[Federal Register Volume 66, Number 95 (Wednesday, May 16, 2001)]
[Notices]
[Pages 27117-27143]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 01-12209]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Privacy Act of 1974; Systems of Records

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Notice of amended, altered and consolidated systems of records.

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SUMMARY: The Federal Deposit Insurance Corporation (``FDIC'') has 
conducted a review of systems of records notices published pursuant to 
the Privacy Act of 1974 (5 U.S.C. 552a, ``Privacy Act'') and now 
publishes this notice of amended, revised, and consolidated systems of 
records.

DATES: Comments on the proposed routine uses for the systems of records 
included in this notice must be received by the FDIC on or before June 
15, 2001. The amendments, revisions and consolidations that are the 
subject of

[[Page 27118]]

this notice will become effective 45 days following publication in the 
Federal Register, unless a superseding notice to the contrary is 
published before that date.

ADDRESSES: Send written comments to Robert E. Feldman, Executive 
Secretary, Attention: Comments/OES, FDIC, 550 17th Street, NW., 
Washington, DC 20429. Comments may be hand-delivered to the guard 
station at the rear of the 550 17th Street Building (located on F 
Street), on business days between 7 a.m. and 5 p.m. (facsimile number 
(202) 898-3838; Internet address: <a href="/cdn-cgi/l/email-protection#b1d2dedcdcd4dfc5c2f1d7d5d8d29fd6dec7"><span class="__cf_email__" data-cfemail="3754585a5a525943447751535e5419505841">[email protected]</span></a>). Comments may be 
posted on the FDIC internet site at 
http://www.fdic.gov/regulations/laws/federal/propose.html and may be 
inspected and photocopied in the FDIC Public Information Center, Room 
100, 801 17th Street, NW., Washington, DC 20429, between 9 a.m. and 
4:30 p.m. on business days. All comments should refer to ``FDIC Systems 
of Records.''

FOR FURTHER INFORMATION CONTACT: Fredrick L. Fisch, Senior Attorney, 
Privacy Act Officer, FDIC, Office of the Executive Secretary, 550 17th 
Street, NW., Washington, DC, 20429, (202) 898-3819.

SUPPLEMENTARY INFORMATION: The Privacy Act applies to information about 
individuals that may be retrieved by a unique identifier associated 
with each individual, such as a name or social security number. The 
information about each individual is called a ``record''' and the 
system, whether manual or computer-driven, is called a ``system of 
records.'' A system is considered altered whenever certain fundamental 
changes are made to the system, such as whenever certain disclosures, 
called ``routine uses,'' are changed. U.S. Office of Management and 
Budget Circular A-130, Appendix I specifies periodic reviews of Privacy 
Act systems of records. In accordance with the reviews specified in 
Circular A-130, Appendix I, the FDIC has conducted a thorough review of 
FDIC's systems of records for accuracy and completeness. The FDIC has 
specifically considered changes in technology, function, and 
organization that may have rendered existing systems of records notices 
out-of-date and reviewed the routine uses published in the system 
notices to make sure they are necessary and compatible with the 
purposes for which the information is collected. Pursuant to that 
review, the FDIC hereby publishes this notice of amended, altered and 
consolidated systems of records. In its review, the FDIC has determined 
that two of its systems of records should be consolidated and that the 
remaining twenty-one systems notices require either technical and/or 
substantive revision.
    Many of the revisions to existing systems of records reflected by 
this notice are minor, technical amendments necessitated by 
organizational changes within the FDIC. The location of various systems 
and the FDIC divisions or offices responsible for the maintenance of 
various systems have been updated to reflect these changes. Also, minor 
revisions have been made to clarify or more accurately describe various 
system elements and to insure the use of consistent language wherever 
possible.
    The FDIC has identified two systems of records which should be 
consolidated (system 30-64-0009, Examiner Training and Education 
Records--FDIC and system 30-64-0007, Employee Education System--FDIC). 
Each system contains information about the educational and training 
course history of certain categories of employees. For reasons of 
efficiency, these systems are consolidated as system 30-64-0007, and 
the system name is changed to ``Employee Training Information 
Records.''
    Additional substantive revisions to FDIC systems of records notices 
are as follows:
    1. A statement of the purpose(s) for maintaining each system of 
records is added to each system notice.
    2. The ``Contesting record procedures'' section included in each 
system notice is amended to provide that individuals wishing to amend 
or contest information in the system should indicate the information 
being contested, the reason for contesting it, and the proposed 
revision to the information.
    3. The ``Notification procedure'' of each system notice has been 
updated to provide that individuals requesting their own records must 
provide a notarized statement attesting to their identity.
    4. A routine use presently included in sixteen system notices (30-
64-0001, -0002, -0005, -0006, -0008, -0010, -0011, -0012, -0013, -0016, 
-0018, -0019, -0020, -0022, -0023 and -0024) regarding disclosure of 
information to courts, magistrates or administrative tribunals in 
connection with civil or criminal proceedings is amended to limit 
disclosure to instances when the FDIC is a party to the proceeding or 
has a significant interest in the proceeding and the information is 
determined to be relevant and necessary. This routine use has also been 
added to two systems, 30-64-0003 and -0017 as further detailed in the 
notices below.
    5. A statement entitled ``Disclosures to consumer reporting 
agencies'' providing that ``information, pursuant to subsection (b)(12) 
of the Privacy Act, may be disclosed to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e)'' is added to five systems (30-64-
0002, -0007, -0010, -0012, and -0022) and updated in one other system 
(30-64-0020). The update is to reference 31 U.S.C. 3711(e), thereby 
tracking the language of subsection (b)(12) of the Privacy Act and to 
note limitations on the disclosures. (Individuals are referred to 31 
U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f) for a definition of the term 
``consumer reporting agency.'') The purpose of these disclosures is to 
provide an incentive for debtors to the FDIC to repay debts to the FDIC 
by making these debts part of their credit records. Disclosure of 
records will be limited to the individual's name, Social Security 
number, and other information necessary to establish the identity of 
the individual, and the existence, validity, amount, status and history 
of the debt.
    6. A routine use providing that information may be disclosed to 
debt collection agents, to any appropriate Federal agency, or to other 
third parties who are authorized to collect a Federal debt for the 
purpose of collecting delinquent debts due to the FDIC is added to six 
systems (30-64-0002, -0007, -0010, -0012, -0020 and -0022). The purpose 
of this disclosure is to implement relevant portions of the Debt 
Collection Improvement Act of 1996. Disclosure of records will be 
limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt.
    7. A routine use providing that information may be disclosed to 
consultants and contractors to the extent that the information is 
relevant and necessary for them to perform their function or fulfill 
their contract is added to twelve systems (30-64-0003, -0004, -0005, -
0007, -0008, -0010, -0011, -0012, -0016, -0018, -0019 and -0020). The 
routine use contains the proviso that those consultants and contractors 
are subject to the relevant provisions of the Privacy Act.
    8. The ``Safeguards'' subsection of all system notices with records 
stored in electronic media is amended to state that records so stored 
are now password protected and accessible only by authorized personnel.
    9. A ``Note'' is added to system 30-64-0001 (Attorney-Legal Intern 
Applicant Records) to provide for future record storage in electronic 
media.
    10. The ``Categories of records in the system'' section in system 
30-64-0002

[[Page 27119]]

(Financial Institutions Investigative and Enforcement Records) is 
amended to add suspicious activity reports. A ``Note'' is added after 
the ``Categories of records in the system'' section which states that 
certain records in the system may be proprietary to other Federal 
entities and that the FDIC may forward requests for such records to the 
originating agency. Routine use #2 is modified to include reporting of 
information contained in this system to licensing and standards boards, 
such as the bar associations and other groups who set standards of 
conduct for their professional members. The ``Record access 
procedures'' are revised to give notice of certain exemptions from 
disclosure under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and (k)(2).
    11. The ``Routine uses of records'' section in system 30-64-0003 
(Administrative and Personnel Action Records) is revised to add three 
routine uses which authorize the disclosure of information to a court, 
magistrate or administrative tribunal and to certain government 
agencies for the specific purposes and subject to the limitations 
described in the routine uses.
    12. The ``Categories of records in the system'' section in system 
30-64-0004 (Changes in Bank Control Ownership Records) is amended to 
include certain financial information of proposed acquirers. The 
``Routine uses of records'' section is revised to delete the current 
routine use and to add four routine uses which provide for disclosure 
of information to: Federal or state financial institution supervisory 
authorities; a court, magistrate or administrative tribunal; Federal, 
state or local regulatory authorities; and to a congressional office. 
The ``Notification procedure'' subsection is revised to provide that 
individuals requesting records about themselves must furnish their 
name, address, and the name and address of the FDIC insured 
institution. The ``Record source categories'' section is amended to add 
persons who filed a ``Change in Control Notice'' or ``Notice of 
Acquisition of Control'' forms during the period from 1989 to 1995. 
Also, a ``Note'' is included in the notice to advise that the system 
was maintained only for the period from 1989 to 1995, and that the 
resultant, current records system does not maintain information 
retrievable by name or any personal identifier.
    13. The ``Authority for maintenance of the system'' section in 
system 30-64-0005 (Consumer Complaint and Inquiry Records) is revised 
to add section 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819). 
The ``Notification procedure'' section is amended to provide that 
requests must include the name and address of the complainant or 
inquirer and the name and address of the insured depository institution 
that is the subject of the inquiry.
    14. The ``Categories of records in the system'' section of system 
30-64-0006 (Employee Confidential Financial Disclosure Records) is 
revised (i) to delete the Confidential Report of Employment Upon 
Resignation, and (ii) to delete from category (5) the limitation that 
certain employees' credit cards issued by FDIC insured state nonmember 
banks must not exceed a $10,000 line of credit. The ``Policies and 
practices'' section for storing, retrieving and safeguarding system 
records is updated to reflect that records are stored in electronic 
media, as well as paper format. A ``Note'' is added to the notice 
advising that various categories of records in the system are 
maintained in addition to those maintained in the government-wide 
system maintained by the United States Office of Government Ethics 
(known as ``OGE/GOVT-2'').
    15. As noted above, the system name of 30-64-0007, formerly known 
as ``Employee Education System--FDIC,'' is consolidated with system 30-
64-0009 (Examiner Training and Education Records--FDIC) and is changed 
to ``Employee Training Information Records.'' The ``Category of records 
in the system'' section is amended to delete records pertaining to the 
educational history of employees prior to employment with the FDIC. The 
``Routine uses of records'' section is revised to add a routine use 
which authorizes the disclosure of information to a court, magistrate, 
mediator or administrative tribunal. Also, a routine use providing for 
disclosure of information to vendors and other appropriate third 
parties for the purpose of verification of training or licensing 
requirements is amended to include professional licensing boards.
    16. The name of system 30-64-0008, formerly known as the Chain Bank 
Report, is changed to ``Chain Banking Organizations Identification 
Records.'' The ``Category of records'' section is amended to include 
stock certificate numbers, total asset size, the percentage of stock 
ownership, name of intermediate holding company and the percentage of 
holding company stock held by the controlling individual or group 
owning or controlling two or more insured depository institutions. The 
``Policies and practices'' section for storing, retrieving and 
safeguarding the system records is updated to reflect that records are 
stored only in electronic media and are retrievable by an assigned 
identification number, as well as by name.
    17. The name of system 30-64-0010, formerly known as 
``Investigative Files and Records,'' is changed to ``Investigative 
Files of the Office of the Inspector General.'' The ``Category of 
records in the system'' section is amended to include records and 
information regarding possible violations of the FDIC employee and 
contractor Standards of Conduct. Routine uses (1), (2) and (5) are 
revised, and eight new routine uses are included which authorize the 
disclosure of information to various agencies, organizations or 
individuals for the specific purposes and subject to the limitations 
described in the routine uses. These routine uses are compatible with 
the purposes for which the records were assembled, as they are narrowly 
tailored under limited circumstances and are exemplary of other 
approved routine uses for other records of Inspectors General in other 
federal agencies subject to the Privacy Act. A ``Note'' is added after 
the routine uses stating that records may additionally be disclosed if 
they are also present in other nonexempt systems of records. The 
``Retention and disposal'' section is amended to provide that records 
will be retained for a period of ten years and then destroyed. A second 
``Note'' after the ``Notification procedure'' subsection is added to 
give the proviso that some records may be exempt from the disclosure 
provisions of the Privacy Act as further explained in a subsequent 
subsection of the notice.
    18. The name of system 30-64-0011, formerly known as the ``Vacancy 
Announcement Tracking System,'' is changed to ``Corporate Recruitment 
Tracking Records.'' The Office of Government Ethics is added as an 
agency to which information may be disclosed under routine use (1).
    19. The name of system 30-64-0012, formerly known as the 
``Financial Information System'', is changed to ``Financial Information 
Management Records.'' The ``System location'' section is revised to 
specify that certain records concerning FDIC employees are located with 
the General Counsel, Legal Division. A similar change is implemented 
for the ``System manager'' section, but only as to limited, specific 
records enumerated in the system notice. The ``Categories of 
individuals covered by the system'' section is amended to include 
``FDIC customers.'' A ``Note'' is added after the ``Categories of 
individuals covered by the system'' section stating that the system 
also contains records concerning failed bank receiverships, 
corporations and other

[[Page 27120]]

entities the records of which are not subject to the Privacy Act. The 
``Authority for maintenance of the system'' section is amended to 
delete the reference to the Travel Expense Act of 1949. Routine use (6) 
providing for disclosure of information to the U.S. Treasury Department 
for use in the preparation of savings bonds is deleted. The ``Retention 
and disposal'' section has been revised to provide that certain of the 
system records are to be retained for a period of ten years and then 
transferred to the Federal Records Center or destroyed. The 
``Notification procedure'' subsection has been revised to state that 
individuals seeking access to the system must include certain 
identifying information to aid in the location of records.
    20. The ``System location'' section of 30-64-0013 (Insured Bank 
Liquidation Records) is revised to reflect that records are now only 
located in Washington, DC or Dallas, Texas. The ``Categories of 
individuals covered by the system'' section is amended to include 
obligees of failed financial institutions for which FDIC has been 
appointed receiver or liquidator or provided with open-bank assistance. 
A ``Note'' is added after the aforementioned section which states that 
this system of records may also contain many records about business 
entities and other organizations that may not be subject to the Privacy 
Act. The ``Categories of records in the system'' section is revised to 
include records concerning receivership claims filed by claimants, 
creditors, or obligees of the failed financial institution. A ``Note'' 
is added after the aforementioned section which gives notice that 
records are only held in the system if not inconsistent with any state 
law governing failed financial institution receiverships.
    21. The name of system 30-64-0016, formerly known as the 
``Municipal Securities Dealers and Government Securities Brokers/
Dealers Personnel Records System,'' is changed to ``Professional 
Qualification Records for Municipal Securities Dealers, Municipal 
Securities Representatives and U.S. Government Securities Brokers/
Dealers.''
    22. The name of system 30-64-0017, formerly known as the ``Medical 
Records and Emergency Contact Information System,'' is changed to 
``Employee Medical and Health Assessment Records.'' ``Notes'' are added 
advising that (i) in addition to the FDIC system of records, the United 
States Office of Personnel Management maintains its own government-wide 
system of records (known as ``OPM/GOVT-10''), and (ii) the records are 
disclosed only to a very limited number of FDIC officials. Eight 
routine uses are added to authorize disclosure of information to 
various offices, agencies, or organizations for the specific purposes 
and subject to the limitations described in the routine uses. The 
``Policies and practices'' section for storing and safeguarding the 
records is amended to reflect that records are stored in electronic 
media, as well as paper format. The ``Notification procedure'' section 
is revised to provide that all requests must contain the requestor's 
name and office where employed. The ``Record source'' section is 
amended to include records from health screening programs, ergonomic 
assessments or requests for health or medical accommodation.
    23. The ``Authority for maintenance of the system'' section for 
system 30-64-0018 (Grievance Records) is revised to include section 9 
of the Federal Deposit Insurance Act. Routine use (6), concerning 
release to the National Archives for records management inspections is 
deleted. The ``Storage'' subsection of the section, ``Policies, and 
practices for storing, retrieving, accessing, retaining, and disposing 
of records in the system'' is amended to provide that some of the 
records in the system may be stored in electronic media.
    24. The name of system 30-64-0019, formerly known as the 
``Secondary Marketing Asset Prospect System,'' is changed to 
``Potential Bidders List.''
    25. The ``Categories of individuals covered by the system'' section 
in system 30-64-0020 (Telephone Call Detail Records) is amended to 
include individuals who receive calls placed from or charged to FDIC 
telephones. Routine use (2), concerning release of information to the 
General Services Administration or the National Archives and Records 
Administration, is deleted.
    26. Two routine uses are added to system 30-64-0021 (Fitness Center 
Records) to allow for the release of information to courts, magistrates 
or administrative tribunals and to contractors or subcontractors under 
the restrictions and limitations detailed in the routine uses. A 
``Note'' is added to provide for future record storage in electronic 
media.
    27. The ``Category of records in the system'' section in system 30-
64-0022 (Freedom of Information Act and Privacy Act Request Records) is 
expanded to further and better explain the types of records found in 
the system. A ``Note'' is added immediately after the aforementioned 
section which states that other Privacy Act records could become part 
of this system during the course of processing a request. The ``System 
manager and address'' section is updated to further identify the 
correct contact position within the Office of the Executive Secretary. 
The ``Records access procedures'' and ``Contesting record procedures'' 
sections are amended to note that material from FDIC systems of records 
which are exempt from certain Privacy Act requirements may be included 
in this system of records, and, if so, the material will retain its 
original exemption.
    28. The ``System location'' section in system 30-64-0023 
(Affordable Housing Program Records) is amended to reflect that all 
records in the system are now in one location. The ``Categories of 
individuals covered by the system'' section is revised to remove 
superfluous language. A ``Note'' is added immediately after the 
aforementioned section which sets forth some basic requirements for 
participation in FDIC's Affordable Housing Program.
    29. The name of system 30-64-0024, formerly known as the 
``Unclaimed Deposits Reporting System,'' is changed to ``Unclaimed 
Deposit Account Records.'' The ``System location'' section is amended 
to reflect that all records in the system are now in one location.
    System of records 30-64-0015 (Unofficial Personnel System) is not 
being revised at this time. An amended Notice of this system will be 
published at a later date.
    Accordingly, the FDIC proposes to adopt the following systems of 
records in their entirety as set forth below:

Federal Deposit Insurance Corporation

Table of Contents

30-64-0001  Attorney--Legal Intern Applicant Records
30-64-0002  Financial Institutions Investigative and Enforcement 
Records
30-64-0003  Administrative and Personnel Action Records
30-64-0004  Changes in Bank Control Ownership Records
30-64-0005  Consumer Complaint and Inquiry Records
30-64-0006  Employee Confidential Financial Disclosure Records
30-64-0007  Employee Training Information Records
30-64-0008  Chain Banking Organizations Identification Records
30-64-0009  [Reserved]
30-64-0010  Investigative Files of the Office of the Inspector 
General
30-64-0011  Corporate Recruitment Tracking Records
30-64-0012  Financial Information Management Records
30-64-0013  Insured Bank Liquidation Records

[[Page 27121]]

30-64-0014  [Reserved]
30-64-0015  Unofficial Personnel System (to be revised at a later 
date)
30-64-0016  Professional Qualification Records for Municipal 
Securities Dealers, Municipal Securities Representatives and U.S. 
Government Securities Brokers/Dealers
30-64-0017  Employee Medical and Health Assessment Records
30-64-0018  Grievance Records
30-64-0019  Potential Bidders List
30-64-0020  Telephone Call Detail Records
30-64-0021  Fitness Center Records
30-64-0022  Freedom of Information Act and Privacy Act Request 
Records
30-64-0023  Affordable Housing Program Records
30-64-0024  Unclaimed Deposit Account Records
30-64-0001

System name:
    Attorney--Legal Intern Applicant Records.

System location:
    Legal Division, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
    Applicants for the position of attorney or legal intern with the 
Legal Division of the FDIC.

Categories of records in the system:
    Contains correspondence from the applicants and individuals whose 
names were provided by the applicants as references; applicants' 
resumes; application forms; and in some instances, comments of 
individuals who interviewed applicants; documents relating to an 
applicant's suitability or eligibility; and writing samples.

Authority for maintenance of the system:
    Secs. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
    The information in this system is used to evaluate the 
qualifications of individuals who apply for attorney or legal intern 
positions in the Legal Division.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) In requesting information of individuals or concerns whose 
names were supplied by the applicant as references and/or past or 
present employers;
    (2) To the United States Office of Personnel Management, the Merit 
Systems Protection Board, the Office of Special Counsel, the Federal 
Labor Relations Authority, an arbitrator, and the Equal Employment 
Opportunity Commission, to the extent disclosure is necessary to carry 
out the government-wide personnel management, investigatory, 
adjudicatory and appellate functions within their respective functions;
    (3) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (4) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations, or in connection with criminal proceedings when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary; and
    (5) To the appropriate Federal, State, or local agency or authority 
responsible for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation, or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule, or order issued pursuant thereto.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in paper format within individual file folders 
in file cabinets.

    Note: In the future all or some portion of the records may be 
stored in electronic media. These records will be retrieved by name 
and will be password protected and accessible only by authorized 
personnel.

Retrievability:
    Individual file folders are indexed and retrieved by name. Records 
of unsuccessful applicants are indexed first by job position category 
and year and then by name.

Safeguards:
    Records are maintained in lockable metal file cabinets accessible 
only by authorized personnel.

Retention and disposal:
    Records of unsuccessful applicants are retained two years after 
their submission; records of successful applicants become a part of the 
FDIC's ``Unofficial Personnel System'' (FDIC 30-64-0015) and are 
retained two years after the applicant leaves the employ of the FDIC.

System manager(s) and address:
    General Counsel, Legal Division, FDIC, 550 17th Street, NW., 
Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records, or to gain access to records maintained in this system, 
must submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Unsuccessful applicants or those individuals with applications 
pending with the FDIC who request their records must identify the job 
position description and year in which they applied. Individuals 
requesting their own records must provide their name, address and a 
notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The information is obtained from the applicants; references 
supplied by the applicants; current and/or former employers of the 
applicants; and FDIC employees who interviewed the applicants.

Exemptions claimed for the system:
    Pursuant to 12 CFR 310.13(b), investigatory material compiled 
solely for the purpose of determining suitability, eligibility, or 
qualifications for FDIC employment may be withheld from disclosure to 
the extent that disclosure of such material would reveal the identity 
of a source who furnished information to the FDIC under an express 
promise of confidentiality.
30-64-0002

System name:
    Financial Institutions Investigative and Enforcement Records.

System location:
    Division of Supervision, Special Activities Section, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

[[Page 27122]]

Categories of individuals covered by the system:
    (1) Individuals who participate or have participated in the conduct 
of or who are or were connected with financial institutions, such as 
directors, officers, employees, and customers, and who have been named 
in suspicious activity reports, investigatory records, or 
administrative enforcement orders or agreements. Financial institutions 
include banks, savings and loan associations, credit unions, other 
similar institutions, and their affiliates whether or not federally 
insured and whether or not established or proposed.
    (2) Individuals, such as directors, officers, employees, 
controlling shareholders, or persons seeking to establish control of 
financial institutions, who are the subject of background checks 
designed to uncover criminal activities bearing on the individual's 
fitness to be a director, officer, employee, or controlling 
shareholder.

Categories of records in the system:
    Contains interagency or intra-agency correspondence or memoranda; 
criminal referral reports; suspicious activity reports; newspaper 
clippings; Federal, State, or local criminal law enforcement agency 
investigatory reports, indictments and/or arrest and conviction 
information; and administrative enforcement orders or agreements.

    Note: Certain records contained in this system (principally 
criminal investigation reports prepared by the Federal Bureau of 
Investigation, Secret Service, and other federal law enforcement 
agencies) are the property of federal law enforcement agencies. Upon 
receipt of a request for such records, the FDIC will notify the 
proprietary agency of the request and seek guidance with respect to 
disposition. The FDIC may forward the request to that agency for 
processing in accordance with that agency's regulations.

Authority for maintenance of the system:
    Secs. 5, 6, 7, 8, 9, 18, and 19 of the Federal Deposit Insurance 
Act (12 U.S.C. 1815, 1816, 1817, 1818, 1819, 1828, 1829).

Purpose(s):
    The information is maintained to support the FDIC's regulatory and 
supervisory functions by providing a centralized system of information 
(1) for conducting and documenting investigations by the FDIC or other 
financial supervisory or law enforcement agencies regarding conduct 
within financial institutions by directors, officers, employees, and 
customers, which may result in the filing of suspicious activity 
reports or criminal referrals, referrals to the FDIC Office of the 
Inspector General, or the issuance of administrative enforcement 
actions; and (2) to identify whether an individual is fit to serve as a 
financial institution director, officer, employee or controlling 
shareholder.

Routine uses of records maintained (other than proprietary records of 
another agency) including categories of users and the purposes of such 
uses:
    Information in the system may be disclosed:
    (1) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (2) To the appropriate Federal, State, or local agency or 
authority, or to licensing boards, professional associations or 
administrative bodies responsible for investigating or prosecuting a 
violation of or for enforcing or implementing a statute, rule, 
regulation, or order when the information indicates a violation or 
potential violation of law, rule, regulation or order, whether civil, 
criminal, or regulatory in nature, and whether arising by general 
statute or particular program statute, or by regulation, rule, or order 
issued pursuant thereto;
    (3) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (4) To a financial institution affected by enforcement activities 
or reported criminal activities;
    (5) To other Federal, State or foreign financial institutions 
supervisory or regulatory authorities;
    (6) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a); and
    (7) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information contained in these records will 
be limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. (f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Records are indexed and retrieved by name of the individual.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized persons. File folders are maintained in lockable metal file 
cabinets.

Retention and disposal:
    Electronic media and paper copies are retained until no longer 
needed.

System managers and address:
    Director, Division of Supervision, FDIC, 550 17th Street, NW., 
Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their name 
and address, the name and address of the FDIC-insured bank, and a 
notarized statement attesting to their identity.

Record access procedure:
    Portions of this system may contain records that are exempt from 
disclosure under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and (k)(2). An 
individual who

[[Page 27123]]

is the subject of a record in this system may access those records that 
are not exempt from disclosure. A determination whether a record may be 
accessed will be made at the time a request is received. See 
``Notification procedure'' above.

Contesting record procedures:
    Portions of this system may contain records that are exempt from 
disclosure and contest under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and 
(k)(2). An individual who is the subject of a record in this system may 
contest those records that are not exempt from disclosure. A 
determination whether a record is exempt from contest shall be made at 
the time a request is received. See ``Notification procedure'' above. 
Individuals wishing to contest or amend information maintained in this 
system should specify the information being contested, the reasons for 
contesting it, and the proposed amendment to such information.

Record source categories:
    Financial institutions; financial institution supervisory or 
regulatory authorities; newspapers or other public records; witnesses; 
current or former FDIC employees; criminal law enforcement and 
prosecuting authorities.

Exemptions claimed for the system:
    Portions of the records in this system of records were compiled for 
law enforcement purposes and are exempt from disclosure under 12 CFR 
310.13 and 5 U.S.C. 552a(k)(2). Federal criminal law enforcement 
investigatory reports maintained as part of this system may be the 
subject of exemptions imposed by the originating agency pursuant to 5 
U.S.C. 552a(j)(2).
30-64-0003

System name:
    Administrative and Personnel Action Records.

System locations:
    Office of the Executive Secretary, FDIC, 550 17th Street, NW., 
Washington, DC 20429.

Categories of individuals covered by the system:
    Individuals who have been the subject of administrative actions or 
personnel actions by the FDIC Board of Directors or by standing 
committees of the FDIC and individuals who have been the subject of 
administrative actions by FDIC officials under delegated authority.

Categories of records in the system:
    Minutes of the meetings of the FDIC Board of Directors or standing 
committees and orders of the Board of Directors, standing committees, 
or other officials as well as annotations of entries into the minutes 
and orders.

Authority for maintenance of the system:
    Secs. 8, 9, and 19 of the Federal Deposit Insurance Act (12 U.S.C. 
1818, 1819, 1829).

Purpose(s):
    The system is maintained to record the administrative and personnel 
actions taken by the FDIC Board of Directors, standing committees, or 
other officials.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (8) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (9) To the appropriate Federal, State, or local agency or authority 
responsible for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation, or order when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule, or order issued pursuant thereto;
    (10) To a congressional office in response to an inquiry made by 
the congressional office at the request of the individual to whom the 
record pertains;
    (11) To a consultant, person or entity who contracts or 
subcontracts with the FDIC, to the extent necessary for the performance 
of the contract or subcontract. The recipient of the records shall be 
required to comply with the requirements of the Privacy Act of 1974, as 
amended (5 U.S.C. 552a); and
    (12) To the U.S. Office of Personnel Management, General Accounting 
Office, the Office of Government Ethics, the Merit Systems Protection 
Board, the Office of Special Counsel, the Equal Employment Opportunity 
Commission, or the Federal Labor Relations Authority or its General 
Counsel of records or portions thereof determined to be relevant and 
necessary to carrying out their authorized functions, including but not 
limited to a request made in connection with the hiring or retention of 
an employee, the issuance of a security clearance, the reporting of an 
investigation of an employee, the letting of a contract or issuance of 
a grant, license, or other benefit by the requesting agency, but only 
to the extent that the information disclosed is necessary and relevant 
to the requesting agency's decision on the matter.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media, microfilm, paper format 
within individual file folders, minute book ledgers and index cards.

Retrievability:
    Records are indexed and retrieved by name.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format, index cards, and minute book 
ledgers are stored in lockable metal file cabinets or vault accessible 
only by authorized personnel. A security copy of certain microfilmed 
portions of the records is retained at another location.

Retention and disposal:
    Permanent.

System manager(s) and address:
    Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC 
20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
or seeking access to records maintained in this system must submit 
their requests in writing to the Office of the Executive Secretary, 
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. 
Individuals requesting their own records must provide their name, 
address and a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reason for contesting it, and the 
proposed amendment to such information.

[[Page 27124]]

Record source categories:
    Intra-agency records.

Exemptions claimed for the system:
    None.
30-64-0004

System name:
    Changes in Bank Control Ownership Records.

System location:
    Division of Supervision, FDIC, 550 17th Street, NW., Washington, DC 
20429.

Categories of individuals covered by the system:
    (a) Individuals who acquired or disposed of voting stock in an 
FDIC-insured bank resulting in a change of bank control or ownership; 
and (b) individuals who filed or are included as a member of a group 
listed in a ``Notice of Acquisition of Control'' of an FDIC-insured 
bank.

    Note: The information is maintained only for the period 1989 to 
1995. Commencing in 1996 the records were no longer collected nor 
maintained on an individual name or personal identifier basis and 
are not retrievable by individual name or personal identifier. 
Beginning in 1996, information concerning changes in bank control is 
collected and maintained based upon the name of the FDIC-insured 
financial institution or specialized number assigned to the FDIC-
insured financial institution.

Categories of records in the system:
    Records include the name of proposed acquirer; statement of assets 
and liabilities of acquirer; statement of income and sources of income 
for each acquirer; statement of liabilities for each acquirer; name and 
location of the bank; number of shares to be acquired and outstanding; 
date ``Change in Control Notice'' or ``Notice of Acquisition of 
Control'' was filed; name and location of the newspaper in which the 
notice was published and date of publication. For consummated 
transactions, names of sellers/transferors; names of purchasers/
transferees and number of shares owned after transaction; date of 
transaction on institution's books, number of shares acquired and 
outstanding. If stock of a holding company is involved, the name and 
location of the holding company and the institution(s) it controls.

Authority for maintenance of the system:
    Sec. 7 (j) of the Federal Deposit Insurance Act (12 U.S.C. 
1817(j)).

Purpose(s):
    The system maintains information on individuals involved in changes 
of control of FDIC-insured banks for the period 1989 to 1995 and is 
used to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To other Federal or State financial institution supervisory 
authorities;
    (2) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (3) To the appropriate Federal, State, or local agency or authority 
responsible for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation, or order when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule, or order issued pursuant thereto;
    (4) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains; and
    (5) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Records for the period 1989 to 1995 are indexed and retrieved by 
name of the individual.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized persons. File folders are maintained in lockable metal file 
cabinets.

Retention and disposal:
    Electronic media and paper copies are retained until no longer 
needed and are destroyed in accordance with established FDIC record 
retention and disposal schedules.

System manager(s) and address:
    Director, Division of Supervision, FDIC, 550 17th Street, NW., 
Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their 
name, address, the name and address of the FDIC-insured bank, and a 
notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend the information maintained in this system should 
specify the information being contested, the reasons for contesting it, 
and the proposed amendment to such information.

Record source categories:
    Persons who acquired control of an FDIC-insured bank; the insured 
bank or holding company in which control changed; filed ``Change in 
Control Notice'' form and ``Notice of Acquisition of Control'' form 
during the period 1989 to 1995; Federal and State financial institution 
supervisory authorities.

Exemptions claimed for the system:
    None.
30-64-0005

System name:
    Consumer Complaint and Inquiry Records.

System location:
    Division of Compliance and Consumer Affairs, FDIC, 550 17th Street, 
NW., Washington, DC 20429, and FDIC regional offices for complaints or 
inquiries originating within or involving an FDIC-insured depository 
institution located in an FDIC region. (See Appendix A for a list of 
the FDIC regional offices and their addresses.)

Categories of individuals covered by the system:
    Individuals who have submitted complaints or inquiries concerning

[[Page 27125]]

activities or practices of FDIC-insured depository institutions.

Categories of records in the system:
    Contains correspondence and records of other communications between 
the FDIC and the individual submitting a complaint or making an 
inquiry, including copies of supporting documents supplied by the 
individual. May contain correspondence between the FDIC and the FDIC-
insured depository institution in question and/or intra-agency or 
inter-agency memoranda or correspondence concerning the complaint or 
inquiry.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819) and 
sec. 202(f) of title II of the Federal Trade Improvement Act (15 U.S.C. 
57a(f)).

Purpose(s):
    The system maintains correspondence from individuals regarding 
complaints or inquiries concerning activities or practices of FDIC-
insured depository institutions. The information is used to identify 
concerns of individuals, to manage correspondence received from 
individuals and to accurately respond to complaints, inquiries, views 
and concerns expressed by individuals. The information in this system 
supports the FDIC regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To the insured depository institution which is the subject of 
the complaint or inquiry when necessary to investigate or resolve the 
complaint or inquiry;
    (2) To authorized third-party sources during the course of the 
investigation in order to resolve the complaint or inquiry. Information 
that may be disclosed under this routine use is limited to the name of 
the complainant or inquirer and the nature of the complaint or inquiry 
and such additional information necessary to investigate the complaint 
or inquiry;
    (3) To the Federal or State supervisory/regulatory authority that 
has direct supervision over the insured depository institution that is 
the subject of the complaint or inquiry;
    (4) To the appropriate Federal, State, or local agency or authority 
responsible for investigating or prosecuting a violation of, or for 
enforcing or implementing a statute, rule, regulation, or order issued, 
when the information indicates a violation or potential violation of 
law, whether civil, criminal, or regulatory in nature, and whether 
arising by general statute or particular program statute, or by 
regulation, rule, or order issued pursuant thereto;
    (5) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding, to the extent that the information is determined to be 
relevant and necessary;
    (6) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains; and
    (7) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Electronic media and paper format are indexed and retrieved by 
unique identification number which may be cross referenced to the name 
of complainant or inquirer.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format files are maintained in lockable 
metal file cabinets accessible only to authorized personnel.

Retention and disposal:
    Records are retained for two years after receipt, unless updated by 
correspondence received during the second year. Electronic media is 
deleted and paper format records are destroyed in accordance with the 
FDIC Records Retention and Disposition Schedule.

System manager(s) and address:
    Associate Director, Division of Compliance and Consumer Affairs, 
FDIC, 550 17th Street, NW., Washington, DC 20429, or the Regional 
Director, Division of Compliance and Consumer Affairs for records 
maintained in FDIC regional offices (See Appendix A for the location of 
FDIC Regional Offices).

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. The request must contain the name and address of the complainant 
or inquirer and the name and address of the insured depository 
institution that is the subject of the complaint or inquiry. 
Individuals requesting their own records must provide their name, 
address and a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The information is obtained from the individual on whom the record 
is maintained; FDIC-insured depository institutions that are the 
subject of the complaint; the appropriate agency, whether Federal or 
State, with supervisory authority over the institution; congressional 
offices that may initiate the inquiry; and other parties providing 
information to the FDIC in an attempt to resolve the complaint or 
inquiry.

Exemptions claimed for the system:
     None.
30-64-0006

System name:
    Employee Confidential Financial Disclosure Records.

System location:
    Records are located in component divisions, offices and regional 
offices to which individuals covered by the system are assigned. 
Duplicate copies of the records are located in the Office of the 
Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429. 
A complete list of record locations is available from the Office of the 
Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429 
(See

[[Page 27126]]

Appendix A for a list of the FDIC regional offices and their 
addresses).

Categories of individuals covered by the system:
    Current and former officers and employees, and special government 
employees.

Categories of records in the system:
    Contains statements of personal and family financial holdings and 
other interests in business enterprises and real property; listings of 
creditors and outside employment; opinions and determinations of ethics 
counselors; information related to conflict of interest determinations; 
and information contained on the following forms:
    (1) Confidential Financial Disclosure Report--contains listing of 
personal and family investment holdings, interests in business 
enterprises and real property, creditors, and outside employment.
    (2) Confidential Report of Indebtedness--contains information on 
extensions of credit to employees, including loans and credit cards, by 
FDIC-insured depository institutions or their subsidiaries; may also 
contain memoranda and correspondence relating to requests for approval 
of certain loans extended by insured banks or subsidiaries thereof.
    (3) Confidential Report of Interest in FDIC-Insured Depository 
Institution Securities--contains a brief description of an employee's 
direct or indirect interest in the securities of an FDIC-insured 
depository institution or affiliate, including a depository institution 
holding company, and the date and manner of acquisition or divestiture; 
a brief description of an employee's direct or indirect continuing 
financial interest through a pension or retirement plan, trust or other 
arrangement, including arrangements resulting from any current or prior 
employment or business association, with any FDIC-insured depository 
institution, affiliate, or depository institution holding company; and 
a certification acknowledging that the employee has read and 
understands the rules governing the ownership of securities in FDIC-
insured depository institutions.
    (4) Employee Certification and Acknowledgment of Standards of 
Conduct Regulation--contains employee's certification and 
acknowledgment that he or she has received a copy of the Standards of 
Ethical Conduct for Employees of the FDIC.
    (5) Confidential Statement of Credit Card Obligation in FDIC-
insured State Nonmember Bank and Acknowledgment of Conditions for 
Retention--Notice of Disqualification--for Division of Supervision and 
Division of Compliance and Consumer Affairs employees; identifies FDIC-
insured State Nonmember depository institutions outside the employee's 
region or field office of assignment from which a credit card was 
obtained, and employee certification that the credit cards listed were 
obtained only under such terms and conditions as are available to the 
general public, and that the employee is aware of and understands the 
requirement for self-disqualification from participation in matters 
affecting the creditors identified.

    Note: The records identified in categories (2)-(5) above are 
maintained in addition to those maintained by the United States 
Office of Government Ethics for the government-wide system of 
records identified as ``Confidential Statements of Employment and 
Financial Interests,'' (known as OGE/GOVT-2).

Authority for maintenance of the system:
    Ethics in Government Act of 1978 (5 U.S.C. 7301 and App.); sec. 9 
and 12(f) of the Federal Deposit Insurance Act (12 U.S.C. 1819(a) and 
1822(f)); 26 U.S.C. 1043; Executive Order Nos. 12674 (as modified by 
12731), 12565, and 11222; 5 CFR parts 2634, 2635 and 3201.

Purpose(s):
    The records are maintained to assure compliance with the standards 
of conduct for Government employees contained in the Executive Orders, 
Federal Statutes and FDIC regulations and to determine if a conflict of 
interest exists between employment of individuals by the FDIC and their 
personal employment and financial interests.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To the appropriate Federal, State or local agency or 
responsible authority, such information that is necessary and pertinent 
for investigating or prosecuting a violation of or for enforcing or 
implementing a statute, rule, regulation, or order when the information 
indicates a violation or potential violation of law whether civil, 
criminal, or regulatory in nature, and whether arising by general 
statute or particular program statute or by regulation, rule, or order 
issued pursuant thereto;
    (2) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (3) To third party sources and their representatives during the 
course of an investigation to obtain information relevant or pertinent 
to resolve a conflict or potential conflict of interest. Information is 
disclosed to the extent necessary and pertinent to conduct an 
investigation with respect to a conflict of interest investigation or 
determination; and
    (4) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation or settlement 
negotiations, or in connection with the criminal proceedings, when the 
FDIC is a party to the proceeding or has a significant interest in the 
proceeding, to the extent that the information is determined to be 
relevant and necessary.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Records are indexed and retrieved by name of individual. Electronic 
media and paper format do not index the names of prospective employees 
who are not selected for employment.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format copies are maintained in lockable 
file cabinets.

Retention and disposal:
    Records concerning prospective employees who are not selected for 
employment are retained for one year and then destroyed, except that 
documents needed in an ongoing investigation will be retained until no 
longer needed in the investigation. All other records are retained for 
six years and then destroyed. Entries maintained in electronic media 
are deleted, except that paper format documents and electronic media 
entries needed in an ongoing investigation will be retained until no 
longer needed for the investigation.

System manager(s) and address:
    Ethics Counselor, Office of the Executive Secretary, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records

[[Page 27127]]

or seeking access to records maintained in this system must submit 
their request in writing to the Office of the Executive Secretary, 
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. 
Individuals requesting their own records must provide their name, 
address and a notarized statement attesting to their identity. The 
request must identify the office location of the individual covered by 
the system.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The information is obtained from the individual or a person or 
entity designated by the individual; Ethics Counselors; Deputy Ethics 
Counselors; support personnel or other parties to whom the FDIC has 
provided information in connection with evaluating the records 
maintained.

Exemptions claimed for the system:
    None.
30-64-0007

System name:
    Employee Training Information Records.

System location:
    Division of Administration, Training and Consulting Services 
Branch, 3501 Fairfax Drive, Arlington, Virginia 22226; Office of 
Management and Policy, FDIC Office of Inspector General, 550 17th 
Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
    All current and former employees.

Categories of records in the system:
    Contains the educational and training course history of an 
individual while employed by the FDIC. Records include schedule of 
employee's training classes and other educational programs attended, 
dates of attendance, tuition fees and expenses. The system may also 
contain employee certifications on training attended, employee 
certifications or other information on educational degrees or 
professional memberships, and other similar information.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
    The system is used by employees, training administrators and 
managers to record training and educational courses attended and to 
manage and plan training courses. The system maintains attendance 
records for an employee of courses attended and is utilized for FDIC 
internal reporting purposes and to maintain records for applicable 
continuing education requirements.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To the United States Office of Personnel Management, the Merit 
Systems Protection Board, the Office of Special Counsel, the Federal 
Labor Relations Authority, an arbitrator, the Equal Employment 
Opportunity Commission, or another Federal agency, to the extent 
disclosure is determined to be relevant and necessary to carry out 
government-wide personnel management, security, investigatory, 
adjudicatory and appellate functions, or the issuance of a contract, 
grant, license or other benefit by a requesting agency;
    (2) To a court, magistrate, alternative dispute resolution mediator 
or administrative tribunal in the course of presenting evidence, 
including disclosures to counsel or witnesses in the course of civil 
discovery, litigation, or settlement negotiations or in connection with 
criminal proceedings when the FDIC is a party to the proceeding or has 
a significant interest in the proceeding and the information is 
determined to be relevant and necessary;
    (3) To a congressional office in response to a written inquiry made 
by the congressional office at the request of the individual to whom 
the record pertains;
    (4) To educational institutions for purposes of enrollment and 
verification of employee attendance and performance;
    (5) To vendors, professional licensing boards or other appropriate 
third parties, for the purpose of verification, confirmation, and 
substantiation of training or licensing requirements.
    (6) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a); and
    (7) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information contained in these records will 
be limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Electronic media are accessible by social security number or name. 
File folders are indexed and retrieved by name of individual.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper records within individual file folders are 
maintained in lockable metal file cabinets accessible only by 
authorized personnel.

Retention and disposal:
    Permanent retention.

System manager(s) and addresses:
    Assistant Director, Training Operations, Training and Consulting 
Services Branch, FDIC, 3501 Fairfax Drive, Arlington, Virginia 22226-
3500; Assistant Inspector General, Office of Management and Policy, 
Office of Inspector General, 550 17th Street, NW., Washington, DC 
20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records

[[Page 27128]]

or seeking access to records maintained in this system must submit 
their request in writing to Office of the Executive Secretary, FOIA/PA 
Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. Individuals 
requesting their own records must provide their name, address and a 
notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The information is obtained from the employee on whom the record is 
maintained; training administrators and the training facility or 
institution attended.

Exemptions claimed for the system:
    None.
30-64-0008

System name:
    Chain Banking Organizations Identification Records.

System location:
    Division of Supervision, FDIC, 550 17th Street, NW., Washington, DC 
20429, and FDIC regional offices. (See Appendix A for a list of the 
FDIC regional offices and their addresses.)

categories of individuals covered by the system:
    Individuals who directly, indirectly, or in concert with others, 
own or control two or more insured depository institutions.

Categories of records in the system:
    Contains information relating to an individual (or group of 
individuals acting in concert) that own or control two or more insured 
depository institutions as well as the insured depository institutions 
names, locations, stock certificate numbers, total asset size, and 
percentage of outstanding stock owned by the controlling individual or 
group of individuals; charter types and, if applicable, name of 
intermediate holding entity and percentage of holding company held by 
controlling individual or group.

Authority for maintenance of the system:
    Secs. 7(j) and 9 of the Federal Deposit Insurance Act (12 U.S.C. 
1817(j) and 1819).

Purpose(s):
    This system identifies and maintains information of possible linked 
FDIC-insured depository institutions or holding companies which, due to 
their common ownership, present a concentration of resources that could 
be susceptible to common risks. The information in this system is used 
to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To other Federal or State financial institution supervisory 
authorities for: (a) Coordination of examining resources when the chain 
banking organization is composed of insured depository institutions 
subject to multiple supervisory jurisdictions; (b) coordination of 
evaluations and analysis of the condition of the consolidated chain 
organization; and (c) coordination of supervisory, corrective or 
enforcement actions;
    (2) To the appropriate Federal, State or local agency or 
responsible authority, such information that is necessary and pertinent 
for investigating or prosecuting a violation of or for enforcing or 
implementing a statute, rule, regulation or order, when the information 
indicates a violation or potential violation of law, whether civil, 
criminal or regulatory in nature, and whether arising by general 
statute or particular program statute or by regulation, rule or order 
issued pursuant thereto;
    (3) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal law proceedings, when the 
FDIC is a party to the proceeding or has a significant interest in the 
proceeding, to the extent that the information is determined to be 
relevant and necessary;
    (4) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains; and
    (5) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining 
and disposing of records in the system:
Storage:
    Records are stored in electronic media.

Retrievability:
    Indexed and retrieved by name of controlling individual(s) or 
assigned identification number.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel.

Retention and disposal:
    Records are maintained in electronic media. Certain records are 
archived in off-line storage. All records are periodically updated to 
reflect changes and maintained as long as needed and then deleted.

System manager(s) and address:
    Director, Division of Supervision, FDIC, 550 17th Street, NW., 
Washington, DC 20429

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or to gain access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their 
name, address and a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Examination reports and related materials; regulatory filings; and 
Change in Bank Control Notices filed pursuant to 12 U.S.C. 1817(j).

Exemptions claimed for the system:
    None.
30-64-009 [Reserved]
30-64-0010

System name:
    Investigative Files of the Office of the Inspector General.

[[Page 27129]]

System location:
    Office of the Inspector General (``OIG''), FDIC, 550 17th Street, 
NW., Washington, DC 20429. In addition, records are maintained at OIG 
field offices. OIG field office locations can be obtained by contacting 
the Assistant Inspector General for Investigations, 550 17th Street, 
NW., Washington, DC 20429.

Categories of individuals covered by the system:
    Current and former FDIC employees and individuals involved in or 
associated with FDIC programs and operations including contractors, 
subcontractors, vendors and individuals associated with inquiries and 
investigations, including witnesses, complainants, and suspects.

Categories of records in the system:
    Investigative files, including memoranda, computer-generated 
background information, correspondence, computerized case management 
and tracking files, reports of investigations with related exhibits, 
statements, affidavits, records or other pertinent documents, reports 
from or to other law enforcement bodies, pertaining to violations or 
potential violations of criminal laws, fraud, waste, and abuse with 
respect to administration of FDIC programs and operations, and 
violations of employee and contractor Standards of Conduct as set forth 
in section 12(f) of the Federal Deposit Insurance Act (12 U.S.C. 
1822(f)) and 5 CFR parts 2634, 2635 and 3201.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819); the 
Inspector General Act of 1978, as amended, (5 U.S.C. App. 3).

Purpose(s):
    Pursuant to the Inspector General Act, the system is maintained for 
the purposes of (1) conducting and documenting investigations by the 
OIG or other investigative agencies regarding FDIC programs and 
operations in order to determine whether employees or other individuals 
have been or are engaging in waste, fraud and abuse with respect to the 
FDIC's programs or operations and reporting the results of 
investigations to other Federal agencies, other public authorities or 
professional organizations which have the authority to bring criminal 
or civil or administrative actions, or to impose other disciplinary 
sanctions; (2) documenting the outcome of OIG investigations; (3) 
maintaining a record of the activities which were the subject of 
investigations; (4) reporting investigative findings to other FDIC 
components or divisions for their use in operating and evaluating their 
programs or operations, and in the imposition of civil or 
administrative sanctions; and (5) acting as a repository and source for 
information necessary to fulfill the reporting requirements of the 
Inspector General Act.

Routine uses of records maintained in the system, including categories 
of users and purposes of such uses:
    Information in the system may be disclosed:
    (1) To the appropriate Federal, State, local, foreign or 
international agency or authority responsible for investigating or 
prosecuting a violation of or for enforcing or implementing a statute, 
rule, regulation, or order, when the record, either by itself or in 
combination with other information, indicates a violation or potential 
violation of law, or contract, whether civil, criminal, or regulatory 
in nature, and whether arising by general statute or particular program 
statute, or by regulation, rule, or order issued pursuant thereto;
    (2) To a court, magistrate, alternative dispute resolution mediator 
or administrative tribunal in the course of presenting evidence, 
including disclosures to counsel or witnesses in the course of civil 
discovery, litigation, or settlement negotiations or in connection with 
criminal proceedings when the FDIC or OIG is a party to the proceeding 
or has a significant interest in the proceeding and the information is 
determined to be relevant and necessary;
    (3) To the FDIC's or another Federal agency's legal representative, 
including the U.S. Department of Justice or other retained counsel, 
when the FDIC, OIG or any employee thereof is a party to litigation or 
administrative proceeding or has a significant interest in the 
litigation or proceeding;
    (4) To a grand jury agent pursuant either to a Federal or State 
grand jury subpoena or to a prosecution request that such record be 
released for the purpose of its introduction to a grand jury;
    (5) To the subjects of an investigation and their representatives 
during the course of an investigation and to any other person or entity 
that has or may have information relevant or pertinent to the 
investigation to the extent necessary to assist in the conduct of the 
investigation;
    (6) To third-party sources during the course of an investigation 
only such information as determined to be necessary and pertinent to 
the investigation in order to obtain information or assistance relating 
to an audit, trial, hearing, or any other authorized activity of the 
OIG;
    (7) To a congressional office in response to a written inquiry made 
by the congressional office at the request of the individual to whom 
the records pertain;
    (8) To a Federal, State, or local agency maintaining civil, 
criminal, or other relevant enforcement information or other pertinent 
information, such as current licenses, if necessary for the FDIC to 
obtain information concerning the hiring or retention of an employee, 
the issuance of a security clearance, the letting of a contract, or the 
issuance of a license, grant, or other benefit;
    (9) To a Federal agency responsible for considering suspension or 
debarment action where such record is determined to be necessary and 
relevant;
    (10) To a consultant, person or entity who contracts or 
subcontracts with the FDIC or OIG, to the extent necessary for the 
performance of the contract or subcontract. The recipient of the 
records shall be required to comply with the requirements of the 
Privacy Act of 1974, as amended (5 U.S.C. 552a);
    (11) To a governmental, public or professional or self-regulatory 
licensing organization when such record indicates, either by itself or 
in combination with other information, a violation or potential 
violation of professional standards, or reflects on the moral, 
educational, or professional qualifications of an individual who is 
licensed or who is seeking to become licensed;
    (12) To the U.S. Office of Personnel Management, General Accounting 
Office, Office of Government Ethics, Merit Systems Protection Board, 
Office of Special Counsel, Equal Employment Opportunity Commission, 
Department of Justice, Office of Management and Budget or the Federal 
Labor Relations Authority of records or portions thereof determined to 
be relevant and necessary to carrying our their authorized functions, 
including but not limited to a request made in connection with the 
hiring or retention of an employee, rendering advice requested by OIG, 
the issuance of a security clearance, the reporting of an investigation 
of an employee, the reporting of an investigation of prohibited 
personnel practices, the letting of a contract or issuance of a grant, 
license, or other benefit by the requesting agency, but only to the 
extent that the information disclosed is necessary and relevant to

[[Page 27130]]

the requesting agency's decision on the matter;
    (13) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information contained in these records will 
be limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt; and
    (14) To other Federal Offices of Inspector General for the purpose 
of conducting quality assessments or peer reviews of the OIG, or its 
investigative components.

    Note: In addition to the foregoing, a record which is contained 
in this system and derived from another FDIC system of records may 
be disclosed as a routine use as specified in the published notice 
of the system of records from which the record is derived.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Records are indexed and retrieved by name of individual, unique 
investigation number assigned, referral number, or investigative 
subject matter.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. File folders are maintained in lockable metal 
file cabinets and lockable offices accessible only by authorized 
personnel.

Retention and disposal:
    Electronic media and file folders are retained for ten years and 
then destroyed by deletion or shredding.

System manager(s) and address:
    Assistant Inspector General for Investigations, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or to gain access to records maintained in this system must 
submit their request in writing to Office of the Executive Secretary, 
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. 
Individuals requesting their own records must provide their name, 
address and a notarized statement attesting to their identity.

    Note: This system contains records that are exempt under 5 
U.S.C. 552a (j)(2), (k)(2) and (k)(5). See the section of this 
notice titled ``Systems exempted from certain provisions of the 
Act'' below.

Records access procedure:
    See ``Notification procedure'' above.

Contesting record procedure:
    See ``Notification procedure'' above and the section of this notice 
titled ``Systems exempted from certain provisions of the act.'' 
Individuals wishing to contest or amend information maintained in this 
system should specify the information being contested, the reasons for 
contesting it, and the proposed amendment to such information.

Record source categories:
    Current and former employees of the FDIC, other government 
employees, private individuals, vendors, contractors, subcontractors, 
witnesses and informants.

Exemptions claimed for the system:
    This system of records, to the extent that it consists of 
information compiled for the purpose of criminal investigations, has 
been exempted from the requirements of subsections (c)(3) and (4); (d); 
(e)(1), (2) and (3); (e)(4)(G) and (H); (e)(5); (e)(8); (f); (g); (h); 
and (i) of the Privacy Act pursuant to 5 U.S.C. 552a (j)(2). In 
addition, this system of records, to the extent that it consists of 
other investigatory material compiled for law enforcement purposes has 
been exempted from the requirements of subsections (c)(3); (d); (e)(1); 
(e)(4)(G) and (H); (f); (g); (h); and (i) of the Privacy Act pursuant 
to 5 U.S.C. 552a (k)(2). Finally, this system of records, to the extent 
that it consists of investigatory material compiled for the purpose of 
determining suitability, eligibility, or qualifications for Federal 
civilian employment or Federal contracts, the release of which would 
reveal the identity of a source who furnished information to the FDIC 
on a confidential basis, has been exempted from the requirements of 
subsection (c)(3) and (d) of the Privacy Act pursuant to 5 U.S.C. 552a 
(k)(5).
30-64-0011

System name:
    Corporate Recruitment Tracking Records.

System location:
    Personnel Services Branch, Division of Administration, FDIC, 550 
17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
    Individuals filing applications for employment with the FDIC in 
response to advertised position vacancy announcements.

Categories of records in the system:
    Position vacancy announcement information such as position title, 
series and grade level(s), office and duty location, opening and 
closing date of the announcement, and dates of referral and return of 
lists of qualified candidates; applicant personal data such as name, 
address, social security number, date of birth, sex, veterans' 
preference and federal competitive status; and applicant qualification 
and processing information such as qualifications, grade level 
eligibility, reason for ineligibility, referral status, and dates of 
notification.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819); 5 
U.S.C. 1104.

Purpose(s):
    The records are collected and maintained to monitor and track 
individuals filing employment applications with the FDIC and to assess 
recruiting goals and objectives.

Routine uses of records maintained in the system, including categories 
of users and purposes of such uses:
    Information in this system of records may be disclosed:
    (1) To the U.S. Office of Personnel Management, the Merit Systems 
Protection Board, the Office of Government Ethics, the Office of 
Special Counsel, the Federal Labor Relations Authority or its General 
Counsel, the Equal Employment Opportunity Commission, to the extent 
disclosure is

[[Page 27131]]

determined to be relevant and necessary to carry out the government-
wide personnel management, investigatory, adjudicatory, and appellate 
functions within their respective jurisdictions;
    (2) To a congressional office in response to a written inquiry made 
by a congressional office at the request of the individual to whom the 
record pertains;
    (3) To the appropriate Federal, State or local agency or 
responsible authority, such information that is necessary and pertinent 
for investigating or prosecuting a violation of, or for enforcing or 
implementing a statute, rule, regulation, or order, when the 
information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule or order issued pursuant thereto;
    (4) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary; and
    (5) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media.

Retrievability:
    Indexed and retrieved by name and social security number of 
individual applicant.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Network servers are located in a locked room with 
physical access limited to only authorized personnel.

Retention and disposal:
    Information is maintained for two years and, if no longer needed, 
deleted.

System manager(s) and address:
    Assistant Director, Information Systems and Services Section, 
Personnel Service Branch, Division of Administration, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or gain access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their 
name, address and a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information originates from position vacancy announcements, 
applications for employment submitted by individuals, and applicant 
qualification and processing system.

Exemptions claimed for the system:
    None.
30-64-0012

System name:
    Financial Information Management Records.

System location:
    Division of Finance, FDIC, 550 17th Street, NW., Washington, DC 
20429. Records concerning garnishments, attachments, wage assignments 
and related records concerning FDIC employees are located with the 
General Counsel, Legal Division, FDIC, 550 17th Street NW., Washington, 
DC 20429.

Categories of individuals covered by the system:
    Current and former employees, current and former vendors and 
contractors providing goods and/or services to the FDIC, and current 
and former FDIC customers.

    Note: Only records reflecting personal information are subject 
to the Privacy Act. This system also contains records concerning 
failed bank receiverships, corporations, other business entities, 
and organizations whose records are not subject to the Privacy Act.

Categories of records in the system:
    This system contains (a) employee payroll and disbursement-related 
records; (b) contractor and vendor invoices and other accounts payable 
records; and (c) customer records related to accounts receivables. The 
payroll and/or disbursement records include employees' mailing 
addresses and home addresses; rate and amount of pay; hours worked; 
leave accrued and leave balances; tax exemption; tax deductions for 
employee supplemental payments; and Corporate payments for taxes, life 
insurance, health insurance, and retirement funds. Records relating to 
employee claims for reimbursement of official travel expenses include 
travel authorizations, advances, vouchers showing amounts claimed, 
exceptions taken as a result of audit, advance balances applied, 
amounts paid, and travel savings awards program payments. Other records 
maintained on employees include reimbursement claims for relocation 
expenses consisting of authorizations, advances, vouchers of amounts 
claimed and amounts paid; reimbursement for educational expenses or 
professional membership dues and licensing fees; awards and buyout 
payments; child care and Life Cycle reimbursements; advances or other 
funds owed to the FDIC; and garnishments, attachments, wage assignments 
or related records. Records on individuals who are not employees of the 
FDIC consist of all documents relating to the purchase of goods and/or 
services from those individuals including contractual documents and 
amounts paid as well as customer information necessary for the 
collection of accounts receivable. The records may also include general 
ledger and detailed trial balances and supporting data.

Authority for maintenance of the system:
    Secs. 9 and 10(a) of the Federal Deposit Insurance Act (12 U.S.C. 
1819 and 1820(a)).

Purpose(s):
    The records are maintained for the FDIC and the failed bank 
receiverships managed by the FDIC. The records are used to manage and 
account for financial transactions of the FDIC. The records and 
associated databases and subsystems provide a data source for the 
production of reports and documentation for internal and external 
management reporting associated with the financial operations of the 
FDIC.

[[Page 27132]]

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To auditors employed by the General Accounting Office;
    (2) To the appropriate Federal, State or local agency or authority 
responsible for investigating or prosecuting a violation of, or for 
enforcing or implementing a statute, rule, regulation or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal or regulatory in nature, and whether arising by 
general statute or particular program statute or by regulation, rule or 
order issued pursuant thereto;
    (3) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (4) To the United States Office of Personnel Management, the Merit 
Systems Protection Board, the Office of Special Counsel, the Federal 
Labor Relations Authority, an arbitrator, and the Equal Employment 
Opportunity Commission, to the extent disclosure is necessary to carry 
out the government-wide personnel management, investigatory, adjudicate 
and appellate functions within their respective jurisdictions;
    (5) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (6) To Federal, State, and City income tax authorities, including 
the Internal Revenue Service and the Social Security Administration, 
and to other recipients, as authorized by the employee, including the 
United States Treasury Department, savings institutions, insurance 
carriers, and charity funds;
    (7) By the FDIC Office of Inspector General to vendors, carriers, 
or other appropriate third parties for the purpose of verification, 
confirmation, or substantiation during the performance of audits or 
investigations;
    (8) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a); and
    (9) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information contained in these records will 
be limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system;
Storage:
    Records are stored in electronic media and paper format/record 
cards in individual file folders.

Retrievability:
    Electronic media are indexed and retrievable by social security 
number or specialized identifying number; paper format/record cards are 
indexed and retrieved by name.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format/record cards are maintained in 
lockable metal file cabinets.

Retention and disposal:
    Financial receipt and payment, trial balance, payroll and employee 
supplemental payment, and official travel expense and reimbursement 
records are retained by the FDIC for ten years in electronic format and 
then transferred to the Federal Records Center or destroyed. Source 
documents for employee financial records and authorization vouchers are 
retained for the period of use and up to six additional years, after 
which they are destroyed. Records on individuals who are employees of 
the FDIC authorized to approve payment authorization vouchers or 
regulatory and supervision expenditures are maintained for a period of 
three years or until the next audit by the General Accounting Office.

System manager(s) and address:
    Director, Division of Finance, FDIC, 550 17th Street, NW., 
Washington, DC 20429. For records about FDIC employees concerning 
garnishments, attachments, wage assignments and related records, the 
system manager is the General Counsel, Legal Division, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification Procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FDIC, FOIA/PA Unit, 550 17th Street, NW., Washington, DC 
20429. The request must contain the individual's name, social security 
number, a notarized statement attesting to their identity, and, to the 
extent relevant, the duty station, division and approximate dates of 
employment.

Records access procedures:
    See ``Notification procedure'' above.

Contesting records procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information contained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The information is obtained from the individual upon whom the 
record is maintained; other government agencies, contractors, documents 
submitted to or received from another FDIC office maintaining the 
records in the performance of their duties. Where an employee is 
subject to a tax lien, a bankruptcy, an attachment, or a wage 
garnishment, information also is obtained from the appropriate taxing 
or judicial authority.

Exemptions claimed for the system:
    None.
30-64-0013

System name:
    Insured Bank Liquidation Records.

System location:
    Division of Resolutions and Receiverships, FDIC, 550 17th Street, 
NW., Washington, DC 20429; and Field Operations Branch, Division of 
Resolutions and Receiverships, FDIC,

[[Page 27133]]

1910 Pacific Avenue, Dallas, Texas 75201.

Categories of individuals covered by the system:
    Individuals who were obligors or obligees of FDIC-insured financial 
institutions for which the FDIC was appointed receiver or liquidator or 
FDIC-insured financial institutions that were provided open-bank 
assistance by the FDIC and the FDIC is acting as liquidator, receiver 
or conservator of certain of the financial institution's assets.

    Note: Only records reflecting personal information are subject 
to the Privacy Act. This system also contains records concerning 
failed bank receiverships, corporations, other business entities, 
and organizations whose records are not subject to the Privacy Act.

Categories of records in the system:
    This system contains the individual's files held by the closed 
financial institution or assisted financial institution, which files 
may include the loan or contractual agreement and related documents and 
correspondence. It also contains FDIC asset files, including judgments 
obtained, restitution orders and loan deficiencies arising from the 
liquidation of the obligor's loan asset(s) and associated collateral, 
if any; information relating to the obligor's financial condition such 
as financial statements, income tax returns, asset or collateral 
verifications or searches, appraisals, and potential sources of 
repayment. FDIC asset files also include intra- or inter-agency 
memoranda, notes relating to the liquidation of the loan obligation or 
asset, correspondence and any other documents related to the 
liquidation of the loan obligation or asset. FDIC's receivership claims 
files may include all information related to claims filed with the 
receivership estate by a failed financial institution's landlords, 
creditors, service providers or other obligees or claimants.

    Note: Records held by the FDIC as receiver are a part of this 
system only to the extent that the state law governing the 
receivership is not inconsistent or does not otherwise establish 
specific requirements.

Authority for maintenance of the system:
     Secs. 9, 11, and 13 of the Federal Deposit Insurance Act (12 
U.S.C. 1819, 1821, and 1823) and applicable State laws governing the 
liquidation of assets and wind-up of the affairs of failed financial 
institutions.

Purpose(s):
    The records are maintained to: (a) Identify and manage loan 
obligations and assets acquired from failed FDIC-insured financial 
institutions for which the FDIC was appointed receiver or liquidator or 
FDIC-insured financial institutions that were provided open-bank 
assistance by the FDIC; (b) identify, manage and discharge the 
obligations to creditors, obligees and other claimants of FDIC-insured 
financial institutions for which the FDIC was appointed receiver or 
liquidator or FDIC-insured financial institutions that were provided 
open-bank assistance by the FDIC; and (c) assist with financial and 
management reporting. The records support the liquidation and 
receivership functions of the FDIC required by applicable Federal and 
State statutes.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such use:
    Information in the system may be disclosed, subject to applicable 
law:
    (1) To prospective purchaser(s) of the individual's obligation(s), 
including judgments and loan deficiencies, for the purpose of informing 
the prospective purchaser(s) about the nature and quality of the loan 
obligation(s) to be purchased;
    (2) To contractors or entities performing services for the FDIC in 
connection with the liquidation of an individual's obligation(s), 
including judgments and loan deficiencies or in connection with the 
fulfillment of a claim filed with the FDIC as receiver or liquidator. 
Third party contractors include, but are not limited to, asset 
marketing contractors; loan servicers; appraisers; environmental 
contractors; attorneys retained by the FDIC; collection agencies; and 
auditing or accounting firms retained to assist in an audit or 
investigation of FDIC's liquidation activities;
    (3) To participants in the loan obligation in order to fulfill any 
contractual or incidental responsibilities in connection with the loan 
participation agreement;
    (4) To Federal or State agencies or to financial institutions where 
information is relevant to an application or request by the individual 
for a loan, grant, financial benefit, or other entitlement;
    (5) To Federal or State agencies, such as the Internal Revenue 
Service or State taxation authorities, in the performance of their 
governmental duties, such as obtaining information regarding income, 
including the reporting of income resulting from a compromise or write-
off of a loan obligation;
    (6) To apprise courts of competent jurisdiction supervising the 
FDIC's liquidation or receivership functions of information required by 
statute to be disclosed to the court and necessary to obtain approvals 
from the court for the disposal of assets and the disposition of claims 
and other related issues;
    (7) To Federal or State bank examiners for the purposes of 
examining borrowing relationships in operating financial institutions 
that may be related to an obligation of an individual covered by this 
system;
    (8) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding, of only such information that is determined to be relevant 
and necessary;
    (9) To the appropriate Federal, State, or local agency or 
responsible authority, such information that is necessary and pertinent 
for investigating or prosecuting a violation of or for enforcing or 
implementing a statute, rule, regulation, or order, when the 
information by itself or together with other information indicates a 
violation or potential violation of law, whether civil, criminal, or 
regulatory in nature, and whether arising by general statute or 
particular program statute, or by regulation, rule, or order issued 
pursuant thereto;
    (10) To a congressional office in response to a written inquiry 
made by the congressional office at the request of the individual to 
whom the record pertains; and
    (11) To the individual, the individual's counsel or other 
representatives, insurance carrier(s) or underwriters of bankers' 
blanket bonds or financial institutions bonds for failed or assisted 
FDIC-insured financial institutions in conjunction with claims made by 
the FDIC or litigation instituted by the FDIC or others on behalf of 
the FDIC against former officers, directors, accountants, lawyers, 
consultants, appraisers, or underwriters of bankers blanket bonds or 
financial institutions bonds of a failed or assisted FDIC-insured 
financial institution.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Records are indexed by financial institution number, name of failed 
or

[[Page 27134]]

assisted insured institution, and by name of individual.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format records maintained in individual 
file folders are stored in lockable file cabinets and/or in secured 
vaults or warehouses and are accessible only by authorized personnel.

Retention and disposal:
    Credit/loan files or files concerning the obligees of the failed or 
assisted financial institution are maintained until the receivership 
claim, loan obligation, judgment, loan deficiency or other asset or 
liability is sold or otherwise disposed of, or for the period of time 
provided under applicable Federal or State laws pursuant to which the 
FDIC liquidates the assets, discharges the liabilities or processes the 
claims. FDIC asset files and information maintained in magnetic media 
are retained as long as needed.

System manager(s) and address:
    Division of Resolutions and Receiverships, FDIC, 550 17th Street, 
NW., Washington, DC 20429; and Deputy Director, Field Operations 
Branch, FDIC, 1910 Pacific Avenue, Dallas, Texas 75201.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, 550 17th Street, NW., Washington, DC 20429. 
The request must contain the individual's name, address, a notarized 
statement attesting to their identity, and the name and address of the 
failed or assisted institution at which the individual had a loan 
obligation or otherwise transacted business.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information is obtained from the individual on whom the record is 
maintained; appraisers retained by the originating bank or the FDIC; 
investigative and/or research companies; credit bureaus and/or 
services; loan servicers; court records; references named by the 
individual; attorneys or accountants retained by the originating bank 
or the FDIC; participants in the obligation(s) of the individual; 
officers and employees of the failed or assisted bank; congressional 
offices that may initiate an inquiry; and other parties providing 
services to the FDIC in its capacity as liquidator or receiver.

Exemptions claimed for the system:
    None.
30-64-0015

System name:
    Unofficial Personnel System (to be revised at a later date).
30-64-0016

System name:
    Professional Qualification Records for Municipal Securities 
Dealers, Municipal Securities Representatives, and U.S. Government 
Securities Brokers/Dealers.

System location:
    Securities, Capital Markets and Trust Branch, Division of 
Supervision, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
    (1) Persons who are or seek to be associated with municipal 
securities principals or municipal securities representatives which are 
FDIC-insured, state-chartered banks (including insured state-licensed 
branches of foreign banks), not members of the Federal Reserve System, 
or are subsidiaries, departments, or divisions of such banks; (2) 
persons who are or seek to be persons associated with U.S. Government 
securities dealers or brokers which are FDIC-insured state-chartered 
banks, other than members of the Federal Reserve System, or are 
departments or divisions of such banks.

Categories of records in the system:
    The records contain identifying information, detailed educational 
and employment histories, examination information, disciplinary 
information, if any, and information concerning the termination of 
employment of individuals covered by the system. Identifying 
information includes name, address, date and place of birth, and may 
include social security number.

Authority for maintenance of the system:
    Secs. 15B(c), 15C, and 23 of the Securities Exchange Act of 1934 
(15 U.S.C. 78o-4, 78o-5, and 78q and 78w); and section 9 of the Federal 
Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
    The records are maintained to comply with the registration 
requirements of municipal securities dealers, municipal securities 
representatives, and U.S. Government securities brokers or dealers and 
associated persons contained in the Securities Exchange Act of 1934 and 
to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories 
of users and purposes of such use:
    Information in the system may be disclosed:
    (1) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the courses of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding, of only such information that is determined to be relevant 
and necessary;
    (2) To the appropriate Federal, State, local, or foreign agency or 
authority or to the appropriate self-regulatory organization, as 
defined in section 3(a)(26) of the Securities Exchange Act of 1934 (15 
U.S.C. 78c (a)(26)), to the extent disclosure is determined to be 
necessary and pertinent for investigating or prosecuting a violation of 
or for enforcing or implementing a statute, rule, regulation, or order, 
when the information by itself or together with additional information 
indicates a violation or potential violation of law, whether civil, 
criminal, or regulatory in nature, and whether arising by general 
statute or particular program statute, or regulation, rule or order 
issued pursuant thereto;
    (3) To a congressional office in response to a written inquiry made 
by the congressional office at the request of the individual to whom 
the record pertains;
    (4) To assist in any proceeding in which the Federal securities or 
banking laws are in issue or a proceeding involving the propriety of a 
disclosure of information contained in this system, in which the FDIC 
or one of its past or present employees is a party, to the extent that 
the information is relevant to the proceeding;
    (5) To a Federal, State, local, or foreign governmental authority 
or a self-regulatory organization if necessary in order to obtain 
information relevant to

[[Page 27135]]

an FDIC inquiry concerning a person who is or seeks to be associated 
with a municipal securities dealer as a municipal securities principal 
or representative or a U.S. Government securities broker or a U.S. 
Government securities dealer;
    (6) To a Federal, State, local, or foreign governmental authority 
or a self-regulatory organization in connection with the issuance of a 
license or other benefit to the extent that the information is relevant 
and necessary;
    (7) To a registered dealer, registered broker, registered municipal 
securities dealer, U.S. Government securities dealer, U.S. Government 
securities broker, or an insured bank that is a past or present 
employer of an individual that is the subject of a record, or to which 
such individual has applied for employment, for purposes of identity 
verification or for purposes of investigating the qualifications of the 
subject individual; and
    (8) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Indexed by name, social security number, and dealer registration 
number or FDIC bank certificate number.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format records are stored in file folders 
in lockable metal file cabinets accessible only by authorized 
personnel.

Retention and disposal:
    Permanent retention.

System manager(s) and address:
    Senior Financial Analyst, Securities, Capital Markets and Trust 
Branch, Division of Supervision, FDIC, 550 17th Street, NW., 
Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their 
name, the date and place of their birth, and a notarized statement 
attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Individuals on whom the records are maintained, municipal 
securities dealers and U.S. Government securities dealers and brokers 
(as such dealers are described in ``Categories of individuals covered 
by the system'' above), and Federal, State, local, and foreign 
governmental authorities and self-regulatory organizations or agencies 
which regulate the securities industry.

Exemptions claimed for the system:
    None.
30-64-0017

System name:
    Employee Medical and Health Assessment Records.

System location:
    Health Unit, Acquisition and Corporate Services Branch, Division of 
Administration, FDIC, located at the following addresses: 550 17th 
Street, NW., Washington, DC 20429, and 3501 North Fairfax Drive, 
Arlington, Virginia 22226; and Health Units located in FDIC regional 
offices. (See Appendix A for a list of the FDIC regional offices and 
their addresses.)

Categories of individuals covered by the system:
    All current and former FDIC employees who participate in health 
screening programs administered by contractor personnel retained by the 
FDIC and individuals who seek treatment, medical accommodations or 
information at an FDIC Health Unit.

Categories of records in the system:
    Medical records of the employee, including name, age, height, 
weight, history of certain medical conditions, health screening 
records; dates of visits to the FDIC Health Unit, diagnoses, and 
treatments administered; ergonomic reviews and assessments; and the 
name and telephone number of the person to contact in the event of a 
medical emergency involving the employee.

    Note: In addition to the FDIC system of records, the United 
States Office of Personnel Management maintains its own government-
wide system of records (known as OPM/GOVT-10).

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. Sec. 1819).

Purpose(s):
    The records are collected and maintained to identify potential 
health issues and concerns of an individual and to identify and collect 
information with respect to medical conditions reported by an 
individual to the FDIC Health Unit and to identify necessary contacts 
in the event of a medical emergency involving the covered individual.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:

    Note: The records are disclosed only to a very limited number of 
FDIC officials, generally only to a medical review or management 
official to the extent necessary for a determination concerning a 
medical issue or condition affecting the individual.

    Information in the system may be disclosed:
    (1) To the appropriate Federal, State or local agency when 
necessary to adjudicate a claim (filed by or on behalf of the 
individual) under a retirement, insurance or health benefit program;
    (2) To a Federal, State, or local agency to the extent necessary to 
comply with laws governing reporting of communicable disease;
    (3) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding, and only of such information that is determined to be 
relevant and necessary and it has been determined that the disclosure 
is compatible with the purpose for which the records were collected;
    (4) To the appropriate Federal, State or local agency or 
responsible authority, such information that is necessary and pertinent 
for investigating, prosecuting, enforcing, or implementing a statute, 
rule, regulation, or order, when the information by itself or together 
with additional information, indicates a violation or potential 
violation of civil or criminal law or regulation;

[[Page 27136]]

    (5) To a congressional office in response to a written inquiry made 
by the congressional office at the request of the individual to whom 
the record pertains;
    (6) To the Merit Systems Protection Board or the Office of the 
Special Counsel, the Federal Labor Relations Authority and its General 
Counsel, the U.S. Office of Personnel Management, the Equal Employment 
Opportunity Commission, arbitrators, hearing examiners and appointed 
representatives of an individual to the extent necessary to carry out 
their authorized duties or functions;
    (7) To health or life insurance carriers contracting with the FDIC 
to provide life insurance or to provide health benefits plan, such 
information necessary to verify eligibility for payment of a claim for 
life or health benefits;
    (8) To a Health Unit contractor, including contract nurses, 
retained for the purpose of performing any function associated with the 
operation of the Health Unit; and
    (9) To the person designated on the appropriate form as the 
individual to contact in the event of a medical emergency of the 
employee.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    The records are stored in electronic media and in paper format 
within individual file folders.

Retrievability:
    Records are indexed and retrieved by name.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Paper format records are stored in lockable metal 
file cabinets. Access is limited to authorized employees, authorized 
employees of the contractor or contract nurses responsible for 
servicing the records in the performance of their duties.

Retention and disposal:
    Records are kept for the duration of the employee's employment with 
FDIC. Upon termination of employment, the records are maintained for 
six years and then destroyed.

System manager(s) and address:
    Health, Safety and Environmental Program Manager, Acquisition and 
Corporate Services Branch, Division of Administration, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their requests in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. All requests must contain the individual's name and identify the 
office where the individual was employed. Individuals must also provide 
a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    The records are compiled by the employee and contractor personnel 
during the course of a visit to the Health Unit for treatment. Records 
are created also as a result of the individual's participation in a 
health screening program, or if the individual requests an ergonomic 
assessment or health or medical accommodation. The employee supplies 
the information contained in the emergency contact sheet.

Exemptions claimed for the system:
    None.
30-64-0018

System name:
    Grievance Records.

System location:
    Personnel Services Branch, Division of Administration, FDIC, 550 
17th Street, NW., Washington, DC 20429. Records at the regional level 
generated through grievance procedures negotiated with recognized labor 
organizations are located in the FDIC regional office where originated 
(See Appendix A for a list of the FDIC regional offices and their 
addresses). For non-headquarters employees, duplicate copies may be 
maintained by the Personnel Services Branch, Division of 
Administration, Washington, DC, for the purpose of coordinating 
grievance and arbitration proceedings.

Categories of individuals covered by the system:
    Current or former FDIC employees who have submitted grievances in 
accordance with part 771 of the United States Office of Personnel 
Management's regulations (5 CFR part 771) or a negotiated grievance 
procedure.

Categories of records in the system:
    The system contains records relating to grievances filed by FDIC 
employees under part 771 of the United States Office of Personnel 
Management's regulations, or under 5 U.S.C. 7121. Case files contain 
documents related to the grievance including statements of witnesses, 
reports of interviews and hearings, examiner's findings and 
recommendations, a copy of the final decision, and related 
correspondence and exhibits. This system includes files and records of 
internal grievance procedures that FDIC may establish through 
negotiations with recognized labor organizations.

Authority for maintenance of the system:
    5 U.S.C. 7121; 5 CFR part 771; sec. 9 of the Federal Deposit 
Insurance Act, 12 U.S.C. 1819.

Purpose(s):
    The information contained in this system is used to make 
determinations and document decisions made on filed grievances and 
settle matters of dissatisfaction or concern of covered individuals. 
Information from this system may be used for preparing statistical 
summary or management reports.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To the appropriate Federal, State, local agency or responsible 
authority, such information that is necessary and pertinent for 
investigating, prosecuting, enforcing or implementing a statute, rule, 
regulation, or order, when the information indicates a violation or 
potential violation of law, whether civil, criminal, or regulatory in 
nature, and whether arising by general statute or particular program 
statute, or by regulation, rule or order issued pursuant thereto;
    (2) To any source during the course of an investigation only such 
information as determined to be necessary and pertinent to process a 
grievance, to the extent necessary to identify the individual, inform 
the source of the purpose(s) of the request and identify the type of 
information requested;
    (3) To a Federal agency, in response to its request, in connection 
with the hiring or retention of an employee, the issuance of a security 
clearance, the conducting of a security or suitability

[[Page 27137]]

investigation of an individual, the classifying of jobs, the letting of 
a contract or the issuance of a license, grant, or other benefit by the 
requesting agency to the extent that the information is relevant and 
necessary to the requesting agency's decision on the matter;
    (4) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (5) To the United States Office of Personnel Management in the 
production of summary descriptive statistics and analytical studies in 
support of the function for which the records are collected and 
maintained, or for related work force studies (while published 
statistics and studies do not contain individual identifiers, in some 
instances the selection of elements of data included in the study may 
be structured in such a way as to make the data individually 
identifiable by inference);
    (6) To officials of the Merit Systems Protection Board, the Office 
of the Special Counsel, the Federal Labor Relations Authority, the 
Equal Employment Opportunity Commission, the Office of Personnel 
Management, or an arbitrator, when requested in performance of their 
authorized duties and functions, but only to the extent that the 
information disclosed is determined to be necessary and relevant to the 
requesting agency's decision on the matter;
    (7) To a court, magistrate, alternative dispute resolution mediator 
or administrative tribunal in the course of presenting evidence, 
including disclosures to counsel or witnesses in the course of civil 
discovery, litigation, alternative dispute resolution, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (8) To officials of labor organizations recognized under the Civil 
Service Reform Act when relevant and necessary to their duties of 
exclusive representation concerning personnel policies, practices, and 
matters affecting work conditions; and
    (9) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in paper format within individual file folders 
or electronically.

Retrievability:
    Records are indexed and retrieved by name.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Records in paper format are maintained in 
lockable metal filing cabinets accessible only by authorized personnel.

Retention and disposal:
    The records are disposed of three years after closing of the case.

System manager(s) and address:
    Director of Personnel, Personnel Services Branch, Division of 
Administration, FDIC, 550 17th Street, NW., Washington, DC 20429. The 
appropriate FDIC regional director for records maintained in FDIC 
regional offices (see Appendix A for a list of the FDIC regional 
offices and their addresses).

Notification Procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to their records maintained in this system 
must submit their requests in writing to the Executive Secretary, FOIA/
PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. Individuals 
requesting their own records must provide their name, address, and a 
notarized statement attesting to their identity.

Record Access Procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification Procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information in this system is provided: (1) By the individual on 
whom the record is maintained; (2) by testimony of witnesses; (3) by 
agency officials; and (4) from related correspondence from 
organizations or persons.

Exemptions claimed for the system:
    None.
30-64-0019

System name:
    Potential Bidders List.

System location:
    Division of Resolutions and Receiverships, FDIC, 550 17th Street, 
NW., Washington, DC 20429; and Field Operations Branch, Division of 
Resolutions and Receiverships, FDIC, 1910 Pacific Avenue, Dallas, Texas 
75201.

Categories of individuals covered by the system:
    Individuals who have purchased or submitted written notice of an 
interest in purchasing loans, owned real estate or other assets from 
the FDIC.

Categories of records in the system:
    Contains the individual's name, address, telephone number and 
electronic mail address, if available; information as to the kind or 
category and general geographic location of loans or owned real estate 
that the individual may be interested in purchasing; and information 
relating to whether any bids have been submitted on prior loan sales.

Authority for maintenance of the system:
    Secs. 9, 11 and 13 of the Federal Deposit Insurance Act (12 U.S.C. 
1819, 1821 and 1823).

Purpose(s):
    The system collects, identifies and maintains information about 
potential purchasers of assets (primarily loans and owned real estate) 
from the FDIC. The information is utilized by the FDIC in the marketing 
of assets, to identify potential purchasers and to solicit bids for 
assets. The information in this system is used to support the FDIC's 
liquidation/receivership functions.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed, subject to applicable 
law:
    (1) To other Federal or State agencies and to contractors to assist 
in the marketing and sale of loans and real estate held by the FDIC;
    (2) To the appropriate Federal, State or local agency or 
responsible authority, to the extent that disclosure is necessary and 
pertinent for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal or regulatory in nature, and

[[Page 27138]]

whether arising by general statute or particular program statute or by 
regulation, rule or order issued pursuant thereto;
    (3) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal law proceedings, when the 
FDIC is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary; and
    (4) To a congressional office in response to a written inquiry made 
by the congressional office at the request of the individual to whom 
the record pertains.

Policies and practices for storing, retrieving, accessing, retaining 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and paper format in file 
folders.

Retrievability:
    Electronic media and paper format are indexed and retrieved by name 
of prospective purchaser or unique identification number assigned to 
the prospective purchaser.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Hard copy printouts are maintained in lockable 
metal file cabinets or offices.

Retention and disposal:
    Records are periodically updated to reflect changes and maintained 
as long as needed. Obsolete records are deleted or destroyed after 15 
months.

System manager(s) and address:
    Director, Division of Resolutions and Receiverships, FDIC, 550 17th 
Street, NW., Washington DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington DC 
20429. Individuals requesting their own records must provide their 
name, address and a notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information is obtained from the individual about whom the record 
is maintained.

Exemptions claimed for the system:
    None.
30-64-0020

System name:
    Telephone Call Detail Records.

System location:
    Division of Information Resources Management, FDIC, 3501 N. Fairfax 
Dr., Arlington, VA 22226.

Categories of individuals covered by the system:
    Individuals assigned telephone numbers and authorization codes by 
the FDIC, including current and former FDIC employees and contractor 
personnel, who make local and long distance telephone calls and 
individuals who receive telephone calls placed from or charged to FDIC 
telephones.

Categories of records in the system:
    Records, including telephone number, location, dates and duration 
of telephone call, relating to use of FDIC telephones to place or 
receive long distance and local calls; records of any charges billed to 
FDIC telephones; records indicating assignment of telephone numbers to 
individuals covered by the system; and the results of administrative 
inquiries to determine responsibility for the placement of specific 
local or long distance calls.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
    The records in this system are maintained to identify and make a 
record of all telephone calls placed to or from FDIC telephones and 
enable the FDIC to analyze call detail information for verifying call 
usage; to determine responsibility for placement of specific long 
distance calls; and for detecting possible abuse of the FDIC provided 
long distance telephone network.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in the system may be disclosed:
    (1) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (2) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (3) To the appropriate Federal, State, or local agency or 
responsible authority such information that is necessary and pertinent 
for investigating or prosecuting a violation of or for enforcing or 
implementing a statute, rule, regulation, or order, when the 
information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute, or by particular program statute, or by regulation, 
rule, or order issued pursuant thereto;
    (4) To current and former FDIC employees and other individuals 
currently or formerly provided telephone services by the FDIC to 
determine their individual responsibility for telephone calls;
    (5) To respond to a Federal agency's request made in connection 
with the hiring or retention of an employee, the letting of a contract 
or issuance of a grant, license, or other benefit by the requesting 
agency, but only to the extent that the information disclosed is 
relevant and necessary to the requesting agency's decision on the 
matter;
    (6) To a telecommunications company providing telecommunications 
support to permit servicing the account;
    (7) To a consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a); and
    (8) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information

[[Page 27139]]

contained in these records will be limited to the individual's name, 
Social Security number, and other information necessary to establish 
the identity of the individual, and the existence, validity, amount, 
status and history of the debt.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media.

Retrievability:
    Records are indexed and retrieved by telephone number and office 
location.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel.

Retention and disposal:
    Records are destroyed after the close of the fiscal year in which 
they are audited or after three years from the date the record was 
created, whichever occurs first.

System manager(s) and address:
    Associate Director, Division of Information Resources Management, 
3501 N. Fairfax Dr., Arlington, Virginia 22226.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their requests in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. The request must contain the individual's name, office location, 
the telephone number assigned to the individual by the FDIC, and a 
notarized statement attesting to their identity.

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Telephone assignment records; call detail listings; results of 
administrative inquiries relating to assignment of responsibility for 
placement of specific long distance and local calls.

Exemptions claimed for the system:
    None.
30-64-0021

System name:
    Fitness Center Records.

System location:
    Fitness Center, Acquisition and Corporate Services Branch, Division 
of Administration, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
    FDIC employees who apply for membership and participate in the 
Fitness Center.

Categories of records in the system:
    Principally contains the individual's name, gender, age; fitness 
assessment results; identification of certain medical conditions; and 
the name and phone number of the individual's personal physician and 
emergency contact.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
    The records are collected and maintained to control access to the 
fitness center; to enable the Fitness Center contractor to identify any 
potential health issues or concerns and the fitness level of an 
individual; and to identify necessary contacts in the event of a 
medical emergency while the individual is participating in a fitness 
activity.

Routine uses of records maintained in the system, including categories 
of users and purposes of such uses:
    Information in the system may be disclosed to:
    (1) The individuals listed as emergency contacts or the 
individual's personal physician, in the event of a medical emergency;
    (2) A consultant, person or entity who contracts or subcontracts 
with the FDIC, to the extent necessary for the performance of the 
contract or subcontract. The recipient of the records shall be required 
to comply with the requirements of the Privacy Act of 1974, as amended 
(5 U.S.C. 552a); and
    (3) A court, magistrate, or administrative tribunal in the course 
of presenting evidence, including disclosures to counsel or witnesses 
in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary.

Policies and practices for storing, retrieving, accessing, retaining 
and disposing of records:
Storage:
    Records are stored in paper format within individual file folders. 
Information recorded on index cards is stored in a card file box.

Retrievability:
    Individual file folders and cards are indexed and retrieved by 
name.

Safeguards:
    Records are maintained in lockable metal file cabinets. Access is 
limited to authorized employees of the contractor responsible for 
servicing the records in the performance of their duties.

    Note: In the future, all or some portion of the records may be 
stored in electronic media. These records will be indexed and 
retrieved by name and will be password protected and accessible only 
by authorized personnel.

Retention and disposal:
    Active records are retained indefinitely; inactive records are 
destroyed.

System manager(s) and address:
    Health, Safety and Environmental Program Manager, Acquisition and 
Corporate Services Branch, Division of Administration, FDIC, 550 17th 
Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their requests in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. Individuals requesting their own records must provide their 
name, address and a notarized statement attesting to their identity.

[[Page 27140]]

Record access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reason for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information is principally obtained from the individual who has 
applied for membership and contractor personnel. Some information may 
be provided by the individual's personal physician.

Exemptions claimed for the system:
    None.
30-64-0022

System name:
    Freedom of Information Act and Privacy Act Request Records.

System location:
    Office of the Executive Secretary, FOIA/PA Unit, FDIC, 550 17th 
Street, NW., Washington, DC 20429. In addition, records may be 
maintained at the division or office level in the FDIC Washington 
office or at FDIC Regional offices (see Appendix A for a list of the 
FDIC regional offices and their addresses).

Categories of individuals covered by the system:
    Individuals who have submitted requests for information pursuant to 
the Freedom of Information Act; individuals who have submitted requests 
for records about themselves under the provisions of the Privacy Act of 
1974 and individuals filing an administrative appeal of a denial, in 
whole or part, of any such requests.

Categories of records in the system:
    Contains names and addresses of individuals making written requests 
for access to information; written requests for amendment of records 
made pursuant to the Privacy Act; correspondence to or from the 
requester; correspondence to or from a person writing on the 
requester's behalf; internal FDIC memoranda; memoranda to or from other 
Federal agencies having a substantial interest in the determination of 
the request; responses to requests (including for example 
acknowledgment letters, fee estimate letters, and final 
determinations); administrative appeals of denials of access to 
records; administrative appeals of denials of requests for amendment of 
records made pursuant to the Privacy Act. These records may contain 
personal information retrieved in response to a request.

    Note: Freedom of Information Act and Privacy Act case records 
may contain inquiries and requests regarding any of the FDIC's other 
systems of records subject to the Freedom of Information Act and 
Privacy Act, and information about individuals from any of these 
other systems may become part of this system of records.

Authority for maintenance of the system:
    Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819(a)); 
Freedom of Information Act (5 U.S.C. 552), the Privacy Act of 1974 (5 
U.S.C 552a), 12 CFR part 309, and 12 CFR part 310.

Purpose(s):
    The records maintained in this system are collected to process 
requests made under the provisions of the Freedom of Information Act 
and the Privacy Act. The records are also used by the FDIC to prepare 
reports to the Office of Management and Budget and Congress required by 
the Freedom of Information Act and the Privacy Act.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in this system may be disclosed:
    (1) To another Federal government agency having a substantial 
interest in the determination of the request or for the purpose of 
consulting with that agency as to the propriety of access or correction 
of the record in order to complete the processing of requests;
    (2) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (3) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (4) To a third party authorized in writing to receive such 
information by the individual about whom the information pertains;
    (5) To the appropriate federal, state, or local agency or authority 
responsible for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation, or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule, or order issued pursuant thereto, and the information is 
determined to be relevant and necessary to the investigation and/or 
prosecution or enforcement action; and
    (6) To the Department of the Treasury, federal debt collection 
centers, other appropriate federal agencies, and private collection 
contractors or other third parties authorized by law, for the purpose 
of collecting or assisting in the collection of delinquent debts owed 
to the FDIC. Disclosure of information contained in these records will 
be limited to the individual's name, Social Security number, and other 
information necessary to establish the identity of the individual, and 
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
    Disclosures may be made from this system, pursuant to subsection 
(b)(12) of the Privacy Act, to consumer reporting agencies in 
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting 
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).) 
Disclosure of information contained in these records will be limited to 
the individual's name, Social Security number, and other information 
necessary to establish the identity of the individual, and the 
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and paper format within 
individual file folders.

Retrievability:
    Electronic media and paper format records are indexed and retrieved 
by the requester's name or by unique log number assigned to the 
request. Records sometimes are retrieved by reference to the name of 
the requester's firm, if any, or the subject matter of the request.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. File folders are maintained in lockable metal 
file cabinets.

Retention and disposal:
    Records for Freedom of Information Act requests which are granted, 
withdrawn or closed for non-compliance or similar reason, are

[[Page 27141]]

destroyed two years after the date of the reply. Records for all other 
Freedom of Information Act requests (e.g., requests denied in part, 
requests denied in full, and requests for which no responsive 
information was located) are destroyed six years after the date of the 
reply, unless the denial is appealed, in which case the request and 
related documentation are destroyed six years after the final agency 
determination or three years after final adjudication by the courts, 
whichever is later. Documents maintained for control purposes are 
destroyed six years after the last entry. Documents maintained for 
processing Privacy Act requests are disposed of in accordance with 
established disposition schedules for individual records, or five years 
after the date of the disclosure was made, whichever is later.

System manager(s) and address:
    Senior Program Attorney, FOIA/PA Unit, Office of the Executive 
Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to Office of the Executive Secretary, 
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. 
Individuals requesting their own records must provide their name, 
address and a notarized statement attesting to their identity.

Records access procedures:
    The FDIC systems of records that are exempt from certain Privacy 
Act requirements may be included in this system as part of a Freedom of 
Information Act or Privacy Act case record. Such material retains its 
exemption if it is included in this system of records (see section of 
this notice titled, ``Systems Exempted from Certain Provisions of the 
Act''). Individuals seeking access to their records in this system 
should direct their request to the Office of the Executive Secretary, 
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.

Contesting record procedures:
    The FDIC systems of records that are exempt from certain Privacy 
Act requirements may be included in this system as part of a Freedom of 
Information Act or Privacy Act case record. Such material retains its 
exemption if it is included in this system of records (see section of 
this notice titled, ``Systems exempted from certain provisions of the 
act''). Individuals wishing to contest or amend information maintained 
in the system should direct their request to the Office of the 
Executive Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., 
Washington, DC 20429, stating specifically what information is being 
contested, the reasons for contesting it, and the proposed amendment to 
such information.

Record source categories:
    Requesters and persons acting on behalf of requesters, FDIC offices 
and divisions, other Federal agencies having a substantial interest in 
the determination of the request, and employees processing the 
requests.

Exemptions claimed for the system:
    The FDIC has claimed exemptions for several of its other systems of 
records under 5 U.S.C. 552a (k)(1), (k)(2), and (k)(5) and 12 CFR 
310.13. During the processing of a Freedom of Information Act or 
Privacy Act request, exempt records from these other systems of records 
may become part of the case record in this system of records. To the 
extent that exempt records from other FDIC systems of records are 
entered or become part of this system, the FDIC has claimed the same 
exemptions, and any such records compiled in this system of records 
from any other system of record continue to be subject to any 
exemption(s) applicable for the records as they have in the primary 
systems of records of which they are a part.
30-64-0023

System name:
    Affordable Housing Program Records.

System location:
    Field Operations Branch, Division of Resolutions and Receiverships, 
FDIC, 1910 Pacific Avenue, Dallas, Texas 75201.

Categories of individuals covered by the system:
    Purchasers and prospective purchasers of residential properties 
offered for sale through the FDIC's Affordable Housing Program.

    Note: To be considered a prospective purchaser for purposes of 
this record system, the individual must have (1) completed and 
signed an FDIC ``Certification of Income Eligibility'' and (2) 
delivered the form to an authorized representative of the FDIC's 
Affordable Housing Program.

Categories of records in the system:
    Contains the purchaser's or prospective purchaser's income 
qualification form and substantiating documents (such as personal 
financial statements, income tax returns, assets or collateral 
verifications, appraisals, and sources of income); copies of sales 
contracts, deeds, or other recorded instruments; intra-agency forms, 
memoranda, or notes related to the property and purchaser's 
participation in the FDIC's Affordable Housing Program; correspondence; 
and other documents related to the FDIC's Affordable Housing Program.

Authority for maintenance of the system:
    Secs. 9, 11, 13, and 40 of the Federal Deposit Insurance Act (12 
U.S.C. 1819, 1821, 1823, 1831q).

Purpose(s):
     The records are collected and maintained to determine individual 
eligibility to participate in the FDIC Affordable Housing Program; 
monitor compliance by individuals with purchaser income restrictions; 
and to verify that an individual qualifies to participate in the 
program. The information in the system supports the FDIC's liquidation 
of qualifying residential housing units and the FDIC goal to provide 
homeownership for low-income and moderate-income families.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    Information in this system may be disclosed, subject to applicable 
law:
    (1) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (2) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary;
    (3) To the appropriate Federal, State, or local agency or authority 
responsible for investigating or prosecuting a violation of or for 
enforcing or implementing a statute, rule, regulation, or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule, or order issued pursuant thereto;
    (4) To contractors retained by the FDIC to perform services in 
connection with the implementation of the FDIC

[[Page 27142]]

Affordable Housing Program such as brokers, appraisers, mortgage 
lenders, nonprofit organizations, counsel, and consultants; and
    (5) To mortgage companies, financial institutions, federal agencies 
(such as the Federal Housing Administration, the Housing and Urban 
Development Agency, the Farm Service Agency, and the Veterans 
Administration), or state and local government housing agencies where 
information is determined to be relevant to an application or request 
for a loan, grant, financial benefit, or other type of assistance or 
entitlement.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format within 
individual file folders.

Retrievability:
    Electronic media and paper format are accessible by name of 
purchaser or prospective purchaser and by address of the property 
purchased.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. File folders are maintained in lockable metal 
file cabinets accessible only by authorized personnel.

Retention and disposal:
    If no longer needed by the FDIC, electronic media and paper format 
files and information are destroyed six years after termination of the 
closed bank receivership from which the eligible affordable housing 
property was acquired.

System manager(s) and address:
    Deputy Director, Field Operations Branch, Division of Resolutions 
and Receiverships, FDIC, 1910 Pacific Avenue, Dallas, Texas 75201.

Notification procedure:
    Individuals who wish to determine if they are named in this system 
of records or seeking access to records maintained in this system, must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. The request must contain the purchaser's or the prospective 
purchaser's name, property address, and a notarized statement attesting 
to their identity.

Records access procedures:
    See ``Notification procedure'' above.

Contesting record procedures:
    See ``Notification procedure'' above. Individuals wishing to 
contest or amend information maintained in this system should specify 
the information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information is obtained from the individual upon whom the record is 
maintained; information pertaining to an individual may, in some cases, 
be supplemented with reports from credit bureaus and/or other services.

Exemptions claimed for the system:
    None.
30-64-0024

System name:
    Unclaimed Deposit Account Records.

System location:
    Operations Branch, Division of Resolutions and Receiverships, Field 
Operations Branch, Divisions of Resolutions and Receiverships, FDIC, 
1910 Pacific Avenue, Dallas, Texas 75201.

Categories of individuals covered by the system:
    Individuals identified as deposit account owners of unclaimed 
insured deposits of a closed insured depository institution for which 
the FDIC was appointed receiver after January 1, 1989.

Categories of records in the system:
    Deposit account records, including signature cards, last known home 
address, social security number, name of insured depository 
institution, relating to unclaimed insured deposits or insured 
transferred deposits from closed insured depository institutions for 
which the FDIC was appointed receiver after January 1, 1989.

Authority for maintenance of the system:
     Secs. 9, 11, and 12 of the Federal Deposit Insurance Act (12 
U.S.C. 1819, 1821, and 1822).

Purpose(s):
    The information in this system is used to process inquiries and 
claims of individuals with respect to unclaimed insured deposit 
accounts of closed insured depository institutions for which the FDIC 
was appointed receiver after January 1, 1989, and to assist in 
complying with the requirements of the Unclaimed Deposits Amendments 
Act.

Routine uses of records maintained in the system, including categories 
of users and purposes of such uses:
    Information in this system of records may be disclosed, subject to 
applicable law:
    (1) To the appropriate State agency accepting custody of unclaimed 
insured deposits;
    (2) To a congressional office in response to an inquiry made by the 
congressional office at the request of the individual to whom the 
record pertains;
    (3) To the appropriate Federal, state or local agency or authority 
responsible for investigating or prosecuting a violation of, or for 
enforcing or implementing a statute, rule, regulation, or order, when 
the information indicates a violation or potential violation of law, 
whether civil, criminal, or regulatory in nature, and whether arising 
by general statute or particular program statute, or by regulation, 
rule or order issued pursuant thereto; and
    (4) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to counsel or 
witnesses in the course of civil discovery, litigation, or settlement 
negotiations or in connection with criminal proceedings, when the FDIC 
is a party to the proceeding or has a significant interest in the 
proceeding and the information is determined to be relevant and 
necessary.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored in electronic media and in paper format.

Retrievability:
    Electronic media and paper format are indexed and retrieved by 
depository institution name, depositor name, depositor social security 
number, or deposit account number.

Safeguards:
    Electronic files are password protected and accessible only by 
authorized personnel. Hard copy printouts are maintained in lockable 
metal file cabinets accessible only to authorized personnel.

Retention and disposal:
    If the appropriate State has accepted custody of unclaimed 
deposits, a record of the unclaimed deposits will be retained by the 
FDIC during the custody period of ten years. Such records will 
subsequently be destroyed in accordance with the FDIC's records 
retention policy in effect at the time of

[[Page 27143]]

return of any deposits to the FDIC from the State. If the appropriate 
State has declined to accept custody of the unclaimed deposits of the 
closed insured depository institution, the FDIC will retain the 
unclaimed deposit records and upon termination of the receivership of 
the closed insured depository institution, the records will be 
destroyed in accordance with the FDIC's records retention policy.

System manager(s) and address:
    Assistant Director, Operations Branch, Division of Resolutions and 
Receiverships, FDIC, 550 17th Street, NW., Washington, DC 20429.

Notification procedure:
    Individuals wishing to determine if they are named in this system 
of records or seeking access to records maintained in this system must 
submit their request in writing to the Office of the Executive 
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 
20429. The request must contain the individual's name, address, the 
name and address of the closed depository institution, and a notarized 
statement attesting to their identity.

Record access procedures:
    Same as ``Notification'' above.

Contesting record procedures:
    Same as ``Notification'' above. Individuals wishing to contest or 
amend information maintained in this system should specify the 
information being contested, the reasons for contesting it, and the 
proposed amendment to such information.

Record source categories:
    Information originates from deposit records of closed insured 
depository institutions. Records of unclaimed transferred deposits are 
provided to the FDIC from assuming depository institutions to which the 
FDIC transferred deposits upon closing of the depository institution.

Exemptions claimed for the system:
    None.

Appendix A

Federal Deposit Insurance Corporation Regional Offices

Atlanta Regional Office, FDIC, One Atlantic Center, 1201 West 
Peachtree Street, NE., Suite 1600, Atlanta, Georgia 30309-3415
Boston Regional Office, FDIC, 15 Braintree Hill Office Park, 
Braintree, Massachusetts 02184-8701
Chicago Regional Office, FDIC, 500 West Monroe Street, Suite 3300, 
Chicago, Illinois 60661
Dallas Regional Office, FDIC, 1910 Pacific Avenue, 20th Floor, 
Dallas, Texas 75201-4586
Kansas City Regional Office, FDIC, 2345 Grand Boulevard, Suite 1200, 
Kansas City, Missouri 64108-2638
Memphis Regional Office, FDIC, 5100 Poplar Avenue, Suite 1900, 
Memphis, Tennessee 38137-5900
New York City Regional Office, FDIC, 20 Exchange Place, Room 6014, 
New York, New York 10005
San Francisco Regional Office, FDIC, 25 Ecker Street, Suite 2300, 
San Francisco, California 94105-2780

    By direction of the Board of Directors.

    Dated at Washington, DC, this 8th day of May, 2001.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.

[FR Doc. 01-12209 Filed 5-15-01; 8:45 am]
BILLING CODE 6714-01-P


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