Exhibit 10.7


Execution Version


 


CERTAIN CONFIDENTIAL MATERIAL APPEARING
IN THIS DOCUMENT, MARKED BY [*****] HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 24b-2 PROMULGATED UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED



 


 


FOURTH AMENDMENT TO SERVICING AGREEMENT


 


THIS FOURTH AMENDMENT
TO SERVICING AGREEMENT (this “Amendment”) is made as of May 21, 2018 by and between GreenSky, LLC (f/k/a GreenSky Trade
Credit, LLC), a Georgia limited liability company (“Servicer”), and Synovus Bank, a Georgia state-chartered bank (“Lender”).
Capitalized terms used herein and not otherwise defined herein shall have the meanings ascribed to such terms in the Servicing
Agreement (as defined herein).


WITNESSETH:


WHEREAS, Lender
and Servicer have previously entered into that certain Servicing Agreement dated as of August 4, 2015, as amended (the “Servicing
Agreement”);


WHEREAS, on or about
the date hereof, Lender is entering into one or more purchase agreements to acquire groups of loans originated by a financial institution
other than Lender through the lending program administered by Servicer and, in connection therewith, Lender and Servicer have agreed
to treat such acquired loans as if they were initially originated under the Origination Agreement and serviced at all times under
the Servicing Agreement except as otherwise set forth in the applicable purchase agreement and as otherwise set forth in this Amendment;
and


WHEREAS, Lender
and Servicer desire to amend the Origination Agreement as set forth herein;


NOW THEREFORE, for
good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Lender and Servicer hereby agree
as follows:


1.        Effective
as of the Effective Date, the Origination Agreement is hereby amended as follows:


a.       Section
1.01 of the Servicing Agreement is hereby amended by adding the following definitions in alphabetical order:


““2018
Acquired Loans” shall mean: (a) the “Loans” as defined in that certain Purchase and Sale Agreement between
Lender, Servicer and [*****] dated as of February 28, 2018, and (b) the May 2018 Acquired Loans.”


““May
2018 Acquired Loans” shall mean: (a) the “Loans” as defined in that certain Purchase and Sale Agreement
between Lender, Servicer and [*****] dated as of May 21, 2018, (b) the “Loans” as defined in that certain Purchase
and Sale Agreement between Lender, Servicer and [*****] dated as of May 21, 2018, and (c) the “Loans” as defined in
that certain Purchase and Sale Agreement between Lender, Servicer and [*****] dated as of May 21, 2018.”


b.        Section
1.01 of the Servicing Agreement is hereby amended by deleting the definition of “Promotional Loans” set forth therein
and inserting the following in lieu thereof:


     


     


    
CERTAIN CONFIDENTIAL MATERIAL APPEARING
IN THIS DOCUMENT, MARKED BY [*****] HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 24b-2 PROMULGATED UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED



 


““Promotional
Loans” shall mean each Loan for the greater of (i) 12 months from the date of initial funding, (ii) in the case of a deferred
or interest only Loan, the duration of the deferred or interest only period (not to exceed 24 months) or (iii) in the case of a
May 2018 Acquired Loan, 12 months from the date such Loan was acquired, for purposes of calculating the Bank Margin.”


c.       Section
3.01(e) of the Servicing Agreement is hereby amended by deleting the first sentence thereof and inserting the following in lieu
thereof:


[*****]


 


d.       Section
3.0l(e)(iv) of the Servicing Agreement is hereby amended by deleting the definition of [*****] set forth therein and inserting
the following in lieu thereof:


[*****]


 


2.       Except
as expressly amended hereby, the Servicing Agreement shall remain in full force and effect.


3.       This
Amendment may be executed and delivered by Lender and Servicer in facsimile or PDF format and in any number of separate counterparts,
all of which, when delivered, shall together constitute one and the same document.


 


 


 


[Signature page follows]

 


 

 


 



     


     


    

CERTAIN CONFIDENTIAL MATERIAL APPEARING
IN THIS DOCUMENT, MARKED BY [*****] HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 24b-2 PROMULGATED UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED



 



IN WITNESS WHEREOF, the parties have executed
this Amendment as of the date first above written.


 


 

	 	SERVICER:


	 	 	 
	 	GREENSKY,
LLC


	 	 	 
	 	By:	/s/ Timothy D. Kaliban
	 	 	(Signature)
	 	 	 
	 	Name:	Timothy D.
Kaliban
	 	 	(Print
Name)
	 	 	 
	 	Title:	President
	 	 	 
	 	 	 
	 	 	 
	 	LENDER:
	 	 	 
	 	SYNOVUS
BANK
	 	 	 
	 	By:	/s/ Christopher Pyle
	 	 	(Signature)
	 	 	 
	 	Name:	Christopher
Pyle
	 	 	(Print
Name)
	 	 	 
	 	Title:	Group
Executive