Exhibit 10.9

                             NOTE PAYABLE ON DEMAND

$75,000                                                         November 3, 1999

      FOR VALUE RECEIVED,  YouNetwork Corporation,  ("Maker") on demand promises
to pay Dalia Silverman (the "Lender") or order,  the sum of $75,000  ("Principal
Balance") with interest at the rate of seven percent (7%) per annum as follows:

      1.  Prepayment.  This  Note  may be  prepaid  in whole or in part by Maker
without the prior written consent of Lender.

      2. Payment. Payments shall be made at the address of the Lender, or at any
other place  Lender  designates  in writing  from time to time,  and shall be in
lawful money of the United States of America.

      3.  Acceleration.  The Principal  Balance and interest  shall  immediately
become due and  payable  (without  demand  for  payment,  notice of  nonpayment,
presentment, notice of dishonor, protest, notice of protest, or any other notice
or demand, all of which Maker hereby waives) if:

            a. Maker  makes an  assignment  for the benefit of  creditors,  or a
            trustee  or  receiver  of Maker or of a  substantial  portion of its
            assets is appointed,  and the trustee or receiver is not  discharged
            thirty (30) days; or

            b. Any proceeding involving Maker is voluntarily  commenced by Maker
            under any bankruptcy,  reorganization,  insolvency,  readjustment of
            debt,  marshalling  of  assets  and  liabilities,   dissolution,  or
            liquidation  law or statute of the United States or of any state, or
            a  proceeding  of this nature is  involuntarily  instituted  against
            Maker, and

<PAGE>

            Maker by any action  indicates  its  approval  of, or consent to, or
            acquiescence   in,  the  proceeding,   or  the  proceeding   remains
            undismissed for thirty (30) days.

      4. Costs of  collection;  Form. If Maker fails to make timely the payments
required  hereby,  Maker  shall  pay  all  costs  of  collection  when  incurred
including,  without  limitation,  attorneys'  fees and expenses and court costs.
Such costs will be added to the  balance of  principal  and  interest  then due.
Maker may bring  suit in the  courts of such  state to whom  jurisdiction  Maker
submits.

      5. Failure or delay non-waiver. Failure of the holder hereof to assert any
right  contained  herein,  or delay in  asserting  any such right,  shall not be
deemed a waiver of that right.

      6. Non-Negotiability.  This Note may not be transferred, assigned, pledged
or  negotiated  without  the  written  consent  of  Maker,  which  shall  not be
unreasonably  withheld.  This  Note is  subject  to all the  terms,  conditions,
warranties, representations, and covenants contained in the Agreements.

      7. Waiver of procedural defenses.  Maker waives demand for payment, notice
of nonpayment,  presentment,  notice of dishonor, protest, notice of protest, or
any other notice or demand in connection with this Note.

      8.  Modifications.  This Note may not be changed,  modified or amended, or
terminated,  nor may any of its provisions be waived,  except by an agreement in
writing signed by the party against whom enforcement thereof is sought.

      9.  Choice  of law.  This  Note  shall be  governed  by and  construed  in
accordance with the laws of the state of New York.


                                       2
<PAGE>

      10.  Promises  binding.  This Note shall be binding upon Maker and Maker's
successors, and assigns.

                                       YOUNETWORK CORPORATION

                                       By:______________________________________
                                                 Kyle S. Taylor, President


                                       3
<PAGE>

                             NOTE PAYABLE ON DEMAND

$25,000                                                         December 8, 1999

      FOR VALUE RECEIVED,  YouNetwork Corporation,  ("Maker") on demand promises
to pay Dalia Silverman (the "Lender") or order,  the sum of $25,000  ("Principal
Balance") with interest at the rate of seven percent (7%) per annum as follows:

      1.  Prepayment.  This  Note  may be  prepaid  in whole or in part by Maker
without the prior written consent of Lender.

      2. Payment. Payments shall be made at the address of the Lender, or at any
other place  Lender  designates  in writing  from time to time,  and shall be in
lawful money of the United States of America.

      3.  Acceleration.  The Principal  Balance and interest  shall  immediately
become due and  payable  (without  demand  for  payment,  notice of  nonpayment,
presentment, notice of dishonor, protest, notice of protest, or any other notice
or demand, all of which Maker hereby waives) if:

            a. Maker  makes an  assignment  for the benefit of  creditors,  or a
            trustee  or  receiver  of Maker or of a  substantial  portion of its
            assets is appointed,  and the trustee or receiver is not  discharged
            thirty(30) days; or

            b. Any proceeding involving Maker is voluntarily  commenced by Maker
            under any bankruptcy,  reorganization,  insolvency,  readjustment of
            debt,  marshalling  of  assets  and  liabilities,   dissolution,  or
            liquidation  law or statute of the United States or of any state, or
            a  proceeding  of this nature is  involuntarily  instituted  against
            Maker, and

<PAGE>

            Maker by any action  indicates  its  approval  of, or consent to, or
            acquiescence   in,  the  proceeding,   or  the  proceeding   remains
            undismissed for thirty (30) days.

      4. Costs of  collection;  Form. If Maker fails to make timely the payments
required  hereby,  Maker  shall  pay  all  costs  of  collection  when  incurred
including,  without  limitation,  attorneys'  fees and expenses and court costs.
Such costs will be added to the  balance of  principal  and  interest  then due.
Maker may bring  suit in the  courts of such  state to whom  jurisdiction  Maker
submits.

      5. Failure or delay non-waiver. Failure of the holder hereof to assert any
right  contained  herein,  or delay in  asserting  any such right,  shall not be
deemed a waiver of that right.

      6. Non-Negotiability.  This Note may not be transferred, assigned, pledged
or  negotiated  without  the  written  consent  of  Maker,  which  shall  not be
unreasonably  withheld.  This  Note is  subject  to all the  terms,  conditions,
warranties, representations, and covenants contained in the Agreements.

      7. Waiver of procedural defenses.  Maker waives demand for payment, notice
of nonpayment,  presentment,  notice of dishonor, protest, notice of protest, or
any other notice or demand in connection with this Note.

      8.  Modifications.  This Note may not be changed,  modified or amended, or
terminated,  nor may any of its provisions be waived,  except by an agreement in
writing signed by the party against whom enforcement thereof is sought.

      9.  Choice  of law.  This  Note  shall be  governed  by and  construed  in
accordance with the laws of the state of New York.


                                       2
<PAGE>

      10.  Promises  binding.  This Note shall be binding upon Maker and Maker's
successors, and assigns.

                                       YOUNETWORK CORPORATION

                                       By:______________________________________
                                                 Kyle S. Taylor, President


                                       3
<PAGE>

                             NOTE PAYABLE ON DEMAND

$37,500                                                        December 20, 1999

      FOR VALUE RECEIVED,  YouNetwork Corporation,  ("Maker") on demand promises
to pay Dalia Silverman (the "Lender") or order,  the sum of $37,500  ("Principal
Balance") with interest at the rate of seven percent (7%) per annum as follows:

      1.  Prepayment.  This  Note  may be  prepaid  in whole or in part by Maker
without the prior written consent of Lender.

      2. Payment. Payments shall be made at the address of the Lender, or at any
other place  Lender  designates  in writing  from time to time,  and shall be in
lawful money of the United States of America.

      3.  Acceleration.  The Principal  Balance and interest  shall  immediately
become due and  payable  (without  demand  for  payment,  notice of  nonpayment,
presentment, notice of dishonor, protest, notice of protest, or any other notice
or demand, all of which Maker hereby waives) if:

            a. Maker  makes an  assignment  for the benefit of  creditors,  or a
            trustee  or  receiver  of Maker or of a  substantial  portion of its
            assets is appointed,  and the trustee or receiver is not  discharged
            thirty(30) days; or

            b. Any proceeding involving Maker is voluntarily  commenced by Maker
            under any bankruptcy,  reorganization,  insolvency,  readjustment of
            debt,  marshalling  of  assets  and  liabilities,   dissolution,  or
            liquidation  law or statute of the United States or of any state, or
            a  proceeding  of this nature is  involuntarily  instituted  against
            Maker, and

<PAGE>

            Maker by any action  indicates  its  approval  of, or consent to, or
            acquiescence   in,  the  proceeding,   or  the  proceeding   remains
            undismissed for thirty (30) days.

      4. Costs of  collection;  Form. If Maker fails to make timely the payments
required  hereby,  Maker  shall  pay  all  costs  of  collection  when  incurred
including,  without  limitation,  attorneys'  fees and expenses and court costs.
Such costs will be added to the  balance of  principal  and  interest  then due.
Maker may bring  suit in the  courts of such  state to whom  jurisdiction  Maker
submits.

      5. Failure or delay non-waiver. Failure of the holder hereof to assert any
right  contained  herein,  or delay in  asserting  any such right,  shall not be
deemed a waiver of that right.

      6. Non-Negotiability.  This Note may not be transferred, assigned, pledged
or  negotiated  without  the  written  consent  of  Maker,  which  shall  not be
unreasonably  withheld.  This  Note is  subject  to all the  terms,  conditions,
warranties, representations, and covenants contained in the Agreements.

      7. Waiver of procedural defenses.  Maker waives demand for payment, notice
of nonpayment,  presentment,  notice of dishonor, protest, notice of protest, or
any other notice or demand in connection with this Note.

      8.  Modifications.  This Note may not be changed,  modified or amended, or
terminated,  nor may any of its provisions be waived,  except by an agreement in
writing signed by the party against whom enforcement thereof is sought.

      9.  Choice  of law.  This  Note  shall be  governed  by and  construed  in
accordance with the laws of the state of New York.


                                       2
<PAGE>

      10.  Promises  binding.  This Note shall be binding upon Maker and Maker's
successors, and assigns.

                                       YOUNETWORK CORPORATION

                                       By:______________________________________
                                                 Kyle S. Taylor, President


                                       3
<PAGE>

                             NOTE PAYABLE ON DEMAND

$50,000                                                        January 20, 2000

      FOR VALUE RECEIVED,  YouNetwork Corporation,  ("Maker") on demand promises
to pay Dalia Silverman (the "Lender") or order,  the sum of $50,000  ("Principal
Balance") with interest at the rate of seven percent (7%) per annum as follows:

      1.  Prepayment.  This  Note  may be  prepaid  in whole or in part by Maker
without the prior written consent of Lender.

      2. Payment. Payments shall be made at the address of the Lender, or at any
other place  Lender  designates  in writing  from time to time,  and shall be in
lawful money of the United States of America.

      3.  Acceleration.  The Principal  Balance and interest  shall  immediately
become due and  payable  (without  demand  for  payment,  notice of  nonpayment,
presentment, notice of dishonor, protest, notice of protest, or any other notice
or demand, all of which Maker hereby waives) if:

            a. Maker  makes an  assignment  for the benefit of  creditors,  or a
            trustee  or  receiver  of Maker or of a  substantial  portion of its
            assets is appointed,  and the trustee or receiver is not  discharged
            thirty(30) days; or

            b. Any proceeding involving Maker is voluntarily  commenced by Maker
            under any bankruptcy,  reorganization,  insolvency,  readjustment of
            debt,  marshalling  of  assets  and  liabilities,   dissolution,  or
            liquidation  law or statute of the United States or of any state, or
            a  proceeding  of this nature is  involuntarily  instituted  against
            Maker, and

<PAGE>

            Maker by any action  indicates  its  approval  of, or consent to, or
            acquiescence   in,  the  proceeding,   or  the  proceeding   remains
            undismissed for thirty (30) days.

      4. Costs of  collection;  Form. If Maker fails to make timely the payments
required  hereby,  Maker  shall  pay  all  costs  of  collection  when  incurred
including,  without  limitation,  attorneys'  fees and expenses and court costs.
Such costs will be added to the  balance of  principal  and  interest  then due.
Maker may bring  suit in the  courts of such  state to whom  jurisdiction  Maker
submits.

      5. Failure or delay non-waiver. Failure of the holder hereof to assert any
right  contained  herein,  or delay in  asserting  any such right,  shall not be
deemed a waiver of that right.

      6. Non-Negotiability.  This Note may not be transferred, assigned, pledged
or  negotiated  without  the  written  consent  of  Maker,  which  shall  not be
unreasonably  withheld.  This  Note is  subject  to all the  terms,  conditions,
warranties, representations, and covenants contained in the Agreements.

      7. Waiver of procedural defenses.  Maker waives demand for payment, notice
of nonpayment,  presentment,  notice of dishonor, protest, notice of protest, or
any other notice or demand in connection with this Note.

      8.  Modifications.  This Note may not be changed,  modified or amended, or
terminated,  nor may any of its provisions be waived,  except by an agreement in
writing signed by the party against whom enforcement thereof is sought.

      9.  Choice  of law.  This  Note  shall be  governed  by and  construed  in
accordance with the laws of the state of New York.


                                        2
<PAGE>

      10.  Promises  binding.  This Note shall be binding upon Maker and Maker's
successors, and assigns.

                                       YOUNETWORK CORPORATION

                                       By:______________________________________
                                                 Kyle S. Taylor, President


                                        3