SECURITIES AND EXCHANGE COMMISSION
			WASHINGTON, D.C.  20549

				FORM 10-K


(Mark One)

/ x /ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES

EXCHANGE ACT OF 1934 [FEE REQUIRED]

For the fiscal year ended December 31, 1995

/   /TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES

EXCHANGE ACT OF 1934 [NO FEE REQUIRED]

Commission File No.: 33-72966

The Prudential Home Mortgage Securities Company, Inc.
(Exact name of registrant as specified in its charter) 

	Delaware                        43-1490160      

(State or other jurisdiction of (I.R.S. Employer Identification
incorporation or organization)  No.)


7470 New Technology Way
Frederick, Maryland                     21701           
(Address of principal executive         (Zip Code)
offices)


Registrant's telephone number, including area code (301) 846-8326

Securities registered pursuant to Section 12(b) of the Act:  NONE

Securities registered pursuant to Section 12(g) of the Act:  NONE


	Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Securities
Exchange Act of 1934 during the preceding 12 months (or for such shorter
period that the registrant was required to file such reports), and (2)
has been subject to such filing requirements for the past 90 days.


Yes  X          No__


	Indicate by check mark if disclosure of delinquent filers pursuant
to Item 405 of Regulation S-K is not contained herein, and will not be
contained, to the best of registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this Form
10-K or any amendment to this Form 10-K.

	NOT APPLICABLE

	State the aggregate market value of the voting stock held by non-
affiliates of the registrant.  The aggregate market value shall be
computed by reference to the price at which the stock was sold, or the
average bid and asked prices of such stock, as of a specified date within
60 days prior to the date of filing.  (See definition of affiliate in
Rule 405, 17 C.F.R. 230.405).

	NOT APPLICABLE

	Indicate the number of shares outstanding of each of the
registrant's classes of common stock, as of the latest practicable date.

	NOT APPLICABLE


				PART I

Item 1.  Business.

	Omitted pursuant to the no action letter to the registrant from
	the Office of Chief Counsel of the Division of Corporation
	Finance, Securities and Exchange Commission dated June 17, 1988
	(the "No Action Letter") with respect to series of mortgage
	pass-through certificates (collectively, the "Mortgage Pass-
	Through Certificates"), each series being issued pursuant to a
	Pooling and Servicing Agreement (collectively, the "Pooling and
	Servicing Agreements") between the registrant, a servicer (the
	"Servicer") and a trustee (the "Trustee").


Item 2.  Properties.

	In lieu of information required by Item 102 of Regulation S-K,
	the annual statements as to the compliance by the Servicer with
	respect to the Servicer's activities under the Pooling and
	Servicing Agreements during 1995 (collectively, the "Annual
	Statements of Compliance") are attached hereto as Exhibit 99.2
	in accordance with the No Action Letter and are incorporated by
	reference herein.


Item 3.  Legal Proceedings.

	The registrant knows of no material pending legal proceedings
	involving the trusts created under the Pooling and Servicing
	Agreement (the "Trusts"), the Trustee, the Servicer or the
	registrant with respect to the Trusts other than routine
	litigation incidental to the duties of the respective parties
	under the Pooling and Servicing Agreements.


Item 4.  Submission of Matters to a Vote of Security Holders.

	None.


				PART II


Item 5.  Market for Registrant's Common Equity and Related
	    Stockholder Matters.


	(a)  There is no established public trading market for the
	Mortgage Pass-Through Certificates.

	(b)  As of December 31, 1995, the total number of holders of
	the publicly-offered Mortgage Pass-Through Certificates for all
	classes within each series of Mortgage Pass-Through
	Certificates sold during 1995 was as follows:

		Series          Number of Holders       

		1995-1                  56
		1995-2                  21
		1995-3                  13
		1995-4                  20
		1995-5                  21
		1995-6                  38
		1995-7                  21


	(c)     Omitted pursuant to the No Action Letter.


Item 6.  Selected Financial Data.

	Omitted pursuant to the No Action Letter.


Item 7.  Management's Discussion and Analysis of Financial
	 Condition and Results of Operations. 

	Omitted pursuant to the No Action Letter.


Item 8.  Financial Statements and Supplementary Data.

	In lieu of the information required by Item 8, the annual
	reports prepared by a firm of independent public accountants
	(collectively the "Annual Independent Accountants' Servicing
	Reports") with respect to the Servicer's activities under the
	Pooling and Servicing Agreements during 1995 and the Annual
	Statements of Compliance are attached hereto as Exhibits 99.1
	and 99.2, respectively, in accordance with the No Action Letter
	and are incorporated by reference herein.


Item 9.  Changes in and Disagreements with Accountants on
	 Accounting and Financial Disclosure.

	None.


				PART III


Item 10.  Directors and Executive Officers of the Registrant.

	  Omitted pursuant to the No Action Letter.


Item 11.  Executive Compensation.

	  Omitted pursuant to the No Action Letter.


Item 12.  Security Ownership of Certain Beneficial Owners and Management.

	  Omitted pursuant to the No Action Letter.


Item 13.  Certain Relationships and Related Transactions.

	  Omitted pursuant to the No Action Letter.


				PART IV


Item 14.  Exhibits, Financial Statement Schedules and Reports on Form 8-K

	(a)  Exhibits

		99.1    Annual Independent Accountants' Servicing Reports
			concerning servicing activities under the Pooling and
			Servicing Agreements for the year ended December 31, 1995,
			in accordance with the No Action Letter.

		99.2    Annual Statements of Compliance under the Pooling and
			Servicing Agreements for the year ended December 31, 1995,
			in accordance with the No Action Letter.

	(b)     On February 13, 1995, report on Form 8-K was filed in
		order to provide the Pooling and Servicing Agreement for
		Mortgage Pass-Through Certificates of Series 1995-01.

		On June 26, 1995, reports on Form 8-K were filed in order
		to provide the Pooling and Servicing Agreements for Mortgage
		Pass-Through Certificates of Series 1995-02 and 1995-03.

		On August 11, 1995, report on Form 8-K was filed in order
		to provide the Pooling and Servicing Agreement for Mortgage
		Pass-Through Certificates of Series 1995-04.

		On August 21, 1995, report on Form 8-K was filed in order
		to provide the Pooling and Servicing Agreement for Mortgage
		Pass-Through Certificates of Series 1995-06.

		On October 2, 1995, report on Form 8-K was filed in order
		to provide the Pooling and Servicing Agreement for Mortgage
		Pass-Through Certificates of Series 1995-07.

		On October 26, 1995, report on Form 8-K was filed in order
		to provide the Pooling and Servicing Agreement for Mortgage
		Pass-Through Certificates of Series 1995-05.
		
	(c)  Omitted pursuant to the No Action Letter.

	(d)  Omitted pursuant to the No Action Letter.


				SIGNATURES


Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the registrant has duly caused this
report to be signed on its behalf by the undersigned, thereunto duly
authorized:


THE PRUDENTIAL HOME MORTGAGE SECURITIES COMPANY, INC.


By:   /s/ MARVIN I. MOSKOWITZ     
Name:     Marvin I. Moskowitz           
Title:    President, Chief Executive Officer and Director
Dated:    March 27, 1996


Pursuant to the requirements of the Securities Exchange Act of 1934,
this report has been signed below by the following persons on behalf of
the registrant and in the capacities and on the dates indicated.


By:   /s/ MARVIN I. MOSKOWITZ
Name:   Marvin I. Moskowitz
Title:  President, Chief Executive Officer & Director
Dated:  March 25, 1996


By:   /s/ JAMES B. SVINTH
Name:   James B. Svinth
Title:  Director
Dated:  March 22, 1996


By:   /s/ ROY J. KASMAR
Name:   Roy J. Kasmar
Title:  Director
Dated:  March 25, 1996


By:   /s/ JERRY L. HALBROOK
Name:   Jerry L. Halbrook
Title:  Controller / Comptroller
Dated:  March 25, 1996


By:   /s/ DANIEL H. ROSEN         
Name:   Daniel H. Rosen
Title:  Treasurer & Principal Financial Officer
Dated:  March 22, 1996


SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO
SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED
SECURITIES PURSUANT TO SECTION 12 OF THE ACT


	(a)(1)  No annual report is provided to the Certificateholders
	other than with respect to aggregate principal and interest
	distributions.

	(a)(2)  No proxy statement, form of proxy or other proxy
	soliciting material has been sent to any Certificateholder with
	respect to any annual or other meeting of Certificateholders.



				EXHIBIT INDEX


Exhibit No.

99.1    Annual Independent Accountants' Servicing Reports
	concerning servicing activities under the Pooling and Servicing
	Agreements for the year ended December 31, 1995.

99.2    Annual Statements of Compliance under the Pooling and
	Servicing Agreements for the year ended December 31, 1995.