Exhibit
      24







**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            March
                6, 2006
            
            /s/
                Blake W. Krueger(signature)Blake
                W. Krueger(type
                or print name)










**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            March
                6, 2006
            
            /s/
                Mary L. Ursul(signature)Mary
                L. Ursul(type
                or print name)















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                13, 2006
            
            /s/
                Julius A. Otten(signature)Julius
                A. Otten(type
                or print name)




















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                13, 2006
            
            /s/
                Tracy T. Larsen(signature)Tracy
                T. Larsen(type
                or print name)




















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                20, 2006
            
            /s/
                Joseph A. Fink(signature)Joseph
                A. Fink(type
                or print name)




















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                15, 2006
            
            /s/
                Thomas J. Ryan(signature)Thomas
                J. Ryan(type
                or print name)




















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                10, 2006
            
            /s/
                Thomas F. Dickinson(signature)Thomas
                F. Dickinson(type
                or print name)




















**LIMITED
      POWER OF ATTORNEY**




The
      undersigned, in his or her capacity as a director or officer, or both, of
      Professionals Direct, Inc., does hereby appoint Stephen M. Tuuk and Stephen
      M.
      Westfield or either of them, his or her attorneys or attorney, with full power
      of substitution, to execute in his or her name an Annual Report of Professionals
      Direct, Inc. on Form 10-KSB for its fiscal year ended December 31, 2005,
      and any amendments to that report, and to file it with the Securities and
      Exchange Commission. Each attorney shall have power and authority to do and
      perform in the name and on behalf of the undersigned, in any and all capacities,
      every act to be done in the premises as fully and to all intents and purposes
      as
      the undersigned could do in person, and the undersigned hereby ratifies and
      approves the acts of such attorneys.









Dated:
            February
                20, 2006
            
            /s/
                David W. Crooks(signature)David
                W. Crooks(type
                or print name)