UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 10-QSB

                Quarterly Report Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                      For the Quarter Ended March 31, 2003

                         Commission File Number 0-23737

                         ACHIEVEMENT TEC HOLDINGS, INC.
             (Exact name of registrant as specified in its charter)

                 Delaware                           82-0290939
                 --------                           ----------
                (State or other jurisdiction of (I.R.S. Employer
               incorporation or organization) Identification No.)

                711 South Columbus Avenue, Mount Vernon, NY 10550
               (Address of principal executive offices) (Zip Code)

                                 (914) 699-5190
                         (Registrant's telephone number)

   Check whether the registrant (1) filed all reports required to be filed by
  Section 13 or 15(d) of the Exchange Act during the past 3 months (or for such
 shorter period that the registrant was required to file such reports), and (2)
       has been subject to such filing requirements for the past 90 days.
                                 Yes [X] No [ ]

  As of September 15, 2003, there were 48,391,966 shares of the registrant's no
                  par value common stock issued and outstanding

            Transmittal Small Business Disclosure Format (check one):
                                 Yes [ ] No [X]
<PAGE>

                          PART I-FINANCIAL INFORMATION

ITEM 1.    CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

           Condensed Consolidated Balance Sheet as of March 31, 2003 (Unaudited)

           Condensed Consolidated Statements of Operations for the
             three months ended March 31, 2003 and 2002 (Unaudited)

           Condensed Consolidated Statements of Cash Flows for the
             three months ended March 31, 2003 and 2002 (Unaudited)

           Notes to Condensed Consolidated Financial Statements as of March 31,
           2003 (Unaudited)

ITEM 2.    MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
           RESULTS OF OPERATIONS

ITEM 3.    CONTROLS AND PROCEDURES

                            PART II-OTHER INFORMATION

ITEM 1.    LEGAL PROCEEDINGS

ITEM 2.    CHANGES IN SECURITIES AND USE OF PROCEEDS

ITEM 3.    DEFAULTS UPON SENIOR SECURITIES

ITEM 4.    SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

ITEM 5.    OTHER INFORMATION

ITEM 6.    EXHIBITS AND REPORTS ON FORM 8-K

                                        i
<PAGE>
                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
                      CONDENSED CONSOLIDATED BALANCE SHEET
                              AS OF MARCH 31, 2003
                                   (UNAUDITED)

<TABLE>
<CAPTION>
<S>                                                                                                 <C>
ASSETS
Current assets
 Accounts receivable                                                                                $    41,678
                                                                                                    ------------
      Total Current Assets                                                                               41,678

Property & equipment - net of accumulated depreciation of $65,578                                        27,147
Intangibles, net of accumulated amortization of $18,464                                                     279
Debt issuance costs, net of accumulated amortization of $76,519                                          10,931
Due from officer                                                                                         19,744
Other assets                                                                                              2,265
                                                                                                    ------------
TOTAL ASSETS                                                                                        $   102,044
                                                                                                    ============


LIABILITIES AND STOCKHOLDERS' DEFICIENCY
CURRENT LIABILITIES
 Bank overdraft                                                                                     $    53,403
 Accounts payable and accrued expenses                                                                  584,868
 Payroll taxes payable                                                                                  160,104
 Convertible notes payable - current                                                                    350,000
 Notes payable                                                                                          458,626
                                                                                                    ------------
     Total Current Liabilities                                                                        1,607,001

Convertible debentures                                                                                1,717,949
                                                                                                    ------------

TOTAL LIABILITIES                                                                                   $ 3,324,950
                                                                                                    ------------

COMMITMENTS AND CONTINGENCIES

STOCKHOLDERS' DEFICIENCY
 Preferred stock, $.001 par value, 10,000,000
  shares authorized, none issued and outstanding                                                              -
 Common stock, $.001 par value, 50,000,000 shares authorized,
  10,320,039 shares issued and outstanding                                                               10,320
 Additional paid-in capital                                                                           2,594,679
 Accumulated deficit                                                                                 (5,827,905)
                                                                                                    ------------
     Total Stockholders' Deficiency                                                                  (3,222,906)
                                                                                                    ------------

TOTAL LIABILITIES AND STOCKHOLDERS' DEFICIENCY                                                      $   102,044
                                                                                                    ============
     See accompanying notes to condensed consolidated financial statements.
</TABLE>
                                       1
<PAGE>


                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
                 CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS
                                   (UNAUDITED)

<TABLE>
<CAPTION>
                                                                                   For the Three       For the Three
                                                                                 Months Ended March   Months Ended March
                                                                                      31, 2003            31, 2002
                                                                                 ------------------   ------------------
<S>                                                                                  <C>               <C>
REVENUE                                                                           $        223,546     $        303,086

COST OF REVENUE                                                                                  -                4,464
                                                                                 ------------------   ------------------

GROSS PROFIT                                                                               223,546              298,622
                                                                                 ------------------   ------------------

OPERATING EXPENSES
 Selling, general and administrative expenses                                              213,008              372,208
 Depreciation and amortization expenses                                                      4,623                4,278
                                                                                 ------------------   ------------------
       Total Operating Expenses                                                            217,631              376,486
                                                                                 ------------------   ------------------

INCOME (LOSS) FROM OPERATIONS                                                                5,915              (77,864)

OTHER EXPENSE
 Interest expense                                                                          (66,671)             (51,852)
                                                                                 ------------------   ------------------
        Total Other Expense                                                                (66,671)             (51,852)
                                                                                 ------------------   ------------------

LOSS BEFORE PROVISION (BENEFIT) FOR INCOME TAXES                                           (60,756)            (129,716)

(BENEFIT) PROVISION FOR INCOME TAXES                                                             -                    -
                                                                                 ------------------   ------------------

NET LOSS                                                                          $        (60,756)    $       (129,716)
                                                                                 ==================   ==================

NET LOSS PER COMMON SHARE - BASIC AND DILUTED                                     $          (0.01)    $          (0.01)
                                                                                 ==================   ==================

WEIGHTED AVERAGE SHARES OUTSTANDING DURING THE PERIOD - BASIC AND DILUTED               10,320,039            9,959,829
                                                                                 ==================    =================

     See accompanying notes to condensed consolidated financial statements.
</TABLE>
                                       2

<PAGE>

                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
                 CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS
                                   (UNAUDITED)
<TABLE>
<CAPTION>
                                                                                        For the Three    For the Three
                                                                                         Months Ended     Months Ended
                                                                                        March 31, 2003   March 31, 2002
                                                                                        --------------   --------------
CASH FLOWS FROM OPERATING ACTIVITIES:
<S>                                                                                      <C>              <C>
 Net loss                                                                                $    (60,756)    $   (129,716)
 Adjustments to reconcile net loss to net cash provided by (used in)
 operating activities:
  Depreciation and amortization                                                                 4,623            4,278
  Amortization of goodwill and intangibles                                                     10,931           10,931
 Changes in operating assets and liabilities:
  (Increase) decrease in:
  Accounts receivable                                                                         (29,528)          33,512
  Other assets                                                                                    574                -
  Increase (decrease) in:
  Payroll taxes payable                                                                         6,050           57,309
  Accounts payable and accrued expenses                                                        74,555           10,715
                                                                                        --------------   --------------
          Net Cash Provided By (Used In) Operating Activities                                   6,449          (12,971)
                                                                                        --------------   --------------

CASH FLOWS FROM INVESTING ACTIVITIES
 (Increase) in due from officer                                                               (19,744)               -
                                                                                        --------------   --------------
          Net Cash (Used In) Investing Activities                                             (19,744)               -
                                                                                        --------------   --------------

CASH FLOWS FROM FINANCING ACTIVITIES:
 Increase (decrease) in bank overdraft                                                         29,342           11,021
 Repayment of notes payable                                                                         -           (4,000)
 (Decrease) Increase in due to officer                                                        (16,047)           5,950
                                                                                        --------------   --------------
         Net Cash Provided By Financing Activities                                             13,295           12,971
                                                                                        --------------   --------------

NET INCREASE IN CASH                                                                                -                -

CASH - BEGINNING OF PERIOD                                                                          -                -
                                                                                        --------------   --------------

CASH - END OF PERIOD                                                                      $         -      $         -
                                                                                        ==============   ===============

     See accompanying notes to condensed consolidated financial statements.
</TABLE>
                                       3
<PAGE>
                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
              NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
                              AS OF MARCH 31, 2003
                                   (unaudited)



NOTE 1    BASIS OF PRESENTATION

          The accompanying unaudited consolidated financial statements have been
          prepared in accordance with accounting  principles  generally accepted
          in The United States of America and the rules and  regulations  of the
          Securities and Exchange Commission for interim financial  information.
          Accordingly,  they do not include all the information  necessary for a
          comprehensive  presentation  of  financial  position  and  results  of
          operations.

          It is  management's  opinion,  however that all  material  adjustments
          (consisting of normal recurring  adjustments) have been made which are
          necessary for a fair financial statement presentation. The results for
          the interim period are not necessarily indicative of the results to be
          expected for the year.

          It is suggested that the interim consolidated  financial statements be
          read in conjunction with the audited consolidated financial statements
          for the year ended December 31, 2002, as filed with the Securities and
          Exchange Commission on Form 10-KSB.

NOTE 2    SIGNIFICANT ACCOUNTING POLICIES

          (A) Use of Estimates

          In  preparing  financial  statements  in  conformity  with  accounting
          principles  generally  accepted  in  the  United  States  of  America,
          management is required to make estimates and  assumptions  that affect
          the reported  amounts of assets and  liabilities and the disclosure of
          contingent  assets  and  liabilities  at the  date  of  the  financial
          statements  and  revenues and  expenses  during the  reported  period.
          Actual results could differ from those estimates.

          (B) Fair Value of Financial Instruments

          For  purposes  of this  disclosure,  the  fair  value  of a  financial
          instrument is the amount at which the instrument could be exchanged in
          a current  transaction  between willing parties other than in a forced
          sale or liquidation.

          The carrying amounts of the Company's  accounts  receivable,  accounts
          payable and accrued  expenses,  notes  payable  and  interest  payable
          thereon  approximate  fair value due to the relatively short period to
          maturity for these instruments.

          (C) Loss Per Share

          Net loss per common share for the three months ended March 31, 2003 is
          required to be computed based on the weighted average common stock and
          dilutive  common stock  equivalents  outstanding  during the year. The
          effect of common stock  equivalents was not used in the calculation of
          net loss per share since the effect would be anti-dilutive.

NOTE 3    PRINCIPLES OF CONSOLIDATION

          The accompanying  condensed  consolidated financial statements include
          the accounts of  Achievement  Tec Holdings,  Inc. and its wholly owned
          subsidiaries.  All significant inter-company transactions and balances
          have been eliminated in consolidation.

NOTE 4    RELATED PARTY TRANSACTIONS

          As of March 31, 2003,  the Company has a receivable  due from officers
          of $19,744.  This amount  represents  temporary  advances  made by the
          Company to officers.  Included in the March 31, 2003  receivable,  the
          Company owed $9,000 to a former officer and director for advances made
          to the Company.  This advance is non-interest  bearing,  unsecured and
          has no fixed date for repayment.

          On  April  4,  2003,  an  officer  paid  off  the  Company's  $109,932
          obligation to First Savings Bank.

                                       4
<PAGE>

                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
              NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
                              AS OF MARCH 31, 2003
                                   (unaudited)


          Consequently as of that date, the Company owed its officers $90,188.

NOTE 5    PAYROLL TAX PAYABLE

          In October 2002,  the Company  entered into an  Installment  Agreement
          with the  Internal  Revenue  Service  in  connection  with its  unpaid
          payroll tax  obligation  for the  December 31, 2001 and March 31, 2002
          payroll quarters.  Under the terms of the Installment  Agreement,  the
          Company is required to pay,  commencing in November  2002,  $4,000 per
          month to the Internal  Revenue  Service  until all payroll  taxes have
          been paid.  As of March 31,  2003,  the Company is in full  compliance
          with the Installment Agreement.

NOTE 6    COMMITMENTS AND CONTINGENCIES

          (A) Legal Matters

          The Point Group vs.  Career  Direction,  Inc.  Case No.  01-02421-G in
          District Court,  Dallas County,  Texas.  This is a case against Career
          Direction, Inc., a Texas corporation that is a wholly owned subsidiary
          of Achievement  Tec Holdings,  Inc. The case involves  disputed claims
          over advertising  charges in various newspapers around the country for
          career  fairs.  The Point Group  recovered  an  interlocutory  summary
          judgment for an undisputed amount of $81,000 against Career Direction,
          Inc., but the case never proceeded to trial. In June 2003, the Company
          settled The Point Group suit for $5,000.  The Company will expense the
          settlement in its June 2003 quarterly financial statements.

          Joe Loyd and Karen Loyd vs. Career  Direction,  Inc., and  Achievement
          Tec,  Inc.  in the  District  Court of  Denton  County,  Texas,  395th
          Judicial District,  Case No.  2002-60052-393.  Joe Loyd and Karen Loyd
          are former  employees  and officers of Career  Direction,  Inc. At the
          present  time,  they have a suit  pending  for  declaratory  judgment,
          which,  if  entered,  would  permit them to compete in the career fair
          business,  which  was  their  former  profession.  They are  presently
          contractually bound by a covenant not to compete and a confidentiality
          agreement,   which  would  prevent  them  from  entering  a  competing
          business. It is anticipated that they will make a claim against Career
          Direction,  Inc., for money damages, but this amount is unknown at the
          present  time,   particularly   since  Career  Direction,   Inc.,  and
          Achievement  Tec, Inc., have  counterclaims  against the Loyds,  which
          will be filed in the pending suit.

NOTE 7    FINANCIAL INFORMATION RELATING TO SEGMENTS

          During 2003, the Company is one reporting segment.

NOTE 8    GOING CONCERN

          The Company's  condensed  consolidated  financial  statements  for the
          three  months  ended  March 31,  2003 have  been  prepared  on a going
          concern basis,  which  contemplates  the realization of assets and the
          settlement  of  liabilities  and  commitments  in the normal course of
          business.  As reflected  in the  accompanying  condensed  consolidated
          financial  statements,  the  Company had a net loss of $60,756 for the
          three  months  ended  March  31,  2003,  and  has  a  working  capital
          deficiency of $1,565,323 and a stockholders'  deficiency of $3,222,906
          as of March 31, 2003. These factors raise  substantial doubt about its
          ability to continue as a going concern.  The ability of the Company to
          continue as a going concern is dependent on the  Company's  ability to
          raise additional capital and implement its business plan.

          Management  anticipates  that the issuance of securities will generate
          sufficient resources for the continuation of the Company's operations.
          The  condensed  consolidated  financial  statements do not include any
          adjustments that might result from the outcome of this uncertainty.

NOTE 9    SUBSEQUENT EVENTS

          On June 6, 2003,  the Company  entered into an  Agreement  and Plan of
          Merger with  ClickableOil  Acquisition  Corp., a Delaware  corporation
          wholly-owned  by the  Company to  acquire  ClickableOil.com,  Inc.,  a
          Delaware  corporation  engaged in the business of selling  heating oil
          and related  services to residential  and commercial

                                       5
<PAGE>
                 ACHIEVEMENT TEC HOLDINGS, INC. AND SUBSIDIARIES
              NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
                              AS OF MARCH 31, 2003
                                   (unaudited)


          customers in the New York metropolitan  area,  Westchester  County and
          Long  Island.  Under  the  terms  of the  agreement,  Achievement  Tec
          acquired 100 percent of ClickableOil.com, Inc.'s stock in exchange for
          the issuance by Achievement Tec of  approximately 43 million shares of
          its common stock to the holders of ClickableOil.com, Inc.

          Generally  accepted  accounting  principles  in the  United  States of
          America require that the company whose shareholders  retain a majority
          interest  in a business  combination  be treated as the  acquirer  for
          accounting   purposes.   ClickableOil.com,   Inc.  is  the  accounting
          acquirer. As a result, the exchange was treated as a recapitalization.
          Subsequent to the effective date of the merger, the Company intends to
          change its name to ClickableOil.com, Inc.

          The new shares constitute  approximately 90 percent of the outstanding
          shares of Achievement Tec. ClickableOil.com, Inc.'s founders have been
          appointed  the  Company's  president,   chief  operating  officer  and
          secretary,  respectively,  and all have been duly appointed directors.
          The Company's chief executive officer prior to the merger has remained
          under  a  six-month  employment  agreement.   Other  individuals  have
          resigned as directors of the Company, effective June 6, 2003.

          Coincident with the ClickableOil Merger transaction,  the Company sold
          $800,000 of 10% one-year  secured  convertible  debentures due June 6,
          2004 to bondholders ("Bondholders").  In addition, the Company entered
          into a debt modification and extension  agreement with the Bondholders
          wherein the  Bondholders  agreed to (i) extend the  maturity of all of
          the Company's  existing  convertible  debentures to June 6, 2004, (ii)
          waive all penalties accrued pursuant to the June 2001, August 2001 and
          May 2002  debentures,  (iii)  release their  security  interest in the
          Company's  assets with the Company granting the Bondholders a security
          interest in all of the assets of  ClickableOil.com,  Inc., (iv) modify
          the optional  prepayment  provisions of the debentures and (v) conform
          the  conversion  price  on all of the  debentures  to  equal  the  50%
          conversion price of the June 2003 debenture.

          Immediately  after the ClickableOil  Merger  transaction,  the Company
          executed a Purchase and Sale  Agreement by and between the Company and
          former   directors   and  other   former   officers   of  the  Company
          (collectively  the  "Buyers")  providing  for the  sale of 100% of the
          stock in Achievement  Tec, Inc and Career  Direction,  Inc in exchange
          for the delivery of  6,428,073  shares of the  Company's  common stock
          collectively  owned by the Buyers.  The Company  subsequently  retired
          these shares.

          In connection with the sale, the Company transferred all of its assets
          and was relieved of approximately $1,500,000 of liabilities.

                                       6
<PAGE>
ITEM 2.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS

The following is  management's  discussion  and analysis of certain  significant
factors  that  will  have  affected  our  financial  condition  and  results  of
operations.    Certain    statements   under   this   section   may   constitute
"forward-looking  statements".  The  following  discussion  should  be  read  in
conjunction  with the December 31, 2002 audited  financial  statements and notes
thereto included in the Company's Form 10-KSB.

Financial Condition

We had net losses of $60,756 and  $129,716  during the three  months ended March
31, 2003 and 2002,  respectively.  As of March 31, 2003, we had a cash overdraft
of $53,403 and current liabilities of $1,607,001. We do not have sufficient cash
or  other  assets  to meet our  current  liabilities.  In  order  to meet  those
obligations,  we will  need to raise  cash from the sale of  securities  or from
borrowings.  Our  independent  auditors have added an  explanatory  paragraph to
their audit opinions issued in connection with the years 2002 and 2001 financial
statements, which states that our ability to continue as a going concern depends
upon our  ability  to  resolve  liquidity  problems,  principally  by  obtaining
capital,   commencing  sales  and  generating   sufficient  revenues  to  become
profitable.  Our ability to obtain additional funding will determine our ability
to continue as a going concern. Our condensed  consolidated financial statements
do not  include  any  adjustments  that might  result  from the  outcome of this
uncertainty.

Comparison  Of The Three  Months  Ended March 31, 2003 To The Three Months Ended
March 31, 2002

Revenue

Total revenue for the three months ended March 31, 2003 was $223,546 compared to
$303,086  for the three  months  ended  March 31,  2002.  The total  decrease of
$79,540, or 26%, can be attributed  principally to the continuing effects of the
economy which continued to slow, thereby leading to the decrease in revenue from
our employee testing and applicant selection services, as well as to the overall
curtailment of our operations. During the three months ended March 31, 2003, the
downsizing trend continued as companies laid off additional  workers.  In such a
labor  market,  companies  are less  willing  to  allocate  funds to  employment
solutions.

Operating Expenses

Total  selling,  general and  administrative  expenses  decreased by $159,200 to
$213,008 from $372,208,  or 43%, from the  comparative  three month period ended
March 31, 2002 due to the Company's curtailment of its operations which included
cost reduction  efforts taken with respect to the employee testing and applicant
selection services.

Other Income (Expense)

Interest expense  increased to $66,671 from $51,852,  or $14,819,  for the three
months  ended March 31, 2003 as compared  with the three  months ended March 31,
2002,  due  principally  to a greater  amount of total debt  outstanding  in the
current period compared to the earlier period.

Significant Accounting Policies

Financial  Reporting  Release  No.  60,  which  was  recently  released  by  the
Securities  and  Exchange  Commission,  requires  all  companies  to  include  a
discussion of critical accounting policies or methods used in the preparation of
financial statements. Note 1 of the Notes to the Financial Statements includes a
summary  of  the  significant  accounting  policies  and  methods  used  in  the
preparation of our Financial Statements.  The following is a brief discussion of
the more  significant  accounting  policies and methods used by us. In addition,
Financial  Reporting  Release No. 61 was recently released by the Securities and
Exchange Commission to require all companies to include a discussion to address,
among  other  things,  liquidity,  off-balance  sheet  arrangement,  contractual
obligations and commercial commitments.

Long-Lived Assets

The Company reviews long-lived assets and certain identifiable assets related to
those assets for impairment  whenever  circumstances  and situations change such
that there is an indication that the carrying amounts may not be

                                       7
<PAGE>
recoverable.

Excess of Cost Over Net Assets Acquired

In accordance with SFAS No. 141, the Company allocates the purchase price of its
acquisitions to the tangible assets,  liabilities and intangible assets acquired
based on their estimated fair values.  The excess purchase price over those fair
values is recorded as "Excess of Cost Over Net Assets  Aquired."  The fair value
assigned to intangible  assets  acquired is based on valuations  using estimates
and  assumptions  provided  by  management.  In  accordance  with SFAS No.  142,
goodwill and purchased intangibles with indefinite lives acquired after June 30,
2001  are not  amortized  but  will be  reviewed  periodically  for  impairment.
Purchased  intangibles  with finite lives will be  amortized on a  straight-line
basis over their respective useful lives.

Revenue Recognition

Revenue  from website  software  sales is  recognized  upon usage of the website
software by the customer. The company sells access to the website as is and does
not offer any post sale customer  support.  Revenue from job fairs, drug testing
and background  checks are recognized as earned based upon the accrual method of
accounting.

Offering Costs

Offering costs consist  primarily of professional  fees. These costs are charged
against the  proceeds  of the sale of common  stock in the periods in which they
occur.

Debt Issuance Costs

Debt  issue  costs  represent  various  commissions,  legal and  other  expenses
associated  with the  issuance of the secured  debentures.  These cost are being
amortized on a straight-line basis over the term of the debenture.

New Accounting Pronouncements

In April 2003,  the FASB issued SFAS No. 149,  "Amendment  of  Statement  133 on
Derivative  Instruments  and  Hedging  Activities".  SFAS  No.  149  amends  and
clarifies  financial  accounting  and  reporting  for  derivative   instruments,
including   certain   derivative   instruments   embedded  in  other   contracts
(collectively  referred to as derivatives) and for hedging activities under SFAS
No. 133,  "Accounting for Derivative  Instruments and Hedging  Activities".  The
changes in SFAS No. 149 improve financial  reporting by requiring that contracts
with comparable  characteristics  be accounted for similarly.  This statement is
effective for contracts  entered into or modified after June 30, 2003 and all of
its provisions should be applied prospectively.

In May 2003, the Financial  Accounting Standards Board ("FASB") issued Statement
of Financial  Accounting  Standards  ("SFAS") No. 150,  "Accounting  For Certain
Financial Instruments with Characteristics of both Liabilities and Equity". SFAS
No.  150  changes  the  accounting  for  certain   financial   instruments  with
characteristics   of  both   liabilities   and  equity  that,   under   previous
pronouncements, issuers could account for as equity. The new accounting guidance
contained in SFAS No. 150  requires  that those  instruments  be  classified  as
liabilities in the balance sheet.

SFAS No. 150 affects the  issuer's  accounting  for three types of  freestanding
financial  instruments.  One type is mandatorily  redeemable  shares,  which the
issuing company is obligated to buy back in exchange for cash or other assets. A
second type includes put options and forward purchase contracts,  which involves
instruments  that do or may require the issuer to buy back some of its shares in
exchange  for cash or other  assets.  The  third  type of  instruments  that are
liabilities under this Statement is obligations that can be settled with shares,
the monetary value of which is fixed, tied solely or predominantly to a variable
such as a market  index,  or varies  inversely  with the  value of the  issuers'
shares.  SFAS No.  150  does  not  apply to  features  embedded  in a  financial
instrument that is not a derivative in its entirety.

Most of the  provisions  of  Statement  150 are  consistent  with  the  existing
definition  of  liabilities  in FASB  Concepts  Statement  No. 6,  "Elements  of
Financial Statements". The remaining provisions of this Statement are consistent
with the  FASB's  proposal  to  revise  that  definition  to  encompass  certain
obligations  that a  reporting  entity  can or must  settle by  issuing  its own
shares. This Statement shall be effective for financial instruments entered into
or modified after May 31, 2003 and otherwise shall be effective at the beginning
of  the  first  interim  period  beginning

                                       8
<PAGE>
after June 15, 2003, except for mandatorily  redeemable financial instruments of
a  non-public  entity,  as to which the  effective  date is for  fiscal  periods
beginning after December 15, 2003.

Management does not expect the impact from these  statements'  pronouncements to
have a material  impact on the  Company's  consolidated  financial  position  or
results of operations.

LIQUIDITY AND CAPITAL RESOURCES


As of March 31, 2003,  we had a cash  overdraft  of $53,403.  We do not have any
available  lines of credit.  Since  inception we have  financed  our  operations
through loans and from private placements of both debt and equity.

The report of the  independent  certified  public  accountants  on our financial
statements as of December 31, 2002 contains an explanatory  paragraph  regarding
an uncertainty  with respect to our ability to continue as a going  concern.  We
have not generated  sufficient  revenues to cover our  expenses,  and we have an
accumulated  deficit  of  $5,827,905.   During  the  quarter,  we  significantly
curtailed  our  operations,   began  forbearance  discussions  with  our  senior
convertible  bondholders  and actively  searched for a company to merge with. On
June  6,  2003,   we  entered  into  an  Agreement   and  Plan  of  Merger  with
ClickableOil.com, Inc., a corporation engaged in the business of selling heating
oil and related services to residential and commercial customers in the New York
metropolitan  areas. As a result of the merger with  ClickableOil.com,  Inc., we
sold our web-based employee testing software business and commenced operating as
a  heating  oil  company.  Moreover,  the  maturity  date  for  the  convertible
debentures  in the amount of  $1,717,949  was extended from May 8, 2003 and June
19, 2003 to June 6, 2004.

The Company has total  liabilities and contractual  obligations of $3,324,950 as
of March 31, 2003. These contractual obligations,  along with the dates on which
such payments are due, are described below:
<TABLE>
<CAPTION>
                                                                Payments Due by Period
                                      ----------------------------------------------------------------------------
Contractual Obligations                 Total       1 Year or Less     2-3 Years       4-5 Years     After 5 Years
-----------------------               ------------    ------------    ------------   ------------     ------------
<S>                                   <C>             <C>             <C>            <C>              <C>
Note Payable                          $   458,626     $   458,626     $         -    $         -      $         -
Convertible Notes                         350,000         350,000               -              -                -
Convertible Debentures                  1,717,949               -       1,717,949              -                -
Bank Overdraft, Accounts Payable
  and Accrued Expenses                    798,375         798,375               -              -                -
                                      ------------    ------------    ------------   ------------     ------------
Total Contractual Obligations         $ 3,324,950     $ 1,607,001     $ 1,717,919    $         -      $         -
                                      ============    ============    ============   ============     ============
</TABLE>
As a result of selling our web-based  employee testing software business on June
6, 2003,  the Company was relieved of  approximately  $1,500,000 of  liabilities
representing  all  but  $1.7  million  of  secured  convertible  debentures  and
approximately $50,000 in accounts payable.

Below is a  discussion  of our  sources  and uses of funds for the three  months
ended March 31, 2003 and 2002:

Net Cash Provided By (Used In) Operating Activities

Net cash provided by (used in) operating activities was $6,449 and $(12,971) for
the three months ended March 31, 2003 and 2002, respectively. The cash provided
by operating activities for the three months ended March 31, 2003 was
principally the result of an increase in accounts payable, offset by a net loss
of $60,756. The use of cash by operating activities in for the three months
ended March 31, 2002 was principally the result of a net loss of $129,716,
offset working capital changes of $101,536.

Net Cash Used In Investing Activities

We used $19,744 and $0 respectively during the three months ended March 31, 2003
or 2002 for investing activities.

Net Cash Provided By Financing Activities

Net cash provided by financing  activities  for the three months ended March 31,
2003 was $13,295, attributable to a decrease in due from officer, offset in part
by an increase in bank overdraft.  Net cash provided by financing activities for
the three months ended March 31, 2002 was $12,971 and was due  principally to an
increase in our

                                       9
<PAGE>
bank overdraft of $11,021.

SUBSEQUENT EVENTS

On June 6, 2003,  the Company  entered into an Agreement and Plan of Merger with
ClickableOil  Acquisition  Corp.,  a Delaware  corporation  wholly-owned  by the
Company ("Subsidiary"),  ClickableOil.com,  Inc., a Delaware corporation engaged
in the business of selling  heating oil and related  services to residential and
commercial  customers in the New York metropolitan area,  Westchester County and
Long Island,  Michael J. Connor,  The James Group, and DGN Holdings,  LLC. Under
the  terms  of  the   agreement,   Achievement   TEC  acquired  100  percent  of
ClickableOil.com,  Inc.'s stock in exchange for the issuance by Achievement  TEC
of  approximately  43  million  shares of its  common  stock to the  holders  of
ClickableOil.  The  new  shares  constitute  approximately  90  percent  of  the
outstanding  shares of  Achievement  TEC,  which  intends  to change its name to
ClickableOil.com,  Inc.  ClickableOil.com,  Inc.'s  founders,  Messrs.  Nicholas
Cirillo,  Jr., Guy Pipolo and David  Rodgers,  have been appointed the Company's
President,  Chief Operating  Officer and Secretary,  respectively,  and all have
been duly appointed  directors.  Mr. Milton Cotter will continue to serve as the
Company's  Chief  Executive  Officer  under a  six-month  employment  agreement.
Messrs.  Cotter and Richard  Berman have  resigned as  directors of the Company,
effective June 6, 2003.

Pursuant to the Agreement, the Company relocated its corporate office from Grand
Prairie, Texas to Mount Vernon, New York.

Coincident with the ClickableOil.com,  Inc. Merger transaction, the Company sold
$800,000 of 10% one-year secured convertible  debentures due June 6, 2004 to AJW
Partners,  LLC  and its  related  funds  (collectively  the  "Bondholders").  In
addition,  the Company entered into a debt modification and extension  agreement
with the Bondholders  wherein the Bondholders  agreed to (i) extend the maturity
of all of the Company's  existing  convertible  debentures to June 6, 2004, (ii)
waive all penalties  accrued pursuant to the June 2001, August 2001 and May 2002
debentures,  (iii) release their security  interest in the Company's assets with
the Company granting the Bondholders a security interest in all of the assets of
ClickableOil.com,  Inc., (iv) modify the optional  prepayment  provisions of the
debentures  and (v) conform the  conversion  price on all of the  debentures  to
equal the 50% conversion price of the June 2003 debenture.

Immediately after the  ClickableOil.com,  Inc. Merger  transaction,  the Company
executed a Purchase  and Sale  Agreement  by and  between the Company and Milton
Cotter,  Eric Cotter,  Richard  Berman and other former  officers of the Company
(collectively  the  "Buyers")  providing  for the  sale of 100% of the  stock in
Achievement TEC, Inc and Career  Direction,  Inc in exchange for the delivery of
6,428,073 shares of the Company's common stock collectively owned by the Buyers.
The Company subsequently retired these shares.

On June 30, 2003 and June 6, 2003, the Company  issued  5,000,000 and 38,000,000
shares  respectively of restricted  common shares to the former  shareholders of
ClickableOil.com,  Inc.  pursuant to the terms of the June 6, 2003 Agreement and
Plan of Merger  between  ClickableOil.com,  Inc.  and  ClickableOil  Acquisition
Corp., a wholly owned  subsidiary of the Company.  Pursuant to the Agreement and
Plan of  Merger,  Michael  J Connor  and The  James  Group,  Inc  each  received
2,150,000  shares of  restricted  common  stock and DGN  Holdings,  LLC received
38,700,000 shares of restricted common stock.

On June 6, 2003 and pursuant to a Purchase Agreement of even date by and between
the Company and Milton  Cotter,  Eric  Cotter,  Richard  Berman,  David  Fenner,
William Stewart and Cathy Knight (the "Buyers"),  the Buyers delivered 6,428,073
shares  of  restricted  common  stock to the  Company  that were  cancelled.  In
connection  with the sale,  the  Company  transferred  all of its assets and was
relieved of approximately $1,500,000 of liabilities.

ITEM 3.  CONTROLS AND PROCEDURES

An evaluation was performed under the supervision and with the  participation of
our  management,  including  the  chief  executive  officer,  or CEO,  and chief
financial  officer,  or CFO, of the effectiveness of the design and operation of
our disclosure procedures.  Based on that evaluation, our management,  including
the CEO and CFO,  concluded  that our disclosure  controls and  procedures  were
effective as of March 31, 2003.  There have been no  significant  changes in our
internal control over financial reporting in the first quarter of 2003 that have
materially affected, or are reasonably likely to materially affect, our internal
control over financial reporting.

                                       10
<PAGE>

                                     PART II
                                OTHER INFORMATION

The statements in this quarterly  report,  Form 10-QSB,  that are not historical
constitute "forward-looking statements". Such forward-looking statements involve
risks and  uncertainties  that may  cause the  actual  results,  performance  or
achievements  of the Company and its subsidiary to be materially  different from
any future  results,  performances or  achievements,  express or implied by such
forward-looking  statements.  These forward-looking statements are identified by
their  use  of  such  terms  and  phrases  as  "expects",   "intends",  "goals",
"estimates", "projects", "plans", "anticipates", "should", "future", "believes",
and "scheduled".

ITEM 1.  LEGAL PROCEEDINGS

The Company is involved in two legal  proceedings  which have not had meaningful
progress  in the past two years.  While the  outcome of the cases is  uncertain,
management is of the belief that the ultimate outcome of these lawsuits will not
have a  material  adverse  effect on the  results  of  operations  or  financial
stability  of the Company.  Moreover,  On June 6, 2003,  the Company  executed a
Purchase and Sale Agreement by and between the Company and Milton  Cotter,  Eric
Cotter,  Richard Berman and other former  officers of the Company  (collectively
the "Buyers")  providing for the sale of 100% of the stock in  Achievement  TEC,
Inc and Career Direction, Inc., the above-referenced defendants.
<TABLE>
<CAPTION>
<S>                   <C>                                            <C>
ITEM 2.  CHANGES IN SECURITIES AND USE OF PROCEEDS

None.

ITEM 3.  DEFAULTS UPON SENIOR SECURITIES

None.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

None.

ITEM 5.  OTHER INFORMATION

None.

ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

(a)      Exhibits.

31.1     Certification by Chief Executive Officer and Chief
         Financial Officer pursuant to Sarbanes-Oxley Section 302:    Provided Herewith

32.1     Certification by Chief Executive Officer and Chief
         Financial Officer pursuant to 18 U.S. C. Section 1350:       Provided Herewith
</TABLE>

                                       15
<PAGE>
                                   SIGNATURES

In accordance with Section 13 or 15(d) of the Exchange Act, the registrant
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

                ACHIEVEMENT TEC HOLDINGS, INC.

                By:     /s/Milton S. Cotter
                        --------------------
                Name:   Milton S. Cotter
                Title:  Chief Executive Officer and Chief Financial Officer
                Date:   September 23, 2003


                                       16