Exhibit 10 

Page 1 of 2

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OREGON 

LEGAL JQURNAL 

RIM PUBLICATIONS 

Publishers of 

ORIEGON LEGAL JOURNAL 

621 SW Alder Street, Ste 800 Portland, OR 97205 

(P) 503.740.4708 ~(F) 503.977.7963 

AFFIDAVIT OF PUBLICATION 

County of Washington 

I, Jody Vinson, under penalty of perjury, do hereby declare: 

I am a representative of the Oregon Legal Journal (the 'Newspaper') whose regular job duties 

include the authori~ation to execute Affidavit$ of Publication on behalf of the Newspaper; 

· The Newspaper meets all of the criteria set forth in ORS 193.01 O; ii!nd is published in the above 

county, city of which any part lies within that county, city, district or other jurisdiction, 

On the below dates, the Newspaper published a legal notice, a copy of which is attached hereto, 

in relation to the file known as 

1002.217164 

SUBRAMANIAM, DENISE 

On the below dates, the Newspaper circulated copies, including the attached notice, In the 

regular course of business throughout the above County; 

Insertion Dates: 06/28/12 07/05/12 07/12/12 07/19/12 

Subscribed and sworn to me this day 

Notary Public: __ ~---"""~~-+"~-------+--~..,..;.; _________ _ 

~,t\(\<j·G"l~P 

Co""" ~ 4' b 0\3 50 ~'f,.i'\"-"'(.$ j'-"-1'\e.. \~ ,·z._o)k:> 

Case 3:14-cv-01836-MO Document 54-10 Filed 06/08/15 Page 1 of 2
Exhibit 10 

Page 2 of 2

' . TRUSTEE'S NOTICE OF SALE File No. 7443.20256 Reference is made to that certain trust deed made 

by Denise Subramaniam, as grantor, to PaulS. Cosgrove, Lindsay Harte, Law Off., as trustee, in favor of 

People's Choice Home Loan, Inc., a Wyoming Corporation, as beneficiary, dated 02110/04, recorded 

03/01/04, in the mortgage records of Washington County, Oregon, as 2004·019937 and subsequently 

ass.lgned to LNV Corporation by Assignment recorded as 2008-073972, covering the following 

described real property situated In said county !ilnd state, to wit: Lot 4, Block 2, DE:VONSHIRE, in the 

County of Washington and State of Oregon. PROPERTY ADDRESS: 13865 SW WALKER RD 

BEAVERTON, OR 97005 Both the beneficiary and the trustee have elected to sell the real prope.rty to 

satiafy the obligations securec,i by the trust deed and a notice of default has been recorded pursuant ro 

Oregon Revised Statutes 86.735(3); the default for which the foreclosure Is made Is grantor's failure to 

pay when due the following sums: monthly payments of$1 ,515.73 beginning 04/01/07; plus late 

charget of $75.79 each month beginning 04/16/07; plus prior accrued late charges of ($2,011 .55); plus 

advances of $6,471.11; together with title expense, costs, tru$tee's fees and attorney's fees incurred 

herein by reason of Sliild default; any further sums advanced by the beneficiary for the protection of the 

abov• described real property and its interest therein; and pl\'lpayment penalties/premiums, If 

applicable. Sy ~oon of said default the beneficiary has declared all sums owing on the obligation 

tlecured by the trust deed immediately due and payable, saicl suml.'l being the following, to wit: 

$171A50.72 with interest thereon at the rate of 10.625 percent per annum beginning 03/01/07; plus late 

charges of $75.79 each month beginning 04/16107 until paid; plus prior accrued late charges of 

($2,011 .55): plus advances of $6,471.11; together with title expense, costs, trustee's fees and attol'l'ley$ 

fees Incurred herein by reason of said default; any further sums advanced by the beneficiary for the 

protection of the above described real prop&rty and Its Interest therein; and prepayment 

penalties/premiums, If applicable. WHFEREFORE!, notice hereby is given that the unden~igned trw~tee 

will on September 26, 2012 at the hour of 10:00 o'clock, A.M. In accord with the standard of time 

. established by ORS 187.11 o, at the following place: Inside the main lobby of the Washington County 

· Courthouse, 145 N.E. 2nd Avenue, in the City of Hillsboro, County of Washington, State of Oregon, sell at 

: ·public auction to the highest bidder for cash the interest in the described real property which the grantor 

had or had power to convey at the time of the execution by grantor of the trust deed, together with any 

. interest which the grantor or grantor's successors in interest acquired after the execution of the 11\lst 

deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including 

a reasonable charge by the trustee. Notice is further given that for reinstatement or payoff quotes 

requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that 

complies with that statute addressed to the trustee's "Urgent Request Desk" either by pen;onal dellv~ 

to the trustee's physical offices (call for address) or by first class, certified mall, return receipt requested, 

addres$ed to the trustee's post office box address set forth in this notice. Due to potential conflicts with 

federal law, persons having no record legal or equitable interest in the subject property will only receive 

information concerning the lender's estimated or actual bid. Lender bid information is also available at 

the trustee's website, www.northwesttrustee.com. Notice is further given that any pen~on named in ORS 

86.753 has the right, at any time prior to five days before the date last set for the sale, to have this 

foreclosure proc"ding dismissed and the trust deed ll;'lnstated by payment to the beneficiary of the 

entire amount t.hen due (other than such portion of the principal as would not then be due had no default 

occurred) and by curing any other default complained of herein that is capable of being cured by 

tendering the performance required under the obligation or trust deed, and in addition to paying said 

sums or tendering the perform.an9e necessary to cure th~:t default, by paying all co$ts and expenses 

actually incurred in enforcing the obligation and trust d9C'l:d, together with trustee's and attorney's fees not 

excee<ling the am(,)unts provided by said ORS 86.75S. Requests from persons named In ORS 86.76$ 

for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be 

honored only at the discretion of the beneficiary or If required by the terms of the loan documents. In 

construin9 this notice, the singular Includes the plural, the word "grantor'' includes any successor In 

interest to the grantor as well as any other person owing an obligation, the performance of which Is 

seeured by said trust de-ed, and the words "trustee" and "beneficiary" include their respective 

successors in Interest, If any. The trustee's rules of auction may be accessed at 

www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at 

www.northwesttrustee.com and www.USA-Foreclosure.com. For further Information, please contact: 

Claire Swazey Northwest Trustee Services, Inc. P.O. Box 99713ellevue, WA 98009-0997 (425)586·1900 

SUBRAMANIAM, DENISE (TS# 7443.20256) 1002,217164-FIIe No. . 

Case 3:14-cv-01836-MO Document 54-10 Filed 06/08/15 Page 2 of 2