I 

116TH CONGRESS 

1ST SESSION H. R. 3833 

To amend the Higher Education Act of 1965 to provide for the automatic 

recertification of income for income-driven repayment plans, and for 

other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

JULY 18, 2019 

Ms. BONAMICI (for herself, Mr. MITCHELL, Mr. MOULTON, and Mr. 

FITZPATRICK) introduced the following bill; which was referred to the 

Committee on Education and Labor, and in addition to the Committee 

on Ways and Means, for a period to be subsequently determined by the 

Speaker, in each case for consideration of such provisions as fall within 

the jurisdiction of the committee concerned 

A BILL 

To amend the Higher Education Act of 1965 to provide 

for the automatic recertification of income for incomedriven repayment plans, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Streamlining Income5 driven, Manageable Payments on Loans for Education 

6 Act’’ or the ‘‘SIMPLE Act’’. 


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1 SEC. 2. AUTOMATIC INCOME MONITORING PROCEDURES 

2 AFTER A TOTAL AND PERMANENT DIS3 ABILITY DISCHARGE. 

4 Section 437(a) of the Higher Education Act of 1965 

5 (20 U.S.C. 1087(a)) is amended by adding at the end the 

6 following: 

7 ‘‘(3) AUTOMATIC INCOME MONITORING.— 

8 ‘‘(A) IN GENERAL.—Not later than 2 years 

9 after the date of enactment of the Streamlining 

10 Income-driven, Manageable Payments on Loans 

11 for Education Act, the Secretary shall, with re12 spect to each borrower and each income-moni13 toring period described in subparagraph (B)— 

14 ‘‘(i) offer an opportunity for such bor15 rower to opt out of clause (ii) and prevent 

16 the Secretary from obtaining information 

17 under such clause; 

18 ‘‘(ii) submit a written request to the 

19 Secretary of the Treasury under section 

20 6103(l)(13) of the Internal Revenue Code 

21 of 1986 for disclosure of information relat22 ing to income, tax filing status, and num23 ber of dependents with respect to such bor24 rower (and such borrower’s spouse, if ap25 plicable) and such income-monitoring pe26 riod, for the purpose of determining the 


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1 borrower’s continued eligibility for the loan 

2 discharge described in subparagraph (B) 

3 for such year; and 

4 ‘‘(iii) provide the borrower with an op5 portunity to update the information ob6 tained under clause (ii) before the deter7 mination of the borrower’s continued eligi8 bility for such loan discharge for such 

9 year. 

10 ‘‘(B) APPLICABILITY.—Subparagraph (A) 

11 shall apply— 

12 ‘‘(i) to each borrower who is a bor13 rower of a covered loan (defined in section 

14 455(d)(8)) that is discharged under this 

15 subsection or section 464(c)(1)(F) due to 

16 the permanent and total disability of the 

17 borrower; and 

18 ‘‘(ii) during the income-monitoring pe19 riod under this subsection, defined in this 

20 paragraph as the period— 

21 ‘‘(I) beginning on the date on 

22 which such loan is so discharged; and 

23 ‘‘(II) during which the Secretary 

24 determines whether a reinstatement of 

25 the obligation of, and resumption of 


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1 collection on, such loan may be nec2 essary. 

3 ‘‘(C) BORROWER WITH NO EARNED IN4 COME.—In the case of a borrower whose infor5 mation received under subparagraph (A) indi6 cates that the borrower has no earned income 

7 for any year of such income-monitoring period, 

8 such borrower shall be treated as not having 

9 earned income in excess of the poverty line for 

10 such year.’’. 

11 SEC. 3. NOTIFICATION AND AUTOMATIC ENROLLMENT 

12 PROCEDURES FOR BORROWERS WHO ARE 

13 DELINQUENT ON LOANS AND FOR BOR14 ROWERS WHO REHABILITATED DEFAULTED 

15 LOANS. 

16 (a) AMENDMENTS.— 

17 (1) NOTIFICATION AND AUTOMATIC ENROLL18 MENT PROCEDURES.—Section 455(d) of the Higher 

19 Education Act of 1965 (20 U.S.C. 1087e(d)) is 

20 amended by adding at the end the following: 

21 ‘‘(6) NOTIFICATION AND AUTOMATIC ENROLL22 MENT PROCEDURES FOR BORROWERS WHO ARE DE23 LINQUENT ON LOANS.— 

24 ‘‘(A) AUTHORITY TO OBTAIN INCOME IN25 FORMATION.—In the case of any borrower who 


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1 is at least 60 days delinquent on a covered loan, 

2 the Secretary shall submit a written request to 

3 the Secretary of the Treasury under section 

4 6103(l)(13) of the Internal Revenue Code of 

5 1986 for disclosure of information relating to 

6 income, tax filing status, and number of de7 pendents of such borrower (and such borrower’s 

8 spouse, if applicable). 

9 ‘‘(B) BORROWER NOTIFICATION.—With re10 spect to each borrower of a covered loan who is 

11 at least 60 days delinquent on such loan and 

12 who has not been subject to the procedures 

13 under this paragraph for such loan in the pre14 ceding 120 days, the Secretary shall, as soon as 

15 practicable after such 60-day delinquency, pro16 vide to the borrower the following: 

17 ‘‘(i) Notification that the borrower is 

18 at least 60 days delinquent on at least 1 

19 covered loan, and a description of all delin20 quent covered loans, nondelinquent covered 

21 loans, and noncovered loans of the bor22 rower. 

23 ‘‘(ii) A brief description of the repay24 ment plans for which the borrower is eligi25 ble and the covered loans and noncovered 


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1 loans of the borrower that may be eligible 

2 for such plans, based on information avail3 able to the Secretary. 

4 ‘‘(iii) Clear and simple instructions on 

5 how to select the repayment plans. 

6 ‘‘(iv) The amount of monthly pay7 ments for the covered and noncovered 

8 loans under the repayment plans for which 

9 the borrower is eligible, based on informa10 tion available to the Secretary, including, if 

11 the income information of the borrower is 

12 available to the Secretary under subpara13 graph (A)— 

14 ‘‘(I) the amount of the monthly 

15 payment under each income-driven re16 payment plan for which the borrower 

17 is eligible for the borrower’s covered 

18 and noncovered loans, based on such 

19 income information; and 

20 ‘‘(II) the income, tax filing sta21 tus, number of dependents, and tax 

22 year information on which each 

23 monthly payment is based. 


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1 ‘‘(v) An explanation that in the case 

2 of a borrower for whom adjusted gross in3 come is unavailable— 

4 ‘‘(I) if the borrower selects to 

5 repay the covered loans of such bor6 rower pursuant to an income-driven 

7 repayment plan that defines discre8 tionary income in such a manner that 

9 an individual not required under sec10 tion 6012(a)(1) of the Internal Rev11 enue Code of 1986 to file a return 

12 with respect to income taxes imposed 

13 by subtitle A of such Code may have 

14 a calculated monthly payment greater 

15 than $0, the borrower will be required 

16 to provide the Secretary with other 

17 documentation of income satisfactory 

18 to the Secretary, which documentation 

19 the Secretary may use to determine 

20 an appropriate repayment schedule; 

21 and 

22 ‘‘(II) if the borrower selects to 

23 repay such loans pursuant to an in24 come-driven repayment plan that is 

25 not described in subclause (I), the 


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1 borrower will not be required to pro2 vide the Secretary with such other 

3 documentation of income, and the bor4 rower will have a calculated monthly 

5 payment of $0. 

6 ‘‘(vi) An explanation that the Sec7 retary shall take the actions under sub8 paragraph (C) with respect to such bor9 rower, if— 

10 ‘‘(I) the borrower is 120 days de11 linquent on one or more covered loans 

12 and has not selected a new repayment 

13 plan for the covered loans of the bor14 rower; and 

15 ‘‘(II) in the case of such a bor16 rower whose repayment plan for the 

17 covered loans of the borrower is not 

18 an income-driven repayment plan, the 

19 monthly payments under such repay20 ment plan are higher than such 

21 monthly payments would be under an 

22 income-driven repayment plan for 

23 such loans. 


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1 ‘‘(vii) Instructions on updating the in2 formation of the borrower obtained under 

3 subparagraph (A). 

4 ‘‘(C) SECRETARY’S INITIAL SELECTION OF

5 PLAN.—With respect to each borrower de6 scribed in subparagraph (B) who has a repay7 ment plan for the covered loans of the borrower 

8 that meets the requirements of clause (vi)(II) of 

9 subparagraph (B) and has not selected a new 

10 repayment plan for such loans in accordance 

11 with the notice received under such subpara12 graph, and who is at least 120 days delinquent 

13 on such a loan, the Secretary shall, as soon as 

14 practicable— 

15 ‘‘(i) in a case in which any of the bor16 rower’s covered loans are eligible for an in17 come-driven repayment plan— 

18 ‘‘(I)(aa) provide the borrower 

19 with the income-driven repayment 

20 plan that requires the lowest monthly 

21 payment amount for each covered loan 

22 of the borrower, compared to any 

23 other such plan for which the bor24 rower is eligible; or 


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1 ‘‘(bb) if more than one income2 driven repayment plan would offer the 

3 borrower the same lowest monthly 

4 payment amount, provide the bor5 rower with the income-driven repay6 ment plan that has the most favorable 

7 terms for the borrower; 

8 ‘‘(II) if the plan selected under 

9 subclause (I) is not the income-driven 

10 repayment plan that would have the 

11 lowest monthly payment amount if the 

12 borrower were eligible for such plan 

13 for the borrower’s covered loans and 

14 noncovered loans, notify the borrower 

15 of the actions, if any, the borrower 

16 may take to become eligible for such 

17 income-driven repayment plan; and 

18 ‘‘(III) authorize the borrower to 

19 change the Secretary’s selection of a 

20 plan under this clause to any plan de21 scribed in paragraph (1) for which the 

22 borrower is eligible; and 

23 ‘‘(ii) in a case in which none of the 

24 borrower’s covered loans are eligible for an 

25 income-driven repayment plan, notify the 


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1 borrower of the actions, if any, the bor2 rower may take for such loans to become 

3 eligible for such a plan. 

4 ‘‘(D) SECRETARY’S ADDITIONAL SELEC5 TION OF PLAN.— 

6 ‘‘(i) IN GENERAL.—With respect to 

7 each borrower of a covered loan who se8 lects a new repayment plan in accordance 

9 with the notice received under subpara10 graph (B) and who continues to be delin11 quent on such loan for a period described 

12 in clause (ii), the Secretary shall, as soon 

13 as practicable after such period, carry out 

14 the procedures described in clauses (i) and 

15 (ii) of subparagraph (C) for the covered 

16 loans of the borrower, if such procedures 

17 would result in lower monthly repayment 

18 amounts on such loan. 

19 ‘‘(ii) DESCRIPTION OF PERIOD.—The 

20 duration of the period described in clause 

21 (i) shall be the amount of time that the 

22 Secretary determines is sufficient to indi23 cate that the borrower may benefit from 

24 repaying such loan under a new repayment 


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1 plan, but in no case shall such period be 

2 less than 60 days. 

3 ‘‘(E) OPT-OUT.—A borrower of a covered 

4 loan shall have the right to opt out of the pro5 cedures under this paragraph. 

6 ‘‘(F) PROCEDURES.—The Secretary shall 

7 establish procedures as are necessary to effec8 tively implement this paragraph. 

9 ‘‘(7) NOTIFICATION AND AUTOMATIC ENROLL10 MENT PROCEDURES FOR BORROWERS WHO ARE RE11 HABILITATING DEFAULTED LOANS.— 

12 ‘‘(A) AUTHORITY TO OBTAIN INCOME IN13 FORMATION.—In the case of any borrower who 

14 is rehabilitating a covered loan pursuant to sec15 tion 428F(a), the Secretary may submit a writ16 ten request to the Secretary of the Treasury 

17 under section 6103(l)(13) of the Internal Rev18 enue Code of 1986 for disclosure of information 

19 relating to income, tax filing status, and num20 ber of dependents of such borrower (and such 

21 borrower’s spouse, if applicable). 

22 ‘‘(B) BORROWER NOTIFICATION.—Not 

23 later than 30 days after a borrower makes the 

24 6th payment required for the loan rehabilitation 

25 described in subparagraph (A), the Secretary 


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1 shall notify the borrower of the process under 

2 subparagraph (C) with respect to such loan. 

3 ‘‘(C) SECRETARY’S SELECTION OF PLAN.— 

4 With respect to each borrower who has made 

5 the 9th payment required for the loan rehabili6 tation described in subparagraph (A), the Sec7 retary shall, as soon as practicable after such 

8 payment— 

9 ‘‘(i) in a case in which any of the bor10 rower’s covered loans, without regard to 

11 whether the loan has been so rehabilitated, 

12 is eligible for an income-driven repayment 

13 plan— 

14 ‘‘(I)(aa) provide the borrower 

15 with the income-driven repayment 

16 plan that requires the lowest monthly 

17 payment amount for each covered loan 

18 of the borrower, compared to any 

19 other such plan for which the bor20 rower is eligible; or 

21 ‘‘(bb) if more than one income22 driven repayment plan would offer the 

23 borrower the same lowest monthly 

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1 ment plan that has the most favorable 

2 terms for the borrower; and 

3 ‘‘(II) if the plan selected under 

4 subclause (I) is not the income-driven 

5 repayment plan that would have the 

6 lowest monthly payment amount if the 

7 borrower were eligible for such plan 

8 for the borrower’s covered loans and 

9 noncovered loans, notify the borrower 

10 of the actions, if any, the borrower 

11 may take to become eligible for such 

12 income-driven repayment plan; and 

13 ‘‘(ii) in a case in which none of the 

14 borrower’s covered loans are eligible for an 

15 income-driven repayment plan, notify the 

16 borrower of the actions, if any, the bor17 rower may take for such a loan to become 

18 eligible for such a plan. 

19 ‘‘(D) OPT-OUT.—A borrower of a covered 

20 loan shall have the right to opt out of the pro21 cedures under this paragraph. 

22 ‘‘(E) PROCEDURES.—The Secretary shall 

23 establish procedures as are necessary to effec24 tively implement this paragraph.’’. 


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1 (2) DEFINITIONS.—Section 455(d) of the High2 er Education Act of 1965 (20 U.S.C. 1087e(d)), as 

3 amended by paragraph (1), is further amended by 

4 adding at the end the following: 

5 ‘‘(8) DEFINITIONS.—In this subsection: 

6 ‘‘(A) COVERED LOAN.—The term ‘covered 

7 loan’ means— 

8 ‘‘(i) a loan made under this part; 

9 ‘‘(ii) a loan purchased under section 

10 459A; or 

11 ‘‘(iii) a loan that has been assigned to 

12 the Secretary under section 428(c)(8) or 

13 part E. 

14 ‘‘(B) INCOME-DRIVEN REPAYMENT

15 PLAN.—The term ‘income-driven repayment 

16 plan’ means a plan described in subparagraph 

17 (D) or (E) of paragraph (1). 

18 ‘‘(C) NONCOVERED LOAN.—The term 

19 ‘noncovered loan’ means a loan made, insured, 

20 or guaranteed under this title that is not a cov21 ered loan.’’. 

22 (3) CHANGING PLANS.—Section 493C(b)(8) of 

23 the Higher Education Act of 1965 (20 U.S.C. 

24 1098e(b)(8)) is amended to read as follows: 


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1 ‘‘(8) a borrower who is repaying a loan made, 

2 insured, or guaranteed under part B or D pursuant 

3 to income-based repayment may elect, at any time, 

4 to terminate repayment pursuant to income-based 

5 repayment and repay such loan under any repay6 ment plan for which the loan is eligible in accord7 ance with the requirements of part B or part D, re8 spectively; and’’. 

9 (b) EFFECTIVE DATE; APPLICATION.— 

10 (1) AUTOMATIC ENROLLMENT.—The amend11 ments made by paragraphs (1) and (2) of subsection 

12 (a) shall— 

13 (A) take effect as soon as the Secretary of 

14 Education determines practicable, but not later 

15 than 2 years after the date of enactment of this 

16 Act; and 

17 (B) apply to all borrowers of covered loans 

18 (as defined in section 455(d)(8) of the Higher 

19 Education Act of 1965, as added by subsection 

20 (a)). 

21 (2) CHANGING PLANS.—The amendment made 

22 by subsection (a)(3) shall take effect on the date of 

23 enactment of this Act. 


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1 SEC. 4. AUTOMATIC RECERTIFICATION OF INCOME. 

2 (a) INCOME CONTINGENT REPAYMENT.—Section 

3 455(e) of the Higher Education Act of 1965 (20 U.S.C. 

4 1087e(e)) is amended— 

5 (1) in paragraph (3)— 

6 (A) by striking ‘‘does not reasonably re7 flect the borrower’s current income’’ and insert8 ing ‘‘whose income has decreased relative to the 

9 adjusted gross income available to the Sec10 retary’’; and 

11 (B) by inserting ‘‘, consistent with the pro12 cedures established under paragraph 

13 (8)(B)(iv)’’ before the period at the end; and 

14 (2) by adding at the end the following: 

15 ‘‘(8) AUTOMATIC RECERTIFICATION.— 

16 ‘‘(A) DEFINITION.—In this paragraph, the 

17 term ‘covered loan’ has the meaning given the 

18 term in subsection (d)(8). 

19 ‘‘(B) IN GENERAL.—Beginning as soon as 

20 the Secretary determines practicable, but not 

21 later than 2 years after the date of enactment 

22 of the Streamlining Income-driven, Manageable 

23 Payments on Loans for Education Act, the Sec24 retary shall, with respect to any borrower de25 scribed in subparagraph (C)— 


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1 ‘‘(i) offer an opportunity for such bor2 rower to opt out of clause (ii) and prevent 

3 the Secretary from obtaining information 

4 under such clause; 

5 ‘‘(ii) submit a written request to the 

6 Secretary of the Treasury under section 

7 6103(l)(13) of the Internal Revenue Code 

8 of 1986 for disclosure of information relat9 ing to income, tax filing status, and num10 ber of dependents of such borrower (and 

11 such borrower’s spouse, if applicable) for 

12 purposes of determining the repayment ob13 ligation of the borrower for such year; and 

14 ‘‘(iii) provide the borrower with an op15 portunity to update the information ob16 tained under clause (ii) before the deter17 mination of the annual repayment obliga18 tion of the borrower. 

19 ‘‘(C) APPLICABILITY.—Subparagraph (B) 

20 shall apply to each borrower of a covered loan 

21 who— 

22 ‘‘(i) selects, or for whom the Secretary 

23 selects under subparagraph (C) or (D) of 

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1 section (d), or section 428(m)(1), an in2 come contingent repayment plan; or 

3 ‘‘(ii) recertifies income and family size 

4 under such plan. 

5 ‘‘(D) BORROWER FOR WHOM ADJUSTED

6 GROSS INCOME IS UNAVAILABLE.—In the case 

7 of a borrower for whom information is unavail8 able under subparagraph (B)— 

9 ‘‘(i) if the borrower has selected to 

10 repay the covered loans of such borrower 

11 pursuant to an income contingent repay12 ment plan that defines discretionary in13 come in such a manner that an individual 

14 not required under section 6012(a)(1) of 

15 the Internal Revenue Code of 1986 to file 

16 a return with respect to income taxes im17 posed by subtitle A of such Code may have 

18 a calculated monthly payment greater than 

19 $0, the borrower will be required to pro20 vide the Secretary with other documenta21 tion of income satisfactory to the Sec22 retary, which documentation the Secretary 

23 may use to determine an appropriate re24 payment schedule; or 


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1 ‘‘(ii) if the borrower has selected to 

2 repay such loans pursuant to an income 

3 contingent repayment that is not described 

4 in clause (i), the borrower will not be re5 quired to provide the Secretary with such 

6 other documentation of income, and the 

7 borrower will have a calculated monthly 

8 payment of $0. 

9 ‘‘(E) OTHER REQUIREMENTS.—The Sec10 retary’s actions under this paragraph shall be 

11 consistent with the requirements of paragraphs 

12 (1) through (7), except as otherwise provided in 

13 this paragraph.’’. 

14 (b) INCOME-BASED REPAYMENT.—Section 493C(c) 

15 of the Higher Education Act of 1965 (20 U.S.C. 1098e(c)) 

16 is amended— 

17 (1) by striking ‘‘The Secretary shall establish’’ 

18 and inserting the following: 

19 ‘‘(1) IN GENERAL.—The Secretary shall estab20 lish’’; 

21 (2) by striking ‘‘The Secretary shall consider’’ 

22 and inserting the following: 

23 ‘‘(2) PROCEDURES FOR ELIGIBILITY.—The Sec24 retary shall— 

25 ‘‘(A) consider’’; and 


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1 (3) by striking ‘‘428C(b)(1)(E).’’ and inserting 

2 the following: ‘‘428C(b)(1)(E); and 

3 ‘‘(B) beginning as soon as the Secretary 

4 determines practicable, carry out, with respect 

5 to borrowers of any covered loan (as defined in 

6 section 455(d)(8)), procedures for income-based 

7 repayment plans that are equivalent to the pro8 cedures carried out under section 455(e)(8) 

9 with respect to income contingent repayment 

10 plans.’’. 

11 SEC. 5. DISCLOSURE OF TAX RETURN INFORMATION TO 

12 CARRY OUT CERTAIN HIGHER EDUCATION 

13 LOAN PROGRAMS. 

14 (a) IN GENERAL.—Paragraph (13) of section 6103(l) 

15 of the Internal Revenue Code of 1986 is amended to read 

16 as follows: 

17 ‘‘(13) DISCLOSURE OF RETURNS AND RETURN

18 INFORMATION FOR PURPOSES OF STUDENT LOAN

19 ADMINISTRATION.— 

20 ‘‘(A) IN GENERAL.—The Secretary shall, 

21 subject to such requirements and conditions as 

22 the Secretary may prescribe, upon written re23 quest from the Secretary of Education under 

24 section 437(a), section 455(d), or section 

25 455(e) of the Higher Education Act of 1965, 


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1 disclose to officers and employees of the De2 partment of Education returns and return in3 formation with respect to a taxpayer described 

4 in such section. 

5 ‘‘(B) RESTRICTION ON USE OF DISCLOSED

6 INFORMATION.—Return information disclosed 

7 under subparagraph (A) may be used by offi8 cers and employees of the Department of Edu9 cation only for the purposes of, and to the ex10 tent necessary for purposes of— 

11 ‘‘(i) carrying out income monitoring 

12 under section 437(a) of the Higher Edu13 cation Act of 1965, 

14 ‘‘(ii) establishing the appropriate re15 payment amount under an applicable in16 come-driven repayment plan (as defined in 

17 section 455(d)(8) of such Act) in connec18 tion with an applicable student loan for— 

19 ‘‘(I) borrowers who have selected 

20 such a plan, and 

21 ‘‘(II) in the case of any recertifi22 cation under section 455(e)(8) or 

23 493C(c)(2)(B) of the Higher Edu24 cation Act of 1965, borrowers who are 

25 enrolled in such a plan, 


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1 ‘‘(iii) in the case of borrowers who are 

2 at least 60 days delinquent on an applica3 ble student loan— 

4 ‘‘(I) providing notice of eligibility 

5 for an income-driven repayment plan 

6 (as so defined) pursuant to section 

7 455(d)(6)(B) of the Higher Education 

8 Act of 1965, and 

9 ‘‘(II) automatic enrollment in 

10 such an income-driven repayment plan 

11 after such borrowers are at least 120 

12 days delinquent on such a loan pursu13 ant to section 455(d)(6)(C) of such 

14 Act, and 

15 ‘‘(iv) in the case of borrowers who are 

16 rehabilitating defaulted loans, providing 

17 notice of eligibility for an income-driven re18 payment plan (as so defined) and auto19 matic enrollment in such a plan pursuant 

20 to section 455(d)(7) of the Higher Edu21 cation Act of 1965. 

22 ‘‘(C) DISCLOSURE TO CERTAIN CONTRAC23 TORS.—Officers and employees of the Depart24 ment of Education may disclose the information 

25 described in subparagraph (A) to persons 


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1 awarded contracts by the Secretary of Edu2 cation under section 456 of the Higher Edu3 cation Act of 1965 to the extent necessary for 

4 the purposes described in subparagraph (B). 

5 ‘‘(D) SPOUSAL INFORMATION FOR MAR6 RIED INDIVIDUALS FILING SEPARATE RE7 TURNS.—For purposes of this paragraph, in the 

8 case of a married individual filing a separate re9 turn, the term ‘taxpayer’ includes the spouse of 

10 that individual if the Secretary of Education re11 quests information from the spouse of that indi12 vidual and the individual and the spouse have 

13 consented in writing.’’. 

14 (b) CONFORMING AMENDMENTS.— 

15 (1) Section 6103(a)(3) of such Code is amended 

16 by inserting ‘‘(13),’’ after ‘‘(12),’’. 

17 (2) Section 6103(p)(4) of such Code is amend18 ed by inserting ‘‘(13),’’ after ‘‘(l)(10),’’ each place it 

19 occurs. 

20 (c) EFFECTIVE DATE.—The amendments made by 

21 this section shall apply to disclosures made after the date 

22 of enactment of this Act. 

Æ 


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