VERSION: SEPTEMBER 25, 2021 1

KOR ACCEPTABLE USE POLICY

This KOR Acceptable Use Policy governs all use by Client (including all Users thereof) of the Services

provided by KOR Financial, Inc. (“KOR”), pursuant to the KOR Universal Services Agreement (such contract,

the “USA”). Capitalized terms herein shall have the meanings accorded to them in the USA, as applicable.

A. USE OF SERVICES

1. GENERAL RESTRICTIONS ON USE. Client shall 

not, directly or indirectly: 

(a) use any Services for any illegal purpose, or 

otherwise violate any applicable laws or 

regulations in connection with use of the 

Services;

(b) except to the limited extent permitted under 

applicable Laws, attempt to copy, reproduce, 

modify, reverse engineer, disassemble, 

decompile, translate, attempt to discover the 

source code of, or create derivative works based 

on, any software comprising the KOR System, or 

any other aspect of the Services; 

(c) except as expressly permitted in the USA, sell, 

license, distribute, rent or lease any Services, or 

permit access to the Services by any third party; 

(d) use any Servicesto perform “service bureau,” 

“software as a service,” “cloud service” or 

“application services provider” type services for 

any third party; 

(e) remove, obscure, alter or deface any notice 

of confidentiality, any trademark, any copyright 

notice, or any other indicia of ownership of KOR, 

its Affiliates, or its Suppliers or any other third 

parties that may be contained in or displayed via 

the Services (including in any Documentation); 

(f) interfere, in any way, with others’ use of or 

access to the Services; 

(g) attempt to gain unauthorized access to the 

computer system of any other user of the 

Services;

(h) take any action to attempt to circumvent, 

eliminate, override, disable or modify any 

security measures as KOR or its Affiliates or 

Suppliers may provide with respect to KOR 

System or any Services;

(i) use any robot, spider or other automatic 

device, manual process or application or data 

mining or extraction tool to access, monitor, 

copy or use the KOR System or any Services; 

(j) take any action that imposes an unreasonable 

or disproportionately large load on the KOR 

System or any Services; or

(k) use any Services for any competitive or 

benchmarking purposes.

2. CLIENT DATA. Client shall not, directly or 

indirectly, upload or otherwise transmit to or via 

the Services any Client Data that: 

(a) infringes or otherwise violates any copyright, 

patent, trademark, trade secret, right of privacy, 

right of publicity, or other proprietary right of 

any Person; 

(b) is fraudulent, misleading, deceptive, 

defamatory, slanderous, libelous, expresses 

hate, harassing, abusive or unlawfully 

threatening; 

(c) is pornographic, obscene, vulgar or 

exploitative of any minor; 

(d) impersonates any Person or misrepresent 

any relationship to any Person;

(e) contains or embodies any Malicious Code; 

(f) advocatesillegal activity or discusses an intent 

to commit any illegal act; or

(g) otherwise violates, or solicits, aids and/or 

abet violation of, any applicable Laws, including 

any Laws relating to export controls, encryption, 

privacy or data protection.

B. NOTIFICATION

Client shall immediately notify KOR of any event, 

condition, circumstance or activity of which 

Client becomes aware that indicates a potential, 

actual or threatened violation of this Acceptable 

Use Policy.
VERSION: SEPTEMBER 25, 2021 2

C. MODIFICATIONS

KOR reserves the right to modify this Acceptable 

Use Policy from time to time, in its sole 

discretion, and the modified Acceptable Use 

Policy shall be effective upon notification to 

Client thereof. Any use of the Services by Client

following such notification of the modified 

Acceptable Use Policy shall constitute Client’s 

acceptance of such modified Acceptable Use

Policy.