<TABLE> <S> <C>

<ARTICLE> 9
       
<S>                             <C>                         <C>
<PERIOD-TYPE>                   3-MOS                       9-MOS
<FISCAL-YEAR-END>                          JUN-30-1998                JUN-30-1998
<PERIOD-END>                               MAR-31-1998                MAR-31-1998
<CASH>                                           4,432                      4,432        
<INT-BEARING-DEPOSITS>                           6,172                      6,172        
<FED-FUNDS-SOLD>                                     0                          0        
<TRADING-ASSETS>                                     0                          0        
<INVESTMENTS-HELD-FOR-SALE>                     41,569                     41,569        
<INVESTMENTS-CARRYING>                          15,565                     15,565        
<INVESTMENTS-MARKET>                            19,393                     19,393        
<LOANS>                                        267,478                    267,478        
<ALLOWANCE>                                      3,251                      3,251        
<TOTAL-ASSETS>                                 343,865                    343,865        
<DEPOSITS>                                     278,370                    278,370        
<SHORT-TERM>                                         0                          0        
<LIABILITIES-OTHER>                              4,728                      4,728        
<LONG-TERM>                                     30,970                     30,970        
<PREFERRED-MANDATORY>                                0                          0        
<PREFERRED>                                          0                          0        
<COMMON>                                         2,185                      2,185        
<OTHER-SE>                                      27,612                     27,612        
<TOTAL-LIABILITIES-AND-EQUITY>                 343,865                    343,865        
<INTEREST-LOAN>                                  5,557                     16,628
<INTEREST-INVEST>                                  836                      2,420
<INTEREST-OTHER>                                     0                          0
<INTEREST-TOTAL>                                 6,396                     19,048
<INTEREST-DEPOSIT>                               2,794                      8,518
<INTEREST-EXPENSE>                               3,276                      9,897
<INTEREST-INCOME-NET>                            3,117                      9,151
<LOAN-LOSSES>                                      201                        441
<SECURITIES-GAINS>                                 231                        397
<EXPENSE-OTHER>                                  2,235                      6,481
<INCOME-PRETAX>                                  1,250                      3,631
<INCOME-PRE-EXTRAORDINARY>                       1,250                      3,631
<EXTRAORDINARY>                                      0                          0 
<CHANGES>                                            0                          0
<NET-INCOME>                                       904                      2,588
<EPS-PRIMARY>                                      .42                       1.19
<EPS-DILUTED>                                      .41                       1.18
<YIELD-ACTUAL>                                    4.04                       4.01
<LOANS-NON>                                        833                        833
<LOANS-PAST>                                         0                          0
<LOANS-TROUBLED>                                     0                          0
<LOANS-PROBLEM>                                  1,242                      1,242
<ALLOWANCE-OPEN>                                 3,080                      2,855
<CHARGE-OFFS>                                       30                         50    
<RECOVERIES>                                         1                          5
<ALLOWANCE-CLOSE>                                3,251                      3,251
<ALLOWANCE-DOMESTIC>                             3,251                      3,251
<ALLOWANCE-FOREIGN>                                  0                          0
<ALLOWANCE-UNALLOCATED>                          1,959                      1,959
          

</TABLE>