<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THE  SCHEDULE  CONTAINS SUMMARY  FINANCIAL INFORMATION  EXTRACTED FROM  THE
     CONDENSED  CONSOLIDATED   FINANCIAL  STATEMENTS  OF   RIDGESTONE  FINANCIAL
     SERVICES, INC. AS OF AND FOR THE  THREE MONTHS ENDED  MARCH 31, 2000 AND IS
     QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0001001791
<NAME>                        e3$desty
<MULTIPLIER>                                   1

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   MAR-31-2000
<CASH>                                           2,153,049
<INT-BEARING-DEPOSITS>                             260,627
<FED-FUNDS-SOLD>                                 2,849,000
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         65,125
<INVESTMENTS-CARRYING>                             499,424
<INVESTMENTS-MARKET>                               494,619
<LOANS>                                         54,405,354
<ALLOWANCE>                                        665,771
<TOTAL-ASSETS>                                  64,788,363
<DEPOSITS>                                      57,387,580
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                715,051
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                         8,417,117
<OTHER-SE>                                     (1,678,281)
<TOTAL-LIABILITIES-AND-EQUITY>                  64,788,363
<INTEREST-LOAN>                                  1,126,156
<INTEREST-INVEST>                                   28,397
<INTEREST-OTHER>                                    33,913
<INTEREST-TOTAL>                                 1,188,466
<INTEREST-DEPOSIT>                                 591,692
<INTEREST-EXPENSE>                                 591,692
<INTEREST-INCOME-NET>                              596,774
<LOAN-LOSSES>                                            0
<SECURITIES-GAINS>                                  (9,164)
<EXPENSE-OTHER>                                    603,356
<INCOME-PRETAX>                                     49,677
<INCOME-PRE-EXTRAORDINARY>                          49,677
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        49,677
<EPS-BASIC>                                          .04
<EPS-DILUTED>                                          .04
<YIELD-ACTUAL>                                        8.38
<LOANS-NON>                                          5,307
<LOANS-PAST>                                     1,730,354
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                   653,270
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                  665,771
<ALLOWANCE-DOMESTIC>                               656,826
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              8,945




</TABLE>