|   | OF THE SECURITIES EXCHANGE   ACT OF 1934 |
|--------|---------------------------------------------------------|

|   | For the quarterly period ended September 30, 2009 |
|--------|---------------------------------------------------|

|   | OR |
|--------|----|

|   | [   ]        TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) |
|--------|-----------------------------------------------------------------------------------------------------------------------|

|   | OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|----------------------------------------|

|   | For the transition period from _____________ to _____________ |
|--------|---------------------------------------------------------------|

| Tennessee(State or other jurisdiction ofincorporation or organization)                    | 26-0401680(I.R.S. Employer Identification No.) |
|-------------------------------------------------------------------------------------------|------------------------------------------------|
| 1430 Madison Street, Clarksville, Tennessee (Address of principal executive offices) | 37040(Zip Code)                                |

|  (Check one):  |  Large Accelerated Filer [    ]   |  Accelerated Filer [    ] |
|--------------------------|----------------------------------------------------------------------|----------------------------------------------------|
|                     |  Non-accelerated Filer [    ]     |  Smaller Reporting Company [ X ]              |

----

|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | Page   |
|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|     | Part I. Financial Information                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |
|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |
| Item 1.  | Condensed Consolidated Balance Sheets as of September 30, 2009 (unaudited) and December 31, 2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 1      |
|     | Unaudited - Condensed Consolidated Statements of Operations for the Three Months  and Nine Months Ended September 30, 2009 and 2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 2      |
|     | Unaudited - Condensed Consolidated Statements of Changes in Shareholders’ Equity for the Nine Months Ended September 30, 2009 and 2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 3      |
|     | Unaudited - Condensed Consolidated Statements of Cash Flows for the Nine Months Ended September 30, 2009 and 2008                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 4      |
|     | Notes to Condensed Consolidated Financial Statements (unaudited)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 5      |
| Item 2.  | Management’s Discussion and Analysis of Financial Condition and Results of Operations                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 14     |
| Item 3.  | Quantitative and Qualitative Disclosures About Market Risk                                                                                                      | 27     |
| Item 4T. | Controls and Procedures                                                                                                                                         | 27     |
|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |
|     | Part II.  Other Information                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |   |
|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |
| Item 1.  | Legal Proceedings                                                                                                                                               | 27     |
| Item 1A. | Risk Factors                                                                                                                                                    | 28     |
| Item 2.  | Unregistered Sales of Equity Securities and Use of Proceeds                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 28     |
| Item 3.  | Defaults Upon Senior Securities                                                                                                                                 | 28     |
| Item 4.  | Submission of Matters to a Vote of Security Holders                                                                                                             | 28     |
| Item 5.  | Other Information                                                                                                                                               | 28     |
| Item 6.  | Exhibits                                                                                                                                                        | 29     |
|     |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |
|     | SIGNATURES                                                                                                                                                      | 30     |

----

| First Advantage Bancorp                                                                                                                                                                                                                                    |   |          |    |   |         |   |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------|---------|--------|--------------|--------|
| Condensed Consolidated Balance Sheets                                                                                                                                                                                                                      |   |          |    |   |         |   |
| (Dollars in thousands, except per share data)                                                                                                                                                                                                              |   | September 30, |    |   |         |   |
|                                                                                                                                                                                                                                                       |   | 2009          |    |   | December 31, |   |
|                                                                                                                                                                                                                                                       |   | (Unaudited)   |    |   | 2008         |   |
| Assets                                                                                                                                                                                                                                                     |   |          |    |   |         |   |
| Cash and due from banks                                                                                                                                                                                                                                    |   | $             | 9,720   |   |         | $      | 7,991 |   |
| Interest-bearing demand deposits at other banks                                                                                                                                                                                                            |   |          | 5,233   |   |         |   | 2,151 |   |
| Time deposits at other banks                                                                                                                                                                                                                               |   |          | -       |   |         |   | 2,092 |   |
| Federal funds sold                                                                                                                                                                                                                                         |   |          | 2,825   |   |         |   | 9 |   |
| Cash and cash equivalents                                                                                                                                                                                                                                  |   |          | 17,778  |   |         |   | 12,243 |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Available-for-sale securities, at fair value                                                                                                                                                                                                               |   |          | 113,527 |   |         |   | 129,076 |   |
| Loans held for sale                                                                                                                                                                                                                                        |   |          | 2,609   |   |         |   | 866 |   |
| Loans, net of allowance for loan losses of  $2,636 and $2,175 at September 30, 2009  and December 31, 2008, respectively                                                                                                               |   |          | 199,693 |   |         |   | 176,412 |   |
| Premises and equipment, net                                                                                                                                                                                                                                |   |          | 8,020   |   |         |   | 8,186 |   |
| Foreclosed assets held for sale                                                                                                                                                                                                                            |   |          | 40      |   |         |   | 0 |   |
| Other assets held for sale                                                                                                                                                                                                                                 |   |          | 532     |   |         |   | 0 |   |
| Federal Home Loan Bank stock                                                                                                                                                                                                                               |   |          | 2,988   |   |         |   | 2,988 |   |
| Accrued interest receivable                                                                                                                                                                                                                                |   |          | 1,475   |   |         |   | 1,702 |   |
| Income taxes receivable                                                                                                                                                                                                                                    |   |          | 66      |   |         |   | 709 |   |
| Deferred tax asset                                                                                                                                                                                                                                         |   |          | 4,876   |   |         |   | 5,238 |   |
| Other assets                                                                                                                                                                                                                                               |   |          | 1,056   |   |         |   | 984 |   |
| Total assets                                                                                                                                                                                                                                               |   | $             | 352,660 |   |         | $      | 338,404 |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Liabilities and Shareholders' Equity                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Liabilities                                                                                                                                                                                                                                                |   |          |    |   |         |   |   |   |
| Deposits                                                                                                                                                                                                                                                   |   |          |    |   |         |   |   |   |
| Demand                                                                                                                                                                                                                                                     |   | $             | 17,209  |   |         | $      | 15,493 |   |
| Savings, checking and money market                                                                                                                                                                                                                         |   |          | 101,380 |   |         |   | 82,163 |   |
| Time certificates                                                                                                                                                                                                                                          |   |          | 89,341  |   |         |   | 89,151 |   |
| Total deposits                                                                                                                                                                                                                                             |   |          | 207,930 |   |         |   | 186,807 |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Securities sold under agreement to repurchase                                                                                                                                                                                                              |   |          | 8,015   |   |         |   | 5,047 |   |
| Federal Home Loan Bank advances                                                                                                                                                                                                                            |   |          | 28,000  |   |         |   | 38,550 |   |
| Borrowings with other banks                                                                                                                                                                                                                                |   |          | 35,000  |   |         |   | 35,000 |   |
| Interest payable and other liablilities                                                                                                                                                                                                                    |   |          | 2,987   |   |         |   | 2,739 |   |
| Total liabilities                                                                                                                                                                                                                                          |   |          | 281,932 |   |         |   | 268,143 |   |
| Commitments and contingencies                                                                                                                                                                                                                              |   |          | -       |   |         |   | - |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Shareholders' Equity                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| Preferred stock, $0.01 par value, 10,000,000 shares authorized   no shares outstanding at September 30, 2009 or December 31, 2008                                                                                                           |   |          | -       |   |         |   | - |   |
| Common stock, $0.01 par value 50,000,000 shares authorized,   5,171,695 shares issued and 4,393,820 outstanding at   September 30, 2009 and 5,264,683 issued and 4,541,514   outstanding at December 31, 2008 |   |          | 52      |   |         |   | 53 |   |
| Additional paid in capital                                                                                                                                                                                                                                 |   |          | 51,817  |   |         |   | 52,258 |   |
| Common stock held by benefit plan:                                                                                                                                                                                                                         |   |          |    |   |         |   |   |   |
| Restricted stock                                                                                                                                                                                                                                           |   |          | (295    | )      |         |   | (1,043 | ) |
| Unallocated common stock held by:                                                                                                                                                                                                                          |   |          |    |   |         |   |   |   |
| Employee Stock Ownership Plan trust                                                                                                                                                                                                                        |   |          | (3,778  | )      |         |   | (3,778 | ) |
| Benefit plans                                                                                                                                                                                                                                              |   |          | (3,291  | )      |         |   | (2,923 | ) |
| Retained earnings                                                                                                                                                                                                                                          |   |          | 23,808  |   |         |   | 23,872 |   |
| Accumulated other comprehensive income                                                                                                                                                                                                                     |   |          | 2,415   |   |         |   | 1,822 |   |
| Total shareholders' equity                                                                                                                                                                                                                                 |   |          | 70,728  |   |         |   | 70,261 |   |
| Total liabilities and shareholders' equity                                                                                                                                                                                                                 |   | $             | 352,660 |   |         | $      | 338,404 |   |
|                                                                                                                                                                                                                                                       |   |          |    |   |         |   |   |   |
| See accompanying notes to unaudited condensed consolidated financial statements.                                                                                                                                                                           |   |

----

| First Advantage Bancorp                                                                  |   |               |      |   |              |   |      |   |   |   |      |   |
|------------------------------------------------------------------------------------------|--------|--------------------|-----------|--------|-------------------|--------|-----------|--------|--------|--------|-----------|--------|
| Unaudited - Condensed Consolidated Statements of Operations                              |   |               |      |   |              |   |      |
| (Dollars in thousands, except share and per share data)                                  |   |               |      |   |              |   |      |   |   |   |
|                                                                                     |   | Three Months Ended |      |   | Nine Months Ended |   |
|                                                                                     |   | September 30,      |      |   | September 30,     |   |
|                                                                                     |   | 2009               |      |   | 2008              |   |      | 2009   |   |   | 2008      |   |
| Interest and Dividend Income                                                             |   |               |      |   |              |   |      |   |   |   |      |   |
| Loans                                                                                    |   | $                  | 2,904     |   |              | $      | 2,377     |   |   | $      | 8,257     |   |   | $ | 6,586 |   |
| Investment securities                                                                    |   |               | 1,358     |   |              |   | 2,152     |   |   |   | 4,371     |   |   |   | 5,949 |   |
| Other                                                                                    |   |               | 78        |   |              |   | 96        |   |   |   | 214       |   |   |   | 311 |   |
| Total interest and dividend income                                                       |   |               | 4,340     |   |              |   | 4,625     |   |   |   | 12,842    |   |   |   | 12,846 |   |
| Interest Expense                                                                         |   |               |      |   |              |   |      |   |   |   |      |   |   |   |   |   |
| Deposits                                                                                 |   |               | 1,097     |   |              |   | 1,181     |   |   |   | 3,494     |   |   |   | 3,548 |   |
| Securities sold under agreement to repurchase and  other short-term borrowings |   |               | 28        |   |              |   | 46        |   |   |   | 90        |   |   |   | 119 |   |
| Federal Home Loan Bank advances                                                          |   |               | 105       |   |              |   | 250       |   |   |   | 315       |   |   |   | 625 |   |
| Borrowings with other banks                                                              |   |               | 329       |   |              |   | 322       |   |   |   | 979       |   |   |   | 543 |   |
| Total interest expense                                                                   |   |               | 1,559     |   |              |   | 1,799     |   |   |   | 4,878     |   |   |   | 4,835 |   |
| Net Interest Income                                                                      |   |               | 2,781     |   |              |   | 2,826     |   |   |   | 7,964     |   |   |   | 8,011 |   |
| Provision for Loan Losses                                                                |   |               | 180       |   |              |   | 193       |   |   |   | 507       |   |   |   | 550 |   |
| Net Interest Income After Provision for Loan Losses                                      |   |               | 2,601     |   |              |   | 2,633     |   |   |   | 7,457     |   |   |   | 7,461 |   |
| Noninterest Income                                                                       |   |               |      |   |              |   |      |   |   |   |      |   |   |   |   |   |
| Customer service and other fees                                                          |   |               | 341       |   |              |   | 308       |   |   |   | 918       |   |   |   | 885 |   |
| Loan servicing and other fees                                                            |   |               | 19        |   |              |   | 13        |   |   |   | 50        |   |   |   | 34 |   |
| Net gains on mortgage loan sales                                                         |   |               | 279       |   |              |   | 140       |   |   |   | 977       |   |   |   | 467 |   |
| Net gain (loss) on sales of available-for-sale securities                                |   |               | 2         |   |              |   | (2,584    | )      |   |   | 7         |   |   |   | (2,548 | ) |
| Other-than-temporary impairment on available-for-sale securities                         |   |               | -         |   |              |   | (13,577   | )      |   |   | -         |   |   |   | (13,577 | ) |
| Net gain on sales of other assets held-for-sale                                          |   |               | -         |   |              |   | -         |   |   |   | -         |   |   |   | 295 |   |
| Commissions on insurance and brokerage                                                   |   |               | 39        |   |              |   | 79        |   |   |   | 101       |   |   |   | 229 |   |
| Net loss on premises and equipment                                                       |   |               | (16       | )      |              |   | -         |   |   |   | (17       | )      |   |   | (37 | ) |
| Other                                                                                    |   |               | 7         |   |              |   | 3         |   |   |   | 20        |   |   |   | 24 |   |
| Total noninterest income                                                                 |   |               | 671       |   |              |   | (15,618   | )      |   |   | 2,056     |   |   |   | (14,228 | ) |
| Noninterest Expense                                                                      |   |               |      |   |              |   |      |   |   |   |      |   |   |   |   |   |
| Salaries and employee benefits                                                           |   |               | 1,388     |   |              |   | 1,508     |   |   |   | 4,380     |   |   |   | 4,453 |   |
| Net occupancy expense                                                                    |   |               | 166       |   |              |   | 128       |   |   |   | 504       |   |   |   | 368 |   |
| Equipment expense                                                                        |   |               | 174       |   |              |   | 175       |   |   |   | 494       |   |   |   | 463 |   |
| Data processing fees                                                                     |   |               | 195       |   |              |   | 194       |   |   |   | 679       |   |   |   | 575 |   |
| Professional fees                                                                        |   |               | 123       |   |              |   | 160       |   |   |   | 355       |   |   |   | 485 |   |
| Marketing expense                                                                        |   |               | 74        |   |              |   | 73        |   |   |   | 238       |   |   |   | 206 |   |
| Office expense                                                                           |   |               | 73        |   |              |   | 73        |   |   |   | 219       |   |   |   | 214 |   |
| Losses on foreclosed assets, net                                                         |   |               | 13        |   |              |   | -         |   |   |   | 21        |   |   |   | 3 |   |
| Insurance expense                                                                        |   |               | 19        |   |              |   | 21        |   |   |   | 59        |   |   |   | 65 |   |
| Mortgage loan outsourced servicing                                                       |   |               | 5         |   |              |   | 10        |   |   |   | 23        |   |   |   | 36 |   |
| Other                                                                                    |   |               | 435       |   |              |   | 295       |   |   |   | 1,469     |   |   |   | 834 |   |
| Total noninterest expense                                                                |   |               | 2,665     |   |              |   | 2,637     |   |   |   | 8,441     |   |   |   | 7,702 |   |
| Income (Loss) Before Income Taxes                                                        |   |               | 607       |   |              |   | (15,622   | )      |   |   | 1,072     |   |   |   | (14,469 | ) |
| Provision (Credit) for Income Taxes                                                      |   |               | 217       |   |              |   | (6,090    | )      |   |   | 372       |   |   |   | (6,075 | ) |
| Net Income (Loss)                                                                        |   | $                  | 390       |   |              | $      | (9,532    | )      |   | $      | 700       |   |   | $ | (8,394 | ) |
| Per common share:                                                                        |   |               |      |   |              |   |      |   |   |   |      |   |   |   |   |   |
| Basic net earnings (loss) per common share                                               |   | $                  | 0.09      |   |              | $      | (2.04     | )      |   | $      | 0.16      |   |   | $ | (1.77 | ) |
| Diluted net earnings (loss) per common share                                             |   | $                  | 0.09      |   |              | $      | (2.04     | )      |   | $      | 0.15      |   |   | $ | (1.77 | ) |
| Dividends declared per common share                                                      |   | $                  | 0.05      |   |              | $      | 0.05      |   |   | $      | 0.15      |   |   | $ | 0.05 |   |
| Basic weighted average common shares outstanding                                         |   |               | 4,482,274 |   |              |   | 4,677,316 |   |   |   | 4,514,591 |   |   |   | 4,734,131 |   |
| Diluted weighted average common shares outstanding                                       |   |               | 4,582,963 |   |              |   | 4,677,316 |   |   |   | 4,622,233 |   |   |   | 4,734,131 |   |
| See accompanying notes to unaudited condensed consolidated financial statements.         |   |

----

| First Advantage Bancorp                                                                                                  |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |
|--------------------------------------------------------------------------------------------------------------------------|--------|---------------|--------|---------|--------|--------|---------|------------|--------|--------|----------|---------|--------|---------------|---------|--------|---------------|--------|---------|---------------|--------|
| Unaudited - Condensed Consolidated Statements of Changes in Shareholders' Equity                                         |   |          |   |    |   |   |    |       |   |   |     |    |   |
| Nine Months Ended September 30, 2009 and 2008                                                                            |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |
| (Dollars in thousands)                                                                                                   |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |
|                                                                                                                     |   |          |   |    |   |   |    |       |   |   |     |    |   | Common        |    |   | Accumulated   |   |    |          |   |
|                                                                                                                     |   |          |   |    |   |   |    | Additional |   |   |     |    |   | Stock         |    |   | Other         |   |    | Total         |   |
|                                                                                                                     |   | Comprehensive |   |    | Common |   |    | Paid-in    |   |   | Retained |    |   | Held by       |    |   | Comprehensive |   |    | Stockholders' |   |
|                                                                                                                     |   | Income (Loss) |   |    | Stock  |   |    | Capital    |   |   | Earnings |    |   | Benefit Plans |    |   | Income (Loss) |   |    | Equity        |   |
| Balance at January 1, 2008                                                                                               |   |          |   |    | $      | 53     |    |       | $      | 51,596 |     |    | $      | 32,230        |    |   | $             | (5,512 | )       |          | $      | 1,138 |   |   | $ | 79,505 |   |
| Comprehensive Income, net of tax:                                                                                        |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |   |   |   |   |   |   |
|   Net loss                                                                                                     |   | $        | (8,394 | )       |   |   | -  |       |   |   | -        |    |   |          | (8,394  | )      |          |   | -       |          |   |   | - |   |   |   |   |   |
| Other comprehensive loss,  unrealized loss on securities, net of reclassification adjustments, net of tax |   |          | (770   | )       |   |   | -  |       |   |   | -   |    |   |          | -  |   |          |   | -  |          |   |   | (770 | ) |   |   |   |   |
| Total comprehensive income                                                                                               |   | $        | (9,164 | )       |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |   |   |   |   |   | (9,164 | ) |
| Dividends payable $0.05 per common share                                                                                 |   |          |   |    |   |   | -  |       |   |   | -   |    |   |          | (263    | )      |          |   | -  |          |   |   | -  |   |   |   | (263 | ) |
| Release of Employee Stock Ownership Plan (ESOP) shares                                                                   |   |          |   |    |   |   |    |       |   |   | 26       |    |   |          |    |   |          |   | 158     |          |   |   |   |   |   |   | 184 |   |
| Purchase and release of restricted stock plan shares, net                                                                |   |          |   |    |   |   | -  |       |   |   | 347      |    |   |          | -  |   |          |   | (2,428  | )             |   |   | -  |   |   |   | (2,081 | ) |
| Balance at September 30, 2008                                                                                            |   |          |   |    |   | $      | 53      |       |   | $      | 51,969   |    |   | $             | 23,573  |   |          | $      | (7,782  | )             |   | $ | 368 |   |   | $ | 68,181 |   |
|                                                                                                                     |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |   |   |   |   |   |   |   |
| Balance at January 1, 2009                                                                                               |   |          |   |    |   | $      | 53      |       |   | $      | 52,258   |    |   | $             | 23,872  |   |          | $      | (7,744  | )             |   | $ | 1,822 |   |   | $ | 70,261 |   |
| Cumulative effect of change in  accounting principle, adoption of FSB 115-2 and 124-2                          |   |          |   | -  |   |   |    | 22         |   |   |     | -  |   |          |    | (22    | )             |   |    |          |   |
| Comprehensive Income, net of tax:                                                                                        |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |   |   |   |   |   |   |   |
|   Net income                                                                                                   |   | $        | 700    |    |   |   | -  |       |   |   | -        |    |   |          | 700     |   |          |   | -       |          |   |   | - |   |   |   |   |   |
| Other comprehensive gain, unrealized gain on securities, net of reclassification adjustments, net of tax       |   |          | 615    |    |   |   | -  |       |   |   | -   |    |   |          | -  |   |          |   | -  |          |   |   | 615 |   |   |   |   |   |
| Total comprehensive income                                                                                               |   | $        | 1,315  |    |   |   |    |       |   |   | -        |    |   |          | -       |   |          |   | -       |          |   |   |   |   |   |   | 1,315 |   |
| Treasury stock purchase/retire                                                                                           |   |          | -      |    |   |   | (1      | )          |   |   | (891     | )       |   |          | -       |   |          |   | -       |          |   |   | - |   |   |   | (892 | ) |
| Dividends payable $0.05 per common share                                                                                 |   |          |   |    |   |   | -  |       |   |   | -   |    |   |          | (786    | )      |          |   |  - |          |   |   | -  |   |   |   | (786 | ) |
| Release of Employee Stock Ownership Plan  (ESOP) shares                                                        |   |          | -      |    |   |   | -  |       |   |   | -        |    |   |          | -       |   |          |   | -       |          |   |   | - |   |   |   | - |   |
| Purchase and release of  restricted stock plan shares, net                                                     |   |          | -      |    |   |   | -  |       |   |   | 450      |    |   |          |    |   |          |   | 380     |          |   |   | - |   |   |   | 830 |   |
| Balance at September 30, 2009                                                                                            |   |          |   |    |   | $      | 52      |       |   | $      | 51,817   |    |   | $             | 23,808  |   |          | $      | (7,364  | )             |   | $ | 2,415 |   |   | $ | 70,728 |   |
|                                                                                                                     |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |   |    |          |   |   |   |   |   |   |   |   |
| See accompanying notes to unaudited condensed consolidated financial statements.                                         |   |          |   |    |   |   |    |       |   |   |     |    |   |          |    |   |          |

----

| First Advantage Bancorp                                                                 |   |              |    |   |   |   |
|-----------------------------------------------------------------------------------------|--------|-------------------|---------|--------|--------|--------|
| Unaudited - Condensed Consolidated Statements of Cash Flows                             |   |              |    |   |   |   |
| (Dollars in thousands)                                                                  |   |              |    |   |   |   |
|                                                                                    |   | Nine Months Ended |    |
|                                                                                    |   | September 30,     |    |
|                                                                                    |   | 2009              |    |   | 2008   |   |
| Operating Activities                                                                    |   |              |    |   |   |   |
| Net income (loss)                                                                       |   | $                 | 700     |   |   | $      | (8,394 | ) |
| Items not requiring (providing) cash                                                    |   |              |    |   |   |   |   |   |
| Depreciation and amortization                                                           |   |              | 419     |   |   |   | 350 |   |
| Provision for loan losses                                                               |   |              | 507     |   |   |   | 550 |   |
| Decrease in provision for uncertain tax positions                                       |   |              | -       |   |   |   | 251 |   |
| Amortization of unearned compensation for restricted stock                              |   |              | 756     |   |   |   | 348 |   |
| Change in accretion of premiums and discounts on securities                             |   |              | 127     |   |   |   | (178 | ) |
| Amortization of loan-servicing rights                                                   |   |              | -       |   |   |   | 9 |   |
| Deferred income taxes                                                                   |   |              | (11     | )      |   |   | (5,276 | ) |
| ESOP plan expense                                                                       |   |              | 153     |   |   |   | 184 |   |
| Net realized loss on available-for-sale securities                                      |   |              | -       |   |   |   | 2,548 |   |
| Other-than-temporary impairment on available-for-sale securities                        |   |              | -       |   |   |   | 13,577 |   |
| Net gain on assets held for sale                                                        |   |              | -       |   |   |   | (295 | ) |
| Federal Home Loan Bank stock dividends                                                  |   |              | -       |   |   |   | (116 | ) |
| Net loss on sale of premises and equipment                                              |   |              | 17      |   |   |   | 38 |   |
| Originations of loans held for sale                                                     |   |              | (46,234 | )      |   |   | (24,054 | ) |
| Proceeds from loans sold                                                                |   |              | 44,491  |   |   |   | 23,625 |   |
| Change in other assets                                                                  |   |              | (312    | )      |   |   | - |   |
| Changes in                                                                              |   |              |    |   |   |   |   |   |
| Interest receivable and other assets                                                    |   |              | 227     |   |   |   | (833 | ) |
| Interest payable and other liabilities                                                  |   |              | 891     |   |   |   | (623 | ) |
| Net cash provided by operating activities                                               |   |              | 1,731   |   |   |   | 1,711 |   |
| Investing Activities                                                                    |   |              |    |   |   |   |   |   |
| Purchases of available-for-sale securities                                              |   |              | (27,908 | )      |   |   | (67,969 | ) |
| Proceeds from maturities of and repayments of available-for-sale securities             |   |              | 44,318  |   |   |   | 20,435 |   |
| Proceeds from sales of available-for-sale securities                                    |   |              | 0       |   |   |   | 10,188 |   |
| Net change in loans                                                                     |   |              | (23,828 | )      |   |   | (48,169 | ) |
| Purchase of premises and equipment                                                      |   |              | (578    | )      |   |   | (988 | ) |
| Proceeds from sale of premises and equipment                                            |   |              | 15      |   |   |   | - |   |
| Purchase of other assets held for sale                                                  |   |              | -       |   |   |   | (159 | ) |
| Proceeds from sale of other assets                                                      |   |              | -       |   |   |   | 835 |   |
| Net cash used in investing activities                                                   |   |              | (7,981  | )      |   |   | (85,827 | ) |
| Financing Activities                                                                    |   |              |    |   |   |   |   |   |
| Net increase in demand deposits, money market, checking and  savings accounts |   |              | 20,933  |   |   |   | 8,694 |   |
| Net change in certificates of deposit                                                   |   |              | 190     |   |   |   | (6,062 | ) |
| Net change in repurchase agreement and other short-term borrowings                      |   |              | 2,968   |   |   |   | 5,735 |   |
| Net change in Federal Home Loan Bank advances - short-term                              |   |              | (10,550 | )      |   |   | 31,690 |   |
| Proceeds from Federal Home Loan Bank advances - long-term                               |   |              | -       |   |   |   | 10,000 |   |
| Proceeds from long-term borrowings at other banks                                       |   |              | -       |   |   |   | 35,000 |   |
| Stock purchased - repurchase program                                                    |   |              | (892    | )      |   |   | - |   |
| Dividends paid                                                                          |   |              | (786    | )      |   |   | - |   |
| Stock purchased by benefit plans                                                        |   |              | (78     | )      |   |   | (2,428 | ) |
| Net cash provided by financing activities                                               |   |              | 11,785  |   |   |   | 82,629 |   |
| Increase (decrease) in Cash and Cash Equivalents                                        |   |              | 5,535   |   |   |   | (1,487 | ) |
| Cash and Cash Equivalents, Beginning of Period                                          |   |              | 12,243  |   |   |   | 9,076 |   |
| Cash and Cash Equivalents, End of Period                                                |   | $                 | 17,778  |   |   | $      | 7,589 |   |
|                                                                                    |   |              |    |   |   |   |   |   |
| See accompanying notes to unaudited condensed consolidated financial statements.        |   |              |    |   |   |   |   |   |

----

  Statement No. 168 defines the new hierarchy for U.S. GAAP and establishes the FASB Accounting Standards Codification (“Codification” or “ASC”) as the sole source for all authoritative accounting guidance. The FASB will not issue new standards in the form of Statements, FASB Staff Positions, or Emerging Issues Task Force Abstracts. Instead,it will issue Accounting Standards Updates. In addition, the FASB will not consider Accounting Standards Updates as authoritative in their own right; rather, Accounting Standards Updates will serve only to update the Codification, provide background information about the guidance, and provide the bases for conclusions on the change(s) in the Codification.  The Codification is effective for interim and annual periods ending after September 15, 2009.  The adoption of the Codification did not have a materialimpact on the Company’s financial statements. 

----

----

----

| (Unaudited - Dollars in thousands, except per share amounts) |   | Three Months Ended September 30, |      |   | Nine Months Ended September 30, |   |
|-------------------------------------------------------------------|--------|----------------------------------|-----------|--------|---------------------------------|--------|
|                                                              |   | 2009                             |      |   | 2008                            |   |   | 2009 |   |   | 2008 |   |
|                                                              |   |                             |      |   |                            |   |   |   |   |   |   |   |
| Net income (loss)                                                 |   | $                                | 390       |   |                            | $      | (9,532 | ) |   | $ | 700 |   |   | $ | (8,394 | ) |
|                                                              |   |                             |      |   |                            |   |   |   |   |   |   |   |   |   |   |   |
| Weighted-average shares - Basic EPS                               |   |                             | 4,482,274 |   |                            |   | 4,677,319 |   |   |   | 4,514,591 |   |   |   | 4,734,131 |   |
| Weighted-average restricted shares -                              |   |                             |      |   |                            |   |   |   |   |   |   |   |   |   |   |   |
| 2007 Deferred Compensation Plan                                   |   |                             | 36,432    |   |                            |   |   |   |   |   | 33,779 |   |   |   |   |   |
| 2008 Equity Incentive Plan                                        |   |                             | 39,655    |   |                            |   |   |   |   |   | 50,478 |   |   |   |   |   |
| Weighted-average shares -                                         |   |                             |      |   |                            |   |   |   |   |   |   |   |   |   |   |   |
| ESOP committed to be released - diluted EPS                       |   |                             | 24,602    |   |                            |   |   |   |   |   | 23,385 |   |   |   |   |   |
| Weighted-average shares - Diluted EPS                             |   |                             | 4,582,963 |   |                            |   | 4,677,319 |   |   |   | 4,622,233 |   |   |   | 4,734,131 |   |
| Basic earnings (loss) per common share                            |   | $                                | 0.09      |   |                            | $      | (2.04 | ) |   | $ | 0.16 |   |   | $ | (1.77 | ) |
| Diluted earnings (loss) per common share                          |   | $                                | 0.09      |   |                            | $      | (2.04 | ) |   | $ | 0.15 |   |   | $ | (1.77 | ) |

| (Unaudited - Dollars in thousands) |   | Three Months Ended September 30, |   |   | Nine Months Ended September 30, |   |
|------------------------------------|--------|----------------------------------|--------|--------|---------------------------------|--------|
|                               |   | 2009                             |   |   | 2008                            |   |   | 2009 |   |   | 2008 |   |
|                               |   |                             |   |   |                            |   |   |   |   |   |   |   |
| Balance, beginning of period       |   | $                                | 2,481  |   |                            | $      | 1,860 |   |   | $ | 2,175 |   |   | $ | 1,510 |   |
| Provision charged to expense       |   |                             | 180    |   |                            |   | 193 |   |   |   | 507 |   |   |   | 550 |   |
| Charge-offs                        |   |                             | (27    | )      |                            |   | (34 | ) |   |   | (57 | ) |   |   | (61 | ) |
| Recoveries                         |   |                             | 2      |   |                            |   | 20 |   |   |   | 11 |   |   |   | 40 |   |
| Balance, end of period             |   | $                                | 2,636  |   |                            | $      | 2,039 |   |   | $ | 2,636 |   |   | $ | 2,039 |   |

----

|                                                                      |   |      |    |   |       |   |   |       |   |   |        |   |
|---------------------------------------------------------------------------|--------|-----------|---------|--------|------------|--------|--------|------------|--------|--------|-------------|--------|
| September 30, 2009                                                        |   |
| (Unaudited - Dollars in thousands)                                        |   |      |    |   |       |   |   |       |   |   |        |   |
|                                                                      |   |      |    |   | Gross      |   |   | Gross      |   |   | Approximate |   |
|                                                                      |   | Amortized |    |   | Unrealized |   |   | Unrealized |   |   | Fair        |   |
| Available-for-sale                                                        |   | Cost      |    |   | Gains      |   |   | Losses     |   |   | Value       |   |
| U. S. Treasury                                                            |   | $         | 4,774   |   |       | $      | 1,426  |       |   | $      | -           |   |   | $ | 6,200 |   |
| U. S. Government agencies and corporations                                |   |      | 15,518  |   |       |   | 272    |       |   |   | (16         | )      |   |   | 15,774 |   |
| Federal Family Education Loan Program  (FFELP) asset-backed security |   |      | 3,451   |   |       |   | 216    |       |   |   | -           |   |   |   | 3,667 |   |
| Mortgage-backed securities                                                |   |      | 65,710  |   |       |   | 2,870  |       |   |   | -           |   |   |   | 68,580 |   |
| Collateralized mortgage obligations                                       |   |      | 5,059   |   |       |   | 33     |       |   |   | (46         | )      |   |   | 5,046 |   |
| State and political subdivisions                                          |   |      | 13,981  |   |       |   | 233    |       |   |   | (65         | )      |   |   | 14,149 |   |
| Trust preferred securities  (1)                                      |   |      | 1,120   |   |       |   | -      |       |   |   | (1,009      | )      |   |   | 111 |   |
|      Total                                       |   | $         | 109,613 |   |       | $      | 5,050  |       |   | $      | (1,136      | )      |   | $ | 113,527 |   |

| (1) | In accordance with the FASB guidance in the “Investments-Debt and Equity Securities” topic of the ASC regarding the recognition and presentation of other-than-temporary impairments (“OTTI”), which states that previously recorded impairment charges which did not relate to credit losses should be reclassified from retained earnings to accumulated other comprehensive income, the Company recordeda cumulative effect adjustment during the quarter ended June 30, 2009, that increased retained earnings and decreased other comprehensive income by $22,000, net of tax. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (Unaudited - Dollars in thousands)                                 |   | September 30, 2009 |    |
|--------------------------------------------------------------------|--------|--------------------|---------|
|                                                               |   | Available-for-sale |    |
|                                                               |   | Amortized          |    |   | Fair |   |
|                                                               |   | Cost               |    |   | Value |   |
| Due in one year or less                                            |   | $                  | -       |   |   | $ | - |   |
| Due after one but within five years                                |   |               | 2,685   |   |   |   | 2,685 |   |
| Due after five but within ten years                                |   |               | 10,813  |   |   |   | 12,373 |   |
| Due after ten years                                                |   |               | 21,894  |   |   |   | 21,177 |   |
|                                                               |   |               | 35,392  |   |   |   | 36,235 |   |
| Mortgage-backed securities and collateralized mortgage obligations |   |               | 74,221  |   |   |   | 77,292 |   |
|                                                               |   | $                  | 109,613 |   |   | $ | 113,527 |   |

|                                                   |   |       |   |   |                |   |   |              |   |   |        |   |   |       |   |        |   |   |   |       |   |
|--------------------------------------------------------|--------|------------|--------|--------|---------------------|--------|--------|-------------------|--------|--------|-------------|--------|--------|------------|--------|-------------|--------|--------|--------|------------|--------|
| (Unaudited - Dollars in thousands)                     |   |       |   |   | September 30, 2009  |   |
|                                                   |   |       |   |   | Less Than 12 months |   |   | 12 months or more |   |   | Total       |   |
|                                                   |   | Number     |   |   | Approximate         |   |   | Gross             |   |   | Approximate |   | Gross  |       |   | Approximate |   | Gross  |   |
|                                                   |   | of         |   |   | Fair                |   |   | Unrealized        |   |   | Fair        |   |   | Unrealized |   |        | Fair   |   |   | Unrealized |   |
| Available-for-sale                                     |   | Securities |   |   | Value               |   |   | Losses            |   |   | Value       |   |   | Losses     |   |        | Value  |   |   | Losses     |   |
| U. S. Government  agencies and corporations: |   |       | 1      |   |                | $      | 1,984  |              |   | $      | (16         | )      |   | $          | -      |        |   | $      | -      |       |   | $ | 1,984 |   |   | $ | (16 | ) |
| Collateralized mortgage obligations                    |   |       | 1      |   |                |   | 3,535  |              |   |   | (46         | )      |   |       | -      |        |   |   | -      |       |   |   | 3,535 |   |   |   | (46 | ) |
| State and political subdivisions                       |   |       | 3      |   |                |   | 315    |              |   |   | (5          | )      |   |       | 552    |        |   |   | (60    | )          |   |   | 867 |   |   |   | (65 | ) |
| Trust preferred securities                             |   |       | 6      |   |                |   | -      |              |   |   | -           |   |   |       | 111    |        |   |   | (1,009 | )          |   |   | 111 |   |   |   | (1,009 | ) |
|      Total                    |   |       |   |   |                | $      | 5,834  |              |   | $      | (67         | )      |   | $          | 663    |        |   | $      | (1,069 | )          |   | $ | 6,497 |   |   | $ | (1,136 | ) |

----

----

|                                                        |   |               |    |   |                                                          |   |
|-------------------------------------------------------------|--------|--------------------|---------|--------|---------------------------------------------------------------|--------|
| (Dollars in thousands)                                      |   | September 30, 2009 |    |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs (Level 2) |   |   | Significant Unobservable Inputs (Level 3) |   |
| Assets:                                                     |   |               |    |   |                                                          |   |   |   |   |   |   |   |
|      Available for sale securities |   | $                  | 113,527 |   |                                                          |   | -- |   |   | $ | 113,416 |   |   | $ | 111 |   |

| (Dollars in thousands)                                   |   |   |   |
|----------------------------------------------------------|--------|--------|--------|
| Balance, January 1, 2009                                 |   | $      | 1,069  |   |
| Unrealized losses included in other comprehensive income |   |   | (1,009 | ) |
| Payments and settlements                                 |   |   | 51     |   |
| Balance, September 30, 2009                              |   | $      | 111    |   |

Assets Held for Sale

Other assets held for sale represents real estate that is not intended for use in operations and recorded at fair value on a nonrecurring basis. Fair value is based upon independent market prices, appraised values or management’sestimation of the value. When the fair value is based on an observable market price or current appraised value, the Company classifies the asset as Level 2.

----

|                                                     |   |               |   |   | Fair Value Measurements at September 30, 2009 Using           |   |
|----------------------------------------------------------|--------|--------------------|--------|--------|---------------------------------------------------------------|--------|
| (Dollars in thousands)                                   |   | September 30, 2009 |   |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs (Level 2) |   |   | Significant Unobservable Inputs (Level 3) |   |
| Assets:                                                  |   |               |   |   |                                                          |   |   |   |   |   |   |   |
|      Other real estate owned    |   | $                  | 40     |   |                                                          |   | -- |   |   |   | -- |   |   | $ | 40 |   |
|      Loans held for sale        |   | $                  | 2,609  |   |                                                          |   | -- |   |   | $ | 2,609 |   |   |   | -- |   |
|      Other assets held for sale |   | $                  | 532    |   |                                                          |   | -- |   |   | $ | 532 |   |   |   | -- |   |

----

----

|                                          |   |                   |    |   |              |   |    |           |   |   |      |   |
|-----------------------------------------------|--------|------------------------|---------|--------|-------------------|--------|---------|----------------|--------|--------|-----------|--------|
|                                          |   | September 30, 2009     |    |   | December 31, 2008 |   |
|                                          |   | CarryingAmount         |    |   | FairValue         |   |    | CarryingAmount |   |   | FairValue |   |
|                                          |   |                   |    |   |              |   |    |           |   |   |      |   |
|                                          |   | (Dollars in thousands) |    |
| Financial assets                              |   |                   |    |   |              |   |    |           |   |   |      |   |
| Cash and cash equivalents                     |   | $                      | 17,778  |   |              | $      | 17,778  |           |   | $      | 12,243    |   |   | $ | 12,243 |   |
| Available-for-sale securities                 |   |                   | 113,527 |   |              |   | 113,527 |           |   |   | 129,076   |   |   |   | 129,076 |   |
| Loans held for sale                           |   |                   | 2,609   |   |              |   | 2,609   |           |   |   | 866       |   |   |   | 866 |   |
| Loans, net of allowance for loan losses       |   |                   | 199,693 |   |              |   | 200,063 |           |   |   | 176,412   |   |   |   | 178,210 |   |
| FHLB stock                                    |   |                   | 2,988   |   |              |   | N/A     |           |   |   | 2,988     |   |   |   | N/A |   |
| Interest receivable                           |   |                   | 1,475   |   |              |   | 1,475   |           |   |   | 1,702     |   |   |   | 1,702 |   |
| Forward sale commitments                      |   |                   | -       |   |              |   | -       |           |   |   | -         |   |   |   | - |   |
|                                          |   |                   |    |   |              |   |    |           |   |   |      |   |   |   |   |   |
| Financial liabilities                         |   |                   |    |   |              |   |    |           |   |   |      |   |   |   |   |   |
| Deposits                                      |   | $                      | 207,930 |   |              | $      | 208,393 |           |   | $      | 186,807   |   |   | $ | 187,394 |   |
| Securities sold under agreement to repurchase |   |                   | 8,015   |   |              |   | 8,015   |           |   |   | 5,047     |   |   |   | 5,047 |   |
| Interest payable                              |   |                   | 559     |   |              |   | 559     |           |   |   | 716       |   |   |   | 716 |   |
| FHLB advances                                 |   |                   | 28,000  |   |              |   | 28,675  |           |   |   | 38,550    |   |   |   | 39,349 |   |
| Other borrowings                              |   |                   | 35,000  |   |              |   | 36,483  |           |   |   | 35,000    |   |   |   | 38,297 |   |
| Loan commitments                              |   |                   | -       |   |              |   | -       |           |   |   | -         |   |   |   | - |   |

----

----

----

----

----

|                                  |                                     |   |  Average Balance Sheet for the    |    |
|---------------------------------------|------------------------------------------|--------|----------------------------------------|---------|
|                                  |                                     |   |  Three Months Ended September 30, |    |
|                                  |                                     |   |  2009                             |    |   |  2008 |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   | Interest |   |   |   |   |   |   |   |   | Interest |   |   |   |   |
|                                  |                                     |   | Average                                |    |   | Income/ |   |   | Yield/ |   |   | Average |   |   | Income/ |   |   | Yield/ |   |
|                                  |                                     |   | Balance                                |    |   | Expense |   |   | Rate |   |   | Balance |   |   | Expense |   |   | Rate |   |
|                                  |                                     |   |  (Dollars in thousands)           |    |
| ASSETS:                               |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-earning assets:              |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Interest-earning deposits at other banks |   | $                                      | 8,870   |   |   | $ | 40 |   |   |   | 1.80 | % |   | $ | 3,173 |   |   | $ | 54 |   |   |   | 6.77 | % |
|                                  | Loans                                    |   |                                   | 193,887 |   |   |   | 2,904 |   |   |   | 5.94 | % |   |   | 159,227 |   |   |   | 2,377 |   |   |   | 5.94 | % |
|                                  | Investment securities                    |   |                                   | 116,709 |   |   |   | 1,358 |   |   |   | 4.62 | % |   |   | 147,093 |   |   |   | 2,152 |   |   |   | 5.82 | % |
|                                  | Other interest-earning assets            |   |                                   | 5,958   |   |   |   | 38 |   |   |   | 2.52 | % |   |   | 4,231 |   |   |   | 42 |   |   |   | 3.95 | % |
|                                  | Total interest-earning assets            |   |                                   | 325,424 |   |   |   | 4,340 |   |   |   | 5.29 | % |   |   | 313,724 |   |   |   | 4,625 |   |   |   | 5.86 | % |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-earning assets            |                                     |   | 22,440                                 |    |   |   |   |   |   |   |   |   |   |   | 15,719 |   |   |   |   |   |   |   |   |   |
| Total                                 |                                     |   | $                                      | 347,864 |   |   |   |   |   |   |   |   |   |   | $ | 329,443 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| LIABILITIES AND SHAREHOLDERS' EQUITY: |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Interest-bearing deposits                |   | $                                      | 191,410 |   |   | $ | 1,097 |   |   |   | 2.27 | % |   | $ | 158,876 |   |   | $ | 1,181 |   |   |   | 2.96 | % |
|                                  | FHLB advances and other borrowings       |   |                                   | 33,350  |   |   |   | 133 |   |   |   | 1.58 | % |   |   | 46,532 |   |   |   | 296 |   |   |   | 2.53 | % |
|                                  | Long-term borrowings at other banks      |   |                                   | 35,000  |   |   |   | 329 |   |   |   | 3.73 | % |   |   | 35,000 |   |   |   | 322 |   |   |   | 3.66 | % |
| Total Interest-Bearing Liabilities    |                                     |   | 259,760                                |    |   |   | 1,559 |   |   |   | 2.38 | % |   |   | 240,408 |   |   |   | 1,799 |   |   |   | 2.98 | % |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Noninterest-bearing deposits             |   |                                   | 15,314  |   |   |   |   |   |   |   |   |   |   |   | 10,577 |   |   |   |   |   |   |   |   |   |
|                                  | Other noninterest-bearing liabilities    |   |                                   | 2,492   |   |   |   |   |   |   |   |   |   |   |   | 2,894 |   |   |   |   |   |   |   |   |   |
|                                  | Shareholders' equity                     |   |                                   | 70,298  |   |   |   |   |   |   |   |   |   |   |   | 75,564 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                 |                                     |   | $                                      | 347,864 |   |   |   |   |   |   |   |   |   |   | $ | 329,443 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net Interest Income                   |                                     |   |                                   |    |   | $ | 2,781 |   |   |   |   |   |   |   |   |   |   | $ | 2,826 |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net Interest Margin                   |                                     |   |                                   |    |   |   |   |   |   |   | 3.39 | % |   |   |   |   |   |   |   |   |   |   | 3.58 | % |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest rate spread                  |                                     |   |                                   |    |   |   |   |   |   |   | 2.91 | % |   |   |   |   |   |   |   |   |   |   | 2.89 | % |
|                                  |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Average interest-earning assets to    |                                     |   |                                   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | average interest-bearing liabilities     |   |                                   |    |   |   |   |   |   |   |   | 125.28 | % |   |   |   |   |   |   |   |   |   |   | 130.50 | % |

----

|                                                                                   |   |                                              |   |   |   |   |   |   |   |
|----------------------------------------------------------------------------------------|--------|---------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|
|                                                                                   |   | Three Months Ended                                |   |
|                                                                                   |   | September 30, 2009 Compared to September 30, 2008 |   |
|                                                                                   |   | Increase (Decrease) Due To                        |   |
|                                                                                   |   | Volume                                            |   |   | Rate   |   |   | Net    |   |
|                                                                                   |   | (Dollars In Thousands)                            |   |
|     Interest earned on:                                            |   |                                              |   |   |   |   |   |   |   |
|        Interest-earning assets:                     |   |                                              |   |   |   |   |   |   |   |
|          Interest-earning demand deposits |   | $                                                 | (22    | )      |   | $      | 8      |   |   | $ | (14 | ) |
|          Loans                            |   |                                              | 527    |   |   |   | -      |   |   |   | 527 |   |
|          Investment securities            |   |                                              | 415    |   |   |   | (1,209 | )      |   |   | (794 | ) |
|          Other interest-earning assets    |   |                                              | (16    | )      |   |   | 12     |   |   |   | (4 | ) |
|      Total Earning Assets                                     |   |                                              | 904    |   |   |   | (1,189 | )      |   |   | (285 | ) |
|                                                                                   |   |                                              |   |   |   |   |   |   |   |   |   |   |
|     Interest paid on:                                              |   |                                              |   |   |   |   |   |   |   |   |   |   |
|        Interest bearing deposits                    |   |                                              | (746   | )      |   |   | 662    |   |   |   | (84 | ) |
|        FHLB advances and other borrowings           |   |                                              | 87     |   |   |   | (250   | )      |   |   | (163 | ) |
|        Long-term borrowings at other banks          |   |                                              | (18    | )      |   |   | 25     |   |   |   | 7 |   |
|     Total Interest-Bearing Liabilities                             |   |                                              | (677   | )      |   |   | 437    |   |   |   | (240 | ) |
|     Net Interest Income                                            |   | $                                                 | 1,581  |   |   | $      | (1,626 | )      |   | $ | (45 | ) |

|                                                             |   | Three Months Ended September 30, |   |
|------------------------------------------------------------------|--------|----------------------------------|--------|
|                                                             |   | 2009                             |   |   | 2008 |   |   | % Change |   |
|                                                             |   |                             |   |   | (Dollars in thousands) |   |   |   |   |
| Non-interest Income                                              |   |                             |   |   |   |   |   |   |   |
| Customer service and other fees                                  |   | $                                | 341    |   |   | $ | 308 |   |   |   | 10.71 | % |
| Loan servicing and other fees                                    |   |                             | 19     |   |   |   | 13 |   |   |   | 46.15 | % |
| Net gains on mortgage loan sales                                 |   |                             | 279    |   |   |   | 140 |   |   |   | 99.29 | % |
| Net gain (loss) on sales of available-for-sale securities        |   |                             | 2      |   |   |   | (2,584 | ) |   |   | N/M |   |
| Other-than-temporary impairment on available-for-sale securities |   |                             | -      |   |   |   | (13,577 | ) |   |   | 100.00 | % |
| Commissions on insurance and brokerage                           |   |                             | 39     |   |   |   | 79 |   |   |   | (50.63 | )% |
| Net loss on premises and equipment                               |   |                             | (16    | ) |   |   | - |   |   |   | (100.00 | )% |
| Other                                                            |   |                             | 7      |   |   |   | 3 |   |   |   | 133.33 | % |
| Total non-interest income                                        |   | $                                | 671    |   |   | $ | (15,618 | ) |   |   | N/M |   |

----

|                               |   | Three Months Ended September 30, |   |
|------------------------------------|--------|----------------------------------|--------|
|                               |   | 2009                             |   |   | 2008 |   |   | % Change |   |
|                               |   |  (Dollars in thousands)     |   |
| Non-interest Expense               |   |                             |   |   |   |   |   |   |   |
| Salaries and employee benefits     |   | $                                | 1,388  |   |   | $ | 1,508 |   |   |   | (7.96 | )% |
| Net occupancy expense              |   |                             | 166    |   |   |   | 128 |   |   |   | 29.69 | % |
| Equipment expense                  |   |                             | 174    |   |   |   | 175 |   |   |   | (0.57 | )% |
| Data processing fees               |   |                             | 195    |   |   |   | 194 |   |   |   | 0.52 | % |
| Professional fees                  |   |                             | 123    |   |   |   | 160 |   |   |   | (23.13 | )% |
| Marketing expense                  |   |                             | 74     |   |   |   | 73 |   |   |   | 1.37 | % |
| Office expense                     |   |                             | 73     |   |   |   | 73 |   |   |   | 0.00 | % |
| Losses on foreclosed assets, net   |   |                             | 13     |   |   |   | - |   |   |   | 100.00 | % |
| Insurance expense                  |   |                             | 19     |   |   |   | 21 |   |   |   | (9.52 | )% |
| Mortgage loan outsourced servicing |   |                             | 5      |   |   |   | 10 |   |   |   | (50.00 | )% |
| FDIC premiums and assessments      |   |                             | 86     |   |   |   | 8 |   |   |   | 975.00 | % |
| Other                              |   |                             | 349    |   |   |   | 287 |   |   |   | 21.60 | % |
| Total non-interest expense         |   | $                                | 2,665  |   |   | $ | 2,637 |   |   |   | 1.06 | % |

----

----

|                                  |                                     |   |  Average Balance Sheet for the   |    |
|---------------------------------------|------------------------------------------|--------|---------------------------------------|---------|
|                                  |                                     |   |  Nine Months Ended September 30, |    |
|                                  |                                     |   |                                  |    |   | 2009 |   |   |   |   |   |   |   |   | 2008 |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   | Interest |   |   |   |   |   |   |   |   | Interest |   |   |   |   |
|                                  |                                     |   | Average                               |    |   | Income/ |   |   | Yield/ |   |   | Average |   |   | Income/ |   |   | Yield/ |   |
|                                  |                                     |   | Balance                               |    |   | Expense |   |   | Rate |   |   | Balance |   |   | Expense |   |   | Rate |   |
|                                  |                                     |   |  (Dollars in thousands)          |    |
| ASSETS:                               |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-earning assets:              |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Interest-earning deposits at other banks |   | $                                     | 6,123   |   |   | $ | 109 |   |   |   | 2.37 | % |   | $ | 3,974 |   |   | $ | 165 |   |   |   | 5.55 | % |
|                                  | Loans                                    |   |                                  | 186,239 |   |   |   | 8,257 |   |   |   | 5.93 | % |   |   | 143,833 |   |   |   | 6,586 |   |   |   | 6.12 | % |
|                                  | Investment securities                    |   |                                  | 121,339 |   |   |   | 4,371 |   |   |   | 4.82 | % |   |   | 139,410 |   |   |   | 5,949 |   |   |   | 5.70 | % |
|                                  | Other interest-earning assets            |   |                                  | 5,702   |   |   |   | 105 |   |   |   | 2.46 | % |   |   | 4,392 |   |   |   | 146 |   |   |   | 4.44 | % |
|                                  | Total interest-earning assets            |   |                                  | 319,403 |   |   |   | 12,842 |   |   |   | 5.38 | % |   |   | 291,609 |   |   |   | 12,846 |   |   |   | 5.88 | % |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-earning assets            |                                     |   | 21,245                                |    |   |   |   |   |   |   |   |   |   |   | 13,520 |   |   |   |   |   |   |   |   |   |
| Total                                 |                                     |   | $                                     | 340,648 |   |   |   |   |   |   |   |   |   |   | $ | 305,129 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| LIABILITIES AND SHAREHOLDERS' EQUITY: |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Interest-bearing deposits                |   | $                                     | 186,170 |   |   | $ | 3,494 |   |   |   | 2.51 | % |   | $ | 156,178 |   |   | $ | 3,548 |   |   |   | 3.03 | % |
|                                  | FHLB advances and other borrowings       |   |                                  | 32,795  |   |   |   | 405 |   |   |   | 1.65 | % |   |   | 38,084 |   |   |   | 744 |   |   |   | 2.61 | % |
|                                  | Long-term borrowings at other banks      |   |                                  | 35,000  |   |   |   | 979 |   |   |   | 3.74 | % |   |   | 19,671 |   |   |   | 543 |   |   |   | 3.69 | % |
| Total Interest-Bearing Liabilities    |                                     |   | 253,965                               |    |   |   | 4,878 |   |   |   | 2.57 | % |   |   | 213,933 |   |   |   | 4,835 |   |   |   | 3.02 | % |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | Noninterest-bearing deposits             |   |                                  | 14,460  |   |   |   |   |   |   |   |   |   |   |   | 9,915 |   |   |   |   |   |   |   |   |   |
|                                  | Other noninterest-bearing liabilities    |   |                                  | 2,415   |   |   |   |   |   |   |   |   |   |   |   | 2,753 |   |   |   |   |   |   |   |   |   |
|                                  | Shareholders' equity                     |   |                                  | 69,808  |   |   |   |   |   |   |   |   |   |   |   | 78,528 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                 |                                     |   | $                                     | 340,648 |   |   |   |   |   |   |   |   |   |   | $ | 305,129 |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net Interest Income                   |                                     |   |                                  |    |   | $ | 7,964 |   |   |   |   |   |   |   |   |   |   | $ | 8,011 |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net Interest Margin                   |                                     |   |                                  |    |   |   |   |   |   |   | 3.33 | % |   |   |   |   |   |   |   |   |   |   | 3.67 | % |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest rate spread                  |                                     |   |                                  |    |   |   |   |   |   |   | 2.81 | % |   |   |   |   |   |   |   |   |   |   | 2.87 | % |
|                                  |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Average interest-earning assets to    |                                     |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                  | average interest-bearing liabilities     |   |                                  |    |   |   |   |   |   |   |   | 125.77 | % |   |   |   |   |   |   |   |   |   |   | 136.31 | % |

----

|                                                                                   |   | Nine Months Ended                                 |   |
|----------------------------------------------------------------------------------------|--------|---------------------------------------------------|--------|
|                                                                                   |   | September 30, 2009 Compared to September 30, 2008 |   |
|                                                                                   |   | Increase (Decrease) Due To                        |   |
|                                                                                   |   | Volume                                            |   |   | Rate |   |   | Net |   |
|                                                                                   |   | (Dollars in thousands)                            |   |
|     Interest earned on:                                            |   |                                              |   |   |   |   |   |   |   |
|        Interest-earning assets:                     |   |                                              |   |   |   |   |   |   |   |
|          Interest-earning demand deposits |   | $                                                 | (666   | ) |   | $ | 610 |   |   | $ | (56 | ) |
|          Loans                            |   |                                              | 1,931  |   |   |   | (260 | ) |   |   | 1,671 |   |
|          Investment securities            |   |                                              | (463   | ) |   |   | (1,115 | ) |   |   | (1,578 | ) |
|          Other interest-earning assets    |   |                                              | 197    |   |   |   | (238 | ) |   |   | (41 | ) |
|      Total Earning Assets                                     |   |                                              | 999    |   |   |   | (1,003 | ) |   |   | (4 | ) |
|                                                                                   |   |                                              |   |   |   |   |   |   |   |   |   |   |
|     Interest paid on:                                              |   |                                              |   |   |   |   |   |   |   |   |   |   |
|        Interest bearing deposits                    |   |                                              | (480   | ) |   |   | 426 |   |   |   | (54 | ) |
|        FHLB advances and other borrowings           |   |                                              | (21    | ) |   |   | (318 | ) |   |   | (339 | ) |
|    Long-term borrowings at other banks                                  |   |                                              | 2,778  |   |   |   | (2,342 | ) |   |   | 436 |   |
|     Total Interest-Bearing Liabilities                             |   |                                              | 2,277  |   |   |   | (2,234 | ) |   |   | 43 |   |
|     Net Interest Income                                            |   | $                                                 | (1,278 | ) |   | $ | 1,231 |   |   | $ | (47 | ) |

|                                                             |   | Nine Months Ended September 30, |   |
|------------------------------------------------------------------|--------|---------------------------------|--------|
|                                                             |   | 2009                            |   |   | 2008 |   |   | % Change |   |
|                                                             |   |                            |   |   | (Dollars in thousands) |   |   |   |   |
| Non-interest Income                                              |   |                            |   |   |   |   |   |   |   |
| Customer service and other fees                                  |   | $                               | 918    |   |   | $ | 885 |   |   |   | 3.73 | % |
| Loan servicing and other fees                                    |   |                            | 50     |   |   |   | 34 |   |   |   | 47.06 | % |
| Net gains on mortgage loan sales                                 |   |                            | 977    |   |   |   | 467 |   |   |   | 109.21 | % |
| Net loss on sales of available-for-sale securities               |   |                            | 7      |   |   |   | (2,548 | ) |   |   | N/M |   |
| Other-than-temporary impairment on available-for-sale securities |   |                            | -      |   |   |   | (13,577 | ) |   |   | 100.00 | % |
| Net gain on sales of assets-held-for sale                        |   |                            | -      |   |   |   | 295 |   |   |   | (100.00 | )% |
| Commissions on insurance and brokerage                           |   |                            | 101    |   |   |   | 229 |   |   |   | (55.90 | )% |
| Net loss on premises and equipment                               |   |                            | (17    | ) |   |   | (37 | ) |   |   | 54.05 | % |
| Other                                                            |   |                            | 20     |   |   |   | 24 |   |   |   | (16.67 | )% |
| Total non-interest income                                        |   | $                               | 2,056  |   |   | $ | (14,228 | ) |   |   | N/M |   |

----

|                               |   | Nine Months Ended September 30, |   |
|------------------------------------|--------|---------------------------------|--------|
|                               |   | 2009                            |   |   | 2008 |   |   | % Change |   |
|                               |   |  (Dollars in thousands)    |   |
| Non-interest Expense               |   |                            |   |   |   |   |   |   |   |
| Salaries and employee benefits     |   | $                               | 4,380  |   |   | $ | 4,453 |   |   |   | (1.64 | )% |
| Net occupancy expense              |   |                            | 504    |   |   |   | 368 |   |   |   | 36.96 | % |
| Equipment expense                  |   |                            | 494    |   |   |   | 463 |   |   |   | 6.70 | % |
| Data processing fees               |   |                            | 679    |   |   |   | 575 |   |   |   | 18.09 | % |
| Professional fees                  |   |                            | 355    |   |   |   | 485 |   |   |   | (26.80 | )% |
| Marketing expense                  |   |                            | 238    |   |   |   | 206 |   |   |   | 15.53 | % |
| Office expense                     |   |                            | 219    |   |   |   | 214 |   |   |   | 2.34 | % |
| Losses on foreclosed assets, net   |   |                            | 21     |   |   |   | 3 |   |   |   | 600.00 | % |
| Insurance expense                  |   |                            | 59     |   |   |   | 65 |   |   |   | (9.23 | )% |
| Mortgage loan outsourced servicing |   |                            | 23     |   |   |   | 36 |   |   |   | (36.11 | )% |
| FDIC premiums and assessments      |   |                            | 405    |   |   |   | 29 |   |   |   | 1,296.55 | % |
| Other                              |   |                            | 1,064  |   |   |   | 805 |   |   |   | 32.17 | % |
| Total non-interest expense         |   | $                               | 8,441  |   |   | $ | 7,702 |   |   |   | 9.59 | % |

----

| Tier 1 Core Capital (to adjusted total assets)      | 12.05% |
|-----------------------------------------------------|--------|
| Tangible Equity Ratio (to tangible assets)          | 12.05% |
| Tier 1 Risk-Based Capital (to risk-weighted assets) | 16.75% |
| Total Risk-Based Capital (to risk-weighted assets)  | 17.53% |

----

----

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.

| Period                                  |   | Total Number ofShares Purchased |   |   | Average PricePaid Per Share |   |   | Total Number ofShares Purchasedas Part of PubliclyAnnounced Programs |   |   | MaximumNumber of SharesThat May Yet BePurchased Underthe Programs at theEnd of the Period |   |
|-----------------------------------------|--------|---------------------------------|--------|--------|-----------------------------|--------|--------|----------------------------------------------------------------------|--------|--------|-------------------------------------------------------------------------------------------|--------|
| July 1, 2009 to July 31, 2009           |   |                            | 8,200  |   |                        | $      | 9.50   |                                                                 |   |   | 8,200                                                                                     |   |   |   | 189,684 |   |
| August 1, 2009 to August 31, 2009       |   |                            | 9,700  |   |                        |   | 10.075 |                                                                 |   |   | 9,700                                                                                     |   |   |   | 179,984 |   |
| September 1, 2009 to September 30, 2009 |   |                            | 3,134  |   |                        |   | 10.250 |                                                                 |   |   | 3,134                                                                                     |   |   |   | 176,850 |   |
| Total                                   |   |                            | 21,034 |   |                        | $      | 9.877  |                                                                 |   |   | 21,034                                                                                    |   |   |   | 176,850 |   |

Item 5. Other Information.

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| 3.1    | Charter of First Advantage Bancorp (1)                                                                                                                                                                                  |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 3.2    | Bylaws of First Advantage Bancorp (1)                                                                                                                                                                                   |
| 4.0    | Form of Stock Certificate of First Advantage Bancorp (1)                                                                                                                                                                |
| 31.1   | Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer                                                                                                                                                       |
| 31.2   | Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer                                                                                                                                                       |
| 32.0   | Section 1350 Certification                                                                                                                                                                                              |
|   |                                                                                                                                                                                                                    |
| (1)    | Incorporated herein by reference to the exhibits to the Company’s Registration Statement on Form S-1 (File 333-144454), as amended, initially filed with the Securities and Exchange Commission on July 10, 2007. |

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| Dated:  November 12, 2009 | By: /s/Earl O. Bradley, III       |
|-------------------------------------|-----------------------------------|
|                                | Earl O. Bradley, III              |
|                                | Chief Executive Officer           |
|                                |                              |
|                                |                              |
|                                |                              |
| Dated:  November 12, 2009 | By:  /s/Patrick C. Greenwell |
|                                | Patrick C. Greenwell              |
|                                | Chief Financial Officer           |

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