| [X] | QUARTERLY      REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF      1934 |
|-----|---------------------------------------------------------------------------------------------------|

| [  ] | TRANSITION      REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF      1934 |
|----------------|----------------------------------------------------------------------------------------------------|

|   | For      the transition period from _____ to_____ |
|--------|---------------------------------------------------|

|  HOME      FEDERAL BANCORP, INC. |
|---------------------------------------|

|                                   Maryland                                      |           68-0666697                                                            |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------|
|  (State or      other jurisdiction of incorporation                                                                                                                                                                                                                                                                                                                                                   |  (I.R.S.      Employer                                                                                        |
|  or      organization)                                                                                                                                                                                                                                                                                                                                                                           |  I.D.      Number)                                                                                            |
|                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                                               |
| 500      12th Avenue      South, Nampa,      Idaho                                                                                                                                                                                                                  |              83651            |
|  (Address of      principal executive offices)                                                                                                                                                                                                                                                                                                                                         |  (Zip      Code)                                                                          |
|                                                                                                                                                                                                                                                                                                                                                                                                            |                                                                                                               |
|  Registrant’s      telephone number, including area code:                                                                                                                                                                                                                                                                                                                                  |   (208)      466-4634                                                                                    |

| Large accelerated      filer        |          [  ]   | Accelerated      filer           |  [X]            |
|-----------------------------------------------|----------------------------------------------------|--------------------------------------------|----------------------|
| Non-accelerated      filer     |          [  ]             | Smaller reporting      company   |  [  ] |

----

| PART      1  -                                                                            | FINANCIAL      INFORMATION                                                                                                                 |                                                                                                                                                                                                                                                                                                                 |
|---------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
| Item 1 -                                                                                                 | Financial      Statements                                                                                                                  |  Page                                                                                                                                                                                                                                                                                                           |
|                                                                                                          |                                                                                                                                            | Consolidated      Balance Sheets as      of                  December 31,      2008 and September 30, 2008                                                                                                                                               |  1 |
|                                                                                                          |                                                                                                                                            | Consolidated      Statements of Income for the Three      Months                  ended December      31, 2008 and 2007                                                                                                                        |  2 |
|                                                                                                          |                                                                                                                                            | Consolidated      Statements of Changes in Stockholders’ Equity and            Comprehensive Income for the Three      Months             ended      December 31,  2008 |        3   |
|                                                                                                          |                                                                                                                                            | Consolidated      Statements of Cash Flows for the Three      Months            ended December 31,      2008 and 2007                                                                                                                               |  4 |
|                                                                                                          |                                                                                                                                            | Selected Notes to      Interim Consolidated Financial Statements                                                                                                                                                                                                                                                |  5 |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
| Item 2      -                                                                                       | Management’s      Discussion and Analysis of Financial Condition       and      Results of Operations  |  12                                                                                                                                                                                                                                                                                                             |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |
| Item 3 -                                                                                                 | Quantitative and      Qualitative Disclosures About Market Risk                                                                       |        24                                                                                                                                                                                                                                                                                                  |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
| Item 4 -                                                                                                 | Controls and      Procedures                                                                                                     |        25                                                                                                                                                                                                                                                                                                  |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
| PART II      -                                                                                      | OTHER      INFORMATION                                                                                                                     |                                                                                                                                                                                                                                                                                                                 |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
| Item 1 -                                                                                                 | Legal      Proceedings                                                                                                                |        25                                                                                                                                                                                                                                                                                                  |
|                                                                                                          |                                                                                                                                            |                                                                                                                                                                                                                                                                                                                 |   |
|        Item      1A -    Risk      Factors   |   25                                                                                                                             |

|                            |                                                                         |                 |   |
|---------------------------------|------------------------------------------------------------------------------|----------------------|--------|
| Item 2      -         | Unregistered Sales      of Equity Securities and Use of Proceeds   |        26  |
|                            |                                                                         |                 |   |
|  Item 3      -   | Defaults Upon Senior      Securities                               |        26  |
|                            |                                                                         |                 |   |
| Item 4 -              | Submission of      Matters to a Vote of Security Holders                |        26  |
|                            |                                                                         |                 |   |
|  Item 5      -   | Other      Information                                                  |        27  |
|                            |                                                                         |                 |   |
| Item 6      -         | Exhibits                                                                |  27        |
|                            |                                                                         |                 |   |
| SIGNATURES            |  28                                                                |

----

| HOME      FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED      BALANCE SHEETS(In      thousands, except share data) (Unaudited)   | December      31, 2008 |   | September      30, 2008   |
|------------------------------------------------------------------------------------------------------------------------------------|-----------------------------|--------|---------------------------|
|                                                                                                                               |                        |   |                      |
| ASSETS                                                                                                                             |                        |   |                      |
| Cash      and amounts due from depository institutions                                                                             | $  17,412    |   | $  23,270  |
| Certificate      of deposit in correspondent bank                                                                                  | -                      |   | 5,000                |
| Mortgage-backed      securities available for sale, at fair value                                                                  | 188,237                |   | 188,787              |
| Federal      Home Loan Bank of Seattle (“FHLB”) stock, at cost                                                         | 9,591                  |   | 9,591                |
| Loans      receivable, net of allowance for loan losses      of  $8,027                                                  |                        |   |                      |
| and      $4,579                                                                                                                    | 466,169                |   | 459,813              |
| Loans      held for sale                                                                                                           | 2,267                  |   | 2,831                |
| Accrued      interest receivable                                                                                                   | 2,534                  |   | 2,681                |
| Property      and equipment, net                                                                                                   | 16,073                 |   | 15,246               |
| Mortgage      servicing rights, net                                                                                                | -                      |   | 1,707                |
| Bank      owned life insurance                                                                                                     | 11,696                 |   | 11,590               |
| Real      estate and other property owned                                                                                          | 1,352                  |   | 650                  |
| Deferred      tax asset                                                                                                            | -                      |   | 1,770                |
| Other      assets                                                                                                                  | 2,802                  |   | 2,134                |
| TOTAL      ASSETS                                                                                                                  | $718,133               |   | $725,070             |
|                                                                                                                               |                        |   |                      |
| LIABILITIES      AND STOCKHOLDERS’ EQUITY                                                                                    |                        |   |                      |
|                                                                                                                               |                        |   |                      |
| LIABILITIES                                                                                                                        |                        |   |                      |
| Deposit      accounts:                                                                                                             |                        |   |                      |
| Noninterest-bearing      demand deposits                                                                                           | $  41,187    |   | $  41,398  |
| Interest-bearing      demand deposits                                                                                              | 134,148                |   | 127,714              |
| Savings      deposits                                                                                                              | 27,589                 |   | 26,409               |
| Certificates      of deposit                                                                                                       | 174,475                |   | 177,404              |
|     Total      deposit accounts                                                                                | 377,399                |   | 372,925              |
| Advances      by borrowers for taxes and insurance                                                                                 | 721                    |   | 1,386                |
| Interest      payable                                                                                                              | 486                    |   | 552                  |
| Deferred      compensation                                                                                                         | 5,230                  |   | 5,191                |
| FHLB      advances                                                                                                                 | 124,574                |   | 136,972              |
| Deferred      tax liability, net                                                                                                   | 310                    |   | -                    |
| Other      liabilities                                                                                                             | 1,965                  |   | 2,857                |
| Total      liabilities                                                                                                             | 510,685                |   | 519,883              |
|                                                                                                                               |                        |   |                      |
| STOCKHOLDERS’      EQUITY                                                                                                    |                        |   |                      |
| Serial      preferred stock, $.01 par value; 10,000,000 authorized,                                                                |                        |   |                      |
| issued      and outstanding, none                                                                                                  | --                     |   | --                   |
| Common      stock, $.01 par value; 90,000,000 authorized,                                                                          |                        |   |                      |
| issued      and outstanding:                                                                                                       | 174                    |   | 174                  |
|                 Dec. 31, 2008 – 17,445,311 issued, 17,392,289 outstanding  |                        |   |                 |
|                 Sept. 30, 2008 – 17,412,449 issued, 17,374,161 outstanding |                        |   |                      |
| Additional      paid-in capital                                                                                                    | 157,813                |   | 157,205              |
| Retained      earnings                                                                                                             | 58,118                 |   | 59,813               |
|          Unearned shares issued to employee stock ownership plan      (“ESOP”)                          | (10,378)                    |   | (10,605)                  |
| Accumulated      other comprehensive income (loss)                                                                                 | 1,721                  |   | (1,400)                   |
| Total      stockholders’ equity                                                                                              | 207,448                |   | 205,187              |
| TOTAL      LIABILITIES AND STOCKHOLDERS’ EQUITY                                                                              | $718,133               |   | $725,070             |
|                                                                                                                               |                        |   |                      |

----

| HOME      FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED      STATEMENTS OF INCOME(In      thousands, except share data) (Unaudited) | Three      Months Ended December      31, |   |
|----------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------|--------|
|                                                                                                                                   | 2008                                           |   | 2007 |   |
| Interest      and dividend income:                                                                                                     |                                           |   |   |   |
| Loan      interest                                                                                                                     | $      7,113                              |   | $      8,076  |   |
| Investment      interest                                                                                                               | 43                                        |   | 264  |   |
| Mortgage-backed      security interest                                                                                                 | 2,205                                     |   | 1,943  |   |
| FHLB      dividends                                                                                                                    | (33)                                           |   | 19  |   |
| Total      interest and dividend income                                                                                                | 9,328                                     |   | 10,302  |   |
| Interest      expense:                                                                                                                 |                                           |   |   |   |
| Deposits                                                                                                                               | 2,018                                     |   | 3,214  |   |
| FHLB      advances                                                                                                                     | 1,565                                     |   | 2,032  |   |
| Total      interest expense                                                                                                            | 3,583                                     |   | 5,246  |   |
| Net      interest income                                                                                                               | 5,745                                |   | 5,056   |   |
| Provision      for loan losses                                                                                                         | 3,575                                |   | 287   |   |
| Net      interest income after provision for loan losses                                                                               | 2,170                                     |   | 4,769  |   |
| Noninterest      income:                                                                                                               |                                           |   |   |   |
| Service      charges and fees                                                                                                          | 2,109                                     |   | 2,232  |   |
| Gain      on sale of loans                                                                                                             | 190                                       |   | 185  |   |
| Increase      in cash surrender value of bank owned life insurance                                                                     | 106                                       |   | 104  |   |
| Loan      servicing fees                                                                                                               | 69                                        |   | 127  |   |
| Mortgage      servicing rights, net                                                                                                    | (31)                                           |   | (68) |   |
| Other                                                                                                                                  | 18                                        |   | 45  |   |
| Total      noninterest income                                                                                                          | 2,461                                     |   | 2,625  |   |
| Noninterest      expense:                                                                                                              |                                           |   |   |   |
| Compensation      and benefits                                                                                                         | 3,575                                     |   | 3,699  |   |
| Occupancy      and equipment                                                                                                           | 770                                       |   | 711  |   |
| Data      processing                                                                                                                   | 542                                       |   | 522  |   |
| Advertising                                                                                                                            | 248                                       |   | 287  |   |
| Postage      and supplies                                                                                                              | 137                                       |   | 150  |   |
| Professional      services                                                                                                             | 335                                       |   | 212  |   |
| Insurance      and taxes                                                                                                               | 155                                       |   | 85  |   |
| Other                                                                                                                                  | 272                                       |   | 217  |   |
| Total      noninterest expense                                                                                                         | 6,034                                     |   | 5,883  |   |
| Income      (loss) before income taxes                                                                                                 | (1,403)                                        |   | 1,511  |   |
| Income      tax expense (benefit)                                                                                                      | (602)                                          |   | 564  |   |
| NET      INCOME (LOSS)                                                                                                                 | $  (801)                             |   | $   947  |   |
|                                                                                                                                   |                                           |   |   |   |
| Earnings      (loss) per share:                                                                                                        |                                           |   |   |   |
| Basic                                                                                                                                  | $(0.05)                                        |   | $0.06(1) |   |
| Diluted                                                                                                                                | (0.05)                                         |   | 0.06(1) |   |
| Weighted      average number of shares outstanding:                                                                                    |                                           |   |   |   |
| Basic                                                                                                                                  | 16,129,352                                |   | 16,738,289(1) |   |
| Diluted                                                                                                                                | 16,129,352                                |   | 16,762,906(1) |   |
|                                                                                                                                   |                                           |   |   |   |
| Dividends      declared per share:                                                                                                     | $0.055                                    |   |        $0.048(1) |   |

----

| CONSOLIDATED      STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY AND COMPREHENSIVE      INCOME |
|-----------------------------------------------------------------------------------------------|

|                                                                                                                                                                                                                                      |  Common      Stock        | Additional      Paid-In Capital       | Retained          Earnings    | Unearned      SharesIssued      toEmployeeStockOwnership       Plan       | AccumulatedOtherComprehensiveLoss | Total             |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------|---------------------------------------|------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------|-------------------|
| Shares                                                                                                                                                                                                                                    | Amount                         |
| Balance      at Sept. 30, 2007                                                                                                                                                                                                            | 15,232,243                     | $152                                  | $      59,613                                                    | $58,795                                                                                                                                    | $      (3,698)                    | $(2,225)          | $112,637 |
|                                                                                                                                                                                                                                      |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Second      Step Conversion(1)                                                                                                                                                                                                            | 2,073,619                      |        21                        | 95,938                                                           |                                                                                                                                       | (8,160)                           |              |        87,799 |
| Dissolution      of  Mutual     Holding      Company                                                                                                                                                        |                           |                                  |           50                                 |                                                                                                                                       |                              |              |             50 |
| Restricted      stock issued, net of             forfeitures                                                                                                                                                |          13,502 |                                  |                                                             |                                                                                                                                       |                              |              |             -- |
| ESOP      shares committed to be             released                                                                                                                                                            |                           |                                  |          (23)                                     |                                                                                                                                       | 1,253                             |              |   1,230 |
| Exercise      of stock options                                                                                                                                                                                                            | 54,797          |            1 |         605                                            |                                                                                                                                       |                              |              |           606 |
| Share-based      compensation                                                                                                                                                                                                             |                           |                                  |        1,022                                                |                                                                                                                                       |                              |              |     1,022    |
| Dividends      paid       ($0.213      per share)  (2) (3)                                                                                                                              |                           |                                  |                                                             |        (2,987)                                                                                                                        |                              |              |   (2,987) |
| Comprehensive      income:                                                                                                                                                                                                                |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Net      income                                                                                                                                                                                                                           |                           |                                  |                                                             |  4,005                                                                                                                                |                              |              |          4,005 |
| Other      comprehensive income:                                                                                                                                                                                                          |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Change      in unrealized              holding loss on             securities available for             sale, net of  taxes |                           |                                  |                                                             |                                                                                                                                       |                              | 825               |            825 |
| Comprehensive      income                                                                                                                                                                                                                 |                           |                                  |                                                             |                                                                                                                                       |                              |              |         4,830 |
| Balance      at Sept. 30, 2008                                                                                                                                                                                                            | 17,374,161           | 174                                   | 157,205                                                          | 59,813                                                                                                                                     | (10,605)                          | (1,400)           | 205,187 |
|                                                                                                                                                                                                                                      |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Restricted      stock issued, net of             forfeitures                                                                                                                                                |    (14,734)     |                                  |                                                             |                                                                                                                                       |                              |              |             - |
| ESOP      shares committed to be             released                                                                                                                                                       |                           |                                  |           27                                 |                                                                                                                                       |         227             |              |          254 |
| Exercise      of stock options                                                                                                                                                                                                            |        32,862             |                                  |         353                                            |                                                                                                                                       |                              |              |         353 |
| Share-based      compensation                                                                                                                                                                                                             |                           |                                  |         228                                            |                                                                                                                                       |                              |              |      228   |
| Dividends      paid       ($0.055      per share)                                                                                                                                                      |                           |                                  |                                                             |         (894)                                                                                                                    |                              |              |   (894)      |
| Comprehensive      income:                                                                                                                                                                                                                |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Net      loss                                                                                                                                                                                                                             |                           |                                  |                                                             |         (801)                                                                                                                    |                              |              |           (801)  |
| Other      comprehensive            income:                                                                                                                                                                 |                           |                                  |                                                             |                                                                                                                                       |                              |              |   |
| Change      in unrealized             holding loss on             securities available for             sale, net of  taxes            |                           |                                  |                                                             |                                                                                                                                       |                              |        3,121 |           3,121 |
| Comprehensive      income                                                                                                                                                                                                                 |                           |                                  |                                                             |                                                                                                                                       |                              |              |           2,320 |
| Balance      at Dec. 31, 2008                                                                                                                                                                                                             | 17,392,289                     | $174                                  | $157,813                                                         | $58,118                                                                                                                                    | $(10,378)                         | $      1,721      | $207,448 |

| (1)   | The      total effect on equity accounts from the second-step conversion has      changed from the December 31, 2007 reported numbers due to adjustments      such as true-up of total new shares issued in relation to conversion once      total affect of fractional shares was known, payment of additional      expenses related to the second-step conversion,  etc. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2)   | Home      Federal MHC waived its receipt of dividends on the 8,979,246 shares that      it owned. |
|-----------------|---------------------------------------------------------------------------------------------------|

| (3)   | Dividends      per share have been adjusted to reflect the impact of the second-step      conversion of Home Federal Bancorp, Inc., which occurred on December 19,      2007. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| HOME      FEDERAL BANCORP, INC. AND SUBSIDIARYCONSOLIDATED      STATEMENTS OF CASH FLOWS(In      thousands) (Unaudited) | Three      Months Ended December      31, |
|-------------------------------------------------------------------------------------------------------------------------|------------------------------------------------|
|                                                                                                                    | 2008                                           |   | 2007 |
|  CASH      FLOWS FROM OPERATING ACTIVITIES:                                                                        |                                           |   |   |
| Net      income (loss)                                                                                                  | $    (801)                 |   | $     947  |
| Adjustments      to reconcile net income (loss) to cash provided by operating      activities:                          |                                           |   |   |
| Depreciation      and amortization                                                                                      | 442                                       |   | 397  |
| Net      amortization (accretion) of premiums and discounts on      investments                                         | 2                                         |   | (10) |
| Loss      on sale of fixed assets and repossessed assets                                                                | 63                                        |   | -  |
| ESOP      shares committed to be released                                                                               | 254                                       |          | 207  |
| Equity      compensation expense                                                                                        | 228                                       |          | 255  |
| Provision      for loan losses                                                                                          | 3,575                                     |   | 287  |
| Accrued      deferred compensation expense, net                                                                         | 39                                        |   | 179  |
| Net      deferred loan fees                                                                                             | 171                                       |   | (18) |
| Net      gain on sale of loans                                                                                          | (190)                                          |   | (185) |
| Proceeds      from sale of loans held for sale                                                                          | 10,476                                    |   | 13,895  |
| Originations      of loans held for sale                                                                                | (9,817)                                        |   | (11,864) |
| Net      decrease in value of mortgage servicing rights                                                                 | 31                                        |   | 68  |
| Net      increase in value of bank owned life insurance                                                                 | (106)                                          |   | (104) |
| Change      in assets and liabilities:                                                                                  |                                           |   |   |
| Interest      receivable                                                                                                | 148                                       |   | (212) |
| Other      assets                                                                                                       | (673)                                          |   | 1,110  |
| Interest      payable                                                                                                   | (66)                                           |   | (56) |
| Other      liabilities                                                                                                  | (894)                                          |   | (1,153) |
| Net      cash provided by operating activities                                                                          | 2,882                                     |   | 3,743  |
|  CASH      FLOWS FROM INVESTING ACTIVITIES:                                                                        |                                           |   |   |
| Proceeds      from maturity of mortgage-backed securities available for    sale                                         | 6,215                                     |   | 5,778  |
| Purchases      of mortgage-backed securities available for sale                                                         | (465)                                          |   | -  |
| Maturity      of investment in certificate of deposit                                                                   | 5,000                                     |   | -  |
| Sale      of mortgage servicing rights                                                                                  | 1,676                                     |   |   |
| Purchases      of property and equipment                                                                                | (1,269)                                        |   | (598) |
| Net      (increase) decrease in loans                                                                                   | (10,956)                                       |   | 2,099  |
| Proceeds      from sale of fixed assets and repossessed assets                                                          | 188                                       |   | 128  |
| Net      cash provided by investing activities                                                                          | 389                                       |   | 7,407  |
|                                                                                                                    |                                           |   |   |
| CASH      FLOWS FROM FINANCING ACTIVITIES:                                                                              |                                           |   |   |
| Net      increase in deposits                                                                                           | 4,474                                     |   | 363  |
| Net      decrease in advances by borrowers for taxes and insurance                                                      | (665)                                          |   | (833) |
| Proceeds      from FHLB advances                                                                                        | 18,030                                    |   | 5,300  |
| Repayment      of FHLB advances                                                                                         | (30,428)                                       |   | (22,392) |
| Net      proceeds from stock issuance and exchange pursuant to second step      conversion                              | -                                         |   | 88,454  |
| Proceeds      from exercise of stock options                                                                            | 353                                       |   | 147  |
| Dividends      paid                                                                                                     | (893)                                          |   | (324) |
| Net      cash (used) provided by financing activities                                                                   | (9,129)                                        |   | 70,715  |
|  NET      (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS                                                    | (5,858)                                        |   | 81,865  |
| CASH      AND CASH EQUIVALENTS, BEGINNING OF PERIOD                                                                     | 23,270                                    |   | 20,588  |
| CASH      AND CASH EQUIVALENTS, END OF PERIOD                                                                           | $      17,412                             |   |     $102,453  |
|                                                                                                                    |                                           |   |   |
| SUPPLEMENTAL      DISCLOSURE OF CASH FLOW INFORMATION:                                                                  |                                           |   |   |
| Cash      paid during the period for:                                                                                   |                                           |   |   |
| Interest                                                                                                                | $3,648                                    |   |      $5,302  |
|                                                                                                                    |                                           |   |   |
| NONCASH      INVESTING AND FINANCING ACTIVITIES:                                                                        |                                           |   |   |
| Acquisition      of real estate and other assets in settlement of loans                                                 | 947                                       |   |      312  |
| Fair      value adjustment to securities available for sale, net of      taxes                                          | 3,121                                     |   | 1,522  |

----

----

----

|                                                                                           |                                                 |
|------------------------------------------------------------------------------------------------|------------------------------------------------------|
|                                                                                           | Three      Months Ended December      31,       |
|                                                                                           | 2008                                                 |   | 2007 |
|                                                                                           | (in      thousands, except share and per share data) |
| Basic      EPS:                                                                                |                                                 |   |   |
| Net      income (loss)                                                                         | $  (801)                                   |   | $  947  |
| Weighted-average      common shares outstanding                                                | 16,129,352                                      |   | 16,738,289  |
|           Basic EPS                                                        | $      (0.05)                                        |   | $      0.06  |
|                                                                                           |                                                 |   |   |
| Diluted      EPS:                                                                              |                                                 |   |   |
| Net      income (loss)                                                                         | $  (801)                                   |   | $  947  |
|                                                                                           |                                                 |   |   |
| Weighted-average      common shares outstanding                                                | 16,129,352                                      |   | 16,738,289  |
|          Net effect of dilutive RRP awards                                      | -                                               |   | 24,617  |
| Weighted-average      common shares outstanding         and common stock equivalents | 16,129,352                                      |   | 16,762,906  |
|           Diluted EPS                                                      | $      (0.05)                                        |   | $      0.06  |

|                                                             | December      31, 2008           |
|------------------------------------------------------------------|----------------------------------|
| (in      thousands)                                              | Amortized      Cost              |   | Gross      Unrealized      Gains |   | Gross      Unrealized      Losses |   | Fair Value |
|                                                             |                             |   |   |   |   |   |   |
| Issued      by U.S. Government sponsored        enterprises | $181,992          |   | $3,936    |   | $   (192)    |   | $185,736    |
| Other                                                            | 3,376             |   | -     |    | (875)    |   | 2,501    |
| Total                                                            | $185,368          |   | $3,936    |   | $(1,067)    |   | $188,237    |
|                                                             |                             |   |   |   |   |   |   |
|                                                             | September 30,      2008     |
| Issued      by U.S. Government sponsored        enterprises | $187,730          |   | $669    |   | $(2,669)    |   | $185,730    |
| Other                                                            | 3,390             |   | -    |   | (333)    |   | 3,057    |
|       Total                        | $191,120     |   | $669     |   | $(3,002)        ) |   | $188,787     |

----

|                       | Less      than 12 months |   | 12      months or longer |   | Total           |
|----------------------------|--------------------------|--------|--------------------------|--------|-----------------|
|                       | FairValue                |   | UnrealizedLosses         |   | Fair      Value |   | UnrealizedLosses |   | Fair      Value |   | UnrealizedLosses |
|                       |                     |   |                     |   |            |   |   |   |   |   |   |
|                       | (in      thousands)      |
| Mortgage-backed            |                     |   |                     |   |            |   |   |   |   |   |   |
| securities,      available |                     |   |                     |   |            |   |   |   |   |   |   |
| for      sale              | $13,391                  |   | $(192)                   |   | $2,502          |   | $(875) |   | $15,893 |   | $(1,067) |

----

|                                 | December      31, 2008      |   | September      30, 2008                                                                           |
|--------------------------------------|-----------------------------|--------|---------------------------------------------------------------------------------------------------|
|                                 | Balance                     |   | Percent      of Total                                                                             |   | Balance |   | Percent of      Total |
|                                 |                        |   |                                                                                              |   |   |   |   |
|                                 | (dollars      in thousands) |
| Real      Estate:                    |                        |   |                                                                                              |   |   |   |   |
| One-      to four-family residential | $203,336               |   | 42.83%                                                                        |   | $210,302  |   | 45.22% |
| Multi-family      residential        | 9,361                  |   | 1.97                                                                          |   | 8,477  |   | 1.82     |
| Commercial                           | 159,012                |   | 33.46                                                                         |   | 151,733  |   | 32.62     |
| Total      real estate               | 371,709                |   | 78.26                                                                         |   | 370,512  |   | 79.66     |
|                                 |                        |   |                                                                                              |   |   |   |   |
| Real      Estate Construction:       |                        |   |                                                                                              |   |   |   |   |
| One-      to four-family residential | 12,907                 |   | 2.72                                                                          |   | 13,448  |   | 2.89     |
| Multi-family      residential        | -                      |   |             -     |   | 920  |   | 0.20    |
| Commercial      and land development | 27,340                 |   | 5.75                                                                          |   | 18,674  |   | 4.01     |
| Total      real estate construction  | 40,247                 |   | 8.47                                                                          |   | 33,042  |   | 7.10     |
|                                 |                        |   |                                                                                              |   |   |   |   |
| Consumer:                            |                        |   |                                                                                              |   |   |   |   |
| Home      equity                     | 53,743                 |   | 11.31                                                                         |   | 52,954  |   | 11.38          |
| Automobile                           | 1,750                  |   | 0.37                                                                          |   | 1,903  |   | 0.41          |
| Other      consumer                  | 1,295                  |   | 0.26                                                                               |   | 1,370  |   | 0.29          |
| Total      consumer                  | 56,788                 |   | 11.94                                                                         |   | 56,227  |   | 12.08          |
|                                 |                        |   |                                                                                              |   |   |   |   |
| Commercial      business             | 6,304                  |   | 1.33                                                                               |   | 5,385  |   | 1.16          |
|                                 | 475,048                |   | 100.00%                                                                       |   | 465,166  |   | 100.00% |
|                                 |                        |   |                                                                                              |   |   |   |   |
| Premium      on purchased loans      | 197                    |   |                                                                                              |   | 199  |   |   |
| Deferred      loan fees              | (1,049)                     |   |                                                                                              |   | (973) |   |   |
| Allowance      for loan losses       | (8,027)                     |   |                                                                                              |   | (4,579) |   |   |
| Loans      receivable, net           | $466,169               |   |                                                                                              |   | $459,813  |   |   |

----

|                                        |   | Three      Months Ended December      31,                              |
|---------------------------------------------|--------|-----------------------------------------------------------------------------|
| Servicing      Right Classes                |   | 2008                                                                        |   | 2007 |
|                                        |   | (in      thousands)                                                         |
| One-      to four-family residential loans: |   |                                                                        |   |   |
| Beginning      Balance                      |   | $1,703                                                  |   | $2,033      |
| Adjustments      to fair value              |   | -                                                  |   | (66)        ) |
| Sale      of servicing rights               |   | (1,703)        )                                                  |   |  -         - |
| Ending      Balance                         |   | $       -          - |   | $1,967      |
|                                        |   |                                                                        |   |   |
| Commercial      real estate loans:          |   |                                                                        |   |   |
| Beginning      Balance                      |   | $            4   4             |   | $     14      |
| Adjustments      to fair value              |   | (4)                                                     |   | (2)     |
| Ending      Balance                         |   | $            -    -       |   | $     12      |

| ·   | Level      1 – Quoted prices for identical instruments in active    markets. |
|--------------------|------------------------------------------------------------------------------------|

| ·   | Level      2 – Quoted prices for similar instruments in active markets; quoted prices      for identical or similar instruments in markets that are not active; and      model-derived valuations whose inputs are observable or whose significant      value drivers are observable. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Level      3 – Instruments whose significant value drivers are      unobservable. |
|--------------------|-----------------------------------------------------------------------------------------|

|                               | December      31, 2008 |
|------------------------------------|------------------------|
|                               |                   | Total |   |   | Level      1 |   |   | Level      2 |   |   | Level      3 |
|                               | (in      thousands)    |
|                               |                   |   |   |   |   |   |   |   |   |   |   |
| Securities      available for sale |                   | $188,237 |   |   | $       - |   |   | $188,237 |   |   | $       - |

----

|                | December      31, 2008 |
|---------------------|------------------------|
|                |                   | Total |   |   | Level      1 |   |   | Level      2 |   |   | Level      3 |
|                | (in      thousands)    |
|                |                   |   |   |   |   |   |   |   |   |   |   |
| Impaired      loans |                   | $11,724 |   |   | $       - |   |   | $       - |   |   | $11,724 |

----

| ·   | statements      of our goals, intentions andexpectations; |
|--------------------|-----------------------------------------------------------|

| ·   | statements      regarding our business plan, prospects, growth and operating      strategies; |
|--------------------|-----------------------------------------------------------------------------------------------|

| ·   | statements      regarding the quality of our loan and investment portfolios;      and, |
|--------------------|----------------------------------------------------------------------------------------|

| ·   | estimates      of our risks and future costs andbenefits. |
|--------------------|-----------------------------------------------------------|

| ·   | general      economic conditions, including real estate values, either nationally or in      the Company’s market area, that are worse than  expected; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes      in the interest rate environment that reduce the Company’s interest      margins or reduce the fair value of financial  instruments; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | the      credit risk of lending activities, including risks related to construction      and development lending and commercial and small business      banking; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes      in the level and trend of loan delinquencies and    write-offs; |
|--------------------|------------------------------------------------------------------------------|

| ·   | results      of examinations by bankingregulators; |
|--------------------|----------------------------------------------------|

| ·   | increased      competitive pressures among financial services  companies; |
|--------------------|---------------------------------------------------------------------------|

| ·   | changes      in consumer spending, borrowing and savings  habits; |
|--------------------|-------------------------------------------------------------------|

| ·   | legislative      or regulatory changes that adversely affect the Company’s      business; |
|--------------------|-------------------------------------------------------------------------------------------------|

| ·   | adverse      changes in the securities markets;and |
|--------------------|----------------------------------------------------|

| ·   | changes      in accounting policies and practices, as may be adopted by the bank      regulatory agencies, the Public Company Accounting Oversight Board or the      Financial Accounting StandardsBoard. |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| §   | A      $3.6 million provision for loan losses contributed to a net loss of      ($801,000), or ($0.05) per diluted share as economic conditions in the      Treasure Valley continued to deteriorate as a result of rising      unemployment, bankruptcies and foreclosures and declining real estate      values; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | The      Company’s efficiency ratio improved to 73.5% for the quarter ended      December 31, 2008, compared to 76.6% for the same quarter a year      ago; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | A      new banking office was opened in Boise, which was effectively a relocation      and upgrade of an older facility; |
|--------------------|--------------------------------------------------------------------------------------------------------------------------|

| §   | The      Bank broke ground on its sixteenth banking  office; |
|--------------------|--------------------------------------------------------------|

| §   | Nonperforming      and delinquent loans increased significantly as unemployment and real      estate pressures continued to increase in the Boise metropolitan      statistical area; |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | The      slowdown in consumer spending negatively impacted the Bank’s fee      income; |
|--------------------|----------------------------------------------------------------------------------------------|

| §   | The      Bank began execution of its small business growth strategy by hiring      leadership for its newly formed Small Business Banking    Group; |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------|

| §   | The      sale of the Bank’s mortgage servicing rights asset was completed;      and, |
|--------------------|--------------------------------------------------------------------------------------------|

| §   | The      Bank maintained its strong capital position with a total risk-based      capital ratio of 31.3% at |
|--------------------|-------------------------------------------------------------------------------------------------------------|

|   | December      31, 2008. |
|--------|-------------------------|

----

|                                                   |                                                            |   | Increase      (decrease)                |
|--------------------------------------------------------|-----------------------------------------------------------------|--------|-----------------------------------------|
|                                                   |                                                            |   |                                    |   |   |   |   |
|                                                   | Balance      at December      31,2008                           |   | Balance      at September      30, 2008 |   | Amount |   | Percent |
|                                                   |       (dollars      in thousands) |
|                                                   |                                                            |   |                                    |   |   |   |   |
| Cash      and amounts due from depository institutions | $      17,412                                                   |   | $      23,270                           |   | $(5,858) |   | (25.2)% |
| Mortgage-backed      securities, at fair value         | 188,237                                                         |   | 188,787                                 |   | (550) |   | (0.3)    |
| Loans      receivable, net                             | 466,169                                                         |   | 459,813                                 |   | 6,356  |   | 1.4     |

----

----

|                                      | December      31,                                    |   | September      30,                 |
|-------------------------------------------|------------------------------------------------------|--------|------------------------------------|
|                                      | 2008         |   | 2008      |
|                                      | (in      thousands)                                  |
| Land      acquisition and development     | $  2,268                                   |   | $1,150                             |
| One-      to four-family construction     | 1,376                                                |   | 241                                |
| Commercial      real estate               | 2,313                                                |   | 3,094                              |
| One-      to four-family residential      | 4,545                                                |   | 1,836                              |
| Other                                     | 188                                                  |   | 190                                |
| Total loans delinquent 30 to 89      days | $10,690                                              |   | $6,511                             |

|                                                                                  | December      31, 2008 |   | September      30, 2008 |
|---------------------------------------------------------------------------------------|------------------------|--------|-------------------------|
|                                                                                  | Balance      |   | Loss Reserve            |   | Balance |   | Loss Reserve |
|                                                                                  | (in      thousands)    |
| Land      acquisition and development                                                 | $ 4,330                |   | $  936        |   | $3,975 |   | $  916 |
| One-      to four-family construction                                                 | 5,389                  |   | 832                     |   | 4,239 |   | 596 |
| Commercial      real estate                                                           | 3,071                  |   | 273                     |   | - |   | - |
| One-      to four-family residential                                                  | 4,240                  |   | 713                     |   | 1,701 |   | 219 |
| Other                                                                                 | 4                      |   | -                       |   | 30 |   | 2 |
| Total nonperforming and impaired                  loans |  $17,034          |   |  2,754             |   |  $9,945 |   |  1,733 |
| General      loss reserve                                                             |                   |   | 5,273                   |   |   |   | 2,846 |
|                                                                                  |                   |   | $8,027                  |   |   |   | $4,579 |

----

|                                     |                                                            |   | Increase      (decrease)                |
|------------------------------------------|-----------------------------------------------------------------|--------|-----------------------------------------|
|                                     |                                                            |   |                                    |   |   |   |   |
|                                     | Balance      at December      31, 2008                     |   | Balance      at September      30, 2008 |   | Amount |   | Percent |
|                                     |       (dollars      in thousands) |
|                                     |                                                            |   |                                    |   |   |   |   |
| Noninterest-bearing      demand deposits | $  41,187                                             |   | $  41,398                     |   | $  (211)     |   | (0.5)%     |
| Interest-bearing      demand deposits    | 134,148                                                         |   | 127,714                                 |   | 6,434      |   | 5.0      |
| Savings      deposits                    | 27,589                                                          |   | 26,409                                  |   | 1,180      |   | 4.5         |
| Certificates      of deposit             | 174,475                                                         |   | 177,404                                 |   | (2,929)       ) |   | (1.7)    |
| Total      deposit accounts              | $377,399                                                        |   | $372,925                                |   | $4,474      |   | 1.2% |

----

----

|                                                                                             | Three      Months Ended December 31, 2008Compared      to Three Months Ended December  31,      2007 |
|--------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|
|                                                                                             | Increase      (Decrease) Due to                                                                                     |   |   |
|                                                                                             | Rate                                                                                                                |   | Volume |   | Total |
|                                                                                             | (in      thousands)                                                                                                 |
| Interest-earning      assets:                                                                    |                                                                                                                |   |   |   |   |
| Loans      receivable, net                                                                       | $(772)                                                                                                              |   | $(178) |   | $  (950) |
| Loans      held for sale                                                                         | (3)                                                                                                                 |   | (10) |   | (13) |
| Investment      securities, including interest-        bearing deposits in other banks | (127)                                                                                                               |   | (94) |   | (221) |
| Mortgage-backed      securities                                                                  | (35)                                                                                                                |   | 297  |   | 262  |
| FHLB      stock                                                                                  | (52)                                                                                                                |   | -  |   | (52) |
| Total      net change in income on interest-        earning assets                     | $(989)                                                                                                              |   | $  15  |   | $  (974) |
|                                                                                             |                                                                                                                |   |   |   |   |
| Interest-bearing      liabilities:                                                               |                                                                                                                |   |   |   |   |
| Savings      deposits                                                                            | $   11                                                                                          |   | $    9  |   | $     20  |
| Interest-bearing      demand deposits                                                            | (42)                                                                                                                |   | -  |   | (42) |
| Money      market accounts                                                                       | (289)                                                                                                               |   | 30  |   | (259) |
| Certificates      of deposit                                                                     | (517)                                                                                                               |   | (398) |   | (915) |
| Total      deposits                                                                              | (837)                                                                                                               |   | (359) |   | (1,196) |
| FHLB      advances                                                                               | 48                                                                                                             |   | (515) |   | (467) |
| Total      net change in expense on interest-        bearing liabilities               | $(789)                                                                                                              |   | $(874) |   | $(1,663) |
|   Total      increase in net interest income                                           |                                                                                                                |   |   |   | $    689  |

|                                                            | Three      Months Ended December 31, |
|-----------------------------------------------------------------|--------------------------------------|
|                                                            | 2008                                 |   | 2007 |   | Increase/ |
|                                                            | Average      Balance                 |   | Yield |   | Average      Balance |   | Yield |   | (Decrease)      in Interest      and Dividend      Income      from 2007 |
|                                                            | (dollars      in thousands)          |
|                                                            |                                 |   |   |   |   |   |   |   |   |
| Interest-bearing      deposits in other         banks | $  12,207                  |   | 1.41% |   | $  24,429 |   | 4.32% |   | $(221) |
| Mortgage-backed      securities                                 | 185,666                              |   | 4.75          |   | 160,705 |   | 4.84    |   | 262  |
| Loans      receivable, net                                      | 471,888                              |   | 6.00          |   | 482,780 |   | 6.66    |   | (950) |
| Loans      held for sale                                        | 2,022                                |   | 5.76         |   | 2,675 |   | 6.25   |   | (13) |
| FHLB      stock                                                 | 9,591                                |   | (1.38)   |   | 9,591 |   | 0.79    |   | (52) |
| Total      interest-earning assets                              | $681,374                             |   | 5.48% |   | $680,180 |   | 6.06% |   | $(974) |

----

|                                    | Three      Months Ended December 31, |
|-----------------------------------------|--------------------------------------|
|                                    | 2008                                 |   | 2007 |   | Increase/ |
|                                    | Average      Balance                 |   | Cost |   | Average      Balance |   | Cost |   | (Decrease)      in Interest Expense      from 2007 |
|                                    | (dollars      in thousands)          |
|                                    |                                 |   |   |   |   |   |   |   |   |
| Savings      deposits                   | $  27,294                  |   | 0.84% |   | $  22,607 |   | 0.65% |   |  $      20  |
| Interest-bearing      demand deposits   | 77,609                               |   | 0.55   |   | 77,847 |   | 0.77   |   | (42) |
| Money      market deposits              | 55,268                               |   | 1.45    |   | 51,641 |   | 3.56    |   | (259) |
| Certificates      of deposit            | 177,219                              |   | 3.73    |   | 213,930 |   | 4.80    |   | (915) |
| FHLB      advances                      | 132,929                              |   | 4.71   |   | 176,794 |   | 4.60   |   | (467) |
| Total      interest-bearing liabilities | $470,319                             |   | 3.05% |   | $542,819 |   | 3.87% |   | $(1,663) |

----

|                                                                                                                | At      or For the Three Months Ended      December 31,                                                                                   |
|---------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                | 2008                                                                                                                                           |   | 2007 |
|                                                                                                                | (dollars      in thousands)                                                                                                                    |
| Provision      for loan losses                                                                                      | $    3,575                                                                                                  |   | $        287          |
| Net      charge-offs                                                                                                | 127                                                                                                                             |   | 260     |
| Allowance      for loan losses                                                                                      | 8,027                                                                                                                           |   | 3,015     |
| Allowance      for loan losses as a percentage of gross loans receivable                                            | 1.69%                                                                                                                           |   |  0.63%    |
| Nonperforming      loans                                                                                            | $  17,034                                                                                                        |   | $     1,656     |
| Allowance      for loan losses as a percentage of nonperforming loans                                               | 47.12%                                                                                                                          |   | 182.07%    |
| Nonaccrual      and 90 days or more past due loans as a percentage of gross loans              receivable |              3.58                |   | 0.34        |
| Loans      receivable, net                                                                                          | $466,169                                                                                                                        |   | $477,446      |

|                                                                                       | Three      Months EndedDecember      31,                        |   | Increase      (decrease) |
|--------------------------------------------------------------------------------------------|-----------------------------------------------------------------|--------|--------------------------|
|                                                                                       | 2008                                                            |   | 2007                     |   | Amount |   | Percent |
|                                                                                       |       (dollars      in thousands) |
| Service      fees and charges                                                              | $2,109                                                     |   | $2,232              |   |  $(123) |   | (5.5)%    |
| Gain      on sale of loans                                                                 | 190                                                        |   | 185                 |   | 5      |   | 2.7            |
| Increase      in cash surrender value          of bank owned life insurance | 106                                                        |   | 104                 |   | 2      |     | 1.9           |
| Loan      servicing fees                                                                   | 69                                                         |   | 127                 |   | (58))      ) |   | (45.7)         |
| Mortgage      servicing rights, net                                                        | (31)                                                            |   | (68)                     |   | 37      |   | 54.4          |
| Other                                                                                      | 18                                                         |   | 45                  |   | (27)     |   | (60.0)         |
| Total      noninterest income                                                              | $2,461                                                     |   | $2,625              |   | $(164)        ) |   | (6.3)%    |

----

|                                 | Three      Months EndedDecember      31,                        |   | Increase      (decrease) |
|--------------------------------------|-----------------------------------------------------------------|--------|--------------------------|
|                                 | 2008                                                            |   | 2007                     |   | Amount |   | Percent |
|                                 |       (dollars      in thousands) |
|                                 |                                                            |   |                     |   |   |   |   |
| Compensation      and benefits       | $3,575                                                          |   | $3,699                   |   | $(124)        ) |   | (3.4)%    |
| Occupancy      and equipment         | 770                                                             |   | 711                      |   | 59      |   | 8.3      |
| Data      processing                 | 542                                                             |   | 522                      |   | 20      |   | 3.8      |
| Advertising                          | 248                                                             |   | 287                      |   | (39)     |   | (13.6)    |
| Other                                | 899                                                             |   | 664                      |   | 235     |   | 35.4     |
|  Total      noninterest expense | $6,034                                                          |   | $5,883                   |   | $      151     |   | 2.6%    |

----

----

|                                     |                                 |
|------------------------------------------|--------------------------------------|
|                                     | Contract      orNotional      Amount |
|                                     | (in      thousands)                  |
| Commitments      to originate loans:     |                                 |
| Fixed      rate                          | $11,385                              |
| Adjustable      rate                     | 5,505                                |
| Undisbursed      balance of loans closed | 9,883                                |
| Unused      lines of credit              | 40,704                               |
| Commercial      letters of credit        | 829                                  |
| Total                                    | $68,306                              |

----

----

| (a)   | Not      applicable. |
|-----------------|----------------------|

| (b)   | Not      applicable. |
|-----------------|----------------------|

| (c)   | Stock      Repurchases.  On December 23, 2008, the Company’s Board      of Directors approved a 5% share repurchase program, which authorized      management to repurchase up to 867,970 shares of the Company’s outstanding      common stock. No shares were repurchased between October 1, 2008, and      December 31, 2008. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|   2.1             | Plan      of Conversion and Reorganization (1)                                                                                                                                                                                                                |
|-----------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   3.1             | Articles      of Incorporation of the Registrant (2)                                                                                                                                                                                                          |
|   3.2             | Bylaws      of the Registrant (2)                                                                                                                                                                                                                             |
| 10.1                        | Amended      Employment Agreement entered into by Home Federal Bank with Len E.      Williams (9)                                                                                                                                                             |
| 10.2                        | Employment      Agreement entered into by Home Federal Bancorp, Inc. with Len E. Williams      (9)                                                                                                                                                            |
| 10.3                        | Amended      Employment Agreement entered into by Home Federal Bank with Daniel L.      Stevens (9)                                                                                                                                                           |
| 10.4                        | Amended      Employment Agreement entered into by Home Federal Bancorp, Inc. with      Daniel L. Stevens (9)                                                                                                                                                  |
| 10.5                        | Form      of Amended Severance Agreement for Executive Officers  (7)                                                                                                                                                                                          |
| 10.6                        | Form      of Amended Severance Agreement for new Executive Officers    (7)                                                                                                                                                                                    |
| 10.7                        | Form      of Home Federal Bank Employee Severance Compensation Plan  *                                                                                                                                                                                        |
| 10.8                        | Form      of Director Indexed Retirement Agreement entered into by Home Federal      Savings and Loan Association of Nampa with each of its Directors      (2)                                                                                                |
| 10.9                        | Form      of Director Deferred Incentive Agreement entered into by Home Federal      Savings and Loan Association of Nampa with each of its Directors      (2)                                                                                                |
| 10.10                            | Form      of Split Dollar Agreement entered into by Home Federal Savings and Loan      Association of Nampa with Daniel L. Stevens, N. Charles Hedemark, Fred H.      Helpenstell, M.D., Richard J. Schrandt, James R. Stamey and Robert A.      Tinstman (2) |
| 10.11                            | Form      of Executive Deferred Incentive Agreement, and amendment thereto, entered      into by Home Federal Savings and Loan Association of Nampa with Daniel L.      Stevens, Robert A. Schoelkoph, and Lynn A. Sander (2)                                 |
| 10.12                            | Form      of Amended and Restated Salary Continuation Agreement entered into by Home      Federal Savings and Loan Association of Nampa with Daniel L. Stevens, Len      E. Williams, Steven E. Emerson, Robert A. Schoelkoph, and Lynn A. Sander      (2)    |
| 10.13                            | 2005      Stock Option and Incentive Plan approved by stockholders on June 23, 2005      and Form of Incentive Stock Option Agreement and Non-Qualified Stock      Option Agreement  (3)                                                            |
| 10.14                            | 2005      Recognition and Retention Plan approved by stockholders on June 23, 2005      and Form of Award Agreement  (3)                                                                                                                            |
| 10.15                            | Form      of new Director Retirement Plan entered into by Home Federal Bank with      each of its Directors (4)                                                                                                                                               |
| 10.16                            | Transition      Agreement with Daniel L. Stevens (5)                                                                                                                                                                                                          |
| 10.17                            | Agreement      Regarding Terms of Employment Offer with Steven K. Eyre  (6)                                                                                                                                                                                   |
| 10.18                            | Agreement      Regarding Terms of Employment Offer with Eric S. Nadeau  (8)                                                                                                                                                                                   |
| 31.1                        | Certification      of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley      Act *                                                                                                                                                        |
| 31.2                        | Certification      of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley      Act *                                                                                                                                                        |
| 32                | Certification      Pursuant to Section 906 of the Sarbanes-Oxley Act  *                                                                                                                                                                                       |

| (1)        | Filed      as an exhibit to the Registrant’s Current Report on Form 8-K dated May 11,      2007.      |
|-----------------|------------------------------------------------------------------------------------------------------------------|
| (2)        | Filed      as an exhibit to the Registrant's Registration Statement on Form S-1      (333-146289).          |
| (3)        | Filed      as an exhibit to the Registrant’s Registration Statement on Form S-8      (333-127858).    |
| (4)        | Filed      as an exhibit to the Registrant’s Current Report on Form 8-K dated October      21, 2005.  |
| (5)   | Filed      as an exhibit to the Registrant’s Current Report on Form 8-K dated August      21, 2006.        |

| (6)   | Filed      as an exhibit to the Registrant’s Current Report on Form 8-K dated      November 15, 2007. |
|-----------------|-------------------------------------------------------------------------------------------------------------|

| (7)   | Filed      as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the      quarter ended December 31, 2007. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------|

| (8)   | Filed      as an exhibit to the Registrant’s Current Report on Form 8-K dated May 15,      2008. |
|-----------------|--------------------------------------------------------------------------------------------------------|

| (9)             | Filed      as an exhibit to the Registrant’s Quarterly Report on Form 10-Q for the      quarter ended March 31, 2008 |
|---------------------------|----------------------------------------------------------------------------------------------------------------------------|
| *          | Filed      herewith                                                                                                        |

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| 10.7 | Form      of Home Federal Bank Employee Severance Compensation  Plan                                 |
|------|------------------------------------------------------------------------------------------------------|
| 31.1 | Certification      of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley      Act |
| 31.2 | Certification      of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley      Act |
| 32   | Certification      Pursuant to Section 906 of the Sarbanes-Oxley  Act                                |

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