<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary financial information extracted from the
consolidated condensed statement of financial condition and the consolidated
condensed statement of income and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER>                                   1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              MAY-31-1998
<PERIOD-START>                                 MAY-31-1997
<PERIOD-END>                                   NOV-30-1997
<CASH>                                               9,699
<INT-BEARING-DEPOSITS>                                 787
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        100,171
<INVESTMENTS-CARRYING>                               4,705
<INVESTMENTS-MARKET>                                 4,830
<LOANS>                                            169,061
<ALLOWANCE>                                          1,379
<TOTAL-ASSETS>                                     298,170
<DEPOSITS>                                         216,152
<SHORT-TERM>                                        22,840
<LIABILITIES-OTHER>                                  8,341
<LONG-TERM>                                         20,510
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          30,327
<TOTAL-LIABILITIES-AND-EQUITY>                     298,170
<INTEREST-LOAN>                                      6,368
<INTEREST-INVEST>                                    4,102
<INTEREST-OTHER>                                        53
<INTEREST-TOTAL>                                    10,523
<INTEREST-DEPOSIT>                                   3,735
<INTEREST-EXPENSE>                                   4,793
<INTEREST-INCOME-NET>                                5,367
<LOAN-LOSSES>                                          364
<SECURITIES-GAINS>                                   1,600
<EXPENSE-OTHER>                                      4,693
<INCOME-PRETAX>                                      2,062
<INCOME-PRE-EXTRAORDINARY>                           2,062
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         1,232
<EPS-PRIMARY>                                            0
<EPS-DILUTED>                                            0
<YIELD-ACTUAL>                                        4.19
<LOANS-NON>                                          1,767
<LOANS-PAST>                                            45
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                        221
<ALLOWANCE-OPEN>                                     1,232
<CHARGE-OFFS>                                          221
<RECOVERIES>                                             4
<ALLOWANCE-CLOSE>                                    1,379
<ALLOWANCE-DOMESTIC>                                 1,379
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>