**Exhibit 99.1**

**Certification**

“I, Kenneth M. Harper, certify that based on myknowledge, that: 

(i) The compensation committee of Greer Bancshares Incorporated has discussed, reviewed, and evaluatedwith senior risk officers at least every six months during the period beginning on the later of September 14, 2009, or ninety days after the closing date of the agreement between the TARP recipient and Treasury and ending with the last day ofthe TARP recipient’s fiscal year containing that date (the applicable period), the senior executive officer (SEO) compensation plans and the employee compensation plans and the risks these plans pose to Greer Bancshares Incorporated;

(ii) The compensation committee of Greer Bancshares Incorporated has identified and limited during the applicable periodany features of the SEO compensation plans that could lead SEOs to take unnecessary and excessive risks that could threaten the value of Greer Bancshares Incorporated, and during that same applicable period has identified any features of theemployee compensation plans that pose risks to Greer Bancshares Incorporated and has limited those features to ensure that Greer Bancshares Incorporated is not unnecessarily exposed to risks; 

(iii) The compensation committee has reviewed, at least every six months during the applicable period, the terms of each employeecompensation plan and identified any features of the plan that could encourage the manipulation of reported earnings of Greer Bancshares Incorporated to enhance the compensation of an employee, and has limited any such features; 

(iv) The compensation committee of Greer Bancshares Incorporated will certify to the reviews of the SEO compensation plans and employeecompensation plans required under (i) and (iii) above; 

(v) The compensation committee of Greer BancsharesIncorporated will provide a narrative description of how it limited during any part of the most recently completed fiscal year that included a TARP period the features in 

(A) SEO compensation plans that could lead SEOs to take unnecessary and excessive risks that could threaten the value of GreerBancshares Incorporated; 

(B) Employee compensation plans that unnecessarily expose Greer Bancshares Incorporated torisks; and 

(C) Employee compensation plans that could encourage the manipulation of reported earnings of GreerBancshares Incorporated to enhance the compensation of an employee; 

(vi) Greer Bancshares Incorporated has requiredthat bonus payments, as defined in the regulations and guidance established under section 111 of EESA (bonus payments), of the SEOs and twenty next most highly compensated employees be subject to a recovery or “clawback” provision duringany part of the most recently completed fiscal year that was a TARP period if the bonus payments were based on materially inaccurate financial statements or any other materially inaccurate performance metric criteria; 

(vii) Greer Bancshares Incorporated has prohibited any golden parachute payment, as defined in the regulations and guidance establishedunder section 111 of EESA, to an SEO or any of the next five most highly compensated employees during the period beginning on the later of the closing date of the agreement between the TARP recipient and Treasury or June 15, 2009 and endingwith the last day of the TARP recipient’s fiscal year containing that date; 

(viii) Greer BancsharesIncorporated has limited bonus payments to its applicable employees in accordance with section 111 of EESA and the regulations and guidance established thereunder during the period beginning on the later of the closing date of the agreement betweenthe TARP recipient and Treasury or June 15, 2009 and ending with the last day of the TARP recipient’s fiscal year containing that date; 

(ix) The board of directors of Greer Bancshares Incorporated has established an excessive or luxury expenditures policy, as defined in the regulations and guidance established under section 111 ofEESA, by the later of September 14, 2009, or ninety days after the closing date of the agreement between the TARP recipient and Treasury; this policy has been provided to Treasury and its primary regulatory agency; Greer Bancshares Incorporatedand its employees have complied with this policy during the applicable period; and any expenses that, pursuant to this policy, required approval of the board of directors, a committee of the board of directors, an SEO, or an executive officer with asimilar level of responsibility were properly approved; 

 

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(x) Greer Bancshares Incorporated will permit a non-binding shareholder resolution incompliance with any applicable Federal securities rules and regulations on the disclosures provided under the Federal securities laws related to SEO compensation paid or accrued during the period beginning on the later of the closing date of theagreement between the TARP recipient and Treasury or June 15, 2009 and ending with the last day of the TARP recipient’s fiscal year containing that date; 

(xi) Greer Bancshares Incorporated will disclose the amount, nature, and justification for the offering during the period beginning on the later of the closing date of the agreement between the TARPrecipient and Treasury or June 15, 2009 and ending with the last day of the TARP recipient’s fiscal year containing that date of any perquisites, as defined in the regulations and guidance established under section 111 of EESA, whose totalvalue exceeds $25,000 for any employee who is subject to the bonus payment limitations identified in paragraph (viii); 

(xii) Greer Bancshares Incorporated will disclose whether Greer Bancshares Incorporated, the board of directors of Greer Bancshares Incorporated, or the compensation committee of Greer Bancshares Incorporated has engaged during theperiod beginning on the later of the closing date of the agreement between the TARP recipient and Treasury or June 15, 2009 and ending with the last day of the TARP recipient’s fiscal year containing that date, a compensation consultant;and the services the compensation consultant or any affiliate of the compensation consultant provided during this period; 

(xiii) Greer Bancshares Incorporated has prohibited the payment of any gross-ups, as defined in the regulations and guidance established under section 111 of EESA, to the SEOs and the next twenty most highly compensated employeesduring the period beginning on the later of the closing date of the agreement between the TARP recipient and Treasury or June 15, 2009 and ending with the last day of the TARP recipient’s fiscal year containing that date; 

(xiv) Greer Bancshares Incorporated has substantially complied with all other requirements related to employee compensation that areprovided in the agreement between Greer Bancshares Incorporated and Treasury, including any amendments; 

(xv) GreerBancshares Incorporated has submitted to Treasury a complete and accurate list of the SEOs and the twenty next most highly compensated employees for the current fiscal year and the most recently completed fiscal year, with the non-SEOs ranked indescending order of level of annual compensation, and with the name, title, and employer of each SEO and most highly compensated employee identified; and 

(xvi) I understand that a knowing and willful false or fraudulent statement made in connection with this certification may be punished by fine, imprisonment, or both. (See, for example, 18 U.S.C.1001.)” 

 
Date: March 30, 2010 By: 
/s/ Kenneth M. Harper
  Kenneth M. Harper  President and Chief Executive Officer
 

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