<TABLE> <S> <C>

<PAGE>
<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB FOR THE QUARTER ENDED June 30, 1997
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          MAR-31-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                       4,522,495                
<INT-BEARING-DEPOSITS>                       1,118,000        
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,881,485
<INVESTMENTS-CARRYING>                       6,706,799
<INVESTMENTS-MARKET>                                 0        
<LOANS>                                    154,743,739
<ALLOWANCE>                                          0        
<TOTAL-ASSETS>                             175,414,289
<DEPOSITS>                                 117,248,295          
<SHORT-TERM>                                32,000,000           
<LIABILITIES-OTHER>                          1,367,312         
<LONG-TERM>                                          0        
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        12,754
<OTHER-SE>                                  24,037,094     
<TOTAL-LIABILITIES-AND-EQUITY>             175,414,289        
<INTEREST-LOAN>                              3,211,542          
<INTEREST-INVEST>                              122,595        
<INTEREST-OTHER>                                29,148      
<INTEREST-TOTAL>                             3,363,285     
<INTEREST-DEPOSIT>                           1,310,796        
<INTEREST-EXPENSE>                           1,729,157        
<INTEREST-INCOME-NET>                        1,634,128        
<LOAN-LOSSES>                                   25,000        
<SECURITIES-GAINS>                                   0      
<EXPENSE-OTHER>                                986,024
<INCOME-PRETAX>                                791,815        
<INCOME-PRE-EXTRAORDINARY>                     791,815         
<EXTRAORDINARY>                                      0        
<CHANGES>                                            0
<NET-INCOME>                                   495,174
<EPS-PRIMARY>                                      .39        
<EPS-DILUTED>                                      .39  
<YIELD-ACTUAL>                                       0  
<LOANS-NON>                                    678,000
<LOANS-PAST>                                         0      
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>