<TABLE> <S> <C>

<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000
<PERIOD-START>                             JUL-01-2000             JAN-01-2000
<PERIOD-END>                               SEP-30-2000             SEP-30-2000
<DEBT-HELD-FOR-SALE>                                 0                       0
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                            553,598                 553,598
<EQUITIES>                                           0                       0
<MORTGAGE>                                           0                       0
<REAL-ESTATE>                                        0                       0
<TOTAL-INVEST>                                       0                       0
<CASH>                                           9,361                   9,361
<RECOVER-REINSURE>                               7,382                   7,382
<DEFERRED-ACQUISITION>                          11,391                  11,391
<TOTAL-ASSETS>                                 739,816                 739,816
<POLICY-LOSSES>                                176,749                 176,749
<UNEARNED-PREMIUMS>                             65,828                  65,828
<POLICY-OTHER>                                       0                       0
<POLICY-HOLDER-FUNDS>                                0                       0
<NOTES-PAYABLE>                                      0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                     75,000                  75,000
<COMMON>                                        20,432                  20,432
<OTHER-SE>                                     346,404                 346,404
<TOTAL-LIABILITY-AND-EQUITY>                   739,816                 739,816
<PREMIUMS>                                      26,751                  82,739
<INVESTMENT-INCOME>                              9,591                  27,778
<INVESTMENT-GAINS>                                 270                 (1,916)
<OTHER-INCOME>                                       0                       0
<BENEFITS>                                      15,924                  69,190
<UNDERWRITING-AMORTIZATION>                      6,430                  18,105
<UNDERWRITING-OTHER>                             2,455                   8,551
<INCOME-PRETAX>                                      0                       0
<INCOME-TAX>                                     8,552                   7,655
<INCOME-CONTINUING>                              8,552                   7,655
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     8,552                   7,655
<EPS-BASIC>                                       0.17                    0.85
<EPS-DILUTED>                                     0.17                    0.85
<RESERVE-OPEN>                                       0<F1>                   0<F1>
<PROVISION-CURRENT>                                  0<F1>                   0<F1>
<PROVISION-PRIOR>                                    0<F1>                   0<F1>
<PAYMENTS-CURRENT>                                   0<F1>                   0<F1>
<PAYMENTS-PRIOR>                                     0<F1>                   0<F1>
<RESERVE-CLOSE>                                      0<F1>                   0<F1>
<CUMULATIVE-DEFICIENCY>                              0<F1>                   0<F1>
<FN>
<F1>Amounts for Securities Act Industry Guide 6 and Exchange Act Industry Guide
4 disclosures are not provided because the Company's loss reserves do not exceed
one half of the consolidated common shareholders equity.
</FN>


</TABLE>