Exhibit 10.97  Loan Agreement  Mizuho Bank, Ltd.  Date of Agreement June 4, 2008  I (the Borrower) do hereby consent to the terms and conditions set forth on the back of this form and within the separate Bank Transaction Agreement and agree to accept a loan from Mizuho Bank, Ltd. (the Bank) according to the borrowing specifications listed to the right.   Borrower
        Address
        11F Nishishinjuku Showa Bldg.
1-13-12 Nishi-shinjuku, Shinjuku-ku, Tokyo 160-0023
Tel: 03-5909-1561  Fax: 03-5909-1562Name
        Hideki Anan, President & CEOLoan transaction Seal  Transaction seal for
Global Hotline, Inc.savings account used for repayment
  Seal of Consent  (Loan Transaction Seal)  [Consent to special agreement concerning application of floating interest rate]  The Borrower consents to the Special Agreement Concerning Application of Floating Interest Rate found on the back of this form, and the standard interest rate and spread for the money borrowed from the Bank in accordance with the borrowing specifications listed to the right shall be as follows. In cases where the loan is paid back in equal installments with interest, the Borrower also agrees that the amount of the installment will vary according to the interest rate on each repayment date.  Standard interest rate (place a circle beside the applicable rate)  ○
        Short-term prime rateLong-term prime lending rate (3 years or less) linked to the short-term prime rateLong-term prime lending rate (more than 3 years) linked to the short-term prime rate
  Annual spread: 0.500%  1   Loan Requirements




Amount
        ¥270,000,000Use
        Operating fundsDesired date of
deposit
        June 5, 2008
        Expected
date of final
repayment
        June 5, 2009




Payment details
        Payment
cycle
        Payment
date
        Number of
payments
        Amount repaidFirst due date
        1 month
        5th of each month
        times
        22,500,000yenSecond due date
        
        
        
        22,500,000yenyenyenFinal due date
        
        22,500,000yenMethod of  payment
        Installment paymentHandling of bank holidays
        In the event that one of the dates above falls on a bank holiday, the payment shall be made on the following business day.




Basic interest rate
        □  Short-term
prime rate
        Applicable
interest rate
        2.375%□ Method of
payment
        Advance payment every 1 month□ Desired date of
interest rate
payment
        July 5, 2008Applicable interest
rate period
        In the event that the applicable interest rate period is divided within the borrowing period and rates are adjusted accordingly:Starts:
Ends:
        1. Rates automatically adjusted on theeverymonths.
2. Notification made each time with Notice of Applicable Interest Rate Period.






Cosigner
        Address
        3-13-10 Yoyogi, Shibuya-ku, Tokyo 151-0053
Tel: 03-3320-8745Name
        Hideki Anan



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Schedule of Payment for Loan

Date of Creation

June 20, 2008



Mizuho Bank, Ltd.

Kanda Branch

1-1 Kandaogawa-cho, Chiyhoda-ku,

Tokyo 101-0052




Borrower
        Address
        11F Nishishinjuku Showa Bldg.
1-13-12 Nishi-shinjuku, Shinjuku-ku, Tokyo 160-0023Name
        Hideki Anan, President & CEO
Global Hotline, Inc




Amount
        ¥270,000,000Interest rate
        2.375%Desired date of
deposit
        June 5, 2008
        Expected date
of final
repayment
        June 5, 2009




Payment date
        Amount repaid
        Balance of  repayment
        (a)Amount of principal repaid
        Period of rated interest days
        Days of rated interest(a) + (b)
        (b)Amount of interest
        Amount of rated basic principal2008.06.05
        Loan
        270,000,0002008.06.05
        579,760
        270,000,000
        0
        06.05-07.07
        33579,760
        270,000,0002008.07.05
        22,967,029
        247,500,000
        22,500,000
        07.08-08.05
        29467,029
        247,500,0002008.08.05
        22,953,852
        225,000,000
        22,500,000
        08.06-09.05
        31453,852
        22,500,0002008.09.05
        22,908,467
        202,500,000
        22,500,000
        09.06-10.07
        31408,467
        202,500,0002008.10.05
        22,851,369
        180,000,000
        22,500,000
        10.08-11.05
        30351,369
        180,000,0002008.11.05
        22,807,448
        157,500,000
        22,500,000
        11.06-12.05
        30307,448
        157,500,0002008.12.05
        22,772,311
        135,000,000
        22,500,000
        12.06-01.05
        31272,311
        135,000,0002009.01.05
        22,726,923
        112,500,000
        22,500,000
        01.06-02.05
        31226,926
        112,500,0002009.02.05
        22,663,972
        90,000,000
        22,500,000
        02.06-03.05
        28163,972
        90,000,0002009.03.05
        22,640,547
        67,500,000
        22,500,000
        03.06-04.05
        32140,547
        67,500,0002009.04.05
        22,590,770
        45,000,000
        22,500,000
        04.06-05.05
        3190,770
        45,000,0002009.05.05
        22,542,457
        22,500,000
        22,500,000
        05.06-06.05
        2942,457
        22,500,0002009.06.05
        22,500,000
        0
        22,500,0000



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