<TABLE> <S> <C>

<ARTICLE>                                                                      9
<LEGEND>   THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE CONSOLIDATED BALANCE SHEET AND RELATED CONSOLIDATED STATEMENTS OF
INCOME, CHANGES IN SHAREHOLDERS' EQUITY AND CASH FLOWS, OF SHORELINE
FINANCIAL CORPORATION AND ITS SUBSIDIARY AS OF AND FOR THE YEAR ENDED
DECEMBER 31, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                                               1,000
       
<S>                                                            <C>
<PERIOD-TYPE>                                                             12-MOS
<FISCAL-YEAR-END>                                                    DEC-31-1995
<PERIOD-END>                                                         DEC-31-1995
<CASH>                                                                    29,810
<INT-BEARING-DEPOSITS>                                                         0
<FED-FUNDS-SOLD>                                                          12,950
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                              102,871
<INVESTMENTS-CARRYING>                                                    44,465
<INVESTMENTS-MARKET>                                                      45,875
<LOANS>                                                                  465,995
<ALLOWANCE>                                                                6,600
<TOTAL-ASSETS>                                                           671,173
<DEPOSITS>                                                               592,300
<SHORT-TERM>                                                               4,691
<LIABILITIES-OTHER>                                                        4,822
<LONG-TERM>                                                                5,000
<COMMON>                                                                       0
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<OTHER-SE>                                                                64,860
<TOTAL-LIABILITIES-AND-EQUITY>                                           671,173
<INTEREST-LOAN>                                                           40,585
<INTEREST-INVEST>                                                          9,599
<INTEREST-OTHER>                                                             892
<INTEREST-TOTAL>                                                          51,076
<INTEREST-DEPOSIT>                                                        23,451
<INTEREST-EXPENSE>                                                        23,847
<INTEREST-INCOME-NET>                                                     27,230
<LOAN-LOSSES>                                                                750
<SECURITIES-GAINS>                                                          (36)
<EXPENSE-OTHER>                                                           18,720
<INCOME-PRETAX>                                                           11,738
<INCOME-PRE-EXTRAORDINARY>                                                11,738
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                               8,607
<EPS-PRIMARY>                                                               1.64
<EPS-DILUTED>                                                               1.64
<YIELD-ACTUAL>                                                              3.81
<LOANS-NON>                                                                  235
<LOANS-PAST>                                                               1,204
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                           5,952
<CHARGE-OFFS>                                                                492
<RECOVERIES>                                                                 390
<ALLOWANCE-CLOSE>                                                          6,600
<ALLOWANCE-DOMESTIC>                                                       4,277
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                    2,323
        


</TABLE>