----

----

| *DEAN                HELLER*         | **STATE                OF NEVADA**         | *CHARLES                E. MOORE*         |
|--------------------------------------|--------------------------------------------|-------------------------------------------|
| *Secretary                of State*  |                                       | *Securities                Administrator* |
|                                 |                                       |
| *RENEE                L. PARKER*     | *SCOTT                W. ANDERSON*         |
| *Chief                Deputy*        | *Deputy                Secretary*          |
| *Secretary                of State*  | *for                Commercial Recordings* |
|                                 |                                       |
| *PAMELA                A. RUCKEL*    | *ELLICK                HSU*                |
| *Deputy                Secretary*    | *Deputy                Secretary*          |
| *for                Southern Nevada* | **OFFICE                OF THE**           | *for                Elections*            |
|                                 | **SECRETARY                OF STATE**      |                                      |

**Filing      Acknowledgement**

|   | November                22, 2006 |
|--------|----------------------------------|

| **Job                Number**                  | **Corporation                Number** |                                         |
|------------------------------------------------|---------------------------------------|----------------------------------------------|
| C20061122-1629                                 | C14826-2000                           |                                         |
|                                           |                                  |                                         |
| **Filing                Description**          | **Document                Filing**    |                                         |
|                                           | **Number**                            | **Date/Time                of Filing**       |
|                                           |                                  |                                         |
| Amended                & Restated Articles | 20060751158-45                        | November                22, 2006 11:45:50 AM |

| **Corporation                Name** | **Resident                Agent**        |
|-------------------------------------|------------------------------------------|
| NFINANSE                INC.        | LAUGHLIN                ASSOCIATES, INC. |

|   | Respectfully,                     |
|--------|-----------------------------------|
|   | /s/                Dean Heller    |
|   |                              |
|   | DEAN                HELLER        |
|   | Secretary                of State |

**Commercial      Recording Division**

----

|                                                      | DEAN                          HELLER                                                                                                              |                                            |
|-----------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------|
| Secretary                          of State               |                                                                                                                                              |
| 204                          North Carson Street, Suite 1 | Entity                          #:                                                                                                                |
| Carson                          City, Nevada 89701-4299   | C14826-2000                                                                                                                                       |
| (755)                          884 5708                   | Document                          Number:                                                                                                         |
| Website:                          secretaryofstate.biz    | 20060751158-45                                                                                                                                    |
|                                                      |                                                                                                                                              |                                            |
|                                                      |                                                                                                                                              | Date                          Filed:            |
|                                                      |                                                                                                                                              | 11/22/2006                          11:45:50 AM |
|                                                      | **Certificate                          to Accompany****Restated                          Articles****(PURSUANT                          TO NRS)** | In                          the office of       |
|                                                      |                                                                                                                                              |
|                                                      | /s/                          Dean Heller                                                                                                          |
|                                                      |                                                                                                                                              |
|                                                      | Dean                          Heller                                                                                                              |
|                                                      | Secretary                          of                          State                                                                              |

| 1.                      Name of Nevada entity as last recorded in this office: | Morgan                      Beaumont, Inc. |
|--------------------------------------------------------------------------------|--------------------------------------------|
|                                                                           |                                       |

|   |  ̈ | No                amendments; articles are restated only and are signed by and officer                of                the corporation who has been authorized to exercise the certificate                by                resolution of the board of directors adopted on ______. The certificate                correctly sets forth the text of the articled or certificate as amended                to                the date of the certificate. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | x | The                entity name has been amended. |
|--------|---|--------------------------------------------------|

|   |  ̈ | The                resident agent has been changed. (attach Certificate of Acceptance                form                new resident agent) |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------|

|   |  ̈ | The                purpose of the entity has been                amended. |
|--------|--------|---------------------------------------------------------------------------|

|   | x | The                authorized shares have been                amended. |
|--------|---|------------------------------------------------------------------------|

|   |  ̈ | The                directors, managers or general partners have been                amended. |
|--------|--------|----------------------------------------------------------------------------------------------|

|   |  ̈ | IRS                tax language has been added. |
|--------|--------|-------------------------------------------------|

|   | x | Articles                have been added. |
|--------|---|------------------------------------------|

|   |  ̈ | Articles                have been deleted. |
|--------|--------|--------------------------------------------|

|   | x | Other.                The articles or certificate have been amended as follows: (provide                article                numbers, if available) |
|--------|---|-------------------------------------------------------------------------------------------------------------------------------------------------------|

| The                  name of the corporation has been changed to nFinanSe Inc. The authorized                  shares of the                  Corporation's common and preferred stock has been                  amended. |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                      |
|                                                                                                                                                                                                                      |

**IMPORTANT**

----

|                                              | DEAN                  HELLER |
|---------------------------------------------------|------------------------------|
| Secretary                  of State               |
| 204                  North Carson Street, Suite 1 |
| Carson                  City, Nevada 89701-4299   |
| (755)                  884 5708                   |
| Website:                  secretaryofstate.biz    |

|                                                   |   |
|--------------------------------------------------------|--------|
|                                                   |   |
| **Certificate                of Amendment**            |   |
| **(PURSUANT                TO NRS 78.385 and 78.390)** |   |
|                                                   |   |

| Important:                Read attached instructions before completing form. | Above                space is for official only. |
|------------------------------------------------------------------------------|--------------------------------------------------|

**Certificate      of Amendment to Articles of Incorporation**

**For      Nevada Profit Corporations**

**(Pursuant      to NRS 78.385 and 78.390 After Issuance of Stock)**

| 1.                  Name of corporation:                                                                                                                                                           | Morgan                  Beaumont, Inc. |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------|
|                                                                                                                                                                                               |                                   |
|                                                                                                                                                                                               |                                   |
| 2.                The                articles have been amended as follows (provide article numbers, if                available):                                                                 |
| The                name of the corporation has been changes to nFinanSe Inc. The authorized                shares of the Corporation's common and preferred stock has been                amended. |
|                                                                                                                                                                                               |
| See                attached Amended and Restated                Articles of Incorporation.                                                                                                         |
|                                                                                                                                                                                               |
|                                                                                                                                                                                               |
|                                                                                                                                                                                               |
|                                                                                                                                                                                               |

| 4.                  Effective date of filing (optional): | Upon                  filing             |
|----------------------------------------------------------|------------------------------------------|
|                                                     |                                     |
| 5.                  Officer Signature (required):        | /s/                  R. P. Springer, EVP |

**IMPORTANT**

----

**AMENDED      AND RESTATED ARTICLED OF INCORPORATION**

**OF**

**MORGAN      BEAUMONT, INC.**

**ARTICLE      I. **
**NAME      OF CORPORATION**
**.**

**ARTICLE      II. **
**SHARES**
**.**

----

|   | /s/                Jerry R. Welch          |
|--------|--------------------------------------------|
|   | Jerry                R. Welch              |
|   | Chief                Executive Officer     |
|   |                                       |
|   | /s/                Raymond P. Springer     |
|   | Raymond                P. Springer         |
|   | Chief                Financial Officer and |
|   | Executive                Vice President    |

----

| *DEAN                HELLER*         | **STATE                OF NEVADA**         | *CHARLES                E. MOORE*         |
|--------------------------------------|--------------------------------------------|-------------------------------------------|
| *Secretary                of State*  |                                       | *Securities                Administrator* |
|                                 |                                       |
| *RENEE                L. PARKER*     | *SCOTT                W. ANDERSON*         |
| *Chief                Deputy*        | *Deputy                Secretary*          |
| *Secretary                of State*  | *for                Commercial Recordings* |
|                                 |                                       |
| *PAMELA                A. RUCKEL*    | *ELLICK                HSU*                |
| *Deputy                Secretary*    | *Deputy                Secretary*          |
| *for                Southern Nevada* | **OFFICE                OF THE**           | *for                Elections*            |
|                                 | **SECRETARY                OF STATE**      |                                      |

**Filing      Acknowledgement**

|   | November                22, 2006 |
|--------|----------------------------------|

| **Job                Number**         | **Corporation                Number** |                                         |
|---------------------------------------|---------------------------------------|----------------------------------------------|
| C20061122-1629                        | C14826-2000                           |                                         |
|                                  |                                  |                                         |
| **Filing                Description** | **Document                Filing**    |                                         |
|                                  | **Number**                            | **Date/Time                of Filing**       |
|                                  |                                  |                                         |
| Miscellaneous                         | 20060751157-34                        | November                22, 2006 11:45:50 AM |

| **Corporation                Name** | **Resident                Agent**        |
|-------------------------------------|------------------------------------------|
| NFINANSE                INC.        | LAUGHLIN                ASSOCIATES, INC. |

|   | Respectfully,                     |
|--------|-----------------------------------|
|   | /s/                Dean Heller    |
|   |                              |
|   | DEAN                HELLER        |
|   | Secretary                of State |

**Commercial      Recording Division**

----

|                                          | DEAN                HELLER                 |                                  |
|-----------------------------------------------|--------------------------------------------|---------------------------------------|
| Secretary                of State             |                                       |
| 206                North Carson Street        | Entity                #:                   |
| Carson                City, Nevada 89701-4299 | C14826-2000                                |
| (755)                884 5708                 | Document                Number:            |
| Website:                secretaryofstate.biz  | 20060751157-34                             |
|                                          |                                       |                                  |
|                                          |                                       | Date                Filed:            |
|                                          |                                       | 11/22/2006                11:45:50 AM |
|                                          | **Name                Consent or Release** | In                the office of       |
|                                          |                                       | * /s/              Dean Heller*  |
|                                          |                                       | Dean                Heller            |
|                                          |                                       | Secretary                of State     |

| ***Complete                one only, Signature must be notarized.*** | **ABOVE                SPACE FOR OFFICE USE ONLY** |
|----------------------------------------------------------------------|----------------------------------------------------|

**Name      Consent**

| I,                                   |                                    | ,                herby give consent |
|--------------------------------------|-----------------------------------------|-------------------------------------|
|                                 | (current                holder of name) |                                |
|                                 |                                    |                                |
| to                                   |                                    | to                use the name      |
|                                 | (participant                of name)    |                                |
|                                 |
|                                 |
| (Name                being released) |

**Name      Release**

| I,                                   | CT                Corporation/ Melissa Reynolds | ,                herby give consent |
|--------------------------------------|-------------------------------------------------|-------------------------------------|
|                                 | (current                holder of name)         |                                |
|                                 |                                            |                                |
| to                                   | Morgan                Beaumont, Inc.            | to                use the name      |
|                                 | (participant                of name)            |                                |
|                                 |
| nFinanSe                Inc.         |
| (Name                being released) |

| Signed:                                                    | /s/                  Melissa Reynolds                  |   |
|------------------------------------------------------------|--------------------------------------------------------|--------|
|                                                       | (signature                  of current holder of name) |   |
|                                                       |                                                   |   |
| State                  of                                  | Pennsylvania                                           |   |
|                                                       |                                                   |   |
| County                  of                                 | Philadelphia                                           |   |
|                                                       |                                                   |   |
| This                document was acknowledged before me on | 11/22/2006                                             |
|                                                       | (date)                                                 |

| By     | Melissa                Reynolds                 |   | /s/                Brigid A. Dougherty |
|--------|-------------------------------------------------|--------|---------------------------------------------|
|   | (name                of person being notarized) |   | (signature                of notary public) |

----