| [X] | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|-----|-----------------------------------------------------------------------------------------|

| [  ] | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|----------------|------------------------------------------------------------------------------------------|

|   | For the transition period from _____ to _____ |
|--------|-----------------------------------------------|

| HOME FEDERAL BANCORP, INC.                                   |
|--------------------------------------------------------------|
| (Exact name of registrant as specified in its charter)  |

|                       Maryland                         |            68-0666697                                                               |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (State or other jurisdiction of incorporation                                                                                                                                                                                                                                      | (I.R.S. Employer                                                                                                                                                    |
| or organization)                                                                                                                                                                                                                                                                   | Identification Number)                                                                                                                                              |
|                                                                                                                                                                                                                                                                                    |                                                                                                                                                                     |
| 500 12th Avenue South, Nampa, Idaho                                                                                                                                                                                                                                                |                83651              |
| (Address of principal executive offices)                                                                                                                                                                                                                                           | (Zip Code)                                                                                                                                                          |
|                                                                                                                                                                                                                                                                                    |                                                                                                                                                                     |
| Registrant’s telephone number, including area code:                                                                                                                                                                                                                          |  (208) 466-4634                                                                                                                                                     |

|   | Large accelerated filer                                     [   ]           | Accelerated filer                                        [X]  |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   | Non-accelerated filer                                       [   ] | Smaller reporting company                       [   ]                                                                                         |

----

|    | ITEM 1.  FINANCIAL STATEMENTS |   2 |
|--------------|-----------------------------------------|----------|

|   | ITEM 2.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND   RESULTS OF OPERATIONS |  20 |
|--------|----------------------------------------------------------------------------------------------------------------------------|----------|

|   | ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK |  31 |
|--------|--------------------------------------------------------------------|----------|

|   | ITEM 4. CONTROLS AND PROCEDURES |  32 |
|--------|---------------------------------|----------|

|   | ITEM 1. LEGAL PROCEEDINGS |  33 |
|--------|---------------------------|----------|

|   | ITEM 1A. RISK FACTORS |  33 |
|--------|-----------------------|----------|

|   | ITEM 2.  UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS |  33 |
|--------|--------------------------------------------------------------------------------|----------|

|   | ITEM 3. DEFAULTS UPON SENIOR SECURITIES |  33 |
|--------|-----------------------------------------|----------|

|   | ITEM 4. REMOVED AND RESERVED |  33 |
|--------|------------------------------|----------|

|   | ITEM 5. OTHER INFORMATION |  33 |
|--------|---------------------------|----------|

|   | SIGNATURES |  35 |
|--------|------------|----------|

----

| HOME FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED BALANCE SHEETS(In thousands, except share data) (Unaudited)                                                        |   |             |      |   |              |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|------------------|-----------|--------|-------------------|--------|
|                                                                                                                                                                     |   | December 31,2010 |      |   | September 30,2010 |   |
| ASSETS                                                                                                                                                                   |   |             |      |   |              |   |
|     Cash and equivalents                                                                                                                                  |   | $                | 212,246   |   |              | $      | 416,426 |   |
| Investments available for sale, at fair value                                                                                                                            |   |             | 426,192   |   |              |   | 275,180 |   |
|     Loans and leases receivable, net of allowance for loan and           lease losses of $15,409 and $15,432 |   |             | 573,400   |   |              |   | 621,011 |   |
| Loans held for sale                                                                                                                                                      |   |             | 3,263     |   |              |   | 5,135 |   |
| Accrued interest receivable                                                                                                                                              |   |             | 2,905     |   |              |   | 2,694 |   |
| FDIC indemnification receivable, net                                                                                                                                     |   |             | 69,546    |   |              |   | 64,574 |   |
| Bank owned life insurance                                                                                                                                                |   |             | 12,542    |   |              |   | 12,437 |   |
| Real estate and other property owned                                                                                                                                     |   |             | 25,147    |   |              |   | 30,481 |   |
| FHLB stock, at cost                                                                                                                                                      |   |             | 17,717    |   |              |   | 17,717 |   |
| Core deposit intangible                                                                                                                                                  |   |             | 3,776     |   |              |   | 3,971 |   |
| Property and equipment, net                                                                                                                                              |   |             | 28,209    |   |              |   | 27,955 |   |
| Other assets                                                                                                                                                             |   |             | 5,711     |   |              |   | 5,280 |   |
| TOTAL ASSETS                                                                                                                                                             |   | $                | 1,380,654 |   |              | $      | 1,482,861 |   |
|                                                                                                                                                                     |   |             |      |   |              |   |   |   |
| LIABILITIES AND STOCKHOLDERS’ EQUITY                                                                                                                               |   |             |      |   |              |   |   |   |
| LIABILITIES                                                                                                                                                              |   |             |      |   |              |   |   |   |
| Deposit accounts:                                                                                                                                                        |   |             |      |   |              |   |   |   |
| Noninterest-bearing demand                                                                                                                                               |   | $                | 134,652   |   |              | $      | 138,300 |   |
| Interest-bearing demand                                                                                                                                                  |   |             | 231,590   |   |              |   | 225,794 |   |
| Money market                                                                                                                                                             |   |             | 172,657   |   |              |   | 180,454 |   |
| Savings                                                                                                                                                                  |   |             | 74,681    |   |              |   | 69,079 |   |
| Certificates                                                                                                                                                             |   |             | 492,032   |   |              |   | 576,035 |   |
|     Total deposit accounts                                                                                                                           |   |             | 1,105,612 |   |              |   | 1,189,662 |   |
|                                                                                                                                                                     |   |             |      |   |              |   |   |   |
| Advances by borrowers for taxes and insurance                                                                                                                            |   |             | 539       |   |              |   | 4,658 |   |
| Interest payable                                                                                                                                                         |   |             | 578       |   |              |   | 631 |   |
| FHLB advances and other borrowings                                                                                                                                       |   |             | 60,368    |   |              |   | 67,622 |   |
| Deferred compensation                                                                                                                                                    |   |             | 5,656     |   |              |   | 5,583 |   |
| Deferred income tax liability, net                                                                                                                                       |   |             | 866       |   |              |   | 2,211 |   |
| Other liabilities                                                                                                                                                        |   |             | 5,537     |   |              |   | 7,406 |   |
| Total liabilities                                                                                                                                                        |   |             | 1,179,156 |   |              |   | 1,277,773 |   |
|                                                                                                                                                                     |   |             |      |   |              |   |   |   |
| STOCKHOLDERS’ EQUITY                                                                                                                                               |   |             |      |   |              |   |   |   |
| Serial preferred stock, $.01 par value; 10,000,000 authorized;                                                                                                           |   |             |      |   |              |   |   |   |
| issued and outstanding, none                                                                                                                                             |   |             | -         |   |              |   | - |   |
| Common stock, $.01 par value; 90,000,000 authorized;                                                                                                                     |   |             |      |   |              |   |   |   |
| issued and outstanding:                                                                                                                                                  |   |             | 167       |   |              |   | 167 |   |
|       Dec. 31, 2010 - 17,478,171 issued; 16,710,025 outstanding                                                                            |   |             |      |   |              |   |   |   |
|       Sept. 30, 2010 - 17,460,311 issued, 16,687,561 outstanding                                                                           |   |             |      |   |              |   |   |   |
| Additional paid-in capital                                                                                                                                               |   |             | 153,139   |   |              |   | 152,682 |   |
| Retained earnings                                                                                                                                                        |   |             | 54,741    |   |              |   | 56,942 |   |
| Unearned shares issued to employee stock ownership plan                                                                                                                  |   |             | (8,396    | )      |              |   | (8,657 | ) |
| Accumulated other comprehensive income                                                                                                                                   |   |             | 1,847     |   |              |   | 3,954 |   |
|   Total stockholders’ equity                                                                                                                                  |   |             | 201,498   |   |              |   | 205,088 |   |
|   TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY                                                                                                                  |   | $                | 1,380,654 |   |              | $      | 1,482,861 |   |

----

| HOME FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED STATEMENTS OF OPERATIONS(In thousands, except share and per share data) (Unaudited) |   |
|-------------------------------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                      |   | For the Three Months Ended |   |
|                                                                                                                                      |   | December 31,2010 |   |   | December 31,2009 |   |
| Interest and dividend income:                                                                                                             |   |   |   |   |   |   |
| Loans and leases                                                                                                                          |   | $ | 9,347 |   |   | $ | 7,103 |   |
| Investment securities                                                                                                                     |   |   | 1,684 |   |   |   | 1,756 |   |
| Other interest and dividends                                                                                                              |   |   | 213 |   |   |   | 27 |   |
| Total interest and dividend income                                                                                                        |   |   | 11,244 |   |   |   | 8,886 |   |
|                                                                                                                                      |   |   |   |   |   |   |   |   |
| Interest expense:                                                                                                                         |   |   |   |   |   |   |   |   |
| Deposits                                                                                                                                  |   |   | 2,266 |   |   |   | 1,674 |   |
| FHLB advances and other borrowings                                                                                                        |   |   | 664 |   |   |   | 831 |   |
| Total interest expense                                                                                                                    |   |   | 2,930 |   |   |   | 2,505 |   |
| Net interest income                                                                                                                       |   |   | 8,314 |   |   |   | 6,381 |   |
| Provision for loan losses                                                                                                                 |   |   | 3,000 |   |   |   | 700 |   |
| Net interest income after provision for loan losses                                                                                       |   |   | 5,314 |   |   |   | 5,681 |   |
|                                                                                                                                      |   |   |   |   |   |   |   |   |
| Noninterest income:                                                                                                                       |   |   |   |   |   |   |   |   |
| Service charges and fees                                                                                                                  |   |   | 2,459 |   |   |   | 2,264 |   |
| Gain on sale of loans                                                                                                                     |   |   | 348 |   |   |   | 183 |   |
|     Increase in cash surrender value of life insurance                                                                     |   |   | 105 |   |   |   | 107 |   |
| FDIC indemnification recovery                                                                                                             |   |   | 1,996 |   |   |   | - |   |
| Other                                                                                                                                     |   |   | 1,395 |   |   |   | 321 |   |
| Total noninterest income                                                                                                                  |   |   | 6,303 |   |   |   | 2,875 |   |
|                                                                                                                                      |   |   |   |   |   |   |   |   |
| Noninterest expense:                                                                                                                      |   |   |   |   |   |   |   |   |
| Compensation and benefits                                                                                                                 |   |   | 7,094 |   |   |   | 4,617 |   |
| Occupancy and equipment                                                                                                                   |   |   | 1,845 |   |   |   | 1,064 |   |
| Data processing                                                                                                                           |   |   | 1,177 |   |   |   | 800 |   |
| Advertising                                                                                                                               |   |   | 213 |   |   |   | 260 |   |
| Postage and supplies                                                                                                                      |   |   | 254 |   |   |   | 166 |   |
| Professional services                                                                                                                     |   |   | 718 |   |   |   | 479 |   |
| Insurance and taxes                                                                                                                       |   |   | 1,049 |   |   |   | 558 |   |
| Amortization of intangibles                                                                                                               |   |   | 195 |   |   |   | - |   |
| Provision for real estate owned                                                                                                           |   |   | 675 |   |   |   | 801 |   |
| Other                                                                                                                                     |   |   | 599 |   |   |   | 338 |   |
| Total noninterest expense                                                                                                                 |   |   | 13,819 |   |   |   | 9,083 |   |
| Loss before income taxes                                                                                                                  |   |   | (2,202 | ) |   |   | (527 | ) |
| Income tax benefit                                                                                                                        |   |   | (871 | ) |   |   | (218 | ) |
|                Net loss                                             |   | $ | (1,331 | ) |   | $ | (309 | ) |
|                                                                                                                                      |   |   |   |   |   |   |   |   |
| Loss per common share:                                                                                                                    |   |   |   |   |   |   |   |   |
| Basic                                                                                                                                     |   | $ | (0.08 | ) |   | $ | (0.02 | ) |
| Diluted                                                                                                                                   |   |   | (0.08 | ) |   |   | (0.02 | ) |
| Weighted average number of shares outstanding:                                                                                            |   |   |   |   |   |   |   |   |
| Basic                                                                                                                                     |   |   | 15,663,436 |   |   |   | 15,447,705 |   |
| Diluted                                                                                                                                   |   |   | 15,663,436 |   |   |   | 15,447,705 |   |
|                                                                                                                                      |   |   |   |   |   |   |   |   |
| Dividends declared per share:                                                                                                             |   | $ | 0.055 |   |   | $ | 0.055 |   |

----

|                                                                                                                                                                                  |       | Common Stock |       |   |  Additional |   |   | Retained   |    |   | Unearned SharesIssued toEmployeeStockOwnershipPlan |   |   |   AccumulatedOtherComprehensive |   |   |          |   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------|------------|--------|------------------|--------|--------|-----------------|---------|--------|----------------------------------------------------|--------|--------|--------------------------------------|--------|--------|---------------|--------|
|                                                                                                                                                                                  |       | Shares       |       |   | Amount           |   |   | Paid-In Capital |    |   | Earnings                                           |   |   | (“ESOP”)                 |   |   | Income (Loss) |   |   | Total |   |
| Balance at September 30, 2009                                                                                                                                                         |       |         | 16,698,168 |   |             | $      | 167    |            |    | $      | 150,782                                            |   |   | $                                    | 64,483 |   |          | $      | (9,699 | ) |   | $ | 3,932 |   |   | $ | 209,665 |   |
| Restricted stock forfeited, net of     new issuance                                                                                                                    |       | (25,607      | )          |   |             | -      |   |            |    | -      |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   | - |   |
| ESOP shares committed to be     released                                                                                                                          |       |         |       |   |             |   |   |            |    |   | 444                                                |   |   |                                 |   |   |          |   | 1,042 |   |   |   |   |   |   |   | 1,486 |   |
| Exercise of stock options                                                                                                                                                             |       |         | 15,000     |   |             |   |   |            |    |   | 161                                                |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | 161 |   |
| Share-based compensation                                                                                                                                                              |       |         |       |   |             |   |   |            |    |   | 1,279                                              |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | 1,279 |   |
| Tax adjustment from equity     compensation plans                                                                                                                      |       |         |       |   |             |   |   |            |    |   | 16                                                 |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | 16 |   |
| Dividends paid     ($0.220 per share)                                                                                                                        |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 | (3,450 | )      |          |   |   |   |   |   |   |   |   |   | (3,450 | ) |
|                                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Comprehensive income (loss):                                                                                                                                                          |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Loss before extraordinary item                                                                                                                                                        |       |         |       |   |             |   |   |            |    |   |                                               |   |   | (4,396                               | )      |   |          |   |   |   |   |   |   |   |   | (4,396 | ) |
| Extraordinary gain, net of tax                                                                                                                                                        |       |         |       |   |             |   |   |            |    |   |                                               |   |   | 305                                  |   |   |          |   |   |   |   |   |   |   |   | 305 |   |
| Other comprehensive income:                                                                                                                                                           |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |
| Change in unrealized      holding loss on securities      available for sale, net of       taxes of $(49)       |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   | 82 |   |   |   | 82 |   |
| Adjustment for realized      gains, net of taxes of $38                                                                                                           |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   | (60 | ) |   |   | (60 | ) |
| Comprehensive income                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | (4,069 | ) |
|                                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Balance at September 30, 2010                                                                                                                                                         | 16,687,561 |         |       |   | 167              |   |   |            | 152,682 |   |                                               |   | 56,942 |                                 |   |   | (8,657        | )      |   |   | 3,954 |   |   |   | 205,088 |   |
| Shares issued, net of forfeitures                                                                                                                                                     | 4,604      |         |       |   | -                |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   | - |   |
| ESOP shares committed to be        released                                                                                                             |       |         |       |   |             |   |   |            |    | 75     |                                               |   |   |                                 |   |   |          | 261    |   |   |   |   |   |   |   | 336 |   |
| Exercise of stock options                                                                                                                                                             |       |         | 17,860     |   |             |   |   |            |    |   | 186                                                |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | 186 |   |
| Share-based compensation                                                                                                                                                              |       |         |       |   |             |   |   |            |    |   | 196                                                |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | 196 |   |
| Dividends paid       ($0.055 per share)                                                                                                            |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 | (870   | )      |          |   |   |   |   |   |   |   |   |   | (870 | ) |
|                                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Comprehensive income:                                                                                                                                                                 |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
|        Net loss                                                                                                                                    |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 | (1,331 | )      |          |   |   |   |   |   |   |   |   |   | (1,331 | ) |
|        Other comprehensive income:                                                                                                                      |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |
| Change in unrealized      holding gain on securities      available for sale, net of       taxes of ($822) |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   | (2,107 | ) |   |   | (2,107 | ) |
|                                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Comprehensive loss                                                                                                                                                                    |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   | (3,438 | ) |
|                                                                                                                                                                                  |       |         |       |   |             |   |   |            |    |   |                                               |   |   |                                 |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Balance at December 31, 2010                                                                                                                                                          |       |         | 16,710,025 |   |             | $      | 167    |            |    | $      | 153,139                                            |   |   | $                                    | 54,741 |   |          | $      | (8,396 | ) |   | $ | 1,847 |   |   | $ | 201,498 |   |

----

| HOME FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED STATEMENTS OF CASH FLOWS(In thousands) (Unaudited) |   | Three Months Ended December 31, |     |
|----------------------------------------------------------------------------------------------------------|--------|--------------------------------------|----------|
|                                                                                                     |   | 2010                                 |     |   | 2009 |   |
| CASH FLOWS FROM OPERATING ACTIVITIES:                                                                    |   |                                 |     |   |   |   |
| Net loss                                                                                                 |   | $                                    | (1,331   | ) |   | $ | (309 | ) |
| Adjustments to reconcile net loss to cash provided by operating activities:                              |   |                                 |     |   |   |   |   |   |
| Depreciation and amortization                                                                            |   |                                 | 636      |   |   |   | 501 |   |
| Amortization of core deposit intangible                                                                  |   |                                 | 195      |   |   |   | - |   |
| Accretion of FDIC indemnification receivable                                                             |   |                                 | (922     | ) |   |   | (160 | ) |
| Net amortization of premiums and discounts on investments                                                |   |                                 | 1,337    |   |   |   | 87 |   |
| (Gain) Loss on sale of fixed assets and repossessed assets                                               |   |                                 | (332     | ) |   |   | 61 |   |
| ESOP shares committed to be released                                                                     |   |                                 | 336      |   |   |   | 335 |   |
| Share-based compensation                                                                                 |   |                                 | 196      |   |   |   | 355 |   |
| Provision for loan losses                                                                                |   |                                 | 3,000    |   |   |   | 700 |   |
| Provision for losses on real estate and other property owned                                             |   |                                 | 675      |   |   |   | 801 |   |
| Accrued deferred compensation expense, net                                                               |   |                                 | 73       |   |   |   | 48 |   |
| Net deferred loan fees                                                                                   |   |                                 | (250     | ) |   |   | 12 |   |
| Deferred income tax benefit                                                                              |   |                                 | -        |   |   |   | (130 | ) |
| Net gain on sale of loans                                                                                |   |                                 | (348     | ) |   |   | (183 | ) |
| Proceeds from sale of loans held for sale                                                                |   |                                 | 13,356   |   |   |   | 8,316 |   |
| Originations of loans held for sale                                                                      |   |                                 | (11,136  | ) |   |   | (9,279 | ) |
| Increase in cash surrender value of bank owned life insurance                                            |   |                                 | (105     | ) |   |   | (107 | ) |
| Change in assets and liabilities:                                                                        |   |                                 |     |   |   |   |   |   |
| Interest receivable                                                                                      |   |                                 | (211     | ) |   |   | 251 |   |
| Other assets                                                                                             |   |                                 | (3,380   | ) |   |   | (2,030 | ) |
| Interest payable                                                                                         |   |                                 | (53      | ) |   |   | (18 | ) |
| Other liabilities                                                                                        |   |                                 | (1,868   | ) |   |   | (3,049 | ) |
| Net cash used by operating activities                                                                    |   |                                 | (132     | ) |   |   | (3,798 | ) |
|  CASH FLOWS FROM INVESTING ACTIVITIES:                                                              |   |                                 |     |   |   |   |   |   |
| Proceeds from repayments of mortgage-backed securities available for sale                                |   |                                 | 22,304   |   |   |   | 9,859 |   |
| Purchase of securities available for sale                                                                |   |                                 | (186,860 | ) |   |   | (4,368 | ) |
| Proceeds from maturities and calls of securities available for sale                                      |   |                                 | 8,755    |   |   |   | - |   |
| Reimbursement of loan losses under loss share agreement                                                  |   |                                 | -        |   |   |   | 9,406 |   |
| Purchases of property and equipment                                                                      |   |                                 | (887     | ) |   |   | (5,867 | ) |
| Net decrease in loans                                                                                    |   |                                 | 41,301   |   |   |   | 10,292 |   |
| Proceeds from sale of fixed assets and real estate and other property owned                              |   |                                 | 7,446    |   |   |   | 4,582 |   |
| Net cash provided (used) by investing activities                                                         |   |                                 | (107,941 | ) |   |   | 23,904 |   |
|                                                                                                     |   |                                 |     |   |   |   |   |   |
| CASH FLOWS FROM FINANCING ACTIVITIES:                                                                    |   |                                 |     |   |   |   |   |   |
| Net increase (decrease) in deposits                                                                      |   |                                 | (84,050  | ) |   |   | 7,593 |   |
| Net decrease in advances by borrowers for taxes and insurance                                            |   |                                 | (4,119   | ) |   |   | (472 | ) |
| Repayment of FHLB advances                                                                               |   |                                 | (6,604   | ) |   |   | (7,850 | ) |
| Net proceeds from (repayments of) other borrowings                                                       |   |                                 | (650     | ) |   |   | 4 |   |
| Proceeds from exercise of stock options                                                                  |   |                                 | 186      |   |   |   | - |   |
| Dividends paid                                                                                           |   |                                 | (870     | ) |   |   | (863 | ) |
| Net cash used by financing activities                                                                    |   |                                 | (96,107  | ) |   |   | (1,588 | ) |
|  NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                                               |   |                                 | (204,180 | ) |   |   | 18,518 |   |
| CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD                                                           |   |                                 | 416,426  |   |   |   | 49,953 |   |
| CASH AND CASH EQUIVALENTS, END OF PERIOD                                                                 |   | $                                    | 212,246  |   |   | $ | 68,471 |   |
|                                                                                                     |   |                                 |     |   |   |   |   |   |

----

| HOME FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED STATEMENTS OF CASH FLOWS (Continued)(In thousands) (Unaudited) |   | Three months Ended December 31, |   |
|----------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------|--------|
|                                                                                                                 |   | 2010                                 |   |   | 2009 |   |
| SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:                                                                    |   |                                 |   |   |   |   |
| Cash paid during the period for:                                                                                     |   |                                 |   |   |   |   |
|  Interest                                                                                                       |   | $                                    | 2,983  |   |   | $ | 2,523 |   |
|             Taxes                                             |   |                                 | (49    | ) |   |   | (700 | ) |
|                                                                                                                 |   |                                 |   |   |   |   |   |   |
| NONCASH INVESTING AND FINANCING ACTIVITIES:                                                                          |   |                                 |   |   |   |   |   |   |
| Acquisition of real estate and other assets in settlement of loans                                                   |   | $                                    | 4,667  |   |   | $ | 2,270 |   |
| Fair value adjustment to securities available for sale, net of taxes                                                 |   |                                 | (2,107 | ) |   |   | (869 | ) |

----

----

----

----

|                                                                                                                |   | Three Months Ended December 31, |       |
|---------------------------------------------------------------------------------------------------------------------|--------|--------------------------------------|------------|
|                                                                                                                |   | 2010                                 |       |   | 2009 |   |
|                                                                                                                |   | (In thousands except share data)     |       |
|                                                                                                                |   |                                 |       |   |   |   |
| Net loss                                                                                                            |   | $                                    | (1,331     | ) |   | $ | (309 | ) |
| Allocated to participating securities                                                                               |   |                                 | (14        | ) |   |   | (5 | ) |
| Net loss allocated to common shareholders                                                                           |   | $                                    | (1,317     | ) |   | $ | (304 | ) |
|                                                                                                                |   |                                 |       |   |   |   |   |   |
| Weighted average common shares outstanding, including shares     considered participating securities |   |                                 | 15,830,261 |   |   |   | 15,719,698 |   |
| Less:  Average participating securities                                                                   |   |                                 | (166,825   | ) |   |   | (271,993 | ) |
| Weighted average shares                                                                                             |   |                                 | 15,663,436 |   |   |   | 15,447,705 |   |
| Net effect of dilutive restricted stock                                                                             |   |                                 | -          |   |   |   | - - |   |
| Weighted average shares and common stock equivalents                                                                |   |                                 | 15,663,436 |   |   |   | 15,447,705 |   |
| Basic loss per common share                                                                                         |   | $                                    | (0.08      | ) |   | $ | (0.02 | ) |
| Diluted loss per common share                                                                                       |   |                                 | (0.08      | ) |   |   | (0.02 | ) |
|                                                                                                                |   |                                 |       |   |   |   |   |   |
| Options excluded due to their anti-dilutive effect on EPS                                                           |   |                                 | 886,381    |   |   |   | 946,364 |   |

|                                                                                  |   | AmortizedCost  |    |   | GrossUnrealizedGains |   |   | GrossUnrealizedLosses |   |   | FairValue |   |
|---------------------------------------------------------------------------------------|--------|----------------|---------|--------|----------------------|--------|--------|-----------------------|--------|--------|-----------|--------|
|                                                                                  |   | (in thousands) |    |
| December 31, 2010                                                                     |   |           |    |   |                 |   |   |                  |   |   |      |   |
| Obligations of U.S. Government-sponsored    enterprises (“GSE”) |   | $              | 95,508  |   |                 | $      | 120    |                  |   | $      | (1,106    | )      |   | $ | 94,522 |   |
| Obligations of states and political subdivisions                                      |   |           | 15,102  |   |                 |   | 14     |                  |   |   | (630      | )      |   |   | 14,486 |   |
| Corporate note, FDIC-guaranteed                                                       |   |           | 1,019   |   |                 |   | 2      |                  |   |   | --        |   |   |   | 1,021 |   |
| Mortgage-backed securities, GSE-issued                                                |   |           | 311,005 |   |                 |   | 6,098  |                  |   |   | (1,339    | )      |   |   | 315,764 |   |
| Mortgage-backed securities, private label                                             |   |           | 424     |   |                 |   | --     |                  |   |   | (25       | )      |   |   | 399 |   |
| Total                                                                                 |   | $              | 423,058 |   |                 | $      | 6,234  |                  |   | $      | (3,100    | )      |   | $ | 426,192 |   |
|                                                                                  |   |           |    |   |                 |   |   |                  |   |   |      |   |   |   |   |   |
| September 30, 2010                                                                    |   |           |    |   |                 |   |   |                  |   |   |      |   |   |   |   |   |
| Obligations of U.S. GSE                                                               |   | $              | 51,844  |   |                 | $      | 255    |                  |   | $      | (77       | )      |   | $ | 52,022 |   |
| Obligations of states and political subdivisions                                      |   |           | 6,786   |   |                 |   | 86     |                  |   |   | (83       | )      |   |   | 6,789 |   |
| Corporate note, FDIC-guaranteed                                                       |   |           | 1,022   |   |                 |   | 3      |                  |   |   | --        |   |   |   | 1,025 |   |
| Mortgage backed securities, GSE-issued                                                |   |           | 208,492 |   |                 |   | 6,692  |                  |   |   | (264      | )      |   |   | 214,920 |   |
| Mortgage backed securities, private label                                             |   |           | 449     |   |                 |   | --     |                  |   |   | (25       | )      |   |   | 424 |   |
| Total                                                                                 |   | $              | 268,593 |   |                 | $      | 7,036  |                  |   | $      | (449      | )      |   | $ | 275,180 |   |

----

|                                                          |   | Less than 12 months |    |   | 12 months or longer |   |   | Total      |   |
|---------------------------------------------------------------|--------|---------------------|---------|--------|---------------------|--------|--------|------------|--------|
|                                                          |   | Fair Value          |    |   | Unrealized Losses   |   |   | Fair Value |   |   | Unrealized Losses |   |   | Fair Value |   |   | Unrealized Losses |   |
|                                                          |   | (in thousands)      |    |
| December 31, 2010                                             |   |                |    |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |
| Obligations of U.S. GSE                                       |   | $                   | 72,874  |   |                | $      | (1,106 | )          |   | $ | -- |   |   | $ | -- |   |   | $ | 72,874 |   |   | $ | (1,106 | ) |
| Obligations of states and    political subdivisions |   |                | 13,727  |   |                |   | (630   | )          |   |   | -- |   |   |   | -- |   |   |   | 13,727 |   |   |   | (630 | ) |
| Mortgage-backed    securities, GSE-issued      |   |                | 138,366 |   |                |   | (1,339 | )          |   |   | -- |   |   |   | -- |   |   |   | 138,366 |   |   |   | (1,339 | ) |
| Mortgage-backed    securities, private label   |   |                | --      |   |                |   | -      |       |   |   | 399 |   |   |   | (25 | ) |   |   | 399 |   |   |   | (25 | ) |
| Total                                                         |   | $                   | 224,967 |   |                | $      | (3,075 | )          |   | $ | 399 |   |   | $ | (25 | ) |   | $ | 225,366 |   |   | $ | (3,100 | ) |
|                                                          |   |                |    |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| September 30, 2010                                            |   |                |    |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Obligations of U.S. GSE                                       |   | $                   | 14,111  |   |                | $      | (77    | )          |   | $ | -- |   |   | $ | -- |   |   | $ | 14,111 |   |   | $ | (77 | ) |
| Obligations of states and    political subdivisions |   |                | 3,674   |   |                |   | (83    | )          |   |   | -- |   |   |   | -- |   |   |   | 3,674 |   |   |   | (83 | ) |
| Mortgage-backed    securities, GSE issued           |   |                | 50,997  |   |                |   | (264   | )          |   |   | -- |   |   |   | -- |   |   |   | 50,997 |   |   |   | (264 | ) |
| Mortgage-backed    securities, private label   |   |                | 424     |   |                |   | (25    | )          |   |   | -- |   |   |   | -- |   |   |   | 424 |   |   |   | (25 | ) |
| Total                                                         |   | $                   | 69,206  |   |                | $      | (449   | )          |   | $ | -- |   |   | $ | -- |   |   | $ | 69,206 |   |   | $ | (449 | ) |

|                                                                        |   | December 31, 2010 |   |   | September 30, 2010 |   |
|-----------------------------------------------------------------------------|--------|-------------------|--------|--------|--------------------|--------|
|                                                                        |   | Amortized Cost    |   |   | Fair Value    |   |   | Amortized Cost |   |   | Fair Value |   |
|                                                                        |   | (in thousands)    |   |
| FHLB borrowings                                                             |   | $                 | 46,068 |   |               | $      | 48,552 |   |   | $ | 51,174 |   |   | $ | 54,309 |   |
| Treasury, tax and loan funds at the     Federal Reserve Bank |   |              | 4,428  |   |               |   | 4,575 |   |   |   | 3,767 |   |   |   | 3,916 |   |
| Repurchase agreements                                                       |   |              | 19,960 |   |               |   | 20,931 |   |   |   | 17,784 |   |   |   | 18,804 |   |
| Deposits of municipalities and pubic units                                  |   |              | 21,802 |   |               |   | 22,926 |   |   |   | 19,977 |   |   |   | 21,106 |   |
| Total                                                                       |   | $                 | 92,258 |   |               | $      | 96,984 |   |   | $ | 92,702 |   |   | $ | 98,135 |   |

----

|                                   |   | December 31, 2010 |    |
|----------------------------------------|--------|-------------------|---------|
|                                   |   | AmortizedCost     |    |   | FairValue |   |
|                                   |   | (in thousands)    |    |
| Due within one year                    |   | $                 | 3,042   |   |   | $ | 3,041 |   |
| Due after one year through five years  |   |              | 77,746  |   |   |   | 77,118 |   |
| Due after five years through ten years |   |              | 94,434  |   |   |   | 95,343 |   |
| Due after ten years                    |   |              | 247,836 |   |   |   | 250,690 |   |
|     Total          |   | $                 | 423,058 |   |   | $ | 426,192 |   |

|                                 |   | December 31, 2010      |    |   | September 30, 2010 |   |
|--------------------------------------|--------|------------------------|---------|--------|--------------------|--------|
|                                 |   | Balance                |    |   | Percent ofGross    |   |   | Balance |   |   | Percent ofGross |   |
|                                 |   | (dollars in thousands) |    |
| Real estate:                         |   |                   |    |   |               |   |   |   |   |   |   |   |
| One-to-four family residential       |   | $                      | 148,916 |   |               |   | 25.26 | % |   | $ | 157,574 |   |   |   | 24.75 | % |
| Multi-family residential             |   |                   | 20,639  |   |               |   | 3.50 |   |   |   | 20,759 |   |   |   | 3.26 |   |
| Commercial                           |   |                   | 217,462 |   |               |   | 36.90 |   |   |   | 228,643 |   |   |   | 35.92 |   |
|  Total real estate              |   |                   | 387,017 |   |               |   | 65.66 |   |   |   | 406,976 |   |   |   | 63.93 |   |
|                                 |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:            |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| One- to four-family residential      |   |                   | 20,841  |   |               |   | 3.54 |   |   |   | 24,707 |   |   |   | 3.88 |   |
| Multi-family residential             |   |                   | 2,512   |   |               |   | 0.43 |   |   |   | 2,657 |   |   |   | 0.42 |   |
| Commercial and land development      |   |                   | 17,989  |   |               |   | 3.05 |   |   |   | 21,190 |   |   |   | 3.33 |   |
|  Total real estate construction |   |                   | 41,342  |   |               |   | 7.02 |   |   |   | 48,554 |   |   |   | 7.63 |   |
|                                 |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                            |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                          |   |                   | 54,332  |   |               |   | 9.22 |   |   |   | 56,745 |   |   |   | 8.91 |   |
| Automobile                           |   |                   | 1,261   |   |               |   | 0.21 |   |   |   | 1,466 |   |   |   | 0.23 |   |
| Other consumer                       |   |                   | 6,904   |   |               |   | 1.17 |   |   |   | 6,947 |   |   |   | 1.10 |   |
|  Total consumer                 |   |                   | 62,497  |   |               |   | 10.60 |   |   |   | 65,158 |   |   |   | 10.24 |   |
|                                 |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business                  |   |                   | 92,895  |   |               |   | 15.76 |   |   |   | 108,866 |   |   |   | 17.10 |   |
| Leases                               |   |                   | 5,678   |   |               |   | 0.96 |   |   |   | 6,999 |   |   |   | 1.10 |   |
|   Gross loans                   |   |                   | 589,429 |   |               |   | 100.00 | % |   |   | 636,553 |   |   |   | 100.00 | % |
|                                 |   |                   |    |   |               |   |   |   |   |   |   |   |   |   |   |   |
| Deferred loan fees                   |   |                   | (620    | )      |               |   |   |   |   |   | (628 | ) |   |   |   |   |
| Allowance for loan losses            |   |                   | (15,409 | )      |               |   |   |   |   |   | (15,432 | ) |   |   |   |   |
| Loans receivable, net                |   | $                      | 573,400 |   |               |   |   |   |   | $ | 620,493 |   |   |   |   |   |

----

|                                        |   | Nonperforming Loans |   |   |                                 |   |   |   |   |   |                      |   |
|---------------------------------------------|--------|---------------------|--------|--------|--------------------------------------|--------|--------|--------|--------|--------|---------------------------|--------|
|                                        |   | Nonaccrual          |   |   | Past Due90 or moreDays StillAccruing |   |   | Total  |   |   | LoansDelinquent30-89 Days |   |   | Loans NotPast Due |   |   | Total Loans |   |
|                                        |   | (in thousands)      |   |
| Noncovered loans:                           |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |
| One-to-four family residential              |   | $                   | 4,292  |   |                                 | $      | -      |   |   | $      | 4,292                     |   |   | $ | 3,361 |   |   | $ | 121,768 |   |   | $ | 129,421 |   |
| Multi-family residential                    |   |                | -      |   |                                 |   | -      |   |   |   | -                         |   |   |   | - |   |   |   | 9,900 |   |   |   | 9,900 |   |
| Commercial real estate                      |   |                | 8,733  |   |                                 |   | -      |   |   |   | 8,733                     |   |   |   | 144 |   |   |   | 134,000 |   |   |   | 142,877 |   |
| Total real estate                           |   |                | 13,025 |   |                                 |   | -      |   |   |   | 13,025                    |   |   |   | 3,505 |   |   |   | 265,668 |   |   |   | 282,198 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential construction | -      |                |   |   | -                                    |   |   |   | -      |   |                      |   | - |   |   |   | 6,704 |   |   |   | 6,704 |   |
| Multi-family residential construction       |   |                | -      |   |                                 |   | -      |   |   |   | -                         |   |   |   | - |   |   |   | 1,513 |   |   |   | 1,513 |   |
| Commercial and land development             |   |                | 3,183  |   |                                 |   | -      |   |   |   | 3,183                     |   |   |   | - |   |   |   | 4,834 |   |   |   | 8,017 |   |
| Total real estate construction              |   |                | 3,183  |   |                                 |   | -      |   |   |   | 3,183                     |   |   |   | - |   |   |   | 13,051 |   |   |   | 16,234 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home Equity                                 |   |                | 1,030  |   |                                 |   | -      |   |   |   | 1,030                     |   |   |   | 284 |   |   |   | 37,627 |   |   |   | 38,941 |   |
| Automobile                                  |   |                | 18     |   |                                 |   | -      |   |   |   | 18                        |   |   |   | 2 |   |   |   | 762 |   |   |   | 782 |   |
| Other Consumer                              |   |                | 1      |   |                                 |   | -      |   |   |   | 1                         |   |   |   | 13 |   |   |   | 5,526 |   |   |   | 5,540 |   |
| Total consumer                              |   |                | 1,049  |   |                                 |   | -      |   |   |   | 1,049                     |   |   |   | 299 |   |   |   | 43,915 |   |   |   | 45,263 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business                         |   |                | 1,235  |   |                                 |   | -      |   |   |   | 1,235                     |   |   |   | 33 |   |   |   | 8,120 |   |   |   | 9,388 |   |
| Leases                                      |   |                | -      |   |                                 |   | -      |   |   |   | -                         |   |   |   | - |   |   |   | 380 |   |   |   | 380 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total noncovered loans                      |   |                | 18,492 |   |                                 |   | -      |   |   |   | 18,492                    |   |   |   | 3,837 |   |   |   | 331,134 |   |   |   | 353,463 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans:                              |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential              |   |                | 667    |   |                                 |   | -      |   |   |   | 667                       |   |   |   | - |   |   |   | 18,999 |   |   |   | 19,666 |   |
| Multi-family residential                    |   |                | 2,985  |   |                                 |   | -      |   |   |   | 2,985                     |   |   |   | - |   |   |   | 7,754 |   |   |   | 10,739 |   |
| Commercial real estate                      |   |                | 10,264 |   |                                 |   | -      |   |   |   | 10,264                    |   |   |   | 337 |   |   |   | 63,985 |   |   |   | 74,586 |   |
| Total real estate                           |   |                | 13,916 |   |                                 |   | -      |   |   |   | 13,916                    |   |   |   | 337 |   |   |   | 90,738 |   |   |   | 104,991 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential construction | -      |                |   |   | -                                    |   |   |   | -      |   |                      |   | - |   |   |   | 14,137 |   |   |   | 14,137 |   |
| Multi-family residential construction       |   |                | 998    |   |                                 |   | -      |   |   |   | 998                       |   |   |   | - |   |   |   | - |   |   |   | 998 |   |
| Commercial and land development             |   |                | 5,780  |   |                                 |   | -      |   |   |   | 5,780                     |   |   |   | 262 |   |   |   | 3,930 |   |   |   | 9,972 |   |
| Total real estate construction              |   |                | 6,778  |   |                                 |   | -      |   |   |   | 6,778                     |   |   |   | 262 |   |   |   | 18,067 |   |   |   | 25,107 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                 |   |                | 23     |   |                                 |   | -      |   |   |   | 23                        |   |   |   | - |   |   |   | 15,535 |   |   |   | 15,558 |   |
| Automobile                                  |   |                | -      |   |                                 |   | -      |   |   |   | -                         |   |   |   | - |   |   |   | 480 |   |   |   | 480 |   |
| Other consumer                              |   |                | 26     |   |                                 |   | 3      |   |   |   | 29                        |   |   |   | - |   |   |   | 1,362 |   |   |   | 1,391 |   |
| Total consumer                              |   |                | 49     |   |                                 |   | 3      |   |   |   | 52                        |   |   |   | - |   |   |   | 17,377 |   |   |   | 17,429 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial Business                         |   |                | 782    |   |                                 |   | -      |   |   |   | 782                       |   |   |   | - |   |   |   | 83,085 |   |   |   | 83,867 |   |
| Leases                                      |   |                | -      |   |                                 |   | -      |   |   |   | -                         |   |   |   | - |   |   |   | 5,297 |   |   |   | 5,297 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total covered loans                         |   |                | 21,525 |   |                                 |   | 3      |   |   |   | 21,528                    |   |   |   | 599 |   |   |   | 214,564 |   |   |   | 236,691 |   |
|                                        |   |                |   |   |                                 |   |   |   |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total gross loans                           |   | $                   | 40,017 |   |                                 | $      | 3      |   |   | $      | 40,020                    |   |   | $ | 4,436 |   |   | $ | 545,698 |   |   | $ | 590,154 |   |

----

|                                        |   | Pass           |    |   | Watch  |   |   | SpecialMention |   |   | Substandard |   |   | Doubtful |    |   | TotalLoans |   |
|---------------------------------------------|--------|----------------|---------|--------|--------|--------|--------|----------------|--------|--------|-------------|--------|--------|----------|---------|--------|------------|--------|
|                                        |   | (in thousands) |    |
| Noncovered loans:                           |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |
| One-to-four family residential              |   | $              | 123,544 |   |   | $      | 254    |           |   | $      | -           |   |   | $        | 5,623   |   |       | $      | - |   |   | $ | 129,421 |   |
| Multi-family residential                    |   |           | 5,586   |   |   |   | 1,711  |           |   |   | 1,035       |   |   |     | 1,568   |   |       |   | - |   |   |   | 9,900 |   |
| Commercial real estate                      |   |           | 83,289  |   |   |   | 10,061 |           |   |   | 25,663      |   |   |     | 23,864  |   |       |   | - |   |   |   | 142,877 |   |
| Total real estate                           |   |           | 212,419 |   |   |   | 12,026 |           |   |   | 26,698      |   |   |     | 31,055  |   |       |   | - |   |   |   | 282,198 |   |
| One-to-four family residential construction | 6,284  |           |    |   | 420    |   |   |           | -      |   |        |   | -      |     |    |   | -          |   |   |   | 6,704 |   |
| Multi-family residential construction       |   |           | 902     |   |   |   | -      |           |   |   | -           |   |   |     | 611     |   |       |   | - |   |   |   | 1,513 |   |
| Commercial and land development             |   |           | 4,186   |   |   |   | 687    |           |   |   | 447         |   |   |     | 2,697   |   |       |   | - |   |   |   | 8,017 |   |
| Total real estate construction              |   |           | 11,372  |   |   |   | 1,107  |           |   |   | 447         |   |   |     | 3,308   |   |       |   | - |   |   |   | 16,234 |   |
| Home equity                                 |   |           | 38,026  |   |   |   | 17     |           |   |   | 39          |   |   |     | 859     |   |       |   | - |   |   |   | 38,941 |   |
| Automobile                                  |   |           | 772     |   |   |   | 1      |           |   |   | -           |   |   |     | 9       |   |       |   | - |   |   |   | 782 |   |
| Other consumer                              |   |           | 5,472   |   |   |   | 67     |           |   |   | 1           |   |   |     | -       |   |       |   | - |   |   |   | 5,540 |   |
| Total consumer                              |   |           | 44,270  |   |   |   | 85     |           |   |   | 40          |   |   |     | 868     |   |       |   | - |   |   |   | 45,263 |   |
| Commercial business                         |   |           | 7,507   |   |   |   | 108    |           |   |   | 193         |   |   |     | 1,580   |   |       |   | - |   |   |   | 9,388 |   |
| Leases                                      |   |           | 380     |   |   |   | -      |           |   |   | -           |   |   |     | -       |   |       |   | - |   |   |   | 380 |   |
|                                        |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |   |   |   |   |   |   |
| Total noncovered loans                      |   |           | 275,948 |   |   |   | 13,326 |           |   |   | 27,378      |   |   |     | 36,811  |   |       |   | - |   |   |   | 353,463 |   |
|                                        |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |   |   |   |   |   |   |
| Covered loans:                              |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |   |   |   |   |   |   |
| One-to-four family residential              |   |           | 5,174   |   |   |   | 355    |           |   |   | 1,075       |   |   |     | 13,062  |   |       |   | - |   |   |   | 19,666 |   |
| Multi-family residential                    |   |           | 7,517   |   |   |   | -      |           |   |   | -           |   |   |     | 3,222   |   |       |   | - |   |   |   | 10,739 |   |
| Commercial real estate                      |   |           | 40,199  |   |   |   | 2,728  |           |   |   | 2,787       |   |   |     | 28,872  |   |       |   | - |   |   |   | 74,586 |   |
| Total real estate                           |   |           | 52,890  |   |   |   | 3,083  |           |   |   | 3,862       |   |   |     | 45,156  |   |       |   | - |   |   |   | 104,991 |   |
| One-to-four family residential construction | 5,042  |           |    |   | -      |   |   |           | -      |   |        |   | 9,095  |     |    |   | -          |   |   |   | 14,137 |   |
| Multi-family residential construction       |   |           | -       |   |   |   | -      |           |   |   | -           |   |   |     | 998     |   |       |   | - |   |   |   | 998 |   |
| Commercial and land development             |   |           | 723     |   |   |   | 470    |           |   |   | 1,563       |   |   |     | 7,216   |   |       |   | - |   |   |   | 9,972 |   |
| Total real estate construction              |   |           | 5,765   |   |   |   | 470    |           |   |   | 1,563       |   |   |     | 17,309  |   |       |   | - |   |   |   | 25,107 |   |
| Home equity                                 |   |           | 14,774  |   |   |   | -      |           |   |   | -           |   |   |     | 784     |   |       |   | - |   |   |   | 15,558 |   |
| Automobile                                  |   |           | 469     |   |   |   | -      |           |   |   | -           |   |   |     | 11      |   |       |   | - |   |   |   | 480 |   |
| Other consumer                              |   |           | 1,312   |   |   |   | -      |           |   |   | 34          |   |   |     | 45      |   |       |   | - |   |   |   | 1,391 |   |
| Total consumer                              |   |           | 16,555  |   |   |   | -      |           |   |   | 34          |   |   |     | 840     |   |       |   | - |   |   |   | 17,429 |   |
| Commercial business                         |   |           | 61,663  |   |   |   | 1,664  |           |   |   | 2,354       |   |   |     | 18,186  |   |       |   | - |   |   |   | 83,867 |   |
| Leases                                      |   |           | 5,297   |   |   |   | -      |           |   |   | -           |   |   |     | -       |   |       |   | - |   |   |   | 5,297 |   |
|                                        |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |   |   |   |   |   |   |
| Total covered loans                         |   |           | 142,170 |   |   |   | 5,217  |           |   |   | 7,813       |   |   |     | 81,491  |   |       |   | - |   |   |   | 236,691 |   |
|                                        |   |           |    |   |   |   |   |           |   |   |        |   |   |     |    |   |       |   |   |   |   |   |   |   |
| Total gross loans                           |   | $              | 418,118 |   |   | $      | 18,543 |           |   | $      | 35,191      |   |   | $        | 118,302 |   |       | $      | - |   |   | $ | 590,154 |   |

----

|                                           |   | December 31,2010 |   |   | September 30,2010 |   |
|------------------------------------------------|--------|------------------|--------|--------|-------------------|--------|
|                                           |   | (in thousands)   |   |
| Impaired loans with related specific allowance |   | $                | 12,732 |   |              | $      | 9,294 |   |
| Impaired loans with no related allowance       |   |             | 12,535 |   |              |   | 6,197 |   |
| Total impaired loans                           |   | $                | 25,267 |   |              | $      | 15,491 |   |
|                                           |   |             |   |   |              |   |   |   |
| Specific allowance on impaired loans           |   | $                | 2,994  |   |              | $      | 2,521 |   |

|                                              |   |           |   |   |       |   |   | Allowance |   |
|---------------------------------------------------|--------|----------------|--------|--------|------------|--------|--------|-----------|--------|
|                                              |   | Unpaid         |   |   |       |   |   | For Loan  |   |
|                                              |   | Principal      |   |   | Recorded   |   |   | Losses    |   |
|                                              |   | Balance        |   |   | Investment |   |   | Allocated |   |
|                                              |   | (in thousands) |   |
| Covered Loans                                     |   |           |   |   |       |   |   |      |   |
| With no related allowance recorded:               |   |           |   |   |       |   |   |      |   |
| One-to-four family residential                    |   | $              | 272    |   |       | $      | 192    |      |   | $ | - |   |
| Multi-family residential                          |   |           | 950    |   |       |   | 975    |      |   |   | - |   |
| Commercial real estate                            |   |           | 5,469  |   |       |   | 5,348  |      |   |   | - |   |
| Commercial and land development                   |   |           | 1,428  |   |       |   | 1,445  |      |   |   | - |   |
| Commercial business and leases                    |   |           | 537    |   |       |   | 483    |      |   |   | - |   |
| Total covered loans with no related allowance     |   | $              | 8,656  |   |       | $      | 8,443  |      |   |   | - |   |
|                                              |   |           |   |   |       |   |   |      |   |   |   |   |
| Noncovered Loans                                  |   |           |   |   |       |   |   |      |   |   |   |   |
| With no related allowance recorded:               |   |           |   |   |       |   |   |      |   |   |   |   |
| One-to-four family residential                    |   | $              | 660    |   |       | $      | 660    |      |   |   | - |   |
| Commercial real estate                            |   |           | 2,258  |   |       |   | 2,258  |      |   |   | - |   |
| Commercial and land development                   |   |           | 699    |   |       |   | 699    |      |   |   | - |   |
| Home equity                                       |   |           | 17     |   |       |   | 17     |      |   |   | - |   |
| Automobile                                        |   |           | 9      |   |       |   | 9      |      |   |   | - |   |
| Commercial business and leases                    |   |           | 449    |   |       |   | 449    |      |   |   | - |   |
| Total noncovered loans with no related allowance  |   | $              | 4,092  |   |       | $      | 4,092  |      |   |   | - |   |
|                                              |   |           |   |   |       |   |   |      |   |   |   |   |
| With an allowance recorded                        |   |           |   |   |       |   |   |      |   |   |   |   |
| One-to-four family residential                    |   |           | 2,832  |   |       |   | 2,844  |      |   |   | (794 | ) |
| Commercial real estate                            |   |           | 6,476  |   |       |   | 6,476  |      |   |   | (1,246 | ) |
| Commercial and land development                   |   |           | 2,495  |   |       |   | 2,495  |      |   |   | (427 | ) |
| Home equity                                       |   |           | 131    |   |       |   | 131    |      |   |   | (114 | ) |
| Commercial business and leases                    |   |           | 785    |   |       |   | 786    |      |   |   | (413 | ) |
| Total noncovered loans with an allowance recorded |   | $              | 12,719 |   |       | $      | 12,732 |      |   | $ | (2,994 | ) |
|                                              |   |           |   |   |       |   |   |      |   |   |   |   |
| Total impaired loans                              |   | $              | 25,467 |   |       | $      | 25,267 |      |   | $ | (2,994 | ) |

----

|                                                                                                                                                                   |   | December 31, 2010                     |   |   | September 30, 2010                    |   |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------------------------------|--------|--------|---------------------------------------|--------|
|                                                                                                                                                                   |   | Allowance for loan losses             |   |   | Recorded investment                   |   |   | Allowance for loan losses |   |   | Recorded investment |   |
|                                                                                                                                                                   |   | Individually evaluated for impairment |   |   | Collectively evaluated for impairment |   |   | Acquired with deteriorated credit quality |   |   | Individually evaluated for impairment |   |   | Collectively evaluated for impairment |   |   | Acquired with deteriorated credit quality |   |   | Individually evaluated for impairment |   |   | Collectively evaluated for impairment |   |   | Acquired with deteriorated credit quality |   |   | Individually evaluated for impairment |   |   | Collectively evaluated for impairment |   |   | Acquired with deteriorated credit quality |   |
|                                                                                                                                                                   |   | (in thousands)                        |   |
| Noncovered loans(1):                                                                                                                                                   |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family         residential                                                                                              | $      | 794                                   |   |   | $                                     | 1,416  |   |   | $ | - |   |   | $ | 3,504 |   |   | $ | 125,917 |   |   | $ | - |   |   | $ | 1,192 |   |   | $ | 1,973 |   |   | $ | - |   |   | $ | 3,098 |   |   | $ | 133,948 |   |   | $ | - |   |
| Commercial and         multifamily                                                                                                  |   | 1,246                                 |   |   |                                  | 5,290  |   |   |   | - |   |   |   | 8,734 |   |   |   | 144,043 |   |   |   | - |   |   |   | 227 |   |   |   | 4,961 |   |   |   | - |   |   |   | 2,215 |   |   |   | 153,107 |   |   |   | - |   |
| Real estate         construction                                                                                                    |   | 427                                   |   |   |                                  | 530    |   |   |   | - |   |   |   | 3,194 |   |   |   | 13,040 |   |   |   | - |   |   |   | 811 |   |   |   | 616 |   |   |   | - |   |   |   | 3,409 |   |   |   | 13,997 |   |   |   | - |   |
| Home equity                                                                                                                                                            |   | 114                                   |   |   |                                  | 1,242  |   |   |   | - |   |   |   | 148 |   |   |   | 38,793 |   |   |   | - |   |   |   | - |   |   |   | 1,517 |   |   |   | - |   |   |   | - |   |   |   | 40,859 |   |   |   | - |   |
| Consumer                                                                                                                                                               |   | --                                    |   |   |                                  | 54     |   |   |   | - |   |   |   | 9 |   |   |   | 2,967 |   |   |   | 3,346 |   |   |   | - |   |   |   | 138 |   |   |   | - |   |   |   | - |   |   |   | 2,241 |   |   |   | 4,115 |   |
| Commercial         business                                                                                                         |   | 413                                   |   |   |                                  | 438    |   |   |   | - |   |   |   | 1,235 |   |   |   | 7,613 |   |   |   | 540 |   |   |   | 291 |   |   |   | 179 |   |   |   | - |   |   |   | 500 |   |   |   | 9,173 |   |   |   | 815 |   |
| Leases                                                                                                                                                                 |   | --                                    |   |   |                                  | -      |   |   |   | - |   |   |   | - |   |   |   | 380 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 408 |   |   |   | - |   |
|                                                                                                                                                                   |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total             noncovered             loans |   | 2,994                                 |   |   |                                  | 8,970  |   |   |   | - |   |   |   | 16,824 |   |   |   | 332,753 |   |   |   | 3,886 |   |   |   | 2,521 |   |   |   | 9,384 |   |   |   | - |   |   |   | 9,222 |   |   |   | 353,733 |   |   |   | 4,930 |   |
|                                                                                                                                                                   |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans(2):                                                                                                                                                      |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family          residential                                                                                        |   | -                                     |   |   |                                  | 70     |   |   |   | - |   |   |   | 192 |   |   |   | 3,762 |   |   |   | 15,712 |   |   |   | - |   |   |   | 2,311 |   |   |   | - |   |   |   | - |   |   |   | 4,112 |   |   |   | 16,333 |   |
| Commercial and          multifamily                                                                                            |   | -                                     |   |   |                                  | 2,010  |   |   |   | - |   |   |   | 6,323 |   |   |   | 27,519 |   |   |   | 51,483 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 37,172 |   |   |   | 56,909 |   |
| Real estate          construction                                                                                              |   | -                                     |   |   |                                  | 453    |   |   |   | - |   |   |   | 1,445 |   |   |   | 3,818 |   |   |   | 19,844 |   |   |   | - |   |   |   | 448 |   |   |   | - |   |   |   | - |   |   |   | 6,940 |   |   |   | 24,207 |   |
| Home equity                                                                                                                                                            |   | -                                     |   |   |                                  | 421    |   |   |   | - |   |   |   | - |   |   |   | 6,247 |   |   |   | 9,311 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 6,195 |   |   |   | 9,930 |   |
| Consumer                                                                                                                                                               |   | -                                     |   |   |                                  | 49     |   |   |   | - |   |   |   | - |   |   |   | 1,871 |   |   |   | - |   |   |   | - |   |   |   | 248 |   |   |   | - |   |   |   | - |   |   |   | 2,116 |   |   |   | - |   |
| Commercial          business                                                                                                   |   | -                                     |   |   |                                  | 442    |   |   |   | - |   |   |   | 483 |   |   |   | 8,182 |   |   |   | 75,202 |   |   |   | - |   |   |   | 520 |   |   |   | - |   |   |   | - |   |   |   | 16,502 |   |   |   | 89,135 |   |
| Leases                                                                                                                                                                 |   | -                                     |   |   |                                  | -      |   |   |   | - |   |   |   | - |   |   |   | 5,297 |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
|                                                                                                                                                                   |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total              covered loans                                                                           |   | -                                     |   |   |                                  | 3,445  |   |   |   | - |   |   |   | 8,443 |   |   |   | 56,696 |   |   |   | 171,552 |   |   |   | - |   |   |   | 3,527 |   |   |   | - |   |   |   | - |   |   |   | 73,037 |   |   |   | 196,514 |   |
|                                                                                                                                                                   |   |                                  |   |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                   gross loans                                               | $      | 2,994                                 |   |   | $                                     | 12,415 |   |   | $ | - |   |   | $ | 25,267 |   |   | $ | 389,449 |   |   | $ | 175,438 |   |   | $ | 2,521 |   |   | $ | 12,911 |   |   | $ | - |   |   | $ | 9,222 |   |   | $ | 426,770 |   |   | $ | 201,444 |   |

| (1)  | Loans directly originated by the Bank or purchased in FDIC-assisted acquisitions that are not covered under loss sharing agreements.                                                                                                                                                                                                                                                                                                   |
|-----------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2)  | Loans purchased in FDIC-assisted acquisitions subject to loss recovery under loss sharing agreements. Certain loans purchased in the CFB Acquisition are individually accounted for under ASC 310-30 as loans acquired with deteriorated credit quality. All loans purchased in the LibertyBank Acquisition have been aggregated into pools under ASC 310-30 and are considered to be loans acquired with deteriorated credit quality. |

----

|                            |   | For the Three MonthsEnded December 31, |   |
|---------------------------------|--------|----------------------------------------|--------|
|                            |   | 2010                                   |   |   | 2009 |   |
|                            |   | (in thousands)                         |   |
| Beginning balance               |   | $                                      | 15,432 |   |   | $ | 28,735 |   |
| Provision for loan losses       |   |                                   | 3,000  |   |   |   | 700 |   |
| Losses on loans charged-off     |   |                                   | (3,689 | ) |   |   | (1,364 | ) |
| Recoveries on loans charged-off |   |                                   | 666    |   |   |   | 70 |   |
| Ending balance                  |   | $                                      | 15,409 |   |   | $ | 28,141 |   |

|                                           |   | For the Three MonthsEnded December 31, |   |
|------------------------------------------------|--------|----------------------------------------|--------|
|                                           |   | 2010                                   |   |   | 2009 |   |
|                                           |   | (in thousands)                         |   |
| Beginning balance of accretable yield          |   | $                                      | 35,163 |   |   | $  | - |   |
| Accretable yield recognized as interest income |   |                                   | (3,436 | ) |   |   | - |   |
| Ending balance of accretable yield             |   | $                                      | 31,727 |   |   | $ | - |   |

----

|                                             |   | Total          |    |   | Level 1 |   |   | Level 2 |   |   | Level 3 |   |
|--------------------------------------------------|--------|----------------|---------|--------|---------|--------|--------|---------|--------|--------|---------|--------|
|                                             |   | (in thousands) |    |
| December 31, 2010                                |   |           |    |   |    |   |   |    |   |   |    |   |
| Obligations of U.S. GSE                          |   | $              | 94,522  |   |    | $      | -      |    |   | $      | 94,522  |   |   | $ | - |   |
| Obligations of states and political subdivisions |   |           | 14,486  |   |    |   | -      |    |   |   | 14,486  |   |   |   | - |   |
| Corporate note, FDIC guaranteed                  |   |           | 1,021   |   |    |   | -      |    |   |   | 1,021   |   |   |   | - |   |
| Mortgage-backed securities, GSE issued           |   |           | 315,764 |   |    |   | -      |    |   |   | 315,764 |   |   |   | - |   |
| Mortgage-backed securities, private label        |   |           | 399     |   |    |   | -      |    |   |   | 399     |   |   |   | - |   |
|                                             |   |           |    |   |    |   |   |    |   |   |    |   |   |   |   |   |
| September 30, 2010                               |   |           |    |   |    |   |   |    |   |   |    |   |   |   |   |   |
| Obligations of U.S. GSE                          |   | $              | 52,022  |   |    | $      | -      |    |   | $      | 52,022  |   |   | $ | - |   |
| Obligations of states and political subdivisions |   |           | 6,789   |   |    |   | -      |    |   |   | 6,789   |   |   |   | - |   |
| Corporate note, FDIC-guaranteed                  |   |           | 1,025   |   |    |   | -      |    |   |   | 1,025   |   |   |   | - |   |
| Mortgage backed securities, GSE-issued           |   |           | 214,920 |   |    |   | -      |    |   |   | 214,920 |   |   |   | - |   |
| Mortgage backed securities, private label        |   |           | 424     |   |    |   | -      |    |   |   | 424     |   |   |   | - |   |

|               |   | Total          |   |   | Level 1 |   |   | Level 2 |   |   | Level 3 |   |
|--------------------|--------|----------------|--------|--------|---------|--------|--------|---------|--------|--------|---------|--------|
|               |   | (in thousands) |   |
| December 31, 2010  |   |           |   |   |    |   |   |    |   |   |    |   |
| Impaired loans     |   | $              | 9,737  |   |    | $      | -      |    |   | $      | -       |   |   | $ | 9,737 |   |
| Real estate owned  |   |           | 11,420 |   |    |   | -      |    |   |   | -       |   |   |   | 11,420 |   |
|               |   |           |   |   |    |   |   |    |   |   |    |   |   |   |   |   |
| September 30, 2010 |   |           |   |   |    |   |   |    |   |   |    |   |   |   |   |   |
| Impaired loans     |   | $              | 6,773  |   |    | $      | -      |    |   | $      | -       |   |   | $  | 6,773 |   |
| Real estate owned  |   |           | 8,288  |   |    |   | -      |    |   |   | -       |   |   |   | 8,288 |   |

----

|                                                                                     |   | December 31, 2010 |    |   | September 30, 2010  |   |
|------------------------------------------------------------------------------------------|--------|-------------------|---------|--------|---------------------|--------|
|                                                                                     |   | CarryingAmount    |    |   | EstimatedFair Value |   |   | CarryingAmount |   |   | EstimatedFair Value |   |
|                                                                                     |   | (in thousands)    |    |
| Financial assets:                                                                        |   |              |    |   |                |   |   |   |   |   |   |   |
| Cash and cash equivalents                                                                |   | $                 | 212,111 |   |                | $      | 212,111 |   |   | $ | 416,426 |   |   | $ | 416,426 |   |
| Investment securities                                                                    |   |              | 426,327 |   |                |   | 426,327 |   |   |   | 275,180 |   |   |   | 275,180 |   |
| Loans held for sale                                                                      |   |              | 3,263   |   |                |   | 3,263 |   |   |   | 5,135 |   |   |   | 5,135 |   |
| Loans receivable, net                                                                    |   |              | 573,400 |   |                |   | 573,584 |   |   |   | 613,494 |   |   |   | 627,764 |   |
| FDIC indemnification receivable, net                                                     |   |              | 69,546  |   |                |   | 69,546 |   |   |   | 64,574 |   |   |   | 64,574 |   |
| FHLB stock                                                                               |   |              | 17,717  |   |                |   | N/A |   |   |   | 17,717 |   |   |   | N/A |   |
| Accrued interest receivable                                                              |   |              | 2,905   |   |                |   | 2,905 |   |   |   | 2,694 |   |   |   | 2,694 |   |
|                                                                                     |   |              |    |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Financial liabilities:                                                                   |   |              |    |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Demand and savings deposits                                                              |   | $                 | 613,580 |   |                | $      | 613,580 |   |   | $ | 613,627 |   |   | $  | 613,627 |   |
| Certificates of deposit                                                                  |   |              | 492,032 |   |                |   | 497,695 |   |   |   | 576,035 |   |   |   | 584,634 |   |
| FHLB advances and other borrowings                                                       |   |              | 60,368  |   |                |   | 63,158 |   |   |   | 67,622 |   |   |   | 71,050 |   |
| Advances by borrowers for taxes and         insurance |   |              | 539     |   |                |   | 539 |   |   |   | 4,658 |   |   |   | 4,658 |   |
| Accrued interest payable                                                                 |   |              | 578     |   |                |   | 578 |   |   |   | 631 |   |   |   | 631 |   |

----

|                                            |                                                                                                                                         | Reimbursement rate |   |                                                         | Amount |   |   |                                                         |   |       | Net    |   |
|-------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------|--------------------|--------|--------------------------------------------------------------|--------|--------|--------|--------------------------------------------------------------|--------|------------|--------|--------|
|                                            |                                                                                                                                         |               | 80%    |            |   |   | 95%    |            |   | Receivable |   |   | Discount |   |   | Receivable |   |
|                                            | (in thousands)                      |               |
| Balance at September 30,  2010        |                                                                                                                                         | $                  | 80,667 |                                                         |   | $      | 3,578  |                                                         |   | $          | 67,933 |   |   | $ | (3,359 | ) |   | $ | 64,574 |   |
| Payments from FDIC for losses on covered assets |                                                                                                                                         |               | -      |                                                         |   |   | -      |                                                         |   |       | -      |   |   |   | - |   |   |   | - |   |
| Adjustment for net increase in estimated losses |                                                                                                                                         |               | 1,350  |                                                         |   |   | 3,127  |                                                         |   |       | 4,050  |   |   |   | - |   |   |   | 4,050 |   |
| Discount accretion                              |                                                                                                                                         |               | -      |                                                         |   |   | -      |                                                         |   |       | -      |   |   |   | 922 |   |   |   | 922 |   |
| Balance at December 31, 2010                    |                                                                                                                                         | $                  | 82,017 |                                                         |   | $      | 6,705  |                                                         |   | $          | 71,983 |   |   | $ | (2,437 | ) |   | $ | 69,546 |   |

| §   | statements of our goals, intentions and expectations; |
|--------------------|-------------------------------------------------------|

| §   | statements regarding our business plans, prospects, growth and operating strategies; |
|--------------------|--------------------------------------------------------------------------------------|

| §   | statements regarding the quality of our loan and investment portfolios; and |
|--------------------|-----------------------------------------------------------------------------|

| §   | estimates of our risks and future costs and benefits. |
|--------------------|-------------------------------------------------------|

| §   | the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in our allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | changes in general economic conditions, either nationally or in our market areas; |
|--------------------|-----------------------------------------------------------------------------------|

| §   | changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, our net interest margin and funding sources; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in our market areas; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | secondary market conditions for loans and our ability to sell loans in the secondary market; |
|--------------------|----------------------------------------------------------------------------------------------|

| §   | results of examinations of us by the Office of Thrift Supervision (the “OTS”) or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require us to increase our reserve for loan losses, write-down assets, change our regulatory capital position or affect |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|   |     our ability to borrow funds or maintain or increase deposits, which could adversely affect our liquidity and earnings;  |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | legislative or regulatory changes such as the Dodd Frank Wall Street Reform and Consumer Protection Act and its implementing regulations that adversely affect our business including the recently enacted financial reform legislation and changes in regulatory policies and principles, or the interpretation of regulatory capital or other rules; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | our ability to attract and retain deposits; |
|--------------------|---------------------------------------------|

| §   | further increases in premiums for deposit insurance; |
|--------------------|------------------------------------------------------|

| §   | our ability to control operating costs and expenses; |
|--------------------|------------------------------------------------------|

| §   | the use of estimates in determining fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | difficulties in reducing risks associated with the loans on our balance sheet; |
|--------------------|--------------------------------------------------------------------------------|

| §   | staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our workforce and potential associated charges; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | computer systems on which we depend could fail or experience a security breach; |
|--------------------|---------------------------------------------------------------------------------|

| §   | our ability to retain key members of our senior management team; |
|--------------------|------------------------------------------------------------------|

| §   | costs and effects of litigation, including settlements and judgments; |
|--------------------|-----------------------------------------------------------------------|

| §   | our ability to successfully integrate any assets, liabilities, customers, systems, and management personnel we may acquire from our merger and acquisition activities into our operations, our ability to retain customers and employees and our ability to realize related revenue synergies and cost savings within expected time frames and any goodwill charges related thereto; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | our ability to manage loan delinquency rates; |
|--------------------|-----------------------------------------------|

| §   | the possibility that the expected benefits from the FDIC-assisted acquisitions will not be realized; |
|--------------------|------------------------------------------------------------------------------------------------------|

| §   | increased competitive pressures among financial services companies; |
|--------------------|---------------------------------------------------------------------|

| §   | changes in consumer spending, borrowing and savings habits; |
|--------------------|-------------------------------------------------------------|

| §   | the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; |
|--------------------|----------------------------------------------------------------------------------------------------------------------|

| §   | our ability to pay dividends on our common stock; |
|--------------------|---------------------------------------------------|

| §   | adverse changes in the securities markets; |
|--------------------|--------------------------------------------|

| §   | inability of key third-party providers to perform their obligations to us; |
|--------------------|----------------------------------------------------------------------------|

| §   | changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; and |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described as detailed from time to time in our filings with the SEC, including our 2010 Form 10-K and subsequently filed Quarterly Reports on Form 10-Q. Such developments could have an adverse impact on our financial position and our results of operations. |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| §   | Total assets decreased $102.2 million during the quarter; |
|--------------------|-----------------------------------------------------------|

| §   | Investment securities increased $151.1 million during the quarter; |
|--------------------|--------------------------------------------------------------------|

| §   | Net loans decreased $47.6 million during the quarter; |
|--------------------|-------------------------------------------------------|

| §   | Nonperforming noncovered assets increased $8.2 million from September 30, 2010, the linked quarter, to $27.9 million at December 31, 2010; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------|

| §   | Provision for loan losses totaled $3.0 million with $2.1 million related to covered loans. A $2.0 million recovery of the portion of provision for losses on covered loans was recorded in other income; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | Valuation adjustments on covered and noncovered real estate owned and repossessed assets totaled $675,000 during the first quarter of fiscal year 2011; and |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | Certificates of deposit declined $84.0 million during the quarter while core deposits remained stable. |
|--------------------|--------------------------------------------------------------------------------------------------------|

----

|                                                           |   | Balances at            |    |   | Increase/(Decrease) |   |
|----------------------------------------------------------------|--------|------------------------|---------|--------|---------------------|--------|
|                                                           |   | December 31,2010       |    |   | September 30,2010   |   |   | Amount |   |   | Percent |   |
|                                                           |   | (dollars in thousands) |    |
| Cash and amounts due from depository    institutions |   | $                      | 212,246 |   |                | $      | 416,426 |   |   | $ | (204,180 | ) |   |   | (49.03 | )% |
| Investments available for sale, at fair value                  |   |                   | 426,192 |   |                |   | 275,180 |   |   |   | 151,012 |   |   |   | 54.88 |   |
| Loans receivable, net of allowance for loan losses             |   |                   | 573,400 |   |                |   | 621,011 |   |   |   | (47,610 | ) |   |   | (7.67 | ) |

----

|       |   | Standard and Poors |                                                     |                                                         | Moody’s |   |   |   |   |
|------------|--------|--------------------|----------------------------------------------------------|--------------------------------------------------------------|---------------|--------|--------|--------|--------|
|       |   |               | A+          |            |          | AA     |   |   | AA+    |   |   | AAA |   |   | Aa2 |   |   | Total |   |
|       |   | (in thousands)     |                                                     |
| Fair Value |   | $                  | 1,020                                                    |                                                         |          | $      | 6,860  |   |   | $ | 2,372 |   |   | $ | 3,372 |   |   | $ | 862 |   |   | $ | 14,486 |   |

----

----

|                       |   | Balances at            |      |   | Increase/(Decrease) |   |
|----------------------------|--------|------------------------|-----------|--------|---------------------|--------|
|                       |   | December 31,2010       |      |   | September 30,2010   |   |   | Amount |   |   | Percent |   |
|                       |   | (dollars in thousands) |      |
| Noninterest-bearing demand |   | $                      | 134,652   |   |                | $      | 138,300 |   |   | $ | (3,648 | ) |   |   | (2.64 | )% |
| Interest-bearing demand    |   |                   | 231,590   |   |                |   | 225,794 |   |   |   | 5,796 |   |   |   | 2.57 |   |
| Money market               |   |                   | 172,657   |   |                |   | 180,454 |   |   |   | (7,797 | ) |   |   | (4.32 | ) |
| Savings                    |   |                   | 74,681    |   |                |   | 69,079 |   |   |   | 5,602 |   |   |   | 8.11 |   |
| Certificates of deposit    |   |                   | 492,032   |   |                |   | 576,035 |   |   |   | (84,003 | ) |   |   | (14.58 | ) |
| Total deposit accounts     |   | $                      | 1,105,612 |   |                | $      | 1,189,662 |   |   | $ | (84,050 | ) |   |   | (7.07 | )% |

----

|                                                              |   | Three Months Ended December 31, 2010Compared to Three Months Ended December 31, 2009 |   |
|-------------------------------------------------------------------|--------|-------------------------------------------------------------------------------------------|--------|
|                                                              |   | Increase (Decrease) Due to                                                                |   |   |   |   |
|                                                              |   | Rate                                                                                      |   |   | Volume |   |   | Total |   |
|                                                              |   | (in thousands)                                                                            |   |
| Interest-earning assets:                                          |   |                                                                                      |   |   |   |   |   |   |   |
| Loans receivable, net                                             |   | $                                                                                         | 1,023  |   |   | $ | 1,190 |   |   | $ | 2,213 |   |
| Loans held for sale                                               |   |                                                                                      | (3     | ) |   |   | 34 |   |   |   | 31 |   |
| Interest-bearing deposits in other banks                          |   |                                                                                      | 2      |   |   |   | 184 |   |   |   | 186 |   |
| Investment securities                                             |   |                                                                                      | (983   | ) |   |   | 911 |   |   |   | (72 | ) |
|  Total net change in income on interest-earning assets       |   | $                                                                                         | 39     |   |   | $ | 2,319 |   |   | $ | 2,358 |   |
|                                                              |   |                                                                                      |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                                     |   |                                                                                      |   |   |   |   |   |   |   |   |   |   |
| Savings deposits                                                  |   | $                                                                                         | (37    | ) |   | $ | 35 |   |   | $ | (2 | ) |
| Interest-bearing demand deposits                                  |   |                                                                                      | (30    | ) |   |   | 162 |   |   |   | 132 |   |
| Money market accounts                                             |   |                                                                                      | (113   | ) |   |   | 181 |   |   |   | 68 |   |
| Certificates of deposit                                           |   |                                                                                      | (730   | ) |   |   | 1,124 |   |   |   | 394 |   |
|     Total deposits                                 |   |                                                                                      | (910   | ) |   |   | 1,502 |   |   |   | 592 |   |
| FHLB advances                                                     |   |                                                                                      | (44    | ) |   |   | (123 | ) |   |   | (167 | ) |
|  Total net change in expense on interest-bearing liabilities |   | $                                                                                         | (954   | ) |   | $ | 1,379 |   |   | $ | 425 |   |
|  Total increase in net interest income                       |   |                                                                                      |   |   |   |   |   |   |   | $ | 1,933 |   |

----

|                                      |   | For the Three Months Ended December 31, |      |
|-------------------------------------------|--------|-----------------------------------------|-----------|
|                                      |   | 2010                                    |      |   | 2009 |   |   | Increase(Decrease)in Interestand    DividendIncome |   |
|                                      |   | AverageBalance                          |      |   | Yield |   |   | AverageBalance |   |   | Yield |   |
|                                      |   | (dollars in thousands)                  |      |
| Loans receivable, net                     |   | $                                       | 616,643   |   |   |   | 6.03 | % |   | $ | 533,152 |   |   |   | 5.31 | % |   | $ | 2,213 |   |
| Loans held for sale                       |   |                                    | 4,759     |   |   |   | 4.31 |   |   |   | 1,608 |   |   |   | 5.04 |   |   |   | 31 |   |
| Interest bearing deposits in other banks  |   |                                    | 321,745   |   |   |   | 0.26 |   |   |   | 43,947 |   |   |   | 0.25 |   |   |   | 186 |   |
| Investment securities, available for sale |   |                                    | 328,853   |   |   |   | 2.05 |   |   |   | 167,275 |   |   |   | 4.20 |   |   |   | (72 | ) |
| FHLB stock                                |   |                                    | 17,717    |   |   |   | -- |   |   |   | 10,326 |   |   |   | -- |   |   |   | -- |   |
| Total interest-earning assets             |   | $                                       | 1,289,717 |   |   |   | 3.49 | % |   | $ | 756,308 |   |   |   | 4.70 | % |   | $ | 2,358 |   |

|                                                       |   | For the Three Months Ended December 31, |      |
|------------------------------------------------------------|--------|-----------------------------------------|-----------|
|                                                       |   | 2010                                    |      |   | 2009 |   |   | Increase(Decrease)In InterestAnd     DividendIncome |   |
|                                                       |   | AverageBalance                          |      |   | Yield |   |   | AverageBalance |   |   | Yield |   |
|                                                       |   | (dollars in thousands)                  |      |
| Savings deposits                                           |   | $                                       | 71,884    |   |   |   | 0.37 | % |   | $ | 42,439 |   |   |   | 0.65 | % |   | $ | (2 | ) |
| Interest-bearing demand deposits                           |   |                                    | 230,898   |   |   |   | 0.50 |   |   |   | 103,772 |   |   |   | 0.60 |   |   |   | 132 |   |
| Money market deposits                                      |   |                                    | 175,830   |   |   |   | 0.63 |   |   |   | 77,224 |   |   |   | 1.07 |   |   |   | 68 |   |
| Certificates of deposit                                    |   |                                    | 530,780   |   |   |   | 1.23 |   |   |   | 225,507 |   |   |   | 2.20 |   |   |   | 394 |   |
| FHLB advance and other borrowings                          |   |                                    | 66,422    |   |   |   | 4.00 |   |   |   | 78,496 |   |   |   | 4.23 |   |   |   | (167 | ) |
|     Total interest-bearing liabilities |   | $                                       | 1,075,814 |   |   |   | 1.09 | % |   | $ | 527,438 |   |   |   | 1.90 | % |   | $ | 425 |   |

----

|                                               |   | Three Months EndedDecember 31, |   |   | Increase/(Decrease) |    |
|----------------------------------------------------|--------|--------------------------------|--------|--------|---------------------|---------|
|                                               |   | 2010                           |   |   | 2009                |    |   | Amount |   |   | Percent |   |
|                                               |   | (dollars in thousands)         |   |
| Service charges and fees                           |   | $                              | 2,459  |   |                | $       | 2,264 |   |   | $ | 195 |   |   |   | 8.61 | % |
| Gain on sale of loans                              |   |                           | 348    |   |                |    | 183 |   |   |   | 165 |   |   |   | 90.16 |   |
| Increase in cash surrender value of life insurance |   |                           | 105    |   |                |    | 107 |   |   |   | (2 | ) |   |   | (1.87 | ) |
| FDIC indemnification recovery                      |   |                           | 1,996  |   |                |    | - |   |   |   | 1,996 |   |   |   | n/a |   |
| Other                                              |   |                           | 1,395  |   |                |    | 321 |   |   |   | 1,074 |   |   |   | 334.58 |   |
| Total noninterest income                           |   | $                         | 6,303  |   |                | $  | 2,875 |   |   |   | 3,428 |   |   |   | 119.23 | % |

|                            |   | Three Months EndedDecember 31, |   |   | Increase/(Decrease) |   |
|---------------------------------|--------|--------------------------------|--------|--------|---------------------|--------|
|                            |   | 2010                           |   |   | 2009                |   |   | Amount |   |   | Percent |   |
|                            |   | (dollars in thousands)         |   |
| Compensation and benefits       |   | $                              | 7,094  |   |                | $      | 4,617 |   |   | $ | 2,477 |   |   |   | 53.65 | % |
| Occupancy and equipment         |   |                           | 1,845  |   |                |   | 1,064 |   |   |   | 781 |   |   |   | 73.40 |   |
| Data processing                 |   |                           | 1,177  |   |                |   | 800 |   |   |   | 377 |   |   |   | 47.13 |   |
| Advertising                     |   |                           | 213    |   |                |   | 260 |   |   |   | (47 | ) |   |   | (18.08 | ) |
| Postage and supplies            |   |                           | 254    |   |                |   | 166 |   |   |   | 88 |   |   |   | 53.01 |   |
| Professional services           |   |                           | 718    |   |                |   | 479 |   |   |   | 239 |   |   |   | 49.90 |   |
| Insurance and taxes             |   |                           | 1,049  |   |                |   | 558 |   |   |   | 491 |   |   |   | 87.99 |   |
| Amortization of intangibles     |   |                           | 195    |   |                |   | --  |   |   |   | 195 |   |   |   | n/a |   |
| Provision for real estate owned |   |                           | 675    |   |                |   | 801 |   |   |   | (126 | ) |   |   | (15.73 | ) |
| Other                           |   |                           | 599    |   |                |   | 338 |   |   |   | 261 |   |   |   | 77.22 |   |
| Total noninterest expense       |   | $                              | 13,819 |   |                | $      | 9,083 |   |   | $ | 4,736 |   |   |   | 52.14 | % |

----

----

|                                |   | Contract orNotionalAmount |    |
|-------------------------------------|--------|---------------------------|---------|
|                                |   | (in thousands)            |    |
| Commitments to originate loans:     |   |                      |    |
| Fixed rate                          |   | $                         | 3,806   |   |
| Adjustable rate                     |   |                      | 4,140   |   |
| Undisbursed balance of loans closed |   |                      | 5,437   |   |
| Unused lines of credit              |   |                      | 88,393  |   |
| Commercial letters of credit        |   |                      | 932     |   |
| Total                               |   | $                         | 102,708 |   |

| §   | Reduced our reliance on long-term, fixed-rate one-to-four family residential loans by originating nearly all of these loans for sale in the secondary market; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | Increased originations of adjustable-rate commercial and commercial real estate loans; |
|--------------------|----------------------------------------------------------------------------------------|

| §   | Reduced our reliance on higher-rate certificates of deposit and FHLB borrowings by focusing on core deposit growth, including checking and savings accounts that are less-sensitive to interest rate changes and have longer average lives than certificates of deposit. |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

----

| (a)   | Not applicable. |
|-----------------|-----------------|

| (b)   | Not applicable. |
|-----------------|-----------------|

| (c)   | Not applicable. |
|-----------------|-----------------|

|   |   2.1 | Purchase and Assumption Agreement for Community First Bank Transaction(1)                                                                                                                                      |
|--------|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |   2.2 | Purchase and Assumption Agreement for LibertyBank Transaction(2)                                                                                                                                               |
|   |   3.1 | Articles of Incorporation of the Registrant (3)                                                                                                                                                                |
|   |   3.2 | Bylaws of the Registrant (3)                                                                                                                                                                                   |
|   | 10.1            | Amended Employment Agreement entered into by Home Federal Bancorp, Inc. with Len E. Williams(9)                                                                                                                |
|   | 10.2            | Amended Severance Agreement with Eric S. Nadeau(9)                                                                                                                                                             |
|   | 10.3            | Amended Severance Agreement with Steven D. Emerson(9)                                                                                                                                                          |
|   | 10.5            | Form of Home Federal Bank Employee Severance Compensation Plan (4)                                                                                                                                             |
|   | 10.6            | Form of Director Indexed Retirement Agreement entered into by Home Federal Savings and Loan Association of Nampa with each of its Directors (3)                                                                |
|   | 10.7            | Form of Director Deferred Incentive Agreement entered into by Home Federal Savings and Loan Association of Nampa with each of its Directors (3)                                                                |
|   | 10.8            | Form of Executive Deferred Incentive Agreement, and amendment thereto, entered into by Home Federal Savings and Loan Association of Nampa with Daniel L. Stevens, Robert A. Schoelkoph, and Lynn A. Sander (3) |
|   | 10.9            | Form of Amended and Restated Salary Continuation Agreement entered into by Home Federal Savings and Loan Association of Nampa with Daniel L. Stevens (3)                                                       |
|   | 10.10           | Amended and Restated Salary Continuation Agreement entered into by Home Federal Savings and Loan Association of Nampa with Len E. Williams(9)                                                                  |

----

|   | 10.11 | Amended and Restated Salary Continuation Agreement entered into by Home Federal Bank with Eric S. Nadeau(9)                                                                         |
|--------|-------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   | 10.12 | Amended and Restated Salary Continuation Agreement entered into by Home Federal Savings and Loan Association of Nampa with Steven D. Emerson(9)                                     |
|   | 10.14 | 2005 Stock Option and Incentive Plan approved by stockholders on June 23, 2005 and Form of Incentive Stock Option Agreement and Non-Qualified Stock Option Agreement  (5) |
|   | 10.15 | 2005 Recognition and Retention Plan approved by stockholders on June 23, 2005 and Form of Award Agreement  (5)                                                            |
|   | 10.15 | Form of new Director Retirement Plan entered into by Home Federal Bank with each of its Directors (6)                                                                               |
|   | 10.16 | Transition Agreement with Daniel L. Stevens (7)                                                                                                                                     |
|   | 10.17 | 2008 Equity Incentive Plan (8)                                                                                                                                                      |
|   | 31.1  | Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *                                                                                        |
|   | 31.2  | Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *                                                                                        |
|   | 32    | Certification Pursuant to Section 906 of the Sarbanes-Oxley Act *                                                                                                                   |

| (1)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated August 7, 2009 |
|-----------------|-----------------------------------------------------------------------------------------------|

| (2)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated July 30, 2009 |
|-----------------|----------------------------------------------------------------------------------------------|

| (3)   | Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (333-146289) |
|-----------------|-----------------------------------------------------------------------------------------|

| (4)   | Filed as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the quarter ended December 31, 2008 |
|-----------------|---------------------------------------------------------------------------------------------------------------------|

| (5)   | Filed as an exhibit to the Registrant’s Registration Statement on Form S-8 (333-127858) |
|-----------------|-----------------------------------------------------------------------------------------------|

| (6)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated October 21, 2005 |
|-----------------|-------------------------------------------------------------------------------------------------|

| (7)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated August 21, 2006 |
|-----------------|------------------------------------------------------------------------------------------------|

| (8)   | Filed as an exhibit to the Registrant’s Registration Statement on Form S-8 (333-157540) |
|-----------------|-----------------------------------------------------------------------------------------------|

| (9)   | Filed as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2009 |
|-----------------|------------------------------------------------------------------------------------------------------------------|

----

|                              | Home Federal Bancorp, Inc.                         |
|-----------------------------------|----------------------------------------------------|
|                              |                                               |
|                              |                                               |
|                              |                                               |
| Date:  February 9, 2011 | /s/ Len E. Williams                                |
|                              | Len E. Williams                               |
|                              | President and                                 |
|                              | Chief Executive Officer                       |
|                              | (Principal Executive Officer)                 |
|                              |                                               |
|                              |                                               |
|                              |                                               |
| Date:  February 9, 2011 | /s/ Eric S. Nadeau                                 |
|                              | Eric S. Nadeau                                |
|                              | Executive Vice President and                  |
|                              | Chief Financial Officer                       |
|                              | (Principal Financial and Accounting Officer)  |

----

| 31.1 | Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act |
|------|--------------------------------------------------------------------------------------------|
| 31.2 | Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act |
| 32   | Certification Pursuant to Section 906 of the Sarbanes-Oxley Act                            |

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