<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-QSB FOR THE
QUARTER ENDED SEPTEMBER 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                          11,798
<INT-BEARING-DEPOSITS>                             137
<FED-FUNDS-SOLD>                                10,087
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     74,058
<INVESTMENTS-CARRYING>                           7,554
<INVESTMENTS-MARKET>                             8,189
<LOANS>                                        268,361
<ALLOWANCE>                                      2,732
<TOTAL-ASSETS>                                 382,717
<DEPOSITS>                                     309,964
<SHORT-TERM>                                    33,887
<LIABILITIES-OTHER>                              2,523
<LONG-TERM>                                      1,044
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      34,299
<TOTAL-LIABILITIES-AND-EQUITY>                 382,717
<INTEREST-LOAN>                                 16,535
<INTEREST-INVEST>                                4,688
<INTEREST-OTHER>                                   115
<INTEREST-TOTAL>                                21,338
<INTEREST-DEPOSIT>                               8,878
<INTEREST-EXPENSE>                              10,225
<INTEREST-INCOME-NET>                           11,113
<LOAN-LOSSES>                                      450
<SECURITIES-GAINS>                                  86
<EXPENSE-OTHER>                                  7,947
<INCOME-PRETAX>                                  4,779
<INCOME-PRE-EXTRAORDINARY>                       4,779
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,384
<EPS-PRIMARY>                                     2.21
<EPS-DILUTED>                                     0.00
<YIELD-ACTUAL>                                    8.32
<LOANS-NON>                                        559
<LOANS-PAST>                                       318
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,644
<CHARGE-OFFS>                                      539
<RECOVERIES>                                       177
<ALLOWANCE-CLOSE>                                2,732
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,732
        

</TABLE>