<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
This scdedule contains summary information extracted from the Form 10-Q and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1995             DEC-31-1996             DEC-31-1996
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1996             JAN-01-1996
<PERIOD-END>                               MAR-31-1996             JUN-30-1996             SEP-30-1996             DEC-31-1996
<CASH>                                           2,145                   3,539                   2,253                   2,534
<INT-BEARING-DEPOSITS>                          22,510                   4,844                   5,355                  23,872
<FED-FUNDS-SOLD>                                46,550                  30,125                  24,100                  72,875
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0                       0                       0
<INVESTMENTS-CARRYING>                          19,959                  19,959                  14,962                  14,964
<INVESTMENTS-MARKET>                            20,168                  20,968                  15,241                  15,429
<LOANS>                                        440,113                 500,224                 518,537                 531,480
<ALLOWANCE>                                        605                     635                     665                     665
<TOTAL-ASSETS>                                 542,600                 570,649                 576,981                 656,183
<DEPOSITS>                                     409,991                 433,651                 454,957                 483,941
<SHORT-TERM>                                         0                       0                       0                       0
<LIABILITIES-OTHER>                             18,337                  20,733                  15,662                   2,255
<LONG-TERM>                                          0                       0                       0                  70,000
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                            86                      86                      86                      86
<OTHER-SE>                                     114,186                 116,179                 106,276                  86,347
<TOTAL-LIABILITIES-AND-EQUITY>                 542,600                 570,649                 576,981                 656,183
<INTEREST-LOAN>                                  8,245                  17,410                  27,119                  36,798
<INTEREST-INVEST>                                1,305                   2,295                   2,960                   3,970
<INTEREST-OTHER>                                    48                     111                     176                     239
<INTEREST-TOTAL>                                 9,598                  19,916                  30,255                  41,007
<INTEREST-DEPOSIT>                               4,932                  10,112                  15,736                  21,859
<INTEREST-EXPENSE>                               4,932                  10,112                  15,736                     191
<INTEREST-INCOME-NET>                            4,666                   9,704                  14,519                  22,050
<LOAN-LOSSES>                                       30                      60                      90                      90
<SECURITIES-GAINS>                                   0                       0                       0                       0
<EXPENSE-OTHER>                                  1,438                   2,813                   6,734                   8,177
<INCOME-PRETAX>                                  3,402                   7,243                   8,760                  11,888
<INCOME-PRE-EXTRAORDINARY>                       3,402                   7,243                   8,760                  11,888
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     2,111                   4,406                   5,504                   7,402
<EPS-PRIMARY>                                      .27                     .59                     .75                    1.05
<EPS-DILUTED>                                      .27                     .58                     .74                    1.02
<YIELD-ACTUAL>                                       0<F1>                   0                       0<F1>                3.38
<LOANS-NON>                                        441                     474                     582                     400
<LOANS-PAST>                                         0<F1>                   0                       0<F1>                   0
<LOANS-TROUBLED>                                     0<F1>                   0                       0<F1>                   0
<LOANS-PROBLEM>                                      0<F1>                   0                       0<F1>                   0
<ALLOWANCE-OPEN>                                   575                     605                     635                     575
<CHARGE-OFFS>                                        0<F1>                   0                       0<F1>                   0
<RECOVERIES>                                         0<F1>                   0                       0<F1>                   0
<ALLOWANCE-CLOSE>                                  605                     635                     665                     665
<ALLOWANCE-DOMESTIC>                               605                     635                     665                     665
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0<F1>                   0                       0<F1>                   0
<FN>
<F1>This information is not disclosed in the Form 10-Q.
</FN>


</TABLE>