<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF PCB BANCORP, INC. WITH THE INDEPENDENT
AUDITOR'S REPORT FOR THE YEARS ENDED DECEMBER 31, 1997 AND 1996 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH.

</LEGEND>
<RESTATED>

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                              JAN-1-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                       1,167,313
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             3,278,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                       5,690,602
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     30,258,573
<ALLOWANCE>                                  (382,122)
<TOTAL-ASSETS>                              42,530,402
<DEPOSITS>                                  34,375,006
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            596,608
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       800,000
<OTHER-SE>                                   6,758,788
<TOTAL-LIABILITIES-AND-EQUITY>              42,530,402
<INTEREST-LOAN>                              1,356,642
<INTEREST-INVEST>                              329,156
<INTEREST-OTHER>                               160,391
<INTEREST-TOTAL>                             1,846,189
<INTEREST-DEPOSIT>                             834,321
<INTEREST-EXPENSE>                             834,321
<INTEREST-INCOME-NET>                        1,011,868
<LOAN-LOSSES>                                  366,587
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,433,291
<INCOME-PRETAX>                              (561,306)
<INCOME-PRE-EXTRAORDINARY>                   (341,706)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (341,706)
<EPS-PRIMARY>                                    (.43)
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.62
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                15,535
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              382,122
<ALLOWANCE-DOMESTIC>                           382,122
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>