Geraco, Inc.
(a Nevada Corporation)

Convertible Note

Geraco, Inc. a Nevada corporation ("Company") for value received hereby
promises to pay to Howard E. Abrams (the "Holder") or its assignee, the sum of
Two Thousand, Two Hundred, Ninety Six Dollars ($2,296.00) U.S., with no
interest in consideration of the conversion right and payable in accordance
with the terms and conditions set forth herein.

Payment Terms:  Principal shall be all due and payable on December 31, 2004.

Right to Convert by Holder:  The Holder of this Note shall have the option to
convert the entire amount or any portion thereof, of the principal of this
Note into shares of common stock of the Company at a conversion price as
hereinafter provided below.

Conversion Price:  The principal of the Note shall be converted into common
shares of the Company (the "Converted Shares") at a share price equal to the
"bid" price of the Company's common stock on the date of the conversion, or in
the event the Company has no bid price, the principal of this Note shall be
converted into 220,000 shares as an equity position of the Company.

Conversion Date:  The Conversion Date for the Holder of the Note shall be
anytime after December 31, 2004 but no later than December 31, 2007 (the
Holder's Conversion Period).

Manner of Exercise of Conversion rights:  In order to exercise the conversion
rights of this Note, the Holder must give notice to the Company at anytime
during the Holder's Conversion Period of its intention to exercise its
conversion rights.  Absent such a notice to the Company, the Holder's
conversion rights shall expire after the expiration of the Holder's Conversion
Period.

Prepayment:  The Company shall have the right to prepay all or any part of the
principal of this Note without penalty.  However, in the event the Company
elects to prepay the Note, the Holder shall have ten (10) days from the
receipt of written


<PAGE>

notice of this prepayment election to exercise its conversion rights as set
forth above.

Default:  In the event the Company fails to pay the principal of this Note
when due, the Holder shall have the option, after providing thirty (30) days
written notice to the Company, to (1) declare the unpaid principal balance all
due and payable or (2) exercise their conversion rights for all of the unpaid
principal as set forth above.

Company to Reserve Shares:   The Company shall at all times during the term of
this Note reserve and keep available out of its authorized but unissued
shares, such amount of its duly authorized shares of common stock as shall be
necessary to effect the conversion of this Note.

Notices:  All notices given pursuant to this Note must be in writing and may
be given by (1) personal delivery, or (2) registered or certified mail, return
receipt requested, or (3) via facsimile transmission.

Arbitration:  The parties hereby submit all controversies, claims and matters
of difference arising out of the Note to arbitration in Utah.  This submission
and agreement to arbitrate shall be specifically enforceable.


IN WITNESS WHEREOF, the Company has caused this Note to be executed by its
duly authorized officer.

                                         Geraco, Inc.


                                          /s/ Gerald Curtis
Dated: 10-06-2003                    By:  ________________________________
                                          Gerald Curtis, President