<TABLE> <S> <C>

<ARTICLE>                                                         9
<LEGEND>

</LEGEND>
<CIK>                                                    0001045934
<NAME>                           COMMUNITY SAVINGS BANKSHARES, INC.
<MULTIPLIER>                                                  1,000
<CURRENCY>                                                      USD
       
<S>                                                             <C>
<PERIOD-TYPE>                                                 6-MOS
<FISCAL-YEAR-END>                                       DEC-31-1998
<PERIOD-START>                                          JAN-01-1998
<PERIOD-END>                                            JUN-30-1998
<EXCHANGE-RATE>                                                   1
<CASH>                                                       16,477
<INT-BEARING-DEPOSITS>                                       30,948
<FED-FUNDS-SOLD>                                                  0
<TRADING-ASSETS>                                                  0
<INVESTMENTS-HELD-FOR-SALE>                                  91,316
<INVESTMENTS-CARRYING>                                       63,327
<INVESTMENTS-MARKET>                                         67,899
<LOANS>                                                     527,375
<ALLOWANCE>                                                   2,767
<TOTAL-ASSETS>                                              765,488
<DEPOSITS>                                                  574,383
<SHORT-TERM>                                                      0
<LIABILITIES-OTHER>                                          16,514
<LONG-TERM>                                                  91,513
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<COMMON>                                                      5,100
<OTHER-SE>                                                   77,978
<TOTAL-LIABILITIES-AND-EQUITY>                              765,488
<INTEREST-LOAN>                                              19,290
<INTEREST-INVEST>                                             6,391
<INTEREST-OTHER>                                              1,146
<INTEREST-TOTAL>                                             26,827
<INTEREST-DEPOSIT>                                           11,976
<INTEREST-EXPENSE>                                           14,655
<INTEREST-INCOME-NET>                                        12,172
<LOAN-LOSSES>                                                   213
<SECURITIES-GAINS>                                                0
<EXPENSE-OTHER>                                               9,846
<INCOME-PRETAX>                                               3,869
<INCOME-PRE-EXTRAORDINARY>                                    2,511
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                  2,511
<EPS-PRIMARY>                                                   .51
<EPS-DILUTED>                                                   .49
<YIELD-ACTUAL>                                                 7.55
<LOANS-NON>                                                   1,366
<LOANS-PAST>                                                      0
<LOANS-TROUBLED>                                                  0
<LOANS-PROBLEM>                                               2,700
<ALLOWANCE-OPEN>                                              2,662
<CHARGE-OFFS>                                                 (108)
<RECOVERIES>                                                      0
<ALLOWANCE-CLOSE>                                             2,767
<ALLOWANCE-DOMESTIC>                                          2,767
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0
        

</TABLE>