----

| 1.1   | “Accrual      Balance” means the liability that should be accrued by the Bank,      under Generally Accepted Accounting Principles (“GAAP”), for the Bank’s      obligation to the Executive under this Agreement, by applying Accounting      Principles Board Opinion Number 12 as amended by Statement of Financial      Accounting Standards Number 106 and the Discount Rate.  Any one      of a variety of amortization methods may be used to determine the Accrual      Balance.  However, once chosen, the method must be consistently      applied. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.2   | “Beneficiary”      means each designated person or entity, or the estate of the deceased      Executive, entitled to any benefits upon the death of the Executive      pursuant to Article 4. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.3   | “Beneficiary      Designation Form” means the form established from time to time by      the Plan Administrator that the Executive completes, signs and returns to      the Plan Administrator to designate one or more    Beneficiaries. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 1.4   | “Board” means      the Board of Directors of the Company as from time to time      constituted. |
|-----------------|-------------------------------------------------------------------------------------------------------------|

| 1.5   | “Change in      Control” means |
|-----------------|--------------------------------------------|

| (i)   | Any      “person,” as such term is used in Sections 13(d) and 14(d) of the      Securities Exchange Act of 1934, as amended (the “Exchange Act”) (other      than the Company or any person (as hereinafter defined) acting on behalf      of the Company as underwrite pursuant to an offering who is temporarily      holding securities in connection with such offering, any trustee or other      fiduciary holding securities under an employee benefit plan of the      Company, or any corporation owned, directly or indirectly, by the      stockholders of the Company in substantially the same proportions as their      ownership of stock of the Company), is or becomes the “beneficiary owner”      (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly,      of securities of the Company representing 25% or more of the combined      voting power of the Company’s then outstanding  securities; |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (ii)   | Individuals      who were members of the Board on the Commencement Date (the “Incumbent      Board”) cease for any reason to constitute at least a majority thereof,      provided that any      person becoming a director subsequent to the Commencement Date whose      election was approved by a vote of at least three-quarters of the      directors comprising the Incumbent Board or whose nomination for election      by the Company’s stockholders was approved by the nominating committee      serving under an Incumbent Board or who as appointed as a result of a      change at the direction of the OTS or the FDIC, shall be considered a      member of the Incumbent Board; |
|------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (iii)   | The      stockholders of the Company approve a merger or consolidation of the      Company with any other corporation, other than (1) a merger or      consolidation which would result in the voting securities of the Company      outstanding immediately prior thereto continuing to represent (either by      remaining outstanding or by being converted into voting securities of the      surviving entity) more than 50% of the combined voting power of the voting      securities of the Company or such surviving entity outstanding immediately      after such merger or consolidation or (2) a merger or consolidation      effected to implement a recapitalization of the Company (or similar      transaction) in which no person (as hereinabove defined) acquires more      than 25% of the combined voting power of the Company’s then outstanding      securities; or |
|-------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (iv)   | The      stockholders of the Company approve a plan of complete liquidation of the      Company or an agreement for the sale or disposition by the Company of all      or substantially all of the Company’s assets (or any transaction having a      similar effect); provided that the term      “Change in Control” shall not include an acquisition of securities by an      employee benefit plan of the Bank or the Company or a change in the      composition of the Board at the direction of the OTS or the      FDIC. |
|------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|    | Notwithstanding      the foregoing, a “Change in Control” shall not be deemed to have occurred      in the event of a conversion of the Company’s mutual holding company to      stock form or in connection with any reorganization or action used to      effect such conversion (the “Conversion”).  Furthermore, neither      the Conversion nor any transaction related to or occurring in connection      therewith, shall constitute a Change in Control  event. |
|--------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.6   | “Change in Control      Benefit” means the benefit described in Section  2.4. |
|-----------------|-------------------------------------------------------------------------------------------|

| 1.7   | “Code” means the      Internal Revenue Code of 1986, as amended, and all regulations and      guidance thereunder, including such regulations and guidance as may be      promulgated after the Effective Date of this  Agreement. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.8   | “Commencement      Date” means the date the conversion of the Bank from the mutual to      stock form of organization wascompleted. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.9   | “Company” means      Home Federal Bancorp, Inc., a Federal Corporation.  Upon the      effective time of the Conversion (as previously defined), the Company      shall mean Home Federal Bancorp, Inc., a Maryland    corporation. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.10   | “Disability”      means the Executive’s suffering a sickness, accident or injury which has      been determined by the insurance carrier of any individual or group      disability insurance policy covering the Executive, or by the Social      Security Administration, to be a disability rendering the Executive      totally and permanently disabled.  The Executive must submit      proof to the Plan Administrator of the insurance carrier’s or Social      Security Administration’s determination upon the request of the Plan      Administrator. |
|------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.11   | “Disability      Benefit” means the benefit described in Section  2.3. |
|------------------|------------------------------------------------------------------------------------|

| 1.12   | “Discount Rate”      means, solely for purposes of this Agreement,  7.50%. |
|------------------|----------------------------------------------------------------------------------------|

| 1.13   | “Early      Retirement” means Termination of Employment before Normal      Retirement Age for reasons other than death, Disability, Termination for      Cause or Involuntary Termination. |
|------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.14   | “Early Retirement      Benefit” means the benefit described in Section  2.2. |
|------------------|------------------------------------------------------------------------------------------|

| 1.15   | “Early Retirement      Date” means the month, day and year in which Early Retirement      occurs. |
|------------------|---------------------------------------------------------------------------------------------------------------|

| 1.16   | “Effective Date”      means January 1, 2008. |
|------------------|----------------------------------------------------------|

| 1.17   | “Final Salary”      means the average of the Executive’s final thirty-six (36) months of base      salary. |
|------------------|------------------------------------------------------------------------------------------------------------------------------|

----

| 1.18   | “Involuntary      Termination” means the Executive has been notified in writing by      the Bank of a Termination of Employment before Normal Retirement Age for      reasons other than due to death, Disability, Early Retirement or      Termination for Cause. |
|------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.19   | “Normal Retirement      Age” means the Executive’s sixty-fifth (65th)      birthday. |
|------------------|--------------------------------------------------------------------------------------------------------|

| 1.20   | “Normal Retirement      Benefit” means the benefit described in Section  2.1. |
|------------------|-------------------------------------------------------------------------------------------|

| 1.21   | “Plan      Administrator” means the plan administrator described in Article      8. |
|------------------|-------------------------------------------------------------------------------------------------|

| 1.22   | “Plan Year”      means each twelve (12) month period commencing on October 1st      and ending on September 30th      of each year.  The initial Plan Year shall commence on the      Effective Date and end on the following September  30. |
|------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.23   | “Projected      Benefit” means the annual Normal Retirement Benefit the Executive      would have received under Section 2.1.1 if the Executive survived until      Normal Retirement Age, assuming the Executive’s base salary increased at      an annual rate of four percent (4%) from the date of death until Normal      Retirement Age. |
|------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.24   | “Specified      Employee” means a key employee (as defined in Section 419(i) of the      Code without regard to paragraph 5 thereof) of the Bank if any stock of      the Bank is publicly traded on an established securities market or      otherwise, as determined by the Plan Administrator based on the twelve      (12) month period ending each December 31 (the “identification      period”).  If the Executive is determined to be a Specified      Employee for an identification period, the Executive shall be treated as a      Specified Employee for purposes of this Agreement during the twelve (12)      month period that begins on the first day of the fourth month following      the close of the identificationperiod. |
|------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.25   | “Termination      for Cause “means termination of the employment of the Employee because of      the Employee's personal dishonesty, incompetence, willful misconduct,      breach of a fiduciary duty involving personal profit, intentional failure      to perform stated duties, willful violation of any law, rule, or      regulation (other than traffic violations or similar offenses) or final      cease-and-desist order, or material breach of any provision of this      Agreement. No act or failure to act by the Employee shall be considered      willful unless the Employee acted or failed to act with an absence of good      faith and without a reasonable belief that his action or failure to act      was in the best interest of the Company or the Bank. The Employee shall      not be deemed to have been Terminated for Cause unless and until there      shall have been delivered to the Employee a copy of a resolution, duly      adopted by the Board of Directors at a meeting of the Board duly called      and held for such purpose (after reasonable notice to the Employee and an      opportunity for the Employee, together with the Employee's counsel, to be      heard before the Board), stating that in the good faith opinion of the      Board of Directors the Employee has engaged in conduct described in      the |
|------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|    | preceding      sentence and specifying the particulars thereof in  detail. |
|--------------|----------------------------------------------------------------------------|

| 1.26   | “Termination      of Employment” means      termination of the Executive’s employment with the Bank for reasons other      than death or Disability.  Whether a Separation from Service has      occurred is determined in accordance with the      requirements of Code Section 409A based on whether the facts and      circumstances indicate that the Bank and Executive reasonably anticipated      that no further services would be performed after a certain date or that      the level of bona fide services the Executive would perform after such      date (whether as an employee or as an independent contractor) would      permanently decrease to no more than twenty percent (20%) of the average      level of bona fide services performed (whether as an employee or an      independent contractor) over the immediately preceding thirty-six (36)      month period (or the full period of services to the Bank if the Executive      has been providing services to the Bank less than thirty-six (36)      months). |
|------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.27   | “Vested Accrual      Balance” means the following vesting schedule applied to the      Accrual Balance: |
|------------------|---------------------------------------------------------------------------------------------------------------------|

| Plan      Year | Vested      Percentage |
|----------------|------------------------|
| 1              | 10%                    |
| 2              | 20%                    |
| 3              | 30%                    |
| 4              | 40%                    |
| 5              | 50%                    |
| 6              | 60%                    |
| 7              | 70%                    |
| 8              | 80%                    |
| 9              | 90%                    |
| 10+            | 100%                   |

| 2.1 | Normal Retirement      Benefit.  Upon Termination of Employment on or after      Normal Retirement Age for reasons other than death, the Bank shall pay to      the Executive the benefit described in this Section 2.1 in lieu of any      other benefit under this Article. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.1.1   | Amount of      Benefit.  The annual benefit under this Section 2.1 is      fifty percent (50%) of FinalSalary. |
|-------------------|--------------------------------------------------------------------------------------------------------------------------|

| 2.1.2   | Payment of      Benefit.  The Bank shall pay the annual Normal Retirement      Benefit to the Executive in twelve (12) equal monthly installments      commencing with the first of the month following Termination of      Employment.  The annual Normal Retirement Benefit shall be paid      to the Executive for a period of fifteen (15)  years. |
|-------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 2.2 | Early Retirement      Benefit.  Upon Early Retirement, the Bank shall pay to      the Executive the benefit described in this Section 2.2 in lieu of any      other benefit under this Article. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.2.1   | Amount of      Benefit.  The Early Retirement Benefit under this Section      2.2 is the Vested Accrual Balance as of the end of the month prior to the      Early Retirement Date. |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.2.2   | Payment of      Benefit.  The Bank shall pay the Early Retirement Benefit      to the Executive in one hundred eighty (180) equal monthly installments,      crediting interest equal to the Discount Rate compounded monthly on the      unpaid Vested Accrual Balance, commencing with the first of the month      following Normal Retirement Age. |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.3 | Disability      Benefit.  Upon      Disability prior to Normal Retirement Age, the Bank shall pay to the      Executive the benefit described in this Section 2.3 in lieu of any other      benefit under this Article. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.3.1   | Amount of      Benefit.  The      Disability Benefit under this Section 2.3 is one hundred percent (100%) of      the Accrual Balance as of the end of the month prior to      Disability. |
|-------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.3.2   | Payment of      Benefit.  The Bank shall pay the Disability Benefit to      the Executive in one hundred eighty (180) equal monthly installments,      crediting interest equal to the Discount Rate compounded monthly on the      unpaid Accrual Balance, commencing with the first of the month following      Disability. |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.4 | Change in Control      Benefit.  Upon Involuntary Termination within twenty-four      (24) months following a Change in Control, the Bank shall pay to the      Executive the benefit described in this Section 2.4 (subject to Section      2.4.3) in lieu of any other benefit under this  Article. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.4.1   | Amount of      Benefit.  The Change      in Control Benefit under this Section 2.4 is one hundred percent (100%) of      the Accrual Balance as of the end of the month prior to the Change in      Control. |
|-------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.4.2   | Payment of      Benefit.  The Bank shall      pay the Change in Control Benefit to the Executive in one hundred eighty      (180) equal monthly installments, crediting interest equal to the Discount      Rate compounded monthly on the unpaid Accrual Balance, commencing with the      first of the month following Normal Retirement  Age. |
|-------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.4.3   | Excess Parachute      Payment.  Notwithstanding any other provision of this      Agreement, if payments and the value of benefits received or to be      received under |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|    | this      Agreement, together with any other amounts and the value of benefits      received or to be received by the Executive, would cause any amount to be      nondeductible by the Company or any of the Consolidated Subsidiaries for      federal income tax purposes pursuant to or by reason of Section 280G of      the Code, then payments and benefits under this Agreement shall be reduced      (not less than zero) to the extent necessary to as to maximize amounts and      the value of benefits to be received by the Executive without causing any      amount to become nondeductible pursuant to or by reason of Section 280G of      the Code.  For this purpose, the term “Consolidated      Subsidiaries” means any subsidiary or subsidiaries of the Company (or its      successors) that are part of the affiliated group (as defined in Section      1054 of the Code, without regard to subsection (b) thereof) that includes      the Bank, including but not limited to the  Company. |
|--------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.5 | Restriction on Timing      of Distributions.  Notwithstanding any provision of this      Agreement to the contrary, if the Executive is considered a Specified      Employee at Termination of Employment, the provisions of this Section 2.5      shall govern all distributions hereunder.  Benefit distributions      that are made due to a Termination of Employment occurring while the      Executive is a Specified Employee shall not be made during the first six      (6) months following Termination of Employment, rather, any distribution      which would otherwise be paid to the Executive during such period shall be      accumulated and paid to the Executive in a lump sum on the first day of      the seventh month following the Termination of Employment.  All      subsequent distributions shall be paid in the manner      specified. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.6 | Distributions Upon      Income Inclusion Under Section 409A of the Code. If any amount is      required to be included in income by the Executive prior to receipt due to      a failure of this Agreement to meet the requirements of Code Section 409A      and related Treasury guidance or Regulations, the Executive may petition      the Plan Administrator for a distribution of that portion of the Accrual      Balance that is required to be included in the Executive’s      income.  Upon the grant of such a petition, which grant shall      not be unreasonably withheld, the Bank shall distribute to the Executive      immediately available funds in an amount equal to the portion of the      Accrual Balance required to be included in income as a result of the      failure of this Agreement to meet the requirements of Code Section 409A      and related Treasury guidance or Regulations, within ninety (90)      days.  Such a distribution shall affect and reduce the      Executive’s benefits to be paid under this  Agreement. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.7 | Change in Form or      Timing of Distributions.  All changes in the form or timing of      distributions hereunder must comply with the following      requirements.  Thechanges: |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   |   |
|--------|--------|

| (a)   | may      not accelerate the time or schedule of any distribution, except as      provided in Section 409A of the Code and the regulations      thereunder; |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (b)   | must,      for benefits distributable under Sections 2.2 and 2.4, be made at least      twelve (12) months prior to the first scheduled    distribution; |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| (c)   | must,      for benefits distributable under Sections 2.1, 2.2, 2.3 and 2.4, delay the      commencement of distributions for a minimum of five (5) years from the      date the first distribution was originally scheduled to be made; and |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (d)   | must      take effect not less than twelve (12) months after the amendment is      made. |
|-----------------|------------------------------------------------------------------------------------------|

| 3.1 | Death During Active      Service.  If the Executive dies while in the active      service of the Bank, the Bank shall pay to the Beneficiary the benefit      described in this Section 3.1.  This benefit shall be paid in      lieu of the benefits under Article 2, and in lieu of any other benefits      under this Article. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.1.1   | Amount of      Benefit.  The benefit under this Section 3.1 is Projected      Benefit. |
|-------------------|--------------------------------------------------------------------------------------------------|

| 3.1.2   | Payment of      Benefit.  The Bank shall pay the annual benefit to the      Beneficiary in twelve (12) equal monthly installments commending with the      first of the month following the Executive’s death.  The annual      benefit shall be paid to the Beneficiary for a period of fifteen (15)      years. |
|-------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.2 | Death During Payment      of a Benefit.  If the Executive dies after any benefit      payments have commenced under Article 2 of this Agreement but before      receiving all such payments, the Bank shall pay the remaining benefits to      the Beneficiary at the same time and in the same amounts they would have      been paid to the Executive had the Executive  survived. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.3 | Death After      Termination of Employment But Before Payment of a Benefit      Commences. If the Executive      is entitled to any benefit payments under Article 2 of this Agreement, but      dies prior to the commencement of said benefit payments, the Bank shall      pay the same benefit payments to the Beneficiary that the Executive was      entitled to prior to death except that the benefit payments shall commence      on the first day of the month following the date of the Executive’s      death. |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.1 | Beneficiary      Designation.  The Executive shall have the right, at any      time, to designate a Beneficiary to receive any benefit distributions      under this Agreement upon the death of the Executive.  The      Beneficiary designated under this Agreement may be the same as or      different from the beneficiary designation under any other benefit plan of      the Bank in which the Executiveparticipates. |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 4.2 | Beneficiary      Designation; Change.  The Executive shall designate a      Beneficiary by completing and signing the Beneficiary Designation Form and      delivering it to the Plan Administrator or its designated      agent.  The Executive’s Beneficiary designation shall be deemed      automatically revoked if the Beneficiary predeceases the Executive or if      the Executive names a spouse as Beneficiary and the marriage is      subsequently dissolved.  The Executive shall have the right to      change a Beneficiary by completing, signing and otherwise complying with      the terms of the Beneficiary Designation Form and the Plan Administrator’s      rules and procedures, as in effect from time to time.  Upon the      acceptance by the Plan Administrator of a new Beneficiary Designation      Form, all Beneficiary designations previously filed shall be      cancelled.  The Plan Administrator shall be entitled to rely on      the last Beneficiary Designation Form filed by the Executive and accepted      by the Plan Administrator prior to the Executive’s  death. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.3 | Acknowledgment.  No      designation or change in designation of a Beneficiary shall be effective      until received, accepted and acknowledged in writing by the Plan      Administrator or its designatedagent. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.4 | No Beneficiary      Designation.  If the Executive dies without a valid      beneficiary designation, or if all designated Beneficiaries predecease the      Executive, then the Executive’s spouse shall be the designated      Beneficiary.  If the Executive has no surviving spouse, any      benefit shall be paid to the personal representative of the Executive's      estate. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.5 | Facility of      Payment.  If the Plan Administrator determines in its      discretion that a benefit is to be distributed to a minor, to a person      declared incompetent or to a person incapable of handling the disposition      of that person’s property, the Plan Administrator may direct payment of      such benefit to the guardian, legal representative or person having the      care or custody of such minor, incompetent person or incapable      person.  The Plan Administrator may require proof of      incompetence, minority or guardianship as it may deem appropriate prior to      distribution of the benefit.  Any payment of a benefit shall be      a payment for the account of the Executive and the Executive’s      Beneficiary, as the case may be, and shall be a complete discharge of any      liability under this Agreement for such payment  amount. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 5.1 | Suicide or      Misstatement.  The Bank shall not pay any benefit under      this Agreement if the Executive commits suicide within two years after the      Effective Date.  In addition, the Bank shall not pay any benefit      under this Agreement if the Executive has made any material misstatement      of fact on any application for life insurance owned by the Bank on the      Executive’s life. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 6.1 | Claims      Procedure.  An Executive or Beneficiary (“claimant”) who      has not received benefits under this Agreement that he or she believes      should be distributed shall make a claim for such benefits as      follows: |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.1.1   | Initiation – Written      Claim.  The claimant initiates a claim by submitting to      the Plan Administrator a written claim for the benefits.  If      such a claim relates to the contents of a notice received by the claimant,      the claim must be made within sixty (60) days after such notice was      received by the claimant.  All other claims must be made within      one hundred eighty (180) days of the date on which the event that      caused the claim to arise occurred.  The claim must state with      particularity the determination desired by the  claimant. |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.1.2   | Timing of Plan      Administrator Response.  The Plan      Administrator shall respond to such claimant within ninety (90) days after      receiving the claim.  If the Plan Administrator determines that      special circumstances require additional time for processing the claim,      the Plan Administrator can extend the response period by an additional      ninety (90) days by notifying the claimant in writing, prior to the end of      the initial ninety (90) day period, that an additional period is      required.  The notice of extension must set forth the special      circumstances and the date by which the Plan Administrator expects to      render its decision. |
|-------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.1.3   | Notice of      Decision.  If the Plan Administrator denies part or all      of the claim, the Plan Administrator shall notify the claimant in writing      of such denial.  The Plan Administrator shall write the      notification in a manner calculated to be understood by the      claimant.  The notification shall set  forth: |
|-------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (a) | The      specific reasons for the denial; |
|--------|-----|-------------------------------------------|

|   | (b) | A      reference to the specific provisions of this Agreement on which the denial      is based; |
|--------|-----|--------------------------------------------------------------------------------------------------|

|   | (c) | A      description of any additional information or material necessary for the      claimant to perfect the claim and an explanation of why it is      needed; |
|--------|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (d) | An      explanation of this Agreement’s review procedures and the time limits      applicable to such procedures; and |
|--------|-----|-----------------------------------------------------------------------------------------------------------------------------|

|   | (e) | A      statement of the claimant’s right to bring a civil action under ERISA      Section 502(a) following an adverse benefit determination on      review. |
|--------|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.2 | Review      Procedure.  If the Plan Administrator denies part or all      of the claim, the claimant shall have the opportunity for a full and fair      review by the Plan Administrator of the denial as  follows: |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 6.2.1   | Initiation – Written      Request.  To initiate the review, the claimant, within      sixty (60) days after receiving the Plan Administrator’s notice of denial,      must file with the Plan Administrator a written request for      review. |
|-------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.2.2   | Additional Submissions      – Information Access.  The claimant shall then have the      opportunity to submit written comments, documents, records and other      information relating to the claim.  The Plan Administrator shall      also provide the claimant, upon request and free of charge, reasonable      access to, and copies of, all documents, records and other information      relevant (as defined in applicable ERISA regulations) to the claimant’s      claim for benefits. |
|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.2.3   | Considerations on      Review.  In considering the review, the Plan      Administrator shall take into account all materials and information the      claimant submits relating to the claim, without regard to whether such      information was submitted or considered in the initial benefit      determination. |
|-------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.2.4   | Timing of Plan      Administrator Response.  The Plan Administrator shall      respond in writing to such claimant within sixty (60) days after receiving      the request for review.  If the Plan Administrator determines      that special circumstances require additional time for processing the      claim, the Plan Administrator can extend the response period by an      additional sixty (60) days by notifying the claimant in writing, prior to      the end of the initial sixty (60) day period, that an additional period is      required.  The notice of extension must set forth the special      circumstances and the date by which the Plan Administrator expects to      render its decision. |
|-------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.2.5   | Notice of      Decision.  The Plan Administrator shall notify the      claimant in writing of its decision on review.  The Plan      Administrator shall write the notification in a manner calculated to be      understood by the claimant.  The notification shall set      forth: |
|-------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (a) | The      specific reasons for the denial; |
|--------|-----|-------------------------------------------|

|   | (b) | A      reference to the specific provisions of this Agreement on which the denial      is based; |
|--------|-----|--------------------------------------------------------------------------------------------------|

|   | (c) | A      statement that the claimant is entitled to receive, upon request and free      of charge, reasonable access to, and copies of, all documents, records and      other information relevant (as defined in applicable ERISA regulations) to      the claimant’s claim for benefits;and |
|--------|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (d) | A      statement of the claimant’s right to bring a civil action under ERISA      Section 502(a). |
|--------|-----|---------------------------------------------------------------------------------------------------------|

----

| 7.1 | Amendments.  This      Agreement may be amended only by a written agreement signed by the Bank      and the Executive.  However, the Bank may unilaterally amend      this Agreement to conform with written directives to the Bank from its      auditors or banking regulators or to comply with legislative changes or      tax law, including without limitation Section 409A of the Code and any and      all Treasury regulations and guidance promulgated    thereunder. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 7.2 | Plan Termination      Generally.  This Agreement may be terminated only by a      written agreement signed by the Bank and the Executive.  The      benefit hereunder shall be the Accrual Balance as of the date the      Agreement is terminated.  Except as provided in Section 7.3, the      termination of this Agreement shall not cause a distribution of benefits      under this Agreement.  Rather, after such termination benefit      distributions will be made at the earliest distribution event permitted      under Article 2 or Article 3. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 7.3 | Plan Terminations      Under Section 409A.  Notwithstanding anything to the      contrary in Section 7.2, if this Agreement terminates in the following      circumstances: |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (a) | Within      thirty (30) days before or twelve (12) months after a change in the      ownership or effective control of the Bank, or in the ownership of a      substantial portion of the assets of the Bank as described in Section      409A(2)(A)(v) of the Code, provided that all distributions are made no      later than twelve (12) months following such termination of this Agreement      and further provided that all the Bank's arrangements which are      substantially similar to this Agreement are terminated so the      Executive and all participants in the similar arrangements are      required to receive all amounts of compensation deferred under the      terminated arrangements within twelve (12) months of such      termination; |
|--------|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | Upon      the Bank’s dissolution or with the approval of a bankruptcy court provided      that the amounts deferred under this Agreement are included in the      Executive's gross income in the latest of (i) the calendar year in which      this Agreement terminates; (ii) the calendar year in which the amount is      no longer subject to a substantial risk of forfeiture; or (iii) the first      calendar year in which the distribution is administratively practical;      or |
|--------|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (c) | Upon      the Bank’s termination of this and all other plans which are substantially      similar to this Agreement (as referenced in Section 409A of the Code or      the regulations thereunder), provided that all distributions are made no      earlier than twelve (12) months and no later than twenty-four (24) months      following such termination, and the Bank does not adopt any new plans      which are substantially similar to this Agreement for a minimum of five      (5) years following the date of such  termination; |
|--------|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 8.1 | Plan Administrator      Duties.  This Agreement shall be administered by the Plan      Administrator which shall consist of the Board, or such committee or      person(s) as the Board shall appoint.  The Executive may be a      member of the Plan Administrator.  The Plan Administrator shall      also have the discretion and authority to (i) make, amend, interpret and      enforce all appropriate rules and regulations for the administration of      this Agreement and (ii) decide or resolve any and all questions including      interpretations of this Agreement, as may arise in connection with the      Agreement. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 8.2 | Agents.  In      the administration of this Agreement, the Plan Administrator may employ      agents and delegate to them such administrative duties as it sees fit,      (including acting through a duly appointed representative), and may from      time to time consult with counsel who may be counsel to the      Bank. |
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| 8.3 | Binding Effect of      Decisions.  The decision or action of the Plan      administrator with respect to any questions arising out of or in      connection with the administration, interpretation and application of the      Agreement and the rules and regulations promulgated hereunder shall be      final and conclusive and binding upon all persons having any interest in      the Agreement.  No Executive or Beneficiary shall be deemed to      have any rights, vested or nonvested, regarding the continued use of any      previously adopted assumptions, including but not limited to the Discount      Rate. |
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| 8.4 | Indemnity of Plan      Administrator.  The Bank shall indemnify and hold      harmless the members of the Plan Administrator against any and all claims,      losses, damages, expenses or liabilities arising from any action or      failure to act with respect to this Agreement, except in the case of      willful misconduct by the Plan Administrator or any of its      members. |
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| 8.5 | Bank      Information.  To enable the Plan Administrator to perform      its functions, the Bank shall supply full and timely information to the      Plan Administrator on all matters relating to the Executive’s Final      Salary, the date and circumstances of the retirement, Disability, death or      Termination of Employment of the Executive, and such other pertinent      information as the Plan Administrator may reasonably    require. |
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| 8.6 | Annual      Statement.  The Plan Administrator shall provide to the      Executive, within ninety (90) days after the end of each Plan Year, a      statement setting forth the benefits payable under this      Agreement. |
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| 9.1 | Binding      Effect.  This Agreement shall bind the Executive and the      Bank and their beneficiaries, survivors, executors, administrators and      transferees. |
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| 9.2 | No Guarantee of      Employment.  This Agreement is not an employment policy      or contract. It does not give the Executive the right to remain an      employee of the Bank, nor does it interfere with the Bank's right to      discharge the Executive.  It does not require the Executive to      remain an employee nor interfere with the Executive's right to terminate      employment at any time. |
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| 9.3 | Non-Transferability.  Benefits      under this Agreement cannot be sold, transferred, assigned, pledged,      attached or encumbered in anymanner. |
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| 9.4 | Tax      Withholding.  The Bank shall withhold any taxes that, in      its reasonable judgment, are required to be withheld from the benefits      provided under this Agreement.  The Executive acknowledges that      the Bank’s sole liability regarding taxes is to forward any amounts      withheld to the appropriate taxingauthorities. |
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| 9.5 | Applicable      Law.  This Agreement and all rights hereunder shall be      governed by the laws of the State of Idaho, except to the extent preempted      by the laws of the United States ofAmerica. |
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| 9.6 | Unfunded      Arrangement.  The Executive and Beneficiary are general      unsecured creditors of the Bank for the payment of benefits under this      Agreement.  The benefits represent the mere promise by the Bank      to pay such benefits.  The rights to benefits are not subject in      any manner to anticipation, alienation, sale, transfer, assignment,      pledge, encumbrance, attachment or garnishment by      creditors.  Any insurance on the Executive's life is a general      asset of the Bank to which the Executive and Beneficiary have no preferred      or secured claim. |
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| 9.7 | Reorganization. The Bank shall      not merge or consolidate into or with another company, or reorganize, or      sell substantially all of its assets to another company, firm or person      unless such succeeding or continuing company, firm or person agrees to      assume and discharge the obligations of the Bank under this      Agreement.  Upon the occurrence of such an event, the term      “Bank” as used in this Agreement shall be deemed to refer to the successor      or survivor entity. |
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| 9.8 | Entire      Agreement. This Agreement      constitutes the entire agreement between the Bank and the Executive as to      the subject matter hereof.  No rights are granted to the      Executive by virtue of this Agreement other than those specifically set      forth herein. |
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| 9.9 | Interpretation.  Wherever      the fulfillment of the intent and purpose of this Agreement requires and      the context will permit, the use of the masculine gender includes the      feminine and use of the singular includes the  plural. |
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| 9.10 | Alternative      Action.  In the event it shall become impossible for the      Bank or the Plan Administrator to perform any act required by this      Agreement due to regulatory or other constraints, the Bank or Plan      Administrator may in its discretion perform such alternative act as most      nearly carries out the intent and purpose of this Agreement and is in the      best interests of the Bank, provided that such alternative act does not      violate Section 409A of the Code. |
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| 9.11 | Headings.  Article      and section headings are for convenient reference only and shall not      control or affect the meaning or construction of any provision      herein. |
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| 9.12 | Validity.  In      case any provision of this Agreement shall be illegal or invalid for any      reason, said illegality or invalidity shall not affect the remaining parts      hereof, but this Agreement shall be construed and enforced as if such      illegal or invalid provision had never been inserted    herein. |
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| 9.13 | Notice.  Any      notice or filing required or permitted to be given to the Bank or Plan      Administrator under this Agreement shall be sufficient if in writing and      hand-delivered or sent by registered or certified mail to the address      below: |
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| Home      Federal Bank |
|------------------------|
| P.O.      Box 190      |
| Nampa,      ID 83653   |

| 9.14 | Compliance with      Section 409A.  This Agreement shall at all times be      administered and the provisions of this Agreement shall be interpreted      consistent with the requirements of Section 409A of the Code and any and      all regulations thereunder, including such regulations as may be      promulgated after the Effective Date of this  Agreement. |
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|  EXECUTIVE:           |   |  BANK:                                    |
|----------------------------|--------|------------------------------------------------|
|                       |   |  HOME      FEDERAL BANK                   |
|                       |   |                                           |
|                       |   |                                           |
|  ____________________ |   |  By:      _______________________________ |
|  Steven      K. Eyre  |   |  Title: President      and CEO            |
|                       |   |                                           |

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| Primary:___________________________________________________________ ___________________________________________________________     |  _____% _____%  |
|-----------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------|
| Contingent:___________________________________________________________ ___________________________________________________________  |  _____% _____%  |

|   | Notes: |
|--------|--------|

| ·   | Please      PRINT CLEARLY or TYPE the names of the  beneficiaries. |
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| ·   | To      name a trust as Beneficiary, please provide the name of the trustee(s) and      the exact      name and date of the trustagreement. |
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| ·   | To      name your estate as Beneficiary, please write “Estate of [your      name]”. |
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| ·   | Be      aware that none of the contingent beneficiaries will receive anything      unless ALL of the primary beneficiaries predecease  you. |
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