UNCONDITIONAL
GUARANTY


(James
T. Medick)


 


March
__, 2018


 


For
and in consideration of the loans by Heritage Bank of Commerce (“Lender”) to Precision Opinion, Inc., a Nevada corporation
(“Borrower”), which loans are made pursuant to a Loan and Security Agreement dated as of September 13, 2017 and as
amended from time to time, by and between Borrower and Lender (collectively, the “Loan Agreement”), and acknowledging
that certain Events of Default have occurred under the Loan Agreement that are continuing as of the date hereof, the undersigned
(“Guarantor”) hereby unconditionally and irrevocably guarantees the prompt and complete payment of all amounts that
Borrower owes to Lender and performance by Borrower of the Loan Agreement and any other agreements between Borrower and Lender,
as amended from time to time (collectively referred to as the “Agreements”), in strict accordance with their respective
terms. All terms used without definition in this Guaranty shall have the meaning assigned to them in the Loan Agreement.


 


1.
If Borrower does not pay any amount or perform
its obligations in strict accordance with the Agreements, Guarantor shall immediately pay all amounts due thereunder (including,
without limitation, all principal, interest, and fees) and otherwise to proceed to complete the same and satisfy all of Borrower’s
obligations under the Agreements.


 


2.
If there is more than one guarantor, the
obligations hereunder are joint and several, and whether or not there is more than one guarantor, the obligations hereunder are
independent of the obligations of Borrower and any other person or entity, and a separate action or actions may be brought and
prosecuted against Guarantor whether action is brought against Borrower or whether Borrower be joined in any such action or actions.
Guarantor waives the benefit of any statute of limitations affecting its liability hereunder or the enforcement thereof, to the
extent permitted by law. Guarantor’s liability under this Guaranty is not conditioned or contingent upon the genuineness,
validity, regularity or enforceability of the Agreements.


 


3.
Guarantor authorizes Lender, without notice
or demand and without affecting its liability hereunder, from time to time to (a) renew, extend, or otherwise change the terms
of the Agreements or any part thereof; (b) take and hold security for the payment of this Guaranty or the Agreements, and exchange,
enforce, waive and release any such security; and (c) apply such security and direct the order or manner of sale thereof as Lender
in its sole discretion may determine.


 


4.
Guarantor waives any right to require Lender
to (a) proceed against Borrower, any guarantor or any other Person; (b) proceed against or exhaust any security held from Borrower;
or (c) pursue any other remedy in Lender’s power whatsoever. Lender may, at its election, exercise or decline or fail to
exercise any right or remedy it may have against Borrower or any security held by Lender, including without limitation the right
to foreclose upon any such security by judicial or non-judicial sale, without affecting or impairing in any way the liability
of Guarantor hereunder. Guarantor waives any defense arising by reason of any disability or other defense of Borrower or by reason
of the cessation from any cause whatsoever of the liability of Borrower. Guarantor waives any setoff, defense or counterclaim
that Borrower may have against Lender. Guarantor waives any defense arising out of the absence, impairment or loss of any right
of reimbursement or subrogation or any other rights against Borrower. Until all of the amounts that Borrower owes to Lender have
been paid in full, Guarantor shall have no right of subrogation or reimbursement, contribution or other rights against Borrower,
and Guarantor waives any right to enforce any remedy that Lender now has or may hereafter have against Borrower. Guarantor waives
all presentments, demands for performance, notices of nonperformance, protests, notices of protest, notices of dishonor, and notices
of acceptance of this Guaranty and of the existence, creation, or incurring of new or additional indebtedness. Guarantor assumes
the responsibility for being and keeping itself informed of the financial condition of Borrower and of all other circumstances
bearing upon the risk of nonpayment of any indebtedness or nonperformance of any obligation of Borrower, warrants to Lender that
it will keep so informed, and agrees that absent a request for particular information by Guarantor, Lender shall not have any
duty to advise Guarantor of information known to Lender regarding such condition or any such circumstances. Guarantor waives the
benefits of California Civil Code sections 2809, 2810, 2819, 2845, 2847, 2848, 2849, 2850, 2899 and 3433.


 






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5.
Guarantor acknowledges that, to the extent
Guarantor has or may have certain rights of subrogation or reimbursement against Borrower for claims arising out of this Guaranty,
those rights may be impaired or destroyed if Lender elects to proceed against any real property security of Borrower by non-judicial
foreclosure. That impairment or destruction could, under certain judicial cases and based on equitable principles of estoppel,
give rise to a defense by Guarantor against its obligations under this Guaranty. Guarantor waives that defense and any others
arising from Lender’s election to pursue non-judicial foreclosure. Without limiting the generality of the foregoing, Guarantor
waives any and all benefits and defenses under California Code of Civil Procedure Sections 580a, 580b, 580d and 726, to the extent
they are applicable.


 


6.
If Borrower becomes insolvent or is adjudicated
bankrupt or files a petition for reorganization, arrangement, composition or similar relief under any present or future provision
of the United States Bankruptcy Code, or if such a petition is filed against Borrower, and in any such proceeding some or all
of any indebtedness or obligations under the Agreements are terminated or rejected or any obligation of Borrower is modified or
abrogated, or if Borrower’s obligations are otherwise avoided for any reason, Guarantor agrees that Guarantor’s liability
hereunder shall not thereby be affected or modified and such liability shall continue in full force and effect as if no such action
or proceeding had occurred. This Guaranty shall continue to be effective or be reinstated, as the case may be, if any payment
must be returned by Lender upon the insolvency, bankruptcy or reorganization of Borrower, Guarantor, any other guarantor, or otherwise,
as though such payment had not been made.


 


7.
Any indebtedness of Borrower now or hereafter
held by Guarantor is hereby subordinated to any indebtedness of Borrower to Lender; and such indebtedness of Borrower to Guarantor
shall be collected, enforced and received by Guarantor as trustee for Lender and be paid over to Lender on account of the indebtedness
of Borrower to Lender but without reducing or affecting in any manner the liability of Guarantor under the other provisions of
this Guaranty. Guarantor subordinates to Lender any security interests, liens or encumbrances now or hereafter securing Borrower’s
personal property, and all right, title, security interest, and other interest that Guarantor may have or hereafter acquire in
and to Borrower’s personal property. The security interest of Lender in Borrower’s personal property shall be and
remain at all times a security interest prior and superior to the security interest of Guarantor in Borrower’s personal
property, if any.


 


8.
Guarantor agrees to pay reasonable attorneys’
fees and all other costs and expenses which may be incurred by Lender in the enforcement of this Guaranty. No terms or provisions
of this Guaranty may be changed, waived, revoked or amended without Lender’s prior written consent. Should any provision
of this Guaranty be determined by a court of competent jurisdiction to be unenforceable, all of the other provisions shall remain
effective. This Guaranty, together with any agreements (including without limitation any security agreements or any pledge agreements)
executed in connection with this Guaranty, embodies the entire agreement among the parties hereto with respect to the matters
set forth herein, and supersedes all prior agreements among the parties with respect to the matters set forth herein. No course
of prior dealing among the parties, no usage of trade, and no parol or extrinsic evidence of any nature shall be used to supplement,
modify or vary any of the terms hereof. There are no conditions to the full effectiveness of this Guaranty. Lender may assign
this Guaranty without in any way affecting Guarantor’s liability under it. This Guaranty is binding upon Guarantor and Guarantor’s
successors and assigns. This Guaranty shall inure to the benefit of Lender and its successors and assigns. This Guaranty is in
addition to the guaranties of any other guarantors and any and all other guaranties of Borrower’s indebtedness or liabilities
to Lender.


 


9.
Guarantor represents and warrants to Lender
that (i) Guarantor has taken all necessary and appropriate action to authorize the execution, delivery and performance of this
Guaranty, (ii) execution, delivery and performance of this Guaranty do not conflict with or result in a breach of or constitute
a default under Guarantor’s organizational documents or agreements to which it is party or by which it is bound, and (iii)
this Guaranty constitutes a valid and binding obligation, enforceable against Guarantor in accordance with its terms.


 


10.
Guarantor covenants and agrees that at any
time and from time to time Guarantor shall execute and deliver such further instruments and take such further action as may reasonably
be requested by Lender to affect the purposes of this Guaranty.


 


11.
This Guaranty shall be governed by the laws
of the State of California, without regard to conflicts of laws principles. GUARANTOR WAIVES ANY RIGHT TO A JURY TRIAL OF ANY
CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT OF THIS GUARANTY OR ANY OF THE TRANSACTIONS CONTEMPLATED THEREIN, INCLUDING
CONTRACT CLAIMS, TORT CLAIMS, BREACH OF DUTY CLAIMS, AND ALL OTHER COMMON LAW OR STATUTORY CLAIMS. Guarantor submits to the jurisdiction
of the state and federal courts located in Santa Clara County, California for purposes of this Guaranty and the Agreements. If
the jury waiver set forth in this Section is not enforceable, then any dispute, controversy or claim arising out of or relating
to this Guaranty or any of the transactions contemplated herein shall be settled by judicial reference under California Code of
Civil Procedure Section 638 et seq., before a referee sitting without a jury, such referee to be mutually acceptable or, if none,
then selected by the Presiding Judge of the California Superior Court for Santa Clara County. This section shall not restrict
the exercise of any non-judicial rights or remedies pursuant to applicable law.


 






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12.
All payments made by Guarantor hereunder
will be made free and clear of, and without deduction or withholding for, any present or future taxes, levies, imposts, duties,
fees, assessments or other charges of whatever nature now or hereafter imposed by any governmental authority or by any political
subdivision or taxing authority thereof or therein with respect to such payments (but excluding any tax imposed on or measured
by the net income or profits of a Lender pursuant to the laws of the jurisdiction in which it is organized or the jurisdiction
in which the principal office or applicable lending office of Lender is located or any subdivision thereof or therein) and all
interest, penalties or similar liabilities with respect thereto (all such non-excluded taxes, levies, imposts, duties, fees, assessments
or other charges being referred to collectively as “Taxes”). If any Taxes are so levied or imposed, Guarantor agrees
to pay the full amount of such Taxes, and such additional amounts as may be necessary so that every payment of all amounts due
under this Guaranty, after withholding or deduction for or on account of any Taxes, will not be less than the amount provided
for herein and in the Loan Documents.


 


13.
Each provision of this Guaranty shall be
severable from every other provision of this Guaranty for the purpose of determining the legal enforceability of any specific
provision. To the extent that any term or provision in this Guaranty are inconsistent with, or prohibited or unenforceable under,
any applicable law or regulation, such term or provision will be deemed ineffective only to the extent of such prohibition or
unenforceability, and will be deemed modified and applied in a manner consistent with such law or regulation. Any provision of
this Guaranty which is deemed unenforceable or invalid in any jurisdiction will not affect the enforceability or validity of the
remaining provisions of this Guaranty or the same provision in any other jurisdiction.


 


14.
In the event that any signature to this Guaranty
is delivered by facsimile transmission or by e-mail delivery of a “.pdf” format data file, such signature shall create
a valid and binding obligation of the party executing (or on whose behalf such signature is executed) with the same force and
effect as if such facsimile or “.pdf” signature page were an original hereof.


 


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In
Witness Whereof, the undersigned Guarantor
has executed this Guaranty as of the date set forth above.


 


	 	James
    T. Medick
	 	 	 
	 	By:	 
	 	 	 
	 	Address:	 
	 	 	 
	 	 	 


 


	A
                                         notary public or other officer completing this certificate verifies only the identity
                                         of the individual who signed the document to which this certificate is attached, and
                                         not the truthfulness, accuracy, or validity of that document.

        



 


	State
    of _________________	)	 
	 	)	ss.
	County
    of _______________	)	 


 


On
______________________________ ____, 201___ before me, __________________________________, Notary Public, personally appeared _________________________________,who proved to me on the basis of
satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed
the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which
the person acted, executed the instrument.


 


I
certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing is true and correct.


 


WITNESS
my hand and official seal.


 


	 	 
	Place
    Notary Seal Above	Signature
    of Notary Public


 











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