<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
                        This schedule contains summary financial information
                        extracted from Form 10-QSB for the period ended
                        March 31, 2000 and is qualified in its entirety by
                        reference to such financial statements.
</LEGEND>
<CIK>                          001002214
<NAME>                         Citizens Community Bancorp, Inc.
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Mar-31-2000
<CASH>                                         6,148
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               7,274
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                   5,842
<INVESTMENTS-CARRYING>                         13,000
<INVESTMENTS-MARKET>                           12,571
<LOANS>                                        91,234
<ALLOWANCE>                                    971
<TOTAL-ASSETS>                                 129,323
<DEPOSITS>                                     107,957
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            3,314
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       35
<OTHER-SE>                                     0
<TOTAL-LIABILITIES-AND-EQUITY>                 129,323
<INTEREST-LOAN>                                1,815
<INTEREST-INVEST>                              269
<INTEREST-OTHER>                               87
<INTEREST-TOTAL>                               2,171
<INTEREST-DEPOSIT>                             875
<INTEREST-EXPENSE>                             885
<INTEREST-INCOME-NET>                          1,286
<LOAN-LOSSES>                                  85
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                1,205
<INCOME-PRETAX>                                405
<INCOME-PRE-EXTRAORDINARY>                     405
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   253
<EPS-BASIC>                                    .07
<EPS-DILUTED>                                  .07
<YIELD-ACTUAL>                                 4.68
<LOANS-NON>                                    0
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               886
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              971
<ALLOWANCE-DOMESTIC>                           971
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0




</TABLE>