<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF RIDGESTONE FINANCIAL SERVICES, INC. AS OF
AND FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   SEP-30-2000
<CASH>                                         2,853,725
<INT-BEARING-DEPOSITS>                         239,457
<FED-FUNDS-SOLD>                               9,841,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    59,177
<INVESTMENTS-CARRYING>                         250,000
<INVESTMENTS-MARKET>                           248,650
<LOANS>                                        53,944,386
<ALLOWANCE>                                    696,206
<TOTAL-ASSETS>                                 73,081,998
<DEPOSITS>                                     65,298,690
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            994,124
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       8,417,117
<OTHER-SE>                                     (1,568,882)
<TOTAL-LIABILITIES-AND-EQUITY>                 73,081,998
<INTEREST-LOAN>                                3,628,512
<INTEREST-INVEST>                              49,263
<INTEREST-OTHER>                               176,076
<INTEREST-TOTAL>                               3,853,851
<INTEREST-DEPOSIT>                             1,971,898
<INTEREST-EXPENSE>                             1,971,898
<INTEREST-INCOME-NET>                          1,881,953
<LOAN-LOSSES>                                  24,155
<SECURITIES-GAINS>                             9,164
<EXPENSE-OTHER>                                1,902,005
<INCOME-PRETAX>                                202,448
<INCOME-PRE-EXTRAORDINARY>                     202,448
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   202,448
<EPS-BASIC>                                    .17
<EPS-DILUTED>                                  .17
<YIELD-ACTUAL>                                 8.74
<LOANS-NON>                                    0
<LOANS-PAST>                                   2,186,682
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               653,270
<CHARGE-OFFS>                                  24,155
<RECOVERIES>                                   24,590
<ALLOWANCE-CLOSE>                              696,206
<ALLOWANCE-DOMESTIC>                           686,527
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        9,679


</TABLE>