<TABLE> <S> <C>


<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                           5,069
<INT-BEARING-DEPOSITS>                           8,320
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     42,954
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,215,888
<ALLOWANCE>                                     24,708<F2>
<TOTAL-ASSETS>                               1,281,622
<DEPOSITS>                                     909,247
<SHORT-TERM>                                    15,500
<LIABILITIES-OTHER>                             11,750
<LONG-TERM>                                    205,455
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       126,399
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>               1,281,622
<INTEREST-LOAN>                                 24,847
<INTEREST-INVEST>                                1,672
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                26,519
<INTEREST-DEPOSIT>                              13,001
<INTEREST-EXPENSE>                              13,602
<INTEREST-INCOME-NET>                           12,917
<LOAN-LOSSES>                                      600
<SECURITIES-GAINS>                               1,412
<EXPENSE-OTHER>                                  6,824<F1>
<INCOME-PRETAX>                                  7,067
<INCOME-PRE-EXTRAORDINARY>                       7,067
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,244
<EPS-BASIC>                                       0.59
<EPS-DILUTED>                                     0.58
<YIELD-ACTUAL>                                    4.79
<LOANS-NON>                                      8,625
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                12,925
<LOANS-PROBLEM>                                 43,092
<ALLOWANCE-OPEN>                                19,895
<CHARGE-OFFS>                                      778
<RECOVERIES>                                       377
<ALLOWANCE-CLOSE>                               24,708
<ALLOWANCE-DOMESTIC>                            24,708
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>Included in (expense-other) is a $1,400,000 nonrecurring charge relating to
the relocation of Imperial Capital Bank's headquarters to La Jolla, California.
<F2>The allowance for loan losses increased by $4,614,000 due to the acquisition
of the ICCMAC Multifamily and Commercial Trust 1999-1 during the period.
</FN>



</TABLE>