<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED> 
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   YEAR                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1998             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               MAR-31-1998             DEC-31-1997             SEP-30-1997
<CASH>                                          35,522                  25,168                  31,823
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                39,604                  42,553                  65,692
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    161,803                 188,947                 221,273
<INVESTMENTS-CARRYING>                         293,669                 291,236                 253,848
<INVESTMENTS-MARKET>                           295,224                 291,722                 253,446
<LOANS>                                        512,139                 475,583                 457,081
<ALLOWANCE>                                      5,871                   5,873                   5,637
<TOTAL-ASSETS>                               1,070,343               1,052,135               1,058,710
<DEPOSITS>                                     965,483                 949,479                 939,738
<SHORT-TERM>                                    17,605                  17,732                  31,744
<LIABILITIES-OTHER>                              6,409                   6,497                   4,733
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                   1,000                   7,000
<COMMON>                                         3,220                   3,190                   3,190
<OTHER-SE>                                      77,626                  74,237                  72,305
<TOTAL-LIABILITIES-AND-EQUITY>               1,070,343               1,052,135               1,058,710
<INTEREST-LOAN>                                 11,180                  40,311                  29,516
<INTEREST-INVEST>                                7,533                  31,290                  23,604
<INTEREST-OTHER>                                   516                   1,981                   1,175
<INTEREST-TOTAL>                                19,229                  73,582                  54,295
<INTEREST-DEPOSIT>                               8,056                  32,382                  24,094
<INTEREST-EXPENSE>                               8,269                  32,638                  24,142
<INTEREST-INCOME-NET>                           10,960                  40,944                  30,153
<LOAN-LOSSES>                                      200                   1,196                     746
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                  7,646                  31,163                  22,520
<INCOME-PRETAX>                                  5,616                  18,347                  14,036
<INCOME-PRE-EXTRAORDINARY>                       5,616                  18,347                  14,036
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     3,623                  11,846                   9,063
<EPS-PRIMARY>                                     0.36                    1.15                    0.89
<EPS-DILUTED>                                     0.34                    1.11                    0.86
<YIELD-ACTUAL>                                    7.77                    7.71                    7.69
<LOANS-NON>                                        811                     865                     515
<LOANS-PAST>                                     1,204                      96                     409
<LOANS-TROUBLED>                                    89                      95                       0
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 5,873                   4,972                   4,972
<CHARGE-OFFS>                                      323                   1,225                     893
<RECOVERIES>                                       121                     442                     323
<ALLOWANCE-CLOSE>                                5,871                   5,873                   5,637
<ALLOWANCE-DOMESTIC>                             5,871                   5,873                   5,637
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0
        

</TABLE>