icc187763unisexendorseme






                                                                         UNISEX CONTRACT ENDORSEMENT    Thank you for choosing Jackson National Life Insurance Company®, also referred to as  "the Company" or "Jackson®". This endorsement is made a part of the Contract to which  it is attached. Certain provisions of Your Contract are revised as described below. To the  extent any provisions contained in this endorsement are contrary to or inconsistent with  those of the Contract to which it is attached, the provisions of this endorsement will  control. The provisions of Your Contract remain in effect except where modified by this  endorsement.    The Contract is revised as follows:    1) "Interest Rate for Adjustments Due to Misstatement of Age or Sex" on the Contract     Data Page is revised to read:       "Interest Rate for Adjustments Due to Misstatement of Age:"       2)  The MISSTATEMENT OF AGE AND/OR SEX provision is revised to read:       "MISSTATEMENT OF AGE. If Your or the Annuitant's age is misstated at the time the     Contract's Income Payments become payable, the Company will adjust the payments to     reflect income consistent with the correct age. Immediately upon discovery, the Company     will adjust the next payment due as a credit or charge, as appropriate, for any     underpayments or overpayments using the Interest Rate for Adjustments Due to     Misstatement of Age shown on the Contract Data Pages."    3)  The PROOF OF AGE, SEX AND/OR SURVIVAL provision is revised to read:       "PROOF OF AGE AND/OR SURVIVAL. The Company may require proof of age     satisfactory to the Company at any time. If any payment required by this Contract depends     on a living Annuitant, Owner or Beneficiary, the Company may require proof of that person's     survival satisfactory to the Company."    4)  The TABLE OF INCOME OPTIONS is deleted in its entirety and replaced by the following:      ICC18 7763  





 






                                                           "TABLE OF INCOME OPTIONS    The following table shows income values for each $1,000 of net proceeds applied to the Income  Option.                                        UNDER OPTION 4                 MONTHLY INSTALLMENTS UNDER OPTIONS 1 OR 3                                       No. of                 Age of                                  Age of                                                 Monthly                      No. of Mos.                            No. of Mos.                                     Monthly                 Annui-                                  Annui-                                                 Install-                       Certain                               Certain                                      Install-                tant                                     tant                                                  ments                                      ments                                                             Unisex      Life     120       240      Unisex      Life    120      240                                        60        17.09        40       2.27      2.26      2.25       68       4.50     4.38    3.93                                        72        14.31        41       2.30      2.30      2.29       69       4.67     4.53    4.01                                        84        12.33        42       2.34      2.34      2.33       70       4.85     4.69    4.08                                        96        10.84        43       2.39      2.38      2.37       71       5.05     4.85    4.15                                       108         9.68        44       2.43      2.43      2.41       72       5.26     5.02    4.21                                       120         8.76        45       2.47      2.47      2.45       73       5.48     5.20    4.27                                       132         8.00        46       2.52      2.52      2.50       74       5.73     5.39    4.33                                       144         7.37        47       2.57      2.57      2.54       75       6.00     5.59    4.38                                       156         6.84        48       2.62      2.62      2.59       76       6.29     5.80    4.42                                       168         6.38        49       2.68      2.67      2.64       77       6.61     6.01    4.46                                       180         5.98        50       2.74      2.73      2.69       78       6.96     6.23    4.49                                       192         5.64        51       2.80      2.79      2.74       79       7.33     6.45    4.52                                       204         5.33        52       2.86      2.85      2.80       80       7.75     6.67    4.54                                       216         5.06        53       2.93      2.91      2.85       81       8.20     6.88    4.55                                       228         4.82        54       3.00      2.98      2.91       82       8.70     7.10    4.57                                       240         4.60        55       3.07      3.05      2.98       83       9.24     7.30    4.58                                       252         4.40        56       3.15      3.13      3.04       84       9.83     7.50    4.58                                       264         4.22        57       3.23      3.20      3.10       85       10.47    7.68    4.59                                       276         4.06        58       3.31      3.29      3.17       86       11.17    7.85    4.59                                       288         3.90        59       3.40      3.37      3.24       87       11.93    8.00    4.59                                       300         3.77        60       3.50      3.46      3.32       88       12.76    8.14    4.59                                       312         3.64        61       3.60      3.56      3.39       89       13.65    8.25    4.60                                       324         3.52        62       3.71      3.66      3.46       90       14.61    8.36    4.60                                       336         3.41        63       3.82      3.76      3.54       91       15.65    8.44    4.60                                       348         3.31        64       3.94      3.87      3.62       92       16.77    8.51    4.60                                       360         3.21        65       4.07      3.99      3.70       93       18.00    8.57    4.60                                                               66       4.20      4.11      3.78       94       19.33    8.62    4.60                                                               67       4.35      4.24      3.85       95       20.76    8.65    4.60                 Note: Due to the volume of relevant information, the Table does not provide income values for Option  2. Those values are available from the Company's Service Center upon request. You may contact the  Company's Service Center as specified on the cover page of the Contract.    BASIS OF COMPUTATION. The 2012 Individual Annuity Mortality Period Table, blended 40% male  and 60% female, with an assumed net investment rate of 1.00% and a 0% expense load, provides the  actuarial basis for the Table of Income Options. The Table of Income Options does not include any  applicable tax."                                                                                            Signed for the                                                                                          Jackson National Life Insurance Company                                                                                            President    ICC18 7763                                                                   2