EXHIBIT 21  WASHINGTON
MUTUAL, INC. DIRECT AND INDIRECT SUBSIDIARIES  Company Name
   
   Jurisdiction of Formation110 East 42nd
   Operating Company, Inc.
   
   Delaware620-622
   Pellhamdale Avenue Owners Corporation
   
   New YorkAccord Realty
   Management Corporation
   
   New YorkACD2
   
   CaliforniaACD3
   
   CaliforniaACD4
   
   CaliforniaAhmanson
   Developments, Inc.
   
   CaliforniaAhmanson GGC
   LLC
   
   CaliforniaAhmanson
   Insurance, Inc.
   
   CaliforniaAhmanson Land
   Company
   
   CaliforniaAhmanson
   Marketing, Inc.
   
   CaliforniaAhmanson
   Obligation Company
   
   CaliforniaAhmanson
   Residential 2
   
   CaliforniaAhmanson
   Residential Development
   
   CaliforniaBryant
   Financial Corporation
   
   CaliforniaCalifornia
   Reconveyance Company
   
   CaliforniaCCB Capital
   Trust IV
   
   DelawareCCB Capital
   Trust IX
   
   DelawareCCB Capital
   Trust V
   
   DelawareCCB Capital
   Trust VI
   
   DelawareCCB Capital
   Trust VII
   
   DelawareCCB Capital
   Trust VIII
   
   DelawareClayton
   Blackbear, Inc.
   
   New YorkCommercial Loan
   Partners L.P.
   
   NevadaCRP
   Properties, Inc.
   
   CaliforniaDime Capital
   Partners, Inc.
   
   New JerseyDime Commercial
   Corp.
   
   New YorkDime
   CRE, Inc.
   
   New YorkDime Mortgage
   of New Jersey, Inc.
   
   New YorkECP
   Properties, Inc.
   
   TexasThe E-F Battery
   Accord Corporation
   
   New YorkF.C. LTD.
   
   New YorkFA California
   Aircraft Holding Corporation
   
   CaliforniaFA Out-of-State
   Holdings, Inc.
   
   CaliforniaFlower Street
   Corporation
   
   CaliforniaGreat Western
   FS Corporation
   
   Virgin IslandsGreat Western
   Service Corporation Two
   
   CaliforniaH.F.
   Ahmanson & Company
   
   NevadaH.S. Loan
   Corporation
   
   CaliforniaHarmony
   Agency, Inc.
   
   New YorkHCP Properties
   Holdings, Inc.
   
   DelawareHCP
   Properties, Inc.
   
   CaliforniaHFC Capital
   Trust I
   
   DelawareHHP Investment,
   LLC
   
   DelawareHMP
   Properties, Inc.
   
   UtahHome Crest
   Insurance Services, Inc.
   
   CaliforniaHS Loan
   Partners LLC
   
   CaliforniaIrvine
   Corporate Center, Inc.
   
   CaliforniaLadue Service
   Corporation
   
   MissouriLong Beach
   Securities Corp.
   
   DelawareMarion
   Insurance Company, Inc.
   
   VermontMarion
   Street, Inc.
   
   WashingtonMid Country
   Inc.
   
   New YorkMurphy Favre
   Housing Managers, Inc.
   
   WashingtonMurphy Favre
   Properties, Inc.
   
   Washington


Company
   Name
   
   Jurisdiction
   of FormationNAMCO
   Securities Corp.
   
   DelawareNickel
   Purchasing Company, Inc.
   
   New YorkNorstar
   Mortgage Corp.
   
   New YorkNorth
   Properties, Inc.
   
   New JerseyPacific Centre
   Associates LLC
   
   CaliforniaPacoima
   Investment Fund LLC
   
   DelawarePCA Asset Holdings
   LLC
   
   CaliforniaPike Street
   Holdings, Inc.
   
   DelawarePlainview
   Inn, Inc.
   
   New YorkProvidian
   Bancorp Services
   
   CaliforniaProvidian
   Leasing Corporation
   
   DelawareProvidian
   Mauritius Investments LTD
   
   MauritiusProvidian
   Services Corporation
   
   DelawareProvidian
   Services LLC
   
   DelawareProvidian
   Technology Services Private Limited
   
   IndiaReverse
   Exchange Corporation
   
   CaliforniaRivergrade
   Investment Corp.
   
   CaliforniaRiverpoint
   Associates
   
   CaliforniaRobena
   Feedstock LLC
   
   DelawareRobena LLC
   
   DelawareSavings of
   America, Inc.
   
   CaliforniaSeafair
   Securities Holdings Corp.
   
   DelawareSecond and
   Union LLC
   
   DelawareSeneca Funding
   (UK) Limited
   
   United KingdomSeneca Funding
   LLC
   
   DelawareSeneca Funding
   Management LLC
   
   DelawareSeneca Funding
   Trust
   
   DelawareSeneca
   Holdings, Inc.
   
   CaliforniaSeneca Newco
   LLC
   
   DelawareSeneca
   Street, Inc.
   
   WashingtonSivage
   Financial Services LLC
   
   DelawareSnohomish Asset
   Holdings LLC
   
   NevadaSoundBay
   Leasing LLC
   
   DelawareStockton Plaza,
   Incorporated
   
   FloridaStrand Capital
   LLC
   
   DelawareSutter Bay
   Associates LLC
   
   CaliforniaSutter Bay
   Corporation
   
   CaliforniaThackeray
   Funding Corp.
   
   DelawareThackeray
   Funding Partners
   
   DelawareThackeray
   Holdings Corp.
   
   WashingtonUniversity
   Street, Inc.
   
   WashingtonWaMu 1031
   Exchange
   
   CaliforniaWaMu Asset
   Acceptance Corp.
   
   DelawareWaMu Capital
   Corp.
   
   WashingtonWaMu Insurance
   Services, Inc.
   
   CaliforniaWaMu
   Investments, Inc.
   
   WashingtonWashington
   Mutual Asset Securities Corp.
   
   DelawareWashington
   Mutual Bank
   
   FederalWashington
   Mutual Bank fsb
   
   FederalWashington
   Mutual Brokerage Holdings, Inc.
   
   CaliforniaWashington
   Mutual Capital Trust 2001
   
   WashingtonWashington
   Mutual Community Development, Inc.
   
   CaliforniaWashington
   Mutual Finance Group LLC
   
   DelawareWashington
   Mutual Life Insurance Company of California, a Stock Insurer
   
   CaliforniaWashington
   Mutual Mortgage Securities Corp.
   
   Delaware


Company
   Name
   
   Jurisdiction
   of FormationWashington
   Mutual Preferred Funding LLC
   
   DelawareWashington
   Mutual Trade Service Limited
   
   Hong KongWashington
   Mutual-Seattle Art Museum Project Owners Association
   
   WashingtonWestern Service
   Co.
   
   OregonWM Aircraft
   Holdings LLC
   
   DelawareWM Asset
   Holdings Corp.
   
   DelawareWM Citation
   Holdings, LLC
   
   DelawareWM
   Enterprises & Holdings, Inc.
   
   WashingtonWM Funds
   Disbursements, Inc.
   
   NevadaWM Marion
   Holdings LLC
   
   DelawareWM Mortgage
   Reinsurance Company, Inc.
   
   HawaiiWM Specialty
   Mortgage LLC
   
   DelawareWM Winslow
   Funding LLC
   
   DelawareWMB St. Helens
   LLC
   
   WashingtonWMBFA Insurance
   Agency, Inc.
   
   CaliforniaWMFS Insurance
   Services, Inc.
   
   CaliforniaWMGW Delaware
   Holdings LLC
   
   DelawareWMHFA Delaware
   Holdings LLC
   
   DelawareWMI Investment
   Corp.
   
   DelawareWMI Rainier LLC
   
   WashingtonWMICC Delaware
   Holdings LLC
   
   DelawareWMRP Delaware
   Holdings LLC
   
   DelawareYellowstone
   Venture, Inc.
   
   New York