JUNE 12, 2002 

[Date) 

• 

NOTE 

PORTLAND, 

[City] 

·- 12125 SOUTHEAST LAUGHING WATER ROAD, SANDY, OR 97055 

[Property Address} 

1. BORROWER'S PROMISE TO PAY 

LOAN t 1 

OREGON 

[State] 

In return for a loan that I have received, I promise to pay U.S. $3 30,000. 00 (this amount is called ''Principal''), 

plus interest, to the order of the Lender. TI1e Lender is WASHINGTON MUTUAL BANK, FA. 

I will make all payments under this Note in the form of cash, check or money order. 

I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled 

to receive payments under this Note is called the ''Note Holder.'' 

2. INTEREST 

Interest will be charged on unpaid principal unLil the full amount of Principal has been paid. I will pay interest at a yearly rate 

of 7.125%. 

The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of 

this Note. 

3. PAYMENTS 

(A) Time and Place of Payments 

I will pay principal and interest by making a payment every month. 

I will make my montllly payment on the 1ST day of each month beginning on AUGUST 1, 2002. 

l will make these payments every month until I have paid all of the principal and interest and any other charges described below that 

l may owe under this Note. Each monthly payment will be applied as of its scheduled due dale and will be applied to interest before 

Principal. If, on JULY 1, 2032, l still owe amounts under this Note, I will pay those amounts in full on that 

date, which is called the "Maturity Date." 

l will make my monlh!y payments at 

P.O. BOX 7198 

PASADENA, CA 91109-7198 

or at a different place if required by the Note Holder. 

(B) Amount of Monthly Payments 

My monthly payment will be in the amount of U.S. 

4. BORROWER'S RIGHT TO PREPAY 

$2,223.:Z7. 

l have the right to make payments of Principal at any time before they are due . A payment of Principal only is known as a ''Prepayment.'' When I make a Prepayment, I will tell the Note Holder in writing that! am doing so. I may not designate a paym~nt 

as a Prepayment if I ltave not made all U'le monthly payments due w1der the Note. 

I may mnke a full Prcpuymcnt or pariial Prepayments withoUI paying n Prepayment charge. The Note Holder will usc my 

Prcpaymcms to reduce the :unount of Principal that! owe tmdcr this Not e. However, the Note Holder may apply my Prepayment to 

the ncen•cd and unpazd interest on rhe Prcpa)·mcnt amount, before applying rny Prepayment to n:duce the Princ h>al amo unt oftlte 

Note. If I make a paniai Prepayment. tl1erc will be no changes in 1hc due dntc or in the nmoulll of my monll1ly p.1ymcm unless the 

Note Holder agrees in writing 10 those changes. 

5. LOAN CHARGES 

lfa law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan 

charges collected or to be collected in connection with this loan exceed the pennittcd limits, then: (a) any such loan charge shall be 

reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from me which 

exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal! owe 

under this Note or by ITlliking a direct payment to me. !fa refund reduces Principal, the reduction will be treated as a partial Prepayment. 

6. BORROWER'S FAILURE TO PAY AS REQUIRED 

(A) Late Charge for Overdue Payments 

If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days 

after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5. 000% of my overdue 

payment of principal and interest. I will pay this late charge promptly but only once on each late payment. 

(B) Default 

If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. 

(C) Notice of Default 

If! am in default, the Note Holder may send me a written notice telling me that if! do not pay the overdue amount by a certain 

date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest 

that lowe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other 

means. 

(D) No Waiver By Note Holder 

Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the 

Note Holder will still have the right to do so if I am in default at a later time. 

(E) Payment of Note Holder's Costs and Expenses 

If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid 

back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, 

for example, reasonable attorneys' fees. ~AJ~. 

MULTISTATE FIXED RATK NOTE-Single Famity·Fwuue Moe/Freddie Moe U:>OIFOR.\1 INSTRUMENT Fonn 3200 

Initials• 

1101 

~ 

0 1999·200 1 Online Documents, Inc Page 1 of 2 F3200NOT 0105 

Exhibit A 

Page 1 of 4

Case 3:15-cv-01422-HZ Document 1-1 Filed 07/29/15 Page 1 of 4
• LOAN #1 

7. GIVING OF NOTICES 

Unless applicable Jaw requires a different method, any notice that must be given to me under this Note will be given by delivering 

it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice 

of my different address. 

Any notice that must be given to the Note Holder under Utis Note will be given by delivering it or by mailing it by first class mail 

to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address. 

8. OBLIGATIONS OF PERSONS UNDER THIS NOTE 

If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this 

Note, including the prontise to pay the full amotLnt owed. Any person who is a guarantor, surety or endorserofthis Note is also obligated 

to do these things Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this 

Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against 

each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed 

under this Note 

9. WAIVERS 

I and any other person who has obligations under this Note waive the right~ of Presentment and Notice of Dishonor. 

"Presentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor" means the 

right to require the Note Holder to give notice to other persons that amounts due have not been paid . 

10, UNIFORM SECURED NOTE 

This Note is a uniform instrument with limited variations in some jurisdictions. In addition to U1e protections given to the Note 

Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the ''Security Instrument''), dated the same date as this Note, 

protects the Note Holder from possible losses which ntight result if! do not keep the prontiscs which I make in this Note. That Security 

Instrument describes how and under what conditions I may be required to make inunediate pa)1nenl in full of all anlOWlts I owe under 

Utis Note. Some of those conditions are described as follows: 

!fall or any part of the Property or any Interest in the Property is sold or transferred (or ifBorroweris not a natural person 

and a beneficial interest in Borrower is sold or transferred) without Lender's prior wrinen consent, Lender may require 

immediate payment in full of all sums secured by this Security Instrument. However, litis option shall not be exercised by 

Lender if such exercise is prohibited by Applicable Law. 

If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of 

not less Ulllll 30 days from the date the ttotice is given in accordance with Section 15 within which Borrower must pay all 

sums secured by Utis Security Instrument. If Borrower fails to pay these sums prior to the expiration ofU1is period, Lender 

may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower, 

WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED~ ~·· 

~~~~~-----~~~---------------~~~~~--~~~------(Seal) RYNVPAULE 

PAY TO THE ORDER OF 

AES!OONTW. FUH&:i·;N(ll COR?On},TiON 

WITHOUT RECOURSE 

WASHINGTON MUTUAL B.A.•~ 

~~~ BRENDA F. BREliDLE 

VICE PRESIDENT 

MULTISTATE FIX~:D RATE NOTE-Single Fami\y.FlUIJllc Moc!Freddle Moe UNH'ORM INSTRUMENT Form 311111 1/111 

0 1999·ZOOI Online Document.s.tnc. Page 2 of 2 

[Sign Original Only] 

F3200NOT 

Exhibit A 

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Case 3:15-cv-01422-HZ Document 1-1 Filed 07/29/15 Page 2 of 4
·· ~ 

BC: 619513 

NOTE ALLONGE 

This Allonge is to be attached to and made a part of that certain Promissory Note made 

by Robynne A. Fauley, in the original principal amount of$330,000.00, dated June 12, 2002, and 

payable to Washington Mutual Bank, FA., as amended or modified (the "Note"). 

Pay to the order of Residential Funding Company, LLC, ("Assignee"), without recourse 

and without representation or warranty whether express, implied or created by operation of law. 

DEUTSCHE BANK TRUST COMPANY AMERICAS, as 

Trustee Company FKA Bankers Trust Company of 

California, N.A. as Trustee Residential Funding Company, 

LLC formerly known as Residential Funding Corporation 

Attorney-in Fact 

By•;t))rL? 

Michael Mead, Limited Signing Officer 

Exhibit A 

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Case 3:15-cv-01422-HZ Document 1-1 Filed 07/29/15 Page 3 of 4
• 

& . , l 

ALLONOE TO PI{QMtSSORY NOTE I 

OR PURr ES OF FURTHER E DOR EM NT 0 1: TilE FOLLOW! G DESCRIBJ:D NO I E. THIS 

LLONG · IS AFFIXED AND !li~CO ME A PERMANENT PART OF SAfD 1\0TE 

POOL: 0 LOAN ID: 111111111111111111111111111111111111111111111 

NOTE DATE: 6/1212002 LOAN AMOUNT: $330,000.00 

BORROWER NAME: ROBYNNEA FAULEY 

PROPERTY ADDRESS: 12125 SE SOUTHEAST LAUGHING WA. SANDY, OR 97055 

PAY TO THE ORDER OF 

LNV Corporntiou 

WITHOUT RECOURSE 

Residential F.unding Company, LLC 

Name· Jason J. Vecchio 

Title· Post Funding Manager 

Residential Fund1ng Company, LLC 

I 

Exhibit A 

Page 4 of 4

Case 3:15-cv-01422-HZ Document 1-1 Filed 07/29/15 Page 4 of 4