<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT  FILED ON FORM 10-Q FOR THE FISCAL  QUARTER  ENDED  MARCH 31, 1998 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-END>                               MAR-31-1998
<CASH>                                           1,230
<INT-BEARING-DEPOSITS>                           1,750
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,475
<INVESTMENTS-CARRYING>                         132,199
<INVESTMENTS-MARKET>                           133,764
<LOANS>                                         47,838
<ALLOWANCE>                                        667
<TOTAL-ASSETS>                                 195,847
<DEPOSITS>                                     139,531
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,317
<LONG-TERM>                                     10,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            41
<OTHER-SE>                                      44,958
<TOTAL-LIABILITIES-AND-EQUITY>                 195,820
<INTEREST-LOAN>                                  2,785
<INTEREST-INVEST>                                6,318
<INTEREST-OTHER>                                   271
<INTEREST-TOTAL>                                 9,374
<INTEREST-DEPOSIT>                               4,314
<INTEREST-EXPENSE>                               4,416
<INTEREST-INCOME-NET>                            4,958
<LOAN-LOSSES>                                       45
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,614
<INCOME-PRETAX>                                  2,465
<INCOME-PRE-EXTRAORDINARY>                       2,465
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,393
<EPS-PRIMARY>                                     0.51
<EPS-DILUTED>                                     0.49
<YIELD-ACTUAL>                                    3.60
<LOANS-NON>                                      1,270
<LOANS-PAST>                                       321
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   622
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  667
<ALLOWANCE-DOMESTIC>                               667
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        


</TABLE>