and permits as may
         be required or deemed  necessary by the Parties,  and the Parties shall
         use commercially  reasonable efforts to obtain and maintain the same in
         full force and  effect.  The  parties  further  agrees to refrain  from
         engaging in sales,  advertising  or marketing  within or outside of the
         United  States  which  the  other  believes  could  impair  its  or its
         affiliates' relationship with any overseas authority.

11.2     The Parties  acknowledge  that this Agreement is subject to Section 211
         of the  Communications  Act, as amended,  and shall govern provision of
         the Services.  The Parties also understand and agree that the terms and
         conditions herein shall, in all cases, supersede any terms set forth in
         any tariff on file and then in effect with the  Federal  Communications
         Commission.

12.      MISCELLANEOUS

12.1     Any  article or any  provision  of this  Agreement  which is or becomes
         illegal,  invalid or unenforceable  shall be severed herefrom and shall
         be  ineffective  to  the  extent  of  such  illegality,  invalidity  or
         unenforceability  but shall not affect or impair the  enforceability of
         the  remaining   provisions  herein.  All  valid  provisions  shall  be
         considered severed from any illegal,  invalid or unenforceable  Article
         or provision of this Agreement and shall otherwise remain in full force
         and effect.

12.2     No waiver by either Party to any provisions of this Agreement  shall be
         binding  unless made in writing.  Any such waiver  shall relate only to
         such specific matter,  non-compliance  or breach to which it relates to
         and shall not apply to any subsequent matter, non-compliance or breach.

12.3     The e  relationship  between the Parties shall not be that of partners,
         and  nothing  herein   contained   shall  be  deemed  to  constitute  a
         partnership between them or a merger of their assets or their fiscal or
         other  liabilities or undertakings.  Neither Party shall have the right
         to bind the other Party,


                                                                     Page 5 of 8

<PAGE>

IDX Services Agreement with TGC

         except as expressly provided for herein.

12.4     This  Agreement  shall be governed by the laws of the State of New York
         without  reference to its  principles of conflict of laws.  The parties
         irrevocably  consent and submit to personal  jurisdiction in the courts
         of the State of New York for all matters arising under this Agreement.

12.5     This Agreement may be executed in multiple counterparts,  each of which
         shall be deemed an original.

12.6     This Agreement, including the following Annexes:

         Annex 1-A IDX Services
         Annex 1-B TGC Services

         Annex 2-A IDS Destinations and Rates
         Annex 2-B TGC Destinations and Rates

         represents the entire understanding  between the Parties in relation to
         the matters herein and supersedes all previous  agreements made between
         the  Parties,  whether  oral or  written.  This  agreement  can only be
         changed, amended or modified by a writing signed by both Parties.

         IN WITNESS  WHEREOF,  the Parties  have  executed  this  Agreement,  in
         duplicate,  or causes this  Agreement  to be executed in duplicate by a
         duly authorized officer, as of the date first above written.

IDX INTERNATIONAL, INC.                              TGC

By: /s/ J. Marques                                   By: /s/ Arnold Gumowitz
  -------------------------                            -------------------------
Name: [J. Marques]                                   Name: Arnold Gumowitz
    -----------------------                              -----------------------
Title: [V.P. Bus. Dvlpmt]                            Title:
     ----------------------                               ----------------------


                                                                     Page 6 of 8

<PAGE>

IDX Services Agreement with TGC

                                    ANNEX 1-A

                                  IDX SERVICES

1. International Direct Distance Dialing (IDDD) - IDX will connect facilities to
route international telecommunications traffic (IDDD type) and will arrange with
authorized  international  carriers to provide  service to various  destinations
around the world.

2.  National  Direct  Distance  Dialing - IDX will connect  facilities  to route
national   telecommunications  traffic  (Domestic  US)  and  will  arrange  with
authorized national carriers to provide service to the US.


                                                                     Page 7 of 8

<PAGE>

IDX Services Agreement with TGC

                                    ANNEX 1-B

                                 TGC'S SERVICES

1. International Direct Distance Dialing (IDDD) - TGC will connect facilities to
route international telecommunications traffic (IDDD type) and will arrange with
authorized  international  carriers to provide  service to various  destinations
around the world.


                                                                     Page 8 of 8

<PAGE>

                       ANNEX 2-A ATTACHED TO THE CONTRACT
                         DATED OCTOBER 29TH 1999 BETWEEN
         IDX, INTERNATIONAL, INC. AND TRANS GLOBAL COMMUNICATIONS, INC.

The amount due IDX from TGC for Service  shall be equal to the sum of: (a) IDX's
direct  cost for  providing  the  Service,  plus (b) 50% of the  excess of TGC's
revenue from the resale of such Service over the costs set forth in (a) above.


<PAGE>




                       ANNEX 2-B ATTACHED TO THE CONTRACT
                         DATED OCTOBER 29TH 1999 BETWEEN
         IDX, INTERNATIONAL, INC. AND TRANS GLOBAL COMMUNICATIONS, INC.

The amount due TGC from IDX for  Service  shall be equal to the sum of (a) TGC's
direct  cost for  providing  the  Service,  plus (b) 50% of the  excess of IDX's
revenue from the resale of such Service over the costs set forth in (a) above.

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Afghanistan                                 $0.6050
Albania                                     $0.1575
Algeria                                     $0.1493
American Samoa                              $0.0950
Andorra                                     $0.0864
Angola                                      $0.1480
Anguilla                                    $0.2065
Antarctica                 Casey            $0.1115
Antarctica                 Scott            $0.0990
Antigua/Barbuda                             $0.2485
Argentina                                   $0.1631
Argentina                  Buenos Aires     $0.0838
Argentina                  Special          $0.1800
Armenia                                     $0.2440
Aruba                                       $0.1494
Ascension Islan                             $0.3489
Australia                                   $0.0419
Australia                  Special          $0.1200
Austria                                     $0.0465
Austria                    Special          $0.1000
Austria                    Vienna           $0.0435
Azerbaijan                                  $0.2030
Bahamas                                     $0.0769
Bahrain                                     $0.3000
Bangladesh                                  $0.4450
Bangladesh                 Dhaka            $0.4450
Bangladesh                 Special          $0.4700
Barbados                                    $0.2950
Belarus                                     $0.1957
Belgium                                     $0.0348
Belgium                    Antwerp          $0.0348
Belgium                    Brussels         $0.0348
Belgium                    Kortrijk         $0.0348
Belgium                    Special          $0.0857
Belize                                      $0.3091
Benin                                       $0.2350
Bermuda                                     $0.0600
Bhutan                                      $0.1805
Bolivia                                     $0.2479
Bosnia/Herzego                              $0.1750
Botswana                                    $0.1440
Brazil                                      $0.1350
Brazil                     Cellular         $0.2060
Brazil                     Sao Paolo        $0.0750
Brit Virgin Isl                             $0.1130
Brunei                                      $0.1665
Bulgaria                                    $0.1800
Burkina Faso                                $0.3311
Burma (Myanmar)                             $0.3606
Burundi                                     $0.2550


TGC Initial_____                     Page 1                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Cambodia                                    $0.5350
Cameroon                                    $0.3390
Canada                                      $0.0255
Canada                     Alberta          $0.0250
Canada                     Br. Columbia     $0.0200
Canada                     Manitoba         $0.0230
Canada                     New Brunswick    $0.0225
Canada                     New Foundland    $0.0250
Canada                     Nova Scotia      $0.0250
Canada                     ON-Toronto       $0.0250
Canada                     Ontario          $0.0180
Canada                     Prince Edwards   $0.0180
Canada                     QU-Montreal      $0.0250
Canada                     Quebec           $0.0185
Canada                     Saskatchewan     $0.0250
Canada                     Yukon            $0.0250
Cape Verde                                  $0.2635
Cayman Islands                              $0.1060
Central African                             $0.3508
Chad                                        $0.1969
Chile                                       $0.0680
Chile                      Special          $0.2800
China                                       $0.1575
China                      Beijing          $0.1025
China                      Fuzhou           $0.1575
China                      Guangzhou        $0.1575
China                      Shanghai         $0.0995
China                      Special          $0.4050
Christman Isle                              $0.0557
Cocos Island                                $0.0557
Colombia                                    $0.1300
Colombia                   Armenia          $0.1300
Colombia                   Barranquilla     $0.1300
Colombia                   Bogota           $0.0875
Colombia                   Bucaramanga      $0.1300
Colombia                   Cali             $0.1050
Colombia                   Cartegena        $0.1300
Colombia                   Cellular         $0.1557
Colombia                   Cucuta           $0.1300
Colombia                   Ibague           $0.1300
Colombia                   Manizales        $0.1300
Colombia                   Medellin         $0.1010
Colombia                   Palmira          $0.1300
Colombia                   Pareira          $0.1300
Comoros                                     $0.2407
Congo                                       $0.1974
Cook Islands                                $0.4275
Costa Rica                                  $0.0997
Costa Rica                 Special          $0.0997
Croatia                                     $0.1725


TGC Initial_____                     Page 2                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Cuba                                        $0.4800
Cyprus                                      $0.1297
Czech Republic                              $0.1260
Denmark                                     $0.0331
Denmark                    Special          $0.0484
Diego Garcia                                $0.2150
Djibouti                                    $0.4310
Dominica                                    $0.1822
Dominican Rep                               $0.0875
Dominican Rep              Special          $0.0955
Ecuador                                     $0.2173
Ecuador                    Cellular         $0.2173
Ecuador                    Cuenca           $0.2173
Ecuador                    Guayaquil        $0.2173
Ecuador                    Quito            $0.1834
Egypt                                       $0.3700
Egypt                      Alexandria       $0.3700
Egypt                      Cairo            $0.3700
Egypt                      Special          $0.3700
El Salvador                                 $0.1530
El Salvador                Special          $0.1530
Equatorial Guin                             $0.3400
Eritrea                                     $0.5591
Estonia                                     $0.1300
Ethiopia                                    $0.5053
Falkland Island                             $0.2360
Faroe                                       $0.1540
Fiji                                        $0.4500
Fiji                       Audio Text       $0.4500
Finland                                     $0.0431
Finland                    Special          $0.0479
France                                      $0.0300
France                     Bordeaux         $0.0300
France                     Lyon             $0.0300
France                     Marseille        $0.0300
France                     Nice             $0.0300
France                     Paris            $0.0300
France                     Special          $0.0618
France                     Toulouse         $0.0300
French Antilles                             $0.1800
French Guiana                               $0.1777
French Polynesi                             $0.2194
Gabon                                       $0.2162
Gambia                                      $0.2800
Georgia Rep                                 $0.2250
Germany                                     $0.0310
Germany                    Berlin           $0.0310
Germany                    Dusseldorf       $0.0310
Germany                    Frankfurt        $0.0310
Germany                    Grossostheim     $0.0310


TGC Initial_____                     Page 3                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Germany                    Hamburg           $0.0310
Germany                    Mannheim          $0.0310
Germany                    Munich            $0.0310
Germany                    Special           $0.0785
Germany                    Stuttgart         $0.0310
Germany                    Wiesbaden         $0.0310
Ghana                                        $0.2300
Gibraltar                                    $0.1030
Greece                                       $0.1165
Greece                     Athens            $0.0677
Greenland                                    $0.1893
Grenada                                      $0.3030
Guadeloupe                                   $0.1720
Guam                                         $0.0680
Guantanamo Bay                               $0.4800
Guatemala                                    $0.1690
Guatemala                  Special           $0.2700
Guinea                                       $0.1900
Guinea-Bissau                                $0.3000
Guyana                                       $0.4550
Haiti                                        $0.3400
Honduras                                     $0.2950
Honduras                   Tegucigalpa       $0.2950
Hong Kong                                    $0.0285
Hong Kong                  Special           $0.0285
Hungary                                      $0.1100
Iceland                                      $0.0700
India                                        $0.4200
India                      Bangalore         $0.4200
India                      Bombay            $0.4200
India                      Madras            $0.4200
India                      New Delhi         $0.4200
India                      Special           $0.4200
Indonesia                                    $0.1950
Indonesia                  Jakarta           $0.1950
Iran                                         $0.4285
Iraq                                         $0.5285
Ireland                                      $0.0338
Ireland                    Dublin            $0.0338
Ireland                    Special           $0.0761
Israel                                       $0.0625
Israel                     Special           $0.1796
Israel                     Tel Aviv          $0.0625
Italy                                        $0.0533
Italy                      Genoa             $0.0533
Italy                      Milan             $0.0533
Italy                      Rome              $0.0533
Italy                      Special           $0.0834
Italy                      Turan             $0.0533
Italy                      Vatican City      $0.0446


TGC Initial_____                     Page 4                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Italy                      Vicenza          $0.0533
Ivory Coast                                 $0.4625
Jamaica                                     $0.2920
Japan                                       $0.0549
Japan                      Special          $0.0658
Jordan                                      $0.3395
Jordan                     Special          $0.3700
Kazakhstan                                  $0.2200
Kenya                                       $0.3440
Kiribati                                    $0.4665
Korea (North)                               $0.3000
Korea (South)                               $0.0549
Korea (South)              Special          $0.0549
Kuwait                                      $0.3360
Kuwait                     Special          $0.3975
Kyrgyzstan                                  $0.2626
Laos Lao People                             $0.4350
Latvia                                      $0.2042
Lebanon                                     $0.2687
Lebanon                    Special          $0.3510
Lesotho                                     $0.2080
Liberia                                     $0.2250
Libyan Arab Jam                             $0.1845
Liechtenstein                               $0.0517
Lithuania                                   $0.1779
Luxenbourg                                  $0.0415
Luxenbourg                 Mobile           $0.1500
Macau                                       $0.1304
Macedonia                                   $0.1925
Madgascar                                   $0.3368
Madgascar                  Special          $0.3368
Malawi                                      $0.1572
Malaysia                                    $0.0782
Maldives                                    $0.4118
Mali                                        $0.4433
Malta                                       $0.1030
Marshall Isles                              $0.2350
Mauritania                                  $0.2260
Mauritius                                   $0.4590
Mayotte                                     $0.2300
Mexico                     B1               $0.1200          $0.0996
Mexico                     B2               $0.1200          $0.0996
Mexico                     B3               $0.1200          $0.0996
Mexico                     B4               $0.1200          $0.0996
Mexico                     B5               $0.1200          $0.0996
Mexico                     B6               $0.1200          $0.0996
Mexico                     B7               $0.1200          $0.0996
Mexico                     B8               $0.1200          $0.0996
Mexico                     Guadalajara      $0.1200          $0.0996
Mexico                     Mexico City      $0.1200          $0.0996


TGC Initial_____                     Page 5                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Mexico                     Monterey         $0.1200          $0.0996
Micronesia                                  $0.3774
Moldova                                     $0.2240
Mongolia                                    $0.4250
Monoco                                      $0.0431
Monserrat                                   $0.3510
Morocco                                     $0.2580
Mozambique                                  $0.2075
Namia                                       $0.1403
Naura                                       $0.3573
Nepal                                       $0.4990
Nether Antilles                             $0.1575
Netherlands                                 $0.0239
Netherlands                Special          $0.0606
New Calendonia                              $0.1953
New Zealand                                 $0.0339
New Zealand                Special          $0.1200
Nicaragua                                   $0.2600
Nicaragua                  Special          $0.2600
Niger                                       $0.2944
Nigeria                                     $0.4100
Niue                                        $0.4878
Norfork Isle                                $0.1478
North Mariana I            Saipan           $0.0520
Norway                                      $0.0300
Norway                     Special          $0.1155
Oman                                        $0.3600
Pakistan                                    $0.4408
Pakistan                   Lahore           $0.3830
Palau                                       $0.1450
Panama                                      $0.2600
Panama                     Special          $0.3000
Papua Nw Guinea                             $0.1467
Paraguay                                    $0.2765
Peru                                        $0.2318
Peru                       Lima             $0.1400
Peru                       Lima Cellular    $0.2200
Peru                       Special          $0.2200
Philippines                                 $0.1509
Philippines                Manila           $0.1497
Philippines                Special          $0.1650
Poland                                      $0.1370
Portugal                                    $0.1040
Portugal                   Special          $0.1149
Puerto Rico                                 $0.0425
Qatar                                       $0.3045
Reunion                                     $0.1950
Romania                                     $0.2200
Russian Fed                                 $0.1387
Russian Fed                Moscow           $0.0430


TGC Initial_____                     Page 6                 E Globe Initial_____

<PAGE>

TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
Rwanda                                      $0.4100
San Marino                                  $0.0740
Sao Tome/Princi                             $0.4264
Saudi Arabia                                $0.3800
Senegal                                     $0.4250
Seychelles                                  $0.3771
Sierra Leone                                $0.3830
Singapore                                   $0.0643
Slovakia                                    $0.1645
Slovenia                                    $0.1450
Solomon Isles                               $0.2706
Somalia                                     $0.4355
South Africa                                $0.1925
Spain                                       $0.0652
Spain                      Cellular         $0.1094
Sri Lanka                                   $0.3425
St. Helena                                  $0.3220
St Kitts/Nevis                              $0.2500
St Lucia                                    $0.2775
St Pierre/Mique                             $0.0740
St Vincent/Gren                             $0.2475
Sudan                                       $0.2527
Suriname                                    $0.3500
Swaziland                                   $0.1425
Sweden                                      $0.0216
Sweden                     Special          $0.0504
Switzerland                                 $0.0382
Switzerland                Cellular         $0.0536
Syrian Arab Rep                             $0.3900
Taiwan                                      $0.0650
Taiwan                     Special          $0.3170
Tajikistan                                  $0.1157
Tanzania                                    $0.2725
Thailand                                    $0.2225
Thailand                   Bangkok          $0.2225
Thailand                   Mobile           $0.2225
Togo                                        $0.4350
Tonga                                       $0.3900
Trinidad/Tobago                             $0.2700
Trinidad/Tobago            Special          $0.2700
Tunisia                                     $0.2164
Turkey                                      $0.1600
Turkey                     Istanbul         $0.1600
Turkey                     Special          $0.1600
Turkmenistan                                $0.2665
Turks/Caicos Is                             $0.2285
Tuvalu                                      $0.2600
US Virgin Isles                             $0.0350
Uganda                                      $0.1925
Ukraine                                     $0.1650


TGC Initial_____                     Page 7                 E Globe Initial_____
<PAGE>
TGC RATE REVISION #101 TO E-GLOBE
NOV. 19, 1999

                                              Rate             Rate
                                              Peak           Off-Peak
United Arab Emi                             $0.1950
United Kingdom                              $0.0070
United Kingdom             London           $0.0070
United Kingdom             Special          $0.0657
United States                               $0.0244
United States              Alaska           $0.0244
United States              Hawaii           $0.0244
Uraguay                                     $0.1970
Uzbekistan                                  $0.2217
Vanuatu                                     $0.5187
Venezuala                                   $0.1694
Venezuala                  Special          $0.1694
Vietnam                                     $0.5720
Vietnam                    Ho Chi Mihn City $0.5720
Wallis/Futuna                               $0.2450
Western Samoa                               $0.2519
Yemen Arab Rep                              $0.4700
Yugoslavia                 Serbia           $0.2000
Zaire                                       $0.3450
Zambia                                      $0.2440
Zimbabwe                                    $0.1957