<TABLE> <S> <C>


<ARTICLE>                                             7
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
FINANCIAL  STATEMENTS  FILED  HEREWITH  AND  IS  QUALIFIED  IN ITS  ENTIRETY  BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                    1,000,000

<S>                                             <C>
<PERIOD-TYPE>                                   9-MOS
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    SEP-30-1999
<DEBT-HELD-FOR-SALE>                                514
<DEBT-CARRYING-VALUE>                                 0
<DEBT-MARKET-VALUE>                                   0
<EQUITIES>                                         410
<MORTGAGE>                                           11
<REAL-ESTATE>                                         0
<TOTAL-INVEST>                                      935
<CASH>                                               91 <F1>
<RECOVER-REINSURE>                                  826
<DEFERRED-ACQUISITION>                               51
<TOTAL-ASSETS>                                     2289
<POLICY-LOSSES>                                     761
<UNEARNED-PREMIUMS>                                 441
<POLICY-OTHER>                                        0
<POLICY-HOLDER-FUNDS>                                 0
<NOTES-PAYABLE>                                      70
<PREFERRED-MANDATORY>                               409 <F2>
<PREFERRED>                                           0
<COMMON>                                             10
<OTHER-SE>                                          386
<TOTAL-LIABILITY-AND-EQUITY>                       2289
<PREMIUMS>                                          283
<INVESTMENT-INCOME>                                  49
<INVESTMENT-GAINS>                                   31
<OTHER-INCOME>                                       86
<BENEFITS>                                          121
<UNDERWRITING-AMORTIZATION>                          66
<UNDERWRITING-OTHER>                                154 <F3>
<INCOME-PRETAX>                                      87
<INCOME-TAX>                                         24
<INCOME-CONTINUING>                                  63
<DISCONTINUED>                                        0
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                         63
<EPS-BASIC>                                           2.16<F4>
<EPS-DILUTED>                                         2.10<F5>
<RESERVE-OPEN>                                      550
<PROVISION-CURRENT>                                   0 <F6>
<PROVISION-PRIOR>                                     0 <F6>
<PAYMENTS-CURRENT>                                    0 <F6>
<PAYMENTS-PRIOR>                                      0 <F6>
<RESERVE-CLOSE>                                     761
<CUMULATIVE-DEFICIENCY>                               0

<FN>
<F1>Cash includes cash equivalents and short-term investments.
<F2>Company obligated mandatorily redeemable capital securities and convertible
capital securities classified at mezzanine level on Consolidated Statements of
Financial Position.
<F3>Includes engineering services, underwriting and inspection and interest
expense.
<F4>Per SFAS No. 128 "Earnings per Share", this item represents EPS-Basic.
<F5>Per SFAS No. 128 "Earnings per Share", this item represents EPS-Assuming
Dilution.
<F6>Not calculated at interim periods.
</FN>


</TABLE>