| [ X] | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|------|-----------------------------------------------------------------------------------------|

| [  ] | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|----------------|------------------------------------------------------------------------------------------|

----

| Maryland                                                            |   | 68-0666697                             |
|---------------------------------------------------------------------|--------|----------------------------------------|
| (State or other jurisdiction of incorporation or organization) |   | (I.R.S. EmployerIdentification Number) |
|                                                                |   |                                   |
|                                                                |   | 83651                                  |
| (Address of principal executive offices)                       |   |  (Zip Code)                  |
|                                                                |   |                                   |
| Registrant’s telephone number, including area code:      |   | (208) 466-4634                         |
|                                                                |   |                                   |

----

| PART I – FINANCIAL INFORMATION |                                                                                                           |
|--------------------------------------|----------------------------------------------------------------------------------------------------------------|
|                                 |                                                                                                           |   |
|                                 | ITEM 1.  FINANCIAL STATEMENTS                                                                        | 2 |
|                                 |                                                                                                           |   |
|                                 | ITEM 2.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS | 30 |
|                                 |                                                                                                           |   |
|                                 | ITME 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK                                             | 49 |
|                                 |                                                                                                           |   |
|                                 | ITEM 4. CONTROLS AND PROCEDURES                                                                                | 51 |
|                                 |                                                                                                           |
| PART II – OTHER INFORMATION    |                                                                                                           |
|                                 |                                                                                                           |   |
|                                 | ITEM 1. LEGAL PROCEEDINGS                                                                                      | 53 |
|                                 |                                                                                                           |   |
|                                 | ITEM 1A. RISK FACTORS                                                                                          | 53 |
|                                 |                                                                                                           |   |
|                                 | ITEM 2.  UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS                                 | 53 |
|                                 |                                                                                                           |   |
|                                 | ITEM 3. DEFAULTS UPON SENIOR SECURITIES                                                                        | 53 |
|                                 |                                                                                                           |   |
|                                 | ITEM 4. MINE SAFETY DISCLOSURES                                                                                | 53 |
|                                 |                                                                                                           |   |
|                                 | ITEM 5. OTHER INFORMATION                                                                                      | 53 |
|                                 |                                                                                                           |   |
|                                 | SIGNATURES                                                                                                     | 55 |

----

|                                                                                                                 |   | June 30, 2012 |      |   | December 31, 2011 |   |
|----------------------------------------------------------------------------------------------------------------------|--------|--------------------|-----------|--------|-------------------|--------|
|                                                                                                                 |   |               |      |   |              |   |
| ASSETS                                                                                                               |   |               |      |   |              |   |
| Cash and cash equivalents                                                                                            |   | $                  | 83,193    |   |              | $      | 144,293 |   |
| Investments available-for-sale, at fair value                                                                        |   |               | 443,025   |   |              |   | 399,877 |   |
| Loans and leases receivable, net of allowance for loan and lease losses of $12,620 and $14,171                       |   |               | 430,903   |   |              |   | 449,908 |   |
| Accrued interest receivable                                                                                          |   |               | 2,967     |   |              |   | 2,857 |   |
| Federal Deposit Insurance Corporation (“FDIC”)indemnification receivable, net                            |   |               | 18,370    |   |              |   | 23,676 |   |
| Bank owned life insurance                                                                                            |   |               | 15,693    |   |              |   | 15,450 |   |
| Real estate owned and other repossessed assets (“REO”)                                                   |   |               | 16,323    |   |              |   | 19,827 |   |
| Federal Home Loan Bank (“FHLB”) stock, at cost                                                           |   |               | 17,717    |   |              |   | 17,717 |   |
| Property and equipment, net                                                                                          |   |               | 30,219    |   |              |   | 31,522 |   |
| Core deposit intangible                                                                                              |   |               | 2,790     |   |              |   | 3,086 |   |
| Other assets                                                                                                         |   |               | 13,394    |   |              |   | 8,221 |   |
| TOTAL ASSETS                                                                                                         |   | $                  | 1,074,594 |   |              | $      | 1,116,434 |   |
|                                                                                                                 |   |               |      |   |              |   |   |   |
| LIABILITIES AND STOCKHOLDERS’ EQUITY                                                                           |   |               |      |   |              |   |   |   |
| LIABILITIES                                                                                                          |   |               |      |   |              |   |   |   |
| Deposit accounts:                                                                                                    |   |               |      |   |              |   |   |   |
| Noninterest-bearing demand                                                                                           |   | $                  | 131,746   |   |              | $      | 127,553 |   |
| Interest-bearing demand                                                                                              |   |               | 247,836   |   |              |   | 249,215 |   |
| Money market                                                                                                         |   |               | 178,175   |   |              |   | 178,377 |   |
| Savings                                                                                                              |   |               | 81,175    |   |              |   | 78,492 |   |
| Certificates                                                                                                         |   |               | 228,833   |   |              |   | 272,462 |   |
| Total deposit accounts                                                                                               |   |               | 867,765   |   |              |   | 906,099 |   |
|                                                                                                                 |   |               |      |   |              |   |   |   |
| Advances by borrowers for taxes and insurance                                                                        |   |               | 845       |   |              |   | 358 |   |
| Accrued interest payable                                                                                             |   |               | 178       |   |              |   | 219 |   |
| Repurchase agreements                                                                                                |   |               | 4,742     |   |              |   | 4,913 |   |
| Deferred compensation                                                                                                |   |               | 5,995     |   |              |   | 5,871 |   |
| Other liabilities                                                                                                    |   |               | 5,932     |   |              |   | 7,704 |   |
| Total liabilities                                                                                                    |   |               | 885,457   |   |              |   | 925,164 |   |
|                                                                                                                 |   |               |      |   |              |   |   |   |
| STOCKHOLDERS’ EQUITY                                                                                           |   |               |      |   |              |   |   |   |
| Serial preferred stock, $.01 par value; 10,000,000 authorized;      issued and outstanding: none |   |               | --        |   |              |   | -- |   |
| Common stock, $.01 par value; 90,000,000 authorized; issuedand outstanding:                                          |   |               | 153       |   |              |   | 157 |   |
|       Jun. 30, 2012 - 17,512,197 issued; 15,255,366 outstanding                        |   |               |      |   |              |   |   |   |
|       Dec. 31, 2011 - 17,512,197 issued; 15,664,706 outstanding                        |   |               |      |   |              |   |   |   |
| Additional paid-in capital                                                                                           |   |               | 139,623   |   |              |   | 143,280 |   |
| Retained earnings                                                                                                    |   |               | 49,084    |   |              |   | 49,443 |   |
| Unearned shares issued to employee stock ownership plan                                                              |   |               | (7,202    | )      |              |   | (7,581 | ) |
| Accumulated other comprehensive income                                                                               |   |               | 7,479     |   |              |   | 5,971 |   |
| Total stockholders’ equity                                                                                     |   |               | 189,137   |   |              |   | 191,270 |   |
| TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY                                                                     |   | $                  | 1,074,594 |   |              | $      | 1,116,434 |   |

----

|                                                 |   | Three Months Ended June 30, |       |   | Six Months Ended June 30, |       |
|------------------------------------------------------|--------|-----------------------------|------------|--------|---------------------------|------------|
|                                                 |   | 2012                        |       | 2011   |                      |       | 2012 |   |   | 2011 |   |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |
| Interest income:                                     |   |                        |       |   |                      |       |   |   |   |   |   |
| Loans and leases                                     |   | $                           | 9,033      |   | $                         | 8,824      |   |   | $ | 20,250 |   |   | $ | 17,219 |   |
| Investment securities                                |   |                        | 2,209      |   |                      | 2,450      |   |   |   | 4,413 |   |   |   | 4,706 |   |
| Other interest                                       |   |                        | 71         |   |                      | 118        |   |   |   | 141 |   |   |   | 252 |   |
| Total interest income                                |   |                        | 11,313     |   |                      | 11,392     |   |   |   | 24,804 |   |   |   | 22,177 |   |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Interest expense:                                    |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Deposits                                             |   |                        | 991        |   |                      | 1,452      |   |   |   | 2,093 |   |   |   | 3,144 |   |
| FHLB advances and other borrowings                   |   |                        | 16         |   |                      | 547        |   |   |   | 37 |   |   |   | 1,105 |   |
| Total interest expense                               |   |                        | 1,007      |   |                      | 1,999      |   |   |   | 2,130 |   |   |   | 4,249 |   |
| Net interest income                                  |   |                        | 10,306     |   |                      | 9,393      |   |   |   | 22,674 |   |   |   | 17,928 |   |
| Provision for loan losses                            |   |                        | (434       | )      |                      | 2,811      |   |   |   | (1,217 | ) |   |   | 5,811 |   |
| Net interest income after provision for loan losses  |   |                        | 10,740     |   |                      | 6,582      |   |   |   | 23,891 |   |   |   | 12,117 |   |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Noninterest income:                                  |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Service charges and fees                             |   |                        | 2,274      |   |                      | 2,446      |   |   |   | 4,381 |   |   |   | 4,678 |   |
| Gain on sale of loans                                |   |                        | --         |   |                      | 120        |   |   |   | 1 |   |   |   | 307 |   |
| Gain on sale of securities                           |   |                        | 603        |   |                      | --         |   |   |   | 1,138 |   |   |   | -- |   |
| Gain on sale of fixed assets and REO                 |   |                        | 152        |   |                      | 196        |   |   |   | 372 |   |   |   | 144 |   |
| FDIC indemnification recovery (provision)            |   |                        | (411       | )      |                      | 2,389      |   |   |   | (1,230 | ) |   |   | 5,239 |   |
| Accretion (impairment) of FDIC indemnification asset |   |                        | (1,705     | )      |                      | 355        |   |   |   | (5,048 | ) |   |   | 1,004 |   |
| Other                                                |   |                        | 223        |   |                      | 201        |   |   |   | 415 |   |   |   | 429 |   |
| Total noninterest income                             |   |                        | 1,136      |   |                      | 5,707      |   |   |   | 29 |   |   |   | 11,801 |   |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Noninterest expense:                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Compensation and benefits                            |   |                        | 6,175      |   |                      | 6,780      |   |   |   | 12,312 |   |   |   | 13,961 |   |
| Occupancy and equipment                              |   |                        | 1,514      |   |                      | 1,518      |   |   |   | 3,077 |   |   |   | 3,395 |   |
| Data processing                                      |   |                        | 942        |   |                      | 1,152      |   |   |   | 1,947 |   |   |   | 2,102 |   |
| Advertising                                          |   |                        | 223        |   |                      | 173        |   |   |   | 377 |   |   |   | 435 |   |
| Postage and supplies                                 |   |                        | 247        |   |                      | 298        |   |   |   | 553 |   |   |   | 647 |   |
| Professional services                                |   |                        | 630        |   |                      | 863        |   |   |   | 1,269 |   |   |   | 1,899 |   |
| Insurance and taxes                                  |   |                        | 561        |   |                      | 716        |   |   |   | 1,082 |   |   |   | 1,742 |   |
| Amortization of intangibles                          |   |                        | 144        |   |                      | 176        |   |   |   | 296 |   |   |   | 362 |   |
| Provision for REO                                    |   |                        | 291        |   |                      | 296        |   |   |   | 398 |   |   |   | 653 |   |
| Other                                                |   |                        | 379        |   |                      | 451        |   |   |   | 755 |   |   |   | 950 |   |
| Total noninterest expense                            |   |                        | 11,106     |   |                      | 12,423     |   |   |   | 22,066 |   |   |   | 26,146 |   |
| Income (loss) before income taxes                    |   |                        | 770        |   |                      | (134       | ) |   |   | 1,854 |   |   |   | (2,228 | ) |
| Income tax provision (benefit)                       |   |                        | 211        |   |                      | (56        | ) |   |   | 593 |   |   |   | (948 | ) |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Net income (loss)                                    |   | $                           | 559        |   | $                         | (78        | ) |   | $ | 1,261 |   |   | $ | (1,280 | ) |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Earnings (loss) per common share:                    |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Basic                                                |   | $                           | 0.04       |   | $                         | (0.01      | ) |   | $ | 0.09 |   |   | $ | (0.08 | ) |
| Diluted                                              |   |                        | 0.04       |   |                      | (0.01      | ) |   |   | 0.09 |   |   |   | (0.08 | ) |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Weighted average number of shares outstanding:       |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Basic                                                |   |                        | 14,638,663 |   |                      | 15,536,539 |   |   |   | 14,705,256 |   |   |   | 15,592,630 |   |
| Diluted                                              |   |                        | 14,638,663 |   |                      | 15,536,539 |   |   |   | 14,705,256 |   |   |   | 15,592,630 |   |
|                                                 |   |                        |       |   |                      |       |   |   |   |   |   |   |   |   |   |
| Dividends declared per share:                        |   | $                           | 0.055      |   | $                         | 0.055      |   |   | $ | 0.11 |   |   | $ | 0.11 |   |

----

|                                                                                                                                                                        |   | Three Months Ended June 30, |   |   | Six Months Ended June 30, |   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------|--------|--------|---------------------------|--------|
|                                                                                                                                                                        |   | 2012                        |   | 2011   |                      |   | 2012 |   |   | 2011 |   |
|                                                                                                                                                                        |   |                        |   |   |                      |   |   |   |   |   |   |
| Net income (loss)                                                                                                                                                           |   | $                           | 559    |   | $                         | (78    | ) |   | $ | 1,261 |   |   | $ | (1,280 | ) |
|                                                                                                                                                                        |   |                        |   |   |                      |   |   |   |   |   |   |   |   |   |   |
| Other comprehensive income:                                                                                                                                                 |   |                        |   |   |                      |   |   |   |   |   |   |   |   |   |   |
| Change in unrealized holding gain on investments     available-for-sale, net of taxes of $1,013, $1,861,     $1,406, and $1,909, respectively |   |                        | 1,587  |   |                      | 2,917  |   |   |   | 2,203 |   |   |   | 2,992 |   |
| Adjustment for realized gains on sales of investments,     net of taxes of  ($236), $0, ($445) and $0, respectively                                |   |                        | (368   | )      |                      | --     |   |   |   | (695 | ) |   |   | -- |   |
| Other comprehensive income                                                                                                                                                  |   |                        | 1,219  |   |                      | 2,917  |   |   |   | 1,508 |   |   |   | 2,992 |   |
| Comprehensive income                                                                                                                                                        |   | $                           | 1,778  |   | $                         | 2,839  |   |   | $ | 2,769 |   |   | $ | 1,712 |   |

----

|                                                                | Common Stock |       | Additional |   |            |   | Unearned Shares   |    | Accumulated OtherComprehensive |   |                |   |
|---------------------------------------------------------------------|--------------|------------|------------|--------|-----------------|--------|-------------------|---------|--------------------------------|--------|---------------------|--------|
|                                                                | Shares       |       | Shares     |   | Paid-In Capital |   | Retained Earnings |    | Issued to ESOP                 |   |  Income (Loss) |   | Total |   |
|                                                                |         |       |       |   |            |   |              |    |                           |   |                |   |   |   |
| Balance at January 1, 2012                                          |         | 15,664,706 |       | $      | 157             |   | $                 | 143,280 |                           | $      | 49,443              |   | $ | (7,581 | ) | $ | 5,971 |   | $ | 191,270 |   |
|                                                                |         |       |       |   |            |   |              |    |                           |   |                |   |   |   |   |   |   |   |   |   |   |
| Restricted stock issued, net of forfeituresand redemption for taxes |         | 37,929     |       |   |            |   |              | (38     | )                              |   |                |   |   |   |   |   |   |   |   | (38 | ) |
| ESOP shares committed to be released                                |         |       |       |   |            |   |              | 10      |                           |   |                |   |   | 379 |   |   |   |   |   | 389 |   |
| Share-based compensation                                            |         |       |       |   |            |   |              | 473     |                           |   |                |   |   |   |   |   |   |   |   | 473 |   |
| Stock repurchase                                                    |         | (447,269   | )          |   | (4              | )      |              | (4,102  | )                              |   |                |   |   |   |   |   |   |   |   | (4,106 | ) |
| Dividends paid ($0.11 per share)                                    |         |       |       |   |            |   |              |    |                           |   | (1,620              | )      |   |   |   |   |   |   |   | (1,620 | ) |
| Net income                                                          |         |       |       |   |            |   |              |    |                           |   | 1,261               |   |   |   |   |   |   |   |   | 1,261 |   |
| Other comprehensive income                                          |         |       |       |   |            |   |              |    |                           |   |                |   |   |   |   |   | 1,508 |   |   | 1,508 |   |
| Balance at June 30, 2012                                            |         | 15,255,366 |       | $      | 153             |   | $                 | 139,623 |                           | $      | 49,084              |   | $ | (7,202 | ) | $ | 7,479 |   | $ | 189,137 |   |

----

|                                                                                 |   | Six Months EndedJune 30, |     |
|--------------------------------------------------------------------------------------|--------|--------------------------|----------|
|                                                                                 |   | 2012                     |     |   | 2011 |   |
|                                                                                 |   |                     |     |   |   |   |
| CASH FLOWS FROM OPERATING ACTIVITIES:                                                |   |                     |     |   |   |   |
| Net income (loss)                                                                    |   | $                        | 1,261    |   |   | $ | (1,280 | ) |
| Adjustments to reconcile net income (loss) to cash provided by operating activities: |   |                     |     |   |   |   |   |   |
| Depreciation and amortization                                                        |   |                     | 1,539    |   |   |   | 1,189 |   |
| Amortization of core deposit intangible                                              |   |                     | 296      |   |   |   | 362 |   |
| Impairment (accretion) of FDIC indemnification receivable                            |   |                     | 5,048    |   |   |   | (1,004 | ) |
| Net amortization of premiums and discounts on investments                            |   |                     | 2,765    |   |   |   | 2,983 |   |
| Gain on sale of loans, net                                                           |   |                     | (1       | ) |   |   | (307 | ) |
| Gain on sale of securities available-for-sale, net                                   |   |                     | (1,138   | ) |   |   | -- |   |
| Gain on sale of fixed assets and repossessed assets, net                             |   |                     | (372     | ) |   |   | (144 | ) |
| ESOP shares committed to be released                                                 |   |                     | 389      |   |   |   | 620 |   |
| Share based compensation expense                                                     |   |                     | 473      |   |   |   | 437 |   |
| Provision for loan losses                                                            |   |                     | (1,217   | ) |   |   | 5,811 |   |
| Valuation provision on real estate and other property owned                          |   |                     | 398      |   |   |   | 653 |   |
| Accrued deferred compensation expense, net                                           |   |                     | 124      |   |   |   | 68 |   |
| Net deferred loan fees                                                               |   |                     | (936     | ) |   |   | 73 |   |
| Deferred income tax (provision) benefit                                              |   |                     | (3,222   | ) |   |   | 26 |   |
| Proceeds from sale of loans held for sale                                            |   |                     | 1        |   |   |   | 10,777 |   |
| Originations of loans held for sale                                                  |   |                     | --       |   |   |   | (7,730 | ) |
| Net increase in cash surrender value of bank owned life insurance                    |   |                     | (242     | ) |   |   | (204 | ) |
| Change in assets and liabilities:                                                    |   |                     |     |   |   |   |   |   |
| Interest receivable                                                                  |   |                     | (110     | ) |   |   | 134 |   |
| Other assets                                                                         |   |                     | (2,251   | ) |   |   | 896 |   |
| Interest payable                                                                     |   |                     | (41      | ) |   |   | (120 | ) |
| Other liabilities                                                                    |   |                     | (1,809   | ) |   |   | (2,050 | ) |
| Net cash provided from operating activities                                          |   |                     | 955      |   |   |   | 11,190 |   |
|                                                                                 |   |                     |     |   |   |   |   |   |
| CASH FLOWS FROM INVESTING ACTIVITIES:                                                |   |                     |     |   |   |   |   |   |
| Principal repayments, maturities and calls of securities available-for-sale          |   |                     | 47,109   |   |   |   | 60,532 |   |
| Proceeds from sales of securities available-for-sale                                 |   |                     | 56,110   |   |   |   | -- |   |
| Purchase of securities available–for-sale                                      |   |                     | (145,524 | ) |   |   | (54,672 | ) |
| Reimbursement of loan losses under loss share agreement                              |   |                     | 442      |   |   |   | 15,289 |   |
| Net decrease in loans                                                                |   |                     | 13,287   |   |   |   | 62,205 |   |
| Proceeds from sales of fixed assets and repossessed assets                           |   |                     | 10,739   |   |   |   | 12,044 |   |
| Purchases of property and equipment                                                  |   |                     | (473     | ) |   |   | (6,537 | ) |
| Net cash provided from (used by) investing activities                                |   |                     | (18,310  | ) |   |   | 88,861 |   |
|                                                                                 |   |                     |     |   |   |   |   |   |
| CASH FLOWS FROM FINANCING ACTIVITIES:                                                |   |                     |     |   |   |   |   |   |
| Net decrease in deposits                                                             |   |                     | (38,334  | ) |   |   | (96,143 | ) |
| Net increase in advances by borrowers for taxes and insurance                        |   |                     | 487      |   |   |   | 172 |   |
| Repayment of FHLB borrowings                                                         |   |                     | --       |   |   |   | (3,998 | ) |
| Net decrease in securities sold under obligation to repurchase                       |   |                     | (172     | ) |   |   | (2,949 | ) |
| Proceeds from exercise of stock options                                              |   |                     | --       |   |   |   | 355 |   |
| Repurchases of common stock                                                          |   |                     | (4,106   | ) |   |   | (6,067 | ) |
| Dividends paid                                                                       |   |                     | (1,620   | ) |   |   | (1,723 | ) |
| Net cash used by financing activities                                                |   |                     | (43,745  | ) |   |   | (110,353 | ) |
| NET DECREASE IN CASH AND CASH EQUIVALENTS                                            |   |                     | (61,100  | ) |   |   | (10,302 | ) |
| CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD                                       |   |                     | 144,293  |   |   |   | 212,246 |   |
| CASH AND CASH EQUIVALENTS, END OF PERIOD                                             |   | $                        | 83,193   |   |   | $ | 201,944 |   |

----

|                                                                     |   | Six Months EndedJune 30, |   |
|--------------------------------------------------------------------------|--------|--------------------------|--------|
|                                                                     |   | 2012                     |   |   | 2011 |   |
|                                                                     |   |                     |   |   |   |   |
| SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:                        |   |                     |   |   |   |   |
| Cash paid (received) during the period for:                              |   |                     |   |   |   |   |
| Interest                                                                 |   | $                        | 2,171  |   |   | $ | 4,369 |   |
| Taxes                                                                    |   |                     | 7,064  |   |   |   | (110 | ) |
|                                                                     |   |                     |   |   |   |   |   |   |
| NONCASH INVESTING AND FINANCING ACTIVITIES:                              |   |                     |   |   |   |   |   |   |
| Acquisition of real estate owned and other assets in settlement of loans |   | $                        | 7,917  |   |   | $ | 13,495 |   |
| Fair value adjustment to securities available-for-sale, net of taxes     |   |                     | 1,508  |   |   |   | 2,988 |   |

----

----

|                                                                           |   | Three Months Ended June 30, |       |   | Six Months Ended June 30, |   |
|--------------------------------------------------------------------------------|--------|-----------------------------|------------|--------|---------------------------|--------|
|                                                                           |   | 2012                        |       |   | 2011                      |   |   | 2012 |   |   | 2011 |   |
|                                                                           |   |                        |       |   |                      |   |   |   |   |   |   |   |
| Net income (loss)                                                              |   | $                           | 559        |   |                      | $      | (78 | ) |   | $ | 1,261 |   |   | $ | (1,280 | ) |
| Allocated to participating securities                                          |   |                        | (4         | )      |                      |   | -- |   |   |   | (11 | ) |   |   | 12 |   |
| Net income (loss) allocated to common shareholders                             |   | $                           | 555        |   |                      | $      | (78 | ) |   | $ | 1,250 |   |   | $ | (1,268 | ) |
|                                                                           |   |                        |       |   |                      |   |   |   |   |   |   |   |   |   |   |   |
| Weighted average common shares outstanding, gross                              |   |                        | 15,531,981 |   |                      |   | 16,510,383 |   |   |   | 15,588,611 |   |   |   | 16,567,798 |   |
| Less:  Average unearned ESOP shares                                  |   |                        | (749,210   | )      |                      |   | (823,472 | ) |   |   | (758,941 | ) |   |   | (837,349 | ) |
| Less:  Average participating securities                              |   |                        | (144,108   | )      |                      |   | (150,372 | ) |   |   | (124,414 | ) |   |   | (137,819 | ) |
| Weighted average common shares outstanding, net                                |   |                        | 14,638,663 |   |                      |   | 15,536,539 |   |   |   | 14,705,256 |   |   |   | 15,592,630 |   |
| Net effect of dilutive restricted stock                                        |   |                        | --         |   |                      |   | -- |   |   |   | -- |   |   |   | -- |   |
| Weighted average shares and common stock equivalents                           |   |                        | 14,638,663 |   |                      |   | 15,536,539 |   |   |   | 14,705,256 |   |   |   | 15,592,630 |   |
|                                                                           |   |                        |       |   |                      |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) per common share:                                                |   |                        |       |   |                      |   |   |   |   |   |   |   |   |   |   |   |
| Basic                                                                          |   | $                           | 0.04       |   |                      | $      | (0.01 | ) |   | $ | 0.09 |   |   | $ | (0.08 | ) |
| Diluted                                                                        |   |                        | 0.04       |   |                      |   | (0.01 | ) |   |   | 0.09 |   |   |   | (0.08 | ) |
|                                                                           |   |                        |       |   |                      |   |   |   |   |   |   |   |   |   |   |   |
| Options excluded from the calculation due to their anti-dilutive effect on EPS |   |                        | 986,590    |   |                      |   | 878,460 |   |   |   | 986,590 |   |   |   | 878,460 |   |

----

|                                                                     |   | AmortizedCost |    |   | GrossUnrealizedGains |   |   | GrossUnrealizedLosses |   |   | Fair Value |   |   | Percent of Total |    |
|--------------------------------------------------------------------------|--------|---------------|---------|--------|----------------------|--------|--------|-----------------------|--------|--------|------------|--------|--------|------------------|---------|
|                                                                     |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |
| June 30, 2012                                                            |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |
| Obligations of U.S. Government-sponsored enterprises (“GSE”) | $      | 65,842        |    |   | $                    | 1,184  |   |                  | $      | --     |       |   | $      | 67,026           |    |   |   | 15.1 | % |
| Obligations of states and political subdivisions                         |   |          | 35,625  |   |                 |   | 1,614  |                  |   |   | (97        | )      |   |             | 37,142  |   |   |   | 8.4 |   |
| Mortgage-backed securities, GSE-issued                                   |   |          | 328,973 |   |                 |   | 9,892  |                  |   |   | (308       | )      |   |             | 338,557 |   |   |   | 76.4 |   |
| Mortgage-backed securities, private label                                |   |          | 334     |   |                 |   | --     |                  |   |   | (34        | )      |   |             | 300     |   |   |   | 0.1 |   |
|                                                                     |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |   |   |   |   |   |
| Total                                                                    |   | $             | 430,774 |   |                 | $      | 12,690 |                  |   | $      | (439       | )      |   | $                | 443,025 |   |   |   | 100.0 | % |
|                                                                     |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |   |   |   |   |   |
| December 31, 2011                                                        |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |   |   |   |   |   |
| Obligations of U.S. GSE                                                  |   | $             | 65,345  |   |                 | $      | 650    |                  |   | $      | (11        | )      |   | $                | 65,984  |   |   |   | 16.5 | % |
| Obligations of states and political subdivisions                         |   |          | 20,850  |   |                 |   | 992    |                  |   |   | (33        | )      |   |             | 21,809  |   |   |   | 5.4 |   |
| Corporate note, FDIC-guaranteed                                          |   |          | 1,005   |   |                 |   | 2      |                  |   |   | --         |   |   |             | 1,007   |   |   |   | 0.3 |   |
| Mortgage-backed securities, GSE-issued                                   |   |          | 302,539 |   |                 |   | 8,480  |                  |   |   | (253       | )      |   |             | 310,766 |   |   |   | 77.7 |   |
| Mortgage-backed securities, private label                                |   |          | 357     |   |                 |   | --     |                  |   |   | (46        | )      |   |             | 311     |   |   |   | 0.1 |   |
|                                                                     |   |          |    |   |                 |   |   |                  |   |   |       |   |   |             |    |   |   |   |   |   |
| Total                                                                    |   | $             | 390,096 |   |                 | $      | 10,124 |                  |   | $      | (343       | )      |   | $                | 399,877 |   |   |   | 100.0 | % |

|                                             |   | Less Than 12 Months |   |   | 12 Months or Longer |   |   | Total      |   |
|--------------------------------------------------|--------|---------------------|--------|--------|---------------------|--------|--------|------------|--------|
|                                             |   | Fair Value          |   |   | Unrealized Losses   |   |   | Fair Value |   |   | Unrealized Losses |   |   | Fair Value |   |   | Unrealized Losses |   |
|                                             |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |
| June 30, 2012                                    |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |
| Obligations of states and political subdivisions |   | $                   | 8,954  |   |                | $      | (97    | )          |   | $ | -- |   |   | $ | -- |   |   | $ | 8,954 |   |   | $ | (97 | ) |
| Mortgage-backed securities, GSE-issued           |   |                | 19,060 |   |                |   | (308   | )          |   |   | 10 |   |   |   | -- |   |   |   | 19,070 |   |   |   | (308 | ) |
| Mortgage-backed securities, private label        |   |                | --     |   |                |   | --     |       |   |   | 300 |   |   |   | (34 | ) |   |   | 300 |   |   |   | (34 | ) |
|                                             |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                            |   | $                   | 28,014 |   |                | $      | (405   | )          |   | $ | 310 |   |   | $ | (34 | ) |   | $ | 28,324 |   |   | $ | (439 | ) |
|                                             |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| December 31, 2011                                |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Obligations of U.S. GSE                          |   | $                   | 1,739  |   |                | $      | (11    | )          |   | $ | -- |   |   | $ | -- |   |   | $ | 1,739 |   |   | $ | (11 | ) |
| Obligations of states and political subdivisions |   |                | 2,802  |   |                |   | (33    | )          |   |   | -- |   |   |   | -- |   |   |   | 2,802 |   |   |   | (33 | ) |
| Mortgage-backed securities, GSE-issued           |   |                | 38,732 |   |                |   | (245   | )          |   |   | 4,010 |   |   |   | (8 | ) |   |   | 42,742 |   |   |   | (253 | ) |
| Mortgage-backed securities, private label        |   |                | --     |   |                |   | --     |       |   |   | 311 |   |   |   | (46 | ) |   |   | 311 |   |   |   | (46 | ) |
|                                             |   |                |   |   |                |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                            |   | $                   | 43,273 |   |                | $      | (289   | )          |   | $ | 4,321 |   |   | $ | (54 | ) |   | $ | 47,594 |   |   | $ | (343 | ) |

----

|                                   |   | June 30, 2012  |    |   | December 31, 2011 |   |
|----------------------------------------|--------|----------------|---------|--------|-------------------|--------|
|                                   |   | Amortized Cost |    |   | Fair Value        |   |   | Amortized Cost |   |   | Fair Value |   |
|                                   |   |           |    |   |              |   |   |   |   |   |   |   |
| Due within one year                    |   | $              | 13,453  |   |              | $      | 13,481 |   |   | $ | 13,418 |   |   | $ | 13,455 |   |
| Due after one year through five years  |   |           | 20,388  |   |              |   | 20,548 |   |   |   | 23,982 |   |   |   | 24,175 |   |
| Due after five years through ten years |   |           | 20,530  |   |              |   | 21,547 |   |   |   | 12,457 |   |   |   | 13,046 |   |
| Due after ten years                    |   |           | 47,096  |   |              |   | 48,592 |   |   |   | 37,343 |   |   |   | 38,124 |   |
| Mortgage-backed securities             |   |           | 329,307 |   |              |   | 338,857 |   |   |   | 302,896 |   |   |   | 311,077 |   |
|     Total          |   | $              | 430,774 |   |              | $      | 443,025 |   |   | $ | 390,096 |   |   | $ | 399,877 |   |

|                                        |   | June 30, 2012  |   |   | December 31, 2011 |   |
|---------------------------------------------|--------|----------------|--------|--------|-------------------|--------|
|                                        |   | Amortized Cost |   |   | Fair Value   |   |   | Amortized Cost |   |   | Fair Value |   |
|                                        |   |           |   |   |              |   |   |   |   |   |   |   |
| FHLB borrowing line of credit               |   | $              | 28,403 |   |              | $      | 30,684 |   |   | $ | 33,782 |   |   | $ | 36,460 |   |
| Federal Reserve Bank                        |   |           | 1,457  |   |              |   | 1,529 |   |   |   | 1,787 |   |   |   | 1,874 |   |
| Repurchase agreements                       |   |           | 5,888  |   |              |   | 6,207 |   |   |   | 7,458 |   |   |   | 7,858 |   |
| Deposits of municipalities and public units |   |           | 12,518 |   |              |   | 13,390 |   |   |   | 15,499 |   |   |   | 16,513 |   |
| Total                                       |   | $              | 48,266 |   |              | $      | 51,810 |   |   | $ | 58,526 |   |   | $ | 62,705 |   |

----

|                            |   | June 30, 2012 |    |   | December 31, 2011 |   |
|---------------------------------|--------|---------------|---------|--------|-------------------|--------|
|                            |   | Amount        |    |   | Percent of Gross  |   |   | Amount |   |   | Percent of Gross |   |
|                            |   |          |    |   |              |   |   |   |   |   |   |   |
| Real estate:                    |   |          |    |   |              |   |   |   |   |   |   |   |
| One-to-four family residential  |   | $             | 101,252 |   |              |   | 22.8 | % |   | $ | 115,403 |   |   |   | 24.8 | % |
| Multifamily residential         |   |          | 29,492  |   |              |   | 6.7 |   |   |   | 21,036 |   |   |   | 4.5 |   |
| Commercial real estate          |   |          | 192,688 |   |              |   | 43.5 |   |   |   | 206,215 |   |   |   | 44.4 |   |
| Total real estate               |   |          | 323,432 |   |              |   | 73.0 |   |   |   | 342,654 |   |   |   | 73.7 |   |
|                            |   |          |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:       |   |          |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential  |   |          | 11,556  |   |              |   | 2.6 |   |   |   | 9,355 |   |   |   | 2.0 |   |
| Commercial and land development |   |          | 23,583  |   |              |   | 5.3 |   |   |   | 16,928 |   |   |   | 3.6 |   |
| Total real estate construction  |   |          | 35,139  |   |              |   | 7.9 |   |   |   | 26,283 |   |   |   | 5.6 |   |
|                            |   |          |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                       |   |          |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                     |   |          | 45,821  |   |              |   | 10.3 |   |   |   | 47,192 |   |   |   | 10.2 |   |
| Automobile                      |   |          | 856     |   |              |   | 0.2 |   |   |   | 946 |   |   |   | 0.2 |   |
| Other consumer                  |   |          | 4,095   |   |              |   | 0.9 |   |   |   | 4,580 |   |   |   | 1.0 |   |
| Total consumer                  |   |          | 50,772  |   |              |   | 11.4 |   |   |   | 52,718 |   |   |   | 11.4 |   |
|                            |   |          |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business             |   |          | 32,819  |   |              |   | 7.4 |   |   |   | 40,953 |   |   |   | 8.8 |   |
| Leases                          |   |          | 1,113   |   |              |   | 0.3 |   |   |   | 2,159 |   |   |   | 0.5 |   |
| Gross loans                     |   |          | 443,275 |   |              |   | 100.0 | % |   |   | 464,767 |   |   |   | 100.0 | % |
| Deferred loan costs (fees), net |   |          | 248     |   |              |   |   |   |   |   | (688 | ) |   |   |   |   |
| Allowance for loan losses       |   |          | (12,620 | )      |              |   |   |   |   |   | (14,171 | ) |   |   |   |   |
| Loans receivable, net           |   | $             | 430,903 |   |              |   |   |   |   | $ | 449,908 |   |   |   |   |   |

----

|                           | June 30, 2012       |   |
|--------------------------------|---------------------|--------|
|                           | Nonperforming Loans |   |   |   |   |   |   |   |   |   |
|                           | Nonaccrual          |   | Past Due 90 or More Days, Still Accruing |   | Total |   | Loans Delinquent 30-59 Days |   | Loans Delinquent 60-89 Days |   | Loans Not Past Due |   | TotalLoans |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans               |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential | $                   | 3,805  |   | $ | -- |   | $ | 3,805 |   | $ | -- |   | $ | 187 |   | $ | 85,677 |   | $ | 89,669 |   |
| Multifamily residential        |                | 854    |   |   | -- |   |   | 854 |   |   | -- |   |   | -- |   |   | 23,391 |   |   | 24,245 |   |
| Commercial real estate         |                | 9,342  |   |   | -- |   |   | 9,342 |   |   | 317 |   |   | -- |   |   | 129,677 |   |   | 139,336 |   |
| Total real estate              |                | 14,001 |   |   | -- |   |   | 14,001 |   |   | 317 |   |   | 187 |   |   | 238,745 |   |   | 253,250 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | 633    |   |   | -- |   |   | 633 |   |   | -- |   |   | -- |   |   | 10,923 |   |   | 11,556 |   |
| Commercial real estate         |                | 608    |   |   | -- |   |   | 608 |   |   | -- |   |   | -- |   |   | 16,037 |   |   | 16,645 |   |
| Total real estate construction |                | 1,241  |   |   | -- |   |   | 1,241 |   |   | -- |   |   | -- |   |   | 26,960 |   |   | 28,201 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |                | 725    |   |   | -- |   |   | 725 |   |   | 114 |   |   | 24 |   |   | 33,334 |   |   | 34,197 |   |
| Automobile                     |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 614 |   |   | 614 |   |
| Other consumer                 |                | --     |   |   | -- |   |   | -- |   |   | 3 |   |   | -- |   |   | 3,261 |   |   | 3,264 |   |
| Total consumer                 |                | 725    |   |   | -- |   |   | 725 |   |   | 117 |   |   | 24 |   |   | 37,209 |   |   | 38,075 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |                | 354    |   |   | -- |   |   | 354 |   |   | -- |   |   | 55 |   |   | 13,867 |   |   | 14,276 |   |
| Leases                         |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 201 |   |   | 201 |   |
| Total noncovered loans         |                | 16,321 |   |   | -- |   |   | 16,321 |   |   | 434 |   |   | 266 |   |   | 316,982 |   |   | 334,003 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                  |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | 298    |   |   | -- |   |   | 298 |   |   | -- |   |   | 63 |   |   | 11,307 |   |   | 11,668 |   |
| Multifamily residential        |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 5,247 |   |   | 5,247 |   |
| Commercial real estate         |                | 6,118  |   |   | -- |   |   | 6,118 |   |   | -- |   |   | -- |   |   | 47,235 |   |   | 53,353 |   |
| Total real estate              |                | 6,416  |   |   | -- |   |   | 6,416 |   |   | -- |   |   | 63 |   |   | 63,789 |   |   | 70,268 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |
| Commercial real estate         |                | 272    |   |   | -- |   |   | 272 |   |   | -- |   |   | -- |   |   | 6,666 |   |   | 6,938 |   |
| Total real estate construction |                | 272    |   |   | -- |   |   | 272 |   |   | -- |   |   | -- |   |   | 6,666 |   |   | 6,938 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |                | 111    |   |   | -- |   |   | 111 |   |   | 101 |   |   | -- |   |   | 11,563 |   |   | 11,775 |   |
| Automobile                     |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 242 |   |   | 242 |   |
| Other consumer                 |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | 35 |   |   | 824 |   |   | 859 |   |
| Total consumer                 |                | 111    |   |   | -- |   |   | 111 |   |   | 101 |   |   | 35 |   |   | 12,629 |   |   | 12,876 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |                | 139    |   |   | -- |   |   | 139 |   |   | -- |   |   | -- |   |   | 19,550 |   |   | 19,689 |   |
| Leases                         |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 912 |   |   | 912 |   |
| Total covered loans            |                | 6,938  |   |   | -- |   |   | 6,938 |   |   | 101 |   |   | 98 |   |   | 103,546 |   |   | 110,683 |   |
| Total gross loans              | $                   | 23,259 |   | $ | -- |   | $ | 23,259 |   | $ | 535 |   | $ | 364 |   | $ | 420,528 |   | $ | 444,686 |   |

----

|                           | December 31, 2011   |   |
|--------------------------------|---------------------|--------|
|                           | Nonperforming Loans |   |   |   |   |   |   |   |   |   |
|                           | Nonaccrual          |   | Past Due 90 or More Days, Still Accruing |   | Total |   | Loans Delinquent 30-59 Days |   | Loans Delinquent 60-89 Days |   | Loans Not Past Due |   | TotalLoans |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans               |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |                |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential | $                   | 5,446  |   | $ | -- |   | $ | 5,446 |   | $ | 1,435 |   | $ | 149 |   | $ | 96,307 |   | $ | 103,337 |   |
| Multifamily residential        |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 13,184 |   |   | 13,184 |   |
| Commercial real estate         |                | 7,601  |   |   | -- |   |   | 7,601 |   |   | -- |   |   | -- |   |   | 137,480 |   |   | 145,081 |   |
| Total real estate              |                | 13,047 |   |   | -- |   |   | 13,047 |   |   | 1,435 |   |   | 149 |   |   | 246,971 |   |   | 261,602 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | 415    |   |   | -- |   |   | 415 |   |   | -- |   |   | -- |   |   | 7,921 |   |   | 8,336 |   |
| Commercial real estate         |                | 1,132  |   |   | -- |   |   | 1,132 |   |   | -- |   |   | -- |   |   | 8,778 |   |   | 9,910 |   |
| Total real estate construction |                | 1,547  |   |   | -- |   |   | 1,547 |   |   | -- |   |   | -- |   |   | 16,699 |   |   | 18,246 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |                | 676    |   |   | -- |   |   | 676 |   |   | 55 |   |   | 114 |   |   | 33,894 |   |   | 34,739 |   |
| Automobile                     |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 665 |   |   | 665 |   |
| Other consumer                 |                | 2      |   |   | -- |   |   | 2 |   |   | 6 |   |   | 8 |   |   | 3,620 |   |   | 3,636 |   |
| Total consumer                 |                | 678    |   |   | -- |   |   | 678 |   |   | 61 |   |   | 122 |   |   | 38,179 |   |   | 39,040 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |                | 422    |   |   | -- |   |   | 422 |   |   | -- |   |   | -- |   |   | 5,796 |   |   | 6,218 |   |
| Leases                         |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 257 |   |   | 257 |   |
| Total noncovered loans         |                | 15,694 |   |   | -- |   |   | 15,694 |   |   | 1,496 |   |   | 271 |   |   | 307,902 |   |   | 325,363 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                  |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | 753    |   |   | -- |   |   | 753 |   |   | -- |   |   | -- |   |   | 11,416 |   |   | 12,169 |   |
| Multifamily residential        |                | 1,372  |   |   | -- |   |   | 1,372 |   |   | -- |   |   | -- |   |   | 6,480 |   |   | 7,852 |   |
| Commercial real estate         |                | 5,934  |   |   | -- |   |   | 5,934 |   |   | -- |   |   | -- |   |   | 55,200 |   |   | 61,134 |   |
| Total real estate              |                | 8,059  |   |   | -- |   |   | 8,059 |   |   | -- |   |   | -- |   |   | 73,096 |   |   | 81,155 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |                | 666    |   |   | -- |   |   | 666 |   |   | -- |   |   | -- |   |   | 353 |   |   | 1,019 |   |
| Commercial real estate         |                | 1,341  |   |   | -- |   |   | 1,341 |   |   | 311 |   |   | -- |   |   | 5,366 |   |   | 7,018 |   |
| Total real estate construction |                | 2,007  |   |   | -- |   |   | 2,007 |   |   | 311 |   |   | -- |   |   | 5,719 |   |   | 8,037 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |                | 209    |   |   | -- |   |   | 209 |   |   | -- |   |   | -- |   |   | 12,405 |   |   | 12,614 |   |
| Automobile                     |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 281 |   |   | 281 |   |
| Other consumer                 |                | 5      |   |   | -- |   |   | 5 |   |   | -- |   |   | -- |   |   | 973 |   |   | 978 |   |
| Total consumer                 |                | 214    |   |   | -- |   |   | 214 |   |   | -- |   |   | -- |   |   | 13,659 |   |   | 13,873 |   |
|                           |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |                | 160    |   |   | -- |   |   | 160 |   |   | -- |   |   | -- |   |   | 34,844 |   |   | 35,004 |   |
| Leases                         |                | --     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 1,902 |   |   | 1,902 |   |
| Total covered loans            |                | 10,440 |   |   | -- |   |   | 10,440 |   |   | 311 |   |   | -- |   |   | 129,220 |   |   | 139,971 |   |
| Total gross loans              | $                   | 26,134 |   | $ | -- |   | $ | 26,134 |   | $ | 1,807 |   | $ | 271 |   | $ | 437,122 |   | $ | 465,334 |   |

----

----

|                           | June 30, 2012 |    |
|--------------------------------|---------------|---------|
|                           | Pass          |    | Watch |   | SpecialMention |   | Substandard |   | Doubtful |   | TotalLoans |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans               |          |    |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |          |    |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential | $             | 84,757  |   | $ | 40 |   | $ | -- |   | $ | 4,872 |   | $ | -- |   | $ | 89,669 |   |
| Multifamily residential        |          | 22,192  |   |   | -- |   |   | 1,002 |   |   | 1,051 |   |   | -- |   |   | 24,245 |   |
| Commercial real estate         |          | 90,705  |   |   | 3,780 |   |   | 18,096 |   |   | 26,755 |   |   | -- |   |   | 139,336 |   |
| Total real estate              |          | 197,654 |   |   | 3,820 |   |   | 19,098 |   |   | 32,678 |   |   | -- |   |   | 253,250 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |          | 9,982   |   |   | 941 |   |   | -- |   |   | 633 |   |   | -- |   |   | 11,556 |   |
| Commercial real estate         |          | 15,319  |   |   | 718 |   |   | -- |   |   | 608 |   |   | -- |   |   | 16,645 |   |
| Total real estate construction |          | 25,301  |   |   | 1,659 |   |   | -- |   |   | 1,241 |   |   | -- |   |   | 28,201 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |          | 33,338  |   |   | 134 |   |   | -- |   |   | 725 |   |   | -- |   |   | 34,197 |   |
| Automobile                     |          | 610     |   |   | 4 |   |   | -- |   |   | -- |   |   | -- |   |   | 614 |   |
| Other consumer                 |          | 2,997   |   |   | 23 |   |   | 33 |   |   | 211 |   |   | -- |   |   | 3,264 |   |
| Total consumer                 |          | 36,945  |   |   | 161 |   |   | 33 |   |   | 936 |   |   | -- |   |   | 38,075 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |          | 13,025  |   |   | 280 |   |   | 117 |   |   | 854 |   |   | -- |   |   | 14,276 |   |
| Leases                         |          | 201     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 201 |   |
| Total noncovered loans         |          | 273,126 |   |   | 5,920 |   |   | 19,248 |   |   | 35,709 |   |   | -- |   |   | 334,003 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                  |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |          | 4,093   |   |   | -- |   |   | 1,354 |   |   | 6,221 |   |   | -- |   |   | 11,668 |   |
| Multifamily residential        |          | 4,356   |   |   | 64 |   |   | 206 |   |   | 621 |   |   | -- |   |   | 5,247 |   |
| Commercial real estate         |          | 23,384  |   |   | 1,135 |   |   | 11,854 |   |   | 16,980 |   |   | -- |   |   | 53,353 |   |
| Total real estate              |          | 31,833  |   |   | 1,199 |   |   | 13,414 |   |   | 23,822 |   |   | -- |   |   | 70,268 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |          | --      |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |
| Commercial real estate         |          | 1,991   |   |   | 921 |   |   | 3,272 |   |   | 754 |   |   | -- |   |   | 6,938 |   |
| Total real estate construction |          | 1,991   |   |   | 921 |   |   | 3,272 |   |   | 754 |   |   | -- |   |   | 6,938 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |          | 11,342  |   |   | 80 |   |   | -- |   |   | 353 |   |   | -- |   |   | 11,775 |   |
| Automobile                     |          | 237     |   |   | 5 |   |   | -- |   |   | -- |   |   | -- |   |   | 242 |   |
| Other consumer                 |          | 836     |   |   | 8 |   |   | -- |   |   | 15 |   |   | -- |   |   | 859 |   |
| Total consumer                 |          | 12,415  |   |   | 93 |   |   | -- |   |   | 368 |   |   | -- |   |   | 12,876 |   |
|                           |          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |          | 14,283  |   |   | 867 |   |   | 650 |   |   | 3,889 |   |   | -- |   |   | 19,689 |   |
| Leases                         |          | 912     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 912 |   |
| Total covered loans            |          | 61,434  |   |   | 3,080 |   |   | 17,336 |   |   | 28,833 |   |   | -- |   |   | 110,683 |   |
| Total gross loans              | $             | 334,560 |   | $ | 9,000 |   | $ | 36,584 |   | $ | 64,542 |   | $ | -- |   | $ | 444,686 |   |

----

|                           | December 31, 2011 |    |
|--------------------------------|-------------------|---------|
|                           | Pass              |    | Watch |   | SpecialMention |   | Substandard |   | Doubtful |   | TotalLoans |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans               |              |    |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |              |    |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential | $                 | 97,444  |   | $ | 110 |   | $ | -- |   | $ | 5,783 |   | $ | -- |   | $ | 103,337 |   |
| Multifamily residential        |              | 8,131   |   |   | 1,670 |   |   | 1,024 |   |   | 2,359 |   |   | -- |   |   | 13,184 |   |
| Commercial real estate         |              | 90,458  |   |   | 4,307 |   |   | 19,407 |   |   | 30,909 |   |   | -- |   |   | 145,081 |   |
| Total real estate              |              | 196,033 |   |   | 6,087 |   |   | 20,431 |   |   | 39,051 |   |   | -- |   |   | 261,602 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |              | 3,849   |   |   | 3,819 |   |   | -- |   |   | 668 |   |   | -- |   |   | 8,336 |   |
| Commercial real estate         |              | 8,018   |   |   | -- |   |   | 512 |   |   | 1,380 |   |   | -- |   |   | 9,910 |   |
| Total real estate construction |              | 11,867  |   |   | 3,819 |   |   | 512 |   |   | 2,048 |   |   | -- |   |   | 18,246 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |              | 33,715  |   |   | 127 |   |   | 40 |   |   | 857 |   |   | -- |   |   | 34,739 |   |
| Automobile                     |              | 660     |   |   | 5 |   |   | -- |   |   | -- |   |   | -- |   |   | 665 |   |
| Other consumer                 |              | 3,248   |   |   | 64 |   |   | 41 |   |   | 283 |   |   | -- |   |   | 3,636 |   |
| Total consumer                 |              | 37,623  |   |   | 196 |   |   | 81 |   |   | 1,140 |   |   | -- |   |   | 39,040 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |              | 5,163   |   |   | 304 |   |   | 329 |   |   | 422 |   |   | -- |   |   | 6,218 |   |
| Leases                         |              | 257     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 257 |   |
| Total noncovered loans         |              | 250,943 |   |   | 10,406 |   |   | 21,353 |   |   | 42,661 |   |   | -- |   |   | 325,363 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                  |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                   |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |              | 4,196   |   |   | 347 |   |   | 1,573 |   |   | 6,053 |   |   | -- |   |   | 12,169 |   |
| Multifamily residential        |              | 5,118   |   |   | 976 |   |   | 169 |   |   | 1,589 |   |   | -- |   |   | 7,852 |   |
| Commercial real estate         |              | 24,134  |   |   | 1,672 |   |   | 11,812 |   |   | 23,516 |   |   | -- |   |   | 61,134 |   |
| Total real estate              |              | 33,448  |   |   | 2,995 |   |   | 13,554 |   |   | 31,158 |   |   | -- |   |   | 81,155 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:      |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential |              | 230     |   |   | -- |   |   | -- |   |   | 789 |   |   | -- |   |   | 1,019 |   |
| Commercial real estate         |              | 1,760   |   |   | 102 |   |   | 2,705 |   |   | 2,451 |   |   | -- |   |   | 7,018 |   |
| Total real estate construction |              | 1,990   |   |   | 102 |   |   | 2,705 |   |   | 3,240 |   |   | -- |   |   | 8,037 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                      |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                    |              | 11,713  |   |   | 138 |   |   | -- |   |   | 763 |   |   | -- |   |   | 12,614 |   |
| Automobile                     |              | 281     |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 281 |   |
| Other consumer                 |              | 942     |   |   | 14 |   |   | -- |   |   | 22 |   |   | -- |   |   | 978 |   |
| Total consumer                 |              | 12,936  |   |   | 152 |   |   | -- |   |   | 785 |   |   | -- |   |   | 13,873 |   |
|                           |              |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business            |              | 21,408  |   |   | 1,755 |   |   | 5,353 |   |   | 6,488 |   |   | -- |   |   | 35,004 |   |
| Leases                         |              | 1,902   |   |   | -- |   |   | -- |   |   | -- |   |   | -- |   |   | 1,902 |   |
| Total covered loans            |              | 71,684  |   |   | 5,004 |   |   | 21,612 |   |   | 41,671 |   |   | -- |   |   | 139,971 |   |
| Total gross loans              | $                 | 322,627 |   | $ | 15,410 |   | $ | 42,965 |   | $ | 84,332 |   | $ | -- |   | $ | 465,334 |   |

----

|                                             |   | June 30, 2012            |   |   | Average Recorded Investment |   |
|--------------------------------------------------|--------|--------------------------|--------|--------|-----------------------------|--------|
|                                             |   | Unpaid Principal Balance |   |   | Recorded Investment         |   |   | Allowance for Loan Losses Allocated |   |   | Three Months Ended June 30, 2012 |   |   | Six Months Ended June 30, 2012 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans                                 |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| With no related allowance recorded:              |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   | $                        | 3,816  |   |                        | $      | 3,065 |   |   | $ | -- |   |   | $ | 3,814 |   |   | $ | 4,094 |   |
| Commercial real estate                           |   |                     | 4,910  |   |                        |   | 4,823 |   |   |   | -- |   |   |   | 4,869 |   |   |   | 4,051 |   |
| Total real estate                                |   |                     | 8,726  |   |                        |   | 7,888 |   |   |   | -- |   |   |   | 8,682 |   |   |   | 8,145 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 340    |   |                        |   | 283 |   |   |   | -- |   |   |   | 162 |   |   |   | 365 |   |
| Commercial real estate                           |   |                     | 434    |   |                        |   | 302 |   |   |   | -- |   |   |   | 151 |   |   |   | 101 |   |
| Total real estate construction                   |   |                     | 774    |   |                        |   | 585 |   |   |   | -- |   |   |   | 313 |   |   |   | 466 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                      |   |                     | 778    |   |                        |   | 449 |   |   |   | -- |   |   |   | 742 |   |   |   | 699 |   |
| Automobile                                       |   |                     | --     |   |                        |   | -- |   |   |   | -- |   |   |   | 29 |   |   |   | 30 |   |
| Other consumer                                   |   |                     | --     |   |                        |   | -- |   |   |   | -- |   |   |   | 10 |   |   |   | 10 |   |
| Total consumer                                   |   |                     | 778    |   |                        |   | 449 |   |   |   | -- |   |   |   | 781 |   |   |   | 739 |   |
| Commercial business                              |   |                     | 542    |   |                        |   | 354 |   |   |   | -- |   |   |   | 368 |   |   |   | 388 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total noncovered loans with no relatedallowance  |   |                     | 10,820 |   |                        |   | 9,276 |   |   |   | -- |   |   |   | 10,145 |   |   |   | 9,738 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| With an allowance recorded:                      |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 1,494  |   |                        |   | 1,496 |   |   |   | (422 | ) |   |   | 1,559 |   |   |   | 1,558 |   |
| Multifamily residential                          |   |                     | 854    |   |                        |   | 854 |   |   |   | (202 | ) |   |   | 427 |   |   |   | 285 |   |
| Commercial real estate                           |   |                     | 4,793  |   |                        |   | 4,793 |   |   |   | (402 | ) |   |   | 5,508 |   |   |   | 5,683 |   |
| Total real estate                                |   |                     | 7,141  |   |                        |   | 7,143 |   |   |   | (1,026 | ) |   |   | 7,484 |   |   |   | 7,526 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 350    |   |                        |   | 350 |   |   |   | (111 | ) |   |   | 355 |   |   |   | 382 |   |
| Commercial real estate                           |   |                     | 307    |   |                        |   | 307 |   |   |   | (60 | ) |   |   | 337 |   |   |   | 370 |   |
| Total real estate construction                   |   |                     | 657    |   |                        |   | 657 |   |   |   | (171 | ) |   |   | 692 |   |   |   | 752 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                      |   |                     | 292    |   |                        |   | 292 |   |   |   | (272 | ) |   |   | 295 |   |   |   | 298 |   |
| Commercial business                              |   |                     | --     |   |                        |   | -- |   |   |   | -- |   |   |   | -- |   |   |   | -- |   |
| Total noncovered loans with an allowancerecorded |   |                     | 8,090  |   |                        |   | 8,092 |   |   |   | (1,469 | ) |   |   | 8,471 |   |   |   | 8,576 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                                    |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| With no related allowance recorded:              |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | --     |   |                        |   | -- |   |   |   | -- |   |   |   | 181 |   |   |   | 266 |   |
| Commercial real estate                           |   |                     | 2,976  |   |                        |   | 2,506 |   |   |   | -- |   |   |   | 2,621 |   |   |   | 2,650 |   |
| Total real estate                                |   |                     | 2,976  |   |                        |   | 2,506 |   |   |   | -- |   |   |   | 2,802 |   |   |   | 2,916 |   |
| Commercial real estate construction              |   |                     | 518    |   |                        |   | 272 |   |   |   | -- |   |   |   | 403 |   |   |   | 557 |   |
| Home equity                                      |   |                     | 437    |   |                        |   | 111 |   |   |   | -- |   |   |   | 160 |   |   |   | 176 |   |
| Commercial business and leases                   |   |                     | 30     |   |                        |   | 16 |   |   |   | -- |   |   |   | 744 |   |   |   | 566 |   |
| Total covered loans with no related allowance    |   |                     | 3,961  |   |                        |   | 2,905 |   |   |   | -- |   |   |   | 4,112 |   |   |   | 4,218 |   |
| Total impaired loans                             |   | $                        | 22,871 |   |                        | $      | 20,273 |   |   | $ | (1,469 | ) |   | $ | 22,728 |   |   | $ | 22,532 |   |

----

|                                             |   | December 31, 2011        |   |   | Average Recorded Investment |   |
|--------------------------------------------------|--------|--------------------------|--------|--------|-----------------------------|--------|
|                                             |   | Unpaid Principal Balance |   |   | Recorded Investment         |   |   | Allowance for Loan Losses Allocated |   |   | Three Months Ended June 30, 2011 |   |   | Six Months Ended June 30, 2011 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans                                 |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| With no related allowance recorded:              |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   | $                        | 5,147  |   |                        | $      | 4,654 |   |   | $ | -- |   |   | $ | 1,675 |   |   | $ | 1,337 |   |
| Commercial real estate                           |   |                     | 2,651  |   |                        |   | 2,415 |   |   |   | -- |   |   |   | 2,380 |   |   |   | 2,339 |   |
| Total real estate                                |   |                     | 7,798  |   |                        |   | 7,069 |   |   |   | -- |   |   |   | 4,055 |   |   |   | 3,676 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 196    |   |                        |   | 139 |   |   |   | -- |   |   |   | -- |   |   |   | -- |   |
| Commercial real estate                           |   |                     | 1,959  |   |                        |   | 631 |   |   |   | -- |   |   |   | 1,690 |   |   |   | 1,360 |   |
| Total real estate construction                   |   |                     | 2,155  |   |                        |   | 770 |   |   |   | -- |   |   |   | 1,690 |   |   |   | 1,690 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Consumer:                                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                      |   |                     | 1,010  |   |                        |   | 614 |   |   |   | -- |   |   |   | 145 |   |   |   | 103 |   |
| Automobile                                       |   |                     | 25     |   |                        |   | 25 |   |   |   | -- |   |   |   | -- |   |   |   | 3 |   |
| Other consumer                                   |   |                     | 17     |   |                        |   | 17 |   |   |   | -- |   |   |   | -- |   |   |   | -- |   |
| Total consumer                                   |   |                     | 1,052  |   |                        |   | 656 |   |   |   | -- |   |   |   | 145 |   |   |   | 106 |   |
| Commercial business                              |   |                     | 592    |   |                        |   | 427 |   |   |   | -- |   |   |   | 307 |   |   |   | 354 |   |
| Total noncovered loans with no relatedallowance  |   |                     | 11,597 |   |                        |   | 8,922 |   |   |   | -- |   |   |   | 6,197 |   |   |   | 5,496 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| With an allowance recorded:                      |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 1,572  |   |                        |   | 1,576 |   |   |   | (359 | ) |   |   | 1,788 |   |   |   | 2,140 |   |
| Commercial real estate                           |   |                     | 6,035  |   |                        |   | 6,035 |   |   |   | (737 | ) |   |   | 5,151 |   |   |   | 5,593 |   |
| Total real estate                                |   |                     | 7,607  |   |                        |   | 7,611 |   |   |   | (1,096 | ) |   |   | 6,939 |   |   |   | 7,733 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction:                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 367    |   |                        |   | 367 |   |   |   | (105 | ) |   |   | 628 |   |   |   | 788 |   |
| Commercial real estate                           |   |                     | 506    |   |                        |   | 506 |   |   |   | (99 | ) |   |   | 867 |   |   |   | 1,040 |   |
| Total real estate construction                   |   |                     | 873    |   |                        |   | 873 |   |   |   | (204 | ) |   |   | 1,495 |   |   |   | 1,828 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                      |   |                     | 303    |   |                        |   | 303 |   |   |   | (269 | ) |   |   | 128 |   |   |   | 129 |   |
| Commercial business                              |   |                     | --     |   |                        |   | -- |   |   |   | -- |   |   |   | 566 |   |   |   | 639 |   |
| Total noncovered loans with an allowancerecorded |   |                     | 8,783  |   |                        |   | 8,787 |   |   |   | (1,569 | ) |   |   | 9,128 |   |   |   | 10,329 |   |
|                                             |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                                    |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| With no related allowance recorded:              |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Real estate:                                     |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential                   |   |                     | 663    |   |                        |   | 436 |   |   |   | -- |   |   |   | 399 |   |   |   | 330 |   |
| Commercial real estate                           |   |                     | 3,279  |   |                        |   | 2,708 |   |   |   | -- |   |   |   | 7,381 |   |   |   | 7,028 |   |
| Total real estate                                |   |                     | 3,942  |   |                        |   | 3,144 |   |   |   | -- |   |   |   | 7,780 |   |   |   | 7,358 |   |
| Commercial real estate construction              |   |                     | 1,798  |   |                        |   | 864 |   |   |   | -- |   |   |   | 2,117 |   |   |   | 1,892 |   |
| Consumer:                                        |   |                     |   |   |                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Home equity                                      |   |                     | 643    |   |                        |   | 209 |   |   |   | -- |   |   |   | 9 |   |   |   | 6 |   |
| Consumer                                         |   |                     | 4      |   |                        |   | 4 |   |   |   | -- |   |   |   | -- |   |   |   | -- |   |
| Total consumer                                   |   |                     | 647    |   |                        |   | 213 |   |   |   | -- |   |   |   | 9 |   |   |   | 6 |   |
| Commercial business and leases                   |   |                     | 236    |   |                        |   | 212 |   |   |   | -- |   |   |   | 406 |   |   |   | 432 |   |
| Total covered loans with no related allowance    |   |                     | 6,623  |   |                        |   | 4,433 |   |   |   | -- |   |   |   | 10,312 |   |   |   | 9,689 |   |
| Total impaired loans                             |   | $                        | 27,003 |   |                        | $      | 22,142 |   |   | $ | (1,569 | ) |   | $ | 25,637 |   |   | $ | 25,513 |   |

----

|                                  | June 30, 2012                         |   |
|---------------------------------------|---------------------------------------|--------|
|                                  | Allowance for Loan Losses             |   | Recorded Investment |   |
|                                  | Individually Evaluated for Impairment |   | Collectively Evaluated for Impairment |   | Acquired with Deteriorated Credit Quality |   | Individually Evaluated for Impairment |   | Collectively Evaluated for Impairment |   | Acquired with Deteriorated Credit Quality |   |
|                                  |                                  |   |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans                      |                                  |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        | $                                     | 422    |   | $ | 1,088 |   | $ | -- |   | $ | 4,561 |   | $ | 85,108 |   | $ | -- |   |
| Commercial real estate andmultifamily |                                  | 604    |   |   | 3,197 |   |   | -- |   |   | 10,470 |   |   | 153,111 |   |   | -- |   |
| Real estate construction              |                                  | 171    |   |   | 669 |   |   | -- |   |   | 1,242 |   |   | 26,959 |   |   | -- |   |
| Home equity                           |                                  | 272    |   |   | 1,661 |   |   | -- |   |   | 741 |   |   | 33,456 |   |   | -- |   |
| Consumer                              |                                  | --     |   |   | 114 |   |   | -- |   |   | -- |   |   | 2,076 |   |   | 1,802 |   |
| Commercial business                   |                                  | --     |   |   | 660 |   |   | -- |   |   | 354 |   |   | 13,922 |   |   | -- |   |
| Leases                                |                                  | --     |   |   | 47 |   |   | -- |   |   | -- |   |   | 201 |   |   | -- |   |
| Total noncovered                      |                                  | 1,469  |   |   | 7,436 |   |   | -- |   |   | 17,368 |   |   | 314,833 |   |   | 1,802 |   |
|                                  |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                         |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        |                                  | --     |   |   | 18 |   |   | 13 |   |   | -- |   |   | 2,427 |   |   | 9,241 |   |
| Commercial real estate andmultifamily |                                  | --     |   |   | 806 |   |   | 34 |   |   | 2,506 |   |   | 22,576 |   |   | 33,518 |   |
| Real estate construction              |                                  | --     |   |   | 141 |   |   | 1,580 |   |   | 272 |   |   | 1,903 |   |   | 4,763 |   |
| Home equity                           |                                  | --     |   |   | 218 |   |   | 399 |   |   | 111 |   |   | 4,709 |   |   | 6,955 |   |
| Consumer                              |                                  | --     |   |   | 48 |   |   | -- |   |   | -- |   |   | 1,051 |   |   | 50 |   |
| Commercial business                   |                                  | --     |   |   | 274 |   |   | 184 |   |   | 16 |   |   | 3,823 |   |   | 15,850 |   |
| Leases                                |                                  | --     |   |   | -- |   |   | -- |   |   | -- |   |   | 912 |   |   | -- |   |
| Total covered                         |                                  | --     |   |   | 1,505 |   |   | 2,210 |   |   | 2,905 |   |   | 37,401 |   |   | 70,377 |   |
| Total                                 | $                                     | 1,469  |   | $ | 8,941 |   | $ | 2,210 |   | $ | 20,273 |   | $ | 352,234 |   | $ | 72,179 |   |

|                                  |   | December 31, 2011                     |   |
|---------------------------------------|--------|---------------------------------------|--------|
|                                  |   | Allowance for Loan Losses             |   |   | Recorded Investment |   |
|                                  |   | Individually Evaluated for Impairment |   |   | Collectively Evaluated for Impairment |   |   | Acquired with Deteriorated Credit Quality |   |   | Individually Evaluated for Impairment |   |   | Collectively Evaluated for Impairment |   |   | Acquired with Deteriorated Credit Quality |   |
|                                  |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans                      |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        |   | $                                     | 359    |   |   | $ | 1,384 |   |   | $ | -- |   |   | $ | 6,230 |   |   | $ | 97,107 |   |   | $ | -- |   |
| Commercial real estate andmultifamily |   |                                  | 737    |   |   |   | 4,443 |   |   |   | -- |   |   |   | 8,450 |   |   |   | 149,815 |   |   |   | -- |   |
| Real estate construction              |   |                                  | 204    |   |   |   | 518 |   |   |   | -- |   |   |   | 1,643 |   |   |   | 16,603 |   |   |   | -- |   |
| Home equity                           |   |                                  | 269    |   |   |   | 1,757 |   |   |   | -- |   |   |   | 917 |   |   |   | 33,822 |   |   |   | -- |   |
| Consumer                              |   |                                  | --     |   |   |   | 71 |   |   |   | -- |   |   |   | 42 |   |   |   | 2,045 |   |   |   | 2,214 |   |
| Commercial business                   |   |                                  | --     |   |   |   | 141 |   |   |   | -- |   |   |   | 427 |   |   |   | 5,791 |   |   |   | -- |   |
| Leases                                |   |                                  | --     |   |   |   | 64 |   |   |   | -- |   |   |   | -- |   |   |   | 257 |   |   |   | -- |   |
| Total noncovered                      |   |                                  | 1,569  |   |   |   | 8,378 |   |   |   | -- |   |   |   | 17,709 |   |   |   | 305,440 |   |   |   | 2,214 |   |
|                                  |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                         |   |                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        |   |                                  | --     |   |   |   | 30 |   |   |   | -- |   |   |   | 436 |   |   |   | 6,077 |   |   |   | 5,656 |   |
| Commercial real estate andmultifamily |   |                                  | --     |   |   |   | 1,026 |   |   |   | -- |   |   |   | 2,708 |   |   |   | 21,918 |   |   |   | 44,360 |   |
| Real estate construction              |   |                                  | --     |   |   |   | 151 |   |   |   | 2,050 |   |   |   | 864 |   |   |   | 1,547 |   |   |   | 5,626 |   |
| Home equity                           |   |                                  | --     |   |   |   | 277 |   |   |   | -- |   |   |   | 209 |   |   |   | 5,250 |   |   |   | 7,155 |   |
| Consumer                              |   |                                  | --     |   |   |   | 32 |   |   |   | 10 |   |   |   | 4 |   |   |   | 1,213 |   |   |   | 42 |   |
| Commercial business                   |   |                                  | --     |   |   |   | 384 |   |   |   | 264 |   |   |   | 212 |   |   |   | 5,515 |   |   |   | 29,277 |   |
| Leases                                |   |                                  | --     |   |   |   | -- |   |   |   | -- |   |   |   | -- |   |   |   | 1,902 |   |   |   | -- |   |
| Total covered                         |   |                                  | --     |   |   |   | 1,900 |   |   |   | 2,324 |   |   |   | 4,433 |   |   |   | 43,422 |   |   |   | 92,116 |   |
| Total                                 |   | $                                     | 1,569  |   |   | $ | 10,278 |   |   | $ | 2,324 |   |   | $ | 22,142 |   |   | $ | 348,862 |   |   | $ | 94,330 |   |

----

|                                   |   | As of March 31, 2012 |   |   | Provisions |   |   | Charge-Offs |   |   | Recoveries |   |   | As ofJune 30, 2012 |   |
|----------------------------------------|--------|----------------------|--------|--------|------------|--------|--------|-------------|--------|--------|------------|--------|--------|--------------------|--------|
|                                   |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |
| Noncovered loans                       |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |
| One-to-four family residential         |   | $                    | 1,664  |   |       | $      | 54     |        |   | $      | (213       | )      |   | $                  | 5      |   |   | $ | 1,510 |   |
| Commercial real estate and multifamily |   |                 | 4,086  |   |       |   | (251   | )           |   |   | (34        | )      |   |               | --     |   |   |   | 3,801 |   |
| Real estate construction               |   |                 | 804    |   |       |   | 35     |        |   |   | --         |   |   |               | 1      |   |   |   | 840 |   |
| Home equity                            |   |                 | 2,047  |   |       |   | 6      |        |   |   | (135       | )      |   |               | 15     |   |   |   | 1,933 |   |
| Consumer                               |   |                 | 95     |   |       |   | 20     |        |   |   | (5         | )      |   |               | 4      |   |   |   | 114 |   |
| Commercial business                    |   |                 | 541    |   |       |   | 144    |        |   |   | (25        | )      |   |               | --     |   |   |   | 660 |   |
| Leases                                 |   |                 | 55     |   |       |   | (8     | )           |   |   | --         |   |   |               | --     |   |   |   | 47 |   |
| Total noncovered loans                 |   |                 | 9,292  |   |       |   | --     |        |   |   | (412       | )      |   |               | 25     |   |   |   | 8,905 |   |
|                                   |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| Covered loans                          |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| One-to-four family residential         |   |                 | 30     |   |       |   | 2      |        |   |   | (1         | )      |   |               | --     |   |   |   | 31 |   |
| Commercial real estate and multifamily |   |                 | 1,160  |   |       |   | (167   | )           |   |   | (265       | )      |   |               | 112    |   |   |   | 840 |   |
| Real estate construction               |   |                 | 2,085  |   |       |   | (498   | )           |   |   | (258       | )      |   |               | 392    |   |   |   | 1,721 |   |
| Home equity                            |   |                 | 655    |   |       |   | 98     |        |   |   | (136       | )      |   |               | --     |   |   |   | 617 |   |
| Consumer                               |   |                 | 49     |   |       |   | 80     |        |   |   | (81        | )      |   |               | --     |   |   |   | 48 |   |
| Commercial business                    |   |                 | 468    |   |       |   | 51     |        |   |   | (105       | )      |   |               | 44     |   |   |   | 458 |   |
| Total covered loans                    |   |                 | 4,447  |   |       |   | (434   | )           |   |   | (846       | )      |   |               | 548    |   |   |   | 3,715 |   |
| Total                                  |   | $                    | 13,739 |   |       | $      | (434   | )           |   | $      | (1,258     | )      |   | $                  | 573    |   |   | $ | 12,620 |   |

|                                   |   | As of March 31, 2011 |   |   | Provisions |   |   | Charge-Offs |   |   | Recoveries |   |   | As ofJune 30, 2011 |   |
|----------------------------------------|--------|----------------------|--------|--------|------------|--------|--------|-------------|--------|--------|------------|--------|--------|--------------------|--------|
|                                   |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |
| Noncovered loans                       |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |
| One-to-four family residential         |   | $                    | 2,116  |   |       | $      | (169   | )           |   | $      | (193       | )      |   | $                  | 69     |   |   | $ | 1,823 |   |
| Commercial real estate and multifamily |   |                 | 5,578  |   |       |   | 105    |        |   |   | (582       | )      |   |               | 1      |   |   |   | 5,102 |   |
| Real estate construction               |   |                 | 1,028  |   |       |   | 113    |        |   |   | (449       | )      |   |               | 191    |   |   |   | 883 |   |
| Home equity                            |   |                 | 1,514  |   |       |   | 490    |        |   |   | (704       | )      |   |               | 5      |   |   |   | 1,305 |   |
| Consumer                               |   |                 | 94     |   |       |   | (58    | )           |   |   | (8         | )      |   |               | --     |   |   |   | 28 |   |
| Commercial business                    |   |                 | 637    |   |       |   | (281   | )           |   |   | (244       | )      |   |               | 138    |   |   |   | 250 |   |
| Total noncovered loans                 |   |                 | 10,967 |   |       |   | 200    |        |   |   | (2,180     | )      |   |               | 404    |   |   |   | 9,391 |   |
|                                   |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| Covered loans                          |   |                 |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| One-to-four family residential         |   |                 | 77     |   |       |   | (2     | )           |   |   | --         |   |   |               | --     |   |   |   | 75 |   |
| Commercial real estate and multifamily |   |                 | 2,055  |   |       |   | 963    |        |   |   | (964       | )      |   |               | 59     |   |   |   | 2,113 |   |
| Real estate construction               |   |                 | 500    |   |       |   | 872    |        |   |   | (758       | )      |   |               | 14     |   |   |   | 628 |   |
| Home equity                            |   |                 | --     |   |       |   | 240    |        |   |   | (240       | )      |   |               | --     |   |   |   | -- |   |
| Consumer                               |   |                 | 295    |   |       |   | 20     |        |   |   | --         |   |   |               | 1      |   |   |   | 316 |   |
| Commercial business                    |   |                 | 387    |   |       |   | 518    |        |   |   | (46        | )      |   |               | 5      |   |   |   | 864 |   |
| Total covered loans                    |   |                 | 3,314  |   |       |   | 2,611  |        |   |   | (2,008     | )      |   |               | 79     |   |   |   | 3,996 |   |
| Total                                  |   | $                    | 14,281 |   |       | $      | 2,811  |        |   | $      | (4,188     | )      |   | $                  | 483    |   |   | $ | 13,387 |   |

----

|                                   |   | As of December 31, 2011 |   |   | Provisions |   |   | Charge-Offs |   |   | Recoveries |   |   | As ofJune 30, 2012 |   |
|----------------------------------------|--------|-------------------------|--------|--------|------------|--------|--------|-------------|--------|--------|------------|--------|--------|--------------------|--------|
|                                   |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |
| Noncovered loans                       |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |
| One-to-four family residential         |   | $                       | 1,743  |   |       | $      | 459    |        |   | $      | (706       | )      |   | $                  | 14     |   |   | $ | 1,510 |   |
| Commercial real estate and multifamily |   |                    | 5,180  |   |       |   | (1,339 | )           |   |   | (40        | )      |   |               | --     |   |   |   | 3,801 |   |
| Real estate construction               |   |                    | 722    |   |       |   | 74     |        |   |   | --         |   |   |               | 44     |   |   |   | 840 |   |
| Home equity                            |   |                    | 2,026  |   |       |   | 189    |        |   |   | (302       | )      |   |               | 20     |   |   |   | 1,933 |   |
| Consumer                               |   |                    | 71     |   |       |   | 44     |        |   |   | (14        | )      |   |               | 13     |   |   |   | 114 |   |
| Commercial business                    |   |                    | 141    |   |       |   | 590    |        |   |   | (71        | )      |   |               | --     |   |   |   | 660 |   |
| Leases                                 |   |                    | 64     |   |       |   | (17    | )           |   |   | --         |   |   |               | --     |   |   |   | 47 |   |
| Total noncovered loans                 |   |                    | 9,947  |   |       |   | --     |        |   |   | (1,133     | )      |   |               | 91     |   |   |   | 8,905 |   |
|                                   |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| Covered loans                          |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| One-to-four family residential         |   |                    | 30     |   |       |   | 16     |        |   |   | (15        | )      |   |               | --     |   |   |   | 31 |   |
| Commercial real estate and multifamily |   |                    | 1,026  |   |       |   | (1,121 | )           |   |   | (305       | )      |   |               | 1,240  |   |   |   | 840 |   |
| Real estate construction               |   |                    | 2,201  |   |       |   | (808   | )           |   |   | (278       | )      |   |               | 606    |   |   |   | 1,721 |   |
| Home equity                            |   |                    | 277    |   |       |   | 476    |        |   |   | (136       | )      |   |               | --     |   |   |   | 617 |   |
| Consumer                               |   |                    | 42     |   |       |   | 103    |        |   |   | (97        | )      |   |               | --     |   |   |   | 48 |   |
| Commercial business                    |   |                    | 648    |   |       |   | 117    |        |   |   | (357       | )      |   |               | 50     |   |   |   | 458 |   |
| Total covered loans                    |   |                    | 4,224  |   |       |   | (1,217 | )           |   |   | (1,188     | )      |   |               | 1,896  |   |   |   | 3,715 |   |
| Total                                  |   | $                       | 14,171 |   |       | $      | (1,217 | )           |   | $      | (2,321     | )      |   | $                  | 1,987  |   |   | $ | 12,620 |   |

|                                   |   | As of December 31, 2010 |   |   | Provisions |   |   | Charge-Offs |   |   | Recoveries |   |   | As ofJune 30, 2011 |   |
|----------------------------------------|--------|-------------------------|--------|--------|------------|--------|--------|-------------|--------|--------|------------|--------|--------|--------------------|--------|
|                                   |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |
| Noncovered loans                       |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |
| One-to-four family residential         |   | $                       | 2,210  |   |       | $      | 150    |        |   | $      | (710       | )      |   | $                  | 173    |   |   | $ | 1,823 |   |
| Commercial real estate and multifamily |   |                    | 6,536  |   |       |   | (555   | )           |   |   | (910       | )      |   |               | 31     |   |   |   | 5,102 |   |
| Real estate construction               |   |                    | 957    |   |       |   | 326    |        |   |   | (599       | )      |   |               | 199    |   |   |   | 883 |   |
| Home equity                            |   |                    | 1,356  |   |       |   | 775    |        |   |   | (887       | )      |   |               | 61     |   |   |   | 1,305 |   |
| Consumer                               |   |                    | 54     |   |       |   | (1     | )           |   |   | (26        | )      |   |               | 1      |   |   |   | 28 |   |
| Commercial business                    |   |                    | 851    |   |       |   | (495   | )           |   |   | (244       | )      |   |               | 138    |   |   |   | 250 |   |
| Total noncovered loans                 |   |                    | 11,964 |   |       |   | 200    |        |   |   | (3,376     | )      |   |               | 603    |   |   |   | 9,391 |   |
|                                   |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| Covered loans                          |   |                    |   |   |       |   |   |        |   |   |       |   |   |               |   |   |   |   |   |   |
| One-to-four family residential         |   |                    | 70     |   |       |   | 89     |        |   |   | (85        | )      |   |               | 1      |   |   |   | 75 |   |
| Commercial real estate and multifamily |   |                    | 2,010  |   |       |   | 2,074  |        |   |   | (2,030     | )      |   |               | 59     |   |   |   | 2,113 |   |
| Real estate construction               |   |                    | 453    |   |       |   | 2,865  |        |   |   | (3,223     | )      |   |               | 533    |   |   |   | 628 |   |
| Home equity                            |   |                    | 421    |   |       |   | (159   | )           |   |   | (263       | )      |   |               | 1      |   |   |   | -- |   |
| Consumer                               |   |                    | 49     |   |       |   | 259    |        |   |   | (3         | )      |   |               | 11     |   |   |   | 316 |   |
| Commercial business                    |   |                    | 442    |   |       |   | 483    |        |   |   | (70        | )      |   |               | 9      |   |   |   | 864 |   |
| Total covered loans                    |   |                    | 3,445  |   |       |   | 5,611  |        |   |   | (5,674     | )      |   |               | 614    |   |   |   | 3,996 |   |
| Total                                  |   | $                       | 15,409 |   |       | $      | 5,811  |        |   | $      | (9,050     | )      |   | $                  | 1,217  |   |   | $ | 13,387 |   |

----

|                                  |   | June 30, 2012  |   |   | December 31, 2011 |   |
|---------------------------------------|--------|----------------|--------|--------|-------------------|--------|
|                                  |   | Accrual Status |   |   | Nonaccrual Status |   |   | Total Modifications |   |   | Accrual Status |   |   | Nonaccrual Status |   |   | Total Modifications |   |
|                                  |   |           |   |   |              |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noncovered loans                      |   |           |   |   |              |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        |   | $              | 1,461  |   |              | $      | 957 |   |   | $ | 2,418 |   |   | $ | 241 |   |   | $ | 1,549 |   |   | $ | 1,790 |   |
| Commercial real estate andmultifamily |   |           | 274    |   |              |   | 8,006 |   |   |   | 8,280 |   |   |   | 274 |   |   |   | 5,309 |   |   |   | 5,583 |   |
| Real estate construction              |   |           | --     |   |              |   | 1,100 |   |   |   | 1,100 |   |   |   | 6 |   |   |   | 428 |   |   |   | 434 |   |
| Home equity                           |   |           | 16     |   |              |   | 224 |   |   |   | 240 |   |   |   | 16 |   |   |   | 234 |   |   |   | 250 |   |
| Commercial business and leases        |   |           | --     |   |              |   | 353 |   |   |   | 353 |   |   |   | -- |   |   |   | 395 |   |   |   | 395 |   |
| Total noncovered                      |   |           | 1,751  |   |              |   | 10,640 |   |   |   | 12,391 |   |   |   | 537 |   |   |   | 7,915 |   |   |   | 8,452 |   |
|                                  |   |           |   |   |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                         |   |           |   |   |              |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate andmultifamily |   |           | 177    |   |              |   | 193 |   |   |   | 370 |   |   |   | 180 |   |   |   | 232 |   |   |   | 412 |   |
| Real estate construction              |   |           | --     |   |              |   | -- |   |   |   | -- |   |   |   | -- |   |   |   | 208 |   |   |   | 208 |   |
| Total covered                         |   |           | 177    |   |              |   | 193 |   |   |   | 370 |   |   |   | 180 |   |   |   | 440 |   |   |   | 620 |   |
| Total                                 |   | $              | 1,928  |   |              | $      | 10,833 |   |   | $ | 12,761 |   |   | $ | 717 |   |   | $ | 8,355 |   |   | $ | 9,072 |   |

|                                  |   | Three Months Ended June 30, 2012 |   |   | Six Months Ended June 30, 2012 |   |
|---------------------------------------|--------|----------------------------------|--------|--------|--------------------------------|--------|
|                                  |   | Number of Contracts              |   |   | Pre- Modification Balance      |   |   | Post- Modification Balance |   |   | Number of Contracts |   |   | Pre- Modification Balance |   |   | Post- Modification Balance |   |
| Noncovered loans                      |   |                             |   |   |                           |   |   |   |   |   |   |   |   |   |   |   |   |   |
| One-to-four family residential        |   |                             | 3      |   |                           | $      | 861 |   |   | $ | 876 |   |   |   | 3 |   |   | $ | 861 |   |   | $ | 876 |   |
| Commercial real estate andmultifamily |   |                             | 3      |   |                           |   | 4,322 |   |   |   | 4,322 |   |   |   | 3 |   |   |   | 4,322 |   |   |   | 4,322 |   |
| Real estate construction              |   |                             | 7      |   |                           |   | 384 |   |   |   | 384 |   |   |   | 8 |   |   |   | 828 |   |   |   | 778 |   |
| Total                                 |   |                             | 13     |   |                           | $      | 5,567 |   |   | $ | 5,582 |   |   |   | 14 |   |   | $ | 6,011 |   |   | $ | 5,976 |   |

----

|                                  |   | June 30, 2012       |   |   | December 31, 2011   |   |
|---------------------------------------|--------|---------------------|--------|--------|---------------------|--------|
|                                  |   | Number of Contracts |   |   | Recorded Investment |   |   | Number of Contracts |   |   | Recorded Investment |   |
|                                  |   |                |   |   |                |   |   |   |   |   |   |   |
| Noncovered loans                      |   |                |   |   |                |   |   |   |   |   |   |   |
| One- to four- family residential      |   |                | 12     |   |                | $      | 1,595 |   |   |   | 9 |   |   | $ | 1,428 |   |
| Commercial real estate andmultifamily |   |                | 6      |   |                |   | 8,280 |   |   |   | 3 |   |   |   | 4,118 |   |
| Real estate construction              |   |                | 10     |   |                |   | 986 |   |   |   | 3 |   |   |   | 344 |   |
| Home equity                           |   |                | 3      |   |                |   | 193 |   |   |   | 3 |   |   |   | 198 |   |
| Commercial business and leases        |   |                | 1      |   |                |   | 353 |   |   |   | -- |   |   |   | -- |   |
| Total noncovered                      |   |                | 32     |   |                |   | 11,407 |   |   |   | 18 |   |   |   | 6,088 |   |
|                                  |   |                |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Covered loans                         |   |                |   |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Commercial real estate andmultifamily |   |                | 2      |   |                |   | 364 |   |   |   | 2 |   |   |   | 411 |   |
| Total covered                         |   |                | 2      |   |                |   | 364 |   |   |   | 2 |   |   |   | 411 |   |
| Total                                 |   |                | 34     |   |                | $      | 11,771 |   |   |   | 20 |   |   | $ | 6,499 |   |

|                                           |   | Three Months Ended June 30, |   |   | Six Months Ended June 30, |   |
|------------------------------------------------|--------|-----------------------------|--------|--------|---------------------------|--------|
|                                           |   | 2012                        |   |   | 2011                      |   |   | 2012 |   |   | 2011 |   |
|                                           |   |                        |   |   |                      |   |   |   |   |   |   |   |
| Beginning balance of accretable yield          |   | $                           | 26,320 |   |                      | $      | 28,809 |   |   | $ | 28,915 |   |   | $ | 31,727 |   |
| Changes in accretable yield due to:            |   |                        |   |   |                      |   |   |   |   |   |   |   |   |   |   |   |
| Transfer from nonaccretable difference         |   |                        | 1,076  |   |                      |   | -- |   |   |   | 4,732 |   |   |   | -- |   |
| Accretable yield recognized as interest income |   |                        | (4,312 | )      |                      |   | (3,309 | ) |   |   | (10,563 | ) |   |   | (6,227 | ) |
| Ending balance of accretable yield             |   | $                           | 23,084 |   |                      | $      | 25,500 |   |   | $ | 23,084 |   |   | $ | 25,500 |   |

----

----

|                                             |   | Level 1 Inputs |   |   | Level 2Inputs |   |    | Level 3Inputs |   |   | Total Fair Value |   |
|--------------------------------------------------|--------|----------------|--------|--------|---------------|--------|---------|---------------|--------|--------|------------------|--------|
|                                             |   |           |   |   |          |   |    |          |   |   |             |   |
| June 30, 2012                                    |   |           |   |   |          |   |    |          |   |   |             |   |
| Securities available-for-sale:                   |   |           |   |   |          |   |    |          |   |   |             |   |
| Obligations of U.S. GSE                          |   | $              | --     |   |          | $      | 67,026  |          |   | $      | --               |   |   | $ | 67,026 |   |
| Obligations of states and political subdivisions |   |           | --     |   |          |   | 37,142  |          |   |   | --               |   |   |   | 37,142 |   |
| Mortgage-backed securities, GSE issued           |   |           | --     |   |          |   | 338,557 |          |   |   | --               |   |   |   | 338,557 |   |
| Mortgage-backed securities, private label        |   |           | --     |   |          |   | 300     |          |   |   | --               |   |   |   | 300 |   |
|                                             |   |           |   |   |          |   |    |          |   |   |             |   |   |   |   |   |
| December 31, 2011                                |   |           |   |   |          |   |    |          |   |   |             |   |   |   |   |   |
| Securities available-for-sale:                   |   |           |   |   |          |   |    |          |   |   |             |   |   |   |   |   |
| Obligations of U.S. GSE                          |   | $              | --     |   |          | $      | 65,984  |          |   | $      | --               |   |   | $ | 65,984 |   |
| Obligations of states and political subdivisions |   |           | --     |   |          |   | 21,809  |          |   |   | --               |   |   |   | 21,809 |   |
| Corporate note, FDIC-guaranteed                  |   |           | --     |   |          |   | 1,007   |          |   |   | --               |   |   |   | 1,007 |   |
| Mortgage-backed securities, GSE issued           |   |           | --     |   |          |   | 310,766 |          |   |   | --               |   |   |   | 310,766 |   |
| Mortgage-backed securities, private label        |   |           | --     |   |          |   | 311     |          |   |   | --               |   |   |   | 311 |   |

|                                       |   | Level 1 Inputs |   |   | Level 2 Inputs |   |   | Level 3 Inputs |   |   | Total Fair Value |   |
|--------------------------------------------|--------|----------------|--------|--------|----------------|--------|--------|----------------|--------|--------|------------------|--------|
|                                       |   |           |   |   |           |   |   |           |   |   |             |   |
| June 30, 2012                              |   |           |   |   |           |   |   |           |   |   |             |   |
| Impaired loans:                            |   |           |   |   |           |   |   |           |   |   |             |   |
| One-to-four family residential             |   | $              | --     |   |           | $      | --     |           |   | $      | 3,271            |   |   | $ | 3,271 |   |
| Commercial and multifamily                 |   |           | --     |   |           |   | --     |           |   |   | 7,495            |   |   |   | 7,495 |   |
| Real estate construction                   |   |           | --     |   |           |   | --     |           |   |   | 746              |   |   |   | 746 |   |
| Home equity                                |   |           | --     |   |           |   | --     |           |   |   | 145              |   |   |   | 145 |   |
| Commercial business                        |   |           | --     |   |           |   | --     |           |   |   | 18               |   |   |   | 18 |   |
| Total impaired loans                       |   |           | --     |   |           |   | --     |           |   |   | 11,675           |   |   |   | 11,675 |   |
|                                       |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| REO:                                       |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| One-to-four family residential             |   |           | --     |   |           |   | --     |           |   |   | 1,540            |   |   |   | 1,540 |   |
| Commercial and multifamily                 |   |           | --     |   |           |   | --     |           |   |   | 5,245            |   |   |   | 5,245 |   |
| Real estate construction                   |   |           | --     |   |           |   | --     |           |   |   | 2,525            |   |   |   | 2,525 |   |
| Total REO                                  |   |           | --     |   |           |   | --     |           |   |   | 9,310            |   |   |   | 9,310 |   |
| Total impaired loans and REO at fair value |   | $              | --     |   |           | $      | --     |           |   | $      | 20,985           |   |   | $ | 20,985 |   |
|                                       |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| December 31, 2011                          |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| Impaired loans:                            |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| One-to-four family residential             |   | $              | --     |   |           | $      | --     |           |   | $      | 2,926            |   |   | $ | 2,926 |   |
| Commercial and multifamily                 |   |           | --     |   |           |   | --     |           |   |   | 7,684            |   |   |   | 7,684 |   |
| Real estate construction                   |   |           | --     |   |           |   | --     |           |   |   | 1,401            |   |   |   | 1,401 |   |
| Home equity                                |   |           | --     |   |           |   | --     |           |   |   | 297              |   |   |   | 297 |   |
| Commercial business                        |   |           | --     |   |           |   | --     |           |   |   | 25               |   |   |   | 25 |   |
| Total impaired loans                       |   |           | --     |   |           |   | --     |           |   |   | 12,333           |   |   |   | 12,333 |   |
|                                       |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| REO:                                       |   |           |   |   |           |   |   |           |   |   |             |   |   |   |   |   |
| One-to-four family residential             |   |           | --     |   |           |   | --     |           |   |   | 1,984            |   |   |   | 1,984 |   |
| Commercial and multifamily                 |   |           | --     |   |           |   | --     |           |   |   | 4,416            |   |   |   | 4,416 |   |
| Real estate construction                   |   |           | --     |   |           |   | --     |           |   |   | 4,551            |   |   |   | 4,551 |   |
| Total REO                                  |   |           | --     |   |           |   | --     |           |   |   | 10,951           |   |   |   | 10,951 |   |
| Total impaired loans and REO at fair value |   | $              | --     |   |           | $      | --     |           |   | $      | 23,284           |   |   | $ | 23,284 |   |

----

|                                                                             |   | Fair Value |   | Valuation Technique |                      | Unobservable Inputs |                                                    | Range of Inputs |   |            | Weighted Average |   |
|----------------------------------------------------------------------------------|--------|------------|--------|---------------------|---------------------------|---------------------|---------------------------------------------------------|-----------------|--------|-----------------|------------------|--------|
| Impaired loans-    Commercial real estate    and multifamily |   | $          | 7,495  |                | Sales comparison approach |                | Adjustment for differences between the comparable sales |            |   | (12.2%) - 6.9   | %                |   |   | (3.6 | )% |
|                                                                             |   |       |   |                | Income approach           |                | Adjustment for differences in capitalization rates      |            |   | 7.50% - 10.00   | %                |   |   | 9.1 |   |
| Impaired loans-    Construction                                        |   |       | 746    |                | Sales comparison approach |                | Adjustment for differences between the comparable sales |            |   | (21.8%) - 77.0  | %                |   |   | 8.4 |   |
| REO- Commercial real   estate                                               |   |       | 5,245  |                | Sales comparison approach |                | Adjustment for differences between the comparable sales |            |   | (10.3%) - 12.7  | %                |   |   | 0.1 |   |
|                                                                             |   |       |   |                | Income approach           |                | Adjustment for differences in capitalization rates      |            |   | 8.00% - 9.75    | %                |   |   | 9.1 |   |
| REO- Construction                                                                |   |       | 2,525  |                | Sales comparison approach |                | Adjustment for differences between the comparable sales |            |   | (29.8%) - (4.7) | %                |   |   | (19.2 | ) |
|                                                                             |   |       |   |                |                      |                |                                                    |            |   |            |             |   |   |   |   |

----

|                                                           |   | June 30, 2012  |    |   | December 31, 2011    |   |
|----------------------------------------------------------------|--------|----------------|---------|--------|----------------------|--------|
|                                                           |   | Carrying Value |    |   | Estimated Fair Value |   |   | Carrying Value |   |   | Estimated Fair Value |   |
|                                                           |   |           |    |   |                 |   |   |   |   |   |   |   |
| Financial assets:                                              |   |           |    |   |                 |   |   |   |   |   |   |   |
| Level 1 inputs:                                                |   |           |    |   |                 |   |   |   |   |   |   |   |
| Cash and cash equivalents                                      |   | $              | 83,193  |   |                 | $      | 83,193 |   |   | $ | 144,293 |   |   | $ | 144,293 |   |
|                                                           |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Level 2 inputs:                                                |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| FHLB stock                                                     |   |           | 17,717  |   |                 |   | n/a |   |   |   | 17,717 |   |   |   | n/a |   |
|                                                           |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Level 3 inputs:                                                |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Loans receivable, net, excluding loans atfair value and leases |   |           | 418,115 |   |                 |   | 430,627 |   |   |   | 435,416 |   |   |   | 449,676 |   |
| Accrued interest receivable                                    |   |           | 2,967   |   |                 |   | 2,967 |   |   |   | 2,857 |   |   |   | 2,857 |   |
| FDIC indemnification receivable, net                           |   |           | 18,370  |   |                 |   | 18,370 |   |   |   | 23,676 |   |   |   | 23,676 |   |
|                                                           |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Financial liabilities:                                         |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Level 1 inputs:                                                |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Demand and savings deposits                                    |   |           | 638,932 |   |                 |   | 638,932 |   |   |   | 633,637 |   |   |   | 633,637 |   |
| Advances by borrowers for taxes and insurance                  |   |           | 845     |   |                 |   | 845 |   |   |   | 358 |   |   |   | 358 |   |
| Accrued interest payable                                       |   |           | 178     |   |                 |   | 178 |   |   |   | 219 |   |   |   | 219 |   |
|                                                           |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Level 2 inputs:                                                |   |           |    |   |                 |   |   |   |   |   |   |   |   |   |   |   |
| Certificates of deposit                                        |   |           | 228,833 |   |                 |   | 232,571 |   |   |   | 272,462 |   |   |   | 276,822 |   |
| Repurchase agreements                                          |   |           | 4,742   |   |                 |   | 4,780 |   |   |   | 4,913 |   |   |   | 4,982 |   |

----

|                                           |   | Reimbursement Rate |    |   | Amount |   |   |   |   |       | Net     |   |
|------------------------------------------------|--------|--------------------|---------|--------|--------|--------|--------|--------|--------|------------|---------|--------|
|                                           |   |               | 80%     |   |   |   | 95%    |   |   | Receivable |    |   | Discount |   |   | Receivable |   |
| Balance at March 31, 2012                      |   | $                  | 19,606  |   |   | $      | 4,711  |   |   | $          | 20,160  |   |   | $ | -- |   |   | $ | 20,160 |   |
| Payments from FDIC for losses oncovered assets |   |               | (1,030  | )      |   |   | 402    |   |   |       | (442    | )      |   |   | -- |   |   |   | (442 | ) |
| Decrease in estimated losses                   |   |               | (1,699  | )      |   |   | 12     |   |   |       | (1,348  | )      |   |   | -- |   |   |   | (1,348 | ) |
| Balance at June 30, 2012                       |   | $                  | 16,877  |   |   | $      | 5,125  |   |   | $          | 18,370  |   |   | $ | -- |   |   | $ | 18,370 |   |
|                                           |   |               |    |   |   |   |   |   |   |       |    |   |   |   |   |   |   |   |   |   |
| Balance at March 31, 2011                      |   | $                  | 84,518  |   |   | $      | 9,148  |   |   | $          | 76,305  |   |   | $ | (1,788 | ) |   | $ | 74,517 |   |
| Payments from FDIC for losses oncovered assets |   |               | (19,111 | )      |   |   | --     |   |   |       | (15,289 | )      |   |   | -- |   |   |   | (15,289 | ) |
| Increase in estimated losses                   |   |               | (5,764  | )      |   |   | 3,333  |   |   |       | (1,445  | )      |   |   | -- |   |   |   | (1,445 | ) |
| Discount accretion                             |   |               | --      |   |   |   | --     |   |   |       | --      |   |   |   | 356 |   |   |   | 356 |   |
| Balance at June 30, 2011                       |   | $                  | 59,643  |   |   | $      | 12,481 |   |   | $          | 59,571  |   |   | $ | (1,432 | ) |   | $ | 58,139 |   |

|                                           |   | Reimbursement Rate |    |   | Amount |   |   |   |   |       | Net     |   |
|------------------------------------------------|--------|--------------------|---------|--------|--------|--------|--------|--------|--------|------------|---------|--------|
|                                           |   |               | 80%     |   |   |   | 95%    |   |   | Receivable |    |   | Discount |   |   | Receivable |   |
| Balance at December 31, 2011                   |   | $                  | 22,974  |   |   | $      | 5,576  |   |   | $          | 23,676  |   |   | $ | -- |   |   | $ | 23,676 |   |
| Payments from FDIC for losses oncovered assets |   |               | (1,139  | )      |   |   | (175   | )      |   |       | (1,077  | )      |   |   | -- |   |   |   | (1,077 | ) |
| Decrease in estimated losses                   |   |               | (4,958  | )      |   |   | (276   | )      |   |       | (4,229  | )      |   |   | -- |   |   |   | (4,229 | ) |
| Balance at June 30, 2012                       |   | $                  | 16,877  |   |   | $      | 5,125  |   |   | $          | 18,370  |   |   | $ | -- |   |   | $ | 18,370 |   |
|                                           |   |               |    |   |   |   |   |   |   |       |    |   |   |   |   |   |   |   |   |   |
| Balance at December 31, 2010                   |   | $                  | 82,017  |   |   | $      | 6,705  |   |   | $          | 71,983  |   |   | $ | (2,437 | ) |   | $ | 69,546 |   |
| Payments from FDIC for losses oncovered assets |   |               | (19,111 | )      |   |   | --     |   |   |       | (15,289 | )      |   |   | -- |   |   |   | (15,289 | ) |
| Increase in estimated losses                   |   |               | (3,263  | )      |   |   | 5,776  |   |   |       | 2,877   |   |   |   | -- |   |   |   | 2,877 |   |
| Discount accretion                             |   |               | --      |   |   |   | --     |   |   |       | --      |   |   |   | 1,005 |   |   |   | 1,005 |   |
| Balance at June 30, 2011                       |   | $                  | 59,643  |   |   | $      | 12,481 |   |   | $          | 59,571  |   |   | $ | (1,432 | ) |   | $ | 58,139 |   |

----

| ·   | statements of our goals, intentions and expectations; |
|--------------------|-------------------------------------------------------|

| ·   | statements regarding our business plans, prospects, growth and operating strategies; |
|--------------------|--------------------------------------------------------------------------------------|

| ·   | statements regarding the quality of our loan and investment portfolios; and |
|--------------------|-----------------------------------------------------------------------------|

| ·   | estimates of our risks and future costs and benefits. |
|--------------------|-------------------------------------------------------|

| ·   | the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in our allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes in general economic conditions, either nationally or in our market areas; |
|--------------------|-----------------------------------------------------------------------------------|

| ·   | changes in the levels of general interest rates, and the relative differences between short-term and long-term interest rates, deposit interest rates, our net interest margin and funding sources; |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | risks related to acquiring assets in or entering markets in which we have not previously operated and may not be familiar; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------|

| ·   | fluctuations in the demand for loans, the number of unsold homes and properties in foreclosure and fluctuations in real estate values in our market areas; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | results of examinations of the Company by the Federal Reserve Board and of our bank subsidiary by the Federal Deposit Insurance Corporation (FDIC) and the Idaho Department of Finance or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require us to increase our reserve for loan losses, write-down assets, change our regulatory capital position or affect our ability to borrow funds or maintain or increase deposits, which could adversely affect our liquidity and earnings and could increase our deposit premiums; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | legislative or regulatory changes, such as the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) and its implementing regulations that adversely affect our business, as well as changes in regulatory policies and principles or the  interpretation of regulatory capital or other rules; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | our ability to attract and retain deposits; |
|--------------------|---------------------------------------------|

| ·   | further increases in premiums for deposit insurance; |
|--------------------|------------------------------------------------------|

| ·   | our ability to realize the residual values of our leases; |
|--------------------|-----------------------------------------------------------|

| ·   | our ability to control operating costs and expenses; |
|--------------------|------------------------------------------------------|

| ·   | the use of estimates in determining the fair value of certain of our assets, which estimates may prove to be incorrect and result in significant declines in valuation; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | difficulties in reducing risks associated with the loans on our balance sheet; |
|--------------------|--------------------------------------------------------------------------------|

| ·   | staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our workforce and potential associated charges; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | computer systems on which we depend could fail or experience a security breach; |
|--------------------|---------------------------------------------------------------------------------|

| ·   | our ability to retain key members of our senior management team; |
|--------------------|------------------------------------------------------------------|

| ·   | costs and effects of litigation, including settlements and judgments; |
|--------------------|-----------------------------------------------------------------------|

| ·   | our ability to successfully integrate any assets, liabilities, customers, systems, and management personnel we have acquired, including the Community First Bank and LibertyBank transactions described in this report, or may in the future acquire from our merger and acquisition activities into our operations, our ability to retain clients and employees and our ability to realize related revenue synergies and cost savings within expected time frames, or at all, and any goodwill charges related thereto and costs or difficulties |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|    | relating to integration matters, including but not limited to customer and employee retention, which might be greater than expected; |
|--------------|--------------------------------------------------------------------------------------------------------------------------------------|

| ·   | the possibility that the expected benefits from the FDIC-assisted acquisitions will not be realized; |
|--------------------|------------------------------------------------------------------------------------------------------|

| ·   | increased competitive pressures among financial services companies; |
|--------------------|---------------------------------------------------------------------|

| ·   | changes in consumer spending, borrowing and savings habits; |
|--------------------|-------------------------------------------------------------|

| ·   | the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; |
|--------------------|----------------------------------------------------------------------------------------------------------------------|

| ·   | our ability to pay dividends on our common stock; |
|--------------------|---------------------------------------------------|

| ·   | adverse changes in the securities markets and the value of our investment securities; |
|--------------------|---------------------------------------------------------------------------------------|

| ·   | the inability of key third-party providers to perform their obligations to us; |
|--------------------|--------------------------------------------------------------------------------|

| ·   | changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; and |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described as detailed from time to time in our filings with the SEC, including this Form 10-Q.  Such developments could have an adverse impact on our financial position and our results of operations. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|  ·   | Net interest income before the provision for loan losses increased $913,000 to $10.3 million for the quarter ended June 30, 2012, when compared to the quarter ended June 30, 2011, due to a higher yield on purchased loans and a declining cost of funds. However, net interest income declined $2.1 million compared to the linked quarter ended March 31, 2012, due to a decline in the yield on purchased loans in the current quarter; |
|--------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | A negative provision for loan losses on loans purchased in the CFB Acquisition, net of the FDIC indemnification impairment related to the negative provision, increased income before income taxes by $23,000 during the quarter ended June 30, 2012. A provision of $422,000, net of the impact of the FDIC indemnification recovery, reduced income before income taxes during the same quarter in 2011 and included a provision of $200,000 on noncovered originated loans in the quarter ended June 30, 2011. No provision for loan losses on noncovered originated loans was recorded during the quarter ended June 30, 2012; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | The provision for REO totaled $291,000 in the current quarter compared to $107,000 for the quarter ended March 31, 2012, and $296,000 in the year-ago quarter. This provision is reported in noninterest expense; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Noninterest income during the quarter ended June 30, 2012, includes impairment of the FDIC indemnification asset for covered loans of $1.7 million and an indemnification impairment of $411,000 due to the negative provision for loan losses, both are a result of a reduction in estimated future losses on covered loans; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Service charges and fee income declined $172,000 to $2.3 million for the quarter ended June 30, 2012, from the quarter ended June 30, 2011, due to lower overdraft fee income. Compared to the linked quarter, service charges and fee income increased $167,000 due to higher income from the Bank’s merchant and investment services products and new deposit account service charges; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | During the quarter ended June 30, 2012, the Bank sold U.S. Treasury securities and recorded a pre-tax gain of $603,000 compared to a gain of $535,000 during the quarter ended March 31, 2012. No gains or losses were recorded in the year ago quarter; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| ·   | Noninterest expense decreased by $1.3 million during the quarter ended June 30, 2012, compared to the year-ago quarter but increased $146,000 compared to the linked quarter due primarily to the increase in the provision for REO. Year to date, noninterest expenses declined $4.1 million in 2012 compared to the six months ended June 30, 2011; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Total assets decreased $33.2 million during the quarter ended June 30, 2012, compared to March 31, 2012, and have declined $41.8 million since December 31, 2011, as declines in cash and cash equivalents and loans offset reductions in deposits; |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Loans declined $4.8 million during the quarter ended June 30, 2012, compared to March 31, 2012, and deposits declined $31.0 million during that period; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Noncovered nonperforming assets declined $41,000 to $23.0 million at June 30, 2012, compared to March 31, 2012. Total nonperforming assets decreased $814,000 to $39.6 million during the quarter; and |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | The Company repurchased 441,669 shares during the quarter ended June 30, 2012, at an average cost of $9.18 per share. |
|--------------------|-----------------------------------------------------------------------------------------------------------------------|

----

----

----

|                                               |   | June 30, |    |   | December 31, |   |    | Increase/(Decrease) |   |
|----------------------------------------------------|--------|----------|---------|--------|--------------|--------|---------|---------------------|--------|
|                                               |   | 2012     |    |   | 2011         |   |    | Amount              |   |   | Percent |   |
| Cash and amounts due from depository institutions  |   | $        | 83,193  |   |         | $      | 144,293 |                |   | $ | (61,100 | ) |   |   | (42.3 | )% |
| Investments, at fair value                         |   |     | 443,025 |   |         |   | 399,877 |                |   |   | 43,148 |   |   |   | 10.8 |   |
| Loans receivable, net of allowance for loan losses |   |     | 430,903 |   |         |   | 449,908 |                |   |   | (19,005 | ) |   |   | (4.2 | ) |

----

|                                  | June 30, 2012     |   | December 31, 2011 |   | Year-to-Date Change |   |
|---------------------------------------|-------------------|--------|-------------------|--------|---------------------|--------|
|                                  | Covered Assets(1) |   | Noncovered Assets |   | Total               |   | Covered Assets |   | Noncovered Assets |   | Total |   | Covered Assets |   | NoncoveredAssets |   |
|                                  |              |   |              |   |                |   |   |   |   |   |   |   |   |   |   |   |
| Real estate construction              | $                 | 272    |              | $      | 1,241               |   | $ | 1,513 |   | $ | 2,007 |   | $ | 1,547 |   | $ | 3,554 |   | $ | (1,735 | ) | $ | (306 | ) |
| Commercial and multifamilyreal estate |              | 6,118  |              |   | 10,196              |   |   | 16,314 |   |   | 7,306 |   |   | 7,601 |   |   | 14,907 |   |   | (1,188 | ) |   | 2,595 |   |
| One- to four-family residential       |              | 298    |              |   | 3,805               |   |   | 4,103 |   |   | 753 |   |   | 5,446 |   |   | 6,199 |   |   | (455 | ) |   | (1,641 | ) |
| Other                                 |              | 250    |              |   | 1,079               |   |   | 1,329 |   |   | 374 |   |   | 1,100 |   |   | 1,474 |   |   | (124 | ) |   | (21 | ) |
| Total nonperforming loans             |              | 6,938  |              |   | 16,321              |   |   | 23,259 |   |   | 10,440 |   |   | 15,694 |   |   | 26,134 |   |   | (3,502 | ) |   | 627 |   |
|                                  |              |   |              |   |                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| REO and other repossessedassets       |              | 9,646  |              |   | 6,677               |   |   | 16,323 |   |   | 13,427 |   |   | 6,400 |   |   | 19,827 |   |   | (3,781 | ) |   | 277 |   |
| Total nonperforming assets            | $                 | 16,584 |              | $      | 22,998              |   | $ | 39,582 |   | $ | 23,867 |   | $ | 22,094 |   | $ | 45,961 |   | $ | (7,283 | ) | $ | 904 |   |

| (1)   | Nonperforming covered assets above include loans purchased in the CFB Acquisition, except for those nonperforming loans accounted for under ASC 310-30, and all covered REO and repossessed assets, including REO purchased in the LibertyBank Acquisition. Loans acquired in the LibertyBank Acquisition have been pooled and are not separately reported as nonperforming loans since each pool is the unit of account under ASC 310-30. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                       |   | June 30, |    |   | December 31, |   |    | Increase/(Decrease) |   |
|----------------------------|--------|----------|---------|--------|--------------|--------|---------|---------------------|--------|
|                       |   | 2012     |    |   | 2011         |   |    | Amount              |   |   | Percent |   |
| Noninterest-bearing demand |   | $        | 131,746 |   |         | $      | 127,553 |                |   | $ | 4,193 |   |   |   | 3.3 | % |
| Interest-bearing demand    |   |     | 247,836 |   |         |   | 249,215 |                |   |   | (1,379 | ) |   |   | (0.6 | ) |
| Money market               |   |     | 178,175 |   |         |   | 178,377 |                |   |   | (202 | ) |   |   | (0.1 | ) |
| Savings                    |   |     | 81,175  |   |         |   | 78,492  |                |   |   | 2,683 |   |   |   | 3.4 |   |
| Certificates of deposit    |   |     | 228,833 |   |         |   | 272,462 |                |   |   | (43,629 | ) |   |   | (16.0 | ) |
| Total deposit accounts     |   | $        | 867,765 |   |         | $      | 906,099 |                |   | $ | (38,334 | ) |   |   | (4.2 | )% |

----

|                                                        | Three Months Ended June 30, 2012Compared to Three Months EndedJune 30, 2011 |   |
|-------------------------------------------------------------|-----------------------------------------------------------------------------|--------|
|                                                        | Increase/(Decrease) Due to                                                  |   |   |   |   |
|                                                        | Rate                                                                        |   |   | Volume |   |   | Total |   |
|                                                        |                                                                        |   |   |   |   |   |   |   |
| Interest-earning assets:                                    |                                                                        |   |   |   |   |   |   |   |
| Loans receivable, net                                       | $                                                                           | 2,122  |   |   | $ | (1,907 | ) |   | $ | 215 |   |
| Loans held for sale                                         |                                                                        | -      |   |   |   | (6 | ) |   |   | (6 | ) |
| Interest-bearing deposits in other banks                    |                                                                        | 10     |   |   |   | (57 | ) |   |   | (47 | ) |
| Investment securities                                       |                                                                        | (197   | ) |   |   | (44 | ) |   |   | (241 | ) |
| Total net change in income on interest-earning assets       | $                                                                           | 1,935  |   |   | $ | (2,014 | ) |   |   | (79 | ) |
|                                                        |                                                                        |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                               |                                                                        |   |   |   |   |   |   |   |   |   |   |
| Savings deposits                                            | $                                                                           | (27    | ) |   | $ | 4 |   |   |   | (23 | ) |
| Interest-bearing demand deposits                            |                                                                        | (42    | ) |   |   | 2 |   |   |   | (40 | ) |
| Money market accounts                                       |                                                                        | (50    | ) |   |   | 4 |   |   |   | (46 | ) |
| Certificates of deposit                                     |                                                                        | 206    |   |   |   | (558 | ) |   |   | (352 | ) |
| Total deposits                                              |                                                                        | 87     |   |   |   | (548 | ) |   |   | (461 | ) |
| FHLB advances and other borrowings                          |                                                                        | (32    | ) |   |   | (499 | ) |   |   | (531 | ) |
| Total net change in expense on interest-bearing liabilities | $                                                                           | 55     |   |   | $ | (1,047 | ) |   |   | (992 | ) |
|  Total increase in net interest income                 |                                                                        |   |   |   |   |   |   |   | $ | 913 |   |

|                                      |   | For the Three Months Ended June 30, |    |   | Increase/ |   |
|-------------------------------------------|--------|-------------------------------------|---------|--------|-----------|--------|
|                                      |   | 2012                                |    |   | 2011      |   |   | (Decrease) in |   |
|                                      |   | Average Balance                     |    |   | Yield     |   |   | Average Balance |   |   | Yield |   |   | Interest Income |   |
| Loans receivable, net of deferred fees    |   | $                                   | 443,699 |   |      |   | 8.14 | % |   | $ | 528,902 |   |   |   | 6.67 | % |   | $ | 215 |   |
| Loans held for sale                       |   |                                | --      |   |      |   | -- |   |   |   | 551 |   |   |   | 4.57 |   |   |   | (6 | ) |
| Interest bearing deposits in other banks  |   |                                | 102,785 |   |      |   | 0.28 |   |   |   | 182,376 |   |   |   | 0.26 |   |   |   | (47 | ) |
| Investment securities, available-for-sale |   |                                | 425,497 |   |      |   | 2.08 |   |   |   | 434,161 |   |   |   | 2.26 |   |   |   | (241 | ) |
| FHLB stock                                |   |                                | 17,717  |   |      |   | -- |   |   |   | 17,717 |   |   |   | -- |   |   |   | -- |   |
| Total interest-earning assets             |   | $                                   | 989,698 |   |      |   | 4.57 | % |   | $ | 1,163,707 |   |   |   | 3.92 | % |   | $ | (79 | ) |

----

|                               |   | For the Three Months Ended June 30, |    |   | Increase/ |   |
|------------------------------------|--------|-------------------------------------|---------|--------|-----------|--------|
|                               |   | 2012                                |    |   | 2011      |   |   | (Decrease) in |   |
|                               |   | Average Balance                     |    |   | Yield     |   |   | Average Balance |   |   | Yield |   |   | Interest Income |   |
| Savings deposits                   |   | $                                   | 81,228  |   |      |   | 0.08 | % |   | $ | 81,795 |   |   |   | 0.20 | % |   | $ | (23 | ) |
| Interest-bearing demand deposits   |   |                                | 243,635 |   |      |   | 0.18 |   |   |   | 240,103 |   |   |   | 0.25 |   |   |   | (40 | ) |
| Money market deposits              |   |                                | 180,584 |   |      |   | 0.22 |   |   |   | 176,247 |   |   |   | 0.33 |   |   |   | (46 | ) |
| Certificates of deposit            |   |                                | 239,706 |   |      |   | 1.28 |   |   |   | 412,951 |   |   |   | 1.08 |   |   |   | (352 | ) |
| FHLB advances and other borrowings |   |                                | 4,726   |   |      |   | 1.35 |   |   |   | 53,486 |   |   |   | 4.09 |   |   |   | (531 | ) |
| Total interest-bearing liabilities |   | $                                   | 749,879 |   |      |   | 0.54 | % |   | $ | 964,582 |   |   |   | 0.83 | % |   | $ | (992 | ) |

----

|                                                                |   | For the Three Months EndedJune 30, |   |
|---------------------------------------------------------------------|--------|------------------------------------|--------|
|                                                                |   | 2012                               |   |   | 2011 |   |
|                                                                |   |                               |   |   |   |   |
| Provision for loan losses on:                                       |   |                               |   |   |   |   |
| Noncovered originated loans                                         |   | $                                  | --     |   |   | $ | 200 |   |
| Covered loans – CFB Acquisition                               |   |                               | (434   | ) |   |   | 2,000 |   |
| Covered loans – LibertyBank Acquisition                       |   |                               | --     |   |   |   | 611 |   |
| Total gross provision for loan losses                               |   |                               | (434   | ) |   |   | 2,811 |   |
|                                                                |   |                               |   |   |   |   |   |   |
| Less: FDIC indemnification recovery reported in noninterest income: |   |                               |   |   |   |   |   |   |
| Noncovered originated loans                                         |   |                               | --     |   |   |   | -- |   |
| Covered loans – CFB Acquisition                               |   |                               | (411   | ) |   |   | 1,900 |   |
| Covered loans – LibertyBank Acquisition                       |   |                               | --     |   |   |   | 489 |   |
| Total FDIC indemnification recovery                                 |   |                               | (411   | ) |   |   | 2,389 |   |
|                                                                |   |                               |   |   |   |   |   |   |
| Net decrease (increase) to income before taxes:                     |   |                               |   |   |   |   |   |   |
| Noncovered originated loans                                         |   |                               | --     |   |   |   | 200 |   |
| Covered loans – CFB Acquisition                               |   |                               | (23    | ) |   |   | 100 |   |
| Covered loans – LibertyBank Acquisition                       |   |                               | --     |   |   |   | 122 |   |
| Net decrease (increase) in income before income taxes               |   | $                                  | (23    | ) |   | $ | 422 |   |

|                                                       |   | Three Months EndedJune 30, |   |   | Increase/(Decrease) |   |
|------------------------------------------------------------|--------|----------------------------|--------|--------|---------------------|--------|
|                                                       |   | 2012                       |   |   | 2011                |   |   | Amount |   |   | Percent |   |
|                                                       |   |                       |   |   |                |   |   |   |   |   |   |   |
| Service charges and fees                                   |   | $                          | 2,274  |   |                | $      | 2,446 |   |   | $ | (172 | ) |   |   | (7.0 | )% |
| Gain on sale of loans                                      |   |                       | --     |   |                |   | 120 |   |   |   | (120 | ) |   |   | (100.0 | ) |
| Gain on sale of securities AFS                             |   |                       | 603    |   |                |   | -- |   |   |   | 603 |   |   |   | n/a |   |
| Gain (loss) on sale of fixed assets and repossessed assets |   |                       | 152    |   |                |   | 196 |   |   |   | (44 | ) |   |   | 22.4 |   |
| FDIC indemnification (recovery)                            |   |                       | (411   | )      |                |   | 2,389 |   |   |   | (2,800 | ) |   |   | (117.2 | ) |
| Accretion (impairment) of FDIC indemnification asset       |   |                       | (1,705 | )      |                |   | 355 |   |   |   | (2,060 | ) |   |   | (580.3 | ) |
| Other                                                      |   |                       | 223    |   |                |   | 201 |   |   |   | 22 |   |   |   | 10.9 |   |
| Total noninterest income                                   |   | $                          | 1,136  |   |                | $      | 5,707 |   |   | $ | (4,571 | ) |   |   | (80.1 | )% |

----

|                                                             |   | Three Months EndedJune 30, |   |
|------------------------------------------------------------------|--------|----------------------------|--------|
|                                                             |   | 2012                       |   |   | 2011 |   |
|                                                             |   |                       |   |   |   |   |
| Total noninterest income, as reported                            |   | $                          | 1,136  |   |   | $ | 5,707 |   |
| Less:   FDIC indemnification recovery (provision) |   |                       | (411   | ) |   |   | 2,389 |   |
| Accretion (impairment) of FDIC indemnification asset             |   |                       | (1,705 | ) |   |   | 355 |   |
| Total noninterest income, excluding FDIC indemnification items   |   | $                          | 3,252  |   |   | $ | 2,963 |   |

|                        |   | Three Months EndedJune 30, |   |   | Increase/(Decrease) |   |
|-----------------------------|--------|----------------------------|--------|--------|---------------------|--------|
|                        |   | 2012                       |   |   | 2011                |   |   | Amount |   |   | Percent |   |
|                        |   |                       |   |   |                |   |   |   |   |   |   |   |
| Compensation and benefits   |   | $                          | 6,175  |   |                | $      | 6,780 |   |   | $ | (605 | ) |   |   | (8.9 | )% |
| Occupancy and equipment     |   |                       | 1,514  |   |                |   | 1,518 |   |   |   | (4 | ) |   |   | (0.3 | ) |
| Data processing             |   |                       | 942    |   |                |   | 1,152 |   |   |   | (210 | ) |   |   | (18.2 | ) |
| Advertising                 |   |                       | 223    |   |                |   | 173 |   |   |   | 50 |   |   |   | 28.9 |   |
| Postage and supplies        |   |                       | 247    |   |                |   | 298 |   |   |   | (51 | ) |   |   | (17.1 | ) |
| Professional services       |   |                       | 630    |   |                |   | 863 |   |   |   | (233 | ) |   |   | (27.0 | ) |
| Insurance and taxes         |   |                       | 561    |   |                |   | 716 |   |   |   | (155 | ) |   |   | (21.6 | ) |
| Amortization of intangibles |   |                       | 144    |   |                |   | 176 |   |   |   | (32 | ) |   |   | (18.2 | ) |
| Provision for REO           |   |                       | 291    |   |                |   | 296 |   |   |   | (5 | ) |   |   | (1.7 | ) |
| Other                       |   |                       | 379    |   |                |   | 451 |   |   |   | (72 | ) |   |   | (16.0 | ) |
| Total noninterest expense   |   | $                          | 11,106 |   |                | $      | 12,423 |   |   | $ | (1,317 | ) |   |   | (10.6 | )% |

----

----

|                                                        |   | Six Months Ended June 30, 2012Compared to Six Months EndedJune 30, 2011 |   |
|-------------------------------------------------------------|--------|-------------------------------------------------------------------------|--------|
|                                                        |   | Increase/(Decrease) Due to                                              |   |   |   |   |
|                                                        |   | Rate                                                                    |   |   | Volume |   |   | Total |   |
|                                                        |   |                                                                    |   |   |   |   |   |   |   |
| Interest-earning assets:                                    |   |                                                                    |   |   |   |   |   |   |   |
| Loans receivable, net                                       |   | $                                                                       | 4,384  |   |   | $ | (1,336 | ) |   | $ | 3,048 |   |
| Loans held for sale                                         |   |                                                                    | --     |   |   |   | (17 | ) |   |   | (17 | ) |
| Interest-bearing deposits in other banks                    |   |                                                                    | (17    | ) |   |   | (94 | ) |   |   | (111 | ) |
| Investment securities                                       |   |                                                                    | (128   | ) |   |   | (165 | ) |   |   | (293 | ) |
| Total net change in income on interest-earning assets       |   | $                                                                       | 4,239  |   |   | $ | (1,612 | ) |   |   | 2,627 |   |
|                                                        |   |                                                                    |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                               |   |                                                                    |   |   |   |   |   |   |   |   |   |   |
| Savings deposits                                            |   | $                                                                       | (41    | ) |   | $ | -- |   |   |   | (41 | ) |
| Interest-bearing demand deposits                            |   |                                                                    | (135   | ) |   |   | 1 |   |   |   | (134 | ) |
| Money market accounts                                       |   |                                                                    | (111   | ) |   |   | 1 |   |   |   | (110 | ) |
| Certificates of deposit                                     |   |                                                                    | 219    |   |   |   | (985 | ) |   |   | (766 | ) |
| Total deposits                                              |   |                                                                    | (68    | ) |   |   | (983 | ) |   |   | (1,051 | ) |
| FHLB advances and other borrowings                          |   |                                                                    | (563   | ) |   |   | (505 | ) |   |   | (1,068 | ) |
| Total net change in expense on interest-bearing liabilities |   | $                                                                       | (631   | ) |   | $ | (1,488 | ) |   |   | (2,119 | ) |
|  Total increase in net interest income                 |   |                                                                    |   |   |   |   |   |   |   | $ | 4,746 |   |

|                                      |   | For the Six Months Ended June 30, |    |   |  Increase/  |   |
|-------------------------------------------|--------|-----------------------------------|---------|--------|-----------------------|--------|
|                                      |   | 2012                              |    |   | 2011                  |   |   |  (Decrease) in |   |
|                                      |   | Average Balance                   |    |   | Yield                 |   |   | Average Balance |   |   | Yield |   |   | Interest Income |   |
|                                      |   |                              |    |   |                  |   |   |   |   |   |   |   |   |   |   |
| Loans receivable, net of deferred fees    |   | $                                 | 449,289 |   |                  |   | 9.01 | % |   | $ | 550,408 |   |   |   | 6.25 | % |   | $ | 3,048 |   |
| Loans held for sale                       |   |                              | --      |   |                  |   | -- |   |   |   | 766 |   |   |   | 4.32 |   |   |   | (17 | ) |
| Interest bearing deposits in other banks  |   |                              | 113,560 |   |                  |   | 0.25 |   |   |   | 186,923 |   |   |   | 0.27 |   |   |   | (111 | ) |
| Investment securities, available-for-sale |   |                              | 417,311 |   |                  |   | 2.11 |   |   |   | 432,837 |   |   |   | 2.17 |   |   |   | (293 | ) |
| FHLB stock                                |   |                              | 17,717  |   |                  |   | -- |   |   |   | 17,717 |   |   |   | -- |   |   |   | -- |   |
| Total interest-earning assets             |   | $                                 | 997,877 |   |                  |   | 4.97 | % |   | $ | 1,188,651 |   |   |   | 3.73 | % |   | $ | 2,627 |   |

----

|                               |   | For the Six Months Ended June 30, |    |   |   |   |
|------------------------------------|--------|-----------------------------------|---------|--------|--------|--------|
|                               |   | 2012                              |    |   | 2011   |   |   | Decrease in   |   |
|                               |   | Average Balance                   |    |   | Rate   |   |   | Average Balance |   |   | Rate |   |   | Interest Expense |   |
|                               |   |                              |    |   |   |   |   |   |   |   |   |   |   |   |   |
| Savings deposits                   |   | $                                 | 80,752  |   |   |   | 0.09 | % |   | $ | 79,588 |   |   |   | 0.20 | % |   | $ | (41 | ) |
| Interest-bearing demand deposits   |   |                              | 245,697 |   |   |   | 0.19 |   |   |   | 237,714 |   |   |   | 0.31 |   |   |   | (134 | ) |
| Money market deposits              |   |                              | 180,435 |   |   |   | 0.24 |   |   |   | 174,699 |   |   |   | 0.38 |   |   |   | (110 | ) |
| Certificates of deposit            |   |                              | 251,240 |   |   |   | 1.28 |   |   |   | 438,864 |   |   |   | 1.08 |   |   |   | (766 | ) |
| FHLB advances and other borrowings |   |                              | 4,755   |   |   |   | 1.56 |   |   |   | 55,382 |   |   |   | 3.99 |   |   |   | (1,068 | ) |
| Total interest-bearing liabilities |   | $                                 | 762,879 |   |   |   | 0.56 | % |   | $ | 986,247 |   |   |   | 0.86 | % |   | $ | (2,119 | ) |

|                                                                |   | For the Six Months EndedJune 30, |   |
|---------------------------------------------------------------------|--------|----------------------------------|--------|
|                                                                |   | 2012                             |   |   | 2011 |   |
|                                                                |   |                             |   |   |   |   |
| Provision for loan losses on:                                       |   |                             |   |   |   |   |
| Noncovered originated loans                                         |   | $                                | --     |   |   | $ | 200 |   |
| Covered loans – CFB Acquisition                               |   |                             | (1,552 | ) |   |   | 5,000 |   |
| Covered loans – LibertyBank Acquisition                       |   |                             | 335    |   |   |   | 611 |   |
| Total gross provision for loan losses                               |   |                             | (1,217 | ) |   |   | 5,811 |   |
|                                                                |   |                             |   |   |   |   |   |   |
| Less: FDIC indemnification recovery reported in noninterest income: |   |                             |   |   |   |   |   |   |
| Noncovered originated loans                                         |   |                             | --     |   |   |   | -- |   |
| Covered loans – CFB Acquisition                               |   |                             | (1,474 | ) |   |   | 4,750 |   |
| Covered loans – LibertyBank Acquisition                       |   |                             | 244    |   |   |   | 489 |   |
|                                                                |   |                             |   |   |   |   |   |   |
| Total FDIC indemnification recovery (provision)                     |   |                             | (1,230 | ) |   |   | 5,239 |   |
|                                                                |   |                             |   |   |   |   |   |   |
| Net decrease (increase) to income before taxes:                     |   |                             |   |   |   |   |   |   |
| Noncovered originated loans                                         |   |                             | --     |   |   |   | 200 |   |
| Covered loans – CFB Acquisition                               |   |                             | (78    | ) |   |   | 250 |   |
| Covered loans – LibertyBank Acquisition                       |   |                             | 91     |   |   |   | 122 |   |
| Net decrease in income before income taxes                          |   | $                                | 13     |   |   | $ | 572 |   |

----

|                                                 |   | Six Months EndedJune 30, |   |   | Increase/(Decrease) |   |
|------------------------------------------------------|--------|--------------------------|--------|--------|---------------------|--------|
|                                                 |   | 2012                     |   |   | 2011                |   |   | Amount |   |   | Percent |   |
|                                                 |   |                     |   |   |                |   |   |   |   |   |   |   |
| Service charges and fees                             |   | $                        | 4,381  |   |                | $      | 4,678 |   |   | $ | (297 | ) |   |   | (6.3 | )% |
| Gain on sale of loans                                |   |                     | 1      |   |                |   | 307 |   |   |   | (306 | ) |   |   | (99.7 | ) |
| Gain on sale of securities AFS                       |   |                     | 1,138  |   |                |   | -- |   |   |   | 1,138 |   |   |   | n/a |   |
| Gain on sale of fixed assets and repossessed assets  |   |                     | 372    |   |                |   | 144 |   |   |   | 228 |   |   |   | 158.3 |   |
| FDIC indemnification (recovery)                      |   |                     | (1,230 | )      |                |   | 5,239 |   |   |   | (6,469 | ) |   |   | (123.5 | ) |
| Accretion (impairment) of FDIC indemnification asset |   |                     | (5,048 | )      |                |   | 1,004 |   |   |   | (6,052 | ) |   |   | (602.8 | ) |
| Other                                                |   |                     | 415    |   |                |   | 429 |   |   |   | (14 | ) |   |   | (3.3 | ) |
| Total noninterest income                             |   | $                        | 29     |   |                | $      | 11,801 |   |   | $ | (11,772 | ) |   |   | (99.8 | )% |

|                                                                                                 |   | Six Months EndedJune 30, |   |
|------------------------------------------------------------------------------------------------------|--------|--------------------------|--------|
|                                                                                                 |   | 2012                     |   |   | 2011 |   |
|                                                                                                 |   |                     |   |   |   |   |
| Total noninterest income, as reported                                                                |   | $                        | 29     |   |   | $ | 11,801 |   |
| Less:           FDIC indemnification recovery |   |                     | (1,230 | ) |   |   | 5,239 |   |
| Accretion (impairment) of FDIC indemnification asset                                                 |   |                     | (5,048 | ) |   |   | 1,004 |   |
| Total noninterest income, excluding FDIC indemnification items                                       |   | $                        | 6,307  |   |   | $ | 5,558 |   |

----

|                        |   | Six Months EndedJune 30, |   |   | Decrease |   |
|-----------------------------|--------|--------------------------|--------|--------|----------|--------|
|                        |   | 2012                     |   |   | 2011     |   |   | Amount |   |   | Percent |   |
|                        |   |                     |   |   |     |   |   |   |   |   |   |   |
| Compensation and benefits   |   | $                        | 12,312 |   |     | $      | 13,961 |   |   | $ | (1,649 | ) |   |   | (11.8 | )% |
| Occupancy and equipment     |   |                     | 3,077  |   |     |   | 3,395 |   |   |   | (318 | ) |   |   | (9.4 | ) |
| Data processing             |   |                     | 1,947  |   |     |   | 2,102 |   |   |   | (155 | ) |   |   | (7.4 | ) |
| Advertising                 |   |                     | 377    |   |     |   | 435 |   |   |   | (58 | ) |   |   | (13.3 | ) |
| Postage and supplies        |   |                     | 553    |   |     |   | 647 |   |   |   | (94 | ) |   |   | (14.5 | ) |
| Professional services       |   |                     | 1,269  |   |     |   | 1,899 |   |   |   | (630 | ) |   |   | (33.2 | ) |
| Insurance and taxes         |   |                     | 1,082  |   |     |   | 1,742 |   |   |   | (660 | ) |   |   | (37.9 | ) |
| Amortization of intangibles |   |                     | 296    |   |     |   | 362 |   |   |   | (66 | ) |   |   | (18.2 | ) |
| Provision for REO           |   |                     | 398    |   |     |   | 653 |   |   |   | (255 | ) |   |   | (39.1 | ) |
| Other                       |   |                     | 755    |   |     |   | 950 |   |   |   | (195 | ) |   |   | (20.5 | ) |
| Total noninterest expense   |   | $                        | 22,066 |   |     | $      | 26,146 |   |   | $ | (4,080 | ) |   |   | (15.6 | )% |

----

----

|                                |   | Contract orNotionalAmount |   |
|-------------------------------------|--------|---------------------------|--------|
|                                |   |                      |   |
| Commitments to extend credit:       |   |                      |   |
| Fixed rate                          |   | $                         | 10,669 |   |
| Adjustable rate                     |   |                      | 4,113  |   |
| Undisbursed balance of loans closed |   |                      | 8,824  |   |
| Unused lines of credit              |   |                      | 63,990 |   |
| Commercial letters of credit        |   |                      | 1,182  |   |
|                                |   |                      |   |   |
| Total                               |   | $                         | 88,778 |   |

----

----

| §   | Reduced our reliance on long-term, fixed-rate one-to-four family residential loans by originating nearly all of these loans for sale in the secondary market or through referrals to third party origination brokers and subsequently ceasing originations of these loans in December 2011; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | Increased originations of adjustable-rate commercial and commercial real estate loans; |
|--------------------|----------------------------------------------------------------------------------------|

| §   | Acquisitions of banking operations with a higher mix of commercial loans than our organic portfolio; and, |
|--------------------|-----------------------------------------------------------------------------------------------------------|

| §   | Reduced our reliance on higher-rate certificates of deposit and FHLB borrowings by focusing on core deposit growth, including checking and savings accounts that are less-sensitive to interest rate changes and have longer average lives than certificates of deposit. |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

----

| (a)   | Not applicable. |
|-----------------|-----------------|

| (b)   | Not applicable. |
|-----------------|-----------------|

| (c)   | The following table provides information about repurchases of common stock made by the Company during the quarter ended June 30, 2012: |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------|

|    Period of Repurchase |   | Total Number of SharesPurchased |    |   | Average PricePaid Per Share |   |   | Total Number of Shares Purchased as Part of Publicly Announced Plans orPrograms |   |   | Maximum Number of Shares that May Yet Be Purchased Under theProgram |   |
|----------------------------------------|--------|---------------------------------|---------|--------|-----------------------------|--------|--------|---------------------------------------------------------------------------------|--------|--------|---------------------------------------------------------------------|--------|
|                                   |   |                            |    |   |                        |   |   |                                                                            |   |   |                                                                |   |
| April 1 – April 30, 2012         |   |                            | --      |   |                        | $      | --     |                                                                            |   |   | --                                                                  |   |   |   | 504,269 |   |
| May 1 – May 31, 2012             |   |                            | 369,757 |   |                        |   | 9.16   |                                                                            |   |   | 369,757                                                             |   |   |   | 816,032 |   |
| June 1 – June 30, 2012           |   |                            | 71,912  |   |                        |   | 9.25   |                                                                            |   |   | 71,912                                                              |   |   |   | 744,120 |   |

----

|   2.1 |   | Purchase and Assumption Agreement for Community First Bank Transaction (1)                                                                                                                                                                                                                                                                                                                                                                                                                      |
|-----------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   2.2 |   | Purchase and Assumption Agreement for LibertyBank Transaction (2)                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   3.1 |   | Articles of Incorporation of the Registrant (3)                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   3.2 |   | Amended and Restated Bylaws of the Registrant (3)                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 10.1            |   | Amended Employment Agreement entered into by Home Federal Bancorp, Inc. with Len E. Williams (4)                                                                                                                                                                                                                                                                                                                                                                                                |
| 10.2            |   | Amended Severance Agreement with Eric S. Nadeau (4)                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| 10.3            |   | Amended Severance Agreement with R. Shane Correa (4)                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| 10.4            |   | Amended Severance Agreement with Cindy L. Bateman (4)                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| 10.5            |   | Form of Home Federal Bank Employee Severance Compensation Plan (5)                                                                                                                                                                                                                                                                                                                                                                                                                              |
| 10.6            |   | Form of Director Indexed Retirement Agreement entered into by Home Federal Savings and Loan Association of Nampa with each of its Directors (3)                                                                                                                                                                                                                                                                                                                                                 |
| 10.7            |   | Form of Director Deferred Incentive Agreement entered into by Home Federal Savings and Loan Association of Nampa with each of its Directors (3)                                                                                                                                                                                                                                                                                                                                                 |
| 10.8            |   | Form of Executive Deferred Incentive Agreement, and amendment thereto, entered into by Home Federal Savings and Loan Association of Nampa with Daniel L. Stevens, Robert A. Schoelkoph, and Lynn A. Sander (3)                                                                                                                                                                                                                                                                                  |
| 10.9            |   | Form of Amended and Restated Salary Continuation Agreement entered into by Home Federal Savings and Loan Association of Nampa with Daniel L. Stevens (3)                                                                                                                                                                                                                                                                                                                                        |
| 10.10           |   | Amended and Restated Salary Continuation Agreement entered into by Home Federal Bank with Len E. Williams (4)                                                                                                                                                                                                                                                                                                                                                                                   |
| 10.11           |   | Amended and Restated Salary Continuation Agreement entered into by Home Federal Bank with Eric S. Nadeau (4)                                                                                                                                                                                                                                                                                                                                                                                    |
| 10.12           |   | Amended and Restated Salary Continuation Agreement entered into by Home Federal Bank with R. Shane Correa (6)                                                                                                                                                                                                                                                                                                                                                                                   |
| 10.13           |   | 2005 Stock Option and Incentive Plan approved by stockholders on June 23, 2005 and Form of Incentive Stock Option Agreement and Non-Qualified Stock Option Agreement (7)                                                                                                                                                                                                                                                                                                                        |
| 10.14           |   | 2005 Recognition and Retention Plan approved by stockholders on June 23, 2005 and Form of Award Agreement (7)                                                                                                                                                                                                                                                                                                                                                                                   |
| 10.15           |   | Director Retirement Plan entered into by Home Federal Bank with each of its Independent Directors (8)                                                                                                                                                                                                                                                                                                                                                                                           |
| 10.16           |   | Transition Agreement with Daniel L. Stevens (9)                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 10.17           |   | 2008 Equity Incentive Plan (10)                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 31.1            |   | Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *                                                                                                                                                                                                                                                                                                                                                                                                    |
| 31.2            |   | Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act *                                                                                                                                                                                                                                                                                                                                                                                                    |
| 32              |   | Certification Pursuant to Section 906 of the Sarbanes-Oxley Act *                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 101             |   | The following materials from the Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2012, formatted in Extensible Business Reporting Language (XBRL): (1) Consolidated Balance Sheets; (2) Consolidated Statements of Operations; (3) Consolidated Statements of Comprehensive Income (Loss); (4) Consolidated Statements of Stockholders’ Equity; (5) Consolidated Statements of Cash Flows; and (6) Selected Notes to Consolidated Financial Statements. (11) |

| (1)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated August 7, 2009 |
|-----------------|-----------------------------------------------------------------------------------------------|

| (2)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated July 30, 2010 |
|-----------------|----------------------------------------------------------------------------------------------|

| (3)   | Filed as an exhibit to the Registrant’s Registration Statement on Form 8-K dated April 2, 2012 |
|-----------------|------------------------------------------------------------------------------------------------------|

| (4)   | Filed as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2011 |
|-----------------|-----------------------------------------------------------------------------------------------------------------|

| (5)   | Filed as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the quarter ended December 31, 2008 |
|-----------------|---------------------------------------------------------------------------------------------------------------------|

| (6)   | Filed as an exhibit to the Registrant’s Annual Report on Form 10-K for the year ended September 30, 2011 |
|-----------------|----------------------------------------------------------------------------------------------------------------|

| (7)   | Filed as an exhibit to the Registrant’s Registration Statement on Form S-8 (333-127858) |
|-----------------|-----------------------------------------------------------------------------------------------|

| (8)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated October 21, 2005 |
|-----------------|-------------------------------------------------------------------------------------------------|

| (9)   | Filed as an exhibit to the Registrant’s Current Report on Form 8-K dated August 21, 2006 |
|-----------------|------------------------------------------------------------------------------------------------|

| (10)   | Filed as an exhibit to the Registrant’s Registration Statement on Form S-8 (333-157540) |
|------------------|-----------------------------------------------------------------------------------------------|

| (11)   | Pursuant to Rule 406T of Regulation S-T, these interactive data files are deemed not filed or part of a registration statement or prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933 or Section 18 of the Securities Exchange Act of 1934, as amended, and otherwise are not subject to liability under those sections. |
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|                            | Home Federal Bancorp, Inc.                                                                                       |
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|                            |                                                                                                             |
|                            |                                                                                                             |
|                            |                                                                                                             |
| Date:  August 8, 2012 | /s/ Len E. Williams                                                                                              |
|                            | Len E. Williams President and Chief Executive Officer (Principal Executive Officer)                              |
|                            |                                                                                                             |
|                            |                                                                                                             |
|                            |                                                                                                             |
| Date:  August 8, 2012 | /s/ Eric S. Nadeau                                                                                               |
|                            | Eric S. Nadeau Executive Vice President and Chief Financial Officer (Principal Financial and Accounting Officer) |

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| 31.1 | Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act                                                                                                                                                                                                                                                                                                                                                                                                   |
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| 31.2 | Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act                                                                                                                                                                                                                                                                                                                                                                                                   |
| 32   | Certification Pursuant to Section 906 of the Sarbanes-Oxley Act                                                                                                                                                                                                                                                                                                                                                                                                                              |
| 101  | The following materials from the Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2012, formatted in Extensible Business Reporting Language (XBRL): (1) Consolidated Balance Sheets; (2) Consolidated Statements of Operations; (3) Consolidated Statements of Comprehensive Income (Loss); (4) Consolidated Statements of Stockholders’ Equity; (5) Consolidated Statements of Cash Flows; and (6) Selected Notes to Consolidated Financial Statements. * |

|  * | Pursuant to Rule 406T of Regulation S-T, these interactive data files are deemed not filed or part of a registration statement or prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933 or Section 18 of the Securities Exchange Act of 1934, as amended, and otherwise are not subject to liability under those sections. |
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