10.6      
     Data Processing Services
Agreement, Contract Modification and Addendums dated December 30, 2003 between       
           New Commerce BanCorp and
Jack Henry & Associates, Inc.

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# Exhibit 10.6

# jack henry        
                      
                                
CONTRACT MODIFICATION & ASSOCIATES INC. [logo]        
                      
                                
                   
DATE:   December 30, 2003

OFFICE ADDRESS:
JACK HENRY & ASSOCIATES, INC.663 HIGHWAY 60  P. O. BOX 807 MONETT, MO 65708

NAME AND ADDRESS OF
CLIENT:NEW COMMERCE BANK, NATIONAL ASSOCIATION 501 New Commerce CtGreenville,
South Carolina 29607

WHEREAS, JACK HENRY & ASSOCIATES,
INC. (JHA) entered into a Data Processing Services Agreement (Agreement) dated December
30, 2003, with NEW COMMERCE BANK, NATIONAL ASSOCIATION (Client).

NOW THEREFORE, JHA and Client
mutually contract and agree that said Agreement is modified as follows:

1.     
          The DATA PROCESSING SERVICES AGREEMENT is changed and
          modified as follows:

A.     
          In Section 2. TERM OF AGREEMENT:

1.     In the first subparagraph revise the first sentence to read as follows:

| | The
original term of this agreement shall be for five (5) years with a commencement date of
May 17, 2004.
| | -----------------------------------------------------------------------------------------------------------

2.    
          Following the last subparagraph add the following paragraph:

| | After
JHA has processed Client under this Agreement for thirty-six (36) months, Client may a)
license JHA CIF 20/20 in-house core processing software and item processing software
at the then current standard JHA list price, b) contract with JHA for installation
services relating thereto, and c) purchase from JHA all necessary hardware for operating
same. If Client has performed the foregoing in its entirety and given JHA at least a six
(6) month advance written notice of its intention to move in-house following the aforesaid
thirty-six (36) month period of processing then JHA will permit this Agreement to be
terminated without an early termination fee and no deconversion costs. Client shall treat
the foregoing as a matter of the strictest confidentiality as provided for under this
Agreement.
| | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

In witness whereof, the parties have
caused this CONTRACT MODIFICATION to be executed by their duly authorized representatives.

|                              |  |                                           
|----------------------------- |  | ------------------------------------------
|JHA:                          |  | Client:                                   
|JACK HENRY & ASSOCIATES, INC. |  | NEW COMMERCE BANK, NATIONAL ASSOCIATION   
|                              |  |                                           
|By:  /s/   Jack Prim          |  | By:  /s/   Frank W. Wingate              ,
|                              |  |                                           
|Jack Prim                     |  | Frank W. Wingate                          
|Print/Type Name               |  | Print/Type Name                           
|Title:  President             |  | Title:  President & CEO                   
|Date:  January 2, 2004        |  | Date:  December 31, 2003