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EXHIBIT 4(b) 4











ON-LINE CONTENT PARTNERSHIP AGREEMENT

This on-line content partnership agreement ("Agreement") is
made as of the 12 day of July, 2004 ("Effective Date")

BETWEEN

NAI INTERACTIVE LIMITED, a company incorporated in
British Columbia, with principal offices at Suite 510, 1199 West Pender Street,
Vancouver BC, V6E 2R1, Canada.

NAI Interactive is a wholly owned subsidiary of
ChineseWorldNet.com Inc.
 (ChineseWorldNet.com Inc. hereafter referred as the "CWN")

AND

TANRICH FINANCIAL MANAGEMENT LIMITED, a company
incorporated in Hong Kong, with principal offices at 16/F Central Plaza, 18
Harbour Road, Wanchai, Hong Kong 
(Hereafter referred as "TANRICH")

WHEREAS

|1. | CWN provides
    Chinese financial information services via the URL http://www.chineseworldnet.com
    ("CWN Site").                                                                                                                                                                                                                                                                       
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|   |                                                                                                                                                                                                                                                                                                                                                                                            
|2. | TANRICH is a
    diversified financial group, offering a wide range of financial services
    ranging from Japanese commodities futures, U.S. futures, HSI futures,
    interest rate futures, securities, unit trusts, insurance-related products,
    loan, and share margin financing to corporate finance. TANRICH operates its
    website at URL http://tanrich.com ("TANRICH Site").
|   |                                                                                                                                                                                                                                                                                                                                                                                            
|3. | CWN desires to
    access TANRICH's Chinese-language content including daily, weekly, monthly,
    and company research reports on stocks and futures and news articles ("TANRICH
    Content") to distribute to its users ("CWN Users")                                                                                                                                                   
|   |                                                                                                                                                                                                                                                                                                                                                                                            
|4. | TANRICH desires
    to access CWN's Chinese-language news and commentaries regarding the North
    American market ("CWN Content") to distribute to its users ("TANRICH
    Users").                                                                                                                                                                                                       

BOTH parties, in consideration of premises and conditions herein, agrees as
follows:

|1. | License for TANRICH
    Content. Subject to the terms and conditions of this Agreement,
    TANRICH hereby grants to CWN a non-exclusive, non-transferable, royalty-free
    license to use the TANRICH Content, including all information contained
    therein, during the Term, as follows:
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 
| | 

| | A. | CWN may store and make available to users
    worldwide the full text of all, or any, daily, monthly, company research
    report or news articles contained in the TANRICH Content received from
    TANRICH.
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| |    |                                                                                                                                                                                                               
| | B. | CWN will not permit CWN Users to redistribute
    any portion of the TANRICH Content without the prior written approval of
    TANRICH.                                                                       
| |    |                                                                                                                                                                                                               
| | C. | CWN will offer TANRICH Content to CWN Users
    free of charge.                                                                                                                                               





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|2. | License for CWN
    Content. Subject to the terms and conditions
    of this Agreement, CWN hereby grants to TANRICH a non-exclusive,
    non-transferable, royalty-free license to use the CWN Content, including all
    information contained therein, during the Term, as follows:
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| |    |                                                                                                                                                            
| | -- | -----------------------------------------------------------------------------------------------------------------------------------------------------------
| | A. | TANRICH may
    store and make available to users worldwide the full text of all, or any,
    news articles contained in the CWN Content received from CWN.
| |    |                                                                                                                                                            
| | B. | TANRICH will not
    permit TANRICH Users to redistribute any portion of the CWN Content without
    the prior written approval of CWN.                    
| |    |                                                                                                                                                            
| | C. | TANRICH will
    offer CWN Content to TANRICH Users free of charge.                                                                                        

|3. | License for
    TANRICH Trademark. TANRICH hereby grants a
    royalty-free, non-exclusive, world-wide license to CWN for the use of
    TANRICH's trademark and logo as authorized under this Agreement.                                                                                                                                                                                                                       
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|   | CWN shall place
    the TANRICH Logo and hyperlink on its site in a location acceptable to
    TANRICH. In no event shall the TANRICH Logo be displayed in any manner that,
    in TANRICH's sole discretion, tarnishes the high quality image of TANRICH
    and its services. In the event that TANRICH notifies CWN in writing, CWN
    shall immediately remove the TANRICH Logo from any locations on which it
    appears.
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|4. | License for CWN
    Trademark. CWN hereby grants a royalty-free,
    non-exclusive, world-wide license to TANRICH for the use of CWN's trademark
    and logo as authorized under this Agreement.                                                                                                                                                                                                                               
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|   | TANRICH shall
    place the CWN Logo and hyperlink on its site in a location acceptable to CWN.
    In no event shall the CWN Logo be displayed in any manner that, in CWN's
    sole discretion, tarnishes the high quality image of CWN and its services.
    In the event that CWN notifies TANRICH in writing, TANRICH shall immediately
    remove the CWN Logo from any locations on which it appears.                    
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|5. | Exchange of Data.
    TANRICH and CWN will exchange content by means as mutually determined. Each
    party will be responsible for any computer programming or other preparation
    necessary to accept content provided by other party for their respective
    sites.                                                                                                                                                       
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|6. | Terms of Use.
    All materials provided by one party and used by the other party shall bear a
    notice of ownership of such information. Either party may reference the
    other as partner in its promotional literature.                                                                                                                                                                                                  
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|7. | Assignment.
    Neither party may assign its rights or delegate its obligations under this
    Agreement without the prior written consent of the other party.                                                                                                                                                                                                                                                                  
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|8. | Term.
    The term of this Agreement shall be for a period of 6 months from the
    Effective Date, and will be renewed automatically for one year. Each party
    CWN shall have the right to terminate this Agreement at any time upon thirty
    days prior written notice to the other party upon any default by the other
    party or other material breach of this Agreement by the other party.                         
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                 
|9. | Notices.
    All notices required by this Agreement shall be sent in writing to the
    following:
    For TANRICH:Tanrich Financial Management Limited16/F, Central Plaza, 18 Harbour Road, Wanchai, Hong Kong
    Fax: (852) 2238-9199
    Attn: K.H. Kwok, Deputy Chairman
    For CWN:
    ChineseWorldNet.com Inc.
    Suite 510, 1199 West Pender Street, Vancouver BC, V6E 2R1, Canada 
    Fax: 604-488-0868            

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|    | Attn: Karen Kwok, VP Business
    Development                                                                                                                                                                                                                                                                                                                                  
|--- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|10. | Force Majeure.
    Parties shall not be liable for any failure to perform any obligation
    hereunder, or from any delay in the performance thereof, due to causes
    beyond its control, including industrial disputes of whatever nature, acts
    of God, public enemies or of government, failure of telecommunications,
    system malfunctions, fire or other casualty.
|11. | Governing Law.
    This Agreement shall be construed and enforced in accordance with the laws
    of British Columbia.                                                                                                                                                                                                                                                         
|12. | Language.
    This Agreement has been executed in English, and the English language
    version shall control notwithstanding any translations of this Agreement.
    All proceedings related to this Agreement shall be conducted in the English
    language.                                                                                                                
|13. | Severability.
    If any part of this Agreement shall be held unenforceable, the remainder of
    this Agreement will nevertheless remain in full force and effect.                                                                                                                                                                                                            
|14. | Entire Agreement.
    This Agreement is a complete expression of the intent of the parties and may
    not be modified in any way except in writing of later date signed by the
    parties. This Agreement may be signed in counterparts.                                                                                                                                     

IN WITNESS WHEREOF, the parties have entered into this Agreement as of the
date first above written.

|       | Tanrich Financial Management Ltd. |  | NAI Interactive Limited
|------ | --------------------------------- |  | -----------------------
|       |                                   |  |                        
|By:    | /s/ K. H. Kwok                    |  | By:                    
|Name:  | K.H. Kwok                         |  | Name:                  
|Title: | Deputy Chairman                   |  | Title:                 
|Date:  | 15 July 2004                      |  | Date: