Federal Register / Vol. 86, No. 176 / Wednesday, September 15, 2021 / Notices 51355 

1 12 CFR pt. 1002 (Reg. B) (81 FR 25323, Apr. 28, 

2016); 12 CFR pt. 1005 (Reg. E) (81 FR 25323, Apr. 

28, 2016); 12 CFR pt. 1013 (Reg. M) (81 FR 25323, 

Apr. 28, 2016); 12 CFR pt. 1026 (Reg. Z) (81 FR 

25323, Apr. 28, 2016). 

2 Generally, these are dealers ‘‘predominantly 

engaged in the sale and servicing of motor vehicles, 

the leasing and servicing of motor vehicles, or 

both.’’ See Dodd-Frank Act, § 1029(a), (c), 12 U.S.C. 

5519(a), (c). 

3See Dodd-Frank Act, § 1075, 15 U.S.C. 1693 

(these requirements are implemented through Board 

Regulation II, 12 CFR pt. 235, rather than EFTA’s 

implementing Regulation E). 

4The FTC’s enforcement authority includes statechartered credit unions; other federal agencies also 

have various enforcement authority over credit 

unions. For example, for large credit unions 

(exceeding $10 billion in assets), the CFPB has 

certain authority. The National Credit Union 

Continued 

notice is hereby given that the next 

meeting of the Children’s Health 

Protection Advisory Committee 

(CHPAC) will be held virtually 

November 2 and 3, 2021. The CHPAC 

advises the Environmental Protection 

Agency (EPA) on science, regulations 

and other issues relating to children’s 

environmental health. 

DATES: November 2, 2021 from 12:30 

p.m. to 6 p.m. and November 3, 2021 

from 12:30 p.m. to 6 p.m. 

ADDRESSES: The meeting will take place 

virtually. If you want to listen to the 

meeting or provide comments, please 

email louie.nica@epa.gov for further 

details. 

FOR FURTHER INFORMATION CONTACT: Nica 

Louie, Office of Children’s Health 

Protection, U.S. EPA, MC 1107T, 1200 

Pennsylvania Avenue NW, Washington, 

DC 20460, (202) 564–7633 or 

louie.nica@epa.gov. 

SUPPLEMENTARY INFORMATION: The 

meetings of the CHPAC are open to the 

public. An agenda will be posted to 

https://www.epa.gov/children/ 

childrens-health-protection-advisorycommittee-chpac. 

Access and Accommodations: For 

information on access or services for 

individuals with disabilities, please 

contact Nica Louie at 202–564–7633 or 

louie.nica@epa.gov. 

Dated: September 9, 2021. 

Nica Mostaghim, 

Environmental Health Scientist. 

[FR Doc. 2021–19833 Filed 9–14–21; 8:45 am] 

BILLING CODE 6560–50–P 

FEDERAL MARITIME COMMISSION 

Notice of Agreement Filed 

The Commission hereby gives notice 

of the filing of the following agreement 

under the Shipping Act of 1984. 

Interested parties may submit 

comments, relevant information, or 

documents regarding the agreement to 

the Secretary by email at Secretary@

fmc.gov, or by mail, Federal Maritime 

Commission, Washington, DC 20573. 

Comments will be most helpful to the 

Commission if received within 12 days 

of the date this notice appears in the 

Federal Register. Copies of agreement 

are available through the Commission’s 

website (www.fmc.gov) or by contacting 

the Office of Agreements at (202) 523– 

5793 or tradeanalysis@fmc.gov. 

Agreement No.: 201372. 

Agreement Name: Liberty/Wallenius 

Wilhelmsen Ocean/Eukor Car Carriers 

Space Charter Agreement. 

Parties: Eukor Car Carriers, Inc.; 

Liberty Global Logistics LLC; And 

Wallenius Wilhelmsen Ocean AS. 

Filing Party: Wayne Rohde; Cozen 

O’Connor. 

Synopsis: The agreement would 

authorize the parties to charter space to/ 

from one another on an ‘‘as needed/as 

available’’ basis in all trades in the 

foreign commerce of the United States. 

Proposed Effective Date: 10/22/2021. 

Location: https://www2.fmc.gov/ 

FMC.Agreements.Web/Public/ 

AgreementHistory/50508. 

Dated: September 10, 2021. 

Rachel E. Dickon, 

Secretary. 

[FR Doc. 2021–19922 Filed 9–14–21; 8:45 am] 

BILLING CODE 6730–02–P 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities; Submission for OMB 

Review; Comment Request 

AGENCY: Federal Trade Commission. 

ACTION: Notice. 

SUMMARY: The Federal Trade 

Commission (‘‘FTC’’ or ‘‘Commission’’) 

requests that the Office of Management 

and Budget (‘‘OMB’’) extend for three 

years the current Paperwork Reduction 

Act (‘‘PRA’’) clearances for information 

collection requirements contained in 

four consumer financial regulations 

enforced by the Commission. Those 

clearances expire on September 30, 

2021. 

DATES: Comments must be filed by 

October 15, 2021. 

ADDRESSES: Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to www.reginfo.gov/public/do/ 

PRAMain. Find this particular 

information collection by selecting 

‘‘Currently under Review—Open for 

Public Comments’’ or by using the 

search function. 

FOR FURTHER INFORMATION CONTACT: 

Carole Reynolds or Stephanie 

Rosenthal, Attorneys, Division of 

Financial Practices, Bureau of Consumer 

Protection, Federal Trade Commission, 

600 Pennsylvania Ave. NW, 

Washington, DC 20580, (202) 326–3224. 

SUPPLEMENTARY INFORMATION: The four 

regulations covered by this notice are: 

(1) Regulations promulgated under 

the Equal Credit Opportunity Act, 15 

U.S.C. 1691 et seq. (‘‘ECOA’’) 

(‘‘Regulation B’’) (OMB Control Number: 

3084–0087); 

(2) Regulations promulgated under 

the Electronic Fund Transfer Act, 15 

U.S.C. 1693 et seq. (‘‘EFTA’’) 

(‘‘Regulation E’’) (OMB Control Number: 

3084–0085); 

(3) Regulations promulgated under 

the Consumer Leasing Act, 15 U.S.C. 

1667 et seq. (‘‘CLA’’) (‘‘Regulation M’’) 

(OMB Control Number: 3084–0086); and 

(4) Regulations promulgated under 

the Truth-In-Lending Act, 15 U.S.C. 

1601 et seq. (‘‘TILA’’) (‘‘Regulation Z’’) 

(OMB Control Number: 3084–0088). 

Type of Review: Extension without 

change of currently approved collection. 

Affected Public: Private Sector: 

Businesses and other for-profit entities. 

Abstract: Under the Dodd-Frank Wall 

Street Reform and Consumer Protection 

Act (‘‘Dodd-Frank Act’’), Public Law 

111–203, 124 Stat. 1376 (2010), almost 

all rulemaking authority for the ECOA, 

EFTA, CLA, and TILA transferred from 

the Board of Governors of the Federal 

Reserve System (‘‘Board’’) to the 

Consumer Financial Protection Bureau 

(‘‘CFPB’’) on July 21, 2011 (‘‘transfer 

date’’). To implement this transferred 

authority, the CFPB published new 

regulations in 12 CFR part 1002 

(Regulation B), 12 CFR part 1005 

(Regulation E), 12 CFR part 1013 

(Regulation M), and 12 CFR part 1026 

(Regulation Z) for those entities under 

its rulemaking jurisdiction.1 Although 

the Dodd-Frank Act transferred most 

rulemaking authority under ECOA, 

EFTA, CLA, and TILA to the CFPB, the 

Board retained rulemaking authority for 

certain motor vehicle dealers 2 under all 

of these statutes and also for certain 

interchange-related requirements under 

EFTA.3

As a result of the Dodd-Frank Act, the 

FTC and the CFPB generally share the 

authority to enforce Regulations B, E, M, 

and Z for entities for which the FTC had 

enforcement authority before the Act, 

except for certain motor vehicle 

dealers.4 Because of this shared 


khammond on DSKJM1Z7X2PROD with NOTICES
51356 Federal Register / Vol. 86, No. 176 / Wednesday, September 15, 2021 / Notices 

Administration also has certain authority for statechartered federally insured credit unions, and it 

additionally provides insurance for certain statechartered credit unions through the National Credit 

Union Share Insurance Fund and examines credit 

unions for various purposes. There are 

approximately three state-chartered credit unions 

exceeding $10 billion in assets, and the CFPB 

assumes PRA burden for those entities. As of the 

fourth quarter of 2020, there were approximately 

2,126 state-chartered credit unions—1,914 which 

were federally insured, an estimated 112 or more 

which were privately insured, and an estimated 100 

or more in Puerto Rico which were insured by a 

quasi-governmental entity. Because of the difficulty 

in parsing out PRA burden for such entities in view 

of the overlapping authority, the FTC’s figures 

include PRA burden for all state-chartered credit 

unions. However, in view of fluctuations due to 

COVID–19 and to avoid undercounting, we have 

retained the prior estimate of 2,300 state-chartered 

credit unions. As noted above, the CFPB’s figures 

as to state-chartered credit unions include burden 

for those entities exceeding $10 billion in assets. 

See generally Dodd-Frank Act, §§ 1061, 1025, 1026. 

This attribution does not change actual enforcement 

authority. 

5The CFPB also factors into its burden estimates 

respondents over which it has jurisdiction but the 

FTC does not. 

6See Dodd-Frank Act § 1029, 12 U.S.C. 5519(a), 

as to motor vehicle dealers, as limited by subsection 

(b). Subsection (b) does not preclude CFPB 

regulatory oversight regarding, among others, 

businesses that extend retail credit or retail leases 

for motor vehicles in which the credit or lease 

offered is provided directly from those businesses, 

rather than unaffiliated third parties, to consumers. 

It is not practicable, however, for PRA purposes, to 

estimate the portion of dealers that engage in one 

form of financing versus another (and that would 

or would not be subject to CFPB oversight). Thus, 

FTC staff’s PRA burden analysis reflects a general 

estimated volume of motor vehicle dealers. This 

attribution does not change actual enforcement 

authority. 

7See Dodd-Frank Act, § 1029, 12 U.S.C. 5519(a), 

(c). 

8While Regulation Z also requires the creditor to 

provide a short written disclosure regarding the 

appraisal process for higher-priced mortgage loans, 

the disclosure is provided by the CFPB. As a result, 

it is not a ‘‘collection of information’’ for PRA 

purposes (see 5 CFR 1320.3(c)(2)). 

enforcement jurisdiction, the two 

agencies have divided the FTC’s 

previously-cleared PRA burden 

estimates between them,5 except that 

the FTC has assumed all of the burden 

estimates associated with motor vehicle 

dealers 6 and state-chartered credit 

unions. The division of PRA burden 

hours not attributable to motor vehicle 

dealers and state-chartered credit 

unions is reflected in the CFPB’s PRA 

clearance requests to OMB, as well as in 

the FTC’s burden estimates below. 

Pursuant to the Dodd-Frank Act, the 

FTC generally has sole authority to 

enforce Regulations B, E, M, and Z 

regarding certain motor vehicle dealers 

predominantly engaged in the sale and 

servicing of motor vehicles, the leasing 

and servicing of motor vehicles, or both, 

that, among other things, assign their 

contracts to unaffiliated third parties.7

Because the FTC has exclusive 

jurisdiction to enforce these rules for 

such motor vehicle dealers and retains 

its concurrent authority with the CFPB 

for other types of motor vehicle dealers, 

and in view of the different types of 

motor vehicle dealers, the FTC retains 

the entire PRA burden for motor vehicle 

dealers in the burden estimates below. 

1. Regulation B 

The ECOA prohibits discrimination in 

the extension of credit. Regulation B 

implements the ECOA, establishing 

disclosure requirements to assist 

customers in understanding their rights 

under the ECOA and recordkeeping 

requirements to assist agencies in 

enforcement. Regulation B applies to 

retailers, mortgage lenders, mortgage 

brokers, finance companies, and others. 

Estimated Annual Burden Hours: 

1,797,798 hours (Total). 

Recordkeeping: 708,886 hours. 

Disclosures: 1,088,912 hours. 

Estimated Annual Labor Costs: 

$65,320,576 (Total). 

Recordkeeping: $15,666,176. 

Disclosures: $49,654,400. 

Estimated Annual Non-Labor Costs: 

$0. 

2. Regulation E 

The EFTA requires that covered 

entities provide consumers with 

accurate disclosure of the costs, terms, 

and rights relating to EFT and certain 

other services. Regulation E implements 

the EFTA, establishing disclosure and 

other requirements to aid consumers 

and recordkeeping requirements to 

assist agencies with enforcement. It 

applies to financial institutions, 

retailers, gift card issuers and others that 

provide gift cards, service providers, 

various federal and state agencies 

offering EFTs, prepaid account entities, 

and others. 

Estimated Annual Burden Hours: 

Total: 7,435,956 hours. 

Recordkeeping: 251,053 hours. 

Disclosures: 7,184,903 hours. 

Estimated Annual Labor Costs: 

$332,803,360 (Total). 

Recordkeeping: $5,171,684. 

Disclosures: $327,631,676. 

Estimated Annual Non-Labor Costs: 

$0. 

3. Regulation M 

The CLA requires that covered 

entities provide consumers with 

accurate disclosure of the costs and 

terms of leases. Regulation M 

implements the CLA, establishing 

disclosure requirements to help 

consumers comparison shop and 

understand the terms of leases and 

recordkeeping requirements. It applies 

to vehicle lessors (such as auto dealers, 

independent leasing companies, and 

manufacturers’ captive finance 

companies), computer lessors (such as 

computer dealers and other retailers), 

furniture lessors, various electronic 

commerce lessors, diverse types of lease 

advertisers, and others. 

Estimated Annual Burden Hours: 

101,953 hours (Total). 

Recordkeeping: 30,203 hours. 

Disclosures: 71,750 hours. 

Estimated Annual Labor Costs: 

$5,954,060 (Total). 

Recordkeeping: $1,763,860. 

Disclosures: $4,190,200. 

Estimated Annual Non-Labor Costs: 

$0. 

4. Regulation Z 

The TILA was enacted to foster 

comparison credit shopping and 

informed credit decisionmaking by 

requiring creditors and others to provide 

accurate disclosures regarding the costs 

and terms of credit to consumers. 

Regulation Z implements the TILA, 

establishing disclosure requirements to 

assist consumers and recordkeeping 

requirements to assist agencies with 

enforcement. These requirements 

pertain to open-end and closed-end 

credit and apply to various types of 

entities, including mortgage companies; 

finance companies; auto dealerships; 

private education loan companies; 

merchants who extend credit for goods 

or services; credit advertisers; acquirers 

of mortgages; and others. Additional 

requirements also exist in the mortgage 

area, including for high cost mortgages, 

higher-priced mortgage loans,8 ability to 

pay of mortgage consumers, mortgage 

servicing, loan originators, and certain 

integrated mortgage disclosures. 

Estimated Annual Burden Hours: 

8,416,441 (Total). 

Recordkeeping: 561,866 hours. 

Disclosures: 7,854,575 hours. 

Estimated Annual Labor Costs: 

$369,744,078 (Total). 

Recordkeeping: $11,574,450. 

Disclosures: $358,169,628. 

Estimated Annual Non-Labor Costs: 

$0. 

Request for Comment: On May 17, 

2021, the Commission sought comment 

on the information collection 

requirements associated with 

Regulations B, E, M, and Z. 86 FR 

26,725 (May 17, 2021). No relevant 

comments were received. Pursuant to 

the OMB regulations, 5 CFR part 1320, 

the FTC is providing this second 

opportunity for public comment while 

seeking OMB approval to renew 

clearance for the Rule’s information 

collection requirements. 

Your comment—including your name 

and your state—will be placed on the 

public record of this proceeding. 


khammond on DSKJM1Z7X2PROD with NOTICES
Federal Register / Vol. 86, No. 176 / Wednesday, September 15, 2021 / Notices 51357 

Because your comment will be made 

public, you are solely responsible for 

making sure that your comment does 

not include any sensitive personal 

information, like anyone’s Social 

Security number, date of birth, driver’s 

license number or other state 

identification number or foreign country 

equivalent, passport number, financial 

account number, or credit or debit card 

number. You are also solely responsible 

for making sure that your comment does 

not include any sensitive health 

information, like medical records or 

other individually identifiable health 

information. In addition, do not include 

any ‘‘[t]rade secret or any commercial or 

financial information which is . . . 

privileged or confidential’’ as provided 

in Section 6(f) of the FTC Act 15 U.S.C. 

46(f), and FTC Rule 4.10(a)(2), 16 CFR 

4.10(a)(2). In particular, do not include 

competitively sensitive information 

such as costs, sales statistics, 

inventories, formulas, patterns devices, 

manufacturing processes, or customer 

names. 

Josephine Liu, 

Assistant General Counsel for Legal Counsel. 

[FR Doc. 2021–19904 Filed 9–14–21; 8:45 am] 

BILLING CODE 6750–01–P 

GENERAL SERVICES 

ADMINISTRATION 

[Notice–MA–2021–04; Docket No. 2021– 

0002; Sequence No. 23] 

Federal Travel Regulation (FTR); 

Relocation Allowances—Waiver of 

Certain Provisions of the FTR Chapter 

302 for Official Relocation Travel to 

Locations in Mississippi, Louisiana, 

New York, and New Jersey Impacted 

by Hurricane Ida 

AGENCY: Office of Government-Wide 

Policy (OGP), General Services 

Administration (GSA). 

ACTION: Notice of GSA Bulletin FTR 22– 

02, Waiver of certain Federal Travel 

Regulation (FTR) provisions for official 

relocation travel to locations in 

Mississippi, Louisiana, New York, and 

New Jersey impacted by Hurricane Ida. 

SUMMARY: GSA Bulletin FTR 22–02 

informs Federal agencies that certain 

provisions of the FTR governing official 

relocation travel are temporarily waived 

for Mississippi, Louisiana, New York, 

and New Jersey locations impacted by 

Hurricane Ida. As a result of the storm 

damage caused by Hurricane Ida, 

agencies should consider delaying all 

non-essential relocations to the affected 

areas given the statutory 120-day 

maximum for Temporary Quarters 

Subsistence Expenses (TQSE). Due to 

the lasting effects of the storm damage 

to these affected areas, finding lodging 

facilities and/or adequate meals may be 

difficult, and distance involved may be 

great, resulting in increased cost for 

relocation per diem expenses. 

DATES: Applicability Date: This notice is 

retroactively effective for official 

relocation travel performed on or after 

(a) August 28, 2021, the date of the 

Presidential Disaster Declaration EM– 

3569–MS, to locations in Mississippi, 

(b) August 29, 2021, the date of the 

Presidential Disaster Declaration DR– 

4611–LA, to the locations in Louisiana, 

(c) September 1, 2021, the date of the 

Presidential Disaster Declaration EM– 

3572–NY, to the locations in New York, 

and (d) September 1, 2021, the date of 

the Presidential Disaster Declaration 

EM–3573–NJ, to the locations in New 

Jersey, impacted by Hurricane Ida. The 

FTR Bulletin expires 180 days from the 

respective effective dates, unless 

extended or rescinded by this office. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Rick Miller, Senior Policy Analyst, 

Office of Government-wide Policy, 

Office of Asset and Transportation 

Management, at 202–501–3822 or 

travelpolicy@gsa.gov. Please cite Notice 

of GSA Bulletin FTR 22–02. 

SUPPLEMENTARY INFORMATION: 

Background 

Federal agencies authorize relocation 

entitlements to those individuals listed 

at FTR § 302–1.1 and those assigned 

under the Government Employees 

Training Act (GETA) (5 U.S.C. Chapter 

41) which must be used within oneyear. Some agencies will authorize 

TQSE and a Househunting trip (HHT) to 

assist employees with temporary 

expenses when relocating to the new 

duty station. The FTR limits the 

location of where temporary lodging 

may occur, how long they may receive 

assistance, and at what per diem rate 

expenses are based. Hurricane Ida has 

affected locations in Mississippi, 

Louisiana, New York, and New Jersey 

which has resulted in various travelrelated disruptions to relocating 

employees. Accordingly, this GSA 

Bulletin allows agencies to determine 

whether to implement waivers of time 

limits established by the FTR for 

completion of all aspects of relocation, 

temporary quarter’s locations at the new 

duty station and per diem rates for 

TQSE, and per diem rates for HHTs. 

GSA Bulletin FTR 22–02 can be 

viewed at https://www.gsa.gov/ 

ftrbulletins. 

Krystal J. Brumfield, 

Associate Administrator, Office of 

Government-Wide Policy. 

[FR Doc. 2021–19941 Filed 9–14–21; 8:45 am] 

BILLING CODE P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Centers for Disease Control and 

Prevention 

Performance Review Board Members 

AGENCY: Centers for Disease Control and 

Prevention (CDC), Department of Health 

and Human Services (HHS). 

ACTION: Notice. 

SUMMARY: The Centers for Disease 

Control and Prevention (CDC) located 

within the Department of Health and 

Human Services (HHS) announces the 

names of the Performance Review Board 

Members who are reviewing 

performance of Senior Executive Service 

(SES) members, Title 42 (T42) 

executives, and Senior Level (SL) 

employees for Fiscal Year 2021. 

FOR FURTHER INFORMATION CONTACT: 

Henry Greene, Team Chief, Executive 

and Scientific Resources Office, Human 

Resources Office, Centers for Disease 

Control and Prevention, 1600 Clifton 

Road NE, MS US11–2, Atlanta, Georgia 

30329–4027. Telephone (770) 488–1140. 

SUPPLEMENTARY INFORMATION: Title 5, 

U.S.C. 4314(c)(4) of the Civil Service 

Reform Act of 1978, Public Law 95–454, 

requires that the appointment of 

Performance Review Board Members be 

published in the Federal Register. The 

following persons will serve on the CDC 

Performance Review Board, which will 

oversee the evaluation of performance 

appraisals of Senior Executive Service 

members for the Fiscal Year 2021 

review period: 

Bornstein, Joshua, Co-Chair 

Dean, Hazel, Co-Chair 

Bonander, Jason 

Dulin, Stephanie 

Ethier, Kathleen 

Kitt, Margaret 

Kosmos, Christine 

Peeples, Amy 

Perry, Terrance 

Pirkle, James 

Wharton, Melinda 

Dated: September 10, 2021. 

Sandra Cashman, 

Executive Secretary, Centers for Disease 

Control and Prevention. 

[FR Doc. 2021–19907 Filed 9–14–21; 8:45 am] 

BILLING CODE 4163–18–P 


khammond on DSKJM1Z7X2PROD with NOTICES