<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION DERIVED FROM
THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
                   
<MULTIPLIER>                                   1,000
                  
       
<S>                                            <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              JUN-30-1998
<PERIOD-END>                                   MAR-31-1998
<CASH>                                             887
<INT-BEARING-DEPOSITS>                          18,017
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      4,829
<INVESTMENTS-CARRYING>                          21,959
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        190,373
<ALLOWANCE>                                      2,201
<TOTAL-ASSETS>                                 246,325
<DEPOSITS>                                     144,433
<SHORT-TERM>                                    27,861
<LIABILITIES-OTHER>                              4,235
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           623
<OTHER-SE>                                      69,174
<TOTAL-LIABILITIES-AND-EQUITY>                 246,325
<INTEREST-LOAN>                                 10,794
<INTEREST-INVEST>                                1,097
<INTEREST-OTHER>                                   643
<INTEREST-TOTAL>                                12,534
<INTEREST-DEPOSIT>                               5,296
<INTEREST-EXPENSE>                               6,535
<INTEREST-INCOME-NET>                            5,999
<LOAN-LOSSES>                                       93
<SECURITIES-GAINS>                                  70
<EXPENSE-OTHER>                                  3,505
<INCOME-PRETAX>                                  3,104
<INCOME-PRE-EXTRAORDINARY>                       3,104
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,956
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.83
<LOANS-NON>                                      1,218
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    473
<ALLOWANCE-OPEN>                                 2,177
<CHARGE-OFFS>                                      102
<RECOVERIES>                                        32
<ALLOWANCE-CLOSE>                                2,201
<ALLOWANCE-DOMESTIC>                             2,201
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        


</TABLE>