EXHIBIT 31.2

                       PURSUANT TO RULE 13a-14 and 15d-14
             OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED,
              AND SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
                 CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER

I, Joseph T. Crowley,  the Chief  Financial  Officer of Chester Valley Bancorp
Inc., certify that:

1.   I have reviewed this quarterly report on Form 10-Q of Chester Valley
     Bancorp Inc.;

2.   Based on my knowledge, this report does not contain any untrue statement of
     a material fact or omit to state a material fact necessary to make the
     statements made, in light of the circumstances under which such statements
     were made, not misleading with respect to the period covered by this
     report;

3.   Based on my knowledge, the financial statements, and other financial
     information included in this report, fairly present in all material
     respects the financial condition, results of operations and cash flows of
     the registrant as of, and for, the periods presented in this report;

4.   The registrant's other certifying officer(s) and I are responsible for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rules 13a - 15(e) and 15d-15(e)) for the registrant and
     have:

     (a)  Designed such disclosure controls and procedures, or caused such
          disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the
          registrant and its consolidated subsidiaries, is made known to us by
          others within those entities, particularly during the period in which
          this report is prepared;

     (b)  Evaluated the effectiveness of the registrant's disclosure controls
          and procedures and presented in this report our conclusions about the
          effectiveness of the disclosure controls and procedures, as of the end
          of the period covered by this report based on such evaluation; and

     (c)  Disclosed in this report any change in the registrant's internal
          control over financial reporting that occurred during the registrant's
          most recent fiscal quarter that has materially affected, or is
          reasonably likely to materially affect, the registrant's internal
          control over financial reporting; and

5.   The registrant's other certifying officer(s) and I have disclosed, based
     upon our most recent evaluation of internal control over financial
     reporting, to the registrant's auditors and audit committee of the
     registrant's board of directors:

     (a)  All significant deficiencies and material weaknesses in the design or
          operation of internal control over financial reporting which are
          reasonably likely to adversely affect the registrant's ability to
          record, process, summarize and report financial information; and

     (b)  Any fraud, whether or not material, that involves management or other
          employees who have a significant role in the registrant's internal
          control over financial reporting.


Date: May 13, 2004                           /s/ Joseph T. Crowley
                                             -----------------------------------
                                             Joseph T. Crowley
                                             Chief Financial Officer