Exhibit 10.8

                                    Amendment
                                       to
                          Employment Security Agreement

         This agreement  made February 24, 1999 amends the  Employment  Security
Agreement dated March 31, 1997 (the "Employment  Security  Agreement"),  between
Bank West Financial  Corporation,  a Michigan  corporation (the  "Corporation"),
Bank  West,  a  Michigan  savings  bank  and  wholly  owned  subsidiary  of  the
Corporation (the "Bank") and James A. Koessel,  Laurie S. Adams, Kevin A. Twardy
(the "Executive").  The Corporation and the Bank are referred to collectively as
the "Employers" in this agreement.

         The Employment Security Agreement is amended as follows:

         1.  Section 4 of the  Employment  Security  Agreement is amended in its
entirety to read as follows:

                      4.       Mitigation of Benefits

                           (a) The  Executive  shall be required to mitigate the
                  amount of any benefits enumerated in Subsection (a) of Section
                  2, entitled  "Benefits Upon  Terminiation",  of the Employment
                  Security  Agreement,  by diligently  seeking other  employment
                  consistent  and  comparable  with  the   Executive's   current
                  position or earnings from self-employment,  provided, however,
                  that  Executive  shall not be  required  to accept  comparable
                  employment located beyond a fifty (50) mile radius of the City
                  of Grand Rapids, Kent County,  Michigan.  Those benefits shall
                  be reduced by an amount equal to one hundred percent (100%) of
                  the total base salary earned by the Executive  from such other
                  employment or earnings from self-employment  during the twenty
                  four (24) months following the first business day of the month
                  following the Date of Termination. In no event, however, shall
                  the  Executive  be  required  to pay  back  to  the  Employers
                  pursuant to this  provision any amount in excess of the amount
                  payable under Section 2(a).

                           (b)  The  Executive's  failure  to  make  good  faith
                  efforts to diligently and continuously  seek other employment,
                  as reasonably  determined in the exercise of utmost good faith
                  by the Boards of Directors of the Employers, shall be a breach
                  of  this  Employment  Security  Agreement.  In such  case  the
                  Employers  shall  notify the  Executive in writing and provide
                  the  Executive  with  thirty  (30)  days to  take  appropriate
                  corrective  action.  The notice  shall state the basis for the
                  breach  and  what  corrective  action  must be  taken.  If the
                  Executive  fails to do so, the  Employers'  obligations  under
                  this  Employment  Security  Agreement shall terminate upon the
                  first day  following  the  expiration  of the thirty  (30) day
                  notice.

         3. Section 11 of the  Employment  Security  Agreement is amended in its
entirety to read as follows:

                  11.  Term of  Agreement.  Unless  extended as provided in this
         Section 11, this Employment Security Agreement shall terminate on March
         30,  2001.  Prior to March 31,  2000 and each  March 30 after that (the
         "anniversary  date"),  the Boards of Directors of the  Employers  shall
         consider,  review and, if  appropriate,  explicitly  approve a one-year
         extension of the remaining term of this Employment  Security Agreement.
         The term of this Employment Security Agreement shall continue to extend
         each year if the Boards of  Directors  approve  the  extension.  If the
         Boards of  Directors  elect not to extend  the term,  they  shall  give
         written  notice of the decision to the  Executive  not less than thirty
         (30) days prior to the anniversary date.
<PAGE>


         Except as expressly  amended  above,  all other terms and conditions of
the original  Employment Security Agreement dated March 30, 1995 shall remain in
effect without change.

         Witness:                                Bank West Financial Corporation

         By: /s/ Jason Schnelker                 By  /s/ George A. Jackoboice
             -------------------                     ------------------------
             Jason Schnelker                         George A. Jackoboice
                                                     Its Chairman


         Witness:                                Bank West

         By: /s/ Jason Schnelker                 By  /s/ George A. Jackoboice
             -------------------                     ------------------------
             Jason Schnelker                         George A. Jackoboice
                                                     Its Chairman


                                                 Executive

                                                 /s/ James A. Koessel
                                                 --------------------
                                                 James A. Koessel

                                                 /s/ Laurie S. Adams
                                                 -------------------
                                                 Laurie S. Adams

                                                 /s/ Kevin A. Twardy
                                                 -------------------
                                                 Kevin A. Twardy