<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE
QUARTER ENDED SEPTEMBER 30, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                          14,435
<INT-BEARING-DEPOSITS>                              27
<FED-FUNDS-SOLD>                                   412
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    145,298
<INVESTMENTS-CARRYING>                          32,265
<INVESTMENTS-MARKET>                            32,718
<LOANS>                                        298,999
<ALLOWANCE>                                      2,564
<TOTAL-ASSETS>                                 504,455
<DEPOSITS>                                     360,986
<SHORT-TERM>                                    95,219
<LIABILITIES-OTHER>                              3,553
<LONG-TERM>                                        647
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      43,050
<TOTAL-LIABILITIES-AND-EQUITY>                 504,455
<INTEREST-LOAN>                                 18,466
<INTEREST-INVEST>                                7,008
<INTEREST-OTHER>                                   486
<INTEREST-TOTAL>                                25,960
<INTEREST-DEPOSIT>                              10,204
<INTEREST-EXPENSE>                              13,539
<INTEREST-INCOME-NET>                           12,421
<LOAN-LOSSES>                                      675
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  9,152
<INCOME-PRETAX>                                  5,359
<INCOME-PRE-EXTRAORDINARY>                       5,359
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,846
<EPS-PRIMARY>                                     2.50
<EPS-DILUTED>                                     2.43
<YIELD-ACTUAL>                                    8.01
<LOANS-NON>                                        399
<LOANS-PAST>                                       309
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,761
<CHARGE-OFFS>                                      988
<RECOVERIES>                                       116
<ALLOWANCE-CLOSE>                                2,564
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,564
        



</TABLE>