Federal Register / Vol. 86, No. 167 / Wednesday, September 1, 2021 / Notices 49027 

1Closed session is exempt pursuant to 5 U.S.C. 

Section 552b(c)(8) and (9). 

investment or maintenance and 

operational costs. 

III. Are there changes in the estimates 

from the last approval? 

There is an increase in total annual 

costs compared with that identified in 

the ICR currently approved by OMB. 

This is an increase of 45,766 hours 

(from 2,554,913 hours to 2,600,679 

hours). The increase in the respondent 

burden and agency costs were caused by 

an increase in the hourly wages and a 

change in the methodology to calculate 

loaded wages (wages plus fringe benefits 

and overhead). This change is an 

adjustment. 

In addition, OMB has requested that 

EPA move towards using the 18- 

question format for ICR Supporting 

Statements used by other federal 

agencies and departments and is based 

on the submission instructions 

established by OMB in 1995, replacing 

the alternate format developed by EPA 

and OMB prior to 1995. The Agency 

does not expect this change in format to 

result in substantive changes to the 

information collection activities or 

related estimated burden and costs. 

IV. What is the next step in the process 

for this ICR? 

EPA will consider the comments 

received and amend the ICR as 

appropriate. The final ICR package will 

then be submitted to OMB for review 

and approval pursuant to 5 CFR 

1320.12. EPA will issue another Federal 

Register document pursuant to 5 CFR 

1320.5(a)(1)(iv) to announce the 

submission of the ICR to OMB and the 

opportunity to submit additional 

comments to OMB. If you have any 

questions about this ICR or the approval 

process, please contact the person listed 

under FOR FURTHER INFORMATION

CONTACT. 

Authority: 44 U.S.C. 3501 et seq. 

Dated: August 26, 2021. 

Michal Freedhoff, 

Assistant Administrator, Office of Chemical 

Safety and Pollution Prevention. 

[FR Doc. 2021–18835 Filed 8–31–21; 8:45 am] 

BILLING CODE 6560–50–P 

FARM CREDIT ADMINISTRATION 

Sunshine Act Meetings 

AGENCY: Farm Credit Administration 

Board, Farm Credit Administration. 

ACTION: Notice, regular meeting. 

SUMMARY: Notice is hereby given, 

pursuant to the Government in the 

Sunshine Act, of the forthcoming 

regular meeting of the Farm Credit 

Administration Board. 

DATES: The regular meeting of the Board 

will be held September 9, 2021, from 

9:00 a.m. until such time as the Board 

may conclude its business. Note: 

Because of the COVID–19 pandemic, we 

will conduct the board meeting 

virtually. If you would like to observe 

the open portion of the virtual meeting, 

see instructions below for board meeting 

visitors. 

ADDRESSES: To observe the open portion 

of the virtual meeting, go to FCA.gov, 

select ‘‘Newsroom,’’ then ‘‘Events.’’ 

There you will find a description of the 

meeting and a link to ‘‘Instructions for 

board meeting visitors.’’ See 

SUPPLEMENTARY INFORMATION for further 

information about attendance requests. 

FOR FURTHER INFORMATION CONTACT: Dale 

Aultman, Secretary to the Farm Credit 

Administration Board (703) 883–4009. 

TTY is (703) 883–4056. 

SUPPLEMENTARY INFORMATION: 

Instructions for attending the virtual 

meeting: This meeting of the Board will 

be open to the public, and parts will be 

closed. If you wish to observe, at least 

24 hours before the meeting, go to 

FCA.gov, select ‘‘Newsroom,’’ then 

‘‘Events.’’ There you will find a 

description of the meeting and a link to 

‘‘Instructions for board meeting 

visitors.’’ If you need assistance for 

accessibility reasons or if you have any 

questions, contact Dale Aultman, 

Secretary to the Farm Credit 

Administration Board, at (703) 883– 

4009. 

The matters to be considered at the 

meeting are as follows: 

Open Session 

Approval of Minutes 

• August 12, 2021 

New Business 

• Tier 1/Tier 2 Capital Framework— 

Clarifying Corrections and Revisions: 

Final Rule 

Reports 

• Quarterly Report on Economic 

Conditions and FCS Condition and 

Performance 

Closed Session 

• Office of Examination Quarterly 

Report 1

Dated: August 30, 2021. 

Dale Aultman, 

Secretary, Farm Credit Administration Board. 

[FR Doc. 2021–18982 Filed 8–30–21; 4:15 pm] 

BILLING CODE 6705–01–P 

FEDERAL ELECTION COMMISSION 

Sunshine Act Meeting 

FEDERAL REGISTER CITATION OF PREVIOUS

ANNOUNCEMENT: 86 FR 47498. 

PREVIOUSLY ANNOUNCED TIME AND DATE OF

THE MEETING: Tuesday, August 31, 2021 

at 10:00 a.m. and its continuation at the 

conclusion of the open meeting on 

September 2, 2021. 

CHANGES IN THE MEETING: This meeting 

will also discuss: 

Matters relating to internal personnel 

decisions, or internal rules and 

practices. 

Matters which involve the 

consideration of a proceeding of a 

formal nature by the Commission 

against a specific person or the formal 

censure of any person. 

Information of which disclosure 

would constitute an unwarranted 

invasion of privacy. 

Information the premature disclosure 

of which would be likely to have a 

considerable adverse effect on the 

implementation of a proposed 

Commission action. 

* * * * * 

CONTACT PERSON FOR MORE INFORMATION: 

Judith Ingram, Press Officer, Telephone: 

(202) 694–1220. 

Vicktoria J. Allen, 

Acting Deputy Secretary of the Commission. 

[FR Doc. 2021–19025 Filed 8–30–21; 4:15 pm] 

BILLING CODE 6715–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The public portions of the 

applications listed below, as well as 

other related filings required by the 

Board, if any, are available for 

immediate inspection at the Federal 

Reserve Bank(s) indicated below and at 

the offices of the Board of Governors. 

This information may also be obtained 

on an expedited basis, upon request, by 

contacting the appropriate Federal 


khammond on DSKJM1Z7X2PROD with NOTICES
49028 Federal Register / Vol. 86, No. 167 / Wednesday, September 1, 2021 / Notices 

1The Truth in Lending Act (TILA) is codified at 

15 U.S.C. 1601 et seq. Regulation Z is published by 

the Board at 12 CFR part 226 and by the Consumer 

Financial Protection Bureau (Bureau) at 12 CFR part 

1026. 

2See, e.g., 12 U.S.C. 5515–5516. 

3See 12 U.S.C. 5514–5516. 

4See, e.g., 78 FR 6408, 6481 (January 30, 2013); 

78 FR 11280, 11408 (February 15, 2013); 78 FR 

79730, 80100 (December 31, 2013). 

Reserve Bank and from the Board’s 

Freedom of Information Office at 

https://www.federalreserve.gov/foia/ 

request.htm. Interested persons may 

express their views in writing on the 

standards enumerated in the BHC Act 

(12 U.S.C. 1842(c)). 

Comments regarding each of these 

applications must be received at the 

Reserve Bank indicated or the offices of 

the Board of Governors, Ann E. 

Misback, Secretary of the Board, 20th 

Street and Constitution Avenue NW, 

Washington, DC 20551–0001, not later 

than October 1, 2021. 

A. Federal Reserve Bank of New York 

(Ivan Hurwitz, Senior Vice President) 33 

Liberty Street, New York, New York 

10045–0001. Comments can also be sent 

electronically to 

Comments.applications@ny.frb.org: 

1. The Adirondack Trust Company 

Employee Stock Ownership Trust, 

Saratoga Springs, New York; to acquire 

additional shares of 473 Broadway 

Holding Corporation and additional 

shares of The Adirondack Trust 

Company, both of Saratoga Springs, 

New York. 

B. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. Old Second Bancorp, Inc., Aurora, 

Illinois; to merge with West Suburban 

Bancorp, Inc., Lombard, Illinois, and 

thereby indirectly acquire West 

Suburban Bank, both of Lombard, 

Illinois. 

2. Graymont Bancorp, Inc., Graymont, 

Illinois; to acquire State Bank of 

Saunemin, Saunemin, Illinois. 

Board of Governors of the Federal Reserve 

System, August 27, 2021. 

Michele Taylor Fennell, 

Deputy Associate Secretary of the Board. 

[FR Doc. 2021–18873 Filed 8–31–21; 8:45 am] 

BILLING CODE P 

FEDERAL RESERVE SYSTEM 

Agency Information Collection 

Activities: Announcement of Board 

Approval Under Delegated Authority 

and Submission to OMB 

AGENCY: Board of Governors of the 

Federal Reserve System. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) is 

adopting a proposal to extend for three 

years, with revision, the recordkeeping 

and disclosure requirements associated 

with the Truth in Lending Act (TILA), 

implemented by Regulation Z (FR Z; 

OMB No. 7100–0199). The revisions are 

applicable immediately. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Nuha Elmaghrabi—Office of 

the Chief Data Officer, Board of 

Governors of the Federal Reserve 

System, Washington, DC 20551, (202) 

452–3829. 

Office of Management and Budget 

(OMB) Desk Officer for the Federal 

Reserve Board, Office of Information 

and Regulatory Affairs, Office of 

Management and Budget, New 

Executive Office Building, Room 10235, 

725 17th Street NW, Washington, DC 

20503, or by fax to (202) 395–6974. 

SUPPLEMENTARY INFORMATION: On June 

15, 1984, OMB delegated to the Board 

authority under the Paperwork 

Reduction Act (PRA) to approve and 

assign OMB control numbers to 

collections of information conducted or 

sponsored by the Board. Boardapproved collections of information are 

incorporated into the official OMB 

inventory of currently approved 

collections of information. The OMB 

inventory, as well as copies of the PRA 

Submission, supporting statements, and 

approved collection of information 

instrument(s) are available at https://

www.reginfo.gov/public/do/PRAMain. 

These documents are also available on 

the Federal Reserve Board’s public 

website at https://

www.federalreserve.gov/apps/ 

reportforms/review.aspx or may be 

requested from the agency clearance 

officer, whose name appears above. 

Final Approval Under OMB Delegated 

Authority of the Extension for Three 

Years, With Revision, of the Following 

Information Collection 

Report title: Recordkeeping and 

Disclosure Requirements Associated 

with Truth in Lending (Regulation Z).1

Agency form number: FR Z. 

OMB control number: 7100–0199. 

Effective Date: The revisions are 

effective immediately. 

Frequency: Annually, on occasion. 

Respondents: The FR Z panel 

comprises state member banks with 

assets of $10 billion or less that are not 

affiliated with an insured depository 

institution with assets over $10 billion 

(irrespective of the consolidated assets 

of any holding company); nondepository affiliates of such state 

member banks; and non-depository 

affiliates of bank holding companies 

that are not affiliated with an insured 

depository institution with assets over 

$10 billion.2 However, the Consumer 

Financial Protection Bureau (Bureau) 

and the Federal Trade Commission 

(FTC) also have administrative 

enforcement authority over 

nondepository institutions for 

Regulation Z.3 Accordingly, the Bureau 

allocates to itself half of the estimated 

burden to non-depository institutions, 

with the other half allocated to the 

FTC.4

The Board’s ability to reduce 

regulatory burden for small entities 

under Regulation Z is limited because 

the Dodd-Frank Act transferred rule 

writing authority for Board-supervised 

institutions under Regulation Z to the 

Bureau. Nonetheless, the Board has 

taken steps to minimize burden on 

small entities through tailored 

supervision, including through a riskfocused consumer compliance 

supervision program and an 

examination frequency policy that 

provides for lengthened time between 

examinations for institutions with a 

lower risk profile. 

The Board allocates to itself all 

estimated burden to state member banks 

with assets of $10 billion or less that are 

not affiliated with an insured depository 

institution with assets over $10 billion. 

Estimated number of respondents: 

Open-end (not home-secured credit): 

Applications and solicitations, 161; 

Account opening disclosures, Periodic 

statements, and Change-in-terms 

disclosures, 516; Timely settlement of 

estate debts policies, Timely settlement 

of estate debts—account information to 

estate administrator, and Ability to pay 

policies, 161; Open-End Credit—Home 

Equity Plans: Application disclosures, 

Account opening disclosures, Periodic 

statements, Change-in-terms 

disclosures, and Notices to restrict 

credit, 596; All Open-End Credit: Error 

resolution—credit cards, 161; ClosedEnd Credit—Non-Mortgage: Closed-end 

credit disclosures, 741; Closed-End 

Credit—Mortgage: Interest rate and 

payment summary and ‘‘no-guaranteeto-refinance’’ statement, 300; and, Loan 

estimate, Closing disclosure, ARM 

disclosures, Initial rate adjustment 

notice, Periodic statements, Periodic 

statements in bankruptcy (one time), 

Periodic statements in bankruptcy 

(ongoing), Post-consummation 

disclosures for successors in interest 

(one time), and Post-consummation 

disclosures for successors in interest 

(ongoing), 757; Open and Closed-End 


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