<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONDENSED
CONSOLIDATED FINANCIAL STATEMENTS OF RIDGESTONE FINANCIAL SERVICES, INC. AS OF
AND FOR THE SIX MONTHS ENDED JUNE 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                       1,450,849
<INT-BEARING-DEPOSITS>                          54,985
<FED-FUNDS-SOLD>                             6,254,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,593,659
<INVESTMENTS-CARRYING>                       5,003,092
<INVESTMENTS-MARKET>                         5,036,166
<LOANS>                                     31,877,051
<ALLOWANCE>                                    334,740
<TOTAL-ASSETS>                              47,765,076
<DEPOSITS>                                  41,547,082
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            304,764
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     7,721,399
<OTHER-SE>                                   1,808,159
<TOTAL-LIABILITIES-AND-EQUITY>               5,913,240
<INTEREST-LOAN>                              1,112,109
<INTEREST-INVEST>                              363,881
<INTEREST-OTHER>                                95,453
<INTEREST-TOTAL>                             1,571,443
<INTEREST-DEPOSIT>                             952,451
<INTEREST-EXPENSE>                             952,451
<INTEREST-INCOME-NET>                          618,991
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                             160,072
<EXPENSE-OTHER>                                821,894
<INCOME-PRETAX>                                 34,093
<INCOME-PRE-EXTRAORDINARY>                      34,093
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    34,093
<EPS-PRIMARY>                                      .04
<EPS-DILUTED>                                      .04
<YIELD-ACTUAL>                                    7.55
<LOANS-NON>                                    648,699
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               334,740
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              334,740
<ALLOWANCE-DOMESTIC>                           435,351
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      (100,611)
        

</TABLE>