Exhibit 10.5





 


, 2021


 


FinTech Acquisition Corp. VI


2929 Arch Street, Suite 1703


Philadelphia, PA 19104-2870  


 


		Re:	Initial Public Offering



 


Ladies and Gentlemen:


 


This letter (“Letter
Agreement”) is being delivered to you in accordance with the Underwriting Agreement (the “Underwriting Agreement”)
entered into, or proposed to be entered into, by and between FinTech Acquisition Corp. VI, a Delaware corporation (the “Company”),  and
Cantor Fitzgerald & Co.(“Cantor”), as the representative of the underwriters (the “Underwriters”),
relating to an underwritten initial public offering (the “Offering”), of up to 25,300,000 of the Company’s
units (the “Units”), each comprised of one share of the Company’s Class A common stock, par value $0.0001
per share (the “Common Stock”), and one-fourth of one warrant, each whole warrant exercisable for one share
of Common Stock (each, a “Warrant”). The Units sold in the Offering will be registered under the Securities
Act of 1933, as amended (the “Securities Act”), pursuant to a registration statement on Form S-1 and prospectus
(the “Prospectus”) filed by the Company with the Securities and Exchange Commission (the “Commission”).
The Company expects that the Units will be listed for trading on the Nasdaq Capital Market. Certain capitalized terms used herein are
defined in paragraph 16 hereof.


 


The Insiders signatory hereto
hereby agree with the Company as follows:


 


1. Each
Insider agrees that, if the Company seeks stockholder approval of (a) a proposed initial Business Combination or (b) a proposed amendment
to the Company’s amended and restated certificate of incorporation (as may be amended from time to time, the “Charter”)
(i) to modify the substance or timing of the Company’s obligation to redeem 100% of the Offering Shares if the Company does not
complete its initial Business Combination within 18 months from the completion of the Offering or (ii) with respect to any other provision
relating to stockholders’ rights or pre-initial Business Combination activity, then in connection with such proposed initial Business
Combination or amendment to the Charter, such person shall vote, as applicable, all Founder Shares, Placement Shares and any shares acquired
by such person in the Offering or in the secondary public market in favor of such proposed initial Business Combination or such amendment
to the Charter, as applicable.


 


2. (a)  Each
Insider hereby agrees that, if the Company fails to consummate a Business Combination within 18 months from the consummation of the Offering,
such person shall take all reasonable steps to cause the Company to (i) cease all operations except for the purpose of winding up, (ii)
as promptly as reasonably possible but not more than ten business days thereafter, redeem the Offering Shares at a per-share price, payable
in cash, equal to the aggregate amount then on deposit in the Trust Account, including any amounts representing interest earned on the
Trust Account, less interest previously released to, or reserved for use by, the Company in an amount up to $100,000 to pay dissolution
expenses and less any other interest released to, or reserved for use by, the Company to pay franchise and income taxes, divided by the
number of Offering Shares then outstanding, which redemption will completely extinguish the holder’s rights as a stockholder with
respect to his, her or its Offering Shares (including the right to receive further liquidation distributions, if any), subject to applicable
law, and (iii) as promptly as reasonably possible following such redemption, subject to the approval of the Company’s remaining
stockholders and the Company’s board of directors (the “Board”), dissolve and liquidate, subject in the
case of clauses (ii) and (iii) to the Company’s obligations under Delaware law to provide for claims of creditors and other requirements
of applicable law.


  


(b)  Each
Insider agrees to not propose any amendment to the Charter (i) that would modify the substance or timing of the Company’s obligation
to redeem 100% of the Offering Shares if the Company does not consummate a Business Combination within 18 months from the completion of
the Offering or (ii) with respect to any other provision relating to stockholders’ rights or pre-initial Business Combination activity,
unless the Company provides the holders of Offering Shares with the opportunity to redeem their Offering Shares upon approval of any such
amendment at a per-share price, payable in cash, equal to the aggregate amount then on deposit in the trust account, including any amounts
representing interest earned on the Trust Account, less any interest released to, or reserved for use by, the Company to pay franchise
and income taxes, divided by the number of then outstanding Offering Shares.


 






     


     


    

 


(c)  Each
Insider acknowledges and agrees that Founder Shares or Placement Shares held by him, her or it are not entitled to, and have no right,
interest or claim of any kind in or to, any monies held in the Trust Account or distributed as a result of any liquidation of the Trust
Account.


 


(d)  Each
Insider waives, with respect to any Founder Shares or Placement Shares held by such undersigned party, any redemption rights he, she or
it may have (i) in connection with the consummation of an initial Business Combination, (ii) if the Company fails to consummate its initial
Business Combination or liquidates within 18 months from the completion of the Offering or (iii) if the Company seeks an amendment to
its Charter (A) that would modify the substance or timing of the Company’s obligation to redeem 100% of the Offering Shares as described
above or (B) with respect to any other provision relating to stockholders’ rights or pre-initial Business Combination activity.
If any of the Insiders should acquire Offering Shares in or after the Offering, each Insider hereby waives with respect to such Offering
Shares held by such undersigned party any redemption rights such party may have in connection with the consummation of a Business Combination
or a stockholder vote to amend the Charter as described above; provided, however, that the Insiders will be entitled to
redemption rights with respect to such Offering Shares held by them if the Company fails to consummate a Business Combination or liquidates
within 18 months from completion of the Offering.


 


3. (a) To
the extent that the Underwriters do not exercise in full their over-allotment option to purchase an additional 3,300,000 Units (as described
in the Prospectus), the Initial Holders shall return to the Company for cancellation, at no cost, an aggregate number of Founder
Shares determined by multiplying 1,100,000 by a fraction: (i) the numerator of which is 3,300,000 minus the number of shares of the Common
Stock purchased by the Underwriters upon the exercise of their over-allotment option, and (ii) the denominator of which is 3,300,000.  The
Initial Holders further agree that, if the Company effects a stock split, stock dividend, reverse stock split, contribution back to capital
or otherwise in connection with any increase or decrease in the size of the Offering, to the extent that the Underwriters do not exercise
their over-allotment option in full, the aggregate number of shares that the Initial Holders will be required to return to the Company
as set forth in the immediately preceding sentence shall be adjusted so that the Founder Shares held by the Initial Holders and their
Permitted Transferees represent 25% of the Company’s issued and outstanding shares of Common Stock immediately following such forfeiture.
The number of Founder Shares to be returned by each Initial Holder, if any, pursuant to this Section 3(a) shall be determined on a pro-rata
basis based on the percentage of outstanding Founder Shares held by each Initial Holder at the time of such forfeiture.


 


(b) Subject
to paragraph 3(d), the Founder Shares owned by the Insiders shall not be transferable or salable (x)(a) with respect to 25% of such shares,
until consummation of a Business Combination, (b) with respect to 25% of such shares, when the closing price of the Common Stock exceeds
$12.00 for any 20 trading days within a 30-trading day period following the consummation of a Business Combination, (c) with respect to
25% of such shares, when the closing price of the Common Stock exceeds $13.50 for any 20 trading days within a 30-trading day period following
the consummation of a Business Combination, and (d) with respect to 25% of such shares, when the closing price of the Common Stock exceeds
$17.00 for any 20 trading days within a 30-trading day period following the consummation of a Business Combination or earlier, in any
case, if, following a Business Combination (y) the Company completes a liquidation, merger, stock exchange or other similar transaction
that results in all of the Company’s stockholders having the right to exchange their shares of Common Stock for cash, securities
or other property (such applicable period being the “Founder Lock-Up Period”).  During the Founder Lock-Up
Period, the Insiders shall not, except as described in the Prospectus, (I) sell, offer to sell, contract or agree to sell, hypothecate,
pledge, grant any option to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase
a put equivalent position or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Securities Exchange
Act of 1934, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Exchange Act”),
with respect to the Founder Shares then subject to the Founder Lock-Up Period, (II) enter into any swap or other arrangement that transfers
to another, in whole or in part, any of the economic consequences of ownership of any of the Founder Shares then subject to the Founder
Lock-Up Period, whether any such transaction is to be settled by delivery of the Common Stock or such other securities, in cash or otherwise,
or (III) publicly announce any intention to effect any transaction specified in clause (b)(I) or (b)(II).  


 






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(c) Until
30 days after the consummation of the initial Business Combination (“Placement Unit Lock-Up Period”), the Sponsor shall
not, except as described in the Prospectus, (i) sell, offer to sell, contract or agree to sell, hypothecate, pledge, grant any option
to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase a put equivalent position
or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Exchange Act with respect to the Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants, (ii) enter into any swap or
other arrangement that transfers to another, in whole or in part, any of the economic consequences of ownership of any of the Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants, whether any such transaction
is to be settled by delivery of the Common Stock or such other securities, in cash or otherwise, or (iii) publicly announce any intention
to effect any transaction specified in clause (c)(i) or (c)(ii).


 


(d) Notwithstanding
the provisions contained in paragraphs 3(b) and 3(c) hereof, any Insider may transfer, as applicable, the Founder Shares and/or Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants (1) in connection with an initial
Business Combination with the consent of the Company to any third party that agrees in writing to be bound by the provisions of this agreement
applicable to Insiders (other than paragraph 1 and the second sentence of paragraph 2(d)); and (2) (a) to the Company’s officers,
the Company’s directors, the Initial Holders, Cantor, or Cantor’s officers, directors or direct or indirect equityholders,
(b) to an affiliate or immediate family member of any of the Company’s officers, directors, Initial Holders or Cantor, (c) to any
member, officer or director of the Sponsor, or any immediate family member, partner, affiliate or employee of a member of the Sponsor,
(d) by gift to any Permitted Transferee under any of the immediately preceding subsections (a) through (c), a trust, the beneficiaries
of which are one or more Permitted Transferees under any of the immediately preceding subsections (a) through (c), or a charitable organization,
(e) by virtue of laws of descent and distribution upon death of any of the Company’s officers, the Company’s directors, the
Initial Holders, members of the Sponsor or any of Cantor’s officers, directors or direct or indirect equityholders, (f) pursuant
to a qualified domestic relations order, (g) in the event of the Company’s liquidation prior to consummation of its initial Business
Combination, (h) by virtue of the laws of Delaware, the Sponsor’s limited liability company agreement upon dissolution of the Sponsor,
or the organizational documents of Cantor, upon dissolution of Cantor, (i) subsequent to the Company’s consummation of its initial
Business Combination, upon and in connection with a liquidation, merger, stock exchange or other similar transaction which results in
all of the Company’s stockholders having the right to exchange their shares of Common Stock for cash, securities or other property,
(j) subsequent to the Company’s consummation of its initial Business Combination, in the event of a consolidation, merger or other
similar transaction in which the Company is the surviving entity that results in a change in the majority of the Board or the Company’s
management team or (k) through private sales or transfers made in connection with any forward purchase agreement or similar arrangement
or in connection with the consummation of the Company’s initial Business Combination at prices no greater than the price at which
the Founder Shares, Placement Shares or Placement Warrants were originally purchased (each, a “Permitted Transferee”);
provided, however, that, in the case of subclauses (a) through (f), (h) and (k), these transferees enter into a written
agreement with the Company agreeing to be bound by the transfer restrictions set forth herein. For the avoidance of doubt, for the purposes
of this Agreement, a managed account managed by the same investment manager of any member of the Sponsor shall be deemed an affiliate
of such member.


 


(e) Further,
each Insider agrees that after the Founder Lock-Up Period or the Placement Unit Lock-Up Period, as applicable, has elapsed, the Founder
Shares and/or Placement Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants owned
by such Insider shall only be transferable or saleable pursuant to a sale registered under the Securities Act or pursuant to an available
exemption from registration under the Securities Act. The Company and each Insider acknowledges that pursuant to that certain registration
rights agreement to be entered into among the Company and certain security holders of the Company, parties to the agreement may request
that a registration statement relating to the Founder Shares and/or Placement Units, Placement Shares, Placement Warrants, or shares of
Common Stock underlying the Placement Warrants be filed by the Company with the Commission prior to the end of the Founder Lock-Up Period
or the Placement Unit Lock-Up Period, as the case may be;  provided,  however, that such registration statement
does not become effective prior to the end of the Founder Lock-Up Period or the Placement Unit Lock-Up Period, as applicable.


 






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(f) Subject
to the limitations described herein, each Insider shall retain all of such Insider’s rights as a security holder during, as applicable,
the Founder Lock-Up Period and/or Placement Unit Lock-Up Period including, without limitation, the right to vote, as the case may be,
the Founder Shares and/or Placement Shares.


 


(g) During
the Founder Lock-Up Period and Placement Unit Lock-Up Period, all dividends payable in cash with respect to such securities shall be paid,
as applicable, to each security holder, but all dividends payable in Common Stock or other non-cash property shall become subject to the
applicable lock-up period as described herein and shall only be released from such lock-up in accordance with the provisions of this paragraph
3.


 


4. Without
limiting the provisions of paragraph 3(d) hereof, during the period commencing on the effective date of the Underwriting Agreement and
ending 180 days after such date, each of the undersigned shall not (i) sell, offer to sell, contract or agree to sell, hypothecate, pledge,
grant any option to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase a put equivalent
position or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Exchange Act with respect to any
Units, Placement Units, shares of Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or
exercisable, or exchangeable for, shares of Common Stock owned by an undersigned party, (ii) enter into any swap or other arrangement
that transfers to another, in whole or in part, any of the economic consequences of ownership of any Units, Placement Units, shares of
Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or exercisable, or exchangeable for,
shares of Common Stock owned by the undersigned, whether any such transaction is to be settled by delivery of such securities, in cash
or otherwise, or (iii) publicly announce any intention to effect any transaction specified in clause (i) or (ii); provided, however,
that the restrictions of this Section 4 shall not apply to any distributions by the Sponsor to its members of Units, Placement Units,
shares of Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or exercisable, or exchangeable
for, shares of Common Stock.


 


5. (a)  In
the event of the liquidation of the Trust Account without the consummation of a Business Combination, the Sponsor (the “Indemnitor”)
agrees to indemnify and hold harmless the Company against any and all loss, liability, claim, damage and expense whatsoever (including,
but not limited to, any and all legal or other expenses reasonably incurred in investigating, preparing or defending against any litigation,
whether pending or threatened, or any claim whatsoever) to which the Company may become subject as a result of any claim by (i) any third
party for services rendered or products sold to the Company (other than the Company’s independent registered public accountants)
or (ii) any prospective target business (a “Target”) as described in the Prospectus; provided, 
however, that such indemnification of the Company by the Indemnitor shall apply only to the extent necessary to ensure that such
claims by a third party for services rendered or products sold to the Company or a Target do not reduce the amount of funds in the Trust
Account to below $10.00 (regardless of whether or not the Underwriters exercise any portion of their overallotment option) per Offering
Share and only if such third party or Target has not executed an agreement waiving claims against any and all rights to seek access to
the Trust Account, regardless of whether such agreement is enforceable. In the event that any such executed waiver is deemed to be unenforceable
against such third party, the Indemnitor shall not be responsible for any liability as a result of any such third party claims. Notwithstanding
any of the foregoing, indemnification of the Company by the Indemnitor pursuant to this paragraph 5 shall not apply as to any claims arising
from the Company’s obligation pursuant to the Underwriting Agreement to indemnify the Underwriters.


 


(b) If
the Company is liquidated within 18 months following completion of the Offering, to the extent that interest income on the balance of
the Trust Account (net of any taxes payable) released to the Company in an amount up to $100,000 to pay dissolution expenses and any other
interest released to, or reserved for use by, the Company to pay franchise and income taxes and loans from the Sponsor (each as described
in the Prospectus) are insufficient to fund the costs and expenses of liquidation, the Indemnitor agrees to pay the balance of the amount
necessary to complete the liquidation of the Company. 


 


6. The
Company agrees that the Company will not engage any third party to render services, agree to purchase any products from such third party,
or enter into any discussion or any acquisition agreement with a Target unless (i) such third party or Target has agreed to execute a
waiver against any right, title, interest or claim of any kind in or to any monies held in the Trust Account or any proceeds from the
Trust Account, that is acceptable to the Board or (ii) the Board and the Indemnitor have each consented in writing to dispense with such
waiver with respect to such services, product, discussions or acquisition agreement. In addition the Company shall endeavor, together
with the officers and directors of any acquisition target for its initial Business Combination, to obtain waivers of claims to the monies
held in the Trust Account from creditors of such acquisition target (which, for the avoidance of doubt, shall include creditors existing
prior to the initial Business Combination as well as after completion of the initial Business Combination).


 






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7. In
order to minimize potential conflicts of interest that may arise from multiple corporate affiliations, each officer and director of the
Company who is signatory to this Agreement agrees that until the earliest of the Company’s initial Business Combination, liquidation
or the time at which such person ceases to be an officer or director of the Company, such person shall present to the Company for its
consideration, prior to presentation to any other entity, any suitable Business Combination opportunities of which such person (or companies
or entities which such person manages or controls) becomes aware, subject to any current or future fiduciary or contractual obligations
of such person that such person discloses to the Company.


 


8. Each
officer and director signatory hereto represents and warrants that the biographical information furnished to the Company by him or her
is true and accurate in all material respects and does not omit any material information with respect to such person’s background.  Each
of the answers of such person to the items in questionnaires furnished to the Company by such officer and director is true and accurate
in all material respects.


 


9. Each
of the undersigned represents and warrants that he, she or it:


 


(a) is
not subject to or a respondent in any legal action for any injunction, cease-and-desist order or order or stipulation to desist or refrain
from any act or practice relating to the offering of securities in any jurisdiction;


 


(b) has
never been convicted of, or pleaded guilty to, any crime (i) involving fraud, (ii) relating to any financial transaction or handling of
funds of another person, or (iii) pertaining to any dealings in any securities, and the undersigned is not currently a defendant in any
such criminal proceeding; and


 


(c) has
never been suspended or expelled from membership in any securities or commodities exchange or association or had a securities or commodities
license or registration denied, suspended or revoked.


 


10. Each
Insider agrees that he, she or it shall receive no finder’s fees, consulting fees or other similar compensation from the Company
prior to, or for any services they render in order to effectuate, the consummation of the initial Business Combination, other than the
following:


 


(a) repayment
of up to $300,000 in loans made to the Company by the Sponsor or its affiliate prior to completion of the Offering in connection with
organizational expenses and the preparation, filing and consummation of the Offering;


 


(b) payment of an aggregate
of $32,500 per month to the Sponsor or its affiliate or designee for office space, administrative and shared personnel support services,
pursuant to an Administrative Services Agreement; 


 


(c) repayment
of loans, if any, and on such terms as to be determined by the Company from time to time, made by the Sponsor or an affiliate of the Sponsor
or certain of the Company’s officers or directors to finance transaction costs in connection with an intended initial Business Combination,
provided, that, if the Company does not consummate an initial Business Combination, a portion of the working capital held outside
the Trust Account may be used by the Company to repay such loaned amounts. Up to $2,000,000 of such loans may be convertible into units
at a price of $10.00 per unit at the option of the lender. Such units would be identical to the Placement Units;


 


(d) at the closing of an initial Business Combination,
a customary advisory fee to affiliates of the Sponsor, in an amount that constitutes a market standard advisory fee for comparable transactions
and services provided; and


 


(e) reimbursement
for any out-of-pocket expenses related to identifying, investigating and consummating an initial Business Combination, provided
that no proceeds of the Offering placed in the Trust Account may be applied to the payment of such expenses prior to the consummation
of an initial Business Combination.


 






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11. Each
of the undersigned acknowledges and understands that the Underwriters and the Company will rely upon the agreements, representations,
and warranties set forth herein in proceeding with the Offering.


 


12. Each
of the undersigned authorizes any employer, financial institution, or consumer credit reporting agency to release to the Underwriters
and their legal representatives or agents (including any investigative search firm retained by the Underwriters) any information they
may have about such undersigned party’s background and finances (“Information”), purely for the purposes
of performing required due diligence examinations in connection with the Offering (provided that the Underwriters agree to hold such Information
in confidence). Each of the undersigned agrees that neither the Underwriters nor their agents shall be violating such undersigned party’s
right of privacy by requesting and obtaining the Information in accordance with this Section 12.


 


13. Each
of the undersigned acknowledges and agrees that the Company will not consummate any initial Business Combination that involves a company
which is affiliated with such undersigned party unless the Company obtains an opinion from an independent investment banking firm that
is a member of the Financial Industry Regulatory Authority or from an independent accounting firm that the Business Combination is fair
to the Company from a financial point of view.


 


14. Each
officer and director signatory hereto represents and warrants that he or she has full right and power, without violating any agreement
to which such person is bound (including, without limitation, any non-competition or non-solicitation agreement with any employer or former
employer), to enter into this Letter Agreement and to serve as an officer of the Company or as a director on the Board, as applicable,
and hereby consents to being named in the Prospectus as an officer and/or as a director of the Company, as applicable.


 


15. As used in this Letter Agreement, (i)
“Business Combination” shall mean a merger, capital stock exchange, asset acquisition, stock purchase, reorganization
or similar Business Combination, involving the Company and one or more businesses; (ii) “Founder Shares” shall
mean the 8,663,333 shares of Class B common stock of the Company, par value $0.0001 per share, acquired by the Sponsor and the other Initial
Holders for an aggregate purchase price of $25,000 prior to the consummation of the Offering; (iii) “Initial Holders”
shall mean FinTech Investor Holdings VI, LLC, a Delaware limited liability company, and FinTech Masala Advisors VI, LLC, a Delaware limited
liability company; (iii) “Offering Shares” shall mean the shares of Common Stock included in the units sold
in the Offering; (iv) “Placement Shares” shall mean the shares of Common Stock sold as part of the Placement
Units; (v) “Placement Warrants” shall mean the Warrants to purchase up to an aggregate of 172,500 shares of
Common Stock that are included in the Placement Units; (vi) “Placement Units” shall mean the aggregate of 690,000
Units of the Company (each Placement Unit consists of one-fourth of one Placement Warrant and one Placement Share) sold in the Private
Placement for a purchase price of $6,900,000; (vii) “Trust Account” shall mean the trust account into which
net proceeds of the Offering and the Private Placement will be deposited; (viii) “Prospectus” shall mean the
prospectus included in the registration statement filed by the Company in connection with the Offering, as supplemented or amended from
time to time; (ix) “Private Placement” shall mean that certain private placement transaction occurring simultaneously
with the closing of the Offering pursuant to which the Company has agreed to sell an aggregate of 690,000 Placement Units to FinTech Investor
Holdings VI, LLC (580,000 Placement Units) and Cantor (110,000 Placement Units); (x) “Sponsor” shall mean, collectively,
FinTech Investor Holdings VI, LLC, a Delaware limited liability company, and FinTech Masala Advisors VI, LLC, a Delaware limited liability
company; (xi) “Insiders” shall mean the Sponsor, any holders of Founder Shares, any person who receives Placement
Units, Founder Shares or their respective underlying securities as a Permitted Transferee and each officer and director of the Company;
and (xii) references to completion of the Offering shall exclude any exercise of the Underwriters’ over-allotment option.


 


16. This
Letter Agreement constitutes the entire agreement and understanding of the parties hereto in respect of the subject matter hereof and
supersedes all prior understandings, agreements, or representations by or among the parties hereto, written or oral, to the extent they
relate in any way to the subject matter hereof or the transactions contemplated hereby. This Letter Agreement may not be changed, amended,
modified or waived (other than to correct a typographical error) as to any particular provision, except by a written instrument executed
by the parties hereto.


 






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17. No
party may assign either this Letter Agreement or any of its rights, interests, or obligations hereunder without the prior written consent
of the other party.  Any purported assignment in violation of this paragraph shall be void and ineffectual and shall not operate
to transfer or assign any interest or title to the purported assignee. This Letter Agreement shall be binding on each undersigned party
and each of such undersigned party’s, as applicable, heirs, personal representatives, successors and assigns.


 


18. This
Letter Agreement shall be governed by and construed and enforced in accordance with the laws of the State of New York applicable to contracts
entered into within the borders of such state and without giving effect to conflicts of law principles that would result in the application
of the substantive laws of another jurisdiction. The parties (i) agree that any action, proceeding, claim or dispute arising out of, or
relating in any way to, this Letter Agreement shall be brought and enforced in the federal or state courts in the borough of Manhattan
in the City of New York, and irrevocably submits to such jurisdiction and venue, which jurisdiction and venue shall be exclusive and (ii)
waive any objection to such exclusive jurisdiction and venue or that such courts represent an inconvenient forum.


 


19. Any
notice, consent or request to be given in connection with any of the terms or provisions of this Letter Agreement shall be in writing
and shall be sent by express mail or similar private courier service, by certified mail (return receipt requested), by hand delivery,
electronic or facsimile transmission.


 


20. This
Letter Agreement shall terminate in the event that the Offering is not completed by July 31, 2021; and, provided, further,
that paragraph 5 of this Letter Agreement shall survive any liquidation of the Company.


 


[Signature page follows]




 


 






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	 	Sincerely,
	 	 
	 	
    FINTECH ACQUISITION CORP. VI

    a Delaware corporation

    

	 	 
	 	By:	 
	 	Name: 	James J. McEntee, III
	 	Title:	President and Secretary


 


	 	
    FINTECH INVESTOR HOLDINGS VI, LLC, a Delaware limited liability
    company

    

    

	 	 	 
	 	By: 	Cohen Sponsor Interests VI, LLC, its Manager
	 	 	 
	 	By: 	FinTech Masala, LLC, its sole member



 


	 	By:	 
	 	Name: 	Daniel G. Cohen
	 	Title:	President


 


	 	
    FINTECH MASALA ADVISORS VI, LLC,

 a Delaware limited liability
company

    

    

	 	 	 
	 	By:	Cohen Sponsor Interests VI, LLC, its Manager
	 	 	 
	 	By:	 FinTech Masala, LLC, its sole member



 


	 	By:	 
	 	Name: 	Daniel G. Cohen
	 	Title:	President





 


[Signature Page to Letter Agreement]


 




     


     


    




 


	 	 
	 	Betsy Z. Cohen, individually
	 	 
	 	 
	 	Daniel G. Cohen, individually
	 	 
	 	 
	 	James J. McEntee, III, individually
	 	 
	 	 
	 	Douglas Listman, individually
	 	 
	 	 
	 	Madelyn Antoncic, individually
	 	 
	 	 
	 	Laura S. Kohn, individually
	 	 
	 	 
	 	Ellen Warren, individually
	 	 
	 	 
	 	Mona Aboelnaga Kanaan, individually
	 	 


 


[Signature Page to Letter Agreement]