EXHIBIT 99.1



DOC-3365







October 2, 2006



Mr. Eric Seidel, Chief Executive Officer

EAutoclaims

110 East Douglas Road

Oldsmar, FL 34677



Dear Eric:



RE: LETTER OF INTENT BETWEEN FIREMANS FUND INSURANCE COMPANY AND eAutoClaims for AUTO PHYSICAL DAMAGE RELATED SERVICES



This letter shall serve as a Letter of Intent (LOI) between Firemans Fund Insurance Company (Firemans Fund) and eAutoClaims (Supplier), together the parties, relating to the provision by Supplier of Auto Physical Damage claims-related services, including, but not limited to, a managed network of repair shops, estimate auditing services, desk appraisals and other related services (Services) as specifically agreed by the parties to be provided by Supplier to Firemans Fund.



The parties shall cooperate with each other and
negotiate in good faith for a period of up to sixty (60) days following the execution of this LOI by both parties. During this
60-day period (hereinafter the Negotiating Period), the parties shall use good faith efforts to reach a complete
agreement on all terms and conditions relating to the Services including the final Contractual Terms and Conditions, Statement of
Work, Service Level Agreement, Pricing, and other applicable documents that will be incorporated into the final contract
(collectively the Definitive Agreement).



The parties may extend the Negotiating Period by mutual written agreement up to a maximum of an additional thirty (30) days.



This LOI is effective as of the date it is signed by both parties (Effective Date) and shall remain in effect until the earlier of (i) the execution of the Definitive Agreement between the parties, or (ii) upon the expiration of the Negotiation Period.



Upon execution of this LOI by the parties, the parties shall promptly commence preliminary discussions, including planning and scoping services, in order for the parties to more fully identify and define the scope of services that may be the subject of any Definitive Agreement, should the parties be able to come to agreement on all of the applicable terms.



The parties acknowledge that this LOI does not commit
either party to enter into a Definitive Agreement, should the parties ultimately not be able to agree on mutually acceptable
terms. Unless otherwise set forth in an Amendment to this Letter of Intent or other such Agreement, this Letter of Intent does not
obligate FFIC to compensate eAutoClaims in any way during this Negotiating Period. The parties also acknowledge that this Letter
of Intent does not contain all of the details which shall be ultimately set forth in the Definitive Agreement, but that the
parties shall work cooperatively to include all such details in the Definitive Agreement.





LOI

FINAL





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DOC-3365







LETTER OF INTENT

October 2, 2006

Page 2





In the event the parties are unable to arrive at a Definitive Agreement within the 60 day Negotiation Period, or such further period as extended by the parties in writing, neither party shall be liable to the other for any costs or expenses related hereto and the Letter of Intent shall be null and void.



AGREED TO BY:



FIREMANS FUND INSURANCE COMPANY
        
        eAUTOCLAIMS/s/ Paul M. Stachora
        
        /s/ Eric SeidelSignature
        
        SignaturePaul M. Stachora
        
        Eric SeidelName
        
        NameSenior Vice President
        
        President/CEOTitle
        
        Title10/9/06
        
        10/5/06Date
        
        Date






LOI

FINAL







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