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[Congressional Bills 114th Congress]
[From the U.S. Government Publishing Office]
[H.R. 208 Enrolled Bill (ENR)]

        H.R.208

                     One Hundred Fourteenth Congress

                                 of the

                        United States of America

                          AT THE FIRST SESSION

          Begun and held at the City of Washington on Tuesday,
           the sixth day of January, two thousand and fifteen

                                 An Act

 
   To improve the disaster assistance programs of the Small Business 
                             Administration.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,
SECTION 1. SHORT TITLE; TABLE OF CONTENTS.
    (a) Short Title.--This Act may be cited as the ``Recovery 
Improvements for Small Entities After Disaster Act of 2015'' or the 
``RISE After Disaster Act of 2015''.
    (b) Table of Contents.--The table of contents for this Act is as 
follows:

Sec. 1. Short title; table of contents.

     DIVISION A--SUPERSTORM SANDY RELIEF AND DISASTER LOAN PROGRAM 
                              IMPROVEMENTS

Sec. 1001. Short title.
Sec. 1002. Findings.

                TITLE I--DISASTER ASSISTANCE IMPROVEMENTS

Sec. 1101. Revised disaster deadline.
Sec. 1102. Use of physical damage disaster loans to construct safe 
          rooms.
Sec. 1103. Reducing delays on closing and disbursement of loans.
Sec. 1104. Safeguarding taxpayer interests and increasing transparency 
          in loan approvals.
Sec. 1105. Disaster plan improvements.

          DIVISION B--RECOVERY IMPROVEMENTS FOR SMALL ENTITIES

Sec. 2001. Short title.

          TITLE I--IMPROVEMENTS OF DISASTER RESPONSE AND LOANS

Sec. 2101. Additional awards to small business development centers, 
          women's business centers, and SCORE for disaster recovery.
Sec. 2102. Collateral requirements for disaster loans.
Sec. 2103. Assistance to out-of-State business concerns to aid in 
          disaster recovery.
Sec. 2104. FAST program.
Sec. 2105. Use of Federal surplus property in disaster areas.
Sec. 2106. Recovery opportunity loans.
Sec. 2107. Contractor malfeasance.
Sec. 2108. Local contracting preferences and incentives.
Sec. 2109. Clarification of collateral requirements.

               TITLE II--DISASTER PLANNING AND MITIGATION

Sec. 2201. Business recovery centers.

                       TITLE III--OTHER PROVISIONS

Sec. 2301. Increased oversight of economic injury disaster loans.
Sec. 2302. GAO report on paperwork reduction.
Sec. 2303. Report on web portal for disaster loan applicants.

     DIVISION A--SUPERSTORM SANDY RELIEF AND DISASTER LOAN PROGRAM 
                              IMPROVEMENTS

SEC. 1001. SHORT TITLE.
    This division may be cited as the ``Superstorm Sandy Relief and 
Disaster Loan Program Improvement Act of 2015''.
SEC. 1002. FINDINGS.
    Congress finds the following:
        (1) In 2012, Superstorm Sandy caused substantial physical and 
    economic damage to the United States, and New York in particular.
        (2) For businesses and homeowners, the primary means of 
    obtaining long-term Federal financial assistance in the wake of 
    disasters such as Superstorm Sandy is through the Small Business 
    Administration's Disaster Loan Program.
        (3) With regard to the Small Business Administration's 
    operation of the Disaster Loan Program after Superstorm Sandy, the 
    Government Accountability Office found that the Administration did 
    not meet its timeliness goals for processing business loan 
    applications.
        (4) According to the Government Accountability Office, the 
    Small Business Administration stated that it was challenged by an 
    unexpectedly high volume of loan applications that it received 
    early in its response to Superstorm Sandy.
        (5) As a result, many businesses and homeowners affected by 
    Superstorm Sandy were unable to apply for financing from the Small 
    Business Administration.

               TITLE I--DISASTER ASSISTANCE IMPROVEMENTS

SEC. 1101. REVISED DISASTER DEADLINE.
    Section 7(d) of the Small Business Act (15 U.S.C. 636(d)) is 
amended by adding at the end the following:
        ``(8) Disaster loans for superstorm sandy.--
            ``(A) In general.--Notwithstanding any other provision of 
        law, and subject to the same requirements and procedures that 
        are used to make loans pursuant to subsection (b), a small 
        business concern, homeowner, nonprofit entity, or renter that 
        was located within an area and during the time period with 
        respect to which a major disaster was declared by the President 
        under section 401 of the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 5170) by reason of 
        Superstorm Sandy may apply to the Administrator--
                ``(i) for a loan to repair, rehabilitate, or replace 
            property damaged or destroyed by reason of Superstorm 
            Sandy; or
                ``(ii) if such a small business concern has suffered 
            substantial economic injury by reason of Superstorm Sandy, 
            for a loan to assist such a small business concern.
            ``(B) Timing.--The Administrator shall select loan 
        recipients and make available loans for a period of not less 
        than 1 year after the date on which the Administrator carries 
        out this authority.
            ``(C) Inspector general review.--Not later than 6 months 
        after the date on which the Administrator begins carrying out 
        this authority, the Inspector General of the Administration 
        shall initiate a review of the controls for ensuring applicant 
        eligibility for loans made under this paragraph.''.
SEC. 1102. USE OF PHYSICAL DAMAGE DISASTER LOANS TO CONSTRUCT SAFE 
ROOMS.
    Section 7(b)(1)(A) of the Small Business Act (15 U.S.C. 
636(b)(1)(A)) is amended by striking ``mitigating measures'' and all 
that follows through ``modifying structures'' and inserting the 
following: ``mitigating measures, including--
            ``(i) construction of retaining walls and sea walls;
            ``(ii) grading and contouring land; and
            ``(iii) relocating utilities and modifying structures, 
        including construction of a safe room or similar storm shelter 
        designed to protect property and occupants from tornadoes or 
        other natural disasters, if such safe room or similar storm 
        shelter is constructed in accordance with applicable standards 
        issued by the Federal Emergency Management Agency''.
SEC. 1103. REDUCING DELAYS ON CLOSING AND DISBURSEMENT OF LOANS.
    Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following paragraph 
(9) the following:
        ``(10) Reducing closing and disbursement delays.--The 
    Administrator shall provide a clear and concise notification on all 
    application materials for loans made under this subsection and on 
    relevant websites notifying an applicant that the applicant may 
    submit all documentation necessary for the approval of the loan at 
    the time of application and that failure to submit all 
    documentation could delay the approval and disbursement of the 
    loan.''.
SEC. 1104. SAFEGUARDING TAXPAYER INTERESTS AND INCREASING TRANSPARENCY 
IN LOAN APPROVALS.
    Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following paragraph 
(10), as added by section 1103 of this Act, the following:
        ``(11) Increasing transparency in loan approvals.--The 
    Administrator shall establish and implement clear, written policies 
    and procedures for analyzing the ability of a loan applicant to 
    repay a loan made under this subsection.''.
SEC. 1105. DISASTER PLAN IMPROVEMENTS.
    The Administrator of the Small Business Administration shall revise 
the comprehensive written disaster response plan required in section 40 
of the Small Business Act (15 U.S.C. 657l), or any successor thereto, 
to incorporate the Administration's response to a situation in which an 
extreme volume of applications are received during the period of time 
immediately after a disaster, which shall include a plan to ensure that 
sufficient human and technological resources are made available and a 
plan to prevent delays in loan processing.

          DIVISION B--RECOVERY IMPROVEMENTS FOR SMALL ENTITIES

SEC. 2001. SHORT TITLE.
    This division may be cited as the ``Recovery Improvements for Small 
Entities After Disaster Act of 2015'' or the ``RISE After Disaster Act 
of 2015''.

          TITLE I--IMPROVEMENTS OF DISASTER RESPONSE AND LOANS

SEC. 2101. ADDITIONAL AWARDS TO SMALL BUSINESS DEVELOPMENT CENTERS, 
WOMEN'S BUSINESS CENTERS, AND SCORE FOR DISASTER RECOVERY.
    Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following paragraph 
(11), as added by section 1104 of this Act, the following:
        ``(12) Additional awards to small business development centers, 
    women's business centers, and score for disaster recovery.--
            ``(A) In general.--The Administration may provide financial 
        assistance to a small business development center, a women's 
        business center described in section 29, the Service Corps of 
        Retired Executives, or any proposed consortium of such 
        individuals or entities to spur disaster recovery and growth of 
        small business concerns located in an area for which the 
        President has declared a major disaster.
            ``(B) Form of financial assistance.--Financial assistance 
        provided under this paragraph shall be in the form of a grant, 
        contract, or cooperative agreement.
            ``(C) No matching funds required.--Matching funds shall not 
        be required for any grant, contract, or cooperative agreement 
        under this paragraph.
            ``(D) Requirements.--A recipient of financial assistance 
        under this paragraph shall provide counseling, training, and 
        other related services, such as promoting long-term resiliency, 
        to small business concerns and entrepreneurs impacted by a 
        major disaster.
            ``(E) Performance.--
                ``(i) In general.--The Administrator, in cooperation 
            with the recipients of financial assistance under this 
            paragraph, shall establish metrics and goals for 
            performance of grants, contracts, and cooperative 
            agreements under this paragraph, which shall include 
            recovery of sales, recovery of employment, reestablishment 
            of business premises, and establishment of new small 
            business concerns.
                ``(ii) Use of estimates.--The Administrator shall base 
            the goals and metrics for performance established under 
            clause (i), in part, on the estimates of disaster impact 
            prepared by the Office of Disaster Assistance for purposes 
            of estimating loan-making requirements.
            ``(F) Term.--
                ``(i) In general.--The term of any grant, contract, or 
            cooperative agreement under this paragraph shall be for not 
            more than 2 years.
                ``(ii) Extension.--The Administrator may make 1 
            extension of a grant, contract, or cooperative agreement 
            under this paragraph for a period of not more than 1 year, 
            upon a showing of good cause and need for the extension.
            ``(G) Exemption from other program requirements.--Financial 
        assistance provided under this paragraph is in addition to, and 
        wholly separate from, any other form of assistance provided by 
        the Administrator under this Act.
            ``(H) Competitive basis.--The Administration shall award 
        financial assistance under this paragraph on a competitive 
        basis.''.
SEC. 2102. COLLATERAL REQUIREMENTS FOR DISASTER LOANS.
    (a) In General.--Section 7(d)(6) of the Small Business Act (15 
U.S.C. 636(d)(6)) is amended in the third proviso--
        (1) by striking ``$14,000'' and inserting ``$25,000''; and
        (2) by striking ``major disaster'' and inserting ``disaster''.
    (b) Sunset.--Effective on the date that is 3 years after the date 
of enactment of this Act, section 7(d)(6) of the Small Business Act (15 
U.S.C. 636(d)(6)) is amended in the third proviso--
        (1) by striking ``$25,000'' and inserting ``$14,000''; and
        (2) by inserting ``major'' before ``disaster''.
    (c) Report.--Not later than 180 days before the date on which the 
amendments made by subsection (b) are to take effect, the Administrator 
of the Small Business Administration shall submit to Committee on Small 
Business and Entrepreneurship of the Senate and the Committee on Small 
Business of the House of Representatives a report on the effects of the 
amendments made by subsection (a), which shall include--
        (1) an assessment of the impact and benefits resulting from the 
    amendments; and
        (2) a recommendation as to whether the amendments should be 
    made permanent.
SEC. 2103. ASSISTANCE TO OUT-OF-STATE BUSINESS CONCERNS TO AID IN 
DISASTER RECOVERY.
    (a) In General.--Section 21(b)(3) of the Small Business Act (15 
U.S.C. 648(b)(3)) is amended--
        (1) by striking ``(3) At the discretion'' and inserting the 
    following:
        ``(3) Assistance to out-of-state small business concerns.--
            ``(A) In general.--At the discretion''; and
        (2) by adding at the end the following:
            ``(B) Disaster recovery assistance.--
                ``(i) In general.--At the discretion of the 
            Administrator, the Administrator may authorize a small 
            business development center to provide advice, information, 
            and assistance, as described in subsection (c), to a small 
            business concern located outside of the State, without 
            regard to geographic proximity to the small business 
            development center, if the small business concern is 
            located in an area for which the President has declared a 
            major disaster.
                ``(ii) Term.--

                    ``(I) In general.--A small business development 
                center may provide advice, information, and assistance 
                to a small business concern under clause (i) for a 
                period of not more than 2 years after the date on which 
                the President declared a major disaster for the area in 
                which the small business concern is located.
                    ``(II) Extension.--The Administrator may, at the 
                discretion of the Administrator, extend the period 
                described in subclause (I).

                ``(iii) Continuity of services.--A small business 
            development center that provides counselors to an area 
            described in clause (i) shall, to the maximum extent 
            practicable, ensure continuity of services in any State in 
            which the small business development center otherwise 
            provides services.
                ``(iv) Access to disaster recovery facilities.--For 
            purposes of this subparagraph, the Administrator shall, to 
            the maximum extent practicable, permit the personnel of a 
            small business development center to use any site or 
            facility designated by the Administrator for use to provide 
            disaster recovery assistance.''.
    (b) Sense of Congress.--It is the sense of Congress that, subject 
to the availability of funds, the Administrator of the Small Business 
Administration should, to the extent practicable, ensure that a small 
business development center is appropriately reimbursed for any 
legitimate expenses incurred in carrying out activities under section 
21(b)(3)(B) of the Small Business Act, as added by subsection (a).
SEC. 2104. FAST PROGRAM.
    (a) Definitions.--Section 34(a) of the Small Business Act (15 
U.S.C. 657d(a)) is amended--
        (1) by redesignating paragraphs (3) through (9) as paragraphs 
    (4) through (10), respectively; and
        (2) by inserting after paragraph (2) the following:
        ``(3) Catastrophic incident.--The term `catastrophic incident' 
    means a major disaster that is comparable to the description of a 
    catastrophic incident in the National Response Plan of the 
    Administration, or any successor thereto.''.
    (b) Priority.--Section 34(c)(2) of the Small Business Act (15 
U.S.C. 657d(c)(2)) is amended--
        (1) in subparagraph (A), by striking ``and'' at the end;
        (2) in subparagraph (B)(vi)(III), by striking the period at the 
    end and inserting ``; and''; and
        (3) by adding at the end the following:
            ``(C) shall give special consideration to an applicant that 
        is located in an area affected by a catastrophic incident.''.
    (c) Additional Assistance.--Section 34(c) of the Small Business Act 
(15 U.S.C. 657d(c)) is amended by adding at the end the following:
        ``(5) Additional assistance for catastrophic incidents.--Upon 
    application by an applicant that receives an award or has in effect 
    a cooperative agreement under this section and that is located in 
    an area affected by a catastrophic incident, the Administrator 
    may--
            ``(A) provide additional assistance to the applicant; and
            ``(B) waive the matching requirements under subsection 
        (e)(2).''.
SEC. 2105. USE OF FEDERAL SURPLUS PROPERTY IN DISASTER AREAS.
    Section 7(j)(13)(F) of the Small Business Act (15 U.S.C. 
636(j)(13)(F)) is amended--
        (1) by inserting ``(i)'' after ``(F)''; and
        (2) by adding at the end the following:
            ``(ii)(I) In this clause--
                ``(aa) the term `covered period' means the 2-year 
            period beginning on the date on which the President 
            declared the applicable major disaster; and
                ``(bb) the term `disaster area' means the area for 
            which the President has declared a major disaster, during 
            the covered period.
            ``(II) The Administrator may transfer technology or surplus 
        property under clause (i) on a priority basis to a small 
        business concern located in a disaster area if--
                ``(aa) the small business concern meets the 
            requirements for such a transfer, without regard to whether 
            the small business concern is a Program Participant; and
                ``(bb) for a small business concern that is a Program 
            Participant, on and after the date on which the President 
            declared the applicable major disaster, the small business 
            concern has not received property under this subparagraph 
            on the basis of the status of the small business concern as 
            a Program Participant.
            ``(III) For any transfer of property under this clause to a 
        small business concern, the terms and conditions shall be the 
        same as a transfer to a Program Participant, except that the 
        small business concern shall agree not to sell or transfer the 
        property to any party other than the Federal Government during 
        the covered period.
            ``(IV) A small business concern that receives a transfer of 
        property under this clause may not receive a transfer of 
        property under clause (i) during the covered period.
            ``(V) If a small business concern sells or transfers 
        property in violation of the agreement described in subclause 
        (III), the Administrator may initiate proceedings to prohibit 
        the small business concern from receiving a transfer of 
        property under this clause or clause (i), in addition to any 
        other remedy available to the Administrator.''.
SEC. 2106. RECOVERY OPPORTUNITY LOANS.
    Section 7(a)(31) of the Small Business Act (15 U.S.C. 636(a)(31)) 
is amended--
        (1) in subparagraph (A)--
            (A) by redesignating clauses (i), (ii), and (iii) as 
        clauses (ii), (iii), and (iv), respectively; and
            (B) by inserting before clause (ii), as so redesignated, 
        the following:
                ``(i) The term `disaster area' means the area for which 
            the President has declared a major disaster, during the 5-
            year period beginning on the date of the declaration.''; 
            and
        (2) by adding at the end the following:
            ``(H) Recovery opportunity loans.--
                ``(i) In general.--The Administrator may guarantee an 
            express loan to a small business concern located in a 
            disaster area in accordance with this subparagraph.
                ``(ii) Maximums.--For a loan guaranteed under clause 
            (i)--

                    ``(I) the maximum loan amount is $150,000; and
                    ``(II) the guarantee rate shall be not more than 85 
                percent.

                ``(iii) Overall cap.--A loan guaranteed under clause 
            (i) shall not be counted in determining the amount of loans 
            made to a borrower for purposes of subparagraph (D).
                ``(iv) Operations.--A small business concern receiving 
            a loan guaranteed under clause (i) shall certify that the 
            small business concern was in operation on the date on 
            which the applicable major disaster occurred as a condition 
            of receiving the loan.
                ``(v) Repayment ability.--A loan guaranteed under 
            clause (i) may only be made to a small business concern 
            that demonstrates, to the satisfaction of the 
            Administrator, sufficient capacity to repay the loan.
                ``(vi) Timing of payment of guarantees.--

                    ``(I) In general.--Not later than 90 days after the 
                date on which a request for purchase is filed with the 
                Administrator, the Administrator shall determine 
                whether to pay the guaranteed portion of the loan.
                    ``(II) Recapture.--Notwithstanding any other 
                provision of law, unless there is a subsequent finding 
                of fraud by a court of competent jurisdiction relating 
                to a loan guaranteed under clause (i), on and after the 
                date that is 6 months after the date on which the 
                Administrator determines to pay the guaranteed portion 
                of the loan, the Administrator may not attempt to 
                recapture the paid guarantee.

                ``(vii) Fees.--

                    ``(I) In general.--Unless the Administrator has 
                waived the guarantee fee that would otherwise be 
                collected by the Administrator under paragraph (18) for 
                a loan guaranteed under clause (i), and except as 
                provided in subclause (II), the guarantee fee for the 
                loan shall be equal to the guarantee fee that the 
                Administrator would collect if the guarantee rate for 
                the loan was 50 percent.
                    ``(II) Exception.--Subclause (I) shall not apply if 
                the cost of carrying out the program under this 
                subsection in a fiscal year is more than zero and such 
                cost is directly attributable to the cost of 
                guaranteeing loans under clause (i).

                ``(viii) Rules.--Not later than 270 days after the date 
            of enactment of this subparagraph, the Administrator shall 
            promulgate rules to carry out this subparagraph.''.
SEC. 2107. CONTRACTOR MALFEASANCE.
    Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following paragraph 
(12), as added by section 2101 of this Act, the following:
        ``(13) Supplemental assistance for contractor malfeasance.--
            ``(A) In general.--If a contractor or other person engages 
        in malfeasance in connection with repairs to, rehabilitation 
        of, or replacement of real or personal property relating to 
        which a loan was made under this subsection and the malfeasance 
        results in substantial economic damage to the recipient of the 
        loan or substantial risks to health or safety, upon receiving 
        documentation of the substantial economic damage or the 
        substantial risk to health and safety from an independent loss 
        verifier, and subject to subparagraph (B), the Administrator 
        may increase the amount of the loan under this subsection, as 
        necessary for the cost of repairs, rehabilitation, or 
        replacement needed to address the cause of the economic damage 
        or health or safety risk.
            ``(B) Requirements.--The Administrator may only increase 
        the amount of a loan under subparagraph (A) upon receiving an 
        appropriate certification from the borrower and person 
        performing the mitigation attesting to the reasonableness of 
        the mitigation costs and an assignment of any proceeds received 
        from the person engaging in the malfeasance. The assignment of 
        proceeds recovered from the person engaging in the malfeasance 
        shall be equal to the amount of the loan under this section. 
        Any mitigation activities shall be subject to audit and 
        independent verification of completeness and cost 
        reasonableness.''.
SEC. 2108. LOCAL CONTRACTING PREFERENCES AND INCENTIVES.
    Section 15 of the Small Business Act (15 U.S.C. 644) is amended by 
inserting after subsection (e) the following:
    ``(f) Contracting Preference for Small Business Concerns in a Major 
Disaster Area.--
        ``(1) Definition.--In this subsection, the term `disaster area' 
    means the area for which the President has declared a major 
    disaster, during the period of the declaration.
        ``(2) Contracting preference.--An agency shall provide a 
    contracting preference for a small business concern located in a 
    disaster area if the small business concern will perform the work 
    required under the contract in the disaster area.
        ``(3) Credit for meeting contracting goals.--If an agency 
    awards a contract to a small business concern under the 
    circumstances described in paragraph (2), the value of the contract 
    shall be doubled for purposes of determining compliance with the 
    goals for procurement contracts under subsection (g)(1)(A).''.
SEC. 2109. CLARIFICATION OF COLLATERAL REQUIREMENTS.
    Section 7(d)(6) of the Small Business Act (15 U.S.C. 636(d)(6)) is 
amended by inserting after ``which are made under paragraph (1) of 
subsection (b)'' the following: ``: Provided further, That the 
Administrator, in obtaining the best available collateral for a loan of 
not more than $200,000 under paragraph (1) or (2) of subsection (b) 
relating to damage to or destruction of the property of, or economic 
injury to, a small business concern, shall not require the owner of the 
small business concern to use the primary residence of the owner as 
collateral if the Administrator determines that the owner has other 
assets of equal quality and with a value equal to or greater than the 
amount of the loan that could be used as collateral for the loan: 
Provided further, That nothing in the preceding proviso may be 
construed to reduce the amount of collateral required by the 
Administrator in connection with a loan described in the preceding 
proviso or to modify the standards used to evaluate the quality (rather 
than the type) of such collateral''.

               TITLE II--DISASTER PLANNING AND MITIGATION

SEC. 2201. BUSINESS RECOVERY CENTERS.
    Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following paragraph 
(13), as added by section 2108 of this Act, the following:
        ``(14) Business recovery centers.--
            ``(A) In general.--The Administrator, acting through the 
        district offices of the Administration, shall identify 
        locations that may be used as recovery centers by the 
        Administration in the event of a disaster declared under this 
        subsection or a major disaster.
            ``(B) Requirements for identification.--Each district 
        office of the Administration shall--
                ``(i) identify a location described in subparagraph (A) 
            in each county, parish, or similar unit of general local 
            government in the area served by the district office; and
                ``(ii) ensure that the locations identified under 
            subparagraph (A) may be used as a recovery center without 
            cost to the Government, to the extent practicable.''.

                      TITLE III--OTHER PROVISIONS

SEC. 2301. INCREASED OVERSIGHT OF ECONOMIC INJURY DISASTER LOANS.
    (a) In General.--Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated matter 
following paragraph (14), as added by section 2201 of this Act, the 
following:
        ``(15) Increased oversight of economic injury disaster loans.--
    The Administrator shall increase oversight of entities receiving 
    loans under paragraph (2), and may consider--
            ``(A) scheduled site visits to ensure borrower eligibility 
        and compliance with requirements established by the 
        Administrator; and
            ``(B) reviews of the use of the loan proceeds by an entity 
        described in paragraph (2) to ensure compliance with 
        requirements established by the Administrator.''.
    (b) Sense of Congress Relating To Using Existing Funds.--It is the 
sense of Congress that no additional Federal funds should be made 
available to carry out the amendments made by this section.
SEC. 2302. GAO REPORT ON PAPERWORK REDUCTION.
    Not later than 1 year after the date of enactment of this Act, the 
Comptroller General of the United States shall submit to the Committee 
on Small Business and Entrepreneurship of the Senate and the Committee 
on Small Business of the House of Representatives a report evaluating 
steps that the Small Business Administration has taken, with respect to 
the application for disaster assistance under section 7(b) of the Small 
Business Act (15 U.S.C. 636(b)), to comply with subchapter I of chapter 
35 of title 44, United States Code (commonly known as the ``Paperwork 
Reduction Act'') and related guidance.
SEC. 2303. REPORT ON WEB PORTAL FOR DISASTER LOAN APPLICANTS.
    Section 38 of the Small Business Act (15 U.S.C. 657j) is amended by 
adding at the end the following:
    ``(c) Report on Web Portal for Disaster Loan Application Status.--
        ``(1) In general.--Not later than 90 days after the date of 
    enactment of this subsection, the Administrator shall submit to the 
    Committee on Small Business and Entrepreneurship of the Senate and 
    the Committee on Small Business of the House of Representatives a 
    report relating to the creation of a web portal to the track the 
    status of applications for disaster assistance under section 7(b).
        ``(2) Contents.--The report under paragraph (1) shall include--
            ``(A) information on the progress of the Administration in 
        implementing the information system under subsection (a);
            ``(B) recommendations from the Administration relating to 
        the creation of a web portal for applicants to check the status 
        of an application for disaster assistance under section 7(b), 
        including a review of best practices and web portal models from 
        the private sector;
            ``(C) information on any related costs or staffing needed 
        to implement such a web portal;
            ``(D) information on whether such a web portal can maintain 
        high standards for data privacy and data security;
            ``(E) information on whether such a web portal will 
        minimize redundancy among Administration disaster programs, 
        improve management of the number of inquiries made by disaster 
        applicants to employees located in the area affected by the 
        disaster and to call centers, and reduce paperwork burdens on 
        disaster victims; and
            ``(F) such additional information as is determined 
        necessary by the Administrator.''.

                               Speaker of the House of Representatives.

                            Vice President of the United States and    
                                               President of the Senate.
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