<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED>
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               JUN-30-1997             DEC-31-1996
<CASH>                                          47,858                  40,593
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                44,020                   8,375
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    253,363                 325,351
<INVESTMENTS-CARRYING>                         228,885                 130,785
<INVESTMENTS-MARKET>                           227,004                 128,952
<LOANS>                                        439,723                 367,484
<ALLOWANCE>                                      5,718                   4,972
<TOTAL-ASSETS>                               1,043,548                 890,688
<DEPOSITS>                                     966,061                 776,521
<SHORT-TERM>                                       700                  10,140
<LIABILITIES-OTHER>                              4,496                  35,591
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                      7,000                   7,000
<COMMON>                                         3,190                   3,167
<OTHER-SE>                                      62,101                  58,269
<TOTAL-LIABILITIES-AND-EQUITY>               1,043,548                 890,688
<INTEREST-LOAN>                                 19,000                  30,139
<INTEREST-INVEST>                               15,793                  29,491
<INTEREST-OTHER>                                   762                     905
<INTEREST-TOTAL>                                35,555                  60,535
<INTEREST-DEPOSIT>                              15,771                  25,805
<INTEREST-EXPENSE>                              15,807                  25,889
<INTEREST-INCOME-NET>                           19,748                  34,646
<LOAN-LOSSES>                                      597                   1,391
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                 14,620                  26,852
<INCOME-PRETAX>                                  9,160                  15,539
<INCOME-PRE-EXTRAORDINARY>                       9,160                  15,539
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     5,981                  10,169
<EPS-PRIMARY>                                     0.59                    0.99
<EPS-DILUTED>                                     0.57                    0.95
<YIELD-ACTUAL>                                    7.71                    7.67
<LOANS-NON>                                        595                     540
<LOANS-PAST>                                       553                     134
<LOANS-TROUBLED>                                    86                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 4,972                   4,205
<CHARGE-OFFS>                                      521                     971
<RECOVERIES>                                       182                     347
<ALLOWANCE-CLOSE>                                5,718                   4,972
<ALLOWANCE-DOMESTIC>                             5,718                   4,972
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>