<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-START>                             JAN-01-1998             JAN-01-1997
<PERIOD-END>                               SEP-30-1998             SEP-30-1997
<CASH>                                             466                     316
<INT-BEARING-DEPOSITS>                             881                    1600
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     17,355                   3,454
<INVESTMENTS-CARRYING>                           2,446                   4,238
<INVESTMENTS-MARKET>                             2,488                   4,252
<LOANS>                                        108,908                 101,275
<ALLOWANCE>                                        889                     616
<TOTAL-ASSETS>                                 133,307                 113,915
<DEPOSITS>                                      85,645                  96,098
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              3,279                   3,079
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      44,383                  14,738
<TOTAL-LIABILITIES-AND-EQUITY>                 133,307                 113,915
<INTEREST-LOAN>                                  6,680                   6,233
<INTEREST-INVEST>                                  699                     369
<INTEREST-OTHER>                                   406                      79
<INTEREST-TOTAL>                                 7,785                   6,681
<INTEREST-DEPOSIT>                               3,091                   3,497
<INTEREST-EXPENSE>                               3,091                   3,570
<INTEREST-INCOME-NET>                            4,694                   3,111
<LOAN-LOSSES>                                      200                     240
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  2,349                   2,444
<INCOME-PRETAX>                                  2,282                     565
<INCOME-PRE-EXTRAORDINARY>                       2,282                     565
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,453                     334
<EPS-PRIMARY>                                     2.34                       0
<EPS-DILUTED>                                     2.34                       0
<YIELD-ACTUAL>                                    7.53                    7.96
<LOANS-NON>                                        588                     943
<LOANS-PAST>                                     1,104                   1,276
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   693                     388
<CHARGE-OFFS>                                        4                      12
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                  889                     616
<ALLOWANCE-DOMESTIC>                               313                     302
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            576                     314
        

</TABLE>