Denise Subramaniam

Self-represented

13865 SW Walker Rd 

Beaverton OR 97005 

503-764-5300 

UNITED STATES DISTRICT COURT

DISTRICT OF OREGON

PORTLAND DIVISION

LNV CORPORATION Civil Case No. 3:14-cv-01836 

Plaintiff,

v. 

DENISE SUBRAMANIAM AFFIDAVIT

pro per

Defendant

AFFIDAVIT OF DENISE SUBRAMANIAM IN SUPPORT OF DEFENDANT’S 

MOTION TO COMPEL LNV CORPORATION TO PRODUCE ITS NEVADA 

BUSINESS LICENSE AND ITS PURCHASE AGREEMENT WITH GMAC-RFC 

AND

IN SUPPORT OF HER OBJECTION TO LNV’S MOTION FOR SUMMARY 

JUDGMENT

I Denise Subramaniam, pro se, file this affidavit in support of my motion to compel Plaintiff, 

LNV Corporation (“LNV”) to provide its Nevada business license and its purchase agreement 

with Residential Funding Corporation aka Residential Funding Company LLC that including the 

alleged conveyance of Defendant’s deed of trust executed on March 10, 2008 and the deeds of 

trust/mortgages executed on March 10, 2008 for the other noticed related LNV/MGC/Beal 

vicitims. Her affidavit is also in support of her objection to LNV’s motion for summary 

judgement which will be filed on or before September 8, 2015 as directed by the court. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 1 of 24
Unlike LNV’s counse Defendant doesn’t have a team of legal aids and attorneys to assist which 

preparing pleadings and exhibits. She will be filing a reply to LNV’s response to her motion to 

compel however she is still preparing her objection to LNV’s motion for summary judgment and 

its supporting exhibits so she prays the court will wait until she has done so before making a 

decsion on her motion to compel. 

Specific to the alleged “original” Note Defendant spoke with Dany Lantry who told her in a 

taped phone conversation that she could confidently say that she never signed any deed 

assignments or allonges for People’s Choice because she was not an executive officer with 

People’s Choice. She also said she had never seen an allonge with a “canceled” stamp on it. 

Respectfully Submitted,

_____________________________________ 

Denise Subramaniam

/s/ Denise Subramaniam

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 2 of 24
CERTIFICATE OF SERVICE

The undersigned hereby certifies that a true and correct copy of the foregoing document was 

served upon all counsel of record, pro-se parties and the United States Attorney General and the 

Attorney General of the State of Oregon via the Court’s CM/ECF system, email, and/or regular 

mail, and/or certified mail with return receipt requested. 

U.S. Department of Justice 

Loretta Lynch, 

U. S. Attorney General 

950 Pennsylvania Avenue, NW 

Washington, DC 20530-0001 

202-514-2000 

Gabrielle D. Richards | Perkins Coie LLP

1120 NW Couch Street 

10th Floor 

Portland, Oregon 97209-4128 

D. +1.503.727.2255 

F. +1.503.346.2255 

grichards@perkinscoie.com 

Respectfully Submitted,

_________________________________________ 

Denise Subramaniam

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 3 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 4 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 5 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 6 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 7 of 24
This is the last page 

or signature page of 

the alleged original 

note. 

The reverse side of 

this page contains a 

“Dana Lantry” 

signature. 

Note my signature 

appears in blue.

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 8 of 24
This is the reverse side 

of the last page or 

signature page of the 

alleged original note.

The “Dana Lantry” 

signature is in black.

The word “cancelled” 

is stamped across the 

line below the words 

“Pay to the Order of” 

Dana Lantry said she 

was not an executive 

officer for People’s 

Choice and therefore 

didn’t sign documents 

requiring the signature 

of an executive officer 

when she worked for 

People’s.

I have never located 

any other deed 

assignment or allonge 

signed by Dana Lantry

for People’s although I 

have found them for 

Aames and One Stop 

Mortgage. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 9 of 24
Here you can clearly see the dent made by pressure of the pen on the reverse side of the page 

with the “Dana Lantry” signature on it (the endorsement with the “cancelled” stamp on it. 

You can also see how thick and consistent the blue color is distributed within my signature – an 

indication of filling in the signature with blue in PhotoShop© and printing it with a color printer. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 10 of 24
When you look for the dent my signature made by pressure of the pen on the reverse side of the page 

where the “Dana Lantry” signature is; there is none. No matter how close you get or how you angle the 

paper it won’t show up because it’s not there. Another indication my signature was not “original” but a 

color enhanced copy made in PhotoShop©. You can see the color showing through but no pressure dent. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 11 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 12 of 24
Notice the “Dana Lantry” signature with the pressure dent looks very different from the “Dana Lantry” 

signature on the allonge. Compare these signatures with the one on the 2006 assignment of deed on the 

next page and the other “Dana Lantry” signatures from my earlier comparisons. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 13 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 14 of 24
Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 15 of 24
The close-up “Dana Lantry”

signature to the left is the one 

from the reverse side of last 

page or signature page of the 

alleged “original” note.

The close-up “Dana Lantry” 

signature below to the right is 

from the second allonge. 

The one below it is from the 

2006 deed assignment. 

Notice that she is “Asst. Vice 

President” in the one above 

from the reverse side of last 

page or signature page of the 

alleged “original” note.

On the second allonge she 

“Vice President and on the 

Assignment is “Asst. Vice 

President” while she told me 

in a recorded phone 

conversation that she was not 

an executive officer with 

People’s Choice and never 

signed any deed assignments 

or allonges. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 16 of 24
Dana Lantry signature as Assistant Vice 

President of Quality Mortgage USA on an

assignment of Deed of Trust filed in DeSoto 

County Mississippi in 1994. 

Dana Lantry signature as Vice President of One 

Stop Mortgage, Inc. on an assignment of Deed 

of Trust filed in San Bernardino County CA in 

1999. 

Dana Lantry signature as Vice 

President of Aames Funding 

Corporation on an assignment 

of Deed of Trust filed in DeSoto 

County Mississippi in 2000. 

Dana Lantry signature as Assistant Vice 

President of Quality Mortgage USA on a 

1999 assignment of Deed of Trust filed in 

Forsnth County North Carolina. 

Dana Lantry signature as Authorized agent 

for Aames Capital Corporation on an

assignment of Deed of Trust filed in DeSoto 

County Mississippi in 2000. Dana Lantry signature as Authorized agent for 

Aames Funding Corporation on an assignment 

of Deed of Trust filed in DeSoto County 

Mississippi in 2002. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 17 of 24
Resume of Denise Subramaniam Page 1 of 4 

Denise Subramaniam

971-275-7618

SKILLS SUMMARY

● Strong database and software/web application architecture and data modeling across relational database management systems

● More than 18 years full SDLC (software development lifecycle) experience; hands-on in each stage of the SDLC.

● Exceptional business requirement analysis with strong database and software application and external/internal web based design 

and development skills.

● Expertise in data analysis, data conversion, data and database integration, data quality and validation, database reporting; data 

warehousing; SQL; PLSQL; T-SQL

● Proven analytical and problem solution skills; identifies issues and articulates solution strategies to resolve problems across varied 

platforms; effective use of data management processes and tools; history of innovation and creativity.

● Specializes in efficiency analysis and development of business processes and standards to improve data validation during

development and maintenance processes of database applications.

● Exceptional communication and technical documentation skills and experience with intercultural and globally dispersed teams. 

SOFTWARE

Operating Systems & Environments

MS Windows 3.0, 3.1, 95, 98, 2000, NT, ME, XP, Vista) Macintosh; OS/2; Linux; LAMP; Unix

Programming

PHP, PEAR, HTML; DHTML; Ajax; JavaScript; css; rss; Flex, Java, XML, TCL, Open ACS; SQL, PL SQL; Transact SQL; 

Visual Basic; .ASP, .Net, Crystal Enterprise, Visual C++, C, Phython, UNIFACE, UML, DDL, Perl, COM/DCOM

Databases

Oracle 11g database & earlier versions, Oracle Enterprise Manager, Oracle SQL Plus, ETL, Microsoft SQL Server; MySQL, 

PostgreSQL, DB2, Solid, MS Access, SQL*Net, Enterprise Server, Oracle tools, Toad Data Modeler, Visio, Case Logic Data 

Modeler, Master Data Management; familiar with CA ERwin and Rational Rose Data Modeler

QA& Source Control Tools

SVN, CVS, RCS, PVCS Tracker, QARun, QATracker, TeamTrack, Perforce, Microsoft SourceSafe

Other

Fusion Charts, JDBC, ODBC, Crystal Reports; Toad; Jakarta; Apache; Tomcat; Oracle 9i Application Server; Visio; Siebel, 

Intel's PDK & Video Conferencing; NetMeeting; ActiveX Control Pad; Adobe PageMaker; Quark Express; CorelDraw; 

PhotoShop: Lotus Notes; ACT!; MS Project; MS Office Suite; WordPerfect; MS Outlook, MS Internet Explorer, Netscape, 

Mozilla Fire Fox

RELEVANT EMPLOYMENT

Sept. 2003 to present – Sr. Systems Analyst/Developer, Expert Database Solutions (SAI Database Experts), Beaverton, OR 

SAI Database Experts is a software consulting firm that specializes in delivering quality enterprise database applications; as well as 

reporting solutions including Crystal Reports 10, business analysis, browser-based GUI design, database design, database analysis, 

data conversions, and data validation. SAI Database Experts supports Oracle, MS SQL Server, MySQL, PostgreSQL, PHP, PEAR, 

Ajax, Java, JavaScript, css, HTML, DHTML. SAI Database Experts also is developing a suite of business web applications designed 

to meet the needs of smaller businesses under a SaaS delivery model. 

WEBSITES: http://sai-database-experts.com - http://www.expert-database-solutions.com - http://www.ihostdata.com

Duties:

Database Consulting

Provides database consulting services for a number of clients including the Los Angeles Unified School District and the City of 

Portland. Services include: business analysis, data modeling, data conversions, database analysis, database application architecture 

design and development. Some recent projects are a system for dental clinics developed in Flex 3.0 with a MySQL database; and an 

online e-commerce website for a currency exchange business.

Web and database architect/developer

Designed and developed internal browser based web applications, dynamic data driven websites and eCommerce portals using 

dynamic HTML and PHP hosted on Linux with Apache, (LAMP) designed and developed backend company and client databases in 

MySQL and PostgreSQL. Installed and customized osCommerce, phpBB, phpWiki, Mambo and other PHP based open source 

applications. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 18 of 24
Resume of Denise Subramaniam Page 2 of 4 

Provides a hosted solution for small businesses that includes web hosting and domain registration, Linux based server 

administration, a suite of near off-the-shelf web applications for small businesses that include highly customizable systems for:

• website content management

• membership registration

• transaction and online payment handling and tracking

• event scheduling and calendar

• online posting for jobs, matrimonial, classifieds etc

• online photo gallery system

• online meeting minutes system

• user management and tracking

Client: Los Angeles Unified School District, Los Angeles, CA – Sr. Systems Analyst/Architect Consultant

Duties:

Projects

Developed/analyzed data models and browser based application GUIs for: 

 Hierarchical division-wide goals reporting website for top executives. Technologies: Open ACS; TCL; Oracle; Toad; SQL; 

SQL Plus; Fusion Charts; Oracle Reports, HTML; .css; javascript; SVN source control

 Various internal applications for file management and manipulation; including programmatic renaming of and re-location 

of files and conversion of Excel files to .pdf files. Technologies: MS Visual Studio, Visual Basic; Visual Source Safe; SVN

 Internal browser based intranet system for IT consultants to record hours worked and to manage invoicing for payments to 

contractors. Technologies: MS Visual Studio, C#; .ASP; .Net, Crystal Reports; Oracle, SQL, SQL Plus, Visual Source Safe

 Online invoice system for construction contractors to make payment requests for LAUSD construction projects. 

Technologies: Open ACS; TCL; Oracle; Toad; SQL; SQL Plus; Fusion Charts; HTML; .css; javascript

 Online handling of the construction project bidding process. Technologies: Open ACS; TCL; Oracle; Toad; SQL; SQL 

Plus; Fusion Charts; HTML; .css; javascript

Projects included business analysis and requirements gathering for complex sets of business rules; analysis of existing Oracle 

database objects and data relationships; creation of data model to integrate with existing user, contract, and project and invoice data 

to provide functionality specific to each new or re-vamped application and to achieve single sign on (SSO) for all LAUSD 

applications; data conversion and cleansing as required. 

Architect and/or Developed Browser Based User GUIs

Design and development of the user GUI and system functionality for the above systems using Oracle SQL, stored procedures, 

triggers and packages, TCL, HTML, css, javascript. LAUSD uses the Open ACS environment with AOL server and TCL for web 

development. Systems include reporting modules with Crystal Reports and/or Fusion Charts. 

Oct. 2000 to July 2002 - Software Engineer, WebTrends Inc. / NetIQ, Portland, OR 

WebTrends produces web analytic software for businesses. In 2000 they developed a data warehouse, WebTrends Webhouse, with 

several supporting applications collectively WebTrends Intelligence Suite to integrate website visitor data with customer data via a 

Siebel conduit for corporate users. Customers wanted a customizable reporting solution using Crystal Reports.

Duties:

3-Tier Client Server VB/Crystal Active X database application architect/developer

Performed business analysis for a new reports based software product. Prototyped a 3-tier 

client/server database application using Visual Basic & Crystal ActiveX for WebTrends to meet 

user requested functionality.

The prototype was developed into WebTrends Report Designer v.1.0. Architeched WebTrends 

Report Designer database in ORACLE & MS SQL Server; wrote PL/SQL & T-SQL stored 

procedures & packages for application classes, functions & reports; designed WebTrends 

supplied reports; validated database & application components for compatibility with ORACLE 

v.8.0.15 to 8.17 & SQL Server v.7.0 & 2000, (i.e. VB, Crystal, other third party .dlls & ODBC 

drivers in supported operating systems: Win 98, 2000 & NT); created SQL scripts to automate database creation during installation. 

Lead developer for WebTrends Report Designer v.2.0. Image below is a screen shot of application with open report.

Web application Java developer

Programmed J2EE classes, UI panels, web servlets & reports for the future WRC v. 5.0 w/ Borland’s Jbuilder & Jakarta Tomcat w/

data entry & retrieval from My SQL, Oracle & MS SQL Server databases using JDBC. Developed UI & DB reporting components.

Apr. 2000 to Sep. 2000 - Oracle & Crystal Reports consultant, Hopkins Manufacturing Inc., Emporia, KS

Hopkins uses IFS, a third party ERP software system that incorporates Crystal Reports into its UI. Data was migrated and converted 

from a homegrown AS400 system into the vendor's Oracle database. Hopkins experienced excessive ongoing performance 

problems. IFS claimed issues were caused by poor network configuration, inadequate server hardware, inadequate in-house Oracle 

DBA and Crystal skills, and unique business practices. IFS charged Hopkins high consulting fees to "fix" problems; but 

performance problems persisted. Hopkins invested in new equipment and employee training.

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 19 of 24
Resume of Denise Subramaniam Page 3 of 4 

Duties:

Trained staff in Crystal Reports and Oracle, but determined IT staff had adequate skills. Investigation of performance problems 

warranted analysis of the IFS database. IFS was unable (or unwilling) to provide a data model. Analysis determined performance 

issues were caused by poor database design, along with an unusual application of the Crystal ActiveX functionality that 

dramatically increased report generation time. Provided Hopkins with a data model and documented design problems to provide 

Hopkins with a means to negotiate less costly solutions with IFS until the underlying design issues could be fixed. As a workaround for improper integration of Crystal reports into the IFS UI, designed and developed a Visual Basic application with an 

Access database to allow scheduled batch printing of Crystal reports outside IFS when network and database traffic was lowest.

Oct. 1997 to Mar. 2000 - Software Engineer, Universal Algorithms/Collegenet Inc., Portland, OR

Universal Algorithms produces Series 25 software used by universities. Resource25 (R25) is a 3-tier client server application for 

event scheduling. R25 is developed using Compuware's UNIFACE, a platform independent OO development tool. R25 interfaces 

with student information systems, like PeopleSoft. In Nov. 1997 R25 had few internal reports. Users wanted better reporting 

capabilities using Crystal Reports. Database support included Oracle, SQL Server, DB2, Sybase, Informix & Compuware’s Solid. 

Duties:

Performed business requirements analysis for a new report delivery and management module. Designed and developed R25 

reporting GUI to allow for integration of custom reports and selection parameters; use of R25's internal query engines to process 

data for enhanced performance and security enforcement. Developed Crystal reports that included multiple data groups & subreports with parameters & formulas to pass calculated data between the main report & sub-reports; formulas to convert date & 

boolean values to comply with all supported ODBC databases; formulas to retrieve data via date criteria where no actual date value 

existed, but was implied. Resolved connectivity issues between R25, Crystal & ODBC. Installed & maintained Oracle & SQL 

Server development databases on Linux & NT servers; performed DBA duties. Installed & configured R25 on several OS platforms 

and databases; configured ODBC client tools & Windows ODBC data sources for the Crystal Reports print engine. Tested R25 

Webviewer, an interactive web application interfacing with R25's database using Apache web server, on several platforms, 

including Macintosh, & with several versions of Netscape & MS Internet Explorer. Trained internal technical staff to use Crystal 

Reports & the R25 reporting UI to add custom reports & user defined parameters. Designed & developed an in-house custom bug 

tracking system with Compuware's QATracker & automated testing scripts using QARun to interface with target application's code 

to create automatic testing scripts.

Jun. 1997 to Oct. 1997 – Software Engineer, PDK 3.0 Beta Coordinator, Intel Corporation, Hillsboro, OR (5 month contract)

Interfaced between PDK engineers & PDK 3.0 beta (Intel's ProShare Developer's Kit) users worldwide. PDK is a programming tool 

for Visual Basic, Visual C++ & Delphi developers to allow development of custom applications around Intel's ProShare Business

Conferencing technology & Microsoft's ActiveX.

Duties:

Maintained PDK beta data; was liaison between PDK 3.0 beta users (software developers using the PDK ActiveX controls in their 

programs) & Intel PDK engineers; resolved technical issues; participated in quality control reviews; qualified bugs & increased beta 

participation & feedback. Designed & developed VB 5.0 applications using PDK & ActiveX controls; architected an Access 

database for a client project and assisted programmer in developing recordsets, tested VB tutorial & sample; tested HTML tutorial 

using Microsoft's ActiveX Control Pad; operated Business Video Conferencing software in several PC environments to determine 

operational stability & system compatibility; resolved issues related to ISDN or TCP/IP connections.

Feb. 1994 to Jun. 1997 – Help Desk Manager & Senior Support Analyst, Strohl Systems, King of Prussia, PA

Strohl Systems produces BIA (Business Impact Analysis), a specialized database application for business impact analysis, and

LDRPS (Living Disaster Recovery Planning System), a structured relational database program for business continuity planning and

risk management. LDRPS was the leader in the risk management space and provided OLE linking, user defined security, database 

customization, database maintenance utilities, import/export, customized reporting and report management with Crystal Report 

Writer Professional. Strohl software is its industry’s leader. Strohl software was developed with Visual Basic.

Duties:

Provided highest level technical support for Strohl’s software suite; managed help desk personnel; developed standard help desk 

procedures and ISO 9000 standards; helped train international distributors in technical support strategies, was a liaison between 

program developers and Strohl consultants, sales personnel and customers. Designed an in-house knowledgebase and incident 

tracking system. Developed Q/A standards and assisted in development of automated QA test scripts & procedures.

Performed data model analysis; designed a data conversion application for a major product upgrade; performed data conversions & 

validation; key player in database design & development cycle; validated data modeling; resolved conflicts related to: .dll versions, 

installation, .ini files, system configuration, network rights & connectivity in client/server environments; developed custom Crystal 

Reports; analyzed application functionality to met customer usability objectives.

Visited client sites on consulting assignments for data scrubs, data conversion and validation or data integration with other internal 

databases. Provided disaster recovery expertise for fortune 500 clients & Strohl consultants to perform business impact & continuity 

needs analysis & to develop viable business continuity plans for effective response, recovery, resumption & restoration plans.

Apr 1993 to Jan. 1994 – Documentation Manager, Reports Analyst, Clinarium, King of Prussia, PA

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 20 of 24
Resume of Denise Subramaniam Page 4 of 4 

Clinarium offered a suite of database applications for the pharmaceutical industry: ARIS (Adverse Event Reporting System), 

TRIALS (a system for medical trials reporting), and PILLS (a system for international pharmaceutical labeling.) The backend 

database was Oracle and the systems ran on a Sun Solaris platform.

Clinarium was an Indian owned company. Software developers were mostly Indians living in the U.S. Front office, customer 

support, data validation consultants and marketing were staffed by Americans and Europeans. Programming was done by teams in 

India. Initially, India based programmers each wrote documentation for modules they developed. Every chapter was formatted 

differently then these individual files were merged into one large Word document with no index or TOC. The writing consisted of 

long run-on sentences with an over abundance of prepositional phrases. U.S. based software users accustomed to reading concise 

how-to documentation, were unhappy with Clinarium’s software documentation.

Duties:

Worked directly with India based programmers to re-write Clinarium’s documentation to meet U.S. standards. Learned SQL to 

validate the Oracle database mapping on various reports to meet strict US FDA regulations for data validation. Set documentation 

standards & trained India based teams to maintain that standard.

Supported the development team with Visio representations of database & application schemas. Supported data validation 

consultants w/ resume scrubs and provided other project specific documents, helped manage staff schedules. Supported company 

executives by producing project proposal, project scope and legal contractual documents. Supported the marketing team by 

designing and developing marketing materials w/ Photoshop, PageMaker and other graphic and publishing software. 

ADDITIONAL EXPERIENCE

Four years in the publishing industry, including positions as: electronic production manager for a full-color monthly magazine, 

Main Line Magazine, Devon, PA. Administered the magazine’s internal computer network. Journalist for a publisher of seven 

weekly & monthly newspapers & journals for rural & military communities surrounding St. Louis, Illinois. Wrote weekly articles of 

public interest about local businesses & in-depth exposés on specific industries, industry trends, or historical places; took

photographs and developed film to accompany articles. Sold advertisements, designed advertisements, edited articles. Journalist for 

college newspaper. Wrote weekly articles on a variety of topics, specialized in international and African American student 

representation with an emphasis on fostering cultural and religious awareness and understanding and acceptance of differences. 

Four years in the civil engineering industry, including positions as a project coordinator for a private construction company in 

California and as a level II civil engineer inspector for New York State Department of Transportation. 

EDUCATION

Oracle University India – Completed certificate program for Oracle DBA July 2003

Portland Community College - Completed Oracle DBA course in December 1999.

Southern Illinois University at Edwardsville, Illinois: BA in philosophy & journalism graduated 1991. GPA: 3.8/4.0 (Honors List)

Mohawk Valley Community College, Utica, New York: AS civil engineering technology, 1979 to 1981. GPA: 3.6/4.0 & AS 

business management, 1977 to 1979 GPA: 3.9/4.0 (Honors List) 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 21 of 24
The Betty Wright signatures look more consistent than the Michael Mead signatures, but there are problems. 

From Cathy Gebhadt’s assignment From Denise Subramaniam’s assignment

From Desoto Mississippi assignment

Lindsey Property

From Desoto Mississippi 

assignment Rousseau Property

From Desoto Mississippi 

assignment Sturgill Property

From Washington County 

Oregon assignment already 

sold property

From King County Washington 

assignment Bartoszek Property

From King County Washington 

assignment Hwang Property

From Pottawattamie County Iowa 

document without Diane Meistad 

signature

The two signatures above are from Denise’s and Cathy’s assignment to LNV. 

To an untrained eye they look similar enough; we’ll have to wait for the 

professional handwriting analysis.

Compare these two with 

the three below on the left 

and the two under the 

dialog box and the 

variations are more 

apparent.

These two signatures are identical – an overlay in Photoshop proves it. So 

these were either are electronically placed or stamped. They are provable

to not be wet signatures.

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 22 of 24
Close-up of Michael Mead signature on Robynne’s allonge on previous page produced with 

LNV’s “original note” we went to view on December 2, 2014.

A close-up of the Michael Mead signature on Robynne’s deed assignment is below. Notice this 

signature looks like a different individual made it than the one above. Remember several of us 

have assignments dated March 10, 2008, before LNV was incorporated, with either Michael 

Mead or Betty Wright signatures for RFC-GMAC and Diane Meistad as notary. 

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 23 of 24
From Rhonda Hardwick’s assignment From Marcia Swift’s assignment

From Tarnetta Sadler’s assignment

From Orange County North 

Carolina assignment Tow property

From Tuli Molina’s assignment

From Desoto County Mississippi 

assignment Rousseau property

From Desoto County Mississippi 

assignment Ray property

Michael Mead’s signature 

is simply two letter “M”s.

This may have been by 

design to make it easy for 

multiple people to imitate 

the signature.

Any reasonable person

without training in

handwriting analysis can

see that these signatures

are very likely made by

different individuals.

Notice how on some Ms 

the tops are rounded and

pointed on others. 

These three all have sharp points on the Ms while the Swift signature the 

Ms are more rounded, they almost look like Ns.

These four Michael Mead signatures each have very different characteristics.

From Marcia Swift’s assignment

Comparing the Swift’s Michael Mead 

signature to the Sadler’s you can see 

that the pen stroke is shaky while it 

has a smooth flow on the Sadler’s. 

Look at how differently the second M 

is formed in these two signatures. 

Then look at the Michael Meade 

signature from Tuli’s assignment; the 

starting stroke of the first M is shaky 

like it’s an attempt to mimic. The pen 

stroke on the second M starts from 

below the line and moves upward to a 

sharp point, the others start at a point 

midway between the top and bottom

of the first M. 

Compare these to the Desoto County 

Mississippi, Orange County North 

Carolina and King County Washington 

signatures to the right, and the two 

Desoto County Mississippi signatures 

to the left. 

From Desoto County Mississippi 

assignment Olstead property

From King County Washington

assignment Zong property

Case 3:14-cv-01836-MO Document 93 Filed 09/04/15 Page 24 of 24