EX-10.1



 Exhibit 10.1 

FIRST AMENDMENT TO FIFTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT 

This First Amendment to Fifth Amended and Restated Loan and Security Agreement (this “Amendment”) is made as of May 23, 2016, among
Regional Management Corp. (“Regional”), Regional Finance Corporation of South Carolina, Regional Finance Corporation of Georgia, Regional Finance Corporation of Texas, Regional Finance Corporation of North Carolina, Regional Finance
Corporation of Alabama, Regional Finance Corporation of Tennessee, Regional Finance Company of New Mexico, LLC, Regional Finance Company of Oklahoma, LLC, Regional Finance Company of Missouri, LLC, Regional Finance Company of Georgia, LLC, RMC
Financial Services of Florida, LLC, Regional Finance Company of Louisiana, LLC, Regional Finance Company of Mississippi, LLC, Regional Finance Company of Kentucky, LLC and Regional Finance Company of Virginia, LLC (each individually a
“Borrower” and collectively the “Borrowers”), the financial institutions listed therein (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a
“Lender” and collectively as the “Lenders”) and Bank of America, N.A. as agent for the Lenders (in its capacity as agent, the “Agent”). 

RECITALS 

WHEREAS, the Borrowers, Lenders and Agent are parties to that certain Fifth Amended and Restated Loan and Security Agreement, dated as
of September 18, 2015, as amended (as may be further amended, restated, modified, substituted, extended, or renewed from time to time, and together with all of its exhibits, schedules and attachments thereto, collectively the “Loan
Agreement”); 
 WHEREAS, the Borrowers acknowledge that as of the close of business on May 20, 2016, there was outstanding the
aggregate principal amount of $363,763,532.98 under the revolving credit facility; 
 WHEREAS, the Borrowers have requested that the
Agent and the Lenders modify certain provisions of the Loan Agreement and the Agent and the Lenders have agreed to do so subject to the terms and conditions set forth herein; 

NOW THEREFORE, in consideration of the mutual promises and agreements contained herein and other good and valuable consideration, the
receipt and adequacy of which are hereby acknowledged, the parties hereto do hereby agree as follows: 
  

	Section 1	DEFINED TERMS; RECITALS. 

 Each defined term used herein and not otherwise defined
herein shall have the meaning ascribed to such term in the Loan Agreement. The Borrowers, Lenders and Agent agree that the Recitals above are a part of this Amendment. 
  

	Section 2	AMENDMENTS. The Loan Agreement is hereby amended as follows: 

  

	 	a.	Section 1.1 of the Loan Agreement is hereby amended by adding the following new definitions in alphabetical order to such section: 

  

	 	•	 	“Collateral Agent shall mean Bank of America, N.A., as collateral agent under the Security Agreement.” 









	 	•	 	“Security Agreement shall mean that certain Security Agreement, dated May 23, 2016, given by Borrowers, Credit Recovery Associates, Inc. and Regional Management Receivables, LLC in favor of Collateral Agent
for the benefit of Agent and Wells Fargo Securities, LLC, as agent for the Securitization.” 

  

	 	•	 	“Securitization Administrative Agent shall mean Wells Fargo Securities, LLC, as administrative agent under the Securitization Documents.” 


 

	 	b.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Agent Related Persons” and replacing it with the following: 


 

	 	•	 	“Agent-Related Persons shall mean the Agent, the Collateral Agent and their Affiliates as well as the officers, directors, employees, agents and attorneys-in-fact of the Agent, the Collateral Agent and such
Affiliates.” 

  

	 	c.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Collection Account Agreements” and replacing it with the following: 


 

	 	•	 	“Collection Account Agreements means, collectively, (i) that certain Second Amended and Restated Deposit Account Control Agreement dated May 23, 2016 entered into between Regional (as agent for the grantors
listed therein), the Collateral Agent, as secured party and Bank of America, as depository bank, as the same may be amended, restated and supplemented from time to time, (ii) that certain Second Amended and Restated Deposit Account Control
Agreement, dated on or about May 23, 2016, entered into by and among the companies listed on Schedule A attached thereto, the Collateral Agent and Wells Fargo Bank, National Association, as depository bank, as the same may be amended, restated and
supplemented from time to time, and (iii) any other deposit account control agreement, collection agreement or similar agreement entered into by Regional (as agent for the grantors listed therein), Collateral Agent and a depository bank, which
establishes the terms of Collateral Agent’s control over the Collection Accounts.” 

  

	 	d.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Intercreditor Agreement” and replacing it with the following: 


 

	 	•	 	“Intercreditor Agreement shall mean that certain Amended and Restated Intercreditor Agreement dated as of May 23, 2016, entered into by the Agent, the Collateral Agent, Regional, in its individual capacity
and as servicer under the Securitization Documents and Securitization Administrative Agent and as consented to by the Borrowers and Regional Management Receivables, LLC, as such Intercreditor Agreement may be amended, restated or otherwise modified
and in effect from time to time, among the Persons then party thereto.” 


  
 2 









	 	e.	Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Loan Documents” and replacing it with the following: 


 

	 	•	 	“Loan Documents shall mean this Agreement, the Notes, the Letters of Credit and the applications therefor, the Guaranties, the Security Agreement, the Pledges, the Collateral Assignment, the Fee Letters, the
Intercreditor Agreement, the Collection Account Agreements, Compliance Certificates, and all other agreements, instruments, and documents heretofore, now or hereafter evidencing, securing, guaranteeing or otherwise relating to the Obligations, the
Collateral, the security interest in the Collateral, or any other aspect of the transactions contemplated by this Agreement.” 

  

	 	f.	Section 4.1 of the Loan Agreement is hereby amended by adding the following paragraph to the end of such section: 

  

	 	•	 	“With respect to Collateral that consists of Facility Accounts (as defined in the Intercreditor Agreement), Regional (as agent for the Borrowers and the Securitization Borrower (as defined in the Intercreditor
Agreement)), pursuant to the Security Agreement, will grant a security interest in such Facility Accounts to Collateral Agent. The rights and remedies of the Collateral Agent, the Agent and the Securitization Administrative Agent shall be governed
by the provisions of the Intercreditor Agreement.” 

  

	 	g.	Section 4.2(a) of the Loan Agreement is hereby amended by adding the following parenthetical after the word “Lenders” in such section: 


 

	 	•	 	“(and Collateral Agent as to the Facility Accounts (as defined in the Intercreditor Agreement))”. 

  

	 	h.	A new Section 5.2(g) of the Loan Agreement is hereby added as follows: 

  

	 	•	 	“(g) Intercreditor Agreement. To the extent that the provisions of the Intercreditor Agreement conflict with the provisions of this Section 5.2, the provisions of the Intercreditor Agreement shall control.”


  

	Section 3	REPRESENTATIONS AND WARRANTIES. 

 Each of the Borrowers hereby represents and warrants
to the Agent, as of the Amendment Effective Date, as follows: 
 3.1 Authorization; Enforceability; Ratification. This Amendment has
been duly and validly executed by an authorized officer of such Borrower and constitutes the legal, valid and binding obligation of such Borrower enforceable against such Borrower in accordance with its terms, except as enforceability may be limited
by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally. The Loan Agreement remains in full force and effect and remains the valid and binding obligation of each such Borrower enforceable against such
Borrower in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally. 

  
 3 








 3.2 No Default or Event of Default. No Default or Event of Default is existing under
the Loan Agreement and no Default or Event of Default will occur as a result of the effectiveness of this Amendment. 
 3.3 Restatement
of Representations and Warranties; Schedules. The representations and warranties of such Borrower contained in the Loan Agreement and the other Loan Documents are true and correct in all material respects (except that if any such
representation or warranty contains any materiality qualifier, such representation or warranty shall be true and correct in all respects) on and as of the date of this Amendment as though made on the date of this Amendment (except for
representations and warranties that expressly relate to an earlier date). The Schedules to the Loan Agreement are accurate and complete on and as of the date of this Amendment (except for Schedules that expressly relate to an earlier date).

  

	Section 4	CONDITIONS TO EFFECTIVENESS. 

 This Amendment shall become effective as of the date and
time (the “Amendment Effective Date”) at which the Agent shall have received from each Borrower: (a) a counterpart of this Amendment, executed and delivered by a duly authorized officer of such Borrower, (b) an opinion of Alston
& Bird, LLP, in form and content acceptable to Agent in connection with the Intercreditor Agreement and the Security Agreement and (c) an executed copy of each of the amendments to the: (i) Intercreditor Agreement and (ii) Collection Account
Agreements, each in form and content approved by Agent. 
  

	Section 5	MISCELLANEOUS. 

 5.1 Governing Law. This Amendment shall be governed by and
construed in accordance with the laws of the State of New York without giving effect to any conflict of law principles except federal laws relating to national banks. 

5.2 Severability. Any provision of this Amendment which is prohibited or unenforceable shall be ineffective to the extent of such
prohibition or unenforceability without invalidating the remaining provisions of this Amendment. 
 5.3 Counterparts. This
Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original, and all of which taken together shall constitute but
one and the same instrument, and counterparts hereof may be delivered by facsimile or .PDF electronic transmission which shall be effective as a manually signed original counterpart. 

5.4 Headings. Section headings used in this Amendment are for the convenience of reference only and are not a part of this
Amendment for any other purpose. 
 5.5 Negotiations. By accepting this Amendment, each Borrower acknowledges and agrees that
all of the provisions contained herein were negotiated and agreed to in good faith after discussion with the Agent. 

  
 4 








 5.6 Nonwaiver. The execution, delivery, performance and effectiveness of this
Amendment shall not operate, except as set forth in Sections 2, as, or be deemed or construed to be, a waiver: (a) of any right, power or remedy of the Agent under the Loan Agreement or the other Loan Documents or (b) of any term, provision,
representation, warranty or covenant contained in the Loan Agreement or any other Loan Document. Further, none of the provisions of this Amendment, except as set forth in Section 2, shall constitute, be deemed to be or construed as, a waiver of
any Default or Event of Default under the Loan Agreement. 
 5.7 Reference to and Effect on the Loan Agreement; Successor and
Assigns. Upon the effectiveness of this Amendment, each reference in the Loan Agreement to “this Agreement,” “hereunder,” “hereof,” “herein,” or words of like import shall mean and be a reference to the
Loan Agreement, as modified by this Amendment and each reference to the Loan Agreement in any other document, instrument or agreement executed and/or delivered in connection with the Loan Agreement shall mean and be a reference to the Loan
Agreement, as modified by this Amendment. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective permitted successors and assigns. 

5.8 Acknowledgment; Release of Claims. No Borrower is aware of any claim or offset against, or defense or counterclaim to, such
Borrower’s obligations or liabilities under the Loan Agreement or any Loan Document to which it is a party. In consideration of the Lender’s agreements contained in this Amendment, each Borrower hereby irrevocably releases and forever
discharges the Agent and its Affiliates, subsidiaries, successors, assigns, directors, officers, employees, agents, consultants and attorneys (each, a “Released Person”) of and from any and all claims, suits, actions,
investigations, proceedings or demands, whether based in contract, tort, implied or express warranty, strict liability, criminal or civil statute or common law of any kind or character, known or unknown, which such Borrower ever had or now has
against the Agent or any other Released Person which relates, directly or indirectly, to any acts or omissions of the Agent or any other Released Person relating to the Loan Agreement or any Loan Document on or prior to the date hereof. 

5.9 Reaffirmation. Each of the parties hereto (as debtor, grantor, pledgor, guarantor, assignor, or in any other similar capacity
in which such party grants liens or security interests in its property or otherwise acts as accommodation party or guarantor, as the case may be, under the Loan Documents) hereby: (i) ratifies and reaffirms all of its payment and performance
obligations, contingent or otherwise, under the Loan Agreement and the other Loan Documents to which it is a party and (ii) to the extent such party has granted liens on or security interests in any of its property pursuant to the Loan Agreement or
any other Loan Document as security for or otherwise guaranteed the Obligations, ratifies and reaffirms such guarantee and grant of security interests and liens and confirms and agrees that such security interests and liens hereafter secure all of
the Obligations. Each of the parties hereto hereby consents to this Amendment and hereby ratifies and affirms the Loan Agreement and the other Loan Documents, as modified hereby. 

5.10 Waiver of Jury Trial. Each party hereto waives to the fullest extent permitted by law, any right it may have to a trial by
jury of any claim, counterclaim, action or other proceeding arising under or relating to this amendment or the transactions contemplated hereby. 

  
 5 








 5.11 Loan Document. This Amendment is a Loan Document. 

5.12 Fees and Expenses. The Borrowers shall pay all outstanding costs, expenses and fees of the Agent and its advisors, service
providers and legal counsels incurred in connection with the documentation of this Amendment. 
 [Signature Pages Follow] 

  
 6 








 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed by
their respective officers or agents thereunto duly authorized as of the date first written above. 
  

			
	REGIONAL MANAGEMENT CORP.
	REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA
	REGIONAL FINANCE CORPORATION OF GEORGIA
	REGIONAL FINANCE CORPORATION OF TEXAS
	REGIONAL FINANCE CORPORATION OF NORTH CAROLINA
	REGIONAL FINANCE CORPORATION OF ALABAMA
	REGIONAL FINANCE CORPORATION OF TENNESSEE
	REGIONAL FINANCE COMPANY OF OKLAHOMA, LLC
	REGIONAL FINANCE COMPANY OF NEW MEXICO, LLC
	REGIONAL FINANCE COMPANY OF MISSOURI, LLC
	REGIONAL FINANCE COMPANY OF GEORGIA, LLC
	REGIONAL FINANCE COMPANY OF MISSISSIPPI, LLC
	REGIONAL FINANCE COMPANY OF LOUISIANA, LLC
	RMC FINANCIAL SERVICES OF FLORIDA, LLC
	REGIONAL FINANCE COMPANY OF KENTUCKY, LLC
	REGIONAL FINANCE COMPANY OF VIRGINIA, LLC,
	as Regional Borrowers
		
	By:	 	 /s/ Donald E. Thomas

	Name:	 	Donald E. Thomas
	Title:	 	EVP and CFO
	Address:	 	509 West Butler Road, Greenville, South Carolina 29607









 
			
	BANK OF AMERICA, N.A., as Agent
		
	By:	 	 /s/ Bruce Jenks

	Name:	 	Bruce Jenks
		
	Title:	 	Senior Vice President
	Address:	 	 4 Sentry Parkway, Suite 200 Blue Bell, PA 19422

	Attn:	 	Bruce Jenks
	Telecopy:	 	646-834-9753









 SCHEDULE 4.4 

LOCATIONS OF BOOKS AND RECORDS AND COLLATERAL 

The following is a correct and complete list of the locations of all books and records concerning the Collateral, the locations of the Collateral, and the
locations of all Borrowers’ places of business as of the Closing Date: 
 501 West Butler Road, Greenville, South Carolina 29607 

503 West Butler Road, Greenville, South Carolina 29607 

507 West Butler Road, Greenville, South Carolina 29607 

509 West Butler Road, Greenville, South Carolina 29607 

511 West Butler Road, Greenville, South Carolina 29607 

9303 Monroe Road, Suite A, Charlotte, North Carolina 28270 

The following branch locations: 
  

									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	101	  	101 Verdae Boulevard, Suite 130	 	Greenville	 	SC	  	29607-3887
	102	  	528 Knox Abbott Drive	 	Cayce	 	SC	  	29033-4125
	103	  	515 North Limestone Street	 	Gaffney	 	SC	  	29340-2434
	104	  	1924 Remount Road	 	North Charleston	 	SC	  	29406-3241
	105	  	120 Highway 14, Suite C	 	Simpsonville	 	SC	  	29681-6056
	106	  	2303 Boundary Street, Suite 3	 	Beaufort	 	SC	  	29902-3720
	107	  	1200 Sam Rittenburg Boulevard, Suite B	 	Charleston	 	SC	  	29407-5006
	108	  	6729 Two Notch Road Suite L	 	Columbia	 	SC	  	29223-7535
	109	  	314 Richland Avenue West	 	Aiken	 	SC	  	29801-3868
	110	  	110A N. Memorial Avenue	 	Walterboro	 	SC	  	29488-3908
	111	  	1047 Broad Street	 	Camden	 	SC	  	29020-4307
	112	  	592 N. Anderson Road	 	Rock Hill	 	SC	  	29730-7300
	113	  	251 Broad Street	 	Sumter	 	SC	  	29150-4146
	114	  	1450 W. O. Ezell Boulevard, Suite 950	 	Spartanburg	 	SC	  	29301-1500
	115	  	718A Montague Avenue	 	Greenwood	 	SC	  	29649-1439
	118	  	302 Main Street	 	Conway	 	SC	  	29526-5131
	119	  	1113 N. Fraser Street	 	Georgetown	 	SC	  	29440-2851
	121	  	2705 North Main Street, Suite C	 	Anderson	 	SC	  	29621-3283
	122	  	642 John C. Calhoun Drive	 	Orangeburg	 	SC	  	29115-6169
	123	  	810 Dutch Square Boulevard, Suite 102	 	Columbia	 	SC	  	29210-7318
	124	  	145 Hwy 15 & 401 Bypass, Suite 7	 	Bennettsville	 	SC	  	29512-4359
	125	  	112 East Carolina Avenue	 	Hartsville	 	SC	  	29550-4214
	126	  	115 E. Richardson Avenue	 	Summerville	 	SC	  	29483-6332
	127	  	1337 Wilson Road	 	Newberry	 	SC	  	29108-3061
	128	  	109 East Main Street	 	Lake City	 	SC	  	29560-2626
	129	  	410 N. Duncan Bypass, Suite D	 	Union	 	SC	  	29379-8641
	130	  	517 Radford Blvd, Suite D	 	Dillon	 	SC	  	29536-2469
	131	  	1309 B West Poinsett Street	 	Greer	 	SC	  	29650-1251
	132	  	605 Broadway Street	 	Myrtle Beach	 	SC	  	29577-3814









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	133	  	6932 Calhoun Memorial Hwy., Suite G	 	Easley	 	SC	  	29640-3572
	134	  	226 S. Main Street	 	Lancaster	 	SC	  	29720-2444
	135	  	1107 East Godbold Street	 	Marion	 	SC	  	29571-3907
	136	  	129 Lee Avenue	 	Hampton	 	SC	  	29924-3439
	137	  	233 Second Street	 	Cheraw	 	SC	  	29520-2401
	139	  	141 E. Church Street, Suite M	 	Batesburg-Leesville	 	SC	  	29070-7066
	140	  	104 Bi-Lo Way, Suite A2	 	Moncks Corner	 	SC	  	29461-3975
	141	  	197 Main Street	 	Barnwell	 	SC	  	29812-1847
	142	  	721 U.S. Hwy. 321 Bypass S, Unit 11	 	Winnsboro	 	SC	  	29180-6326
	143	  	3720 Boiling Springs Rd, Suite F	 	Boiling Springs	 	SC	  	29316-5760
	144	  	211 Oconee Square Drive	 	Seneca	 	SC	  	29678-2546
	145	  	507 N. Harper Street, Suite D	 	Laurens	 	SC	  	29360-2337
	146	  	348 North Highway 701, Unit 1	 	Loris	 	SC	  	29569-2464
	147	  	404 E. Martintown Road, Suite D	 	North Augusta	 	SC	  	29841-4236
	148	  	710 E. Liberty Street, Suite 102	 	York	 	SC	  	29745-2701
	149	  	200 West Mill Street	 	Kingstree	 	SC	  	29556-3340
	151	  	134 Saint James Avenue, Suite 6	 	Goose Creek	 	SC	  	29445-2995
	152	  	815 West Greenwood Street, Suite 3	 	Abbeville	 	SC	  	29620-2471
	153	  	229 Apple Square Plaza	 	Edgefield	 	SC	  	29824-4203
	154	  	218 City Square	 	Belton	 	SC	  	29627-1433
	155	  	1035 Johnnie Dodds Blvd., Suite C-7	 	Mt. Pleasant	 	SC	  	29464-6154
	156	  	867 U.S. Highway 17 South	 	North Myrtle Beach	 	SC	  	29582-3428
	157	  	7509 Garners Ferry Road, Suite F	 	Columbia	 	SC	  	29209-2664
	158	  	3405 White Horse Road, Suite C	 	Greenville	 	SC	  	29611-5947
	159	  	4490 Socastee Boulevard	 	Myrtle Beach	 	SC	  	29588-7206
	160	  	7249 Saint Andrews Road, Suite B	 	Columbia	 	SC	  	29212-1178
	180	  	2523 S. Cashua Drive	 	Florence	 	SC	  	29501-5350
	187	  	475 N. Main Street, Suite D	 	Hemingway	 	SC	  	29554-9191
	189	  	103 South Brooks Street	 	Manning	 	SC	  	29102-3111
	190	  	509 12th Street	 	West Columbia	 	SC	  	29169-6334
	301	  	2301 Wade Hampton Blvd., Suite 3	 	Greenville	 	SC	  	29615-1059
	302	  	710 South Pendleton Street	 	Easley	 	SC	  	29640-3526
	303	  	6729 Two Notch Road, Unit B	 	Columbia	 	SC	  	29223-7535
	304	  	110 Garner Road, Suite 10	 	Spartanburg	 	SC	  	29303-3155
	305	  	1291 John C. Calhoun Drive	 	Orangeburg	 	SC	  	29115-6672
	306	  	1222 West Evans Street	 	Florence	 	SC	  	29501-3322
	307	  	8600 Dorchester Road, Suite 203	 	North Charleston	 	SC	  	29420-7383
	308	  	479 Bypass 72 NW, Suite 111	 	Greenwood	 	SC	  	29649-1405
	309	  	5175 Sunset Boulevard, Suite 4	 	Lexington	 	SC	  	29072-7320
	311	  	124 Commons Parkway	 	Anderson	 	SC	  	29621
	312	  	1300 Savannah Highway, Suite 11	 	Charleston	 	SC	  	29407-7849
	313	  	708 Bultman Drive	 	Sumter	 	SC	  	29150-2517









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	501	  	2523 East Fifth Street	 	Tyler	 	TX	  	75701-3544
	502	  	1518 Pennsylvania Avenue	 	Fort Worth	 	TX	  	76104-2027
	503	  	217 S. Oklahoma Avenue, Suite D	 	Weslaco	 	TX	  	78596-7970
	504	  	2912 N. Laurent Street	 	Victoria	 	TX	  	77901-4141
	505	  	509 S. Bicentennial Blvd	 	McAllen	 	TX	  	78501-5217
	506	  	318 E. Jackson Street	 	Harlingen	 	TX	  	78550-6850
	507	  	502 W. Calton Road, Suite 109	 	Laredo	 	TX	  	78041-6631
	508	  	2200 Boca Chica Blvd, Suite 104	 	Brownsville	 	TX	  	78521-2241
	509	  	1121 SW Military Drive, Suite 101	 	San Antonio	 	TX	  	78221-1672
	510	  	4918 Ayers Road, Ayers Plaza, Suite 136	 	Corpus Christi	 	TX	  	78415-1431
	511	  	1104-B North Meadow	 	Laredo	 	TX	  	78040-5349
	512	  	2400 Veterans Blvd., Suite 10	 	Del Rio	 	TX	  	78840-3136
	513	  	4761 E. Hwy. 83, Suite B	 	Rio Grande City	 	TX	  	78582-6494
	514	  	2708 H E. Griffin Parkway	 	Mission	 	TX	  	78572-3309
	515	  	206-B West San Antonio Street	 	San Marcos	 	TX	  	78666-5585
	516	  	14145 Nacogdoches Road, Suite 1	 	San Antonio	 	TX	  	78247-1931
	517	  	220 Jefferson Street	 	Eagle Pass	 	TX	  	78852-4820
	518	  	2551 Judson Road, Suite C	 	Longview	 	TX	  	75605-4645
	519	  	8868 Research Boulevard, Suite 705	 	Austin	 	TX	  	78758-8522
	520	  	3221 Wurzbach Road	 	San Antonio	 	TX	  	78238-4002
	521	  	218 E. Kleberg Avenue	 	Kingsville	 	TX	  	78363-4573
	522	  	840 Secretary Drive	 	Arlington	 	TX	  	76015-1640
	523	  	817 W. Pioneer Parkway, Suite 156	 	Grand Prairie	 	TX	  	75051-4738
	524	  	1615 N. Valley Mills Drive	 	Waco	 	TX	  	76710-2552
	525	  	3655 Fredericksburg Road, Suite 119	 	San Antonio	 	TX	  	78201-3859
	526	  	1710 C, Suite 101 South Texas Avenue	 	Bryan	 	TX	  	77802-1019
	527	  	2314 W. Adams Avenue, Suite C	 	Temple	 	TX	  	76504-3931
	528	  	2725 NE 28th Street, Suite 130	 	Fort Worth	 	TX	  	76111-2966
	529	  	1918 North Story Rd.	 	Irving	 	TX	  	75061-1936
	530	  	3115 S. 1st Street	 	Garland	 	TX	  	75041-3422
	531	  	719 West William Cannon Drive, Suite 112	 	Austin	 	TX	  	78745-3981
	532	  	613 East University Drive	 	Edinburg	 	TX	  	78539-3627
	533	  	1804 Wirt Road	 	Houston	 	TX	  	77055-2407
	534	  	5517 Airline Drive, Suite E	 	Houston	 	TX	  	77076-4946
	535	  	3910 Fairmont Parkway, Suite D	 	Pasadena	 	TX	  	77504-3066
	536	  	12220 Murphy Road, Suite H	 	Stafford	 	TX	  	77477-2410
	537	  	6240 Phelan Boulevard	 	Beaumont	 	TX	  	77706-6120
	538	  	4525 Rigsby Avenue, Suite 106	 	San Antonio	 	TX	  	78222-1275
	539	  	459 Uvalde Road	 	Houston	 	TX	  	77015-3717
	540	  	3401 W. Davis Street, Suite A1	 	Conroe	 	TX	  	77304-1841
	541	  	6003 Bellaire Blvd., Suite G	 	Houston	 	TX	  	77081-5421
	542	  	500 N. Oregon, Suite E	 	El Paso	 	TX	  	79901-1124









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	543	  	8720 Alameda Avenue, Suite A	 	El Paso	 	TX	  	79907-6275
	544	  	10755 N. Loop Drive, Suite P	 	Socorro	 	TX	  	79927-4694
	545	  	3333 N. Yarbrough Drive, Suite V	 	El Paso	 	TX	  	79925-1739
	546	  	9861 Dyer Street, Suite 4	 	El Paso	 	TX	  	79924-4747
	547	  	6920 Delta Drive, Suite 2	 	El Paso	 	TX	  	79905-5519
	548	  	1605 George Dieter Drive, Suite 302	 	El Paso	 	TX	  	79936-6586
	549	  	3806 Avenue I, Suite 22	 	Rosenberg	 	TX	  	77471-3951
	550	  	7500 Eckhert Road, Suite 460	 	San Antonio	 	TX	  	78240-3068
	551	  	5015 FM 2920 Road, Suite B	 	Spring	 	TX	  	77388-3114
	552	  	230 W. Parker Road, Suite 190	 	Plano	 	TX	  	75075-2383
	553	  	11819 West Avenue, Suite 2	 	San Antonio	 	TX	  	78216-2533
	554	  	3465 W. Walnut Street, Suite 107	 	Garland	 	TX	  	75042-7169
	555	  	1015 S. Mays Street, Suite 101	 	Round Rock	 	TX	  	78664-6745
	556	  	6242 Rufe Snow Drive, Suite 230	 	North Richland Hills	 	TX	  	76148-3347
	557	  	1703 Shaver Street	 	Pasadena	 	TX	  	77502-2027
	558	  	2550 Broadway Street	 	Pearland	 	TX	  	77581
	559	  	11925 Southwest Freeway, Suite 6	 	Stafford	 	TX	  	77477-2300
	560	  	4485 North Freeway	 	Houston	 	TX	  	77022
	561	  	873 S. Mason Road, Suite 324	 	Katy	 	TX	  	77450-3882
	562	  	3917 W. Camp Wisdom Road, Suite 107	 	Dallas	 	TX	  	75237-2468
	563	  	2506 25th Avenue North, Suite 2	 	Texas City	 	TX	  	77590-4666
	564	  	2901 Alta Mere Drive, Suite 1000	 	Fort Worth	 	TX	  	76116-4180
	565	  	1700 N. Zaragoza Road, Suite 103	 	El Paso	 	TX	  	79936-7964
	566	  	14181 Northwest Freeway	 	Houston	 	TX	  	77040-5013
	567	  	1931 Texas Parkway	 	Missouri City	 	TX	  	77489-3121
	568	  	1101 E. Highway 6, Suite A	 	Alvin	 	TX	  	77511-2878
	569	  	2364 E. Southcross Blvd.	 	San Antonio	 	TX	  	78223-2263
	570	  	1420 FM1960 Bypass Rd. E, Suite 118	 	Humble	 	TX	  	77338-3934
	571	  	5488 Walzem Road	 	San Antonio	 	TX	  	78218-2125
	572	  	2301 N. Collins Street, Suite 116	 	Arlington	 	TX	  	76011-2645
	573	  	901 N Raul Longoria Rd, Suite 4	 	San Juan	 	TX	  	78589-3747
	574	  	4010 W. Commerce Street, Suite 101	 	San Antonio	 	TX	  	78207-3650
	575	  	4902 Holly Road, Suite 112	 	Corpus Christi	 	TX	  	78411-4767
	576	  	16876 Stuebner Airline Road	 	Spring	 	TX	  	77379-6207
	577	  	713 W Wheatland Rd	 	Duncanville	 	TX	  	75116
	578	  	3719 N Fry Rd, Suite O	 	Katy	 	TX	  	77449-6740
	579	  	4509 50th Street	 	Lubbock	 	TX	  	79414-3611
	580	  	4070 N. Belt Line Road, Suite 153	 	Irving	 	TX	  	75038-5010
	581	  	12637 Westheimer Road, Suite 150	 	Houston	 	TX	  	77077-5746
	582	  	9714 Potranco Road, Suite 113	 	San Antonio	 	TX	  	78251-9617
	583	  	2400 E. Oltorf Street, Suite 12A	 	Austin	 	TX	  	78741-4567
	584	  	2644 SW 34th Avenue	 	Amarillo	 	TX	  	79109-4806









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	585	  	1607 East 8th Street	 	Odessa	 	TX	  	79761-4806
	586	  	2252 E. Main Street	 	Uvalde	 	TX	  	78801-4947
	587	  	1645 Pat Booker Road, Suite 115	 	Universal City	 	TX	  	78148-3400
	588	  	810 E. Veterans Blvd, Suite F	 	Palmview	 	TX	  	78572-5019
	589	  	3552 Sherwood Way	 	San Angelo	 	TX	  	76901-3533
	590	  	7097 N Expressway 77, Suite 4	 	Olmito	 	TX	  	78575-9808
	591	  	3482 Catclaw Drive	 	Abilene	 	TX	  	79606-8224
	592	  	1909 Texoma Parkway, Suite G	 	Sherman	 	TX	  	75090-2668
	593	  	3301 E. Rancier Avenue, Suite 103G	 	Killeen	 	TX	  	76543-7855
	594	  	601 Sunset Street	 	Denton	 	TX	  	76201-2665
	595	  	1812 Santa Fe Drive, Suite D	 	Weatherford	 	TX	  	76086-6429
	596	  	2708 Southwest Parkway, Suite 114	 	Wichita Falls	 	TX	  	76308-3727
	597	  	386 Landa Street, Suite B	 	New Braunfels	 	TX	  	78130-5401
	598	  	120 FM 2821 Road W, Suite C	 	Huntsville	 	TX	  	77320-8414
	601	  	473 Hendersonville Road, Suite A	 	Asheville	 	NC	  	28803-2892
	602	  	2367 Hwy 70 SE	 	Hickory	 	NC	  	28602-8300
	650	  	2568 West Franklin Blvd.	 	Gastonia	 	NC	  	28052-1250
	651	  	7309 E. Independence Blvd., Suite 24	 	Charlotte	 	NC	  	28227-9439
	652	  	230 Signal Hill Drive	 	Statesville	 	NC	  	28625-4327
	653	  	3733 B Farmington Drive	 	Greensboro	 	NC	  	27407-6246
	654	  	2108 N. Centennial Street, Suite 114	 	High Point	 	NC	  	27262-7742
	655	  	3193-D Peters Creek Parkway	 	Winston-Salem	 	NC	  	27127-4710
	656	  	811 S. Jake Alexander Blvd.	 	Salisbury	 	NC	  	28147-9058
	657	  	5210 North Tryon Street, Unit B	 	Charlotte	 	NC	  	28213-7059
	658	  	3306 Highway 74 West, Unit D	 	Monroe	 	NC	  	28110-8695
	659	  	6407 South Blvd., Suite J	 	Charlotte	 	NC	  	28217-4401
	660	  	638 Spartanburg Highway, Suite 30	 	Hendersonville	 	NC	  	28792-5921
	661	  	2140 S. Church Street	 	Burlington	 	NC	  	27215-5328
	662	  	704-C E. Broad Avenue	 	Rockingham	 	NC	  	28379-4343
	663	  	1337 C East Dixie Drive	 	Asheboro	 	NC	  	27203-8889
	664	  	3379 Cloverleaf Parkway	 	Kannapolis	 	NC	  	28083-6991
	665	  	808 East Franklin Blvd.	 	Gastonia	 	NC	  	28054-4241
	667	  	2403 Battleground Avenue, Suite 10	 	Greensboro	 	NC	  	27408-4035
	668	  	420 Eastwood Road, Suite 101	 	Wilmington	 	NC	  	28403-1866
	669	  	4011 Capital Blvd., Suite 123	 	Raleigh	 	NC	  	27604-3486
	670	  	5410 NC Highway 55, Suite R	 	Durham	 	NC	  	27713-7802
	671	  	4964 Martin View Lane	 	Winston-Salem	 	NC	  	27104-5066
	672	  	1111 Ireland Drive, Suite 102	 	Fayetteville	 	NC	  	28304-3329
	673	  	588 Bailey Road, Suite E	 	Lumberton	 	NC	  	28358-2470
	674	  	3250 Wilkinson Blvd, Suite H	 	Charlotte	 	NC	  	28208-5667
	675	  	1330 Fifth Avenue, Suite 250	 	Garner	 	NC	  	27529-3638
	676	  	2630 S. Main Street, Suite 103	 	High Point	 	NC	  	27263-1941









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	677	  	12265 Capital Boulevard	 	Wake Forest	 	NC	  	27587-6200
	678	  	4731 Ramsey Street	 	Fayetteville	 	NC	  	28311-1614
	679	  	260 Summit Square Blvd, Unit A6	 	Winston-Salem	 	NC	  	27105-1461
	680	  	2316 S. 17th Street, Suite 120	 	Wilmington	 	NC	  	28401-7913
	681	  	1331 Mebane Oaks Road	 	Mebane	 	NC	  	27302-9681
	682	  	5539 W. Market Street	 	Greensboro	 	NC	  	27409-2525
	683	  	3607 Matthews Mint Hill Road, Suite 10	 	Matthews	 	NC	  	28105-4146
	684	  	460 Moye Boulevard, Suite 103	 	Greenville	 	NC	  	27834-2886
	701	  	7118 Maynardville Highway	 	Knoxville	 	TN	  	37918-5738
	702	  	3014 Bristol Highway, Suite 3	 	Johnson City	 	TN	  	37601-1512
	703	  	421 West Stone Drive, Suite 3	 	Kingsport	 	TN	  	37660-3270
	704	  	1135 Volunteer Parkway, Suite 1	 	Bristol	 	TN	  	37620-4658
	705	  	5716 Ringgold Road, Unit 106	 	Chattanooga	 	TN	  	37412-3597
	706	  	891 Keith Street NW, Suite 6	 	Cleveland	 	TN	  	37311-1879
	707	  	126 The Crossings	 	Crossville	 	TN	  	38555-8754
	708	  	1645 Downtown West Blvd., Unit 11	 	Knoxville	 	TN	  	37919-5411
	709	  	516 S. Willow Avenue	 	Cookeville	 	TN	  	38501-3727
	710	  	1631 E. Andrew Johnson Highway	 	Morristown	 	TN	  	37814-5401
	711	  	1636 Memorial Blvd.	 	Murfreesboro	 	TN	  	37129-2104
	712	  	224 West Main Street, Suite D	 	Lebanon	 	TN	  	37087-2680
	713	  	136 Bear Creek Pike, Suite E	 	Columbia	 	TN	  	38401-2484
	714	  	2565 East Andrew Johnson Hwy.	 	Greeneville	 	TN	  	37745-0951
	715	  	319 Vann Drive, Suite B	 	Jackson	 	TN	  	38305-6032
	716	  	2021 Gallatin Pike North, Suite 240	 	Madison	 	TN	  	37115-2029
	717	  	200 Able Drive, Suite 16	 	Dayton	 	TN	  	37321-6034
	718	  	121 Henslee Drive, Suite H	 	Dickson	 	TN	  	37055-2076
	719	  	1321 Bell Road	 	Antioch	 	TN	  	37013-3730
	720	  	371 West Church Street	 	Lexington	 	TN	  	38351-2096
	721	  	7444 Winchester Road, Suite 104	 	Memphis	 	TN	  	38125-2206
	801	  	449 George Wallace Drive	 	Gadsden	 	AL	  	35903-2282
	802	  	2699 Sandlin Rd. SW, Suite B-2	 	Decatur	 	AL	  	35601-7343
	803	  	4925 University Drive, Suite 110	 	Huntsville	 	AL	  	35816-1849
	804	  	2801 Mall Road, Suite 9	 	Florence	 	AL	  	35630-1676
	805	  	8144 U.S. Highway 431	 	Albertville	 	AL	  	35950-1135
	806	  	1225 Snow Street, Suite 4	 	Oxford	 	AL	  	36203-1964
	807	  	1710 2nd Avenue SW, Suite 5	 	Cullman	 	AL	  	35055-5337
	808	  	3659 Lorna Road, Suite 125	 	Hoover	 	AL	  	35216-5958
	809	  	2001 Skyland Blvd. East, Suite C-1	 	Tuscaloosa	 	AL	  	35405-1545
	810	  	1930 Edwards Lake Road, Suite 120	 	Birmingham	 	AL	  	35235-3719
	811	  	246 Interstate Commercial Park Loop	 	Prattville	 	AL	  	36066-7361
	812	  	3074 Ross Clark Circle, Suite 8	 	Dothan	 	AL	  	36301-1194
	813	  	2140 East University Drive, Suite E	 	Auburn	 	AL	  	36830-1853









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	814	  	6144 Atlanta Highway	 	Montgomery	 	AL	  	36117-2800
	815	  	3304 US Highway 80 West, Suite E	 	Phenix City	 	AL	  	36870-6405
	816	  	220 Town Mart	 	Clanton	 	AL	  	35045-3784
	817	  	792 Commerce Drive, Suite 101	 	Alexander City	 	AL	  	35010-4213
	818	  	5238 US Highway 90 West, Suite D	 	Mobile	 	AL	  	36619-4220
	819	  	5031 Ford Parkway, Suite 104	 	Bessemer	 	AL	  	35022-5284
	820	  	6345 Airport Boulevard, Suite G	 	Mobile	 	AL	  	36608-3127
	821	  	1237 Highway 231 South	 	Troy	 	AL	  	36081-3054
	822	  	631 Willow Lane, Suite K	 	Greenville	 	AL	  	36037-8028
	823	  	1605 S. Broad Street	 	Scottsboro	 	AL	  	35768-2610
	824	  	458 1st Street SW	 	Alabaster	 	AL	  	35007-9703
	825	  	4405 N. College Avenue, Suite C	 	Jackson	 	AL	  	36545-2045
	826	  	1123 N. McKenzie Street	 	Foley	 	AL	  	36535-3550
	827	  	1209 N. Main Avenue	 	Sylacauga	 	AL	  	35150-1648
	828	  	33208 Highway 43, Suite A	 	Thomasville	 	AL	  	36784-1631
	829	  	906 McMeans Avenue, Suite B	 	Bay Minette	 	AL	  	36507-3308
	830	  	306 Palisades Boulevard, Suite 4	 	Homewood	 	AL	  	35209-5148
	831	  	632 Boll Weevil Circle	 	Enterprise	 	AL	  	36330-2734
	870	  	1310 Quintard Avenue	 	Anniston	 	AL	  	36201-4620
	871	  	959 Gilbert Ferry Road, SE, Suite M	 	Attalla	 	AL	  	35954-3335
	872	  	3186 Alabama Highway 157	 	Cullman	 	AL	  	35058-0686
	873	  	841 Odum Road, Suite 105	 	Gardendale	 	AL	  	35071-4112
	875	  	1811 Highway 78 East, Suite 110	 	Jasper	 	AL	  	35501-4081
	876	  	2206 Village Drive	 	Moody	 	AL	  	35004-3241
	877	  	1986 US Highway 78 East	 	Oxford	 	AL	  	36203-2020
	881	  	583 Brindlee Mountain Parkway	 	Arab	 	AL	  	35016-1054
	882	  	920 Highway 72 E	 	Athens	 	AL	  	35611-4318
	883	  	981 US Highway 431 South	 	Boaz	 	AL	  	35957-1749
	885	  	2314 6th Avenue SE, Suite B	 	Decatur	 	AL	  	35601-6565
	886	  	2415 Rosedale Street, Suite C	 	Muscle Shoals	 	AL	  	35661-6427
	887	  	2308 Gault Avenue North	 	Fort Payne	 	AL	  	35967-3644
	888	  	587 Highway 31 NW, Suite A	 	Hartselle	 	AL	  	35640-4470
	889	  	700 Airport Road, Suite E	 	Huntsville	 	AL	  	35802-4360
	890	  	800 Highway 78 East, Suite 300	 	Jasper	 	AL	  	35501-3912
	891	  	80 McFarland Blvd., Suite 2	 	Northport	 	AL	  	35476-3332
	893	  	305 E. Battle Street, Suite A	 	Talladega	 	AL	  	35160-2421
	894	  	2401 Stemley Bridge Road, Suite 13	 	Pell City	 	AL	  	35128-2393
	901	  	7141 S. Western Avenue, Suite C	 	Oklahoma City	 	OK	  	73139-2000
	902	  	2108 A W. Lindsey Street	 	Norman	 	OK	  	73069-4108
	903	  	6221 N. Meridian Avenue	 	Oklahoma City	 	OK	  	73112-1249
	904	  	1300 West Vandament Avenue, Suite 2301	 	Yukon	 	OK	  	73099-4575
	905	  	1510 N. Kickapoo Avenue, Suite 1	 	Shawnee	 	OK	  	74804-4331









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	906	  	2135 NW 23rd Street	 	Oklahoma City	 	OK	  	73107
	907	  	1915 W. Gore Boulevard, Suite 3	 	Lawton	 	OK	  	73501-3661
	908	  	1208 North York Street, Suite B	 	Muskogee	 	OK	  	74403-2562
	909	  	3202 S. Memorial Drive, Suite 7A	 	Tulsa	 	OK	  	74145-1322
	910	  	1231 SE Frank Phillips Boulevard	 	Bartlesville	 	OK	  	74003-4321
	911	  	806 S. Aspen Avenue, Suite B	 	Broken Arrow	 	OK	  	74012-4884
	912	  	305 W. Taft Road	 	Sapulpa	 	OK	  	74066-5436
	913	  	1942 S. Highway 66	 	Claremore	 	OK	  	74019-4371
	914	  	1500 Hoppe Boulevard, Suite 6	 	Ada	 	OK	  	74820-2309
	915	  	120 N. 5th Street	 	Chickasha	 	OK	  	73018-2406
	916	  	302 W. Edmond Road	 	Edmond	 	OK	  	73003-5600
	917	  	1212 Merrick Drive, Suite 5	 	Ardmore	 	OK	  	73401-1824
	918	  	2329 W. Willow Road	 	Enid	 	OK	  	73703-2433
	919	  	639 NW 7th Street	 	Moore	 	OK	  	73160-3803
	920	  	701 N Main Street	 	Stillwater	 	OK	  	74075-5410
	921	  	200 E. Choctaw Avenue	 	McAlester	 	OK	  	74501-5026
	922	  	111 S. Main Street	 	Miami	 	OK	  	74354-7024
	923	  	3040 S. Muskogee Avenue, Suite 101	 	Tahlequah	 	OK	  	74464-5485
	924	  	2135 NW 23rd Street	 	Oklahoma City	 	OK	  	73107
	925	  	512 Plaza Court	 	Sand Springs	 	OK	  	74063
	926	  	2501 N. 14th Street	 	Ponca City	 	OK	  	74601-1734
	927	  	1519 N Highway 81	 	Duncan	 	OK	  	73533-1407
	928	  	6961 S. Lewis Avenue	 	Tulsa	 	OK	  	74136-3914
	1001	  	2300 North Main Street, Suite 205	 	Las Cruces	 	NM	  	88001-1117
	1002	  	1215 Anthony Drive, Suite G	 	Anthony	 	NM	  	88021-9371
	1003	  	5504 Menaul Boulevard NE, Suite G-East	 	Albuquerque	 	NM	  	87110-3184
	1004	  	5300 Sequoia Road NW, Suite L	 	Albuquerque	 	NM	  	87120-1418
	1005	  	1001 Golf Course Road SE, Suite 103	 	Rio Rancho	 	NM	  	87124-2575
	1006	  	200 1st Street, Suite C	 	Alamogordo	 	NM	  	88310-6517
	1007	  	3000 E. 20th Street, Suite B	 	Farmington	 	NM	  	87402-5350
	1008	  	2404 Cerrillos Road	 	Santa Fe	 	NM	  	87505-3392
	1009	  	1698 Rio Bravo Blvd SW, Suite C	 	Albuquerque	 	NM	  	87105-6000
	1010	  	2013 N. Prince Street	 	Clovis	 	NM	  	88101-4858
	1011	  	101 W Broadway St	 	Hobbs	 	NM	  	88240-6001
	1012	  	107 E 5th Street	 	Roswell	 	NM	  	88201-6205
	1013	  	1331 Juan Tabo Blvd NE, Suite 2C	 	Albuquerque	 	NM	  	87112-4463
	1014	  	1405 S. Valley Drive, Suite 700	 	Las Cruces	 	NM	  	88005-3132
	1015	  	601 Main Street SE, Suite 23A	 	Los Lunas	 	NM	  	87031-4309
	1016	  	527 N. Riverside Drive, Suite F	 	Espanola	 	NM	  	87532-3382
	1017	  	1900 E Historic Highway 66, Suite E	 	Gallup	 	NM	  	87301-4883
	1018	  	2514 7th Street, Suite E	 	Las Vegas	 	NM	  	87701-4988
	1101	  	6409 Abercorn Street, Suite A	 	Savannah	 	GA	  	31405-5796









									
	 Branch #
	  	 Street Address
	 	 City
	 	 State
	  	 Zip

	1102	  	3421-6 Cypress Mill Road	 	Brunswick	 	GA	  	31520-2876
	1103	  	2768 Cumberland Blvd SE	 	Smyrna	 	GA	  	30080-3048
	1104	  	3412 Wrightsboro Rd, Suite 902	 	Augusta	 	GA	  	30909-1099
	1105	  	1200 Ernest W Barrett Pkwy NW Suite 216	 	Kennesaw	 	GA	  	30144-4513
	1106	  	690 Hwy 29 N, Suite 135	 	Athens	 	GA	  	30601-1545
	1107	  	322 Oak Street, Suite 4	 	Gainesville	 	GA	  	30501-3580
	1108	  	860 Duluth Hwy, Suite 1520	 	Lawrenceville	 	GA	  	30043-5374
	1201	  	3260 Electric Road, Suite 501	 	Roanoke	 	VA	  	24018-6400
	1202	  	165 Holt Garrison Pkwy, Unit 560B	 	Danville	 	VA	  	24540-5949
	1203	  	3920 Wards Road, Suite E	 	Lynchburg	 	VA	  	24502-3569
	1204	  	4511 John Tyler Hwy, Suite A	 	Williamsburg	 	VA	  	23185-2415
	1205	  	614 Albemarle Square	 	Charlottesville	 	VA	  	22901-7406
	1206	  	5694 Brook Road	 	Richmond	 	VA	  	23227-2274
	1207	  	65 Conston Avenue	 	Christiansburg	 	VA	  	24073-1164
	1208	  	340 Town Center Drive	 	Abingdon	 	VA	  	24210-3248








 SCHEDULE 7.6 

GAAP EXCEPTIONS 
 None. 







 SCHEDULE 7.9 

PERMITTED LIENS 
 None. 







 SCHEDULE 7.10 

LICENSES 
 None. 







 SCHEDULE 7.13 

COMPLIANCE WITH LAWS 
 None. 







 SCHEDULE 7.16 

SUBSIDIARIES 
 Each of the entities listed
below is a direct or indirect wholly owned subsidiary of Regional Management Corp. 
 Regional Finance Corporation of Alabama 

Regional Finance Corporation of Georgia 
 Regional Finance
Corporation of North Carolina 
 Regional Finance Corporation of South Carolina 

Regional Finance Corporation of Tennessee 
 Regional Finance
Corporation of Texas 
 Regional Finance Company of Oklahoma, LLC (wholly-owned by Regional Finance Corporation of North Carolina) 

Regional Finance Company of New Mexico, LLC (wholly-owned by Regional Finance Corporation of South Carolina) 

Regional Finance Company of Missouri, LLC 
 Regional Finance
Company of Louisiana, LLC (wholly-owned by Regional Finance Corporation of North Carolina) 
 Regional Finance Company of Mississippi, LLC (wholly-owned by
Regional Finance Corporation of North Carolina) 
 RMC Financial Services of Florida, LLC (wholly-owned by Regional Finance Corporation of North Carolina)

 Regional Finance Company of Georgia, LLC (wholly-owned by Regional Finance Corporation of North Carolina) 

Regional Finance Company of Kentucky, LLC (wholly-owned by Regional Finance Corporation of North Carolina) 

Regional Finance Company of Virginia, LLC (wholly-owned by Regional Finance Corporation of North Carolina) 

Upstate Motor Company 
 Credit Recovery Associates, Inc. 

RMC Reinsurance, LTD 
 Regional Management Receivables, LLC 







 SCHEDULE 7.19 

BANK ACCOUNTS 
  

													
	 Bank Name
	  	 Account

Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep

Account

	Arvest Bank	  	XXXXXXXXX	  	Bartlesville	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	BancFirst	  	XXXXXXXXX	  	Ardmore	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	BB & T	  	XXXXXXXXX	  	Brunswick	  	GA	  	Depository	  	Regional Finance Company of Georgia, LLC	  	
	BB & T	  	XXXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Management Corp.	  	
	BB & T	  	XXXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	BB & T	  	XXXXXXXXX	  	Winston Salem	  	NC	  	Depository	  	Regional Finance Corporation of North Carolina	  	
	Compass Bank	  	XXXXXXXXX	  	Birmingham	  	AL	  	Depository	  	Regional Finance Corporation of Texas	  	
	First Bank	  	XXXXXXXXX	  	Dickson	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	First Bank NC, SC, VA	  	XXXXXXXXX	  	Rockingham	  	NC	  	Depository	  	Regional Finance Corporation of North Carolina	  	
	First Bank NC, SC, VA	  	XXXXXXXXX	  	Abingdon	  	VA	  	Depository	  	Regional Finance Corporation of North Carolina	  	
	First Citizens	  	XXXXXXXXX	  	Columbia	  	SC	  	Depository	  	Regional Finance Corporation of South Carolina	  	
	FNB Community Bank	  	XXXXXXXXX	  	Midwest City	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	First National Bank	  	XXXXXXXXX	  	Talladega	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	First National Bank of TN	  	XXXXXXXXX	  	Livingston	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	First National Bank of TX	  	XXXXXXXXX	  	Killeen	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	First Tennessee Bank	  	XXXXXXXXX	  	Memphis	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	International Bank and Commerce	  	XXXXXXXXX	  	Laredo	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	Liberty Savings and Loan	  	XXXXXXXXX	  	Enid	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	Merchants Bank	  	XXXXXXXXX	  	Jackson	  	AL	  	Depository	  	Regional Finance Corporation of Alabama	  	
	NBSC	  	XXXXXXXXX	  	Columbus	  	GA	  	Depository	  	Regional Finance Corporation of South Carolina	  	
	RCB Bank	  	XXXXXXXXX	  	Ponca City	  	OK	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	
	Southside	  	XXXXXXXXX	  	Tyler	  	TX	  	Depository	  	Regional Finance Corporation of Texas	  	
	US Bank	  	XXXXXXXXX	  	Columbia	  	TN	  	Depository	  	Regional Finance Corporation of Tennessee	  	
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Reinsurance	  	RMC Reinsurance, Ltd.	  	
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Payroll	  	Regional Management Corp.	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	OK Checking	  	Regional Management Corp.	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Master Depository	  	Regional Management Corp.	  	
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Master Funding	  	Regional Management Corp.	  	









													
	 Bank Name
	  	 Account

Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep

Account

	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of South Carolina	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of Texas	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Corporation of Texas	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Company of Oklahoma, LLC	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Depository	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Bank Of America	  	XXXXXXXXX	  	Charlotte	  	NC	  	Accounts Payable	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	Tax Payments and Other ACH Debits	  	Regional Management Corp.	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	Master Funding	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	Insurance Refunds	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	AL Depository	  	Regional Finance Corporation of Alabama	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	GA Depository	  	Regional Finance Company of Georgia, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NC Depository	  	Regional Finance Corporation of North Carolina	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NM Depository	  	Regional Finance Company of New Mexico, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TN Depository	  	Regional Finance Corporation of Tennessee	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	SC Depository	  	Regional Finance Corporation of South Carolina	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TX Depository	  	Regional Finance Corporation of Texas	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	GA Checking	  	Regional Finance Company of Georgia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	SC Checking	  	Regional Finance Corporation of South Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TX Checking	  	Regional Finance Corporation of Texas	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NC Checking	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NC Checking	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TN Checking	  	Regional Finance Corporation of Tennessee	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	AL Checking	  	Regional Finance Corporation of Alabama	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	Corporate AP	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TN Loan Solicitation	  	Regional Finance Corporation of Tennessee	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NC Loan Solicitation	  	Regional Finance Corporation of North Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	SC Loan Solicitation	  	Regional Finance Corporation of South Carolina	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	TX Loan Solicitation	  	Regional Finance Corporation of Texas	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	GA Loan Solicitation	  	Regional Finance Company of Georgia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NM Checking	  	Regional Finance Company of New Mexico, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	CRA Depository	  	Credit Recovery Associates, Inc.	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NM Loan Solicitation	  	Regional Finance Company of New Mexico, LLC	  	Sweep









													
	 Bank Name
	  	 Account

Number
	  	 City
	  	 State
	  	 Purpose
	  	 Company Name
	  	 Sweep

Account

	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	OK Loan Solicitation	  	Regional Finance Company of Oklahoma, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	AL Loan Solicitation	  	Regional Finance Corporation of Alabama	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	VA Checking	  	Regional Finance Company of Virginia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	VA Depository	  	Regional Finance Company of Virginia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	VA Loan Solicitation	  	Regional Finance Company of Virginia, LLC	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	VA Licensing	  	Regional Finance Company of Virginia, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	RMC (for insurance ACH credits)	  	Regional Management Corp.	  	Sweep
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	RMC Reinsurance Depository	  	RMC Reinsurance, Ltd.	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	SC Trust CRA for Licensing Purposes	  	Credit Recovery Associates, Inc.	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	NM Account for Licensing Purposes	  	Regional Finance Company of New Mexico, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	MO Account for Licensing Purposes	  	Regional Finance Company of Missouri, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	GA Account for Licensing Purposes	  	Regional Finance Company of Georgia, LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Greenville	  	SC	  	Depository	  	Regional Management Receivables LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Minneapolis	  	MN	  	Collection	  	Regional Management Receivables LLC	  	
	Wells Fargo	  	XXXXXXXXX	  	Minneapolis	  	MN	  	Reserve	  	Regional Management Receivables LLC	  	








 SCHEDULE 8.3 

GUARANTIES 
 None. 







 SCHEDULE 8.6 

DEBT 
 None.