<TABLE> <S> <C>

<ARTICLE>                                                                 9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE AUDITED CONSOLIDATED CONDENSED FINANCIAL STATEMENTS OF SHORELINE
FINANCIAL CORPORATION, INC. AND SUBSIDIARIES FOR THE PERIOD ENDED DECEMBER
31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                          1,000

<S>                                                            <C>
<PERIOD-TYPE>                                                        12-MOS
<FISCAL-YEAR-END>                                               DEC-31-1999
<PERIOD-START>                                                  JAN-01-1999
<PERIOD-END>                                                    DEC-31-1999
<CASH>                                                               35,002
<INT-BEARING-DEPOSITS>                                               11,125
<FED-FUNDS-SOLD>                                                      9,600
<TRADING-ASSETS>                                                          0
<INVESTMENTS-HELD-FOR-SALE>                                         201,871
<INVESTMENTS-CARRYING>                                               17,716
<INVESTMENTS-MARKET>                                                 17,871
<LOANS>                                                             702,553
<ALLOWANCE>                                                           7,984
<TOTAL-ASSETS>                                                    1,013,236
<DEPOSITS>                                                          792,954
<SHORT-TERM>                                                         72,985
<LIABILITIES-OTHER>                                                   8,761
<LONG-TERM>                                                          58,719
<COMMON>                                                                  0
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<OTHER-SE>                                                           79,817
<TOTAL-LIABILITIES-AND-EQUITY>                                    1,013,236
<INTEREST-LOAN>                                                      54,985
<INTEREST-INVEST>                                                    14,177
<INTEREST-OTHER>                                                      1,500
<INTEREST-TOTAL>                                                     70,662
<INTEREST-DEPOSIT>                                                   28,831
<INTEREST-EXPENSE>                                                   33,790
<INTEREST-INCOME-NET>                                                36,872
<LOAN-LOSSES>                                                           480
<SECURITIES-GAINS>                                                      307
<EXPENSE-OTHER>                                                      25,560
<INCOME-PRETAX>                                                      18,835
<INCOME-PRE-EXTRAORDINARY>                                           18,835
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                         12,750
<EPS-BASIC>                                                          1.15
<EPS-DILUTED>                                                          1.15
<YIELD-ACTUAL>                                                         3.24
<LOANS-NON>                                                           1,141
<LOANS-PAST>                                                            593
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                       3,133
<ALLOWANCE-OPEN>                                                      7,883
<CHARGE-OFFS>                                                           674
<RECOVERIES>                                                            295
<ALLOWANCE-CLOSE>                                                     7,984
<ALLOWANCE-DOMESTIC>                                                  6,567
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                               1,417



</TABLE>