<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MOORESVILLE
SAVINGS BANK, INC., SSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               SEP-30-1997             SEP-30-1996
<CASH>                                             316                     288
<INT-BEARING-DEPOSITS>                           1,600                   2,106
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      3,454                   4,083
<INVESTMENTS-CARRYING>                           4,238                   5,276
<INVESTMENTS-MARKET>                             4,251                   5,232
<LOANS>                                        100,659                  97,122
<ALLOWANCE>                                        616                     394
<TOTAL-ASSETS>                                 113,915                 112,339
<DEPOSITS>                                      96,098                  93,194
<SHORT-TERM>                                         0                   2,000
<LIABILITIES-OTHER>                              3,079                   3,143
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      14,738                  14,002
<TOTAL-LIABILITIES-AND-EQUITY>                 113,915                 112,339
<INTEREST-LOAN>                                  6,233                   5,929
<INTEREST-INVEST>                                  369                     482
<INTEREST-OTHER>                                    79                      70
<INTEREST-TOTAL>                                 6,681                   6,481
<INTEREST-DEPOSIT>                               3,497                   3,471
<INTEREST-EXPENSE>                               3,570                   3,483
<INTEREST-INCOME-NET>                            3,111                   2,998
<LOAN-LOSSES>                                      240                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  2,444                   2,616
<INCOME-PRETAX>                                    565                     532
<INCOME-PRE-EXTRAORDINARY>                         565                     532
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       334                     326
<EPS-PRIMARY>                                        0                       0
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                    8.03                    7.86
<LOANS-NON>                                        983                     954
<LOANS-PAST>                                     1,017                   1,020
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    983                     954
<ALLOWANCE-OPEN>                                   388                     396
<CHARGE-OFFS>                                       14                       8
<RECOVERIES>                                         2                       6
<ALLOWANCE-CLOSE>                                  616                     394
<ALLOWANCE-DOMESTIC>                               616                     394
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            271                      65
        

</TABLE>