<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary financial information extracted from the
consolidated balance sheets and the statements of income of Home Bancorp of
Elgin, Inc. and Subsidiary and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<CIK>                         0001016325
<NAME>                        HOME BANCORP OF ELGIN, INC.

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                            DEC-31-1997
<PERIOD-END>                                 DEC-31-1997
<CASH>                                             6,852,441
<INT-BEARING-DEPOSITS>                            34,708,634
<FED-FUNDS-SOLD>                                           0
<TRADING-ASSETS>                                           0
<INVESTMENTS-HELD-FOR-SALE>                                0
<INVESTMENTS-CARRYING>                                91,546
<INVESTMENTS-MARKET>                                  92,721
<LOANS>                                          301,943,862
<ALLOWANCE>                                        1,064,041
<TOTAL-ASSETS>                                   352,594,859
<DEPOSITS>                                       248,217,361
<SHORT-TERM>                                       5,000,000
<LIABILITIES-OTHER>                                4,162,514
<LONG-TERM>                                                0
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<COMMON>                                              70,093
<OTHER-SE>                                        95,144,891
<TOTAL-LIABILITIES-AND-EQUITY>                   352,594,859
<INTEREST-LOAN>                                   21,730,745
<INTEREST-INVEST>                                  3,298,212
<INTEREST-OTHER>                                           0
<INTEREST-TOTAL>                                  25,028,957
<INTEREST-DEPOSIT>                                10,375,699
<INTEREST-EXPENSE>                                10,549,506
<INTEREST-INCOME-NET>                             14,459,451
<LOAN-LOSSES>                                        120,000
<SECURITIES-GAINS>                                         0
<EXPENSE-OTHER>                                   11,002,911
<INCOME-PRETAX>                                    4,644,820
<INCOME-PRE-EXTRAORDINARY>                         2,842,641
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                       2,842,641
<EPS-PRIMARY>                                           0.45
<EPS-DILUTED>                                           0.44
<YIELD-ACTUAL>                                          4.27
<LOANS-NON>                                          962,811
<LOANS-PAST>                                               0
<LOANS-TROUBLED>                                           0
<LOANS-PROBLEM>                                      301,786
<ALLOWANCE-OPEN>                                     944,799
<CHARGE-OFFS>                                          1,326
<RECOVERIES>                                             568
<ALLOWANCE-CLOSE>                                  1,064,041
<ALLOWANCE-DOMESTIC>                               1,064,041
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                                    0



</TABLE>