UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-KSB
                                   (Mark One)

|X|   ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF
      1934

                  For the fiscal year ended December 31, 2005.

|_|   TRANSITION REPORT UNDER SECITON 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
      OF 1934

           For the transition period from ___________ to _____________

                         Commission file number: 0-31457

                          NUEVO FINANCIAL CENTER, INC.

              (formerly MILLENNIUM CAPITAL VENTURE HOLDINGS, INC.)
                 (Name of small business issuer in its charter)

           DELAWARE                        5045                  23-3048444
(State or other jurisdiction of      (Primary Standard       (I.R.S. Employer
 incorporation or organization)  Industrial Classification  Identification No.)

                             2112 Bergenline Avenue
                          Union City, New Jersey 07087

   (Address, including zip code, and telephone number, including area code, of
                    registrant's principal executive offices)

                         Telephone Number: 201.537.0956
                           (Issuer's telephone number)

                              1 Place Ville-Marie,
                            Montreal, Quebec H3B 4R4
          (Former name or former address, if changed since last report)

Securities registered under Section 12(g) of the Exchange Act:

                    Common Stock, $.0001 par value per share

                                (Title of class)

Check whether the issuer (1) filed all reports required to be filed by Section
13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter
period that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.

|X| Yes |_| No

<PAGE>

Check if there is no disclosure of delinquent filers in response to Item 405 of
Regulation S-B is not contained in this form, and no disclosure will be
contained, to the best of registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this Form 10-KSB
or any amendment to this Form 10-KSB. |X|

State issuer's revenues for its most recent fiscal year: $ 2,956,388

State the aggregate market value of the voting and non-voting common equity held
by non-affiliates computed by reference to the price at which the common equity
was sold, or the average bid and asked price of such common equity, as of a
specified date within the past 60 days. (See definition of affiliate in Rule
12b-2 of the Exchange Act.):

There presently is no public market for the Registrant's common equity.

Note: If determining whether a person is an affiliate will involve an
unreasonable effort and expense, the issuer may calculate the aggregate market
value of the common equity held by non-affiliates on the basis of reasonable
assumptions, if the assumptions are stated.

      (ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST 5 YEARS)

Check whether the issuer has filed all documents and reports required to be
filed by Section 12, 13, or 15(d) of the Exchange Act after the distribution of
securities under a plan confirmed by a court.

|_| Yes |_| No

                   (APPLICABLE ONLY TO CORPORATE REGISTRANTS)

State the number of shares outstanding of each of the issuer's classes of common
equity, as of the latest practicable date: 23,350,000 as of July 12, 2006.

                       DOCUMENTS INCORPORATED BY REFERENCE

If the following documents are incorporated by reference, briefly describe them
and identify the part of the Form 10-KSB (e.g. Part I, Part II, etc.) into which
the document is incorporated: (1) any annual report to security holders; (2) any
proxy or information statement; and (3) any prospectus filed pursuant to Rule
424(b) or (c) of the Securities Act of 1933. The listed documents should be
clearly described for identification purposes (e.g., annual report to security
holders for fiscal year ended December 24, 1990): None

Transitional Small Business Disclosure Format (Check one):  |_| Yes |X| No

<PAGE>

                                TABLE OF CONTENTS

PART I                                                                         4

  ITEM 1.   DESCRIPTION OF BUSINESS                                            4

  ITEM 2.   DESCRIPTION OF PROPERTIES                                          6

  ITEM 3.   LEGAL PROCEEDINGS                                                  6

  ITEM 4.   SUBMISSION OF MATTERS TO A VOTE OF SECURITY  HOLDERS               7

PART II                                                                        7

  ITEM 5.   MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS           7

  ITEM 6.   MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
            RESULTS OF OPERATIONS                                              8

  ITEM 7.   FINANCIAL STATEMENTS                                              11

  ITEM 8.   CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
            FINANCIAL DISCLOSURE                                              26

  ITEM 8A.  CONTROLS AND PROCEDURES                                           26

  ITEM 8B.  OTHER INFORMATION



PART III                                                                      27

  ITEM 9.   DIRECTORS, EXECUTIVE OFFICERS, PROMOTERS AND CONTROL PERSONS;
            COMPLIANCE WITH SECTION 16(A) OF THE EXCHANGE ACT 16              27

  ITEM 10.  EXECUTIVE COMPENSATION                                            28

  ITEM 11.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT    28

  ITEM 12.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS                    29

  ITEM 13.  EXHIBITS AND REPORTS ON FORM 8-K                                  30

  ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES                            31

SIGNATURES                                                                    32


                                        3

<PAGE>

                                     PART I

Unless otherwise noted, all dollar references are in U.S. Dollars.

Forward-Looking Statements

This Form 10-KSB annual report may contain certain "forward-looking" statements
as such term is defined in the Private Securities Litigation Reform Act of 1995
or by the Securities and Exchange Commission in its rules, regulations and/or
releases, which represent our expectations or beliefs, including but not limited
to, statements concerning our operations, economic performance, financial
condition, growth and acquisition strategies, investments, and future
operational plans. For this purpose, any statements contained herein that are
not statements of historical fact may be deemed to be forward-looking
statements. Without limiting the generality of the foregoing, words such as
"may", "will", "expect", "believe", "anticipate", "intend", "could", "estimate",
"might", or "continue" or the negative or other variations thereof or comparable
terminology are intended to identify forward-looking statements. These
statements by their nature involve substantial risks and uncertainties, certain
of which are beyond our control, and actual results may differ materially
depending on a variety of important facts, including but not limited to those
risk factors discussed herein below.

Item 1. DESCRIPTION OF BUSINESS

General Description and Development of Business

Nuevo Financial Center, Inc. ("Company", "Registrant" or "Nuevo"), formerly
Millennium Capital Venture Holdings, Inc. ("MCVH"), was incorporated in the
State of Delaware on June 2, 2000 to serve as a vehicle to effect an
acquisition, merger, exchange of capital stock or other business combination
with a domestic or foreign corporation.

On March 24, 2003, the Company acquired all of the issued and outstanding shares
of Mada Multimedia Inc., a Quebec corporation ("Mada"), which was formed to
design, produce and market multimedia applications in the financial education
sector, as well as training courses and simulations in the stock trading sector.
However, operations of Mada never commenced.

On February 4, 2005, Mr. Andre St-Arnaud, Mr. Nil Lapointe, Mr. Mario Drolet and
Mr. Bruno Desmarais ("Desmarais") resigned as Directors and Officers of
Millennium Capital Venture Holdings Inc. Mr. Francis Mailhot was nominated and
appointed as a Director and as President and CEO of MCVH.

On March 11, 2005 ("Closing Date"), the Company completed the acquisition of
Telediscount Communications Inc., ("Telediscount"). Telediscount, a New York
corporation, was incorporated in June 1998, primarily to provide
telecommunication, long distance service, wire transfers service, phone cards,
internet, cellular, accessories, bill payment, and other related products and
services through retail stores. Pursuant to an Agreement and Plan of Merger
(collectively, the "Merger") all of the outstanding shares of the Telediscount's
common stock were converted into shares of MCVH common stock ("Common Stock") on
the Closing Date. On November 18, 2005, MCVH changed its name to Nuevo, to more
accurately reflect its changing business strategy.

On April 7, 2005, Mr. Francis Mailhot ("Mailhot") resigned as President and CEO
of MCVH. Mailhot remained as a Director of MCVH until his resignation on
November 30, 2005. In addition, on April 7, 2005, Mr. Rainey Sellars, Mr. Tim
Gardner and Mr. Jose Araque ("Araque") were appointed as Directors of MCVH and
Araque was simultaneously appointed President and CEO.

As of December 31, 2005, there were 17 company-owned stores in operation in New
Jersey (9) and New York (8).


                                        4

<PAGE>

General Business Plan

The Company is a provider of wire remittance or wire transfers (where a customer
gives the Company funds to electronically transfer to another person, usually
internationally, through a worldwide network of banks, and telecommunication
products and services to the rapidly growing Hispanic population in the United
States. As of December 2005, the Company had revenues of approximately $3.0
Million. Such revenues are principally derived from commissions from wire
remittances, the sale of cellular phones and accessories, calling cards, long
distance calls, bill payment, providing internet access, as well as other
miscellaneous products and services.

Notwithstanding the foregoing, the Company is in the process of expanding its
business strategy. The Company seeks to leverage its existing customer base and
company-owned retail store operations, which are currently located throughout
the New York metropolitan area (in northern and central New Jersey, Westchester
County, New York, on the border of Connecticut and in Long Island), by expanding
its product lines to address the growing need for financial services in the
Hispanic community. Thus, the Company is in the process of introducing new
products and services into its stores and it intends to open new locations
targeting working-class communities across the United States, where there is a
high concentration of Hispanics who, the Company believes have a strong demand
for financial products and services, as well as for those financial and
telecommunication products currently offered by the Company.

The Company intends to market, in addition to its current wire remittance and
telecommunication products and services, a comprehensive range of financial
products and services. The core financial products will be centered on: i) wire
remittance; ii) insurance; iii) financing; and iv) credit instruments, which
would enable its customers to establish credit, gain greater access to credit
markets and protect their assets. Ancillary products and services may also
include:

      o     Real estate - The Company intends to become a licensed real estate
            broker, offering such real estate services as assisting consumers in
            the purchase, sale or rental of residential and commercial property;

      o     Travel - The Company will offer access to booking travel
            arrangements;

      o     Check cashing - Cashing all types of checks, including payroll,
            government, personal, two-party, money orders, insurance drafts,
            cashier's checks and more, since many banks now refuse to cash
            checks for people who do not have bank accounts. For those with bank
            accounts, banks can hold the deposited funds for several days or
            even weeks until the check clears their banking system.

      o     Tax preparation and related services - The Company will offer tax
            services, including the preparation of income tax returns and
            applications for tax identification numbers.

      o     Payday loans - Where permitted by law, the Company intends to
            initially offer, through an affiliate program, access to pay day
            loans or cash advances. These are short term loans that provide
            consumers with additional money until their next payday.

      o     Storage value cards - Provide a way to make financial transactions.
            Stored value cards use magnetic stripe technology to store
            information about funds that have been prepaid to the card. Payroll
            cards, government benefit cards, prepaid debit cards, gift cards,
            and telephone cards are examples of stored value cards.

      o     Prepaid credit cards - For consumers with no credit or past credit
            problems, it can be very difficult to get credit cards. Prepaid
            credit cards, work exactly like a regular credit card. Consumers can
            open an account and "pre-load" the card with cash up-front, similar
            to a pre-paid calling card. Then, they can use the prepaid
            MasterCard or Visa anywhere these cards are accepted; and,


                                        5

<PAGE>

      o     Money orders - Money orders are a convenient, safe and economical
            alternative to personal and bank checks. They are easy to buy and
            are readily accepted as a form of currency. They provide the
            security of a bank check, at a lower price. As there is no need for
            a bank account, consumers don't need to wait days for it to clear.
            As well as being cashed on-the-spot, money orders can be deposited
            directly into a bank account, subject to a clearance period.

Government Regulation

Some of the products and services discussed above may require that the Company
secure the necessary state licensing to be able to offer such products and
services. At present, the Company has begun the process of applying to the
applicable state authorities to secure any such licenses that may be required.
The Company is not aware of any issues that would impede its ability to secure
the appropriate licenses.

With wire remittance services, the transfer of funds across international
borders is regulated by the government Bank Secrecy Act and Anti-Money
Laundering Regulation. As an authorized agent of Vigo Remittance Corp., one of
the largest electronic funds transfer companies in the US, the Company closely
adheres to the Bank Secrecy Act regulations, which require financial
institutions located in the U.S., including money remitters, to collect
information and maintain records for domestic and international money transfers
of $3,000 and over.

Competition

The Company will likely face competition from a variety of sources seeking to
gain access to the Hispanic market to sell their financial products and
services. While the Company is not presently aware of any other company looking
to develop a national chain of financial and telecommunication retail centers,
there currently is and will likely continue to be, competition from insurance
companies, banks, mortgage companies, check cashing businesses, tax preparers,
and other businesses. Some of these competitors may have greater financial
resources than the Company that will enable them to outperform the Company. In
addition, the Company recognizes that the multi-service industry is highly
fragmented with numerous individual owners operating in local markets offering
similar products and services to those offered by the Company.

Employees

As of July 12, 2006, the Company employed approximately 45 individuals, of which
approximately 80% were employed on a full-time basis. No employees are covered
by any collective bargaining agreement. The Company considers its labor
relations with its employees to be in good standing and have not experienced any
interruption of its operations due to disagreements.

Item 2. DESCRIPTION OF PROPERTY

The Company leases all of its retail locations and currently utilizes space in
one of these locations as the Company's corporate headquarters. The Company
believes that it has adequate insurance in force on all of its retail locations.

In December 2005, the Company renovated one of its existing retail stores as a
prototype Nuevo location, at a cost of approximately $40,000. Based upon its
ability to raise additional financing, the Company intends to remodel, most, if
not all, of its then remaining retail stores to reflect its new corporate name,
image and expanding business model.

Item 3. LEGAL PROCEEDINGS

The Company has recently been named as an additional defendant in a lawsuit
against the City of New York for an alleged slip and fall which purportedly
occurred near a former location of the Company. At this time, the Company has no
information as to the extent of the claim and has hired an attorney to
investigate the matter further.

There is no other litigation currently pending or being threatened by or against
the Company.


                                        6

<PAGE>

Item 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

There were no matters submitted to a vote by the Company's shareholders during
the fourth quarter ended December 31, 2005.

                                     PART II

Item 5. MARKET FOR COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

There is currently no public market for the Company's securities. On December
28, 2005, the Company filed a registration statement with the Securities and
Exchange Commission (the "SEC") on Form SB-2 to register certain of its issued
and outstanding shares. Following such registration statement being deemed
effective by the SEC, the Company will file an application with the National
Association of Securities Dealers requesting approval of quotation of its
securities on the OTC/BB. On February 24, 2006, the Company filed an amendment
to Form SB-2 by filing Form SB-2/A.

As of July 12, 2006, there were 105 stockholders of the Company's outstanding
common stock.

Since the Company's date of inception on June 2, 2000, the Company has sold
securities which were not registered under the Securities Act of 1933, as
follows:

    Date                     Name                    Shares    Consideration
------------   ---------------------------------   ---------   -------------
June 2, 2000   DotCom Internet Ventures Ltd. (1)   5,000,000       $500.00

Mr. William Tay, the President and sole director of MCVH as of June 2, 2000 was
also the sole director and controlling shareholder of DotCom Internet Ventures
Ltd ("DCIV"). The above referenced shares, issued to DCIV were for services
provided to MCVH by DCIV, in lieu of cash. Such services were valued at $500 and
consisted of incorporation and organization of the corporation.

On June 26, 2001, DCIV sold its 5,000,000 shares to Mr. Bruno Desmarais
("Desmarais"), a past officer and director of MCVH. No underwriting discounts,
commissions, finder's fees or other expenses were paid in connection with this
sale of stock.

In April 2002, MCVH issued 1,000,000 shares of its common stock to eight (8)
consultants that provided actual services to Millennium, which were valued at
$0.10 per share. The shares were issued pursuant to exemptions provided by
Section 4(2) of the Securities Act and Regulations D and S promulgated by the
Securities and Exchange Commission there under.

Since becoming MCVH's major shareholder in June 2001, Desmarais loaned an
aggregate of $7,010 to MCVH, which was carried on the Company's financial
statements as a shareholder's loan. This unsecured loan was made without the
execution of any loan agreement or other document and had no repayment terms or
terms regarding accrual of interest.

In January 2003, in order to raise capital for MCVH's then ongoing needs for
accounting services, legal representation and auditing, the Company conducted a
private placement of its securities. Under such offering, MCVH sold 850,000
shares of common stock and realized total proceeds of $42,500 from such sales.
The shares were sold to family members, business associates, close friends of
MCVH's then officers and directors. The shares were issued pursuant to
exemptions provided by Section 4(2) of the Securities Act and Regulations D and
S promulgated by the Securities and Exchange Commission there under. No
commissions or finders fees were paid by Millennium in connection with the sale
of these shares.


                                        7

<PAGE>

On March 25, 2006, the Company entered into a Convertible Promissory Note
("Convertible Note") with certain investors ("Investors"), in the amount of
$91,973. Under the terms of the Convertible Note, due April 1, 2007, it was to
be repaid through either conversion by the Investors into cash, or into quoted
shares of the Company's common stock, including an interest rate of ten (10%)
percent per annum from the closing date to the conversion date. On April 24,
2006, the Investors elected to convert the principal amount of the promissory
note into 2,299,325 shares of the Company's common stock at a price of $.04 per
share of the Company's common stock. Such shares are not yet included in the
number of outstanding common shares as of July 12, 2006 above.

Dividends

The Company has never paid a cash dividend on its Common Stock and has no
present intention to declare or pay cash dividends on the Common Stock in the
foreseeable future. The Company intends to retain any earnings which it may
realize in the foreseeable future to finance its operations. Future dividends,
if any, will depend on earnings, financing requirements and other factors.

Item 6.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
         OF OPERATIONS

The following discussion should be read in conjunction with the information
contained in the financial statements of the Company and the Notes to
Consolidated Financial Statements thereto appearing elsewhere herein.

Results of Operations for the Year Ended December 31, 2005 as compared to
December 31, 2004

Since its inception on June 2, 2000, through the date of the Merger, the Company
had no operations and was considered to be in the development stage as defined
in Statement of Financial Accounting Standards No. 7. Notwithstanding, for the
purpose of this management's discussion and analysis of financial condition and
results of operations, the Company is comparing the years ended December 31,
2005 and 2004 of the acquired entity.

Net sales of company-owned stores for the year ended December 31, 2005 decreased
$278,719, or 8.6% to $2,956,388, as compared to $3,235,107 for the same period
in 2004. Such decrease was primarily due to a lower number of stores in
operation during 2005 as compared to the same period in 2004, as the Company had
closed six (6) unprofitable stores during 2004. For 2005, approximately 35% of
the Company's revenue was derived from long distance telephone calls, while
revenues generated from bill payment and wire remittance services, as well as
the sale of cellular phones and prepaid cellular cards, each contributed
approximately 13-14%. The remainder was derived from miscellaneous services such
as internet access, prepaid long distance phone cards, photo IDs, courier and
mailbox services, faxing and copying.

The Company had a net loss of $953,739 for the year ended December 31, 2005, an
increase of $569,456 or 148% as compared to a loss of $384,283 for the same
period in 2004. Such increase was primarily due to a loss from the abandonment
of assets of $114,072, approximately $124,000 in tax penalties attributable to
the late payment of employment taxes and a settlement with the Department of
Labor for the nonpayment of employee overtime and, $309,000 attributable to the
decrease in revenues and lower gross profit margin due to an 8.2% increase in
the cost of goods sold percentage to 74.4% in 2005 as compared to 66.2% for the
same period in 2004.

Liquidity and Capital Resources

As of December 31, 2005, the Company had negative working capital of $578,668
and cash on hand of $90,873. As of December 31, 2004 the Company had working
capital of $166,709 and cash on hand of $9,277.

During 2005, the Company's operating activities used approximately $581,000 of
cash. This was principally due to the net loss of $954,000 and an increase in
accounts receivable of $47,000 and offset, in part, by non-cash items of
$230,000, decreases in inventory of $237,000 and security deposits of $52,000
and increases in accounts payable and accrued liabilities of $212,000. The
Company believes it can improve its operating cash flows by continuously
monitoring its Company-owned stores by new marketing strategies, increasing its
gross margins, through the introduction of financial products and services, cost
containment, among other things.


                                        8

<PAGE>

For the year ended December 31, 2005, cash flows used in investing activities
were approximately $74,000, primarily due to capital expenditures and equipment
purchases, including the renovation of one of its Company-owned stores to
reflect the Nuevo branding and financial services model.

For the year ended December 31, 2005, cash flows generated by financing
activities were $425,000 raised from the Bridge Loan (see Note 4 - Notes
Payable, included in the Notes to Consolidated Financial Statements of this
Report).

In addition to the Bridge Loan, the Company raised additional capital during the
first and second quarter of 2006 (see Note 9 - Subsequent Events, included in
the Notes to Consolidated Financial Statements of this Report), which the
Company believes provides it with sufficient financial resources to fund its
current operations for the twelve months ending December 31, 2006.
Notwithstanding the foregoing, the Company is seeking additional capital to
execute its revised business plan. However, there can be no assurance that the
Company will be able to secure such additional financing or whether such
financing, if obtained, will be available on terms favorable to the Company.

Plan of Operation

The Company will continue to review and improve its existing operations by
monitoring store performance, introducing new products and services,
implementing aggressive marketing programs, and instituting employee sales
training programs, and cost containment, amongst other things.

As part of these initiatives, the Company is seeking to expand it's
predominantly telecommunications based operations into "financial centers". As
such, the Company proposes to offer higher margin financial products, such as
real estate, travel, insurance, mortgages and other financial products and
services to its customers.

The Company will continue to seek the additional financing it requires to
implement its conversion and expansion strategy. The Company has defined a list
of actions that have already been undertaken or which it hopes to begin
implementing in 2006 to achieve its growth plans:

      o     Secure key strategic partnerships with financial institutions and
            Latin America retailers

      o     Complete strategic acquisitions for select financial services with
            license requirements

      o     Receive permits and licenses to provide financial services not
            secured through acquisition

      o     Institute a centralized technology platform and database to process
            financial transactions

      o     Implement aggressive market campaigns to the Hispanic community

      o     Develop a turnkey franchise program

      o     Create e-commerce website, and

      o     Recruit a world class management team.

Off-Balance Sheet Arrangements

An off-balance sheet arrangement is any contractual arrangement involving an
unconsolidated entity under which a company has (a) made guarantees, (b) a
retained or a contingent interest in transferred assets, (c) any obligation
under certain derivative instruments or (d) any obligation under a material
variable interest in an unconsolidated entity that provides financing,
liquidity, market risk, or credit risk support to the company, or engages in
leasing, hedging, or research and development services within the company.

The Company does not have any off-balance sheet financing or unconsolidated
variable interest entities, with the exception of certain guarantees on leases
(see Note 7 - Commitments, included in the Notes to the Consolidated Financial
Statements of this Report).


                                        9

<PAGE>

MANAGEMENT'S DISCUSSION OF CRITICAL ACCOUNTING POLICIES AND ESTIMATES

High-quality financial statements require rigorous application of high-quality
accounting policies. Management believes that its policies related to revenue
recognition, legal contingencies and allowances on accounts receivable are
critical to an understanding of the Company's consolidated financial statements
because their application places the most significant demands on management's
judgment, with financial reporting results relying on estimation about the
effect of matters that are inherently uncertain.

Management's estimate of the allowances on receivables is based on historical
sales, historical loss levels, and an analysis of the collectibility of
individual accounts. To the extent that actual bad debts differed from
management's estimates by 10 percent, consolidated net income would be an
estimated $4,700 lower, based upon 2005 results, depending upon whether the
actual write-offs are greater than estimated.

Management's estimate of the valuation allowance on deferred tax assets is based
on whether it is more likely than not that the Company's net operating loss
carry-forwards will be utilized. The Company has not recorded a benefit from
operating loss carry forwards. Factors that could impact estimated utilization
of the Company's net operating loss carry-forwards are the success of its
stores, the Company's operating efficiencies and the effects of Section 382 of
the Internal Revenue Code of 1986, as amended, based on certain changes in
ownership that have occurred, or could occur in the future.

RECENTLY ISSUED ACCOUNTING PRONOUNCEMENTS

Accounting Changes and Error Corrections

In May 2005, the Financial Accounting Standards Board ("FASB") issued Statement
of Financial Accounting Standards ("SFAS") No. 154, "Accounting Changes and
Error Corrections," a replacement of Accounting Principles Board ("APB") No. 20,
"Accounting Changes," and SFAS No. 3, "Reporting Accounting Changes in Interim
Financial Statements," to require retrospective application to prior periods'
financial statements of changes in accounting principle, unless the change is
impracticable to determine the period-specific effects or the cumulative effect
of the change. As the Company did not have an accounting change or error
correction, the adoption of this Statement did not have, nor is it expected to
have, a material impact on the Company's financial position or results of
operations.


                                       10

<PAGE>

Item 7. FINANCIAL STATEMENTS

                                TABLE OF CONTENTS

                                                                            PAGE
                                                                           -----
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM                      12

CONSOLIDATED FINANCIAL STATEMENTS

    Consolidated Balance Sheet as of December 31, 2005                       13

    Consolidated Statements of Operations for the Years Ended
      December 31, 2005 and 2004                                             14

    Consolidated Statements of Shareholders' Equity (Deficit) for the
      Years Ended December 31, 2005 and 2004                                 15

    Consolidated Statements of Cash Flows for the Years Ended
      December 31, 2005 and 2004                                             16

    Notes to Consolidated Financial Statements                             17-25


                                       11

<PAGE>

             REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the board of directors and shareholders of Nuevo Financial Center, Inc.

We have audited the accompanying balance sheet of Nuevo Financial Center, Inc.
as of December 31, 2005 and the related statements of operations, changes in
shareholders' equity and cash flows for the years ended 2005 and 2004. These
financial statements are the responsibility of the Company's management. Our
responsibility is to express an opinion on these financial statements based on
our audits.

We conducted our audits in accordance with the standards of the Public Company
Accounting Oversight Board (United States). Those standards require that we plan
and perform the audits to obtain reasonable assurance about whether the
financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in
the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as
evaluating the overall financial statement presentation. We believe that our
audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in
all material respects, the financial position of Nuevo Financial Center, Inc. as
of December 31, 2005 and the results of its operations and its cash flows for
the years then ended in conformity with accounting principles generally accepted
in the United States of America.

The accompanying financial statements have been prepared assuming that Nuevo
Financial Center, Inc. will continue as a going concern. As discussed in Note 1
to the financial statements, Nuevo Financial Center, Inc. has suffered recurring
losses from operations, which raises substantial doubt about its ability to
continue as a going concern. Management's plans regarding those matters also are
described in Note 1. The financial statements do not include any adjustments
that might result from the outcome of this uncertainty.


/s/ Jewett, Schwartz & Associates

Hollywood, Florida
July 1, 2006


                                       12

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                           CONSOLIDATED BALANCE SHEET
                                DECEMBER 31, 2005

                                     ASSETS
Current assets
  Cash                                                           $    90,873
  Commissions Receivable                                              47,000
  Inventory                                                            7,099
  Prepaid income taxes                                                   250
                                                                 -----------
Total current assets                                                 145,222
Property and equipment
  Equipment                                                          440,596
  Furniture and fixtures                                             180,671
  Leasehold improvements                                             610,100
                                                                 -----------
                                                                   1,231,367
Less: accumulated depreciation & amortization                       (675,620)
                                                                 -----------
Total property and equipment                                         555,747
Other assets
  Security deposits                                                   52,050
                                                                 -----------
Total assets                                                     $   753,019
                                                                 ===========
                      LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities
  Current liabilities
    Accounts payable                                             $   298,890
    Notes payable                                                    425,000
                                                                 -----------
Total current liabilities                                            723,890
Shareholders' equity
  Common stock, 100,000,000 shares $.001 par stock authorized,
    23,700,000 shares issued and outstanding                          23,700
  Additional paid-in capital                                       3,294,925
  Accumulated deficit                                             (3,289,496)
                                                                 -----------
Total shareholders' equity                                            29,129
                                                                 -----------
Total liabilities and shareholders' equity                       $   753,019
                                                                 ===========

The accompanying notes are an integral part of these financial statements.


                                       13

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                      CONSOLIDATED STATEMENTS OF OPERATIONS
                 FOR THE YEARS ENDED DECEMBER 31, 2005 AND 2004

                                                2005          2004
                                            -----------   -----------
Revenue                                     $ 2,956,388   $ 3,235,107
Cost of Sales                                 2,156,441     2,141,593
                                            -----------   -----------
Gross profit                                    799,947     1,093,514
Total general and administrative expenses     1,639,614     1,477,797
                                            -----------   -----------
Loss from operations                           (839,667)     (384,283)
Other income and (expense)
  Loss on abandonment of assets                (114,072)           --
                                            -----------   -----------
Loss before taxes                              (953,739)     (384,283)
Provision for federal income taxes                   --            --
                                            -----------   -----------
Net loss                                    $  (953,739)  $  (384,283)
                                            ===========   ===========
Weighted average shares outstanding          46,903,617    68,937.725
                                            ===========   ===========
Basic and diluted loss per share            $     (0.02)  $     (0.01)
                                            ===========   ===========

The accompanying notes are an integral part of these financial statements.


                                       14

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
            CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (DEFICIT)
                 FOR THE YEARS ENDED DECEMBER 31, 2005 AND 2004

<TABLE>
<CAPTION>
                                         Common Stock
                                  Additional Paid In Capital
                       -----------------------------------------------
                       500,000,000 shares authorized      Additional     (Accumulated
                          Shares       no par value    Paid in Capital      Deficit        Total
                       -----------   ---------------   ---------------   ------------   ----------
<S>                     <C>          <C>                  <C>            <C>            <C>
Balance at 12/31/03     34,954,338                        $2,177,625     $(1,951,424)   $  226,201
Conversion of note
  payable to shares
  of common stock       40,780,065                         1,000,000                     1,000,000
Issuance of shares
  at $.003 per share    40,780,065                           141,000                       141,000
Net loss                        --                                --        (384,283)     (384,283)
                       -----------   ---------------      ----------     -----------    ----------
Balance at 12/31/04    116,514,468                        $3,318,625     $(2,335,707)   $  982,918
                       ===========   ===============      ==========     ===========    ==========
</TABLE>

<TABLE>
<CAPTION>
                       100,000,000 shares authorized
                      ------------------------------      Additional     (Accumulated
                          Shares     $.001 par value   Paid in Capital      Deficit        Total
                      ------------   ---------------   ---------------   ------------   -----------
<S>                   <C>                 <C>            <C>             <C>            <C>
Share exchange        (116,514,468)                      $(3,318,625)    $              $(3,318,625)
Amended
Capitalization          23,700,000        23,700           3,294,925                      3,318,625
Net loss                        --                                --        (953,789)      (953,789)
                      ------------        ------         -----------     -----------    -----------
Balance at 12/31/05     23,700.000        23,700         $ 3,294,925     $(3,289,496)   $    29,129
                      ============        ======         ===========     ===========    ===========
</TABLE>

The accompanying notes are an integral part of these financial statements.


                                       15

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                      CONSOLIDATED STATEMENTS OF CASH FLOWS
                 FOR THE YEARS ENDED DECEMBER 31, 2005 AND 2004

                                                       2005        2004
                                                    ---------   ----------
Cash flows from operating activities
  Net loss                                          $(953,739)  $ (384,283)
  Adjustments to reconcile net income to net cash
    used in (provided by) operating activities
      Depreciation                                    116,240      137,078
      Loss on abandonment of assets                   114,072           --
      (Increase) decrease in:
        Accounts receivable                           (47,000)          --
        Inventory                                     236,504       66,397
        Security deposits                              52,146           --
      Increase (decrease) in:
        Accounts payable and accrued liabilities      212,469       13,878
                                                    ---------   ----------
Net cash used in operating activities               $(269,308)  $ (166,930)
                                                    ---------   ----------
Cash flows from investing activities
  Acquisition of equipment                            (74,096)          --
                                                    ---------   ----------
Net cash used in investing activities               $ (74,096)  $       --
                                                    ---------   ----------
Cash flows from financing activities
  Proceeds from notes payable                         425,000           --
  Shareholder contributions                                --      141,000
                                                    ---------   ----------
Net cash provided by financing activities           $ 425,000   $  141,000
                                                    ---------   ----------
Net increase (decrease) in cash                        81,596      (25,930)
Cash
  Beginning of year                                     9,277       35,207
                                                    ---------   ----------
  End of year                                       $  90,873   $    9,277
                                                    =========   ==========
Supplemental disclosures:
  Interest paid                                     $      --   $       --
                                                    =========   ==========
  Taxes paid                                        $      --   $       --
                                                    =========   ==========
Noncash investing and financing activities:
  Conversion of Notes to Common Stock               $      --   $1,000,000
                                                    =========   ==========

The accompanying notes are an integral part of these financial statements.


                                       16

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

NOTE 1 - SUMMARY OF ORGANIZATION AND SIGNIFICANT AND ACCOUNTING POLICIES

Organization

Nuevo Financial Center, Inc. ("Company"), formerly Millennium Capital Venture
Holdings, Inc. ("MCVH"), was incorporated in the State of Delaware on June 2,
2000 to serve as a vehicle to effect an asset acquisition, merger, exchange of
capital stock, or other business combination with a domestic or foreign
corporation.

On March 11, 2005, the Company completed the acquisition of Telediscount
Communications Inc., ("Telediscount"). Telediscount, a New York corporation, was
incorporated in June of 1998, primarily to provide telecommunication, long
distance service, wire transfers service, phone cards, internet, cellular,
accessories, bill payment, and other related products and services. Pursuant to
an Agreement and Plan of Merger, all of the outstanding shares of Telediscount's
common stock were converted at the Closing Date into shares of MCVH common stock
("Common Stock"). On November 18, 2005, MCVH changed its name to Nuevo Financial
Center, Inc.

This summary of significant accounting policies of the Company are presented to
assist in understanding the Company's financial statements. The financial
statements and notes are representations of the Company's management who is
responsible for their integrity and objectivity. These accounting policies
conform to generally accepted accounting principles, except where indicated, and
have been consistently applied in the preparation of the financial statements.

Going Concern

The financial statements have been prepared assuming that the Company will
continue as a going concern. The Company's independent accountants include a
"going concern" paragraph in their audit report accompanying these financial
statements that cautions users of the statements that the Company needs to seek
new sources or methods of financing or revenue to pursue its business strategy.
The financial statements do not include any adjustments that might result from
the outcome of this uncertainty. The Company is currently seeking additional
capital funding, has updated its business model, services and strategy and has
closed less profitable locations in response to such concerns. The Company
anticipates that the above changes will help to generate sufficient working
capital to cover certain operating expenditures. However, there can be no
assurance that the Company will be able to successfully acquire the necessary
capital investment or revenue to continue their on-going efforts and continue
operations. These factors, among others, create an uncertainty about the
Company's ability to continue as a going concern.

Revenue Recognition

The Company generates revenue principally from money remittance and the sale of
telecommunication products and internet-based services. The Company presents
revenue in accordance with Staff Accounting Bulletin (SAB) No. 104 "Revenue
Recognition in Financial Statements", under which revenue is realized when
persuasive evidence of an arrangement exists, delivery has occurred, the price
is fixed or determinable and collectibility is reasonably assured. Accordingly,
the Company recognizes revenue when services are rendered or when the product is
delivered.

Since revenue was generated primarily through money remittance and bill payment
services in 2005, the Company adopted Emerging Issues Task Force (EITF) Issue
No. 99-19, "Reporting Revenue Gross as a Principal versus Net as an Agent". In
accordance with EITF 99-19, the Company reports income based upon the Company's
status as a primary obligor, the extent of their pricing latitude and related
risks associated with the transaction. In connection thereto, the Company
reports revenue as follows:


                                       17

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

Bill Payment and Wire Remittance Fees or Commissions - The Company collects a
processing fee or commission, in addition to funds collected from customers
toward the payment of third party bills or amounts to be wire transferred to a
third party. Since the Company is an authorized agent of the bill payment and
wire remittance providers, such amounts destined for third parties are not
reflected in the Company's gross income, as the Company's suppliers assume the
majority of the business risks when providing the service. Only the gross fees
or commissions collected on these transactions are recorded as income by the
Company, as the Company assumes the risk of transferring the fees and has the
ability to determine its share of the fee or commission structure. A portion of
the gross fees collected by the Company are for the benefit of the bill payment
and wire remittance providers; therefore, the fees or commissions remitted
directly to the processors are included as cost of goods sold. Revenue, from the
processing fees or commissions, is recognized upon the delivery of service to
and payment from the customer.

Phone Activation Commissions - The Company earns a commission from phone
activations and other related services at its retail centers are recorded on a
net basis, as the pricing and risk associated with the transaction remain with
the supplier. The Company receives commissions approximately 45 days after month
end, which allows the supplier to offset amounts due to the Company for any
customers whose phone activation may be subsequently terminated due to
nonpayment. This method of net revenue presentation does not impact operating
profit, net income, earnings per share or cash flows.

Retail sales - All other retail sales generated by the Company are reported
based on the gross amount received from the customer at the time of the sale,
with the amounts paid out directly to any suppliers reported as cost of sales.
The Company reports revenue in this manner as it has the direct risk associated
with the sale and has control over pricing. Revenue is recognized upon sale or
delivery of goods to the customer.

Cash and Cash Equivalents

For purposes of the statement of cash flows, the Company considers all
short-term debt securities purchased with a maturity of three months or less to
be cash equivalents.

Restricted cash

Relates to funds collected on behalf of the Company's customers for third party
bill payments, of which the Company is an authorized agent. Such funds are held
by the Company until such time that these funds are collected by the third
parties. As of December 31, 2005, cash and cash equivalents includes
approximately $40,000 of restricted funds.

Inventories

The Company maintains consigned inventory consisting of cellular phones and
calling cards at their locations. The Company does not have ownership of these
items; therefore, consigned inventory on hand at December 31, 2005 is excluded
from the financial statements.

As of December 31, 2005, the Company does maintain inventory in the amount of
$7,099, consisting of cell phone accessories and miscellaneous merchandise for
sale, which is valued at the lower of cost or market using the first-in,
first-out ("FIFO") method.


                                       18

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

Property and Equipment

Property and equipment are carried at cost, net of accumulated depreciation.
Depreciation expense is computed using the straight-line method of accounting
over the estimated useful lives of the assets ranging from five years to seven
years. Expenditures for major renewals and betterments that extend the useful
lives of property and equipment are capitalized. Expenditures for maintenance
and repairs are charged to expense as incurred.

Stock-Based Compensation

In December 2002, the Financial Accounting Standards Board "(FASB") issued
Statement of Financial Accounting Standard ("SFAS") No. 148, "Accounting for
Stock-Based Compensation Transition and Disclosure" ("SFAS No. 148") which
amends FASB Statement No. 123 "Accounting for Stock-Based Compensation" ("SFAS
No. 123"). SFAS No. 148 provides alternative methods of transition for a
voluntary change to the fair value-based method of accounting for stock-based
employee compensation and amends the disclosure requirements of SFAS No. 123.

The Company accounts for the stock options using the intrinsic value method as
prescribed under the Accounting Principles Board ("APB") Opinion No. 25,
"Accounting for Stock Issued to Employees" ("APB No. 25") and related
interpretations and provides the disclosure-only provisions of SFAS No. 123. The
exercise price is deemed to be equal to the fair market value at the date of the
grant; therefore, no compensation expense has been recognized for stock options
granted or cancelled in the financial statements.

Earnings Per Share

Basic earnings per share is computed by dividing net income available to common
shareholders by the weighted average number of common shares outstanding during
the period. Diluted earnings per share reflects the potential dilution that
could occur if stock options and other commitments to issue common stock were
exercised or equity awards vest resulting in the issuance of common stock that
could share in the earnings of the Company.

Advertising

Advertising costs are charged to expense during the period in which they were
incurred. Advertising expenses for the years ended December 31, 2005 and 2004
approximated $10,989 and $3,400, respectively.

Use of Estimates

The preparation of financial statements in conformity with generally accepted
accounting principles requires management to make estimates and assumptions that
affect the reported amounts of assets and liabilities and disclosure of
contingent assets and liabilities at the date of the financial statements and
the reported amounts of revenues and expenses during the reporting period.
Actual results could differ from those estimates.

Recent accounting pronouncements

Contingently Convertible Instruments

In September 2004, the EITF reached a consensus on Issue No. 04-08, "The Effect
of Contingently Convertible Instruments on Diluted Earnings Per Share" ("EITF
04-08"), which is effective for reporting periods ending after December 15,
2004. EITF 04-08 requires companies to include shares issuable under convertible
instruments in diluted earnings per share computations (if dilutive) regardless
of whether the market price trigger (or other contingent feature) has been met.
In addition, prior period earnings per share amounts presented for comparative
purposes must be restated. EITF 04-08 did not impact earnings per share in 2005.


                                       19

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

Inventory Pricing

In November 2004, the FASB issued SFAS No. 151, "Inventory Costs." The new
statement amends Accounting Research Bulletin No. 43, Chapter 4, "Inventory
Pricing," to clarify the accounting for abnormal amounts of idle facility
expense, freight, handling costs, and wasted material. This statement requires
that those items be recognized as current-period charges and requires that
allocation of fixed production overheads to the cost of conversion be based on
the normal capacity of the production facilities. This statement is effective
for fiscal years beginning after June 15, 2005. The Company does not expect
adoption of this statement to have a material impact on its financial condition
or results of operations.

Share-Based Payment

In December 2004, the FASB issued a revision of SFAS 123 ("SFAS 123(R)") that
requires compensation costs related to share-based payment transactions to be
recognized in the statement of operations. With limited exceptions, the amount
of compensation cost will be measured based on the grant-date fair value of the
equity or liability instruments issued. In addition, liability awards will be
re-measured each reporting period. Compensation cost will be recognized over the
period that an employee provides service in exchange for the award. SFAS 123(R)
replaces SFAS 123 and is effective as of the first interim period beginning
after January 1, 2006. Based on the number of shares and awards outstanding as
of December 31, 2005 (and without giving effect to any awards which may be
granted in 2006), we do not expect the adoption of SFAS 123(R) to have a
material impact on the financial statements.

In March 2005, the U.S. Securities and Exchange Commission ("SEC"), released SAB
107, "Share-Based Payments" ("SAB 107"). The interpretations in SAB 107 express
views of the SEC staff, or staff, regarding the interaction between SFAS 123R
and certain SEC rules and regulations, and provide the staff's views regarding
the valuation of share-based payment arrangements for public companies. In
particular, SAB 107 provides guidance related to share-based payment
transactions with non-employees, the transition from nonpublic to public entity
status, valuation methods (including assumptions such as expected volatility and
expected term), the accounting for certain redeemable financial instruments
issued under share-based payment arrangements, the classification of
compensation expense, non-GAAP financial measures, first-time adoption of SFAS
123R in an interim period, capitalization of compensation cost related to
share-based payment arrangements, the accounting for income tax effects of
share-based payment arrangements upon adoption of SFAS 123R, the modification of
employee share options prior to adoption of SFAS 123R and disclosures in
Management's Discussion and Analysis subsequent to adoption of SFAS 123R. SAB
107 requires stock-based compensation to be classified in the same expense lines
as cash compensation is reported for the same employees. The Company and
management is reviewing SAB 107 in conjunction with its review of SFAS 123R.

Conditional Asset Retirement

In March 2005, the FASB issued FASB Interpretation ("FIN") No. 47 - "Accounting
for Conditional Asset Retirement Obligations - an Interpretation of SFAS 143
("FIN No. 47"). FIN No. 47 clarifies the timing of liability recognition for
legal obligations associated with the retirement of a tangible long-lived asset
when the timing and/or method of settlement are conditional on a future event.
FIN No. 47 is effective no later than December 31, 2005. FIN No. 47 did not
impact the Company for the year ended December 31, 2005.

Accounting Changes and Error Corrections

In May 2005, the FASB issued SFAS No. 154, "Accounting Changes and Error
Corrections, a Replacement of APB No. 20 "Accounting Changes" ("APB No. 20") and
FASB Statement No. 3 ("SFAS No.154"). SFAS No. 154 requires retrospective
application to prior periods' financial statements of a voluntary change in
accounting principle unless it is impracticable. APB No. 20 previously required
that most voluntary changes in accounting principle be recognized by including
in net income of the period of the change the cumulative effect of changing to
the new accounting principle.


                                       20

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

NOTE 2 - COMMISSIONS RECEIVABLE

Commissions Receivable, in the amount of $47,000, consists primarily of amounts
due from Sprint on the sale of cellular phones. The Company regularly monitors
collectibility and makes allowances for doubtful accounts when collection is not
reasonably assured. No allowance for doubtful accounts was made at December 31,
2005.

NOTE 3 - PROPERTY AND EQUIPMENT

Property and equipment, net as December 31, 2005 consists of the following:

                                                     2005
                                                  ----------
Equipment                                         $  440,596
Furniture and fixtures                               180,671
Leasehold Improvements                               610,100
                                                  ----------
  Total property and equipment                     1,231,367
Less: accumulated depreciation and amortization     (675,620)
                                                  ----------
  Net property and equipment                      $  555,747
                                                  ==========

Depreciation expense for the years ended December 31, 2005 and 2004 was $116,240
and $137,078 respectively.

NOTE 4 - NOTES PAYABLE

During 2004, a $1,000,000 note payable balance was converted to 40,780,065
shares of Telediscount common stock.

On February 11, 2005, the Company entered into a bridge loan agreement ("Bridge
Loan") with Finkelstein Capital, Inc. (FCI) in the amount of $425,000. Under the
terms of the Bridge Loan, it was to be repaid with interest at the rate of five
(5%) percent per annum, at the earlier of July 1, 2005, or in the event the
Company completed a subsequent financing in the amount of $5,000,000
("Subsequent Financing"). In addition, FCI was to receive a finder's fee in the
amount of 5% of the Bridge Loan, to be paid at the closing of a Subsequent
Financing. Since the Company has not yet completed any such Subsequent
Financing, the Company and FCI are currently renegotiating the repayment terms
of the Bridge Loan. As such, until the terms of the Bridge Loan have been
finalized, the Company has reclassified this Bridge Loan to a current liability.
Accrued interest expense in connection with the Bridge Loan for the year ended
December 31, 2005 was $14,812.

NOTE 5 - RELATED PARTY

During 2005 and 2004, the Company paid an officer of the Company consulting
fees, along with reimbursement of expenses incurred during the course of
business. Amounts paid out for consulting and professional fees for December 31,
2005 and 2004 total $69,037 and $44,750, respectively.

On January 31, 2005 the Company entered into a consulting agreement ("Consulting
Agreement") with Consultant Investments, LLP, which is owned by a shareholder of
the Company, whereby the Consultant ("Consultant") was engaged to act as a
consultant in connection with taking the Company "public" through a reverse
merger, or any other means, and giving access to at least $5 million in capital.
The Company engaged the Consultant as its exclusive agent in the placement of
securities of the Company in one or more related transactions one or more
investors in the form of equity, debt, or convertible instruments, equity line,
or any other securities, and instruments. Under the Consulting Agreement, upon
the consummation of taking the Company "public" and funding the Company for a
total of $5 million in capital, the Company will pay the Consultant a fee equal
to 10% of the total shares of Common Stock outstanding of the Company, on a
fully diluted basis. The Consulting Agreement may be terminated by either party,
at any time, with or without cause, upon written notice to the other party;
provided, however, that if the Company, directly or indirectly, consummates an
issuance of its securities within twelve months following such termination with
a party identified by the consultant, then the Consultant will be entitled to
the full amount of fees contemplated under the Consulting Agreement.


                                       21

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

NOTE 6 - INCOME TAXES

The provision (benefit) for income taxes from continued operations for the years
ended December 31, 2005 consists of the following:

                                                     2005
                                                 -----------
Current:
  Federal                                        $        --
  State                                                   --
 Total                                                    --
 Benefit from increase in valuation allowance       (953,739)
 Benefits of operating loss carry forwards           953,739
                                                 -----------
 Benefit from income taxes                       $        --

Deferred income taxes result from temporary differences in the recognition of
income and expenses for financial reporting purposes and for tax purposes. The
tax effect of these temporary differences representing deferred tax assets and
liabilities result principally from the following:

                                                    2005          2004
                                                 ----------    ----------
Net operating loss-carry forwards
  expiring between 2018 - 2025                   $3,300,000    $2,400,000
Depreciation and amortization                            --            --
Other                                                    --            --
                                                 ----------    ----------
Deferred income tax asset                        $3,300,000    $2,400,000
                                                 ==========    ==========

The net deferred tax assets and liabilities are comprised of the following:

                                                     2005          2004
                                                 -----------   -----------
Deferred tax assets
  Current                                                 --            --
  Non-current                                    $ 1,320,000   $   960,000
Less valuation allowance                          (1,320,000)     (960,000)
                                                 -----------   -----------
   Net deferred income tax asset                 $        --   $        --
                                                 ===========   ===========

In accordance with Internal Revenue Code Section 382, the Company may be limited
in its ability to recognize the benefit of future net operating loss
carry-forwards. Consequently, the Company did not include a benefit from
operating loss carry forwards.


                                       22

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

NOTE 7 - COMMITMENTS

Leases

The Company has entered into multiple non-cancelable lease agreements which
cover various equipment and rental space. These leases are accounted for as
operating leases. These leases expire between 2005 and 2010.

Future minimum payments under these non-cancelable leases are as follows as of
December 31, 2005:

Year                                   Amount
----                                ----------
2006                                $  296,079
2007                                   287,216
2008                                   280,998
2009                                   248,135
2010                                   161,883
                                    ----------
                                    $1,274,311
                                    ==========

Rent expense for December 31, 2005 and 2004 was $501,747 and $510,460,
respectively.

Guarantee

In December 2002, the FASB issued FIN 45, "Guarantor's Accounting and Disclosure
Requirements ("FIN 45")." FIN 45 requires the disclosure of any guarantees in
place at December 31, 2002 and the recognition of a liability for any guarantees
entered into or modified after that date.

As part of the daily services provided to customers, the Company acts as an
agent and will collect and remit funds internationally through an agreement with
third-party transmitters. These funds are held in safes at the Company's various
locations, until picked up by these third-parties, which can vary from several
times a day to a few times per week. The Company has guaranteed, under
agreements entered into between 1999 and 2003, the payment of all sums due and
owing to these third-parties. In the event of default, the Company is liable for
any amounts due, along with any attorney fees and costs associated with
enforcement of terms.

As of December 31, 2005 and 2004, the Company held a total of $40,352 and
$18,291, respectively throughout its various locations. The Company has included
these amounts as accrued liabilities at the end of the year.

Lawsuit

In May 2005, a judgment from the United States Department of Labor was entered
into against Telediscount for alleged violations of the Fair Labor Standards
Act. The Company was assessed a penalty of $100,000, requiring an initial
payment of $16,000 at May 1, 2005, with the remaining balance of approximately
$84,000 over a period of twelve equal monthly installments. The Company is
satisfying this liability in accordance with the terms of the agreement.

NOTE 8 - SHAREHOLDERS' EQUITY

Conversion of debt to equity

During December 2004, Telediscount converted its $1,000,000 note payable to
40,780,065 no par common stock at a per share price of $.024. The $1,000,000 is
included as paid in capital.


                                       23

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

Common stock issuance

In May 2004, Telediscount issued 40,780,065 additional shares of its no par
common stock at a per share price of $.0022 each. This represents a total
investment of $90,000, which is included as paid in capital.

Share exchange

In March 2005, 116,514,468 outstanding shares of Telediscount common stock were
exchanged for 23,700,000 shares of Common Stock, in accordance with an Agreement
and Plan of Merger.

Stock options

Stock options are issued to members of management as a form of compensation.
There is no formal plan or award for these options; rather, they are issued at
the discretion of the Board of Directors ("Board") discretion. The options are
exercisable at the end of three years and can be subject to Board approval and
recession and expire four years after their exercise date.

At the end of December 31, 2004, there were 1,000,000 outstanding stock options
granted to management for purchase at $0.01 per share. The options that remain
in effect at December 31, 2005 have a grant date of September 2, 2000, exercise
date of September 2, 2003 and will expire on September 2, 2007.

The following is a summary of stock options outstanding at December 31, 2005 and
2004:

                                                    2005          2004
                                                 ---------     ---------
Beginning balance                                1,000,000     1,000,000
Granted or issued                                       --            --
Exercised                                               --            --
Forfeited or expired                                    --            --
Ending balance                                   1,000,000     1,000,000

In accordance with SFAS No. 123, the Company accounts for the stock options
using the intrinsic value method as prescribed under the APB No. 25, and related
interpretations and provides the disclosure-only provisions of SFAS No. 123. The
exercise price is deemed to be equal to the fair market value at the date of the
grant, therefore no compensation expense has been recognized for stock options
granted or cancelled in the financial statements.

In December 2002, the FASB issued SFAS No. 148 which amends SFAS No., 123,
providing alternative methods of accounting and requiring more prominent and
frequent disclosures of the effects of stock-based compensation under the fair
value-based method.

The Black - Scholes method option pricing model was used to estimate fair value
as of the date of grant using the following assumptions:

                                                    2005         2004
                                                 ---------     -------
Risk-Free                                             1.35%       1.35%
Expected volatility                                  50.00%      50.00%
Expected life                                      2 Years     3 Years
Expected dividends                                      --          --


                                       24

<PAGE>

                          NUEVO FINANCIAL CENTER, INC.
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                           DECEMBER 31, 2005 AND 2004

If the Company had determined compensation expense for its stock-based
compensation plans based on the fair value at the grant dates consistent with
the method of SFAS No. 123 and SFAS No. 148, the Company's pro forma net
earnings and basic and diluted earnings per share ("EPS") would have been as
follows:

                                                            2005        2004
                                                         ---------   ---------
Net loss, as reported                                    $(953,739)  $(384,283)
Less total stock-based compensation
expense under the fair value-based method, net of tax       (4,166)     (4,762)
                                                         ---------   ---------
Pro-forma net earnings                                   $(957,905)  $(389,045)
                                                         =========   =========
Basic and diluted EPS, as reported                       $    (.00)  $    (.00)
Pro forma, basic and diluted EPS                         $    (.00)  $    (.00)

NOTE 9 - SUBSEQUENT EVENTS

On March 25, 2006, the Company entered into a Convertible Promissory Note
("Convertible Note") with certain investors ("Investors"), in the amount of
$91,973. Under the terms of the Convertible Note, due April 1, 2007, it was to
be repaid through either conversion by the Investors into cash, or into quoted
shares of Common Stock, including an interest rate of ten (10%) percent per
annum from the closing date to the conversion date. On April 24, 2006, the
Investors converted the principal amount of the promissory note into shares of
Common Stock at a price of $.04 per share of Common Stock.

On May 2, 2006, the Company entered into a Secured Convertible Note ("Secured
Note") with Vision Opportunity Capital Partners, LP ("Vision"), in the amount of
$500,000. The Company received proceeds of $484,600, net of legal fees,
documentation costs and filings fees of $15,400. In addition to the Secured
Note, the Company simultaneously entered in a Securities Purchase Agreement,
Security Agreement, and Unit Purchase Warrant (collectively, the "Agreements").
The Secured Note, together with accrued but unpaid interest at the rate of ten
(10%) percent per annum is due on the earliest of: (i) the completion of a
financing in which the Company receives no less than $2,500,000 in gross
proceeds ("Eligible Financing") or (ii) one year after the date of exercise by
Vision of the Unit Purchase Warrant. Under the terms of the Agreements, Vision
has the right to convert, at its sole option, a portion or all amounts of
principal and interest due and outstanding under this Note into shares of Common
Stock at a price (the "Conversion Price") equal to the greater of (i) if before
the completion of an eligible financing, (A) 60% of the daily volume weighted
average price ("VWAP" of the Common Stock for ten trading days ending on the
last trading day prior to the conversion date or (B) $.60 or (ii) if after
October 1, 2006, if an eligible financing shall not have been consummated by
that date (X) 60% of the VWAP for the ten trading days ending on the last
trading day prior to the conversion date, or (Y) $.20. In addition, Vision is
entitled, at any time on or after the date hereof ("Initial Exercise Date") and
on or prior to the close of business on the 270th day after the Initial exercise
date but not thereafter to subscribe and purchase Class A warrants (the "A
Warrants") to purchase 100,000 shares of Common Stock, at $.50 per share, (iii)
Class B warrants (the "B Warrants") to purchase 50,000 shares of Common Stock at
$1.00 per share.


                                       25

<PAGE>

Item 8. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
        FINANCIAL DISCLOSURE

On March 31, 2003, the then Board of Directors ("Board") of MCVH dismissed Mr.
Stan J.H. Lee, CPA ("Lee"), as the Company's independent auditors and appointed
Grant Thornton LLP ("Grant Thornton") as the Company's new independent
accountants. However, for the two years ended December 31, 2001, the Company did
not consult with Grant Thornton regarding the application of accounting
principles to a specified transaction, either completed or proposed, or the type
of opinion that might be rendered regarding our financial statements, nor did
the Company consult with Grant Thornton with respect to any accounting
disagreement or any reportable event as such term is defined by paragraph (a)
(1) (iv) of Item 304 of Regulation S-B.

On February 6, 2004, the Board of Directors of Millennium Venture Capital
Holdings Ltd. (the "Company") dismissed Grant Thornton, the Company's
independent auditors and appointed Amisano Hansen ("Hansen") as the Company's
new independent accountants. Grant Thornton audited the Company's consolidated
financial statements for the Company's most recent fiscal year ended December
31, 2002.

On February 24, 2005, the Registrant declined to renew the engagement of Hansen
as the independent accountant engaged to audit the financial statements of the
Registrant and engaged Schwartz Levitsky Feldman LLP ("Schwartz") as its new
independent registered public accounting firm to audit its financial statements
beginning with the years ending December 31, 2004 and December 31, 2003. Hansen
did not audit any of the Company's consolidated financial statements.

During these periods and the periods prior to the Registrant declining to renew
their engagement, there were no disagreements with Lee, Grant Thornton or Hansen
on any matter of accounting principles or practices, financial statement
disclosure or auditing scope or procedure, which disagreements if not resolved
to any of these accounting firm's satisfaction would have caused any or all of
these accounting firms to make reference to this subject matter of the
disagreements in connection with Lee's report, nor were there any "reportable
events" as such term is defined in Item 304(a)(3) of Regulation S-B, promulgated
under the Securities Exchange Act of 1934, as amended.

The Registrant determined that, although the Registrant was very satisfied with
the quality of the audits prepared by Lee and Grant Thornton, a new independent
certified public accountant would be in the best interests of the shareholders
of the Registrant. The decisions not to renew the engagements with Lee, Grant
Thornton, and Hansen were approved by the Registrant's Board.

The audit reports of Lee and Grant Thornton for the Registrant's years ending
December 31, 2001 and December 2002, respectively, did not contain an adverse
opinion, or a disclaimer of opinion, or qualification or modification as to
uncertainty, audit scope, or accounting principles, other than the uncertainty
that the Registrant might not be able to operate as a going concern. The
Registrant requested and Lee furnished the Company with a letter addressed to
the Securities and Exchange Commission confirming that Lee agreed with the
statements made above.

Item 8A. CONTROLS AND PROCEDURES

Under the supervision and with the participation of the Company's management,
including its Chief Executive Officer and Chief Financial Officer, the Company
has evaluated the effectiveness of the design and operation of its disclosure
controls and procedures (as such term is defined in Rule 13a-15(e) under the
Securities Exchange Act of 1934 (the "Exchange Act"). Disclosure controls and
procedures are the controls and other procedures that the Company designed to
ensure that it records, processes, summarizes and reports in a timely manner the
information it must disclose in reports that it files with or submits to the
Securities and Exchange Commission under the Exchange Act. Based on this
evaluation, the Company's Chief Executive Officer and Chief Financial Officer
concluded that the Company's disclosure controls and procedures were effective
as of the end of the period covered by this report.

Item 8B. OTHER INFORMATION

No reports on Form 8-K were filed in the fourth quarter ended December 31, 2005.


                                       26

<PAGE>

                                    PART III

Item 9. DIRECTORS, EXECUTIVE OFFICERS, PROMOTERS AND CONTROL PERSONS; COMPLIANCE
        WITH SECTION 16(A) OF THE EXCHANGE ACT

As of December 31, 2005, the Company had three Directors and one Officer as
follows:

Name              Age   Positions and Offices Held
----              ---   --------------------------
Jose Araque        52   Chairman, President, CEO, CFO, Secretary, Treasurer &
                        Director

Rainey Sellars     43   Director

Timothy Gardner    37   Director

Jose Araque, Chairman, President, CEO, CFO, Secretary, Treasurer and Director

Araque, 52 is the Chairman, President, CEO, CFO, Secretary, Treasurer and
Director of Nuevo since April 2005. Prior to Nuevo, Araque was the Chief
Operating Officer at Telediscount from August 1998 to March 2005. While at
Telediscount, Araque was responsible for construction, managing and operation of
the retail chain of stores aimed at providing communication products and
services to the Hispanic ethnic market. From April 1996 to July 1998, Araque
founded and developed Medical Marketing and Management, Inc., a consulting firm
providing marketing and management services to the medical private practices
industry. From January 1980 to March 1996, Araque worked in various engineering
capacities at the General Electric Company and Westinghouse Electric Corp. for
10 and 5 years, respectively. Araque received a Master's of Business
Administration ("MBA") from the State University of New York at Albany and a
Master of Science in Electrical Engineering from Polytechnic Institute of New
York.

Rainey Sellars, Director

Sellars, 43, is a founding partner of Guardian Capital LLC, an SEC registered
investment advisor established in September 2004, based in Miami, Florida. Prior
to Guardian Capital, Sellars was a Managing Director at Merrill Lynch (New York)
for 13 years in the Institutional Group's International Equities Division.
Sellars spent the majority of that time responsible for Latin American/Emerging
Market Institutional Sales (April 1993 to January 2002) helping to build the
team into the top-ranked sales and trading group. From February 2002-August
2004, Sellars was based in Miami, with Merrill Lynch's International Private
Client Group, developing the Private Investment Bank - a private-client platform
which encompassed product selection, risk-adjusted performance and suitable
costs for the ultra-high net worth segment. Sellars has made numerous
investments in startup companies including Nuevo and 401K.com. Sellars received
his MBA from The London Business School in 1991 and a Bachelor of Science in
Chemistry and Economics from UNC-Chapel Hill in 1985.

Timothy Gardner, Director

Gardner, 37, is a founding partner of Guardian Capital LLC, an SEC registered
investment advisor established in 2004, based in Miami, Florida. Prior to
Guardian Capital, Gardner worked at Merrill Lynch for 11 years. From March 1993
to May 1995, Gardner was based in London with the Latin America sales team.
After a brief stint in New York in June 1995 to December 1996 with the emerging
markets group, Gardner was transferred to Buenos Aires and was responsible for
Merrill Lynch's institutional business until July 2000. Upon returning to
London, Gardner ran the Latin American and Eastern European Equity Sales group
from August 2000 to January 2002. From February 2002 to August 2004, Gardner
worked alongside Rainey, in the International Private Client Group developing
the Private Investment Bank - a new platform for high net worth individuals.
Gardner, a UK citizen and fluent in Spanish, received his Bachelor's of
Administration in Business Administration with distinction from Oxford Brookes
University in 1992.


                                       27

<PAGE>

Audit Committee

The Audit Committee is responsible for recommending independent accountants to
the Board, reviewing the Company's financial statements with management and the
independent accountants, making an appraisal of the audit effort and the
effectiveness of financial policies and practices and consulting with management
and independent accountants with regard to the adequacy of internal accounting
controls. The Company's current Board acts as the Company's Audit Committee. No
member of the Board is an "audit committee financial expert," as that term is
defined in Item 401(e) of Regulation S-B promulgated under the Securities Act.
Upon evaluating the Company's internal controls, the Board has determined that
the Company's internal controls are adequate to insure that financial
information is recorded, processed, summarized and reported in a timely and
accurate manner in accordance with applicable rules and regulations of the SEC.
Accordingly, the Board has concluded that the benefits of retaining an
individual who qualifies as an "audit committee financial expert" would be
outweighed by the costs of retaining such a person.

Item 10. EXECUTIVE COMPENSATION

Summary Compensation Table

The following table shows the compensation paid over the past three fiscal years
with respect to the Company's "named executive officers" as that term is defined
by the under the Securities and Exchange Act of 1934.

<TABLE>
<CAPTION>
                           Annual Compensation                         Long Term Compensation
                         ----------------------   ------------------------------------------------------------------
                                                             Awards                           Payouts
                                                  --------------------------   -------------------------------------
                                                                                 Securities
                                                                 Restricted      Underlying                  All
Name and Principal                                Other Annual   Stock Award   Options/ SARs    LTIP        Other
Position                 Year    Salary   Bonus   Compensation       (s)             (#)       Payouts   Compensation
----------------------   ----   -------   -----   ------------   -----------   -------------   -------   ------------
<S>                      <C>    <C>         <C>        <C>            <C>            <C>          <C>         <C>
Jose Araque, Chairman,   2005   $69,037     --         --             --             --           --          --
President, CEO, CFO,     2004   $44,750     --         --             --             --           --          --
Secretary, Treasurer     2003   $25,000     --         --             --             --           --          --
</TABLE>

No formal employment agreement has been executed between the Company and its
officer.

Item 11. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

The following table sets forth certain information regarding beneficial
ownership of common stock as of December 31, 2005, by:

      o     each person known to the Company to own beneficially more than 5%,
            in the aggregate, of the outstanding shares of the Company's common
            stock;

      o     each director;

      o     each of the Company's CEO and its other two most highly compensated
            executive officers, if any; and

      o     all executive officers and directors as a group.


                                       28

<PAGE>

The number of shares beneficially owned and the percent of shares outstanding
are based on 23,350,000 shares outstanding as of July 12, 2006. Beneficial
ownership is determined in accordance with the rules of the SEC and generally
includes voting or investment power with respect to securities. Except as
otherwise noted below, the address of each of the shareholders in the table are:

                                    Amount of Beneficial
Name                                    Ownership           Percentage of Class
----                                -------------------     -------------------
Jose Araque (a) (b)                      1,630,699                 6.98%

Rainey Sellars (b)                         317,721                 1.36%

Timothy Gardner (b)                         45,774                 0.20%

Officers and Directors as a Group        1,964,194(1)              8.04%

Trey Rhyne                               2,849,586                12.20%

Rene Kleyweg                             2,381,015                10.20%

Ed Cabrera                               2,019,588                 8.65%

Angel Castellanos                        1,630,699                 6.98%

John Binnie                              1,281,102                 5.49%

REAN, LLC.                               1,195,275                 5.12%

(a)   Officer

(b)   Director

(1)   This represents beneficial ownership of shares of Araque, Sellars and
      Gardner.

DIRECTOR COMPENSATION

Directors who are either employees or executive officers and those who are not
employees or executive officers of the Company receive no or reimbursement for
expenses incurred in connection with their attendance at Board and committee
meetings.

Item 12. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

On January 31, 2005 the Company entered into a consulting agreement ("Consulting
Agreement") with Consultant Investments, LLP, which is owned by Eduardo Cabrera,
a shareholder of the Company and a former officer and director of TC
("Cabrera"), whereby Cabrera was engaged to act as a consultant in connection
with taking the Company "public" through a reverse merger, or any other means,
and giving access to at least $5 million in capital. The Company engaged Cabrera
as its exclusive agent in the placement of securities of the Company in one or
more related transactions one or more investors in the form of equity, debt, or
convertible instruments, equity line, or any other securities, and instruments.
Under the Consulting Agreement, upon the consummation of taking the Company
"public" and funding the Company for a total of $5 million in capital, the
Company will pay Cabrera a fee equal to 10% of the total shares outstanding of
the Company, on a fully diluted basis. The Consulting Agreement may be
terminated by either party, at any time, with or without cause, upon written
notice to the other party; provided, however, that if the Company, directly or
indirectly, consummates an issuance of its securities within twelve months
following such termination with a party identified by Cabrera, then Cabrera will
be entitled to the full amount of fees contemplated under the Consulting
Agreement.


                                       29

<PAGE>

Item 13.      EXHIBITS

(a)      Exhibits.

(2.1)    Letter of Intent, dated March 17 2005, by and between Millennium
         Capital Venture Holdings, Inc. and Telediscount Communications, Inc.
         (incorporated by reference as Exhibit 99.1 to the Company's Form 8-K
         filed on March 17, 2005).

(2.2)    Agreement and Plan of Merger, dated March 11, 2005, by and between
         Telediscount Communications, Inc., Millennium Acquisition Corp, and
         Millennium Capital Venture Holdings, Inc., (incorporated by reference
         as Exhibit 2.1 to the Company's Form 8-K filed on March 28, 2005).

(3.1)    Certificate of Incorporation dated June 2, 2000 (incorporated by
         reference as an exhibit to the Company's registration statement on Form
         10-SB filed on September 5, 2000).

(3.2)    Bylaws dated June 2, 2000 (incorporated by reference as an exhibit to
         the Company's registration statement on Form 10-SB filed on September
         5, 2000).

(3.3)    Specimen Stock Certificate (incorporated by reference as an exhibit to
         the Company's registration statement on Form 10-SB filed on September
         5, 2000)

(10.1)*  Form of Consulting Agreement, dated January 31, 2005, by and between
         Telediscount Communications, Inc. and Consultant Investments, LLP.

(14.1)   Code of Ethics (incorporated by reference as Exhibit 14.1 to the
         Company's Annual Form 10-KSB filed on March 16, 2005).

(15.1)   Telediscount Communications, Inc. Balance Sheet and related Statement
         of Operations, Statement of Shareholder's Equity and Statement of Cash
         Flows for the year ended December 31, 2002 and Footnotes to the
         Financial Statements (incorporated by reference as Exhibit 99.1 to the
         Company's Form 8-K filed on March 28, 2005).

(15.2)   Unaudited Pro Forma Combined Financial Statements of Telediscount
         Communications, Inc. and Nuevo Financial Center, Inc. (incorporated by
         reference as Exhibit 99.2 to the Company's Form 8-K filed on March 28,
         2005).

(15.3)   Telediscount Communications, Inc. unaudited Statement of Income for the
         years ended 2003 and 2004, unaudited Consolidated Balance Sheets for
         12/31//2004, and Consolidated Condensed Statements of Cash Flows for
         the fiscal year 2004, (incorporated by reference as Exhibit 99.1 to the
         Company's Form 8-K filed on August 5, 2005).

(31.1)*  Certification of Chief Executive Officer Pursuant to Section 302 of the
         Sarbanes-Oxley Act.

(31.2)*  Certification of Principal Financial and Accounting Officer Pursuant to
         Section 302 of the Sarbanes-Oxley Act.

(32.1)*  Certification of Chief Executive Officer Pursuant to Section 906 of the
         Sarbanes-Oxley Act.


                                       30

<PAGE>

(32.2)*  Certification of Principal Financial and Accounting Officer Pursuant to
         Section 906 of the Sarbanes-Oxley Act.

*        Exhibit being filed herewith.

 (b)      Reports on Form 8-K

None.

Item 14.      PRINCIPAL ACCOUNTANT FEES AND SERVICES

AUDIT FEES

Schwartz billed the Company in the aggregate amount of $18,500 and $17,500 for
professional services rendered for their audit of our annual financial
statements and their reviews of the financial statements included in our Forms
10-KSB for the year ended December 31, 2005 and December 31, 2004, respectively.

AUDIT-RELATED FEES

Schwartz did not perform, nor bill the Company for, professional services
rendered for assurance and related services related to the performance of the
audit or review of the Company's financial statements for the fiscal years ended
December 31, 2005 and December 31, 2004, respectively.

TAX FEES

Schwartz did not perform, nor bill the Company for, professional services
rendered for tax related services for the fiscal years ended December 31, 2005
and December 31, 2004, respectively.

ALL OTHER FEES

Schwartz did not perform, nor bill the Company for, professional services
rendered during the last two fiscal years, other than as reported above.


                                       31

<PAGE>

                                   SIGNATURES

In accordance with Section 13 or 15(d) of the Exchange Act, the Registrant
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

NUEVO FINANCIAL CENTER, INC.


DATE: August 15, 2006                           /s/ Jose Araque
                                                    ----------------------------
                                                    Jose Araque
                                                    President, CEO and Chairman


DATE: August 15, 2006                           /s/ Jose Araque
                                                    ----------------------------
                                                    Jose Araque
                                                      Chief Accounting Officer

In accordance with the Exchange Act, this report has been signed below by the
following persons on behalf of the Registrant and in the capacities and on the
dates indicated:

Signature                          Title                        Date
---------                          -----                        ----


/s/ Jose Araque                    President, Chief Executive   August 15, 2006
--------------------------------   Officer, Treasurer and
Jose Araque                        Member


/s/ Jose Araque                    Chief Accounting Officer     August 15, 2006
--------------------------------
Jose Araque

                                       32