SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                   FORM 10-K/A
                                 Amendment No.1


(Mark One)

/     x / ANNUAL  REPORT  PURSUANT  TO  SECTION  13 OR  15(d) OF THE  SECURITIES
      EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2000 or

/   / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
      SECURITIES EXCHANGE ACT OF 1934


      Commission File No.:   333-65481-37

                           Wells Fargo Asset Securities Corporation
                           Mortgage Pass-Through Certificates
                           Series 2000-4 Trust
        (Exact name of registrant as specified in its charter)



New York                           52-2268488
(State or other jurisdiction     (I.R.S. Employer
 of incorporation or              Identification  No.)
 organization)

c/o Wells Fargo Bank Minnesota, N.A.
9062 Old Annapolis Road
Columbia, Maryland                            21045
(Address of principal executive offices)     (ZIP Code)


Registrant's telephone number, including area code:
     (410) 884-2000

Securities to be registered pursuant to Section 12(b) of the Act:

     NONE

Securities to be registered pursuant to Section 12(g) of the Act:

     NONE

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

     Yes   X          No ___


This Amendment No. 1 on Form 10-K/A amends Item 14 of the original Annual Report
on Form 10-K (the  "Original  Form 10-K") filed on March 28, 2001, on behalf of
Wells Fargo Asset Securities Corporation Series 2000-4 Trust established
pursuant to the Pooling and Servicing Agreement among Wells Fargo Asset
Securities Corporation as Seller and Wells Fargo Bank Minnesota, National
Association as Master Servicer and First Union National Bank as Trustee,
pursuant to which the Wells Fargo Asset Securites Corporation Series 2000-4
Trust registered under the Securities Act of 1933 (the "Certificates")
were issued.


Item 14 of the original Form 10K is amended in its entirety to read as follows:

Item 14.  Exhibits, Financial Statement Schedules, and Reports
          on Form 8-K.

          (a) Exhibits

              (99.1) Annual   Independent    Accountants'    Servicing   Reports
                     concerning servicing activities for the year ended December
                     31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>

              (99.2) Report  of  Management   as  to  Compliance   with  Minimum
                     Servicing Standards for the year ended December 31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>


              (99.3) Annual  Statements  of  Compliance  under the  Pooling  and
                     Servicing Agreements for the year ended December 31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>


              (99.4) Aggregate Statement of Principal and Interest Distributions
                     to Certificate Holders. <F2>

            (b)  On November 9, 2000, December 11, 2000 and January 3, 2001,
                 reports  on Form 8-K  were  filed  by the  Company  in order to
                 provide the statements for the monthly distributions to holders
                 of the  Certificates.  No other  reports  on Form 8-K have been
                 filed  during the last  quarter  of the period  covered by this
                 report.

            (c) Not applicable.

            (d)  Omitted.

<F1>  Filed herewith.
<F2>  Previously filed.

                           SIGNATURE

Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange
Act of 1934,  the  registrant  has duly  caused  this report to be signed on its
behalf by the undersigned, thereunto duly authorized:

Wells Fargo Asset Securities Corporation
Mortgage Pass-Through Certificates
Series 2000-4 Trust

Signed:   Wells Fargo Bank Minnesota, N.A., as Master Servicer

By:   Beth Belfield, Assistant Vice President
By:  /s/  Beth Belfield, Assistant Vice President

Dated:  July 10, 2002


Exhibit Index

Exhibit No.

99.1      Annual Independent Accountants' Servicing Reports concerning servicing
          activities for the year ended December 31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>


99.2      Report of Management as to Compliance with Minimum Servicing Standards
          for the year ended December 31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>


99.3      Annual  Statements  of  Compliance  under the  Pooling  and  Servicing
          Agreements for the year ended December 31, 2000.

                     a)   Hibernia National Bank  <F1>
                     b)   Homeside Lending, Inc. (FL) <F1>
                     c)   First Nationwide Mortgage Corporation <F1>
                     d)   Wells Fargo Home Mortgage, Inc. <F1>
                     e)   Sun Trust Mortgage, Inc. <F1>
                     f)   Huntington Mortgage Company <F1>
                     g)   M & T Mortgage Corporation <F1>
                     h)   Cendant Mortgage Corporation <F1>

99.4      Aggregate Statement of Principal and Interest Distributions to
          Certificate Holders.<F2>

<F1>  Filed herewith.
<F2>  Previously filed.



EX-99.1 (a)

ERNST&YOUNG     (logo)

Ernst& Young LLP
200 One Shell Square
701 Poydras Street
New Orleans
Louisiana 70139-9869

Phone: (504) 581-4200
www.ey.com


       Report of Independent Accountants on Report on Management's Assertion
          on Compliance with Minimum Servicing Standards Set Forth in the
               Uniform Single Attestation Programfor Mortgage Bankers

         The Directors' Audit Committee
         Hibernia Corporation

         We have examined management's assertion, included in the accompanying
         report titled Report of Management, that Hibernia National Bank
         (the Company), a wholly owned subsidiary of Hibernia Corporation,
         complied with the minimum servicing standards set forth in the Mortgage
         Bankers Association of America's Uniform Single Attestation Program for
         Mortgage Bankers (USAP) during the year ended December 31, 2000.
         Management is responsible for the Company's compliance with those
         requirements. Our responsibility is to express an opinion on
         management's assertions about the Company's compliance based on our
         examination.

         Our examination was made in accordance with attestation standards
         established by the American Institute of Certified Public Accountants
         and, accordingly, included examining, on a test basis, evidence about
         the Company's compliance with those requirements and performing such
         other procedures as we considered necessary in the circumstances. We
         believe that our examination provides a reasonable basis for our
         opinion. Our examination does not provide a legal determination on the
         Company's compliance with specified requirements.

         In our opinion, management's assertion that the Company complied with
         the aforinentioned requirements during the year ended December 31,
         2000, is fairly stated, in all material respects.

         This report is intended solely for the information and use of the
         Directors' Audit Committee, management, and the U.S. Department of
         Housing and Urban Development and is not intended to be and should not
         be used by anyone other than these specified parties.



         March 26, 2001



EX-99.1 (b)

    KPMG    (logo)

    Suite 2700, Independent Square
    One Independent Drive
    PO. Box 190
    Jacksonville, FL 32201-0190

    Independent Auditors' Report

    The Board of Directors
    HomeSide Lending, Inc.:


    We have examined management's assertion about HomeSide Lending, Inc. and
    subsidiaries' (the  Company's) compliance with the minimum servicing
    standards set forth in the Mortgage Bankers Association of America's Uniform
    Single Attestation Program for Mortgage Bankers and that the Company had in
    effect a fidelity bond and errors and omissions policy in the amount of $76
    million and $20 million., respectively, as of and for the year ended
    September 30, 2000, included in the accompanying management assertion letter
    dated December 1, 2000.  Management is responsible for the Company's
    compliance with those minimum servicing standards.  Our responsibility is to
    express an opinion on management's assertion about the Company's compliance
    based on our examination.

    Our examination was made in accordance with standards established by the
    American Institute of Certified Public Accountants and, accordingly,
    included examining, on a test basis, evidence about the Company's compliance
    with the minimum servicing standards and performing such other procedures
    as we considered necessary in the circumstances.  We believe that our
    examination provides a reasonable basis for our opinion.  Our examination
    does not provide a legal determination on the Company's compliance with the
    minimum servicing standards.

    In our opinion, management's assertion that HomeSide Lending, Inc. and
    subsidiaries has complied in all material respects with the aforementioned
    minimum servicing standards and that the Company had in effect a fidelity
    bond and errors and omissions policy in the amount of $76 million and $20
    million, respectively, as of and for the year ended September 30, 2000 is
    fairly stated, in all material respects.


    December 1, 2000



EX-99.1 (c)

   KPMG      (logo)
   1660 International Drive
   McLean, VA 22102



   Independent Auditors' Report


    The Board of Directors
    First Nationwide Mortgage Corporation:


    We have examined management's assertion about First Nationwide Mortgage
    Corporation's (the  Company's) compliance with the minimum servicing
    standards set forth in the Mortgage Bankers Association of America's Uniform
    Single Attestation Program for Mortgage Bankers, as of and for the year
    ended December 31, 2000 included in the accompanying management assertion.
    Management is responsible for the Company's compliance with those minimum
    servicing standards.  Our responsibility is to express an opinion on
    management's assertion about the Company's compliance based on our
    examination.

    Our examination was made in accordance with standards established by the
    American Institute of Certified Public Accountants and, accordingly,
    included examining, on a test basis, evidence about the Company's compliance
    with the minimum servicing standards and performing such other procedures as
    we considered  necessary in the circumstances.   We believe that our
    examination provides a reasonable basis for our opinion.  Our examination
    does not provide a legal determination on the Company's compliance with the
    minimum servicing standards.

    In our opinion, management's assertion that the Company has complied in all
    material respects with the aforementioned minimum servicing standards as of
    and for the year ended December 31, 2000 is fairly stated, in all material
    respects.


    January 16, 2001



EX-99.1 (d)


2500 Ruan Center
666 Grand Avenue
Des Moines, IA 50309


INDEPENDENT ACCOUNTANTS' REPORT

The Board of Directors
Wells Fargo Home Mortgage:

We have examined management's assertion about Wells Fargo Home Mortgage's
compliance with the minimum servicing standards identified in the Mortgage
Bankers Association of America's Uniform Single Attestation Program for Mortgage
Bankers (USAP) as of and for the year ended December 31, 2000, included in the
accompanying management assertion.  Management is responsible for Wells Fargo
Home Mortgage's compliance with those minimum servicing standards.  Our
responsibility is to express an opinion on management's assertion about the
entity's compliance based on our examination.

Our examination was made in accordance with standards established by the
American Institute of Certified Public Accountants and, accordingly, included
examining, on a test basis, evidence about Wells Fargo Home Mortgage's
compliance with the minimum servicing standards and performing such other
procedures as we considered necessary in the circumstances.  We believe that our
examination provides a reasonable basis for our opinion.  Our examination does
not provide a legal determination on Wells Fargo Home Mortgage's compliance with
the minimum servicing standards.

In our opinion, management's assertion that Wells Fargo Home Mortgage complied
with the aforementioned minimum servicing standards as of and for the year ended
December 31, 2000, is fairly stated, in all material respects.

January 16, 2001


EX-99.1 (e)

    ARTHURANDERSEN  (logo)

    REPORT OF INDEPENDENT PUBLIC ACCOUNTANTS

    To SunTrust Mortgage, Inc.:

    We have examined management's assertion about SUNTRUST MORTGAGE, INC.'s
    compliance with the minimum servicing standards identified in the Mortgage
    Bankers Association of America's Uniform Single Attestation Program for
    Mortgage Banks ("USAP") and that the Company had in effect a fidelity bond
    and errors and omissions policy in the amounts of $ 100,000,000 and
    $28,500,000, respectively, as of and for the year ended December 31, 2000
    included in the accompanying management assertion. Management is responsible
    for the Company's compliance with those minimum servicing standards and for
    maintaining a fidelity bond and errors and omissions policy. Our
    responsibility is to express an opinion on management's assertion about the
    entity's compliance with the minimum servicing standards and maintenance of
    a fidelity bond and errors and omissions policy based on our examination.

    Our examination was made in accordance with standards established by the
    American Institute of Certified Public Accountants and, accordingly,
    included examining, on a test basis, evidence about the Company's compliance
    with the minimum servicing standards and performing such other procedures as
    we considered necessary in the circumstances. We believe that our
    examination provides a reasonable basis for our opinion. Our examination
    does not provide a legal determination on the Company's compliance with the
    minimum servicing standards.

    In our opinion, management's assertion that the Company complied with the
    aforementioned minimum servicing standards and that the Company had in
    effect a fidelity bond and errors and omissions policy in the amounts of $
    100,000,000 and $28,500,000, respectively, as of and for the year ended
    December 31, 2000 is fairly stated in all material respects.



    Atlanta, Georgia
    February 2, 2001



EX-99.1 (f)

ERNST&YOUNG  (logo)

Ernst&Young LLP
1100 Huntington Center
41 South High Street
Columbus, Ohio 43215

Phone: (614) 224-5678
Fax:   (614) 222-3939



        Report of Independent Accountants


        Board of Directors
        The Huntington Mortgage Company

        We have examined management's assertion, included in the accompanying
        report titled Report of Management, that The Huntington Mortgage Company
        (HMC), a wholly-owned subsidiary of The Huntington National Bank,
        complied with the minimum servicing standards set forth in the Mortgage
        Bankers Association of America's Uniform Single Attestation Program for
        Mortgage Bankers (USAP) dming the year ended December 31, 2000.
        Management is responsible for HMC's compliance with those requirements.
        Our responsibility is to express an opinion on management's assertion
        about HMC's compliance based on our examination.

        Our examination was conducted in accordance with attestation standards
        established by the American Institute of Certified Public Accountants
        and, accordingly, included examining, on a test basis, evidence about
        HMC's compliance with those requirements and performing such other
        procedures as we considered necessary in the circumstances. We believe
        that our examination provides a reasonable basis for our opinion. Our
        examination does not provide a legal determination on HMC's compliance
        with specified requirements,

        In our opinion, management's assertion that HMC complied with the
        aforementioned requirements during the year ended December 31, 2000 is
        fairly stated, in all material respects.

        This report is intended solely for the information and use of the board
        of directors, management, Federal Home Loan Mortgage Corporation,
        Federal National Mortgage Association, and HMC's private investors,
        and is not intended to be and should not be used by anyone other than
        these specified parties.

        March 6, 2001



EX-99.1 (g)

    PRICEWATERHOUSECOOPERS   (logo)


    PricewaterhouseCoopers LLP
    3600 HSBC Center
    Buffalo NY 14203-2879
    Telephone (716) 856 4650
    Facsimile (716) 856 1208

    Loan Servicing Report of Independent Accountants

    To the Board of Directors and Stockholder of
    M&T Mortgage Corporation

    We have examined management's assertion about M&T Mortgage Corporation's
    compliance with the minimum servicing standards identified in the Mortgage
    Bankers Association of America's Uniform Single Attestation Program for
    Mortgage Bankers (USAP) as of and for the year ended December 31, 2000
    included in the accompanying management assertion. Management is responsible
    for M&T Mortgage Corporation's compliance with those minimum servicing
    standards. Our responsibility is to express an opinion on management's
    assertion about the entity's compliance based on our examination.

    Our examination was made in accordance with standards established by the
    American Institute of Certified Public Accountants and, accordingly,
    included examining, on a test basis, evidence about M&T Mortgage
    Corporation's compliance with the minimum servicing standards and
    performing such other procedures as we considered necessary in the
    circumstances. We believe that our examination provides a reasonable basis
    for our opinion. Our examination does not provide a legal determination on
    M&T Mortgage Corporation's compliance with the minimum servicing standards.

    In our opinion, management's assertion that M&T Mortgage Corporation
    complied with the aforementioned minimum servicing standards as of and for
    the year ended December 31, 2000 is fairly stated, in all material respects.


    March 14, 2001



EX-99.1 (h)

    Deloitte & Touche LLP
    Two Hilton Court
    P.O. Box 319
    Parsippany, New Jersey 07054-0319

    Tel: (973) 683 7000
    Fax: (973) 683 7459
    www.us.deloitte.com


    Deloitte   (logo)
    &Touche

     INDEPENDENT AUDITORS'REPORT


     Cendant Mortgage Corporation:

     We have examined management's assertion about Cendant Mortgage
     Corporation's compliance with the minimum servicing standards identified in
     the Mortgage Bankers Association of America's Uniform Single Attestation
     Program for Mortgage Bankers (USAP) as of and for the year ended December
     31, 2000 included in the accompanying management assertion. Management is
     responsible for Cendant Mortgage Corporation's compliance with those
     minimum servicing standards. Our responsibility is to express an opinion on
     management's assertion about the entity's compliance based on our
     examination.

     Our examination was made in accordance with standards established by the
     American Institute of Certified Public Accountants and, accordingly,
     included examining, on a test basis, evidence about Cendant Mortgage
     Corporation's compliance with the minimum servicing standards and
     performing such other procedures as we considered necessary in the
     circumstances.  We believe that our examination provides a reasonable basis
     for our opinion. Our examination does not provide a legal determination on
     Cendant Mortgage Corporation's compliance with the minimum servicing
     standards.

     In our opinion, management's assertion that Cendant Mortgage Corporation
     complied with the aforementioned minimum servicing standards as of and for
     the year ended December 31, 2000, is fairly stated in all material
     respects.



     February 9, 2001



EX-99.2 (a)


HIBERNIA (logo)
MEMBER FDIC


MANAGEMENT ASSERTION


As of and for the period ended December 31, 2000, Hibernia National
Bank has complied in all material respects with the minimum servicing
standards set forth in the Mortgage Bankers Association of America's
Uniform Single Attestation Program for Mortgage Bankers (USAP). As of
and for this same period, Hibernia National Bank had in effect a
fidelity bond and errors and omissions policy. Refer to the enclosed
certificates for the specific amounts.


Gerald J. Lachney
Assistant Vice President

September 13, 2001


HIBERNIA NATIONAL BANK * POST OFFICE BOX 481 * BATON ROUGE, Los Angeles 70821 *
225-381-2000



EX-99.2 (b)

HOMESIDE
LENDING, INC.  (logo)

Management Assertion Letter

As of and for the year ended September 30, 2000, HomeSide Lending,
Inc. and subsidiaries has complied in all material respects with the
minimum servicing standards set forth in the Mortgage Bankers
Association of America's Uniform Single Attestation Program for
Mortgage Bankers. As of and for this same period, HomeSide Lending had
in effect a fidelity bond and errors and omissions policy in the
amount of $76 million and $20 million, respectively.




William Glasgow, Jr.

December 1, 2000

Post Office Box 45298, Jacksonville, FL 32232-5298 1-800-874-0209



EX-99.2 (c)

Management Assertion

As of and for the year ended December 31, 2000, First Nationwide Mortgage
Corporation (the Company) has complied in all material respects with the
minimum servicing standards set forth in the Mortgage Bankers Association of
America's Uniform Single Attestation Program for Mortgage Bankers. As of and
for this same period, the Company had in effect a fidelity bond and errors
and omissions policy in the amount of $125 million and $120 million,
respectively.


Signature


Executive Vice President
Title

03-12-01



EX-99.2 (d)

     Wells Fargo Home Mortgage (logo)
     1 Home Campus
     Des Moine, IA 50328-0001


     Management Assertion

     As of, and for the year ended December 31,2000, Wells Fargo Home Mortgage
     has complied in all material respects with the minimum servicing standards
     set forth in the Mortgage Bankers Association of America's Uniform Single
     Attestation Program for Mortgage Bankers.  As of, and for the same period,
     Wells Fargo Home Mortgage had in effect a fidelity bond along with an
     errors and omissions policy in the amounts of $50 million and $10 million,
     respectively.

     Pete Wissinger                                    January 16, 2001
     Chief Exicutive                                   Date

     Geoff Dreyer                                      January 16, 2001
     Chief Financial Officer                           Date

     Mike Heid                                         January 16, 2001
     Executive Vice President Loan Servicing           Date




EX-99.2 (e)

SunTrust Mortgage, Inc.
Post Office Box 26149
Richmond. VA 23260-6149
1-800-634-7928

SUNTRUST   (logo)


            February 10, 2000


            Arthur Andersen LLP
            133 Peachtree Street, NE
            Atlanta, GA 30303


            Dear Sirs:

            As of and for the year ended December 1, 2000, SunTrust Mortgage,
            Inc. has complied in all material respects with the minimum
            servicing standards set forth in the Mortgage Bankers Association of
            America's Uniform Single Attestation Program for Mortgage Bankers.
            As of and for this same period, SunTrust Mortgage, Inc. had in
            effect a fidelity bond and errors and omissions policy in the
            amounts of $100,000,000 and $28,500,000 respectively.

            Sincerely,

            Ralph B. Carrigan
            Executive Vice President



EX-99.2 (f)

Huntington
Mortgage
Company  (logo)


Report of Management


We, as members of management of The Huntington Mortgage Company (HMC), a
wholly-owned subsidiary of The Huntington National Bank, are responsible
for complying with the minimum servicing standards as set forth in the
Mortgage Bankers Association of America's Uniform Single Attestation
Program for Mortgage Bankers (USAP). We are also responsible for
establishing and maintaining effective internal control over compliance
with these standards. We have performed an evaluation of HMC's compliance
with the minimum servicing standards as set forth in the USAP as of
December 31, 2000 and for the year then ended. Based on this evaluation,
we assert that during the year ended December 31, 2000, HMC complied, in
all material respects, with the minimum servicing standards set forth in
the USAP.

As of and for this same period, HMC had in effect a fidelity bond in the
amount of $70,000,000 and an errors and omissions policy in the amount of
$10,000,000.


Thomas J. Finnegan III
President and Chief Executive Officer


Irving A. Adler
Senior Vice President

March 6, 2001



EX-99.2 (g)

    M&T Mortgage Corporation

    A SUBSIDIARY OF M&T BANK - Over 140 Years of Experience Behind Us

              MANAGEMENT'S ASSERTION ABOUT COMPLIANCE WITH
                       MINIMUM SERVICING STANDARDS

      As of and for the year ended December 31, 2000, M&T Mortgage Corporation
      has complied in all material respects with the minimum servicing standards
      set forth in the Mortgage Bankers Association of America's Uniform Single
      Attestation Program for Mortgage Bankers. As of and for this same period,
      M&T Mortgage Corporation had in effect Fidelity bond and errors and
      omissions coverages in the amount of $45,000,000 and $20,000,000,
      respectively.

      M&T Mortgage Corporation



      By:

        James J. Beardi
        President

        Michael J. Todaro
        Senior Vice President

        Mark J. Mendell
        Vice President



EX-99.2 (h)

Cendant Mortgage
3000 Leadenhall Road
Mount Laurel, NJ 08054

CENDANT  (logo)
Mortgage

As of and for the year ended December 31, 2000, Cendant Mortgage
Corporation (the Company) has complied in all material respects with
the minimum servicing standards set forth in the Mortgage Bankers
Association of America's Uniform Single Attestation Program for
Mortgage Bankers. As of and for this same period, the Company had in
effect a fidelity bond and errors and omissions policy in the amount
of $110 million and $20 million, respectively.

Cendant Mortgage Corporation


Terence W.Edwards
President and Chief Executive Officer


Martin Foster
Vice President Servicing Management Group



EX-99.3 (a)

     HIBERNIA   (logo)
     MEMBER FDIC

     Wells Fargo Bank Minnesota, N.A.
     11000 Broken Land Parkway
     Columbia, MD 21044-3562
     Attention: Master Servicing
     RE: Officer's Certificate


     Dear Master Servicer:


     The undersigned Officer certifies the following for the 2000 fiscal year:

     (A) I have reviewed the activities and performance of the Servicer during
         the preceding fiscal year under the terms of the Servicing Agreement,
         Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer
         Guide and to the best of these Officers' knowledge, the Servicer has
         fulfilled all of its duties, responsibilities or obligations under
         these Agreements throughout such year, or if there has been a default
         or failure of the servicer to perform any of such duties,
         responsibilities or obligations, a description of each default or
         failure and the nature and status thereof has been reported to
         Wells Fargo Bank Minnesota, N.A.;

     (B) I have confirmed that the Servicer is currently an approved FNMA
         or FHLMC servicer in good standing;

     (C) I have confirmed that the Fidelity Bond, the Errors and Omissions
         Insurance Policy and any other bonds required under the terms of the
         Servicing Agreement, Trust Agreement, Pooling and Servicing Agreement
         and/or Seller/Servicer Guide are in full force and effect;

     (D) All premiums for each Hazard Insurance Policy, Flood Insurance Policy
         (if applicable) and Primary Mortgage Insurance Policy (if applicable),
         with respect to each Mortgaged Property, have been paid and that all
         such insurance policies are in full force and effect;

     (E) All real estate taxes, governmental assessments and any other expenses
         accrued and due, that if not paid could result in a lien or encumbrance
         on any Mortgaged Property,  have been paid, or if any such costs or
         expenses have not been paid with respect to any Mortgaged Property, the
         reason for the non-payment has been reported to Wells Fargo Bank
         Minnesota, N.A.;

     F) All Custodial Accounts have been reconciled and are properly funded; and

     G) All annual reports of Foreclosure and Abandonment of Mortgage Property
        required per section 6050H, 6050J and 6050P of the Internal Revenue
        Code, respectively, have been prepared and filed.

     Certified By:


     Officer


     Sr. Vice President
     Title


     3/30/01
     Date



EX-99.3 (b)

       HOMESIDE   (logo)
       LENDING, INC.

       June 21, 2001


       Ms. Dionne Dixon
       Wells Fargo Bank Minnesota
       11000 Broken Land Parkway
       Columbia, Maryland 21044

       Re:  Annual Officer's Certification
            Fiscal Year Ending September 30, 2000

       Dear Ms. Dixon:

       HomeSide Lending, Inc.(HomeSide) has reviewed its servicing activities
       on the mortgage loans HomeSide services on behalf of Wells Fargo Bank
       Minnesota.  This review was conducted for the purpose of determining if
       the servicer has met all servicing obligations under the agreement
       covering these mortgage loans.

       HomeSide, upon my investigation and to the best of my knowledge, has
       conducted its servicing activities in compliance with the agreement and
       is not in default in the fulfillment of any obligations of the agreement.
       Further, all real estate taxes and hazard insurance premiums have been
       paid as and when due.

       I apologize for the oversight in sending. Should you have any questions
       please contact Lynda M. Pohwat at (904)281-4705 or Impohwat@homeside.com.

       Sincerely,



       Karen Bryan
       Vice President



EX-99.3 (c)

   1ST
   NATIONWIDE
   MORTGAGE   (logo)

   P.O. Box 9481
   Gaithersburg, MD 20898-9481


   Annual Certification for Fiscal Year Ending December 2000

   Dear Investor:

    First Nationwide Mortgage Corporation hereby certifies to the best of our
    knowledge and belief, the following:

         We paid (or received evidence of payment) all taxes and assessments,
         and other reportable/lienable items which affect the subject
         properties.

         We paid (or received evidence of payment) for flood or other casualty
         insurance in an amount and form sufficient to cover indebtedness.

         We paid FHA or conventional mortgage insurance premiums for the
         mortgages we service for you, as required.

         All required IRS reporting  has been completed in connection with
         interest on escrow, interest paid by  mortgagors in excess of $600.00
         and information returns on foreclosure and abandoned properties for the
         year.

         We properly adjusted the interest rate on adjustable rate mortgages, as
         required by the note and rider.

         We completed  all property inspections,  as required by our Servicing
         Agreement.

         The required fidelity bond and errors and omissions coverages are in
         force.

         We properly applied all sums relating to principal, interest, taxes,
         and insurance.

         Funds received are placed in a separate trust account until disbursed.

         Interest on escrow is paid as required under applicable laws,
         regulations or contracts that require payment on the mortgagors' escrow
         deposit accounts.

         A review of the activities during the preceding calendar year and of
         the performance under the Servicing Agreement has been completed and
         based on that review, we have fulfilled all of the obligations under
         that agreement.


    Sincerely,



    Deborah S. Mace
    First Vice President




    5280 Corporate Drive, Frederick, MD 21703



EX-99.3 (d)

      WELLS FARGO HOME MORTGAGE (Logo)
      One Home Campus
      Des Moines, IA 50328-0001

      March 20, 2001

      Re: 2000 Annual Certification

      We hereby certify to the best of our knowledge and belief that for the
      calendar year of 2000:

      1. All real estate taxes, bonds assessments and other lienable items
         have been paid.

      2. All FHA mortgage insurance, private mortgage insurance premiums, and
         flood insurance have been paid (if applicable).

      3. Hazard insurance policies held by us meet the requirements as specified
         in the servicing agreement or those of a normal prudent lender if
         not specified, and those premiums due have been paid.

      4. We have made all property inspections as required.

      5. Fidelity bond and Errors and Omissions insurance coverage currently
         exists.

     6.  That the Officer signing this certificate has reviewed the activities
         and performance of the Servicer during the preceding fiscal year under
         the terms of the Servicing Agreement, Trust Agreement, Pooling and
         Servicing Agreement and/or Seller/Servicer Guide or similar agreements
         and to the best of this officer's knowledge, the Servicer has fulfilled
         all of its duties, responsibilities or obligations of such agreement
         throughout the year, or if there has been a default or failure of the
         servicer to perform any of such duties, responsibilities or
         obligations, a description of each default or failure and the nature
         and status thereof has been reported.


      Sincerely,

      John B. Brown
      Vice President
      Wells Fargo Home Mortgage, Inc.



EX-99.3 (e)

    Wells Fargo Bank Minnesota, N.A.
    11000 Broken Land Parkway
    Columbia, MD 21044-3562
    Attention: Master Servicing

    RE: Officer's Certificate

    Dear Master Servicer:

    The undersigned Officer certifies the following for the 2000 fiscal year:

    (A) I have reviewed the activities and performance of the Servicer during
        the preceding fiscal year under the terms of the Servicing Agreement,
        Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer
        Guide and to the best of these Officers' knowledge, the Servicer has
        fulfilled all of its duties, responsibilities or obligations under these
        Agreements throughout such year, or if there has been a default or
        failure of the servicer to perform any of such duties, responsibilities
        or obligations, a description of each default or failure and the nature
        and status thereof has been reported to Wells Fargo Bank Minnesota,
        N.A.;

    (B) I have confirmed that the Servicer is currently an approved FNMA or
        FHLMC servicer in good standing;

    (C) I have confirmed that the Fidelity Bond, the Errors and Omissions
        Insurance Policy and any other bonds required under the terms of the
        Servicing Agreement, Trust Agreement, Pooling and Servicing Agreement
        and/or Seller/Servicer Guide are in full force and effect;

    (D) All premiums for each Hazard Insurance Policy, Flood Insurance Policy
       (if applicable) and Primary Mortgage Insurance Policy (if applicable),
        with respect to each Mortgaged Property, have been paid and that all
        such insurance policies are in full force and effect;

    (E) All real estate taxes, governmental assessments and any other expenses
        accrued and due, that if not paid could result in a lien or encumbrance
        on any Mortgaged Property, have been paid, or if any such costs or
        expenses have not been paid with respect to any Mortgaged Property, the
        reason for the non-payment has been reported to Wells Fargo Bank
        Minnesota, N-A.;

    (F) All Custodial Accounts have been reconciled and are properly funded; and

    (G) All annual reports of Forecloslure and Abandonment of Mortgage Property
        required per section 6050H, 6050J and 6050P of the Internal Revenue
        Code, respectively, have been prepared and filed.

    Certified By:

    Officer

    Vice President
    Title

    March 26, 2001
    Date



EX-99.3 (f)

    Huntington
    Mortgage   (logo)
    Company

    OFFICER'S CERTIFICATE

    Dear Master Servicer:

    The undersigned Officer certifies the following for the 2000 fiscal year:

    A    I have reviewed the activities and  performance of the Servicer during
         the proceeding fiscal year under the terms of the servicing agreement,
         Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer
         Guide and to the best of these Officers' knowledge, the Servicer has
         fulfilled all of its duties, responsibilities or obligations under
         these Agreements throughout such year, or if there has been a default
         or failure of the servicer to perform an of such duties,
         responsibilities or obligations, a description of each default or
         failure and the nature and status thereof has been reported to Wells
         Fargo Bank Minnesota, N.A.

    B    I have confirmed that the Servicer is currently an approved FNMA or
         FHLMC servicer in good standing:

    C    I have confirmed that the Fidelity Bond, the Errors and omission
         Insurance policy and any other bonds required under the terms of the
         Servicing Agreement, Trust Agreement, Pooling and Servicing Agreement
         and/or Seller/Servicer Guide are in full force and effect;

    D    All premiums for each Hazard insurance Policy, Flood Insurance Policy
         (if applicable) and Primary Mortgage Insurance Policy (if applicable),
         with respect to each  Mortgaged Property, have been paid and that all
         such insurance policies are in full force and effect;

    E    All real estate taxes, government assessments and any other expenses
         accrued and due, that if not paid could result in a lien or encumbrance
         on any  Mortgaged Property, have been paid, or if and such costs or
         expenses have not been paid with respect to any Mortgaged Property, the
         reason for the non-payment has been reported.

    F    All custodial Accounts have been reconciled and are properly funded;
         and

   G    All annual reports of Foreclosure and Abandonment of Mortgage Property
        required per section  6050H,  6050J and 6050P of the Internal Revenue
        Code, respectively, have been prepared and filed.



    Certified By:

    Officer: Michael Greenwood

    Title: Vice President of Servicing

    7-10-01
    Date



EX-99.3 (g)

    M&T MORTGAGE CORPORATION     (logo)
    A SUBSIDIARY OF M&T BANK*  Over 140 years of Experience Behind Us

    Wells Fargo Bank Minnesota, N.A
    11000 Broken Land Parkway
    Columbia, MD 21044-3562
    Attention: Master Servicing

    RE: Officer's Certificate

    Dear Master Servicer:

    The undersigned Officer certifies the following for the 2000 fiscal year:

    (A) I have reviewed the activities and performance of the Servicer during
        the preceding fiscal year under the terms of the Servicing Agreement,
        Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer
        Guide and to the best of these Officers' knowledge, the Servicer has
        fulfilled all of its duties, responsibilities or obligations under these
        Agreements throughout such year, or if there has been a default or
        failure of the servicer to perform any of such duties, responsibilities
        or obligations, a description of each default or failure and the nature
        and status thereof has been reported to Wells Fargo Bank Minnesota,
        N.A.;

    (B) I have confirmed that the Servicer is currently an approved FNMA or
        FHLMC servicer in good standing;

    (C) I have confirmed that the Fidelity Bond, the Errors and Omissions
        Insurance Policy and any other bonds required under the terms of the
        Servicing Agreement, Trust Agreement, Pooling and Servicing Agreement
        and/or Seller/Servicer Guide are in full force and effect;

    (D) All premiums for each Hazard Insurance Policy, Flood Insurance Policy
        (if applicable) and Primary Mortgage Insurance Policy (if applicable),
        with respect to each Mortgaged Property, have been paid and that all
        such insurance policies are in full force and effect;

    (E) All real estate taxes, governmental assessments and any other expenses
        accrued and due, that if not paid could result in a lien or encumbrance
        on any Mortgaged Property, have been paid, or if any such costs or
        expenses have not been paid with respect to any Mortgaged Property,
        the reason for the non-payment has been reported to Wells Fargo Bank
        Minnesota, N.A.;

    (F) All Custodial Accounts have been reconciled and are properly funded; and

    (G) All annual reports of Foreclosure and Abandonment of Mortgage Property
        required per section 6050H, 6050J and 6050P of the Internal Revenue
        Code, respectively, have been prepared and filed.

    Certified By:



    Officer


    Title


    Date



EX-99.3 (h)

    CENDANT   (logo)
    Mortgage

    May 11, 2001

    Wells Fargo
    11000 Broken Land Parkway
    Columbia, MD 21044

    RE: Officer's Certificate
         Annual Certification

    Dear Master Servicer:

    The undersigned officer certifies the following for the 2000 calendar year.

    a)  I have reviewed the activities and performances of the Servicer during
        the preceding fiscal year under the terms of the Servicing Agreement,
        Trust Agreement, Pooling and Servicing Agreement and/or Servicer Guide
        and to the best of my   knowledge,  the  Servicer  has fulfilled all
        of  its  duties, responsibilities  or obligations under these Agreements
        throughout such year,  or if there has been a default or failure of the
        Servicer to perform any such duties, responsibilities or obligations, a
        description of each  default or failure and the nature and status
        thereof has been reported to Wells Fargo;

    b)  I have confirmed that the Servicer is currently an approved FNMA or
        FHLMC Servicer in good standing;

    c)  I have  confirmed  that the Fidelity Bond,  the  Errors  and  Omissions
        Insurance  Policy and any other bonds  required  under the terms of the
        Servicing Agreement,  Trust Agreement,  Pooling and Servicing Agreement
        and/or Servicer Guide are in full force and effect;


    d)  To the best of my knowledge, all premiums for  each  Hazard  Insurance
        Policy,  Flood Insurance  Policy (if  applicable)  and Primary  Mortgage
        Insurance  Policy  (if  applicable),  with  respect  to  each  Mortgaged
        Property,  have been paid and that such  insurance  policies are in full
        force and effect;

    e)  To the best of my knowledge, all real estate taxes, governmental
        assessments and any other expenses accrued and due, that if not paid
        could result in a lien or encumbrance on any Mortgage Property, have
        been paid, or if any such costs or expenses have been paid with  respect
        to any  Mortgaged Property, the reason for the  non-payment  has been
        reported to Wells Fargo;

    f) To the best of my knowledge,  all Custodial Accounts have been reconciled
       and are properly funded; and

    g) To the best of my  knowledge,  all  annual  reports  of  Foreclosure  and
       Abandonment of Mortgaged Property required per section 6050J and 6050P of
       the Internal Revenue Code, respectively, have been prepared and filed.


    Certified by:


    Officer - Marc J. Hinkle

    Vice President - Loan Servicing
    Title

    5/11/2001
    Date