EX-4.3





 Exhibit 4.3 

6,900,426 DEPOSITARY SHARES 
 DR

 DEPOSITARY RECEIPT FOR DEPOSITARY SHARES EACH 

REPRESENTING 1/4,000TH OF ONE SHARE OF PERPETUAL PREFERRED STOCK, SERIES I, 

OF 
 TRUIST FINANCIAL CORPORATION

 INCORPORATED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA 

CUSIP 89832Q810 
 SEE REVERSE FOR
CERTAIN DEFINITIONS 
 U.S. BANK NATIONAL ASSOCIATION, as Depositary (the “Depositary”), hereby certifies that Cede & Co.
is the registered owner of 6,900,426 DEPOSITARY SHARES (“Depositary Shares”), each Depositary Share representing 1/4,000th of one share of Perpetual Preferred Stock, Series I, par value $5.00 per share, liquidation preference $100,000
per share, (the “Stock”), of Truist Financial Corporation, a North Carolina corporation (the “Corporation”), on deposit with the Depositary, subject to the terms and entitled to the benefits of the Deposit Agreement
dated as of September 12, 2006 (the “Deposit Agreement”), among the Corporation (as successor by merger to SunTrust Banks, Inc.), the Depositary and the holders from time to time of the Depositary Receipts. By accepting this
Depositary Receipt, the holder hereof becomes a party to and agrees to be bound by all the terms and conditions of the Deposit Agreement. This Depositary Receipt shall not be valid or obligatory for any purpose or entitled to any benefits under the
Deposit Agreement unless it shall have been executed by the Depositary by the manual signature of a duly authorized officer or, if executed in facsimile by the Depositary, countersigned by a Registrar in respect of the Depositary Receipts by the
manual signature of a duly authorized officer thereof. 
 This Depositary Receipt is transferable in New York, New York. 

Dated: [    ], 2019 
 U.S. Bank National
Association, Depositary 
  

			
		
	By:	 	 
		 	Authorized Officer













 REVERSE OF RECEIPT 

TRUIST FINANCIAL CORPORATION 

TRUIST FINANCIAL CORPORATION WILL FURNISH WITHOUT CHARGE TO EACH RECEIPTHOLDER WHO SO REQUESTS A COPY OF THE DEPOSIT AGREEMENT AND A COPY OR
SUMMARY OF THE ARTICLES OF AMENDMENT ESTABLISHING THE PERPETUAL PREFERRED STOCK, SERIES I, OF TRUIST FINANCIAL CORPORATION. ANY SUCH REQUEST IS TO BE ADDRESSED TO THE DEPOSITARY NAMED ON THE FACE OF THIS RECEIPT. 

 
  

The Corporation will furnish without charge to each stockholder who so requests the powers, designations, preferences and relative,
participating, optional or other special rights of each class of stock or series thereof of the Corporation, and the qualifications, limitations or restrictions of such preferences and/or rights. Such request may be made to the Corporation or to the
Transfer Agent. 
 EXPLANATION OF ABBREVIATIONS 

The following abbreviations when used in the form of ownership on the face of this certificate shall be construed as though they were written
out in full according to applicable laws or regulations. Abbreviations in addition to those appearing below may be used. 
  

							
	 Abbreviation
	 	 Equivalent Phrase
	 	 Abbreviation
	 	 Equivalent Phrase

	 JT TEN
	 	 As joint tenants, with right of survivorship

and not as tenants in common
	 	 TEN BY ENT
	 	 As tenants by the entireties

				
	 TEN IN COM
	 	 As tenants in common
	 	 UNIF GIFT MIN ACT
	 	 Uniform Gifts to Minors Act


  

											
	 Abbreviation
	  	 Equivalent Word
	  	 Abbreviation
	  	 Equivalent Word
	  	 Abbreviation
	  	 Equivalent Word

	 ADM
	  	Administrator(s), Administratrix	  	 EX
	  	 Executor(s),
 Executrix
	  	 PAR
	  	Paragraph
						
	 AGMT
	  	 Agreement
	  	 FBO
	  	 For the benefit of
	  	 PL
	  	Public Law
						
	 ART
	  	 Article
	  	 FDN
	  	 Foundation
	  	 TR
	  	(As) trustee(s), for, of
						
	 CH
	  	 Chapter
	  	 GDN
	  	 Guardian(s)
	  	 U
	  	Under
						
	 CUST
	  	 Custodian for
	  	 GDNSHP
	  	 Guardianship
	  	 UA
	  	Under agreement
						
	 DEC
	  	 Declaration
	  	 MIN
	  	 Minor(s)
	  	 UW
	  	Under will of, Of will of, Under last will & testament
						
	 EST
	  	 Estate, of Estate of
	  		  		  		  	













 For value received,
                                         
    hereby sell(s), assign(s) and transfer(s) unto 
  

	
	 
	 PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE

PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE


 Depositary Shares represented by the within Receipt, and do(es) hereby irrevocably constitute and appoint
                                         
    Attorney to transfer the said Depositary Shares on the books of the within named Depositary with full power of substitution in the premises. 
  

							
	Dated: 	  	 	  		  	
				
		  		  		  	NOTICE: The signature to the assignment must correspond with the name as written upon the face of this Receipt in every particular, without alteration or enlargement or any change whatsoever.

 SIGNATURE GUARANTEED 
 NOTICE:
The signature(s) should be guaranteed by an eligible guarantor institution (banks, stockbrokers, savings and loan associations, and credit unions with membership in an approved signature guarantee medallion program), pursuant to Rule 17Ad-15 under the Securities Exchange Act of 1934.